You are on page 1of 44

F AAR

Member Directory 2013-2014

The REALTOR Source Guide To Affiliate Services

Get a strong team to pull for you Get Get a a strong strong team team to to pull pull for for you you
We are proud to be part of the We We are are proud proud to to be be part part of of the the community and invite you to community and invite invite you you to to community and discover how how we we may may assist assist discover discover how we may assist you you with with your your mortgage mortgage needs. needs. you with your mortgage needs. Wells Fargo Home Mortgage Wells Wells Fargo Fargo Home Home Mortgage Mortgage 3447 Fall Fall Hill Ave, Fredericksburg, VA 22401 3447 Hill Ave, Ave, Fredericksburg, Fredericksburg, VA VA 22401 22401 3447 Fall Hill Phone: 540-785-3301, 540-785-3301, Fax: Fax: 540-548-2016 540-548-2016 Phone: Phone: 540-785-3301, Fax: 540-548-2016 www.wfhm.com/loans/fredericksburg-builderva www.wfhm.com/loans/fredericksburg-builderva www.wfhm.com/loans/fredericksburg-builderva

Information is accurate as of the date of printing and is subject to change without notice. Information is accurate as of the date of printing and is subject to change without notice. Information accurate as of the date of printing and is subject change without notice. Wells Fargo is Home Mortgage is a division of Wells Fargo Bank,to N.A. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage is All a division of Wells NMLSR Fargo Bank, N.A. AS981503 3/13-3/14 2012 Wells Fargo Bank, N.A. rights reserved. ID 399801. 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS981503 3/13-3/14 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS981503 3/13-3/14

Get a strong team to pull for you


We are proud to be part of the community and invite you to discover how we may assist you with your mortgage needs. Wells Fargo Home Mortgage 3447 Fall Hill Ave, Fredericksburg, VA 22401 Phone: 540-785-3301, Fax: 540-548-2016 www.wfhm.com/loans/fredericksburg-builderva

Information is accurate as of the date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS981503 3/13-3/14

FAAR Contacts & Staff.......................................................................................................4 Leadership.............................................................................................................................5 Member Resources.............................................................................................................6 FAAR Classes and Events................................................................................................7 RPAC......................................................................................................................................8 FAAR Committees.10 Multilingual Members....................................................................................................12 Fredericksburg REALTORS Foundation.............................................................14 Real Estate Career Academy.......................................................................................16 Regional Government Officials...................................................................................21 School Board Contacts...................................................................................................25 Local Utilities.....................................................................................................................28 Affiliate Marketing Partners........................................................................................29 Big Changes for PL Education.....................................................................................30 Affiliate Directory, Alphabetical. ................................................................................32 Affiliate Directory, Categorical...................................................................................37 Join the Meetup FAAR TALK....18

Contents

Welcome to the 2013-2014 FAAR Directory,

The publication is all about the Affiliate members of the Association. The sixty-six companies represent allied services to the real estate industry. These companies pay dues to be members because they value what REALTORS do and understand that if you are successful, they will be successful. Please use the contacts in the Directory when you are looking for services from appraisers to utilities. The listed companies support you. Please support them.

Suzanne Brady, ABR, CRB 2013 President

Pat Breme, RCE, CIPS Chief Executive Officer

FAAR Contacts & Staff


FAAR Staff ~

Pat Breme, RCE, CIPS Chief Executive Officer pbreme@faarmembers.com Sharon Toombs Finance Director stoombs@faarmembers.com Lynn DeSena Marketing Director ldesena@faarmembers.com

Kim McClellan Government Affairs Director kmcclellan@faarmembers.com Barbara Castillo Education Director bcastillo@faarmembers.com

Lori Hillard-Wehr Membership Services Director lhillardwehr@faarmembers.com Sarah Otto Receptionist & Membership Services Assistant sotto@faarmembers.com

Vision Statement
The Fredericksburg Area Association of REALTORS is a vital resource for member success.

Mission Statement
FAAR provides members quality educational opportunities, tools for professionalism, and strong advocacy that contributes to member success.

President

Suzanne M. Brady, ABR, CRB Century 21 AdVenture Redwood 10601 Courthouse Rd. Fredericksburg, VA 22407 (540)898-2900 smbrady@mris.com

2013 Leadership Team


Directors:

President-Elect

Debbie Irwin, ABR, GRI Coldwell Banker Elite- Spotsylvania 990 Bragg Rd. Fredericksburg, VA 22407 (540)548-2220 Debbie@debbieirwinrealtor.com

Jorge Robert Coldwell Banker Elite- Stafford 100 Parkway Stafford, VA 22554 (540)659-2141 jrobert@coldwellbankerelite.com

Vice President

Brooke D. Miller, ABR, GRI, CRS Long & Foster, Inc. - Fredericksburg 1910 William St. Fredericksburg, VA 22401 (540) 371-5220 brooke.miller@longandfoster.com

Bob Mercurio, ABR, GRI Long & Foster, Inc. Fredericksburg 1910 William St. Fredericksburg, VA 22401 (540) 371-5220 bnshomes@lnf.com

Secretary

Sabrina Anderson, ABR, CRS Coldwell Banker Carriage House Realty, Inc. 520 William St. Suite A Fredericksburg, VA 22401 (540) 373-0100 Sabrina@cbcarriagehouse.com Karin Whitley Coldwell Banker Elite- Massaponax 4940 Southpoint Dr. Fredericksburg, VA 22407 kwhitley@fburgrealestate.com

Christine Singhass, ABR Realty World Select 1420 Central Park Blvd. Suite 208 Fredericksburg, VA 22401 (540) 371-7653 christine@realtyworldselect.net

Treasurer

Linda Fosdick, ABR, CRS, GRI Dockside Realty 4634 Courthouse Rd. Mineral, VA 23117 (540) 895-9400 Linda@discoverlakeanna.com

Arlene Mason Coldwell Banker Carriage House Realty, Inc. 520 William St. Suite A Fredericksburg, VA 22401 (540) 373-0100 arlene@cbcarraigehouse.com Jane Wallace REMAX Bravo 10401 Courthouse Rd. Suite A Spotsylvania, VA 22553 jwallace@remax.net

Immediate Past President

Chip Taylor Century 21 Battlefield 15521 Real Estate Ave. Suite 100 King George, VA (504) 663-2000 chiptaylor21@yahoo.com

FAAR Building

FREE WiFi throughout the building MRIS Lounge complete with several computers, a printer, and snacks Copier, color printer, and a fax machine

RECA

Member Resources

Member Services

Full suite of license renewal classes NAR certifications and designations Technology and hot topics pertinent to todays market Information regarding DPOR requirements

Professionalism

Citation System for minor infractions and full service professional standards services for ethics complaints, requests for arbitration and mediation  Multi-association Regional REALTORS Forum to increase professionalism in the industry

FREE notary service provided by Member Services Director Lori Hillard-Wehr Letters of Good Standing Administration of the SUPRA key box system Quarterly RBI statistical reports

Government Affairs

Monthly Legislative Insider newsletter Regular political updates provided at www.FAARForum.com Local Government Affairs Road Shows tackling hot topics

Communications

 FAAR and industry news and information delivered to the membership via email updates, electronic and printed FAARSide Newsletter, FAAR Forum blog, the website faarmembers.com, Facebook and Twitter. Real Estate Showcase, bi-monthly tabloid with member listing advertisements and distributed by the Free Lance-Star.

Committees

 Seventeen Committees offer a wide range of activities and events that serve the membership and often times the community.

Fredericksburg REALTORS Foundation Housing 1st

 A non-profit created to address housing needs of area agencies and organizations- Thurman Brisben Center, Habitat for Humanity, Red Cross, etc.

 Group created by FAAR, includes community agencies and organizations, examines solutions to the affordable housing challenges of the area.

Check out the Member Solutions link on faarmembers.com

Have you ever thought about using an app or a web program, but wernt sure if it was a good fit for your business? The Members Solution Tab is a place where the FAAR Technology Committee has gathered the latest and greatest web sites and apps and put them in one spot. Some have been Tech Doctor rated. Please check here often as the information is updated frequently.

