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n Acquiring contracts: For road works, water pipes, cables, bridges, flyovers, houses for low income groups, stadia and parks. The bribe tax varies from 3-5% of the project cost. n Large-scale: Corruption in government contracts, defence purchases, export-import deals, and land allotments. n Tax havens: Accumulation of illegal wealth in tax havens. We find that the first five items are part of retail corruption which affects ordinary citizens on a regular basis and can be reduced by technology. Anyone who has travelled in trains in the past will recollect the ubiquitous ticket examiner who was the ultimate arbiter to provide seats or berths at a price. I was told by a retired railway official that in those days recommendations to appoint a particular person as ticket examiner at major stations used to sometimes come from cabinet ministers in Delhi because it was a lucrative position. But after the computerisation of rail bookings, the role of railway minions has become minimal since even wait-listed tickets are upgraded through the system. It is interesting that the IT biggies were not the ones who undertook the task of computerising railway reservations. It was done by CMC, which was then a public sector company. The IT biggies were looking at lucrative US and European markets. But the recession in the west altered the picture. Today we find Infosys involved with computerisation of many aspects of income tax, and TCS with passport offices and Wipro with the Employees State Insurance Corporation. The Bangalore Municipal Corporation has provided facilities to people to pay their house taxes using the internet. You fill in the details of the area of the plot, built-in area, type of construction, etc, and the system shows the tax to be paid. You can pay through your credit card.Earlier, in order to pay the house tax, one needed to bribe officials. India is one of the few countries where you pay bribes to pay your taxes to the government. Clearly, retail corruption can be reduced by technology. In other words, relationship-based transactions are becoming rule-based. Of course, rule-based technology has its limitations in dealing with wholesale corruption, as in defence contracts. For that we need a transparent regulatory framework and a speedy justice system to punish the crooks.