Two Days Specialized Training Workshop on

Islamic Microfinance
(Including Islamic Banking, Islamic Finance and Islamic Insurance)

16th & 17th September, 2012 in Sanaa, Yemen

Jointly Organized By

Yemen Microfinance Network (YMN)

AlHuda Center of Excellence in Islamic Microfinance

Islamic Microfinance an incredible tool to Alleviate Poverty!

Chairman Message
Dear Colleague's and YMN Members: I am So Proud to be a member of YMN as a Chairman. I have had the privilege of working with dedicated and talented employees who make our Network an innovative and successful institution. It gives me immense pleasure to present the Islamic Microfinance and Islamic Finance training workshop that will be held in Sana'a this September with cooperation of (AlHuda-CIBE) Center of Islamic Banking & Economics of Pakistan It is clear that the demand for Islamic finance has increased which is a major opportunity for the growth of the industry and gets awareness about it from highly learned and experienced professionals and be the leaders of Islamic Microfinance in Arab region. Therefore, promoting the awareness of Islamic Microfinance among the region. More than ever, we extend our best wishes for the success of the training and the ultimate benefit for all the Yemenis from the widespreading Microfinance Industry . Best Regard

Training Summary
Yemen has a population size of 23 Million, one of the most ethnically homogenous in the region, with 3% population annual growth rate. 71% of the population lives in the rural and 29% in urban areas. 34.8% live below the poverty line. Overall, social and economic circumstances in Yemen create a homogenous traditional society where many decisions are influenced by the religious considerations. So, Islamic Microfinance would be highly accepted there and would ultimately help in reducing poverty of Yemen. Islamic Microfinance is an emerging market in the field of Islamic finance, so there is an immediate need to educate, train and conduct market study and awareness campaigns on this subject. The aim of this training is to provide edification and trainings to Microfinance & Finance Professional with an additional opportunity for their educational uplift under Islamic financial system. An individual would be able to learn new techniques and opportunities in this field.

Mohammed Al Lai

About AlHuda CIBE

AlHuda Center of Excellence in Islamic Microfinance is an initiative of AlHuda CIBE. AlHuda CIBE is a well established name in Islamic financial Market which is working in the field of Islamic Banking and Finance from the last 7 years in Pakistan and around the globe. It is the pioneer organization to start effort for the promotion of Islamic Banking and Finance in masses through Advisory and Consultancy, Education, Trainings, Awareness, Product Development and Publications.

About Yemen Microfinance Network

The Yemen Microfinance Network (YMN) was established in 2009 as a result of a joint project between the Social Fund for Development (SFD) and the United Nations Development Program (UNDP) aimed at establishing the first professional microfinance association. The YMN focuses on training and capacity building of microfinance practitioners, increase transparency in the sector, provide information exchange services to members, produce researches, promote and build awareness of the microfinance sector. Currently the network has 11 members that represents more than 90% of the microfinance industry in Yemen.

Islamic Microfinance an incredible tool to Alleviate Poverty!

Yemen Microfinance Network (YMN)

AlHuda CIBE

Contents of Training
A Glance on Islamic Finance Riba and Prohibition of Riba Economic Rationale for Prohibition of Riba. Difference between Islamic Finance & Conventional Finance Mechanism Development of Islamic Finance in Yemen Shari'ah Foundation and Applications of Islamic Microfinance Conceptual Framework of Islamic microfinance Islamic Microfinance Characteristics Sustainability, outreach and Problems pertaining to microfinance system Microfinance & its Product Mechanism Islamic Micro Finance as effective tool of poverty alleviation Islamic Micro Financial Products Mechanisms & Compatibility with Conventional Microfinance Products Trade Based Modes of Islamic Microfinance (Murabaha, Salam, Istisna etc.) Mechanism of Trade Based Product (Murabaha, Salam & Istisna) Islamic Microfinance Products Partnership based of Islamic Microfinance (Mudarabah & Musharakah) Rental Based Mechanism/Products of Islamic Microfinance (Ijarah & Diminishing Musharakah) Application of Partnership & Rental based modes in Islamic Microfinance Different Models & Deposit Management in Islamic Microfinance Definitions, Concept & Uses of Waqf, Qarz-e-Hassan, Cooperatives & Zakat in Islamic Microfinance system Liability (Deposit) Management Techniques for Islamic Microfinance Product Development for Islamic Microfinance Institutions. Development of Islamic Microfinance in Yemen - A Case Study Micro Takaful (Islamic Micro Insurance) & Risk Mitigation Definition of Micro Takaful. How MicroTakaful products works with Islamic Microfinance Structure, Operation and Performance of Micro Takaful for Poverty Alleviation Opportunities and Challenges of Micro Takaful in Islamic Microfinance

Islamic Microfinance an incredible tool to Alleviate Poverty!

Yemen Microfinance Network (YMN)

AlHuda CIBE

Speakers' Profile
Qazi Abdul Samad

Qazi Abdul Samad is a skilled professional with proficiency in Shariah advisory, In-depth knowledge of Shariah Microfinance, Innovative, commitment & proactive approach to work, Strong communications & analytical skills and able to manage and train others. Currently, he is working as a Shariah Advisor of The Bank of Khyber - Pakistan. He is also a visiting lecturer of Islamic Financial System in Management Science Department of City University, Peshawar. He has been providing Shariah advisory and supervision in many organizations. He is an author of many articles and has presented articles in many International conferences.

