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This document summarizes key questions and answers about keyman insurance policies. It addresses whether premiums paid by an employer are tax deductible and if policy proceeds are taxable, depending on factors like the relationship between the insured and employer, the type of policy, and who the beneficiaries are. It also discusses what constitutes a keyman, how to determine appropriate coverage amounts, and types of ownership protection and business loan protection policies.
This document summarizes key questions and answers about keyman insurance policies. It addresses whether premiums paid by an employer are tax deductible and if policy proceeds are taxable, d…