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o w n country. The CaribbeanSickKids Paediatric Cancer and Blood Disorders Project includes a five-year plan to address the regions gaps in research, care and education in order to advance the diagnosis and management of paediatric cancer and blood disorders.
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by four per cent. The Region reportedly saw its largest number of stay-over visitors in five years, with overall hotel occupancy increasing by more than seven percent and total room revenues up nearly nine per cent. This, the CTO chairman had said, gives the sector reason to be optimistic. This optimism is based on the positive signs of growth following earlier down years. We are optimistic because we see arrival numbers rising, particularly out of North America; we see hotel revenues moving in the right direction, albeit with moderate acceleration and we see tourist spend on the increase.
Patricia J:
ork is not work for Patricia Jaggernauth, widely known as Patricia J. Its instantly recognizable that she loves doing what it is that shes doing. The effervescent, always glowing woman seen reporting the weather on CP24 - Torontos Breaking News for the GTA is precisely the same person off camera as well. Born to a Guyanese mother and a Jamaican father, Jaggernauth knew from an early age that media and broadcasting was a mandatory career path to pursue. For well over a decade Jaggernauth has graced numerous public speaking events, television, social media, and magazines with her no small degree of charm, elegance of style and the genuine passion she has for connecting and creating positive relationships with people. One of the ways she connects with others is through fashion. Fashion has become the crux of our culture and it is used as a form of communication to either impress or express. Jaggernauth has an impeccable sense of style and shows all the signs of a confident woman who uses fashion to her advantage. Fashion is another element of self expression and its a way for me to show my savvy modern take on what Im doing. My whole thing is to stay current, stay modern and to stay Patricia J so I will only wear things that emulate me. I wont ever wear something because a celebrity is wearing
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Reid
ture, weather is the one element where you can make an exhibition of your enthusiasm. What I love about weather, especially with Bell Media and CP24 is that it is literally the one position where you can be you. What you see is what you get said Jaggernauth. 90 percent of the time I can be Patricia J and I can have fun with weather. Being the highly motivated and goal oriented individual that Jaggernauth is, her five year plan to become Canadas sweetheart will move from an aspiration to actuality. I want to continue to be at CP24 and continue making the community proud and be one of the main reasons why you want to watch CP24. said the commercial actor and YAHOO! Web Host. Rather than going abroad like many others who seek to build international names for themselves, Jaggernauth has every intention to remain here in Canada and stay on a national level. Jaggernauths commitment towards the West Indian community and representing its interests through the various media platforms she utilizes is unswerving. Working in the media can be a rewarding career opportunity but there are certainly many hiccups along the way. Jaggernauth is frequently asked by those who wish to embark upon this vocation on how to go about it and overcome the inevitable challenges. If you really want something, do everything in your power that it takes to get there and dont worry about col-
laborating with the huge companies to start; you have to build a foundation and you have to start somewhere. explained the host, producer and writer of Hot Wheels Live. Dont give up, definitely get your education in it, definitely connect with mentors, never be afraid to ask questions and dont be afraid to fail. You have to fail in order to learn the lessons that will take you to the next step towards your success. For the past two years Jaggernauth has been working diligently to create a program that is geared towards youths and new immigrants to Canada, particularly those from the Caribbean. This educational television show will be premiering fall 2013 and thats just one of the many promising projects Jaggernauth is working on.
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Caribbean J ewel
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LCBO shelves in the GTA have been graced with El Dorados 6 Year Old Deluxe Silver Rum. As a revolutionary new rum, El Dorado 6 Year Old Deluxe Silver Rum is the first super-premium white rum on the market. It was specially created by DDL to raise the standard of white rum, to show that a white rum can be smooth, complex and flavourful. The result is an amazingly smooth white rum that makes superior mixed drinks. It is a double-filtered 6 Year Old White Rum with a unique flavour and creamy smoothness. This exceptional luxury aged white rum with a contemporary image is designed to offer the younger more adventurous spirit drinker a more flavourful alternative to vodka, backed by the heritage and provenance of the El Dorado brand. It is a blend of selected light to medium bodied aged rums from Demerara Distillers 200 year old wooden Coffey still (the last of its kind operating in the world today) and the companys French continuous Savalle still. Its unique texture and smoothness results from the skillful balancing of flavours, followed by further ageing and double filtering through natural charcoal. It is the unique charcoal filtering system that takes an amber rum and makes it crystal clear. The end result is a superb rum with a soft, sweet
mouth feel with traces of creaminess and butter toffee. Its light to mildly flavoured body and complex soft finish makes it the perfect mixer for the most sophisticated cocktails. DDL has once again proven itself to be an innovator and leader in the world of fine rum. If white rums are your preferred choice, give this one a try and ask for it at your local LCBO.
