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dministration operations of one of the largest asset financing NBFC .

FGF

Aspiring to establish career with a reputed organization

offering a challengi ng and rewarding managerial assignment.Focusin g to play an enterprising management role in a dynamic organization that demands innovative business acumenfor

consistent growth Career synopsis.

S
ynopsis

A blended professi onal having 2.5+ ye ars of qualitative wo rk experience in Bu siness Developmen t, ProductPromotion , Key Account

Management, Sales , Dealer Relationship Development, Team Development, Colle ction,Control, communications.

Currently spearhea ding as Assistant Manage r-

Commercial Vehic le Finance with Sh riram TransportFi nance Co. Ltd (STFC). Good knowledge of conducting in-depth analysis for assessing financial health of companiesthrough

systematic examination of past and projected financial performance quick Learner, with an ability to easily graspthings and put into application new ideas, concepts and methods.

Good team player and have excellent interaction skill to coordinate and work within a team.

Highly ambitious to achieve organizational and as well as personal goals.

Excellent verbal and written communication skills.

Ability to adapt to new conditions and quick learning skills.

A
reas of

E
xpertise

Branch Management

Business Development

Portfolio Management

Customer & Dealer relations

Competitive analysis

Sales & Marketing

Credit Analysis

P
rofessional

E
xperience

SHRIRAM TRANSPORT FINANCE CO. LTD

[Nov09 Present]

Respons ible for Br anch Management . Job also involves field work & meeti ng customers relat ed toCommercial Vehicle Finance,

Loan Processing, and Credit Evaluation & Disbursement

Perform viability analysis of products, verifying credit worthiness of products and customers

Handling a team of operational and back office staffs.

Plan & execute appropriately through the branch staff to achieve budgeted targets drawn up jointly with RO / ZO.

Compile and

update information on existing customer base , territory spread, & other aspects of regionalDomain knowledge (ABC analysis of client / territory for

launching other initiatives).

Analyze competitors activities and identify potential for STFC (Budgeting exercise for all functional areas

of business operations ).

Drawing a long-term & short term plans to review targets, identify deviations and working methods.

Visits on random sampling basis to the fresh credit appraisals done by the evaluating executive to cross verifythe facts / logic applied to sanction the loan amount to the new clients

Ensure compliance of appropriate procedures to keep track of cash transactions like signatures of party onregister & recei pt book,

timely deposition of Cash & proper co ntrol on inventory o f important companystationary like Receipts / NOC / DO book, letter heads etc.

Ensure that all deviations for sale,

settlement of contracts etc. are duly authorized as per company policy& available as ready information on a going basis for aiding any type of review .

Accountable for Cross sales of Gold loan, Personal loan, Tyre loan, Insurance, Credit card and Load Placement.

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Biswajit Mishra
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