1349081011oct 3, 2012 Z2 - Low Rez

T
he rush and panic of back

to school is just starting
to calm down. Our chil-
dren are getting more comfortable
with the routine early to bed
and early to rise. Parents may now
remember the timing of the bus
stops and after school activities.
As this excitement begins to ease
up, the pressure is on for students
to strive for good grades, impress
their parents and teachers, and get
into a good college. As sports pick
up, so does homework, conse-
quently creating a very stressful
lifestyles for students, parents and
teachers alike.
The school year is only a few
weeks in, but the timing is perfect
to start your student on the right
foot toward a successful and pow-
erful new school year. We hear
about tutoring day in and day out,
from friends to television to news
ads (see page 9 for our ad). But
what are the true benefits and rea-
sons to sign up for tutoring?
Tutoring is designed to cover what
a student is learning in school and
all of the additional pieces that
schools may leave out. Tutoring is
an addition to schoolwork, with
all the advantages to help
strengthen a student in multiple
aspects therefore fulfilling all
necessities to achieve a successful
education and create a fruitful life.
Tutoring provides individualized
one-to-one instruction
Class sizes have been steadily
increasing each year on aver-
age now, 25 to 30 students per
class. Teachers have their rooms
filled to the brim with more and
more students, only making their
jobs more difficult. Children learn
best when they have the full
attention of their teacher. But
with so many kids and not enough
time, in-school personalized
instruction becomes almost
impossible. With one-to-one
tutoring, tutors are able to put 100
percent of their efforts into your
childs personal specific needs.
Being with a sole teacher, togeth-
er the student and the tutor build
a relationship of trust, making
learning and retention attainable
and enjoyable.
Tutoring builds confidence inside
and outside the classroom
With one-to-one tutoring,
students are able to build strong
and trusting relationships with
their tutors. Tutoring allows stu-
dents to ask questions and for
their voices to be heard. In large
classes, students are commonly
afraid to speak their comments or
verbally interact with their peers.
Tutoring builds a students confi-
dence through personal and inter-
active instruction, guidance and
support. Once confidence is built
within a one-to-one setting, then
breaking that fear of vocalizing
opinions or answering questions
in large groups disappears.
Tutoring transforms time into
productivity
Between school, sports,
homework and family time,
almost every minute of a childs
day is already planned out.
Tutoring not only uses time con-
School just started why would
we need a tutor already? By Chelsie Charnet
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
October 3, 2012
Zone 2, Vol. 10, No. 19
P
R
S
R
T

S
T
D
U
.
S
.

P
O
S
T
A
G
E
P
A
I
D
P
H
I
L
A

P
A

1
9
1
P
E
R
M
I
T

6
7
5
2
L
i
f
e

&

L
e
i
s
u
r
e
,

L
L
C
2
3
4

M
a
i
n

S
t
r
e
e
t
,

2
n
d

F
l
o
o
r
L
i
n
c
o
l
n

P
a
r
k
,

N
J

0
7
0
3
5
-
1
7
8
7
continued on page 9
SHOP LOCALLY &
HARVEST THE
SAVINGS!
Note: To have your group's
announcement appear in
Community Happenings,
please e-mail the information
in paragraph format to calen-
dar@lifeandleisurenj.com.
October 4
The Suburban Womans
Club of Pompton Plains will
have their International
Covered Dish Dinner on
Thursday, October 4 at
6:30p.m. in Grace Chapel. All
members attending are
requested to bring a dish from
their heritage or a favorite
dish for all to taste and enjoy.
The program for the evening
will be our Pequannock High
School who attended GCI
(Girls Career Institute). Over
170 high schools from
throughout New Jersey
attended this event at
Douglass College on Rutgers
Campus. If interested in join-
ing our club, please call Janice
at 973-694-7856.
October 5
St. Andrews Episcopal
Church of Lincoln Park will
be sponsoring a Fish & Chips
Dinner on Friday, October 5.
The Fish & Chips Dinner will
be held in St. Josephs
Halloran hall at 200 Comly
Road in Lincoln Park in
Lincoln Park. Dinner will be
served continuously between
5-7p.m. (Note: Alternate
chicken dinners are available
but must be ordered in
advance when tickets are pur-
chased.)Tickets are $15
Adults and $10 for children
under 12 and can be pur-
chased by calling Susan Leeds
at 973-696-0369 or the Parish
Office at 973-694-5915.
Tickets may also be purchased
at the St. Andrews Parish
Office at 211 Main Street in
Lincoln Park during the week.
October 6
Comedy Night-Saturday,
October 6 at Holy Spirit
School Parish Center. 330
Newark Pompton Turnpike,
Pequannock, NJ. Enjoy a
night of laughter featuring
professional comedians Paul
Venier and Jeff Norris. Doors
open at 7p.m. Show begins at
8:30p.m. Tickets are $20 each
(coffee and dessert included).
Feel free to bring any food,
beer, wine, soda or any other
beverage of your choice to
have at your table. For tickets,
call Holy Spirit School at
973-835-5680, or Linda at
862-228-3430. To qualify for a
special drawing, purchase
tickets by September 21. Only
adults 21 and older will be
permitted. All proceeds will
benefit the children of Holy
Spirit School.
The Montville United
Methodist Church will be
having a gently used clothing
and household goods sale on
Saturday, October 6 from
8:30a.m.-12:30p.m. The sale
will be held in the Churchs
Educational Building (second
floor) at 29 Whitehall Road
(Route 202) Towaco, NJ
07082. The sale will benefit
the various mission projects of
the church. For further infor-
mation or directions call 973-
334-1603 or email the church
at clothes4u29@gmail.com.
October 20
Pompton Reformed Church
located at 59 Hamburg
Turnpike Pompton Lakes, NJ
will be having an Autumn
Fest on Saturday October 20
from 10a.m.-4p.m. There will
be food, baked goods, crafts, a
farm stand, childrens games, a
Holiday Shop and much
more. Come enjoy the day
with us.
The Montville United
Methodist Church, 29
Whitehall Road (Route 202)
Towaco, NJ will be having
their second annual delicious
Chili and Baked Potato
Dinner on Saturday, October
20. There will be continuous
seating from 4:30-6:45p.m.
Tickets are $9 for adults, $7
for seniors, and $5.99 for chil-
dren (ages 5-12), under age 5
free. Tickets can be reserved
or obtained at the door the
day of the dinner. Vegetarian
Chili will be available. Funds
from this dinner will be used
for local church mission proj-
visit our website at www.lifeandleisurenj.com
October 3, 2012 Page 2, Zone 2
100% mailed twice a month newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 973.696.8008
Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino
Multimedia: Joe Pellegrino, Jr. Art Director: Robin Banta Graphics: Mary Lalama
Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
With Coupon. Cannot be combined with
any other offers. Expires 10/31/12
$
3 OFF
OIL CHANGE
Full Service Car Wash Triple Foam Clear
Coat Polish Super Sealer Wax
Tire Dressing Hand & Machine Dried
Full Service Car Wash Triple Foam Clear Coat Polish/
New Turbo Underbody Rinse Super Sealer Wax
Tire Dressing Hand & Machine Dried
ROYAL DUKE
CAR WASH
$
1 OFF
ANY CAR WASH
N
o
w
O
n
ly $
13
95
N
o
w
O
n
ly $
14
95
$
2 OFF
ROYAL PRINCE
CAR WASH
$
3 OFF
FREE
BRAKE INSPECTION
With Coupon. Cannot be combined with any other offers. Expires 10/31/12 With Coupon. Cannot be combined with any other offers. Expires 10/31/12
1555 ROUTE 23 SOUTH WAYNE 973-633-1900
FREE WiFi in Waiting Area Hours: Mon-Sat 8am-6pm, Sun 8am-4pm
JOIN OUR LOYALTY REWARDS PROGRAM
@ ROYALCARWASHNJ.COM
Complete Automotive Repair Center
Brakes, Tune Ups, Etc.
FREE Car wash w/Oil Change
Visit Our Full Detail Center
Wheels Power Washed On All Cars
Coupon Books Available Self Service Bays
50% OFF All Plants $34.99 Lawn Cut
SERVING NORTH JERSEY Owned & Operated by Dennis Coyle Est. 2007
Walls, Patios, Ponds, Landscape Lighting,
Fall Clean Ups, We Do It All!
(Up to 5,000sq. ft.)
FREE Landscape Designs!
FREE Estimates & Landscape Advice!
continued on page 11
October 3, 2012 Zone 2, Page 3
HOW LONG HAVE YOU SUFFERED FROM LOW BACK PAIN?
HAVE YOU TRIED THE DRS SYSTEM?
After only three weeks of treatment, clinical studies have shown outstanding
results in relieving the debilitating pain that may be caused by bulging, herniated,
degenerative, or ruptured discs, as well as sciatica, posterior facet syndrome,
and many failed back surgery cases.
All Ages Welcome Evening Appointments
Most Insurance Plans Accepted
Advanced Sports Medicine
& Physical Therapy Center
18 Newark Pompton Tpke. Riverdale 973-616-4555
www.AdvancedSportMed.com
T
H
E

