MORTGAGE-BACKED TRUSTS USING MORTGAGE ASSIGNMENTS FROM DOCX, LLC By Lynn Szymoniak, Esq.

, December 12, 2012 On November 20, 2012, Lorraine OReilly Brown, the former president of mortgage-document mill, DocX, LLC, a subsidiary of Lender Processing Services, pleaded guilty in federal court in Jacksonville, Florida to conspiracy to commit mail fraud and wire fraud. DocX produced over one million mortgage assignments. These assignments were used in foreclosures across the country. Brown admitted that she knew that these assignments were being prepared to use in foreclosures. In tens of thousands of cases, these fraudulent documents were used by mortgage-backed trusts to show that the trust acquired a mortgage. The information on these assignments was false the trusts did not acquire the mortgages on the date set forth on these DocX Assignments. Signatures were forged, notarizations were wrongly added to create an appearance of authenticity. Job titles were falsely claimed. Which trusts used these phony DocX-prepared mortgage assignments? The trusts that used these Mortgage Assignments to foreclose include those listed below, with the name of the trustee following the name of the trust. Investors were promised that these trusts would obtain valid mortgage assignments by the closing dates of the trusts but the DocX Assignments were prepared years later, often showing the trusts acquiring non-performing loans. Now that Brown has confessed, the trusts and trustees need to explain their need for and use of these phony documents.

This is a partial list. Many more trusts will be identified that used fraudulent DocX documents. DocX was closed but the many other document mills that also falsified documents for mortgage-backed trusts and lenders have not yet been held accountable.
ABFC TRUSTS & TRUSTEES ABFC 2004-OPT4 (Wells Fargo Bank) ABFC 2005-OPT1 (Wells Fargo Bank) ABFC 2005-HE1 (Wells Fargo Bank) ABFC 2006-HE1 (U.S. Bank) ABFC 2006-OPT1 (Wells Fargo Bank) ABFC 2006-OPT2 (Wells Fargo Bank) ABFC 2006-OPT3 (Wells Fargo Bank) ACE SECURITIES CORP. HOME EQUITY LOAN TRUST & TRUSTEES Ace Securities Corp. Home Equity Loan Trust Series 2004-OP1 (HSBC Bank) Ace Securities Corp. Home Equity Loan Trust Series 2006-NC1 (HSBC Bank) Ace Securities Corp. Home Equity Loan Trust Series 2006-OP1 (HSBC Bank) Ace Securities Corp. Home Equity Loan Trust Series 2006-OP2 (HSBC Bank) Ace Securities Corp. Home Equity Loan Trust Series 2007-HE5 (HSBC Bank) AMERICAN HOME MORTGAGE ASSETS TRUSTS & TRUSTEES AHM Assets Trust, 2005-1 (Deutsche Bank) AHM Assets Trust, 2005-2 (Deutsche Bank) AHM Assets Trust, 2006-1 (Deutsche Bank) AHM Assets Trust, 2006-2 (Deutsche Bank) AHM Assets Trust, 2006-3 (Citibank Bank) AHM Assets Trust, 2006-4 (Citibank Bank) AHM Assets Trust, 2006-5 (Deutsche Bank) AHM Assets Trust, 2006-6 (Deutsche Bank) AHM Assets Trust, 2007-1 (Deutsche Bank) AHM Assets Trust, 2007-2 (Deutsche Bank)

AHM Assets Trust, 2007-3 (Deutsche Bank) AHM Assets Trust, 2007-4 (Deutsche Bank) AHM Assets Trust, 2007-5 (Deutsche Bank) AHM Assets Trust, 2007-6 (Deutsche Bank) AMERICAN HOME MORTGAGE INVESTMENT TRUSTS & TRUSTEES AHM Investment Trust, 2004-2 (Wells Fargo Bank) AHM Investment Trust, 2004-3 (Citibank) AHM Investment Trust, 2004-4 (Bank of NY) AHM Investment Trust, 2005-1 (Deutsche Bank) AHM Investment Trust, 2005-2 (Deutsche Bank) AHM Investment Trust, 2005-3 (Deutsche Bank) AHM Investment Trust, 2005-4 (U.S. Bank) AHM Investment Trust, 2006-1 (Deutsche Bank) AHM Investment Trust, 2006-2 (Deutsche Bank) AHM Investment Trust, 2006-3 (Deutsche Bank) AHM Investment Trust, 2007-1 (Deutsche Bank) AHM Investment Trust, 2007-2 (Deutsche Bank) AHM Investment Trust, 2007-SD1 (Deutsche Bank) AMERIQUEST MORTGAGE SECURITIES TRUSTS & TRUSTEES Ameriquest Mortgage Securities Trust 2003-5 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2003-8 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2003-AR1 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2004-R3 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2004-R7 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2004-R9 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R1 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R2 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R3 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R4 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R5 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R6 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R7 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R8 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R9 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R10 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2005-R11 (Deutsche Bank) Ameriquest Mortgage Securities Trust ARSI 2006-M3 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2006-R1 (Deutsche Bank) Ameriquest Mortgage Securities Trust 2006-R2 (Deutsche Bank)