June
4 5 6 CE/PL Seminar Night Class Personal Marketing CE/PL Seminar PL Seminar PL Seminar
Contracts with Michelle Freemyers

June
June 20 June TBD Homeless Shelter Dinner Thurman Brisben Center

11 13

15 16 22
16 13 15 20

9 14

Trending Topics REOs Residential Standard Agency Night Class Short Sales
Broker Management Seminar CE/PL Seminar CE/PL Seminar PL Seminar

Lessons with Lynn Social Media Broker Management Seminar

Michelle Freemyers

RPAC Mystery Dinner Theater Location TBD

July

July

July 11 July TBD

August

REALTOR Family Day YMCA FAAR Blood Drive FAAR Office

10 12 17 18

22 27 28

Lunch and Learn Architectural Styles Lessons with Lynn Marketing cent$ Broker Management Seminar Trade Show
Common Legal Hotline Questions Blake Hegeman RBI Stats Marketing with RBI Stats Broker CE Matthew Rathbun

PL Seminar Residential Standard Agency Night Class Addendums

Contracts with Michelle Freemyers

September

September

September 18 September 19

Homeless Shelter Dinner Thurman Brisben Center

Conference & Trade Show Fredericksburg Expo Center

October

1-3 8 15 17 22 23 24

25

24

ABR Core + Elective Lunch and Learn CE/PL Seminar CE/PL Seminar

Night Class Finance

e-PRO Certification

October 1-24 October 24

October

Halloween Mixer FAAR Office

Cereal Drive FAAR Member Offices

November

3 5 6 10

5 6 7 13 14 19

12

CE/PL Seminar CE/PL Seminar Night Class - Ethics PL Seminar PL Seminar

Lessons with Lynn Night Class - Technology Broker Management Seminar Trending Topic- Serving those with Disabilities Residential Standard Agency Tech Tuesday Mobile Apps

PL Seminar Night Class - Escrow PL Seminar

Contracts with Michelle Freemyers

November TBD

Secret Santa Sign-Up

December

November

December 10 December 19

December TBD

December

Homeless Shelter Dinner Thurman Brisben Center

Installation Dinner

Secret Santa Drop-off

Addendums with Michelle Freemyers

IMPORTANT NOTE: Other events and/or dates and times may be added or changed throughout the year. Please check www.FAARmembers.com for up-to-date information.

Save the Date


7

FAARs Committees are a great opportunity for members to get involved with the Association. If youre interested in joining any of the following groups, please contact the Group Chairpersons listed.

Awards

FAAR Committees

Managing Broker Network (MBN)

Lynn Lenahan (C) 1st Choice Better Homes & Land getwithlynn@gmail.com Latana Locke (VC) Coldwell Banker Elite King George latana@coldwellbankerelite.com Debbie Irwin (C) Coldwell Banker Elite Spotsylvania Debbie@debbieirwinrealtor.com Sabrina Anderson (VC) CB Carriage House Realty Sabrina@cbcarriagehouse.com Linda Fosdick (C) Dockside Realty linda@discoverlakeanna.com Mary Beth Rich (C) C21 New Millennium Stafford Marybeth.rich@c21nm.com Melissa Stewart (VC) Coldwell Banker Elite- King George Melissastewart@mris.com Karin Whitley (C) Coldwell Banker Elite - Massaponax kwhitley@fburgrealestate.com Sandi Sheehan (VC) Sheeselz Realty LLC sheeselz@aol.com

Budget and Finance

Community Outreach

Education

REALTORS Foundation Carolyn Liddell Sun Realty Carolyn@suncompanies.biz Govt Legislative/RPAC


Grievance

Suzy Stone (C) C21 AdVenture Redwood scsc21adv@caol.com Michele Harlow (VC) Coldwell Banker Elite - Massaponax harlowsellshomes@aol.com Cindy LeBrun (C) Coldwell Banker Elite - Massaponax cindysellsva@gmail.com Dave Moberly (VC) Dockside Realty davemoberly@aol.com

Multicultural

Property Management

Mark Forror (C) Exit Professional Real Estate mark.forror@exit-fredericksburg.com Vacant (VC) Jo Anne Green (C) Military Plus Property Management jgreen@militarypluspm.com Merlyn Banks (VC) Banks Property Management Merlyn.banks@bankspropertymanagement.com Lynn Lenahan (C) 1st Choice Better Homes & Land getwithlynn@gmail.com Betty Jasmund (VC) Coldwell Banker Elite - Stafford bjasmund@coldwellbankerelite.com

Professional Standards

10

Public Relations

Erin Newbill (C) Coldwell Banker Elite - Massaponax newbill@mris.com Paddie Osborne (VC) Coldwell Banker Carriage House Realty paddie@cbcarriagehouse.com Donna Schmidt (C) Sharon Shade (VC) American Home Shield dschmidt@ahslink.com RE/MAX Allegiance sharonshade@gmail.com

Special Functions

Technology

Corey Green (C) Century 21 New Millenium- Fredericksburg corey.green@century21.com Vacant (VC) Melissa Rose (C) Coldwell Banker Elite Spotsylvania mrose@coldwellbankerelite.com Joby Saleciti (VC) Realty World Select joby@realtyworldselect.net

YPN

FAAR Committees
11

Multilingual Members
12

FRENCH

Linda Caron, Century 21 New Millennium Fredericksburg, 540-373-2000 x124 Mark Forror, Exit Real Estate Professionals, 540-371-2002

Multilingual Members

GERMAN GREEK

Tanja Allen, Keller Williams Superior Realty, 540-785-2225

Bill Geronymakis, Keller Williams Superior Realty, 540-840-2141

HUNGARIAN ITALIAN

Sue McDonnell, Long & Foster, Inc.Fredericksburg, 540-371-5220 Melina Ogershok, Coldwell Banker Elite Stafford, 540-659-2141

KOREAN

Kim Gunselman, Gunselman Realty Property Management, LLC, 540-412-2707 Sharon Lee, Coldwell Banker EliteStafford, 540-659-2141

PORTUGUESE RUSSIAN

Carla Criscuolo, Long & Foster REALTORS Fredericksburg, 540-371-5220 Vassa Olson, RE/Max Corner Stone, 540-972-1777 Donna M. Chandler Century 21 AdVenture Redwood (540) 898-2900

SHONA

Mark Forror, Exit Real Estate Professionals, 540-371-2002

SPANISH & PORTUGUESE SPANISH

Sara Figarella, Coldwell Banker EliteStafford, 540-659-2141

Maribel Barker, MACDOC Realty, 540-479-6409 Marina Caminos, Preferred Real Estate, 540-841-4045 Larry Contreras, Park Hill Properties, 540-898-4800 Elizabeth Manzano, Long & Foster, Inc. Fredericksburg, 540-371-5220 Ada Murphy, Coldwell Banker Elite- Fredericksburg, 540-735-2600 Jaime Negron, Century 21 Battlefield, 804-224-0700 Kristofer L. Nance, Nance & Associates, 540-373-7474 Stephanie S. Nance, Nance & Associates, 540-373-7474 Elsa Rake, Century 21 AdVenture Redwood Stafford, 540-659-2161 Jorge Robert, Coldwell Banker Elite Stafford, 540-659-2141 Jorge Saliceti, Realty World Select, 540-371-7653 Pia Sanchez, Park Hill Properties, 540-288-5759 Madeline Soto, Keller Williams Superior, 540-785-2225 Kelly Gronau Dodson Coldwell Banker Elite 540-972-9040

VIETNAMESE

Sabrina Campbell, Century 21 New Millenium Fred. Jobin, 540-361-4414

Members of FAAR are eligible to join the Credit Union Family!

