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NAME SHRADDHA ELVIRA SUSHITHA DHARA DEEPIKA SNEHA

ROLL NO. 48 12 51 11 10 50

TOPIC INTRODUCTION PRIOR TO USAGE OF SOFTWARE TYPES OF BANKING APPLICATION SOFTWARE RETAIL BANKING SOFTWAREPORTFOLIO PLUS FEATURES ADVANTAGES/DISADVANTAGE S OF BANKING SOFTWARE

INTRODUCTION
y WHAT IS A BANK y WHAT DO YOU MEAN BY A BANKING SOFTWARE y EVOLUTION OF BANKING SOFTWARE y APPLICATION OF BANKING SOFTWARE

WHAT IS A BANK

BANKING APPLICATION SOFTWARE

It is a computer software designed to help the user to perform a singular or multiple related specific tasks.Typical examples are word processors, spreadsheets, media players and database applications.

EVOLUTION OF BANKING SOFTWARE

y RANGARAJAN COMMITTEE

y NEED FOR AUTOMATION

PRIOR TO USAGE OF SOFTWARE

POST USAGE OF SOFTWARE

DIFFERENT BANKING SOFTWARES


y Corniche by Megasol Technologies y Macrobank5+ by Canopus Software Laboratory y Titanium ORE by CR Software y Prospero by SAGE y IMEX by Surecomp y Cyberbank by Technisys

PORTFOLIO PLUS RETAIL BANKING SOFTWARE


y AGILITY y CONVENIENCE y INNOVATION y FEE MANAGEMENT

FEATURES
y BASIC ACCOUNT TYPES y DELIVERY OPTIONS
y y y y y y

Web Banking Interface Bank Teller ATM Banking Interface POS Banking Interface Telephone Banking and IVR Banking Interface Retail and Custom XML Interfaces

CUSTOMER AND TELLER


y Receipt printing y Passbook printing y Cash dispensing y Drawer interface y Customer account search
y y y y

Social Security Number or Social Insurance Number Last name, first name Telephone number CIF number

y Multi-Currency Blotter y Stops and holds lookup

DEPOSIT PROCESSING OPTIONS


y ACCOUNT ANALYSIS y FLEXIBLE FEE OPTIONS y CENTRALISED TABLE OF RATES y MAINTAINENECE OPTIONS ACCRUAL UPDATES y OD MANAGEMENT y COMBINED STATEMENTS y FLEXIBLE CUSTOMER 2 ACCOUNT RELATIONSHIP

SECURITY
y LIMITATIONS y SECURITY CLASS EMPLOYEE GROUPS y AUDIT TRAILS y PASSWORD CONTROLS y RECORD ACCESS CONTROLS

PLUG- IN BANKING
y TCP/IP (Transport Control Protocol/Internet Protocol) y SSL (Secure Socket Layer) y Java Messaging Services (JMS) y Enterprise Services Bus (ESB) y Financial Services Bus (FSB) y IBM WebSphere y TIBCO Rendezvous

MANAGEMENT REPORTS
y Trial Balance y Dormant Accounts y Overdraft Report y Fee Summary Reports y Stop/Hold Reports y Open/Closed Accounts y Line of Credit Delinquency y Line of Credit Review y Account Transactions by Transaction Code y Teller Transactions by Entry Date

ADVANTAGES
y EASE OF USE y REDUCTION IN COT OF OPERATIONS y 24/7 AVAILABLITY y MULTI-BANKING FEATURES y SECURED TRANSACTIONS y SUPPORT FOR MULTIPLE ACCOUNTS

DISADVANTAGE
y LEASE y HACK y EXPENSIVE

WEBLOGRAPHY
y www.banknetindia.com y www.stratinfotech.com