Ameriquest Mortgage Securities Trust 2006-R7 (Deutsche Bank) ARGENT SECURITIES INC. TRUSTS & TRUSTEES Argent Securities, Inc. 2003-W3 (Deutsche Bank) Argent Securities, Inc. 2003-W6 (Deutsche Bank) Argent Securities, Inc. 2004-W10 (Deutsche Bank) Argent Securities, Inc. 2004-W11 (Deutsche Bank) Argent Securities, Inc. 2005-W1 (Deutsche Bank) Argent Securities, Inc. 2005-W2 (Deutsche Bank) Argent Securities, Inc. 2005-W3 (Deutsche Bank) Argent Securities, Inc. 2005-W4 (Deutsche Bank) Argent Securities, Inc. 2005-W5 (Deutsche Bank) Argent Securities, Inc. 2006-M1 (Deutsche Bank) Argent Securities, Inc. 2006-M2 (Deutsche Bank) Argent Securities, Inc. 2006-W1 (Deutsche Bank) Argent Securities, Inc. 2006-W2 (Deutsche Bank) Argent Securities, Inc. 2006-W3 (Deutsche Bank) Argent Securities, Inc. 2006-W4 (Deutsche Bank) Argent Securities, Inc. 2006-W5 (Deutsche Bank) ASSET-BACKED SECURITIES CORP. TRUSTS & TRUSTEES AB Securities Corp. Home Equity Loan Trust, Series 2003-HE6 (Wells Fargo Bank) AB Securities Corp. Home Equity Loan Trust, Series 2004-HE3 (Wells Fargo Bank) AB Securities Corp. Home Equity Loan Trust, Series 2005-HE5 (U.S. Bank) AB Securities Corp. Home Equity Loan Trust, Series OOMC 2005-HE6 (Wells Fargo Bank) AB Securities Corp. Home Equity Loan Trust, Series OOMC 2006-HE3 (U.S. Bank) AB Securities Corp. Home Equity Loan Trust, Series OOMC 2006-HE5 (U.S. Bank) BANC OF AMERICA FUNDING CORP. TRUSTS & TRUSTEES Banc of America Funding Corp. Mort. PT Certs., 2008-1 (U.S. Bank) BEAR STEARNS AB SECURITIES I TRUSTS & TRUSTEES Bear Stearns AB Securities I Trust 2006-AC3 (U.S. Bank) CARRINGTON MORTGAGE LOAN TRUSTS & TRUSTEES

