BUSINESS PLAN STRUCTURE

Business Name and Address:

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Proprietors Name and Address:
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Business Form: ____________________________________________________
Business Activity:
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Vision and Mission statement:
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PEST analysis:

Government support and rules and regulations:

Rationale for launching the business:

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Market Size and Growth:
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Selection of Location with reasons thereof:

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Proposed Customers:
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Competitor Analysis:
Name

Strengths

Weaknesses

Self Analysis:
Strengths

Weaknesses

Competitive Advantages:
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Advertising and Promotion Strategy:
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Pricing Strategy:
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Various sources of finance available and the source selected by you with rationale.
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Key People and Job Functions:

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FINANCIAL PLAN
I. Sources of funds:
Loan
Self Cash
Self Assets
II. Funding requirement/Applications:
Fixed Assets:
Formation expenses:
Working capital:
Stock:

III. Fixed Assets:

a. Machinery and Equipment:
No.

Machinery/Equipment

Price + Taxes

Qty. Required

Total Value

b. Premises:
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c. Raw Material (Stock)

No.

Item-Type

Qty.
(Monthly/Annual)

Total Value
(Monthly/Annual)

d. Formation Expenses:
e. Working Capital for Expenses (and the period for):
IV. Product/Service Information (Sales forecast):
No.

Item

Quantity
produced/Month

Projected sale
/Month in value

V. Key People and Job Functions and Salary:

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VI. Key financial assumptions:
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Financial Highlights
(for the first 12 months)
Year 1
Turnover:
Profit:
Break even:
GP %
NP%
ROE%
ROCE%
Projected growth
of turnover
Projected growth
of NP
Gearing
Interest coverage

Year 2

Year 3

Year 4

Year 5

Forecast Income Statement

Business

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Year 1

Sales:
Less direct (variable) costs
Materials
Direct wages
Other

Total direct costs

Operating profit
Fixed costs (overheads):

Profoit before interest and tax

Interest
Profit before tax
Taxation
Profit after tax

Year 2

Period : Five years

Year 3

Year 4

Year 5

Forecast Cash flow Statement

Business

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Preoperating
period

Cash Receipts
Cash Sales
Collection form debtors
Capital
Loan
Others

Cash Payments
Cash Purchases
Payment to creditors
Capital expenses:

Revenue expenses:

Net cash flow

Opening cash
Overdraft or short term
borrowings
Closing cash

Year 1

Period : Five years

Year 2 Year 3 Year 4 Year

5

Monthly Cash Flow Forecast

Month
Sales
Volume
Value

Receipts
Sales-cash
Sales-debtors
Capital introduced
Grants, loans etc
Total (X)

Payments
Materials
Wages/salaries
Electricity
Telephone
Advertising
Insurance
Transport/travel
Stationery/postage
Repairs/renewals
Local taxes
Professional fee
Other __________
Capital purchases
Loan repayments
Drawings/dividends
Total (Y)

Cash Balances
Cash Flow (X)
(Y)
Opening Balance
Closing Balance

10

11

12

Forecast Balance sheet

Business

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Period : Five

years
Year 1
Non Current Assets

Current Assets

Total Assets
Capital:

Non Current Liabilities:

Current Liabilities:

Total: Capital + Liabilities:

Year 2

Year 3

Year 4

Year 5

Sensitivity Analysis: (both positive and negative with detailed explanations like how will
you over come negative factors):
1.

Based on Sales:

2.

Based on Direct cost:

3.

Based on Indirect/fixed cost

4.

Based on all the above factors:

Long term Strategy: