Course Outline

Dr. Gaur Hari Singhania Institute of Management and Research, Kanpur Microfinance and Rural Banking ( ) th Trimester 6 PGDM Batch 2011-13 (FT)
Faculty: Amit Trivedi; Email: amit.trivedi.iit@gmail.com; Mobile: 9453731463 Text Book: Beyond Micro-credit: Putting Development Back into Micro-finance Author: Thomas Fisher and M S Sriram Publisher: Vistaar Publication, New Delhi/ Oxfam, UK in association with New Economic Foundation, UK ======================================================================================== ===== A. Course Objective The students attending the course should be able to 1. Investigate market requirements and customer segments for microfinance sector 2. Understanding Microfinance industry in India and other developing nations 3. Understanding Developmental issues related to industry in India 4. Understand the regulatory framework and their impact on microfinance sector 5. Comparison of different MFI models

B.

Teaching Pedagogy

There will be 28 class room lectures to cover the required concepts. There are assignments, graded quizzes, presentation, class discussions, cases and mid-semester exams and end-trimester examination. Detailed Session Plan Unit 1 1 2 3 2 4 5 6 7 8 9 10 11 12 Session No. Topic & Contents Introduction to Microfinance Introduction to Market requirement Introduction to Financial Sector in India Chapter 2, Page 33-48 Introduction to Financial Sector in India Microfinance and Development Microfinance: Social and Economic Security Microfinance: SEWA Bank case Microfinance: Savings, Credit and Insurance Microfinance and Livelihoods Microfinance: BASIX Case Microfinance and Peoples Organization Microfinance and Peoples Organization Microfinance and Peoples Organization Microfinance and System Wide Change Chapter 5, Page 104-136 Chapter 6, Page 137-168 Submission of Assignment 2 Announced Quiz 1 Chapter 1, Page 19 to 31 Allotment of Presentation Topics Assignment 1 explained Chapter No. of prescribed text book / Page Nos. Activity Details

Chapter 3, Page 49-72 Assignment 2 Explained Chapter 4, Page 73-103

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Course Outline
13 14 3 ` 15 16 17 18 19 20 21 22 23 4 24 25 26 27 28 Microfinance and System Wide Change Microfinance and System Wide Change Microfinance: Investigating the Industry Microfinance in Bangladesh Financing the poor in India (Upto 1990) Rise of Microfinance (1990-2005) Microfinance in India (2000-2013 and beyond) Microfinance: Examples from Africa SKS Microfinance IPO and Funding of MFOs IRDP and various government development programs- direct attack on poverty Rural Banking and RRBs Legal Aspects: laws, rules and acts Microfinance: Organizations and Institutions Self Help Groups and Grameen Bank Groups: The difference Costs in Microfinance: What do Urban SHG tell us Exploring empowerment and leadership at grassroots: Social entrepreneurship in the SHG Movement in India Sustainability and Development: Evaluating the performance of Indian Microfinance Rising to the challenge of Scale in India: Growing the Microfinance Sector Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Class Discussion Chapter7 Page 169-198 Class Discussion Chapter 8, Page 199-233 Class Discussion Chapter 9, Page 234-262 Class Discussion Chapter 10, Page 263-299 Class Discussion Chapter 11, Page 300-324 Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion Presentation and Class Discussion

Announced Quiz 2 Submission of Assignment 1

D. Evaluation Details Final evaluation will include midterm exam of 40 marks and end term exam of 50 marks, totaling 90 marks Internal Evaluation shall be done out of 60 marks. It is based on the students performance in Assignment, Quizcum-Class Test, Presentation, Classroom Participation and Attendance. The marks assigned for each activity are as follows:

Attendance Classroom Participation Assignment (2 * 5Marks) 2 Quizzes (both announced; 2*5 marks) Presentation Total

= 10 marks = 10 marks = 10 marks = 10 marks = 20 marks 60 marks

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Course Outline
E. Recommended Websites: 1. F. To be provided in class from time to time

Additional Readings: 1. To be provided in class as required and requested

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