Carrington Mortgage Loan Trust, Series 2005-OPT2 (Deutsche Bank) Carrington Mortgage Loan Trust, Series 2006-OPT1 (Wells Fargo Bank) CITIGRTOUP MORTGAGE LOAN TRUSTS & TRUSTEES Citigroup Mortgage Loan Trust, Series 2004-OPT1 (Wells Fargo) Citigroup Mortgage Loan Trust, Series 2005-OPT3 (Deutsche Bank) Citigroup Mortgage Loan Trust, Series 2005-OPT4 (Wells Fargo Bank) Citigroup Mortgage Loan Trust, Series 2006-AMC1 (Deutsche Bank) Citigroup Mortgage Loan Trust, Series 2006-HE2 (U.S. Bank) Citigroup Mortgage Loan Trust, Series 2007-SHL1 (HSBC Bank) DEUTSCHE ALT-A SECURITIES MORT. LOAN TRUSTS & TRUSTEES Deutsche Alt-A Securities Mort. Loan Trust, 2006-AR6 (HSBC Bank) Deutsche Alt-A Securities Mort. Loan Trust, 2007-1(HSBC Bank) DEUTSCHE ALT-B SECURITIES MORT. LOAN TRUSTS & TRUSTEES Deutsche Alt-B Securities Mort. Loan Trust, 2006-AB2 (HSBC Bank) Deutsche Alt-B Securities Mort. Loan Trust, 2006-AB3 (HSBC Bank) Deutsche Alt-B Securities Mort. Loan Trust, 2006-AB4 (HSBC Bank) Deutsche Alt-B Securities Mort. Loan Trust, 2007-AB1 (HSBC Bank) GSAA HOME EQUITY TRUST & TRUSTEES GSAA Home Equity Trust 2006-6 (U.S. Bank) GSAA Home Equity Trust 2006-9 (U.S. Bank) GSAA Home Equity Trust 2006-10 (Deutsche Bank) GSAA Home Equity Trust 2006-11 (Deutsche Bank) GSAMP TRUSTS & TRUSTEES GSAMP 2004-OPT (Deutsche Bank) GSR NORTGAGE LOAN TRUSTS & TRUSTEES GSR Mortgage Loan Trust 2006-AR1 (U.S. Bank) GSR Mortgage Loan Trust 2006-OA1 (Deutsche Bank) HARBORVIEW MORTGAGE LOAN TRUSTS & TRUSTEES Harborview Mortgage Loan Trust 2006-7 (Deutsche Bank) Harborview Mortgage Loan Trust 2006-14 (Deutsche Bank) Harborview Mortgage Loan Trust 2007-2 (Deutsche Bank) Harborview Mortgage Loan Trust 2007-5 (Deutsche Bank) HSI ASSET SECURITIZATION CORP. OPT TRUSTS AND TRUSTEES
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HSI Asset Securitization Corp., 2005-OPT1 (Deutsche Bank) HSI Asset Securitization Corp., 2006-OPT1 (Deutsche Bank) HSI Asset Securitization Corp., 2006-OPT2 (Deutsche Bank) HSI Asset Securitization Corp., 2006-OPT3 (Deutsche Bank) HSI Asset Securitization Corp., 2006-OPT4 (Deutsche Bank) HSI Asset Securitization Corp., 2007-HE1 (Deutsche Bank) HSI Asset Securitization Corp., 2007-OPT1 (Deutsche Bank) HSI Asset Loan Obligation Trust, 2007-AR1 (Deutsche Bank) IXIS TRUSTS & TRUSTEES IXIS Real Estate Capital Trust 2006-HE1 (Deutsche Bank) JP MORGAN ACQUISITION CORP. TRUSTS & TRUSTEES JP Morgan Acquisition Corp. 2005-OPT1 (U.S. Bank) JP Morgan Acquisition Corp. 2005-OPT2 (U.S. Bank) LUMINENT MORTGAGE TRUSTS & TRUSTEES Luminent Mortgage Trust 2006-7 (HSBC Bank) MASTR ADJUSTABLE RATE MORTGAGES TRUSTS & TRUSTEES MASTR Adjustable Rate Mortgages Trust 2006-OA1 (U.S. Bank) MASTR Adjustable Rate Mortgages Trust 2007-1 (U.S. Bank) MASTR ALTERNATIVE LOAN TRUSTS & TRUSTEES MASTR Alternative Loan Trust 2006-2 (Bank of New York) MASTR ASSET-BACKED SECURITIES TRUSTS & TRUSTEES MASTR Asset-Backed Securities Trust 2003-OPT2 (Wells Fargo) MASTR Asset-Backed Securities Trust 2004-OPT2 (Wells Fargo) MASTR Asset-Backed Securities Trust 2005-OPT1 (Wells Fargo) MERRILL LYNCH MORT. INVESTORS TRUSTS & TRUSTEES Merrill Lynch Mort. Investors Trust, 2004-OPT1 (Wells Fargo Bank) Merrill Lynch Mort. Investors Trust, 2006-OPT1 (U.S. Bank) MORGAN STANLEY ABS CAPITAL I, INC. TRUSTS & TRUSTEES Morgan Stanley ABC Capital I, Inc. Trust 2004-OP1 (Deutsche Bank) Morgan Stanley ABC Capital I, Inc. Trust 2005-HE1 (Deutsche Bank) Morgan Stanley ABC Capital I, Inc. Trust 2005-HE2 (Deutsche Bank) Morgan Stanley ABC Capital I, Inc. Trust 2007-NC3 (Deutsche Bank)

