FORMAT

Banker’s Confidential Report

Please attach to the form a confidential credit report from your principal banker placed in a sealed
envelope. This credit report should be in the following format: (Note: in the following format, “subject”
refers to your company as a client of the bank)

To be printed on Bank’s Letterhead

Date : ________________

To SME Rating Agency of India Ltd

Mumbai

Dear Sir

We submit herewith “Banker’s Report” as required by you, for our client M/s
________________________
__________________________________ (Your company name with address).

With respect to the above mentioned subject we state as under:

• How long has the subject been your customer? Are the dealings with the subject and its
sister companies satisfactory?
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
__________________________________

Has the interest payment from the subject been timely? Have their been any defaults by the
subject or its sister companies? If yes, please give the details.
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
____________________________________

• A brief profile of the subject’s financial relationships with its suppliers and customers (any
dishonoring of cheques etc.)
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
____________________________________

Loan Particulars:
Amount Sanctioned / Amount Disbursed Amount overdrawn
Limit (Rs in _________) (Rs in _______) as of current date (Rs in _________)
Cash Credit/Working
Capital Demand Loan
Any other Fund based
Non-fund Based
Yours truly,

Authorised Signatory
For __________________Bank