1 2 3 Do YOUR own audit before paying 4k!

www.infotofightforeclosure.com

BEFORE YOU SPEND $1,500 TO $4,000 ON AN AUDIT

INVEST THE $14.99 and DETERMINE IF IT IS WORTH THE
MONEY!

You knew this was coming, right? You knew I wouldnt be able to sit and listen to stories of people
paying 4, 000 dollars for something they can do themselves. I can see paying 4,000 to have an EXPERT
look at the documents and then write an affidavit AND testify at court on the broken chain of title; but I
can NOT fathom paying 4,000 to have someone print off the documents, stick them in a binder and
collect 4,000 from a strapped homeowner.
If you really want an audit on the securitization of your Note, then do a preliminary one for yourself first.
Find out if there are failures in the securitization; if there are, then find an attorney who knows how to
employ an expert who can use the documents you get from the SEC ( or through Discovery) AND can
use the documents in detailing a legal strategy for your desired outcome.
Keep in mind a Securitization Audit is ONE piece of the legal puzzle it is NOT a silver bullet but it can,
when used properly, be a damning argument against the foreclosing entities. All the Securitization
Documents are going to tell you is what was supposed to happen with the sale and conveyance of your
Note and Deed of Trust and/or Mortgage.
So here is what I have. The eBook 1 2 3 how to do your OWN Preliminary Securitization Audit:
This basic how to manual explains which documents to pull from the SECs EdgarOnline system, what
to look for in the failure analysis, and provides case law on standing when a failure can be proven.
I have included a couple of cases throughout the country that used the securitization failure in their
legal arguments, successfully; I didnt bother with the ones that were not successful because there are
plenty in the public domain you can pull yourself.

The charge for the book is a nominal fee of $14.99 to cover my costs of research and putting the book
together. Please note the actual how to on pulling the documents from EdgarOnline is an additional
3.99; Who Is Edgar? is a step by step guide on how to find the documents you need to look at if you
have problems figuring out Edgar. However if you purchase the 123 Do your Own Securitization Audit
and email me at simonee@infotofightforeclosure.com with the word Scrib - I will send you the Who is
Edgar? For FREE.
NOTHING REPLACES COMPENTENT LEGAL REPRESENTATION. If you can afford an attorney HIRE ONE.
If you cant I understand and hopefully this will help you. Note that the book does NOT contain any
sample pleadings on how to plead the failure. It is a tool for evaluating your position; how you plead the
failure (if you confirm there has been one, which most likely HAS occurred) depends on where you are
in the legal process, what your state laws are, and in which court (state or federal) you are going to
plead the case.
Let me know if you think this is a useful tool and if you buy it, please give me feedback on whether it has
met your expectations. Until then

KEEP UP THE FIGHT!

Simonee
Go here to purchase : http://infotofightforeclosure.com
Select: Tools, then Tools Store

SAMPLE PAGES OF 123 Do your own Securitization Audit (Contents has Failures removed from Table)

Contents
Legal Disclaimer ............................................................................................................................................ 2
PREFACE ..........................................................................................................................................................
What Documents Do I Need In Order to Do a Securitization Audit? ............................................................ 5
Where do I get the documents I need for the Audit? .....................................................................................
Evaluation of the Pooling & Servicing Agreement ........................................................................................ 9
The Parties ................................................................................................................................................ 9
Conveyance Requirements ..................................................................................................................... 10
FAILURE ONE - ..................................................................................................................................... 11

Governing Law ........................................................................................................................................ 11

Identification of the REMIC Trust in Legal Documents ........................................................................... 12

CLOSING DATE OF THE TRUST.................................................................... Error! Bookmark not defined.

FAILURE THREE ................................................................................................................................. 13
PURCHASE OF THE NOTES ...................................................................................................................... 13
FAILURE FOUR . ................................................................................................................................ 14
EVALUATION OF THE PURCHASE SALES AGREEMENT .................................................................................. 4
SALES AGREEMENT DATE and PARTIES TO THE AGREEMENT ................... Error! Bookmark not defined.
CONVEYANCE REQUIREMENTS .................................................................. Error! Bookmark not defined.
FAILURE FIVE 15
EVALUATION OF THE MORTAGE SCHEDULES ............................................................................................. 16
FAILURE SIX ....................................................................................... Error! Bookmark not defined.
EVALUATION OF THE PROSPECTUS................................................................ Error! Bookmark not defined.
There Appear To Be Failures, Now What? .................................................................................................. 18
CLOSING ...................................................................................................................................................... 20

What Documents Do I Need In Order to Do a Securitization Audit?

A Securitization Audit is done to determine whether or not your Note and Deed of Trust (or
Mortgage) was ever actually conveyed to the REMIC Trust claiming rights to your Note and
conducting (or threatening) the foreclosure. There are six key documents you need to start
your audit:

Evaluation of the Pooling & Servicing Agreement

Now you have the documents to start your preliminary analysis of the securitization of your
Note. Typically the Pooling & Servicing Agreement is between two hundred to three hundred

pages. This is the actual Trust Document that created the REMIC Trust. It details everything
about the Trust and how it is it to be set up and managed. For purposes of this eBook we are
going to focus on a couple of key areas and I am going to give you brief descriptions of the roles
of the parties.

EVALUATION OF THE PURCHASE SALES AGREEMENT

This document may be 50 to 100+ pages long. It details the sale of the Note between the
parties most typically it is between parties 2 and 3 of the chain of title which I find
fascinating. So in my case the only Purchase Sales Agreement with the REMICs SEC documents
is the intent of NC Capital to sell the Notes to Morgan Stanley Mortgage Capital. There is no
sales agreement in the SEC documents of New Century selling the Note to NC Capital; and there
is no sales agreement between Morgan Stanley Mortgage Capital and Morgan Stanley Capital 1.
Those we had to ask for in discovery.

The three key items you want to look at in the Purchase Sales Agreement are the date of the
agreement, the parties to the agreement and the conveyance requirements.

BEFORE YOU SPEND $1,500 TO $4,000 ON AN AUDIT

INVEST THE $14.99 and DETERMINE IF IT IS WORTH THE
MONEY!