% per Premium Quy ®æii: %STBH->cash

Estimated
fr.CSKT Cash Amount
NA1 6.00% 0
NA2 6.00% 0
NA3 6.00% 0
NA4 5.33% 0
NA5 6.43% 59657
NA6 5.43% 58704
NA7 5.33% 330000
NA8 6.33% 77365
NA9 6.33% 62249
NA10 4.60% 95229
NA11 5.20% 117869
NA12 8.40% 144562
NA13 9.40% 155669
NA14 5.40% 195998
NA15 8.45% 178960
NA16 8.45% 242554
NA17 9.40% 243893
NA18 9.40% 326241
NA19 5.26% 311870
NA20 1.95% 388004
NA21 3.63% 430862
NA22 4.71% 348727
NB1 20.00% 0
NB2 20.00% 0
NB3 20.00% 0
NC1 15.24% 0
NC2 15.24% 0
ND1 8.67% 0
ND2 8.67% 0
ND3 8.67% 0
NHB1 18.00% 0
NHB2 65.00% 0
NR1 20.00% 0
NR2 25.00% 0
NR3 8.05% 0
NR4 16.65% 0
NR5 30.00% 0
NR6 30.00% 0
NR7 30.00% 0
NR8 27.00% 0
NR9 27.00% 0
GB1/2007 -
GB2/2007 -
 N¨m 2 N¨m 3 N¨m 4 N¨m5
NA4 Pro. Policy 0.3 0.7
Expenses 0.05 0.05
NA5 Pro. Policy 0.3 0.7
Expenses 0.07 0.05
NA6 Pro. Policy 0.3 0.7
Expenses 0.06 0.05
NA7 Pro. Policy 0.2 0.8
Expenses 0.05 0.05
NA8 Pro. Policy 0.1 0.9
Expenses 0.07 0.05
NA9 Pro. Policy 0.1 0.9
Expenses 0.07 0.05
NA10(5) Pro. Policy 0.2 0.4 0.2 0.3
Expenses 0.05 0.05 0.05 0.02
NA11(10) Pro. Policy 0.2 0.2 0.3 0.2
Expenses 0.07 0.05 0.05 0.05
NA12(15) Pro. Policy 0.2 0.3 0.3 0.1
Expenses 0.09 0.09 0.09 0.09
NA13(20) Pro. Policy 0.2 0.3 0.3 0.1
Expenses 0.1 0.1 0.1 0.1
NA14(9) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.07 0.05 0.05 0.05
NA15(12 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.09 0.09 0.09 0.09
NA16 (15) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.09 0.09 0.09 0.09
NA17(18) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.1 0.1 0.1
NA18 (21) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.1 0.1 0.1
NA19 Pro. Policy 0.3 0.3 0.2 0.2
Expenses 0.06 0.06 0.06 0.03
NA20 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.03 0.03 0 0
NA21 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.04 0.04 0.04 0.02
NA22 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.05 0.05 0.05 0.03
 NB1 Pro. Policy
Expenses
NB2 Pro. Policy
Expenses
NB3 Pro. Policy
Expenses
NC1 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.2 0.15 0.15 0.15
NC2 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.2 0.15 0.15 0.15
ND1 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.07 0.07 0.07
ND2 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.07 0.07 0.07
ND3 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.07 0.07 0.07
NHB1 Pro. Policy
Expenses
NHB2 Pro. Policy
Expenses
NR1 Pro. Policy
Expenses
NR2 Pro. Policy
Expenses
NR3 Pro. Policy 0.3 0.3 0.1 0.1
Expenses 0.1 0.07 0.07 0.07
NR4 Pro. Policy 0.3 0.3 0.1 0.1
Expenses 0.2 0.15 0.15 0.15
NR5 Pro. Policy 0.3 0.3 0.1 0.1
Expenses
NR6 Pro. Policy 0.3 0.3 0.1 0.1
Expenses
NR7 Pro. Policy
Expenses
NR8 Pro. Policy
Expenses
NR9 Pro. Policy
Expenses
GB1/2007 Pro. Policy
 Expenses
GB2/2007 Pro. Policy
Expenses
N¨m 6+ % Premium %STBH STBH trung b×nh
5.00% 0.33% 0

5.60% 0.33% 18077835.24

5.30% 0.33% 17789207.59

5.00% 0.33% 100000000

5.20% 0.33% 23443979.1

5.20% 0.30% 20749801.29

0 4.60% 0.80% 11903578

0
0.1 5.20% 0.70% 16838469
0.03
0.1 8.40% 0.60% 24093747
0.03
0.1 9.40% 0.50% 31133796
0.04
0.1 5.40% 1.05% 18666495
0.03
0.1 8.45% 1% 17895952
0.04
0.1 8.45% 0.95% 25532039
0.04
0.1 9.40% 0.90% 27099183
0.04
0.1 9.40% 0.85% 38381346
0.04
0 5.26% 1.30% 23989983
0.03
0.1 1.95% 1.70% 22823785
0
0.1 3.63% 1.50% 28724138
0.02
0.1 4.71% 1.40% 24909091
0.03
 20%

20%

20%

0.1 15.00% 0.23% 19600031.09

0
0.1 15.00% 0.23% 26131137.76
0
0.1 7.20% 1.44% 3786902.33
0
0.1 7.20% 1.44% 5483499.64
0
0.1 7.20% 1.44% 4393173.28
0
18.00%