There will be much to see and do at the Show. Attendees will be treated to lots of giveaways from participating sponsors, while DJ Killowatt will be on hand to provide musical entertainment. Doors open at 3:00 pm. Showtime will be from 4:00 8:30 pm.
Guyanese-born Indira is a Registered Nurse. She is currently pursuing an educational goal of Workplace Wellness Program certification, while encompassing her love of jewellery. As the Customer Service Manager for the Ajax-based Raphael Jewellers, her effervescence will certainly leave you bejewelled
Intriguing Indira
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Justice Gregory Regis, cited A Case For Full Engagement. Finding ourselves in full and complete agreement with Justice Regis arguments, we are
pleased to forego our usual Editorial page content in favour of publishing this full version of his speech for the benefit and enjoyment of all our readers.
yers; we are nurses and teachers. We are making real contributions to the development of Canada. And someone will say we should have no say in the development of the land that gave us birth? I reject that view and ask you to do the same. We are educated and informed people. We follow current events. We are often better informed about the civic issues in Saint Lucia than some who live there. By living overseas, we are often more sensitive to where our island fits in the world. We are able to offer a different perspective. I say we must insist on playing our part. I am not suggesting that we must all return home. That is neither necessary or practical. Im talking about making our contribution from wherever we reside. There are many ways to contribute. I ask you to be creative as you consider how you can make your contribution. Saint Lucia, like the rest of the world, is facing financial difficulties. I believe the present situation offers an opportunity for us living in Canada, to take up the Prime Ministers offer to play our part in making Saint Lucia, as he puts it, a great place to live for all. It is no longer enough for us to simply pass resolutions and send letters to the government of Saint Lucia with policy ideas. It is now time for us to pull our resources and skills, and come up with a plan for us to contribute to the future well-being of our lovely island. It is time for full contact engagement. I offer one idea for your consideration. I hope you will agree its a good and sensible one; one that we should pursue. I have long held the view that full and sustained economic development for Saint Lucia, can only be achieved, if our island is part of a bigger country. As I was thinking about this issue earlier this week, I recalled a comment made some time ago by Indias first Prime Minister, Lawahar Lal Nehru. I paraphrase: the world can only sustain a certain amount of fragmentation, he said. It is obvious to me that the kind of fragmentation represented by the Caribbean island countries is unsustainable. Take the OECS group of countries for example; Antigua, St Kitts/Nevis, Dominica, Saint Lucia, St. Vincent, Grenada, Montserrat, Anguilla and the BVI. The population of these islands is about 636 thousand people , yet there are six Prime Ministers and three Chief Ministers. They spend millions of dollars competing with each other for development money and projects. We cannot continue along this road. It is not sustainable. I say it is time for us to be creative and smart to secure our future. One positive step we can take in that direction is for the OECS countries to become one country immediately. Yes, I can hear the naysayers and doubters. This can never happen, they are saying. Have you forgotten what happened in 1958-62? I answer in a
couple ways. The 1958 federation was a creation of the British government which perhaps was not fully thought out. We now have the chance to create our own country, to suit our needs. I can also invoke an old saying, If at first you dont succeed, try and try again. I say as well, when we invoke history, we should also look at the history of other countries, and other parts of the world. Canada provides a good lesson in this regard. Canadas origins are rooted in a desire of the provinces to protect their economies. The Charlottetown conference, which produced the country, in which we are so happy to live, started as a meeting of the Atlantic provinces, looking to protect themselves from the neighbouring American states. Premier John A. MacDonald of Ontario and the Premier of Quebec, essentially crashed the meeting. They too were concerned about the economic dangers posed by the Americans. The result was the country-Canada. I think Caribbean states face a similar threat to their survival. Big countries such as Canada and the United States of America are busy forming economic alliances all over the world. Yet the Caribbean countries continue with the fragmentation. The Caribbean needs to understand this reality, and do something sensible about it. Caribbean people need to take bold steps to overcome these threats. We need to start thinking outside the box and take concerted, and creative actions or we will perish. This is where we come in. We West Indians, who live overseas, must step up to the plate and provide some leadership in this area. Think of the possibilities of the OECS as one country. Most of the infrastructure is already in place. We have one currency the EC dollar; one court; a common external tariff regime, and more. The main piece missing is the political piece I recommend, we spearhead a process to move this idea forward. We must find ways to persuade our political leaders to agree and take the necessary actions to achieve that goal. We have a vested interest in the future of Saint Lucia. We must use all our skills and resources to secure its future. I believe Saint Lucia will have a better future as part of a country made up of the OECS states. I recommend that we, Saint Lucians who live in Canada, resolve to begin an organized conversation about how we can be at the forefront of making Saint Lucia a great place to live for all. We owe it tour relatives and friends back home, to help ensure that the Caribbean countries do not become failed states. Saint Lucia has done relatively well in the past 34 years. But the future is looking increasingly challenging. We have the skills to assist. Lets agree that we will become fully engaged in the process of securing Saint Lucias future. Happy independence Saint Lucia. Thank you.