L
O
W
E
R

B
A
C
K

S
P
E
C
I
A
L
I
S
T
NOW YOU CAN LIVE PAIN FREE
A State-of-the-Art Facility
Specializing in
Treatment for:
SHOULDER & KNEE PAIN
SCIATICA & HERNIATED DISCS
AUTOMOBILE INJURIES
FIBROMYALGIA
NECK PAIN, HEADACHES
PAINFUL JOINTS
HIP PAIN SPORTS INJURIES
Treatment of herniated and
degenerative discs without surgery.
B
ut, it can print a lot of
it though! Most people
havent given much
thought to the fact that
every dollar the Federal
Government gives out, it has
to take from someone else (or
create out of thin air). For
every dollar of benefit paid
out to an individual, another
individual had to lose a dollar
of income or benefit for them-
selves and their family. Like a
giant conduit or vortex, the
larger Government becomes,
with its inefficiencies, pork,
political special deals, lack of
oversight and perceived
unlimited budget, our govern-
ment is sucking the wealth
out of hardworking, and suc-
cess minded goal-oriented
small business-building people
that employ other people who
desperately need quality high
paying jobs.
Some lawmakers and
their constituents believe that
rich people can afford to pay
more, so propose and endorse
laws to tax them more.
Politicians fail to take into
account that people, who earn
more, live larger. Their
lifestyle is larger, their home is
larger and they also employ
others to maintain that
lifestyle like gardeners, handy-
men, massage therapists, trav-
el agents, personal assistants,
domestic attendants, auto
detailers, cleaning and main-
tenance crews, a nanny and if
even wealthier, a captain and
crew for their boat and or air-
plane. The excess these peo-
ple earn isnt just sitting in a
bank available to be taxed.
As their lifestyle increases so
does their payroll! Think
about this for a moment, how
many people do you know
that have a lifestyle employ-
ing the people mentioned
above? Probably not too
many and that is my point.
Taxing these people to obliv-
ion will only put more people
out of work as they will curtail
their lifestyle if forced to pay
additional taxes. Besides, the
taxes collected on this small
group of tax payers would
amount to nothing, with no
impact, when compared to
the insatiable appetite of
Government, both Federal
and State. Further, studies
have been conducted that
show when taxes are increased
on the rich, the rich pay less
in tax. Why, because they can
move to another state, defer
income, shift income to oth-
ers, give it away, earn less by
accumulating retained earn-
ings through their businesses,
hide it in inventory purchases,
restrict or limit growth of
their companies or personal
assets and other more sophis-
ticated methods. Massive tax-
ation on a minimum amount
of people is fruitless.
To tax the upper middle
class excessively is also ridicu-
lous. They are the biggest
spenders in the nation influ-
encing the economy in a
major way. Expensive homes,
cars, furniture, decorating,
clothing, trips, tuition, chari-
table donations to benefit the
neighborhood and the entire
world community, electronics
and technology for the home
and much more; when over
taxed, these people shut their
wallets and purses tight. The
remaining groups of tax payers
are the vast middle class, the
lower income middle class and
the working class, who earn
minimum wage and slightly
more. These tax payers make
up the bulk of the income
taxes paid and also derive the
greatest benefits from govern-
ment. A fair tax must be
implemented as not to stymie
ones ambitions to earn and
pay more tax on a greater sum,
as opposed to a greater tax on
The Federal Government still
doesnt produce, make or earn any money! By Mark E. Charnet
Dr. Harry A. Long
973-685-6984 330 Ratzer Road Wayne, NJ 07470
smilemakeoverwaynenj.com
Fifty Shades of
White
Smile Design By Dr. Harry A. Long
We offer
convenient,
affordable
payment plans
Call for a
complimentary
consultation
today!
Porcelain Veneers
Metal Free
Crowns & Bridges
Implants
Teeth Whitening
Conscious
Sedation
Invisalign
*(if you qualify)
YOU CAN HAVE WHITER, STRAIGHTER TEETH FOR AS LITTLE AS $49PER MONTH*
D
r. Brusco speaks regu-
larly to schools,
organizations, groups
and patients on a variety of
subjects geared to their
needs. Recently he spoke to
the West Milford Senior
Group about preventative
dentistry for the aging popu-
lation.
Preventative dentistry is
important for all age groups.
You can reduce the risks of
tooth loss, cavities and den-
tal infections by having rou-
tine cleanings, x-rays and
examinations. At these den-
tal visits the dental hygien-
ists or doctor will educate you
on areas of concern, new
treatments available to you,
review medical histories, per-
form oral cancer screenings,
as well as instructions for at
home oral care. At this
speaking engagement for the
seniors, Dr. Brusco addressed
their dental concerns.
The United States is
approaching the highest pop-
ulation of Senior Citizens
ever. This group has the
highest rate of longevity and
natural tooth retention. As a
dentist, the concern for good
oral health and protection of
normal function is of the
utmost importance. Here are
a few issues to be aware of:
Gum recession. Some
recession is a consequence of
a healthy tooth as it ages.
This pulling away of the gum
from the tooth exposes the
root of the tooth that is soft
and porous, leaving it unpro-
tected by the gum. It can
become more sensitive to
cold and heat, and is more
prone to developing cavities.
This can also cause the teeth
to be mobile (looser) than in
the past. There are many
ways to care for this condi-
tion and we would be happy
to discuss them with each
individual patient as treat-
ments vary according to
needs.
Teeth, gums, and our
jawbone were meant to last a
lifetime. Our diet can dam-
age our strong teeth and
bones. Cavities can wreak
havoc on our mouths.
Irreversible damage can be
done by tooth loss, neglect
and ill fitting dental restora-
tions or improperly fitting
dentures. This damage will
affect our bite, chewing capa-
bility, function, speech and
esthetics. There are remedies
for some of these problems,
but there is nothing better
than your own healthy teeth.
Hereditary factors, medical
conditions and the medica-
tions taken for them, includ-
ing cancer and cancer thera-
py may affect your ability to
care for your teeth properly.
These things are out of your
control and that is why sen-
ior and geriatric dentistry is
so important. Doctors and
hygienists can make sure your
teeth are cleaned and cavity
free and then can show you
some alternate ways to make
sure they stay that way.
Dentures and /or partial
dentures are good ways to
restore compromised dental
health. They are designed to
function best from 7-10 years
from their insertion date.
They need to be adjusted
properly from the start, so 7-
10 adjustment visits would
not be considered unusual.
The dentures and your oral
tissue need to be checked on
a regular basis for issues that
can cause loss of function,
bone support, tissue support
and damage to the temporo-
mandibular joint if left unat-
tended.
Our quality and extend-
ed life expectations have
been increase incredibly by
advances in medicine.
However some medications
leave us with unwanted side
effects. Some medications
taken for osteoporosis, high
blood pressure, strokes, heart
attacks, diabetes, and organ
transplants are being linked
to oral concerns. The effects
of many of these drugs can
affect the mouth with bone
loss, dry mouth, muscle prob-
lems and a host of others.
These wonder drugs we use to
extend our lives can adverse-
ly affect our oral health, so be
sure to discuss any and all
medications you are on with
your dentist.
Dental implants are one
of the greatest accomplish-
Dentistry for the aging population By Peter Brusco DMD
SMILE
New Patient Special
0% Payment Plans
170 Kinnelon Rd
Suite 29A
Kinnelon
www.drbrusco.com
Call Now For An
Appointment 973-838-5862
Exam, Digital X-Rays, and Cleaning
$120.00
(Regularly $266) Expires 11-30-12.
Not to be combined with any other offers.
Dr. Peter Brusco, D.M.D. 973-838-5862
Better Overall Health
Great First Impression
Increased Self Confidence
Let Us Be The Key To Your Smiles Potential!
DISCOVER WHAT THE POWER OF A GREAT, HEALTY
CAN DO FOR YOU!
DR. PETER BRUSCO
Serving the community for over 30 years.
Friendly, Caring Atmosphere
Gentle, Experienced Hygienists
Cosmetic Dentistry TMJ
Bonding & Veneers Root Canals
Teeth Whitening Oral Surgery
Mini Dental Implants
Implants Dentures
Physical Therapy & Wellness Center
Riverdale One Building
44 State Route 23 North
Suite 9 Riverdale, NJ 07457
tel: 973.513.9880 fax: 973.513.9882
www.ptandwellness.com

*Restrictions apply, please call for details and appointments.
Call Now For a FREE
30 Minute Massage or
Acupuncture Session
*
LoW 8ac| Pa|r
Nec| Pa|r
3c|al|ca
l|p Pa|r
wr|p|asr
Pre ard Posl 3urg|ca| Rerao
Board Certified Physicians
Effective Treatment Plans
Convenient Location
Relaxing, Warm Environment
Friendly & Knowledgeable Staff
State-of-the-Art Facility
Immediate Appointments
Most Insurances Accepted
Complimentary Consultation
Early Morning & Evening Hours

F|ororya|g|a
Vuscu|ar 3lra|rs
Tr|gger Po|rls

Kree lrjur|es
Rolalor Cull Pa|r
Terr|s/0o|ler's E|ooW
PHYSICAL THERAPY
ACUPUNCTURE
MASSAGE THERAPY
SPORTS MEDICINE
V|gra|re leadacre
Ters|or leadacre
Crror|c Pa|r
Nerve-Re|aled Pa|r
TVJ
Pe|v|c Pa|r
Vusc|e Crarps
Vusc|e 3pasr
Jo|rl Corlraclures
P|arlar Fasc||l|s
3pra|red Ar||es
l|p Arlrr|l|s
structively with students on
their academic needs, it also
helps to establish an under-
standing of time management
and responsibility. We all wish
there were more hours in a day;
receiving tutoring instills skills
such as scheduling, organiza-
tion, time management and
proper prior planning. We all
need to learn and apply the 7
Ps: Proper Prior Planning
Prevents Poor Performance
Period!
Tutoring introduces and
strengthens study and life
skills
Every student has particu-
lar strengths within learning
and life. When tutoring, tutors
are able to help students truly
recognize their individual abili-
ties, train them how to advance
those skills and then together
reinforce their skills into
becoming natural talents.
Tutoring channels every learn-
ing style (visual, auditory and
kinesthetic), ensuring to reach
all children on their own per-
sonal best level possible.
Tutoring trains the brain for
accomplishment and success
Collectively, with the
above points, tutoring gives
students the competitive edge
they need to be able to become
a success within school and life.
Tutors become a students per-
sonal coach teaching confi-
dence, organization and time
management. Tutors transform
from teachers in the beginning
to the students personal cheer-
leading squad, support system
and most importantly, trusted
mentor. Its priceless!
Not all tutoring facilities are
the same
Each paragraph herein is
what tutoring facilities state
they pursue to achieve, but not
all tutors can accomplish these
goals due to the lack of direc-
tion and curriculum within
their establishments. Subject-
related material, identical
school curriculum training,
personalized instruction and
technology are the most vital
tools for accomplishing all that
tutoring aspires to achieve.
Many existing tutoring facili-
ties have two or three out of
the four crucial elements.
Taking the time out to fully
study the tutoring services
available is vital. Choosing the
wrong tutor is detrimental to a
students learning health, as
well as your wallet!
Pompton Plains is the
proud home for a brand new
high-tech facility called
Brainy-Acts. At Brainy-Acts
every element of tutoring is
available for each level of stu-
dent. Our tutors work with
each student individually with
the exact curriculum from
school. They identify and build
students' strengths, instill con-
fidence, establish goal-setting
skills and more all while
reaching the students on multi-
ple levels of communication
and interest. Different teaching
techniques are used for each
student, technology is incorpo-
rated as much as possible and
the connection between
school, life and a successful
future are intertwined into
every lesson. Brainy-Acts ulti-
mate goals are for grade scores
to reach new heights, and for
students to have a better under-
standing of education and a
tighter grasp on life skills. Most
importantly, Brainy-Acts helps
students achieve ultimate per-
sonal success and happiness!
The education you
receive throughout your begin-
ning years of life paves the way
for the path of tomorrow. Every
student deserves the best, but
not every school can adhere to
this dream; tutoring is the
answer to ensuring your chil-
dren are receiving everything
you feel they deserve and more!
Our children and students of
today will become the genera-
tion that will be driving our
days of tomorrow. Tutoring and
Brainy-Acts will make you and
your children one step closer to
having your intellectual dreams
come true!
Best of luck to all our stu-
dents in the 2012-2013 school
year! You can enroll anytime,
but best if you start before
falling behind! Fall forward
with improved tools for navi-
gating your childs future
achievements and goals! Dont
wait till next month or that
next failed test to start
strengthening your child. Call
or go online to sign up today!
Your childs future is in your
hands! Visit us at www.brainy-
acts.com, call 973-907-7700, or
e-mail info@brainy-acts.com.
All Phases of General Dentistry Advanced Cosmetic Dentistry Dental Implants
Galileos 3-D Imaging used for Safer Implant Placement Invisalign Clear Invisible Braces
Sedation/Sleep Dentistry Board Certified Anesthesiologist on Staff
DENTAL INSURANCE ALERT!
Use Your Benefits By The End Of The Year Or They're Gone Forever!
Nothing is more important to us than your continued comfort and
dental health. In today's uncertain economy, our goal is to help you
stretch your budget a little further!
Welcome Dental Exam $95
Includes Complete Set of X-Rays and Oral Cancer Screening
New Patients Only
Darren A. McKeever, DMD, MAGD, A Total Care Facility
933 Rt. 23 South, Suite #9 Pompton Plains
We Cordially Invite You To Call (973) 839-8180 www.mckeeverdentalcare.com
Celebrating
Our 23rd
Anniversary
w|lr lre |alesl warer|ase Tecnno|og,, 0r. VcKeever
perlorrs rary lrad|l|ora| derla| procedures W|lr leWer
srols ard |ess areslres|a. Tral rears a reW |eve| ol
corlorl ard sal|slacl|or lor lre erl|re lar||y.
Tre waler|ase 0erla| Lasers
corpared lo a lrad|l|ora| derla| dr|||
3aves T|re - Procedures lral orce loo| severa|
appo|rlrerl lo corp|ele, sucr as ru|l|p|e l||||rgs, car roW
oe l|r|sred |r jusl ore v|s|l.
FeWer 3rols - Vary procedures, |rc|ud|rg cr||drer's
cav|ly preparal|ors, do rol requ|re a srol.
Trealrerl ol - car|er sores, rerpel|c & aprlrous u|cers
Less Traural|c - prys|ca||y ard erol|ora||y
We Value Your Time...
Cerec Porcelain
One Visit Dentistry, Ask Us How.
YOUR FAMILY DESERVES
THE BEST
School just started why would we need a tutor already?
continued from page 1
To Advertise in Life & Leisure Call 973-696-8008
ments in dentistry for over 2
decades. They are highly suc-
cessful as a tooth, teeth, or
anchor replacement which
have saved a patients health
as well as improved the qual-
ity of life. This was a concern
with the seniors, as they felt
that dentists were pushing
this treatment. Implants
have gone from revolutionary
wonders to a predictable and
streamlined dental proce-
dure. The dental profession,
including Dr. B, is thrilled
with the ways we can help
patients using dental
implants. It is important to
remember that not everyone
is a good candidate for
implants. You must have
enough bone to support one
and certain lifestyle changes,
such as smoking, will deter-
mine whether the procedure
will be a success. Many med-
ications can interfere with a
successful result. This can be
discussed at your visit.
Dental insurance can
help defray some of the costs
of dental care. This type of
insurance is very different
from regular health insur-
ance, with yearly deduct-
ibles, yearly maximum bene-
fits, certain percentages paid
for different procedures and
many exclusions for proce-
dures. There are scrutinous
dental insurance reviewers
who have never seen the
patients mouth yet deny
payment. The dental insur-
ance industry has not
changed maximums or exclu-
sions since the 1970s. Prices
on premiums have gone up,
but benefits have remained
the same. The costs of mate-
rials used in dentistry have
quadrupled in the past
few years. Medicare and
Medicaid are woefully under-
funded to help reduce the
cost of dentistry to seniors.
Yet the cost of everything has
increased! We do work with
2 third party financing com-
panies to help make financial
arrangements that can be
budget friendly.
Whether we are in our
golden years, approaching
them in the not so distant
future, young and older alike
needs to consider their den-
tal health and make it a pri-
ority. It begins when that
first tooth comes in and con-
tinues through the rest of our
lives. At any age the old
adage an ounce of preven-
tion is worth a pound of
cure is one that shows great
wisdom.
Dr. Brusco is a 1980 graduate
of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice
is located at
170 Kinnelon Road,
Suite 29A in Kinnelon.
You may reach him by calling
973-838-5862 or
visiting him on the web at
www.drbrusco.com.
Has your child been diagnosed with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy
Childhood
Weight Loss
...then give us a call 973.616.8300
Since 1976
SALES SERVICE REPAIRS
Eureka
Cordless
Brush Vac
$
42
99
Power, quiet & lightweight
Cleans carpet & bare floors
2-Motor System
Eureka
Maximum Power
Canister Vacuum
$
119
99
Eureka
Optima
Soft Grip Looped Handle
Telescopic Handle
Motorized Brushroll
No-tip/Anti-clog
Tools-on-Board
Power - 12 amps
Cord Length - 20ft.
$
59
99
LARGEST VACUUM PARTS SELECTION IN NEW JERSEY
Hoover
Steamer
$
199
99
12 amps
5 Spin Scrub Brushes
On-Board Powered
Hand Tool for Stairs,
Upholstery
24 Cord
1 Year Warranty
Performance
Plus
Platinum
Powerful 12-amp Motor
Motor Protection System
QuickDraw Tools on Board
TriForce Agitator
30-Ft. Power Cord
HEPA Filter
Not valid with other offers. Expires 10/31/12
Buy 2 Packages of Same
Type Bags (3 pack size only)
& Get 1 Pack of the
Same Size FREE
FREE
Vacuum Bags!
With this coupon only. Not valid with other offers.
Expires 10/31/12
10%
OFF
On All
Vacuum Repairs
1400 Watt motor
Convenient for carpets and hard floors
Lightweight, compact design
Deluxe on board accessories
Metal telescope wand
2 Year Warranty
Riccar
Super Powerful
Hepa Filtration
Super light 8 lbs
Panasonic
Can
12 Amp Motor
Quick Release Handle
On Board Tools
$
279
99
$
299
00
Special
$
229
99
Conveniently Located On Route 23 South
At 615 Route 23 Pompton Plains
973-839-5666
Authorized
Service Center & Dealer
For Most Major Brands
Mon. - Fri. 9:00 a.m. - 5:00 p.m.
Sat. 9:30 a.m. - 4:00 p.m.
www.vacshackinc.com www.vacshackinc.com
All Brands Serviced
Dentistry for the aging population
ects. For further information
or directions, call the church
at 973-334-1603 (church
office) or 973-334-3924 (nurs-
ery school).
The First Reformed Church
of Lincoln Park, located at 60
Chapel Hill Road in Lincoln
Park, NJ is hosting their 2012
Fall Craft & Vendor Fair on
October 20 from 9a.m.-3p.m.
Local crafts persons and ven-
dors will be displaying and
selling their goods. An old
fashioned bake sale with lots
of homemade goodies will be
available to tempt your palate.
A soup and sandwich caf is a
feature of the event. Visit our
web site www.frc-lpnj.org or
call the church office at 973-
694-4336 for more informa-
tion. Hope to see you all
there.
October 21
Join us for a day of crafts,
games, food and Fall festivities
on Sunday, October 21 from
12-4p.m. at Hershfield Park,
Pompton Lakes. Come paint a
pumpkin, win prizes at our
games booths, shop the ven-
dor area or enter our pie-eat-
ing contest! Crafts and activi-
ties from $1-5, some events
free. Open to the community.
Rain or shine. This event will
be run by the Pompton
Lakes/Riverdale Girl Scouts.
See you there!
American Legion Post 242,
700 Turnpike, Pompton
Plains, will be having a pan-
cake, egg, and sausage break-
fast on October 21 from
9a.m.-12noon. $6 at the door.
Look for the $2 discount in
this newspaper.
October 25
Come join Pequannock
Township Volunteer Fire Co.
No. 2 for their annual Fish N
Chips Fund Raiser to be held
on Thursday, October 25
between the hours of 4:30p.m.
and 7:30p.m. at the Co. 2 Fire
House located at 24 Oak
Avenue, Pequannock. The
event is being catered by
Tastefully British. The cost is
$12 per person, which
includes fish n chips,
coleslaw, a soft beverage, cof-
fee, and dessert. Chicken fin-
gers and chips are also avail-
able for the young ones or
those who prefer chicken to
fish. Take out is also available,
(for both fish n chips and
chicken and chips), and pre-
ferred take-out pick up will be
between the hours of 4:30 and
- ./,.// 1
- ,,/
- . ..,/
- ,//
- , ,,/
- ,,, ;
,/. /./.// ,.
(,