NOMURA HOME EQUITY TRUSTS & TRUSTEES Nomura Home Equity Loan 2005-HE1 (HSBC Bank) NOVASTAR MORTGAGE FUNDING TRUSTS & TRUSTEES Novastar Mortgage Funding Trust 2007-2 (Deutsche Bank) OPTION ONE MORTGAGE LOAN TRUSTS AND TRUSTEES Option One Mortgage Loan Trust, 2003-1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2003-2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2003-3 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2003-4 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2004-1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2004-2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2004-3 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2005-1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2005-2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2005-3 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2005-4 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2006-1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2006-2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2006-3 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-3 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-4 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-5 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-6 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-CP1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-FXD1 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-FXD2 (Wells Fargo Bank) Option One Mortgage Loan Trust, 2007-HL1 (HSBC Bank) QUEST TRUSTS & TRUSTEES Quest Trust 2006-X1 (Deutsche Bank) SAXON ASSET TRUSTS & TRUSTEES Saxon Asset Securities Trust 2005-2 (Deutsche Bank Americas) SECURITIZED ASSET-BACKED RECEIVABLES, LLC TRUSTS AND TRUSTEES Securitized AB Receivables, LLC 2004-OP1 (Wells Fargo)
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Securitized AB Receivables, LLC 2004-OP2 (Wells Fargo) Securitized AB Receivables, LLC 2005-OP2 (Wells Fargo) Securitized AB Receivables, LLC 2006-OP1 (Wells Fargo) SECURITIZED ASSET INVESTMENT LOAN TRUSTS & TRUSTEES Securitized Asset Investment Loan Trust 2004-4 SG MORTGAGE SECURITIES TRUSTS & TRUSTEES SG Mortgage Securities Trust 2005-OPT1 (HSBC Bank) SG Mortgage Securities Trust 2005-OPT2 (HSBC Bank) SG Mortgage Securities Trust 2006-OPT2 (HSBC Bank) SOUNDVIEW HOME LOAN OPT TRUSTS AND TRUSTEES Soundview Home Loan Trust, 2005-OPT1 (Deutsche Bank) Soundview Home Loan Trust, 2005-OPT2 (Deutsche Bank) Soundview Home Loan Trust, 2005-OPT3 (Deutsche Bank) Soundview Home Loan Trust, 2005-OPT4 (Deutsche Bank) Soundview Home Loan Trust, 2006-OPT1 (Deutsche Bank) Soundview Home Loan Trust, 2006-OPT2 (Deutsche Bank) Soundview Home Loan Trust, 2006-OPT3 (Deutsche Bank) Soundview Home Loan Trust, 2006-OPT4 (Deutsche Bank) Soundview Home Loan Trust, 2006-OPT5 (Deutsche Bank) Soundview Home Loan Trust, 2007-OPT1 (Wells Fargo Bank) Soundview Home Loan Trust, 2007-OPT2 (Wells Fargo Bank) Soundview Home Loan Trust, 2007-OPT3 (Wells Fargo Bank) Soundview Home Loan Trust, 2007-OPT4 (Wells Fargo Bank) Soundview Home Loan Trust, 2007-OPT5 (Wells Fargo Bank) STRUCTURED ASSET INVESTMENT LOAN TRUSTS & TRUSTEES Structured Asset Investment Loan Trust 2003-BC9 (Bank of America) Structured Asset Investment Loan Trust 2004-11 (Bank of America) Structured Asset Investment Loan Trust 2005-3 (U.S. Bank) STRUCTURED ASSET MORTGAGE INVESTMENTS II , INC. TRUSTS & TRUSTEES Structured Asset Mort. Investments II, Inc. 2006-AR5 (JP Morgan Chase) STRUCTURED ASSET SECURITIES CORP. TRUSTS & TRUSTEES Structured Asset Securities Corp. 2003-BC10 (U.S. Bank) Structured Asset Securities Corp. 2003-BC11 (U.S. Bank) Structured Asset Securities Corp. 2004-3 (U.S. Bank)

Structured Asset Securities Corp. 2005-OPT1 (U.S. Bank) Structured Asset Securities Corp. 2005-SC1 (U.S. Bank) Structured Asset Securities Corp. 2006-BC2 (U.S. Bank) Structured Asset Securities Corp. 2006-BC6 (U.S. Bank) Structured Asset Securities Corp. 2006-OPT1 (Wells Fargo Bank)