Tony McWatt Malcolm Cliffe Sandra Ann Baptiste, Beverly Brown, Akua Hinds, Christine Reid, Sir Ronald Sanders, Oumarally and Baboolal Susan Zelinski
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Gold Seized
BRIDGETOWN, Nearly $1 million in gold has been seized and a representative of a cash-for-gold business is expected to appear in court shortly following a March 15 police raid. According to police, Scott Goodman, a director of Barbados Gold Buyers, located in the James Fort Building, Hincks Street, Bridgetown, has been warned of intended prosecution under the Precious Metals And Second Hand Metals Act 2013. He was warned that between February 25 and March 15 his company was engaged in the trade of precious metals without a licence. The police executed a search warrant at the business place and removed the gold, along with documents. The 35-year-old Goodman, in his capacity as a director, was subsequently interviewed and warned. This is the second time that the police have exercised their powers under the act as they intensify their efforts to enforce the new law. The first time was also on March 15, when Andre Pug Payne, the owner of the Roebuck Street, Bridgetown store Brooklyns Finest, appeared in the District A Magistrates Court. Payne was not required to plead to the indictable charge that he breached Section 4 (1) of the new act, and was released on bail of $50 000.
Barbados Beat
He will reappear in court on May 16. Under the new legislation, which was passed on January 28, anyone who operates as a precious metals dealer, or as a second hand metals dealer, without a licence is liable, on conviction at the High Court, to a fine of $50 000 or imprisonment up to ten years. If the offender is a business or a company, the fine is $50 000. Police public relations officer Inspector David Welch said that the action was part of the two-pronged attack the force was engaged in to effectively manage the impact the cash-for-gold business was having on the society. The other was the establishment of a special squad which was making inroads on the snatch-and-grab robberies against locals and tourists, some with violence.
pedia groups Caribbean portfolio, and were 74 percent of all Caribbean acquisitions in 2012. Moreover, Expedia exposes hotel partners on more than 135 mobile booking sites around the world, through its mobile apps, which have been downloaded more than 20 million times by consumers in more than 220 countries and territories at a rate of 40 downloads per minute. Hotel partners also benefit from exposure resulting from Expedia Incs sizeable strategic marketing investment, which totaled $1.5 billion in 2011. These investments reap big rewards for small hotels.
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soon sign off on the lease for the work at Bushy Park where the Barbados Motoring Federation is involved in laying down a new track. The project which will also start this year will result in an additional $10 million injection to the economy.
Organisers said this initiative is premised on the rationale that regional trade integration can serve as a dynamic catalyst to economic growth. At the same time, there is acknowledgement of the numerous challenges preventing Caribbean countries from capitalizing on the benefits of.
