Beruflich Dokumente
Kultur Dokumente
Duration: 60 minutes No. of questions: 50 Maximum marks: 50, Passing marks: 25 (50%); There is no negative marking in this module.
Fee Structure:
Rs. 2,000/- (Includes all taxes)
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Certified Commercial Banker Companies that hire Vskills Certified Commercial Banker
Vskills Certified Commercial Banker finds employment in big or small companies as a Credit Analyst, Loan Officer, Branch Manager or Mortgage Banker. Many companies contact us on a regular basis, and we forward them a list of our certified candidates, and the candidates are highly in demand.
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Table of Content
1. Trends in Banking
1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 Global Trends Domestic Trends Dichotomous Approach in the Banking System Holistic Overview Autonomy in the Banking System Asset Quality Currency Convertibility Off-shore Banking System
3. Banking Systems
3.1 Introduction 3.2 Type of Banking Systems 3.3 Universal Banking System
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7. Capital Management
7.1 Introduction to Bank Capital 7.2 Long Term Debt and Loss Reserves 7.3 Capital Deficiency Correction 7.4 Recapitalization
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Course Outline
1. Trends in Banking
Demonstrates the global trends in the financial service industry such as consolidation and convergence of banks, development of financial institutions, banks, asset management firms and insurance firms. Describes the domestic trends prevalent in the financial system and financial liberalization. Explains the dichotomous approach in the banking system consisting of both formal and informal sector. Explains the need for a holistic overview to the banking system to appreciate the development in response to the need. Explains the three tier structure and the micro prudential norms Describe the need to have an autonomous central bank to facilitate the setting of benchmarks, control inflation, asses the changing financial environment and implementing policies. Explains the need to assess the quality of asset and illustrates the activities performed by Board of Financial Supervision under of aegis of RBI. Explains the process of converting currency i.e., the restriction imposed on foreign exchange transactions or exchange control. Describes the need for setting up off-shore banking system preface to convertibility on capital account
3. Banking Systems
Brief introduction about the evolution of the banking system in India Describes type of banking system and comparison between their operations Explains the working and functionalities of Branch Banking Illustrates the factors affecting Banking Systems Explains the concept of Retail Banking and Wholesale Banking and their practices Explains the reason for gap between Regulated and Wholesale deposit rates Explains the concept of banking marketisation. Elaborates the concept of Universal Banking in Germany, UK and India.
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7. Capital Management
Introduction to Bank Capital Explain Long Term Debt and Loss Reserves Explains the corrective actions to be taken at the time of capital deficiency such as change in asset, change in dividend payout ratio, employee stock ownership, change in profitability and addressing capital issues Explains the concept of Recapitalization and merger among banks Explains the process of crisis management and recommendation Describes restructuring, process of addressing both systematic & Macro level issues and policies for orderly restructuring.
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Sample Questions
1. Which of the the following ought to be the core objective of a monetary policy?
A. Stability in employment B. Price stability C. Money supply D. Growth in employment
2. The RBI is assigned the role of performing supervisory functions by virtue of the powers conferred by the RBI Act, 1934. Which one of the following is not included under the RBI Act, 1934?
A. Inspection of banks B. Issues related to furnishing credit information from the commercial banks C. Power of RBI to impose penalties D. Definition of NBFCs
3. Which Which of the following is not true with regard to the impact of NPAs on banks?
A. Erode current profits B. Diminution in the value of loan assets C. Reduction in interest income D. Limit recycling of funds
4. A loan that is structured and supported specifi specifically cally by the operation and performance of a specific business or enterprise is called a _____________.
A. Commercial loan B. Personal loan C. Educational loan D. Overdraft
5. Which country by their policy statement, though often referring to price stabil stability, ity, attaches importance to controlling inflation?
A. USA B. Germany C. Canada D. Australia Answers: 1 (B), (B), 2 (A), 3 (B (B), 4 (A (A), 5 (A (A)
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