Muhammad Zubair Mughal Muhammad Zubair Mughal is a passionate and hardworking individual with a strategic vision in Islamic Micro Finance. He is a skilled Islamic financial professional and a keen learner of Islamic Microfinance and Islamic Micro insurance with good public speaking and training skills. He is currently working as a Chief Executive Officer of AlHuda centre of Islamic Banking and Economics. He has a professional experience Islamic Microfinance of over 10 years. He has development Many Islamic Microfinance Products which are being utilized in Pakistan, Middles East & Africa, he has also presented his research papers on Islamic Microfinance in many International conferences in South Africa, China, Kazakhstan, Russia, Kenya, Pakistan, U.A.E, Mauritius, Afghanistan, Turkey, Tatarstan, Jordan and Iraq etc.

Islamic Microfinance an incredible tool to Alleviate Poverty!

Yemen Microfinance Network (YMN)

AlHuda CIBE

Benefits to Participants
The attendees of this training would have the following benefits: In-depth Knowledge of Islamic Microfinance, its concept, Models & Operational practices. Learn new Techniques of Poverty Alleviation, Social Development & Financial Inclusion through Islamic Microfinance. Shariah Principles and Mechanism about Islamic Microfinance Opportunity to gain knowledge about global practices on Islamic microfinance through learned national and international scholars and experts Encouragement of practitioners/microfinance institutions/ donor agencies/ Government institutions about the mechanism of Islamic Microfinance system Provision of a Platform to start a dialogue with multilateral donor organizations Opportunities for collaborations/partnerships with donor agencies, Islamic banks and Islamic Microfinance Institutions/Networks. Learn new techniques of financing and opportunities in emerging Markets

Method of the Training

Training would consist of the following methods: Lectures/Slide Shows/Multimedia Presentations Class discussions and experience sharing Individual and group work presentation Case Studies Training material will be provided as per the course outline which is being generated by Experts. A detailed facilitation plan for each session of training course will be developed including PowerPoint Slides and Printing copies of the material.

Who Should Attend?

Microfinance Professionals and Experts Microfinance Institutions & Banks Financial & Banking Institutions Rural & Agri. financial Professional Community Developments NGOs and NPOs Insurance Companies Development Consultant Management Consultants Social Development Sector Govt. Development Departments Local and International Donor's Agencies SMEs & Corporative Societies Academia Philanthropists and Investors Regulators and Govt. Officials Shari'ah Scholars and Experts

Registration Form
Two Days Specialized Training Workshop on

ISLAMIC MICROFINANCE
16th -17th September 2012 at Sana'a, Yemen
Please complete and return by e-mail, regular mail or fax. Please note that the name and title you give here will be printed on participants list and on certificates.

1. Participant Information
Title______________________________ Prof. Dr. Other: _______________________________ Mr. Ms. Mrs.

First name__________________________________________________________________________________________________________________________________ Last name___________________________________________________________________________________________________________________________________ Organization ________________________________________________________________________________________________________________________________ Address______________________________________________________________________________________________________________________________________ Postal/Zip code________________________ City: _______________________________________________________________________________________________ Country: ___________________________________________________________________________________________________________________________________ Telephone: ________________________________________________________________________________________________________________________________ Fax: _____________________________ E-mail:___________________________________________________________________________________________________ Event you wish to join (Conference/ Workshop): _______________________________________________________________________________________

2. Workshop Fee
Workshop fees include admission to workshop sessions, tea/coffee, lunch, registration materials and Certificate.

Event Name
Two Days Specialized Training Workshop on ISLAMIC MICROFINANCE

Fee for Yemen Participants (US$)

Fee for Int'l Participants (USD)

US $450

US $650

3. Discount Policy
v Five or more delegates from the same organization - 20% discount.

4. Account details form payment

You can proceed your fee by cheque or demand draft in favour of Yemen Microfinance Network (for Yemen's Participants), foreign participants will proceed the payment in the favor of AlHuda CIBE. You can also transfer your fee online.

For International Participants (Dollar Account)

Title of Account: Bank Name: Branch Name: A/c No: SWFIT code: AlHuda Centre of Islamic Banking and Economics Standard Chartered Bank Garden Town Branch, Lahore -Pakistan 01-1647086 -01 SCBLPKKX
** Please state the workshop name and the full name of the participant on the reverse of the cheque. Payments should be made in USD.

5. Additional Instructions
vPayment Information Registration forms must be accompanied by full payment in order to be processed. vFull payment is due on registration vRegistration will not be confirmed until full payment has received vConfirmation Please allow 3 days for e-mail confirmation of your registration.

6. Cancellation Policy
v v v v v Cancellation of participation must be received in writing and before September 10, 2012. If the cancellation is received before the deadline, then it will be accepted and half amount of fee will be refunded. The amount could not be refunded if the cancellation received after the deadline. Registration cancellations will be subject to a $75 service fee. After the cancellation deadline, no refunds will be granted. If you are unable to attend, you may substitute another individual in your place at no extra charge.

Date:_____/_____/_______ Signature: _______________________________

By sending in this registration form, I acknowledge that I commit myself to the immediate payment of the full workshop fee. I have taken notice of the cancellation terms on this form.

Shariah Compliance Solution for Microfinance

Centre of Excellence in Islamic Microfinance

Our Islamic Micro Financial Services
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Visit us:

GLOBAL ISLAMIC MICROFINANCE FORUM

8th December, 2012 - Dubai, U.A.E Post Event Workshop: 9th-10th December, 12
Islamic Microfinance An Incredible tool for poverty alleviation

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For Registration Please Contact

Yemen Microfinance Network (YMN) AlHuda Center of Islamic Banking and Economics

Yemen Microfinance Network (YMN)

Ali Abutaleb Training Executive Office: +967 1 265870 Email: info@yemennetwork.org Web: www.yemennetwork.org

AlHuda CIBE

Sumera Naz Manager Corporate Communication Tel: +92-42 35913096-8 Email: info@alhudacibe.com Web: www.alhudacibe.com For Registration: www.alhudacibe.com/application.php