Benefit Illustration of ICICI Pru Guaranteed Savings Insurance Plan This shall form a part of the policy document.

Prepared For : Mr. priyank gupta Unique Identification No. :105N114V02

Proposal No.:_______ Product Summary Policy No.:_______ ICICI Pru Guaranteed Savings Name of the Product: Insurance Plan Age of the life assured: 31Years PremiumPaymentTerm: 7Years Policy Term: 15Years Mode of Premium Payment: Yearly Sales Channel: Proprietary Sum Assured: Rs.1358000 Installment amount: Rs.194000 Service tax and cesses, as applicable, per Rs.5995 instalment payment: Total premium payable at inception: Rs.199995 Premium Installment amount in second year Rs.196997 with service tax (1.545%): Annual premium (excl. Tax): Rs.194000 Annual premium (incl. Tax): Rs.199995 Benefit Summary Scenario 1 @ 6% Sum Assured Rs.1358000 Estimated Regular Additions (RAs) till end Rs.611100 of the term Estimated Maturity Addition Rs.328493 Estimated Maturity Benefit Rs.2297593 Scenario 2 @ 8% Rs.1358000 Rs.814800 Rs.700521 Rs.2873321

Detailed benefit illustration Assumed gross interest rate of 6% Assumed gross interest rate of 8% Estimated Estimated Guaranteed Estimated Estimated Estimated Estimated Guaranteed Estimated Estimat Policy Annualised Age Regular Maturity Death Surrender loan Regular Maturity Death Surrender loan Year Premium Additions Addition Benefit value available Additions Addition Benefit value availab 1 31 194000 40740 0 1940000 0 0 54320 0 1940000 0 0 2 32 194000 40740 0 1940000 0 0 54320 0 1940000 0 0 3 33 194000 40740 0 1940000 251921 201537 54320 0 1940000 207696 16615 4 34 194000 40740 0 1940000 372751 298201 54320 0 1940000 315501 25240

3 4 5 6 7 8 9 10 11 12 13 14 15
l

33 34 35 36 37 38 39 40 41 42 43 44 45

194000 194000 194000 194000 194000 0 0 0 0 0 0 0 0

40740 40740 40740 40740 40740 40740 40740 40740 40740 40740 40740 40740 40740

0 0 0 0 0 0 0 0 0 0 0 0 328493

1940000 1940000 1940000 1940000 1940000 1940000 1940000 1940000 2015950 2116748 2222585 2333714 2450400

251921 372751 516692 687102 887759 982551 1086828 1201502 1327567 1466113 1618330 1785519 0

201537 298201 413354 549682 710207 786041 869463 961201 1062053 1172890 1294664 1428415 0

54320 54320 54320 54320 54320 54320 54320 54320 54320 54320 54320 54320 54320

0 0 0 0 0 0 0 0 0 0 0 0 700521

1940000 1940000 1940000 1940000 1940000 1940000 1940000 1940000 2015950 2116748 2222585 2333714 2450400

207696 315501 448772 612126 810902 919867 1042516 1180496 1335646 1510023 1705917 1925891 0

16615 25240 35901 48970 64872 73589 83401 94439 10685 12080 13647 15407 0

ICICI Pru Guaranteed Savings Insurance Plan is only the name of the policy and does not in any way indicate the quality the policy, its future prospects or returns. l The above illustration is applicable to a standard life (from medical, life style and occupation point of view). l The main objective of the illustration is that the client is able to understand the features of the product and the nature o benefits under different circumstances with some level of quantification. l Regular Addition (RA) once declared is guaranteed. l The above amounts assume that all premiums are paid when due. Further, the above Guaranteed Death Benefit (GDB) an Surrender Values are illustrated assuming that all the instalment premiums payable in a policy year are paid and that the event occurs at the end of the policy year. The benefits payable will be lower than those illustrated above if death or surrender takes place before the end of the policy year or if all the instalment premiums payable in that policy year have no been paid. l The above estimated maturity benefit is based on RA every year and a Maturity Addition (MA). The rates of the RA and M are not guaranteed and vary year on year. The rate for RA is guaranteed to be 50% of the annualised Gross Redemption Yi (GRY) of the 10-year G-Sec as at the Review Date immediately preceding the policy anniversary. The Review Date shall be t 7th of the first month of every quarter. In case the 7th is not a working day, the GRY of the next working day shall be considered for this purpose. l The amounts above are indicative and are based on the age, premium term, policy term, payment frequency and sum assured chosen. This may change at a policy level based on the actual premium paid, premium payment term, policy term opted for and the age of the policyholder. l For the purpose of illustrations we have assumed 6% and 8% as the lower and the higher rates respectively, in the calculations. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify our expectations of actual rates. The actual rate may be higher or lower than the above rates. For calculating RA, we have assumed the GRY of a 10 Year G-Sec as 6% and 8% for Scenario 1 and Scenario 2 respectively. Disclaimers ======== 1.The policy acquires a surrender value if premiums are paid for at least 3 consecutive policy years. The guaranteed surrend value will be equal to thirty five percent of all premiums paid excluding the first year premium, all extra premiums and premiums for rider benefits. The present value of accrued vested reversionary bonuses, if any, will be paid along with the guaranteed surrender value. The company, at its discretion, may also pay non-guaranteed surrender value which may be

Disclaimers ======== 1.The policy acquires a surrender value if premiums are paid for at least 3 consecutive policy years. The guaranteed surrend value will be equal to thirty five percent of all premiums paid excluding the first year premium, all extra premiums and premiums for rider benefits. The present value of accrued vested reversionary bonuses, if any, will be paid along with the guaranteed surrender value. The company, at its discretion, may also pay non-guaranteed surrender value which may be higher. 2.The above information must be read in conjunction with the sales brochure and policy document. 3.Tax Benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. 4.Service tax and cesses will be charged extra as per applicable rates. Tax laws are subject to amendments from time to ti 5.For any further clarifications, please feel free to contact your advisor / FSC or e-mail us on lifeline@iciciprulife.com As required by the Life Insurance Council please note "Some benefits are guaranteed and some benefits are variable w returns based on the future performance of your Insurer carrying on Life Insurance business. If your policy offers guarant returns then these will be clearly marked "guaranteed"in the illustration table on this page. If your policy offers varia returns then the illustrations on this page will show two different rates of assumed future investment returns. These assu rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of y policy is dependant on a number of factors including future investment performanc
I ________________________________________, having received the information with respect to the above,have understood the above illustration before entering into the contract. Marketingofficial'sSignature:Policyholder'sSignature:______________________________ CompanySeal: Place Date: ICICI Prudential Life Insurance Company Limited. 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025 Email: lifeline@iciciprulife.com www.iciciprulife.com