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DiscoveritforStudentsApplication

ThankyouforconsideringaDiscoverCard.
Unfortunately,weareunabletoapproveyourapplicationatthistime.

ApplicationNumber153242119550300

ADA100025
DearKARTHIKKALYANIVIJAYAKUMAR,

ThankyouforyourrecentDiscoverStudentcardapplication.Unfortunately,weareunabletoapproveyourrequestatthistimeforthefollowing
reason(s):
APPLICATIONISCURRENTLYBEINGPROCESSED
Ifyouhaveanyquestions,knowledgeableCreditAnalystsareavailabletoassistyou,MondaythroughFriday,8amtoMidnightET,bycalling1
8773304223.Forhelpfulfinancialtipsandinformationonmanagingyourcredit,visitDiscover.comandsearch"CreditManagement."

ThankyouforyourinterestinDiscover.

NewAccountsTeam

Ourcreditdecisionwasbasedinwholeorinpartoninformationobtainedinareportfromtheconsumerreportingagencylistedbelow.Youhavea
rightundertheFairCreditReportingActtoknowtheinformationcontainedinyourcreditfileattheconsumerreportingagency.Thereporting
agencyplayednopartinourdecisionandisunabletosupplyspecificreasonswhywehavedeniedcredittoyou.
Youalsohavearighttoafreecopyofyourreportfromthereportingagency,ifyourequestitnolaterthan60daysafteryoureceivethisnotice.In
addition,ifyoufindthatanyinformationcontainedinthereportyoureceiveisinaccurateorincomplete,youhavetherighttodisputethematter
withthereportingagency.
Forafreecopyofyourcreditbureaureport,contact:

NoneUsed
Ifyouhaveanyquestionsregardingthisletter,youshouldcontactDiscoverBank,issueroftheDiscoverCard,atP.O.Box15410,Wilmington,
DE198505410.

FEDERALEQUALCREDITOPPORTUNITYACTNOTICE:ThefederalEqualCreditOpportunityActprohibitscreditorsfromdiscriminating
againstcreditapplicantsonthebasisofrace,color,religion,nationalorigin,sex,maritalstatus,age(providedthattheapplicanthasthecapacity
toenterintoabindingcontract)becauseallorpartoftheapplicant'sincomederivesfromanypublicassistanceprogramorbecausetheapplicant
hasingoodfaithexercisedanyrightundertheConsumerCreditProtectionAct.Thefederalagencywhichadministerscompliancewiththislaw
concerningDiscoverBank,theissueroftheDiscoverCard,istheBureauofConsumerFinancialProtection,1700GStreetNW,WashingtonDC
20006.

Adddiscover@service.discover.comtoyouraddressbooktoensuredeliveryoftheseemails.SeewaystohelpidentifyDiscoveremailsbyvisitingouremail
securitypage.
IMPORTANTINFORMATION

Pleasedonotreplytothisemailaswearenotabletorespondtomessagessenttothisaddress.
DISCOVERandothertrademarks,logosandservicemarksusedinthisemailarethetrademarksofDiscoverFinancialServicesortheirrespectivethirdpartyowners.
DiscoverProductsInc.,POBOX15410,Wilmington,DE198505410
DiscoverBank,MemberFDIC
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