Household Budget Worksheet

Use this sheet to determine your income and expenses, and disposable income percentage
Include all expenses and income. The last line in each block will be calculated for you.
If you need another category, "borrow" a line that is not in use. Not all households will use all items.
Be as accurate as possible in reporting. Do not report any monies deducted from your take home pay.

Monthly Take Home Income Secured Debts (Monthly Payments)

Salary/Wages/Business Draw 1620 Rent 850
Salary or Wages (Spouse) 0 1st Mortgage
Social Security 2nd Mortgage
Pension/Retirement Land Lease (Trailer park, other)
Interest on Accounts 0 Student Loans 0
Alimony / Child Support Auto Loans/Leases 258
Real Estate rent (income) Recreation (Boat, ATV, etc.)
Investment Dividends Past Due Taxes 0
Unemployment/ Food Stamps Other Debts 321
Other Other Debts
Total Take Home Income $1,620 Other Loans
Other Loans
Monthly Living Expenses Total Secured Debt $1,429
Alimony / Child Support (outgoing)
Auto Gas and Repair 172 Unsecured Debt
Auto Insurance 163 Credit Card 1 0
Cable TV/ Satellite Fees 0 Credit Card 2 0
Charitable Contributions 0 Credit Card 3 0
Child Care 0 Credit Card 4 0
Childrens' Activities 0 Credit Card 5 0
Clothing Maintenance (Laundy/Dry cleaning 0 Credit Card 6 0
Clothing Purchases 0 Credit Card 7
Electric Bill 78 Credit Card 8
Food (In-home / Groceries) 240 Personal Loan 1 0
Food (Out of home - Lunch, Dining) 0 Personal Loan 2 0
Gas and Oil Bill 45 Medical Bill Payment 0
Health and Dental Insurance 68 Other
Homeowner/Condo fees Other
Homeowners/ Renters Insurance 0 Total unsecured Debt $0
Household items 0
Internet Access (AOL,MSN, DSL) Summary
Life and Disability Insurance 0 Total Take Home (Income ) $1,620
Memberships (Health club etc.) 0 Total Living Expenses (-) $968
Personal Care (Grooming) 0 Total Secured Debt Payments (-) $1,429
Prescriptions 82 Total Unsecured Debt Payments (-) $0
Property Services (Gardener,Pool) 0 Disposable Income ** ($777.00)
Security Services (Alarm) Disposable Income as Percent -47.96%
Subscriptions 0 A healthy budget will have 5-10% disposable income.
Telephone (Home, Cell, Pager) 103 If your calculations reveal a deficit (in parentheses)
Trash Disposal 0 you may be in serious debt. We can help.
Tuition and School Supplies 0
Water Bill 17
Other Expenses 0
Other Expenses 0
Other Expenses
Total Monthly Living Expenses $968