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SOAR Curriculum

Successfully Obtaining Academic Results

Economics Math

EconomicsMath

UnitofStudy Economics LessonTopic Math LessonObjective Thelearnersbecomefamiliarwithreading,designing,andcomputingwithbarandcircle graphs.Theyconvertdataintofractions,decimals,andpercents. VirginiaAdultEducationESOLContent Standards Speaking S5.1a)Initiate,sustain,andconcludeanoralexchangeaboutafamiliartopicinboth informalandsimpleformalsituations. S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplexgrammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a) Interjectand/orrespondtoapromptand/oraconversationwithappropriateand extensiveelaboration. S6.4c)Demonstrateeffectiveconversationmanagementtechniques Listening L6.2a)Followmultistepdirections,instructions,andcommands. L6.4c)Determinewhenitisappropriatetointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Reading R5.1b)Comprehendtexts(e.g.charts,graphs,dictionaries)forproblemsolvingtasks. Writing W6.1a)2)Writeforavarietyofpurposes:compareandcontrast W6.1a)3)Writeforavarietyofpurposes:summarizeandevaluate W6.3a)Usesystematicstructuresandverbtensesasappropriatetothetextandtask. Materials Pencils/Pens Markers/ColoredPencils Largesheetsofpaper Rulers Tape Copiesof TheBestPlacetoBuy (STUDENTHANDOUTEconM1) Copiesof HernandezFamilyBudget(STUDENTHANDOUTEconM2)

EconomicsMath

Transparencyof HernandezFamilyBudget(STUDENTHANDOUTEconM2) Overheardprojector WarmUp TheinstructorhaswrittenontheboardoralargesheetofpaperMyFavoritePizza Topping:Cheese,Vegetables,Meat. Learnerswrite theirnamesundertheappropriate column.Theclasstalliestheresponses.Theinstructoraskshowtorepresentthis informationasabargraph.Agraphneeds:atitle,anxaxis(whatyouaremeasuringthe toppings),andayaxis(measurementevenlydividedintoincrements).Thegraphis designedonatransparency,boardspaceoralargesheetofpaper. Introduction Wewillbecreatingbarandcirclegraphs.Wewillbeconvertingdataintofractions, decimals,andpercents. Practice TheinstructordistributesTheBestPlacetoBuy(STUDENTHANDOUTEconM1). Thelearnerscompleteandreturntotheinstructor.Thelearnersareplacedinseven groups.Allthehandoutsaregiventothefirstgroup,andtheycutoffthebottomitem.It isgiventothenextgroupandrepeateduntilalltheitemshavebeengiventoagroup. (Eachgroupwillberesponsibleforadifferentitem.Forinstance,Group1sgraphwill betitledTheBestPlacetoBuyShoes,Group2TheBestPlacetoBuyPaperTowels etc.). Eachgroupisgivenalargesheetofpaper,ruler,coloredpencilsormarkers.They designabargraphanddisplayitfortheclass.Theclassanalyzesthegraphsand discussescomparisons,inferences,andpredictions. Theinstructorusesanoverheadprojectorandtransparency,boardspace,oralargesheet ofpapertodemonstratewritingafraction.Thelearnersareaskedwhatisafraction?A numberthathasavaluelessthanone.Itiswrittenwithtwonumbers:thetopnumberis thenumerator(representsoneofthestores),thebottomnumberisthedenominator (representsthetotalnumberofstores).Itmaybethoughtofasthepartoverthewhole. Thelearnerswriteeachbaroftheirgraph asafraction. Thelearnersareaskediftheyknowhowtorepresentafractionasadecimal.The instructorusestheexampleofbecausemostlearnersunderstandtheofadollarisa quarter,writtenas.25.Itisexplainedthatthefractionbarrepresentsdivision,so1is dividedby4.Adecimalpointandtwozerosareneededtocompletethedivision.The instructoraskshowiswrittenasadecimal(.50).Theinstructormaycontinueusing examples(1/10=.10,1/20=.05) untilthemajorityseemtounderstandthemathconcept. Thelearnerstaketheirgraphsandwritethefractionsasdecimals. Application TheinstructordistributesHernandezFamilyBudget(STUDENTHANDOUTEconM 2). Thelearnerscolorinthegraphsandwriteeachbudgetsectionasafractionanda decimal.

EconomicsMath

EvaluationandExtension Theinstructordisplaysthetransparencyof HernandezFamilyBudget(STUDENT HANDOUTEcon M2). Ifanoverheadisnotavailable,theinstructormayhavethecircle graphonalargepieceofpaper.Theclassagreesonthedivisionsforeachbudgetitem andthefractionanddecimalamounts. Thelearnersareaskediftheyknowhowtoconvertdecimalstopercents.Theinstructor demonstratesmovingthedecimalpointtwospacestotherightandaddingthepercent symbol(%).Theclasswriteseachbudgetitemasapercentofthemonthlytotal. Indexcardsaredistributed.Eachlearnerwritesaquestionusingthegraphinformation. Thecardsmaybecollectedandansweredasaclass,orexchangedwithapartnertosolve. [WhatfractionoftheirmonthlybudgetdoestheHernandezfamilyspendonhousingand utilities?(10/20or)Outofeachdollar,howmuchdotheyspendonentertainment? (.05)] ReviewNextClass Definethefollowingterms:data,decimal,denominator,fraction,graph, numerator,percent Whereisthexaxison agraph?Whereistheyaxis?Whattypesofgraphs containandxaxisandayaxis? Convertthefollowingfractionstodecimals:1/2,3/4,1/3 Convertthefollowingdecimalstopercents:0.25,0.1,0.45,0.05 AdditionalResources http://www.bbc.co.uk/skillswise/numbers/handlingdata/graphs_and_charts/ Informationondifferenttypesofgraphs http://www.shodor.org/interactivate/activities/piechart/# Displayacirclegraphdividedinto4pieces Youmaychangethedisplaybyincreasing/decreasingthe4coloredsections Thechartmaybedisplayedusingfractionsorpercentages http://www.shodor.org/interactivate/activities/barGraph/ Interactiveactivitythatallowslearnerstocreateabargraph

EconomicsMath

STUDENTHANDOUTEconM1 TheBestPlacetoBuy

Thebestplacetobuy

isat

Freshfruitandvegetables

Cleaningsupplies

ATelevision

Furniture

Shampoo

Papertowels

Shoes

EconomicsMath

STUDENTHANDOUTEconM2 ConstructaCircleGraphforthisData HernandezFamilyBudget $800 Housing $200 Utilities $500Food $400Car&Gas $100Entertainment

SOAR Curriculum
Successfully Obtaining Academic Results

Economics Podcast

EconomicsPodcast

UnitofStudy Economics LessonTopic Podcast LessonObjective Thelearnerswillbecomefamiliarwiththeeconomicideaofentrepreneurship.Theywill explorehoweconomiesaroundtheworldaffectentrepreneurs. VirginiaAdultEducationESOLContent Standards Speaking S5.1d)Statefactsandopinions. S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplexgrammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a)Interjectand/orrespondtoapromptand/oraconversationwithappropriateandextensive elaboration. S6.4b)Organize,summarize,paraphrase,andexplainforclarification S6.4c)Demonstrateeffectiveconversationmanagementtechniques Listening L6.1a)Comprehendextensivevocabularyonawiderangeoftopics. L6.1b)Demonstratecomprehensionofinformationfromvarioussourcesoncomplextopics. L6.2a)Followmultistepdirections,instructions,andcommands. L6.2b)Obtaindetailedinformationfromconnecteddiscourse. L6.4c)Determinewhenitisappropriatetointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Reading R5.3a)Usemorphologicallinguisticcontexttoidentifynewvocabularyintexts. R5.3b)Usesyntacticallinguisticcontexttoidentifymainideasandsupportingdetailsintexts. R5.3c)Uselinguisticcontextandrealworldknowledgetoidentifynewmeaningfor vocabulary,mainideas,andsupportingdetailsintexts. R6.1a)Understandthecontentofanauthentictextsufficientlytodistinguishwhatis important.

Materials
SOARCurriculumDraft

EconomicsPodcast

PodcastVOANewsEntrepreneursChangetheWorldfoundat http://www.voanews.com/specialenglish/20080916voa3.cfm HardcopiesofpodcastEntrepreneursChangetheWorld(STUDENTHANDOUTEconPC1) (5pages) InstructorcopyofpodcastEntrepreneursChangetheWorld(INSTRUCTORCOPYEconPC1) (5pages) Copiesof EntrepreneursChangetheWorldquestions(STUDENTHANDOUTEconPC2) InstructorCopyof EntrepreneursChangetheWorldquestions(INSTRUCTORCOPYEcon PC2) Copiesof ParagraphChecklist(STUDENTHANDOUTEconPC3) WarmUp Theinstructorbeginsadiscussiononentrepreneurship. Doyouknowanyonethatownshisor herownbusiness?Whatkindofbusinessisit?Whattypesofthingsdoesthispersonhaveto do?Wouldyouliketoownyourownbusiness?Whyorwhynot?Whattypeofbusinesswould itbe?Whattypesofchallengeswouldyouface?Whatbenefitswouldtherebetoowningyour ownbusiness? Introduction Wewillbelisteningtoapodcastaboutentrepreneurship.Anentrepreneurissomeonewho bringsanewproduct,service,orideatothemarketsomeonewhoownshisorherownbusiness. Practice ThelearnerswilllistentothepodcastEntrepreneursChangetheWorldfoundat http://www.voanews.com/specialenglish/20080916voa3.cfm. Thelearnerswilllistentothe podcastagain,thistimewhilereadingthetranscript(STUDENTHANDOUTEconPC1). Whilereading,learnersunderlineanywordsthattheydontknowthemeaningoftheycircleany wordsthattheydontknowhowtopronounce.Theinstructorwillmakeatwocolumncharton theboard.Onecolumnwillbetitledmeaningtheothercolumnwillbetitledpronunciation.As theyfinishreadingthearticle,learnerswillwritethewordstheycircledandunderlinedinthe correctcolumnonthechart.Theclasswilldiscussthevocabulary. Ingroupsorindividually, learnerswillanswerthepostreadingquestions(STUDENTHANDOUTEconPC2).Theclass willdiscusstheanswers. Application Ingroupsofthreelearnerswilldiscussthefollowing: Howdodifferenteconomicpoliciesaffect entrepreneursaroundtheworld? Howcangovernmentshelpentrepreneursbesuccessful?How docertainpoliciesworkagainstentrepreneurs?
SOARCurriculumDraft

