Cao,Huean 442741862;CA-16281 Eagle Lane/CA 92649;Y-09141977;T-26......

;H-N;SSRV-
ICDS;Q-ECICDS02007010501472500CICSCSTGICDS0000000

PAGE 1 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

*AN H CAO SS: *** E: GGUSD

16281 EAGLE LN DOB: *** RPTD: 7-06 TO 12-06 I
HUNTINGTON BEACH CA 926492760
RPTD: 11-04 TO 11-06 U 13X E: GARDEN GROVE USD
LAST SUB: 3758840 RPTD: 6-06 I

*PO BOX 1714

GARDEN GROVE CA 928421714
RPTD: 6-98 TO 1-06 U 11X

*17610 CAMERON ST APT B

HUNTINGTON BEACH CA 926476980
RPTD: 10-02 TO 8-03 U

*HUE AN CAO, CAO HUE-AN, H CAO AN

------------------------------- SCORE SUMMARY --------------------------------

EXP/FAIR ISAAC RISK SCORE 2 = 502 SCORE FACTORS: 39, 10, 13, 02

----------------------------------- TRADES -----------------------------------

SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS
SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY
ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH

*CITI 11-00 $800-L $1,149-H COLLACCT CUR WAS60-4+

3278165 BC CRC REV 1 12-11-06 $94 12-06 (73) GC2CCCCCCCCCC
11-06 $10 CCCCCCCCCCCC
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*WELLS FARGO BANK 6-99 $2,060-O TRANSFER

3137020 BB UNS 36 1 10-31-00 10-00 ( 1) B
10239068427
** TRANSFERRED TO ANOTHER LENDER **

*CHEVRON CREDIT BANK NA 1-98 $350-L $568-H CLOSED 90 2 TIMES

3437520 OC CRC REV 1 12-31-06 $397 10-06 (99) 332CCCCCCCCCC
11-06 $278 CCCCCCCCC-CC
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*HSBC NV 8-99 $5,500-L $5,801-H CLOSED 30 WAS 60

3200714 BC CRC REV 1 11-30-06 $2,886 2-04 (88) 121CCCCCCCCCC
11-06 $200-A $102 CCCCCCCCCCCC
 ** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

+++++ MORE

TBD1 JMS 9903358 CAO,HUEAN 442741862;CA-16281 EAGLE LANE/CA 92649;Y-09141977;

PAGE 2 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS

SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY
ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH

*CITI 10-99 $2,000-L CLOSED CUR WAS 60-2

1240000 BC CRC REV 1 12-26-06 $1,439 10-04 (87) BC2CCCCCCCCCC
11-06 $40 9-04/2 CCCCCCCCCCCC
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*AMEX 11-05 $1,559-H CLOSED CURR ACCT

1229200 BC CRC 1 1 12-22-06 $811 12-06 ( 1) B
11-06 UNK
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*MCYDSNB 10-96 $100-L $106-H CLOSED CURR ACCT

1362830 DZ CHG REV 1 12-14-06 $0 8-00 (99) B000000000000
4-99 000000000000
** ACCOUNT CLOSED AT CONSUMER'S REQUEST **

*KAY JEWELERS 1-01 $163-H CLOSED CURR ACCT

2300360 JA CHG REV 1
5-20-03 $0 11-02 (29) B00-0-0--0-00
5-01 -----------C
** ACCOUNT CLOSED AT CONSUMER'S REQUEST **

*EXXONMOBIL 11-97 $266-H $266-C PAID CHARGOFF

1335510 OC CHG REV 1 8-24-05 8-05 ( 1) L
8-05

*HSBC/BSBUY 12-00 $356-L $358-H PAID CUR WAS 90

1300410 ZR CHG REV 1
4-01-05 4-05 (60) BCCCC3211CCCC
3-05 CCCCCCCCCCCC
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*WELLS FARGO BANK 1-97 $700-L $967-H PAID CUR WAS 60-2
 3270007 BC CRC REV 1
1-06-06 1-06 (98) B000000000000
10-04 C21CCCCC1C21
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

