India Infoline Finance Limited Public issue of Sub debt

Particulars Issuer Issue India Infoline Finance Limited Public Issue of NCDs aggregating up to Rs. 2,500 million with an option to retain over-subscription up to Rs. 2,500 million. The NCDs will be unsecured in the nature of subordinated debt and will be eligible for Tier II Capital. NSE and BSE Details

Stock Exchanges proposed for listing of the NCDs Issuance Trading Trading Lot Depositories Security Rating Issue Schedule* Pay-in date Deemed Date of Allotment

In physical and dematerialised form Compulsorily in dematerialised form 1 (one) NCD NSDL and CDSL No security will be created in connection with the NCDs. *ICRA+AA- (stable) by ICRA and CRISIL AA-/Stable by CRISIL The Issue shall be open from September 5, 2012 to September 18, 2012. 3 (three) Business Days from the date of receipt of application or the date of realization of the cheques/demand drafts, whichever is later. The date on which the Board or a duly authorized committee approves the Allotment of NCDs. All benefits relating to the NCDs including interest on NCDs shall be available to Investors from the Deemed Date of Allotment. The actual allotment of NCDs may take place on a date other than the Deemed Date of Allotment.

* The subscription list for the Issue shall remain open for subscription upto 5 pm, with an option for early closure or extension by such period, upto a period of 30 days from the date of opening of the Issue, as may be decided at the discretion of the duly authorised committee of Directors of our Company subject to necessary approvals. In the event of such early closure of the Issue or extension of the Issue, our Company shall ensure that notice of such early closure or extension of the Issue is given as the case may be on such date of closure through advertisement/s in a leading national daily newspaper.

The specific terms of each instrument are set out below: Options Tenure Frequency of Interest Payment Minimum Application In Multiples of Face Value of NCDs (` / NCD) Issue Price (` / NCD) Monthly I II 72 Months Annually NA Rs. 5,000 (5 NCDs) (for all options of NCDs, namely Options I, II and III, either taken individually or collectively) 1 NCD after the minimum application Rs. 1,000 Rs. 1,000 III

Options Mode of Interest Payment/Redemption

#

I Through Various options available 12.75% per annum 13.52%

II Through Various options available 12.75% per annum 12.75%

III Redemption through various options available NA 12.75%

Coupon (%) for NCD Holders Effective Yield (per annum) Redemption Date Redemption Amount (Rs. /NCD)

72 months from the Deemed Date of Allotment Face Value of the NCDs plus any interest that may have accrued Face Value of the NCDs plus any interest that may have accrued Rs. 2054.50

Deemed Date of Allotment Nature of Indebtedness

#

Date of issue of the Allotment advice Un-Secured Redeemable Subordinated Debt

For various modes of interest payment, please refer page 249 of the Prospectus.

Who can Apply Category I Public Financial Institutions, Statutory Corporations, Scheduled Commercial Banks; Co-operative Banks and Regional Rural Banks, which are authorised to invest in the NCDs; Provident Funds, Pension Funds, Superannuation Funds and Gratuity Fund, which are authorised to invest in the NCDs; Venture Capital funds registered with SEBI; Insurance Companies registered with the IRDA; National Investment Fund; and Mutual Funds registered with SEBI. Category II Companies; bodies corporate and societies registered under the applicable laws in India and authorised to invest in the NCDs; Public/private charitable/religious trusts which are authorised to invest in the NCDs; Scientific and/or industrial research organisations, which are authorised to invest in the NCDs; Partnership firms in the name of the partners; and Limited liability partnerships formed and registered under the provisions of the Limited Liability Partnership Act, 2008 (No. 6 of 2009) authorized to invest in the NCDs. 10% of the Overall Issue Size Category III Resident Indian individuals; and Hindu Undivided Families through the Karta.
*With respect to applications received from Category III applicants, applications by applicants who apply for NCDs aggregating to a value not more than ` 0.5 million, across all series of NCDs, (Option I and/or Option II and/or Option III) shall be grouped together, (Reserved Individual Portion) while applications by applicants who apply for NCDs aggregating to a value exceeding ` 0.5million, across all series of NCDs, (Option I and/or Option II and/or Option III), shall be separately grouped together, (Unreserved Individual Portion).

40% of the Overall Issue Size

25% of the Overall Issue Size for Unreserved Individual portion, and 25% of the Overall Issue Size for Reserved Individual portion