;,., .
/1/ ;; /, .,,//
,,/
An Alternative
Healthcare
Solution
973-616-4555
18 Newark Pompton Tpke., Riverdale
www.AdvancedSportMed.com
, // /.,
, ; . .,,./
/
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,775 oz.
WE ALSO BUY DIAMONDS,
STERLING SILVER & COINS.
Saturday 10am-5pm
Sunday 10am-4pm
Columbus Day 1pm-4pm
Tuesday,Wednesday,
Thursday 4pm sharp
Class Trips & Birthday
Parties Available.
Call for more information!
HAYRIDES with
U-PICK PUMPKINS
for additional
information and
coupons.
Local. Healthy.
Fresh. Delicious.
Visit our produce page and sign-up to receive an email on seasonal produce.
945 Black Oak Ridge Rd., Wayne
973.839.1212
www.FarmsView.com
FARMS VIEW
Enjoy this Seasons Harvest, Visit Your Local Farm!
John Arvanites, left, candidate for Congress (NJ -- 11th District),
encourages Tom Andrea, candidate for Pequannock Town Council,
as Tom gets ready for another dunk in the Dunk Tank at the recent
Pequannock Township Hoe-Down at Greenview Park.
Ready to make a splash
Community Happenings
T
he term polydipsia
refers to excessive
thirst. We see this as an
increase in the amount of water
being drunk, which, in turn,
usually leads to polyuria, which
means your cat is urinating
more often and at a larger vol-
ume.
These changes may be
very subtle and slowly progres-
sive, or quite obvious. You may
observe an increase in the
amount of wet litter in a cat's
litter box or even accidents
outside the litter box. Some
cats may begin drinking from a
dripping faucet in the sink or
from an open toilet bowl.
However, if you want to deter-
mine exactly how much your
cat is drinking, allow him only
one source of water and sub-
tract the amount left in the
bowl after 24 hours from the
amount you put in originally.
On average, a 10-pounds cat
takes in about 2.5 cups per day.
This includes any water that is
taken in from other sources,
such as canned food.
If you determine that your
pet is drinking excessively or
just think its more than usual,
make an appointment with
your veterinarian because
polyuria and polydipsia (drink-
ing and urinating more) can be
an early sign of a serious dis-
ease. These can include: kidney
failure, diabetes mellitus,
hyperthyroidism (overactive
thyroid), liver disease, elec-
trolyte abnormalities, pyometra
(uterine infection), other less
common endocrine disorders,
and diabetes insipidus.
Several diagnostic tests
may be needed to determine
the cause of your cats polyuria
and polydipsia because many
different diseases can cause
these signs. Any visit to your
vet should begin with a com-
plete medical history and thor-
ough physical examination.
Initial testing may include
measurement of water intake at
home, complete blood count
(CBC), blood chemistry tests
(including electrolytes), urinal-
ysis, urine culture and sensitivi-
ty, thyroid hormone (T4) con-
centration, and abdominal X-
rays or ultrasound.
In older cats, the three
most common disease condi-
tions seen in practice that
cause polyuria and polydipsia
are kidney failure, diabetes
mellitus, and hyperthyroidism.
Diabetes mellitus diagno-
sis is based on high blood glu-
cose concentration and the
presence of glucose, and often
incompletely broken down fat
products called ketones in the
urine. This disease is very treat-
able in the long term. Initial
treatment depends on the
severity and may include hospi-
talization with intensive fluid
and electrolyte therapy in con-
junction with administration of
short-acting insulin, or outpa-
tient management with long-
acting insulin.
Kidney failures diagnosis
is based on serum biochemistry
tests and urinalysis. Treatment
is based on rehydrating the cat,
trying to slow the progression
of the kidney disease by
dietary modification and
treating complications
such as hypertension, nau-
sea, and urinary tract
infection.
Hyperthyroidisms
diagnosis is based on meas-
urement of thyroid hor-
mone concentration via
blood work. Difficult cases
may require specialized
blood tests or imaging.
Treatment consists of drug
therapy or radiation or less
commonly surgery. This dis-
ease is also very treatable in the
long term. Treatment with
radioactive iodine ("I-131")
will require referral to a special-
ty clinic or teaching institution
in your area.
Optimal treatment of any
persistent medical condition
depends on establishing the
correct diagnosis. The symp-
tom group polyuria and poly-
dipsia has many different
potential causes, and it is
important to identify the
underlying cause before begin-
ning treatment. Please visit
your veterinarian as soon as you
notice any changes because
with an early diagnosis you
often get a better outcome.
Dr. Matthew Krupnick is the
owner of the Pequannock Animal
Hospital. He grew up in Kin-
nelon and is happy to be home
with his wife, three cats and two
dogs to provide quality and
compassionate care for your pets
in the community. The Pequan-
nock Animal Hospital is located
at 591 Newark Pompton Turn-
pike in Pompton Plains. You may
reach them by calling
973-616-0400.
Cats excessive thirst could mean a more serious health problem
By Dr. Matthew Krupnick
Partials Repairs
Extractions
Tooth Whitening
Nitros Oxide Sedation
Gum Treatment
Dentures Implants
Most Insurance Accepted
LINCOLN COMMONS
DENTAL ASSOCIATES
Mark De Fonte, DMD
59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ
973-686-0060
NEW PATIENT (No Insurance) SPECIAL
Exam, Prophy & Xray $115
Latest Cosmetic Techniques
Crowns & Bridges
Root Canals
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 10/31/12
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 10/31/12
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
5:30p.m. Dont cook tonight.
Enjoy Tastefully British
famous Fish N Chips or
Chicken Fingers dinner. See
any Pequannock Company
No. 2 member for tickets or
call for tickets today at 973-
696-1726, ext.28. Hope to see
you on October 25!
The Montville Ladies
Auxiliary Co. #1 will be host-
ing a Pancake Breakfast at
Applebees, 1057 Route 46
East Parsippany, NJ. The
event will be held October 28
from 8-10a.m. Tickets are $10
for Adults, $8 for Senior
Citizens and children 12 and
under. Please contact
Christina Cooper at 973-476-
9537 or Kathi Bridges at 973-
882-2762 for tickets. The
meal includes pancakes,
sausage, scrambled eggs and a
beverage.
October 26
Escape from the everyday at
a Womens Retreat and be
A LOCAL FULL SERVICE
INSURANCE AGENCY
ALL LINES OF COVERAGES
PERSONAL & COMMERCIAL
AUTO HOME FLOOD
BUSINESS LIABILITY WORKERS COMP
COMMERCIAL AUTO & PROPERTY
STOP IN OR CALL TO SEE HOW
WE CAN SAVE YOU MONEY
FREE INSURANCE QUOTE
866-700-COVERAGE (2683)
www.coveragespecialists.com
580 ROUTE 23 N. POMPTON PLAINS
(AFTER JACKSON AVE)
A
dults who play golf
know just how fun
and frustrating the
game can be. Whether you're a
veteran golfer or someone just
learning the links, golf can be
challenging.
But as exacting as the
game can be, it also can be just
as rewarding, even for kids.
Children who embrace the
game of golf will learn a host of
lessons they can apply in all
facets of life. A humbling game
even for professional golfers,
golf can teach kids lessons in
humility and the value of per-
sistence even when things
aren't going your way.
Golf is also a great way for
parents to get kids off the
couch and outdoors for some
fun in the sun. Instead of
spending summer afternoons
in front of the television, kids
who play golf are out patrolling
pristine golf courses while get-
ting some cardiovascular exer-
cise along the way. Golf can
also strengthen a childs hand-
eye coordination, which can
help them in other activities,
including many different
sports.
Though many people do
not begin playing golf until
theyve reached adulthood, its
never too early for boys and
girls to start learning the game
of golf. Parents of preschoolers
can start their kids off with a
toddler play set. Though its
just a toy, a play set can help
lay a solid foundation for future
golfers. Kids who have
watched Mom and Dad play
golf or practice their swing can
develop their own swings on
their play set.
As kids approach school
age, dont overlook the nearby
putt-putt or miniature golf
range as a valuable teaching
tool. Miniature golf clubs are
small enough for many chil-
dren to use comfortably, and
kids can use miniature golf
courses as a place to put any
lessons or advice on putting to
good use. Whats more, a
miniature golf course is more
than just golf, with creative
courses and other fun activi-
ties, so kids wont feel over-
whelmed with golf.
When kids move on from
preschool to elementary
school, some might want to tag
along with Mom or Dad to the
driving range. You should try
to avoid overwhelming kids
with too much instruction or
information. Instead, keep
things as simple as possible,
teaching them the basic swing
and encouraging them no mat-
ter how quickly they adapt.
Help kids learn the game of golf
Sunday, Oct. 7th from 11:00 a.m. to 1 p.m.
Ages 1 to 3 year olds (parent/tot), 3 year olds (their rst class alone)
4 & 5 year olds (pre-school gymnastics & kindergarten classes)
Meet the staff!
See The Facility!
Try all the
gymnastic apparatus!