TM

Youre not just a member, YOURE AN OWNER


Since 1961, NSWC Federal Credit Union has provided low rate loans and mortgages, competitive savings yields, and a wide variety of convenient products and services for our members.
CONVENIENT LOCATIONS 17442 Dahlgren Road, Dahlgren 2004 Augustine Avenue, Fredericksburg 5472 James Madison Pkwy., King George 5422 Southpoint Plaza Way, Fredericksburg 24 ATMs and Cash Machines at locations near you!
NSWC Federal Credit Union
www.nswcfcu.org
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

13

Foundation

Foundation

Founded in 1990, the Fredericksburg REALTORS Foundation has contributed thousands of dollars in efforts to give back to the community. These helping hands have been extended to community agencies and organizations such as the Homes for Our Troops, Habitat for Humanity, New Vision, RACSB, CVHC, Hope House, and the Thurman Brisben Center. FAAR holds many fundraising events throughout the year that benefit the Fredericksburg REALTORS Foundation, such as Bingo Nights, Silent Auction at the REALTORS Awards Luncheon, and raffles at various events. Many thanks to all members who have contributed to the success of the Foundation throughout the years. Mission Statement Our mission is to provide grants to local, charitable organizations and through those organizations assist area residents struggling with hardships that threaten their ability to secure and retain shelter.

2013 Board of Governors


Carolyn Liddell Sun Realty Carolyn@suncompanies.biz

President

Melissa Stewart Coldwell Banker Elite King George melissastewart@mris.com A.J. Johnson 1st Choice Better Homes and Land realtorajohnson@gmail.com Jeanette Browne RE/MAX Allegiance Jybrowne63@gmail.com

Secretary

Treasurer

Governors

Claire Forcier-Rowe Coldwell Banker Elite Massaponax claire@coldwellbankerelite.com Donna Schmidt American Home Shield claire@coldwellbankerelite.com

Mary Beth Rich Century 21 New Millennium Stafford Marybeth.rich@c21nm.com Cindy LeBrun Coldwell Banker Elite Massaponax cindysellsva@gmail.com

14

15

Real Estate Career Academy


RECA continues to be a place you can take not only all the state licence required classes in a convenient two day seminar, but also a multitude of electives. We offer topics that are pertinenent to todays real estate industry, including technology, trends, and all the latest changes in contracts and addendums. RECA is an approved school with both VAR and NAR and is proud to work together with these associations to offer designations and certification classes. Being a part of FAAR ensures all classes are written and coordinated with memberships needs in mind.

BENEFITS

RECA

As a member benefit, members can attend RECA courses at a discounted rate. RECA is also a source of non dues revenue for the association. The revenue produced by RECA is used to minimize membership dues and support additional benefits to association members and the community. In attending courses at RECA members can feel confident that they are supporting the association, their community, the real estate industry and helping minimize their own dues while receiving quality education.

INSTRUCTORS

RECA is an award winning school offering quality and relevant curriculum designed by the knowledgeable members of the Fredericksburg Association of REALTORS, our talented team of instructors and RECAs Education Director. This unique group of 15+ individuals has over 150 years of combined experience and the degrees, designations and certifications to ensure the information you receive is the best in the industry.

ROADSHOWS

RECA offers competitively priced, complete seminars to help meet your state licensing requirements (Real Estate Pre-Licensing, Post Licensing, Continuing Education, Broker Pre-Licensing and Broker Management Courses). RECA will bring any of our classes to your office including technology, designations and certifications! To schedule a class at your office email education@faarmembers.com.

ONLINE CLASSES

Too busy to attend a class in person? Visit http://faarmls.theceshop.com/ for RECAs online classes. Save Time Save Money It is convenient!

Fifteen years of providing educational opportunities to FAAR members

16

Please keep in the loop check out the information and resources on: https://www.facebook.com/#!/FAARmembers https://twitter.com/#!/FAARmembers

Do you want to elevate the real estate industry and diversify your expertise while supplementing your income and getting free continuing education credit? Look into becoming a RECA instructor, more information at www.faarmembers.com/education.

For more information contact Education Director Barbara Castillo bcastillo@faarmembers.com.

MBH Fredericksburg
1956 William Street 540-373-1300 Fax 540-373-8834 PBlake@mbh.com facebook.com/mbhfred

With over 19 years of experience, MBH provides you with the most knowledgeable, experienced and friendly service in the settlement industry.
9 Center Street #105 540-658-0992 Fax 540-658-9147 Stafford@mbh.com

Insist on the Best!

MBH Stafford

www.mbh.com Get a strong team to pull for you

We are proud to be part of the community and invite you to discover how we may assist you with your mortgage needs.

Wells Fargo Home Mortgage 3447 Fall Hill Ave, Fredericksburg, VA 22401 Phone: 540-785-3301, Fax: 540-548-2016 www.wfhm.com/loans/fredericksburg-builderva

Information is accurate as of the date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS981503 3/13-3/14

17

Have you ever had the need to pick another REALTORs brain? Wanted to share ideas and lessons learned perience, MBH provides with others? Network with other REALTORS in a casual setting? Well now is your chance! ledgeable, experienced Your Peers have created a Meetup group called REAL TALK (FAAR) and we want YOU to join us! What is Meetup? he settlement industry. Meetup is the world's largest network of local groups. Meetup makes it easy for anyone to organize a local group or find one of the thousands already meeting up face-to-face. More than 9,000 groups get together in local communities MBH each day,Stafford each one with the goal of improving themselves or their communities.

the Best!

Join the Meetup


Real Talk (FAAR)

9 Center Street #105 How Do I Access Meetup? 540-658-0992 Fax 540-658-9147 www.meetup.com Select Find A Meetup Group Stafford@mbh.com Search for Real Estate Look for Real Talk (FAAR) and select that group.

Questions? Please email: realtalkfaar@gmail.com to learn more. What We Are About: This group is for all real estate agents and those in real estate related fields associated with the Fredericksburg Area Association of REALTORS who are interested in networking, idea sharing, engaging discussions, increasing business and learning from others. We started this group to forge relationships within the real estate community and to learn and grow from each other. (All FAAR Members, REALTORS and Affiliate Members, are invited to participate.)

bh.com

Real Talk
18

19

20

COMMONWEALTH OF VIRGINIA
GOVERNOR Bob McDonnell (R) Office of the Governor Patrick Henry Building, 3rd floor 1111 East Broad St. Richmond, VA 23219 Phone: (804) 786-2211 LT. GOVERNOR William T. Bill Bolling (R) 102 Governor St. Richmond, VA 23219 Phone: (804) 786-2078 ATTORNEY GENERAL Kenneth T. Cuccinelli, II 900 East Main St. Richmond, VA 23219 Phone: (804) 786-2078

Regional Government Officials


Richard Stuart (R) District 28 P.O. Box 1146 Montross, VA 22520 District28@senate.virginia.gov Phone: (804) 493-8892

HOUSE OF DELEGATES

Mark Dudenhefer (R) District 2 P.O. Box 1570 Stafford, VA 22555 DelMDudenhefer@house.virginia.gov Phone: (703) 403-9710 William J. Howell (R) District 28 P.O. Box 8296 Fredericksburg, VA 22404 DelWHowell@house.virginia.gov Phone: (540) 371-1612 Robert Bobby Orrock (R) District 54 P.O. Box 458 Thornburg, VA 22565 DelBOrrock@house.virginia.gov Phone: (540) 891-1322 Mark Cole (R) District 88 P.O. Box 6046 Fredericksburg, VA 22403 DelMCole@house.virginia.gov Phone: (540) 752-8200 Margaret Ransone (R) District 99 P.O. Box 358 Kinsale, VA 22488 Phone: (804) 493-8484

Regional Govemnet Officials

UNITED STATES SENATORS Mark R. Warner (D) 459A Russell Building Washington, DC 20510 Phone: (202) 224-2023

Tim Kaine (D) B40C Dirksen Senate Office Building Washington, DC 20510 Phone: (202) 224-4024

UNITED STATES REPRESENTATIVES Eric Cantor (R) District 7 303 Cannon Building Washington, DC 20515 Phone: (202) 225-2815

Rob Wittman (R) District 1 1317 LongworthHouse Office Building Washington, DC 20515 Phone: (202) 225-4261 SENATORS Ryan McDougle (R) District 4 P.O. Box 187 Mechanicsville, VA 23111 District04@senate.virginia.gov Phone: (804) 730-1026 Bryce Reeves (R) District 17 P.O. Box 7021 Fredericksburg, VA 22404 District17@senate.virginia.gov Phone: (540) 645-8440