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CASTRIES, St Lucia, Two Dominican nationals are due to appear in court after police said they had seized more than 1,400 pounds of marijuana on a pirogue south of the island over the March 16 weekend. In a March 18 statement, the police did not give the street value for the 1, 487.2 pounds of marijuana seized
EC Review
Restructure Debt
this year. Jamaica said on March 1 that about 99% of bondholders agreed to swap JAM $860 billion (US$9.1 billion) of higher interest local debt for lower yielding bonds. Belize is finishing negotiations on its second restructuring in five years, after missing a US$23 million coupon payment in August 2012. Grenada had been rated CCC+ by Standard & Poors, placing the country of 109,000 in the same category as Jamaica and Cyprus. Marla Dukharan, an analyst with RBC Financial Caribbean Ltd in Trinidad and Tobago is reported to have said that Grenadas economy faces weak growth this year after suffering a 5.1 percent drop in tourism and an 82 percent reduction in grants in 2012. The prospects for growth revival in Grenada are slim in 2013, and given severe fiscal and liquidity constraints, the proposed debt restructure announced last week seemed inevitable. It would come as no surprise if this proposed restructure involves a haircut, Bloomberg quoted Dukharan as stating.
Appeal Likely
ST. GEORGES, Grenada, Director of Public Prosecution (DPP), Christopher Nelson, has said that the State is considering its legal options after a High Court dismissed manslaughter charges against five police officers accused of causing the death of a Canadian visitor in December 2011. Lawyers for the accused men - Constables Kenton Hazzard, Wendell Sylvester, Edward Gibson, Shaun Ganness and Ruddy Felix had filed a motion claiming that the DPP acted against the Coroners Act which mandates that an inquest must be held for persons who died in a public place, such as a prison. But Nelson says he believes its the first time the act has taken precedence over criminal proceedings.
The officers were accused of beating Oscar Bartholomew, 39, into a fatal coma on Boxing Day, 2011 while he was in a cell in the rural village of St. Davids. He later died at the General Hospital. Relatives said he had been arrested after he hugged a plainclothes policewoman whom he had mistaken for a friend and she yelled, Rape. Bartholomew lived in Toronto but was in Grenada to visit family with his wife of 10 years, Dolette Cyr. A post mortem carried out by the State as well as an independent pathologist hired by the family Attorney Derrick Sylvester, who represents the family of the dead man, described the ruling as a short term victory.
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20 million pounds One British Pound =US$1.38 cents). Prime Minister Gonsalves said a recent study by a British scholar concluded that 20 million pounds then is about 16.58 billion pounds now. Last month, Principal of the Cave Hill Campus of the University of the West Indies (UWI), Sir Hilary Beckles, called on Caribbean Community (CARICOM) countries to begin efforts aimed at seeking some form of reparation from Western countries for slavery. Speaking at the first of a series of lectures to commemorate the 250th Anniversary of the 1763 Berbice Slave Revolt, Sir Hilary said an ongoing discussion was needed to address the issue and called for an informed and sensible conversation on what has been described as the, Worst Crime against humanity.
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Guyana Digest
A team of doctors including a number of other heart specialists were on standby to receive Hughes. His arrival at the hospital was delayed for over four hours because the vehicle that was bringing him out of Marudi Mountain developed mechanical problems, according to sources. Eventually, another vehicle collected and took him to Aishalton Hospital where he was stabilized. The Roraima Airways flight departed Aishalton around 5 AM. Those aboard included a heart specialist, a nurse and two Guyana Defence Force soldiers. Hughes had gone to Lethem, Aishalton and Marudi to meet with residents, including gold miners who the police and Guyana Geology and Mines Commission had two weeks ago sought to evict from a concession granted to the Canadian company, Romanex.
Guyanese Appointed
A leading Guyanese-born academician has been promoted to a top position at a major university in the United States. Dr. Leon C. Wilson, formerly the dean of Alabama State University (ASU) College of Liberal Arts and Social Sciences, has been promoted to ASUs interim provost and vice president for Academic Affairs, according to ASUs president, Dr. William H. Harris. Wilson had served as dean of ASUs College of Liberal Arts and Social Sciences since 2011. Founded in 1867, ASU is a historically black university located in Montgomery, Ala. Wilson, who was born in West Coast Berbice, Guyana, told the media that any career elevation of any sort is never a singular effort. In making the announcement, Dr. Harris also praised the work of interim associate provost and vice president for Academic Affairs, Dr. Sharron Herron-Williams, who has helped to provide administrative leadership and support to the mission of the provosts office for several months. Dr. Wilson received his Master of Arts (M.A.) and Doctor of Philosophy (Ph. D) in sociology from the University of Michigan, Ann Arbor, in 1986 and 1989, respectively. He also holds an M.A. in religion and counseling from Andrews University, Berrien Springs, Mich., and a Bachelor of Theology from Caribbean Union College (now University of the Southern Caribbean), Trinidad.
