SHAH INSURANCE CONSULTANCY

Insurance & Investment Consultants

A/603, Gokul Bldg, VrajBhoomi Complex, 120 Ft New Link Road, Kandivali ( W) Mumbai-67 E-mail : hir1979@gmail.com Hiren : 9820475201, Umed : 9819404377

New Jeevan Suraksha - 1

. . . . for a joyful retired life !
Date : 26/11/2011 Illustration specially customized for Mrs. Jaya Modi aged 41 Years. Planning for retirement is as essential as planning for your current needs to ensure a happy retired life. New Jeevan Suraksha 1 is a deferred annuity (pension) plan from L.I.C. of India. Under this plan you can invest your savings today and for number of years to get pension on retirement. It is particularly suitable for young professionals, businessmen and salaried people whose retirement is not supported by any government pension schemes. This plan provides a lot of flexibility in terms of various pension options for you to choose from. Additionally you can also opt for an insurance cover during the deferment period by taking the Term Rider add on. At the end of the deferment period when the premiums ceases, this policy can, at your option, pay you a lumpsum amount and a suitable pension for your lifetime. You will also benefit from a saving upto Rs. 10000 per annum from the tax burden, during the premium paying period, under Sec. 80ccc(i) of Income Tax Act.

General Terms of this Plan

Age at Entry qualification Deferment Period range Earliest Annuity Starting Age Term Insurance Rider Annuity Options Available

18 to 65 years (completed) 2 to 35 years 50 years (completed) Available for 10 to 35 years - Annuity for Life - Annuity for Life with guaranteed period of 5, 10, 15, 20 years - Joint Life / Last Survivor Annuity - Life Annuity with return of Purchase Price - Life Annuity with annuities increasing @ 3 % p.a.

SHAH INSURANCE CONSULTANCY

Insurance & Investment Consultants
A/603, Gokul Bldg, VrajBhoomi Complex, 120 Ft New Link Road, Kandivali ( W) Mumbai-67 E-mail : hir1979@gmail.com Hiren : 9820475201, Umed : 9819404377

A New Jeevan Suraksha - 1 Proposal for yourself

Annuity to Start at Age Proposed Notional Cash Option Estimated Bonus Accumulation * Premium Payable For Basic Premium

: 56.00 : 1760139.00 : 897671.00 : 15 Years : 100000.00

Total Premium

Annuity will be paid Estimated Target NCO Estimated Final Addition Bonus* Premium Payable Rider Premium

: Yearly
: 2904229.00 : 246419.00 : Yearly : 0.00

: 100000.00

Risk Cover upto Age 56

Death during : Rate of interest for accumulation of premiums: 3 % compounded yearly 4 % compounded yearly 5 % compounded yearly

the first 10 policy years 11 - 19 policy years 20 policy years and above

Benefits from Age 56 onwards **

Lumpsum Cash at Age 56 Annuity F-For life with return of purchase price on death Free Whole Life Risk Cover Rs.726057 Rs.167517 Rs.2178172 OR Annuity F-For life with return of purchase price on death Free Whole Life Risk Cover Rs.223356 Rs.2904229

* Not Guaranteed. Based on assumed bonus rate of Rs. 34.00 per 1000 NCO per deferment year and final bonus rate of Rs. 140.00 per 1000 NCO ** Not Guaranteed. Calculated @ current Annuity purchase price prevelant under Jeevan Akshay - VI plan 189 of L.I.C. In case of an unfortunate death during the deferment period, nominee will be eligible for term rider sum in addition to risk cover as per the rate of interest for accumulation of premiums mentioned above.

The above statement is based on certain assumptions which are liable to change according to Government/Corporation's policies.