EconomicsPodcast

Learnerswillwriteaparagraphonthefollowingtopic: Whataresomechallengesthat entrepreneursface? Aftertheycompletetheirroughdraft,theyuseParagraphChecklist (StudentHandoutEconPC3)toedit/revisetheirparagraph. Theinstructorcollectsparagraphs forreview. EvaluationandExtension Theinstructorwillrevieweachlearnersparagraphandgivefeedback. ReviewNextClass: Whatisanentrepreneur? Whataresomechallengesfacedbyentrepreneurs? AdditionalResources http://www.englishtest.net/esl/learn/english/grammar/ai179/esltest.php Anonlinequizaboutentrepreneurship http://www.onlinetutoringworld.com/lessonplans/work.htm Anonlinereading/listeningactivityaboutwork.Includespostreadingactivities

SOARCurriculumDraft

EconomicsPodcast

STUDENTHANDOUTEconPC1

EntrepreneursChangetheWorld

VOICEONE: I'mSteveEmber. VOICETWO: AndI'mShirleyGriffithwithEXPLORATIONSinVOASpecialEnglish.Todaywetellabout entrepreneursandtheproblemstheyfacestartingbusinessesaroundtheworld. (MUSIC) VOICEONE: "Entrepreneur"isaFrenchwordthatmeanssomeonewho doessomething.Anentrepreneurissomeonewhoattempts toorganizeresourcesinnewandmorevaluablewaysand acceptsfullresponsibilityfortheresult. Entrepreneursbringanewproduct,serviceorideato market.Formorethanacentury,entrepreneurshave changedtheworld.AmericanBillGatesisperhapsthe world'sbestknownentrepreneur.Hedidnotinvent personalcomputers.Buthisoperatingsystemmade computerseasytouse.Italsobroughtthenewtechnology tomillionsofpeoplearoundtheworld.
BillGates

VOICETWO:

WendellCochranisajournalismprofessoratAmericanUniversityinWashington,D.C.He saystheInternetisaveryhelpfultoolforentrepreneurs.Thatisbecauseitprovides informationtoanyone,anywhere. CraigNewmarkisanexampleofanotherAmericanentrepreneur.Thirteenyearsago,Mister NewmarkcreatedanInternetmessageservicefortheinvestmentcompanywherehe

SOARCurriculumDraft

EconomicsPodcast

worked.Today,hiswebsite,Craig'sList,hasusersinmorethanfivehundredfiftyhundred citiesandfiftycountries.Theycanbuyandsellgoods,findajoboraplacetolive. VOICEONE: Moderntechnologyhasmadeiteasierforentrepreneursaroundtheworldtosucceed. However,theystillhaveproblemsgettingmoneytostartbusinessesanddealwith governmentrestrictionsinmanycountries.InVenezuela,forexample,monetaryexchange controlsandaleadershiphostiletofreemarketsmakeitdifficulttodobusiness.Santiago AlvarezisabusinessmaninCaracas.Hesaysitisdifficulttogetallthepermitsnecessaryto startabusiness. InIndia,SunilMittalovercamedifferentproblemstobuilda successfultelecommunicationscompany.Hesaystheendof centraleconomicplanningbythecountry'sgovernment helpedhiscompanysucceed. SUNILMITTAL:"Withthirty,thirtyfivemilliondollarsthatI couldaccess,wewentontobuiltIndia'ssecondlargest telecomcompany." Today,BhartiAirtelhasthirtythousandemployees.The BhartiGrouphasbecomeIndia'ssecondlargest corporation. (MUSIC) VOICETWO: BrentGoldfarbisabusinessprofessorattheUniversityofMaryland.Hesaysallkindsof peopleworktobecomeentrepreneurs.However,hesaysmostentrepreneursdonotget rich.Mostearnlessthaniftheywereworkingforsomeoneelse.ThatwastrueforPakistani entrepreneurAsharHafeez.HeopenedhisfirstTandoorirestaurantinIslamabadin nineteenninetythree.Hehasadviceforotherentrepreneurs:"Youhavetoworkveryhard. Andyoucannotdoitalone.Youhavetohaveaverygoodteamwithyou." VOICEONE: InIraqiKurdistan,SuhelaKakilRazaisamotheroffour.Shebeganmakingwomen's clothesaboutayearago.Buttherewereproblemsfindingaplacetoopenherstoreinher city,Irbil.ShehadtofindanareainIrbilwheremendidnotgo.ThiswouldpermitSunni Muslimwomentocomeoutandbuyherproducts.Now,SuhelaKakilRazahasfour employeesandshewantstoexpand.Shesaysshedreamsofhavingafactory.Shewould alsoliketooperateaschooltotrainherfemaleworkers. VOICETWO:
SunilMittal

SOARCurriculumDraft

EconomicsPodcast

InSouthAfrica,MthuliNcubeisthedirectoroftheentrepreneurshipinstituteatthe UniversityoftheVitwatersrand.HesaystheAfricancontinentdoesnothaveenough entrepreneurswhoarepreparedtotakerisks.However,themostsuccessfulblack entrepreneurinSouthAfrica,RichardMaponya,hasbeentakingrisksforalongtimeto buildsuccessfulbusinesses.Nowinhiseighties,MisterMaponyarecentlyopenedahuge shoppingcenterinSoweto,nearthecityofJohannesburg. DonaldTrumpisoneofAmerica'smostsuccessfulpropertydevelopers.Hesays entrepreneursmustthinkbigandtakeaction.Hesaystheyalsomuststudynew information,learntonegotiateandenjoycompetition. (MUSIC) VOICEONE: Inmanydevelopingcountries,smallloansareknownasmicro creditormicrofinancing.Theyhavehelpedentrepreneursget themoneytheyneedtostartabusiness.Specialattentionis nowbeinggiventofemaleentrepreneurs.Theyhavehadto beatmanyculturalbarrierstogetfinancing. InBangladesh,theGrameenBanklendssmallamountsof money,mainlytowomen.Andalmostallofthesesmall businessloansarerepaid.Grameenwasthefirstbankinthe developingworldtolendmoneytopoorpeoplewhowantedto beentrepreneurs.MuhammadYunusstartedtheGrameen Bank.HeandthebankwontheNobelPeacePrizeintwo thousandsix.
MuhammadYunus

VOICETWO: Grameen'smicrofinancinghasexpandedtheideaofentrepreneurshiptomanypeople.For them,entrepreneurshipisaboutraisingchickensandcowsormakingclothestohelpfeed theirfamilies.Forexample,MargaretOkothsellsfoodatamarketinNairobi,Kenya.Sheis usinglowinterestmicroloansfromanorganizationinher village. MARGARETOKOTH:"[Thecooperative]hasrecentlyincreased itslimitsothatyoucanborroweightythousand[shillings].And ifyoutakeoutthatbigaloanyou'llreallyseeyourbusiness grow." MargaretOkoth'sareaatthemarketwasdestroyedinviolence aftertheKenyanelection.Butloanspermittedhertorebuild. Themoneyalsohelpedherbalanceherbusinesswithherother job,asawifeandmotheroftwelvechildren.
MargaretOkoth

SOARCurriculumDraft

EconomicsPodcast

VOICEONE: Now,largelendersliketheWorldBankaresupportingtheideasoftheGrameenBankin discussionswithdevelopingcountries.DahliaKhalifaisabusinessexpertattheWorld Bank'sInternationalFinanceCorporation.Shesaysgettingthenecessaryfinancingisthe biggestbarrierforfemaleentrepreneursinAfricancountries.Butshesaysdiscrimination againstwomengoesevenfurther.Inmanyplaces,womenarenotpermittedtosignan agreementortorepresentthemselvesincourt. (MUSIC) VOICETWO: Manycountrieshavepoliciesthatmakeithardforentrepreneurstostartbusinesses.In Russia,forexample,peopleoftenhavetomakesecretpaymentstogovernmentofficialsto influencetheirdecisionsonbusinesspermits.Otherentrepreneurssaytheyhavetodeal withgovernmentprocessesthatareslowanddifficult. AlexeiProtskyhasachemicalcompany.Hesayshehastodealwithunnecessaryrulesand reportingrequirements.Hesaysdealingwithtoomuchpaperworkmeansalossoftimeand reductioninproductivityforhiscompany. VOICEONE: Everyyear,theWorldBankratescountriesontheeaseofstartingabusiness.TheBank examinestheprocessesinvolvedingettingpermits,gettingcredit,payingtaxesand enforcingagreements.WorldBankspecialistDahliaKhalifasayssomegovernmentsare reformingandchangingtheirbusinesslaws.TheWorldBanksaidEgyptwasthetop reformerlastyear,followedbyCroatia,Ghana,MacedoniaandGeorgia.Thebanksays Egyptreducedtheamountofmoneyneededtostartabusiness.Egyptalsoeasedrulesthat usedtodelaybuildingpermits. (MUSIC) VOICETWO: Schoolsanduniversitiesaroundtheworldareteachingentrepreneurship.Forexample,in ChinaandIndia,thousandsofpeopleareattendinggraduateschoolsofbusinesswhere entrepreneurshipistaught. SuchprogramsinthedevelopingworldareinfluencedbythoseintheUnitedStates.At someAmericanuniversities,businessstudentsarerequiredtostartabusinessbeforethey completetheirstudyprogram. ElaineAllenteachesentrepreneurshipatBabsonCollegeinBoston,Massachusetts.Shesays shemeetswithgroupsofcollegestudentsbeforetheylearnaboutfinancialrules.The groupsaregiventwothousanddollarsandtoldtostartabusiness.

