Indian Insurance Industry Handbook 2011-12 Final

HANDBOOK
ON
INDIAN INSURANCE STATISTICS
2011-12
INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY

INDIA
Head Office
3rd Floor, Parishram Bhavan
Basheerbagh, Hyderabad 500 004
INDIA.
Phone : +91-40-2338 1100 / 1300
Fax : +91-40-6682 3334
Website: www.irda.gov.in
E-mail: irda@irda.gov.in
Delhi Office
Gate No. 3, 1st Floor, Jeevan Tara
Parliament Street, New Delhi 110 001
INDIA.
Phone : +91-11-2374 7648
Fax : +91-11-2374 7650
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INSURANCE REGULATORY AND

DEVELOPMENT AUTHORITY
J. Hari Narayan
Chairman
FOREWORD
The Insurance Regulatory and Development Authority (IRDA) is the regulator for the insurance sector in India.
The Authority has been set up with the mandate to protect the interests of the policyholders and to regulate,
promote and ensure orderly growth of the insurance industry. The Authority, as part of the regulatory oversight, has
mandated submission of Reports/Returns to be submitted by its regulated entities, including insurance companies,
intermediaries and Third Party Administrators (TPAs), at periodic intervals. With the stabilization of the Industry
post opening up of the sector to private participation in the year 2000, a wealth of statistical information has been
generated. This information has been captured into different time-series tabulations to provide an insight into the
various aspects of the operations of the industry commencing from the year 2000-01. The initiative which began
in the year 2007-08, with the maiden edition of the Handbook on Indian Insurance Statistics has been alleviated to
consistently improve the datasets which are being published on an annual basis.
The present edition is fifth in the series, and its scope has been enlarged to include additional industry-wide data on
both life and non-life insurance companies and intermediaries. Thus, the fifth edition of the Handbook has widened
the coverage by incorporating additional statistical trends which, amongst others, includes statistics on state-wise
life insurance penetration and density of individual new business, persistency of life insurance policies; average
number of policies; average new business premium and average premium per policy for individual and corporate
agents.
I commend the contribution of Dr. Mamta Suri, Joint Director and her team who have brought out this enlarged
edition of Handbook at an appropriate stage of time to cater to the increasing needs of the industry. I trust all
stakeholders of the insurance industry will find this Handbook useful. My team at IRDA will continue to strive at
improving the coverage and content of the Handbook in its subsequent editions as well. We welcome all readers
and users of this publication to offer their valuable feedback and suggestions. The suggestions and feedback may
be directly sent through e-mail to mamta@irda.gov.in
(J. HARI NARAYAN)

Place: Hyderabad
Date: 27.12.2012
Heefjece YeJeve, leermeje leue, yeMeerj yeeie, nwojeyeeo - 500 004. Yeejle
: +91-40-66820957, Hewkeme : 91-40-66823334
F&-cesue : chairman@irda.gov.in Jesye: www.irdaindia.org
Parishram Bhavan, 3rd Floor, Basheer Bagh, Hyderabad - 500 004. INDIA
Ph.: +91-40-66820957, Fax : 91-40-66823334
E-mail: chairman@irda.gov.in Web.: www.irdaindia.org
HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12
CONTENTS
SI.
No.
Particulars
Page
No.
SUMMARY
A
B
C
D
Summary of Indian Life Insurance Sector

Summary of Indian Non-Life Insurance Sector
International Comparison of Insurance Penetration
International Comparison of Insurance Density
3-4
5
6-7
8-9
CHARTS
1
2
3
4
5
6
7
8
Life Insurance
Number of Insurers
Region Wise Distribution of Offices
Number of New Policies Issued
Total Life Insurance Premium
Channel Wise New Business Premium (Individual + Group)
Equity Share Capital
Assets Under Management
Profitability of Sector
13
13
14
14
15
15
16
16
9
10
11
12
13
14
15
16
Non-Life Insurance
Number of Insurers
Number of Policies Issued
Gross Direct Premium
Segment Wise Net Premium Income Earned
Equity Share Capital
Share of each fund in Total Assets Under Management
Profitability of Sector
Incurred Claim Ratio
17
17
18
18
19
19
20
20
TABLES
PART - I
LIFE INSURANCE
1
2
3
4
5
6
7
Life Insurance Companies Operating in India

First Year Life Insurance Premium
Total Life Insurance Premium
Individual New Business Performance of Life Insurers - Channel Wise
Group New Business Performance of Life Insurers - Channel Wise
State Wise Individual New Business Underwritten
State Wise Group New Business Underwritten
23
24
25
26
27
28
29
SI.
No.
Particulars
Page
No.
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
State wise Life Insurance Penetration and Density of Individual New Business
Number of New Policies Issued
Individual Business (Within India) - Business in Force (Number of Policies)
Individual Business (Within India) - Business in Force (Sum Assured)
Linked and Non - Linked Premium of Life Insurers
Linked and Non - Linked Commission of Life Insurers
Individual Death Claims
Group Death Claims
Duration Wise Settlement of Death Claims - Individual Category
Duration Wise Settlement of Death Claims - Group Category
Assets Under Management of Life Insurers
Equity Share Capital of Life Insurers
Solvency Ratio of Life Insurers
Life Insurers - Policyholders Account
Life Insurers - Shareholders Account
Life Insurers - Balance Sheet
Life Insurance Corporation of India - Policyholders Account (Non-Participating)
Life Insurance Corporation of India - Shareholders Account (Non-Participating)
Life Insurance Corporation of India - Balance Sheet (Non-Participating)
Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business
Persistency of Life Insurance Policies
Number of Individual Agents of Life Insurers
Number of Corporate Agents of Life Insurers
Average Number of Policies Sold by Individual and Corporate Agents
Average New Business Premium for Individual and Corporate Agents
Average Premium Per Policy for Individual and Corporate Agents
State Wise Distribution of Offices of Life Insurers
Region Wise Distribution of Offices of Life Insurers
State Wise Distribution of Individual Agents
New Business Under Micro Insurance Portfolio
Death Claims Under Micro Insurance Portfolio - Individual Category
Death Claims Under Micro Insurance Portfolio - Group Category
Duration Wise Settlement of Claims- Micro Insurance - Individual Category
Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category
Company Wise Number of Micro-Insurance Agents
Status of Grievances - Life Insurance
Performance of Ombudsmen at Different Centers - Life Insurance
ii
30
31
32-42
43-54
55-57
58-60
61
62
63-69
70-78
79
80
81-82
83-97
98-111
112-123
124
125
126
127
128
129
130
131
132
133
134-139
140
141-150
151-152
153-155
156-157
158-160
161-162
163
164
165-166
SI.
No.
Particulars
Page
No.
PART - II
NON-LIFE INSURANCE
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
Non-Life Insurance Companies Operating in India

Gross Direct Premium of Non-Life Insurance (Within & Outside India)
Segment Wise Gross Direct Premium of Non-Life Insurers (Within India)
Segment Wise Net Premium Income in India (Earned)
Health Insurance (Other than Travel-domestic/overseas & Personal accident):
Gross Premium and Number of Persons Covered
Personal Accident Insurance : Gross Premium and Number of Persons Covered
Channel Wise Gross Direct Premium of Non Life Insurers
State Wise Gross Direct Premium Income
Number of New Policies Issued : Non-Life Insurers
Net Retentions of Non Life Insurers
Incurred Claims Ratio - Public & Private Sector Non-Life Insurers
Underwriting Experience and Profits of Public Sector Companies
Underwriting Experience and Profits of Private Sector Companies
Assets Under Management of Non-Life Insurers
Equity Share Capital of Non-Life Insurers
Solvency Ratio of Non-Life Insurers
Public Sector Non-Life Insurers - Policyholders Account
Public Sector Non Life Insurers - Shareholders Account
Public Sector Non-Life Insurers - Balance Sheet
Private Sector Non-Life Insurers - Policyholders Account
Private Sector Non-Life Insurers - Shareholders Account
Private Sector Non-Life Insurers - Balance Sheet
Health Insurers - Policyholders Account
Health Insurers - Shareholders Account
Health Insurers - Balance Sheet
Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account
Export Credit Guarantee Corporation Ltd.(ECGC) - Shareholder Account
Export Credit Guarantee Corporation Ltd. (ECGC) Balance Sheet
Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account
Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account
Agriculture Insurance Company of India Ltd. (AIC) Balance Sheet
General Insurance Corporation (GIC) - Policyholders Account
General Insurance Corporation (GIC) - Shareholders Account
iii
169
170
171-175
176-180
181-182
183-184
185
186-189
190
191
192-205
206-210
211-219
220
221
222
223-238
239-243
244-248
249-278
279-287
288-296
297-298
299-300
301
302
303
304
305
306
307
308
309
SI.
No.
Particulars
Page
No.
78
79
80
81
82
83
84
General Insurance Corporation (GIC) Balance Sheet

State Wise Number of Offices of Non-Life Insurers
State-Wise Number of Registered Brokers
Third Party Administration Number of Claims Received & Duration Wise Settlement of Claims
Status of Grievances - Non-Life Insurers
Performance of Ombudsmen at different centers - Non - Life Insurance
Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined
iv
310
311-314
315
316-320
321-322
323-324
325-326
SUMMARY
Calender Year
Insurance density
FY
FY
FY
FY
FY
First year premium (Including

single premium)
Total Premium
Market share of LIC (based on

Total Premium)
Individual Business in Force

(Number of policies)
Individual Business in Force

(Sum Assured)
Nos.
As on 31 March
No of corporate agents
FY
Operating Expenses related to

Insurance Business
FY
FY
FY
Amount Claimed (Individual)
Total Benefit Paid (Net)
FY
No of claims submitted (Group)
Amount Claimed (Group)
FY
No of claims submitted
(Individual)
POLICYHOLDERS' SERVICES
FY
Commission paid
(` Lakh)
(` Crore)
(` Crore)
No of Lives
No. of
policies
(` Lakh)
(` Lakh)
Nos.
st
As on 31st March
(` Crore)
In
Thousands
In Per cent
(` Crore)
(` Crore)
In Lakhs
US $
No of individual agents
INTERMEDIARIES
FY
Number of new policies issued
BUSINESS FIGURES
Calender Year
Insurance penetration
In per cent
Nos.
As on 31 March
No of branch offices
st
Nos.
Unit
As on 31st March
Remarks
No of companies
PROFILE
PARTICULARS
99.98
34898
9707
2199
2000-01
1747952
467417
456691
275
476902
99.46
50094
19857
9.10
2.15
2306
12
2001-02
2054522
545115
515273
757
1038802
97.99
55748
16942
253.71
11.70
2.59
2445
13
2002-03
2399357
642483
615838
2436
1556817
95.32
66654
19788
286.27
12.90
2.26
2612
13
2003-04
2875133
821560
709861
819
481250
90.67
82855
26218
262.11
15.70
2.53
3001
14
2004-05
3520986
961105
863548
216
1423839
1554045
193601
85.75
105876
38786
354.62
18.30
2.53
3865
15
2005-06
5571501
1358584
1226864
656
1993199
3857531
451963
81.90
156076
75649
461.52
33.20
4.10
5373
16
2006-07
6168637
1114.31
4625.95
162837
577322
2030673
1468058
2415
2520492
2396646
257911
74.39
201351
93713
508.74
40.40
4.00
8913
18
2007-08
A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Contd.)
5837029
1383.04
5279.02
264138
640620
2583190
1549598
2506
2937435
2913703
291618
70.92
221785
87331
509.23
41.20
4.00
11815
22
2008-09
2118.01
8286.40
436201
851534
3294230
1828029
2165
2639392
3856219
329187
69.78
291605
126381
481.52
55.70
4.40
11546
23
2010-11
2458.45
9157.94
402407
854200
2967459
1848619
882
2358885
4311470
335284
70.68
287072
113942
441.93
49.00
3.40
11167
24
2011-12
9556491 14215045 15267108
1678.77
6541.04
309151
762435
2890628
1803559
2930
3742439
3338541
318927
70.10
265447
109894
532.25
47.70
4.60
12018
23
2009-10
Remarks
Unit
2000-01
2001-02
FY
FY
FY
FY
FY
FY
FY
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
4
2481
266
260552
11064
2234
1688
352625
(41456)
3244
307309
43627
3404
1967
0
230369
59398
1669
229649
30638
Nos.
0
194010
29115
230369
0
2003-04
519
(` Crore)
(` Crore)
(` Lakh)
(` Crore)
As on 31st March
As on 31st March
As on 31st March
As on 31st March
194010
0
2002-03
Nos.
(` Crore)
(` Crore)
Nos.
Nos.
Nos.
Nos.
Nos.
As on 31st March
As on 31st March
REDRESSEL OF CONSUMER GRIEVANCES

No of grievances reported
FY
during the year
No. of complaints reported
FY
with the Ombudsmen at
different centres

Life Fund
Pension & General Annuity
& Group fund
Unit ULIP Fund
Total Fund
Profit/(Loss) after tax
Equity Capital
Region Wise distribution of Offices

As on 31st March
Metro
Urban
As on 31st March
Semi-Urban
As on 31st March
Others
As on 31st March
Total
As on 31st March
Channel Wise-New Business (No. of Lives Covered)-Individual plus Group

FY
In Lakhs
Individual agents
Corporate agents-Banks
FY
In Lakhs
Corporate agents-Others
FY
In Lakhs
Brokers
FY
In Lakhs
Direct selling
FY
In Lakhs
Total
FY
In Lakhs
Referrals
FY
In Lakhs
Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals
Channel Wise-New Businesss (Amount of Premium)-Individual plus Group
Particulars
4893
1433
7527
428452
(16483)
4353
366220
54705
2004-05
465555
71575
549
1347
2159
1318
5373
423.29
29.06
17.53
7.51
174.97
660.15
7.79
54611
3690
1829
363
13847
75597
1258
2006-07
541630
91262
939
1637
3540
2797
8913
499.89
34.62
32.74
9.48
277.23
853.96
13.52
67611
6822
3503
573
15174
93683
2347
2007-08
629650
113952
1265
2123
4513
3914
11815
462.66
41.43
33.35
9.50
490.92
1037.85
19.57
56884
7307
3511
857
18340
86900
2731
2008-09
4980
2516
5433
861
5565
2057
5753
1794
25888
67050 133077 172763
487151 604180 765969 916365
(45242) (115960) (341281) (488301)
5892
8124
12296
18255
397189
64074
2005-06
A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Concld.)
8967
2449
337540
1212458
(98882)
21020
731291
143627
1244
2105
4530
4139
19575
540.33
32.66
103.59
53.66
608.64
1338.88
12.86
66906
9288
3912
1476
28262
109845
2610
2009-10
11017
9565
399116
1430118
265704
23662
841075
189927
1132
1988
4668
3758
11546
450.17
65.88
97.24
51.69
648.40
1313.39
8.68
68094
12391
3277
1685
40886
126333
875
2010-11
12353
309613
369972
1581259
597353
24932
974620
236667
1106
1956
4792
3313
11167
478.06
47.99
27.32
28.47
526.90
1108.74
0.13
53113
12811
2322
1460
44163
113868
35
2011-12
No of grievances reported during the year

No. of complaints reported with the
Ombudsmen at difference centres
REDRESSEL OF CONSUMER GRIEVANCES

FY
FY
Incurred Claims Ratio

FY
Fire
Marine
FY
Motor
FY
Health
FY
Miscellaneous
FY
Total- All Segments
FY
As on 31st March
Underwriting Profit/Loss
FY
Equity Share Capital (Including specialised
As on 31st March
insurers but excluding GIC))
Commission expenses
FY
Operating expenses realted to Insurance business
FY
Operating profit/(Loss)
FY
Income from investments
FY
Profit after tax (Industry Total)
FY
Nos.
Nos.
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
(` Crore)
(` Lakh)
(` Crore)
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
FY
FY
FY
FY
FY
FY
FY
FY
Net Retentions of Non-Life Insurers

Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total- All Segments
In Lakhs
(` Crore)
In Per cent
Nos.
In percent
US $
Unit
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
FY
FY
As on 31st March
Calender Year
Calender Year
Remarks
(5319)
225842
(2554)
1514
(1358)
38442
24462
2969
3898
8634
308449
10696
91224
68064
109.12
78.27
63191
30334
1723
105.15
88.02
(26646)
23400
1517
(2420)
268069
(57594)
78077
(7210)
47.04
67.10
46.52
59.70
295478
121519
436
14870
90.92
15
0.67
3.0
4311
11075
420346
46452
126067
141100
88.95
77.20
142536
34075
2149
30.33
62.19
80.5
89.5
26.7
81.3
99.0
26.0
94.7
87.9
315005
111754
417
16542
86.35
15
0.62
3.5
4534
30384
440489
87824
142246
153811
86.27
77.43
129350
37412
2299
39.54
66.61
76.0
85.1
25.6
75.8
99.6
23.5
88.4
86.5
333092
122810
498
18456
81.00
15
0.64
4.0
511
21339
74.87
15
0.61
4.4
467
25930
66.60
16
0.60
5.2
573
28806
61.48
19
0.60
6.2
671
31428
59.74
21
0.60
6.2
4094
40078
520001
38922
192612
174723
86.88
88.39
147366
42332
2784
64.57
74.41
85.8
91.8
39.8
91.6
100.0
48.5
94.5
92.6
4756
25233
541293
205785
211079
355134
58.52
86.52
84.69
141.02
52.85
81.27
313711
50383
3056
65.7
77.1
18.3
72.9
96.2
21.9
89.6
83.4
75.74
102.93
88.82
105.95
54.17
86.31
39707
58893
4400
77.35
88.59
31.26
71.26
99.99
23.71
96.95
94.45
65.39
79.18
25.06
70.15
98.88
37.50
90.63
88.24
455512
251877
1817272
994393
738594
4257647
793
43842
60.22
25
0.71
8.7
2010-11
75.16
78.86
32.29
73.53
99.02
20.16
94.52
91.84
542971
287459
2423864
1177730
855553
5287577
857
54578
59.11
25
0.70
10
2011-12
79.91
86.07
96.77
78.08
90.18
83.42
84.51
102.54
94.90
111.13
100.08
93.97
56.64
56.13
54.35
85.67
93.30
88.85
120451 (515547) (881684)
66372
82520
99268
5255
6276
7396
73.99
85.35
23.31
68.88
99.99
25.64
91.39
90.30
386927
216759
1504699
731137
622522
3462045
675
35816
59.20
23
0.60
6.7
2009-10
2229
5300
2202
5640
2076
7097
5274
10048
93155
9987
61750 104660
119879 144373 202825
632209 760976 874600 1062048 1117763
135774 (104451) (104774) (368607) (244576)
260384 226494 277048 439478 307745
286300
84212
117061 (101894)
3229
68.69
91.63
92.31
106.99
52.52
87.78
224932
56280
3661
75.7
84.4
20.0
77.5
100.0
24.2
97.1
91.3
377453 413238 345921 338468

128409 162784
32857 195615
873338 1069666 1268525 1333602
222075 331929 489442 608800
675744 772485 973695 1132722 1292158 434697 512929 498604 558698
980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183
12385
96.22
13
0.56
2.4
206436 266739
98515 1105340
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09
B. SUMMARY OF INDIAN NON-LIFE INSURANCE SECTOR
Segment Wise Gross Direct Premium (Within India )

FY
Fire
Marine
FY
Motor
FY
Health
FY
Others
FY
Total
FY
BUSINESS FIGURES
Number of new policies issued
Gross Direct Premium (Within & Outside India)
Market share of PSUs (Excluding GIC, AIC &
ECGC)
PROFILE
No of companies (incl reinsurer)
Insurance penetration
Insurance density
PARTICULARS
2.14
8.58
6.59
3.06
17.97
12.71
14.18
8.97
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
6
12.07
South Korea
4.68
1.86
6.03
0.53
8.69
3.4
1.34
0.3
3.38
8.85
2.15
5.13
0.29
4.4
10.73
7.95
15.19
1.55
5.73
0.36
5.7
Life
2001
3.15
1.08
2.59
0.67
3.38
1.18
0.86
0.38
1.8
2.22
0.56
1.21
0.17
4.57
3.45
4.76
2.78
1.51
3.59
2.85
1.78
3.45
Non-Life
8.14
3.24
10.16
1.3
11.61
4.91
2.98
0.62
4.91
10.86
3.26
6.65
0.46
9.58
14.75
13.36
18.78
2.77
6.76
8.58
2.79
8.48
Total
4.76
2.09
7.35
0.55
8.23
3.48
2.03
0.24
2.94
8.64
2.59
5.2
0.29
4.6
10.19
8.14
15.92
0.96
3.06
5.61
1.05
5.02
Life
2002
3.38
1.15
2.81
0.75
3.38
1.43
0.95
0.38
1.97
2.22
0.67
1.45
0.17
4.98
4.56
5.22
2.86
1.81
3.7
2.97
1.74
3.46
Non-Life
8.06
3.45
11.31
1.3
9.63
7.59
3.33
0.62
5.35
10.81
2.88
7.88
0.57
9.61
13.37
12.74
15.88
3.25
6.99
9.15
2.96
7.99
Total
4.59
2.25
8.28
0.55
6.77
6.09
2.3
0.24
3.29
8.61
2.26
6.38
0.37
4.38
8.62
7.72
12.96
1.12
3.17
5.99
1.28
4.42
Life
2003
* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes
7.83
4.58
Singapore
World
2.2
PR China
2.94
0.68
Pakistan
Thailand
5.18
Malaysia
8.62
11.07
Japan
Taiwan
2.71
India#
1.2
6.34
Hong Kong
Sri Lanka
0.46
Bangladesh
Asian Countries
9.15
Total
Australia
Countries
3.47
1.2
3.03
0.75
2.86
1.5
1.03
0.38
2.06
2.2
0.62
1.5
0.2
5.23
4.75
5.02
2.92
2.13
3.82
3.16
1.68
3.57
Non-Life
7.99
3.52
14.13
1.37
9.52
7.5
3.26
0.71
5.4
10.51
3.17
9.27
0.57
9.36
12.6
11.75
14.38
2.83
6.97
9.52
2.98
8.02
Total
4.55
1.94
11.06
0.6
6.75
6.02
2.21
0.28
3.52
8.26
2.53
7.88
0.37
4.22
8.92
6.73
11.43
0.61
3.11
6.38
1.36
4.17
Life
2004
3.44
1.58
3.07
0.77
2.77
1.48
1.05
0.43
1.88
2.25
0.64
1.39
0.2
5.14
3.68
5.02
2.95
2.22
3.86
3.14
1.62
3.85
Non-Life
7.52
3.61
14.11
1.46
10.25
7.47
2.70
0.67
5.42
10.54
3.14
9.93
0.61
9.15
12.45
11.19
13.87
2.27
6.79
10.21
3.01
6.60
Total
4.34
1.99
11.17
0.62
7.27
6.00
1.78
0.27
3.60
8.32
2.53
8.63
0.42
4.14
8.90
6.20
10.84
0.12
3.06
7.08
1.33
3.51
Life
2005
3.18
1.62
2.93
0.84
2.98
1.48
0.92
0.40
1.82
2.22
0.61
1.29
0.20
5.01
3.55
4.99
3.03
2.15
3.73
3.13
1.68
3.09
Non-Life
C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION*
7.50
3.50
14.50
1.60
11.10
6.50
2.70
0.80
4.90
10.50
4.80
10.50
0.60
8.80
16.50
11.00
16.00
2.30
6.70
11.00
2.80
7.00
Total
4.50
1.90
11.60
0.60
7.90
5.40
1.70
0.30
3.20
8.30
4.10
9.20
0.40
4.00
13.10
6.20
13.00
0.10
3.10
7.90
1.30
3.80
Life
2006
3.00
1.60
2.90
0.90
3.20
1.10
1.00
0.50
1.70
2.20
0.60
1.20
0.20
4.80
3.40
4.90
3.00
2.30
3.60
3.10
1.60
3.20
Non-Life
(In Per cent)
3.00
10.30
6.60
2.40
15.30
10.30
15.70
8.90
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
7
11.80
4.70
9.60
4.60
0.70
2.90
7.60
11.80
1.50
15.70
3.40
7.50
Hong Kong
India#
Japan
Malaysia
Pakistan
PR China
Singapore
South Korea
Sri Lanka
Taiwan
Thailand
World
4.40
1.80
12.90
0.60
8.20
6.20
1.80
0.30
3.10
7.50
4.00
10.60
0.50
4.20
12.60
5.70
12.50
0.10
3.10
7.30
1.40
3.80
Life
3.10
1.50
2.80
0.90
3.60
1.50
1.10
0.40
1.50
2.10
0.60
1.20
0.20
4.70
3.00
4.60
2.80
2.40
3.60
3.00
1.60
3.00
Non-Life
7.10
3.30
16.20
1.40
11.80
7.80
3.30
0.80
4.30
9.80
4.60
11.20
0.90
8.70
15.70
9.90
15.30
2.30
6.60
9.20
3.00
7.30
Total
4.10
1.80
13.30
0.60
8.00
6.30
2.20
0.30
2.80
7.60
4.00
9.90
0.70
4.10
12.80
5.50
12.50
0.00
3.00
6.20
1.40
4.40
Life
2008
2.90
1.50
2.90
0.90
3.70
1.60
1.00
0.40
1.50
2.20
0.60
1.30
0.20
4.60
2.90
4.40
2.90
2.30
3.50
3.00
1.60
2.90
Non-Life
7.00
4.00
16.80
1.40
10.40
6.80
3.40
0.70
4.40
9.90
5.20
11.00
0.90
8.00
12.90
9.80
12.90
2.50
7.00
10.30
3.10
6.40
Total
* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
0.70
Bangladesh
Asian Countries
6.80
Total
Australia
Countries
2007
4.00
2.40
13.80
0.60
6.50
5.10
2.30
0.30
2.90
7.80
4.60
9.60
0.70
3.50
10.00
5.40
10.00
0.00
3.30
7.20
1.60
3.40
Life
2009
3.00
1.60
3.00
0.90
3.90
1.70
1.10
0.40
1.60
2.10
0.60
1.40
0.20
4.50
3.00
4.50
2.90
2.50
3.70
3.10
1.50
3.00
Non-Life
6.90
4.30
18.40
1.40
11.20
6.10
3.80
0.70
4.80
10.10
5.10
11.40
0.90
8.00
12.40
9.90
14.80
2.30
7.20
10.50
3.10
5.90
Total
4.00
2.60
15.40
0.60
7.00
4.60
2.50
0.30
3.20
8.00
4.40
10.10
0.70
3.50
9.50
5.50
12.00
0.00
3.50
7.40
1.60
3.10
Life
2010
2.90
1.70
3.00
0.90
4.20
1.60
1.30
0.30
1.60
2.10
0.70
1.40
0.20
4.50
2.90
4.40
2.80
2.30
3.70
3.10
1.50
2.80
Non-Life
6.60
4.40
17.00
1.20
11.60
5.90
3.00
0.70
5.10
11.00
4.10
11.40
0.90
8.10
11.80
10.00
12.90
2.40
6.80
9.50
3.20
6.00
Total
C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)
3.80
2.70
13.90
0.60
7.00
4.30
1.80
0.40
3.30
8.80
3.40
10.10
0.70
3.60
8.70
5.50
10.20
0.10
3.20
6.20
1.70
3.00
Life
2011
2.80
1.70
3.10
0.60
4.60
1.50
1.20
0.30
1.80
2.20
0.70
1.40
0.20
4.50
3.10
4.50
2.70
2.30
3.60
3.30
1.50
3.00
Non-Life
(In Per cent)
1898.8
1484.2
65.8
446.3
4342.8
3393.8
3266.0
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
8
198.3
2.7
20.0
959.0
1060.1
Malaysia
Pakistan
PR China
Singapore
South Korea
53.9
393.3
Thailand
World
235.0
34.1
760.9
4.3
763.4
713.2
12.2
1.2
129.5
2806.4
9.1
1249.7
1.0
1602.0
2567.9
2715.7
377.2
33.2
674.3
1268.2
10.8
1040.3
158.3
19.8
327.6
5.4
296.7
245.8
7.8
1.5
68.8
701.1
2.4
295.5
0.6
1664.0
825.9
1627.1
69.1
32.6
809.9
630.6
53.2
628.0
Life Non-Life
2001
422.9
65.2
1279.2
10.6
1159.8
1030.7
28.7
2.7
198.0
3498.6
14.7
1583.0
1.6
3461.6
3879.1
4922.4
425.3
66.6
1627.7
2064.2
72.2
1705.9
Total
247.3
42.1
925.1
4.5
821.9
730.1
19.2
1.0
118.7
2783.9
11.7
1237.9
1.0
1662.6
2679.4
3099.7
360.5
23.1
736.7
1349.5
27.2
1010.4
175.6
23.1
354.1
6.1
337.9
300.6
9.5
1.7
79.3
714.7
3.0
345.1
0.6
1799.0
1199.7
1822.7
64.8
43.5
891.0
714.7
45.0
695.5
Life Non-Life
2002
469.6
79.6
1433.3
12.5
1243.0
1620.5
36.3
2.9
227.0
3770.9
16.4
1832.6
2.1
3637.7
4058.5
5660.3
583.9
98.2
2051.2
2698.3
82.6
2041.4
Total
* Insurance density is measured as ratio of premium (in US Dollar) to total population.

1088.5
Taiwan
9.7
3507.5
Japan
Sri Lanka
11.5
1545.2
Hong Kong
India#
1.6
Bangladesh
Asian Countries
64.0
1668.3
Total
Brazil
Australia
Countries
267.1
52.0
1050.1
5.3
873.6
1300.2
25.1
1.1
139.8
3002.9
12.9
1483.9
1.4
1657.5
2617.1
3431.8
476.5
33.9
930.4
1767.9
35.8
1129.3
202.5
27.6
383.2
7.2
369.4
320.3
11.2
1.8
87.2
768.0
3.5
348.7
0.7
1980.2
1441.4
2228.5
107.4
64.3
1120.8
930.4
46.8
912.1
Life Non-Life
2003
511.5
92.1
1909.0
14.1
1419.3
1849.3
40.2
3.7
256.5
3874.8
19.7
2217.2
2.3
3755.1
4508.4
5716.4
686.5
114.4
2286.6
3207.9
101.1
2471.4
Total
291.5
50.8
1494.6
6.2
1006.8
1483.9
27.3
1.5
167.3
3044.0
15.7
1884.3
1.5
1692.5
3190.4
3275.1
545.5
24.8
1021.3
2150.2
45.9
1285.1
220.0
41.3
414.4
7.9
412.5
365.4
12.9
2.2
89.2
830.8
4.0
332.9
0.8
2062.6
1318.0
2441.3
141.0
89.6
1265.3
1057.7
55.2
1186.3
Life Non-Life
2004
518.5
99.0
2145.5
16.3
1706.1
1983.4
46.3
4.6
283.3
3746.7
22.7
2544.9
2.5
3875.2
4599.0
5558.4
714.6
122.8
2310.5
3568.5
128.9
2569.9
Total
299.5
54.6
1699.1
6.9
1210.6
1591.4
30.5
1.9
188.0
2956.3
18.3
2213.2
1.7
1753.2
3287.1
3078.1
558.3
6.3
1042.1
2474.6
56.8
1366.7
219.0
44.4
446.4
9.4
495.5
392.0
15.8
2.8
95.3
790.4
4.4
331.7
0.8
2122.0
1311.9
2480.3
156.2
116.5
1268.4
1093.9
72.1
1203.2
Life Non-Life
2005
D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY*
554.8
110.1
2250.2
21.3
2071.3
1957.7
53.5
5.9
292.2
3589.6
38.4
2787.6
2.6
3923.7
6466.7
5561.9
855.8
150.9
2436.8
4075.4
160.9
2580.8
Total
330.6
60.0
1800.0
8.5
1480.0
1616.5
34.1
2.3
189.2
2829.3
33.2
2456.0
1.8
1789.5
5139.6
3111.8
695.6
4.0
1136.1
2922.5
72.5
1389.0
224.2
50.0
450.3
12.8
591.2
341.2
19.4
3.6
103.0
760.4
5.2
331.6
0.8
2134.2
1327.1
2450.1
160.2
146.9
1300.7
1152.9
88.4
1191.9
Life Non-Life
2006
(In US Dollar)
202.2
4147.6
2662.1
209.4
878.5
5740.7
7113.7
4086.5
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
9
358.1
70.8
2165.7
10.2
1656.6
2244.7
44.2
2.6
221.5
2583.9
40.4
3031.9
1.9
1922.0
5730.5
3159.1
719.0
6.1
1234.1
2928.3
95.3
1674.1
Life
2007
249.6
58.9
462.3
14.7
727.3
531.2
25.5
3.9
110.6
736.0
6.2
341.3
0.9
2164.4
1383.2
2581.7
159.5
203.3
1427.9
1219.3
106.9
1326.1
Non-Life
633.9
142.1
2787.6
32.1
1968.7
3179.0
105.4
6.8
345.4
3698.6
47.4
3310.3
4.4
4078.0
6857.8
6379.4
870.6
273.5
2919.2
4131.0
244.5
3386.5
Total
369.7
77.2
2281.1
12.8
1347.7
2549.0
71.7
2.8
225.9
2869.5
41.2
2929.6
3.3
1900.6
5582.1
3551.5
707.0
5.4
1346.5
2791.9
115.4
2038.0
Life
2008
264.2
64.9
499.6
19.3
621.0
630.0
33.7
4.0
119.5
829.2
6.2
380.8
1.1
2177.4
1275.7
2827.9
163.6
268.1
1572.7
1339.2
129.1
1348.6
Non-Life
* Insurance density is measured as ratio of premium (in US Dollar) to total population.

607.7
World
2384.0
South Korea
129.7
2776.0
Singapore
Thailand
69.9
PR China
2628.0
6.5
Pakistan
Taiwan
332.1
Malaysia
24.9
3319.9
Japan
Sri Lanka
46.6
3373.2
Hong Kong
India#
2.9
Bangladesh
Asian Countries
3000.2
Total
Australia
Countries
595.1
154.4
2752.1
29.5
1890.3
2557.6
121.2
6.6
321.8
3979.0
54.3
3304.0
5.2
3710.0
4578.8
6257.7
738.1
280.9
2878.4
4269.2
251.7
2832.7
Total
341.2
91.7
2257.3
11.8
1180.6
1912.0
81.1
3.0
206.9
3138.7
47.7
2886.6
3.9
1602.6
3527.6
3405.6
574.2
4.5
1356.7
2979.8
127.9
1524.8
Life
2009
253.9
62.7
494.8
17.7
709.7
645.6
40.0
3.6
115.0
840.4
6.7
417.5
1.3
2107.3
1051.2
2852.1
163.9
276.4
1518.7
1289.4
123.8
1307.9
Non-Life
627.3
199.4
3296.2
34.2
2339.4
2823.4
158.4
6.1
421.1
4390.2
64.4
3635.5
5.8
3758.9
4496.6
6633.7
1054.7
296.8
2903.8
4186.6
327.6
3369.2
Total
364.3
121.9
2756.8
13.7
1454.3
2101.4
105.5
3.2
282.8
3472.8
55.7
3197.3
4.4
1631.8
3436.3
3666.8
854.6
6.4
1402.2
2937.6
169.9
1766.3
Life
2010
263.0
77.5
539.3
20.6
885.1
722.1
52.9
2.9
138.3
917.4
8.7
438.2
1.4
2127.2
1060.2
2966.9
200.1
290.4
1501.6
1249.0
157.7
1603.0
Non-Life
D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)
661.0
222.0
3371.0
33.0
2661.0
3106.0
163.0
8.0
502.0
5169.0
59.0
3904.0
7.0
3846.0
4535.0
8012.0
1037.0
303.0
2967.0
4041.0
398.0
4094.0
Total
378.0
134.0
2757.0
15.0
1615.0
2296.0
99.0
4.0
328.0
4138.0
49.0
3442.0
5.0
1716.0
3347.0
4421.0
823.0
8.0
1389.0
2638.0
208.0
2077.0
Life
2011
283.0
88.0
614.0
18.0
1045.0
810.0
64.0
4.0
175.0
1031.0
10.0
462.0
2.0
2130.0
1188.0
3591.0
215.0
295.0
1578.0
1403.0
189.0
2017.0
Non-Life
(In US Dollar)
CHARTS
LIFE INSURANCE
13
14
15
16
NON-LIFE INSURANCE
17
18
19
20
PART - I
LIFE INSURANCE
23
--
BNP Paribas Cardif, France
--
Dai-ichi Life Insurance Company Ltd. Japan
American International Assurance Company (Bermuda Ltd.)
Sahara India Life Insurance Company Ltd.
SBI Life Insurance Company Ltd.
Shriram Life Insurance Company Ltd.
Star Union Dai-ichi Life Insurance Company Ltd.
TATA AIA Life Insurance Company Ltd.
* as on 30th September, 2012.
Life Insurance Corporation of India
--
Nippon Life Insurance Company Ltd. Japan
Reliance ife Insurance Company Ltd.
PUBLIC SECTOR
Metlife International Holdings Inc, USA
Metlife India Insurance Company Ltd.
Prudential Corporation Holdings Ltd. UK
ICICI Prudential Life Insurance Company Ltd.
Mitsui Sumitomo Insurance Company Ltd. Japan
Standard Life Assurance, UK
HDFC Standard Life Insurance Company Ltd.
MaxLife Insurance Company Ltd.
Participatie Maatschapij Graafsschap Holland NV, Netherlands
Future Generali Life Insurance Company Ltd.
Old Mutual Plc, South Africa
Tokio Marine & Nichido Fire Insurance Company Ltd. Japan
Edelweiss Tokio Life Insurance Company Ltd.
Kotak Mahindra OM Life Insurance Company Ltd.
Prudential International Insurance Holdings Ltd. USA
DLF Pramerica Life Insurance Company Ltd.
ING Insurance International BV Netherlands
HSBC Insurance (Asia Pacific) Holdings Ltd.
Canara HSBC OBC Life Insurance Company Ltd.
ING Vysya Life Insurance Company Ltd.
Sun Life Financial (India) Insurance Investment Inc, Canada
Birla Sunlife Insurance Company Ltd.
Legal & General Middle East Ltd.
AXA India Holdings, France
Bharti AXA Life Insurance Company Ltd.
IndiaFirst Life Insurance Company Ltd.
Allianz, SE Germany
Bajaj Allianz Life Insurance Company Ltd.
Aegis Insurance International NV Netherlands
Aviva International Holdings Ltd. UK
Aviva Life Insurance Company Ltd.
IDBI Federal Life Insurance Company Ltd.
Aegon India Holdings BV, Netherlands
Foreign Partners
Aegon Religare Life Insurance Company Ltd.
PRIVATE SECTOR
Insurers
512
110
142
128
111
127
121
117
104
107
114
143
135
105
101
133
147
140
136
109
130
116
122
138
Regn. No.
01.09.1956
12.02.2001
26.12.2008
17.11.2005
29.03.2001
06.02.2004
03.01.2002
06.08.2001
15.11.2000
10.01.2001
02.08.2001
05.11.2009
19.12.2007
24.11.2000
23.10.2000
04.09.2007
05.10.2011
27.06.2008
08.05.2008
31.01.2001
14.07.2006
03.08.2001
14.05.2002
27.06.2008
Date of
Registration
TABLE 1: DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA*
1956-57
2001-02
2008-09
2005-06
2001-02
2004-05
2001-02
2001-02
2000-01
2001-02
2001-02
2009-10
2007-08
2000-01
2000-01
2007-08
2011-12
2008-09
2008-09
2000-01
2006-07
2001-02
2002-03
2008-09
Year of
Operation
-0.32
Bharti AXA
Birla Sunlife
24
--
TATA AIA
9707.43
Industry Total
19588.77
(101.93)
19857.28
(104.56)
268.51
(4061.70)
21.14
--
--
14.69
--
0.28
0.48
38.80
7.58
4.19
--
--
113.33
32.78
--
--
--
--
28.11
--
7.14
---
2001-02
15976.76
(-18.44)
16942.45
(-14.68)
965.69
(259.65)
59.77
--
--
71.88
--
6.32
7.70
67.31
35.21
17.66
--
--
364.11
129.31
--
--
--
--
129.57
--
63.39
-13.47
2002-03
17347.62
(8.58)
19788.32
(16.80)
2440.71
(152.74)
181.59
--
--
207.05
--
27.21
23.41
137.28
125.51
72.10
--
--
750.84
209.33
--
--
--
--
449.86
--
179.55
-76.96
2003-04
20653.06
(19.05)
26217.64
(32.49)
5564.57
(127.99)
297.55
--
--
484.85
1.74
91.33
57.52
233.63
373.99
282.42
--
--
1584.34
486.15
--
--
--
--
621.31
--
857.45
-192.29
2004-05
Note: 1) Figures in the bracket represent the growth over the previous year in per cent.
2) -- represents business not started.
9700.98
LIC
6.45
--
Star Union Dai-ichi
Private Total
---
Sahara
Shriram
--
Reliance Life
SBI Life
---
MetLife
0.16
Kotak Mahindra
Max Life
---
ING Vysya
ICICI Prudential
--
5.97
HDFC Standard
IndiaFirst
0.002
Future Generali
--
--
Edelweiss Tokio
IDBI Federal
---
DLF Pramerica
--
--
Bajaj Allianz
Canara HSBC
---
2000-01
Aegon Religare
Aviva
INSURER
28515.87
(38.07)
38785.54
(47.94)
10269.67
(84.55)
464.53
--
10.33
827.82
26.34
193.56
148.53
471.36
396.06
283.98
--
--
2602.50
1042.65
--
--
--
--
678.12
--
2716.77
-407.12
2005-06
56223.56
(97.17)
75649.21
(94.96)
19425.65
(88.84)
644.82
--
181.17
2563.84
43.00
932.11
340.44
912.11
614.94
467.66
--
--
5162.13
1648.85
--
--
--
--
882.72
7.78
4302.74
-721.35
2006-07
59996.57
(6.71)
93712.52
(23.88)
33715.95
(73.56)
964.51
--
309.99
4792.82
122.12
2751.05
825.35
1597.83
1106.62
704.44
--
11.90
8034.75
2685.37
2.49
--
--
--
1965.01
113.24
6674.48
-1053.98
2007-08
53179.08
(-11.36)
87331.08
(-6.81)
34152.00
(1.29)
1142.67
50.19
314.47
5386.64
134.01
3513.98
1144.70
1842.91
1343.03
688.95
--
316.78
6811.83
2651.11
149.97
--
3.37
296.41
2820.85
292.93
4491.43
31.21
724.56
2008-09
71521.90
(34.49)
109893.91
(25.84)
38372.01
(12.36)
1322.01
519.87
419.50
7040.74
124.83
3920.78
1061.85
1849.08
1333.98
642.43
201.59
400.56
6333.92
3257.51
486.08
--
37.38
622.62
2960.01
437.43
4451.10
150.37
798.37
2009-10
1332.21
758.69
571.99
7589.58
91.83
3034.94
706.22
2061.39
1253.14
660.49
704.77
444.95
7862.14
4059.33
448.61
--
74.15
817.29
2080.30
347.78
3465.82
274.87
745.39
2010-11
87012.35
(21.66)
126398.18
(15.02)
39385.84
(2.64)
TABLE 2: FIRST YEAR (INCLUDING SINGLE PREMIUM) LIFE INSURANCE PREMIUM
81862.25
(-5.92)
113942.17
(-9.85)
32079.92
(-18.55)
939.55
964.77
390.99
6531.32
71.14
1809.29
1076.97
1901.72
1164.27
638.14
982.31
311.01
4441.09
3833.61
345.03
10.88
103.16
687.10
1926.17
224.59
2717.31
207.65
801.86
2011-12
(` Crore)
25
-------
Reliance Life
Sahara
SBI Life
Shriram
Star Union Dai-ichi
TATA AIA
34898.47
Industry Total
50094.46
(43.54)
49821.91
(42.79)
272.55
(4124.31)
21.14
--
--
14.69
--
0.28
0.48
38.95
7.58
4.19
--
--
116.38
33.46
--
--
--
--
28.26
--
7.14
--
--
2001-02
55747.55
(11.28)
54628.49
(9.65)
1119.06
(310.59)
81.21
--
--
72.39
--
6.47
7.91
96.59
40.32
21.16
--
--
417.62
148.83
--
--
--
--
143.92
--
69.17
13.47
--
2002-03
66653.75
(19.56)
63533.43
(16.30)
3120.33
(178.83)
253.53
--
--
225.67
--
31.06
28.73
215.25
150.72
88.51
--
--
989.28
297.76
--
--
--
--
537.54
--
220.80
81.50
--
2003-04
82854.80
(24.31)
75127.29
(18.25)
7727.51
(147.65)
497.04
--
--
601.18
1.74
106.55
81.53
413.43
466.16
338.86
--
--
2363.82
686.63
--
--
--
--
915.47
--
1001.68
253.42
--
2004-05
Note: 1) Figures in the bracket represent the growth over the previous year in per cent.
2) -- represents business not started.
34892.02
LIC
6.45
--
Private Total
0.16
MetLife
--
Kotak Mahindra
Max Life
--
--
ING Vysya
IndiaFirst
ICICI Prudential
--
5.97
HDFC Standard
IDBI Federal
-0.002
Future Generali
--
Edelweiss Tokio
0.32
Birla Sunlife
--
--
Bharti AXA
--
--
Bajaj Allianz
DLF Pramerica
--
Aviva
Canara HSBC
--
2000-01
Aegon Religare
INSURER
105875.76
(27.78)
90792.22
(20.85)
15083.54
(95.19)
880.19
--
10.33
1075.32
27.66
224.21
205.99
788.13
621.85
425.38
--
--
4261.05
1569.91
--
--
--
--
1259.68
--
3133.58
600.27
--
2005-06
156075.84
(47.41)
127822.84
(40.79)
28253.00
(87.31)
1367.18
--
184.16
2928.49
51.00
1004.66
492.71
1500.28
971.51
707.20
--
--
7912.99
2855.87
--
--
--
--
1776.71
7.78
5345.24
1147.23
--
2006-07
201351.41
(29.01)
149789.99
(17.19)
51561.42
(82.50)
2046.35
--
358.05
5622.14
143.49
3225.44
1159.54
2714.60
1691.14
1158.87
--
11.90
13561.06
4858.56
2.49
--
--
--
3272.19
118.41
9725.31
1891.88
--
2007-08
64497.43
(25.09)
2747.50
50.19
436.17
7212.10
206.47
4932.54
1996.64
3857.26
2343.19
1442.28
--
318.97
15356.22
5564.69
152.60
--
3.37
296.41
4571.80
360.41
10624.52
1992.87
31.21
2008-09
221785.47
(10.15)
157288.04
(5.01)
TABLE 3: TOTAL LIFE INSURANCE PREMIUM
265447.25
(19.69)
186077.31
(18.30)
79369.94
(23.06)
3493.78
530.37
611.27
10104.03
250.59
6604.90
2536.01
4860.54
2868.05
1642.65
201.60
571.12
16528.75
7005.10
541.51
--
38.44
842.45
5505.66
669.73
11419.71
2378.01
165.65
2009-10
291638.64
(9.87)
203473.40
(9.35)
88165.24
(11.08)
3985.22
933.31
821.52
12945.29
243.41
6571.15
2508.17
5812.63
2975.51
1708.95
798.43
811.00
17880.63
9004.17
726.16
--
95.04
1531.86
5677.07
792.02
9609.95
2345.17
388.61
2010-11
287072.11
(-1.57)
202889.28
(-0.29)
84182.83
(-4.52)
3630.30
1271.95
644.16
13133.74
225.95
5497.62
2677.50
6390.53
2937.43
1679.98
1297.93
736.70
14021.58
10202.40
779.58
10.88
167.01
1861.08
5885.36
774.16
7483.80
2415.87
457.32
2011-12
(` Crore)
26
1952102
(3.83)
50904871
(100.00)
2442772
(4.80)
306277
(0.60)
2798776
(5.50)
1896457
(3.73)
43460589
(85.38)
2008-09
1232079
(2.32)
53195191
(100.00)
1814558
(3.41)
439396
(0.83)
3819790
(7.18)
2084543
(3.92)
45036904
(86.44)
2009-10
Number of Policies Issued
548772
(1.14)
48106668
(100.00)
1088426
(2.26)
511388
(1.06)
2988481
(6.21)
1936562
(4.03)
41581811
(86.44)
2010-11
12274
(0.03)
44160341
(100.00)
812478
(1.84)
476054
(1.08)
1588650
(3.60)
2180018
(4.94)
39103141
(88.55)
2011-12
1256.51
(2.04)
60361.32
(100.00)
235.33
(0.39)
331.63
(0.55)
1825.89
(3.02)
3363.17
(5.57)
54605.30
(90.46)
2006-07
* Any entity other than banks but licensed as a corporate agent.

Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total individual new business procured through respective channels.
1349398
(2.65)
1573849
(3.10)
139077
(0.31)
Direct Selling
715933
(1.55)
227403
(0.45)
259177
(0.57)
Brokers
Referrals
2599723
(5.11)
1284785
(2.83)
Corporate Agents- Others*
50847196
(100.00)
1693610
(3.33)
1426919
(3.14)
Corporate Agents-Banks
45411865
(100.00)
44752611
(88.01)
42301907
(93.15)
Individual Agents
TOTAL
2007-08
2006-07
Particulars
2345.63
(2.95)
79422.97
(100.00)
2642.71
(3.33)
473.73
(0.60)
3461.89
(4.36)
6329.22
(7.97)
66515.43
(83.75)
2007-08
2714.81
(3.90)
69529.41
(100.00)
3310.33
(4.76)
773.62
(1.11)
3380.54
(4.86)
6737.38
(9.69)
55327.54
(79.57)
2008-09
2567.61
(3.13)
82007.05
(100.00)
3389.85
(4.13)
1128.50
(1.38)
3510.76
(4.28)
8688.68
(10.60)
65289.25
(79.61)
2009-10
Amount of Premium
835.91
(1.01)
83174.03
(100.00)
2016.32
(2.42)
1471.80
(1.77)
2957.75
(3.56)
11062.63
(13.30)
65665.52
(78.95)
2010-11
34.90
(0.05)
64772.24
(100.00)
1222.61
(1.89)
1134.64
(1.75)
1749.78
(2.7)
9692.90
(14.96)
50972.32
(78.69)
2011-12
(Premium in ` Crore)
TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS - CHANNEL WISE
Number of Lives Covered
Amount of Premium
27
2
(0.01)
2
(0.01)
13
(0.05)
21612
(75.42)
3
(0.01)
21713
(70.97)
720816
(2.09)
643499 4926933 4657417 2370781

(1.22)
(6.11)
(5.60)
(3.55)
31.01
(0.21)
3.17
(0.02)
99.55
(0.70)
40.83
(0.29)
83.72
(0.48)
130.74
(0.75)
347.90
(1.25)
401.73
(1.44)
213.54
(0.49)
318.92
(0.74)
325.57
(0.66)
572.45
(1.17)
62913
(0.31)
2183
(0.01)
4771 53746.00
(0.01)
(0.07)
319262
(0.38)
841
0.00
1.50
(0.01)
1.64
(0.01)
15.83
(0.09)
42.29
(0.15)
39.23
(0.09)
0.26
0.00
21286 17358013 26149338 46649328 59049732 63752022 51877235 13611.19 12531.47 15029.91 24872.06 38869.75 42939.92
(67.51) (87.36) (75.69) (88.22) (73.18) (76.60) (77.76) (97.39) (87.88) (86.53) (89.34) (76.60) (87.46)
492044
(2.46)
*Any entity other than banks but licensed as a corporate agent.

Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total group new business procured through respective channels.
Referrals
23102
24858
24764
28655
30596
31529 19824304 34548616 52880550 80693285 83232045 66713271 13979.49 14259.83 17370.32 27838.37 43159.21 49096.06
(100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
TOTAL
18851
(76.12)
1519
(4.82)
536188 6539250 6735374 1143544

(1.01)
(8.10)
(8.09)
(1.71)
3117.71
(6.35)
19271
(77.52)
1266
(4.14)
674212
(1.95)
1328.61
(3.08)
22507
(97.50)
1072
(3.74)
467838
(2.34)
599.57
(2.15)
2140.40
(4.36)
Direct Selling
541
(2.18)
666
(2.11)
569.19
(3.28)
2428.39
(5.63)
462
(1.86)
671
(2.19)
492.69
(3.46)
1617.12
(5.81)
261
(1.09)
1891
(6.60)
326.98
(2.33)
1556.76
(8.96)
Brokers
132
(0.53)
936 1479025 1767953 2246435 1181334 4651600 2618616

(2.97)
(7.40)
(5.12)
(4.25)
(1.46)
(5.59)
(3.93)
1095.28
(7.68)
278
(1.12)
1834
(5.99)
5.63
(0.04)
8
(0.03)
444
(1.55)
27384 5236297 2805100 8996036 3435632 8703095

(0.13) (15.16)
(5.30) (11.15)
(4.13) (13.05)
Corporate
Agents- Others*
1358
(5.48)
7122
(22.59)
765
(3.08)
5112
(16.71)
275
(1.19)
3636
(12.69)
Corporate
Agents-Banks
3882
(15.68)
4082
(16.42)
49
(0.18)
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Number of Schemes
Individual
Agents
Particulars
TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS - CHANNEL WISE
28
46127798
ALL INDIA
61617.83
5150.05
16.67
970.26
1795.18
1010.89
194.58
3493.73
1555.91
810.59
495.92
995.87
3703.85
3913.36
2346.94
7189.75
53.36
45.35
50.98
45.41
1302.23
2340.48
3237.61
51.73
5614.57
141.07
5922.41
611.54
3716.55
48.76
853.61
0.64
6.07
3876.06
0.07
55.79
Premium
50847196
4705896
13682
986682
2333424
495942
153612
2703402
830714
436029
271996
984865
3554507
2667048
1784882
6643175
55048
28561
11296
23498
1630089
1193593
2077792
21987
4754322
123237
5395340
523911
4465811
28420
120840
932
6689
1749006
252
70716
Policies
79422.97
5707.75
32.44
1152.23
2267.62
711.6
324.12
4398.88
1675.68
977.46
620.85
1285.94
5007.13
6347.4
2609.67
11257.38
96.72
84.09
53.42
43.22
1917.2
3119.18
3397.49
58.81
8294.8
194.85
6853.05
679.18
5315.71
48.87
864.99
1.52
10.23
3903.92
3.47
106.12
Premium
2007-08
* New Business Premium includes first year premium and single premium.
4590505
11778
940729
2015894
910886
120666
2399812
864779
332171
223881
905158
3240376
2038410
2006889
5482681
40891
22661
8316
23932
1348973
940184
2112791
23544
3827785
127669
5021447
507404
3831294
31474
316003
313
4944
1810466
245
42846
Policies
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
UttraKhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
State/Union Territory
50904871
4661915
14774
1068332
2551196
746858
152811
2938482
802335
418696
202105
1014194
3374040
2513726
2029821
6034206
83361
32044
10905
30064
1607331
1304873
2121980
21198
3896649
108267
5301049
510583
5404180
23104
118764
1157
6641
1748045
525
50660
Policies
69529.41
4912.54
26.30
1090.30
2235.68
585.12
366.76
4686.39
1285.51
690.05
436.57
1227.13
4238.31
4073.22
2552.70
10929.95
69.75
76.62
60.21
47.55
1653.33
2351.72
2694.09
35.53
5315.17
161.15
5981.39
612.69
5730.76
49.21
756.65
8.69
262.37
4214.90
1.07
110.03
Premium
2008-09
53195191
5033973
21475
1147104
2874562
735256
121306
2508343
964886
571106
312365
1046319
3385546
2435371
2044796
5471792
82840
27639
9418
33066
1826498
1404191
2612195
19893
3892855
133017
6176057
678103
5697386
23331
134611
1393
3086
1705367
257
59788
Policies
82007.05
5572.37
40.74
1392.92
2768.78
718.33
431.96
5286.79
1485.97
959.56
592.89
1454.22
4714.64
4635.06
3172.47
12476.44
108.12
84.53
48.14
72.56
2061.39
2543.22
3371.59
38.58
6032.66
224.08
7601.30
885.38
7655.61
70.42
723.26
3.98
112.22
4572.54
0.96
93.38
Premium
2009-10
48106668
4134985
14250
1013067
2541171
728889
143937
2464183
802421
419388
246749
872659
3185958
2193836
1966708
5628117
92004
27011
6620
19707
1611715
1138228
2251502
17618
3429971
132017
5132460
576776
5467384
17466
198953
2156
4897
1565792
247
57825
Policies
83174.03
5935.93
39.51
1379.42
2459.16
749.54
433.4
5623.17
1634.8
879.75
620.93
1486.4
4818.71
4645.81
3200.27
12570.95
109.66
89.36
37.74
54.85
2021.38
2447.18
3295.1
48.43
6568.47
238.88
7685.31
963.77
7662.28
31.9
723.72
4.94
28.03
4561.31
0.56
123.41
Premium
2010-11
44160341
3812609
15396
1084455
2672631
853299
138714
2068362
791654
473955
258124
903514
2979307
2231036
1936102
5168419
98341
19597
7420
23881
1389530
1055030
1942597
15346
3390971
144018
4641360
555740
3935705
13705
122637
2266
6105
1364415
282
43818
Policies
64772.24
5041.86
57.48
1209.20
2225.93
600.61
315.33
4737.12
1241.07
503.74
449.94
1201.79
3989.54
2785.15
2557.96
10740.39
73.04
63.33
26.94
104.11
1499.49
1538.78
2356.50
37.77
4877.55
114.54
5790.82
714.87
5889.81
28.51
477.75
3.51
9.51
3432.15
0.35
75.81
Premium
2011-12
(Policies in Numbers) (Premium in ` Crore)
TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS* UNDERWRITTEN

(LIFE INSURANCE)
TABLE 7: STATE WISE GROUP NEW BUSINESS UNDERWRITTEN*

(LIFE INSURANCE)
2010-11
No. of
schemes
Andhra Pradesh
Arunachal Pradesh
Assam
2011-12
Premium
No. of Lives
Covered
No. of
schemes
Premium
No. of Lives
Covered
2291
2775.71
39851287
2330
2734.48
14647540
0.90
3932
2.11
2463
1056
263.17
290465
1551
317.37
327802
Bihar
618
83.86
1120171
572
93.69
308412
Chattisgarh
538
415.19
239414
599
616.79
2669085
Goa
107
78.70
61044
107
134.85
44201
1192
1130.69
1459407
909
1363.44
1539679
Haryana
423
195.50
429299
430
304.34
633038
Himachal Pradesh
612
39.43
54577
546
39.82
61817
Jammu & Kashmir
115
183.05
55751
123
92.92
66597
Jharkhand
343
338.79
91669
450
620.36
230068
Karnataka
2486
6211.63
7796648
2672
5380.67
7844354
Kerala
1238
862.58
919667
1249
946.81
1071791
Madhya Pradesh
2174
258.98
1891592
1965
695.46
2866024
Maharashtra
3568
13484.27
8945201
3928
17430.31
10823683
12
1.25
4371
24
2.71
13614
Meghalaya
4.55
7506
16
21.59
21083
Mizoram
1.87
2550
16
5.85
5249
Gujarat
Manipur
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
1.87
4259
3.18
10961
846
379.05
264643
801
404.12
514004
422
103.95
322545
336
167.43
287777
1108
343.79
2263847
1783
506.45
1836321
1.11
1496
4.24
1102
3972
2416.60
6208804
3437
3606.10
6601960
67
13.06
36389
80
20.38
40540
2612
552.01
1715693
2171
799.14
2322713
UttraKhand
322
98.12
162081
450
250.00
138467
West Bengal
3050
2623.99
6126242
3492
5341.94
8950189
0.59
598
1.42
602
Andaman & Nicobar Island

Chandigarh
255
219.78
130909
267
219.92
170517
Dadra & Nagrahaveli
0.17
308
0.42
181
Daman & Diu
0.55
1074
0.60
1848
1131
10064.14
2721588
1133
6964.10
2615424
0.00
0.01
Puducherry
26
10.31
47013
54
3.01
44157
ALL INDIA
30596
43159.21
83232045
31529
49096.06
66713271
Delhi
Lakshadweep
* New Business Premium includes first year premium and single premium.
29
TABLE 8: STATE WISE LIFE INSURANCE PENETRATION AND DENSITY OF

INDIVIDUAL NEW BUSINESS
INSURANCE PENETRATION (IN PER CENT)
INSURANCE DENSITY (IN ` )
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Andhra Pradesh
1.71
1.56
1.15
1.14
1.01
0.75
641.1
703.1
598.8
672.2
708.5
595.5
Arunachal Pradesh
0.41
0.67
0.46
0.57
0.48
0.61
135.3
257.3
203.9
308.5
292.4
415.7
Assam
1.50
1.62
1.34
1.50
1.33
1.05
336.6
393.5
366.6
461.1
449.5
387.9
Bihar
1.73
1.91
1.47
1.56
1.13
0.85
193.4
238.9
230.3
278.9
242.3
214.4
Chattisgarh
1.51
0.89
0.60
0.72
0.64
0.44
438.2
302.3
243.5
292.9
299.5
235.2
Goa
1.18
1.96
1.87
1.46
1.21
0.71
1388.3
2294.4
2575.9
3010.2
2996.6
2163.2
Gujarat
1.23
1.34
1.27
1.24
1.10
NA
631.6
781.4
818.0
906.8
947.7
784.5
Haryana
1.21
1.11
0.70
0.67
0.62
0.40
672.0
710.7
535.4
607.8
656.6
489.5
Himachal Pradesh
2.68
2.88
1.66
2.04
1.61
0.80
1255.7
1496.0
1043.5
1433.6
1298.6
734.7
Jammu & Kashmir
1.49
1.67
1.03
1.23
1.13
0.72
439.6
538.7
370.8
493.0
505.4
358.5
Jharkhand
1.49
1.53
1.40
1.51
1.39
1.01
334.1
422.8
395.5
459.3
460.1
364.6
Karnataka
1.63
1.85
1.37
1.37
1.19
0.86
651.6
868.2
724.3
794.0
799.8
652.6
Kerala
2.54
3.62
2.01
1.99
1.68
0.85
1200.2
1937.5
1237.5
1401.5
1398.1
834.2
Madhya Pradesh
1.62
1.62
1.30
1.40
1.23
NA
354.6
387.1
371.7
453.4
449.0
352.3
Maharashtra
1.24
1.66
1.45
1.38
1.22
NA
689.1
1063.0
1016.9
1143.7
1135.4
955.8
Manipur
0.87
1.43
0.94
1.30
1.19
0.72
219.7
389.3
274.4
415.8
412.2
268.4
Meghalaya
0.53
0.86
0.66
0.64
0.59
0.36
173.0
313.0
278.3
299.5
309.0
213.6
Mizoram
1.55
1.40
1.32
0.91
0.62
NA
517.8
531.5
586.9
459.8
353.1
246.9
Nagaland
0.63
0.54
0.50
0.71
0.49
0.86
228.7
217.8
239.8
366.0
276.8
525.6
Orissa
1.28
1.48
1.11
1.26
1.04
0.66
331.4
481.6
409.9
504.4
488.2
357.5
Punjab
1.84
2.05
1.35
1.27
1.07
0.59
901.0
1185.4
882.3
941.9
894.8
555.4
Rajasthan
1.89
1.74
1.17
1.28
1.02
NA
519.9
535.1
416.2
510.8
489.6
343.4
Sikkim
2.39
2.35
1.10
0.81
0.86
NA
902.3
1013.9
605.4
649.9
806.3
621.5
Tamil Nadu
1.81
2.36
1.32
1.27
1.20
0.77
836.8
1218.5
769.5
860.9
923.8
676.1
Tripura
1.29
1.65
1.19
1.46
1.37
0.58
411.6
560.8
457.5
627.4
659.7
312.0
Uttar Pradesh
1.76
1.79
1.35
1.46
1.29
0.86
325.2
369.5
316.6
395.1
392.2
290.1
UttraKhand
1.66
1.48
1.09
1.33
1.28
0.82
659.9
720.1
638.3
906.4
969.5
706.6
West Bengal
1.42
1.77
1.68
1.89
1.62
1.07
434.3
613.1
652.4
860.2
849.8
644.8
Andaman & Nicobar
1.92
1.63
1.41
1.80
0.78
0.67
1325.5
1319.9
1320.5
1877.5
845.0
750.3
Chandigarh
6.95
6.33
4.93
4.07
3.50
NA
8758.4
8736.1
7522.2
7077.6
6971.2
4529.8
Delhi
2.86
2.47
2.22
2.04
1.72
1.09
2544.5
2514.5
2663.7
2835.2
2774.9
2048.6
Puducherry
0.67
1.15
1.09
0.82
0.95
0.55
506.7
940.4
951.5
788.0
1016.2
609.2
ALL INDIA
1.56
1.73
1.31
1.34
1.16
0.78
552.6
700.7
601.3
699.5
698.7
535.4
Note: 1. The premium data pertains only to the individual business of life insurers. It does not cover any renewal premium of life and also any non-life
insurance business.
2. State-wise data on Gross Domestic Product (at current prices) has been taken from Ministry of Statistics and Programme Implementation., GoI.
3. State-wise population data has been estimated from Census 2001 and Census 2011 using simple interpolations for intermediate years.
4. NA: As data on GDP is not available, penetration values could not be estimated.
30
245.46
(96.75)
8.25
(3.25)
253.71
LIC
Private Sector
Total
286.27
(12.83)
16.59
(101.05)
269.68
(9.87)
2003-04
262.11
( 8.44)
22.33
(34.62)
239.78
(-11.09)
2004-05
354.62
(35.29)
38.71
(73.37)
315.91
(31.75)
2005-06
Note: Figure in bracket indicates the growth over the previous year in per cent.
2002-03
INSURERS
461.52
(30.14)
79.22
(104.64)
382.29
(21.01)
2006-07
508.74
(10.23)
132.62
(67.40)
376.13
(-1.61)
2007-08
509.23
(0.10)
150.11
(13.19)
359.13
(-4.52)
2008-09
532.25
(4.52)
143.62
(-4.32)
388.63
(8.21)
2009-10
TABLE 9: LIFE INSURERS: NUMBER OF INDIVIDUAL NEW POLICIES ISSUED
481.52
(-9.53)
111.14
(-22.61)
370.38
(-4.70)
2010-11
(-8.22)
441.93
84.42
(-24.04)
357.51
(-3.47)
2011-12
(In Lakhs)
31
Aegon Religare
32
6
0
6
Additions during the year*
Deletions during the year**
Business in force at end of

the financial year
0
0

the financial year
23
59
139
72.21
11.85
0.37
0.37
54
42
15
182
77.15
0.00
8.58
0.54
0.16
0.33
0.47
96
15
56
54
259
226
34
19
29
23
587
438
51
24
41
34
* Includes New Policies issued, Old Policies reinstated/revived.

** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

the financial year
Grand Total

the financial year
Linked Health Business

the financial year
Linked Business #

the financial year
44.34
16.96
15
12
Business in force at start of

the financial year
General Annuity and Pension Business
Non linked Health Business
Aviva
Bajaj Allianz
732
684
48
40
37
51
886
824
0.1
0.0
0.1
62
33
46
48
983
922
0.3
0.1
0.3
0.1
62
38
37
62
864
711
1.0
0.0
0.7
0.3
152
34
124
62
848
590.01
3.90
0.04
2.96
0.98
255
59
161
152
1112
710
6.4
0.7
0.6
6.5
395
68
215
248
3653
2458
6.0
0.0
0.0
6.0
511
80
196
395
6184
5608
30
6.6
0.2
0.4
6.5
540
92
122
511
7542
6721
93
6.6
0.5
0.5
6.6
721
78
259
540
8277
7248
82
6.9
0.5
0.7
6.7
941
114
334
721
8587
6690
69
7.8
0.4
1.3
6.9
1820
157
1036
941
8307
59.56
58.54
8.68
0.40
1.31
7.78
2283
442
905
1820
2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

the financial year
Life Business
Particulars
(Policies in '000)
TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES)
Bharati AXA
33
188
257
71
226
308
393
266
8.28
391
235
15.66
0.53


the financial year
Grand Total

the financial year

the financial year
Linked Business #

the financial year
0.31
0.03
0.37
0.59
140
63
85
118
0.34
118
21
94
45
61
45
19
25
39
0.31
39
14
42
10

the financial year
10

the financial year
13

the financial year
Birla Sun Life
Canara HSBC
607
448
159
16
73
102
1249
713
234
34
109
159
1401
1076
325
66
158
234
2423
1737
10
0.0
0.0
0.0
676
107
458
325
3312
2305
0.1
0.0
0.2
0.0
993
421
739
676
2997
2130
1.0
0.1
0.9
0.1
852
790
649
993
2943
10.76
1982
5.78
1.48
0.65
1.13
1.00
942
622
712
852
36
35
130
129
215
200
15
15
249
218
30
20
15
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

the financial year
Life Business
Particulars
(Policies in '000)
TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)
DLF Pramerica
Edelweiss Tokio
34
1
0
1
Business in force at end of the

financial year
2.86
21.24
53.94
105.44
0.80
* Includes New Policies issued.


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
98.23
39.70
2.14
379.37
196.95
3.95
0.08

financial year
178
45
167
0.13
56
62
56
1.89
33.38
2.27
33.11
72
16
67
21
19.84
21
22
2.14
2.17
Business in force at start of the

financial year
HDFC Standard
550.76
178.75
5.50
0.15
1.70
3.95
367
69
257
178
508.35
157.73
6.27
0.18
0.96
5.50
344
179
157
367
74.0
72.6
896
2249
520
3.0
233
4.0
3.4
752
590
3.5
36
42
73.0
198
222
72.6
590
410
2098
1028
74.5
6.3
7.1
73.6
996
73
317
752
2744
1404
17
79.1
15.4
20.0
74.5
1244
120
368
996
3244
1667
79.9
12.3
13.1
79.1
1497
174
427
1244
3588
1894
15
81.2
8.0
9.2
79.9
1598
214
314
1497
3833
1975
6.57
88.48
10.56
17.86
81.18
1761
400
565
1598
2008-09 2009-10 2010-11 2011-12 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
(Policies in 000)
237
138
473

financial year
35
1.3
50.3

financial year
1764
1238
4408
2407
93
53.0
2.0
5.0
50.0
734
165
426
473
2006-07
5355
4036
227
54.9
2.6
4.6
52.9
1037
403
706
734
2007-08
6449
37
4826
217
56.8
2.2
4.1
54.9
1313
637
913
1037
2008-09
6321
88
5089
115
57.3
2.1
2.6
56.8
972
863
523
1312
2009-10
ICICI Prudential


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
2
1.1
50.5

financial year
374
2005-06

financial year
Life Business
Particulars
6251
92
4945
66
58.8
1.8
3.3
57.3
1090
502
620
972
2010-11
6068
108.51
4561
45.61
59.42
2.93
3.51
58.84
1293
519
722
1090
2011-12
2007-08
81
70
10
10
2008-09
162
114
47
37
10
2009-10
IDBI Federal
250
129
0.57
0.47
0.47
120
77
47
2010-11
298
117
0.71
0.92
0.14
0.58
0.47
179
16
76
120
2011-12
169
169
2010-11
256
7.90
241
2011-12
IndiaFirst
(Policies in 000)
36
83
42
193

financial year
3.7
0.1
31.5

financial year
274
847
169
38.0
6.0
31.0
253
48
108
193
731
399
43.5
1.5
7.4
37.6
289
58
93
253
1014
581
70.7
3.0
30.2
43.5
363
65
139
289
1185
664
89.2
5.6
24.1
70.7
432
96
165
363


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
49
27.9

financial year
152
ING Vysya
Kotak Mahindra
1314
631
108.4
5.0
24.3
89.2
575
83
226
432
1349
0.00
552
5.98
131.33
5.92
28.82
108.42
660
122
210
572
189
74
6.5
0.4
0.2
6.7
108
27
39
97
189
74
6.5
0.4
0.2
6.7
108
27
39
97
494
189
6.0
6.0
123
22
37
108
571
415
5.9
0.4
0.2
6.1
149
27
53
123
951
788
6.0
0.4
0.2
6.1
157
35
42
149
1081
913
5.9
0.4
0.4
6.0
163
28
34
157
1150
878
6.5
0.4
1.0
5.9
265
32
135
163
1173
0.00
781
0.00
6.63
0.60
0.73
6.51
384
62
181
265
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
(Policies in 000)
316
107
562

financial year
1.4
37
689
119
2122
351
8.0
1.0
8.0
713
164
315
562
2006-07
1711
794
14
7.1
0.9
0.3
7.7
896
163
346
713
2007-08
2575
1359
73
6.8
0.6
0.4
7.1
1135
202
441
896
2008-09
Max Life
2977
1587
42
6.5
0.7
0.4
6.8
1342
266
473
1135
2009-10


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
8.2
0.9

financial year
8.7

financial year
353
2005-06

financial year
Life Business
Particulars
3359
1614
24
6.1
0.7
0.2
6.5
1715
211
584
1342
2010-11
3511
1460
19.30
5.68
0.66
0.23
6.11
2027
260
571
1715
2011-12
129
22
0.7
0.2
0.2
0.7
106
32
76
62
2005-06
397
95
1.0
1.0
112
38
44
106
2006-07
388
273
0.6
0.1
0.0
0.7
115
28
31
112
2007-08
645
469
0.7
0.1
0.2
0.6
176
29
90
115
2008-09
Metlife
804
563
10
0.8
0.1
0.1
0.7
230
49
104
176
2009-10
853
578
0.8
0.1
0.1
0.8
270
78
118
230
2010-11
895
578
1.76
0.90
0.14
0.21
0.83
316
94
140
270
2011-12
(Policies in 000)
18
77

financial year
38
125
803
1454
1203
3313
63
52
4633


financial year
Grand Total

financial year

financial year
Linked Business #

financial year

financial year
5279
46
3262
18
13.9
5158
38
2919
38.03
7.71
6.20
0.7
2155
790
1006
1939
2011-12
1939
208
1547
600
2010-11
0.04
3981
600
84
450
234
2009-10
14.6
3015
234
92
106
220
2008-09
32
220
46
77
189
2007-08
13.88
326
189
49
162
77
2006-07
Reliance

financial year
48
47
48
2005-06

financial year
Life Business
Particulars
28
0.3
0.1
0.2
0.2
22
17
10
2005-06
118
20
42
26
22
2006-07
156
79
0.3
0.3
76
14
49
42
2007-08
238
136
0.3
0.3
101
20
44
76
2008-09
Sahara
283
166
0.3
0.3
116
23
38
101
2009-10
318
167
0.4
0.0
0.1
0.3
150
21
55
116
2010-11
354
157
0.39
0.01
0.05
0.35
197
25
72
150
2011-12
(Policies in 000)
186
35
352

financial year
39
0.1
64.5

financial year
508
1657
499
77.0
2.0
14.0
64.0
411
89
148
352
2006-07
1809
1297
91.8
8.4
23.2
76.9
420
85
94
411
2007-08
2642
2030
122.5
11.2
41.9
91.8
489
53
122
420
2008-09
SBI Life
3879
3167
133.2
8.7
19.4
122.5
579
57
147
489
2009-10


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
92
10.7
54.0

financial year
200
2005-06

financial year
Life Business
Particulars
4477
3549
138.8
9.8
15.4
133.2
789
79
289
579
2010-11
4758
3356
36
161.18
12.18
34.57
138.79
1205
143
559
789
2011-12
21
21
21
2005-06
179
54
53
42
21
2006-07
184
144
39
25
12
53
2007-08
266
227
39
16
15
40
2008-09
Shriram
325
285
40
16
18
38
2009-10
321
248
72
42
40
2010-11
351
183
0.02
0.02
168
13
109
72
2011-12
(Policies in 000)
40
13
13
118
106
188
151


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
302
215
0.00
0.26
0.11

financial year
0.01
0.01
0.16
0.11
86.89
14.66
64.56
36.99
2011-12
0.10
0.01
0.01
36.99
4.55
29.30
12.23
2010-11

financial year
12.23
0.69

financial year
11.94
0.33
0.62
0.62
2009-10
Star Union Dai-ichi
0.07
2008-09

financial year
Life Business
Particulars
600
86
39
22.3
2.8
7.4
17.7
453
81
205
329
2005-06
1709
195
72
22.0
3.0
3.0
22.0
567
129
243
453
2006-07
1122
432
90
21.0
2.4
1.5
21.8
579
196
208
567
2007-08
1627
10
781
106
19.9
1.7
0.7
21.0
710
132
264
579
2008-09
Tata AIA
1809
16
933
101
19.3
1.1
0.5
19.9
740
258
288
710
2009-10
1933
17
1000
79
19.7
0.7
1.1
19.3
819
235
314
740
2010-11
1845
14
956
33
19.4
0.6
0.3
19.7
822
212
215
819
2011-12
(Policies in 000)
1768
631
3545

financial year
10
41
7200
3352
40
20479
8439
165
285
11
32
261
4746
894
2096
3545
2006-07
23970
17532
392
306
23
45
284
5740
1321
2316
4745
2007-08
33795
110
25264
516
372
35
100
306
7533
1638
3431
5741
2008-09
Private Total
40363
161
30428
363
404
32
64
372
9007
2555
4031
7531
2009-10


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
263
28

financial year
245

financial year
2408
2005-06

financial year
Life Business
Particulars
43251
162
29496
302
451
28
75
404
12839
2757
6589
9007
43693
257
27225
276
504
42
94
451
15431
4072
6660
12843
2010-11 2011-12
186401
3914
2923
239
293
2868
179564
14334
30947
162951
2005-06
431484
20240
2909
190
176
2923
189419
13104
22959
179564
2006-07
233941
38582
102
2829
300
220
2909
192428
17487
20496
189419
2007-08
257823
198
44682
2789
241
201
2829
210154
14291
32017
192428
2008-09
LIC
278563
291
49434
2780
265
256
2789
226058
17003
32907
210154
2009-10
285936
344
42462
2749
286
256
2780
240381
21069
35392
226058
2010-11
291591
319
32793
183
2450
647
348
2749
255845
22559
38023
240381
2011-12
(Policies in 000)
32715
14965
183109
Business in force at end of the financial year
249
3186
42
193601
7266
451963
28679
165
3194
201
208
3184
194165
13998
25055
183109
2006-07

Grand Total
Linked Business #
40
322
3114
Business in force at start of the financial year
165359
2005-06
Life Business
Particulars
257911
56114
494
3135
323
265
3193
198168
18808
22812
194164
2007-08
291618
308
69946
516
3161
276
302
3135
217687
15930
35448
198169
2008-09
Industry Total
318927
453
79862
363
3184
296
319
3161
235065
19558
36939
217685
2009-10
329187
506
71958
302
3200
314
331
3184
253221
23825
41981
235065
2010-11
335284
576
60018
460
2954
688
442
3200
271276
26630
44683
253224
2011-12
(Policies in 000)
TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.)
96
903
43
1261
358
4492
1193
12
12
3287
439
2823
903
2009-10
13363
2965
492
9896
664
7274
3287
2010-11
Aegon Religare

Grand Total
Linked Business #
999
2008-09
Life Business
Particulars
23242
3763
399
15
19065
1954
11122
9896
2011-12
7855
7655
201
49
137
113
2005-06
15120
14282
415
218
201
2006-07
21659
21365
294
320
199
415
2007-08
24889
24058
828
168
703
294
2008-09
Aviva
30055
26907
3146
433
2751
828
2009-10
36672
26459
16
14
10198
1280
8332
3146
2010-11
TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED)
64071
25242
72
57
16
38757
3320
31879
10198
2011-12
(` Crore)
5033
2455
10619
Business in force at end of the financial

year
44
26
288

year
29805
18898
95793
64816
239
68
20
288
12554
2627
4562
10619
2006-07
168501
154938
339
226
24
10
239
12998
2983
3427
12554
2007-08
198477
180727
2329
226
17
17
226
15195
2407
4604
12998
2008-09
Bajaj Allianz


year
Grand Total

year

year
Linked Business #

year
97
217

financial year
8041
2005-06

financial year
Life Business
Particulars
200912
178770
2825
219
20
13
226
19098
3593
7496
15195
2009-10
205253
164151
2822
225
17
23
219
38055
4600
23556
19098
2010-11
195687
146534
2894
258
17
29
245
46001
11912
19858
38055
2011-12
312
175
65
68
2006-07
1164
582
582
165
682
65
2007-08
5462
4148
1314
687
1419
582
2008-09
7025
5487
126
1412
1112
1210
1314
2009-10
Bharti AXA
10058
6071
147
26
28
3814
1164
3566
1412
2010-11
10937
5982
386
45
53
72
26
4525
2570
3281
3814
2011-12
(` Crore)
TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)
1381
399
3933
45
22437
18505
41869
30297
5113
673
1853
3933
2006-07
54199
49545
4654
1153
694
5113
2007-08

Grand Total
Linked Business #
2951
2005-06
Life Business
Particulars
84551
78955
766
4830
879
1055
4654
2008-09
Birla Sun Life
116924
578
109029
773
6544
1106
2819
4830
2009-10
130095
742
113594
704
15054
2333
10843
6544
2010-11
143815
1076
109068
703
32966
7636
25548
15054
2011-12
2521
2462
59
59
2008-09
7152
6786
366
34
341
59
2009-10
13404
12374
1030
59
723
366
2010-11
Canara HSBC
17771
15923
1848
244
1062
1030
2011-12
(` Crore)
55
6
49
46
78
666
552
114
58
123
49
2009-10
1773
1250
522
164
572
114
2010-11
DLF Pramerica

Grand Total
Linked Business #
29
2008-09
Life Business
Particulars
2980
1200
1781
501
1759
522
2011-12
1179
40
1139
15
1154
2011-12
Edelweiss
Tokio
33
33
33
2007-08
2933
891
2041
288
2297
33
2008-09
9223
5043
4179
1707
3845
2041
2009-10
Future Generali
20204
4708
15495
1627
12943
4179
2010-11
17171
3982
13187
8681
6373
15495
2011-12
(` Crore)
4552
904
79
47
23636
10358
55144
21487
1485
98
105
1478
14253
992
3444
11801
55885
37478
1434
146
95
1485
16973
1347
4067
14253
69640
45479
408
1502
191
258
1434
22251
2233
7510
16973

Grand Total
Linked Business #
1478
109
1448
11801
8153
HDFC Standard
ICICI Prudential
89016
57892
1580
237
315
1502
29544
3232
10525
22252
84217
213
2683
445
1297
1831
48128
15241
27994
35376
110822 135241
73239
377
1830
183
434
1580
35376
3212
9024
29563
42740
27686
55
1560
76
79
1557
13438
1655
4063
11030
84912
27245
1538
89
67
1559
21644
3000
9242
15403
32
95995
35085
1569
71
102
1538
28914
6163
13433
21644
11585
1565
84
97
1552
36278
7282
16214
27347
8066
1562
95
92
1565
58660
6978
29360
36278
112
176
246
89388 127584 122854
19586
1552
78
62
1568
27347
10798
9027
29118
98306 135339 161595 137984 177188 191389
56319
4043
1559
85
83
1560
15403
1925
3890
13438
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Life Business
Particulars
(` Crore)
11
11

financial year
48
74
64
2682
1655
1026
1017
11
7810
2747
5063
24
4060
1026
14370
3249
11121
252
6310
5063
17667
3084
14584
1039
4502
11121


financial year
Grand Total

financial year

financial year
Linked Business #

financial year

financial year

financial year
IDBI Federal
IndiaFirst
ING Vysya
566
566
2833
2722
111
111
6468
136
5684
649
27
565
111
5744
1351
4393
893
1706
3580
16605
4804
5036
865
1508
4393
15099
9499
5600
877
1441
5036
18380
11127
7253
1164
2818
5600
20035
11477
360
22
169
213
8198
1845
2790
7253
22991
11253
599
22
261
360
11139
1494
4435
8198
25001
10138
216
850
74
325
599
13796
2358
5193
10962
2007-08 2008-09 2009-10 2010-11 2011-12 2009-10 2011-12 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
(` Crore)
1132
6083

financial year
49
262

financial year
12016
5671
25556
9268
260
262
7159
716
1792
6083
24678
16868
248
19
260
7561
1403
1806
7159
33874
25160
236
20
248
8479
1423
2340
7561


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
19
275
1863
5351

financial year
Kotak Mahindra
Max Life
37992
29030
224
17
236
8738
1707
1967
8479
47286
27295
259
17
53
224
19732
2257
13250
8738
57765
25152
266
28
34
259
32347
4347
16963
19732
24533
5174
167
26
18
176
19191
2858
7917
14132
69757
14906
157
19
167
24525
2724
8057
19191
58240
27989
218
145
17
157
29887
4392
9755
24525
82914
40593
1268
139
13
145
40914
6490
17517
29887
90299
47876
735
133
14
139
41554
11656
12296
40914
98623
48743
460
125
13
133
49295
8737
16478
41554
106310
45386
379
115
14
125
60430
8771
19823
49378
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
(` Crore)
2633
2908
1049
4491
4
16
50
5747
1240
19198
6706
15
16
5018
1211
1737
4491
25086
19550
15
15
5522
892
1396
5018
36768
29555
15
15
7198
978
2654
5522

Grand Total
Linked Business #
16
Metlife
Reliance
41314
31918
44
15
15
9336
1568
3707
7198
47056
35064
23
19
15
11949
2191
4803
9336
49168
34449
17
39
25
20
14663
3671
6385
11949
2253
486
1767
275
1050
992
15116
6201
3339
1118
2691
1767
21962
17337
524
4102
793
1555
3339
39431
1199
32163
6069
814
2782
4102
50401
1086
40592
8723
1831
4485
6069
61640
970
38236
385
22050
2748
16075
8723
66594
723
34773
827
30272
8563
16786
22050
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Life Business
Particulars
(` Crore)
51
214
61
289

financial year
4
1
8

financial year
380
84
1699
392
568
77
356
289
2696
1604
1085
176
694
568
4013
2551
1454
275
644
1085


financial year
Grand Total

financial year

financial year
Linked Business #

financial year

financial year
137
Sahara
SBI Life
4583
2875
1700
345
592
1454
4878
2712
10
2156
399
855
1700
5160
2347
11
10
2801
501
1146
2156
9557
2054
249
77
172
7254
551
4092
3713
31616
10734
331
89
249
9155
948
2849
7254
37801
26278
526
196
331
10997
1314
3156
9155
55441
40010
976
17
467
526
14455
1576
5035
10997
74754
55777
142
816
336
177
976
18018
2080
5642
14455
87349
56779
840
19
43
816
29725
3208
14914
18018
115255
61484
1150
375
629
164
840
52246
5185
27706
29725
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
(` Crore)
52
443
4230
1164
1380
153
1090
443
2006-07
4556
3552
1004
580
204
1380
6710
5794
916
372
283
1004
8533
7544
989
254
327
916
2008-09 2009-10
Shriram
2007-08

Grand Total
Linked Business #
443
443
2005-06
Life Business
Particulars
7906
6020
1886
294
1191
989
9662
4209
5452
432
3998
1886
2010-11 2011-12
343
328
15
15
2008-09
2804
1854
669
669
280
273
15
2009-10
3673
2931
733
79
582
230
2010-11
Star Union Dai-ichi
6861
4913
21
13
1927
224
1418
733
2011-12
(` Crore)
4382
1295
10303

financial year
54
94
53
15507
3886
833
42046
8504
3233
475
58
48
486
12428
2193
4318
10303
36345
18787
4548
460
42
26
475
12550
3346
3469
12428
44209
215
25751
4281
444
30
14
460
13518
1710
2678
12550


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
486
525

financial year
7216

financial year
Tata AIA
Private Total
(` Crore)
54062
2380
31035
5367
434
20
444
14846
1831
3158
13518
60813
2940
33626
5143
448
14
29
434
18657
2097
5908
14846
58828
2219
32682
1641
449
12
13
448
21837
3128
6308
18657
202653
103046
888
4513
326
448
4391
94205
13577
39741
68041
532367
250055
7276
4529
348
364
4514
116411
16230
38433
94206
663317
490348
32874
4599
339
408
4530
135496
22743
41831
116408
876172
1447
647791
44136
5117
361
879
4599
177682
27731
69917
135496
4827
801025
22143
5984
373
1012
5345
344271
46141
177960
212452
8163
779343
16891
6766
1376
2138
6004
517060
97297
269027
345330
996603 1178249 1328223
4157
744339
29599
6026
749
1445
5330
212483
45661
80256
177887
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

financial year
Life Business
Particulars
54
96344
8858
8715
63912

financial year
2008-09
122551
239860
127339
215251
111705
411205
2009-10
2010-11
2011-12
2005-06
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
178613
454767
192221
566583
212830
565166
109921
351149
138781
278293
150082
257081
139436
481122
224274
535023
238362
744543
310127
834193
106381
196936
3744
47269
51029
11270
87027
7217
198470
46964
233178
232873
47269
10852
223125
46927
6318
6281
46964
12498
178479
51597
6525
11196
46927
12343
137067
3609
42494
18140
9037
51597
110367
888
68425
9041
9306
68160
356436
7276
91556
2693
25824
68426
687284
36618
51867
51368
11678
91557
8664
846261
44136
52081
233539
233753
51867
15008
967464
29599
52952
7067
7726
52294
17325
979504
22143
57581
6899
12208
52271
20506
916411
20501
49260
19516
11175
57601
1351392 3325164 1733328 2037531 2341937 2677970 2983247 1554045 3857531 2396646 2913703 3338541 3856219 4311470
7321
87027
2345
25460
63912


financial year
Grand Total

financial year

financial year
Linked Business #

financial year
63769

financial year
2007-08
Industry Total
1280159 1397468 1485380 1784880 2061034 2435396 2787732 1374364 1513879 1620876 1962562 2273517 2779667 3304792
311408

financial year
2006-07
LIC
1065095 1280159 1397468 1485380 1784880 2061034 2435396 1133136 1374365 1513876 1620876 1962767 2273486 2780726
2005-06