continued on next page
As kids enter middle
school and approach high
school, those who are enjoy-
ing the game of golf can take
advantage of the driving
range if they havent already
begun to. A driving range
typically has markers that
indicate the distance of a reg-
ular hole, regardless of which
tee you will play from on an
actual golf course. Kids can
aim for holes at shorter dis-
tances to learn how far their
drives are going. You can
then adjust the lessons you
teach your children based on
how far youngsters can drive
the ball.
As a child gets closer to
high school, you might want
to buy the child his or her
own set of clubs. Look for
inexpensive clubs (often-
times, thrift stores or other
secondhand retailers have
clubs for sale) because grow-
ing children will eventually
grow out of their first set of
clubs. When your child finds
a set of clubs that suits him or
her, teach the proper way to
swing and consider signing up
your son or daughter for les-
sons. Those first few lessons
can prove invaluable, turning
a pastime into a passion kids
will carry with them through-
out their lives.
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1971
C
O
R
E
A
P
P
L
E
C
O
R
E
A
P
P
L
E
Visit our school and find
out how many consecutive
years over 90 of our
children scored in the top
10 nationally...
and they are having the
MOST FUN in their
lives!
A Truly Unique
Montessori School
Unique Phonics
Reading Program
Computers
Music
Foreign Language
3 or 5 Half Days
Full Days 7am-6pm
Fastrackids
Parenting Seminars
Character Education
Summer Camp
Ages 2-12 Years
Daily Swimming
Lessons, Heated Pool
designed for safety of
young children
Sports/Organized Games
Arts & Crafts
Field Trips
Music/Dance
In House Events
Nature & Science
Computers Cooking
Call, visit and compare the
advantages gained for your child
www.applemontessorischools.com
MONTVILLE
9 Waughaw Road
973 331-8141
KINNELON
10 Maple Lake Road
973-838-2122
Preschool, Kindergarten,
Ages 2-6 Years
Celebrating
Our 40th
Anniversary
Miss Dawn with Miss Dance
of the US 2011
Help kids learn the game of golf
continued from previous page
refreshed, encouraged, and
inspired; because the God
who loves can do far more
than you can ever imagine!
The Womens Conference will
be held at First Reformed
Church, 60 Chapel Hill Road,
Lincoln Park on Friday
October 26 from 7-9p.m. and
Saturday, October 27 from
9a.m.-3p.m. Via DVD, the fol-
lowing Women of Faith
speakers are: Lisa Harper, Luci
Swindoll, Sheila Walsh, and
Angie Smith. Angela DiPrima
will join us again to lead us in
song. A complimentary
luncheon will be served at
church on Saturday. There is
no charge for the retreat, but a
free will offering will be
received. Donations of deter-
gent and/or coffee will be col-
lected for the Lincoln Park
Food Pantry. Please pre-regis-
ter by calling Barbara at 973-
839-6384.
Around the
Community...
The Montville Township
Womens Club has an ongoing
project: comfort pillows for
breast cancer patients. So far,
weve made and donated
6,580 pillows to Morristown
Memorial, Chilton Memorial
in Pompton Plains, and Saint
Clare's in Denville and Dover.
A team of club members, sen-
iors, and volunteers from sur-
rounding cities participates in
W
hen people are
asked how much
they pay for elec-
tricity, most have no idea.
But I bet they can tell you
what they paid for their last
tank of gas. Some people
do know what they pay,
but dont think there are
any options.
Remember the blizzard
last Halloween? What caused
most of the power outages in
the Northeast were heavy
snow-laden branches and
trees falling and knocking
down power lines. Whom do
you think is going to pay for
the millions of dollars it took
to repair everything?
What about electricity
failure due to an old grid?
Our electric grid is antiquat-
ed and falling apart in many
areas. It has to be maintained
and rebuilt. Estimates put the
cost at upwards of $5 billion
to accommodate new capaci-
ty and upgrade existing sys-
tems. Whom do you think is
going to pay for that?
Electricity rates are ris-
ing all over the country, but
the details often go unno-
ticed in statements. People
typically just pay what the
bills say they owe. Not like
you have a choice, right?
Wrong!
You do have a choice.
There are many options to
either reduce your consump-
tion or eliminate electric
bills. The obvious choice is
to install solar panels to pro-
duce your own electricity.
You see it everywhere and
probably wonder, Am I
missing out on something?
You can now get solar for no
money down, save from day
one and lock in the cost of
your electricity for 25 years
or more, typically at todays
rates. Current state and fed-
eral incentives make it the
obvious choice to save.
But not every home is
good for solar. And some
towns are downright anti-
solar, passing restrictive ordi-
nances against homeowners
who want to go solar. There
are other choices. LED light-
ing is a great option. While
prices are still high, paybacks
in high usage areas of the
home, such as kitchens and
family rooms can run as low
as two years. They last about
15 times longer than other
bulbs and dont have mercury
in them.
Motion activated light-
ing is another option. If you
have kids who constantly
leave lights on when leav-
ing a room, this
is a great solu-
tion. Activated by
movement, they can be set
to shut off after a defined
period of time.
Smart technology power
strips can be used for a com-
puter system or home the-
ater. They shut down periph-
eral devices when the com-
puter goes into sleep mode or
the home theater system is
turned off. This stops the use
of phantom energy.
Typically, these systems use
an average of $30$50 per
year in phantom energy. At
about $30 each, Smart
Strips pay back in about a
year.
So, you may not know
what you pay for electricity,
but you should know that
you do have a choice!
Tom Ferraro is the owner of
Solar & More's retail store at
598 Route 23 in Pompton
Plains. Solar & More provides
solar and other renewable
energy systems, as well as
energy-efficiency products that
help save you money.
Come to the store, call
800-782-0241 or visit
www.solarnmorestore.com.
Electric rates are increasing not like we have a choice!
By Tom Ferraro
this worthy project. Even
heart surgery patients have
found use for these comfort
pillows, which are completely
washable and may be used
under the seatbelt after sur-
gery. Chairperson Alexandria
Sarra can be reached at 973-
405-0088. All monetary dona-
tions, used to purchase polyfill
for the pillows, should be
made payable to MTWC and
should indicate Comfort
Pillow in the memo. Please
mail checks to P.O. Box 267,
Montville, NJ 07045.
Lincoln Park resident par-
ents of children turning three
to 21 years old (including stu-
dents attending non-public
schools, and homeless and
migrant children who reside
in Lincoln Park): the public
schools offer remedial pro-
grams for eligible children. If
your child is experiencing
physical, sensory, emotional,
communication, cognitive, or
social difficulties, help is
available. Contact Mrs. Grace
Marinello, supervisor of spe-
cial services, at 973-696-9150
to arrange a meeting with
members of the child study
team. If eligible, an educa-
tional program will be provid-
ed at no charge.
Mothers & More is a not-
for-profit group for both stay-
at-home and working moms.
It features monthly meetings,
playgroups, mom-and-tot out-
ings, mom-night-outs, and
much more. Members are
from Wayne and all surround-
ing towns. Monthly meetings
are on the first Monday of
each month (unless a holiday)
at 7:30p.m. at Our Savior
Lutheran Church, 670
Newark Pompton Tpke. in
Pompton Plains. Prospective
members are always wel-
comed. For more information,
call 877-221-1581 or e-mail
sbotbyl1@yahoo.com.
Toastmasters provides a sup-
portive environment to
improve public speaking and
leadership skills. We meet the
first Wednesday of each
month at Hollywood
Restaurant & Pizzeria, 376
Fairfield Road in Fairfield
from 7-9p.m. Guests are wel-
comed. For more information,
visit www.diningtospeak.com.
The Montville Senior
Citizens Club is open to all
Montville Township resi-
dents aged 55 and older. The
club meets every first and
third Friday of the month at
the Montville Senior House,
next to the police station on
Route 202 South. We serve
coffee and cake at noon
before the meeting at 1p.m.
New members and guests are
always welcomed. For infor-
mation, call Celia at 973-
227-4591.
Passaic Valley Hospice, a
non-profit organization, is in
need of volunteers for various
duties. Volunteers are an
integral part of the profes-
sional hospice team that pro-
vides physical, emotional,
and spiritual support to the
terminally ill. Volunteers
work directly with patients
and families, providing
respite for caregivers, com-
panionship for patients and
families, and errand-runs.
Weekday volunteers are espe-
cially needed. For additional
information, call 973-785-
7329. Reach out give the
gift of self!
Gargas Roofing & Construction
Roofing Problems?
We guarantee your roof
WILL NEVER LEAK AGAIN!
Fully Insured
Local References Gladly Provided
All Work Guaranteed Free Written Estimates
NJHIC# 13VH00344800
High Quality Workmanship At An Affordable Price
All work done by our Professionals Owner Operated Owner Guaranteed
Specializing In: All Types of Roofing
Tear Offs Re-Roofing New Roofs Flat Roofs
Wide Selection of Shingles
Gargas Roofing & Construction
Residential & Commercial Roofing & Siding Specialists
FREE
Upgrade To Lifetime Shingles
Call now for more details!
SIDING WINDOWS DECKS
On Any Complete Roofing
or Siding Installation
Book by 10/31/12
~OR~
$
500 OFF
Total Job
FREE
Installation of
seamless gutters
With This Ad. Exp. 10/31/12
UP TO 100FT
973-772-8080 973-772-8080
For more useful info & to help the shingle selection process please visit:
www.gargasroofing.com
973-838-0866
CALL US NOW FOR A FREE ESTIMATE
O
ftentimes, buying a
home opens up a bot-
tomless pit of opportu-
nities for projects and improve-
ments. While some homeown-
ers engage in different repairs
and fix-ups out of necessity,
many others like to freshen-up
their spaces out of personal
preference instead of need. But
even the most well-intentioned
projects can be waylaid if budg-
ets are tight.
What many homeowners
may not realize is that there are
many ways to make updates
and changes to a home that do
not require a major overhaul or
a large price tag. The following
are seven projects that wont
break the bank.
1. Move around furniture. You
may be able to change the look
of a room without spending any
money. Interior designers know
how to arrange furniture for
maximum appeal, but the aver-
age homeowner can do it, too.
Find a focal point in the room
and angle the furniture toward
it. Dont make the focal point
the television, however. Try
changing the placement of
chairs and sofas. Simply mov-
ing a curio cabinet from one
corner to another may also
make a difference.
2. Add lighting. Lighting at dif-
ferent levels in the room can
create a vibrant impact. Many
homeowners mistakenly put in
Seven inexpensive
ways to update
a home now
19 Chapin Road, Building D | Pine Brook, NJ 07058 | 877-223-9090
www.ContemporaryClosets.com
Our quality
craftsmanship and
materials make
every project
a masterpiece for
your home.
5%Discount
For Your Order
Over $1,000
15% Discount
For Your Order
Over $2,500
Call to schedule a FREE in home consultation 877-223-9090
Closets Garages Pantries Laundry Rooms Home Offices and More
Free Estimates Fully Insured References Available
Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens,
Additions, Bathrooms & Master Suites
Transforming Lives By Transforming Living Spaces...
Its What We Do
A Tradition of Delivering Value For Over 15 Years
Loans provided by EnerBank USA (1245 E. Brickyard Rd. Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time.
Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 17.91% fixed APR, effective as of [date], subject to change.
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location 973-696-0333
1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit) www.advantagecontracting.com
License#
13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
- Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
a couple of table lamps and
think that will be adequate.
However, properly illuminating
a room means varying the
lighting to create different
moods at different times. Plus,
more light can make a room
feel more welcoming.
3. Add new pillows or drapes.
Changing a few aspects of a
room can give it an entirely
new look. If you want to add a
splash of color but dont know
what to do, think about incor-
porating some new throw pil-
lows or change the curtains.
An accessory here and there in
a bright color also can incorpo-
rate a new hue without it being
overwhelming.
4. Change knobs or small
accents. Give a room a new
look by focusing on the small
details. Switch out cabinet
knobs for something updated
and modern. Take inventory of
wall outlets and light switches
