Sie sind auf Seite 1von 25

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

January
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) 385.00 Tracking Sheet Click for Help

1850.00

1465.00 Amount (RM) Estimated Actual

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

2500.00

1850.00

Income

150.00 50.00 30.00 50.00

250.00

2500.00 1465.00 1465.00

1850.00 1465.00 1465.00

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

250.00

Expenses (cont.)

559.00 550.00

Monthly fixed expenses

1109.00

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

280.00 180.00

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

20.00 300.00 110.00

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license -74.00 385.00 Sub total

610.00 445.00 250.00 200.00

Amount for other expenses (A-B-C-D)

895.00

Sub total

January Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Zakat / tax

1465.00 1465.00

Monthly fixed expenses Expenses (cont.)

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

February
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

February Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

March
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

March Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

April
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

April Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

May
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

May Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

June
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

June Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

July
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

July Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

August
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

August Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

September
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

September Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

October
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

October Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

November
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

November Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner


Select Month:
January February March April May June July August September October November December

December
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

December Tracking Sheet


Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

How to use this budget calculator?


Set your monthly budget Select the corresponding month in the Monthly Budget Planner

BACK

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes To record your daily spending, use the Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits. Compare against the budgeted amount and determine whether the expenses are necessary. Learn more on how to manage your money here. You can change the items of income and expenditure in the Monthly Budget Planner to suit your need. This will be reflected in the tracking sheet of the corresponding month.

BACK

Verwandte Interessen