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Second Quarter 2012 Health Insurance Base-Rate Changes This chart details base-rate changes for health insurers

for the second quarter of 2012. The rates were placed on file by the Division of Insurance on Jan. 19. The chart includes comparison information for the second quarter of 2011 and the second quarter of 2010. The information for 2010 is initial changes proposed by carriers, many of which were disapproved by the Division of Insurance. (Revised, 1/31/12) 2nd Quarter Carrier 2010 Blue Cross-Blue Shield HMO 17.6 percent Blue Cross-Blue Shield non-HMO 11.9 percent Celticare 9.5 percent Connecticare 17.7 percent Fallon 25.2 percent Harvard Pilgrim 11.2 percent Health New England 18.7 percent Neighborhood 9.4 percent Tufts 16.1 percent United Health Care 13.6 percent COMBINED AVERAGE 16.3 PERCENT 2nd Quarter 2011 9.2 percent 1.4 percent 7.7 percent 7.7 percent 8.4 percent 9.9 percent 2.8 percent 8 percent 9 percent 9.9 percent 9 PERCENT 2nd Quarter 2012 1.9 percent 0.3 percent 3.3 percent -0.9 percent 2.7 percent 1.9 percent -0.2 percent 3.5 percent 1.2 percent N/A 1.8 PERCENT