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of the programme comes at a time of significant challenges for the Caribbean in general, and the 16 states of CARIFORUM in particular. He said the essence of the programmes interventions is informed by the results of a series of consultations with the key players in the agricultural sector in CARIFORUM including the Caribbean Farmers Network (CAFAN); the Caribbean Network of Rural Women Producers (CANROP); Caribbean Agriculture Business Association (CABA) and the Caribbean Forum for Youth in Agriculture (CAFY). The four year programme is specifically planned to further strengthen policy regimes and incentive schemes for agricultural smallholders across the region that form the bulk of producers. It would also improve food security by increasing production and productivity of selected commercially and nutritionally valuable agricultural produce. A CARICOM Secretariat statement said that in the execution of the programme, there is a specific bias to women and youth as these groups have been identified as important to the sustainability of the sector.
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Jamaica Yard
action. They came up with a plan, the first phase of which will target motorists operating their vehicles without proper PPV licences. Lewis said the aim was to get the IAJ to block these operators when they attempt to renew their insurance policies. The hard-nosed senior policeman said his department had already started to search the database at the traffic headquarters to compile a list of the motorists who would be targeted. Orville Johnson, executive director of the IAJ, said recently that his organisation was ready and waiting to work with the police and were awaiting this list of illegal operators. He said that once the IAJ was provided with evidence and the names of persons who were engaged in the illegal activities, the association would not hesitate to block the renewal of insurance policies by the rogue operators.
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Guests Evacuated Aid For Financially During Troubled Companies Wyndham Fire
KINGSTON, An early morning fire at the Wyndham Hotel in the business district of New Kingston on March 14 led to the evacuation of scores of guests staying in the 300 room hotel. There were no reports of injury, however several guests and employees were exposed to the heavy blanket of smoke that covered the ground floor of the building. Jeff Lesker, General Manager of the Wyndham Kingston told reporters that the fire was contained to the kitchen area and all guests had been evacuated from the main building. KINGSTON, The Jamaica government says it will make available more than US$850 million to financial institutions that participated in the recently concluded National Debt Exchange Programme (NDX), if they encounter temporary financial difficulties. Information Minister Sandrea Falconer told a March 13 news conference that the money, being provided by the International Monetary Fund (IMF), is being made available through the Financial Systems Support Fund. She said Cabinet had given the go ahead for the Fund to begin operations and that the Portia Simpson-Miller administration would be pumping an additional US$10,000 into the Fund which support general financial systems stability in light of the National Debt Exchange. The Financial Systems Support Fund was established in 2010, following the initiation of the first Debt Exchange Programme (JDX), to provide funding to eligible financial institutions regulated by the Bank of Jamaica and the Financial Services Commission. But Falconer told reporters that the company was not put into operation as there was no call for its resources following the JDX. She said the Financial Systems Support Fund will be administered by the Bank of Jamaica. In February, the Portia Simpson Miller administration announced the introduction of Jamaicas second debt exchange offer, as a prerequisite to the signing of a deal with the IMF. The NDX is aimed at reducing the countrys stock by $17 billion (One Jamaica dollar =US$0.01 cents) by 2020. Last month, the IMF said it had reached a staff-level agreement with Jamaica on the key elements of an economic programme that can be supported by US$750 million four year arrangement under the Extended Fund Facility (EFF).
He said all the guests had been accounted for and were relocated to nearby hotels. An assessment was to be carried out later to determine how the fire will affect operations at the hotel.
erupted for the third consecutive night over Kimanis killing. Police said they had struggled to control an irate crowd that broke away from a planned peaceful vigil after attendees learned that Kimani was shot in the back. Protesters hurled bricks, bottles and garbage at cops in the furious clash on Wednesday night, police said. Cops said Kimanis sister, Mahnefeh, were among those arrested along Church Avenue in East Flatbush in the heart of the Caribbean community here. New York Police Department (NYPD) spokesman Paul Browne said a policeman suffered a cut in the face after hit by a brick and that a window of a police inspectors car was smashed in the melee.
