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GSE Sample Assessments

Verbal Assessment
Passage will be followed by four (4) questions, each question has four(4) answer options from which you are meant to select the two(2) correct answer options:

Sample Passage
Amendment to your credit card agreement:
As a result of new legislation, there are important changes to the default charges on credit card accounts, effective from the first of next month.
Annual Percentage Rates (APRs) on existing balances will no longer be raised for all late payments. The APR will only be increased if the minimum monthly payment is not made
within 90 days of the due date. If your APR rate increases due to payment after this grace period, it will only return to its original rate if minimum payments are made by their due
date for three consecutive billing cycles.
Please note: Annual Percentage Rates for future transactions may be raised at any point, subject to 60 days prior notification of any rate change.
You will no longer be charged a penalty fee for exceeding your credit limit. However, it is important to remember that any transaction that will cause you to go over your credit
limit may be declined. Thus, it is essential to stay aware of how close you are to your limit.
For your convenience, the payments due date will now always fall on the same day of every month. This due date will always be 30 days from the last day of your statement
period. Although your APR rate will not be affected by payments falling within the 90-day grace period, your account will still be charged a late payment fee if payment is received
after the due date.

1) Which two of these statements must be true?

a) The penalty fee for over-running the account’s credit limit has been eliminated.
b) There are no longer any repercussions for exceeding your credit limit.
c) The changes described do not affect the account’s credit limit.
d) Transactions above the account’s credit limit will automatically be declined.

2) Which two of these statements must be true?

a) APR rates can only be increased if payments are more than 90 days late.
b) Late payments will no longer be subject to an increased Annual Percentage Rate.
c) Prior to this new legislation, payments made less than 90 days late attracted a higher APR.
d) Elevated APR rates incurred by late payment will apply for a minimum of three billing cycles.

3) Which two of these statements must be true?

a) New legislation has resulted in more lenient terms for the account holder.
b) The changes described are intended to prevent late payments.
c) The changes to the account do not come into effect immediately.
d) New legislation has revoked all credit card default fees.

4) Which two of these statements must be true?

a) Account holders now have more time between the statement’s final day and the payment due date.
b) Previously, the credit card’s payment due date was variable.
c) The late payment penalty fee remains in force following the new legislation.
d) The account’s grace period has been extended.

Numerical Assessment
A table or chart will be followed by four (4) questions, you are meant to pick the correct answer from the six (6) available answer options.

Sample Chart

The two pie-charts below show the number of holidays sold in 5 country locations by two holiday companies: Syetam Ltd; and Gyecos Ltd.

1. What was the ratio of United Kingdom to United States holidays sold by Gyecos Ltd?

(A) 2:1

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(B) 2:5
(C) 5:2
(D) 1:5
(E) 1:2
(F) 5:1

2. If Gyecos Ltd sells an average of 120 holidays across 15 countries worldwide, how many holidays are sold to countries other than those shown in the

(A) 1800
(B) 805
(C) 1200
(D) 995
(E) 600
(F) None of these options

3. Syetam’s offers two types of holiday in the United States. The Florida holiday was twice as popular as the California holiday. How many holidays were sold
to California?

(A) 20
(B) 40
(C) 60
(D) 80
(E) 100
(F) 120

4. If 15% of Syetam’s holidays to France are cancelled and 50% of these cancellations attract a cancellation charge, then how many French holidays attract
a cancellation charge?

(A) 5
(B) 10
(C) 15
(D) 25
(E) 35
(F) 50

5. The total number of holidays sold by Syetam Ltd was 1100. What level of sales was to countries other than those shown?

(A) 100
(B) 180
(C) 160
(D) 140
(E) 220
(F) 200

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