CAROLINE COUNTY
BOARD OF SUPERVISORS PO Box 477, Bowling Green, VA 22427 Phone: (804) 633-5380 CHAIR-MATTAPONI DISTRICT Floyd Thomas Phone: (804) 633-9237 fthomas@co.carolina.va.us

VIRGINIA GENERAL ASSEMBLY

VICE-CHAIR-PORT ROYAL DISTRICT Calvin Taylor Phone: (804) 633-5380 ctaylor@co.caroline.va.us BOWLING GREEN DISTRICT Jeffery Jeff Sili Phone: (804) 633-9084 jsili@co.caroline.va.us

21

PORT ROYAL DISTRICT Calvin Taylor Phone: (804) 633-5380 ctaylor@co.caroline.va.us

REEDY CHURCH DISTRICT Reggie Underwood Phone: (804) 994-5834 runderwood@co.caroline.va.us WESTERN CAROLINE DISTRICT Jeffrey Black Phone: (804) 633-5380 Jsb231@aol.com CLERK OF THE COURT Ray S. Campbell P.O. Box 309 Bowling Green, VA 22427 Phone: (804) 633-5800

AT LARGE Matt Kelly Phone: (540) 372-1010

CONSTITUTIONAL OFFICERS
CLERK OF THE COURT Jeff Small 815 Princess Anne Street Fredericksburg, VA 22401 Phone: (540) 372-1066

CONSTITUTIONAL OFFICERS

COMMISSIONER OF THE REVENUE Lois Jacob PO Box 644 Fredericksburg, VA 22401 Phone: (540) 372-1004 TREASURER G.M. Haney PO Box 267 Fredericksburg, VA 22401 Phone: (540) 372-1001 CHAIR-SHILOH DISTRICT Cedell Brooks, Jr. Phone: (540) 775-9465 Cbfh98@verizon.net VICE CHAIR-AT-LARGE Dale Sisson Phone: (540) 775-3322 Sisson4kg@msn.com

Regional Govemnet Officials

COMMISSIONER OF THE REVENUE Sharon W. Carter P.O. Box 531 Bowling Green, VA 22427 Phone: (804) 633-9834 TREASURER Elizabeth B. Curran P.O. Box 431 Bowling Green, VA 22427 Phone: (804) 633-5291

KING GEORGE COUNTY

CITY OF FREDERICKSBURG
CITY COUNCIL PO Box 7447, Fredericksburg, VA 22401 Phone: (540) 372-1010 City officials use a webform for email communications. Visit www.fredericksburgva.gov and click Council Members to access each elected official. MAYOR Mary Katherine Greenlaw Phone: (540) 372-1022 WARD 1 Bradford C. Ellis WARD 2

DAHLGREN DISTRICT Ruby Brabo Phone: (540) 200-8640 Rbrabo@co.kinggeorge.state.va.us

JAMES MONROE DISTRICT John LoBuglio Phone: (540) 644-9999 jlobuglio@co.kinggeorge.state.va.us MADISON DISTRICT Joseph Grzeika Phone: (540) 775-2190 jgrzeika@co.kinggeorge.state.va.us CLERK OF THE COURT Charles V. Vic Mason 9483 Kings Hwy. #3 King George, VA 22485 Phone: (540) 775-3322

Phone: (540) 372-1010 George C. Solley Phone: (540) 372-1010


WARD 3 Fred Howe III Phone: (540) 372-1010 WARD 4 Bea Paolucci Phone: (540) 372-1010 AT LARGE Kerry Devine Phone: (540) 372-1010

CONSTITUTIONAL OFFICERS

COMMISSIONER OF THE REVENUE Faye Lumpkin 10459 Courthouse Rd., Ste. 101 King George, VA 22485 Phone: (540) 775-4664

22

TREASURER Alice L. Moore 10459 Courthouse Rd., Ste. 100 King George, VA 22485 Phone: (540) 775-2571 BOARD OF SUPERVISORS PO Box 99 Spotsylvania, VA 22553 Phone: (540) 507-7010

DRoss@spotsylvania.virginia.us

SPOTSYLVANIA COUNTY

LEE HILL DISTRICT Gary Skinner Phone: (540) 891-6610 GSkinner@spotsylvania.virginia.us CLERK OF THE COURT Christalyn M. Jett PO Box 96 Spotsylvania, VA 22553 Phone: (540) 507-7600

CONSTITUTIONAL OFFICERS

CHAIR-LIVINGSTON DISTRICT Ann Heidig Phone: (540) 850-9078 AHeidig@spotsylvania.va.us VICE CHAIR-SALEM DISTRICT Paul Trampe Phone: (540) 580-9073 PTrampe@spotsylvania.va.us BATTLEFIELD DISTRICT Benjamin Pitts Phone: (540) 898-4335 BPitts@spotsylvania.us.va

COMMISSIONER OF THE REVENUE Deborah Williams PO Box 175 Spotsylvania, VA 22553 Phone: (540) 507-7053 TREASURER Larry Pritchett PO Box 65 Spotsylvania, VA 22553 Phone: (540) 507-7058 STAFFORD COUNTY

Regional Govemnet Officials

BERKELEY DISTRICT Emmitt Marshall Phone: (540) 582-5381 EMarshall@spotsylvania.virginia.us

CHANCELLOR DISTRICT Tim McLaughlin Phone: (540) 850-9092 TMcLaughlin@spotsylvania.virginia.us COURTLAND DISTRICT David Ross Phone: (571) 594-0814

BOARD OF SUPERVISORS PO Box 339 Stafford, VA 22555 Phone: (540) 658-8600

CHAIR-FALMOUTH DISTRICT Susan Stimpson Phone: (540) 834-6092 SStimpson@co.stafford.va.us

VICE CHAIR-ROCK HILL DISTRICT Cord Sterling Phone: (540) 604-1610 csterling@co.stafford.va.us

23

VICE-CHAIR-GEORGE WASHINGTON DISTRICT Bob Thomas Phone: (540) 724-1702 BThomas@co.stafford.va.us AQUIA DISTRICT Paul Milde Phone: (540) 658-7643 PMilde@co.stafford.va.us

GARRISONVILLE DISTRICT Ty Schieber Phone: (540) 220-1099 TSchieber@co.stafford.va.us

TREASURER Laura Rudy 1300 Courthouse Road Stafford, VA 22554 Phone: (540) 658-8700

GRIFFIS-WIDEWATER DISTRICT Jack Cavalier Phone: (540) 207-5317 JCavalier@co.stafford.va.us HARTWOOD DISTRICT Gary Snellings Phone: (540) 371-1610 GSnellings@co.stafford.va.us ROCK HILL DISTRICT Cord Sterling Phone: (540) 604-1610 CSterling@co.stafford.va.us CLERK OF THE COURT Barbara Decatur Judicial Center 1300 Courthouse Road Stafford, VA 22554 Phone: (540) 658-8750

TOWN OF COLONIAL BEACH 18 N. Irving Avenue Colonial Beach, VA 22443 Phone: (804) 224-7181 MAYOR Mike Ham (804) 224-7181 m.ham@colonialbeachva.net

VICE MAYOR L. Tommy Edwards (540) 224-7181 l.edwards@colonialbeachva.net MEMBERS Gary Seeber (540) 224-7181 g.seeber@colonialbeachva.net Timothy Tim Curtin (540) 224-7181 t.curtin@colonialbeachva.net

Regional Govemnet Officials

CONSTITUTIONAL OFFICERS

COMMISSIONER OF THE REVENUE Scott Mayausky 1300 Courthouse Road P.O. Box 339 Stafford, VA 22554 Phone: (540) 658-4132

Jim Chiarello (540) 224-7181 j.chiarello@colonialbeachva.net

Linda Brubaker (540) 224-7181 l.brubaker@colonialbeachva.net Wanda Goforth (540) 224-7181 w.goforth@colonialbeachva.net

24

CAROLINE COUNTY

16221 Richmond Turnpike Bowling Green, VA 22427 Phone: (804) 633-5088 www.caroline.k12.va.us SUPERINTENDENT Dr. Greg Killough

School Board Contacts


STAFFORD COUNTY
31 Stafford Ave. Stafford, VA 22553 Phone: (540) 658-6000 www.staffordschools.net SUPERINTENDENT Dr. Randy Bridges

KING GEORGE COUNTY


9100 St. Anthonys Rd. Po Box 1239 King George, VA 22485 Phone: (540) 775-5833 www.kgcs.k12.va.us SUPERINTENDENT Robert Benson

CITY OF FREDERICKSBURG
817 Princess Anne St. Fredericksburg, VA 22401 Phone: (540) 372-1130 www.cityschools.com SUPERINTENDENT David Melton

SPOTSYLVANIA COUNTY
8020 River Stone Dr. Fredericksburg, VA 22407 Phone: (540) 834-2500 www.spotsylvania.k12.va.us SUPERINTENDENT Dr. Scott Baker

TOWN OF COLONIAL BEACH


16 N. Irving Ave. Colonial Beach, VA 22443 Phone: (804) 224-0906 www.cbschools.net SUPERINTENDENT Kathleen Bean

HUNTING FOR A LOAN?