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Trinbago News
Major John Rohim, gave the invocation. Under the blue sky and the gold of the evening sun, Richards was serenaded with the song Going Home, played by saxophonist, Staff Sergeant Bishop, of the Regimental Band. Then came gift presentations. Major Mc Clean presented flowers to Ramjohn-Richards. Maharaj presented Richards with a decorative horse and a framed montage of photos of Richards and the TTDF. As the TTDF members offered a presidential salute, the Regimental Band played a sad song of farewell as its Sunset Ceremony. Richards made a last inspection of the guard of honour, bowing thrice at the grouping of TTDF standards or colours. He went to his car, shook hands with Maharaj, and was driven off westwards escorted by his initial guard of mounted police officers. A small aircraft from the Air Guard deftly flew over, followed by two noisy helicopters. The cohort bearing the TTDF colours followed in Richards wake, followed by the Regiment Band, and then the whole TTDF Parade, all as the band played Bunji Garlins hit, Differentology, whose lyrics say, We ready for the road.
cerns that there is insufficient interagency co-operation and information sharing. This country was described as having porous borders with direct transportation routes to Europe, West Africa, Canada and the United States making it an ideal location for cocaine and marijuana transshipment. Law enforcement entities in this country seized 146.3 kilogrammes of cocaine and 2.26 metric tonnes of marijuana last year and made five major seizures at seaports during the year, the report stated. The US Department of State reported that narcotics prosecutions, convictions and extraditions were low in relation to the scale of drug trafficking in this country. The report stated that the Government did not encourage nor facilitate the production and distribution of drugs. The US Department of State, however, called on the government take concrete steps to address the countrys narcotics control efforts.
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PORT-OF-SPAIN, A 16-year-old secondary school student was stabbed to death during an argument over a Blackberry cellular phone, his relatives said. Relatives told local reporters that Lester Richards, a Form 3 student at the Gasparillo Composite School, south of here, was on his way to buy bread on March 17 when he was accosted by a man, who the day earlier had stolen his
the ban was implemented after the zoo received numerous complaints from senior citizens and families about their discomfort in the presence of young men who sported low-slung pants that exposed their underwear.
phone. Reports said that the man stopped the vehicle in which Richards was a passenger and cut the teenager on his neck with a knife. The two got into an argument and Richards was stabbed once to his chest. Couva police said the unidentified man remains at large. Richards killing brings to 92, the number of people murdered here so far this year.
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nese born jurist, Sir Fenton Ramsahoye that the legislation to give soldiers police powers is not in violation of the Constitution. Prime Minister Persad-Bissessar said that the police powers to soldiers stop when they detain anyone or seize something, and at that point would hand the person or the item to the accompanying police officer or at the nearest police station. She said soldiers would not interrogate, lay charges or go to court to prosecute individuals, neither would they be able to carry out criminal investigations. But the opposition described the legislation as a half-picked duck that is unworkable and represents the institutionalisation of the involvement of the military in matters of civilian government. If we start this trend, we would start breeding a culture of military involvement in the day-to-day affairs of this country. This is not what the country voted for, said Opposition Chief Whip Marlene McDonald.
TOP UP
Home Affairs Your Mortgage Health Check Citizens Arrest Y Law Aziz
our home is your most important investment and you will want to do everything you can to make it the best. Consider this your home oil change to do every 6 months to 1 year. Similar to a physical, take a look at the checklist below and the more of these steps you can check off, the better your mortgage health will be. Accelerate your mortgage payments For many of us, mortgage payments represent our largest monthly expense and making your payments more frequently (bi-weekly as opposed to monthly) can reduce interest costs over the long term. Choose a shorter amortization period - Another way to reduce the total interest you pay is to reduce your amortization (the length of time it takes to pay off the mortgage). Selecting a shorter amortization (20 years instead of 30, for example) will mean higher monthly payments but could save you thousands in interest costs over the life of the mortgage. Take advantage of mortgage prepayments - Many mortgages offer prepayment privileges, allowing you to pay up to 15% of the original value of the mortgage each year. This money goes directly to reducing the principal, which can also lead to large savings over the life of the mortgage. Make a lump-sum payment when you renew - This can lead to greater savings on interest charges over the life of your mortgage. You may be thinking of refinancing or be up for renewal. First, you may want Bianca to consider what your short-term plans are? If your mortgage is coming up for renewal and you are thinking of moving shortly afterwards, an open mortgage can give you the flexibility you need. An open mortgage may also be a good idea if you will be coming into a lump sum that can be used to pay down your mortgage (ex. Sale of assets, inheritance, bonus). Consider a blended-rate renewal - If your existing mortgage rate is higher than current rates, you could save money with a blended rate. A blended renewal or blend and extend extends your mortgage beyond your existing term at a rate that averages what you are paying now with current mortgage interest rates. Factor in potential costs when refinancing - If your mortgage is closed (that is, you cannot pay it ahead of schedule), you may face a penalty when you renegotiate. However, it may still be worthwhile to refinance. The key is to determine whether the savings in interest costs outweigh the penalty. Thats why its important to think of the longer-term benefits in the form of total interest savings.
