Real Estate Insurance Solutions

By Artemis Insurance Brokers Ltd Artemis has over 20 years experience in providing Legal Indemnity, Trust & Probate and Loss of Certificates Insurance. As one of the leading specialists in this sector, we can usually respond to most enquiries on the same day and only slightly longer on the more complex cases. As well as the standard range of covers, demand is increasing for policies covering Judicial Review, Rights of Light and Town or Village Green, along with those required on a pre-planning basis. With limits available in excess of 200m we can also accommodate the larger contracts. As an Independent Broker we have strong relationships with the leading insurers in this sector and in many cases can provide solicitors with cover at lower premiums than if they were to approach an insurer direct. We are not tied to any one insurer, unlike many of our competitors; therefore both you and your client have the comfort in knowing we offer an independent view of the marketplace.

Legal Indemnity Insurance

As well as handling the more complex cases, Artemis offers all the products you would expect from a legal indemnity provider. Our traditional legal indemnity products include, but are not limited to the following: Absent Landlord Access/Services - absence of rights/easements Chancel Repair Deed of Postponement Defective Lease (e.g. Maisonette/Flat Indemnity, Contingent Buildings, Forfeiture of Lease) Defective Title (e.g. Lost Deeds, Adverse Possession, Possessory Title) Enforcement of Rights (e.g. Unknown Rights/Easements, Obstruction of Access) Environmental - Contaminated Land Flying Freehold Insolvency Act Judicial Review Lack of Consents (e.g. Planning, Building Regulations, FENSA, NHBC) Mining/Mineral Rights Missing Beneficiary Rent Charges

Restrictive Covenants Rights to Light Search Indemnities (e.g. HIP Search, Search Delay/Validation) Services/Drainage Title Insurance

Trust Insurance
Anybody entrusted with the responsibilities of administering a trust may well benefit from our trustee insurance policy guaranteeing peace of mind in the event of fellow trustees taking action that may be detrimental to their own interest. A trustee insurance policy will protect the trustee against personal liability to persons whose claims cannot be met from the trust fund once the trust has been wound up or modified.

Probate Insurance
Settling the affairs of a deceased persons estate can be a daunting proposition for a professional or lay person and having the appropriate probate insurance in place can help in expediting the process, especially where financial settlement is sought. Typical Probate insurance would look to include Creditor Liability Contingency Insurance, Missing Beneficiary Insurance, Early Distribution Insurance and No Section 27 Notice Insurance.

Loss of Share and Key Certificates

Being unable to locate key certificates can be a source of frustration and cause unnecessary delay in completing any transaction. Artemis has Insurance solutions available to resolve the loss of Share Certification, Loss of Life Policies, Lost Bond and Loan Notes.

How to arrange your clients quotation;

At Artemis Insurance we want to grow our share in the Legal Indemnities market. So, if you're seeking advice on an issue that requires a bespoke policy, or a straightforward solution to ensure a hassle free Real Estate transaction contact: Ketan Patel Main Tel: 020 8619 5000 or Email: ketan@artemisltd.co.uk Paul Davis Direct Dial: 020 8619 5003 or Email: paul@artemisltd.co.uk