SOARCurriculumDraft

EconomicsPodcast

Attheendoftheyear,shesays,almostallofthemmakeaprofit.Oftentheprofitsareas muchasfiftyorsixtythousanddollars.Theydonatethismoneytononprofitorganizations. Thesestudentsareontheirwaytobecomingentrepreneursofthefuture. (MUSIC) VOICEONE: ThisprogramwaswrittenbyBarryWoodandadaptedbyShelleyGollust.Ourproducerwas MarioRitter.I'mSteveEmber. VOICETWO: AndI'mBarbaraKlein.YoucandownloadaudioandreadscriptsonourWebsite, voaspecialenglish.com.JoinusagainnextweekforEXPLORATIONSinVOASpecialEnglish.

Podcastavailableat: http://www.voanews.com/specialenglish/20080916voa3.cfm

INSTRUCTORCOPYEconPC1

EntrepreneursChangetheWorld

VOICEONE:

SOARCurriculumDraft

EconomicsPodcast

I'mSteveEmber. VOICETWO: AndI'mShirleyGriffithwithEXPLORATIONSinVOASpecialEnglish.Todaywetellabout entrepreneursandtheproblemstheyfacestartingbusinessesaroundtheworld. (MUSIC) VOICEONE: "Entrepreneur"isaFrenchwordthatmeanssomeonewho doessomething.Anentrepreneurissomeonewhoattempts toorganizeresourcesinnewandmorevaluablewaysand acceptsfullresponsibilityfortheresult. Entrepreneursbringanewproduct,serviceorideato market.Formorethanacentury,entrepreneurshave changedtheworld.AmericanBillGatesisperhapsthe world'sbestknownentrepreneur.Hedidnotinvent personalcomputers.Buthisoperatingsystemmade computerseasytouse.Italsobroughtthenewtechnology tomillionsofpeoplearoundtheworld.
BillGates

VOICETWO:

WendellCochranisajournalismprofessoratAmericanUniversityinWashington,D.C.He saystheInternetisaveryhelpfultoolforentrepreneurs.Thatisbecauseitprovides informationtoanyone,anywhere. CraigNewmarkisanexampleofanotherAmericanentrepreneur.Thirteenyearsago,Mister NewmarkcreatedanInternetmessageservicefortheinvestmentcompanywherehe worked.Today,hiswebsite,Craig'sList,hasusersinmorethanfivehundredfiftyhundred citiesandfiftycountries.Theycanbuyandsellgoods,findajoboraplacetolive. VOICEONE: Moderntechnologyhasmadeiteasierforentrepreneursaroundtheworldtosucceed. However,theystillhaveproblemsgettingmoneytostartbusinessesanddealwith governmentrestrictionsinmanycountries.InVenezuela,forexample,monetaryexchange controlsandaleadershiphostiletofreemarketsmakeitdifficulttodobusiness.Santiago AlvarezisabusinessmaninCaracas.Hesaysitisdifficulttogetallthepermitsnecessaryto startabusiness.

SOARCurriculumDraft

EconomicsPodcast

InIndia,SunilMittalovercamedifferentproblemstobuilda successfultelecommunicationscompany.Hesaystheendof centraleconomicplanningbythecountry'sgovernment helpedhiscompanysucceed. SUNILMITTAL:"Withthirty,thirtyfivemilliondollarsthatI couldaccess,wewentontobuiltIndia'ssecondlargest telecomcompany." Today,BhartiAirtelhasthirtythousandemployees.The BhartiGrouphasbecomeIndia'ssecondlargest corporation. (MUSIC) VOICETWO: BrentGoldfarbisabusinessprofessorattheUniversityofMaryland.Hesaysallkindsof peopleworktobecomeentrepreneurs.However,hesaysmostentrepreneursdonotget rich.Mostearnlessthaniftheywereworkingforsomeoneelse.ThatwastrueforPakistani entrepreneurAsharHafeez.HeopenedhisfirstTandoorirestaurantinIslamabadin nineteenninetythree.Hehasadviceforotherentrepreneurs:"Youhavetoworkveryhard. Andyoucannotdoitalone.Youhavetohaveaverygoodteamwithyou." VOICEONE: InIraqiKurdistan,SuhelaKakilRazaisamotheroffour.Shebeganmakingwomen's clothesaboutayearago.Buttherewereproblemsfindingaplacetoopenherstoreinher city,Irbil.ShehadtofindanareainIrbilwheremendidnotgo.ThiswouldpermitSunni Muslimwomentocomeoutandbuyherproducts.Now,SuhelaKakilRazahasfour employeesandshewantstoexpand.Shesaysshedreamsofhavingafactory.Shewould alsoliketooperateaschooltotrainherfemaleworkers. VOICETWO: InSouthAfrica,MthuliNcubeisthedirectoroftheentrepreneurshipinstituteatthe UniversityoftheVitwatersrand.HesaystheAfricancontinentdoesnothaveenough entrepreneurswhoarepreparedtotakerisks.However,themostsuccessfulblack entrepreneurinSouthAfrica,RichardMaponya,hasbeentakingrisksforalongtimeto buildsuccessfulbusinesses.Nowinhiseighties,MisterMaponyarecentlyopenedahuge shoppingcenterinSoweto,nearthecityofJohannesburg. DonaldTrumpisoneofAmerica'smostsuccessfulpropertydevelopers.Hesays entrepreneursmustthinkbigandtakeaction.Hesaystheyalsomuststudynew information,learntonegotiateandenjoycompetition. (MUSIC)
SunilMittal

SOARCurriculumDraft

EconomicsPodcast

VOICEONE: Inmanydevelopingcountries,smallloansareknownasmicro creditormicrofinancing.Theyhavehelpedentrepreneursget themoneytheyneedtostartabusiness.Specialattentionis nowbeinggiventofemaleentrepreneurs.Theyhavehadto beatmanyculturalbarrierstogetfinancing. InBangladesh,theGrameenBanklendssmallamountsof money,mainlytowomen.Andalmostallofthesesmall businessloansarerepaid.Grameenwasthefirstbankinthe developingworldtolendmoneytopoorpeoplewhowantedto beentrepreneurs.MuhammadYunusstartedtheGrameen Bank.HeandthebankwontheNobelPeacePrizeintwo thousandsix.
MuhammadYunus

VOICETWO: Grameen'smicrofinancinghasexpandedtheideaofentrepreneurshiptomanypeople.For them,entrepreneurshipisaboutraisingchickensandcowsormakingclothestohelpfeed theirfamilies.Forexample,MargaretOkothsellsfoodatamarketinNairobi,Kenya.Sheis usinglowinterestmicroloansfromanorganizationinher village. MARGARETOKOTH:"[Thecooperative]hasrecentlyincreased itslimitsothatyoucanborroweightythousand[shillings].And ifyoutakeoutthatbigaloanyou'llreallyseeyourbusiness grow." MargaretOkoth'sareaatthemarketwasdestroyedinviolence aftertheKenyanelection.Butloanspermittedhertorebuild. Themoneyalsohelpedherbalanceherbusinesswithherother job,asawifeandmotheroftwelvechildren. VOICEONE:
MargaretOkoth

Now,largelendersliketheWorldBankaresupportingtheideasoftheGrameenBankin discussionswithdevelopingcountries.DahliaKhalifaisabusinessexpertattheWorld Bank'sInternationalFinanceCorporation.Shesaysgettingthenecessaryfinancingisthe biggestbarrierforfemaleentrepreneursinAfricancountries.Butshesaysdiscrimination againstwomengoesevenfurther.Inmanyplaces,womenarenotpermittedtosignan agreementortorepresentthemselvesincourt. (MUSIC) VOICETWO:

