“Approach to Credit Risk Evaluation”

Lecture I – Presentation on “The 2002-2008 Credit Cycle” –

Lecture II – Introduction to Credit Risk

o What is Credit Risk?
o Why is Credit Analysis essential?
o Scope of Credit Analysis.
o Introduction to Credit Ratings.
o The Road Ahead (Introduction to the course content).

Lecture III - Introduction to Indian NBFC’s Sector

o NBFC’s: Emergence of the Sector
o Understanding Essential Regulations for NBFC’s
o Current Scenario & Way Ahead
o How to analyse an NBFC using CAMEL approach

Lecture IV - NBFC Class Case Study: Cholamandalam DBS Finance

Lecture V - Introduction to Indian Banking Sector

o Key RBI Regulations and their Impact on Banks
o Understanding various Banking terminologies and Analytical Jargons
o How to Analyse a Bank using CAMEL approach

Lecture VI - Bank Class Case Study: Axis Bank

Continued…

Lecture VII - Analysis of Corporate Credit Risk

 o How to Approach Credit Evaluation of Corporates
o Refresher: Corporate Finance Concepts

Lecture VIII - Corporate Class Case Study: Suzlon Ltd.

Lecture IX-XII - Final Assignment

o Groups of 4 members. Each group to be made considering the lecture
evaluation of each student.
o Each group to be given a credit/company (live case) to evaluate.
o Project report not more than 4 pages (excluding annexure).
o Presentation: 15 minutes.
o Q&A 10 minutes.
o Feedback 15 minutes.

Lecture XIII: Concluding Lecture – A brief synopsis of the entire module

Note -
o Each lecture to be for duration of 2 hours.
o 4 Class tests of 5 marks each to be conducted randomly
o Every lecture will have first 10 minutes dedicated towards week’s major
news and their impact.
o Relevant reading materials/Research papers would be distributed as and
when required.
o Special Guest Lectures on Fixed Income by Industry Professionals over and
above the mentioned schedule (Details to be finalized).
o Marks Allocation:
Class Participation & Involvement 7.5
Class Test 10 (best 2 scores out of 4 tests)
Project Report & Presentation 12.5
Final Examination Case Study 20
Total 50 Marks
R. Arun

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