and think about selecting new
ones that coordinate with your
home decor.
5. Use plants. Empty corners or
spots youre not certain how to
fill may benefit from a plant.
Plants are inexpensive ways to
add instant color and visual
appeal to a room. Plus, having
live plants can help improve
indoor air by filtering out con-
taminants. A home with plants
also feels more cozy.
6. Hang new wall art. It may
be time to look at your photos
and artwork and make a few
adjustments. Finding new
prints to hang could instantly
change a rooms ambience.
And you neednt spend a lot
of money on professional pho-
www.carlsonbrothers.com
ROOFING
ROOFING
Cape Cod $2,500
Bi-Level $2,700
Split Level $2,900
Carlson Brothers
Carlson Brothers
201-796-7374 201-796-7374
$
1
0
0
O
F
F
MENTION
THIS AD
888-882-2757 888-882-2757
Lic. # 13VH01591200
N
N
R O O F I N G , I N C .
KOVACH
Iree
Lstmates
Iu||y Insured
$350 OFF
ANY ROOFING JOB
Of $3,000 Or More
FREE
COBRA RIDGE VENT
With Any New Roof
$30 OFF
ANY ROOFING REPAIR
Of $250 Or More
Member Of The
North East Roofing
Contractors Association
Member Of The
Better Business
Bureau
ua||t, \ou 0an Irust S|nce 1886...|rom Amer|ca's Largest koof|ng Nanufacturer
973-835-5330
FREE
Upgrade To Lifetime Shingles
Call for more details!
5enor
Utzen
0scounts
Established 1948 A Professional Roofing Company
WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
W
e
U|ean
Poofs
Roof Removal Slate Tile Wood Shingles Skylight Repairs
Rubber Roofs Flat Roofs Leaders & Gutters Chimney Repairs Solar Panels
With coupon. May not be combined with any
other offers. Expires 10/31/12.
www.Kovachroofing.com Email: Kovachroofing@aol.com
Nohod, 0o.ers \ou 8etter
Office/Fax 973.628.7230 Cell 201.390.0682
RNC
give
your home a
NEW
look.
Family Owned & Operated Since 1988
Just honest, quality work.
ADDITIONS
KITCHENS/BATHROOMS
BASEMENTS ROOFING
STONE WORK TILE
WAYNE, NJ Call Rich Hoefling
Construction
FREE
ESTIMATES
NJ State Licensed
Home Improvement
Contractor
#13VH02187700
Seven inexpensive ways to update a home now
Throw pillows are accessories that can easily and inexpensively
change the look of a space.
I
nterior renovation projects
give us the perfect chance
to upgrade all aspects of a
home's interior, including your
home insulation. Wall insula-
tion may not be as exciting as
visible upgrades, but the latest
products can single-handedly
give you lower fuel costs with
far improved air quality, com-
fort and energy efficiency. In
demand right now, for example,
is a user-friendly method called
Nudura RetroFit Insulation
Technology, a system for filling
foundation walls, inner and
outer walls, as well as flat, or
cathedral ceilings. This do-it-
yourself product is a shiplap sys-
tem of expanded polystyrene
(EPS), which allows large 4 X 8
foot sheets of foam to be
installed without any gaps for
air leakage. Take a look in the
home owner section of
www.nudura.com. Made from
recyclable material, it is easy to
cut, easy to install, and the per-
formance value is up to R-14.
Drywall can then be attached
directly to the embedded fas-
tening strip allowing the elec-
trical wiring to be easily run.
tography, either. Grab your
camera and take a few close-
up shots of flowers or take in a
landscape scenery. Many of
todays home printers can pro-
duce professional-quality
prints in minutes.
7. Try a new coat of paint. After
youve exhausted other
avenues, choosing a new paint
color may be the new look you
desire. Painting is one of the
least expensive yet most dra-
matic methods of changing a
homes interior. With dozens of
hues to choose from, and new
apps that enable you to take
snapshots of things in nature or
in your life and match them up
to a paint color, you will have
scores of opportunities to
explore fresh new colors for
your home.
When you get inspired to
make improvements to the
home but fear how much it may
take out of your wallet, consid-
er inexpensive tricks that can
induce a big wow factor.
86 Main Street
Bloomingdale
973-838-0300
973-879-7319
nas86@msn.com
WE DO THE COMPLETE JOB
Plumbing, Electric, Carpentry & Ceramic Tile
50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates
Free Estimates
& Design Services
362 George Cobb Lane
Lincoln Park, NJ 07035
WINTER TUNE UP
S
p
e
c
i
a
l
$
89.95
973.694.8482
Pick Up &
Delivery Available
Plus Parts
Seven inexpensive
ways to update a
home now
Improve your air quality at home
with advanced insulation
WAYNE POWER
WASHING
House Washing
Roof Washing
Deck Restoration
WASH & SEAL
Hot Water Washing for the cleanest results
Power washing is our only business
Protect your investment
HONEST ANSWERS
973.835.6739
Wolmans Certified
Contractor
Power Washers of
North America
\elarlir |raaj
@ .\I\elarlir|raaj.|am/lile
\isil Jar elsile lar Iel+ile1 lrlarm+liar +r1 Iis|aarls/lramas
ACCOUNTING SERVICES
Vincent Gallipoli
Certified Public Accountant
PO Box 561, Pompton Plains, NJ 07444
973-616-9748
vpal4@yahoo.com
AIR CONDITIONING / HEATING
SYSTEM SERVICES
Stephen Mangeri
SM Heating & Air Conditioning, nc.
NJ Lic #13VH02620300
973-628-6472
steve@smheatingandair.com
smheatingandair.com
Reliable Service that You Can Trust
ATTORNEY
Fredric F. Azrak, Esq.
Azrak & Associates, LLC
Attorneys at Law
627 Newark Pompton Tpk
Pompton Plains, NJ 07444
973-839-9062
azraklaw.com
lawyers@azraklaw.com
Excellence & Integrity for over 36 years
AUTOMOTIVE REPAIRS
John Napolitano
Pry Automotive
Butler, NJ 07405
973-838-1656
pryauto@optonline.net
CHIROPRACTOR
Donna Perillo, MS, DC,
DACBSP, DCBCN, NMD, CNS
NJ Total Health Center
973-872-2133
njtotalhealth@aol.com
njtotalhealthcenter.com
CLEANING SERVICES
Ronald A. Denequolo
Magic Cleaning Concepts, LLC
Pequannock, NJ 07440
973-694-6611
magiccleaningconcepts.com
DENTIST
Brian Marino, DMD
Pequannock Valley Dental Associates, P.A.
973-831-0444
pvdentalassociates.com
DISASTER RECOVERY
SERVPRO of Northern Sussex County
and Wayne
Fire & Water Cleanup & Restoration
servpronscw.com
Brent Pope
862-200-0356 Cell
HOME IMPROVEMENTS
Robert Ruggiero
License #13VH04356500
Beechwood Home mprovements
Livingston, NJ 07039
973-634-3514
compass.inspect@yahoo.com
HOME INSPECTIONS
Robert Ruggiero
N.J.H.. Lic #24G00084600
Compass Home nspections, LLC
Livingston, NJ 07039
973-634-3514
compass.inspect@yahoo.com
INSURANCE - AUTO, HOME
Jim Murasko, LUTCF
Allstate New Jersey
nsurance Company
Exclusive Agent
The Murasko Agency, LLC
Bloomingdale, NJ 07403
973-492-2200
jimmurasko@allstate.com
INSURANCE - LIFE, DISABILITY,
LONG TERM CARE & SMALL
BUSINESS GROUP BENEFITS
Thomas J. Cleeland CLTC,LUTCF
Allstate Financial Services
Westfield, NJ 07090
908-301-0711
tcleeland@allstate.com
allstate.com/tcleeland
IT/COMPUTER SERVICES
Ken Ginefra, President
GCS Consultants LLC
170 Kinnelon Road, Suite 16
Kinnelon, NJ 07405
973-291-8048
ken@gcsconsultants.com
gcsconsultants.com
JUNK REMOVAL
Patrick J. Resotka
Owner
Class Act Junk Removal &
Clean Out Service
Whippany, NJ
973-349-7348
contact@classactcleanouts.com
classactcleanouts.com
MARKETING CONSULTING
Adam S. Wolf
President
CellCon Consulting
West Orange, NJ
973-736-3001
awolf@cellconconsulting.com
cellconconsulting.com
MARY KAY
Mary Hart
ndependent Beauty Consultant
973-835-2439
marykay.com/mary.hart
MERCHANT SERVICES
CMA Merchant Services
Ken Hardaker
59 Beaverbrook Rd. Ste.201D
Lincoln Park
800 820-2077
cmaken@msn.com
MORTGAGES
Edward Morba
President
Family Home Funding Corp
Kinnelon, NJ 07405
973-283-8111
800-585-1212
emorba@familyhomefunding.com
familyhomefunding.com
PAINTING
Steve Pruzinsky
All Jersey Painting, nc.
Lincoln Park, NJ 07035
973-694-2299
steve@alljerseypainting.com
alljerseypainting.com
PAYROLL SERVICES
Francine Karamian
Precision Payroll Services,nc.
Wayne, NJ 07470
973-706-6660
francinek@ppspayroll.com
ppspayroll.com
PERSONAL TRAINER
Geri McGurk, BS, NASM, CPT, CTS
Owner
High Definition
Personal Training Center
Wayne, NJ 07470
973-784-3381
HDPTC.com
PRINTER CARTRIDGES
Jack Pezzuti
Owner
Cartridge World
Kinnelon, NJ 07405
973-248-1010
cwriverdale@optonline.net
cartridgeworldusa.com/Store230
PRINTER - PRINT GRAPHIC DESIGN
Vivian DiPietro
PostNet
Clifton, NJ
973-542-8071 ph 973-542-8073 fx
nj127@postnet.com
postnet.com/nj127
PROMOTIONAL ITEMS
Lois Friedman
First mpression
Wayne, NJ 07470
973-696-7035 ph 973-696-1341 fx
firstimpression@att.net
REAL ESTATE - COMMERCIAL
Barbara Garruto CRS,GR
Broker Sales Associate, Notary Public
Century 21
Butler, NJ 07405
973-886-1757 - cell
bgarruto@yahoo.com
REAL ESTATE - RESIDENTIAL
Linda Lee Sokerka
Coldwell Banker
Residential Real Estate
973-838-9300 973-768-2717
Sokerka@aol.com
Your Perfect Home s Waiting!
Can Help You Find t!
TRAVEL
Joanne Hunt
Pompton Plains Travel
142 Route 23 North, 2nd Floor
973-831-1114 ptravel@warwick.net
pomptonplainstravel.com
WEBSITES/SEO
Bob Lee
ASA Marketing LLC
973-750-8670
boblee@asamarketing.net
asamarketing.net
Mobile Marketing/Websites
WINDOW CLEANING
Joe LaFergola
Fish Window Cleaning
Riverdale, NJ 07457
973-831-2300
jlafergola@fishwindowcleaning.com
fishwindowcleaning.com/697
T
here are so many dif-
ferent reasons to
throw a party. From
birthdays to bar mitzvahs, the
reasons to celebrate are many.
Some people are seasoned
experts at planning and exe-
cuting the perfect party,
while others are more appre-
hensive about hosting.
However, with a little guid-
ance, anyone can successfully
host a memorable party.
Whether youre plan-
ning an intimate cocktail
party for a few friends or a
large-scale event for a bap-
tism or anniversary, some
simple tips can reduce the
stress involved in being a
party host.
Step 1: Create a budget
Planning the perfect event
starts with establishing a
clear budget. Above all else,
setting a firm budget will help
set limits as to what and how
much you can buy for the
event. It will also then help
you make your lists and
details accordingly.
Be sure to list the main
components of the party first:
including food, beverages and
invitations. Its important to
allocate more of your budget
to those items and use the
remaining funds to decorate
and set the mood.
Step 2: Decide on a location
Knowing where you will be
having your party usually
dictated by how much you can
spend will help pave the way
for other decisions. For exam-
ple, if you are having a party at
a restaurant, all you may need
to handle are providing favors
and bringing a cake. But if you
are renting out a room or hav-
ing the party at home, your
workload will increase. There
are many different places you
can have a party, even some
unconventional locales.
Therefore, if you are coming
up with roadblocks based on
the cost of venues, think out-
side the box. Look to church-
es, restaurant back rooms or
even schools for an empty
room.
Step 3: Make your shopping
list
Once youve established
your budget and location, its
time to make your shopping
list. List all of the foods you
plan to make and then sepa-
rately list the ingredients that
need to go into each recipe.
Purchase the necessary ingre-
dients if you are having
mixed drinks. An easier idea
is to simply offer soft drinks,
wine and beer because guests
can serve themselves. You
can shop for nonperishable
items, like utensils and deco-
rations, early on. Save perish-
able foods for a few days
before the party.
Step 4: Get help
Hosting a party can be a lot
of work, so it can benefit you
to have a friend or family
member lend a hand. Perhaps
he or she can work on party
favors while youre putting
the finishing touches on the
meal or the dessert. If the
budget allows, some people
like to hire a service to wait
on guests and cleans up dur-
ing and after the party. This
Party planning like the pros
Cannot combine with any other offers. Coupon must be presented before ordering.
Maximum 2 coupons per table. Not valid for parties of 8 or more.
NOT VALID ON HOLIDAYS. Excludes tax. Expires 10/31/12.
*
LUNCH SPECIAL
6 Choices for
1. Grilled Chicken or Shrimp Caesar Salad
2. Eggplant Parmigiana Platter or Hero
3. Chicken or Shrimp Scampi over Pasta
4. Chicken, Shrimp or Sole Francaise with Vegetable
5. Meatloaf with Mashed Potatoes
6. Fried Shrimp & French Fries
7. Hamburger Platter with French Fries
Cannot combine with any other offers. Coupon must be presented before ordering.
Maximum 2 coupons per table. Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS
Excludes tax. Expires 10/31/12. LIMITED TIME OFFER.
With the purchase
of a beverage.
With minimum
Food purchase of
$35
.00
$
10
Off
*
Not to be combined
with $9.99 or
$10.99 coupons.
*
MONDAY - SATURDAY
HAPPY HOUR (3pm to 6pm Monday - Saturday) at Bar Only
$3 House Wine - $3 All Beer - $4 House Martinis & Drinks
1/2 PRICE APPETIZERS (4:30pm to 9:30pm Monday - Thursday)
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
MONDAY - THURSDAY
MONDAY-
SATURDAY
Cannot combine with any other offers.
Coupon must be presented before ordering.
Maximum 1 coupon per table. Not valid for
parties of 8 or more. NOT VALID ON HOLIDAYS.
Excludes tax. Expires 10/31/12.
*
With the purchase
of a beverage.
$
5
99
RESTAURANT
ALL DAY SPECIAL