School Board Contacts

GIVE US A ROAR!
HARP 2.0 FHA Streamlined Refinance
Philip King
Area Production Manager

VA IRRRL Loans VA/FHA/Conventional/VHDA/RD Loans


Pam Hicks
Senior Mortgage Banker

Mac Church

540-785-3333 philip.king@lionbank.com www.pking.lionbankmtg.com


NMLS 659446

Senior Mortgage Banker

540-785-3325 mac.church@lionbank.com www.mchurch.lionbankmtg.com


NMLS 659377

540-785-3321 pam.hicks@lionbank.com www.phicks.lionbankmtg.com


NMLS 951648

Contact Philip, Mac or Pam for all of your mortgage needs.

www.LionBankMTG.com
25

26

27

NATURAL GAS

Columbia Gas (800) 543-8911 www.columbiagasva.com

Local Utilities
CABLE
Comcast (800) 226-2278 www.comcast.com Cox Communications 1310 Belman Road (540) 373-6343 (888) 683-1000 www.cox.com MetroCast 11387 Ridge Road King George, VA 22485 (800) 633-8578 www.metrocast.com

TELEPHONE

Verizon Virginia 43 Bells Hill Road Stafford, VA 22554 (540) 720-9500 (800) 483-4000 www.verizon.com

WATER/SEWER
Caroline County Department of Public Utilities 233 W. Broaddus Avenue Bowling Green, VA 22427 (804) 633-4390

ELECTRIC

City of Fredericksburg Public Works 715 Princess Anne Street, Room L6 Fredericksburg, VA 22401 (540) 372-1023 King George County Engineering and Public Works 10459 Courthouse Drive, Suite 200 King George, VA 22485 (540) 775-9181 Spotsylvania County Environmental Engineering 10304 Spotsylvania Ave., Suite 400 Fredericksburg, VA 22408 (540) 507-7222

Dominion Virginia Power Box 26666 Richmond, VA 23173 (888) 667-3000 www.dom.com

Northern Neck Electric 85 St. Johns Street PO Box 288 Warsaw, VA 22572 (800) 243-2860 www.nnec.com

Northern Virginia Electric Cooperative 2430 Poplar Road Fredericksburg, VA 22406 (888) 335-0500 www.novec.com Rappahannock Electric Cooperative 247 Industrial Court Fredericksburg, VA 22408 (540) 898-8500 (800) 552-3904 www.rappelec.com

Local Utulites

Stafford County Stafford Administration Center 1300 Courthouse Road Stafford, VA 22554 (540) 658-8616

kk E O
T I T L E

Michele Freemyers, Principal


Leggett, Simon, Freemyers and L yon, Counsel

CALL TODAY
EKKO Title
540-899-1992

1931 Plank Road #208 Fredericksburg, Va 22401 Ask about our Price.Match policy We match competitors discounts or coupons You get the best service without paying more

Price.Match

by EKKO

28

29

BIG CHANGES FOR PL EDUCATION!

The current guidelines for the 30-hour educational curriculum for new salespersons will expire December 31, 2013. If a new salesperson begins, but does not complete all 30 hours of PLE under the current system, their credits will revert to 0 on January 1, 2014, and they will have to start over and take all 30 hours of the new curriculum. From July 1, 2013, through December 31, 2013, both guidelines for the 30-hour educational curriculum for new salespersons will be in effect . After December 31, 2013, only the new guidelines for the 30-hour educational curriculum for new salespersons will remain valid, and the old guidelines for PLE expire and will no longer be accepted. You cannot mix and match your 30 hours of PLE from the current and new curriculum. June 4,6,11,13 August 13,15,20,22 October 15,17,22,24 December 3,5,10,12 Current Curriculum is being offered 4 more times in 2013 by Real Estate Career Academy!

RECA

If you are in your first year of being licensed, please ensure you complete all 30 hours of education from the current curriculum by December 31, 2013 to avoid having to start over! Please contact bcastillo@faarmembers.com with any questions. When it comes to your continuing education, dont take chances..take it with RECA!

ABOUT RECA

Our ethics classes satisfy both NAR and FAAR requirements All credits submitted directly and promptly to DPOR Education Director available on site to answer questions and offer assistance Use of member lounge before and after classes to check emails, charge phones, have coffee/tea REALTOR store on site for all your unique shopping needs

RECA
30

The Real Estate Career Academy (RECA) is the award winning education division of the Fredericksburg Area Association of REALTORS. Overseen by the FAAR Education Working Group, this program has rapidly advanced over the past three years to meet and equip todays REALTORS with the tools they need to succeed in a challenging and competitive market place. Classes are open to both members of the association as well as non-members

MISSION

Provide quality education to meet the needs and aspirations of our agents Offer current and relevant curriculum to meet the demands of the real estate market attract and retain highly qualified, experienced and knowledgeable instructors foster an inclusive, supportive, and positive learning environment Create a community vested in RECA by providing opportunities for awareness and involvement to all stakeholders

ACCREDITATION

RECA is a Professional Real Estate Institute Licensed by the DPOR in Virginia, to teach real estate courses, prepare candidates for their State and National Exams and to satisfy state licensing requirements. As defined by The U.S. Department of Education accreditation: Assures students that the institution operates on a sound financial basis Has approved program of study

31

Craig E. Buck Alliance Title & Escrow, Inc 1109 Heatherstone Drive, Ste. 100 Fredericksburg, VA 22407 (540) 785-6575 Donna Schmidt American Home Shield 6074 Hamlin Cr King George, VA 22485 (540) 413-6990 dschmidt@ahslink.com

Affiliate Directory Alphabetical


Charles M. Carroll CJR Property Inspections 209 Old Landing Ct Fredericksburg, VA 22405 (540) 273-1059 cjr@va-home-inspection.com Dawn Boxwell Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 bhboxwell@verizon.net John McGee Colony Pest Control P. O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com

Phillip C. Gamlin Amerihome Inspection Services P.O. Box 1722 Stafford, VA 22555 (540) 659-8484 officemanager@amerihomeinspect.net

Pamela Wharton Bay County Settlements Inc. 1931 Plank Rd Ste 201 Fredericksburg, VA 22401 (540) 658-2162 pamela.wharton@baycountysettlements.com Mary AE Burge Burge Appraisers, Inc. 4207-A Germanna Hwy Locust Grove, VA 22508 (540) 972-9040 mburge@mris.com

Richard Altstaetter Colonial Forge Appraisal Ser 117 Autumn Dr Stafford, VA 22556 (540) 752-6656 appraisals@colonialforge.net

Tracy Bray C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 tbray@cfmortgagecorp.com Jolayne Craig C & F Mortgage Corporation 2050 Gordon W Shelton Blvd Fredericksburg, VA 22401 (540) 736-1304 jcraig@cfmortgagecorp.com

Michelle Mullins Connors Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 michelle@connorspest.com

Warren G. Cox Cox & Johnson Insurance Agency 604 William St Fredericksburg, VA 22401 (540) 373-1531 mwcox9108@msn.com

