BERKELEY COLLEGE PRINCIPLES OF FINANCIAL PLANNING

FIN305: Principles of Financcial Planning NN (4 credit hours) Professor Joanne Snider, MBA, CFP, ChFC, CLU, EA 9th Floor, 41st Street Building Thursday 6:00 9:30 pm B801

joannesnider11@gmail.com Office Hours: Thurs 4:00 6:00 pm And by appointment

COURSE DESCRIPTION: Provides an in-depth analysis of the financial planning process. Topics include the CFP Boards Code of Ethics and Professional Responsibility; emergency fund planning; credit and debt management; financial institutions; educational funding; property titling; and monetary settlement planning.

LEARNING OUTCOMES: At the conclusion of the course, students should be able to: Understand the steps involved in the financial planning process. Demonstrate knowledge of the ethical principles and standards applicable to Certified Financial Planners. Demonstrate knowledge of time value of money calculations. Understand the basic components of developing a personal financial plan, including: information gathering, goal development, risk tolerance, plan implementation, and plan monitoring. Understand the basic goals of the financial planning process including: wealth creation, risk management, college planning, tax planning, retirement planning, and estate planning. Analyze client information as the basis for developing appropriate strategies for financial goal achievement. REQUIRED TEXTBOOK and MATERIALS: Text: Personal Finance, Madura, third edition, Pearson Education. Financial Calculator: A financial calculator is required. (DO NOT mistake it for the math calculator. The financial calculator has the PV and FV keys. They are readily available at office supply stores. ) The Texas Instruments BA II Plus Financial Calculator is recommended.

Supplementary Texts: Additional material may be found in: Financial Planning: Process and Environment, 3rd Edition, American College Press Tools and Techniques of Financial Planning, National Underwriter Company, ISBN 9780872189898. The Process of Financial Planning: Developing a Financial Plan, National Underwriter Company

Grade Evaluation There will be two exams during the quarter. The exams will be weighted according to the table below. NO MAKEUP exams will be given. If a student is absent for an exam, the grade will be recorded as 0. Homework will be assigned each week. The assignments will pave the way for understanding of the concepts presented. Weekly assignments will account for 20% of the grade. Individual projects will be developed by the students. These will be assigned during the quarter. They will account for 30% of the grade. Mid Term Final Exam Homework Individual Projects 25% 25% 20% 30%

NOTES: The instructor reserves the right to adjust or change the course outline. If that occurs, the students will be given notice of such. Students are expected to act professionally and follow college guidelines on integrity. Students with documented disabilities are encouraged to speak with the instructor so accommodations can be made. ATTENDANCE: Two points will be deducted from your grade each time you miss a class. If you miss more than 5 classes, you automatically fail the course. There are no exceptions.

ACADEMIC INTEGRITY POLICY: Berkeley College is committed to supporting its mission to provide an educational experience designed to develop professional competencies including developing habits of personal and professional integrity. The College expects all members of its community- students, faculty and staff- to act honestly in all situations. Actions of Academic Dishonesty will not be tolerated. Academic Dishonesty is any form of cheating and plagiarism which results in students giving or receiving unauthorized assistance in an academic assignment or receiving credit for work which is not their own. (Academic Dishonesty, http:/www.pueblocc.edu/handbook/dishones.htm,June 10, 2003.) All students are expected to agree to a pledge of honesty concerning their academic

work, faculty are expected to maintain the standards of the code. (Excerpt from Berkeley Colleges Student Honor Code.)

ACADEMIC SUPPORT CENTER (ASC): The Academic Support Center offers academic assistance to all students through the use of services including tutoring, workshops, and access to computer-based programs. For further information, please visit the Academic Support Center on Blackboard.

Grading Policy A 90-100% B+ 85- 89% B 80- 84% C+ 75- 79% C 70- 74% D 60- 69% F 0- 59% WD Withdrawal