financial year
Life Business
Particulars
(` Crore)
TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Concld.)
55
183.49
1224.75
1296.16
985.20
2893.05
54.70
2736.21
172.72
30.10
919.91
Kotak Mahindra
Max Life
Metlife
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
Tata AIA
113.22
31327.85 33761.61 21783.06
Industry Total
3103.62
4459.22
LIC
4840.47
26868.63 28921.13 18679.43
712.79
189.58
113.05
2502.60
18.34
1012.40
339.62
763.33
605.42
126.29
405.34
Private Total
1093.95
233.20
261.80
3820.70
41.95
3323.31
757.86
1208.31
1014.41
311.88
504.10
ING Vysya
233.72
162.74
IndiaFirst
4178.18
2669.11
38.91
14.65
135.32
494.49
51.63
548.14
42.67
150.04
18.71
22.36
103.85
232.82
269.97
4.72
7.58
40.67
1.65
465.77
24.53
0.62
2008-09
2918.06
19.42
237.67
112.82
535.30
42.29
265.57
30.48
81.54
187.63
6.87
38.85
109.98
113.15
216.00
8.74
1.38
11.91
40.92
3.82
796.19
54.04
3.50
2009-10
8361.02
162.54
353.50
322.91
1963.38
43.52
719.62
139.58
94.55
277.44
19.06
261.57
173.44
1904.66
556.22
79.47
5.00
5.28
23.29
4.61
1141.26
88.32
21.79
2010-11
b. Single
9139.35 13332.46 26163.84 31759.59
464.95 10663.35 23245.78 23398.56
8674.40
256.37
175.14
10.19
1027.17
2.20
372.39
181.54
190.88
258.42
28.74
173.49
17.93
2062.60
1856.13
IDBI Federal
5960.48
2937.32
6162.70
16.01
ICICI Prudential
2476.44
91.07
46.28
386.48
1099.71
1996.62
306.67
35.62
644.82
1726.41
HDFC Standard
DLF Pramerica
602.87
2887.42
92.70
32.56
3.24
Canara HSBC
250.81
180.55
171.94
102.90
288.57
Birla Sunlife
398.96
431.54
1295.01
78.80
2011-12
Future Generali
2658.89
Bharti AXA
698.14
2952.65
176.01
2010-11
2.46
228.01
Bajaj Allianz
138.06
2009-10
a. Regular
Edelweiss Tokio
669.42
3731.30
Aviva
26.59
2008-09
Aegon Religare
Insurer
958.82
44.75
308.05
3230.69
106.33
3441.19
1027.86
1446.21
1243.46
526.47
287.34
6395.52
2266.58
107.62
3.24
296.15
2699.56
229.66
4197.07
693.95
27.20
2008-09
1113.37
470.87
374.62
4356.00
84.24
3588.88
788.34
1289.86
1202.03
318.74
201.59
343.70
6073.63
2692.44
315.41
37.00
614.78
2928.34
402.77
3748.84
752.18
141.57
2009-10
875.34
543.09
435.96
4465.98
61.86
1732.02
479.20
857.88
882.87
145.35
666.91
286.66
6082.84
3493.54
170.54
51.28
650.10
1749.70
255.42
2436.27
519.86
197.80
2010-11
381.58
530.15
171.32
2283.89
28.46
708.28
497.98
260.96
629.26
60.02
380.72
101.61
2300.77
2027.26
78.22
2.46
25.79
386.55
1163.69
93.79
841.38
221.35
99.08
2011-12
927.57
100.49
1287.58
39.18
1319.32
701.47
1230.29
876.66
524.61
1.28
8107.79
2462.86
1723.32
61.60
5789.33
1258.88
2008-09
1543.58
10.12
168.88
2444.60
77.44
2567.85
1282.61
2107.71
1416.02
732.00
0.01
120.70
9746.75
3081.19
35.43
1.04
219.65
2514.84
228.36
6536.42
1570.66
13.73
2009-10
1985.75
160.26
223.58
4583.52
90.13
3326.71
1446.71
2662.68
1603.25
702.12
93.66
283.52
9564.93
3898.47
200.36
20.75
713.36
3550.68
437.95
5543.65
1567.21
105.58
2010-11
d. Renewal
2322.84
155.30
2009-10
4729.45
107.62
3.24
296.15
4422.89
291.26
5773.63
350.84
38.05
834.42
5443.18
631.13
9986.40 10285.27
1952.83
27.20
2008-09
1,748.58
266.26
206.77
5403.39
74.44
2713.24
1148.92
2713.17
1535.54
503.24
315.18
306.47
1886.39
44.75
408.54
4518.27
145.51
4760.51
1729.33
2676.49
2120.12
1051.08
288.62
2656.95
480.99
543.51
6800.60
161.68
6156.72
2070.95
3397.56
2618.06
1050.75
201.60
464.40
8662.29 14503.31 15820.38
5092.49
225.29
50.85
1142.33
3747.70
508.63
3452.02
1459.32
198.06
2011-12
4107.39 19574.53 19175.90 12694.60 10793.76 34697.10 47262.15
297.15
602.42
303.51
2.46
76.65
563.26
695.90
408.08
102.90
796.41
378.09
39196.78 14901.15
69805.28 54748.76
2861.09 2130.16
703.35
659.53
9049.49 7687.28
151.99
5058.73 3421.52
1925.91 1646.89
3520.56 2974.13
2486.11 2164.80
847.47
760.57
570.18
15647.77 10963.06
7392.01 7119.76
370.90
72.03
1363.46 1528.88
5300.38 4911.39
693.37
7979.93 4293.41
2087.07 1680.66
303.38
2010-11 2011-12
8242.62 44660.31 59925.45 53542.64 17381.97 45986.75 55595.51 55459.42 52267.94 90647.06 115520.96 109002.07 69649.91
3642.44 15122.57 28086.26 26502.19
e. Total (c+d)
4600.18 29537.74 31839.19 27040.46 13274.58 26412.22 36419.61 42764.83 41474.19 55949.96 68258.80
125.21
355.01
161.13
1256.72
26.26
335.89
316.44
70.08
370.85
31.28
207.23
83.68
238.16
171.13
45.66
9.78
0.07
63.99
1.09
669.44
40.80
20.29
2011-12
c. First Year (a+b)
A. LINKED PREMIUM
TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS
56
179.08
27.68
1828.69
6.03
1.59
Metlife
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
77.36
296.65
743.75
69.36
924.28
28.97
26.96
37.68
223.63
25.06
44.06
118.72
3343.43
61.96
61.39
89.65
2234.83
30.70
12.82
191.85
5438.96
81.98
198.09
79.29
3081.79
2.81
37.01
22.39
280.34
132.67
2.77
33.04
12.27
384.53
4614.26
183.85
5.44
6.42
2155.95
27.68
72.79
116.84
396.70
99.56
162.49
29.43
416.31
456.87
215.60
136.03
3106.41
29.97
1302.92
227.02
1203.51
370.27
515.13
37.86
158.28
1779.30
565.79
278.06
22.87
167.19
330.60
92.36
1029.55
225.53
77.07
2010-11
557.97
434.62
219.68
4247.43
42.68
1101.02
578.99
1640.76
535.01
578.12
601.59
209.40
2140.32
1806.34
266.80
8.42
77.36
300.55
762.47
130.80
1875.92
580.51
108.57
2011-12
6532.82 12328.19 18805.34
208.64
49.00
44.88
2684.75
40.59
331.90
273.51
559.22
131.95
323.69
56.85
260.29
565.06
170.67
0.38
7.84
31.67
34.66
702.26
46.20
8.80
2009-10
3933.21
677.26
21.21
537.88
33.27
99.24
150.48
784.06
123.51
228.72
0.92
436.60
450.72
2.64
27.63
5.88
343.76
9.43
2008-09
4578.32
628.19
0.38
22.89
618.68
48.33
116.27
191.55
903.76
118.04
268.21
49.87
448.08
666.41
20.01
0.02
0.19
30.80
3.94
432.19
8.98
1.55
2009-10
942.17
40.91
46.40
1199.03
80.37
975.08
451.61
1775.65
237.62
538.60
0.44
119.23
918.20
1276.30
209.27
13.00
31.65
211.49
40.93
1314.47
154.70
51.61
2011-12
5998.12 10628.72
667.26
14.36
25.96
755.74
61.45
209.50
355.24
1088.56
119.12
346.34
82.53
453.56
1046.37
77.20
0.14
1.21
46.08
6.28
600.48
32.57
8.16
2010-11
8547.47
861.11
5.44
27.64
2693.83
60.95
172.03
267.32
1180.77
223.07
391.21
30.35
852.91
835.24
44.99
0.13
0.26
148.92
69.15
638.12
40.04
4.01
2008-09
1124.13
229.96
161.99
3862.15
91.42
1512.42
582.26
2292.07
489.40
861.47
37.86
240.82
2232.86
1612.16
355.26
23.01
168.40
376.68
98.65
1630.02
258.10
85.23
2010-11
1500.14
475.53
266.07
5446.46
123.06
2076.10
1030.60
3416.41
772.63
1116.73
602.03
328.62
3058.52
3082.65
476.07
8.42
90.37
332.20
973.97
171.73
3190.39
735.20
160.18
2011-12
11111.14 18326.31 29434.07
836.83
49.38
67.76
3303.43
88.91
448.17
465.06
1462.98
249.99
591.90
106.72
708.37
1231.47
190.68
0.40
8.03
62.47
38.60
1134.45
55.18
10.36
2009-10
18475.80 26952.54 42146.49 53095.97 24194.97 23015.92 30691.86 43464.23 42670.77 49968.46 72838.36 96560.20 88467.64 99957.83 109764.57 120862.00 131138.41 149926.29 182602.93 217422.20
819.86
33.54
3.86
0.39
327.26
-106.29
35.62
62.59
120.06
7.29
14.98
7.93
660.56
558.00
42.35
0.13
0.26
121.29
63.27
294.36
30.61
4.01
2008-09
Industry Total
8984.76 13366.38
475.99
236.53
140.38
1165.63
39.87
1064.01
556.60
36.92
99.15
8.90
5.04
164.05
264.79
3.54
0.34
3.90
18.72
27.38
196.22
4.78
1.07
2011-12
e. Total (c+d)
3794.41
394.92
154.21
46.38
871.59
29.97
1272.22
214.20
402.34
1360.42
13.41
28.71
57.61
162.34
2.28
15.29
27.75
21.42
12.47
1.33
1.93
2010-11
d. Renewal
14681.40 21344.01 33161.73 39729.58 23375.11 22091.64 27348.43 38025.27 38056.51 43435.65 60510.16 77754.85 84534.43 95379.51 103766.45 110233.27 122590.94 138815.16 164276.61 187988.13
5608.54
251.55
1011.66
575.36
568.56
197.13
44.78
233.69
0.41
6.54
1.82
28.53
83.56
0.06
0.45
2009-10
c. First Year (a+b)
LIC
179.67
22.04
7.20
2461.12
40.59
306.84
229.45
439.16
1145.79
1582.32
0.61
16.22
15.60
13.28
21.42
1.69
2008-09
b. Single
B.NON-LINKED PREMIUM
Private Total
150.31
81.22
Max Life
Tata AIA
62.65
297.55
Kotak Mahindra
507.84
314.79
150.35
149.07
51.81
401.73
1514.51
ING Vysya
IDBI Federal
97.95
507.45
22.87
0.72
ICICI Prudential
275.79
22.87
IndiaFirst
339.74
182.62
HDFC Standard
170.26
0.38
151.89
302.86
263.26
0.13
DLF Pramerica
1.30
29.85
103.43
41.73
0.26
Canara HSBC
70.95
1679.70
575.72
107.50
2011-12
Future Generali
105.07
Birla Sunlife
6.13
1017.08
224.20
75.14
2010-11
8.09
47.67
Bharti AXA
618.70
46.14
8.36
2009-10
a. Regular
Edelweiss Tokio
281.08
9.19
Aviva
Bajaj Allianz
2.32
2008-09
Aegon Religare
Insurer
TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)
288.83
3.37
Canara HSBC
DLF Pramerica
57
1287.39
1593.72
1066.42
3072.13
82.38
4564.89
178.76
31.69
Kotak Mahindra
Max Life
Metlife
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
93.38
683.13
1843.46
1142.67
1322.01
519.87
419.50
7040.74
124.83
3920.78
1061.85
1849.08
1333.98
642.43
201.59
400.56
4059.33
1332.21
758.69
571.99
7572.39
91.83
3034.94
706.22
2061.39
1253.14
660.49
704.77
444.95
7862.14
939.55
964.77
390.99
6531.32
71.14
1809.29
1076.97
1901.72
1164.27
638.14
982.31
311.01
4441.09
3833.61
345.03
10.88
103.16
687.10
1926.17
224.59
3747.60
55.44
1.07
219.83
2545.65
232.30
6968.61
1579.64
15.28
2009-10
4944.85
277.55
20.89
714.57
3596.76
444.23
6144.13
1599.79
113.74
2010-11
1604.83
121.70
1825.46
72.45
1418.56
851.94
2014.35
1000.17
753.33
2.20
2653.01
174.62
249.54
5339.25
151.58
3536.21
1801.95
3751.24
1722.37
1048.46
93.66
366.05
1992.87
31.21
2008-09
5564.69
152.60
3.37
296.41
4571.80
360.41
2690.75
307.18
253.17
6602.42
154.81
3688.33
1600.53
4488.82
1773.16
1041.84
315.62
425.69
2747.50
50.19
436.17
7212.10
206.47
4932.54
1996.64
3857.26
2343.19
1442.28
318.97
9580.48 15356.22
6368.80
434.55
63.86
1173.98
3959.19
549.56
4766.49 10624.52
1614.01
249.67
2011-12
30345.43 40997.93 48762.94 52102.91 64497.44
2171.76
10.50
191.77
3063.28
125.77
2684.12
1474.16
3011.46
1534.07
1000.22
0.01
170.56
8544.39 10194.83 10018.49
2913.58
2.64
1750.95
67.48
6133.09
1268.31
2008-09
779.58
10.88
167.01
1861.08
5885.36
774.16
7483.80
2415.87
457.32
2011-12
9004.17 10202.40
726.16
95.04
1531.86
5677.07
792.02
9609.95
2345.17
388.61
2010-11
243.41
6571.15
2508.17
5812.63
2975.51
1708.95
798.43
811.00
225.95
5497.62
2677.50
6390.53
2937.43
1679.98
1297.93
736.70
3985.22
933.31
821.52
3630.30
1271.95
644.16
79369.94 88131.60 84182.83
3493.78
530.37
611.27
10104.03 12911.64 13133.74
250.59
6604.90
2536.01
4860.54
2868.05
1642.65
201.60
571.12
16528.75 17880.63 14021.58
7005.10
541.51
38.44
842.45
5505.66
669.73
11419.71
2378.01
165.65
2009-10
49803.65 60714.15 63929.55 62235.32 37527.43 49179.76 62451.45 51706.85 87331.09 109893.91 126381.00 113942.17 134454.39 155553.34 165223.99 173129.94 221785.47 265447.25 291604.99 287072.11
207.19
50.19
314.47
5386.64
134.01
3513.98
1144.70
1842.91
1343.03
688.95
316.78
3257.51
6333.92
448.61
74.15
817.29
2080.30
347.78
2717.31
801.86
207.65
2011-12
Industry Total
224.50
553.09
240.42
4338.52
29.07
372.89
338.83
350.42
503.52
34.04
240.27
95.95
2651.11
6811.83
486.08
37.38
622.62
2960.01
437.43
3465.82
745.39
274.87
2010-11
3842.34 11704.46 10039.14 34152.01 38372.01 39368.65 32079.92
48.39
414.90
412.55
4198.21
43.52
750.31
152.40
286.40
396.16
26.35
276.56
181.37
831.69
796.17
149.97
3.37
296.41
2820.85
292.93
4451.10
798.37
150.37
2009-10
19140.61 26184.48 36265.36 40194.54 34038.47 45337.42 50746.99 41667.71 53179.08 71521.90 87012.35 81862.25 104108.96 114555.41 116461.05 121027.03 157288.04 186077.31 203473.40 202889.28
3488.97
72.45
264.63
150.50
758.93
42.29
290.62
74.54
201.60
250.22
15.77
38.85
115.02
720.28
2169.45
49.21
0.34
9.78
3.97
82.71
28.46
4491.43
724.56
31.21
2008-09
LIC
732.36
18.51
135.71
821.75
51.63
441.85
78.28
249.19
55.63
35.78
132.57
273.62
275.49
81.75
5.00
20.57
51.04
26.03
865.67
45.58
21.36
2011-12
e. Total (c+d)
30663.04 34529.67 27664.19 22040.78
1107.71
411.68
150.57
2192.80
42.07
1436.40
738.14
1551.29
660.75
604.10
742.05
215.06
314.75
466.51
9.15
1.38
18.45
42.75
32.35
1153.73
89.65
23.73
2010-11
d. Renewal
Private Total
1273.62
3001.91
3644.92
5.33
7.58
56.89
17.25
879.75
54.10
3.95
2009-10
c. First Year (a+b)
1070.22
343.79
159.43
3374.19
48.30
2284.63
553.81
1774.99
856.98
634.13
428.21
263.58
5692.69
3339.05
366.86
69.15
796.71
2029.27
196.13
479.04
45.95
2.30
2008-09
b. Single
C.TOTAL OF LINKED AND NON-LINKED PREMIUM
Tata AIA
255.24
269.00
6281.82
82.53
3630.15
987.31
1647.47
1083.77
162.74
626.66
285.53
653.18
IDBI Federal
2983.89
6058.43
ING Vysya
184.21
ICICI Prudential
IndiaFirst
2336.36
6345.32
HDFC Standard
476.93
36.00
604.17
2917.26
321.76
1851.64
195.82
2763.96
Birla Sunlife
405.09
2312.09
756.28
144.63
275.68
Bharti AXA
3571.35
655.74
186.29
2011-12
Future Generali
4012.39
Bajaj Allianz
744.28
251.14
2010-11
10.55
678.61
Aviva
146.42
2009-10
a. Regular
Edelweiss Tokio
28.91
2008-09
Aegon Religare
Insurer
TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.)
58
561.91
22.73
14.56
57.46
ICICI Prudential
IDBI Federal
IndiaFirst
ING Vysya
12.83
534.39
62.35
33.82
230.69
4895.41
1481.14
6376.55
Sahara
SBI Life
Shriram
Star Union Dai-ichi
Tata AIA
Private Total
LIC
Grand Total
542.50
337.33
HDFC Standard
Reliance
72.02
Future Generali
231.96
--
Edelweiss Tokio
Metlife
4.24
DLF Pramerica
160.83
203.10
Canara HSBC
273.42
510.61
Birla Sunlife
Max Life
62.12
Bharti AXA
Kotak Mahindra
151.38
803.43
Bajaj Allianz
11.73
2009-10
Aviva
Aegon Religare
Insurer
3747.96
1017.55
2730.42
138.77
29.27
28.41
402.87
8.25
141.31
44.11
205.70
83.71
19.56
26.23
16.51
411.24
327.33
11.67
--
4.93
141.63
299.62
29.83
284.50
63.49
11.46
2010-11
Commission
1732.93
360.81
1372.12
37.07
30.49
8.72
237.31
4.43
67.01
44.41
73.25
37.68
10.66
23.75
7.39
246.34
226.09
5.82
0.14
1.50
62.42
179.03
7.60
34.50
22.81
3.67
2011-12
5.52
3.13
7.17
8.68
7.03
11.47
7.86
7.93
8.81
11.20
8.05
6.14
5.47
7.22
4.89
3.55
5.84
20.53
--
11.14
24.34
9.38
9.84
7.81
6.52
7.55
2009-10
3.44
2.60
3.91
4.85
4.16
4.31
4.45
5.43
2.79
2.29
5.84
3.37
2.31
3.45
2.90
2.63
4.43
3.18
--
6.84
10.39
5.65
4.30
3.57
3.04
3.78
2010-11
% to ULIP Premium
Unit Linked Plans
2.49
2.42
2.51
1.74
3.83
2.31
3.09
4.31
1.96
2.70
2.46
1.74
1.89
3.41
1.81
2.25
3.18
1.92
5.71
1.96
4.08
3.65
1.26
0.80
1.36
1.24
2011-12
35.32
12.23
82.36
82.14
86.09
93.78
80.22
54.16
86.41
79.30
64.91
95.78
47.58
100.00
51.43
93.19
64.19
55.63
--
98.86
99.87
98.92
98.20
83.47
95.63
94.87
2009-10
20.50
7.65
54.92
56.35
72.84
68.52
60.03
37.37
27.45
50.52
38.10
64.31
14.98
97.45
24.78
73.35
68.65
12.18
--
50.70
93.30
78.73
75.64
46.15
62.84
52.32
2010-11
9.37
2.57
30.83
26.11
59.35
17.58
45.78
19.98
16.84
37.49
12.63
33.61
8.05
86.77
11.57
40.59
39.14
6.65
8.84
8.31
75.15
55.02
27.15
8.89
24.37
14.81
2011-12
(Commission in ` Crore)
% to Total Commission
TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS
59
0.00
63.30
7.09
IndiaFirst
ING Vysya
Kotak Mahindra
11677.48
Grand Total
Tata AIA
10629.17
50.16
Star Union Dai-ichi
LIC
5.46
Shriram
1048.31
4.14
SBI Life
Private Total
10.86
131.78
Sahara
85.36
21.46
IDBI Federal
Reliance
41.06
ICICI Prudential
60.55
188.17
HDFC Standard
Metlife
57.44
Future Generali
147.79
--
Edelweiss Tokio
Max Life
0.26
0.05
DLF Pramerica
5.59
Birla Sunlife
Canara HSBC
1.14
Bharti AXA
6.91
159.13
Aviva
Bajaj Allianz
0.63
2009-10
Aegon Religare
Insurer
14532.33
12291.13
2241.20
107.51
10.92
13.05
268.19
13.83
373.49
43.21
334.20
46.45
111.01
0.69
50.12
149.44
149.48
84.11
--
4.79
10.17
80.96
9.61
331.98
37.55
10.44
2010-11
Commission
16751.81
13674.82
3078.44
104.91
20.88
40.88
281.05
17.77
331.02
74.04
506.60
74.44
121.80
3.62
56.53
360.59
351.54
81.67
1.45
16.59
20.64
146.37
20.40
353.77
70.78
21.12
2011-12
7.79
7.66
9.43
5.99
11.06
6.11
3.99
12.21
19.05
13.02
10.10
2.84
10.69
0.00
20.11
5.77
15.28
30.12
--
12.28
3.27
8.94
2.95
14.03
12.53
6.12
2009-10
7.97
7.48
12.23
9.56
4.75
8.06
6.94
15.13
24.69
7.42
14.58
9.49
12.86
1.81
20.81
6.69
9.27
23.68
--
20.83
6.04
21.49
9.74
20.37
14.55
12.25
2010-11
% to Traditional Premium
Traditional Plans
7.70
7.27
10.45
6.99
4.39
15.36
5.16
14.44
15.94
7.18
14.83
9.63
10.91
0.60
17.20
11.79
11.40
17.15
17.20
18.36
6.21
15.03
11.88
11.09
9.63
13.18
2011-12
64.68
87.77
17.64
17.86
13.91
6.22
19.78
45.84
13.59
20.70
35.09
4.22
52.42
0.00
48.57
6.81
35.81
44.37
--
1.14
0.13
1.08
1.80
16.53
4.37
5.13
2009-10
79.50
92.35
45.08
43.65
27.16
31.48
39.97
62.63
72.55
49.48
61.90
35.69
85.02
2.55
75.22
26.65
31.35
87.82
--
49.30
6.70
21.27
24.36
53.85
37.16
47.68
2010-11
90.62
97.43
69.14
73.89
40.65
82.42
54.22
80.02
83.16
62.51
87.37
66.39
91.95
13.23
88.43
59.41
60.86
93.35
91.16
91.69
24.85
44.98
72.85
91.11
75.63
85.19
2011-12
% to Total Commission
TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Contd.)
60
Reliance
18054.03
627.85
Metlife
Grand Total
292.51
Max Life
12110.31
421.21
Kotak Mahindra
LIC
167.92
ING Vysya
5943.72
120.76
IndiaFirst
Private Total
14.56
IDBI Federal
280.85
44.19
ICICI Prudential
Tata AIA
602.97
HDFC Standard
39.28
525.50
Future Generali
Star Union Dai-ichi
129.45
Edelweiss Tokio
66.49
--
DLF Pramerica
Shriram
4.29
Canara HSBC
23.68
203.37
Birla Sunlife
666.17
516.20
Bharti AXA
SBI Life
63.26
Bajaj Allianz
Sahara
158.29
962.57
Aviva
12.36
18280.29
13308.68
4971.61
246.28
40.19
41.46
671.05
22.08
514.80
87.32
539.90
130.17
130.58
26.92
66.63
560.68
476.81
95.78
--
9.72
151.80
380.58
39.43
616.47
101.04
21.91
18486.19
14035.63
4450.56
141.98
51.37
49.60
518.36
22.20
398.03
118.44
579.86
112.12
132.46
27.37
63.92
606.93
577.64
87.49
1.59
18.09
83.06
325.40
28.00
388.27
93.58
24.79
6.80
6.51
7.49
8.04
7.41
10.88
6.59
9.45
9.51
11.53
8.67
5.85
7.35
7.22
7.74
3.65
7.50
23.91
--
11.15
24.14
9.38
9.45
8.43
6.66
7.46
6.27
6.54
5.64
6.18
4.31
5.05
5.20
9.07
7.83
3.48
9.29
4.37
7.95
3.37
8.22
3.14
5.30
13.19
--
10.23
9.91
6.70
4.98
6.41
4.31
5.64
2010-11
2009-10
2011-12
2009-10
2010-11
% of Total Commission to Total Premium
Total (ULIP+Traditional)
6.44
6.92
5.29
3.91
4.04
7.70
3.95
9.83
7.24
4.42
9.07
3.82
7.88
2.11
8.68
4.33
5.66
11.22
14.60
10.83
4.46
5.53
3.62
5.19
3.87
5.42
2011-12
Total Commission (ULIP+Traditional)
Aegon Religare
Insurer
TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Concld.)
Claims repudiated (E)
Claims written back (F)
61
4833.20
4444.74
138.39
0.00
Total Claims (C=A+B)
Claims paid (D)

250.07
4611.02
Claims intimated/booked (B)
Claims pending at end of year (G=C-D-E-F)
222.19
2006-07
Claims pending at start of year (A)
Particulars
11985
10869
Claims paid (D)
627032
604178
615564
11468
2006-07
Particulars
206.66
31.64
152.66
4235.00
4625.95
4375.88
250.07
2007-08
14548
339
9027
553408
577322
565337
11985
2007-08
15892
242.84
58.36
179.59
4798.22
5279.02
5072.36
206.66
2008-09
5741
14693
726109
762435
745520
16915
2009-10
286.31
51.83
244.77
5958.13
6541.04
6298.20
242.84
2009-10
AMOUNT OF BENEFIT PAID
16915
5796
12781
605128
640620
626072
14548
2008-09
NUMBER OF POLICIES
TABLE 14: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS
12316
485
19133
822266
854200
837785
16415
2011-12
306.40
48.52
336.24
7595.24
8286.40
8000.08
286.32
2010-11
292.91
5.40
450.90
8408.74
9157.94
8851.53
306.41
2011-12
(Benefit Amount in ` Crore)
16415
3837
17350
813932
851534
835642
15892
2010-11
62
0.58
41.57
1053.86
Claims paid (D)

18.29
1114.31
1081.24
33.07
2007-08
2229
Particulars
34
Claims paid (D)

1241
162837
159333
160486
2351
2007-08
Particulars
1872
20
1520
305739
309151
307003
2148
2009-10
29.49
2.00
24.08
1327.48
1383.04
1341.50
41.54
2008-09
22.58
0.89
20.92
1634.37
1678.77
1649.27
29.50
2009-10
AMOUNT OF BENEFIT PAID
2148
71
1412
260507
264138
261909
2229
2008-09
NUMBER OF POLICIES
TABLE 15: GROUP DEATH CLAIMS OF LIFE INSURERS
13640
24
2989
385754
402407
390806
11601
2011-12
37.71
0.61
19.87
2059.82
2118.01
2095.45
22.56
2010-11
38.73
0.33
37.64
2381.75
2458.45
2420.73
37.71
2011-12
(Benefit Amount in ` Crore)
11601
266
2404
421930
436201
434329
1872
2010-11
AVIVA
BAJAJ ALLIANZ
BHARTI AXA
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
Total Claims Settled
68
24
32
AEGON RELIGARE
24
10
11
181
34
146
1032
23
41
102
185
681
AVIVA
1635
10
13
23
115
1474
2006
56
13
33
235
1669
10484
55
127
889
3863
5550
46
215
2964
9524
7567
20316
23980
61
345
1388
6717
15469
BAJAJ ALLIANZ
BENEFIT AMOUNT PAID
1906
25
16
32
219
1614
24658
36
43
840
6083
17656
108
28
55
24
820
99
244
470
( Amount in ` crore)
686
19
101
218
348
BHARTI AXA
382
69
147
156
63
Within 30 Days of Intimation
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
1.07
0.05
0.30
0.20
0.53
4.05
0.16
1.17
0.76
1.96
9.65
0.08
1.38
8.19
22.38
0.33
0.99
2.54
4.43
14.09
25.37
0.37
0.24
0.43
2.5
21.83
36.08
0.87
0.25
0.95
5.76
28.25
53.41
1.46
0.40
2.26
17.22
32.07
174.42
0.76
2.14
17.07
73.84
80.61
294.92
1.10
5.88
50.87
143.85
93.22
326.84
1.02
7.65
26.52
103.56
188.09
355.67
0.77
1.19
24.72
100.90
228.09
3.11
0.02
0.96
1.68
0.46
7.57
0.01
0.31
1.94
3.73
1.59
11.52
0.55
2.67
4.79
3.51
16.76
0.18
3.35
7.35
5.88
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
AEGON RELIGARE
NUMBER OF POLICIES
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY
640
65
10
6
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
64
CANARA HSBC OBC
DLF PRAMERICA
EDELWEISS TOKIO
9307
15
204
9086
BIRLA SUNLIFE
5275
16
577
4676
9925
12
16
61
737
9099
36
19
10
361
135
121
96
42
18
16
DLF PRAMERICA
BENEFIT AMOUNT PAID
201
18
49
77
54
CANARA HSBC OBC
57
32
13
EDELWEISS TOKIO
34.28
22.01
1.69
0.78
0.34
59.11
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
102.76
0.01
0.14
1.62
29.25
71.75
185.96
0.05
0.03
0.48
17.31
168.09
225.66
0.49
1.09
5.17
41.11
177.81
0.20
0.06
0.14
1.15
0.00
0.05
0.17
0.72
0.22
9.07
0.12
1.74
2.04
2.92
2.26
14.68
0.01
0.24
4.60
6.39
3.43
0.48
0.00
0.00
0.00
0.47
0.00
0.49
0.00
0.02
0.10
0.18
0.20
0.05
0.05
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
2457
1736
BIRLA SUNLIFE
NUMBER OF POLICIES
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)
65
17
91 to 180 Days
181 Days to 1 Year
More than 1 Year
0.62
More than 1 Year
0.2
91 to 180 Days
0.35
31 to 90 Days
181 Days to 1 Year
0.07
HDFC STANDARD LIFE
ICICI PRUDENTIAL
IDBI FEDERAL
73
629
101
210
238
FUTURE GENERALI
176
54
78
38
1366
13
104
197
640
412
3497
29
115
314
1062
1977
4952
13
345
4588
9298
10
178
573
1263
7274
14479
30
462
1016
2231
10740
15160
308
280
765
1637
12170
ICICI PRUDENTIAL
BENEFIT AMOUNT PAID
4369
15
39
211
720
3384
HDFC STANDARD LIFE
2549
40
190
352
753
1214
14314
74
32
292
2646
11270
12
423
423
272
270
IDBI FEDERAL
104
17
28
59
3.6121
0.21
1.08
1.85
0.4721
10.92
0.47
2.48
3.53
3.61
0.83
28.72
0.31
2.2
9.56
10.35
6.3
37.83
1.17
5.10
8.15
14.53
8.88
66.58
1.33
3.28
14.43
20.59
26.95
80.58
1.95
1.16
8.17
20.38
48.92
96.97
0.12
0.10
0.77
14.88
81.10
101.69
0.20
3.10
12.79
22.30
63.30
218.04
0.87
8.34
15.56
28.01
165.25
201.68
8.43
19.63
23.81
31.96
117.85
212.85
1.63
0.84
8.58
42.75
159.05
0.19
0.05
0.08
0.06
2.70
0.38
0.88
1.44
5.59
0.08
5.51
19.27
19.27
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
2
11
31 to 90 Days
Particulars
FUTURE GENERALI
NUMBER OF POLICIES
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
ING VYSYA
KOTAK MAHINDRA
MAX LIFE
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
155
155
INDIAFIRST
449
12
435
1180
39
168
344
420
209
2510
203
353
1939
1002
15
35
247
319
386
1983
465
431
1078
2411
10
443
596
1357
KOTAK MAHINDRA
BENEFIT AMOUNT PAID
2075
27
177
525
1344
ING VYSYA
1720
72
234
543
862
3545
43
11
2716
280
793
2097
332
194
443
2062
8113
173
29
160
2613
5138
7033
52
68
235
2585
4093
MAX LIFE
3943
75
943
1632
1293
66
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
0.07
0.07
2.23
2.23
7.15
0.03
0.42
6.69
17.18
0.08
1.52
5.64
7.29
2.66
24.91
0.11
1.48
4.07
9.25
10.01
28.41
0.06
1.07
3.66
7.08
16.53
34.95
0.07
0.14
4.15
6.28
24.31
16.21
0.23
0.43
4.08
5.87
5.60
55.91
0.09
0.05
13.25
10.30
32.23
57.49
0.67
0.89
13.08
19.77
23.09
60.55
0.27
0.13
6.56
15.86
37.74
66.74
0.68
4.20
14.37
39.01
8.48
78.07
0.00
2.48
20.84
35.55
19.19
148.04
1.25
1.73
6.03
61.94
77.09
181.33
4.21
0.69
8.12
72.66
95.65
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
INDIAFIRST
NUMBER OF POLICIES
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
RELIANCE LIFE
SAHARA
SBI LIFE
132
79
22
7
422
91 to 180 Days
181 Days to 1 Year
More than 1 Year
14
148
446
956
1565
METLIFE
1111
52
220
444
393
1769
63
325
651
729
3204
15
13
30
73
3073
17367
10
387
6387
10574
198
67
88
30
12
BENEFIT AMOUNT PAID
13254
229
2685
10326
RELIANCE LIFE
7797
58
72
681
6979
12
SAHARA
461
29
103
171
146
35
503
69
79
165
155
52
814
32
147
309
274
3262
20
108
404
965
1765
11328
10
20
839
10450
8249
139
1528
6572
SBI LIFE
6022
35
45
294
1443
4205
6.50
5.21
3.35
1.81
0.25
17.13
31 to 90 Days
67
91 to 180 Days
181 Days to 1 Year
More than 1 Year
40.50
0.04
2.26
8.12
20.42
9.66
54.51
0.02
0.25
12.57
15.59
26.08
58.50
0.04
3.50
11.53
23.47
19.96
35.06
0.21
0.28
0.59
1.74
32.24
79.61
0.15
1.56
2.37
12.85
62.68
119.46
0.20
0.24
6.15
33.97
78.9
180.54
0.48
0.27
15.34
84.27
80.18
1.78
0.62
0.73
0.23
0.19
0.01
4.73
0.33
1.23
1.78
1.31
0.08
4.49
0.61
0.78
1.37
1.31
0.42
7.64
0.28
1.57
2.84
2.48
0.47
46.99
0.31
2.03
7.61
16.04
21.00
92.44
1.02
1.41
7.05
28.51
54.45
138.84
0.29
0.27
4.58
38.80
94.90
176.95
0.27
0.21
0.69
24.94
150.83
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
182
31 to 90 Days
Particulars
METLIFE
NUMBER OF POLICIES
2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
91 to 180 Days
181 Days to 1 Year
More than 1 Year
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
Particulars
31 to 90 Days
2008-09
Particulars
68
0.61
0.00
0.01
0.16
0.43
0.02
2009-10
2.86
0.00
0.08
0.88
1.47
0.44
2010-11
234
48
122
58
2010-11
STAR UNION
35
15
18
2009-10
STAR UNION
6.01
0.20
0.67
1.03
2.18
1.94
2011-12
411
49
80
147
131
2011-12
4.12
0.09
0.60
0.90
1.74
0.78
2008-09
312
25
76
138
70
2008-09
876
10
66
240
365
195
2010-11
5.47
0.14
0.17
1.85
1.99
1.32
2009-10
11.63
0.27
0.94
3.51
5.06
1.86
2010-11
SHRIRAM
BENEFIT AMOUNT PAID
461
18
143
168
123
2009-10
SHRIRAM
NUMBER OF POLICIES
17.67
0.57
2.10
2.41
4.68
7.92
2011-12
937
20
75
118
211
513
2011-12
28.36
0.07
0.07
3.48
14.96
9.78
2008-09
1652
12
89
744
803
2008-09
52
0.00
0.00
6.04
19.87
26.09
2009-10
4287
13
63
116
4093
2011-12
61.36
0.04
0.40
5.06
15.37
40.49
2010-11
82.78
0.27
0.71
2.36
3.37
76.07
2011-12
3428
106
674
2639
2010-11
TATA AIA
2732
92
935
1705
2009-10
TATA AIA
4107
1290
355
40739
91 to 180 Days
181 Days to 1 Year
More than 1 Year
288.94
231.33
83.69
23.81
5.35
633.12
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
11679
Particulars
23308
31 to 90 Days
2008-09
Particulars
96403
572
1117
4715
19753
70246
2010-11
69
1158.58
5.57
29.14
152.31
372.52
599.04
2009-10
1502.10
16.30
40.40
126.32
391.60
927.48
2010-11
PRIVATE TOTAL
72200
214
1254
7130
20234
43368
2009-10
PRIVATE TOTAL
1849.23
11.44
16.40
114.98
483.38
1223.03
2011-12
109765
464
644
3564
23144
81949
2011-12
4165.1
41.72
291.49
504.84
828.03
2499.02
2008-09
564389
4840
39502
69544
111874
338629
2008-09
717529
8025
26954
45041
84312
553197
2010-11
4799.55
40.07
260.93
445.83
707.6
3345.12
2009-10
LIC
6093.14
68.50
228.67
378.43
709.46
4708.08
2010-11
BENEFIT AMOUNT PAID
653909
5440
35203
60148
95463
457655
2009-10
LIC
NUMBER OF POLICIES
6559.51
72.32
150.69
360.50
606.99
5369.01
2011-12
712501
5664
14417
32160
55957
604303
2011-12
4798.22
47.07
315.30
588.53
1059.36
2787.96
2008-09
605128
5195
40792
73651
123553
361937
2008-09
5958.13
45.64
290.07
598.14
1080.12
3944.16
2009-10
822266
6128
15061
35724
79101
686252
2011-12
7595.24
84.80
269.07
504.75
1101.06
5635.56
2010-11
8408.74
83.76
167.09
475.48
1090.37
6592.04
2011-12
813932
8597
28071
49756
104065
623443
2010-11
INDUSTRY TOTAL
726109
5654
36457
67278
115697
501023
2009-10
INDUSTRY TOTAL
TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Concld.)
91 to 180 Days
181 Days to 1 Year
More than 1 Year
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
Particulars
31 to 90 Days
2008-09
Particulars
70
2009-10
0.05
0.03
2010-11
2010-11
AEGON RELIGARE
2009-10
AEGON RELIGARE
0.03
0.03
2011-12
2011-12
6.49
0.02
0.02
0.06
0.69
5.70
2008-09
2759
30
67
2654
2008-09
10502
10
46
10435
2010-11
11.53
0.01
0.03
0.02
0.37
11.10
2009-10
AVIVA
25.79
0.02
0.01
0.02
0.10
25.64
2010-11
BENEFIT AMOUNT PAID
4550
12
62
4466
2009-10
AVIVA
NUMBER OF LIVES
20.67
0.05
0.00
0.44
0.66
19.52
2011-12
6479
54
6415
2011-12
43.64
0.18
0.50
1.00
4.67
37.29
2008-09
13300
42
109
230
1628
11291
2008-09
66.05
0.21
0.71
2.02
11.47
51.65
2009-10
66067
32
208
1540
64281
2011-12
150.73
0.16
0.45
2.75
14.66
132.71
2010-11
158.29
0.02
0.13
2.50
17.10
138.54
2011-12
98040
43
75
1767
7882
88273
2010-11
BAJAJ ALLIANZ
38988
80
212
633
4545
33518
2009-10
BAJAJ ALLIANZ
TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY
91 to 180 Days
181 Days to 1 Year
More than 1 Year
71
181 Days to 1 Year
More than 1 Year

0.04
91 to 180 Days
0.03
31 to 90 Days
2008-09
31 to 90 Days
Particulars
2008-09
Particulars
0.53
0.41
0.12
2009-10
0.51
0.02
0.26
0.18
0.05
2010-11
59
26
21
2010-11
BHARTI AXA
19
10
2009-10
BHARTI AXA
1.25
0.02
0.92
0.32
2011-12
38
19
17
2011-12
7.72
0.02
2.29
5.41
2008-09
540
44
492
2008-09
1247
12
1234
2010-11
11.07
0.01
0.61
10.45
2009-10
15.87
0.01
0.07
15.80
2010-11
BIRLA SUNLIFE
BENEFIT AMOUNT PAID
900
34
865
2009-10
BIRLA SUNLIFE
NUMBER OF LIVES
31.65
0.01
0.76
30.89
2011-12
1066
27
1038
2011-12
2008-09
2008-09
2009-10
111
11
94
2011-12
0.18
0.01
0.14
0.02
2010-11
0.97
0.15
0.53
0.12
0.17
2011-12
18
10
2010-11
CANARA HSBC OBC
2009-10
CANARA HSBC OBC
TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)
91 to 180 Days
181 Days to 1 Year
More than 1 Year
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
31 to 90 Days
Particulars
2008-09
Particulars
72
2009-10
2010-11
2010-11
DLF PRAMERICA
2009-10
DLF PRAMERICA
2011-12
2011-12
2008-09
2008-09
2010-11
2009-10
2010-11
EDELWEISS TOKIO
BENEFIT AMOUNT PAID
2009-10
EDELWEISS TOKIO
NUMBER OF LIVES
2011-12
2011-12
1.96
0.14
0.33
1.45
0.04
2008-09
96
20
41
29
2008-09
17.20
2.39
2.46
4.08
3.39
4.88
2009-10
695
346
250
44
48
2011-12
16.72
0.01
0.10
1.06
1.10
14.45
2010-11
12.94
0.09
0.75
2.68
4.66
4.76
2011-12
7618
11
17
23
7565
2010-11
FUTURE GENERALI
2236
36
82
357
1028
733
2009-10
FUTURE GENERALI
2
1
212
181 Days to 1 Year
More than 1 Year
2.22
0.20
0.13
0.12
0.04
2.71
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
91 to 180 Days
Particulars
199
2008-09
31 to 90 Days
Particulars
283
73
2.36
2.36
2009-10
279
2010-11
2.78
0.02
2.77
2010-11
HDFC STANDARD
286
286
2009-10
HDFC STANDARD
6.44
6.44
2011-12
930
930
2011-12
22.34
0.34
1.37
2.91
17.72
2008-09
1104
36
64
998
2008-09
3976
11
125
943
2896
2010-11
33.34
0.30
0.55
2.40
3.58
26.51
2009-10
45.06
0.95
1.88
11.90
30.34
2010-11
ICICI PRUDENTIAL
BENEFIT AMOUNT PAID
1863
13
54
99
1693
2009-10
ICICI PRUDENTIAL
NUMBER OF LIVES
59.96
0.09
0.08
0.89
16.40
42.50
2011-12
5279
43
1131
4095
2011-12
0.00
2008-09
2008-09
0.04
0.04
2009-10
2121
2121
2011-12
0.79
0.79
2010-11
2.77
2.77
2011-12
918
918
2010-11
IDBI FEDERAL
49
49
2009-10
IDBI FEDERAL
91 to 180 Days
181 Days to 1 Year
More than 1 Year
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
31 to 90 Days
Particulars
2008-09
Particulars
74
2009-10
1.73
0.00
0.00
0.00
0.07
1.67
2010-11
307
302
2010-11
INDIA FIRST
2009-10
INDIA FIRST
19.82
0.00
0.00
0.02
0.68
19.12
2011-12
3944
33
3909
2011-12
1.65
0.15
0.64
0.86
2008-09
97
13
30
54
2008-09
166
27
70
67
2010-11
3.46
0.01
0.01
0.32
1.13
2.00
2009-10
1.52
0.01
0.16
0.48
0.87
2010-11
ING VYSYA
BENEFIT AMOUNT PAID
230
22
75
130
2009-10
ING VYSYA
NUMBER OF LIVES
2.72
0.14
0.48
0.25
1.85
2011-12
250
19
218
2011-12
18.68
0.36
0.88
3.35
5.54
8.54
2008-09
729
23
36
139
207
324
2008-09
35.62
0.65
0.17
2.75
7.00
25.05
2009-10
4806
140
365
4295
2011-12
44.88
0.07
0.03
2.28
10.63
31.87
2010-11
59.97
0.09
0.34
3.79
11.26
44.49
2011-12
2426
118
270
2031
2010-11
KOTAK MAHINDRA
1157
34
122
265
728
2009-10
KOTAK MAHINDRA
128
65
12
434
91 to 180 Days
181 Days to 1 Year
More than 1 Year
0.65
2.76
1.87
0.81
0.07
6.16
31 to 90 Days
91 to 180 Days
181 Days to 1 Year
More than 1 Year
2008-09
198
31 to 90 Days
Particulars
31
2008-09
Particulars
75
19.87
0.20
1.85
17.82
2009-10
73.42
0.04
0.47
1.57
5.22
66.12
2010-11
45084
25
352
1127
2411
41169
2010-11
MAX LIFE
10421
112
945
9362
2009-10
MAX LIFE
58.55
0.04
0.17
0.66
4.72
52.97
2011-12
27723
28
83
123
404
27085
2011-12
17.83
0.28
0.52
1.21
3.49
12.33
2008-09
617
21
28
42
91
435
2008-09
2551
111
40
2392
2010-11
25.82
0.02
0.11
0.50
1.91
23.28
2009-10
46.28
0.05
0.29
0.66
45.28
2010-11
METLIFE
BENEFIT AMOUNT PAID
954
33
110
801
2009-10
METLIFE
NUMBER OF LIVES
55.54
0.01
2.87
8.46
44.21
2011-12
2024
58
271
1693
2011-12
20.61
0.03
0.16
0.27
0.56
19.59
2008-09
995
37
942
2008-09
25.59
0.01
0.01
0.18
1.61
23.76
2009-10
2237
2.00
12
2220
2011-12
26.36
0.01
1.71
24.65
2010-11
25.62
0.01
0.51
0.03
0.45
24.63
2011-12
1145
42
1102
2010-11
RELIANCE LIFE
1869
36
1820
2009-10
RELIANCE LIFE
91 to 180 Days
181 Days to 1 Year
More than 1 Year
76
91 to 180 Days
181 Days to 1 Year
More than 1 Year

0.03
0.02
31 to 90 Days
0.01
2008-09
31 to 90 Days
Particulars
2008-09
Particulars
0.03
0.02
2009-10
0.05
0.05
2010-11
17
14
2010-11
SAHARA
2009-10
SAHARA
0.06
0.06
2011-12
9.00
2011-12
151.63
3.87
3.60
6.31
26.23
111.62
2008-09
16387
172
169
402
1292
14352
2008-09
11936
86
906
10928
2010-11
170.32
5.98
1.35
3.72
23.52
135.74
2009-10
178.54
1.41
0.46
3.53
24.49
148.65
2010-11
SBI LIFE
BENEFIT AMOUNT PAID
25817
201
75
163
989
24389
2009-10
SBI LIFE
NUMBER OF LIVES
204.66
0.91
0.61
3.23
28.43
171.48
2011-12
11995
60
969
10956
2011-12
0.08
0.08
2008-09
2008-09
1.89
0.33
1.56
2009-10
2939
496
2443
2011-12
20.03
0.25
19.79
2010-11
47.17
1.50
45.67
2011-12
1232
82
1150
2010-11
SHRIRAM
82
15
66
2009-10
SHRIRAM
91 to 180 Days
181 Days to 1 Year
More than 1 Year
77
91 to 180 Days
181 Days to 1 Year
More than 1 Year
634.71
31 to 90 Days
2008-09
31 to 90 Days
Particulars
2008-09
Particulars
0.41
0.04
0.20
0.13
0.04
2009-10
1.79
0.33
0.66
0.20
0.60
2010-11
202
16
19
158
2010-11
STAR UNION
16
2009-10
STAR UNION
3.99
0.42
1.14
2.44
2011-12
419
10
63
346
2011-12
20.76
2.57
2.15
4.15
6.40
5.48
2008-09
912
222
97
113
184
296
2008-09
1069
20
59
95
895
2010-11
13.96
0.05
0.08
2.32
6.58
4.94
2009-10
13.20
0.44
0.82
3.03
8.91
2010-11
TATA AIG
BENEFIT AMOUNT PAID
809
122
269
406
2009-10
TATA AIA
NUMBER OF LIVES
21.92
0.07
0.41
1.99
4.07
15.38
2011-12
3192
11
18
105
548
2510
2011-12
322.33
7.43
9.23
20.22
57.86
227.59
2008-09
38200
502
525
1170
3892
32111
2008-09
439.08
9.63
5.52
18.72
63.92
341.29
2009-10
142325
65
508
1029
5999
134724
2011-12
666.31
1.74
3.30
15.30
74.94
571.04
2010-11
794.99
1.38
3.29
20.53
101.58
668.22
2011-12
188798
95
504
3477
12882
171840
2010-11
PRIVATE TOTAL
90254
368
419
1650
8489
79328
2009-10
PRIVATE TOTAL
78
0.07
0.07
181 Days to 1 Year
More than 1 Year

1005.15
5.77
91 to 180 Days
29.11
970.13
2008-09
31 to 90 Days
Particulars
222307
More than 1 Year
801
91 to 180 Days
181 Days to 1 Year
1769
219726
2008-09
31 to 90 Days
Particulars
1195.28
0.23
2.23
0.93
1.99
1189.90
2009-10
LIC
215485
12
142
85
202
215044
2009-10
LIC
1393.51
0.30
3.31
5.59
19.84
1364.47
2010-11
233132
48
601
1445
2909
228129
2010-11
260507
508
530
1971
5661
251837
2008-09
1586.75
0.12
0.60
10.04
44.87
1531.13
2011-12
1327.48
7.50
9.30
25.99
86.97
1197.72
2008-09
BENEFIT AMOUNT PAID
243429
10
62
6535
2617
234205
2011-12
NUMBER OF LIVES
1634.36
9.86
7.75
19.65
65.91
1531.19
2009-10
385754
75
570
7564
8616
368929
2011-12
2059.82
2.04
6.61
20.89
94.78
1935.51
2010-11
2381.75
1.50
3.89
30.57
146.44
2199.35
2011-12
421930
143
1105
4922
15791
399969
2010-11
INDUSTRY TOTAL
305739
380
561
1735
8691
294372
2009-10
INDUSTRY TOTAL
TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Concld.)
79
2001
0.00
0.00
State Govt & Other Approved Securities
Approved Investments
2004
2005
2006
2007
2008
0.00
0.00
0.00
0.00
0.00
0.00
0.00
265.91
5.55
260.36
30638.05
9291.53
5112.19
16234.34
1577.38
(505.83)
110.93
(1900.27)
1688.31
(534.82)
24546.62
(51.20)
8567.91
(67.60)
10512.76
(13.14)
43627.30
(42.40)
6731.78
(326.77)
795.66
(617.24)
7527.45
(345.86)
31116.51
(26.76)
11712.11
(36.70)
11876.01
(12.97)
54704.63
(25.39)
23401.01
(247.62)
2487.12
(212.58)
25888.13
(243.92)
36410.66
(17.01)
14488.56
(23.71)
13174.69
(10.94)
64073.91
(17.13)
2009
45894.15 46918.58
(10.76)
(2.23)
18152.7 18434.55
(25.68)
(1.55)
27215.01 48598.49
(73.38)
(78.57)
91261.86 113951.62
(27.51)
(24.86)
57587.24 111629.43 151489.89
(146.09)
(93.84)
(35.71)
9462.56 21448.05 21272.87
(280.460 (126.66)
(-0.82)
67049.80 133077.48 172762.76
(159.00)
(98.48)
(29.82)
41434.52
(13.80)
14443.79
(-0.31)
15696.40
(19.14)
71574.70
(11.71)
100.00
Life Fund
Pension & Group Fund
ULIP Fund
TOTAL
100.00
2002
100.00
0.00
0.00
2001
100.00
0.00
0.00
100.00
88.14
11.76
0.10
2003
100.00
87.15
12.37
0.48
2004
100.00
85.48
12.77
1.76
2005
100.00
81.53
13.15
5.31
2006
100.00
77.06
11.85
11.10
2007
100.00
70.71
11.91
17.37
2008
SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT

(As on 31st March)
Note: Figure in the bracket indicates the growth over the previous year in per cent.
Particulars
2003
2010
311668.71
(105.73)
25871.42
(21.61)
337540.14
(95.37)
53351.21
(13.71)
23591.16
(27.97)
66684.57
(37.21)
143626.93
(26.04)
307095.57
(14.12)
113644.46
(28.02)
85674.54
(28.49)
190398.99
(23.73)
34477.3
(-32.74)
731290.86
(16.14)
2011
371898.63
(19.32)
27217.13
(5.20)
399115.76
(18.24)
67575.74
(26.66)
32375.68
(37.23)
89975.83
(34.92)
189927.26
(32.23)
353376.05
(15.07)
141357.66
(24.38)
89180.75
(4.09)
215000.98
(12.92)
42159.12
(22.28)
841074.55
(15.09)
346340.05
(6.87)
23631.74
(13.17)
369971.79
(7.30)
73302.35
(8.47)
36581.92
(12.99)
126782.51
(40.91)
236666.78
(24.61)
394780
(11.72)
177933.28
25.87
97319.92
9.13
258324.79
20.15
46262.23
9.73
974620.33
(15.88)
2012
(` Crore)
2009
100.00
68.71
12.44
18.85
2010
100.00
60.79
11.69
27.52
2011
100.00
58.81
13.28
27.91
100.00
61.64
14.97
23.40
2012
(Per Cent)
194009.60 230368.74 260552.48 352624.52 428451.93 487150.69 604179.80 765969.33 916364.78 1212457.93 1430117.56 1581258.90
(18.74)
(13.10)
(35.34)
(21.50)
(13.70)
(24.02)
(26.78)
(19.63)
(32.31)
(17.95)
(10.57)
0.00
Total (ULIP Funds)
GRAND TOTAL
0.00
Other than Approved Investments (OTAI)
0.00
0.00
0.00
Total (Pension & General Annuity & Group Fund) Investments
2002
47512.68 128813.10 123704.98 144665.52 170433.39 201678.32 233664.31 250793.31 269091.17

(171.11)
(-3.97)
(16.94)
(17.81)
(18.33)
(15.86)
(7.33)
(7.30)
52523.95
3364.38 23380.50 30028.12 39474.78 43799.61 45644.64 67045.41 88755.04
(-93.59) (594.54)
(28.43)
(31.46)
(10.96)
(4.21)
(46.89)
(32.38)
24886.86 20740.87 32962.63 38636.84 45521.01 49638.45 69836.78 63262.13 66673.33
(-16.66)
(58.93)
(17.21)
(17.82)
(9.05)
(40.69)
(-9.41)
(5.39)
50502.28 60928.74 42703.36 77132.81 84412.93 75373.71 86360.96 118338.7 153870.47
(20.65)
(-29.91)
(80.62)
(9.44)
(-10.71)
(14.58)
(37.03)
(30.02)
18583.83 16521.65
6897.04 16845.63 26377.73 26698.56 30048.61 42190.44 51260.39
(-11.10)
(-58.25) (144.24)
(56.59)
(1.22)
(12.55)
(40.41)
(21.50)
194009.60 230368.74 229648.52 307308.91 366219.85 397188.65 465555.30 541629.99 629650.4
(18.74)
(-0.31)
(33.82)
(19.17)
(8.46)
(17.21)
(16.34)
(16.25)
Central Govt - Securities
Total (Life Fund)
Other than Approved Investments (OTAI)
Infrastructure Investments
Central Govt - Securities
ULIP Funds Approved Investments
Pension
& General
Annuity
Fund
Life Fund
Particulars
TABLE 18: ASSETS UNDER MANAGEMENT OF LIFE INSURERS

(As on 31st March)
80
1669.00
2234.13
5.00
2229.13
185.00
125.00
125.00
110.00
255.00
131.30
170.00
425.00
218.00
180.00
150.03
154.80
2003
231.00
175.00
157.00
160.00
160.00
346.08
151.26
245.00
675.00
255.50
290.00
150.07
242.80
2004
3243.71
5.00
3238.71
Note: "" indicates the company has not started its operation.
Industry Total
5.00
1664.00
LIC
Private Total
Star Union Dai-ichi

185.00
Shriram
TATA AIA
125.00
125.00
Reliance
SBI Life
110.00
MetLife
250.00
Max Life
Sahara
101.00
110.00
Kotak Mahindra
IndiaFirst
ING Vysya
190.00
ICICI Prudential
IDBI Federal
168.00
Edelweiss Tokio
HDFC Standard
DLF Pramerica
Future Generali
Canara HSBC OBC
150.00
Bharti AXA
Birla Sun Life
150.00
Bajaj Allianz
Aegon Religare
2002
Aviva
Insurer
4352.81
5.00
4347.81
321.00
350.00
157.00
217.10
235.00
466.08
211.76
325.00
925.00
320.00
350.00
150.07
319.80
2005
5892.05
5.00
5887.05
447.00
125.00
425.00
157.00
331.00
235.00
557.43
244.58
490.00
1185.00
620.00
460.00
1.10
150.23
458.70
2006
8124.41
5.00
8119.41
547.00
125.00
500.00
157.00
664.00
530.00
732.43
330.35
690.00
1312.30
801.26
671.50
150.00
150.37
758.20
2007
12296.42
5.00
12291.42
870.00
125.00
1000.00
232.00
1147.70
761.08
1032.43
480.27
790.00
200.00
1401.11
1271.00
185.00
1274.50
366.11
150.71
1004.50
2008
18254.77
5.00
18249.77
1519.50
150.00
125.00
1000.00
232.00
1162.33
1580.00
1782.43
510.29
1019.15
450.00
1427.26
1795.82
468.50
137.05
400.00
1879.50
668.43
150.71
1491.80
300.00
2009
TABLE 19: EQUITY SHARE CAPITAL OF LIFE INSURERS

(As on 31st March)
21020.00
5.00
21015.00
1920.50
250.00
125.00
1000.00
232.00
1164.65
1774.79
1838.82
510.29
200.00
1019.15
450.00
1428.14
1968.00
702.00
221.30
500.00
1969.50
1131.35
150.71
1888.80
570.00
2010
23661.85
5.00
23656.85
1953.50
250.00
175.00
1000.00
232.00
1165.84
1969.57
1841.00
510.29
325.00
1464.88
700.00
1428.46
1994.88
1052.00
293.96
700.00
1969.50
1525.35
150.71
2004.90
950.00
2011
24931.92
100.00
24831.92
1953.50
250.00
175.00
1000.00
232.00
1196.32
1969.57
1944.69
510.29
475.00
1464.88
800.00
1428.85
1994.88
1203.00
150.00
305.17
800.00
1969.50
1718.65
150.71
2004.90
1135.00
2012
(` Crore)
Bharti AXA
ICICI Prudential
81
2.70
2.90
2.20
Sahara
SBI Life
Shriram
1.30
2.70
1.50
2.59
2.74
1.78
2.68
1.62
1.64
1.73
2.08
2.87
1.53
2.05
1.80
1.96
2.45
6.31
March
2007
Note: indicates that the company has not started its operation.
LIC
Public Insurer
TATA AIA
2.00
Reliance
Star Union Dai-ichi
1.70
1.80
Kotak Mahindra
2.00
Max Life
Metlife
2.30
ING Vysya
1.60
HDFC Standard
2.90
Future Generali
IndiaFirst
Edelwiess Tokio
IDBI Federal
DLF Pramerica
Canara HSBC
2.00
2.80
Bajaj Allianz
Birla Sun
2.80
March
2006
Aviva
Aegon Religare
Private Insurers
Insurer
1.52
2.50
2.85
3.30
4.32
1.65
2.41
1.70
2.25
2.36
3.45
1.74
2.38
2.94
2.37
2.73
2.34
4.29
March
2008
2.02
2.93
2.74
1.99
4.23
2.57
1.85
2.06
2.66
1.74
3.13
2.04
2.85
2.47
5.48
2.00
2.50
2.16
2.67
June
2008
1.79
2.64
2.98
2.71
4.21
2.83
2.31
1.73
2.02
1.66
2.63
1.99
3.09
2.62
1.77
4.44
2.10
2.42
1.99
5.45
2.65
September
2008
2.27
3.23
3.25
2.91
4.04
3.96
2.61
2.55
3.58
2.18
2.10
2.77
3.18
2.47
1.56
7.37
2.58
2.54
2.58
3.78
1.94
December
2008
TABLE 20: SOLVENCY RATIO OF LIFE INSURERS

(At the end of the Quarter)
1.54
2.51
2.53
3.05
2.92
3.60
2.50
2.69
2.27
3.04
2.26
6.11
2.31
2.58
3.17
1.71
5.74
2.44
2.07
2.62
5.91
1.93
March
2009
1.74
1.91
7.89
2.91
2.73
4.04
2.25
3.02
1.76
2.43
2.96
5.67
2.54
2.32
1.99
1.53
4.45
1.94
2.16
2.35
3.61
2.14
June
2009
1.72
2.05
7.66
2.63
2.64
4.33
2.22
3.07
1.82
2.22
2.32
5.33
2.57
2.14
2.25
1.59
3.26
1.96
2.58
2.53
5.23
1.93
September
2009
2.32
1.95
2.89
Future Generali
HDFC Standard
ICICI Prudential
82
4.51
2.52
2.61
7.77
1.80
Reliance
Sahara India
SBI Life
Shriram
Star Union Dai-ichi
TATA AIA
1.54
2.11
7.46
2.69
2.17
4.50
1.86
2.79
1.65
3.22
1.79
5.27
4.05
2.90
1.80
2.34
1.67
2.58
2.11
1.68
2.68
5.12
2.66
March
2010
Note: indicates that the company has not started its operation.
LIC
1.66
1.91
Kotak Mahindra
Public Insurer
1.65
3.05
Metlife
1.90
Edelwiess Tokio
Max Life
1.74
DLF Pramerica
1.82
3.89
Canara HSBC
ING Vysya
1.75
Birla Sun
4.91
1.86
Bharti AXA
7.77
2.59
Bajaj Allianz
IndiaFirst
5.59
Aviva
IDBI Federal
2.07
December
2009
Aegon Religare
Private Insurers
Insurer
1.62
1.97
7.36
2.38
2.25
4.70
1.58
2.75
1.69
3.04
3.11
5.01
3.64
3.09
2.02
1.80
1.92
3.38
2.23
3.78
2.86
4.26
3.55
June
2010
1.66
1.79
7.47
2.52
2.22
4.87
1.55
2.69
1.67
2.82
3.37
7.43
3.04
3.05
1.92
2.76
1.88
2.62
2.24
4.39
2.99
3.44
4.18
September
2010
1.58
1.87
7.07
3.63
2.16
5.06
1.59
2.61
1.63
3.06
3.26
6.90
2.45
3.24
1.80
2.19
1.63
4.00
2.50
2.91
3.37
4.13
2.74
December
2010
1.54
2.16
6.70
3.96
2.04
4.82
1.66
2.67
1.69
3.65
3.00
6.36
6.60
3.27
1.72
2.21
2.53
3.07
2.89
2.14
3.66
5.40
3.22
March
2011
1.57
2.28
6.02
4.09
2.20
5.07
2.14
2.85
1.73
4.08
2.71
6.34
8.32
3.76
1.85
1.73
2.26
2.01
2.26
3.20
2.27
4.04
5.15
2.97
June
2011
1.59
2.37
6.45
4.30
2.14
5.08
2.38
3.04
1.76
4.56
2.48
8.86
7.77
3.90
1.83
2.35
2.26
2.08
4.05
3.43
2.81
4.51
4.71
3.22
September
2011
TABLE 20: SOLVENCY RATIO OF LIFE INSURERS (Concld.)