Brian Whetzel C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 bwhetzel@cfmortgagecorp.com Charles Pinkard Charles Pinkard Appraiser 26058 Zion Rd Ruther Glen, VA 22546 (540) 847-9522 charlespinkard@gmail.com

Barry Robinson CSI-Complete Service Inspections 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 barry@servispros.com Virgil G. Nelson, CCIM Cushman & Wakefield Thalhimer 725 Jackson St., Ste 101 Fredericksburg, VA 22401 (540) 373-4514 vnelson@sullivanproperties.net Cynthia L. Scanlan Cynthia L Scanlan CPM 59 Walnut Farms Pkwy Fredericksburg, VA 22405 (540) 220-7623 cscanlan@hre-rst.com

32

Diane Kelso Diane Kelso Insurance Services 601 Breezewood Dr Fredericksburg, VA 22407 (540) 710-9699 diane@dianekelso.com Michele Freemyers EKKO Title 1931 Plank Road Ste.208 Fredericksburg, VA 22401 (540) 899-1992 mfreemyers@ekkotitle.com

Lisa P. Hockman, RAA Horizon Appraisals 6801 Tupelo Dr. Spotsylvania, VA 22551 (540) 582-3147 horizonappr@comcast.net

Affiliate Directory Apphabetical

Dan Ferrell Ferrells Termite & Pest Control, Inc. 427 Haden Ln Bumpass, VA 23024 (540) 872-2616 ferrellstermite@aol.com Philip King Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3333 philip.king@lionbank.com

James L. Womack J & V Management Consultants 2708 Salem Chucrch Rd Fredericksburg, VA 22407 (703) 505-2339 Womack-CPM@comcast.net

Joseph R. Trombino, CRS Joe Trombino Inspection Services 5025 Sewells Pointe Way Fredericksburg, VA 22407 (540) 710-5889 trombinojoseph@yahoo.com

Joan Walker First Guardian Title & Escrow 85 Mine Road Stafford, VA 22554 (540) 657-8900 jwalker@firstguardiantitle.com Vickee Curtis Foote Title Group 6131 James Madison Pkwy King George, VA 22485 (540) 644-9990 vickee@footetitlegroup.com Craig L. Fraser Fraser & Associates 23 Deer Run Rd Stafford, VA 22556 (540) 720-0217 fraserandassoc@mris.com

Joseph P. Gibbs, III Joseph Phillip Gibbs Appraiser W/Service Realty Inc. 10024 Kings Hwy King George, VA 22485 (540) 775-9690 philgibbsiii@mris.com Arline Clements Kloke/Mayflower 300 Lansdowne Road Fredericksburg, VA 22401 (540) 373-7666 aclements@kloke.com

Linda Poyner Brown L.P. Brown Appraisals 10517 Edinburgh Drive Spotsylvania, VA 22553 (540) 891-9917 lindapbrown@earthlink.net Barbara Bartz Legacy 800 Caroline St Fredericksburg, VA 22401 (540) 899-2222 bjblegacy@gmail.com

Bea Phelps Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 bphelps@fabava.com Heather F. Yarnall Guardian Pest Services 115 Pegram Lane Fredericksburg, VA 22408 (540) 891-0330 custsvc@guardianpestservices.com Cathy Bishop Homebuyers Title and Escrow 10601 Courthouse Rd, Suite 200 Fredericksburg, VA 22407 (540) 891-1300 cathyathb@aol.com

Peter Habib M & T Mortgage Corporation 10693 Courthouse Rd Fredericksburg, VA 22407 (540) 847-3200 phabib@mtb.com Cheryl Myers M&T Mortgage Corporation 10693 Courthouse Rd 2nd Fl Fredericksburg, VA 22407 (540) 273-0100 cpmyers@mtb.com Phillip Blake MBH Settlement Group 1956 William St Fredericksburg, VA 22401 (540) 373-1300 sandrabla@verizon.net

33

Mark Moritz Michael A. Moritz 8249 Rozell Rd Woodford, VA 22580 (540) 786-4500 mike@bestappraisal.com

Heather D. Frye Movement Mortgage 302 Westwood Office Park Fredericksburg, VA 22401 (540) 295-7596 heather.frye@newamerican.com Cassie Clancy MRIS 8615 Commerce Dr Easton, MD 21601 (888) 838-4234 cassie.clancy@mris.net

Joel P. Webber Old Dominion Home Inspection Services 140 Embrey Mill Rd Stafford, VA 22554 (540) 847-4581 olddominionhis@yahoo.com Jack Broome Perma Treat Pest Control 509-A Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Jbroome@permatreat.com Mark Male Perma Treat Pest Control 509-A Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Mmale@permatreat.com Joe Wilson Perma Treat Pest Control 405 Amelia Street Fredericksburg, VA 22401 (540) 370-4571 jwilson@permatreat.com

Kim Mingo MRIS 9707 Key West Ave Ste 200 Rockville, MD 20850 (703) 670-7108 kim.mingo@mris.net

Yvette Nageotte Nageotte, Nageotte & Nageotte, P.C. 385 Garrisonville Rd Suite #201 Stafford, VA 22554 (540) 659-5050 yvette.nageotte@nageottelawfirm.com Melanie Parker Navy Federal Credit Union 128/51 Worldgate Dr Herndon, VA 20170 (540) 785-3565 melanie_parker@navyfederal.org John C. Neapolitan, Jr. Neapolitan Appraisals 419 Vawter Corner Road Louisa, VA 23093 (540) 967-4348 neapolitan@direcway.com

Jim Martino PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3253 jim.martino@pncmortgage.com Tim Amrhein Quarles Petroleum, Inc 3300 Beulah Salisbury Dr. Fredericksburg, VA 22408 (540) 373-6933 dedenton@quarlesinc.com

Peggy Sue Collins Newland Communities, Ladysmith Village 17276 Camellia Dive Ruther Glen, VA 22546 (804) 448-4529 pcollins@newlandco.com Stephanie Lyles NSWC Federal Credit Union 2004 Augustine Ave Fredericksburg, VA 22401 (540) 361-2212 stephanie.lyles@nswcfcu.org Lisa Santiago NSWC Federal Credit Union 5472 James Madison Pkwy King George, VA 22485 (540) 644-8190 lisasantiago@nswcfcu.org

Eric Healey Rainbow International of Fredericksburg 400 Nelms Cr Ste 103 Fredericksburg, VA 22406 (540) 850-3880 Sherrie S. Tedrick RGS Title, LLC 2015 Plank Rd Fredericksburg, VA 22401 (540) 372-4100 stedrick@rgstitle.com

Alicia Thompson RGS Title, LLC 45 Doc Stone Road Ste 103 Stafford, VA 22556 (540) 288-1747 athompson@rgstitle.com

Linda D. Neubert Road Runner Appraisal PO Box 5461 Fredericksburg, VA 22403 (540) 752-8159 RRAPPRAISALVA@gmail.com

34

Cindi Smith Rt. 3 Simply Storage 4801 Plank Road Fredericskburg, VA 22407 (804) 360-7920 cindi.smith@simplystorage.com Sonia Kuppert STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 sonia@statitle.com

Lindsey Sharpe The Free Lance Star 616 Amelia St Fredericksburg, VA 22401 (540) 368-5044 lsharpe@freelancestar.com Bill Smith The Free Lance Star 616 Amelia St. Fredericksburg, VA 22401 (540) 374-5000 bsmith@freelancestar.com

Affiliate Directory Apphabetical

Lisa Agni Stonewall Title & Escrow, Inc 9300 Grant Avenue, Suite 102 Manassas, VA 20110 (703) 330-8047 lagni@stonewalltitle.com Scott Hine Stellar One P. O. Box 7267 Fredericksburg, VA 22404 (540) 735-2971 shine@stellarone.com Jon Julian Stellar One P. O. Box 7267 Fredericksburg, VA 22404 (540) 735-2978 jjulian@stellarone.com Dave Walczak Stellar One P O Box 7267 Fredericksburg, VA 22404 (540) 735-2971

Melda Bates The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 melda@thetitleprofessionals.com Mark A. Steele The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 mark@thetitleprofessionals.com Phillip H. Bates The Trammell Crow Company 307 Staunton Ct Stafford, VA 22554-7860 (703) 418-1377

