Presented By

Anup Acharya Bandana Aryal Nilambar Sharma Pratima Shrestha Swikriti Shrestha

Its the safer, easier way and trendy way to pay online for the transactions done Pay without exposing credit card numbers, bank account numbers, etc to the merchant Provides a speed through checkout while shopping online

Nepals First Online Payment Gateway Venture of F1Soft International started by few entrepreneurs Currently 23 Major Banks and Financial Institutions of Nepal in eSewa Network Customer base of 35,000 More than 250 merchant partners Mission to provide a hassle free bill payment solution to end users

Yes It is absolutely free for customers No charge to open eSewa account No extra charge to transfer money from bank account to esewa account No extra cost while paying bills and other online transactions

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Pay utility bills Recharge Cards Buy Air tickets Pay credit card bills Subscribe newspapers and magazines Payment of ISP fees Payment tool for online shopping

Secured by VeriSign SSL Certificate eSewa does not access customers bank account directly No exposure of Bank details or credit card info to the merchant Secure VPN connection to carryout transaction with banks Instant feedback about status of transaction and notification through email

Gets cutting from the merchant side giving zero burden to the customer Registration fee from the merchant (1-3)% charge from merchant in each transaction Commission may also be flat rate Extra charge while transferring money from eSewa to other banks

Registration form Organization details Valid bank account Commission agreement Implementation

Case 1:Customer loads Rs.1,000 to eSewa

Customer account at partner bank Dr. 1000 eSewa Payable account at partner bank Cr. 1000 Partner Bank Nostro account at Settlement Bank Dr. 1000 eSewa Main Account at Settlement Bank Cr, 1000 eSewa Customer Account (Virtual Account) Cr. 1000

Case 2:Customer Pays Rs.1,000.00 for a merchant listed in eSewa. (Merchant has a bank account at Partner bank) Customer eSewa Account(Virtual Account) Dr. 1000 eSewa Main Account at Settlement Bank Dr, 1000 Partner Bank Nostro Account at Settlement Bank Cr. 1000 eSewa payable account at Partner Bank Dr. 1000 Merchant Account at Partner Bank Cr. 1000

Thank You