SOARCurriculumDraft

EconomicsPodcast

Manycountrieshavepoliciesthatmakeithardforentrepreneurstostartbusinesses.In Russia,forexample,peopleoftenhavetomakesecretpaymentstogovernmentofficialsto influencetheirdecisionsonbusinesspermits.Otherentrepreneurssaytheyhavetodeal withgovernmentprocessesthatareslowanddifficult. AlexeiProtskyhasachemicalcompany.Hesayshehastodealwithunnecessaryrulesand reportingrequirements.Hesaysdealingwithtoomuchpaperworkmeansalossoftimeand reductioninproductivityforhiscompany. VOICEONE: Everyyear,theWorldBankratescountriesontheeaseofstartingabusiness.TheBank examinestheprocessesinvolvedingettingpermits,gettingcredit,payingtaxesand enforcingagreements.WorldBankspecialistDahliaKhalifasayssomegovernmentsare reformingandchangingtheirbusinesslaws.TheWorldBanksaidEgyptwasthetop reformerlastyear,followedbyCroatia,Ghana,MacedoniaandGeorgia.Thebanksays Egyptreducedtheamountofmoneyneededtostartabusiness.Egyptalsoeasedrulesthat usedtodelaybuildingpermits. (MUSIC) VOICETWO: Schoolsanduniversitiesaroundtheworldareteachingentrepreneurship.Forexample,in ChinaandIndia,thousandsofpeopleareattendinggraduateschoolsofbusinesswhere entrepreneurshipistaught. SuchprogramsinthedevelopingworldareinfluencedbythoseintheUnitedStates.At someAmericanuniversities,businessstudentsarerequiredtostartabusinessbeforethey completetheirstudyprogram. ElaineAllenteachesentrepreneurshipatBabsonCollegeinBoston,Massachusetts.Shesays shemeetswithgroupsofcollegestudentsbeforetheylearnaboutfinancialrules.The groupsaregiventwothousanddollarsandtoldtostartabusiness. Attheendoftheyear,shesays,almostallofthemmakeaprofit.Oftentheprofitsareas muchasfiftyorsixtythousanddollars.Theydonatethismoneytononprofitorganizations. Thesestudentsareontheirwaytobecomingentrepreneursofthefuture. (MUSIC) VOICEONE: ThisprogramwaswrittenbyBarryWoodandadaptedbyShelleyGollust.Ourproducerwas MarioRitter.I'mSteveEmber. VOICETWO:

SOARCurriculumDraft

EconomicsPodcast

AndI'mBarbaraKlein.YoucandownloadaudioandreadscriptsonourWebsite, voaspecialenglish.com.JoinusagainnextweekforEXPLORATIONSinVOASpecialEnglish.

Podcastavailableat: http://www.voanews.com/specialenglish/20080916voa3.cfm

STUDENTHANDOUTEconPC2

EntrepreneursChangetheWorld PostReadingQuestions

1.Whatdoentrepreneursdo?

2.The____________________isahelpfultoolforentrepreneurs.

3.Domostentrepreneursgetrich?

4.DonaldTrump,afamousAmericanentrepreneur,saysthatentrepreneursmustenjoy competition.Whydoyouthinkhesaysthis?
SOARCurriculumDraft

EconomicsPodcast

5.Whatorganizationratescountriesontheeaseofstartingabusiness?

6.Schoolsanduniversitiesaroundtheworldareteachingentrepreneurship.Doyouthinkthisis animportantthingtoteach,whyorwhynot?

INSTRUCTORCOPYEconPC2

EntrepreneursChangetheWorld PostReadingQuestions

1.Whatdoentrepreneursdo?

bringanewproduct,service,orideatomarket

2.The internet isahelpfultoolforentrepreneurs.

3.Domostentrepreneursgetrich? No

4.DonaldTrump,afamousAmericanentrepreneur,saysthatentrepreneursmustenjoy competition.Whydoyouthinkhesaysthis? answersvary


SOARCurriculumDraft

EconomicsPodcast

5.Whatorganizationratescountriesontheeaseofstartingabusiness?

TheWorldBank

6.Schoolsanduniversitiesaroundtheworldareteachingentrepreneurship.Doyouthinkthisis animportantthingtoteach,whyorwhynot? answersvary

SOARCurriculumDraft

EconomicsPodcast

STUDENTHANDOUTEconPC3

PARAGRAPHCHECKLIST Doesmyparagraphhavethefollowing: _____atitle _____atopicsentencethatstatesmyideasaboutchallengesthatentrepreneurs face _____atleast3detailsthatsupportmytopicsentence _____aconcludingsentence

DidIcheckmyparagraphfor: _____goodsentences(sentencesthatmakesense) _____properspellingofwords _____beginningeachsentencewithacapitalletter _____endingeachsentencewiththecorrectpunctuation

Didanotherstudentreadmyparagraphtomakesureitmakessenseandhelpme finderrors?

SOARCurriculumDraft

SOAR Curriculum
Successfully Obtaining Academic Results

Economics Science

EconomicsScience UnitofStudy Economics LessonTopic Science LessonObjective Thelearnerswilldeterminewhattheyalreadyknowandmakepredictions/estimations abouthealthinsurancecosts.TheywilldiscusstheeconomicissuesfacingtheU.S.health careindustry.Theywillidentifytheconnectionbetweenprotectingthemselvesby followingsafetyissuesandhealthyhabitsforphysicalandmentalwellbeing. VirginiaAdultEducationESOLContent Standards Speaking S5.1a)Initiate,sustain,andconcludeanoralexchangeaboutafamiliartopicinboth informalandsimpleformalsituations. S5.4a)Elaboratewithdetailsandanecdotesfrompersonalexperience. S6.1d)Expressopinionsandelaborateonvarioustopics. S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplexgrammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a)Interjectand/orrespondtoapromptand/oraconversationwithappropriateand extensiveelaboration. S6.4b)Organize,summarize,paraphrase,andexplainforclarification S6.4c)Demonstrateeffectiveconversationmanagementtechniques Listening L5.3a)Distinguishbetweenfactsandopinioninconversationsonfamiliartopics. L6.1a)Comprehendextensivevocabularyonawiderangeoftopics. L6.1b)Demonstratecomprehensionofinformationfromvarioussourcesoncomplex topics L6.2a)Followmultistepdirections,instructions,andcommands. L6.4c)Determinewhenitisappropriate tointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Reading R5.3a)Usemorphologicallinguisticcontexttoidentifynewvocabularyintexts. R5.3b)Usesyntacticallinguisticcontexttoidentifymainideasandsupportingdetailsin texts. R5.3c)Uselinguisticcontextandrealworldknowledgetoidentifynewmeaningfor vocabulary,mainideas,andsupportingdetailsintexts R6.1a)Understandthecontentofanauthentictextsufficientlytodistinguishwhatis important.

EconomicsScience R6.2a)Evaluatetextstoagree/disagree,arguefor/against,andrelatetopersonal experienceandknowledge. R6.2c)Makeinferencesaboutanauthorspointofview. Writing W6.1a)2)Writeforavarietyofpurposes:compareandcontrast W6.1a)3)Writeforavarietyofpurposes:summarizeandevaluate W6.3a)Usesystematicstructuresandverbtensesasappropriatetothetextandtask. Materials: Ifthelearnersdonothaveinternetaccess,copiesof FactsontheCostofHealthCare http://www.nchc.org/facts/cost.shtmlfromtheNationalCoalitiononHealthCare( www.nchc.org). Note: Thiswebsiteisupdatedperiodicallywithnewinformation.Thislessonplanis basedonthestatisticsfor2008.Priortoclasstheinstructorwillneedtocheckthe websiteforupdatedinformation. Copiesof HealthCareCosts(STUDENTHANDOUTEconSci1) Copyof HealthCareCosts:InstructorHandout(INSTRUCTORCOPYEconSci1) IfinstructorchoosestodoOptionalMathConnectionactivity: Copiesof HealthCare Calculations(STUDENTHANDOUTEconSci2),a copyof HealthCare Calculations:InstructorCopy(INSTRUCTORCOPYEconSci2),and calculators(orcalculatorapplicationoncomputer) WarmUp 1. TheclasscompletesawordwebwithU.S.HealthcareSysteminthemiddleofthe web. 2. Thelearnersparticipateinalinedialogue. Theydiscussthesimilaritiesand differencesbetweenthehealthcaresystemsintheirnativecountriesandintheU.S. 3.Learnerslineupinalphabeticalorderaccordingtothenameoftheirnativecountry. Theypairoffandwriteacomparisonbetweenhealthcareintheirnativecountryand healthcareintheU.S.Eachpairsharestheirwritingwiththeclass. Introduction WewillbereadinganarticlewrittenbytheNationalCoalitiononHealthCare.It discussestherisinghealthcarecostsintheUnitedStates. Practice 1. Thelearnersaregivencopiesof HealthCareCosts(STUDENTHANDOUTEcon Sci1). Theclassdiscussesthefollowingterms(astheyareusedinthequestionsonthe handout):annualpremium,GrossDomesticProduct(GDP),bankruptcyfilings,and nationaldefense. 2. Insmallgroups,theycompletethehandout.Theinstructoremphasizesthatthe learnersarenotexpectedtoknowthesefactstheyaresimplydiscussingand estimating/predictingtheanswers.Theclassdiscussesthepredictions.

