x Used car sales and in-house financing Responsible for all related aspects of a utomobile business-collection and repossessions. VP Branch Manager 1996-2000 Peoples State Bank Rising Star, Tx Oversaw all aspects of branch operations including lending, staffing, training, and rgulati ons. Onwer operater 1993-1996 Buffalo Auto Sales Brownwood, Tx Same as above General Manager 1987-1993 Texas Recycing Brownwood, Tx Oversaw all aspects of the business inc luding marketing, operations, business develop ment, and staffing. Assistant Vice President 1985-1987 Southern Savings and Loan Brownwood, Tx Responsible for comsumer and commercial lending and supervised collections Various 1974-1 985 Citizens National Bank Brownwood, T x Held positions of increasing responsibi lity including: Proof operator, bookkeeper, Teller, Head Teller, Note Department, Collectio ns, Assistant Vice President, Vice Presiden t lending Consumer, Agricultural, Commercial andR eal Estate Educatrion Zephyr High School Zephyr, Tx 1967-19 71 Tarleton State University Stephenville, Tx 1971-197 4 Southwest Graduate School of Banking-SMU Dallas, Tx 1983- 1985 Various Banking and Education Update Seminars 1 986-1999 References John S. Keyes 325-784-5684 President Citizens National Bank Bob Boatright 325-643-3545 Vice President Citizens National Bank