Personal Budget Calculator from Free Financial Advice

http://www.free-financial-advice.net/create-budget.html

Directions: Fill in the Yellow cells, the rest will be calculated for you automatically. Copy the sheet for each month or e

Results: Total Income Necessary Expenses Discretionary Income Investment Spending Discretionary Income less Investments Discretionary Spending Amount remaining to save or invest

Monthly $283.33 $360.00 $(76.67) $0.00 $(76.67) $5.00 $(81.67)

Yearly $3,900.00 $4,470.00 $(570.00) $0.00 $(570.00) $0.00 $(570.00)

% 100% 115% -15% 0% -15% 0% -15%

Monthly Budget Income: Your Primary Income Your Spouse's Income Child Support or Alimony Social Security Income Disability Income Pension Income Investment Income Real Estate Investment Income Business Income Other Income Total Income Necessary Expenses: Payroll Taxes Other income deductions Rent or Mortgage 2nd Mortgage or Home Equity Loan Property Taxes Water Garbage Gas & Electric Auto Insurance Auto repairs Food & Groceries (not dining out) Clothing (necessary) Telephone (not mobile phone) Home or Renters Insurance Healthcare or Insurance Costs Dental Care or Insurance Costs Life Insurance Costs Student Loans Home Repairs Home supplies Dry cleaning $83.33 $0.00

Annual Amount $1,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2,400.00 $500.00 $3,900.00

$200.00 $283.33

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $4,200.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $150.00

$350.00 $0.00

Laundry Investment Real Estate Expenses Business Income Expenses Childcare (daycare & babysitters) Child & Baby Expenses Other dependent expenses Total Necessary Expenses

$10.00

$360.00

$120.00 $0.00 $0.00 $0.00 $0.00 $0.00 $4,470.00

Discretionary Expenses: Credit Card Bills Auto Loan (s) Gasoline Cable or Satellite TV Mobile Phone (s) Home Improvement Home Security Garden Supplies Entertainment (not dining out) Dining Out Travel & Vacation Pets, Pet Care and Pet Food Clothing (above what's needed) Internet Access Computer Costs Gym membership Beer & Alcohol Cigarettes & Tobacco Total Discretionary Expenses

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00

Investment Spending: 401K, 403B deposits IRA deposits Employee Stock Plans Brokerage Deposits Other Total Investment Spending

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00

ial Advice

you automatically. Copy the sheet for each month or extend the columns for an annual budget.

Comments

Keep this as low as possible Try to keep this percentage above 5%, above 20% is outstanding

Comments Monthly income expected at October 5

include expenses from this below from your own business, include expenses below

Do not include insurance or investments here

include necessary furniture, maintenance & cleaning supplies

diapers, baby food, etc. children's school or college tuition or other necessary expenses

movies, video rentals, theater tickets, sports tickets, nites on the town, etc. include lunches at work

money spent on computers, software and games

Only include fixed monthly or yearly investments here, not your discretionary investing Only include fixed monthly or yearly investments here, not your discretionary investing Only include fixed monthly or yearly investments here, not your discretionary investing Only include fixed monthly or yearly investments here, not your discretionary investing Only include fixed monthly or yearly investments here, not your discretionary investing