EconomicsScience

Application 1. Ifthelearnershaveinternetaccess,theygotohttp://www.nchc.org/facts/cost.shtml andreadthearticleFactsontheCostofHealthCare.Iftheydont,theinstructorhas copiesof thearticleforthelearners.Whilereading,learnersmakenoteof anywordsthat theydontknowthemeaningof andanywordsthattheydontknowhowtopronounce. Theinstructorwillmakeatwocolumnchartontheboard.Onecolumnwillbetitled meaningtheothercolumnwillbetitledpronunciation.Astheyfinishreadingthe article,learnerswillwritethewordsintheappropriatecolumnsonthechart.Theclass willdiscussthevocabulary. 2. Usingthearticletofindtheanswerstotheprereadingquestions,learnerscorrecttheir responsesontheirstudenthandout. EvaluationandExtension Havethegroupsreformandthelearnersdiscusstheiranswersandthecorrectresponses. Theclassdiscussesthehandoutandanswersreflectivequestions,suchaswhatstatistics inthisarticlesurprisedyou?Didyoupreviouslyconsiderhealthcaresuchanimportant issue?Whatneedstobedonetohelpsolvethecostproblems? Thesmallgroupswilldiscusswhatindividualscandotolowerhealthcarecosts. These mightinclude:makingsuretheirchildrenreceivealltheirimmunizations,shopping for andpreparinghealthynutritiousfood,practicingsafetyrulessuchas,wearingseat belts,havingtheirchildrenrideinapprovedcarseatsandboosters,drivingsafelyandat thepostedspeed,identifyingandcorrectinganyhomehazards,exercisingforphysical andmentalwellbeing,followinginstructionsconcerningprescriptionandoverthe countermedications,gettingenoughsleep,andmakingchoicesthatwillpositivelyaffect theirphysicalandmentalhealth. OptionalMathConnection HealthCareCalculations(STUDENTHANDOUTEconSci2) Note: Thiswebsiteisupdatedperiodicallywithnewinformation.Thislessonplanis basedonthestatisticsfor2008.Priortoclasstheinstructorwillneedtocheckthe websiteforupdatedinformation.ChangeswillneedtobemadetoHealthCare Calculations(STUDENTHANDOUTEconSci2)basedoninformationinthemost recentarticle. ReviewNextClass Definethefollowingterms:annualpremium,GrossDomesticProduct(GDP), bankruptcyfilings,andnationaldefense. WhataresomeissuesconcerningHealthCareintheUnitedStates? AdditionalResources http://www.washingtonpost.com/wp dyn/content/article/2006/12/26/AR2006122600845_pf.html Article: SpousesHaveaHandinQuellingAnxiety fromtheWashingtonPost

EconomicsScience www.mytimetoquit.com Awebsiteonhowtoquitsmoking http://www.kff.org/insurance/index.cfm Lists397recentdocumentsconcerninghealth http://www.econedlink.org/lessons/docs_lessons/535_DaigneaultLajoie1.pdf Chartsandgraphscomparinghealthcarecostsamongdifferentcountries

EconomicsScience STUDENTHANDOUTEconSci1

HealthCareCosts
PreReadingGroupPrediction 1)In2008,howmuchdidAmericansspendonhealthcare?

2)Whatwastheamountspentoneachperson?

3)Whatistheannualpremiumforanemployerhealthplancoveringanindividual?

4)Whatistheannualpremiumforanemployerhealthplancoveringafamily offour?

5) Accordingtothearticle,whatproblemsaddtothecostofhealthcare?

6)DoestheU.S.spendmoreonnationaldefenseorhealthcare?

7)In2008,theUnitedStateswillspend____%ofitsgrossdomesticproduct(GDP)on healthcare.

8)Whatistheprimaryreasonpeopleareuninsured?

9)Every30(days,hours,minutes,orseconds)someoneintheUnitedStatesfilesfor bankruptcyastheresultofaserioushealthproblem.

10)Howmanyfamilieslosetheirhomestoforeclosureeveryyearduetounaffordable medicalcosts?

EconomicsScience INSTRUCTORCOPYEconSci1

HealthCareCosts
InstructorCopy PreReadingGroupPrediction 1)In2008,howmuchdidAmericansspendonhealthcare? [$2.4 trillion] 2)Whatwastheamountspentoneachperson? [$7,900] 3)Whatistheannualpremiumforanemployerhealthplancoveringanindividual? [over$4,700] 4)Whatistheannualpremiumforanemployerhealthplancoveringafamily offour? [nearly $12,700] 5)Whatproblemsaddtothecostofhealthcare? [inefficiencies,excessiveadministrativeexpenses,inflatedprices,poormanagement,and inappropriatecare,wasteandfraud] 6)DoestheU.S.spendmoreonnationaldefenseorhealthcare? [Healthcarespendingis4.3timestheamountspentonnationaldefense] 7)In2008,theUnitedStateswillspend[17]%ofitsgrossdomesticproduct(GDP)on healthcare. 8)Whatistheprimaryreasonpeopleareuninsured? [thehighcostofhealthinsurance] 9)Every30(days,hours,minutes,orseconds)someoneintheUnitedStatesfilesfor bankruptcyastheresultofaserioushealthproblem. 10)Howmanyfamilieslosetheirhomestoforeclosureeveryyearduetounaffordable medicalcosts? [About1.5million]

EconomicsScience STUDENTHANDOUTEconSci2

HealthCareCalculations
Usethefactsfromthearticletomakecalculations. 1. In2008,employerhealthinsurancepremiumsincreasedby5.0%twotimestherate ofinflation. Whatwastherateofinflation?

2.Iftheannualpremiumforanemployerhealthplanaverages$12,700forafamilyof four,whatisthemonthlypremium?

3.Accordingtothearticle,every30secondsintheU.S.someonefilesforbankruptcy as aresultofaserioushealthproblem.Ifonepersonfilesevery30seconds,howmany peoplefileeveryhour?Howmanypeoplefileperday?

4.Accordingtosomeexperts,retiredcouplesneed$300,000insavingstocovermedical costs.Ifthecoupleneeds$300,000,wecouldguessthatanindividualneeds$150,000. Howmuchperyeardoesthatindividualneedtosaveover40yearstoreachthat $150,000savings?

EconomicsScience INSTRUCTORCOPYEconSci2

HealthCareCalculations
INSTRUCTORCOPY 1. In2008,employerhealthinsurancepremiumsincreasedby5.0%twotimestherate ofinflation.Whatwastherateofinflation? 5/2=2.5 answer:2.5%

2.Iftheannualpremiumforanemployerhealthplanaverages$12,700forafamilyof four,whatisthemonthlypremium? $12,700/12=$1058.33 answer:$1058.33permonth

3.Accordingtothearticle,every30secondsintheU.S.someonefilesforbankruptcyas aresultofaserioushealthproblem.Ifonepersonfilesevery30seconds,howmany peoplefileeveryhour? 1personevery30seconds=2peopleeveryminute 2x60(minutesinonehour)=120 answer:120peopleperhour Howmanypeoplefileperday? 120(peopleperhour)x24(hoursperday)=2,880 answer:2,880peopleperday

4.Accordingtosomeexperts,retiredcouplesneed$300,000insavingstocovermedical costs.Ifthecoupleneeds$300,000,wecouldguessthatanindividualneeds$150,000. Howmuchperyeardoesthatindividualneedtosaveover40yearstoreachthat $150,000savings? $150,000/40=$3,750 answer:$3,750peryear

SOAR Curriculum
Successfully Obtaining Academic Results

Economics SMART Board

EconomicsSMARTBoard

UnitofStudy Economics LessonTopic SMARTBoard LessonObjective Thelearnerswillbecomefamiliarwithvocabularyusedtodiscusseconomics. VirginiaAdultEducationESOLContent Standards Speaking S5.1a)Initiate,sustain,andconcludean oralexchangeaboutafamiliartopicinbothinformal andsimpleformalsituations S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplexgrammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a)Interjectand/orrespondtoapromptand/oraconversationwithappropriateandextensive elaboration. S6.4c)Demonstrateeffectiveconversationmanagementtechniques. Listening L5.3c)Listenwithapurposeforspecificinformationinfamiliarandunfamiliarcontexts. L6.1a)Comprehendextensivevocabularyonawiderangeoftopics. L6.1b)Demonstratecomprehensionofinformationfromvarioussourcesoncomplextopics. L6.2a)Followmultistepdirections,instructions,andcommands. L6.4c)Determinewhenitisappropriatetointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Reading R5.3a)Usemorphologicallinguisticcontexttoidentifynewvocabularyintexts. R5.3c)Uselinguisticcontextandrealworldknowledgetoidentifynewmeaningfor vocabulary,mainideas,andsupportingdetailsintexts Writing W6.3a)Usesyntacticstructuresandverbtensesasappropriatetothetextandtask. Materials SMARTBoard dictionariesorwww.dictionary.com Indexcards Copiesof EconomicsTerms(STUDENTHANDOUTEconSB1),threepages EconomicTermsInstructorCopy(INSTRUCTORCOPYEconSB1)