(At the end of the Quarter)
1.56
2.52
5.53
4.70
2.13
5.16
3.74
3.04
1.78
5.39
2.25
8.58
7.34
3.75
1.80
2.18
2.50
2.34
3.85
3.46
2.51
5.03
4.41
2.17
December
2011
1.54
2.84
5.67
4.99
5.34
5.28
3.53
3.06
1.65
5.34
2.16
7.71
6.61
3.71
1.88
3.86
2.41
2.31
2.60
2.99
2.34
5.15
5.15
2.62
March
2012
83
350218
1215687
TOTAL (D)
Note: Figure in bracket represents negative value.
48810
43325
822144
48810
48810
4010200
6084875
48810
3403227
5170429
1215687
35533
12464
8098781
499861
462109
26541
125862
26077
824646
1965097
2053039
21635
2507983
128251
(33223)
2286190
112377
(13618)
7378007
451791
426040
17987
86817
8397
859
991891
1747664
19538
5462849
(2794)
182
2002-03
4982191
(1676)
79
2001-02
Surplus available for appropriations

APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL ( C )
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Premiums earned - net

(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
Particulars
54813
54813
54813
4838442
7254178
54813
9308890
573384
504233
50849
150628
720805
1999899
2392375
23362
11250
2721569
349699
(86694)
6316760
(3831)
137
2003-04
69660
69660
69660
6016358
378623
9258555
69660
11239274
624517
598718
109937
561925
16480
(518)
1911059
2844045
19529
99382
3297750
430727
(96922)
7512729
(4295)
(97)
2004-05
62177
62177
62177
6926623
1062908
11411965
62177
13214688
709492
604156
20976
396775
4036
5110
1740546
3392711
29724
134128
3547864
610719
(153943)
9079222
(3454)
151
2005-06
75781
75781
75781
7394339
2364517
15227074
75781
17442476
916907
708584
41167
466582
12233
(5851)
2139622
5328646
139571
96011
4057240
767174
(145943)
(110232)
12782284
(4167)
109
2006-07
LIC
82959
82959
82959
8955640
3663043
18381025
82959
20636298
956810
830932
13568
351046
15791
4167
2172314
5655033
107309
113522
4799879
1108636
(163831)
(107288)
14978999
(8795)
355
2007-08
TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT
92912
92912
92912
10771117
1472001
17568156
92912
20028065
1003324
906429
27311
334848
93177
1909
2366998
5247814
77223
31838
5658279
508993
(190329)
(1699371)
15728804
(10091)
(57)
2008-09
103092
103092
103092
11722395
7276923
27012738
103092
29872155
1211031
1224582
(104530)
362529
50455
12256
2756324
7913066
100354
34053
6719788
1017242
(192374)
3694853
18607731
(9492)
352
2009-10
113762
113762
113762
14595689
572611
26402951
113762
29927263
1330868
1698028
(44141)
397318
35345
(6868)
3410550
11124119
110533
7766669
1842358
(234862)
209195
8098
20347340
(11936)
401
2010-11
128123
128123
128123
(2801699)
25150077
128123
16078400
(180)
3453339
11747214
126162
442478
93318
28731538
1403563
1491440
22720
18220
9026687
1660633
(145849)
(2108443)
20288928
(8513)
(125)
2011-12
(` Lakh)
84
Note: Figure in bracket represents negative value

(a) Premium
Other Income
TOTAL (A)
Commission
Adjustment related to previous year
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
AVIVA
(` Lakh)
136
864
(191)
490
39
29
17846
1236
27825
29118
50
15
13
(39)
35
4
3135
219
16213
60
5
121
194
181
(15432) (23787) (29843) (14936)

(15427) (23666) (29649) (14755)
11886
77
16324
1936
9950
7678
116
248
(4)
177
8150
(40)
4368
(7)
4437
36749
1612
5050
6
5892
210
4841
4480
49
31
(6)
1347
(8)
839
(3)
842
42834
199
51257
2479
34279
51
7070
2974
44073
2191
40631
12
1595
2298
(3615)
(1288)
564
(98)
45732
(1001)
615
1394
(774)
1181
116
69
38861
(363)
2096 12633 31468 26703

(41)
(289)
(779)
948
2071 12394 30888 29263

(15427) (23666) (29649) (14755)
(15427) (23666) (29649) (14755)
16492
15
16565
(86)
3121
(13)
16829
(186)
17164
18950
522
36114
4593
14357
9637
498
183
(85)
843
25342
(305)
1707
1733
26
45193
(89)
46864
1733
1733
36087
1755
5
272
84684
10317
25498
15095
1916
576
(17)
7421
60027
(334)
583
622
39
68796
(177)
75738
622
622
61052
7092
27
417
137412
17886
42749
14916
4733
554
(239)
3442
114723
(717)
199287
(1580)
2548
2595
48
115514
(239)
133337
2595
2595
89977
18031
32
579
225909
21797
67601
22615
6243
6296
53
91519
(391)
111296
6296
6296
93174
20116
52
588
210766
15196
77390
51984
9913 15240
4041
2242
(525) (3249)
1297 (53158)
189815
(1247)
2752
2803
51
258208
(397)
320967
2803
2803
86848
63094
62
410618
15829
71019
237801
(1651)
18282
10085
(5027)
114670
456
36002
241587
(2618)
20659
22528
(6190)
20659
2033
22528
26849
153874
20659
208574
22528
20495
8155
(305)
68831
145980
44
243363
9358
59472
24749
202
89610
(86)
66977
118976
74
298080
10104
56873
20129
(658)
24740 29580
27862 24404
(4922) (17041)
(1748) (57500)
234517
(1839)
2008-09 2009-10 2010-11 2011-12 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
AEGON RELIGARE
TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)
85

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
6917
(56)
117
32
83
4000
11095
1242
6672
7914
36
2749
2785
395
395
(16)
411
395
703
235
2511
2746
341
341
(2384)
2400
16
16
2002-03
714
(11)
2001-02
904
904
7459
7738
493
411
904
18281
278
1
318
134
135
4000
26512
5044
13237
22080
(155)
2003-04
640
640
64169
69823
(265)
904
640
36130
5651
3
856
24
(37)
530
4512
105688
14584
21439
107
100168
(364)
2004-05
5645
6822
1177
19123
155761
240244
6182
640
6822
410
83278
65348
12
2111
1066
(53)
2902
10855
329704
34187
48681
313358
(536)
2005-06
6709
19433
313
12411
26699
261752
358324
13788
5645
19433
731
202701
69854
20
11533
37146
(10550)
(10366)
3728
9724
574812
94668
107302
534524
(926)
2006-07
BAJAJ
9494
(6849)
(327)
(16016)
39161
576733
701062
19803
6709
(675)
25837
933
351053
85140
27
19586
90009
(15526)
(30084)
7211
29518
1071918
149686
200434
972531
(1327)
2007-08
10720
21044
415
9908
73692
311113
460461
11550
9494
21044
1577
294311
75651
5
41288
45921
(217401)
(191895)
11910
16391
766322
105155
187579
1062452
(2345)
2008-09
10237
62684
52448
122952
1434932
1821007
40961
10720
11004
62685
6531
279951
263020
104
64538
334710
(49701)
643474
2816
6945
2141918
96257
177163
1141971
(2835)
2009-10
11837
8974
121341
10237
11056
105388
14428
121341
11837
105388
106913
(288471)
442034
100530
446956
1027151
84095
93551
180920
81533
198017
549460
125
241544
498467
196
740581
38827
1352790
61647
160658
18562
879
285
869
3167
19239
110657
164481
(69796)
(209288)
748380
(5018)
2011-12
93783
349772
(38265)
(14053)
960995
(3477)
2010-11
(` Lakh)
86

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
36852
1264
29494
93
30851
60
5980 15385 61979 57268

(39)
(126)
(277)
(121)
6001 15520 62595 61541

(41515) (47729) (28343)
(41515) (47729) (28343)

(41515) (47729) (28343)
(41515) (47729) (28343)
8690
624
624
60766
262
34771
3873
56587
306
72397
893
87263
6326
66071
244
695
77416
(571)
64094
4394
97292
3943
60151
1388
6661
165
(5268)
(5268)
(5268)
43566
(5268)
31847
(62)
47981
11781
86280
2800
45085
97
528
14746
(401)
2182
3969
11204
7097
(2999) (11912)
(49) (4592)
9314
56
8607
27
547
1215
789
6546
(639)
12648
236
246
25080
252
55
(304)
(2941)
73
8467
79202
(463)
46
45
(20)
(359)
66973
(229)
3
1
(5)
36041
(93)
11841
(27)
778
(2)
1943
(56)
1917
5256
30
7174
440
4816
61
26
(1)
4406
2826
(146)
9782
(665)
9219
11859
102
21079
2951
8907
1
15
6770
287
22
(6)
14392
(403)
690
6762
4501
511
(243)
1610
7019
317
15473
8880 15771
8395 22877
(2314) (5541)
17660 (13550)
(75)
(63)
91547 125566 176617

(1388) (2184) (3101)
40377
(633)
40516
22226
772
40571
7379
57961
12484
69100 117714 139681

(688) (1107) (1326)
71714 123986 150838
30666
3303
62743 102380 164557 208800

7779 12922 15964 20138
14446 17744 24393 37587
1
214
237
193
8216
1312
128
(91)
53754
(770)
457180
(5517)
2008-09
2585
5192
2607
275170
(2893)
315245
5192
101011
42968
421448
33555
67073
383
1002
49410
10308
13169
2862
212457
(1235)
275865
13169
13169
173670
64644
462705
48179
124876
615
1709
76399
25045
38845
63154
32790
(10228) (111613)
(29177) (27083)
(65)
(6)
325713
(3406)
2007-08
BIRLA SUN LIFE
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07
BHARTI AXA
16947
18438
1491
683250
(7599)
789529
18438
18438
184295
113878
992261
51620
132675
1435
47975
52157
241291
(34109)
141402
(426)
550566
(8029)
2009-10
588536
(13759)
2011-12
48762
15855
32907
48762
510108
48762
316927
(321)
64
158347
193437
(59)
717217
38058
120348
2368
6198
64968
(6109)
71077
64968
375285
64968
108744
(8237)
4315
154052
270462
594305
32540
121512
2981
32873
77156
95676
159965
58220
(38949) (134586)
(47785) (34858)
(1194)
(780)
567707
(8250)
2010-11
(` Lakh)
87

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
TOTAL (D)
Particulars
92818
(23)
93229
113
113
141690 154822
(59)
(85)
142240 157181
113
113
32256
2444
24507
24571
10287
41225
609
19760
(498)
39571
433
26114
21086
268
25599
64
230
5205 11664
10907
9277
(2633) (15683)
(2608) (10582)
183465 189549
15180
8306
26045 23950
1873
4207
(258)
16645
197
144
(129)
(742)
153186 186108
(621) (1024)
50170 132800
10565 20337
14893 19235
141
84245
(254)
29641
(27)
2008-09 2009-10 2010-11 2011-12
CANARA HSBC
DLF PRAMERICA
FUTURE GENERALI
(` Lakh)
577
1579
(1003)
6231
1
6808
159
6072
0
5711
6
18
(4)
5
1088
(16)
259
259
4097
4356
8
4055
34
4015
4
1
(2)
3
337
(0)
2921
2896
11000
(25)
13896
429
10571
9794
44
43
(19)
186
3844
(4)
5491
5584
15761
93
21345
972
14788
11450
176
156
(31)
105
(0)
14
9504
(30)
37
37
37
7644
37
7258
22432
386
30113
1809
20622
1
13649
462
163
(221)
(548)
3
(23)
16701
(76)
134
(54)
119
3325
39
3444
4
3309
12
11
3372
249
(192)
11867
(258)
11829
29522
220
41351
2204
27186
132
11
26341
120
53
(52)
80
15260
(463)
146
32778
3214
4160
(543)
(1858)
72616
(1013)
37223
38621
58813
54968
(159)
95712 109499
11044
9578
46047 41108
57091 50686
1398
4005
207
36837
1325
1100
(131)
2890
54151
(667)
48610
42804
(133)
44305
5939
92916
8749
35557
323
13981
6931
2566
(4297)
(3135)
77958
(1411)
2011-12 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
EDELWEISS
TOKIO
88

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
14882
(477)
528
46
(64)
5355
20270
1977
6973
8950
55
12291
(706)
11641
(321)
(321)
(321)
(321)
3346
(139)
107
5
4461
7780
662
4126
4788
3
3070
(379)
2694
298
25
273
298
21644
(999)
20916
13688
270
2
2327
13970
6897
9449
(150)
21590
(602)
2330
14504
3247
32482
52150
4483
4
79025 137049
17454 50146
3
39
255
255
339
339
1875
7038
5163
50465 152476 226253 378072

(2527) (1192) (1411)
1029
49512 155772 242299 429286

255
339
7038
255
339
7038
30384
1572
2
556469
(4632)
2008-09
3028
35594
62142.2
94552
(16419)
428328
(458)
4136.49
700510
(4947)
2009-10
203454
133789
37
2850
5864
16664
7950
5329
9036
19094
4729
134542 952640
6028
(2546)
208745 1083920
16664
19094
16664
19094
219159
68127
INDIAFIRST
(` Lakh)
1730
20057
1076
2591
92041 126053
187150 123510
(13780) (53432)
(57712) (172876)
905
1934
(3021)
(1115)
900417 1020240
(4946)
(5253)
(6661)
10926
37292
(16939)
6698
25053
7974
4271
4463
14903
820719
37292
918942
6698
6698
37292
532539
(8087)
184718
295353
914
639045
(3246)
197202
283091
51
17472
17488
2
25769
1456
6822
8278
17
33
55
(4)
413
18
5095
20160
522
522
522
76520
522
76131
15782
388
92825
2692
13090
72
8923
1065
1593
(99)
1141
349
79843
(62)
4458
2602
4458
118557
4458
115950
21693
2607
144708
2737
18956
(75)
13042
4665
1083
(983)
(4000)
1537
129793
(355)
2010-11 2011-12 2009-10 2010-11 2011-12
444568 1306468 1122841 1042728

42489
52549
47681
57764
176007 150904 149521 126954
663
3555
61490
15895 27694
44518
10434 34152
20341
(4119) (11230) (54725)
1014
5835 (182065)
(658)
(569)
(383)
79896 208176 321662 573373

7309 12033 20993 35126
23075 39849 57674 101298
268
358
626
96
9547
(83)
2864
34604
3871
9817
2671
1087
(1139)
340
68663 156991 285587 485856

(1371) (2296) (3324) (4095)
1424
1428
(11)
29776
(794)
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08
HDFC STANDARD
89

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
IDBI FEDERAL
(` Lakh)
41762
(28)
1863
626
17
15838
60078
3776
17383
21159
316
18723
19881
38920
11637
(3)
170
117
18
11939
1447
8485
(965)
8967
65
12825
725
13615
(10643)
(12417)
1774
(10643)
24843
63734
89393
39546
816
128939
9562
28728
1257
2656
2315
(20)
(115)
1690
23677
98928
(191)
3175
3175
201373
211492
3176
3176
63947
10120
278614
17796
46151
9579
2251
(283)
7722
10
23335
236382
(382)
248
1006
759
467452
488398
1006
1006
101450
20947
590854
28339
72500
610
20293
23161
(6271)
105135
47
23067
426105
(684)
63572 114414 136165 190214 262623

190333 157903 393183 1338224 362236
(26177) (329367) (63470) (695719) (188191)
63249
1341
160 (2702) (1648)
(243)
(557821) 1294821 (207918) (450606)
313
381
735
1028
1391
160635 94857 52550 13590 34980
375987
201487
6
10141
13602
3461
32300
32512
212
671979 1196952
744729 1398444
13601 32512
13601 32512
206073
72750
316907 284026
720999 1059117
5
56
265787
845438
298
17948
53785
75078
3344
51508
71733
201503
78262
(26021)
123242
184002
86782
230417
(21299)
97220
154495
424219 2291183 1015510 170258
644880 3012187 2074682 1015995

21293 129770 60760 133196
53785 71733 123242 97220
75078 201503 184002 230417
346172
220656
5
964403 1806942 1012345 3458864 2419469 1414978

52551 81097 69999 60297 56068 60693
152296 291994 274059 256915 218739 200738
1226
2896
2114
(305)
9219
4356
38054
54231
(13857)
17386
3092
16
75800
791299 1356106 1535622 1652875 1788063 1402158

(1617) (2430) (3803) (5292) (6365) (9370)
1164
(1)
1164
1045
2209
37
1004
1019
1190
29245
(117)
29204
13529
76
42733
1545
11915
69
703
862
(2392)
89
7
11611
31897
(43)
61166
(278)
61239
73670
(554)
13
13511
59113
2863
2863
75858
2863
2863
50819
(192)
75506
(413)
25243
8487
87219
6392
18850
2
12242
5977 10061
6483
5246
(1641) (11844)
(1876) (2288)
303
910
99
(226)
81100
(452)
80508 103517
4419
6663
14850 20997
19269 27660
351
765
2995
6256
(1140)
3011
59
127
12299
57112
(210)
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
ICICI PRUDENTIAL
90

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
35
5
4752
6904
645
5775
6420
29
458
(3)
484
417
135
2312
1417
3864
354
(1)
353
(3800)
(3800)
(3800)
2116
(4)
2002-03
419
(2)
2001-02
4487
(3)
4589
11883
96
11
16472
1993
9891
39
7503
102
8851
(22)
2003-04
25090
(40)
25311
18755
260
1
44067
4107
14649
56
9822
522
76
(175)
33886
(121)
2004-05
28507
(41)
31501
28238
3034
242
59739
6913
21083
39
12624
2012
481
(83)
2380
42538
(251)
2005-06
50463
(4)
55514
40042
5051
3
271
95555
9417
30353
50
18867
4019
3878
(1069)
(592)
70720
(318)
2006-07
ING VYSYA
2049
2113
86993
(57)
95898
2113
64
51357
8958
3
433
149369
10555
40370
208
20707
7011
14526
(4983)
(3428)
115887
(559)
2007-08
(1388)
2049
1008
65026
(89)
78314
(1041)
2049
1008
347
57652
13371
7
223
134926
11038
46392
2249
20840
10244
6432
(34378)
(13933)
144228
(758)
2008-09
1991
661
2653
196597
104
221251
1991
661
2653
58803
24544
7
282045
12076
46727
1499
14630
15559
39112
(6751)
54139
164265
(409)
2009-10
(303)
2653
4744
2653
4744
2395
96866
21
155525
2092
62499
58627
11
220116
13058
49441
179
11496
22618
22252
(7157)
199
170895
(366)
2010-11
5754
(698)
1990
4462
5754
1990
120637
3764
44791
(70)
61394
75888
27
185795
13246
48148
(189)
11166
28137
19338
(14468)
(25493)
167998
(695)
2011-12
(` Lakh)
91

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
SHRIRAM
(` Lakh)
4032
(60)
41
4014
761
6138
6898
21
2320
2341
(5226)
(5226)
(993)
(4233)
(5226)
758
(21)
737
181
3698
1
3880
347
347
(3490)
1146
74
4330
4404
4404
77
10981
408
4389
5031
9829
4404
25213
1920
8984
7
9758
448
255
(3)
74
15072
(398)
244
(4967)
(4967)
(2256)
(4967)
243
15266
456
8541
28404
37400
(2711)
49956
3890
11133
26
2173
1239
369
(273)
484
46616
(678)
70
11799
108
10888
286
3013
6158 10137 17108

10336 32018 13704
(2779) (5748) (57479)
(1776) (10306) (7855)
290
1770
415
882
169
26006 36933 46964

35815 48481 35051
(8651) (17295) (41140)
52223 (2752) (15215)
97151 169114 234319 286805 297551 293743

(2018) (2843) (3545) (1820) (3455) (4451)
147
(4848)
(4702)
(4967)
(4702)
107
19427
4197
12468
42217
58882
265
1146
363
1653
143
(4848)
1653
4018
370
6327
1939
363
6327
5541
380
7942
2021
370
7942
9663
528
17276
7085
380
17276
(176)
422
9197
8951
528
9197
1238
12381
(5958)
17101
12381
422
189
282
268
712
5 (717)
32239 58991 83583 73458 71022 66672

17317 26255 24304 49668 103615 143494
25
12081 12979 17497 21659 23347 28380
50803 99180 66594 230754 154108 64590

80201 138414 108395 302082 281070 236490
6501
5963
7572 16896 8669 11959
78574 118941 203369 199551 392437 360761 315121

5912 8020 15511 22543 16792 13017 11212
13408 24031 42487 60767 57384 58006 55460
24
4998
3514
2000
(446)
7415
62185
(1115)
(12)
(12)
(74)
(49)
25
1169
11120
12465
(38)
(12)
(50)
27
27
(12)
(12)
1017
137
18580
3604
2448
101
6153
176
42
18417
(14)
1032
358
659
1033
(1)
23
66
43
1803
25780
27967
140
(74)
66
1165
610
37677
4478
5090
9570
382
2
114
35805
(17)
192
256
65
1421
17269
20123
233
23
256
2175
(674)
(11623)
29
516
(1193)
32798
5599
6782
62
12442
1430
3
43617
(49)
181
324
143
4181
63852
74631
132
192
324
24269
80
3324
(1566)
93812
6649
12399
19048
6595
3
3276
4344
(975)
61127
(67)
64416
(105)
919
919
11
4681
4670
8788 7782
46199 (13539)
78525 36835
738 4681
181
919 4681
5877 7471
4766 2645
(14) (2958)
(6)
6
4046 (10999)
85
264
474
498
(666) (791)
96669 60447
4146 4960
13116 13052
144
920
17406 18931
23529 42577
8
14
82152
(47)
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
KOTAK
92

(a) Premium
Unrealised Gain/Loss
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
406
12
9923
1849
11194
13043
249
4546
(25)
4770
(7890)
(7823)
(15713)
(15713)
(15713)
77
3938
1186
8488
9674
67
2037
(16)
2088
(7824)
(7824)
(7824)
9659
(154)
2002-03
3895
(35)
2001-02
(15713)
9558
(139)
10584
15713
20301
1164
(38)
24501
46598
4028
16273
929
21525
(318)
2003-04
21068
(240)
22070
31171
1242
(78)
10267
53241
6509
24641
17
2131
9
40
41343
(471)
2004-05
560
499
55
560
38605
(212)
42646
560
47650
4254
5
256
123
6516
90856
13447
33932
9
3852
331
(47)
2260
(152)
78813
(841)
2005-06
560
499
55
560
38605
(212)
42646
560
47650
4254
5
256
123
6516
90856
13447
33932
9
3852
331
(47)
2260
(152)
78813
(841)
2005-06
153
127
14
12
153
82385
(100)
90623
153
74593
8337
0
311
99
7419
165368
22852
51370
58
7028
1974
(460)
842
(76)
150028
(1486)
2006-07
MAX LIFE
4431
3640
791
4431
166557
(523)
179634
4431
125549
13601
1
469
36
17913
309615
38446
86533
100
12008
11452
(2816)
1736
30
271460
(2205)
2007-08
2796
1695
1101
2796
4335
176276
(480)
197878
(1539)
200986
22082
6
794
95
37158
397324
39158
160896
132
21178
12000
(41177)
(14411)
577
385726
(3823)
2008-09
16564
6229
10335
16564
1695
419620
(1050)
477487
14869
192602
58917
20
46
5862
684959
42121
150439
22
32384
72233
(9806)
102913
1241
486054
(5968)
2009-10
48122
15136
32986
48122
6229
310190
10
433879
41892
198356
123679
243
1183
674128
53990
144044
315
45051
71058
(13582)
(3685)
(195)
434
581263
(7642)
2010-11
83558
42441
41117
83558
15136
411461
68422
239286
(655)
183657
172830
663540
57986
125476
181
939
62230
44525
(37985)
(36948)
101
(1586)
639053
(6969)
2011-12
(` Lakh)
93

(a) Premium
Unrealised Gain/Loss
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
791
(11)
783
167
3044
3212
18
523
541
(2970)
(2790)
(2790)
(2790)
47
16
653
669
9
(631)
(631)
(631)
2002-03
48
(1)
2001-02
(4721)
(4721)
1488
(42)
1500
(1751)
(2970)
(4721)
5138
54
77
1976
4887
673
4465
2873
(39)
2003-04
(5957)
(5957)
3814
(112)
4052
(1236)
(4721)
(5957)
10987
350
231
5
5629
13803
1449
9538
8153
(214)
2004-05
(7724)
(7724)
13361
(161)
13797
(3601)
1834
(5957)
(7724)
20407
597
201
643
98
797
1
8658
30603
4050
16157
20599
(194)
2005-06
(244)
(30079)
(30323)
40236
(74)
42240
(22111)
7724
(29835)
33867
2077
165
1656
252
908
69
2279
53996
10505
23197
49271
(439)
2006-07
MET LIFE
(1362)
(1362)
(2723)
97354
(378)
100441
(48878)
(30079)
(78956)
69569
3465
280
3613
2320
257
93
121133
26629
42661
115954
(1105)
2007-08
2167
(136394)
(134162)
65
110326
(663)
117334
(53844)
(80318)
(134162)
98602
7669
2
356
7547
(4107)
(39367)
191
162092
34956
63290
199664
(1837)
2008-09
4301
(166383)
(162007)
74
97450
18573
6
297274
(568)
315284
(25613)
(136394)
(162007)
11934
9763
(3305)
114181
622
387121
29251
68199
253601
(2980)
2009-10
(293)
(165375)
(165556)
112
(159990)
(165556)
(157333)
(159990)
(2849)
192
173951
5385
93222
(158)
(165375)
67261
80864
23
246597
11844
55417
(53742)
368
28747
40015
(31323)
267750
(5217)
2011-12
65093
47792
9
193886
(1326)
240361
827
(166383)
19858
19144
(12413)
32634
234
306280
8732
56360
250817
(3993)
2010-11
(` Lakh)
94

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
SAHARA
(` Lakh)
609
167
3398
3565
9
157
166
(3122)
(1114)
(4236)
(4236)
28
7
1123
1130
11
11
(1113)
(1113)
(1113)
647
(46)
28
1647
1697
4236
(4236)
5766
50
11699
547
5219
9
8638
48
14
(4)
(15)
3106
(96)
7557
(102)
8150
8466
695
16616
787
7680
12
5742
269
111
(16)
(10)
10655
(147)
131
32922
2024
78276
240
110618
864
30534
1390
5411 12204 24497
7499 31688
6418 67713
(3034) (15269) (79813) (18375)
(2562) (29244) (40188) 270262
(9)
562
4035
1316
660490
(1656)
20797
24077
13152
3279
1
126
907
791
1587
1587
75552 246968 235123
83446 263213 250681
1587
1587
52942 131560 252778

7891 16242 15553
3
3
5
161
19886
10264
8677
1587
10264
9216
10264
19886
405
10264
1587
207750
201159
9
827313
51480
156270
5205
16581
408773
609942
9621
549762
(2737)
57325
2445
19481
35400
57325
19481
300372
37845
24731
167928
275597
45
506145
39803
128125
10257
2961
40119 43578
94777 201056
(29397) (138386)
40737 (178209)
4506 17863
657115
(2329)
731162
800509
8677
226459
69342
5
37229 136389 394773 505047 1035645

1433
9877 27578 59691 62785
11593 42904 103076 192297 163673
73
10494
731
937
(140)
3014
(100)
22421 100466 322544 493254

(200)
(414) (1218) (1720)
1084
1084
243
1327
66
177
1
1152
174
29
29
502
1739
2263
29
29
1500
22
3791
379
1121
16
922
87
2766
1232
(1)
2942
4331
4
2215
157
6550
668
1542
5
1054
266
130
(1)
(4)
5100
(1)
(5)
(5)
3025
(1)
8894
12444
(5)
(5)
4439
527
16879
2055
2373
7
1478
488
764
(207)
14349
(3)
19
19
4303
(2)
6821
11740
19
19
140
6542
618
13
18301
2415
3973
27
1670
1263
379
(5678)
(0)
20647
(7)
770
770
6241
1483
6421
(3)
26978
34879
770
770
172
1791
680
14331
34
41890
2368
3700
25059
(7)
1821
475
1347
1889
137
1757
1889
(2288)
13230
1889
11026
20687
1821
1821
6500
6540
9017
95
317
21658
2220
3907
294
3681
861
(149)
(5612)
22595
(12)
4883
5808
4777
302
28316
2208
3298
74
(2)
325
2761
827
24341
(9)
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
RELIANCE
95

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
7239
358
144
2080
9821
187
2330
2517
274
7029
7304
21
1489
19
1127
1146
1435
1435
(1092)
1092
2002-03
1468
2001-02
17634
(20)
19759
2699
26439
945
5735
6679
2145
1041
159
(12)
22567
(14)
2003-04
47981
(1178)
51439
227
2170
66235
2339
12456
14796
4636
2776
1133
(2)
60118
(189)
2004-05
90754
(111)
98885
87
4559
125030
6969
18996
180
26145
8243
5760
5124
(76)
2266
107532
(223)
2005-06
253083
(296)
266794
1
173
4375
318858
19597
32238
228
52063
14006
12603
8928
(1894)
2330
292849
(505)
2006-07
SBI LIFE
77
8156
8079
484087
(713)
518459
8156
8156
253
9975
621672
40538
44694
2303
7523
95057
35085
2009-10 2010-11
2011-12
132845 212145
244623 129737
(63953) (143851)
(13026) (136966)
(1536)
(2753)
812
10923
10111
2462
20237
17775
4022
37574
33552
62566
2873
59694
402380 1371721 1108539 692734

(566)
(90) (1344)
(961)
441488 1456775 1399783 1169332

10845
19426
35112
58545
77
812
2462
4022
10923
20237
37574
62566
403
635
2706
5889
15820
3542
14199
566996 1605438 1592753 1386484

46788
66617
67105
51836
62050
75298
88299 102393
(1184)
(21)
4
10
374
1022
2449
4846
6634 (13679)
(478)
114663 129237 157857 158608

39675
85138 292577 477531
12
28
77248
254992
(42428)
302655
4288
721210 1010403 1291164 1313374

(971)
(2355) (3612)
(5290)
2008-09
24175
52745
48219
36747
(6759) (196338)
(15310) (62619)
562214
(1093)
2007-08
(1972)
(1972)
3911
3911
(1972)
(1972)
1
1
31
5052
676
2436
3113
5019
2008-09
(3405)
(3405)
48905
(28)
45026
49009
(3405)
(3405)
721
1056
(183)
87
1476
56166
3928
6635
10563
132
53037
(28)
2009-10
(270)
(4661)
(4391)
21333
(281)
68895
90655
(4661)
(4661)
3197
2692
(1554)
98
2409
455
100553
4019
10541
14559
709
93331
(75)
2010-11
(2610)
(6647)
(4037)
(6647)
69703
116110
(6647)
45142
(361)
20544
1626
130006
5137
15407
(5530)
314
8123
4413
(4367)
127195
(142)
2011-12
STAR UNION DAI-ICHI
(` Lakh)
96

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
8121
(87)
216
2
4355
12607
1480
6353
7832
367
4409
4776
2108
572
4038
4610
123
451
574
(3076)
3076
2002-03
2114
(6)
2001-02
13424
2107
16383
15662
852
32045
4158
11504
21
6307
754
26
25353
(416)
2003-04
3418
400
3018
14951
(259)
7718
24691
3418
3418
28801
2282
56911
8994
19802
5
565
5764
1727
(0)
49704
(849)
2004-05
1327
1678
351
28188
(102)
29716
62541
1254
424
1678
43171
4738
106966
13755
29078
27
310
379
7608
3735
1506
(12)
7036
88019
(1305)
2005-06
6453
7924
1471
38962
(96)
52159
99234
7104
820
7924
55173
8209
161511
19124
35702
73
274
441
10434
7664
6400
(63)
1040
136718
(1123)
2006-07
TATA AIA
6289
6521
232
46441
(157)
109818
167320
6403
117
6521
93640
11218
267363
22892
70252
(92)
96
491
1000
35629
12796
15225
(28)
(538)
204635
(1356)
2007-08
(3459)
321
3780
62805
(151)
56695
134031
40
281
321
131795
14683
265866
23978
107119
214
484
2728
62420
21253
6459
(28193)
(72256)
274750
(1294)
2008-09
1731
5135
3403
64403
(141)
377556
474276
1268
3867
5135
131357
32458
606901
28085
102631
641
3196
44339
29607
20203
(12567)
173968
349378
(1222)
2009-10
4001
8990
4989
66982
(140)
238657
376419
4996
3994
8990
118784
70920
500200
24628
93877
279
(342)
1752
42473
41990
(8946)
25987
398522
(1235)
2010-11
26791
3746
23045
2719
26791
67856
247271
24073
79011
(113)
90600
100518
361944
14198
76019
383
(3496)
725
56062
27338
(24514)
(55996)
363030
(1206)
2011-12
(` Lakh)
97

(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
Funds for future appropriations
TOTAL (D)
Particulars
5574754
(4127)
182
2511894
129153
(33234)
35604
47631
8261855
515273
545115
26542
125862
26077
824646
2063515
2054522
21636
4074027
(1402)
19881
6168664
29677
(8937)
20740
47817
(2986)
(4142)
20740
2286626
112525
(13619)
21352
7414367
456691
467417
17987
85852
8397
2277
1038621
1747952
19538
3426050
(452)
725
5193813
1181932
7714
34216
823918
350507
1200927
2002-03
5009444
(2040)
79
2001-02
904
(391)
55400
54813
74
70872
7481520
77908
(22508)
55400
4989759
(1843)
2730795
354404
(86839)
121
13222
107817
9741366
615838
642483
50849
1
151885
720805
77
2181938
2399357
23375
6628793
(7085)
137
2003-04
3815
(10924)
65969
70060
3018
414744
9852458
72042
(6072)
65970
6548377
(5331)
3324751
436483
(99000)
9244
101522
96513
12144122
709861
821560
110062
3
561929
16480
(275)
2219620
2875133
19536
8285480
(10774)
(97)
2004-05
8517
55
(11245)
61823
63293
1203
1292341
12801847
69848
1834
(10284)
424
61822
7961790
(3017)
3608296
663843
(163552)
176974
(929)
141756
126385
15126483
863548
961105
21012
5
399971
4036
5110
2254787
3520986
29746
10587174
(13616)
151
2005-06
18731
14
(23262)
89138
81205
12450
2743293
17534472
95746
(6939)
820
89626
9083534
(3483)
4184055
931814
(189550)
(112125)
(806)
3092
103650
228030
20734628
1226864
1358584
41298
471282
12233
(5851)
3104410
5571501
139627
15606531
(20172)
109
2006-07
2007-08
53602
3640
5297
1483333
101762
(15968)
4483448
22869473
128423
(23080)
(558)
99594
12113993
(4027)
5021491
1646584
(263139)
(153567)
(42)
1342
45267
499606
26900243
1468058
2030673
13576
97
360813
16725
8237
4167
3902346
6168637
107422
20134262
(31918)
355
INDUSTRY TOTAL
58254
55834
(151447)
56939
81539
12759
1930493
20716753
66842
(10185)
281
56939
12869974
1907
6059594
851457
(1351762)
(2373988)
4233
160
(608780)
56198
617443
(1193)
25389242
1549598
2583190
27657
(1184)
6
344515
93177
6779
1909
4605647
5837029
77350
22178547
(42610)
(57)
2008-09
TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)
126607
73982
(189641)
244032
227754
5331
9456020
38534671
277777
(48615)
14870
244032
19434755
(13185)
26544725
(50208)
352
7283288
2619346
(466521)
6029502
1771
6897
1434747
48431
370356
(1566)
43821032
1803559
2890628
(103867)
(21)
20
369950
50455
(14396)
12256
5008584
9556491
100589
2009-10
40247
136158
(212006)
384705
29160499
(62580)
401
8614767
4491836
(1189526)
131719
4789
(5723)
(168828)
24967
195107
(666)
41196764
1828029
3294230
(43535)
12
428613
35345
(6868)
5535826
14215045
110958
19424423
(8244)
64
1538451
35280696
380242
(10587)
15050
384705
404881
15425
2010-11
16481
118702
(162715)
678555
696219
9867
(15268)
11692
678555
18772375
(19474)
4315
(2903848)
31248182
682131
10
471479
93318
383
180
5403767
15267108
127705
10187768
2926211
(1096595)
(3058218)
22134
(6735)
(526489)
39377
216695
(791)
37334080
1848619
2967459
23445
28707211
(76363)
(125)
2011-12
(` Lakh)
Other Income
(d) Transfer/gain on revaluation/Change in Fair value
98
Provisions (Other than taxation)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
82179
Profit carried to the Balance Sheet
10788
(d) Dividend distribution tax
(e) Transfer to reserves/other accounts
43325
(b) Interim dividends paid during the year
(c) Proposed final dividend
28066
82179
(a) Balance at the beginning of the year
APPROPRIATIONS
Prior Period Items
Provision for Taxation
82179
Profit/(Loss) before tax
Expenses other than those directly related to the insurance business
82179
788
81391
TOTAL (A)
LIC
(` Lakh)
887
48810
49697
49697
49697
887
48810
368
54813
55181
55181
644
644
55825
1012
54813
1176
69660
70837
70837
(91)
(91)
70746
22
1063
69660
981
62177
63158
63158
14
14
63172
995
62177
1581
75781
77362
77362
77362
(4)
1585
75781
1504
82959
84463
84463
49
49
84511
(9)
1562
82959
2823
92912
95735
95735
(16)
(16)
95719
(9)
2816
92912
2979
103092
106072
106072
106071
(9)
65
2923
103092
3419
113762
117180
117180
(2)
(2)
117178
40
(16)
69
3323
113762
3211
128123
131334
131334
131334
14
(9)
3207
128123
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Income From Investments:
Amounts transferred from the Policyholders Account (Technical Account)
Particulars
TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT
(6)
144
99
(2379)
(2787)
APPROPRIATIONS
408
Prior Period Items
(1997)
(2379)
382
20
382
(c) Others
133
428
274
TOTAL (B)
274
515
702
TOTAL (A)
133
Other Income
81
53
(2)
119
382
2009-10
446
2008-09
(4369)
(1997)
(2373)
(2373)
3541
2974
567
1168
461
(1)
99
609
2010-11
AEGON RELIGARE
Particulars
(10073)
(4369)
(5704)
(5704)
7115
7070
46
1412
535
(1)
189
689
2011-12
(18939)
(9842)
(9097)
(9097)
9743
9637
105
646
(55)
36
664
2004-05
(33325)
(18939)
(14387)
(14387)
15256
15095
162
870
36
809
26
2005-06
(46501)
(33325)
(13175)
(13175)
15111
14916
195
1935
(5)
70
1831
39
2006-07
(34472)
(34472)
36893
36002
892
2422
312
2059
51
2009-10
2875
2875
20924
20129
794
23799
(16)
161
3159
20495
2010-11
7357
7357
25512
24749
763
32869
(20)
319
5721
26849
2011-12
(66749) (116255) (150726) (147851)
(49505)
(49505)
52507
51984
523
3002
(21)
75
2895
53
2008-09
(` Lakh)
(66749) (116255) (150726) (147851) (140494)
(46501)
(20249)
(20249)
22790
22615
176
2542
(10)
91
2412
48
2007-08
AVIVA
TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
100
BAJAJ ALLIANZ
BHARTI AXA
(` Lakh)
1385
32
(1360)
204
(1565)
(4220)
(1565)
8
4000
4040
(2655)
(2655)
204
(1564)
1
(1565)
(15)
970
415
846
209
(2400)
10855
10923
(9854)
(9854)
1069
67
(139)
1136
72
8277
147
(230)
7640
540
327
9724 29518
10254 29666
(7170) (21388)
1
(7170) (21389)
3084
531
(198)
2731
238
313
16391
16550
(7067)
1
(7068)
9483
159
(195)
8463
800
415
(314)
17591
961
(256)
27323
2014
93551 106913
(1830) 103874 234994
(1830) 103874
6945
3167
285
7592
3623
1046
55699 108166 134958
1471
2463
3838
54229 105704 131120
11
63291 111789 136004
647
455
761
(54)
9834
1063
52448
(6901) (10577) (20431) (27601) (48990) (56058)
4512
4558
(3675)
(3675)
883
46
(26)
782
127
(6901) (10576) (20431) (27601) (48990) (56058)
(4220)
4000
4040
(2681)
1
(2681)
1359
40
(1)
1008
352
(8043)
8467
8623
(8043)
(8043)
580
156
(9)
565
25
(32244)
(8043)
25080
25297
(24201)
(24201)
1095
217
(14)
997
112
14746
15080
(18984)
(18984)
(34039)
(3904)
335
(31)
1136
259
(5268)
6661
6801
(34039)
(27237)
141
(22)
951
177
(28343)
(73990) (121807) (155846)
695
847
(47817)
(47817)
(46969)
152
(48)
621
187
(47729)
(73990) (121807) (155846) (174830)
(32244)
1215
1329
(41746)
(41746)
(40417)
114
(26)
1033
91
(41515)
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(e) Transfer to reserves/other
accounts
Amounts transferred from the

Policyholders Account
(Technical Account)
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
(a) For diminution in the value of
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
Particulars
101
BIRLA SUNLIFE
195
(3569)
41
51
(832)
(832)
8216
8235
(7774)
(7774)
(81)
461
19
(33)
564
12
6762
6797
(6061)
(6061)
(213)
736
36
(14)
937
26
1538
39
(107)
(8)
1571
83
4909
26
140
(7)
2001
168
2607
7019 15473 49410

7049 15512 49437
(6113) (13974) (44528)
(6113) (13974) (44528)
(156)
936
29
(16)
1073
36
(4442) (10538) (18312) (24373) (30486) (44460)
6771
6890
(6096)
(6096)
45
794
119
(2)
576
175
47975
48055
(43550)
(43550)
4504
80
(203)
3039
177
1491
2009-10
6198
6246
30500
30500
36745
48
(156)
(3)
3663
334
32907
2010-11
2370
1483
(40)
2186
224
2
1621
122
(35)
1124
530
1
979
356
(73)
893
158
1598
9848
(8907)
10287
10346
(8907)
24
1439
58
(83)
1194
190
113
(2880) (23087) (47703) (66841)
32873 21171 26114 19760

33040 22654 26236 20117
46073 (20199) (24616) (19138)
46073 (20207) (24616) (19138)
79113
167
(64)
(3)
7857
247
71077
2011-12 2008-09 2009-10 2010-11 2011-12
(88987) (159201) (202750) (172251)
76399
76499
(70214)
(70214)
6286
100
164
(1)
3018
243
2862
2008-09
CANARA HSBC
(` Lakh)
(4442) (10538) (18312) (24373) (30486) (44460) (88987) (159201) (202750) (172251) (137623) (23087) (47703) (66841) (75748)
(832)
41
(3610)
(3610)
(832)
(832)
598
44
94
11
(4406)
(988)
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08
APPROPRIATIONS
year
year
accounts

Policyholders Account (Technical
Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
Particulars
102
12
12
1270
8
2
257
2
269
993
1270
12
257
12
1015
256
1409
(8)
253
(9230)
9758
9762
(9242)
(9242)
12
(225)
520
4
(2)
615
132
(10875)
2173
2180
(1645)
(1645)
(9230)
535
7
(30)
545
20
(15541)
4998
5002
(4360)
83
(4442)
(11099)
643
4
(39)
656
25
(26681)
11799
11823
(10964)
83
(11047)
(15634)
860
24
(408)
964
160
143
(33868)
10888
10914
(7271)
(83)
(7187)
(26681)
2
3644
26
(692)
1606
788
1939
(32434)
3013
3217
1434
1434
(33868)
4651
204
(642)
2096
1176
2021
(25512)
1770
2205
6922
6922
(32434)
9127
435
1761
282
7085
(15264)
882
965
10247
10247
(25512)
11212
83
(1)
2186
76
8951
5061
41
20325
20325
(15264)
20366
41
(4)
3230
38
17101
(4446)
4015
5277
(4446)
(4446)
1
831
1262
(17)
(5)
508
344
(13775)
(4446)
9794
9965
(9329)
(9329)
636
171
(70)
615
91
(24731)
(13775)
11450
11681
(10956)
(10956)
725
231
(51)
697
79
(37556)
(24731)
13649
13869
(12825)
(12825)
1044
220
81
(2)
878
88
2008-09 2009-10 2010-11 2011-12
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
(1146)
DLF PRAMERICA
(` Lakh)
KOTAK MAHINDRA
APPROPRIATIONS
year
year
accounts

(Technical Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
Particulars
103
FUTURE GENERALI
HDFC STANDARD
(` Lakh)
(801)
(2923)
26341
36837
1291
139
(18)
544
765
32778
915
150
(29)
200
744
13981
2
1141
125
(67)
278
928
(3362) (28955) (64642) (96654) (109620)
(356)
(1807)
(1116)
3372
1281
534
(169)
343
1107
3524 26875 36976 32928 14106

(3005) (25594) (35685) (32012) (12965)
(3005) (25594) (35686) (32012) (12965)
(357) (3362) (28955) (64642) (96654)
362
(356)
(356)
520
152
65
6
362
6033
(1807)
5711
1
4226
322
1570
455
3456
(135)
205
(135)
(135)
70
205
(1)
271
(200)
(2645)
(134)
557
(2511)
(2511)
69
(1952)
557
(2)
936
1504
(4461)
(7465)
(2645)
6014
(4820)
(4820)
5355
(74)
1194
659
315
952
13970
37
1277
183
(89)
(66)
(69)
80
1385
14504
8
2030
83
(24)
(239)
(125)
1142
1268
32482
5
8257
126
(214)
(111)
987
2421
5163
61490
3
11246
53
(30)
519
(359)
139
3024
7950
35594
35
8116
40
(26)
(5)
492
2891
4729
20151
(9900)
(9900)
20057
0
10250
94
(30)
(17)
1835
3999
4463
27102
2611
27102
2591
0
29712
19
(2)
(2)
699
3964
25053
(270)
(9808) (18782) (31657) (44213) (68835) (119131) (146650) (156550)
9652 14153 14586 32608 61543 35634

(8973) (12875) (12556) (24351) (50296) (27518)
(8973) (12875) (12556) (24351) (50296) (27518)
9547
(36)
679
105
(40)
102
653
(9809) (18782) (31657) (44213) (68834) (119131) (146650) (156550) (129448)
(7465)
3877
(2344)
(2344)
2864
(49)
1534
1013
(51)
704
929
2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
EDELWEISS
TOKIO

(Technical Account)
(a) Interest, Dividends & Rent Gross
investments
investments)
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
Expenses other than those
directly related to the insurance
business
investments (Net)
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of
the year
(b) Interim dividends paid during
the year
accounts
Particulars
104
11
10
23
(10531)
23
(45)
111
(10321)
(188)
(10509)
647
23
23
(10210)
111
670
647
1073
1123
(12417)
2001-02
613
46
2000-01
APPROPRIATIONS
TOTAL (B)
Prior Period Items

investments (Net)
(c) Others
TOTAL (A)
Expenses other than those directly related
to the insurance business

investments
investments)
(d) Transfer/gain on revaluation/Change
in Fair value
(e) Amortization of Premium/Discount on
Investments
Other Income

Policyholders Account (Technical Account)
Particulars
(25249)
(10531)
15924
(14718)
(14718)
15838
1206
86
14
620
572
2002-03
(47407)
(25249)
23836
(22391)
(233)
(22158)
23677
1445
159
11
(18)
975
477
2003-04
(68570)
(47407)
23376
(22241)
(1079)
(21162)
23335
1135
41
15
(156)
963
313
2004-05
160635
6437
116
(299)
1171
5353
212
2007-08
94942
(88070)
10100
(77970)
94857
6872
85
(251)
2569
1209
3344
2008-09
783
28053
2256
25797
28836
783
(49)
2233
940
25712
2009-10
528
83250
2488
80762
83778
528
(54)
9288
1353
73192
2010-11
(95279) (160170) (299676) (377646) (351849)
75946 160751
(69167) (154314)
4276
14808
(64891) (139506)
75800
6779
146
(359)
2671
1007
3461
2006-07
(95279) (160170) (299676) (377646) (351849) (271087)
(68570)
(7922)
23125
(20333)
1545
(18788)
23067
2792
59
23
(16)
1658
369
759
2005-06
ICICI PRUDENTIAL
(194670)
(271087)
31428
10009
6722
13842
172
141372
2955
138417
141544
172
56
(4265)
20658
5580
119515
2011-12
(5204)
(725)
5096
(4479)
(4479)
5095
703
2
(50)
511
241
2009-10
(11679)
(5204)
9015
(6475)
(6475)
8923
2540
92
890
(114)
1095
669
2010-11
INDIAFIRST
(18937)
(11679)
13132
(7258)
(7258)
13043
5874
89
1856
(258)
1324
351
2602
2011-12
(` Lakh)
105
988
22
(3027)
67
(3094)
(6880)
(3094)
4752
4774
(3786)
(3786)
67
(3094)
(3094)
645
343
515
258
2002-03
(3800)
2001-02
APPROPRIATIONS
year
year
accounts

(Technical Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
Particulars
(13179)
(6880)
7503
7578
(6299)
(6299)
1279
75
548
731
2003-04
(22555)
(13179)
9822
9904
(9374)
2
(9376)
530
82
(81)
503
108
2004-05
(34956)
(22555)
12624
13506
(12398)
2
(12400)
5
1108
883
(25)
1092
36
2005-06
(52713)
(34956)
18867
18888
(17754)
3
(17757)
1
1133
21
(29)
1083
79
2006-07
ING VYSYA
(71766)
(52713)
20707
20709
(19046)
7
(19053)
1663
3
1425
174
64
2007-08
11496
11829
(7006)
2
(7008)
4823
333
1427
655
2741
2010-11
11166
11363
(3115)
0
(3115)
8248
197
2551
859
4839
2011-12
(91215) (104892) (111899)
14630
14832
(13671)
5
(13676)
1161
202
984
177
2009-10
(91215) (104892) (111899) (115014)
(71765)
20840
21180
(19441)
9
(19450)
1739
339
(36)
1245
182
347
2008-09
(2553)
9
1019
3218
(2550)
(3)
(2553)
668
2191
665
2007-08
(13576)
(2553)
1
11611
11886
(11023)
(11023)
863
275
14
(416)
1147
118
2008-09
(24071)
(13576)
1
12299
12453
(10495)
(10495)
1958
154
(3)
(159)
1810
310
2009-10
(36249)
(24071)
13511
13649
(12178)
(12178)
4
1470
137
215
(121)
1184
188
2010-11
IDBI FEDERAL
(43235)
(36249)
1
12242
12396
(6986)
(6986)
23
5410
153
1270
(607)
1704
157
2863
2011-12
(` Lakh)
1307
(1454)
Other Income
(c) Others
106
(1606)
(467)
(1606)
(1605)
1138
APPROPRIATIONS
Prior Period Items
169
1138
152
TOTAL (B)
(1606)
169