*The information in this article is not intended as specific investment, financial, accounting, legal or tax advice for any individual.
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ets say you own a retail business and someone comes into your store one day and steals something and flees. Assume further that the thief has the nerve to return a short while later and attempts to steal from you again. If you were to chase him down , catch him, tie him up and call the police, you would be deserving of some sort of medal or award, right? After all you captured a thief and ensured he would be dealt with by the law. Unfortunately such was not the case for David Chen, the owner of the Lucky Moose Food Mart on Dundas Street in Toronto. You may recall this case as it was reported by all the news media. In May 2009, Mr. Chen apprehended Anthony Bennett for stealing from his store. Bennett pleaded guilty to theft and was sentenced to 30 days in jail. The facts are interesting because Bennett stole from the store and returned the same day. He was chased and caught by Mr. Chen and two of his employees. Mr. Chen tied up Bennett and placed him in a delivery van and called the police. The Toronto Police arrived and took Bennett into custody. Mr Chen did not receive any medals or commendations. Instead he was charged under the Criminal Code with forcible confinement and assault. According to the law at the time, May 2009, a property owner could only make a citizen arrest if the criminal was caught in the act. In Mr. Chens case the authorities felt the arrest was improper for the following reasons: 1. Bennett had committed the theft sometime before and later returned to the store.
2. Mr. Chen and his employees chased Mr. Bennett and then apprehended him. Selwyn R. The crux of the Chen case was essentially that Bennett was not caught red handed. The charges against Mr. Chen seem to fly in the face of common sense. After all one would assume that one has a right to protect yourself and your property. On the other hand the Toronto Police, by laying the charges against Chen, may have been trying to send a message to individuals to discourage chasing and apprehending criminals by civilians. Mr. Chen was tried and found not guilty in October 2010. Perhaps one of the most positive outcomes of the Chen case is that our legislature was compelled to take a closer look at the laws with respect to Citizens Arrest. The final outcome is Bill C-26 the Citizen Arrest and SelfDefence Act. This new Act surfaced on March 11, 2013. According to this new legislation an individual is allowed to make a citizens arrest within a reasonable time after witnessing a crime. Of course what exactly is a reasonable time is something that might have to be determined according to the circumstances in each individual case. In my opinion this new legislation is welcomed, especially if it would prevent people like Mr. Chen who defend their property by taking action without being subjected to criminal charges.
Baboolal
The foregoing is intended for information purposes only and you should consult a lawyer if you need legal representation or a legal opinion. Selwyn R. Baboolal is a partner at Oumarally Baboolal practicing in the area of litigation for the past 18 years.
ory McNaught is an up and rising agent at Keller Williams Real Estate Service and a Scotiabank Key Partner. Since joining Keller Williams after 5 years in Real Estate, Cory has taken advantage of some opportunities to assist other Realtors, learning more and has recently stepped up to take on the role of Director of Technology. Though technology is a great asset, Cory is a professional that believes in truly helping his clients and being there for all aspects of the purchasing/ selling/investment journey. What gets Cory out of bed each morning? What gets me going each morning is my family and the inspiration to
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minutes? Why? Because every time I talk to a beautiful woman my wife appears out of nowhere.
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A guy gets home early from work and hears strange noises coming from the bedroom. He rushes upstairs to find his wife naked on the bed, sweating and panting. Whats up? He says. Im having a heart attack, cries the woman. He rushes downstairs to grab the phone, but just as hes dialing. His four-year-old son comes up and says, `Daddy! Daddy! Uncle Teds hiding in your wardrobe and hes got no clothes on! The guy slams the phone down and storms upstairs into the bedroom, past his screaming wife and rips up. You jerk, yells the husband, my wifes having a heart attack and youre running around with no clothes on scaring the kids!