EconomicsSMARTBoard

WarmUp Learnerswillparticipateinalinedialoguediscussingthetopicofeconomics. Theinstructor willaskstudentstosplitintotwogroups: GetintoGroupAifyouliketosaveyourmoney.Get intoGroupBifyouliketospendyourmoney. Eachgroupwillformaline.Theinstructormay havetoeventhelinesouttoensurethateachlinecontainsthesamenumberofpeople.Thelines faceoneanother.Learnersarepairedupwiththepersonstandingacrossfromthem.Eachpair discusseswhatthetermeconomicsmeans.Eachpairtalksforaboutoneminutethentheline ontherightstaysinplace.Thelineontheleftshiftsdownsothattheyarenowwithanew partner.Thenewpairdiscussesforoneminute.Repeatuntileachpersonhastalkedwith35 differentpartners. Introduction Tonightwewillbediscussingeconomics.Whataresomethingsyoulearnedfromtalkingwith yourpartners?Theclasswillshareideas. TheinstructorwillhandoutEconomicsTerms (STUDENTHANDOUTEconSB1),threepages. Theclasswilldiscussthepicturesandterms. Practice Ifthelearnershaveinternetaccess,theygoto http://www.studystack.com/matching8833.The learnerswillcompletethematchingactivityonthiswebsite.Dictionariesand/orpartnersmaybe used. Note:Thiswebsiteprovidesdifferentvocabularymatchingactivities.Learnerswillnotbe lookingatthesamesetofvocabularywordsatthesametime. Afterallowingthelearnerssometimetocompletetheirmatchingactivities,theinstructorwill callonstudentstosharetermsanddefinitions.Theinstructorwilllistthetermsanddefinitions (INSTRUCTORCOPYEcon SB1) ontheSMARTBoard,andthelearnerswillcopythemin theirnotebooks. Application TheinstructorwillhavethefollowingontheSMARTBoard: 1.WhenIgotothestoretobuysomething,Iama______________________. 2.The_____________________Igotonmycarloanisverylow. 3.Whenthereisahigh_______________foraproductthepriceincreases. 4.Mariaownsstocksinthatcompany.Shemakesmoneywhenthe_________________is doingwell. 5.Ifthe__________________foraproductishigh,thepricedecreases. 6. Thatcountryisverypoor.Their_________________________isverylow. 7.Goodsareveryexpensiveduringperiodsof____________________________. 8. A______________________isapersonorcompanythatmakessomethingforconsumersto buy. 9.Countriesmustpaya_______________whenimportingproductsfromanothercompany. 10.CountriesinSouthAmerica________________coffee. 11.Johnhasbad__________________.Hewillhavetopayahighinterestratewhenhebuys hiscar.

EconomicsSMARTBoard

12.TheUnitedStates________________oilfromothercountries. Learnerswillcomeuptotheboardandfillinthecorrecteconomicsterm. EvaluationandExtension Thelearnerswillmakesentencesusingtheeconomicterms. Theywillwritea____________ wheretheeconomictermshouldbe. Inpairstheywill completeeachotherssentences. The instructorwillcollectsentencesandreviewforgrammar,spelling,andmeaning. TheinstructorwillwritethefollowingontheSMARTBoardandlearnerswillunscramblethe sentences: products make consumers producers and buy products Answer:Producersmakeproductsandconsumersbuyproducts. product is a expensive demand Answer:Aproductisexpensiveifthedemandishigh. if the high is

have a credit rate you if low interest will Answer:Ifyouhavegoodcredit,youwillgetalowinterestrate.

good get

you

ReviewNextClass: Definethefollowingterms:consumer,credit,demand,export, grossdomesticproduct(GDP), import, inflation,interestrate, producer,stockmarket, supply,tariff AdditionalResources http://www.studystack.com/matching8833 Learnerscanchoosedifferentactivities(flashcards,games,etc.)practicingthesamevocabulary theyusedduringthePracticesectionofthislesson. http://www.bls.gov/ U.S.DepartmentofLaborWebsite,BureauofLaborStatistics http://www.teachervision.fen.com/tv/printables/TCR/1576903133_279287.pdf Printableeconomicsflashcards http://www.quia.com/jg/451222.html Providesonlinequizzesandflashcardsoneconomicsvocabulary. Thevocabularyonthissiteis moredifficultthanthevocabularypracticedinthislesson.

EconomicsSMARTBoard

STUDENTHANDOUTEconSB1

ECONOMICSTERMS

consumer

credit

demand

export

EconomicsSMARTBoard

GrossDomesticProduct(GDP)

import

inflation

interestrate

EconomicsSMARTBoard

producer

stockmarket

supply

tariff

EconomicsSMARTBoard

INSTRUCTORCOPYEconSB1

ECONOMICTERMS
consumer: onewhobuysaproductorservicefromsomeoneelse credit: moneytoborrowwiththepromiseofrepayment demand: whatconsumersorbusinesseswillbuyofaparticulargoodorserviceatagivenprice export: tosellgoodsproducedinonesowncountrytothoseinanothercountry grossdomesticproduct(GDP): thevalueofanationsproductionofgoodsandservicesduring aparticularyear import: tobringonesowncountrygoodsfromanothercountry inflation: aperiodduringwhichpricesofmanyitemswillrisesharplyandcontinually interestrate: theamountofmoneyaloanwillcost,usuallygiveninapercentageofthe borrowedmoneythatwillbepaidbackeveryyear producer: onewhomakesaproductforotherstobuy stockmarket: aplacewhereinvestorsbuyandsellsharesofstockinmajorcorporations supply: whatproducerswillprovideofaparticulargoodorserviceforsaleatagivenprice tariff: ataxonimportedgoods

Termsanddefinitionsfrom: www.studystack.com/matching8833

SOAR Curriculum
Successfully Obtaining Academic Results

Economics Social Studies

EconomicsSocialStudies

UnitofStudy Economics LessonTopic SocialStudies LessonObjective Thelearnerswillbecomefamiliarwiththeeconomicissueofcompensationfordifferent occupations. VirginiaAdultEducationESOLContent Standards Speaking S5.1a)Initiate,sustain,andconcludeanoralexchangeaboutafamiliartopicinboth informalandsimpleformalsituations. S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplexgrammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a)Interjectand/orrespondtoapromptand/oraconversationwithappropriateand extensiveelaboration. S6.4b)Organize,summarize,paraphrase,andexplainforclarification S6.4c)Demonstrateeffectiveconversationmanagementtechniques Listening L6.1a)Comprehendextensivevocabularyonawiderangeoftopics. L6.1b)Demonstratecomprehensionofinformationfromvarioussourcesoncomplex topics L6.2a)Followmultistepdirections,instructions,andcommands. L6.4c)Determinewhenitisappropriatetointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Reading R5.3a)Usemorphologicallinguisticcontexttoidentifynewvocabularyintexts. R5.3b)Usesyntacticallinguisticcontexttoidentifymainideasandsupportingdetailsin texts. R5.3c)Uselinguisticcontextandrealworldknowledgetoidentifynewmeaningfor vocabulary,mainideas,andsupportingdetailsintexts R6.1a)Understandthecontentofanauthentictextsufficientlytodistinguishwhatis important. Writing W6.1a)2)Writeforavarietyofpurposes:compareandcontrast W6.1a)3)Writeforavarietyofpurposes:summarizeandevaluate W6.3a)Usesystematicstructuresandverbtensesasappropriatetothetextandtask.

EconomicsSocialStudies

Materials Copiesof ListanOccupationBeginningwithEachLetter(StudentHandoutEconSS1) Instructorlistofalphabeticaloccupations(Instructor HandoutEconSS1) StudenthandoutOccupationsListedby Median BaseSalaryintheU.S. (StudentHandout EconSS2) Instructorcopy (InstructorHandoutEconSS2). IfinstructorchoosestodoOptionalMathConnectionactivity,copyof Whatsthe AverageSalary? (STUDENTHANDOUTEconSS3), WhatstheAverage Salary?InstructorCopy(INSTRUCTORCOPYEconSS3),andcalculatorsor calculatorapplicationonthecomputer WarmUp Learnersareplacedinsmallgroupsandgivenablankalphabetsheet(StudentHandout EconSS1).Theyareaskedtolistoccupations. Aspecifictimeisgivenforthisactivity. Learnerssharetheirlistwiththeclass.Theinstructorasksifanyoneneedsanoccupation termdefined.Learnersareaskedforexplanations. Introduction Wewillbediscussingdifferenttypesofoccupations. Practice Learnersaregivenalistofoccupations(StudentHandoutEconSS2).Theyareaskedto placetheminorder,fromthelowestmedian basesalaryintheU.S.,tothehighest.The answersarecompared,andtheclassisgiventhecorrectorder (InstructorHandoutEcon SS2). Anyoccupationsnotfamiliartothelearnersarediscussed. Application Ifthelearnershaveinternetaccess,theygoto http://a4esl.org/q/h/fbbdoccupations.html . Thelearnerswillcompletethequizonthiswebsite. Thelearnerswill createquestions similartotheonesontheinternetquiz.Theywillwritetheirown Occupations:Whatis myjob?[Example:Iworkinanoffice.Itypelettersandanswerthephone.Whatismy job?]Thelearnerswilltaketurnsreadingtheircluesandtheclasswillanswerthe questionWhatismyjob?] EvaluationandExtension Whatisimportantwhenyouchooseanoccupation? Youshouldconsideryourskills, aptitudes,andinterests.Therearepracticalmatterssuchaspositionavailability, locationandtransportation,salary,benefits,hours,opportunityforadvancement. Whyiscertificationrequiredforcertainpositions? Assurancethattheworkerhasthe skill,knowledge,andexperiencerequiredtoperformthejobadequately. Ifthelearnershaveinternetaccesstheygoto: http://www.bls.gov/oco/.Thisisthe websitefortheU.S.DepartmentofLabor,BureauofLaborandStatistics.The

EconomicsSocialStudies

informationavailableisfromtheOccupationalOutlookHandbook(OOH),200809 Edition. Thislistsdifferenttypesofjobsandtheimportantfactorsconcerningthem. Theseincludejobdescriptions,salaries,trainingandeducationrequirements,and employmentprospects.Thelearnersresearchoccupations. OptionalMathConnection: LearnerscompleteWhatstheAverageSalary? (STUDENTHANDOUTEconSS3) ReviewNextClass: Whatisanoccupation? Whataresomeoccupationsthathavehighsalaries? AdditionalResources http://secure.salary.com/jobvaluationreport/docs/jobvaluationreport/jobsellhtmls/guide tonationalaveragesalaryrange.html#top Salary.commaintainsover8,300jobtitlesassociatedwithover3,500jobdescriptions andcurrentsalaries. http://online.onetcenter.org/ TheO*NETsystemisasourceforoccupationalinformation. http://www.acinet.org/acinet/licensedoccupations/lois_state.asp?nodeid=16&by=occ Studentscansearchdifferentjobsandcareersusingthiswebsite.