148
TOTAL (A)
42
14
1263
2001-02
331
(1799)
2000-01
Particulars
15
(467)
482
482
631
565
67
1113
19
1094
2002-03
(23261)
15
(23276)
(23276)
24660
24501
159
1384
525
58
800
2003-04
(33228)
(23261)
(9966)
(9966)
10438
10267
171
472
10
106
356
2004-05
(39234)
(33228)
(6006)
(6006)
6787
6516
271
781
45
90
640
2005-06
(45281)
(39234)
(6047)
(6047)
7878
7419
459
1831
407
32
(22)
270
1131
12
2006-07
MAX LIFE
(2091)
(2091)
16411
5862
242
(474)
10781
14319
129
(99)
710
3241
10335
2009-10
19406
19406
22137
1183
20954
41543
354
(2)
752
7453
32986
2010-11
(82961)
(60974) (100275) (102367)
(39302)
(39302)
43788
37158
422
6208
4487
655
(550)
654
2624
1101
2008-09
(60974) (100275) (102367)
(45281)
(15693)
(15693)
18652
17913
51
688
2959
27
(78)
635
1582
791
2007-08
(36978)
(82961)
45983
45983
11578
939
10640
57562
1442
657
(24)
1506
12865
41117
2011-12
(` Lakh)
107
(c) Others
(284)
(284)
APPROPRIATIONS
520
(284)
Prior Period Items
804
11
804
248
11
(284)
TOTAL (B)
248
TOTAL (A)
(36)
Other Income
815
(44)
(12)
858
2002-03
607
(631)
2001-02
Particulars
(693)
520
(1213)
(1213)
1976
1976
763
(33)
65
732
2003-04
(5574)
(693)
(4881)
(4881)
5629
5629
748
13
11
725
2004-05
(15348)
(5574)
(1834)
(7940)
(7940)
8658
8658
719
63
30
626
2005-06
(16545)
(15348)
(1197)
(1197)
2279
2279
1082
176
106
800
2006-07
MET LIFE
(14420)
(16545)
2125
2125
2125
232
1893
2007-08
(12968)
(14420)
1452
1452
1452
(860)
2247
65
2008-09
(10462)
(12968)
2506
2506
2506
465
1967
74
2009-10
(7934)
(10462)
2528
2528
24
24
2552
(9)
244
2205
112
2010-11
(4617)
(7934)
3317
3317
24
24
3341
(33)
294
2888
192
2011-12
(` Lakh)
108
RELIANCE
139
616
616
206
822
206
(203)
756
31
206
206
206
108
934
25
206
32922
1503
92
(58)
(165)
1338
388
10598 33013
(9840) (31511)
(9840) (31511)
10494
(189)
758
104
(20)
834
133
(6958) (12360) (22200)
5857
(5401)
(5401)
5742
(253)
455
115
(71)
702
77
110618
2153
26
752
(635)
1852
184
30953
(28379)
(28379)
30534
2574
419
136
(476)
1993
922
(248620)
4785
776
(280316)
37257
(12929)
2961
41440
1222
306
(137)
3289
2582
35400
4183
37257
SAHARA
(` Lakh)
(747)
1608
(747)
(747)
1152
(262)
861
455
(70)
1154
39
(784)
1503
(791)
7
(784)
922
711
580
(164)
813
62
(1596)
(1545)
1079
(51)
(51)
1054
1
1028
26
(22)
788
261
(1058)
205
(1597)
1512
334
334
1478
6
1847
34
1167
673
(2873)
(1058)
3295
(1815)
(1815)
1670
1583
2
1480
41
(33)
1231
280
747
(2874)
35
3880
259
3621
4
3915
35
1379
(6)
1432
1106
3542
747
75
2983
188
2795
5
3058
75
(74)
(3)
1696
87
1347
6490
3542
298
3146
198
2948
3
3444
90
(170)
(105)
1800
160
1757
2011-12 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
16715
(12929)
16581
3786
134
234
(241)
2658
729
405
(53710) (130517) (239008) (267387)
78355 110644
(76807) (108491)
(76807) (108491)
78276
1548
79
303
(259)
952
553
(6959) (12360) (22199) (53711) (130517) (239008) (267387) (280316)
822
8780
(7889)
(108)
(7780)
8638
(273)
891
142
(9)
764
409
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11

Account)
investments
investments)
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
(b) Interim dividends paid during
the year
accounts
Particulars
109
SBI LIFE
SHRIRAM
(` Lakh)
15
2170
1152
132
1025
124
(11)
4599
203
203
4559
4802
40
(2)
1950
2855
4423
384
1
383
4375
4807
49
(103)
3074
1836
6787
1284
10111
6065
2697
17775
22989
39
15820
2990 (4799)
16195
49
473 (2158)
25487
473 (2158)
11977 18859 (4761)

3475 (2664) 27749
37
33
103
3438 (2631) 27646
9975
1910
15453
93
(729) (1987) (3548)
4208
3892
8079
(760) (2400) (3550) (3550) (3349) (2966)
4599
203
203
4559
4802
40
(2)
1950
2855
(760) (2400) (3550) (3347) (3347) (2966)
(11)
18
2699
1075
17
811
259
2164 2716 2302

(749) (1641) (1150)
(749) (1641) (1150)
2080
197
(29)
(29)
1416
84
168
197
1079
322
1105
155
(1092)
5000
811
62122
55582
14360
55582
14199
(72)
69942
233
649
(145)
8912
833
59694
62122 111893
25487
3815
37045
411
36634
3542
(29)
40860
302
408
(251)
5469
1683
33552
218
114
250
32
218
218
363
114
347
14
1168
218
28
1089
139
950
1117
28
12
1001
79
25
1726
1168
869
723
165
558
610
237
1592
21
41
1048
460
43
2536
1726
890
1019
208
811
516
349
1909
25
119
1130
595
65
730
2536
3358
(1806)
(1806)
3324
1551
34
133
1078
198
143
2461
730
502
1731
1731
474
2233
27
273
(91)
1019
112
919
8079
2461
577
5844
226
5618
498
6421
78
399
(5)
1357
1
4670
2001-02 2002-03 2003-04 2004-05 2005-06 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
APPROPRIATIONS
year
year
TOTAL (B)
Prior Period Items
TOTAL (A)
investments (Net)
(c) Others

investments
investments)
on Investments
Other Income

Account)
Particulars
110
STAR UNION DAI-ICHI
TATA AIG
(4106)
(1965)
(1965)
(107)
1173
(2006)
134
(2140)
198
(1858)
(1858)
(833)
1173
(125)
(14)
(1660)
198
2000
697
(3405)
304
22
(1972)
(6935)
(4106)
1365
(2794)
35
(2829)
(1429)
1365
54
(72)
2603
377
(4391)
(9495)
(6935)
1062
(2537)
23
(2560)
(1475)
1062
13
(116)
2464
202
(4037)
(2882)
(358)
549
(2524)
(2524)
(1975)
549
828
273
(3076)
(7171)
(2882)
5161
(4289)
(4289)
14
4355
872
792
11
(2)
862
2
(12981)
(7172)
6428
(5809)
(5809)
6307
619
121
(3)
613
9
(17540)
(12981)
5627
(4559)
(4559)
5364
1068
263
(12)
657
22
400
(23331)
(17940)
7674
(5391)
(5391)
7608
2283
66
(30)
1194
767
351
(30567)
(23331)
10484
(7236)
(7236)
10434
3248
51
(6)
1783
1471
44582
(40001)
(40001)
44339
4581
243
1163
15
3403
2212
5179
5179
1752
7391
460
(25)
2422
4
4989
2010-11
1186
26031
26031
725
27217
460
(6)
4162
16
23045
2011-12
(64461) (120985) (160986) (155807)
62674
(56524)
(56524)
62420
6150
254
(44)
2325
89
3780
2009-10
(` Lakh)
(64461) (120985) (160986) (155807) (129776)
37
(30567)
36296
(33930)
(33930)
35629
2365
667
2131
3
232
2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09
APPROPRIATIONS
year
year
accounts
TOTAL (B)
Prior Period Items
TOTAL (A)
investments (Net)
(c) Others

investments
investments)
on Investments
Other Income

Account)
Particulars
(17)
279
61986
61
30119
1000
Other Income
TOTAL (A)
111
56476
(2550)
9911
43325
26022
31665
59398
APPROPRIATIONS
29115
Prior Period Items

(188)
2400
59586
1004
29115
TOTAL (B)
(c) Others
253
2145
3020
71
10742
47962
2001-02
(1)
1309
28679
2000-01
Particulars
(64336)
887
48810
(25703)
11064
11064
51518
964
1929
62582
(235)
(5)
2833
11179
48810
2002-03
(160974)
368
54813
(64337)
(108)
(41456)
(233)
(41797)
110354
107817
2537
68558
(118)
(118)
4000
9981
54813
2003-04
(248293)
1176
69660
(160974)
(16483)
(1077)
(17560)
98204
96738
1466
80644
(461)
(555)
1134
10467
70060
2004-05
(349860)
(6941)
62177
(247547)
(1834)
(45242)
1670
(46676)
128960
126385
2575
82284
67
(326)
(66)
(522)
4605
15207
63319
2005-06
(559879)
1581
75781
(366557)
(115960)
4502
(126115)
230290
228030
2260
104174
428
19
(239)
(1462)
24184
81245
2006-07
INDUSTRY TOTAL
134
(98882)
4096
(94562)
329537
317806
242
(5273)
16677
234886
177
(5)
1379
(4634)
12275
50490
175204
2009-10
35
265704
5552
271291
208837
181517
(29)
27349
480129
787
1915
(74)
(1473)
11002
76334
391637
2010-11
597353
7217
604593
199130
181922
(70)
17276
803723
2636
4639
(170)
(6983)
18431
123555
661616
2011-12
2823
92912
2979
103092
3419
113762
17053
9907
147917
41275
(992036) (1576796) (1781750) (1634341)
(488301)
10380
(498188)
634981
617443
5345
12192
136878
128
1683
519
(6297)
8169
51052
81539
2008-09
(` Lakh)
(985951) (1576071) (1781750) (1633226) (1253140)
1270
82959
(560236)
(341281)
14931
(356211)
506624
499606
2198
4811
150412
58
480
(214)
(2438)
14726
35336
102464
2007-08
TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
2001
112
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
500
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
500
Borrowings
POLICYHOLDERS FUNDS:
17061
Revaluation ReserveInvestment Property
Policy Liabilities
18752237
Insurance Reserves
42
Provision For Linked Liabilities
219
Sub-Total
18769559
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
18770059
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
14249243
Assets Held To Cover Linked Liabilities
Loans
3169685
Fixed Assets
89777
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
478706
Advances and Other Assets
1264053
Sub-Total (A)
1742759
B. CURRENT LIABILITIES
315397
Provisions
166008
Sub-Total (B)
481405
NET CURRENT ASSETS (C) = (A - B)
1261354
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)

Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL
18770059
Particulars
500
11675
12175
154382
27299386
248980
590
27703338
520
27716034
10753
22637442
565
3707474
106319
981697
1609746
2591443
473072
864890
1337962
1253481
27716034
304142
22939514
239429
362
23483447
350218
23844953
10500
18641460
3426790
94450
716962
1375798
2092760
377682
43325
421007
1671753
23844953
2003
500
10788
11288
2002
34602254
1007389
1365278
2372667
499802
1469444
1969247
403421
11613
29696518
20987
4355818
113897
2167263
32135683
247095
37173
34587214
2498
34602254
500
12043
12543
2004
41691036
800156
1619705
2419861
489025
1563966
2052991
366870
12063
35568558
422510
5199193
121843
2815572
38102276
282624
474879
41675351
1966
41691036
500
13219
13719
2005
53139035
1280202
1824126
3104328
574273
1556483
2130756
973572
16640
45278642
1231528
5512438
126214
6522245
44960307
284328
1351731
53118612
2724
53139035
500
17200
17700
2006
LIC
62595699
1329807
2101767
3431574
456585
1570086
2026671
1404902
27945
51111283
3603060
6308152
140356
6205110
52480868
280675
3599764
62566418
62595699
500
28781
29281
2007
77690494
1773977
2505526
4279503
631520
1577265
2208785
2070718
29320
60539701
7517630
7321356
211770
8590252
61445776
360874
7262808
77659709
77690494
500
30285
30785
2008
TABLE 23: LIFE INSURERS: BALANCE SHEET

(As on 31st March)
500
36087
36587
2010
500
39506
368
40374
2011
10000
42723
334
53057
2012
84127287
1729264
3142203
4871467
371805
1587217
1959022
2912445
31950
63896170
9041029
7947712
297980
2327286
3807208
6134493
39711
1608067
1647778
4486715
4603316
5324360
9927675
1593401
1622429
3215830
6711846
38257
33005
97016710 107018081
17998971 15295922
8388265
8666418
283941
286391
11741618 128212858 138011662
1415893
3531917
4947809
592822
1597398
2190220
2757590
35376
83304127
17032518
8299709
312299
2776896 11386815 12447396

8930729
72217682 83940026 98535715 114616429

364292
366457
605030
628804
8728878 16003617 16580852 13780692
84087748 111696915 128168993 137956654
5931
8116
3491
1952
84127287 111741618 128212858 138011662
500
33108
33608
2009
(` Lakh)
113
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
TOTAL
Particulars
18931
4235
41240
2160
10357
1364
13202
4521
2526
4871
7397
6172
359
6531
866
1997
39220
71526
5315
450
1658
5768
959
3401
4361
2541
762
3303
1058
2379
15432
32060
69063
140408
4369
4848
7715
12563
11917
235
12152
411
40918
4168
45086
322
140408
13076
1323
14399
126
71526
1653
402
2055
5
32060
95000
95000
2011
57000
1
57001
2010
AEGON RELIGARE
30000
30000
2009
83999
186740
10073
3310
8824
12135
9557
231
9787
2347
866
15917
8542
64996
8244
71494
1745
186740
63251
113500
0
113500
2012
16317
3422
531
577
1108
1257
36
1293
(185)
29539
9842
2128
870
2998
2197
55
2252
746
12656
187
5066
1042
5009
5254
29539
830
836
16317
10984
21
1438
637
57
187
24280
5
24285
2004
15480
2
15482
2003
53941
18939
5202
1591
6792
5308
156
5465
1328
10614
813
21070
1177
21026
21961
53941
122
813
31980
31980
2005
114520
33325
7762
1418
9180
15871
458
16329
(7149)
18458
1542
67111
1232
65406
66943
1707
114520
1537
45870
45870
2006
213672
46501
15183
5405
20588
19058
1007
20065
523
26249
5460
132557
2383
131861
135562
2290
213672
3701
75820
75820
2007
AVIVA
2008
356124
66749
17567
14573
32140
29762
1376
31138
1002
25348
9621
247963
5441
246493
250837
4837
356124
4343
100450
100450
TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)

(As on 31st March)
502225
116255
2553
12248
14801
20517
1128
21645
(6844)
35162
15450
336925
5277
335028
341965
11080
502225
6937
149180
149180
2009
802488
150726
16621
11441
28061
32710
2062
34772
(6711)
40674
9121
603856
4822
590024
599776
13832
802488
188880
188880
9752
2010
905655
147851
5024
15375
20399
29835
1704
31540
(11141)
3506
58556
24967
681917
666052
689301
15865
905655
200490
200490
23248
2011
907314
140494
12005
15285
27289
43503
1796
45299
(18010)
2408
76155
77919
628348
618705
697150
9674
907314
200490
200490
78445
2012
(` Lakh)
114
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Reserves And Surplus
Sub-Total
Borrowings
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
Provisions
Sub-Total (B)
(To the extent not written off or adjusted)
TOTAL
Particulars
14908
4933
19841
3090
3090
411
23342
12879
3501
1
2448
1473
1551
3024
2729
0
2729
295
4220
23342
341
341
16
15229
10985
357
1939
737
1295
2032
1647
1
1648
384
1564
15229
2003
14872
14872
2002
36256
6901
4400
2329
6729
5895
119
6014
715
14076
8591
2856
5
3112
2856
10543
904
36256
7687
14943
9867
(1)
24809
2004
104110
10577
8473
4008
12481
15611
155
15766
(3285)
16370
22018
55350
10
3071
55350
76727
641
104110
70
21308
14976
11766
26742
2005
354299
20431
29585
7629
37214
38905
524
39429
(2215)
27809
47661
256932
34
3646
256932
297492
6823
354299
130
40430
15023
34953
7
49984
2006
354299
20431
29585
7629
37214
38905
524
39429
(2215)
27809
47661
256932
34
3646
256932
297492
6823
354299
130
40430
15023
34953
7
49984
2006
2008
48990
676319 1362868
27601
41980 37309
8545 13679
50525 50988
80930 102447
977
2755
81908 105202
(31383) (54214)
65365 114589
90508 146870
518684 1095417
186
309
5357 10907
518684 1095417
585968 1202702
20297 39098
676319 1362868
154
995
67129 106290
15037 15071
55016 105996
1
1
70054 121067
2007
BAJAJ ALLIANZ
1830
21869
31116
52985
105187
6602
111789
(58804)
43851 43824
38325 53646
82176 97470
95009 106549
10682 13688
105691 120237
(23515) (22767)
1757881 3304492 3927490 3944860
56058
35530
17831
53360
80138
4267
84405
(31045)
978
140
371
511
540
540
(29)
349
658
110
868
0
978
2006
76952 154538 235208 360056

232171 346223 409372 583294
1406530 2841462 3288417 2999946
770
1303
1471
1707
16444 17940 16537 22624
565386
384467
356061
224941
558
340990
209870
375
15071
2012
15071
2011
978
284
302934
15071
105996
121066
2010
1406530 2841462 3288417 2999946

1586582 3144680 3673259 3565891
50233 38746 29290 22908

1757881 3304492 3927490 3944860
70
179982
15071
105996
121066
2009

(As on 31st March)
19416
8043
139
1790
1930
3749
43
3792
(1863)
11544
81
543
1069
543
624
19416
81
15000
3800
(7)
18793
2007
53945
32244
1445
3389
4834
10262
348
10610
(5776)
17371
581
5986
3540
5986
6564
53945
578
36611
3000
7689
81
47381
41515
107453
32475
2928
9694
12621
14637
348
14985
(2363)
9589
1924
19900
4413
19900
21823
107453
1923
66843
10000
8957
(170)
85630
2009
BHARTI AXA
2008
32563
214213
89244
4521
9280
13801
16033
386
16419
(2618)
311344
155846
3432
10226
13658
12473
613
13086
571
871
2052
362901
174830
2515
10506
13021
15660
628
16288
(3267)
1074
17455
12498
160310
1285
362901
8
311344
13867
6266
133922
159026
171150
12147
(22)
171865
18599
2
190466
2012
133914
140677
6750
13
152535
17929
194
170659
2011
9444
4298
79230
79230
83527
214213
4295
113135
17399
152
130687
2010
(` Lakh)
115
74
287
1616
1977
3
16888
9578
290
1616
2074
693
905
1598
2675
35
2710
(1112)
4442
16888
16
16
3
11927
9960
4
15
1380
445
363
808
1072
1072
(264)
832
11927
2002
14908
14908
2001
11908
11908
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
TOTAL
Particulars
29017
10538
2173
1161
3334
4537
472
5009
(1675)
6456
1183
9777
2738
1237
9777
11014
3
29017
18000
18000
2003
82910
18312
5107
1666
6773
8050
1216
9266
(2493)
10738
2412
50840
10
3091
3067
50840
53907
3
82910
29000
29000
2004
156230
24373
5478
2046
7524
10334
1759
12093
(4569)
12351
4627
116327
35
3086
4901
116327
121228
3
156230
35000
35000
2005
283841
30486
8269
3777
12046
16071
2209
18281
(6235)
18170
7199
230114
202
3904
7720
230114
237837
3
283841
46000
1
46001
2006
443351
44460
18381
5802
24183
30899
2902
33800
(9618)
27444
10141
364420
816
5688
11769
364420
376195
3
443351
67150
3
67153
2007
BIRLA SUNLIFE
778507
88987
41259
7014
48273
53860
2771
56631
(8358)
42228
17464
629582
1499
7104
18884
629582
648467
2588
778507
127450
1
127451
2008
196950
48000
3
244953
2010
196950
48000
0
244950
48000
0
244950
2012
196950
2011
202750
56980
12154
69133
81135
3231
84367
(15233)
172251
137623
58852 64047
13717 23805
72570 87852
80083 96176
4695
5412
84778 101588
(12208) (13736)
1072536 1810140 2142656 2241354
159201
51897
10443
62340
73996
2524
76519
(14179)
46701
50440 69727 101533
50442 105817 160335 195831
819694 1456730 1745922 1813642
2235
2655
2631
2502
8443
6982
3998
3959
1
7
1
(16)
39994
78608 106086 143188
819694 1456730 1745922 1813642

859688 1535344 1852008 1956814
12896
29842 45697 39589
1072536 1810140 2142656 2241354
187950
12000
2
199952
2009
62500
52500
82500
70000
12500
2011
80000
12500
0
92500
2012
47703
4954
3878
8832
14138
117
14255
(5423)
66841
8576
7834
16410
18598
191
18789
(2379)
75748
7687
11152
18839
19585
30
19616
(776)
77007 179803 341410 506172
23087
2306
2800
5106
8723
120
8843
(3737)
27737 14502 13523 20695

3277
9534 27782 53725
21388 107644 232648 354674
5254
5843
2994 2105
(24)
1
3119
9659 26286 58996
21388 107644 232648 354674

24507 117303 258910 413672
77007 179803 341410 506172
50000
12500
2010
CANARA HSBC
40000
12500
2009

(As on 31st March)
13969
4446
464
790
1254
1156
76
1232
22
7824
16
255
1406
255
259
13969
13705
5
13710
2009
25311
13775
743
1741
2485
3034
118
3152
(668)
8354
165
3081
604
99
3081
3180
25311
22131
22130
2010
46193
24731
65136
37556
1717
3900
5617
7328
254
7582
(1965)
190
374
1051
2645
3696
4746
177
4922
(1226)
13585
1949
13821
37
65136
49170
2108
13821
15929
30517
18652
2012
13737
491
8087
584
8087
8671
46193
29396
8126
1
37522
2011
DLF PRAMERICA
(` Lakh)
116
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
80
18580
605
3362
18580
357
605
2923
55581
1139
1003
2142
1361
37
1398
744
55
243
297
701
0
701
(404)
12959
201
1315
80
652
18500
18500
2008
600
605
2007
61947
28955
2224
4088
6312
7885
178
8063
(1751)
15279
3079
8471
7914
3217
8471
11690
61947
46850
3404
3
50257
2009
125363
64642
5254
6437
11691
10694
278
10972
719
10202
19019
30028
753
18884
27838
46721
2190
125363
70200
6258
(6)
76452
2010
FUTURE GENERALI
414
2230
2644
410
855
1266
1379
1821
48390
835
235
2
55581
235
574
40000
6
55005
339
15000
2012
EDELWEISS
TOKIO
213868
96654
3769
8919
12688
9217
412
9629
3060
11104
38047
64610
393
9354
213868
55349
94366
39017
105200
5000
(52)
110148
2011
279054
109620
5359
10441
15800
11016
340
11357
4444
438
20063
59403
85087
774
279054
84312
145617
61304
120300
12410
(47)
132663
2012
16765
135
4460
711
5171
941
941
4230
11980
141
279
99
99
48
16765
16618
16618
2001
19753
2644
1452
993
2445
1495
23
1518
927
9731
3016
67
3368
2789
2789
321
19753
16618
25
16643
2002
35995
7465
3726
1639
5365
2946
92
3038
2327
8800
13104
65
4234
14375
14375
26
35995
21673
(78)
21594
2003
31909
36
31945
2005
18782
7335
4095
11430
10696
207
10904
527
9843
60879
19183
120
7318
60833 116651
9808
5826
2344
8170
4094
183
4277
3893
6395
33995
1655
58
5028
344
1750
33364 63774
1655 19183
35363 84707
60833 116651
25441
29
25469
2004
299909
31658
28796
9901
38697
26586
287
26873
11824
13809
116950
119361
294
6013
2096
114880
119361
236337
255
299909
61927
659
731
63317
2006
2008
196800
5529
1844
204173
2010
2012
199488 199488
22068 22014
(4)
(522)
221552 220980
2011
68835
44932
40825
85757
61291
1220
62512
23246
119131
41087
54287
95374
88202
2088
90290
5083
146650
54756
74336
129092
150027
1368
151394
(22302)
156550 129448
30302 38373
49178 67703
79479 106076
124854 130376
1876
1501
126732 131877
(47251) (25801)
42916 63048 69997 58942

301527 434154 533498 799026
687829 1552178 2052313 2360980
302
404
3312
3176
14513 11438 23957 27955
16939
6013
544195 975222 1171303 2160620 2830767 3363238
44214
33636
19620
53255
38747
308
39055
14200
179582
5529
(776)
184335
2009
(` Lakh)
1937 (2969)
2051
(154) (3408)
243667 290924 376669 512333 738651
0
594516 687829 1552178 2052313 2360980
840121 975785 1930898 2564492 3096223
2470 11184 25548 44723 46035

975222 1171303 2160620 2830767 3363238
15297 42131
177829 232990
285168 594516
126
186
7361 13318
912
173915
285168
459995
595
544195
80071 127064
2874
659
5529
39
83604 132631
2007
HDFC STANDARD

(As on 31st March)
2001
2002
2003
2004
117
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
15000 19000 42500 67500
Share Capital

22
-107
5
Sub-Total
15022 19000 42393 67505
Borrowings
1333
Policy Liabilities
494 13320 32044 56886
Insurance Reserves
(2065)
754 20817 86500

Sub-Total
(1571) 14074 52861 144720
TOTAL
13451 33074 95254 212224
Investments
Shareholders
12154 5159 12814 21853
Policyholders
13258 32994 57449
754 20817 86500

Loans
216
Fixed Assets
1418 2819 4142
5481
Deferred Tax Asset

1024 1024
A. CURRENT ASSETS
341 1071 3204
5032
638 1196 2101
4664
Sub-Total (A)
979 2267 5304
9697
1100 2740 6968 16184
Provisions
123
195
Sub-Total (B)
1100 2740 7091 16379
(121) (473) (1787) (6683)

10532 25249 47407
13451 33074 95254 212224

TOTAL
Particulars
2006
377646
442509 956849 1729261 3133384 3660499
299676
271087
194670
6030029 7018693 7182507
351849
160170
95279
28406
67002
95408
164640
12960
177600
(82192)
68570
33032
33473
66505
158967
491
159458
(92953)
30540
29660
60200
157170
2988
160158
(99358)
61651 35588
45466 36155
107117 71743
160819 113037
20099 11979
180917 125017
(73801) (53274)
48238
23593
71831
99478
7625
107103
(35272)
350237
2076
495198
142885
2012
19959 24590
7144 11211
27102 35800
37909 59349
842
1631
38750 60980
(11648) (25180)
336069
656
479577
142846
2011
128503 197647 347701

445657 721719 911076
5146926 5882653 5781737
1160
869
957
26340
19826 18023
29552
17844 10534
142814
11
9
335884
(96)
478622
2010
32095 44847
15672
21102 66201
80454 125146 234211 344930 341641
265406 707885 1325232 2486615 2861395
252
142
404
379
1960
6301
6105
21944
32774 33121
1079
2624
6900
21708 31808
142726
23
85
335292
(15)
478111
2009
24934
23154 22031
6689
6689
7045
358933 588755 833800
5037610 5823298 5748511

5428166 6441896 6611387
123242
97220 75922
6030029 7018693 7182507
140111
11
192
237131
98
377543
2008
12467
10150
17752
2132
3163
3163
3163
112248 176562 235459 299871
699963 1307627 2445682 2805489

824678 1497502 2702056 3110655
11344
21485
53785 71733
956849 1729260 3133384 3660499
2074
79353
265406
346833
3175
442509
131230
194
75938
2910
210273
2007
ICICI PRUDENTIAL
92500 118500
524
1
1803
92501 120827
2005
21048
2553
2352
1672
4024
2226
38
2264
1750
14996
3
1137
599
27
1137
1164
21048
19891
(7)
19884
2008
44924
7
44930
69935
(135)
69799
2011
79946
2
79948
2012
24071
10853
8451
19304
19123
136
19259
45
36249
7810
11570
19380
18709
174
18882
498
43235
7953
20088
28041
22248
179
22427
5614
19492 32187 30268

9381 25037 49609
81402 140009 166354
1721 1703
1728
75155 136111 235683 296810
13576
6180
5311
11492
11043
170
11212
280
29120
2516
27766
1897
1 (389)
(37)
2526
9778 26263 50544
27766 81402 140009 166354

30292 91181 165883 216862
75155 136111 235683 296810
44891
(28)
44863
2010
IDBI FEDERAL
2009

(As on 31st March)
59754
13000
18
60518
13000
6
45506
3549
47500
2012
32500
2011
11679
23134
3871
27005
28436
10
28446
(1440)
18937
40775
3242
44017
10615
89
10703
33313
30860 42775
4644 22677
90577 152194
68
3313
2488
50518 139633 272454
5204
1533
666
2199
10104
29
10133
(7934)
32866
125
17349
2908
17347 90054 149799

17472 93603 209555
2
524
2381
50518 139633 272454
125
20000
13000
44
33044
2010
INDIAFIRST
(` Lakh)
118
16939
16939
133
809
942
17882
7580
809
11
1789
1870
1166
3036
2151
71
2222
814
6880
17882
353
430
11351
7501
354
11
1037
165
781
946
1558
34
1592
(646)
3094
11351
2003
10921
10921
77
2002
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
29951
13179
6351
1534
7885
3169
121
3290
4595
3942
3097
2124
11
3003
2124
5305
29951
12
3169
24458
4
24461
185
2004
1073
30478
49000
2
49002
111
1120
48429
69000
4
69004
41
2007
ING VYSYA
2006
2009
2010
2011
2012
1027
67456
(447)
79
16
(515)
91368 129994 184365 262418
79000 101915 101915 146488 146488
9500
6459 18235
1
6
64
191
54
88501 108380 120214 146679 146542
10
1
2008
349
(2344)
10058
5216
15274
2002
34956
8664
6291
14955
17386
563
17949
(2994)
16704
27265
28331
42
4690
52713
8128
6945
15074
23283
726
24009
(8935)
71765
14018
8938
22956
25761
348
26109
(3153)
9868
13463
23330
27978
96
28074
(4744)
9465
18928
28393
28921
114
29035
(641)
8869
20260
29129
26705
198
26903
2226
91215 104892 111899 115014
11760
18905
30665
31303
106
31409
(744)
24787 19229 23386 18359 41169 38051

45909 67560 83721 131922 178843 251610
60839 129055 169014 327729 369776 336450
102
223
464
823
1341
2027
4018
3112
2634
1732
964
952
69552 108994 179432 287791 369692 580712 703351 746330
22555
18458
6131
24589
20162
292
20454
4135
13516
12084
13326
9
3927
13279
2059
829
2888
1000
32
1032
1856
10031
349
40
1003
18807 28331 60839 128748 169728 327772 370302 337201

30388 59882 110388 197232 260650 457845 554682 599103 (1995)
2049
661
2653
1990
685
69552 108994 179432 287791 369692 580712 703351 746330 13279
46
11535
32476
6500
3
38979
185
2005
14385
1567
1588
3155
1329
76
1405
1750
7908
2679
48
2001
2679
(6576)
(3897)
14385
13066
5216
18282
2003
2256
32471
9230
2942
1704
4645
3895
108
4002
643
5718
7271
5031
26
2296
22
7142
5031
12195
10
32471
15062
5204
20265
2004
24437
5204
29641
2006
33035
5204
38238
2007
KOTAK
48027
5204
53231
2008
51029
5204
56233
2009
51029
5204
56233
2010
10264
61293
5204
56233
15541
5710
3432
9142
8189
267
8457
685
26681
12486
4442
16928
15517
710
16227
701
33868
15356
6765
22122
22825
1106
23931
(1809)
32434
12827
9392
22219
23204
1398
24603
(2383)
25512
8695
10628
19757
26432
1714
28416
(8388)
15264
10473 14263
9923 13933
20396 28196
26318 40111
1906
2074
28224 42184
(7828) (13989)
6570
8538 13130 28231 24918 32226 43039
29752 40269 57044 62777 101474 128367 173286
75798 127747 230944 303080 544585 698635 756062
72
232
333
583
522
577
637
1836
2428
4256 5690
5599
4385
3657
20383 15882
871628 962691
115715 144095
422
1238
678262 740180
795012 885517
613
51029
2012
51029
2011
(` Lakh)
4967
75616 130256 206596 337766 430411 694222 871628 962691
11099
5270
2051
7320
5165
228
5392
1928
5882
15717
33692
23
2307
151
1505
5
498
15683 28151 40232 53211 70708 92368

(4849)
363
370
380
528
33434 75652 126454 225634 292228 524026
49269 100458 167055 279215 363316 617420
10
157
1303
5320 10862 20569
75616 130255 206596 337766 430411 694222
21133
5204
26337
2005

(As on 31st March)
119
24963
24963
2036
(7822)
(5786)
19177
14125
2053
2292
958
1309
2267
2024
2
2026
241
466
19177
16
16
10469
7516
1186
36
796
832
670
670
162
1605
10469
2002
10453
10453
2001
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
15712
32611
503
1761
2264
3957
3
3960
(1696)
8646
6558
3391
7122
7122
32611
25474
15
25489
2003
50624
23262
1694
2719
4413
7096
34
7130
(2717)
8520
16012
5548
16012
16012
50624
34608
4
34612
2004
55743
570
8
56321
2006
39234
2212
8226
10438
14676
185
14861
(4423)
371
14083
57399
17796
6839
83337 131299
33228
1601
4381
5982
10295
33
10328
(4347)
527
11379
34390
2533
2
5625
33498 56628
2533 17796
36031 74424
554
83337 131299
46608
690
7
47305
2005
2008
2010
2011
2012
259314
657794
917115
6229
1128944
144
15136 42441
1448623 1728998
886956 986566
1227330 1466085
340353 479374
21
45281
60974 100275 102367
82961
36978
3969 1937 2165 18404 19249 26040

15164 27912 44500 44536 48405 56867
19132 29849 46665 62940 67654 82907
26431 46768 56502 83780 108350 132407
189
95
270
28
26
599
26620 46863 56772 83809 108376 133006
(7488) (17014) (10107) (20869) (40722) (50099)
498
374
254 7580 7559 7033
27097 41673 52291 83013 131989 218821

91936 144343 200183 270750 364698 516118
65460 185883 303488 657794 886956 986566
483
861
1162 1587
9011 15761 32487 27448 14020 11994
195050
303488
498539
1695
679354
83337 231794 431994 679354 1128944 1448623 1728998
33228
1601
4381
5982
10295
33
10328
(4347)
527
11379
34390
2533
2
5625
2009
73243 103243 178243 183882 184100 194469
799 7900 7995 7581

800
748
13414 13518 18227
347
925
78
404
544
195
74390 104916 179121 205599 206157 220472
2007
33498 91250 136860
2533 65460 185883

36031 156709 322743
695 4335
83337 231794 431994
46608
690
7
47305
2005
MAX LIFE
11068
284
574
533
1107
262
262
845
9833
106
11000
59
68
11068
11000
2002
2970
12197
1054
648
1702
1139
30
1169
534
5029
2970
695
539
669
12197
11000
520
9
11528
130
2003
4721
18220
693
1396
853
2249
1568
74
1642
607
9231
1985
984
1985
1985
18220
16000
3
16003
232
2004
5957
29668
5574
1785
2000
3785
3298
125
3423
362
9850
5473
215
2238
(3)
5473
215
5685
29668
23500
31
23531
452
2005

(As on 31st March)
7724
52139
15348
2090
2793
4882
6350
319
6669
(1786)
9583
11731
7424
7
2108
11463
7424
18887
52139
23500
9000
48
32548
704
2006
2008
2009
2010
2012
16545
14420
4154 13463
4701 9065
8855 22528
17373 35172
495
928
17869 36100
(9014) (13573)
12968
10462
7934
4617
11495 9336 9248 27044

13714 12745 12746 15499
25209 22080 21993 42544
33070 39311 31975 52724
1804
2011 1838
2251
34874 41322 33812 54976
(9665) (19242) (11819) (12432)
21961 26078 25762 27434 28821 37737

24049 36095 56586 82387 117633 200028
36896 122893 210583 485242 638692 647157
50
170
414
977 1123
1273
1704 5409 11464 10645 7372
3826
7781
4932
955131 1039540
636574 649424
748042 837649
109859 187426
7724 30079 80318 136394 166383 165375 157333

52139 122270 271810 444506 764288 955131 1039540
15348
2090
2793
4882
6350
319
6669
(1786)
9583
11731
7424
7
2108
2011
(` Lakh)
53000 76108 158000 177479 196957 196957

9100 34449 15342 18487
2351
48
13
14
2
1
62148 110570 173356 195968 199308 196958
820 3595 3947 3278 1609
799
2007
11463 21905 33917 54541 75008
7424 37152 122122 208889 481961

18887 59057 156039 267377 560247
244 1605 3773 8074

52139 122270 271809 444506 764288
23500
9000
48
32548
704
2006
METLIFE
120
254
(4236)
23
(3595)
9649
8440
254
23
730
645
429
1075
841
33
873
201
9649
694
12013
129
12142
919
4
923
11219
11913
11
(1114)
(730)
11913
2003
12436
822
(15)
13244
364
2002
12436
207
12643
373
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
Debit Balance in Profit & Loss Account
Debit Balance in Policyholders A/C
TOTAL
Particulars
18166
6959
690
686
1376
1378
14
1392
(16)
8617
819
983
805
832
983
1816
18166
16000
6
16006
343
2004
31419
12360
1032
991
2022
2129
32
2161
(139)
8679
1790
7482
1247
1790
7480
9279
31419
21710
11
21721
419
2005
63460
22199
5101
1799
6900
7390
72
7462
(562)
9864
6826
23500
188
1445
102
6568
23500
30169
63460
33100
190
33290
1
2006
172069
53710
14672
5621
20292
19771
8993
28764
(8471)
14640
14212
92119
123
5736
36
13500
92119
105655
172069
66400
14
66414
2007
503585
130517
41342
16799
58141
69931
69931
(11790)
22223
25293
330159
140
7044
(200)
22428
330159
352387
503585
114770
36630
(202)
151198
2008
RELIANCE LIFE
116464
180970
207
297641
2010
119632
219803
(227)
339208
192850
180
309615
2012
116584
2011
267387
49878
13452
63330
73514
243
73757
(10427)
280316
27220
20566
47786
60132
60132
(12346)
248620
19955
29455
49410
60402
5617
66019
(16609)
861962 1627456 2057389 2112537
239008
41025
14293
55318
68634
111
68745
(13427)
39470
36931
37775
99756
34266
52645
99112 185125
555238 1276505 1648640 1591779
2991
3018
3080
3170
4415
1397
813
696
(942)
677
648
(973)
32472
48758
93096 177572
555238 1270115 1634550 1574804

586769 1319550 1728294 1751403
1587
10264
19481
21926
861962 1627456 2057389 2112537
116233
158101
(729)
273605
2009
16733
562
350
674
1024
200
1
201
824
503
12994
1086
764
1084
16733
1084
15649
15649
2005
19125
1360
354
734
1088
412
1
413
674
12926
1823
1539
801
1585
1827
3412
29
19125
15662
22
15683
2006

(As on 31st March)
23385
1412
289
779
1068
827
6
833
235
13301
2987
4769
681
2817
4769
7589
33
23385
15675
88
15763
2007
43115
1058
407
1281
1688
1484
30
1514
174
21565
5934
13663
722
5841
13663
19504
29
43115
23187
354
41
23583
2008
54232
2874
1565
2112
3676
1741
56
1797
1879
17967
10208
20487
2
815
10143
20487
30630
48
54232
23200
354
23554
2009
SAHARA
6869
30069
27120
23200
2012
3920
23200
2011
2783
3405
6188
3334
67
3401
2788
22791
23756
58491
23
530
6138
3511
9649
5054
84
5138
4511
24089
30271
56203
41
525
89241 108379 115640
2248
2456
4704
2735
40
2775
1929
22355
16809
47465
10
673
95
31
16561 21444 27944
47462 58491 56203

64118 79966 84148
821 1293 1424

89241 108379 115640
23200
1102
24302
2010
(` Lakh)
121
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
8466
8466
20955
10851
7230
412
844
2067
2911
1205
5
1209
1701
760
20955
1436
1436
13936
10934
462
141
652
2301
2953
564
1
565
2388
11
13936
12500
12500
(11)
12489
2003
12500
2002
43893
2400
5072
2580
7653
4766
6
4772
2881
14806
23116
690
239
26079
26318
43893
17500
75
17575
2004
108341
3550
5588
5304
10892
11934
13
11947
(1055)
33837
70219
210
1580
299
72673
210
73181
108341
35000
160
35160
2005
209875
3349
9768
11950
21718
22587
95
22683
(965)
44075
136133
24398
2885
3146
139128
24398
166671
209875
42500
704
43204
2006
209875
3349
9768
11950
21718
22587
95
22683
(965)
44075
136133
24398
2885
3146
139128
24398
166671
209875
42500
704
43204
2006
100000
473
205
100677
2008
11690
16743
28433
44286
2514
46801
(18368)
100586
385751
528530
4488
463297 1000988
2966
15042
14836
29878
39097
150
39247
(9369)
59152
231806
174954
3789
(2079)
547
241359 371157
174954 528530
414234 900233
77
463298 1000988
50000
(936)
49064
2007
SBI LIFE
100000
25487
1036
126523
2010
100000
62122
848
162970
2011
100000
111893
3672
215565
2012
32189
32197
64387
143039
617
143657
(79270)
26566
53254
79821
170652
1189
171841
(92020)
230340
89416
319756
125364
7030
132394
187362
1402472 2814312 3952581 4691646
2158
12806
27728
40534
100712
975
101687
(61153)
93537
72830
96508 136081
682835 1088751 1466870 1694866
678096 1708731 2452908 2646815
6998
23270
28316
26522
160
12197
5264
1111
624216 966862 1331439 1828155
677284 1706268 2448886 2643943

1301659 2685327 3785589 4473208
812
2462
4022
2873
1402472 2814312 3952581 4691646
0
100000
100000
2009

(As on 31st March)
12
12745
903
300
1202
1586
92
1678
(476)
12603
338
265
27
27
12745
12500
218
0
12718
2006
74
25923
1489
2655
4144
4364
46
4410
(266)
13630
923
11003
559
1196
11003
12199
25923
12500
1168
39
13707
2007
2009
12500
730
50
13280
2010
2461
5
19965
17500
2011
25579
8079
17500
2012
(` Lakh)
6408
1651
8059
8503
89
8593
(533)
5102
2173
7275
10797
133
10929
(3654)
8406
2160
10565
9783
253
10035
530
14495
5763
20258
13565
429
13994
6264
54234 74208 140474 201965 202247
5137
2087
7225
7277
89
7366
(141)
14707 15410 15412 17345 18833

2260 4182
8334 17523 23884
36987 54560 118412 164611 151072
12
22
30
423
589
1959 1934 2163
2999 4420
8601 17389 25585
36987 54560 118412 164611 151072

39986 58980 127012 182000 176657
23
192
181
11
54234 74208 140474 201965 202247
12500 12500
1726 2536
0
1
14226 15037
2008
SHRIRAM
122
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
94841
35369
3605
48474
2062
11649
3418
15067
13660
182
13842
1225
4106
94841
12500
11
3449
2155
4348
630
4978
6107
24
6131
(1153)
1965
18928
4318
48474
52792
462
3449
3911
18928
25000
17000
48
42048
2010
270
184762
6935
1767
13224
5543
18768
17642
12
17654
1114
34394
22913
117370
2880
299173
9495
25848
65216
187073
2
2750
13976
9867
23843
17896
38
17933
5910
299173
187072
257262
117369
142769
184762
70190
25000
17000
(89)
41912
2012
25400
25000
17000
(7)
41993
2011
STAR UNION DAI-ICHI
15000
17
15017
2009
18903
2882
10276
451
117
1543
3203
1478
4681
1284
1284
3397
237
451
117
568
18903
18335
18335
2002
7172
23337
108
9257
4518
1534
1598
2179
3777
3009
20
3029
748
5029
5029
23337
18335
(28)
18308
2003
43548
12981
7342
18051
1812
22
1662
3251
4197
7449
5683
88
5771
1678
18460
1812
20272
43548
22935
341
23276
2004
77194
17940
12151
34880
8342
50
3945
5239
6516
11755
11487
383
11870
(115)
33152
8342
41505
3018
77194
10
572
32672
32100
2005
148885
23331
16771
67174
37308
147
4116
7266
8309
15575
15473
62
15536
39
1152
61239
37449
99840
4345
148885
44700
44700
2006
253266
30567
23747
112057
86813
465
3567
8270
11246
19516
23084
382
23466
(3950)
436
100105
87227
187768
10798
253266
54700
54700
2007
TATA AIA

(As on 31st March)
446451
64461
27889
163743
194202
1207
9785
7493
17426
24919
38890
865
39755
(14836)
1041
146388
194935
342364
17087
446451
87000
87000
2008
192050
192050
2010
195350
3
195353
2011
195350
(33)
195317
2012
160986
39835
286568
619149
4534
10828
13569
20569
34138
54604
748
55352
(21214)
155807
13974
25487
39461
57586
636
58222
(18761)
44833
361962
859016
6251
5115
129776
9234
31489
40723
57077
363
57440
(16717)
57815
460076
930871
9052
2739
618708 1100685 1414223 1573612
120985
23910
221325
245819
2897
15579
19550
20563
40114
50971
949
51920
(11807)
(2043)
4476
6010
4760
209042 273246 340059 418985
246132 615554 853441 931444

453131 893276 1199509 1355189
13628
15359
19360
23105
618708 1100685 1414223 1573612
151950
151950
2009
(` Lakh)
123
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders
Policyholders
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
TOTAL
Particulars
166111
16236
182347
509
304216
22960896
228149
2849
23496619
350558
24029524
108653
18662050
2487
3426908
111466
1024
740539
1387547
2128086
393846
43461
437307
1690779
237
25920
24029524
17061
18752747
(1924)
235
18768119
51
18822671
41610
14249388
15
3169685
94040
483988
1266561
1750549
319180
166008
485188
1265361
2572
18822671
2002
54479
22
54501
2001
18682
28046974
68675
1000886
1626612
2627497
505138
865852
1370990
1256507
108
120398
22713263
32621
3707598
131069
1024
154383
27375035
238168
32038
27800251
960
28046974
222811
23153
(198)
245763
628
2003
6977
35260818
160974
1051284
1555928
2607212
647166
1552802
2199968
407244
135458
29869372
177985
4356168
146638
2169259
32310352
247095
194112
34921578
3415
35260815
308225
27113
484
335822
760
2004
10924
43056337
248108
885925
1666634
2552560
633553
1568191
2201744
350816
1030
201624
35912989
965646
5199693
164430
1079
2820100
38447312
282624
1023193
42573229
8812
43056337
435041
19719
12456
6024
473240
1055
2005
7736
56026207
366497
1421411
1902266
3323677
825644
1563249
2388894
934783
371
282912
45915582
2829025
5513567
172450
658
2626
6543917
45572388
279479
2939883
55335668
27941
56026207
589073
9000
868
524
53600
8719
661783
815
2006
30153
67900550
561218
1555918
2233152
3789070
899895
1594646
2494540
1294530
498
396371
52193660
6890261
6310656
216304
6900
6215855
3163
53474819
281038
6868044
66842919
18
57743
67900550
812366
11974
4400
194
167565
2511
999010
861
2007
INDUSTRY TOTAL
80318
87767904
988459
2092488
2740162
4832650
1345966
1611884
2957850
1874800
374
607131
62180383
14351161
7325803
337766
21708
8613352
3163
62895362
361243
14048281
85921401
133303
87767904
1229484
34449
12511
192
431763
1196
1709594
3605
2008
TABLE 23: LIFE INSURERS: BALANCE SHEET (Concld.)