$
10
99
Shrimp, Veal, Chicken Parmigiana w/Pasta,
Meat Loaf w/Mashed Potatoes,
Shrimp, Chicken or Sole Francaise w/Vegetables,
1/2 Rack BBQ Ribs w/French Fries
*** with Soup or Salad ***
With the purchase of a beverage.
WE ACCEPT ALL COMPETITORS COUPONS!!
*
*RESTRICTIONS APPLY.
of course!
Fresh seafood, the finest quality meats, seasonal ingredients and a chef
who ensures every course is prepared to perfection. Thats our recipe for success.
WE WILL BE OPEN
FOR PRIVATE PARTIES ON
MONDAYS & TUESDAYS
visit us on facebook
www.linasristorante.com.
49 MAIN STREET | BLOOMINGDALE
973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com
Just off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
Restaurant & Fine Catering
Catering For All Occasions,
On & Off Site
Gift Certificates Available
Daily Lunch Buffet & Full Menu
with Specials
Take-Out Full Bar
A
T
ouchO
f Italy InB
loom
in
g
d
a
le
A Warm, Elegant & Engaging Atmosphere
CUSTOMER
APPRECIATION
NIGHT
Every Wednesday & Friday
4PM-11PM
50% Off
Entire Check
18% Gratuity added to total bill. Not valid
with any other offers.
Linas
A Touch Of Italy In Bloomingdale
Since 1983
Book Early
For Your Special
Occasion or
Holiday Party!
is beneficial to hosts who
want to mingle with guests
and not worry about collect-
ing soiled dishes and bever-
age glasses.
Step 5: Decide on personal-
ization
Although there may be
the temptation to have a
theme party, sometimes these
can come off as immature.
Instead, think about putting
your own personal touch on
the party planning. For
example, if youre a budding
artist, decorate with pieces
you have made and other
inexpensive works of art.
Think about having a decora-
tive item as a centralized
theme, such as crystal vases
or birdhouses. Maybe the
party will be dazzling because
of a particular color scheme.
Figure out what you like and
then go with that instead of a
preconceived concept from a
party store.
Professional party plan-
ners make their money by cre-
ating one-of-a-kind events for
their clients. You, too, can host
a party that will be magical
with just a little organization.
Sm
aII Pack
Feeds 6-8
IncIudes 2 Cheese Pizzas, 25 Wings,
Two 2 Liter Soda
$
34
95
+ Tax
Medium
Pack
Feeds 10-12
IncIudes 3 Cheese Pizzas, 35 Wings, Three 2 Liter Soda
$
49
95
+ Tax
Large Pack
Feeds 15-18
IncIudes 5 Cheese Pizzas, 50 Wings,
Five 2 Liter Soda
$
79
95
+ Tax
X-Large Pack
Feeds 20-25
IncIudes 7 Cheese Pizzas, 75 Wings, Seven 2 Liter Soda
$
99
95
+ Tax
Take Out OnIy
(3e|ecl lror our 3pec|a| 3ecl|or 0|sres oll our reru.)
10
%
Off
With this coupon.
Not to be combined with any other offers. LL
With this coupon. Not to be combined with any other offers. LL
With this coupon. Not to be combined with any other offers. LL
FREE Appetizer
with the purchase of any entree
YOUR
ENTIRE BILL
(Choose from seIect appetizer menu)
TAKE OUT ONLY...ANYDAY, ANYTIME
Buy 1 Entree,
Get 2nd One
1
/2 PRICE
Y
o
u
r E
n
tire
B
ill
O
n
Y
o
u
r F
irs
t
O
n
lin
e
O
rd
e
r
2
0
%

