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    Website: http://www.daruliftaa.com/ About Darul Iftaa The Importance of Islamic Jurisprudence (fiqh) is known to all. Fiqh deals with all aspects relating to a Muslim’s life. The Messenger of Allah (Allah bless him & give him peace) said: “He for whom Allah desires great good, He grants him (superlative) understanding in the Religion. I only distribute and it is Allah Who gives. That group shall remain in charge of the Order of Allah, unharmed by those who oppose them, until the coming of the Order of Allah”. (Sahih al-Bukhari) Imam Abu Hanifa (may Allah be pleased with him) said: “Fiqh is to know what is for and against oneself” Darul Iftaa (Leicester, UK) aims to provide insight into the Islamic perspective on personal, social, and global issues. We hope to enrich understanding, debate and discussion by providing an Islamic dimension to queries and specific concerns. To submit your query contact: Mufti Muhammad ibn Adam al-Kawthari. Disclaimer: Please note, Darul Iftaa is not a Islamic Shari’ah Law Court; hence, the opinions provided by us are not intended to be a ruling as one would expect to receive from a Shari’ah Court. The aim is to provide a better understanding of issues from an Islamic perspective. We also take no responsibility if our answers are used out of their intended context, nor of any party who may or may not act upon them. The Darul Iftaa being hereby exempted from loss or damage howsoever caused.

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    Website: http://www.daruliftaa.com/ About Darul Iftaa The Importance of Islamic Jurisprudence (fiqh) is known to all. Fiqh deals with all aspects relating to a Muslim’s life. The Messenger of Allah (Allah bless him & give him peace) said: “He for whom Allah desires great good, He grants him (superlative) understanding in the Religion. I only distribute and it is Allah Who gives. That group shall remain in charge of the Order of Allah, unharmed by those who oppose them, until the coming of the Order of Allah”. (Sahih al-Bukhari) Imam Abu Hanifa (may Allah be pleased with him) said: “Fiqh is to know what is for and against oneself” Darul Iftaa (Leicester, UK) aims to provide insight into the Islamic perspective on personal, social, and global issues. We hope to enrich understanding, debate and discussion by providing an Islamic dimension to queries and specific concerns. To submit your query contact: Mufti Muhammad ibn Adam al-Kawthari. Disclaimer: Please note, Darul Iftaa is not a Islamic Shari’ah Law Court; hence, the opinions provided by us are not intended to be a ruling as one would expect to receive from a Shari’ah Court. The aim is to provide a better understanding of issues from an Islamic perspective. We also take no responsibility if our answers are used out of their intended context, nor of any party who may or may not act upon them. The Darul Iftaa being hereby exempted from loss or damage howsoever caused.

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    17 Ansichten1 Seite

    Bank Schemes

    Hochgeladen von

    kang2010
    Website: http://www.daruliftaa.com/ About Darul Iftaa The Importance of Islamic Jurisprudence (fiqh) is known to all. Fiqh deals with all aspects relating to a Muslim’s life. The Messenger of Allah (Allah bless him & give him peace) said: “He for whom Allah desires great good, He grants him (superlative) understanding in the Religion. I only distribute and it is Allah Who gives. That group shall remain in charge of the Order of Allah, unharmed by those who oppose them, until the coming of the Order of Allah”. (Sahih al-Bukhari) Imam Abu Hanifa (may Allah be pleased with him) said: “Fiqh is to know what is for and against oneself” Darul Iftaa (Leicester, UK) aims to provide insight into the Islamic perspective on personal, social, and global issues. We hope to enrich understanding, debate and discussion by providing an Islamic dimension to queries and specific concerns. To submit your query contact: Mufti Muhammad ibn Adam al-Kawthari. Disclaimer: Please note, Darul Iftaa is not a Islamic Shari’ah Law Court; hence, the opinions provided by us are not intended to be a ruling as one would expect to receive from a Shari’ah Court. The aim is to provide a better understanding of issues from an Islamic perspective. We also take no responsibility if our answers are used out of their intended context, nor of any party who may or may not act upon them. The Darul Iftaa being hereby exempted from loss or damage howsoever caused.

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    http://www.daruliftaa.com/question.asp?

    txt_QuestionID=q-22404051

    Bank Schemes

    Question #: q-22404051
    Date Posted: 2007-03-26

    QUESTION

    My friend is in need of a debit card (interest free transactions)...but for him to obtain this he
    must upgrade to a new account. The new account offers many new features which come
    hand in hand with the upgrade such as, student discounts on flights, shopping vouchers, etc.
    what is worrying is that they offer health insurance and other insurance based schemes. Now
    these schemes are always available to him and come part of the package but he does not
    have to pay for them and although they are available to him, he can not use them if he
    wishes. As he needs the debit card, he doesn't intend indulging in the haram schemes. Is it
    permissible to upgrade his account on this basis?

    ANSWER

    In the name of Allah, Most Compassionate, Most Merciful,

    Depositing and keeping money in an interest-bearing/savings account is a munkar (evil) and


    considered unlawful by most contemporary scholars. The International Islamic Fiqh
    Academy consisting of top major world-scholars unanimously issued a resolution that any
    returns on bank deposits (since they are loans) is a form of the unlawful and prohibited Riba.
    (See: Qararat wa tawsiyyat, Majma' al-Fiqh al-Islami, p: 22)

    As such, if upgrading to a new account means opening an interest-bearing account, then this
    is not permitted, even for the purpose of acquiring a debit card.

    However, if the new account is a non interest-bearing one, it would be permitted to upgrade
    to it and benefit from the various features it provides on the condition that one avoids
    unlawful schemes such as health insurance and other insurance-based schemes.

    And Allah knows best


    Muhammad ibn Adam
    Darul Iftaa
    Leicester , UK

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