EconomicsSocialStudies

StudentHandoutEconSS1

ListanOccupationBeginningWithEachLetter

A______________________ B______________________ C______________________ D______________________ E_______________________ F_______________________ G_______________________ H_______________________ I________________________ J________________________ K_______________________ L________________________ M________________________

N_______________________ O_______________________ P________________________ Q________________________ R________________________ S________________________ T________________________ U________________________ V________________________ W_________________________ X_________________________ Y_________________________ Z__________________________

EconomicsSocialStudies

InstructorHandoutEconSS1 OCCUPATIONS Actor Airtrafficcontroller Anthropologist Archaeologist Astronomer Athlete Broadcaster BusDriver Cartoonist Chiropractor Choreographer Coach Constructionworker Dataentryclerk Dentist Dancer Economist Editor Firefighter Flightattendant Forkliftoperator Geologist GeneralPractitioner GraphicDesigner HotelHousekeeper HealthHomeCareAid Interpreter InsuranceSalesman Janitor Journalist KarateInstructor Lawyer Librarian Meteorologist Midwife Musician Nurse Nutritionist Orthodontist Optometrist Officemanager Photographer Pilot PoliceOfficer Retailclerk Restaurantchef Salesperson Socialworker Teacher Truckdriver Universityprofessor Veterinarian Volunteer Writer Webmaster Xraytechnician Youthcounselor Zoologist

EconomicsSocialStudies

StudentHandoutEconSS2 LISTTHEOCCUPATIONS INORDEROFTHEMEDIANBASESALARYINTHEU.S [StudentCopy:Putanumberinfrontofeachoccupation.#1isthelowestsalary.]

____ airtrafficcontroller ____ cashier ____ chef ____ dental hygienist ____ firefighter ____ electrician ____ lawyer ____ optometrist ____ policeofficer ____ roofer ____ securityguard ____ travelagent ____ veterinarian ____ zoologist

FromtheU.S.DepartmentofLabor,BureauofLaborStatistics BasedondatafromMay2007 www.bls.gov/oes/current/oes_alph.htm

EconomicsSocialStudies

InstructorHandoutEconSS2

OCCUPATIONS LISTEDBYMEDIANBASESALARYINTHEU.S. [INSTRUCTORCOPY] $17,160 $22,570 $30,130 $33,240 $37,160 $43,170 $44,780 $49,630 $55,100 $64,740 $75,230 $93,800 $106,120 $112,930 cashier securityguard travelagent roofer chef firefighter electrician policeofficer zoologist dental hygienist veterinarian optometrist lawyer airtrafficcontroller

FromtheU.S.DepartmentofLabor,BureauofLaborStatistics BasedondatafromMay2007 www.bls.gov/oes/current/oes_alph.htm

EconomicsSocialStudies

STUDENTHANDOUTEconSS3

WhatstheAverageSalary?
Tofindanaverageyouaddthenumbers thendividethattotalbythetotalnumberofitemsinthedataset. example:5,4,10,8,8 5+4+10+8+8=35 35/5=7 Directions:Usethedatatofindtheaveragesalaryofeachoccupation. TeacherA TeacherB TeacherC TeacherD $48,000 $32,000 $60,000 $28,000

Whatstheaveragesalaryofateacher,basedonthedatainthetable?

PoliceOfficerA PoliceOfficerB PoliceOfficerC

$48,000 $90,000 $68,000

Whatstheaveragesalaryofapoliceofficer,basedonthedatainthetable?

NurseA NurseB NurseC NurseD NurseE

$32,000 $55,000 $19,000 $34,000 $44,000

Whatstheaveragesalaryofanurse,basedonthedatainthetable?

Whatfactorsdoyouthinkaffectthesalaryofpeopleinthesameprofession?

Theaveragesalaryforapoliceofficerismuchhigherthanthemediansalaryreportedon thepreviousworksheet? Whydoyouthinkthisisso?

EconomicsSocialStudies

INSTRUCTORCOPYEconSS3

WhatstheAverageSalary?
INSTRUCTORCOPY Tofindanaverageyouaddthenumbers thendividethattotalbythetotalnumberofitemsinthedataset. example:5,4,10,8,8 5+4+10+8+8=35 35/5=7 Directions:Usethedatatofindtheaveragesalaryofeachoccupation.Roundyour answertothenearestthousand. TeacherA $48,000 TeacherB $32,000 TeacherC $60,000 TeacherD $28,000 Whatstheaveragesalaryofateacher,basedon thedatainthetable? $42,000 PoliceOfficerA $48,000 PoliceOfficerB $90,000 PoliceOfficerC $68,000 Whatstheaveragesalaryofapoliceofficer,basedonthedatainthetable? $69,000 NurseA $32,000 NurseB $55,000 NurseC $19,000 NurseD $34,000 NurseE $44,000 Whatstheaveragesalaryofanurse,basedonthedatainthetable? $37,000 Whatfactorsdoyouthinkaffectthesalaryofpeopleinthesameprofession? howmuchexperiencetheindividualhas,howmucheducationtheindividualhas,where theindividuallives(thecostoflivinginthatarea) Theaveragesalaryforapoliceofficerismuchhigherthanthemediansalaryreportedon thepreviousworksheet?Whydoyouthinkthisisso? Thisaveragewasonlybasedonthreenumbersinthedataset.Thehighestnumber ($90,000)affectedtheaverage.Themorenumbersinthedataset,themoreaccuratethe information.

SOAR Curriculum
Successfully Obtaining Academic Results

Economics Writing

EconomicsWriting

UnitofStudy Economics LessonTopic Writing LessonObjective Thelearnersreviewtoomuch versustoomany. They usethewritingprocesstowritea paragraph. VirginiaAdultEducationESOLContent Standards Speaking S5.1a)Initiate,sustain,andconcludeanoralexchangeaboutafamiliartopicinboth informalandsimpleformalsituations. S6.2b)Applyappropriatenonverbalcommunicationstrategies S6.3a)Controlanincreasingvarietyofverbs,modals,andtenses. S6.3b)Usecomplex grammaticalstructures. S6.3c)Applyappropriaterhythm,wordstress,andintonation. S6.3d)Phrasewordsinchunksandpausebetweenphrasesinspontaneoussituations. S6.4a)Interjectand/orrespondtoapromptand/oraconversationwithappropriateand extensiveelaboration. S6.4c)Demonstrateeffectiveconversationmanagementtechniques Listening L6.2a)Followmultistepdirections,instructions,andcommands. L6.4c)Determinewhenitisappropriatetointerjectorrespondinaconversation. L6.4d)Recognizehowtoshowinterestinaconversationbyusingverbalandnonverbal prompts. Writing W5.2a)Writewelldevelopedandsequencedparagraphswithintroductoryand concludingsentences. W6.1a)1)Writeforavarietyofpurposes:inform,describe,andpersuade W6.1a)2)Writeforavarietyofpurposes:compareandcontrast W6.1a)3)Writeforavarietyofpurposes:summarizeandevaluate W6.3a)Usesystematicstructuresandverbtensesasappropriatetothetextandtask. W6.4a)Useprocesswritingstepsplan,draft,review,revise,andedit. W6.4c)Revisewritingtoenhancemeaning,clarity,andconsistencyusingpeerand teacherfeedback. W6.4e)Useavarietyoftoolstoeditwriting. Materials Copiesof ECONOMICS:WRITINGStudentHandout(STUDENTHANDOUTEconW 1) Dictionariesor www.dictionary.com Copiesof ParagraphChecklist(STUDENTHANDOUTEconW2)

EconomicsWriting

IfinstructorchoosestodoOptionalMathConnectionactivity: Copiesof HowMuch DoesitCost(STUDENTHANDOUTEconW3)andcopyof HowMuchDoesit Cost:InstructorCopy(INSTRUCTORCOPY EconW3) WarmUp Thelearnersareplacedinsmallgroups.Theywritesentencesusingtoomuchortoo many. (Ifstudentsareunabletodothis,seeAdditionalResourcesforreview activities). Eachgroupsharestheirsentenceswiththeclass.Theclassdiscusseswhen tousetoomuchandwhentousetoomany. Introduction Wewillbewritingaparagraph usingthestepsofthewritingprocess. Practice ThelearnerscompleteECONOMICS:WRITINGStudentHandout(STUDENT HANDOUTEconW1).Thisisaninformationgridconcerningpossessions.The learnerswilldiscusstheresponsesinsmallgroups,thenreporttotheclass.Theclassis askedtomakeinferencesanddrawconclusionsfromtheinformationtheyobtained. Whatimplicationscanyoumakefromthisdata?Doyoueverstoptothinkaboutyour possessions?Doyoueverconsidertheamountoftime(hoursofwork)thateach purchasecosts? Application Theclasscompletesaprewritingactivity forthetopicWhatDoYouConsiderBeforeYou PurchaseAnItem? Thismaybeawritingweboranoutline. Next,eachlearnerwill createhis/herownprewritingweboroutline,usingtheclassgeneratedmaterialasa model.LearnerswillwriteaparagraphonthetopicWhatDoYouConsiderBeforeYou PurchaseAnItem?Aftertheycompletetheirroughdraft,theyuseParagraphChecklist (STUDENTHANDOUTEconW2)toedit/revisetheirparagraph. Theinstructorcollects paragraphsforreview. EvaluationandExtension Theinstructorreviewsparagraphsandconferenceswithstudentsaboutrevisionsduring thenextclasssession.Afterrevisionsarecomplete,studentssharetheirparagraphswith theclass. OptionalMathConnection HowMuchDoesitCost(STUDENTHANDOUT EconW3) ReviewNextClass Writetwosentencesusinghowmuchandtwousinghowmany. If OptionalMathConnection wastaught: Complete thefollowingmath problems: Janeearns$700perweek.Shespends$50perweekongas.What percentageofherincomeisspentongaseachweek?