O
f
f
Party planning
like the pros
To Advertise in Life & Leisure Call 973-696-8008
the same or lesser sum. At the
same time Congress must tax
the largest base fairly, where
the Federal and State govern-
ments combined, cannot take
over 30% of annual income
after the cost of housing and
basic necessities. It is my
opinion that there is only one
way to do this fairly, honestly,
accurately and completely: a
national consumption or sales
tax on everything other than
food, clothing, shelter and
education. In this way taxes
are voluntary; if you dont
need it to live, you dont have
to buy it and therefore have
no tax to pay. Everything else
is a luxury and must be
taxed. Since a sales tax solu-
tion in lieu of income tax isnt
around the corner or on the
drawing board, other control-
lable action is necessary on
your part, otherwise you might
pay more than is necessary to
the tax-man.
Without being too cyni-
cal and considering that total
Federal obligations now
exceed $222 trillion, from
their perspective the perfect
2013 IRS 1040 income tax
return would only have two
lines. First, How much
money did you earn? The
second line will read, Send it
in!
The Federal Government
during the Clinton years,
opened the gates of home
ownership by allowing the
people who couldnt qualify
for a loan, to be able to get
funding even though there was
absolutely no way they could
ever pay it back. Multiply this
by millions of borrowers and
billions of dollars and you
have the architecture of a mas-
sive banking failure! Now, the
people who couldnt afford
their homes cant afford to buy
a car either, so the current
President pushed through a
federal cash for clunkers pur-
chase program with a tax-
payer cost of $750 Billion
more!
What good was accom-
plished and how was the econ-
omy helped by these decisions?
Ill tell you what it did do; it
rewarded bad behavior on the
part of the unqualified pur-
chaser, punished the people
who paid their mortgages on
time as they got no reward,
bonus or incentive for doing
the right thing and finally, it
saddled the taxpayer and all
future taxpayers, those not
even born yet, with a debt load
so inconceivable, that tax
rates in the future will have to
be so high as to be a disincen-
tive to work your tail off to
make it in the world. This
sends a message that having a
menial job with low pay or no
job at all ensures entitlements
of low income housing, food
stamps, free health insurance,
subsidized home and car pur-
chases, and subsidized social
services including free college
tuition.
Do you want to see the
two greatest examples of a
government run business, look
no further than the US Postal
Service and Amtrak? I do not
believe either of them has ever
made a profit.
Not far down the tax road
will be a baby tax for those
who the government deems
can afford it. Earn too much
that year and you will owe
taxes for any child born or
adopted into your family to
pay for the people who have
babies with no insurance and
no means to support their
babies. I am not being face-
tious when I tell you that there
will be a bay tax, its just a mat-
ter of time. Dont agree? Look
at the reverse, a departure tax,
for those with assets. Call it
whatever you like, whether a
capital gains tax at death or an
estate tax, income tax or
inheritance tax, it is still a
death tax and we now have in
place, all 4 of them!
So we pay tax when we
earn money, again when we
save some money the earnings
are taxable, when we spend
money we are confronted with
a state sales tax, when we give
large gifts we have to report
them and pay tax as the giver
of the gift and lastly, when we
die we are taxed again. The
only thing left is to tax those
items or services that are not
currently subject to tax now.
One recently enacted tax is
called a real estate transfer tax
of 1%. Did you also know that
labor is now subject to sales
tax in NJ? A plumbers work
or a landscapers labor is all
taxed. Certain doctors must
now charge sales tax for their
services like plastic surgeons
for cosmetic facial procedures.
Luxury taxes were instituted a
few years ago on automobiles
priced over a certain amount.
Watch out people, food at the
grocery store will be next.
When I was a cashier at a gro-
cery store 34 years ago, I was
told to ask the shopper which
aisle they picked up the can of
chocolate. If the item was
from the ice cream toppings
aisle it was taxed. If it came
from the baking aisle it was
not. Today the barcode tells
the scanner automatically, to
tax or not to tax, that is the
question. Soon, there may be
no questions to ask as every-
thing will be taxed.
It is my belief that
Congress is already planning
to institute an income and
asset test to determine eligibil-
ity for Social Security pay-
ments! For those the govern-
ment believes do not need
the income, their contribu-
tions to the system will be
reclassified as a non-
deductible, forced donation
for the greater good of socie-
ty. We might be witnessing
Robin Hood economics, as
never seen before in this
nation!
With any argument there
are at least two sides and this
one is no different. Readers
are either on the receiving line
of Governmental compensa-
tion or financing it. To those
who are forced to pay more in
tax so others may receive I
propose the following strate-
gies. Defer income from taxa-
tion by maximizing your cur-
rently deductible retirement
plan contributions and invest-
ing after tax funds into tax-
deferred and tax-free vehicles.
If you have a monthly surplus
that you currently deposit in a
bank or credit union, youll
need to learn more about non-
qualified deferred compensa-
tion plans that grow on a tax-
deferred basis and are accessi-
ble on a tax-free basis.
Already retired and living on
withdrawals from your portfo-
lio? Learn how to minimize
taxes while maximizing and
V
incent Gallipoli, CPA, located in Pompton Plains
NJ is a full service accounting firm servicing small
to medium sized businesses. A full range of
accounting and bookkeeping services are available as
well as tax preparation, tax planning and business
consultations. We have experience in filing corporate,
partnership and sole proprietorship returns including
LLC's. The firm also prepares all levels of individual
income tax returns. What sets us a part from other CPA
firms is our personalized service that is only performed
by CPA's and that each of our accountants have many
years of experience.
Vincent Gallipoli, CPA:
Vincent is the proprietor of the firm and has been
practicing public accounting since 1983. The firm was
started in 1991.
Lisa Gallipoli, CPA:
Lisa has been working for the firm since 1991. Lisa
is also a CPA and has her MBA in Finance from Seton
Hall University.
VINCENT GALLIPOLI, CPA
P.O. Box 561
Pompton PIains, NJ 07444
(973) 616-9748
vpaI4@yahoo.com
The Federal Government still doesnt produce, make or earn any money!
567 Newark Pompton Tpke. Pompton PIains
www.pvdentaIassociates.com
Id like to extend my personal invitation to you and your family
to schedule an appointment with our dental office and begin
your new patient experience. We look forward to assisting you
achieve optimum dental health by providing you with the highest
quality dentistry available, in comfortable surroundings.
Dr. Brian Marino, DMD
Preventative, Cosmetic, and Restorative Dentistry
PEQUANNOCK VALLEY
DENTAL ASSOCIATES
WE COMBINE TRADITIONAL VALUES
WITH MODERN TECHNOLOGY:
CEREC One-Visit Crowns
Invisalign Teeth Straightening
ZOOM Tooth Whitening Dental Implants
Porcelain Restorations
CaII to arrange an appointment:
973-831-0444
SPECIAL OFFER!
Mention this articIe for S100 D8COUNT
on tooth-whitening trays!
P
ompton Plains Travel has been devoted to
creating memorable vacations for clients for
more than 25 vears. We are skilled at finding the
perfect fit for vour individual stvle, be it a
pampering cruise, an adventurous sports experience,
a cultural tour, or fust a relaxing week at the most
beautiful beach resort. There are so manv possibilities
to explore in the U.S and around the world. We can
help vou select the right destination.
Dont trust vour valuable time and monev to an
online operator who doesnt know vou or have vour
best interest as a prioritv. Our slogan is 'Weve been
there.` Our firsthand experience with manv unique
destinations is assurance that vour vacation,
honevmoon, or familv reunion will exceed vour
expectations.
We would love to work with vou on planning vour
next travel adventure. Please call to make an
appointment.
Joanne Hunt
POMP1OA PLAIAS 1RAJEL
142 Route 23 North (2nd Floor) in Pompton Plains
973-831-1114
ptravel@warwick.net
www.pomptonplainstravel.com
insuring the income stream for
the rest of your life. To discuss
this in detail involves no cost,
obligation nor commitment.
Attend our free educational
workshop in Wayne, NJ
October 9th, 10th and 11th
by calling the number below
to register or go to
www.Trinitymethod.com for a
video description of our
unique copyrighted program!
Mark E. Charnet is President
and Founder of American Pros-
perity Group. APG is the Pre-
mier Retirement and Estate
Planning Franchise in the Unit-
ed States with 18 offices in 10
states. Mr. Charnet has over
31 years of experience in the Re-
tirement and Estate Planning
fields. Mark encourages your in-
quiries and can be reached at:
800-929-3374 or 973-831-
4424 or via email, markchar-
net@1APG.com Check out our
website: www.1APG.com In-
terested in a career in retirement
and estate planning? Check out
this website:www.APG Fran-
chise.com Securities through:
BCG Securities, Inc. Member
SIPC, FINRA and a Registered
Investment Advisor.
GREEN POND $425,000
Lakefront Cottage perfect for yr. round get-away.
3BRS/2BTHS/stone FP/priv. Dock/Home is fur-
nished. KIN5988
KINNELON/SMOKE RISE 973-838-9300
LINCOLN PARK $339,000
Beautiful decor move-in cond 2BR 2.5Bth
twnhm w/LR, DR, Kit/sep Brkfst, Deck ovrlking
woods, fplc + GAR. WYN0708
WAYNE 973-694-8000
OAKLAND $620,000
Ramapo Reserve 3BR 3.5Bth young Col w/2-
story foyer, Kit/Maple cab, FamRm/fpl, MBR/
soaking tub/stall shower. 2GAR. WYN0457
WAYNE 973-694-8000
HARDYSTON $310,000
Deer Trail Lk 3BR 2Bth updated Ranch w/nwr
roof, septic & wdws, renov Kit & Bths on land-
scaped crnr prop. Lg Shed & Deck. WYN0638
WAYNE 973-694-8000
PATERSON $209,900
2BR 2Bth unit w/LR/fplc, DR, Kit/Granite Coun-
ters, Lndry Rm & walk-in closet. Near major
hwys & shopping. WYN0670
WAYNE 973-694-8000
BLOOMINGDALE $369,999
Reduced & Ready 4BR 3Bth custom home
w/huge Kit, lots of HW fls,FamRm/wood stove,
awesome views. WYN0469
WAYNE 973-694-8000
TOTOWA $309,000
Nicely updated 3BR 2Bath Colonial on a great
street w/newer deck, porch, siding, roof, furnace
& much more! WYN0194
WAYNE 973-694-8000
WAYNE $539,999
Magnificent 4BR 2.5Bth Split in Sunnyridge
area of Pines Lk w/FDR, MEIK, Fam Rm, LR/fpl,
CA, fin Bsmt, parklike yd & Deck. WYN0191
WAYNE 973-694-8000
WAYNE $674,888
Point View, 5BR 3Bth Custom Col on cul-de-sac
w/Brazilian HWs, Fam Rm/Mbl fpl, Euro Kit/
Granite, huge MBR/MBth, 41' Deck + MORE!
WYN0172
WAYNE 973-694-8000
WAYNE $439,000
Lovely Pines Lk Log home w/lakeviews, HW fls,
LR/fpl, MBR/full Bth + nwr addn w/Inlaw Ste.
Updated Roof, Elec, CA,Furnace. WYN0611
WAYNE 973-694-8000
WAYNE $395,000
Charming Packanack Lk, Exp 3BR 2.5Bth Cape
w/updtd EIK, HW fls, fplc, fin bsmt w/.5 Bth &
gar. WYN0568
WAYNE 973-694-8000
GREEN POND $1,045,000
Stunning 3BR LAKEFRONT home features a 2-
Story foyer/native stone FP/main level Mstr
BR/H/W Flrs/2C Gar/piv.dock. KIN2194
GREEN POND $1,095,000
Ren.3BR/2BA LKFRT home/priv Lk/Club Comm
GP/2-Story Grt.Rm/gour.Kit/lst Flr.Mstr./Stone
FP/2C.Gar./priv Dock. KIN5955
KINNELON $389,900
Timeless grace! 4BR/2BA Cape Cod/1C Gar.
H/W Flrs in LR/DR/Fam Rm w/custom windows.
KIN1986
Spacious 5BR/2.1BA expanded Split Level
w/Mstr. Suite, wrap around Deck. A Real find.
KIN6120
MONTVILLE $1,029,000
Winterbrook Ests-5B/4.1BA Col. features over
5500 Sq Ft of living space/fin LL/gourmet
Kit./IG heated pool/3C.Gar. KIN1965
BLOOMINGDALE $101,900
Lowest price unit at TreeTop w/LR, DR, updtd
Kit & Bth, storage, on-site Laundry + assigned
prkg. Also for rent. WYN0211
WAYNE 973-694-8000
3BR 3BA Expanded Ranch features EIK/formal
DR/WB FP/ 3 season Rm./oversized 1C heated
Gar. KIN5973
PEQUANNOCK $550,000
Custom Bi-Level on picturesque corner lot
boasts a renov.Kit/updated Bths/open Flr.
plan/2C Gar/priv yd. KIN1978
KINNELON $450,000
Smoke Rise - Opportunity Knocks! Spect. 12Rm/
4BR/3.1BA Contemp. blt in 1989 on 1.38Ac./open
Flr. plan/fin Bsmt/3C.Gar. KIN1983
KINNELON $1,195,000
Smoke Rise-5BR/4.1BA/new Kit./W/D LL/ W/IG
Pool/flat Yd/Wd Flrs/SS Appl/4FPS, Spect.
views. KIN5812
KINNELON $1,395,000
Magnificent 13Rm Stone & Stucco Est. resting
on 2.18 priv., professionally landscaped Acs.
KIN5999
GREEN POND $699,000
Impressive Cust. designed 3BR Col/Grt Rm/
stone FP/crown molding/H/W Flrs. 2C Gar.
KIN3043
RIVERDALE $299,900
Welcome to The Grande! Hickory model
w/1,152sf, 2BR, 2Bth-all upgraded. Enjoy 2 club-
houses w/pools, gyms, billiards & MORE!
WYN0500
WAYNE 973-694-8000
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2011
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC ReaIty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
RENTAL - WAYNE
Grandover Pointe
3BR, 2.5 Ba w/2 car garage. Lndry Rm,
finished walk-out basement and deck.
Wayne Office #1 Listing Agent
SHORT SALE AGENT
Owe more than your
home is worth?
The Federal Government still
doesnt produce, make or earn any money!
J
effrey David Halpern,
vice president and
branch manager of
Coccia Realty of Madison,
recently announced the addi-
tion of four new members
to his sales team: Ann-
Marie Shreehan, Cathleen
Schroeder, Peter Perla and
Edward S. France.
I am very excited to
bring these four to our
office, said Halpern. They
all bring varied experience to
our diverse group, which
contributes to the offices, our
team, their own growth, and
even more importantly, to
our clients and the public at
large.
Ann-Marie Shreehan,
Ryan Barry
Mortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
ryan.barry@njlenders.com
Building a "Family of Clients" with a strong belief in the "Client for Life" Philosophy.
Conventional, FHA, VA & FHA 203k Rehabilitation Mortgage Specialists.
Customized Mortgage Programs Available for Self-Employed Borrowers.
CENTURY 21 CREST REAL ESTATE, INC.
(973) 686-1500 (800) 950-5021
OWN THESE HOMES FOR...
To Qualified Buyers.
Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based
on a 740 credit score as of September 18, 2012. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and
terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
Mortgage Rates Are At RECORD LOWS!
Call today for a complimentary mortgage review.
PEQUANNOCK $349,900
$1,257 per month
30Yr Fixed w/0 points. 3.5% / APR: 3.586%
POMPTON PLAINS $699,900
$2,593 per month
VERNON $314,800
$1,131 per month
CLIFTON $175,000
$629 per month
CLIFTON $259,000
$930 per month
PARSIPPANY $264,900
$952 per month
PEQUANNOCK $224,900
$808 per month
$1,401 per month
WAYNE $277,000
$995 per month
WAYNE $500,000
$1,796 per month
TOTOWA $285,000
$1,024 per month
ROCKAWAY $328,900
$1,182 per month
RINGWOOD $369,000
$1,326 per month
$1,401 per month
$1,608 per month
$2,037 per month
SaIes Person of the
Month for August - SaIes
SaIes Person of the
Month for August - Listings
DanieIIe Fiorina
CoIIeen McMahon
NJAR C|rc|e ol Exce||erce - 3||ver
2011 - Vaslers Erera|d
2011 - 0ua||ly 3erv|ce P|rrac|e Producer
Ce|| (9Z3) 10-1352
NJAR C|rc|e ol Exce||erce - 8rorze
2011 - 0ua||ly 3erv|ce P|rrac|e Producer
Ce|| (9Z3) 211-5250
Coccia Realty of Madison announces additions to sales team
Ann-Marie Shreehan Cathleen Schroeder Peter Perla Edward S. France continued on next page
formerly a full-time realtor at
Weichert, spends the time
necessary to assist her clients
needs. Whether with buyers
or sellers, she gets an under-
standing of their real estate
goals. This gives her the
wherewithal to help them
accomplish these goals.
My clients have my full
attention when working with
me, said Shreehan. Their
goals are mine and therefore,
when I find that perfect
home or sell their current
home, I take it as a personal
accomplishment.
Prior to a real estate
career, Shreehan worked as a
legal secretary for a number
of real estate attorneys and
has extensive experience in
title insurance. Although she
deals with all types of resi-
dential real estate, she spe-
cializes in condominiums, as
she recently bought, rented
and sold them herself.
Cathy Schroeder, most
recently a referral agent, has
had her New Jersey real
estate license since 1995,
beginning her career with
Century 21. She was also an
interior designer for Ethan
Allen and now freelances as
an interior designer while
selling real estate. She spe-
cializes in residential sales
and listings, with a keen eye
for maximizing homes finest
attributes and improving
those homes that need help.
I decided to come back
into full-time real estate
because I saw an opportunity.
Combining my interior
design background with sell-
ing homes is a real asset to
both buyers and sellers, said
Schroeder, a member of the
prestigious Interior Design
Society. It may sound trite;
however, its important that
one feels comfortable with a
realtor who not only helps in
the process, but who also lis-
tens and then answers any
questions, inspires and guides
the entire way. The Coccia
system allows me to concen-
trate on what is most impor-
tant to my business: my
clients.
Peter Perla, an accom-
plished and seasoned realtor,
has been a licensed New
Jersey real estate agent since
1989, most recently with
Weichert in Chatham. He
has achieved many sales
awards, assisting buyers and
sellers with every aspect of
the real estate process. He
specializes in residential sales
and listing, implementing
marketing strategies while
following market trends.
I really appreciate the
system Coccia has put in
place for its associates, in
which its total commitment
is to the realtors and their
business, Perla said. Its phi-
losophy is simple: let the
agents do what they do best
by listing, selling and net-
working, while the adminis-
trative team takes care all
the paperwork, mailings,
fliers and even the installa-
tion of For Sale signs. It
makes sure that my clients
are job one. It just does more
for its clients and agents than
other companies.
Edward S. France, most
recently one of Weicherts
top listing agents, originally
obtained his New Jersey real
estate license in 1987. He
also has a documented record
of community service, serv-
ing on the local Morristown
planning and zoning board,
and teaching and coaching
for over 30 years. He special-
izes in residential sales and
listings, and is an expert in
both short sales and REO
Coccia Realty of Madison announces additions to sales team
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIE'S IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0230 FIREWOOD
FIREWOOD
Order Early & Save
10%. Delivery incl.
Stacking available
CaII 973-633-7217
Seasoned Firewood
1/4, 1/2 or full cord
Delivery & stacking
avail.stove & fireplace
size 973-316-9574
HELP WANTED
0280 - 0329
0310 HELP
WANTED SALES
MOTIVATED ABOUT
FITNESS? "New"
Fitness Magazine is
looking f/Salesperson
to carry the Vision in
North Jersey !Contact
Joe@njiron.com or
CaII 973-696-8008
0312 HELP
WANTED SALON
Wayne Area
Exper. only, Hair-
Stylists & Nail Techs
Following preferrred
CaII 908-500-9500
Wayne, Looking for
Hairdresser w/ follow-
ing to work in
Friendly, Upscale
Salon.Please
call Liz. Experienced
only. 973-686-9696
WANTED
Aestheticians &
Massage Therapist
Experienced Only
for JC Chirstophers
in Kinnelon
CaII 973-838-8580
0655 SERVICES
CARPET
G&S Carpet
CIeaning
& FIoor Service
ResidentiaI
& CommerciaI
973-839-6436
0473 WANTED
ANTIQUE/
COLLECT.
0656 SERVICES
CARPET/
FLOORING
0680 SERVICES
CHIMNEYS
0684
SER.COMM/RESI.
CLEAN
0685 SERVICES
CLEANING
Mariya's CIeaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
CaII 973-557-3621
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bs'mnt cleaned.
Things your
garbagemen wont
pick up.
WE DO !!! CALL
862-200-1283
Dan's Light HauIing
Removal of house-
hold & Construction
Debris Demolition -
Free Est.
973-839-7024
0700 SERVICES
CONSTRUCTION
0709 SERVICES
DECKS/
FLOORING
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0766 SERVICES
GLASS
0771 SERVICES-
GUTTERS
0774 SERVICES
HANDYMAN
0785 SER. HOME
IMPROVEMENT
0804 SERVICES
LAWN CARE
SERVICE DIRECTORY & CLASSIFIEDS
In Business
for Over 30 Years
CASH for GOLD & ANTIQUES
Instant Cash for Precious Metals Jewelry
Antiques Collectibles & More!
973-809-2554 www.cashforantiquesgold.com
AVAILABLE 7 DAYS A WEEK
WE PAY MORE
& COME TO
YOU TOO!!
Call Now For A
FREE Appraisal
State Certifed with the
Weights & Measures
and Bonded
GOLD
Well Beat Anyones Price!
Jewelry &
Broken Jewelry
Coins
Dental Gold
SILVER
Silverware
Coins
Vintage Antiques
Antique Tools
Military Items
COLLECTIBLES
Vintage Toys
Some Antique Furniture
Vintage Lighting
Decorative Collectibles
Primitive Antiques
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
SERVICE MASTER CLEAN
973.633.0883 201.321.6877
Janitorial Services
Carpet & Floor Care
Residential & Commercial
Green Cleaning:
Daily, Weekly, Monthly
Call For More Information
SINCE 1932 FULLY INSURED
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