*WELLS FARGO BANK NV NA 6-99 $2,060-O PAID CUR WAS 30-4

2183660 BB I/L 36 1 7-12-02 7-02 (37) BCCCCCC1-111C
66266225290090001 CCCCCCCCCCCC

+++++ MORE

TBD1 JMS 9903358 CAO,HUEAN 442741862;CA-16281 EAGLE LANE/CA 92649;Y-09141977;

PAGE 3 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS

SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY
ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH

*GEMB/JCP 5-00 $131-H PAID CURR ACCT

3321860 DC CHG REV 1 12-13-06 12-06 (90) B000000000000
000000000000
** ACCOUNT CLOSED AT CONSUMER'S REQUEST **

AMERICAN GENERAL FINAN 7-06 $2,701-O PAID CURR ACCT

3599047 FP H+O 36 1 10-31-06 10-06 ( 4) BCCC
7060181009135041 9-06

*FIRST PREMIER BANK 6-06 $300-L $178-H PAID CURR ACCT

1210189 BC CRC REV 1 10-17-06 10-06 ( 5) B00CC

** ACCOUNT CLOSED AT CONSUMER'S REQUEST **

CASHCALL INC 9-05 $2,600-O PAID CURR ACCT

1586386 FZ NTE 42 1 10-01-06 10-06 (14) BCCCCCCCCCCCC
294684 10-06 C

*VERIZON CALIFORNIA INC 8-04 UNK PAID CURR ACCT

1945952 UT UTI 1 1 3-31-06 3-06 ( 1) B
9288
** ACCOUNT CLOSED AT CONSUMER'S REQUEST **

WELLS FARGO ED FIN SVC 8-00 $1,070-O PAID CURR ACCT

 6903499 EL EDU 120 1 9-30-05 9-05 (28) BCCCCCCCCCCCC
5735782153190001 9-05 CCCCCCCCCCCC

WELLS FARGO ED FIN SVC 9-02 $2,291-O PAID CURR ACCT

6903499 EL EDU 120 1 9-30-05 9-05 (28) BCCCCCCCCCCCC
5735782153190004 9-05 CCCCCCCCCCCC

WELLS FARGO ED FIN SVC 8-00 $2,000-O PAID CURR ACCT

6903499 EL EDU 120 1 9-30-05 9-05 (28) BCCCCCCCCCCCC
5735782153190002 9-05 CCCCCCCCCCCC

WELLS FARGO ED FIN SVC 8-01 $5,500-O PAID CURR ACCT

6903499 EL EDU 120 1 9-30-05 9-05 (28) BCCCCCCCCCCCC
5735782153190003 9-05 CCCCCCCCCCCC

+++++ MORE

TBD1 JMS 9903358 CAO,HUEAN 442741862;CA-16281 EAGLE LANE/CA 92649;Y-09141977;

PAGE 4 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS

SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY
ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH

CITI/SHELL 5-98 $225-L PAID CURR ACCT

1232920 BC CRC REV 1 11-19-02 11-02 (14) B000000000000
0

*BANKFIRST 3-98 $250-L $158-H PAID CURR ACCT

0201470 BC CRC REV 1 10-31-99 10-99 (29) B000000000000
0000C0000000
** ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST **

WFFINANCE 6-96 $550-O PAID CURR ACCT

3558390 FP ISC 10 1 6-30-97 6-97 ( 9) BCCCCCCCC
106289658722057

US DEPT OF EDUCATION 6-03 $18,625-O PAID

1993260 EL EDU 120 1 4-30-05 4-05 ( 1) B
4427418621
*SEARS/CBSD 9-97 $0-L $889-H OPEN CURWAS150-2+
1323250 DC CHG REV 1 5-29-06 $572 3-05 (99) CCCCCCCCCCCCC
4-06 $14 7-01/5 CC21CCCC11CC

*CAP ONE BK 9-05 $632-H OPEN CUR WAS 30-2

1270246 BC CRC REV 1 12-23-06 $511 10-06 (16) CCC1CC1CCCCCC
12-06 $55-A CCC

ORG CO TEACHERS FCU 6-05 $20,000-O OPEN CURR ACCT

3758840 FC AUT 60 2 12-31-06 $14,592 12-06 (19) CCCCCCCCCCCCC
4752640801 12-06 $389 CCCCCC

ORG CO TEACHERS FCU 8-06 $1,000-O OPEN CURR ACCT

3758840 FC UNS 10 2 12-31-06 $700 12-06 ( 5) CCCCC
4752640803 12-06 $100

ORG CO TEACHERS FCU 4-02 $300-L $300-H OPEN CURR ACCT

3758840 FC C/C LOC 1 12-31-06 $297 12-06 (57) CCCCCCCCCCCCC
12-06 $25 CCCC00CC00CC

ORG CO TEACHERS FCU 11-05 $1,406-O OPEN CURR ACCT

3758840 FC SEC 24 2 12-31-06 $713 12-06 (14) CCCCCCCCCCCCC
4752640802 12-06 $61 C

+++++ MORE

TBD1 JMS 9903358 CAO,HUEAN 442741862;CA-16281 EAGLE LANE/CA 92649;Y-09141977;

PAGE 5 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS

SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY
ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH

ORG CO TEACHERS FCU 10-06 $5,000-O OPEN CURR ACCT

3758840 FC UNS 36 1 12-31-06 $4,760 12-06 ( 3) CCC
4752640804 12-06 $173

PHEAA/BRAZOS/AMERI 9-05 $7,109-O OPEN CURR ACCT

2904929 EL EDU 239 1 12-15-06 $6,505 12-06 (15) CCCCCCCCCCCCC
4677073012PA00003 12-06 $40-A CC
 PHEAA/BRAZOS/AMERI 9-05 $22,063-O OPEN CURR ACCT
2904929 EL EDU 239 1 12-15-06 $21,090 12-06 (15) CCCCCCCCCCCCC
4677073012PA00004 12-06 $126-A CC

US DEPT OF EDUCATION 4-05 $18,687-O OPEN CURR ACCT

1993260 EL EDU 121 1 5-31-05 $0 5-05 ( 1) 0
4427418622

*WFNNB/VICTORIAS SECRET 3-98 $817-H INACTIVE CUR WAS 120

1348810 DZ CHG REV 1 5-22-03 $0 7-01 (46) 0CCCCCCCCCCCC
5-03 $23-A CCCCCCCCCC43

WFNNB/EXPRESS 8-98 $850-L $279-H INACTIVE CURR ACCT

1348760 CG CHG REV 1 9-24-00 $0 10-98 (24) 0CC0000000000
9-00 $109-A 00CCCCCCCCC

--------------------------------- INQUIRIES ----------------------------------

AMERICAN GENERAL FINAN 12-08-06 3505760 FP
WASH MUTUAL/PROVIDIAN 11-11-06 3207950 BC
UNITED COLLECT BUR INC 11-03-06 2980031 YC
LEASE SOURCE INC 10-18-06 7997576 PC
ORG CO TEACHERS FCU 9-11-06 3758840 FC
CITIFINANCIAL 7-24-06 1565540 FP
AMERICAN GENERAL FINAN 7-24-06 3505760 FP
FNB OMAHA 7-18-06 0203040 BC
CIT BANK/DFS 7-12-06 3135860 BB
CITIFINANCIAL 6-12-06 1532090 FP
UNION BANK/CALIF 1ST 6-12-06 3152898 BB
CASHCALL INC 9-03-05 1586386 FZ
ORG CO TEACHERS FCU 8-31-05 3758840 FC
CAPITAL ONE BANK 8-31-05 2135770 BB
NORDSTROM FSB VISA 8-19-05 3271410 BC

+++++ MORE

TBD1 JMS 9903358 CAO,HUEAN 442741862;CA-16281 EAGLE LANE/CA 92649;Y-09141977;

PAGE 6 DATE 1-05-2007 TIME 13:47:24 V101 TCA1

NCCINC/POWER OF TOYOTA 5-31-05 7962500 AN AUT

UNION BANK/CALIF 1ST 3-05-05 3152898 BB
ORG CO TEACHERS FCU 3-04-05 3758840 FC
AMEX 1-17-05 1234990 BC

--------------------------------- MESSAGES -----------------------------------

SSN MATCHES

MSG 335: F 08TOO MANY INQUIRIES LAST 12 MONTHS

END -- EXPERIAN