65%

30%

25%

0.2 8.05%
0.07
0.2 16.65%
0.15
0.2 30.00%

0.2 30%

30%

27%

27%

7%
7%
Cash Amount z =phi/1 tr old rate-main rate
0 0 0

59656.86 59656.86
0
58704.39 58704.39
0
330000 330000
0
77365.13 77365.13
0
62249.4 62249.4
0
95228.62 95228.62 1.94% 41.34%
0
117869.28 ### 1.12%
0
144562.48 ### 0.79%
0
155668.98 ### 0.60%
0
195998.2 195998.2 1.67%
0
178959.52 ### 1.47%

242554.37 ### 1.32%

243892.65 ### 1.25%

326241.44 ### 1.16%

311869.78 ### 1.65%

388004.35 ### 2.18%

430862.07 ### 4.31%

348727.27 ### 4.51%

45080.07 45080.07 0.29%

60101.62 60101.62 0.29%

54531.39 54531.39 4.96%

78962.39 78962.39 4.96%

63261.7 63261.7 3.89%

 N¨m 2 N¨m 3 N¨m 4 N¨m5
NA4 Pro. Policy 0.3 0.7
Expenses 0.05 0.05
NA5 Pro. Policy 0.3 0.7
Expenses 0.05 0.07
NA6 Pro. Policy 0.4 0.6
Expenses 0.06 0.05
NA7 Pro. Policy 0.5 0.5
Expenses 0.05 0.05
NA8 Pro. Policy 0.5 0.5
Expenses 0.07 0.05
NA9 Pro. Policy 0.5 0.5
Expenses 0.07 0.05
NA10(5) Pro. Policy 0.2 0.4 0.2 0.3
Expenses 0.05 0.05 0.05 0.02
NA11(10) Pro. Policy 0.2 0.2 0.3 0.2
Expenses 0.07 0.05 0.05 0.05
NA12(15) Pro. Policy 0.2 0.3 0.3 0.1
Expenses 0.09 0.09 0.09 0.09
NA13(20) Pro. Policy 0.2 0.3 0.3 0.1
Expenses 0.1 0.1 0.1 0.1
NA14(9) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.07 0.05 0.05 0.05
NA15(12 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.09 0.09 0.09 0.09
NA16 (15) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.09 0.09 0.09 0.09
NA17(18) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.1 0.1 0.1
NA18 (21) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.1 0.1 0.1 0.1
NA19(10-23)Pro. Policy 0.3 0.3 0.2 0.2
Expenses 0.06 0.06 0.06 0.03
NA20(7) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.05 0.05 0.05 0.03
NA21(5) Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.04 0.04 0.04 0.02
NA22 (3) Pro. Policy 0.3 0.3 0.2 0.1
 Expenses 0.03 0.03 0 0
NB1 Pro. Policy
Expenses
NB2 Pro. Policy
Expenses
NB3 Pro. Policy
Expenses
NC1 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.2 0.15 0.15 0.15
NC2 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.2 0.15 0.15 0.15
ND1 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.12 0.09 0.09 0.09
ND2 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.12 0.09 0.09 0.09
ND3 Pro. Policy 0.3 0.3 0.2 0.1
Expenses 0.12 0.09 0.09 0.09
NHB1 Pro. Policy
Expenses
NHB2 Pro. Policy
Expenses
NR1 Pro. Policy
Expenses
NR2 Pro. Policy
Expenses
NR3 Pro. Policy 0.3 0.3 0.1 0.1
Expenses 0.1 0.07 0.07 0.07
NR4 Pro. Policy 0.3 0.3 0.1 0.1
Expenses 0.2 0.15 0.15 0.15
NR5 Pro. Policy 0.3 0.3 0.1 0.1
Expenses
NR6 Pro. Policy 0.3 0.3 0.1 0.1
Expenses
NR7 Pro. Policy
Expenses
NR8 Pro. Policy
Expenses
NR9 Pro. Policy
Expenses
GB1/2007 Pro. Policy
Expenses
GB2/2007 Pro. Policy
Expenses
 z=
N¨m 6+ % Premium %STBH Premium/STBH
5.03% 0

6.43% 0

5.43% 0

5.33% 0

6.33% 0

6.33% 0

0 4.60% 0.80% 0.1

0
0.1 5.20% 0.70% 0.11
0.03
0.1 8.40% 0.60% 0.11839118
0.03
0.1 9.40% 0.50% 0.12
0.04
0.1 5.40% 1.05% 0.15
0.03
0.1 8.45% 1% 0.18
0.04
0.1 8.45% 0.95% 0.19789050
0.04
0.1 9.40% 0.90% 0.22
0.04
0.1 9.40% 0.85% 0.24
0.04
0 5.26% 1.30% 0.25
0.03
0.1 4.71% 1.40% 0.15
0.03
0.1 3.63% 1.50% 0.22
0.02
0.1 1.95% 1.70% 0.14
 0
20%

20%

20%

0.1 15.24%
0
0.1 15.24%
0
0.1 8.67%
0.01
0.1 8.67%
0.01
0.1 8.67%
0.01
18.00%

65%

25%

0.2 8.05%
0.07
0.2 16.65%
0.15
0.2 30.00%

0.2 30%

30%

27%

27%
%STBH (x)->% Premium (y)

Cash amount = x%STBH TB = y%Premium TB

Average(Premium gèc/ 1 triÖu) = z

Premium TB = z* STBH TB
Cash amount = x%STBH TB= y% *z*STBH TB
y = x/z

8.2675482%

6.2474527%

5.0679450%

4.1577552%

6.9798944%

5.6803302%

4.8006347%

4.0072562%

3.4805153%

5.2476079%

9.1802285%

6.9642733%

12.5758463%
0 0 0