Just Wood
Floors & Decks
973.981.4640
Since 1985 References Available
Free Estimates
Complete Wood Flooring Services
Decks Maintained & Refinished
www.JustWoodFIoors.biz
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
No Job Too Small

Lawn Service
Weekly &
Bi-Monthly
FALL CLEAN-UPS
Call Kathleen To
Advertise n
Classified
973-696-8008
0473 WANTED
ANTIQUE/
COLLECT.
0656 SERVICES
CARPET/
FLOORING
0680 SERVICES
CHIMNEYS
C M
Contractors
Chimney
973.710.2402 PHONE
973.706.8840 FAX
Family Owned & Operated 25 Years Experience
References Available!
Fully
Insured!
Fully
Licensed!
FALL SPECIAL
ON CLEANING!
$29.99
SENIOR CITIZENS,
CHURCHES
20% Off
- HOME IMPROVEMENT
INTERIOR/EXTERIOR
- HANDYMAN SERVICES
All Phases of Construction
CHIMNEY CAPS, PLATES, ETC.
Pointing
Masonry
Brick Work
Referral Discounts!
Chimney Sweeps Chimney Liners
Dampers Chimney Rebuilds & Repairs
Mortar Collars Installed Animal Removal
B-Vent Installations Roofing Flashing
PSE&G Violations Corrected
24 Hour Emergency Service
&
+up
Do It Right Chimney Service
Chimney CIeaning SpeciaI-$29.95
Prevent Carbon Monoxide Poisoning !!!
our other services incl. Repairs, Liners, Caps
& Dampers Plus Powerwashing
w/mold resisting additive
CaII 973-570-7362
0700 SERVICES
CONSTRUCTION
Don't Forget Your
Fall Advertisement
Call Kathleen at 973-696-8008
0730 SERVICES
ELECTRICAL
0771 SERVICES-
GUTTERS
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
0774 SERVICES HANDYMAN
Call Kathleen To
Advertise n
Classified
973-696-8008
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
TRI-COUNTY
www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 10/31/12.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFF
GET YOUR FALL TO-DO LIST, DONE!
Call Kathleen To
Advertise n
Classified
973-696-8008
0815 SERVICES
MASONRY
0860 SERVICES
PLUMBING
SERVICE DIRECTORY & CLASSIFIEDS
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Zinet Masonry
Construction
973.452.2647
Lic#13VHO3920800
Installation & Repairs
BRICKS, BLOCK &
CONCRETE
CAULKING, ETC.
POWER WASHING
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
Kovach
Roofing
Shingles - Slate
Flat Roofs - Gutters
973-835-5330
Senior Citizen Discount
$300 OFF
ANY JOB OF
$3,000 MORE
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
Free Estimates Fully Insured
973-696-5699
ROSS
ROOFING & SIDING
Tree Removal Lot Clearing
Stump Grinding Chipper Service
Pruning & Trimming
Wood Chips Grading & Excavating
INC.
24-Hour
Emergency
Service
FREE ESTIMATES
FULLY INSURED
Specializing In Dangerous
And Large Tree Removal
973-616-0010 973-583-2844
We will beat any
written estimate
References available
upon request
TREECARE
0804 SERVICES LAWN CARE
0815 SERVICES MASONRY
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
Like What Like What
You You See? See?
Call
Kathleen (973) 696-8008
See YOUR Ad
In Life & Leisures
Next Issue!
0826 SERVICES PAINT/POWER WASH
0827 SERVICES PAINTING
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
0861 SERVICES POOLS
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
0886 SERVICES ROOFING
0920 SERVICES TREES
0921 ITEMS FOR SALES
STURDY METAL, BLACK
& GRAY BUNK BEDS
Like new, only a year old
from Ashley Furniture.
Full Size Lower Bed,
Twin Upper Bed w/ladder
Only $250
Lisa 973-851-2346
FOR SALE
Brand New Real Hickory
Hardwood Flooring
Still in original box.
4" wide planks
185 sq. feet ($2.43 a sq. ft)
Only $450
Call Lisa
973-851-2346
properties.
I really care about people. I was
brought up understanding the importance of
helping others, whether it be in real estate
or just in their everyday lives, said France,
son of former Morristown fire chief and
WWII veteran Steven R. France, Jr. I listen
to my clients concerns and address them,
with the goal of producing the results my
clients expect from their realtor. I help
them move on with their lives. Coccias sys-
tem has given me the opportunity to con-
centrate on my clients needs and make
their real estate dreams come true.
Vice president and branch manager,
Jeffrey David Halpern, explains Coccias
success. Why are we growing like we are?
Buyers, sellers and agents are looking for
alternatives to the big box real estate com-
panies. We are that. We have all the tools
without all the rules, which affords us to be
less restrictive and more proactive. There
are no layers to go through to get things
done. We just get them done, he said.
Halpern continued: Our biggest
attributes to our agents are that we do not
nickel-and-dime them on everything and
we do not charge them high fees for each
and every transaction. This allows our
agents to do what they do best: service their
clients with complete company support.
Therefore, we as a company and as
agents are accountable to each one of our
clients. The job function of our realtors is to
list, sell, rent and network; our administra-
tors act as personal assistants to the agents,
while I, the manager, am there for training,
coaching and bringing out their best, which
in turn, gives our clients the best in the
business.
For all your real estate needs, contact
one of the aforementioned realtors at madi-
son@mycoccia.com
Coccia Realty also has offices in
Montville, Ruther-ford, Kearny and
Lyndhurst, and will soon announce other
locations. For information about Coccia
Realty and its employment opportunities for
realtors, contact Jeffrey Halpern by phone
at 973-377-4400 ext. 302, by e-mail at
jeff@mycoccia.com, or on the web at
www.cocciarealty.com. You can also stop by
the office at 49 Main Street in Madison.
Like Coccia Realty on Facebook:
www.facebook. com/cocciarealty.
Coccia Realty of
Madison announces
additions to sales team
Mona Lisa Cosmetic Surgery Center
1176 Hamburg Tpke
Wayne, NJ
973-692-9300
81 N. Maple Ave
Ridgewood, NJ
201-857-2370
799 Park Ave
New York, NY
212-288-3000
Dr. Ramtin Kassir has extensive experience in the fields of facial plastic and cosmetic
surgery, endoscopic sinus surgery and laser surgery. He is triple board certified in Facial Plastic
and Reconstructive Surgery, Otolaryngology/Head & Neck Surgery and Sleep Medicine. Dr. Kassir
is a fellow of the American College of Surgeons.
www.drkassir.com
Calling all Jersev Girls
and Real Housewives!
Its your week to look and feel like a star. We want everyone who comes to feel like a celebrity.
To show just how much we care, the first 20 guests will receive a
VIP swag bag with beauty goodies valued at $250!
Appreciation indeed.
Its time to rock the red carpet at
Mona Lisa Cosmetic Surgery Center.
Your star presence is requested
October 29November 2, 2012.
RED CARPET EVENT.

1349081011oct 3, 2012 Z2 - Low Rez

Hochgeladen von

Dokumentinformationen

Originalbeschreibung:

Originaltitel

Copyright

Verfügbare Formate

Dieses Dokument teilen

Dokument teilen oder einbetten

Freigabeoptionen

Stufen Sie dieses Dokument als nützlich ein?

Sind diese Inhalte unangemessen?

Copyright:

Verfügbare Formate

1349081011oct 3, 2012 Z2 - Low Rez

Hochgeladen von

Copyright:

Verfügbare Formate

T

he rush and panic of back

ALL DAY SPECIAL

No Job Too Small

Das könnte Ihnen auch gefallen