(As on 31st March)
193342
97613794
1537093
2034927
3452740
5487667
1174427
1616639
2791066
2696601
254
727211
66204758
17776656
7960813
485259
31808
2774512
3163
74339003
364672
17392713
94878010
196318
97613794
1825369
15342
19886
884
679577
(1591)
2539466
3948
2009
205602
135687405
1808714
1763961
3856425
5620836
1649027
1621394
3270421
2349965
7580
954251
86732230
34799690
8315986
483834
29552
11445200
6689
86986116
366985
33595999
132404265
308257
135687405
2101923
18487
24503
7908
818302
3759
2974883
3278
2010
251648
158364690
1805225
2699647
4228997
6928645
1152769
1634991
2787760
4140885
7559
1291451
101754780
40256381
8410128
428790
17844
250225
171148196
1619657
5246439
5904877
11151317
2782020
1678940
4460960
6690357
7033
1886610
113394947
38168296
8692647
427892
10534
315582
171148196
8954369
7045
120851081
693292
36508608
167015195
12410
7581
1298848
5443
3817420
799
7356
7995
1004143
2798
3388412
1609
12523892
6689
102836340
605452
38666368
158364690
335939
158364765
2493138
2012
2366119
2011
(` Lakh)
174
Others
1063
(11)
21
970
802
941
(26.64)
778
2009-10
(26.64)
781
2010-11
124
Note: Figures in brackets indicate the negative value.
TOTAL (C )
Transfer to Other Reserves
Transfer to Catastrophe Reserve
Transfer to Shareholders' Account
APPROPRIATIONS
312
312
(211)
(211)
(211)
(773)
(773)
(773)
(2993)
(2993)
(2993)
(946)
(946)
(346)
(346)
(218)
(218)
(261)
(261)
(26.67)
737.03
2011-12
(` Lakh)
826
16
91
19
700
680
1076
835
59
14
762
751
1283
60
13
717
850
1416
(146)
(146)
(84)
(84)
38
38
38
38
603
18
48
12
513
641
1541
(1291) (1283.18) (1325.46) (1614.56)
(26.64)
921
2008-09
312
608
15
70
26
497
390
871
(1166)
(26)
1053
2007-08
Operating Profit/(Loss) C = (A - B)
515
60
22
433
169
722
(1805)
(20)
1344
2006-07
812
532
62
26
444
(414)
533
(1793)
(27)
1266
2005-06
537
584
11
109
41
423
(2409)
328
(5091)
2912
1231
2004-05
TOTAL (B)
449
(116)
69
47
450
(324)
281
(4042)
(2)
1306
2003-04
17
550
177
16
355
339
471
(1818)
89
1122
2002-03
Provision for Bad & Doubtful Debts
7
27
329
Claims Incurred (Net)
849
TOTAL (A)
Commission
484
16
Interest, Dividend & Rent - (Gross)
Interest on premium
Others
(12)
(214)
93
Change in Policy Liabilities
349
2001-02
Profit/Loss on sale/redemption of Investments
Premiums earned (Net)
2000-01
TABLE 24: LIFE INSURANCE CORPORATION OF INDIA - POLICYHOLDER ACCOUNT

( NON - PARTICIPATING)
125
(312)
(312)
Profit after Tax
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
(d) Transfer to any Reserves or Other Accounts
(e) Transfer to General Reserve
(f) Balance of profit/loss brought forward from last year
(g) Balance carried forward to Balance Sheet
(312)
(312)
(312)
Note: Figures in brackets indicate the negative values.
(` Lakh)
(211)
(211)
(211)
(211)
(211)
(773)
(773)
(773)
(773)
(773)
(2993)
(2993)
(2993)
(2993)
(2993)
(946)
(946)
(946)
(946)
(946)
(346)
(346)
(346)
(346)
(346)
(218)
(218)
(218)
(218)
(218)
(261)
(261)
(261)
(261)
(261)
(146)
(146)
(146)
(146)
(146)
(84)
(84)
(84)
(84)
(84)
38
38
38
38
38
38
38
38
38
38
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Profit Before Tax

TOTAL (B)
OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(b) Bad debts written off
(c) Others
PROVISIONS (Other than taxation)

(a) For diminution in the value of investments
(b) For doubtful debts
(C) Others
TOTAL (A)
INCOME FROM INVESTMENTS

(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
Particulars
TABLE 25: LIFE INSURANCE CORPORATION OF INDIA - SHAREHOLDER ACCOUNT

126
4846
5
16
555
569
56
288
344
225
5076
Investments
Loans
Fixed Assets
Current Assets:
Total Current Assets (A)

Current Liabilities
Provisions
Total Current Liabilities (B)
Net Current Assets (C) = (A - B)

Miscellaneous Expenditure
(to the extent not written off)
Debit balance in Profit and Loss A/c
TOTAL
5076
5035
34
7
2001
TOTAL
SOURCES OF FUNDS
Share Capital
Policy Liabilities
Fair value change account
Borrowings
Particulars
5601
529
63
592
63
10
582
5072
5601
4725
36
840
2002
6671
2807
86
2893
86
2487
406
3864
6671
5770
36
865
2003
9626
1240
74
1314
74
15
1299
8386
9626
6819
36
2772
2004
11006
509
79
587
79
16
571
10497
11006
10963
36
7
2005
12453
2000
427
2427
427
1566
860
10453
12453
12411
36
7
2006
14040
829
68
897
68
4
893
13211
14040
13997
36
7
2007
14945
1763
79
1842
79
1827
16
13182
14945
14903
36
7
2008
16090
(1049)
1616
567
1616
398
169
17140
16090
16048
36
7
2009
2010
17311
346
453
800
453
0
209
591
16964
17311
17247
36
28
TABLE 26: LIFE INSURANCE CORPORATION OF INDIA - BALANCE SHEET

(As on 31st March)
18629
504
254
758
199
55
186
572
18125
18629
18573
36
21
2011
20224
216
385
601
312
73
52
549
20007
20224
20187
36
1
2012
(` Lakh)
40.55
136.54
Canara HSBC
DLF Pramerica
Edelweiss Tokio
Future Generali
HDFC Standard
ICICI Prudential
127
31.12
17.58
Max Life
Met Life
Reliance
Star Union Dai-ichi

237.72
7773.00 11008.50
150.93
25.20
78.84
14.38
43.46
27.59
142.22
24.56
53.62
439.24
36.47
16.11
2.57
105.91
39.71
2007-08
7372.61
198.54
0.00
16.11
47.89
19.39
90.91
26.56
197.77
30.86
60.53
0.003
776.76
76.07
5.28
0.01
0.003
45.04
11.24
96.14
32.47
0.74
2008-09
297.01
4.42
8.68
54.37
20.66
202.12
79.12
209.28
25.63
76.73
4.70
547.89
80.54
68.33
2.16
0.22
666.16
26.81
156.33
33.28
3.52
2010-11
253.48
14.51
10.34
109.02
24.03
793.65
88.35
240.09
52.94
108.86
0.18
16.14
525.42
73.80
176.72
0.26
14.24
5.44
461.37
51.04
454.58
57.11
7.88
2011-12
1615.67
459.43
61.83
259.80
1008.37
2657.78
520.55
855.40
1377.46
793.56
359.97
2417.74
48.99
2005-06
3041.64
139.30
772.89
77.71
691.90
1157.45
2666.28
546.37
788.14
2460.90
787.29
596.62
2364.27
3.23
2006-07
377.58
432.40
2009-10
1524.00
215.55
0.47
0.44
808.06
596.11
2716.23
1678.78
55.14
0.00
1577.90
1043.32
1723.27 10852.05
165.63
95.93
2008-09
2777.51
1594.34
137.90
58.99
2647.13
939.37
4944.94
1290.80
671.16
2010-11
3217.56
8578.75
10.30
353.13
241.15
7205.80
2208.42
11943.75
3142.86
297.39
2011-12
5043.85
568.69
1108.38
174.47
662.53
879.78
3393.83
1103.98
762.27
7677.97
1614.21
1195.07
196.81
6.88
593.49
5903.89
340.19
1531.28
5363.50
70.29
154.20
2035.08
296.17
2362.68
6689.13 15825.79
11369.81
4812.82
4706.44
20.94
4728.56 12971.58
0.44
365.76
1355.59
257.11
678.68
738.50
5914.84
1179.97
997.51
0.44
6400.60
220.17
205.47
3991.71
350.54
8200.19
2787.82
7365.45
3629.14
2002.84
19.71
919.25
6853.82 25269.40 32353.92 16581.87 10109.19
908.73
1017.02
108.59
2392.49
124.86
2007-08
Sum Assured
(` Crore)
9744.37 11483.44 12512.52 61640.00 63206.46 73685.88 52926.09 114767.41 89860.47 109789.55
329.19
0.28
16.04
46.49
22.49
80.96
44.99
286.84
22.91
89.11
0.05
968.89
114.09
44.39
0.81
0.00
323.43
17.20
160.62
37.36
2.45
2009-10
Number of policies in '000
26
24
19
21
35
34
25
17
17
26
17
57
2006-07
35
55
16
24
21
24
17
17
17
40
45
19
80
2007-08
26
41
22
40
18
19
19
16
53
18
46
14
59
23
2008-09
42
41
21
31
25
23
14
19
81
37
80
39
38
17
24
24
2009-10
33
18
15
15
16
31
13
12
14
46
25
19
72
19
11
31
2010-11
28
23
14
38
30
13
16
12
11
42
49
31
24
51
36
21
28
17
2011-12
Lapse Ratio (Based on number of policies)

(In per cent)
* Includes Non-Linked Health Business, if any. NA: Not Applicable.

A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
Source of Data: Actuarial Report and Abstract of various years
LIC
9568.88
92.49
Shriram
TATA AIA
SBI Life
8.98
6.74
85.29
5.24
31.52
Sahara
47.13
36.87
21.31
163.09
27.07
104.02
45.04
179.97
29.32
7.82
Kotak Mahindra
40.73
ING Vysya
Birla Sun Life
IndiaFirst
5.26
Bharti AXA
Bajaj Allianz
IDBI Federal
77.42
24.19
66.47
2006-07
18.60
2005-06
AVIVA Life
Aegon Religare
Insurers
TABLE 27: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/

LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS*
NA
35.33
DLF Pramerica
Edelweiss Tokio
Future Generali
128
68.00
67.29
51.23
71.92
57.83
54.26
Max Life
Met Life
Reliance
Sahara
SBI Life *
Shriram
34.50
19.90
NA
45.48
48.49
60.96
52.29
60.09
67.00
61.86
50.75
NA
NA
87.19
52.42
NA
NA
NA
NA
63.55
47.00
81.00
45.00
NA
64.00
25*
23.30
NA
25.52
26.89
49.53
23.21
56.16
50.00
33.70
34.91
NA
NA
37.29
34.05
NA
NA
NA
NA
61.70
54.00
14.00
40.00
NA
62.00
37*
2009-10
33.30
NA
25.77
38.14
52.41
39.72
52.98
45.00
33.45
21.58
NA
NA
55.46
30.00
NA
NA
NA
NA
59.86
NA
51.00
31.00
NA
58.00
49*
NA
NA
35.80
NA
NA
46.71
63.09
46.57
50.03
60.00
36.15
42.86
NA
NA
72.37
40.13
NA
NA
NA
NA
58.64
NA
63.00
28.00
61*
36.87
65.00
51.20
68.81
73.55
52.70
66.18
70.00
70.00
67.70
71.49
71.65
75.80
71.97
55.46
NA
48.35
85.00
83.00
60.00
56.31
53.00
62.00
64.00
13*
17.00
36.00
45.90
49.69
63.13
81.50
59.66
60.00
60.00
51.00
NA
88.57
88.70
88.17
50.19
NA
31.85
91.00
77.00
49.00
80.96
42.00
42.00
58.00
25*
18.32
NA
23.70
21.30
44.06
34.40
55.04
49.00
49.00
26.60
NA
NA
30.10
52.35
NA
NA
NA
NA
72.00
55.00
18.91
31.00
NA
47.00
37*
2010-11
20.45
NA
26.00
24.19
45.80
74.50
51.16
40.00
40.00
23.00
NA
NA
46.30
71.73
NA
NA
NA
NA
64.00
29.00
61.61
27.00
NA
53.00
49*
26.56
NA
26.30
40.73
49.23
85.80
47.92
39.00
39.00
16.10
NA
NA
65.20
84.56
NA
NA
NA
NA
55.00
NA
72.58
24.00
NA
49.00
61*
44.71
65.00
51.40
71.77
73.73
55.90
63.56
75.00
70.00
65.00
72.43
66.38
77.00
75.35
47.95
NA
48.94
79.60
82.00
58.20
54.57
58.00
57.00
67.00
13*
18.10
56.00
82.30
60.52
65.14
78.10
56.84
62.00
61.00
55.00
71.56
85.91
86.70
88.11
48.38
NA
40.96
88.90
77.00
51.60
85.76
47.00
54.00
61.00
25*
17.32
49.00
39.10
20.54
43.04
29.10
50.32
42.00
50.00
38.00
NA
83.55
31.80
63.50
51.54
NA
33.16
64.70
72.00
46.80
19.03
25.00
30.00
53.00
37*
2011-12
16.13
NA
80.30
16.27
39.92
70.30
47.44
39.00
40.00
36.00
NA
NA
50.60
66.38
NA
NA
NA
NA
62.00
52.20
51.85
24.00
NA
46.00
49*
Note The Analysis is based on persisitency on number of policies. It is felt the persistency on premium gets skewed if one policy with large premium gets lapsed.
The above data is extracted from the public disclosures made by life insurers in accordance to IRDA Circular No. IRDA/F&I/CIR/F&A/012/01/2010 dated 28th January, 2010.
* Persisitency ratio for 13th, 25th, 37th, 49th and 61st months.
NA: Not Available.
Tata AIA
NA
69.11
Star Union Diachi
57.31
Kotak Mahindra
NA
ING Vysysa
IndiaFirst
66.74
39.00
Canara HSBC
IDBI Fortis
88.50
Birla Sunlife
57.26
70.18
Bharti AXA
72.74
46.90
Bajaj Allianz
ICICI Prudential
52.00
Aviva
HDFC Standard
54.00
48.00
Aegon Religare
69.00
13*
LIC of India
Insurer
TABLE 28: PERSISTENCY OF LIFE INSURANCE POLICIES

(BASED ON NUMBER OF POLICIES)
14.03
NA
84.70
23.35
41.74
76.70
44.82
31.00
40.00
38.00
NA
NA
65.30
78.40
NA
NA
NA
NA
53.00
39.60
43.50
19.00
NA
51.00
61*
HDFC Standard
ICICI Prudential
129
34012
792112
826124
Private Total
LIC
Industry Total
1068441
988358
80083
15451
1486
1599
1454
3379
3730
2291
18344
10145
1265183
1098910
166273
32890
2181
6381
3155
5608
6511
5714
32706
17178
12696
* the number of Individual agents was Nil as on 31st March, 2012.

Note: indicates that the company has not started its operations.
7038
Star Union Dai-ichi
TATA AIA
Shriram
Reliance Life
484
MetLife
733
417
Max Life
SBI Life
1912
Kotak Mahindra
Sahara
1185
1348
ING Vysya
3062
11447
Future Generali
IndiaFirst
Edelweiss Tokio
DLF Pramerica
IDBI Federal
Canara HSBC*
6179
1212679
1041737
170942
17737
2080
5005
3336
7567
2900
10379
56600
23679
5288
1420235
1052283
367952
35336
5759
5046
78
19956
9985
12510
12523
21544
72481
34881
17738
109141
10974
2006
216191
29052
2007
1976934
1103047
873887
28105
10384
18019
9797
95622
20848
21700
24484
33944
234000
74016
56490
2009
32565
3806
2005
Birla Sunlife
36251
5002
2004
1235
14157
1868
2003
Bharti AXA
4377
Aviva
Bajaj Allianz
2002
Aegon Religare
Insurer
2485980
1193744
1292236
52544
17659
22360
12839
184194
36798
33717
34723
52760
279
290993
144734
11
109034
14045
250239
35307
2008
2883214
1344856
1538358
107670
19759
43534
13515
149613
60727
78287
42083
76058
6509
276929
207741
24437
113
164363
28932
204941
30838
2309
2009
151557
69
21554
23753
13856
195565
63300
64645
35897
53273
7737
211169
199522
42613
2115
168124
33011
167741
32728
7617
2010
2898653
1402807
1495846
TABLE 29: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS

(As on 31st March)
2581840
1337064
1244776
87223
128
10139
33353
14180
189433
28840
40065
38269
34957
296
7882
176076
142238
52666
5199
144573
15512
189667
23219
10861
2011
2294762
1278234
1016528
46948
550
6380
30514
14578
150590
29418
35368
31297
29396
1658
7400
131220
106259
41281
825
7122
131297
14842
173146
19126
7313
2012
130
275
Industry Total
757
160
597
108
10
55
136
75
139
45
2003
Note: "" indicates that the company has not started its operations.
20
Shriram
255
SBI Life
LIC
Sahara
Private Total
Reliance
MetLife
68
Max Life
TATA AIA
12
Kotak Mahindra
Star Union Dai-ichi
IndiaFirst
ING Vysya
IDBI Federal
Edelweiss Tokio
80
DLF Pramerica
ICICI Prudential
Canara HSBC
33
Birla Sunlife
35
Bharti AXA
HDFC Standard
18
Bajaj Allianz
Future Generali
Aviva
2002
Aegon Religare
Insurer
2436
602
1834
186
172
43
41
12
225
161
179
171
511
91
42
2004
819
139
680
42
10
38
76
98
40
51
187
115
13
2005
216
74
142
20
12
11
15
34
26
2006
656
226
430
29
27
12
21
21
53
22
17
33
93
87
2007
2415
345
2070
63
23
39
35
29
235
41
46
848
161
520
21
2008
2506
415
2091
83
94
126
37
84
100
53
41
47
371
317
12
682
17
2009
TABLE 30: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS

(As on 31st March)
2930
510
2420
72
127
225
29
81
95
58
22
374
11
380
13
864
15
10
2010
2165
295
1870
18
100
67
12
55
25
1027
15
12
164
13
289
11
2011
882
240
642
13
73
45
10
23
24
14
10
90
246
11
2012
131
6
5
16
4
4
10
17
5
8
7
32
20
IDBI Federal
IndiaFirst
INGVysya
Kotak Mahindra
Max Life
MetLife
Reliance
Sahara
SBI Life
Shriram Life
Star Union Dai-Ichi
TATA AIA
Private Average
LIC
Industry Average
16
28
11
13
10
2008-09
15
28
13
2009-10
INDIVIDUAL AGENT
' indicates that no business was procured during the financial year
ICICI Prudential
DLF Pramerica
Canara HSBC
HDFC Standard
Birla Sunlife
Bharti AXA
85
Bajaj Allianz
Future Generali
Aviva
Edelweiss Tokio
2007-08
Aegon Religare
Insurer
15
26
2010-11
16
27
12
12
2011-12
1815
1905
1798
1538
1636
16154
112
2443
2691
12420
599
1266
1954
7478
260
379
669
3701
1332
2007-08
1908
2190
1857
1166
13245
2314
5659
235
7448
4740
6518
1523
804
2061
7723
428
26
23819
585
2535
1824
1211
223
2008-09
2172
1606
2289
1155
54096
2642
4405
518
5840
4213
4060
686
1178
70756
2226
7413
704
27040
675
24964
2471
1371
1286
1667
359
2009-10
CORPORATE AGENT
1933
1708
1976
1945
17719
1506
3118
325
6412
2800
5031
970
116
27792
7951
13195
1751
17432
630
18549
1465
560
1247
3870
973
2010-11
Table 31: AVERAGE NUMBER OF POLICIES SOLD BY INDIVIDUAL AND CORPORATE AGENTS
2474
2194
2533
2823
16333
4286
3820
121
6072
9489
7460
2221
84
14468
10292
16328
47211
6203
1839
10233
2597
74
1717
7067
1125
2011-12
132
1.08
0.93
1.07
6.50
1.56
Max Life
MetLife
Reliance
Sahara
SBI Life
Shriram Life
2.95
LIC
Industry Average
0.66
2.03
3.10
1.10
0.89
1.10
3.93
0.99
0.74
0.81
1.99
1.23
0.73
1.70
1.00
0.67
0.85
1.94
1.17
0.72
1.13
0.95
2.21
3.59
1.01
0.66
1.10
3.65
0.75
0.91
0.57
1.56
1.24
0.56
1.31
0.98
0.62
0.61
1.73
0.84
0.77
1.16
0.96
1.10
2009-10
INDIVIDUAL AGENT
2008-09
indicates no business procured during the financial year.
1.62
4.22
Private Average
1.11
TATA AIA
3.19
Kotak Mahindra
Star Union Dai-Ichi
1.20
1.61
INGVysya
1.83
IDBI Federal
IndiaFirst
1.15
1.67
3.19
Future Generali
ICICI Prudential
Edelweiss Tokio
HDFC Standard
1.36
Birla Sunlife
0.94
Bharti AXA
DLF Pramerica
1.78
Bajaj Allianz
Canara HSBC
0.96
2007-08
Aviva
Aegon Religare
Insurer
2.34
3.75
0.99
0.67
0.37
1.49
3.55
0.64
0.81
0.82
1.79
1.06
0.91
3.69
1.32
1.07
0.64
0.40
1.23
0.71
0.70
0.80
1.05
1.02
2010-11
2.03
3.14
0.81
0.70
1.73
1.76
2.08
0.49
0.53
1.25
1.62
0.76
1.30
2.26
0.82
0.84
0.48
0.30
1.70
0.90
0.58
0.81
0.66
1.13
1.05
2011-12
414.00
207.81
453.10
434.52
417.94
7067.36
64.04
462.76
1094.94
1893.07
171.94
226.02
934.00
2710.01
116.81
320.70
94.19
467.74
471.11
2007-08
411.21
232.84
443.79
288.29
4584.65
448.32
2024.16
17.40
706.10
1868.75
905.88
349.95
214.56
1114.00
3509.27
196.79
1.66
19759.10
285.36
445.46
196.24
310.89
37.65
2008-09
448.84
235.62
492.56
232.57
24520.00
532.92
1792.47
58.42
446.56
1630.28
550.11
407.71
383.04
20159.00
1149.23
4821.60
389.06
3094.71
101.68
15399.50
180.23
384.20
110.39
469.00
116.00
2009-10
CORPORATE AGENT
550.36
313.42
594.82
342.55
10723.71
335.25
1861.58
26.16
447.69
1037.59
1195.16
603.76
34.13
12703.38
4283.57
12953.60
1166.84
1557.25
109.12
11631.39
143.56
228.31
124.02
1295.60
552.51
2010-11
TABLE 32: AVERAGE NEW BUSINESS PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS
751.08
444.90
816.29
602.02
7944.56
879.28
1769.24
7.05
540.85
3866.76
2348.71
1638.20
37.90
4833.48
4597.35
8884.11
25717.58
736.50
202.45
6695.57
251.58
26.08
198.33
2260.40
504.77
2011-12
(In ` Lakh)
133
26469
23002
11147
38323
29233
Max Life
MetLife
Reliance
Sahara
SBI Life
Shriram Life
14863
LIC
Industry Average
12731
11227
18977
12608
26528
35976
11840
17112
25490
15417
27961
16643
17658
22855
18190
12822
34213
13625
12151
19089
13578
10217
2008-09
14497
12940
23027
16783
29913
29013
12779
18931
26275
21183
32471
18256
32199
30768
18924
16189
24749
19748
22939
23176
30143
26564
2009-10
INDIVIDUAL AGENT
The blank cells indicate no business procured during the financial year.
22739
13170
Private Average
13119
TATA AIA
19437
Kotak Mahindra
Star Union Dai-Ichi
19325
34083
INGVysya
21250
IDBI Federal
IndiaFirst
19327
26632
3745
Future Generali
ICICI Prudential
Edelweiss Tokio
HDFC Standard
19147
Birla Sunlife
15178
Bharti AXA
DLF Pramerica
20479
Bajaj Allianz
Canara HSBC
15075
2007-08
Aviva
Aegon Religare
Insurer
15792
14159
27002
21669
13022
52354
46088
13417
21077
30379
24089
32337
21547
82490
30459
37525
23819
20026
25029
20986
17136
20535
37138
26311
2010-11
12966
11698
23912
28344
14911
32043
32699
10094
14692
39833
26226
29562
22970
41601
26732
36621
17411
16971
13688
19379
17443
20247
21557
37827
29138
2011-12
22805
10908
25196
28260
25546
43749
57179
18944
40688
15242
28724
17856
47799
36238
44927
84581
14079
12640
35377
2007-08
21549
10634
23900
24722
34614
19376
35770
7414
9481
39425
13897
22970
26693
54045
45439
46025
6374
82954
48821
17574
10757
25666
16894
2008-09
20662
14676
21523
20128
45327
20172
40695
11277
7647
38697
13550
59391
32512
28491
51620
65046
55255
11445
15069
61687
7295
28014
8584
28134
32276
2009-10
CORPORATE AGENT
28468
18350
30109
17608
60522
22261
59699
8041
6982
37052
23754
62258
29321
45709
53875
98174
66657
8934
17311
62707
9799
40758
9949
33475
56801
2010-11
TABLE 33: AVERAGE PER POLICY PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS
30363
20280
32222
21329
48642
20513
46315
5819
8907
40751
31484
73762
44952
33407
44671
54411
54473
11873
11006
65432
9686
35057
11548
31987
44861
2011-12
(In `)
134
Aviva
Bajaj Allianz
Bharti AXA
1
1
6
4
2
5
4
3
9
1
5
3
5
1
3
66
4
3
2
5
3
3
9
1
5
2
5
1
3
58
128
1
1
2
2
9
4
1
1
2
9
7
6
20
3
8
6
1
10
13
1
7
125
1
1
2
1
9
4
1
1
2
9
7
6
19
3
7
6
1
10
12
1
7
1
140
4
2
1
1
11
8
1
3
8
12
7
12
6
7
6
1
10
1
15
1
10
1
213
1
4
9
17
10
26
9
12
8
1
11
1
18
4
18
7
1
9
5
2
1
17
11
1
224
9
1
9
6
2
1
17
11
2
1
4
9
17
10
26
9
12
9
1
13
1
18
4
21
9
9

1
186
142
8
5
1
1
8
6
6
3
2
2
1
1
13
8
9
9
1
1
1
4
4
8
7
12
8
8
6
20
17
1
1
8
6
11
9
9
6
1
10
6
1
1
13
10
2
1
17
14

1
1
135
6
3
2
1
8
8
1
3
7
7
6
17
6
9
7
6
1
10
1
13
14
3
877
69
1
25
41
8
1
55
17
11
13
30
48
79
55
76
3
1
34
50
45
3
46
2
80
11
55
16
5
1007
81
1
26
53
16
1
64
21
12
14
37
55
86
64
94
3
1
40
50
47
3
48
2
95
11
58
21
6
1164
97
1
27
55
17
3
66
25
12
18
40
65
98
66
108
3
1
56
53
59
3
62
2
115
17
65
21
6
1151
97
1
27
55
17
2
62
25
12
18
41
64
93
66
105
3
1
56
53
59
3
61
2
115
17
66
20
5
1092
91
1
26
55
16
2
56
23
12
18
40
63
76
64
103
3
1
53
50
58
3
60
2
107
17
64
17
1
1044
86
1
26
53
17
2
55
23
14
16
38
55
76
60
96
1
3
1
47
43
55
3
63
2
104
17
65
16
1
1
1
4
1
2
1
77
10
2
2
4
9
2
10
3
8
1
1
200
14
2
2
2
1
19
8
2
1
6
16
14
5
25
5
11
9
1
18
16
3
12
1
203
1
181
14
14
2
2
2
2
2
2
1
1
19
15
8
8
2
1
1
1
6
5
16
14
14
11
5
5
27
23
5
5
11
9
9
9
1 1
19
16

16
16
3 3
12
10
1
1
128
2
2
2
1
10
6
1
1
4
7
9
5
18
4
6
4
13
3
7
2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Aegon Religare
* Offices opened after seeking approval of the Authority

**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State/Union
Territory
TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS
135
32
1
18
26
7
5
38
22
3
1
15
38
25
19
74
1
3
1
2
16
33
20
1
26
1
53
4
33
1
18
538
148
2007-08
10
4
7
2
1
11
7
5
10
7
6
21
1
3
5
8
10
12
1
7
2006-07
660
49
1
18
27
8
5
41
22
5
3
15
39
43
20
79
1
3
1
2
20
52
29
1
44
1
57
4
49
1
19
2008-09
652
48
1
18
27
8
4
38
21
5
3
14
37
44
19
77
1
3
1
2
20
53
27
1
42
1
61
4
52
1
18
2009-10
Birla Sunlife
617
43
1
17
31
8
3
36
20
5
3
15
32
42
21
80
1
3
1
2
19
53
27
1
36
1
60
4
36
14
2010-11
711
55
1
18
35
11
3
41
21
5
3
18
38
43
29
89
1
3
1
2
24
55
29
1
47
1
73
5
42
0
1
0
0
15
0
1
2011-12
32
1
1
1
4
4
2
1
3
1
3
1
2008-09
33
1
1
1
4
4
2
1
3
1
3
1
2009-10
33
1
1
1
4
4
2
1
3
1
3
1
2010-11
Canara HSBC

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
32
2
0
1
1
0
0
1
4
0
0
0
4
2
1
3
0
0
0
0
1
3
1
0
3
0
3
0
1
0
0
0
0
1
0
0
2011-12
15
2008-09
32
3
7
17
2009-10
41
4
8
1
17
1
2010-11
DLF Pramerica
40
0
0
0
0
0
0
4
8
1
0
0
1
0
0
1
0
0
0
0
0
16
1
0
0
0
3
0
1
0
1
0
0
3
0
0
2011-12
TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)
31
0
0
0
0
0
1
5
3
0
0
0
0
0
0
13
0
0
0
0
0
3
0
0
0
0
2
0
0
0
1
0
0
3
0
0
2011-12
1044
86
1
26
53
17
2
55
23
14
16
38
55
76
60
96
1
3
1
0
47
43
55
3
63
2
104
17
65
0
4
0
0
17
0
1
2011-12
Edelweiss Tokio
136
HDFC Standard
ICICI Prudential
IDBI Federal
93
1
1
1
1
1
1
6
5
1
1
2
5
6
4
17
2
5
6
10
1
5
90
1
1
1
1
5
5
1
1
2
4
6
4
16
2
5
6
10
1
5
185
15
1
17
1
1
7
11
2
1
11
5
8
8
19
6
7
6
37
3
8
184
13
1
17
1
1
8
11
2
1
12
5
8
7
19
6
6
6
37
3
9
448
41
8
1
11
1
23
12
4
3
4
27
61
27
58
14
23
24
1
29
2
43
5
15
1
569
56
9
2
11
2
37
13
7
3
5
39
63
32
70
18
27
30
1
46
2
51
7
23
12
1
609
57
9
4
8
2
39
16
7
3
5
42
63
35
79
12
32
30
1
50
2
52
8
29
21
1
568
50
8
4
8
1
34
15
7
2
5
41
62
34
68
14
26
28
1
50
2
50
7
28
20
1
498
44
1
9
4
8
1
28
14
6
2
5
34
56
28
56
1
2
1
1
13
25
26
1
38
1
43
7
25
16
1
481
40
1
9
7
8
2
28
13
5
2
6
34
56
28
49
1
2
1
1
11
20
25
1
38
1
43
7
24
15
1
584
42
9
15
2
2
50
15
3
4
9
32
48
28
76
20
33
18
1
37
1
57
3
45
1
28
1
1958
361
13
24
8
3
229
39
6
15
18
60
189
34
150
3
1
24
173
227
1
99
1
120
11
100
1
3
1
43
1
2102
426
13
24
8
3
235
42
6
15
19
68
202
34
162
3
1
25
175
239
1
104
1
130
11
105
1
3
1
44
1
1921
408
13
24
8
3
204
36
6
15
18
61
192
31
136
3
1
25
159
231
1
90
1
123
10
88
1
2
30
1
1402
253
12
24
7
3
154
34
6
15
15
46
106
28
108
3
1
23
110
157
1
71
1
110
8
74
1
2
28
1
990
149
12
21
9
2
80
31
11
11
16
32
79
27
87
1
2
1
22
75
83
1
56
1
84
9
63
1
2
1
20
1
2
33
1
3
1
2
3
1
7
1
2
3
1
1
37
1
1
1
3
1
1
2
3
1
7
1
2
3
1
2
60
1
2
1
2
4
2
2
3
5
1
10
2
3
6
1
4
62
1
2
1
2
4
2
2
3
5
2
10
1
2
3
6
1
4
2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
Future Generali

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
137
1
1
1
4
13
2010-11
2009-10
IndiaFirst
15
1
1
1
3
2011-12
183
35
1
1
1
1
10
5
1
1
1
21
21
5
11
4
9
8
26
11
1
3
2006-07
265
29
30
10
15
7
15
14
46
16
1
3
1
2
1
1
12
9
1
2
44
2007-08
265
44
1
2
1
1
12
9
1
2
29
30
10
16
7
15
14
47
15
1
2
2008-09
254
44
1
2
1
1
12
9
1
2
29
25
10
16
5
15
14
44
15
1
2
2009-10
ING Vysya
247
44
1
1
1
1
12
8
1
2
1
28
21
10
16
5
15
15
42
15
1
2
2010-11
216
43
1
1
7
8
1
2
1
28
16
6
13
5
11
13
36
15
1
2
2011-12
75
20
4
1
3
2
2
14
5
2
2006-07
151
8
2
6
9
5
3
9
7
5
25
3
1
1
1
31
13
2007-08

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
198
3
1
1
1
38
19
1
3
10
11
7
31
1
13
7
10
12
2
6
11
2008-09
215
10
3
1
2
1
39
19
1
3
10
11
7
34
1
16
8
12
16
2
6
11
2009-10
Kotak Mahindra
203
10
3
1
2
1
37
16
1
3
10
11
7
32
1
14
8
11
16
2
6
2010-11
205
10
3
1
2
1
37
16
1
3
10
11
7
34
1
14
8
11
16
2
6
2011-12
118
1
1
1
1
10
4
1
2
6
4
17
1
32
3
6
1
5
1
1
2006-07
194
16
1
6
2
1
2
33
7
14
1
1
1
1
17
14
2
1
3
8
7
6
32
2007-08
705
35
4
5
5
4
70
86
6
3
6
23
25
17
108
10
122
23
36
1
61
5
18
2
1
27
2008-09
705
33
4
5
5
4
70
87
6
4
6
23
25
17
108
10
122
23
36
1
61
5
19
2
1
26
2009-10
Max Life
504
30
3
4
4
4
64
55
6
4
4
19
24
14
89
9
35
20
29
1
42
5
14
1
1
21
2010-11
464
28
3
4
4
4
62
56
6
3
4
14
21
13
77
9
35
17
27
1
39
6
12
16
2011-12
138
Star Union Dai-ichi
Tata AIA
State Total (Private)
2
1
2
3
53
12
1
1
2
1
1
1
41
77
1
2
2
4
5
3
98
77
6
5
3
2
5
6
7
4
2
29
6
2
1
162
162
77
6
4
3
2
5
6
7
4
2
29
6
2
1
208
83
0
0
2
2
0
8
5
1
0
5
3
11
9
7
0
0
0
0
3
4
7
0
36
0
10
2
1
0
1
0
0
6
0
2
2
22
1
2
1
1
1
1
4
1
1
1
30
1
0
3
5
0
0
1
0
0
0
1
1
1
1
5
0
1
0
0
1
1
1
0
1
0
3
0
1
0
1
0
0
1
0
0
89
4
2
1
6
2
4
6
8
1
15
2
3
8
1
283
15
1
18
1
34
10
11
10
17
15
9
6
2
1
29
8
2
9
15
23
6
39
454
24
13
14
7
2
41
11
4
14
25
37
11
60
1
1
18
20
25
1
29
1
28
2
46
17
2
439
26
13
20
6
2
36
15
5
12
20
34
10
52
1
1
18
16
24
24
2
33
1
52
14
2
363
18
19
16
4
1
29
14
4
10
18
25
7
39
1
1
16
13
19
20
2
26
1
48
11
1
298
17
0
17
14
4
1
22
12
4
0
8
12
18
6
24
0
1
1
0
13
9
16
0
19
2
23
2
44
0
1
0
0
7
0
1
3072
269
1
63
80
33
10
218
82
22
25
68
195
276
146
348
0
8
1
1
95
181
136
7
228
6
262
23
173
0
12
1
1
91
0
10
6391
752
4
107
161
60
20
570
174
38
40
120
330
534
248
665
1
16
4
3
157
438
417
9
425
9
518
44
340
1
17
1
2
152
14
8785
17
1045
6
148
206
85
32
730
315
61
53
156
461
677
329
917
1
18
6
4
221
626
538
11
591
12
723
81
467
1
20
2
2
223
8768
1033
6
151
222
85
31
688
329
61
70
160
446
656
325
882
1
18
6
4
230
630
541
11
607
14
749
83
476
1
21
2
1
212
16
8175
879
8
159
258
88
34
613
314
78
74
168
432
534
321
834
3
18
7
5
233
474
475
11
574
14
774
91
462
2
21
2
201
14
7712
776
9
161
264
99
34
534
312
87
70
174
399
501
324
785
5
20
7
7
231
412
389
10
561
14
758
95
444
2
27
2
1
186
0
12
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Shriram

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
139
3
3
2522
72
67
2301
219
2
61
77
42
14
160
50
28
20
45
175
112
152
299
4
1
1
4
69
75
127
1
208
5
266
38
182
1
9
2007-08
198
2
56
68
35
14
157
44
27
20
41
154
95
130
291
4
1
1
4
62
69
120
1
193
4
240
36
154
1
9
2006-07
3030
74
249
3
75
109
51
14
170
61
32
20
55
206
162
187
325
4
1
1
4
94
91
148
2
277
16
329
42
210
1
9
1
2008-09
LIC
3250
264
3
79
119
51
14
177
65
35
25
62
218
175
199
344
4
1
1
4
103
100
168
2
297
16
347
44
230
1
17
1
77
2009-10
3371
274
3
80
127
62
16
185
69
37
28
63
226
180
203
359
4
1
1
4
106
101
176
2
308
16
358
46
235
2
10
1
81
2010-11
280
4
81
134
63
16
190
71
39
27
64
229
188
204
364
4
1
1
4
114
104
186
2
314
16
365
46
243
2
10
1
0
81
0
7
3455
2011-12

Company Total
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
5373
467
3
119
148
68
24
375
126
49
45
109
349
371
276
639
4
9
2
5
157
250
256
8
421
10
502
59
327
1
21
1
1
158
0
13
2006-07
8913
971
6
168
238
102
34
730
224
66
60
165
505
646
400
964
5
17
5
7
226
513
544
10
633
14
784
82
522
2
26
1
2
224
17
2007-08
11815
1294
9
223
315
136
46
900
376
93
73
211
667
839
516
1242
5
19
7
8
315
717
686
13
868
28
1052
123
677
2
29
3
2
297
0
24
2008-09
12018
1297
9
230
341
136
45
865
394
96
95
222
664
831
524
1226
5
19
7
8
333
730
709
13
904
30
1096
127
706
2
38
3
1
289
23
2009-10
State Total (Industry)
11546
1153
11
239
385
150
50
798
383
115
102
231
658
714
524
1193
7
19
8
9
339
575
651
13
882
30
1132
137
697
4
31
3
282
21
2010-11
1056
13
242
398
162
50
724
383
126
97
238
628
689
528
1149
9
21
8
11
345
516
575
12
875
30
1123
141
687
4
37
3
1
267
0
19
11167
2011-12
Metro
Urban
Semi-urban
Others
Company Total
140
19
4
14
MetLife
Reliance
Sahara
SBI Life
233
549
Private total
LIC
Industry total
338
927
80
11
48
88
41
106
39
23
142
84
14
73
32
66
19
347
897
72
25
48
90
40
102
41
23
10
104
81
12
10
71
33
65
34
32
363
769
55
25
34
90
30
72
38
22
12
79
59
12
10
54
26
64
28
32
365
741
39
29
65
83
27
49
39
21
12
65
52
12
10
66
21
57
27
88
18
73
22
101
38
73
57
63
193
103
91
36
143
66
34
143
24
116
27
118
66
139
67
61
17
200
114
49
17
100
66
164
68
38
123
49
119
27
119
73
137
70
58
20
151
104
48
17
100
66
164
62
66
87
14
49
124
35
120
61
99
64
57
30
114
83
49
11
17
89
60
149
45
65
71
17
61
129
36
117
60
83
65
53
32
91
83
50
12
11
17
101
52
135
44
20
43
80
13
38
19
91
305
251
60
375
61
116
24
83
443
27
70
54
158
553
320
318
25
403
91
184
61
251
15
551
73
233
84
161
569
326
30
396
92
455
95
185
85
251
15
570
121
235
95
159
526
298
30
19
383
93
452
69
27
168
85
334
73
570
145
227
92
153
17
494
285
66
23
370
86
438
56
25
149
107
386
77
568
115
226
92
131
17
462
288
103
23
435
51
495
53
499
468
529
550
560
563
797
848
910
923
953
970
848 1169 1594 1555 1428 1393 1362 2692 3603 3607 3715 3822
46
68
24
54
25
49
36
63
140
84
60
11
124
55
89
66
415
27
85
91
10
479
27
85
98
11
470
21
28
21
139
20
47
74
388
10
227
20
59
76
468
21
231
14
53
137
21
468
34
106
15
715
71
58
104
441
13
39
11
134
24
462
24
106
11
372
58
19
109
357
11
213
58
224
66
186
128
142
125
135
77
569
538
200
609
93
15
32
660
203
568
90
32
33
652
181
498
185
41
33
617
89
12
138
33
159
53
118
75
183
190
705
198
265
33
255
705
215
254
37
270
504
203
247
13
60
226
464
205
216
15
62
990
481
184
31
40
32
711
128
283
53
200
33
454
98
489
49
439
162
494
49
363
22
162
629
135
298
30
208
714
143
745 1145 1247 1248 1230
94
194
151
265
583 1958 2102 1921 1402
448
148
16
877 1007 1164 1151 1092 1044
140
772
895 1253 1430 1495 1557 2301 2522 3030 3250 3371 3455
546 1902 2661 2709 2262 1756 3072 6391 8785 8768 8175 7712
13
15
61 1080 1191 1140
79
348
11
939 1265 1244 1132 1106 1347 1637 2123 2105 1988 1956 2159 3540 4513 4530 4668 4792 1318 2797 3914 4139 3758 3313 5373 8913 11815 12018 11546 11167
311
628
51
11
23
62
27
43
34
24
17
34
* Offices opened after seeking approval of the Authority.

Note: 1) Data collected from life insurers through a special return.
2) Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Semi-urban: C class cities of the HRA classification.
Others: Places not listed in the HRA classification.
20
316
Tata AIA
14
Max Life
25
Kotak Mahindra
Star Union Dai-ichi
18
ING Vysya
Shriram
14
IndiaFirst
132
77
IDBI Federal
Edelweiss Tokio
ICICI Prudential
DLF Pramerica
57
Canara HSBC
63
34
27
Birla Sunlife
15
46
HDFC Standard
Bharti AXA
30
Bajaj Allianz
29
Future Generali
13
Aviva
2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012
Aegon Religare
Insurer
TABLE 35: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS *

(As on 31st March)
Aegon Religare
Aviva
Bajaj Allianz
558
64
33
178
112
866
515
73
52
286
693
633
576
1195
4
7
119
298
895
338
30
1108
_
1000
110
537
43
538
10861
Company Total
141
32728
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852
108
7617
373
125
2
90
87
623
402
12
205
556
393
449
742
1
6
23
277
563
220
701
670
140
444
81
432
2309
151
51
30
194
97
7
30
145
165
132
232
124
139
74
166
242
38
121
39
132
23219
1101
154
1256
1365
313
156
1191
1250
239
85
358
855
813
1377
1915
19
62
28
16
2366
667
1040
93
661
428
2146
89
1442
5
73
2
1
1608
45
32728
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852
108
32728
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852
108
30838
2450
110
960
1386
374
105
1597
1510
159
138
425
1204
1299
2167
2732
15
9
14
2
2340
1207
1350
81
1747
287
3334
257
1574
25
1
1874
105
35307
2964
55
1018
1791
374
104
1884
1514
39
147
752
1390
2108
2180
3201
85
2
2042
1348
984
70
2019
215
3308
76
2727
167
1
2679
63
29052
1900
767
1051
237
84
1755
1424
11
91
657
1057
1603
1144
3332
65
1
1261
1159
801
59
1698
157
3074
70
2301
193
1
3056
43
189667
15934
135
9421
17963
3917
91
8436
2377
2114
2598
8484
7642
9043
9104
11944
145
345
220
123
15456
7545
5356
356
9220
1125
21174
504
14789
563
116
6
3303
118
167741
15083
95
8247
15817
3251
74
7604
2069
1956
2283
7488
7279
8440
8210
10467
131
278
101
103
12367
7072
4646
227
8686
983
18431
283
12538
372
98
6
2977
79
32728
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852
108
204941
20891
8
8948
16910
3042
174
8314
2196
1889
2460
8172
9116
9994
12365
12366
60
185
27
6
15711
8081
6137
182
10286
1069
26593
940
14554
119
16
5
3600
525
250239
25502
9965
17754
3553
332
11022
3558
2737
3280
9113
11596
14618
16604
16282
67
283
8
16242
9927
8775
235
12756
1184
33745
1857
13752
39
11
2
4845
595
216191
18165
9970
13505
2705
316
10241
3088
1590
2921
7561
9564
14254
13720
14336
370
14148
9872
7882
205
11038
741
29849
1679
13592
25
11
4412
431
2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS
Bharti AXA
Birla Sunlife
Canara HSBC #
142
1266
Company Total
11749
589
230
1
1025
191
527
935
351
1372
698
953
427
997
1452
1071
259
662
28495
2001
294
846
292
87
1862
235
206
197
713
1490
1242
1043
3172
132
882
1647
1110
16
1637
155
3580
467
3172
546
1471
32661
1939
389
743
259
114
2263
284
184
239
911
1860
1501
1103
3706
143
978
1856
1477
-14
2356
155
3936
509
3303
636
1831
15210
904
118
299
213
42
1223
253
142
119
582
888
628
357
1717
380
790
693
49
1126
_
1830
259
1397
342
859
14842
1054
115
300
224
54
1360
304
92
108
661
920
617
308
1748
432
653
577
40
1058
1779
197
1174
279
788
# The Number of individual agents for Canara HSBC was Nil as on 31st March, 2012
123
183
20
71
297
125
27
99
133
188
56490
593
1257
2677
3092
4
3296
7067
755
3368
721
3496
318
3856
1921
2892
641
274
3026
1314
1396
2883
1814
2386
6986
457
109034
10459
1
4469
5051
939
372
4931
4066
119
2489
6151
2563
3984
9949
268
601
92
1113
2095
7245
6098
45
4893
1
16656
1525
5753
963
5535
608
164363
18361
1
7810
9978
1908
579
7955
5484
731
242
3216
8397
4437
5326
14010
433
883
68
1263
5938
10224
8030
748
7983
1
21535
1851
10311
791
5100
769
168124
19483
8874
11408
2389
693
7594
4755
1121
323
3665
9095
4914
5308
15208
450
1033
90
1125
7532
8318
7725
784
8573
1
17522
1470
13237
563
4389
482
144573
16545
262
8759
10045
2426
725
6433
4781
791
397
3241
7933
5387
5250
14245
587
874
209
1060
6631
5304
6861
200
7460
173
13387
348
9866
79
481
42
5
3502
284
131297
14299
227
7725
9634
2399
659
5721
4855
569
251
3144
7246
4656
5173
13718
521
793
179
980
5655
4345
6424
209
5878
162
12910
168
8407
79
421
43
4
3540
303
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)
19
46
13
35
113
Company Total
2008-09
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
143
2115
202
379
1024
27
221
262
2009-10
DLF Pramerica
5199
603
831
30
_
2459
114
5
4
521
628
2010-11
7122
1032
1143
75
17
14
2993
45
179
58
54
649
863
2011-12
825
33
207
82
4
1
1
301
80
18
14
81
2011-12
Edelweiss
24437
3273
302
372
156
1755
1449
344
619
1293
564
588
1074
2899
903
1009
1010
1087
2818
275
1248
380
1019
2008-09
42613
5282
528
s
171
250
2426
2446
655
822
1999
1109
1782
1657
5072
2041
1512
2142
2550
4765
409
2256
495
1723
2009-10
Future Generali
52666
2773
1697
2763
_
3157
_
6436
440
2972
557
1964
6119
700
847
246
266
2722
3015
797
896
2264
1283
2388
2228
6136
2010-11
41281
3803
462
1381
172
119
1361
2168
630
434
1672
1111
2756
1603
4605
2219
1221
2490
2772
6205
260
2419
222
1196
2011-12
ICICI Prudential
IDBI Federal
18891
3762
2660
2382
345
11456
5385
797
979
2035
12245
13682
9627
30263
327
5724
7596
9454
268
11475
1041
20340
1282
14200
1567
10812
284
9986
2982
2147
1467
297
7491
4248
693
866
1451
7574
10745
6141
24296
_
238
_
4098
4611
4919
150
7887
1149
12401
1128
8732
1131
9009
172
7423
14
2062
1428
983
320
6207
2967
548
731
1081
3969
9644
4169
20317
326
110
93
2933
4440
3445
171
6231
1017
10435
251
6815
949
7165
14159
5208
5976
1111
405
23098
3959
742
2613
4017
11193
17107
8941
25032
327
9227
14839
10605
365
11725
26286
1051
15980
2835
17207
452
36804
5643
9311
1918
455
24096
3789
1561
3637
5180
10414
22461
8504
29229
386
400
88
11851
18509
17430
460
18333
1201
33562
2268
17423
238
1590
87
18933
593
37781
7016
12690
1830
448
25294
4282
2610
3798
6576
8477
20212
7596
24839
390
294
124
11926
21719
18525
374
14107
1278
26562
2236
21900
294
1255
4
15007
435
26125
7789
12824
1869
333
17969
4682
2858
3120
5803
7036
16303
7055
21233
213
140
11999
15313
16565
411
9803
1161
20858
1387
16326
282
983
11148
242
13538
6282
10877
1699
265
12219
3828
2550
2128
4500
6049
15518
6016
19857
12
135
196
9720
11101
11374
173
9069
910
17402
1071
11865
171
878
10786
218
7793
2652
7923
1250
182
9432
2642
1699
1499
3453
4858
12521
3943
16317
758
95
145
5863
7787
7258
81
7508
556
12991
894
8330
72
992
9169
220
79109 144714 207626 198879 136009 106244 234460 306354 299879 241830 190407 138883
22954
4277
2431
3461
449
12118
5116
708
939
2098
11649
15585
11364
27608
375
5971
7704
10250
324
12425
900
21765
1228
14872
1542
9152
361
Company Total
16222
3292
1466
3374
368
7771
3488
552
1254
2038
6834
10806
9123
17579
330
3469
7514
7098
906
8794
530
15119
909
8665
665
6413
135
5734
1826
716
1611
339
3956
2447
225
732
1286
2922
8598
4576
10558
354
1518
5816
3449
873
4895
8077
527
3758
4316
144
279
22
6
65
8
1
20
1
15
35
10
2
12
22
25
26
6509
663
4
174
42
5
111
669
167
19
90
352
362
252
839
26
13
10
398
425
209
914
178
144
8
56
378
1
7737
917
8
324
94
6
122
583
180
19
1
159
454
575
298
832
62
1
4
30
21
345
519
396
2
943
147
241
18
55
379
2
7882
821
21
343
197
5
116
499
218
25
3
270
404
698
221
820
34
1
7
33
20
286
746
1
424
2
828
98
329
17
54
338
7400
735
19
257
268
20
97
461
228
42
3
270
364
671
191
795
23
2
6
24
62
255
751
1
400
1
719
74
323
57
280
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
HDFC Standard
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
6988
312
121
1337
616
288
272
3201
1875
2072
1980
846
922
1608
4403
2232
421
1198
974
2278
33944
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
145
52760
11171
325
207
1421
1350
369
609
209
5365
3374
2151
2528
1392
2885
2639
1
8023
4118
487
1127
487
2320
202
2007-08
76058
15901
471
262
1861
1665
337
1057
360
7359
5355
3339
3508
2606
4179
4343
12643
5403
499
1679
453
2456
322
2008-09
53273
10165
312
193
1311
1088
273
703
150
6362
3819
2330
2994
2116
2346
3247
9477
2925
253
1097
316
1667
129
2009-10
ING Vysya
34957
6293
238
138
1071
550
126
296
229
4522
2491
1161
1975
1310
1171
2231
6638
1929
153
880
195
1252
108
2010-11
29396
5252
225
111
866
257
121
192
139
4204
1911
748
1717
970
1057
1836
5592
1843
142
873
154
1112
74
2011-12
296
2
8
5
_
3
23
27
15
34
2
1
52
10
52
40
2010-11
1658
159
44
56
4
1
64
37
32
19
103
75
154
140
39
31
162
83
1
184
27
60
10
1
167
2011-12
India First
24484
1168
537
3920
1106
734
1213
1000
855
1150
4854
1628
169
788
451
804
4107
2006-07
34723
910
974
3
4
7230
3086
454
1061
996
750
5278
2168
988
1789
1691
1391
565
5385
2007-08
42083
1023
1334
25
10
1
8575
4168
392
1359
974
858
7178
106
2924
1245
1883
2361
42
1402
446
78
5698
2008-09
35897
953
1235
33
15
4
7209
3396
1
366
1444
736
651
6669
92
2439
1130
1476
2068
23
1177
493
101
4173
13
2009-10
Kotak Mahindra
38269
1035
946
33
19
8049
3636
5
288
1739
820
861
7409
84
2654
1167
1518
1912
16
1418
570
124
3950
16
2010-11
31297
1318
764
11
27
1
6254
2791
8
256
1824
589
899
6339
15
1819
686
1066
1432
15
1296
525
114
3229
19
2011-12
1417
175
158
152
130
3749
709
17
32
264
801
612
1159
4597
285
3220
998
1225
1433
304
770
420
2417
25044
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
146
36901
2127
311
266
182
259
5061
1687
231
189
379
890
764
1412
6615
671
3863
1577
1616
3087
592
1184
551
3368
19
2007-08
84651
5598
2
590
747
601
735
9170
4257
966
494
679
2510
2598
2911
15992
14
87
9
2328
6372
3539
11
4295
53
8440
1262
2440
6
723
3
3
7128
88
2008-09
Max Life
72828
4704
5
417
649
596
737
7684
4508
844
520
594
2358
2473
2389
13241
14
22
9
2
1810
5533
3352
15
3637
63
6997
1073
2073
5
513
3
4
5967
17
2009-10
43542
2751
_
82
395
371
429
4569
2916
433
312
561
1384
1705
1296
7840
24
813
2908
1918
1936
42
4066
960
1280
486
3999
66
2010-11
35368
2610
126
307
368
493
3795
1479
381
262
597
1210
1235
913
7186
523
1291
1813
1799
3272
783
1063
469
3330
63
2011-12
20848
2835
253
17
1
2
759
295
6
2
34
3389
3111
145
2158
1
482
1000
363
10
2322
1
562
159
1516
162
1259
2006-07
36798
5069
15
506
594
65
148
1712
538
16
247
1027
4101
5571
416
3982
49
9
13
1052
1868
537
13
2953
35
1192
384
2496
1
282
1901
2007-08
60727
7843
18
1229
847
474
246
3348
1265
33
1578
1356
5402
7841
650
6298
109
10
13
1752
4478
1328
12
3339
36
3007
593
3622
7
441
2
3537
13
2008-09
MetLife
63300
7692
10
1412
659
624
194
3115
1520
44
2686
939
5238
8461
637
6205
70
5
1
18
2326
4335
1515
5
3496
44
3757
481
3538
6
466
2
5
3771
1
22
2009-10
28840
2749
40
722
320
520
76
1409
833
82
1263
443
1977
3847
426
2298
7
1
23
922
1572
627
1
1962
80
2361
262
2000
15
169
2
3
1792
36
2010-11
29418
2568
62
680
339
542
73
1361
935
122
1287
433
2039
3350
527
2345
3
1
18
1009
1452
536
2378
59
2510
303
2190
14
189
2
6
2048
37
2011-12
9748
1568
3182
163
7397
2372
605
2048
5377
6055
2837
6297
435
5213
4806
4865
11240
12802
3399
1677
3536
95622
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
147
184194
19022
3921
7541
709
13
10775
6219
1090
10
4271
8625
11371
7578
9782
473
43
56
10517
6744
9199
83
18809
258
28725
559
5630
2445
9685
41
2007-08
149613
19138
312
5883
9665
883
245
9357
3272
693
671
2345
7100
5546
8472
9042
580
168
168
5834
5216
4672
134
12614
670
19093
760
8223
829
7799
229
2008-09
Reliance
195565
25484
572
10053
11231
1818
329
10371
5890
1606
1739
5349
8090
6298
10719
11823
596
216
243
10145
5144
7087
116
14512
1008
23146
3071
10827
490
7136
456
2009-10
189433
22229
599
10478
11295
1926
386
10191
4891
1589
1891
5659
6822
5476
10406
12350
769
189
189
10678
4895
7340
107
12306
1534
25152
3211
10740
258
5653
224
2010-11
150590
12735
259
7117
10157
1883
332
8803
4454
1342
1550
4745
4696
4372
8741
11125
459
138
2
7312
3795
6603
48
8753
1129
24092
2561
7568
211
5414
194
2011-12
9797
178
334
1557
550
88
660
107
634
262
319
32
1438
62
2790
145
249
25
367
2006-07
12839
712
371
1981
64
571
109
739
168
672
284
506
32
1660
106
3688
144
563
44
425
2007-08
13515
730
358
2045
116
583
136
799
166
582
310
559
41
1585
45
4037
214
805
86
318
2008-09
Sahara
13856
770
342
2364
100
587
144
806
159
577
308
548
39
1591
47
4058
181
832
76
327
2009-10
14180
790
347
2344
101
593
154
819
175
588
272
539
41
1645
44
4281
182
844
77
344
2010-11
14578
793
346
2405
101
604
160
838
176
593
272
539
41
1675
46
4508
192
849
78
362
2011-12
2652
2
118
1262
1084
1508
613
86
89
831
875
2266
1553
2335
95
4
1931
683
1347
6
2471
3
1376
22
1386
160
595
3
25356
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
148
40643
4542
5
318
1754
1423
59
1594
1110
186
177
915
2770
4323
1980
3012
87
73
6
2206
1119
2034
12
6020
27
1976
45
2103
196
557
14
2007-08
68993
8332
19
716
2757
2022
155
1962
2058
543
298
1410
5108
6313
3359
5886
64
30
84
6
3652
1730
3103
15
9306
21
4795
433
3787
1
285
727
16
2008-09
65532
7247
79
850
2389
1726
284
2422
1691
594
261
1582
5180
5776
3904
6574
55
71
32
60
3374
1217
2713
20
8097
57
4453
434
3312
170
1
710
197
2009-10
SBI Life
79628
8269
144
1285
2808
2600
369
3193
2227
851
316
1909
5121
6819
4834
8651
97
74
111
110
4333
1501
3284
50
8663
86
6005
786
3698
16
167
1045
206
2010-11
86989
8569
191
1440
3536
2314
466
3421
2774
1257
422
2272
4854
6984
5024
9766
58
98
113
131
4115
1944
3285
54
9705
156
7096
994
4108
33
200
1
1391
217
2011-12
69
2
1
2
1
21
13
2
1
1
12
2009-10
128
14
45
1
_
2
1
22
12
_
2
1
1
14
2010-11
Star Union
550
176
255
1
2
1
19
22
17
13
2
2
1
34
2011-12
10384
8113
4
7
1
488
116
328
149
1153
19
2006-07
17659
13777
5
2
15
1
109
45
662
135
791
308
10
1753
16
1
27
2007-08
19759
15092
5
2
113
1
114
45
690
144
1215
421
10
1848
16
1
37
2008-09
21554
16101
29
286
1
116
212
771
149
1336
562
13
1899
14
3
13
36
2009-10
Shriram
10139
6602
22
192
1
20
4
145
490
100
957
413
_
49
1
7
1072
17
6
15
25
2010-11
6380
4058
22
141
1
9
5
129
310
101
433
282
51
1
5
746
36
8
23
18
2011-12
561
1723
841
194
2032
255
161
976
582
2787
162
2745
16
1839
120
2517
13
1338
37
841
13
4542
1522
2275
13
28105
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
149
52544
1880
14
2441
2096
455
29
4440
2590
382
2
1915
1092
4368
1007
4808
11
36
3
4
3055
448
2975
116
3055
225
4983
379
7352
5
806
8
1512
2
50
2007-08
107670
4577
29
6558
4529
1027
85
8802
5412
854
5
3451
2861
7659
2202
9069
114
145
138
42
5946
2095
5911
142
6133
733
8911
585
15911
5
208
20
21
3330
4
156
2008-09
Tata AIA
151557
7834
56
11964
6532
1543
146
11067
6598
1301
7
4916
3724
9352
3270
13791
348
292
336
173
8794
2963
8551
171
7782
1595
10854
730
22317
5
257
23
19
4039
4
203
2009-10
87223
3715
35
7096
4000
880
86
6823
4043
768
5
2552
1725
5898
1921
7679
189
67
151
321
5434
1703
4647
29
5712
1236
5929
390
11958
4
134
11
12
1844
2
224
2010-11
46948
1888
13
3252
2490
470
65
3487
2617
381
2
1378
969
3240
811
3945
56
42
43
143
2527
721
2177
1
4820
710
2983
187
6276
1
68
8
3
949
1
224
2011-12
890152
77344
6
25325
31157
7906
1672
64282
18808
3731
6752
19899
43298
60649
40461
85171
2121
599
38457
46279
39699
1535
58178
939
97522
5146
53415
9251
12
49257
1281
2006-07
1326748
151772
95
33554
49837
13074
2358
83707
33112
7292
9552
29717
61666
84394
57518
114244
868
2290
234
1194
55806
64633
62424
1941
91928
3676
153325
9250
71253
245
9068
19
90
64257
2
2353
2007-08
1592579
186759
508
46971
65272
16188
3839
103530
42788
10099
12496
33450
73949
90314
64907
146401
1225
2730
632
1513
66598
79209
72639
2039
101753
5203
163393
11858
105781
322
8237
117
36
68761
4
3058
2008-09
1575476
230128
1787
84921
97650
30707
4773
122932
67379
17034
12392
56370
89717
129241
83925
198032
2059
3497
1966
2720
107389
65449
97209
1813
146446
10785
185098
14133
161992
345
10676
360
79
69917
14
2972
2009-10
Private Total
1302328
119943
1390
51133
65042
17074
3555
77605
40579
11308
11232
34052
57303
73036
53757
131058
1094
2598
1111
1994
65908
51803
57009
1239
79974
6765
128436
10018
84763
307
6700
297
27
52470
2
1746
2010-11
1080651
89597
1101
34743
60941
14311
3538
64444
33820
9332
9078
29938
46038
59173
47636
111031
1535
2068
972
1463
53120
40081
45212
1182
65623
4960
116397
9029
70503
214
5957
180
24
45844
2
1564
2011-12
100314
383
38215
58983
17725
3379
53800
16724
8290
6506
24387
67749
49478
45954
124471
1446
603
291
663
33377
18953
51071
612
81331
1446
132832
14966
103163
485
8683
2
125
35450
2
1188
1103047
Company Total
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
150
1193744
114430
407
36280
60787
14384
3620
58528
17942
9929
6633
24868
76719
55705
54404
131795
1724
600
358
799
35631
29461
54043
656
93718
3730
142942
16750
106346
747
2450
2
92
35891
2
1371
2007-08
1344856
123772
507
38192
66372
15952
3900
62765
18046
11392
6870
27111
92303
69094
55858
154632
1954
643
384
833
44598
33184
61629
706
113258
3943
158026
19299
116344
1003
2667
2
109
37756
2
1749
2008-09
LIC
1402807
129364
577
37858
74947
14663
3937
67062
19917
13400
7154
27286
95249
73766
58209
160844
1782
584
390
859
48171
35601
67386
633
116634
3859
160697
19397
118062
634
2967
2
138
38988
2
1788
2009-10
1337064
111629
623
34600
68912
17167
3906
61431
21194
11900
6660
24063
85659
69416
55517
169012
1603
588
336
810
44916
36920
69486
581
109362
3736
150878
14228
115929
758
3638
5
98
39652
2
1849
2010-11
1278234
96454
530
29298
56538
13937
4590
65820
21876
11817
5659
18429
74021
64725
52593
188505
1203
370
347
897
37717
39964
71621
748
101178
3501
140728
14208
115252
744
4192
58
176
38925
2
1611
2011-12
1993199
177658
389
63540
90140
25631
5051
118082
35532
12021
13258
44286
111047
110127
86415
209642
1446
2724
291
1262
71834
65232
90770
2147
139509
2385
230354
20112
156578
485
17934
2
137
84707
2
2469
2006-07
2520492
266202
502
69834
110624
27458
5978
142235
51054
17221
16185
54585
138385
140099
111922
246039
2592
2890
592
1993
91437
94094
116467
2597
185646
7406
296267
26000
177599
992
11518
21
182
100148
4
3724
2007-08
2937435
310531
1015
85163
131644
32140
7739
166295
60834
21491
19366
60561
166252
159408
120765
301033
3179
3373
1016
2346
111196
112393
134268
2745
215011
9146
321419
31157
222125
1325
10904
119
145
106517
6
4807
2008-09
2978283
331886
2396
123948
192937
51966
10840
192836
78497
31498
24398
82502
210711
191930
155228
424541
4143
3789
1738
3467
144201
107676
177566
2432
270667
11947
412146
39212
303855
1550
19021
304
250
127572
6
4783
2009-10
Industry Total (State-wise)
2639392
231572
2013
85733
133954
34241
7461
139036
61773
23208
17892
58115
142962
142452
109274
300070
2697
3186
1447
2804
110824
88723
126495
1820
189336
10501
279314
24246
200692
1065
10338
302
125
92122
4
3595
2010-11
TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.)
2358885
186051
1631
64041
117479
28248
8128
130264
55696
21149
14737
48367
120059
123898
100229
299536
2738
2438
1319
2360
90837
80045
116833
1930
166801
8461
257125
23237
185755
958
10149
238
200
84769
4
3175
2011-12
151
734
Max Life
MetLife
1541218
2152069
LIC
Industry Total
2983954
1985145
998809
80903
324
125
344926
568647
127
3757
2009-10
No. of Policies
3650968
2951235
699733
68243
1483
3501
324889
290395
11222
2010-11
Note: New business premium includes first year premium and single premium.
610851
Star Union Dai-ichi
Private Total
Shriram
84019
SBI Life
Tata AIA
604
Sahara
Kotak Mahindra
Reliance Life
234299
ICICI Prudential
ING Vysya
HDFC Standard
Future Generali
IndiaFirst
Edelweiss Tokio
DLF Pramerica
IDBI Federal
280659
10226
310
2008-09
Canara HSBC
Birla Sunlife
Bharti Axa
Bajaj Allianz
Aviva
Aegon Religare
Insurer
4620443
3826783
793660
18114
6282
9243
321009
176464
256226
6322
2011-12
Individual Category
3656.55
3118.74
537.81
154.17
8.21
18.69
122.05
147.69
85.47
1.52
2008-09
15822.29
14982.51
839.78
255.20
4.90
7.19
288.18
263.72
2.42
18.17
2009-10
Premium
13040.85
12305.76
735.09
217.69
12.24
4.21
256.08
186.00
58.87
2010-11
11567.71
10603.49
964.22
75.25
39.43
10.63
281.44
352.93
168.14
36.40
2011-12
(Premium in ` lakh)
TABLE 37: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)
152
14
Star Union Dai-ichi
Tata AIA
Private Total
5207
5190
17
13
2009-10
5469
5446
23
12
2010-11
No. of Schemes
5573
5461
112
39
63
2011-12
Note: New business premium includes first year premium and single premium.
6897
Shriram
Industry Total
SBI Life
6883
Sahara
LIC
ING Vysya
Reliance Life
IndiaFirst
IDBI Federal
MetLife
ICICI Prudential
HDFC Standard
Future Generali
Max Life
Edelweiss Tokio
Kotak Mahindra
Birla Sunlife
1
Bharti Axa
DLF Pramerica
Bajaj Allianz
Canara HSBC
Aviva
2008-09
Aegon Religare
Insurer
12551809
11052815
1498994
558910
50
40000
22602
2602
2586
872244
2008-09
16842070
14946927
1895143
15525
281856
41442
7500
1548820
2009-10
15259001
13275464
1983537
357563
70683
69
648835
10010
896377
2010-11
No. of Lives covered
Group Category
10194904
9444349
750555
137429
108829
315400
15125
63357
110415
2011-12
20595.34
17268.54
3326.80
3303.85
0.10
0.78
2.97
0.01
2.34
16.75
2008-09
24341.81
22869.72
1472.09
4.10
622.17
11.02
0.01
834.79
2009-10
Premium
9831.63
1150.67
219.88
246.44
116.34
0.03
20.17
547.82
2011-12
15522.81 10982.30
13803.67
1719.14
343.20
78.23
178.41
1.00
1118.30
2010-11
(Premium in ` lakh)
TABLE 37: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)
0.00
0.00
Claims written back
Claims pending at end of year
153
0
0
0
0
0
0
Claims intimated/booked
Total Claims
Claims paid
Claims repudiated
Claims written back
0
0
0
Within 3-6 months
Within 6-12 months
More than 12 months
13
14
14
0.00
0.00
0.20
2.60
2.80
2.80
0.00
2011-12
Note: No death claims has been paid by the rest of the companies during these two years.
Within 3 months
10
11
11
0.00
0.00
0.20
2.10
2.30
2.30
0.00
2010-11
Aviva
Break up of claims pending -- duration wise (Number of Policies)
Claims pending at start of year
Number of Policies
0.00
0.00
0.00
Total Claims
Claims repudiated
0.00
Claims paid
0.00
2009-10
Amount of Benefit Paid
Particulars
16
16
16
0.00
0.00
0.00
2.02
2.02
2.02
0.00
2009-10
20
21
21
0.20
0.00
0.00
2.98
3.18
3.18
0.00
2010-11
Bajaj Allianz
16
16
15
0.00
0.00
0.00
1.84
1.84
1.64
0.20
2011-12
915
919
919
0.00
0.00
0.43
86.91
87.34
87.34
0.00
2009-10
2209
2210
2210
0.00
0.00
0.07
316.44
316.51
316.51
0.00
2010-11
Birla Sunlife
1579
1583
1583
0.00
0.00
0.55
297.54
298.09
298.09
0.00
2011-12
1787
1787
1787
0.00
0.00
0.00
51.51
51.51
51.51
0.00
2011-12
HDFC Standard
(Benefit Amount in ` Lakh)
TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY
0.00
154
0
1429
1433
1433
0.15
0.00
0.10
141.01
141.26
141.26
0.00
2010-11
0
0
0
Within 3-6 months
Within 6-12 months
More than 12 months
1288
1288
1286
0.00
0.00
0.00
162.15
162.15
162.00
0.15
2011-12
29
29
29
0.00
0.00
0.00
0.36
0.36
0.36
0.00
2009-10
Within 3 months
Claims written back
2077
Claims paid
0
2077
Total Claims
Claims repudiated
2057
20
0.00
Claims written back
Number of Policies
1.65
0.00
1.65
Total Claims
Claims repudiated
1.64
Claims paid
0.01
2009-10
ICICI Prudential
Particulars
16
16
16
0.00
0.00
0.00
0.24
0.24
0.24
0.00
2010-11
ING Vysya
44
45
45
0.01
0.00
0.00
0.44
0.45
0.45
0.00
2011-12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2009-10
0.00
0.00
0.00
0.00
0.01
0.01
0.00
2010-11
MetLife
0.00
0.00
0.00
0.20
0.20
0.20
0.00
2011-12
0.20
0.00
0.00
0.90
1.10
0.65
0.45
2009-10
0.00
0.00
0.00
0.55
0.55
0.35
0.20
2010-11
Sahara
0.14
0.00
0.10
0.50
0.74
0.74
0.00
2011-12
TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Contd.)
95.84
90.21
4.55
0.00
1.08
Total Claims
Claims paid
Claims repudiated
Claims written back
155
393
364
24
0
5
Total Claims
Claims paid
Claims repudiated
Claims written back
24
350
374
369
0.00
0.00
8.64
41.91
50.55
49.47
1.08
2010-11
Tata AIG
1
0
0
Within 3-6 months
Within 6-12 months
More than 12 months
14
276
290
290
0.00
11.11
51.94
63.05
63.05
2011-12
28
3406
3441
3413
28
1.28
0.00
4.98
182.05
188.31
144.90
43.41
2009-10
Within 3 months
387
52.89
Number of Policies
42.95
2009-10
Particulars
28
4039
4071
4064
0.35
0.00
9.01
505.23
514.59
513.31
1.28
2010-11
Private Total
20
5010
5033
5029
0.15
0.00
11.96
568.72
580.83
580.48
0.35
2011-12
25
4102
4133
4115
18
1.12
0.27
4.36
637.17
642.92
639.65
3.27
2009-10
16
16
60
7244
7320
7315
2.64
0.00
13.41
1174.12
1190.17
1189.05
1.12
2010-11
LIC
16
17
99
9499
9615
9599
16
3.18
0.00
14.50
1540.38
1558.06
1555.42
2.64
2011-12
11
12
53
7508
7574
7528
46
2.40
0.27
9.34
819.22
831.23
784.55
46.68
2009-10
19
20
88
11283
11391
11379
12
2.99
0.00
22.42
1679.35
1704.76
1702.36
2.40
2010-11
Industry Total
19
20
119
14509
14648
14628
20
3.33
0.00
26.46
2109.10
2138.89
2135.90
2.99
2011-12
TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Concld.)
156
0
0
Claims written back
1553
1556
1556
0.00
0.00
0.56
307.34
307.89
307.89
0.00
2010-11
Aviva
0
0
0
0
Within 3 months
Within 3-6 months
Within 6-12 months
More than 12 months
1378
1378
1378
0.00
0.00
0.00
281.95
281.95
281.95
0.00
2011-12
Claims repudiated
1092
1091
Claims paid
1091
Total Claims
0.00
Number of Lives
0.00
Claims written back
Claims paid
0.12
175.94
175.82
Total Claims
Claims repudiated
175.79
0.15
2009-10
Particulars
49
49
49
0.00
0.00
0.00
3.59
3.59
3.59
0.00
2009-10
50
50
19
918
987
987
20.41
0.00
1.71
79.13
101.25
101.25
0.00
2010-11
IDBI Federal
39
2094
2133
2083
50
0.00
0.00
2.51
128.82
131.34
110.93
20.41
2011-12
136
142
125
17
0.26
0.00
0.25
10.58
11.09
9.39
1.70
2009-10
22
32
144
177
174
4.33
0.00
0.10
16.45
20.88
20.62
0.26
2010-11
ING Vysya
10
12
17
10
211
250
218
32
1.34
2.47
1.42
13.25
18.48
14.15
4.33
2011-12
58
1011
1070
1069
0.51
0.00
22.89
389.38
412.78
412.53
0.25
2009-10
105
1275
1384
1383
1.55
0.00
40.53
506.65
548.73
548.22
0.51
2010-11
SBI Life
1093
1095
1091
1.00
0.00
0.00
421.51
422.51
420.96
1.55
2011-12
TABLE 39: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY
0.00
0.00
0.00
Claims repudiated
Claims written back
157
0
0
0
0
Claims repudiated
Claims written back
395
395
395
0.00
0.00
0.00
118.50
118.50
118.50
0.00
2010-11
Shriram
0
0
0
0
Within 3 months
Within 3-6 months
Within 6-12 months
More than 12 months
1064
1064
1064
319.6
319.6
319.6
2011-12
Claims paid
Total Claims
Number of Lives
0.00
0.00
Claims paid
0.00
Total Claims
0.00
2009-10
Particulars
62
2288
2354
2335
19
0.77
0.00
23.26
579.57
603.60
601.50
2.10
2009-10
76
86
128
4285
4499
4495
26.29
0.00
42.90
1028.07
1097.25
1096.48
0.77
2010-11
Private Total
12
14
17
49
5840
5920
5834
86
2.34
2.47
3.93
1165.14
1173.88
1147.59
26.29
2011-12
487
487
41175
41662
41546
116
139.64
0.00
0.00
17188.61
17328.25
17294.27
33.98
2009-10
341
341
45965
46306
45819
487
138.57
0.00
0.00
19607.62
19746.19
19606.55
139.64
2010-11
LIC
469
469
124421
124890
124549
341
142.57
0.00
0.00
40432.13
40574.70
40436.13
138.57
2011-12
491
491
62
43463
44016
43881
135
140.41
0.00
23.26
17768.18
17931.85
17895.77
36.08
2009-10
417
427
128
50250
50805
50314
491
164.86
0.00
42.90
20635.69
20843.44
20703.03
140.41
2010-11
Industry Total
481
483
17
49
130261
130810
130383
427
144.91
2.47
3.93
41597.27
41748.58
41583.72
164.86
2011-12
TABLE 39: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY (Concld.)
2010-11
0.00
0.00
0.00
0.00
2.10
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
10
0
0
0
0
10
Within 1 month
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
Settlement of claims- Number of Policies
2.10
Within 1 month
Settlement of claims- Benefit Amount Paid
Particulars
158
13
2.60
0.00
0.20
0.20
0.60
1.60
2011-12
16
2.02
0.00
0.00
0.25
0.93
0.84
2009-10
20
18
2.98
0.00
0.00
0.00
0.58
2.40
2010-11
Bajaj Allianz
16
15
1.84
0.00
0.00
0.00
0.21
1.63
2011-12
915
915
86.91
0.00
0.00
0.00
0.00
86.91
2009-10
2209
2208
316.44
0.00
0.00
0.00
0.06
316.38
2010-11
Birla Sunlife
1579
1579
297.54
0.00
0.00
0.00
0.00
297.54
2011-12
1787
1787
51.51
0.00
0.00
0.00
0.00
51.51
2011-12
HDFC
Standard
2077
16
13
27
2021
1.65
0.00
0.01
0.04
0.02
1.58
1429
12
28
1388
141.10
0.00
0.00
0.01
0.03
1.36
2010-11
1288
355
924
162.15
0.00
0.00
1.05
46.63
114.47
2011-12

ICICI Prudential
2009-10
TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE

INDIVIDUAL CATEGORY
0.05
0.00
0.00
0.00
0.36
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
27
2
0
0
0
29
Within 1 month
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
0.31
2009-10
Within 1 month
Particulars
159
16
11
0.24
0.00
0.00
0.00
0.11
0.13
2010-11
44
44
0.44
0.00
0.00
0.00
0.00
0.44
2011-12
ING Vysya
0.20
0.00
0.00
0.00
0.00
0.20
2011-12
0.50
0.00
0.00
0.00
0.40
0.10
2011-12
Reliance
0.90
0.00
0.00
0.45
0.35
0.10
2009-10
0.55
0.00
0.00
0.10
0.45
0.00
2010-11
Sahara
0.50
0.00
0.00
0.00
0.40
0.10
2011-12
364
11
353
90.21
0.00
0.00
0.00
2.33
87.88
350
342
41.91
0.00
0.00
0.00
0.96
40.95
2010-11
Tata AIA
276
272
51.94
0.00
0.00
0.52
1.30
50.12
2011-12
2009-10

INDIVIDUAL CATEGORY (Contd.)
182.04
More than 12 months
160
16
0
Within 6-12 months
More than 12 months

4039
13
53
3972
365.63
0.00
0.00
0.11
2.20
363.32
2010-11
Private Total
Note: No death claims has been paid by the rest of the companies during these three years.
3406
17
Within 3-6 months
49
Within 1-3 months
Within 1 month
3324
0.00
Within 6-12 months
0.74
0.01
Within 3-6 months
3.68
177.62
2009-10
Within 1-3 months
Within 1 month
Particulars
5014
11
369
4633
569.22
0.00
0.20
1.77
49.54
517.71
2011-12
4102
4097
637.17
0.00
0.00
1.03
0.00
636.14
2009-10
7244
7242
1174.12
0.00
0.00
0.00
0.50
1173.62
2010-11
LIC
9499
9499
1540.38
0.00
0.00
0.00
0.00
1540.38
2011-12
7508
16
22
49
7421
819.21
0.00
0.01
1.77
3.68
813.76
2009-10
11283
13
55
11214
1539.75
0.00
0.00
0.11
2.70
1536.94
2010-11
14513
11
369
14132
2109.60
0.00
0.20
1.77
49.54
2058.09
2011-12

Industry Total

INDIVIDUAL CATEGORY (Concld.)
2009-10
0.26
0.80
0.37
175.82
Within 6-12 months
More than 12 months
161
4
2
Within 6-12 months
More than 12 months

1091
Within 3-6 months
1074
Within 1-3 months
Within 1 month
Settlement of claims- Number of Lives
1.47
Within 3-6 months
172.92
Within 1-3 months
Within 1 month
1553
1549
307.34
0.00
0.15
0.00
0.48
306.71
2010-11
Aviva
Particulars
1378
1376
281.95
0.00
0.15
0.00
0.23
281.58
2011-12
49
49
3.59
0.00
0.00
0.00
0.00
3.59
2009-10
918
918
79.13
0.00
0.00
0.00
0.00
79.13
2010-11
IDBI Federal
2094
2094
128.82
0.00
0.00
0.00
0.00
128.82
2011-12
136
12
45
79
10.58
0.00
0.00
0.92
2.41
7.25
2009-10
144
24
63
56
16.45
0.00
0.12
2.99
6.86
6.48
2010-11
ING Vysya
211
14
193
13.25
0.05
0.00
0.29
0.34
12.58
2011-12
1011
29
974
389.38
0.00
0.25
2.30
11.41
375.42
2009-10
1275
24
1244
506.65
0.00
0.00
2.86
10.20
493.59
2010-11
SBI Life
1093
32
1059
421.51
0.00
0.00
1.30
10.95
409.26
2011-12
TABLE 41: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY
2010-11
24.60
0.00
0.00
0.00
118.50
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
162
82
0
0
0
395
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
1064
491
573
319.60
0.00
0.00
0.00
147.50
172.10
2011-12
2288
22
83
2176
579.57
0.37
1.05
3.68
15.29
559.18
2009-10
4285
31
172
4080
1028.07
0.00
0.27
5.85
42.14
979.81
2010-11
Private Total
Note: No death claim has been paid by the rest of the companies during these three years.
313
Within 1 month
Settlement of claims- Number of Lives
93.90
Within 1 month
Particulars
5840
538
5295
1165.14
0.05
0.15
1.59
159.01
1004.34
2011-12
41175
116
41059
17188.61
0.00
0.00
0.00
33.98
17154.63
2009-10
45965
599
45366
19607.62
0.00
0.00
0.00
185.34
19422.28
2010-11
LIC
124421
5734
118687
40432.13
0.00
0.00
0.00
681.88
39750.25
2011-12
43463
22
199
43235
17768.18
0.37
1.05
3.68
49.27
17713.81
2009-10
50250
31
771
49446
20635.69
0.00
0.27
5.85
227.48
20402.09
2010-11
Industry Total
130261
6272
123982
41597.27
0.05
0.15
1.59
840.89
40754.59
2011-12
TABLE 41: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY (Concld.)
0
0
0
0
0
8
0
1
0
164
418
4166
4584
Max Life
Met Life
Reliance
Sahara
SBI Life
Shriram
Star Union
TATA AIA
Private Total
LIC
Industry Total
IndiaFirst
Kotak Mahindra
IDBI Federal
ING Vysya
0
0
Future Generali
ICICI Prudential
Edelweiss Tokio
HDFC Standard
0
0
DLF Pramerica
77
Birla Sunlife
Canara HSBC
Bharti AXA
0
168
Aviva
Bajaj Allianz
2008
Aegon Religare
Insurer
163
7250
6647
603
277
13
14
104
193
2009
8676
7906
770
400
15
14
129
210
2010
9724
758
443
15
47
33
210
2011
10482
TABLE 42: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS

(As on 31st March)
12797
11546
1251
443
421
15
12
58
90
210
2012
2007-08
2008-09
2009-10
2010-11
2011-12 #
164
0
3
6
7
3
6
0
23
0
0
8
IndiaFirst
ING Vysya
Kotak Mahindra
Max Life
Met Life
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
TATA AIA
2057
651
1406
66
101
89
49
84
51
26
233
106
67
403
127
1339
163
1176
50
108
76
23
58
40
23
226
50
56
345
120
1017
685
332
24
16
19
29
33
17
20
57
13
78
17
1794
481
1313
65
62
79
46
112
95
35
196
94
109
211
193
2353
980
1373
73
59
75
66
105
102
20
202
95
113
251
197
458
186
272
16
19
23
40
10
21
14
56
38
13
2449
606
1843
79
16
80
184
75
187
151
29
330
154
24
153
38
173
152
2512
642
1870
83
16
94
192
79
227
132
40
296
171
24
141
21
195
142
395
150
245
12
15
29
10
48
39
21
17
16
23
54
9656
2588
7068
279
16
28
293
12
540
246
525
779
99
25
1294
528
72
22
26
533
267
799
631
# data pertains to the entire life insurance industry. Whereas, for previous years, data pertains to complaints registered/processed by the Authority.
299
IDBI Federal
GRAND TOTAL
13
ICICI Prudential
102
HDFC Standard
197
Future Generali
LIC
Edelweiss Tokio
PRIVATE TOTAL
Birla Sun Life

0
Bharti Axa
DLF Pramerica
20
Bajaj Allianz
Canara HSBC
0
10
Aviva
9797
2672
7125
276
16
21
284
12
541
247
523
757
106
27
1342
562
63
17
24
515
277
811
654
50
66
66
188
15
14
14
51
11
39
52300
52300
257313
16307
284
149
18490
29
50807
2940
10362
8850
10498
738
502
22016
35218
15667
621
5258
11911
7310
22390
13520
3440
52135
52135
256196
16291
283
142
18482
29
50802
2940
10360
8844
10497
738
500
22016
35205
15640
619
5256
11632
7285
22388
13467
2774
O/S at Reported Resolved

the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
of the the year the year
year
year
year
year
year
Aegon Religare
PRIVATE SECTOR
Insurer
TABLE 43: STATUS OF GRIEVANCES - LIFE INSURERS
165
674
TOTAL
O/S: Outstanding; NA: Not Available.
21
102
46
37
7
118
10
57
7
77
113
79
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
O/S at the
start of the
year
NA
TOTAL
Name of Centre
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
4893
84
337
135
463
604
439
83
564
100
770
1008
306
Reported
during the
year
2004-05
1967
57
230
76
48
183
473
53
77
52
249
321
148
Reported
during the
year
2001-02
5020
66
419
121
427
592
389
78
599
99
809
1083
338
Resolved
during the
year
1506
27
209
62
37
181
274
41
59
46
154
316
100
Resolved
during the
year
547
39
20
60
73
19
168
15
22
8
38
38
47
O/S at the
start of the
year
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
4980
132
470
256
441
640
283
109
543
128
904
852
222
Reported
during the
ear
2005-06
2481
68
235
105
131
288
340
88
137
62
443
312
270
Reported
during the
ear
2002-03
4926
148
486
165
440
646
305
90
554
130
878
861
223
Resolved
during the
year
1917
51
154
84
101
262
214
81
102
57
308
253
248
Resolved
during the
year
588
23
4
151
61
12
147
34
11
6
64
29
46
O/S at the
start of the
year
564
17
81
21
30
26
126
7
35
5
135
59
22
O/S at the
start of the
year
5433
159
513
189
472
682
195
177
556
166
916
896
512
Reported
during the
year
2006-07
3404
60
171
112
208
378
293
91
504
111
622
574
280
Reported
during the
year
2003-04
TABLE 44: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE)
5418
156
515
200
487
687
215
188
554
144
893
873
506
Resolved
during the
year
3289
55
151
87
201
397
296
88
482
109
680
520
223
Resolved
during the
year
166
888
TOTAL
7
38
33
284
2
244
8
13
36
195
0
28
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
O/S at the
start of the
year
603
TOTAL
Name of Centre
26
2
140
46
7
127
23
13
28
87
52
52
O/S at the
start of the
year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
11017
485
210
238
1268
933
1445
280
1388
515
1392
1448
1415
Reported
during the
year
2010-11
5565
131
555
201
515
705
108
155
524
235
726
970
740
Reported
during the
year
2007-08
9551
210
121
227
626
928
1378
223
1324
441
1484
1188
1401
Resolved
during the
year
5778
146
544
204
500
707
212
162
530
247
749
1006
771
Resolved
during the
year
2343
282
127
44
926
7
311
65
77
110
103
249
42
O/S at the
start of the
year
390
11
13
137
61
5
23
16
7
16
64
16
21
O/S at the
start of the
year
12353
506
123
139
1782
886
2339
180
1067
510
1491
1735
1595
Reported
during the
ear
2011-12
5753
155
376
166
620
777
163
197
614
284
798
852
751
Reported
during the
ear
2008-09
11850
737
19
128
1367
880
2154
226
1082
396
1457
1848
1556
Resolved
during the
year
5586
158
323
204
561
766
87
196
601
265
807
868
750
Resolved
during the
year
557
8
66
99
120
16
99
17
20
35
55
0
22
O/S at the
start of the
year
8967
301
379
220
931
941
1471
308
815
370
1111
1004
1116
Reported
during the
year
2009-10
8636
302
407
286
767
955
1326
317
822
369
971
1004
1110
Resolved
during the
year
TABLE 44: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE) (Concld.)
PART - II
NON-LIFE INSURANCE
169
--
--
--
--
Munich Health Holding AG, Germany

BUPA Singapore Holdings Pte Ltd.
--
Individual Promoters and Oman Insurance PSC, UAE
--
--
--
PUBLIC SECTOR
National Insurance Company Ltd.
The New India Assurance Company Ltd.
The Oriental Insurance Company Ltd.
United India Insurance Company Ltd.
STANDALONE HEALTH PRIVATE

