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CommonKindness CommonKindness Introducing the new CommonKindness custom Visa Platinum Rewards Card.

d. custom Visa Platinum Rewards Card. custom Visa Platinum Rewards Card. CommonKindness
custom Visa Platinum Rewards Card.

Make big difference Every dollarabig spend generates Make a you difference Make a big difference 1 infor your your own small way. in your aselected Non-Profit fundsyour own small way. in Makeown small way. big difference inIntroducing the new your own small Introducing the new Introducing the new way.

Annual Fee. No Annual Fee. 2 No No annual fee No Annual Fee. donation by the bank when you first use the selected Non-Profit.3 $50 donation by theCommonKindness to your card.* $50$10 donated bybank when you first use the card.* $50 Onoing contributions made when you continue using your card. donation by the bank No Annual Fee. Ongoing contributions when you first use the card.* your card. OngoingIntroductory APR onwhen you continue using contributions made purchases and no balancecard. when you continue using your transfer fees for 6 Lowdonation by themadewhen you continue using your card. Ongoing contributions made when you first use the card.* $50 bank 2 Low Introductory APR on purchases and no balance transfer fees for months. 6 months. months. Low Introductory APR on purchases and no balance transfer fees for 6 LowOngoing contributions made when you continue transfer fees for 6 months. Introductory APR on purchases and no balance using your card. Enhanced Visa Platinum benefits, including 24/7 Emergency Customer Service, Enhanced Platinum benefits, including 24/7 Emergency Customer Service, Enhanced VisaVisa Platinum benefits, including 24/7 Emergency Customer Enhanced Visa Platinum benefits, including 24/7 balance transfer fees for 6 months. Service Low Introductory APR on purchases and no Emergency Customer Service, 100% Fraud Protection, Auto Rental and Travel Accident Insurance and much more! 100% Fraud Protection,Autobenefits,and Travel Accident Insurance much more! Fraud Protection, Auto Rental and Travel Accident Insurance andmuch more! Enhanced Visa Platinum Rental including 24/7 Emergency Customer much 100% Fraud Protection, Auto Rental and Travel Accident Insurance and andService, Earn points hundreds of participating online retailers redeemable for name-brand hundreds more! Earn points at atProtection,of participating online retailers redeemable for name-brand 100% points at hundred of participating retailersretailers redeemable Fraud Auto Earn points at hundreds of participating and Travel Accident Insurance and much more! online online merchandise, event tickets, giftRental or travel rewardredeemable for name-brand Earn cards options. merchandise, event tickets, gift cardsevent online retailers redeemable for name-brand for name-brand merchandise, or travel reward options. Earn points at hundreds of cards or travel reward options. merchandise,4 event tickets, gift participating tickets, gift cards or travel reward

options. your own statement with your choice Make merchandise, own statement or travel reward options.of custom Make your event tickets, gift cardswith your choice ofof custom Make your own statement with your choice your Make your own statement with custom CommonKindness CommonKindness MakeCommonKindness Visa Platinumchoice of Cards your own statement with your Rewards custom CommonKindness Visa Platinum Rewards Cards Visa Platinum Rewards Cards Visa Platinum Rewards Cards CommonKindness http://www.commonkindness.com/more/kindness-card Apply today at: Apply today at: Apply today at: http://www.cardpartner.com/affinity/app/commonkindness The CommonKindness Visa card program is operated by UMB Platinumfor the CommonKindness Visa credit card accounts will be subject Visa Bank, N.A. All applications Rewards Cards http://www.cardpartner.com/affinity/app/commonkindness to UMB Bank N.A.s approval.
1.

Spot Colour: Orange: Pantone 1375 Spot Colour:Green: Pantone 368 Orange: Pantone 1375 Green: Pantone 368 Spot Colour: Orange: Pantone 1375 Green: Pantone 368

Spot Colour: Orange: Pantone 1375 Green: Pantone 368

The CommonKindness Visa card program is operated by UMB Bank, N.A. All applications for CommonKindness Visa credit card accounts will be subject to UMB Bank N.A.'s 2. Purchases and balances transfers made within the All 6 months from the date the account is open will have a will be subject to rate of 0.00%, which The CommonKindness Visa card program isvisit www.cardpartner.com forfirstapplications for CommonKindness Visa credit card accountsmonthly periodicUMBprogram. * Donation approval, at its absolute discretion. Please operated by UMB Bank, N.A. further details of terms and conditions which apply to the CommonKindness Visa card Bank N.A.'s corresponds program is www.cardpartner.com 0.00%. details of the and conditions which apply to the accounts will Prime, which is currently 12.99% Percentage is The CommonKindness Visa card Please visitoperated by Rate of for furtherapplications for Purchase Advance rate credit card CommonKindness Visa to UMB Bank * Donation as approval, at its absolute discretion. to an Annualwhen card UMB Bank, N.A. AllThereafter,termsCommonKindness Visalowa variable of 9.74% +be subjectcard program. N.A.'s made is used once within 90 days of issuance. After this period a variable APR will apply. of January Please After 6card is used once for further details issuance.and conditions which apply to the CommonKindness Visa card the rate for Purchase Adapproval, at its absolute discretion.1, 2013.visit www.cardpartner.com within 90 days ofunpaid from any Purchases lowBalance Transfers apply. made when months, any amount remaining of terms After this period a or variable APR will will bear interest at program. * Donation vances applicable towhen card is used that time. We may end your 0.00% APR and immediately apply the Purchase Advance rate of 12.99%, if you make a made your Account at once within 90 days of issuance. After this period a low variable APR will apply. The CommonKindness Visa card program is operated by UMB Bank, N.A. All applicationsthe CommonKindness Visa3% of the amount ofwill be subjectTransfer,Bank N.A.'s late payment. Minimum Finance Charge is $.50. Balance Transfer Fee after for first 6 months will be credit card accounts the Balance to UMB with a $15 approval, at its absolute and no maximum. Foreign Transaction Fee when making purchases outside the USwhich apply of the CommonKindness Visa cardCash Advance minimum discretion. Please visit www.cardpartner.com for further details of terms and conditions will be 2% to the US dollar amount of each program. * Donation made when card the amount of the Cash Advance, with a $15 minimum and a $50 APR will apply. or Purchase. Cash Advance Fee is 3% ofis used once within 90 days of issuance. After this period a low variablemaximum considered a Purchase Advance. The

For more information about selecting your non-profit, please visit www.commonkindness.com <http://www.commonkindness.com> before applying.

http://www.cardpartner.com/affinity/app/commonkindness

http://www.cardpartner.com/affinity/app/commonkindness

Apply today at:

balance transferred must be from an existing account with an issuer other than UMB Bank, or its Affiliates. 3. Donation made when purchase is made within 90 days of issuance. 4. See Rewards Program Rules for more details.
Process Colour: Orange: 45M, 100Y Green: 57C, 100Y Process Colour: Orange: 45M, 100Y Green: 57C, 100Y Process Colour: Orange: 45M, 100Y Green: 57C, 100Y