TO: Ms Shari Arison, Owner

ARISON HOLDINGS, BM, Israel

VIA: The recipients named below, and by fax: 03-607-3101;
TO: Mr Tzion Kenan, CEO; Mr Yair Seroussi, Chairman of the Board
BANK HAPOALIM, BM, Israel, its subsidiaries and/or affiliates
VIA: Mr Shalom Barashi <shalom.barashi@mailpoalim.co.il>, Ms Maya Shulyatsky
<maya.shulyatsky@mailpoalim.co.il>, david.zegen@mailpoalim.co.il,
drora.bregman@mailpoalim.co.il, maya.amzallag@mailpoalim.co.il,
mordechai.assouline@mailpoalim.co.il, efrat.dahan@mailpoalim.co.il
CC: Mr Stanley Fisher, Governor
BANK OF ISRAEL
VIA: Ms Miriam Segal, Bank of Israel-Banking Regulation:
<miriam.segal@boi.org.il>, and by fax: 02-666-9077

REVISED - Reply on the September 11, 2012 response by BANK
HAPOALIM, BM, Israel, its subsidiaries and/or affiliates, in re:
Demand for statement of interest gained in 2011, and demand for
response within 10 days.

TO THE RECIPIENTS, NAMED ABOVE: Please take notice of the Undersigned, Dr
Joseph Zerniks REVISED - Reply on the September 11, 2012 response by BANK
HAPOALIM, BM, Israel, its subsidiaries and/or affiliates, in re: request for statement of
interest gained in 2011, and the Undersigneds demand for your response within 10 days.
1. Please notice instant REVISED Reply
The previously transmitted version of instant record was in error, relative to the date of
the Response by BANK HAPOALIM, BM, Israel, its subsidiaries and/or affiliates.
The Response was dated September 11, 2012, and not September 5, 2012, as previously
noted.
2. The September 11, 2012 response by Bank HaPoalim, its subsidiaries and/or
affiliates, in re: Request for statement of interest gained in 2011, [1] is an invalid
legal/banking record.
Earlier today, the Undersigned forwarded to the same recipients a record titled: Notice
and Demand for the issuance of valid banking/legal communication by BANK
HAPOALIM, BM, Israel, its subsidiaries and/or affiliates of their demands and threats
against Dr Joseph Zernik, and for response within 10 days, with fax transmission report.
[2]
For all the reasons, detailed in the September 12, 2012 Notice and Demand, referenced
above, the September 5, 2012 response by BANK HAPOALIM, BM, Israel, its
subsidiaries and/or affiliates, in re: request for statement of interest gained in 2011,
cannot possibly be deemed a valid legal/banking record.
///
///
///
///
///
3. The Undersigned continues to demand a valid legal/banking response on his
demand for a statement of interest gained in all his account, held by in 2011.
Therefore, the Undersigned continues to demands a valid legal/banking response by
Bank HaPoalim, BM, Israel, its subsidiaries and/or affiliates, in re: request for statement
of interest gained in 2011.
Your response within 10 days is demanded.
Barcelona, Catalonia, September 12, 2012,


_________________
Joseph Zernik, PhD
LINKS:
[1] 12-09-11 Response by Bank HaPoalim, BM, Israel, its Subsidiaries and/or Affiliates, in Re:
Demand for Statement of Interest Gained in 2011
http://www.scribd.com/doc/105723320/
[2] 12-09-12 Dr Zernik's Notice and Demand for the issuance of valid banking/legal
communication by BANK HAPOALIM, BM, Israel, its subsidiaries and/or affiliates of their
demands and threats against Dr Joseph Zernik, and for response within 10 days, with fax
transmission report
http://www.scribd.com/doc/105706636/
12-09-12 Reply on response on request for interest statement -
Fax to 3 recipients recently finished.

: 12 - 09 - 12 RepIy on response on request for interes t statement


3 , 3 , 0 .
026669077 done 1 2012-09-12 19:03:36 00:00:00 <no reason recorded>
036073101 done 1 2012-09-12 19:03:41 00:00:00 <no reason recorded>
035673500 done 1 2012-09-12 19:03:53 00:00:00 <no reason recorded>