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CHAPTER NO 4 DATA ANALYSIS AND INTERPRETATION

4.1 Introduction:This chapter is all about the data analysis and I interpretation of the research made during the summer internship. 4.2 Data Analysis:Table No 4.1 AGE GROUP Age group(years) Below 20 20-35 36-50 51-65 Above 65 (Source: - Primary) Chart No 4.1

No. of respondents 4 38 4 2 2

Age Group
40 30 20 10 0 Below 20 20-35 36-50 51-65 Above 65

In this analysis 38 investor out of 50 respondent are belonging from the 20to 35 age group and 4 will belong from the below 20 age and above 65 is 2 out of 50.
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Table No 4.2 Q.1 when do the investor invest their money in the market what position they prefer? No of Respondents 22 17 11

Options Risk taking oriented without any risk taking Both

Chart No 4.2

Position they prefer

Both

without any risk taking

Risk taking oriented

10

15

20

25

The investor position tells that the situation the 22 investor out of 50 respondents are the risk taker oriented to invest their money in the market and 17 respondents are without any risk taking they play their safe game and 11 respondent go for both the things according to their situation

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Table No 4.3 Q.2.What is the investors avenue in the market? No of Respondents 11 14 capital market Bonds 19 6

Options Mutual fund Deposits

Chart No 4.3

Iinvestors avenue in the marketn

20 18 16 14 12 10 8 6 4 2 0 Mutual fund Deposits capital market Bonds

In this investor avenue shows that out of 50 respondents 19 respondents will go for the capital market and 14 and 11 respondent go for deposits and mutual fund and other go for the bonds.

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Table No 4.4 Q.3 Are the investor aware of different avenues in Capital Market?
No Respondents of

Equity and preference shares 22

FCDs NCDs 17 11

Chart No 4.4

Investor aware of different avenues in Capital Market

25 20 15 22 10 5 0 Equity and preference shares FCDs NCDs 17 11

In this analysis the investors are aware about the derivative market so 22 respondent out of 50 may choose for Equity and preference shares and 17 and 11 will go for FCDs and NCDs.

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Table No 4.5 Q.4.Proporation of investment in equity share

No Respondents 18 8 17 7 of

Options

Up to 5% 5 to 10% 10 to 25% More than 25%

Chart No 4.5

Proporation of investment in equity share

7 18 Up to 5% 17 8 5 to 10% 10 to 25% More than 25%

When the respondents asked about the proportions of income they invest in shares, it was found that most of the (34%) respondents invest 10-25% of their income, 16% of respondents invest 5-10%, and 36% of them invest up to 5% and rest more than 14%

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Table No 4.6 Q.5 for how long you have been dealing in Capital market?
No Respondents of

Options

Less than year 1-5 year More than year Chart No 4.6

1
18 16

5
16

How long investing in capital market

16

18 Less than 1 year 1-5 year More than 5 year

16

Out of total 50 respondents 36% respondents were new investors, 32% were investing for 1-5 year and rests were for more than 5 year.

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Table No 4.7 Q.6 Frequency in Trading No of Respondents 17 14 13 6

Options DAILY WEEKLY MONTHLY MARKET Chart No 4.7

Frequency in TradingFrequency in Trading

18 16 14 12 10 8 6 4 2 0 DAILY WEEKLY MONTHLY MARKET

On analyzing the trading practices it was found that majority, 6 of the investors trade according to the market 14 trade daily followed by weekly traders 17 trading daily.

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Table No 4.8 (7) Whom do you consult before taking decision about the investment? No of Respondents 6 11 10 19 5

Options YOUR OWN IDEA EXPERT OPINION FRIENDS ADVICE BROKER ADVICE OTHER SOURCE Chart No 4.8

Whom do you consult before taking decision

5 6 YOUR OWN IDEA 11 19 EXPERT OPINION FRIENDS ADVICE BROKER ADVICE OTHER SOURCE 10

Regarding the decision of amount and investment area, 6 out of 50 takes the idea on their own and 11 on experts opinion, 19 on brokers advice, and 10 on friends advice And Rest are other source

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Table No 4.9 (8)What are your motives for making investment in shares? No of Respondents 9 10 15 6

Options RISK MANAGEMENT LEES MARGIN LOW BROKRAGE INDEX/BASKET TRADING OPPORTUNITY SPECULATION Chart No 4.9

10

What are investor motives

16 14 12 10 8 6 4 2 0 RISK LEES MARGIN MANAGEMENT LOW BROKRAGE INDEX/BASKET TRADING

In the investor point of view out of 50 respondents low brokerage margin is 15 and opportunity speculation to 10 and less margin is 10 for respondent point of view.

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Table No 4.10 (9)Which factors influence you while selecting a broker?

Options BROKR F.P LESS MARG CREDIT LMT PERSONAL R

No of Respondents 7 8 7 21

Chart No 4.10

Factors influence
25 20 15 10 5 0 BROKR F.P LESS MARG CREDIT LMT

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Table No 4.11 (10)Are you aware of the different charges by your broker? No of Respondents 19 10 21

TURN OVER chrgs SERVICE TAX chrgs OTHERS Chart No.4.11

Aware about diiff charges by Broker

25 20 15 10 5 0 TURN OVER chrgs SERVICE TAX chrgs OTHERS

On analyzing motives for investment in capital market it was found that capital gain was the most important factor that influences investment decisions followed by regular income and tax planning.

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Table No 4.12 (11)What is your satisfaction level pertaining to different charges charged by broker? No Respondents 26 20 4 of PERCENTAGE 52% 40% 8%

Options SATISFIED NUTRAL DISSATISFIED Chart No 4.12

30 26 25 20 20

No of Respondents 15 PERCENTAGE

10

5 52% 0 SATISFIED NUTRAL 40%

8% DISSATISFIED

In the above analysis the no 52%investor are satisfied with the service provided by the broker and 40% are neutral and remaining are dissatisfied with the services.

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Table No 4.13 (12) What type of problems is faced by you to invest in Capital market? No of Respondents 10 14 7

Options AMT OF INVEST TRADE TO INVST PAPER WORK DELAY PAYMENT INVESTOR RESPECT REG OF SEBI Chart No 4.13 IN

4 IN 10 5

Type of problems is faced by Investor

14 12 10 8 6 4 2 0 AMT OF INVEST TRADE TO INVST PAPER WORK DELAY IN PAYMENT 10 7 4 14

In this analysis most of the investor facing problem like the trade in the invest Also in the some brokers delay in their payments and some brokers ignoring the investor respect also.

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Table No 4.14 (13) Are you aware about BMA? No of Options Respondents YES 29 NO 11

Chart No 4.13

Aware about BMA

11 Yes No 29

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Table No 4.15 (14) Will you take an advice from BMA Broking Company in future to invest in Shares? (a)Yes (b) No

No of Options Respondents YES 25 NO 25 Chart No 4.15

NO OF RESPONDENT
15 YES 35 NO

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Table No 4.16 Q.15When the Respondents were asked to rate the service provided by BMA, the following responses were obtained. Service Good Fair Poor

Phone service 7 Brokerage Conformation of traders Professional advice 3 Relaxation in advance margin Payment/delivering of securities Staff behavior Chart No 4.16
14 12 10 8 6 4 2 0 7

12 10

2 3 3

12 10

Good Fair Poor

A remarkably high dissatisfaction was there among the investors for the brokerage charged by the broker; most of them are dissatisfied with the staff and relation in advance margin in BMA.

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