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A Sunday school teacher of preschoolers asked the students to learned one fact about Jesus by the following Sunday. The following week she asked each child in turn what he or she had learned. Susie said, He was born in a manger. Bobby said, He threw the money changers out of the temple. Little Johnny said, He has a red pickup truck but he doesnt know how to drive it. Curious, the teacher asked, And where did you learn that, Johnny? From my Daddy, said Johnny. Yesterday we were driving down the highway, and this red pickup truck pulled out in front of us and Daddy yelled at him, Jesus Christ! Why dont you learn how to drive?
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Trini Referees For Sports Beat Roberts Confident Of Dallas Cup Trinidad Hosting US Swim Team
Minister of Sport Anil Roberts is confident that Trinidad and Tobago will be successful in their bid to host the US Olympic swim team ahead of the 2016 Rio de Janeiro Olympic Games at the under construction George Bovell National Aquatic Centre. The Minister was among the officials touring the facility, currently under construction in Couva, on March 14. The site was one of several stops by officials of USA Swimming. The team comprised Candi MacConaugha, national team director Frank Busch, national team managing director and Lindsay Mintenko, who visited Trinidad and Tobago to gauge its suitability to host the US Olympic swim team ahead of the 2016 Rio Olympic Games. Roberts feels T&T is capable of meeting all the teams requirements, and was happy with the US officials positive responses. He also said apart from the economic benefits to be gained by having an 80-strong US squad coming to T&T for one week, the fact that the number one swimming team in the world would choose this country as its location for its final training camp before the prestigious games would be an endorsement of the George Bovell Aquatic Trinidad and Tobago FIFA referees Joel Davidson and Rodphin Harris, along with assistant referee Caleb Wales have earned appointments for the 2013 Dr Pepper Dallas Cup which takes place in Dallas, Texas from March 24-31. The Dallas Cup has been around for the past three decades and is one of the most celebrated youth tournaments, even attracting top clubs out of giant footballing nations like Spain, Brazil, England, Germany and Argentina. T&T have been represented at the Dallas Cup in the past by clubs such as Alcons, St Anns Rangers and SKHY FC who participated in the invitational tournament which attracts the youth
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Centre and by extension this country as a preferred venue for elite sport and training activities. The Aquatic Centre is to be completed by September 2014 and will boast of state-of-the-art training and competition spaces for swimming, diving, water polo and synchronized swimming. The Centre is expected to achieve several objectives in the development of high performance sport including provision of top class training facilities for local and regional athletes, as well as the creation of a sport-related income generator through hosting of competitions and the spin-off of domestic, regional and international sport tourism. T&T, as the only English-speaking territory being considered for this venture, expects to learn by the end of March whether USA Swimming will take up the offer to make this country their base camp before they head off to Rio.
teams of Barcelona, Real Madrid, Manchester United, Arsenal and others. Over 180 teams from 13 countries, forming various age groups, will participate in the 2013 edition and for the first time, FIFA is co-sponsoring the referee events surrounding the tournament which is earmarked for talented young referees and assistant referees. Dion Neil, a FIFA assistant referee for the past six years, said the Dallas Cup represented a big opportunity for the trio of T&T officials.
The winners of the 2013 Laureus World Sports Awards were unveiled at a globally televised March 11 Awards Ceremony in Rio de Janeiro, Brazil. Bolt was acclaimed Laureus World Sportsman of the Year after his remarkable performance at the Olympics when he repeated his success in Beijing by winning gold medals in all three sprint events in London 100 metres, 200 metres and 4 x 100 metres relay. Bolt was not there in person to receive the award at Rios Theatro Municipal but appeared via a hologram. British heptathlete Jessica Ennis won
the female equivalent for which Bolts countrywoman, double Olympic 100m champion Shelly-Ann Fraser-Pryce was nominated.
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have been remembered for their love of the game and not only for their role on the field, but off as well. Griffith, who started as wicket-keeper before moving to spin and, in his late teenage years, fast bowling, sent down a delivery which rose quickly and awkwardly and cracked Indian batsman Nari Contractors skull, prematurely ending Contractors international career. Griffith feared for his toecrunching yorkers as well, went on the coach Barbados among other things. Sir Wes is said to have had one of the longest run up in the history of the game and bowled one of the long spells unchanged as well, which he reminded the large audience gathered during one of his memorable speeches filled with highfalutin words which always brings a smile to the captivated audience. The two legends gave a snapshot of their careers before heading off to open the exhibition.
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