Presentation On

(With MAX NEW YORK LIFE INSURANCE)

Prepared By:

Sushant N Mhamunkar
Roll No: - MS0910035
Div - Finance
 CONTENTS

Introduction to the topic

Objective of the study
Process of Portfolio Management in Insurance
Insurance as an Investment
Tips for efficient Portfolio management in
Insurance
Conclusion
What is Portfolio Management?
Insurance Company Fund Manager Invest in Right
Securities

FINANCIAL ADVISOR

Customer
 OBJECTIVES OF THE STUDY

Understanding the perception of customers while choosing the

policy.

Spreading awareness to have dual benefit i.e. Life cover &

investment in market

To study the role model & role of financial advisor in

insurance.

To create a brand awareness of the company.

PROCESS OF PORTFOLIO MANAGEMENT IN
INSURANCE
 ON CUSTOMERS END ON COMPANY’S END

Identifying services of various insurance Identifying the prospects

players

Understanding the policies Understanding the customer

Finding the unmet needs Tracing need from existing portfolio

Check the estimated exps. & incomes Financial planning

Seeking a viable solution Providing a solution

Keep track record of investment Follow ups

 INSURANCE AS AN INVESTMENT

Its essence is to protect your family from uncertainty.

Insurance v/s other investment alternatives

Insurance = Investment + Assurance

TIPS FOR EFFICIENT PORTFOLIO
MANAGEMENT IN INSURANCE
1) Understand the kind of customer.
2) Understand his needs, expectation as well as financial
background very well.
3) Calculate customer’s estimated expenses through Future
Value and Rule 72 concept. (As shown in Personal
Financial Planning Section)
4) Show how inflation factor can impact their investment
adversely.
5) Comparative analysis of other investment options available
to them.
CONTD…

6) Suggest how an investment in insurance will be a better

option for them.
7) The need for insurance in today’s hectic life.
8) Do financial planning on behalf of them till their retirement
age.
9) Keeping the track record of their investment and suggesting
the timely changes if switching of fund option is exercised.
10) Advising other persons on the basis of one’s successful track
record of investment with us.
 CONCLUSION

The insurance industry must pay attention to :-

 Product Innovation
 Appropriate pricing
 Speedy settlement of claims
 An effective Portfolio Management