Tracy Atkinson Suntrust Mortgage 13580 Grape Dr #401 Woodbridge, VA 22192 (703) 492-5050 tracy.atkinson@suntrust.com

Eric Ruck True IT Services, L.L.C. P.O. Box 693 Fredericksburg, VA 22403-0693 (540) 373-8440 eruck@trueits.com John W. McLaurin Universal Title 302 Westwood Office Park Fredericksburg, VA 22401 (540) 479-1287 jmclaurin@universaltitle.com

Ann Deutsch Suntrust Mortgage 1340 Central Park Blvd Fredericksburg, Virginia 22401 (540) 494-7399 ann.e.deutsch@suntrust.com

Wilson Hunter Greenlaw Thalhimer Cushman & Wakefield 725 Jackson St Ste 101 Fredericksburg, VA 22401 (540) 373-0600 wilson.greenlaw@thalhimer.com James A. Scully Thalhimer/Cushman&Wakefield 725 Jackson St Ste.101 Fredericksburg, VA 22401 (540) 373-0600 jamie.scully@thalhimer.com

Terrence W. Beltz Virginia Housing Development Authority 601 S. Belvidere Street Richmond, VA 23220 (804) 343-5747 terry.beltz@vhda.com H. Stuart Brooks Virginia Inspection Service 11203 Carriage House Ct. Fredericksburg, VA 22408 (540) 898-0593 inspectorstu@vainspectionservice.com C. Robin Robin Keller Volunteers of America 1660 Duke St Alexandria, VA 22314 (703) 341-5017

35

36

ADVERTISING/MEDIA

Lindsey Sharpe The Free Lance Star 616 Amelia St Fredericksburg, VA 22401 (540) 368-5044 lsharpe@freelancestar.com Bill Smith The Free Lance Star 616 Amelia St. Fredericksburg, VA 22401 (540) 374-5000 bsmith@freelancestar.com APPRAISERS Mary AE Burge Burge Appraisers, Inc. 4207-A Germanna Hwy Locust Grove, VA 22508 (540) 972-9040 mburge@mris.com

Affiliate Directory Category


Craig L. Fraser Fraser & Associates 23 Deer Run Rd Stafford, VA 22556 (540) 720-0217 fraserandassoc@mris.com Richard Altstaetter Colonial Forge Appraisal Ser 117 Autumn Dr Stafford, VA 22556 (540) 752-6656 appraisals@colonialforge.net John C. Neapolitan, Jr. Neapolitan Appraisals 419 Vawter Corner Road Louisa, VA 23093 (540) 967-4348 neapolitan@direcway.com Michael Moritz Michael A. Moritz 8249 Rozell Rd Woodford, VA 22580 (540) 786-4500 mike@bestappraisal.com

Charles Pinkard Charles Pinkard Appraiser 26058 Zion Rd Ruther Glen, VA 22546 (540) 847-9522 charlespinkard@gmail.com Lisa P. Hockman, RAA Horizon Appraisals 6801 Tupelo Dr. Spotsylvania, VA 22551 (540) 582-3147 horizonappr@comcast.net

Affiliate Directory Category

Linda D. Neubert Road Runner Appraisal PO Box 5461 Fredericksburg, VA 22403 (540) 752-8159 RRAPPRAISALVA@gmail.com ATTORNEYS Yvette Nageotte Nageotte, Nageotte & Nageotte, P.C. 385 Garrisonville Rd Suite #201 Stafford, VA 22554 (540) 659-5050 yvette.nageotte@nageottelawfirm.com BANKS Melanie Parker Navy Federal Credit Union 128/51 Worldgate Dr Herndon, VA 20170 (540) 785-3565 melanie_parker@navyfederal.org

Joseph P. Gibbs, III Joseph Phillip Gibbs Appraiser W/Service Realty Inc. 10024 Kings Hwy King George, VA 22485 (540) 775-9690 philgibbsiii@mris.com Linda Poyner Brown L.P. Brown Appraisals 10517 Edinburgh Drive Spotsylvania, VA 22553 (540) 891-9917 lindapbrown@earthlink.net

37

Stephanie Lyles NSWC Federal Credit Union 2004 Augustine Ave Fredericksburg, VA 22401 (540) 361-2212 stephanie.lyles@nswcfcu.org Lisa Santiago NSWC Federal Credit Union 5472 James Madison Pkwy King George, VA 22485 (540) 644-8190 lisasantiago@nswcfcu.org COMPUTER/IT SERVICES Eric Ruck True IT Services, L.L.C. P.O. Box 693 Fredericksburg, VA 22403-0693 (540) 373-8440 eruck@trueits.com Eric Healey Rainbow International of Fredericksburg 400 Nelms Cr Ste 103 Fredericksburg, VA 22406 (540) 850-3880 HOME BUILDERS Peggy Sue Collins Newland Communities, Ladysmith Village 17276 Camellia Dive Ruther Glen, VA 22546 (804) 448-4529 pcollins@newlandco.com HOME FURNISHINGS Barbara Bartz Legacy 800 Caroline St Fredericksburg, VA 22401 (540) 899-2222 bjblegacy@gmail.com HOME INSPECTORS Phillip C. Gamlin Amerihome Inspection Services P.O. Box 1722 Stafford, VA 22555 (540) 659-8484 officemanager@amerihomeinspect.net

Charles M. Carroll CJR Property Inspections 209 Old Landing Ct Fredericksburg, VA 22405 (540) 273-1059 cjr@va-home-inspection.com

Barry Robinson CSI-Complete Service Inspections 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 barry@servispros.com

DAMAGE/RESTORATION SERVICES

Joseph R. Trombino, CRS Joe Trombino Inspection Services 5025 Sewells Pointe Way Fredericksburg, VA 22407 (540) 710-5889 trombinojoseph@yahoo.com Joel P. Webber

Old Dominion Home Inspection Services 140 Embrey Mill Rd Stafford, VA 22554 (540) 847-4581 olddominionhis@yahoo.com H. Stuart Brooks Virginia Inspection Service 11203 Carriage House Ct. Fredericksburg, VA 22408 (540) 898-0593 inspectorstu@vainspectionservice.com HOME WARRANTY COMPANIES Donna Schmidt American Home Shield 6074 Hamlin Cr King George, VA 22485 (540) 413-6990 dschmidt@ahslink.com INSURANCE AGENCIES Warren G. Cox Cox & Johnson Insurance Agency 604 William St Fredericksburg, VA 22401 (540) 373-1531 mwcox9108@msn.com Diane Kelso Diane Kelso Insurance Services 601 Breezewood Dr Fredericksburg, VA 22407 (540) 710-9699 diane@dianekelso.com

38

INSTITUTE AFFILIATES Virgil G. Nelson, CCIM Cushman & Wakefield Thalhimer 725 Jackson St., Ste 101 Fredericksburg, VA 22401 (540) 373-4514 vnelson@sullivanproperties.net Cynthia L. Scanlan Cynthia L Scanlan CPM 59 Walnut Farms Pkwy Fredericksburg, VA 22405 (540) 220-7623 cscanlan@hre-rst.com

Brian Whetzel C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 bwhetzel@cfmortgagecorp.com Philip King Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3333 philip.king@lionbank.com

James L. Womack J & V Management Consultants 2708 Salem Chucrch Rd Fredericksburg, VA 22407 (703) 505-2339 Womack-CPM@comcast.net

Wilson Hunter Greenlaw Thalhimer Cushman & Wakefield 725 Jackson St Ste 101 Fredericksburg, VA 22401 (540) 373-0600 wilson.greenlaw@thalhimer.com James A. Scully Thalhimer/Cushman&Wakefield 725 Jackson St Ste.101 Fredericksburg, VA 22401 (540) 373-0600 jamie.scully@thalhimer.com Phillip H. Bates The Trammell Crow Company 307 Staunton Ct Stafford, VA 22554-7860 (703) 418-1377 C. Robin Robin Keller Volunteers of America 1660 Duke St Alexandria, VA 22314 (703) 341-5017