EconomicsWriting

$50/$700=0.071=7% Jimearns$3500permonth.Hespends$450onhiscarpayment.What percentageofhisincomeisspentonhiscarpaymenteachmonth? $450/$3500=0.129=13% AdditionalResources http://www.eslcafe.com/quiz/count1.html ESLQuizCenterCount/NoncountNouns http://www.betterenglish.com/grammar/toomuch.htm ToomuchMatchingExercise

EconomicsWriting

STUDENTHANDOUTEconW1

ECONOMICS:WRITING StudentHandout

Howmany

Your response

Classmate#1

Classmate#2

Classmate#3

pairsofshoes doyouown? shirtsdoyou own?

pairsofpants doyouown? televisionsin yourhome? telephonesin yourhome? CDsinyour home?

EconomicsWriting

STUDENTHANDOUTEconW2

PARAGRAPHCHECKLIST
Doesmyparagraphhavethefollowing: _____atitle _____atopicsentence _____atleast3detailsthatsupportmytopicsentence _____aconcludingsentence

DidIcheckmyparagraphfor: _____goodsentences(sentencesthatmakesense) _____properspellingofwords _____beginningeachsentencewithacapitalletter _____endingeachsentencewiththecorrectpunctuation

Didanotherstudentreadmyparagraphtomakesureitmakessenseandhelp mefinderrors?

EconomicsWriting

STUDENTHANDOUTEconW3

HowMuchDoesitCost?
Example1:Johnearns$1000perweek.Heputs$200perweekintohissavings account.Whatpercentageofhisincomeisputintosavingseachweek? $200(partofincome)/$1000(totalincome)=0.2=20% answer=20% 1.Mariaearns$800perweek.Shespends$50perweekongas.Whatpercentageofher incomeisspentongaseachweek?

2.Sueearns$3000permonth.Herrentis$1600.Whatpercentageofherincomeis spentonrenteachmonth?

3.Steveearns$4000permonth.Hiscarpaymentis$550.Whatpercentageofhis incomeisspentonhiscarpaymenteachmonth?

4.Maryearns$60,000peryear.Hermonthlymortgageis$1500.Whatpercentageof heryearlyincomeisspentonhousing? Becareful,youneedtodoanextrastepinthis problem.

EconomicsWriting

INSTRUCTORCOPYEconW3

HowMuchDoesitCost?
Example1:Johnearns$1000perweek.Heputs$200perweekintohissavings account.Whatpercentageofhisincomeisputintosavingseachweek? $200(partofincome)/$1000(totalincome)=0.2=20%answer=20% 1.Mariaearns$800perweek.Shespends$50perweekongas.Whatpercentageofher incomeisspentongaseachweek? $50/$800=0.0625=6.25%orabout6%

2.Sueearns$3000permonth.Herrentis$1600.Whatpercentageofherincomeis spentonrenteachmonth? $1600/$3000=0.53=53%

3.Steveearns$4000permonth.Hiscarpaymentis$550.Whatpercentageofhis incomeisspentonhiscarpaymenteachmonth? $550/$4000=0.1375=13.75%orabout14%

4.Maryearns$60,000peryear.Hermonthlymortgageis$1500.Whatpercentageof heryearlyincomeisspentonhousing? Becareful,youneedtodoanextrastepinthis problem. $60000/12=$5000 $1500/$5000=0.3=30%

SOAR Curriculum
Successfully Obtaining Academic Results

Economics Glossary

ECONOMICSUNITGLOSSARY
access: theability,right,orpermissiontoapproach,enter,speakwith,oruseadmittance (EconPC) airtrafficcontroller: facilitatesthesafeandorderlymovementofaircraftwithinand betweenairports (EconSS) annualpremium: theyearlycostofaninsurancepolicy (EconSci) bankruptcy: financiallyruined (EconSci) barrier: somethingthatmakesitdifficulttoachieveagoalobstacle(EconPC) cashier: anemployeewhocollectspaymentsforcustomerspurchases (EconSS) chef: theheadcookatarestaurant (EconSS) competition: rivalrybetweentwoormorebusinessestryingtogetthesamecustomer (EconPC) consumer: onewhobuysaproductorservicefromsomeoneelse(EconSB) credit: moneytoborrowwiththepromiseofrepayment(EconSB) data: informationthatisgathered(EconM) decimal: thenumbersinthebase10numbersystem(EconM) delay:toputofftoalatertime(EconPC) demand: whatconsumersorbusinesseswillbuyofaparticulargoodorserviceata givenprice(EconSB) denominator: thebottompartofafraction(EconM) dental hygienist: assistanttothedentist (EconSS) electrician: apersonwhoinstalls,operates,maintains,orrepairselectricdevicesor electricalwiring (EconSS) entrepreneur: someonewhobringsanewproduct,service,orideatothemarket someonewhoownshisorherownbusiness(EconPC) expand: toincrease(EconPC)

SOARCurriculumDraft

export: tosellgoodsproducedinonesowncountrytothoseinanothercountry (EconSB) firefighter: apersonwhofightsfires(EconSS) fraction: anumberexpressedintheforma/b usedtonameapartofagrouporawhole. Thenumberbelowthebaristhedenominator,andthenumberabovethebaristhe numerator. (EconM) freemarket: aneconomicsystemwheresupplyanddemandarenotregulatedorare onlyregulatedwithminorrestrictions(EconPC) goods: thingsforsalemerchandise (EconPC) graph: atypeofdrawingusedtorepresentdata(EconM) grossdomesticproduct(GDP): thevalueofanationsproductionofgoodsand servicesduringaparticularyear (EconSci) (EconSB) hostile: opposedto (EconPC) import: tobringonesowncountrygoodsfromanothercountry(EconSB) inflation: aperiodduringwhichpricesofmanyitemswillrisesharplyandcontinually (EconSB) interestrate: theamountofmoneyaloanwillcost,usuallygiveninapercentageofthe borrowedmoneythatwillbepaidbackeveryyear(EconSB) lawyer: apersonwhoseprofessionistorepresentclientsinacourtoflawortoadviseor actforclientsinotherlegalmatters (EconSS) monetaryexchangecontrols: thelimitthatagovernmentputsontheamountofforeign moneythatisallowedtobetradedorpurchased (EconPC) negotiate: totalkwithothersinordertoreachanagreement(EconPC) numerator: thetoppartofafraction(EconM) operate: tomanagerun(EconPC) optometrist: apersonskilledintestingforproblemswithvisioninordertoprescribe correctiveglasses (EconSS) percent: Afraction,orratio,inwhichthedenominatorisassumedtobe100.The symbol%isusedforpercent. (EconM) SOARCurriculumDraft

policeofficer: amemberofthepoliceforce (EconSS) producer: onewhomakesaproductforotherstobuy(EconSB) productivity: producinggoodsorservices(EconPC) reduction: theactofdecreasingsomething(EconPC) reform: toimprove(EconPC) resource: moneyoranypropertythatcanbeturnedintomoneyasset (EconPC) restriction: theactoflimitingsomething (EconPC) roofer: apersonwhomakesorrepairsroofs (EconSS) securityguard: auniformedguardemployedtomaintainsecurity (EconSS) stockmarket: aplacewhereinvestorsbuyandsellsharesofstockinmajorcorporations (EconSB) supply: whatproducerswillprovideofaparticulargoodorserviceforsaleatagiven price (EconSB) tariff: ataxonimportedgoods(EconSB) telecommunications:theelectronicsystemsusedintransmittingmessages,asby telegraph,cable,telephone,radio,ortelevision (EconPC) travelagent: apersonthathelpspeoplemakearrangementsfortravel (EconSS) veterinarian: ananimaldoctor (EconSS) xaxis: thehorizontalaxis(EconM) yaxis: theverticalaxis(EconM) zoologist: ascientistthatdealswithanimalsandanimallife (EconSS)

SOARCurriculumDraft

ECONOMICSUNITVOCABULARY
READING entrepreneur SOCIALSTUDIES airtrafficcontroller cashier chef dentalhygienist electrician firefighter lawyer optometrist policeofficer roofer securityguard travelagent veterinarian zoologist

MATH data decimal denominator fraction

SOARCurriculumDraft

graph numerator percent xaxis yaxis SCIENCE annualpremium bankruptcy grossdomesticproduct(GDP) PODCAST access barrier competition delay entrepreneur expand freemarket goods hostile monetaryexchangecontrols negotiate operate productivity

SOARCurriculumDraft

reduction reform resource restriction telecommunications SMARTBOARD consumer credit demand export grossdomesticproduct(GDP) import inflation interestrate producer stockmarket supply tariff

SOARCurriculumDraft

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