Peter Habib M & T Mortgage Corporation 10693 Courthouse Rd Fredericksburg, VA 22407 (540) 847-3200 phabib@mtb.com Cheryl Myers M&T Mortgage Corporation 10693 Courthouse Rd 2nd Fl Fredericksburg, VA 22407 (540) 273-0100 cpmyers@mtb.com

Heather D. Frye Movement Mortgage 302 Westwood Office Park Fredericksburg, VA 22401 (540) 295-7596 heather.frye@newamerican.com Jim Martino PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3253 jim.martino@pncmortgage.com Scott Hine Stellar One P. O. Box 7267 Fredericksburg, VA 22404 (540) 735-2971 shine@stellarone.com Jon Julian Stellar One P. O. Box 7267 Fredericksburg, VA 22404 (540) 735-2978 jjulian@stellarone.com

Affiliate Directory Category

MORTGAGE COMPANIES Jolayne Craig C & F Mortgage Corporation 2050 Gordon W Shelton Blvd Fredericksburg, VA 22401 (540) 736-1304 jcraig@cfmortgagecorp.com

Tracy Bray C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 tbray@cfmortgagecorp.com

Tracy Atkinson Suntrust Mortgage 13580 Grape Dr #401 Woodbridge, VA 22192 (703) 492-5050 tracy.atkinson@suntrust.com

39

Ann Deutsch Suntrust Mortgage 1340 Central Park Blvd Fredericksburg, Virginia 22401 (540) 494-7399 ann.e.deutsch@suntrust.com Dave Walczak Stellar One P O Box 7267 Fredericksburg, VA 22404 (540) 735-2971 Terrence W. Beltz Virginia Housing Development Authority 601 S. Belvidere Street Richmond, VA 23220 (804) 343-5747 terry.beltz@vhda.com

Dawn Boxwell Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 bhboxwell@verizon.net

Michelle Mullins Connors Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 michelle@connorspest.com

Brian Brooks Wells Fargo Home Mortgage 3447 Fall Hill Ave Fredericksburg, VA 22401 (540) 785-3301 brian.brooks@wellsfargo.com

Dan Ferrell Ferrells Termite & Pest Control, Inc. 427 Haden Ln Bumpass, VA 23024 (540) 872-2616 ferrellstermite@aol.com Heather F. Yarnall Guardian Pest Services 115 Pegram Lane Fredericksburg, VA 22408 (540) 891-0330 custsvc@guardianpestservices.com Joe Wilson Perma Treat Pest Control 405 Amelia Street Fredericksburg, VA 22401 (540) 370-4571 jwilson@permatreat.com Jack Broome Perma Treat Pest Control 509-A Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Jbroome@permatreat.com Mark Male Perma Treat Pest Control 509-A Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Mmale@permatreat.com TRADE ASSOCIATIONS Bea Phelps Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 bphelps@fabava.com

Sanford Johnson Wells Fargo Home Mortgage 3447 Fall Hill Ave Fredericksburg, VA 22401 (540) 785-3353 norris.s.johnson@wellsfargo.com MOVING/STORAGE Arline Clements Kloke/Mayflower 300 Lansdowne Road Fredericksburg, VA 22401 (540) 373-7666 aclements@kloke.com

Cindi Smith Rt. 3 Simply Storage 4801 Plank Road Fredericskburg, VA 22407 (804) 360-7920 cindi.smith@simplystorage.com PEST CONTROL John McGee Colony Pest Control P. O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com

40

Kim Mingo MRIS 9707 Key West Ave Ste 200 Rockville, MD 20850 (703) 670-7108 kim.mingo@mris.net Cassie Clancy MRIS 8615 Commerce Dr Easton, MD 21601 (888) 838-4234 cassie.clancy@mris.net TITLE COMPANIES

Alicia Thompson RGS Title, LLC 45 Doc Stone Road Ste 103 Stafford, VA 22556 (540) 288-1747 athompson@rgstitle.com Sherrie S. Tedrick RGS Title, LLC 2015 Plank Rd Fredericksburg, VA 22401 (540) 372-4100 stedrick@rgstitle.com

Affiliate Directory Category

Craig E. Buck Alliance Title & Escrow, Inc 1109 Heatherstone Drive, Ste. 100 Fredericksburg, VA 22407 (540) 785-6575 Pamela Wharton Bay County Settlements Inc. 1931 Plank Rd Ste 201 Fredericksburg, VA 22401 (540) 658-2162 pamela.wharton@ baycountysettlements.com Michele Freemyers EKKO Title 1931 Plank Road Ste.208 Fredericksburg, VA 22401 (540) 899-1992 mfreemyers@ekkotitle.com

Sonia Kuppert STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 sonia@statitle.com

Lisa Agni Stonewall Title & Escrow, Inc 9300 Grant Avenue, Suite 102 Manassas, VA 20110 (703) 330-8047 lagni@stonewalltitle.com

Melda Bates The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 melda@thetitleprofessionals.com Mark A. Steele The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 mark@thetitleprofessionals.com John W. McLaurin Universal Title 302 Westwood Office Park Fredericksburg, VA 22401 (540) 479-1287 jmclaurin@universaltitle.com UTILITIES Tim Amrhein Quarles Petroleum, Inc 3300 Beulah Salisbury Dr. Fredericksburg, VA 22408 (540) 373-6933 dedenton@quarlesinc.com

Joan Walker First Guardian Title & Escrow 85 Mine Road Stafford, VA 22554 (540) 657-8900 jwalker@firstguardiantitle.com Vickee Curtis Foote Title Group 6131 James Madison Pkwy King George, VA 22485 (540) 644-9990 vickee@footetitlegroup.com

Cathy Bishop Homebuyers Title and Escrow 10601 Courthouse Rd, Suite 200 Fredericksburg, VA 22407 (540) 891-1300 cathyathb@aol.com Phillip Blake MBH Settlement Group 1956 William St Fredericksburg, VA 22401 (540) 373-1300 sandrabla@verizon.net

41

1. When meeting people for the first time, always have them meet you at your office prior to taking or meeting them at a property 2. Introduce people you dont feel comfortable with to one other person at your office (witness) 3. Make sure to minimize the amount of expensive or excessive jewelry that you have visible on your person(reduce the risks of robbery) 4. Make a photocopy of their drivers license, and record their license plate number and vehicle description as well 5. Let a partner or spouse know where you are going and to call you on your cellular phone at a specific time to check on you, or you call them when you are finished 6. Make sure you have 9-1-1 in speed dial on your cellular phone, and I.C.E. as well in your phone ( In Case of Emergency Contact), and turn the locate feature on as well 7. Have a distress code available with your office or partner in the event you are put at risk or placed in an uncomfortable situation 8. Never ride in someone elses vehicle, drive your own vehicle or have them follow you separately 9. Do not meet strange people alone at vacant properties, tell them you are bringing a partner and always take a partner if you dont feel good about the situation and or people 10. Trust your gut instinct, as it is right 85% of the time

Top 10 REALTOR Safty Tips

42

BANNERS MAILING BUSINESS CARDS BROCHURES PENS GRAPHIC DESIGN VEHICLE GRAPHICS & LETERING SIGNS

540-891-1885
NEW IDEAS

LLEGRA THE START

OF COLORFUL

43

your realtor -centric lender


we are open for business

WHAT MAKES US REALTOR -CENTRIC?


We can produce a 6 hour turn times on fully underwritten, pre-approved requests. Your borrowers can be fully approved without a contract! We lend our own money and underwrite the files in-house. We have direct access to our underwriting team at all times. We offer time and status updates throughout the loan approval process. We offer Conventional, FHA, FHA 203k, VA, USDA, Jumbo Loan, and many more programs are available.

Being REALTOR-centric is more than just a slogan, its our culture.

S E N I O R M O RTG AG E CO N S U LTA N T

Heather Frye 540-295-7596


heather.frye@movementmortgage.com movementmortgage.com/heather.frye
NMLS # 213439 | VA MLO # 2642

Movement Mortgage, LLC is an Equal Housing Lender. NMLS # 39179 | 877-314-1499. Movement Mortgage, LLC is licensed by the Virginia State Corporation Commission License #: MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Movement Mortgage is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company.