Apollo Munich Health Insurance Company Ltd.
Max BUPA Health Insurance Company Ltd.
Religare Health Insurance Company Ltd.
Star Health & Allied Insurance Company Ltd.
SPECIALISED INSURERS
Agriculture Insurance Company of India Ltd.
Export Credit Guarantee Corporation of India Ltd.
REINSURER
General Insurance Corporation of India
th
* as on 30 September, 2012.
Allianz, SE Germany
M/s. Societe Beaujon, France
Mitsui Sumitomo, Japan
Participatie Maatschapij Graafsschap Holland NV, Netherlands (Generali)
ERGO International AG, Germany
FAL Corporation, Canada
Tokio Marine Asia Pte. Ltd. Japan
--
Liberty City State Holdings Pte Ltd.
HDI-Gerling International Holding AG, Germany
QBE Holdings (AAP) Pty.Ltd. Australia
--
Royal & Sun Alliance Insurance Plc, UK
IAG International Pty Ltd. Australia
--
Chartis Memsa Holdings Inc. USA
Sompo, Japan
Foreign Partners
PRIVATE SECTOR
Bajaj Allianz General Insurance Company Ltd.
Bharti AXA General Insurance Company Ltd.
Cholamandalam MS General Insurance Company Ltd.
Future Generali India Insurance Company Ltd.
HDFC ERGO General Insurance Company Ltd.
ICICI Lombard General Insurance Company Ltd.
IFFCO Tokio General Insurance Company Ltd.
L & T General Insurance Company Ltd.
Liberty Videocon General Insurance Company Ltd.
Magma HDI General Insurance Company Ltd.
Raheja QBE General Insurance Company Ltd.
Reliance General Insurance Company Ltd.
Royal Sundaram Alliance Insurance Company Ltd.
SBI General Insurance Company Ltd.
Shriram General Insurance Company Ltd.
TATA AIG General Insurance Company Ltd.
Universal Sompo General Insurance Company Ltd.
Insurers
112
126
124
131
145
148
129
58
190
556
545
113
139
123
132
125
115
106
146
150
149
141
103
102
144
137
108
134
Regn. No.
2001
2003
1957
03.08.2007
15.02.2010
26.04.2012
16.03.2006
1906
1919
1947
1919
02.05.2001
27.06.2008
15.07.2002
04.09.2007
27.09.2000
03.08.2001
04.12.2000
09.07.2010
22.05.2012
22.05.2012
11.12.2008
23.10.2000
23.10.2000
15.12.2009
08.05.2008
22.01.2001
16.11.2007
Date of
Registration
TABLE 45: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA*
2001-02
2003-04
1957-58
2007-08
2009-10
2012-13
2006-07
1906-07
1919-20
1947-48
1919-20
2001-02
2008-09
2002-03
2007-08
2002-03
2001-02
2000-01
2010-11
2012-13
2012-13
2008-09
2000-01
2000-01
2009-10
2008-09
2000-01
2007-08
Year of
Operation
170
---
TATA AIG
Universal Sompo
---
Max Bupa
Star Health
--
--
--
338.52
--
12385.24
(17.97)
11917.59
(13.59)
2781.48
2498.64
4198.06
2439.41
467.65
(6453.98)
--
78.46
--
--
71.13
77.46
--
--
70.51
28.13
--
--
--
--
141.96
2001-02
--
--
--
374.78
--
14870.25
(20.06)
13520.44
(13.45)
2969.63
2868.15
4812.79
2869.87
1349.80
(188.64)
--
233.93
--
--
184.44
185.68
--
--
213.33
211.66
9.49
--
14.79
--
296.48
2002-03
--
--
--
445.48
369.21
16542.49
(11.25)
14284.65
(5.65)
3063.47
2899.74
4921.47
3399.97
2257.83
(67.27)
--
343.52
--
--
257.76
161.06
--
--
322.24
486.73
112.95
--
97.05
--
476.53
2003-04
2944.46
3090.55
5103.16
3810.65
3507.62
(55.35)
--
448.24
--
--
330.70
161.68
--
--
496.64
873.86
175.63
--
169.25
--
851.62
2004-05
--
--
--
515.55
549.72
18456.45
(11.57)
14948.82
(4.65)
Note: Figures in the bracket represent the growth over the previous year in per cent.
--
Apollo Munich
TOTAL
--
10499.02
--
PUBLIC SECTOR
--
10491.88
--
United
ECGC
2524.00
Oriental
AIC
3493.05
2247.10
New India
2227.73
National
7.14
--
Shriram
PRIVATE SECTOR
--
0.24
Royal Sundaram
SBI General
1.07
Reliance
--
--
ICICI Lombard
--
--
HDFC ERGO
Raheja QBE
--
Future Generali
L&T General
--
Cholamandalam
5.83
--
IFFCO Tokio
--
Bharti AXA
2000-01
Bajaj Allianz
INSURER
22.51
--
--
617.66
564.67
25930.02
(21.51)
17283.45
(8.18)
3498.77
4020.78
5936.78
3827.12
8646.57
(61.24)
--
710.55
--
--
598.20
912.23
--
--
1144.47
2989.07
194.00
--
311.73
--
1786.34
2006-07
168.19
--
2.97
668.37
835.11
28805.60
(11.09)
17813.71
(3.07)
3739.56
3900.22
6151.97
4021.97
10991.89
(27.12)
0.48
782.64
--
--
694.41
1946.42
--
--
1128.15
3307.12
220.60
9.81
522.34
--
2379.92
2007-08
-- represents business not started.
--
--
--
577.33
555.83
21339.10
(15.62)
15976.44
(6.87)
3154.78
3609.77
5675.54
3536.34
5362.66
(52.89)
--
572.70
--
--
458.64
162.33
--
--
892.72
1582.86
200.94
--
220.18
--
1272.29
2005-06
509.86
--
48.14
744.68
833.44
31428.40
(9.11)
19107.31
(7.26)
4277.77
4077.89
6455.79
4295.85
12321.09
(12.09)
30.14
823.92
113.76
--
803.36
1914.88
--
--
1374.06
3402.04
339.21
186.49
685.44
28.50
2619.29
2008-09
961.65
0.13
114.66
813.00
1520.40
35815.85
(13.96)
21838.85
(14.30)
5239.05
4854.67
7099.14
4645.99
13977.00
(13.44)
189.28
853.80
416.93
--
913.11
1979.65
1.32
--
1457.84
3295.06
915.40
376.61
784.85
310.82
2482.33
2009-10
1227.55
25.53
282.69
885.47
1950.05
43841.84
(22.41)
26417.21
(20.96)
6376.66
5569.88
8225.51
6245.17
17424.63
(24.67)
299.10
1173.09
780.89
43.02
1143.99
1655.43
4.90
17.24
1783.18
4251.87
1279.91
600.16
967.99
553.90
2869.96
2010-11
TABLE 46: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (WITHIN & OUTSIDE INDIA)
1085.06
99.08
475.64
1004.83
2576.85
54578.49
(24.49)
32263.46
(22.13)
8179.29
6194.60
10073.88
7815.69
22315.03
(28.07)
404.58
1641.57
1266.44
250.14
1479.79
1712.55
14.79
143.40
1975.24
5150.14
1839.46
919.76
1346.54
884.00
3286.62
2011-12
(` Crore)
253.06
2008-09
171
2064.36
526.11
United
Grand Total
471.28
Oriental
2059.72
654.24
New India
Public Total
408.09
4.64
National
Private Total
Universal Sompo
2667.39
2509.28
635.89
521.67
859.89
491.83
158.11
2949.85
2512.13
604.18
532.64
867.46
507.85
437.72
49.91
3150.05
2446.29
631.32
524.00
775.20
515.77
703.76
78.44
3330.92
2411.38
590.91
493.95
788.88
537.64
919.54
83.71
3774.53
2515.94
645.48
546.89
839.63
483.94
1258.59
116.27
4132.38
2606.91
664.34
540.07
909.98
492.52
1525.47
136.95
98.39
3459.21
2126.65
524.30
478.20
743.43
380.72
1332.55
0.48
129.77
68.87
48.84
136.84
3384.68
2180.36
572.79
440.65
773.33
393.59
1204.32
10.76
3869.27
2575.98
652.25
573.42
923.78
426.53
1293.29
42.54
143.40
1.74
40.81
139.57
45.83
106.27
4555.12
3087.42
805.33
662.05
1049.26
570.79
1467.70
55.85
159.29
144.76
19.36
91.74
143.27
TATA AIG
63.01
145.88
4.42
50.53
47.76
188.05
0.22
39.16
53.58
0.13
171.62
Shriram
17.90
46.36
195.28
23.10
0.00
Royal Sundaram
55.42
215.17
SBI General
0.94
Reliance
45.84
291.02
283.46
0.25
263.29
270.06
180.17
59.12
Raheja QBE
172.78
283.02
132.97
34.29
56.81
38.81
263.81
2010-11
2.46
142.88
417.35
58.79
16.09
47.77
28.33
240.06
2009-10
L&T General
103.52
393.83
36.15
308.47
IFFCO Tokio
277.45
239.46
123.75
10.98
11.10
ICICI Lombard
6.81
12.83
1.81
68.30
273.49
2007-08
0.36
77.98
370.31
2006-07
HDFC ERGO
72.83
351.40
2005-06
3.03
47.78
219.42
2004-05
Future Generali
25.44
120.29
2003-04
53.84
5.32
60.64
2002-03
Cholamandalam
27.88
2001-02
2.80
3.70
2000-01
Fire
Bharti AXA
Bajaj Allianz
Insurer
5429.71
3577.68
972.47
774.38
1150.81
680.02
1852.02
77.28
190.26
7.76
158.03
51.07
116.33
0.54
13.31
175.20
308.36
267.54
84.07
71.63
43.38
287.28
2011-12
(` Crore)
TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA)
88.17
2008-09
172
0.05
203.80
313.84
187.90
279.56
985.10
985.15
National
New India
Oriental
United
Public Total
Grand Total
Private Total
Universal Sompo
1053.40
1007.32
255.21
205.65
339.30
207.16
46.08
1214.82
1130.67
339.14
228.07
344.40
219.06
84.15
27.33
1117.54
965.46
300.14
218.93
259.21
187.18
152.08
30.89
1228.10
982.99
243.80
235.41
252.49
251.29
245.11
40.85
1284.09
1002.29
203.97
325.11
299.78
173.43
281.80
47.88
1627.84
1137.69
263.95
347.83
321.02
204.89
490.15
70.15
1798.82
1252.16
300.83
339.06
437.28
174.98
546.66
97.86
19.55
1956.15
1316.39
336.93
332.59
446.10
200.78
639.76
0.54
111.82
19.97
23.02
29.61
25.20
23.00
2167.59
1554.96
453.56
388.12
474.30
238.97
612.63
3.85
2518.77
1802.03
501.53
446.38
549.56
304.57
716.74
5.97
153.63
115.11
9.18
18.44
37.00
TATA AIG
18.29
34.24
0.93
16.80
17.85
0.04
13.38
10.74
127.98
Shriram
13.02
12.70
0.02
132.41
0.17
2.78
Royal Sundaram
13.19
113.70
SBI General
1.74
Reliance
8.91
66.43
0.03
128.26
166.37
48.42
30.72
Raheja QBE
46.13
146.57
24.89
15.36
43.68
11.22
78.98
2010-11
0.43
30.87
216.47
8.29
6.63
42.39
5.44
73.94
2009-10
L&T General
24.49
216.72
18.42
31.02
155.24
IFFCO Tokio
85.71
82.53
43.59
9.27
ICICI Lombard
2.41
3.29
1.72
32.66
75.18
2007-08
0.50
26.56
71.25
2006-07
HDFC ERGO
17.00
54.33
2005-06
0.72
15.90
44.96
2004-05
Future Generali
5.82
20.72
2003-04
36.56
0.16
7.41
2002-03
Cholamandalam
1.36
2001-02
0.61
0.05
2000-01
Marine
Bharti AXA
Bajaj Allianz
Insurer
TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA) (Contd.)
2874.59
2007.45
568.11
483.32
606.42
349.59
867.14
8.90
189.01
1.90
1.84
31.52
40.49
0.03
6.03
130.62
198.91
60.90
39.53
50.45
17.11
89.91
2011-12
(` Crore)
378.08
IFFCO Tokio
173
2078.94
1846.41
2174.50
1495.36
1138.16
6654.44
8733.38
Private Total
National
New India
Oriental
United
Public Total
Grand Total
Universal Sompo
10696.66
6993.88
1233.18
1739.39
2034.73
1986.58
3702.78
12685.25
7223.88
1434.90
1608.38
2034.30
2146.31
5461.36
13336.02
7201.37
1563.48
1491.30
2000.29
2146.29
6134.65
3.92
224.79
529.91
TATA AIG
253.25
409.56
1164.82
112.72
273.09
303.39
1267.37
Shriram
239.82
233.09
Royal Sundaram
SBI General
26.52
Reliance
455.51
961.11
15046.99
7691.37
1826.64
1611.06
2070.94
2182.73
7355.62
78.90
229.75
411.48
626.91
1318.71
18180.52
8948.33
2124.00
1745.95
2303.38
2775.00
9232.19
163.44
421.47
768.30
0.07
793.03
1074.87
0.24
0.17
730.67
1544.96
420.70
319.33
Raheja QBE
683.24
1379.16
289.92
209.78
623.59
416.06
1714.07
2010-11
10.95
499.19
1321.29
158.78
94.88
450.10
184.51
1445.55
2009-10
L&T General
448.90
1279.07
454.44
ICICI Lombard
1142.55
140.38
158.03
HDFC ERGO
138.32
1.77
224.41
Future Generali
97.16
1503.39
2008-09
319.53
52.35
1386.37
2007-08
Cholamandalam
843.87
2006-07
17.39
536.61
2005-06
Motor
Bharti AXA
Bajaj Allianz
Insurer
24238.64
11765.30
2955.83
2150.79
3040.39
3618.29
12473.35
215.40
760.44
1247.47
34.84
1066.96
1135.00
0.34
94.00
1112.35
2138.84
671.04
534.86
880.88
629.79
1951.13
2011-12
2220.75
1724.56
359.26
359.72
591.57
414.02
496.19
37.19
50.55
8.61
51.84
224.65
4.55
--
21.11
0.00
97.69
2005-06
3319.29
2158.65
465.25
448.54
765.29
479.57
1160.64
53.36
96.12
67.18
71.89
664.97
10.27
38.60
158.26
2006-07
4894.42
3127.37
694.96
532.63
1209.42
690.36
1767.05
68.30
108.78
275.62
114.02
815.89
28.23
3.43
109.38
243.40
2007-08
6088.00
3863.46
900.72
709.85
1355.67
897.22
2224.53
3.08
73.89
114.31
310.82
140.99
973.80
56.01
50.81
165.89
1.51
333.43
2008-09
Health
7311.37
4981.16
1265.41
1084.54
1552.47
1078.74
2330.21
17.41
82.30
125.47
238.75
164.22
856.76
268.74
82.31
149.51
49.19
295.55
2009-10
8148.06
2231.81
1487.47
2349.17
2079.60
3629.24
35.74
137.69
3.74
231.14
225.28
8.28
162.44
1435.84
411.50
175.99
228.90
145.43
427.29
2011-12
(` Crore)
9944.03 11777.30
6912.55
1711.76
1516.03
2003.37
1681.40
3031.48
23.49
110.71
179.10
254.28
179.21
1281.30
328.73
133.31
148.14
52.78
339.70
2010-11
174
1505.99
2073.09
1540.49
1635.42
6754.99
6757.44
New India
Oriental
United
Public Total
Grand Total
2.45
National
Private Total
Universal Sompo
7724.85
7462.45
1763.68
1719.16
2313.14
1666.47
262.40
9733.22
8913.49
2024.74
2042.70
2709.38
2136.67
819.73
156.69
11327.22
9925.33
2136.73
2089.18
3011.27
2688.15
1401.89
234.17
12921.58
10578.59
2109.75
2288.42
3169.44
3010.98
2342.99
323.68
4346.97
3099.82
807.91
800.03
886.01
605.87
1247.15
131.53
5129.29
3361.77
872.04
852.69
986.18
650.85
1767.53
177.00
81.85
4986.04
3101.79
784.56
849.86
852.49
614.87
1884.26
233.46
87.65
90.34
265.41
5586.98
3469.15
903.85
989.83
933.44
642.02
2117.83
11.84
6225.22
3839.97
1041.19
1079.57
1021.02
698.20
2385.25
46.59
283.24
3.66
96.89
253.01
100.82
197.01
7378.01
4401.49
1234.05
1086.93
1191.57
888.95
2976.52
50.35
327.99
268.66
49.91
64.96
225.91
TATA AIG
250.89
225.81
7.23
193.85
68.71
326.82
0.82
132.26
95.41
1.00
258.93
Shriram
50.44
101.49
0.00
240.86
975.78
19.56
0.24
Royal Sundaram
121.34
233.34
642.52
SBI General
0.13
Reliance
29.87
204.40
607.44
4.37
153.38
578.09
301.90
57.68
95.77
35.03
473.40
2010-11
Raheja QBE
292.99
632.48
198.89
34.88
95.08
43.34
427.24
2009-10
2.81
154.86
509.59
57.35
18.08
109.62
6.18
441.23
2008-09
L&T General
91.39
513.89
3.34
203.68
IFFCO Tokio
87.58
401.49
2007-08
70.82
31.90
71.43
342.66
2006-07
16.13
29.83
56.89
232.26
2005-06
ICICI Lombard
173.32
105.57
587.24
2004-05
35.88
112.57
65.77
335.50
2003-04
9.49
9.31
228.43
2002-03
HDFC ERGO
112.71
2001-02
0.86
2.09
2000-01
Others
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
Insurer
8555.53
5062.26
1451.07
1151.93
1396.07
1063.19
3493.27
67.27
364.17
9.30
51.69
99.11
195.45
13.88
21.78
394.63
1068.19
428.49
85.31
114.68
48.29
531.02
2011-12
(` Crore)
2619.29
2008-09
175
2117.88
3041.17
2199.67
2441.09
9799.81
9806.95
New India
Oriental
United
Public Total
Grand Total
7.14
National
Private Total
Universal Sompo
11445.82
10979.23
2654.96
2446.48
3512.33
2365.46
466.59
13898.26
12556.29
2968.06
2803.41
3921.24
2863.58
1341.97
233.93
15594.81
13337.08
3068.19
2832.11
4045.68
3391.10
2257.73
343.50
17480.60
13972.96
2944.46
3017.78
4210.81
3799.91
3507.64
448.24
20359.72
14997.06
3154.78
3527.11
4791.50
3523.67
5362.66
572.70
24905.49
16258.90
3498.77
3928.52
5017.20
3814.42
8646.59
710.55
598.20
27823.74
16831.85
3739.56
3808.14
5276.92
4007.23
10991.89
0.48
782.64
694.41
803.36
1914.88
30351.83
18030.74
4277.77
3964.23
5508.83
4279.90
12321.09
30.14
34620.45
20643.45
5239.05
4736.71
6042.51
4625.17
13977.00
189.28
853.80
416.93
913.11
1979.65
1143.99
1655.43
42576.45
25151.83
6376.66
5457.33
7097.14
6220.70
17424.63
299.10
1173.09
823.92
78.45
458.64
1946.42
TATA AIG
330.70
912.23
780.89
257.76
162.33
1783.18
113.76
184.44
161.69
1.32
1457.84
Shriram
71.12
161.04
1374.06
43.02
0.24
Royal Sundaram
185.67
1128.15
4251.87
SBI General
1.07
Reliance
77.45
1144.47
3295.06
4.90
892.72
3402.04
1279.91
600.16
Raheja QBE
496.64
3307.12
915.40
376.61
967.99
553.90
2869.96
2010-11
17.24
322.23
2989.07
339.21
186.49
784.85
310.82
2482.33
2009-10
L&T General
213.33
1582.86
70.51
873.87
IFFCO Tokio
486.73
203.84
194.00
27.11
200.94
ICICI Lombard
175.63
220.60
112.93
522.34
2379.92
2007-08
9.49
311.73
1786.34
2006-07
HDFC ERGO
220.18
1272.29
2005-06
9.81
169.25
851.62
2004-05
Future Generali
97.03
476.51
2003-04
685.44
14.79
296.48
2002-03
Cholamandalam
141.95
2001-02
28.50
5.83
2000-01
TOTAL
Bharti AXA
Bajaj Allianz
Insurer
(WITHIN INDIA) (Concld.)
52875.77
30560.74
8179.29
6047.89
8542.87
7790.69
22315.03
404.58
1641.57
1266.44
250.14
1479.79
1712.55
14.79
143.40
1975.24
5150.14
1839.46
919.76
1346.54
884.00
3286.62
2011-12
(` Crore)
115.88
2008-09
176
8.23
13.40
8.10
19.09
10.85
23.40
14.89
29.20
23.94
16.62
21.44
38.45
14.95
41.51
599.64
393.43
412.33
1770.91
1771.01
New India
Oriental
United
Public Total
Grand Total
1887.32
1884.91
446.30
392.82
679.24
366.55
365.51
National
2005.22
1963.47
452.80
360.30
790.27
360.10
2001.40
1892.78
421.17
329.14
794.19
348.28
108.62
2089.57
1913.81
425.48
336.90
798.84
352.59
175.76
2150.18
1933.86
408.08
337.63
830.88
357.27
216.32
2360.27
2040.40
418.67
341.53
941.84
338.36
319.86
2424.18
2020.46
434.56
324.42
970.31
291.17
403.71
41.75
Private Total
2.41
(0.43)
Universal Sompo
2354.07
1980.88
408.61
314.93
962.92
294.42
373.19
(2.67)
20.64
3.46
8.64
13.57
TATA AIG
(0.46)
0.67
16.25
(0.40)
0.10
0.00
9.00
Shriram
SBI General
Royal Sundaram
2.68
46.84
50.35
2562.41
2196.12
410.45
364.73
1067.58
353.35
366.29
12.63
20.11
0.75
12.93
2954.86
2540.47
452.91
448.27
1212.47
426.81
414.40
22.44
20.04
2.18
(1.51)
15.81
30.75
40.74
0.39
60.49
Reliance General
63.64
(0.94)
54.81
112.87
(0.74)
43.68
89.93
14.01
9.67
Raheja QBE
31.58
101.04
3.32
3.01
19.49
6.32
113.14
2010-11
(0.22)
24.32
108.65
0.88
0.92
15.97
2.34
118.47
2009-10
L&T General
9.67
69.82
0.94
34.80
IFFCO Tokio
23.88
36.16
7.44
0.21
ICICI Lombard
1.57
1.61
1.58
32.66
122.56
2007-08
1.09
31.80
93.82
2006-07
HDFC ERGO
14.44
73.99
2005-06
(1.48)
10.85
52.64
2004-05
Future Generali
3.38
26.41
2003-04
20.32
0.12
9.74
2002-03
Cholamandalam
0.68
2001-02
(0.37)
0.10
2000-01
Fire
Bharti AXA
Bajaj Allianz
Insurer
TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED)
3475.59
3003.76
584.41
514.32
1378.97
526.06
471.83
29.14
18.58
2.41
6.80
11.88
30.23
0.49
1.43
51.31
114.59
27.08
13.55
28.93
5.21
130.21
2011-12
(` crore)
54.76
2008-09
177
0.00
18.02
8.38
24.84
11.01
30.99
8.23
6.21
44.26
4.53
10.94
7.54
15.11
188.12
121.71
142.78
601.73
601.73
New India
Oriental
United
Public Total
Grand Total
661.67
659.20
142.77
179.20
188.12
149.11
149.12
National
674.02
652.31
180.49
128.92
210.09
132.81
708.14
659.08
131.70
128.79
200.43
198.16
49.06
598.55
517.10
113.29
117.84
172.97
113.00
81.45
629.20
530.24
106.56
136.32
168.60
118.76
98.96
654.28
531.48
105.31
159.44
164.38
102.35
122.80
765.65
595.50
129.37
169.39
188.57
108.17
170.15
945.83
727.03
186.23
185.00
231.77
124.03
218.80
21.71
Private Total
2.47
(0.22)
Universal Sompo
55.63
15.19
6.92
4.27
TATA AIG
7.99
4.36
3.30
(0.05)
1.84
0.18
1.81
Shriram
SBI General
Royal Sundaram
0.92
39.69
38.82
1006.72
768.96
211.70
189.37
237.66
130.22
237.77
0.13
61.69
0.02
10.45
1127.64
843.51
245.21
226.97
228.99
142.34
284.14
0.81
91.93
0.90
(0.18)
11.44
12.56
18.00
0.14
44.60
Reliance General
42.07
(0.26)
30.35
42.48
(0.05)
19.28
32.28
7.77
5.25
Raheja QBE
16.02
27.28
3.01
2.51
12.23
3.34
57.28
2010-11
(0.24)
10.19
18.30
1.92
1.07
12.16
1.45
56.43
2009-10
L&T General
3.66
12.24
0.02
11.64
IFFCO Tokio
6.49
15.91
1.68
0.15
ICICI Lombard
0.96
1.42
0.50
9.81
38.97
2007-08
0.16
7.09
26.74
2006-07
HDFC ERGO
5.46
21.96
2005-06
(0.15)
3.80
15.86
2004-05
Future Generali
1.50
6.96
2003-04
11.45
0.94
2.16
2002-03
Cholamandalam
0.15
2001-02
(0.28)
0.00
2000-01
Marine
Bharti AXA
Bajaj Allianz
Insurer
TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)
1359.68
995.36
261.73
254.55
302.53
176.55
364.32
1.97
138.38
0.21
(0.19)
12.44
9.87
0.06
1.72
40.10
53.89
15.02
11.08
14.18
4.30
61.28
2011-12
(` Crore)
178
1545.46
1874.07
1166.83
904.37
5490.72
6761.84
National
New India
Oriental
United
Public Total
Grand Total
7937.50
5792.74
944.41
1328.46
1985.59
1534.28
2144.76
9751.64
6050.11
1060.80
1370.12
1940.78
1678.41
3701.54
248.09
1271.12
Private Total
Universal Sompo
228.88
11372.37
6446.31
1247.57
1324.52
2022.40
1851.83
4926.06
0.33
12758.41
7030.75
1483.16
1407.06
2173.01
1967.53
5727.56
27.90
274.42
15270.63
7890.24
1755.42
1550.12
2311.93
2272.77
7380.39
122.45
340.86
281.72
170.73
632.64
TATA AIG
134.28
537.13
994.36
325.52
427.23
1050.72
18.39
297.49
990.23
Shriram
206.73
716.60
(0.78)
156.72
149.18
784.03
SBI General
Royal Sundaram
Reliance General
(0.57)
612.45
0.10
523.82
1430.04
352.25
230.53
Raheja QBE
379.45
1112.43
202.05
135.27
435.02
256.09
1476.36
2010-11
0.91
346.13
974.62
128.19
36.13
324.89
61.31
1255.27
2009-10
L&T General
17.91
205.05
IFFCO Tokio
873.33
222.53
ICICI Lombard
551.05
120.17
119.88
HDFC ERGO
118.30
0.02
140.73
Future Generali
51.95
1295.82
2008-09
251.28
42.08
925.66
2007-08
Cholamandalam
492.54
2006-07
(1.70)
336.23
2005-06
Motor
Bharti AXA
Bajaj Allianz
Insurer
19658.56
10024.77
2255.62
1847.89
2940.35
2980.92
9633.78
153.59
638.51
537.02
21.73
845.45
880.21
1.13
36.87
980.12
1901.85
535.92
357.79
590.31
450.30
1702.98
2011-12
1486.05
1168.79
261.27
254.08
335.36
318.08
317.26
27.32
28.44
7.47
30.37
138.73
3.01
11.03
70.89
2005-06
1904.70
1317.20
329.81
323.71
306.12
357.56
587.51
29.74
54.87
30.17
46.56
305.93
5.00
8.84
106.39
2006-07
3135.52
2175.68
481.46
406.05
820.12
468.06
959.83
37.08
83.05
136.17
72.23
406.62
16.92
0.25
29.67
178.08
2007-08
4694.38
3094.87
700.11
545.77
1169.00
679.99
1599.51
0.44
87.92
97.99
276.92
110.55
684.75
36.35
18.02
55.18
0.18
231.21
2008-09
Health
5753.40
3937.98
972.02
807.69
1269.00
889.27
1815.42
10.56
65.31
104.29
221.76
123.50
751.66
164.01
38.79
61.96
15.04
258.54
2009-10
TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)
7738.29
5457.25
1334.53
1179.15
1612.42
1331.15
2281.03
19.12
92.70
0.01
163.13
206.96
0.16
146.38
994.15
154.74
65.18
108.06
38.47
291.99
2010-11
9463.44
6803.84
1923.61
1299.14
1974.65
1606.44
2659.60
25.54
98.39
2.43
185.15
194.37
4.02
126.13
1099.15
196.21
105.54
172.97
93.45
356.26
2011-12
(` Crore)
193.60
2008-09
179
120.20
111.91
201.48
145.81
51.82
29.87
77.14
34.54
34.76
107.79
39.33
57.88
50.35
1883.72
1210.21
1329.27
5713.12
5713.45
New India
Oriental
United
Public Total
Grand Total
6292.70
6255.50
1383.72
1248.69
1991.51
1301.13
37.20
1289.92
National
Private Total
Universal Sompo
6940.03
6612.48
1476.08
1366.56
2296.79
1473.05
327.55
8152.65
7534.50
1583.77
1514.53
2594.83
1841.37
618.15
9430.08
8286.21
1623.87
1668.43
2795.36
2198.55
1143.87
2682.82
2310.73
514.05
460.98
912.08
423.61
372.09
3189.77
2684.87
575.04
537.63
1137.19
435.01
504.90
3210.50
2566.52
595.90
606.26
891.64
472.72
643.98
3478.31
2788.47
656.58
696.59
863.20
472.10
789.85
1.24
141.56
71.44
63.49
10.75
TATA AIG
11.29
12.23
28.47
(0.79)
0.33
0.19
15.51
Shriram
SBI General
Royal Sundaram
5.71
3919.35
3021.86
760.86
821.97
963.61
475.42
897.49
24.02
168.20
1.00
50.06
68.03
(1.95)
99.74
115.52
4543.31
3468.33
859.56
910.38
1107.51
590.88
1074.98
27.93
181.16
1.43
(0.07)
53.17
49.17
65.09
0.69
93.47
Reliance General
82.28
276.63
(0.65)
69.75
206.51
0.00
47.61
185.97
77.59
18.49
Raheja QBE
127.77
160.28
27.66
7.90
52.57
11.48
210.88
2010-11
(0.33)
65.72
127.61
12.13
0.67
47.30
3.51
195.49
2009-10
L&T General
26.16
119.99
2.79
163.53
IFFCO Tokio
48.72
18.10
14.45
1.21
13.38
ICICI Lombard
118.01
9.93
39.86
35.99
150.17
2007-08
0.41
27.60
119.04
2006-07
HDFC ERGO
15.37
83.30
2005-06
0.08
56.39
302.41
2004-05
Future Generali
18.95
197.28
2003-04
47.14
0.04
142.20
2002-03
Cholamandalam
8.99
2001-02
(0.60)
0.14
2000-01
Others
Bharti AXA
Bajaj Allianz
Insurer
TABLE 48: SEGMENT WISE NET PREMIUM INCOME (EARNED) (Contd.)
5430.33
4100.68
1061.86
977.17
1278.09
783.56
1329.65
36.29
190.45
3.22
3.84
50.12
48.41
6.25
4.85
135.01
379.52
140.25
33.37
62.74
11.36
223.96
2011-12
(` Crore)
1891.27
2008-09
180
2671.48
1725.35
1884.38
8085.76
8086.20
New India
Oriental
United
Public Total
Grand Total
8511.24
8469.16
1972.79
1820.71
2858.87
1816.79
42.08
1804.55
0.44
National
Private Total
Universal Sompo
9619.27
9228.26
2109.37
1855.78
3297.15
1965.96
391.01
82.89
10862.19
10086.36
2136.64
1972.46
3589.45
2387.81
775.83
143.62
12118.20
10717.12
2162.64
2123.17
3767.17
2664.14
1401.08
227.60
13710.09
11434.33
2194.33
2355.84
4120.99
2763.17
2275.75
285.56
16046.52
12366.69
2373.24
2690.77
4535.11
2767.57
3679.83
381.65
333.58
19287.48
13408.28
2702.09
2876.23
4811.43
3018.53
5879.20
(0.43)
453.85
445.83
598.06
1388.86
22944.97
15037.56
3199.10
3066.80
5249.30
3522.36
7907.41
(0.87)
26000.20
16955.66
3838.19
3590.83
5710.86
3815.79
9044.53
75.24
589.73
136.05
714.86
1399.25
876.19
1293.80
31634.73
20199.80
4647.63
4314.90
6473.32
4763.95
11434.93
192.75
726.69
587.48
12.67
249.44
960.03
TATA AIG
173.28
244.26
330.03
132.23
53.97
1135.10
17.15
76.49
48.02
(3.31)
922.22
Shriram
13.08
26.32
832.93
(2.53)
0.19
9.31
639.67
2856.16
SBI General
Royal Sundaram
Reliance General
1.21
547.60
2192.82
(1.75)
345.98
1973.65
606.36
329.12
Raheja QBE
175.37
1567.18
400.06
187.48
627.37
315.70
2149.65
2010-11
0.28
100.23
1066.65
179.47
56.82
462.29
83.64
1884.20
2009-10
L&T General
39.49
527.68
3.74
215.60
IFFCO Tokio
79.09
27.22
140.29
1.56
138.35
ICICI Lombard
119.26
150.05
39.86
248.86
1415.44
2007-08
0.41
127.28
838.53
2006-07
HDFC ERGO
88.40
586.37
2005-06
(1.29)
71.04
370.91
2004-05
Future Generali
23.83
230.65
2003-04
385.36
1.10
154.10
2002-03
Cholamandalam
9.82
2001-02
(2.78)
0.25
2000-01
TOTAL
Bharti AXA
Bajaj Allianz
Insurer
TABLE 48: SEGMENT WISE NET PREMIUM INCOME (EARNED) (Concld.)
39387.60
24928.42
6087.24
4893.06
7874.59
6073.53
14459.19
246.54
1084.32
542.86
34.61
1105.03
1163.09
7.94
48.89
1332.68
3549.00
914.47
521.33
869.13
564.63
2474.68
2011-12
(` Crore)
181
15
0
TATA AIG
Universal Sompo
1
69057
United India
Public Total
14
70000
Star Health
Grand Total
* Not recorded due to coinsurance
Max Bupa
662
Oriental
6341
Shriram
New India
SBI
943
62712
Royal Sundaram
Private Total
National
Reliance
Iffco Tokio
0
71
134
ICICI Lombard
Raheja QBE
HDFC Ergo
Future Generalii
L&T
32
Cholamandalam MS
Bharti AXA
Private Health Insurers

Apollo Munich
Group Insurance Schemes

excluding Govt Sponsered
Schemes
Family/Floater Insurance
excluding Individual Policies
Individual Insurance
excluding Family/
Floater Policies
Total
165565
75327
1971
45498
15018
12231
2752
120067
15496
3151
4080
1078
427
23839
10194
2,197.17
582.66
0.00
29.64
790.78
344.00
175.00
39.55
1,406.39
232.23
0.00
40.57
0.00
0.00
59.08
10.46
0.00
0.00
31.54
471.74
11.01
0.00
161.07
8.62
0.00
55552
4121
216
344
39603
14220
6628
5275
15949
13480
165
505
658
31
726
2002
422
529
1311
2447
2463
32150
242
69
621
21589
7000
1394
4937
10561
8258
150
1737
1660
195
1099
2289
634
202
482
494
683
53323
21164
47959
93798
200
6695
110403
108624
7487
5832
4426
51185
582515
42152
91
940027
108482
375099
68355
5,987.28 2075881
41.21
22.00
202.36
4,176.38
1,252.00
753.00
1,113.50
1,810.91 1135854
1,057.88 388091
19.37
0.00
0.00
0.66
47.82
112.75
0.00
7.87
135.53
627.45
102.46
111.39
48.86
130.75
200.42
21719
1977
113
284
2444
334
800
238
19274
1072
130
76
92
340
15398
300
251
25
170
13
105
2500
60920
214143
17739
190
3073
271079
327925
11473
25477
7537
273442
678978
423273
34064
146
1,397.76 6048466
273.15
53.00
137.58
620.37 4375485
129.00 1156004
270.00
55.01 1450661
777.39 1672981
166.36 1089842
15.74
0.40
0.00
0.00
20.16
58.39
0.00
0.26
6.69
113.17
60.32
4.04
9.22
3.32
21.96
18961
526
33
244
13390
3025
3299
4337
5571
2729
61
365
48
3073
286
276
18
41
588
55988
82099
262614
112203
421
10628
383555
436971
19489
32652
14410
327090
1242
76432
3,458.81 8249898
158.26 1009923
24.00
84.54
2,433.21 5424172
295.00 1060708
507.00 1278707
1,025.60 2825726
615.60 1554125
1,015.61 1530632
0.63
9.22
0.00
0.00
104.08
7.74
0.00
0.15
17.55
235.70
221.99
4.41
9.78
2.74
144.82
2,072.07
1,055.28
99.00
454.12
8,020.73
2,232.00
1,493.00
238395 13,041.02
78073
215
3119
82921
25377
17725
2,223.66
27555
12264
5,020.29
35.74
50.19
0.00
0.66
231.14
189.34
0.00
8.28
191.31
1,448.06
395.78
119.84
228.93
145.43
367.19
155474
285
3288
6274
3126
196
19997
26713
1162
245
10887
515
1376
No. of
No. of Premium No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered
Government Sponsered
Schemes
Bajaj Allianz
Insurer
(No. of persons in '000) (Premium in ` crore)
TABLE 49: HEALTH INSURANCE OTHER THAN TRAVEL-DOMESTIC/OVERSEAS & PERSONAL ACCIDENT:
GROSS PREMIUM AND NUMBER OF PERSONS COVERED (2011-12)
182
39
0
0
0
31
0
0
6
0
Iffco Tokio
L&T
Raheja QBE
Reliance
Royal Sundaram
SBI
Shriram
TATA AIG
Universal Sompo
3
93920
United India
Public Total
5
94241
Star Health
Grand Total
* Not recorded due to coinsurance
Max Bupa
164
Oriental
2397
46
ICICI Lombard
New India
HDFC Ergo
321
91517
Future Generalii
Private Total
National
24
Cholamandalam MS
Bharti AXA
Private Health Insurers

Apollo Munich

Schemes
excluding Family/
Floater Policies
Total
189067
126933
159
35352
14520
5389
1030
153715
14413
641
2774
16403
179
6626
2198.01
888.68
0.00
5.87
584.51
174.95
176.88
32.22
1613.50
200.46
0.00
14.16
0.00
0.00
27.38
0.00
0.00
0.00
60.17
473.53
46.61
0.00
85.71
11.38
0.00
56231
3436
12
235
38661
11246
5888
3976
17570
17551
92
409
814
898
2178
235
762
4437
1321
2741
22618
140
407
17511
5429
2736
3213
5107
6133
81
112
908
1424
934
312
125
264
399
449136
10560
47
774681
70821
333229
53266
962293
317365
41478
16007
58498
115389
8101
122561
70027
4101
2927
3918
59543
4,952.12 1736974
31.35
0.28
132.28
3,591.47
985.00
815.28
1,008.01
1,360.65
783.18
13.20
0.00
0.00
0.00
38.47
149.10
0.00
0.00
94.17
511.68
88.75
91.58
39.54
36.10
134.15
16348
1524
27
147
2005
189
746
168
14343
902
103
72
61
19
321
165
16
11795
86
1425
91321
280342
20442
1725
162717
263718
8140
10555
9144
252347
904015
603188
354501
19794
119
993.87 5022729
172.77
13.02
78.18
468.57 3546439
85.00
185.00
47.16 1054995
525.30 1476290
151.41 984241
9.85
0.18
0.00
0.00
14.36
59.56
0.00
0.00
4.36
116.86
34.55
2.23
2.54
2.32
14.53
25508
441
19
184
12395
3052
3075
3753
13113
2515
91
519
1725
173
238
18
22
9144
536
42995
107334
339280
136645
10763
287502
333986
13003
17943
14383
314631
986085
942308
565
807078
30366
2886.50 6910175
106.89
12.16
49.88
2044.45 4453701
466.81
115.42
842.05 2456474
546.24 1410674
915.98 1114634
0.40
40.33
0.00
0.00
98.89
8.56
0.00
0.00
18.04
179.23
150.41
2.93
20.35
2.98
150.99
1,199.69
25.46
266.21
6,689.00
1,711.76
1,292.58
253541 11,030.50
129038
47
897
67263
23190
11945
2,003.37
1,681.29
23963
8164
4,341.50
23.45
54.67
179.10
217.22
176.74
1,281.30
320.33
96.74
148.14
52.78
299.67
186278
187
804
3466
908
1744
18320
1516
346
6781
21203
1022
No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered
Schemes
Bajaj Allianz
Insurer
TABLE 49: HEALTH INSURANCE OTHER THAN TRAVEL-DOMESTIC/OVERSEAS & PERSONAL ACCIDENT:
GROSS PREMIUM AND NUMBER OF PERSONS COVERED (2011-12) (Concld.)

Schemes
excluding Family/
Floater Policies
Total
0
515
16
1
532
0
0
0
0
0
0
2
0
6
0
0
0
0
0
0
0
0
0
8
540
New India
Oriental
United India
Public Total
Star Health
Max Bupa
Apollo Munich
Bajaj Allianz
Bharti AXA
CHOLA MS
183
Future Genarli
HDFC ERGo
ICICI Lombard
IFFCO Tokio
L&T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram General
Tata AIG
Universal
Private Total
Grand Total
7729
6018
0
0
0
0
0
0
0
0
1123
4895
1712
0
613
640
459
52.70
7.78
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.93
0.00
6.85
0.00
0.00
0.00
0.00
0.00
44.92
0.00
3.06
30.34
11.52
0.00
415328
149183
516
10746
18
172
2776
22948
0
185
50559
2757
34880
1548
5482
2719
4304
200
266145
9372
203363
331
2538
59913
111110
27833
629
25
303
24
*
1550
0
64
9934
3487
4661
1410
1681
3254
201
83277
600
78498
551
984
3245
759.25
334.37
2.54
26.25
1.79
0.50
24.27
19.75
0.00
2.32
46.05
51.57
26.58
31.81
45.69
20.84
20.63
3.88
0.00
424.88
9.88
163.38
111.71
19.05
130.74
705168
454318
0
0
0
0
0
0
16
11966
442336
250850
0
250850
1556
1004
0
0
0
0
0
0
0
57
947
552
0
552
644904
13436
292070
546682
8612
32962
7174
11
20277
86522
0
7178
34244
653979
663861
56495
14462
6428
511582
774
146.88 3819093
80.82 2322001
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
22.29
0.00
58.53
0.00
0.00
0.00
0.00
0.00
0.00
66.06 1497092
0.00 217440
0.00
66.06
0.00
5138
3140
76
12
0
0
95
0
7
34
654
640
58
18
512
783
1997
236
806
39
292
860
848268
13783
545973
606595
974
19944
9147
515886
9128
96769
43708
7192
183
23053
109470
0
7379
447.78 4940129
326.68 2925510
2.09
1.36
0.12
0.00
1.34
17.87
0.00
0.31
46.63
58045
102.13 1141077
86.48 656742
7.63
1.46
0.98
37.85
13.02
121.10 2014619
7.40 226812
0.00
0
21.79
27.48
45.35
26.48
984
125534
37996
637
10025
5264
101
315
24
0
1645
0
72
6248
6363
1699
3261
521
1406.61
749.65
4.63
114.97
138.99
27.61
1.91
0.50
25.61
37.62
0.00
2.64
187.24
46.30
47.15
21.82
58.48
16.90
0.00
17.28
0
656.96
837
188.23
169.53
141.98
157.22
87538
79917
1230
2286
4105
No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered
Schemes
National
Insurer
TABLE 50: PERSONAL ACCIDENT INSURANCE PREMIUM AND NUMBER OF

PERSONS COVERED (2011-12)

Schemes
excluding Family/
Floater Policies
Total
0
515
16
1
532
0
0
0
0
0
0
2
0
6
0
0
0
0
0
0
0
0
0
8
540
New India
Oriental
United India
Public Total
Star Health
Max Bupa
Apollo Munich
Bajaj Allianz
Bharti AXA
184
CHOLA MS
Future Genarli
HDFC ERGo
ICICI Lombard
IFFCO Tokio
L&T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram General
Tata AIG
Universal
Private Total
Grand Total
7729
6018
0
0
0
0
0
0
0
0
1123
4895
1712
0
613
640
459
52.70
7.78
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.93
0.00
6.85
0.00
0.00
0.00
0.00
0.00
44.92
0.00
3.06
30.34
11.52
0.00
415328
149183
516
10746
18
172
2776
22948
0
185
50559
2757
34880
1548
5482
2719
4304
200
266145
9372
203363
331
2538
59913
111110
27833
629
25
303
24
*
1550
0
64
9934
3487
4661
1410
1681
3254
201
83277
600
78498
551
984
3245
759.25
334.37
2.54
26.25
1.79
0.50
24.27
19.75
0.00
2.32
46.05
51.57
26.58
31.81
45.69
20.84
20.63
3.88
0.00
424.88
9.88
163.38
111.71
19.05
130.74
705168
454318
0
0
0
0
0
0
16
11966
442336
250850
0
250850
1556
1004
0
0
0
0
0
0
0
57
947
552
0
552
644904
13436
292070
546682
8612
32962
7174
11
20277
86522
0
7178
34244
653979
663861
56495
14462
6428
511582
774
146.88 3819093
80.82 2322001
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
22.29
0.00
58.53
0.00
0.00
0.00
0.00
0.00
0.00
66.06 1497092
0.00 217440
0.00
66.06
0.00
5138
3140
76
12
0
0
95
0
7
34
654
640
58
18
512
783
1997
236
806
39
292
860
606595
848268
13783
545973
19944
9147
515886
974
9128
96769
43708
7192
183
23053
109470
0
7379
447.78 4940129
326.68 2925510
2.09
1.36
0.12
0.00
1.34
17.87
0.00
0.31
46.63
58045
102.13 1141077
86.48 656742
7.63
1.46
0.98
37.85
13.02
121.10 2014619
7.40 226812
0.00
0
21.79
27.48
45.35
26.48
157.22
125534
37996
637
10025
5264
101
315
24
0
1645
0
72
6248
6363
1699
3261
521
984
1406.61
749.65
4.63
114.97
138.99
27.61
1.91
0.50
25.61
37.62
0.00
2.64
187.24
46.30
47.15
21.82
58.48
16.90
0.00
17.28
0
656.96
837
188.23
169.53
141.98
87538
79917
1230
2286
4105
No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered
Schemes
National
Insurer
TABLE 50: PERSONAL ACCIDENT INSURANCE PREMIUM AND NUMBER OF

PERSONS COVERED (2011-12) (Concld.)
1075
465
51
Marine (Cargo)
Marine (Hull)
185
294
2851
78
Personal Accident
Medical Insurance
Overseas Medical
Insurance
82
4098
347
287
2819
74
27
369
80
15
518
1578
25
42
86
Note: Figures in brackets indicate negative values.
13729 14733 20917
Grand Total
1221
1040
Miscellaneous
1042
75
3211
301
250
5411
233
Liability Insurance
2863
6727
Credit Insurance
3018
Motor Third Party
4694
566
105
588
1420
52
4203
Motor Own Damage
494
56
504
1242
Crop Insurance
419
Engineering
Aviation
Corporate
Agents - Others
Corporate
Agents - Banks
Brokers
Referral
Arrangements
Direct Business
Others
Total
(` Crore)
2849
149
34
725
182
34
342
1069
73
16
61
164
1239
102
19
271
92
198
417
18
10
93
3219
336
1457
166
144
181
447
24
443
4184
372
1931
217
145
225
746
32
10
494
3273
398
13
693
311
18
367
640
42
46
732
5665
496
14
18
1335
155
323
546
931
478
106
417
847
9331
676
10
28
2275
229
395
969
1821
1258
112
531
1029
9921
409
53
24
35
2778
250
466
1080
1884
773
150
128
615
1276
526
77
74
14
76
238
26
602
46
51
10
122
273
17
54
1486
31
149
2981
344
216
1354
2044
680
777
518
1370
2214
188
4034
288
228
1557
3380
(117)
757
409
1477
1171
1020
75
171
4783
346
236
2383
4038
846
316
732
568
1871
192 11949 14418 18556
20
35
89
29
561
47
11
134
165
45
39
21
13
73
903
84
17
345
20
12
61
54
60
51
22
176
1816
999
1544
4637
2284
487
999
1850
5480
1175
930
6139
1366
1024
9729
3558
1514
290
4583
1960
335
3423
1089
2867
324
7911 10858 12963
1036
801
5857
9486 12036 14078
1669
963
1465
3919
3865 38469 47012 57964
101
2710
332
17
255
283
36
25
20
59
2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12
Individual
Agents
Fire
Type of Channel
TABLE 51: CHANNEL WISE GROSS DIRECT PREMIUM INCOME
186
389627.90
ALL INDIA
Note: TP- Third Party; OD- Own Damage.
27228.80
90.43
53.63
2914.87
1617.41
2903.16
2687.41
153.17
175.00
40800.26
1386.06
34836.08
16259.74
1619.11
1798.92
1153.43
18799.26
7818.31
0.00
5448.58
129432.63
33.02
218.84
127.54
51.58
3607.16
389.37
10607.21
6679.51
33.13
33850.54
163.68
13642.69
2162.69
20884.67
2009-10
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
States/Union Territory
463746.53
33819.95
198.34
72.94
3302.29
1769.75
3259.65
3149.03
171.30
238.15
47771.85
1814.35
42842.86
19779.19
3206.47
1986.86
1498.93
22999.85
8433.36
0.00
7360.15
148751.41
31.89
256.92
60.19
57.00
5535.44
780.50
12912.44
8790.25
92.02
37550.95
166.41
16385.52
3568.28
25132.06
2010-11
Fire
547626.43
37087.86
1521.58
4251.32
2946.86
3414.12
4370.84
56117.48
22399.74
4244.11
5716.51
2635.68
27672.16
13070.80
9798.30
166012.93
133.29
2288.50
426.11
133.25
7788.79
19021.76
13402.04
140.51
42873.49
193.23
21000.63
3765.05
23675.16
589.72
1556.33
1882.69
337.73
43786.68
480.31
2890.87
2011-12
125521.05
5864.20
17.84
10.63
567.72
216.43
1036.71
697.07
23.86
54.90
27652.74
611.02
8507.62
5270.25
145.57
250.46
294.97
6799.05
1045.58
0.00
2728.10
34353.56
4.49
14.13
1.16
11.54
716.23
105.68
1940.63
2666.68
11.48
11579.74
18.41
4586.12
443.90
7272.60
2009-10
154427.49
9142.97
20.16
13.12
634.03
248.97
1209.92
753.69
38.91
77.86
26894.71
777.24
11138.17
6355.57
197.50
275.46
292.06
7780.28
1182.70
0.02
4198.18
43564.39
5.94
24.95
0.65
10.90
953.51
904.03
2598.84
3272.96
17.51
16300.34
22.88
5714.84
748.39
9055.84
2010-11
Marine Cargo
184522.56
9616.99
770.50
759.63
412.93
1258.86
2612.41
13354.30
8329.72
374.86
1100.49
362.20
9546.03
1721.70
3753.46
54464.30
12.92
386.94
57.85
12.01
1278.53
4162.15
4169.25
33.46
16464.46
21.38
7639.81
679.80
9484.03
171.83
587.55
440.47
254.34
29053.15
37.04
1137.20
2011-12
96426.03
1308.13
74.06
0.00
22.47
3.06
1.00
8.79
0.00
0.34
949.60
1216.56
4880.49
2003.41
0.10
0.16
0.00
836.61
459.44
0.00
0.81
77810.65
0.00
0.85
0.00
0.00
34.75
2.82
389.89
6.90
0.00
5482.63
0.00
502.63
2.87
426.99
2009-10
99895.82
2796.76
69.94
0.00
107.95
3.64
3.29
0.00
0.00
0.00
2123.76
1319.64
6135.26
2901.24
0.38
0.11
0.21
847.19
790.10
0.00
1.37
75929.63
0.00
0.00
0.00
0.00
75.79
2.12
788.48
6.27
0.00
5034.78
17.00
306.47
5.15
629.29
2010-11
Marine Hull
TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME
100015.37
1950.57
145.67
214.64
18.48
7.96
4397.53
5883.21
4458.68
0.43
72.39
32.92
2499.63
1962.82
-5.72
67017.60
0.19
92.22
3.24
0.00
100.32
1772.53
15.43
0.00
5109.59
13.27
291.63
41.86
1139.79
57.05
5.89
348.43
0.00
2213.50
131.33
22.30
2011-12
44566.33
897.55
36.09
0.00
2285.61
18.46
237.60
1620.76
166.54
38.24
29406.31
0.00
109.72
0.00
0.00
134.15
1978.71
143.02
2490.86
40.01
167.49
72.31
3654.27
467.42
6.92
0.00
0.00
27.39
566.90
2011-12
Aviation
(` Lakh)
187
165686.31
ALL INDIA
191201.61
24931.03
6.04
10.62
1738.57
587.24
986.65
2009.47
20.12
103.84
26180.12
420.92
11095.25
6824.20
218.29
538.08
1018.23
7680.88
1418.02
0.00
2233.63
55149.03
21.08
104.41
17.61
9.57
3316.97
324.01
3700.51
1913.03
54.47
19312.72
87.49
6390.10
627.65
12151.77
2010-11
Engineering
24308.82
7.72
5.84
1532.63
514.24
1071.08
1467.81
25.50
40.88
22799.96
362.12
9441.70
4956.84
254.64
436.28
774.54
7296.06
1374.58
0.00
1785.50
49675.01
2.46
62.45
3.68
6.91
2294.87
52.51
3127.77
1458.09
105.87
14755.19
70.44
4193.64
436.35
10984.37
2009-10
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
227983.14
27490.05
1258.80
2986.13
2640.99
3906.76
1196.75
13091.60
7911.07
2189.95
3071.78
2244.62
11048.45
2699.24
4030.64
57273.25
105.20
1044.99
218.54
150.36
5722.67
7408.07
3224.93
420.26
19383.93
61.21
10620.83
1203.64
12946.17
239.32
324.44
636.05
236.72
20202.69
133.76
659.29
2011-12
934482.58
65922.97
199.21
508.71
13988.64
15352.80
12941.02
13817.16
139.66
142.58
76030.09
7387.75
61792.52
42930.09
5263.72
7969.07
10426.96
68105.98
52761.91
0.19
32578.64
140754.46
424.88
1068.41
480.61
531.59
18057.92
2302.65
34124.76
44900.66
476.63
89408.40
1515.61
65333.62
8235.24
38607.45
2009-10
1194184.11
80965.51
341.69
448.12
16514.68
19915.74
17626.01
18073.82
186.90
127.11
88835.27
8546.63
89614.85
50687.74
7577.63
8964.77
14178.02
85808.82
64109.94
0.31
43276.84
188253.20
532.52
1463.70
539.60
647.64
24584.50
2819.92
42417.18
55985.81
672.99
110474.89
1357.97
82955.13
10562.26
55116.39
2010-11
Motor OD
1403802.11
92361.39
3286.94
16843.46
24136.74
22249.59
10205.02
110342.58
50047.63
7821.48
13379.17
15201.54
104907.85
72509.93
49841.55
229419.77
1868.55
6319.87
4749.63
944.71
29246.63
51757.87
60987.61
847.09
127713.31
1623.07
94883.63
10449.01
57698.77
3651.58
15898.46
4407.54
641.10
99593.81
695.57
7269.70
2011-12
561331.61
39117.93
185.75
208.15
8710.14
9078.56
6501.80
8025.11
136.24
123.78
28114.50
4350.12
38210.81
28882.76
3988.16
5633.28
5723.17
41944.12
40530.43
1.20
22020.41
73778.06
207.01
775.17
336.79
291.93
11449.65
1215.08
17603.34
29403.83
301.10
64001.66
1025.53
39283.43
5670.08
24502.52
2009-10
623060.30
43454.36
318.37
174.68
9726.15
10266.68
6548.74
9228.60
146.37
92.51
29062.18
4684.79
41705.24
18005.59
4779.70
6113.34
6574.20
47094.76
43938.87
1.95
26221.14
88139.40
262.02
905.56
367.44
262.53
14220.73
1601.63
20347.98
32835.30
478.03
72387.24
1197.39
45016.25
6969.79
29930.78
2010-11
Motor TP
980452.47
66718.83
2041.77
14124.17
18042.37
15315.78
7216.11
66609.40
28506.58
7774.32
10737.41
10769.13
73936.08
62712.26
41573.55
144207.70
1059.37
4678.05
3888.73
768.76
24323.97
31888.22
50770.39
799.15
106739.77
1996.48
68544.60
8854.02
43688.07
3216.86
5857.48
4211.48
365.05
42237.83
525.74
5753.00
2011-12
TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Contd.)
77721.59
3953.29
1.21
2.46
234.20
201.70
234.42
567.17
56.26
33.67
8772.08
183.54
4929.76
1941.22
144.05
130.65
151.86
9394.56
1031.46
0.00
687.23
32980.44
15.42
10.04
5.17
9.59
321.99
31.97
471.89
746.16
11.57
6145.58
23.58
1502.98
231.58
2562.86
2009-10
92969.70
5150.67
1.76
3.47
284.79
204.21
358.03
757.57
85.67
32.87
12778.79
223.64
6111.54
2289.59
188.75
140.34
241.57
10458.69
1151.76
0.00
841.45
35882.31
15.60
11.82
4.46
8.73
459.88
148.35
567.48
924.43
12.83
7016.22
26.16
1897.35
287.28
4401.64
2010-11
4810.05
225.80
259.38
257.57
665.82
614.11
7274.66
2779.85
176.80
314.26
316.24
10384.64
1079.05
929.05
39863.25
28.63
977.30
56.33
18.94
556.70
1951.64
1047.27
22.40
7242.71
20.55
2587.77
207.92
4271.41
4.50
129.15
295.84
60.16
12768.03
1.35
68.49
2011-12
102267.61
Liability Insurance
(` Lakh)
188
100442.98
ALL INDIA
6458.49
1.91
5.16
367.15
568.38
497.71
857.84
9.93
17.41
9823.64
273.27
7956.86
3313.47
143.97
479.74
905.17
5999.21
2580.78
2.40
1093.27
35857.24
1.74
27.58
5.24
0.39
917.25
82.06
1381.70
3716.78
6.60
9506.66
98.99
4582.23
289.83
2612.93
2009-10
117473.72
8337.07
3.54
4.24
651.46
617.13
629.61
1051.29
16.28
18.16
13768.57
300.59
9784.76
4066.33
174.80
467.51
938.68
7992.24
3160.90
3.00
1592.05
36211.85
3.07
21.49
4.61
2.64
1338.58
101.77
1527.51
2859.49
12.48
12624.50
98.12
4675.67
423.03
3990.70
2010-11
Personal Accident
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
136592.24
10266.00
468.22
690.59
1364.26
977.83
731.42
10576.15
5652.82
249.34
2268.90
1158.68
9415.43
3798.49
1865.59
37827.42
58.71
710.15
350.93
9.32
1557.77
4249.65
3103.56
24.06
15758.64
88.07
4988.22
472.75
3986.14
172.10
455.42
620.01
56.17
12271.09
21.42
326.90
2011-12
797949.81
80114.34
3.48
4.13
1348.02
753.17
6467.05
1079.46
94.62
182.19
86777.93
1463.31
52428.08
17916.48
663.19
310.38
5570.95
71818.08
18360.45
0.22
7267.99
248118.50
18.52
48.16
0.24
246.33
1565.81
432.55
5534.47
6202.14
26.86
116148.00
458.01
24462.50
1426.18
40638.00
2009-10
1086029.90
105002.58
16.63
3.62
2399.98
11680.79
6246.82
1397.57
137.92
228.53
113477.48
1861.69
69325.21
43325.56
1859.40
467.17
2580.25
94636.13
24018.49
0.23
9493.17
326795.70
7.05
66.22
285.84
236.80
4645.95
648.00
8135.14
9525.56
38.16
138391.73
765.44
49743.55
2366.75
56218.81
2010-11
Health
1296282.04
106121.93
2037.83
5873.34
26048.74
1659.36
11279.70
79763.01
60447.05
1936.65
6067.04
3876.30
117786.47
45128.38
11319.68
368207.91
367.42
7309.50
2509.10
467.77
5178.76
27425.21
11029.39
76.45
121017.49
2658.44
42504.72
2411.94
78556.81
1372.70
6149.79
5514.22
205.48
127147.15
84.66
6741.63
2011-12
28974.08
2311.96
0.01
0.00
16.77
18.20
377.17
29.66
1.07
0.00
2957.53
95.04
2050.74
376.55
13.36
22.14
74.88
2666.96
735.68
0.00
202.75
12069.10
0.05
1.78
0.00
0.00
27.39
20.39
475.45
261.29
1.25
2833.01
0.08
406.85
39.71
887.30
2009-10
33527.50
2472.01
0.00
0.03
23.73
19.03
465.01
29.53
0.39
0.00
3655.60
102.60
2013.82
368.95
14.09
22.38
59.60
3235.64
772.07
0.00
209.16
14697.22
0.14
2.40
0.00
0.16
56.80
33.88
589.16
277.06
1.11
2947.28
1.42
415.38
44.67
997.19
2010-11
Overseas Mediclaim
TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Contd.)
32420.56
2628.99
20.81
31.06
35.24
35.05
119.08
2012.65
534.15
18.20
46.50
77.61
3728.68
835.23
215.27
12047.43
2.75
55.34
7.91
0.31
66.08
875.98
296.29
0.95
2844.73
1.00
503.42
55.42
1032.93
3.92
425.94
54.23
0.24
3764.21
0.38
42.56
2011-12
(` Lakh)
189
151390.01
ALL INDIA
24010.09
0.53
0.00
232.12
24762.00
0.00
3010.94
0.00
0.00
0.00
0.09
11230.19
625.51
355.94
12.04
2833.16
5365.27
434.63
0.00
14676.21
11389.52
74.79
34.06
0.60
0.00
5828.57
20.32
45.63
21978.18
0.77
6952.43
16.23
8683.83
426.62
8389.74
2009-10
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
196042.87
25909.61
0.63
0.00
296.37
26769.58
0.00
3146.12
0.00
0.00
0.00
3.40
12501.96
816.00
1042.34
11.18
1163.59
4187.99
624.32
0.00
23525.62
14490.05
3.40
48.33
0.00
0.00
6602.61
15.71
0.00
44448.79
0.03
9617.62
5.08
9775.20
929.06
10108.28
2010-11
Crop Insurance
286715.55
53250.45
1.23
813.55
40766.43
5953.43
1.01
16144.82
1599.30
1447.26
98.78
1291.16
10344.97
494.01
23179.17
20766.50
24.99
21.60
6.51
5.14
22388.47
309.71
56760.62
2.76
7782.28
19.81
8573.83
1142.35
12840.18
4.04
35.94
0.00
0.01
543.81
0.00
101.43
2011-12
108917.22
4415.51
0.00
0.00
0.00
0.05
0.00
5925.13
2971.35
0.00
0.00
0.00
6253.27
2403.98
1270.59
38518.11
0.00
0.00
0.00
0.00
496.12
3582.15
1736.53
0.00
15013.36
0.00
5373.76
0.00
5430.67
0.00
1251.12
0.00
0.00
14275.52
0.00
0.00
2011-12
Credit Insurance
351700.58
19820.21
21.07
39.93
1951.22
7456.50
2199.17
4491.98
24.00
29.58
31571.83
458.37
20994.32
12393.35
1261.88
2512.89
1862.48
20759.44
10602.85
0.00
8103.22
104927.18
83.00
157.31
102.25
109.04
4309.52
206.40
9193.13
14066.34
49.10
28773.14
206.17
26237.86
2386.64
14339.21
2009-10
457524.43
22290.71
31.30
67.38
2107.61
19392.01
4374.58
6939.98
30.44
27.25
40649.67
494.04
27942.22
15991.05
1375.96
2707.78
4667.59
23742.14
13149.72
0.04
13326.46
127541.20
69.43
250.68
57.55
86.88
4661.57
274.31
9754.53
27625.78
99.18
34344.52
314.67
25760.42
10759.91
16615.90
2010-11
Miscellaneous
341574.75
15429.47
1129.62
2100.39
7526.66
7016.44
2939.00
19534.15
17745.83
1630.38
4764.49
2464.44
18690.05
11803.30
14659.99
72117.10
230.85
1075.43
478.28
103.86
7175.07
8349.69
32293.24
84.45
22376.50
193.79
25023.13
2051.57
11349.45
585.70
2172.91
799.20
115.59
26407.04
161.55
996.13
2011-12
3781254.52
300419.22
603.22
838.63
31885.96
60542.45
34230.29
36740.41
664.31
800.32
336250.15
17787.25
257259.17
136869.67
13853.70
19556.01
29771.56
259784.61
137736.09
4.01
96592.70
951146.34
865.38
2418.79
1063.28
1258.89
49131.11
4861.78
84895.87
132086.55
1024.35
389436.98
3596.74
193418.39
21751.71
172108.62
2009-10
TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Concld.)
4710083.98
364273.22
1008.40
798.21
37787.59
91474.78
41708.31
46536.67
834.29
946.28
405197.99
20549.53
330211.14
171411.02
20635.32
21694.98
33212.92
316464.60
162750.24
5.56
132279.22
1155405.39
952.14
3156.48
1337.94
1322.86
66452.32
7654.23
103339.25
188464.74
1478.82
466002.78
4060.04
249035.87
37292.21
224348.64
2010-11
Total
5797534.67
432714.97
12908.75
48947.65
124224.63
62467.97
47661.69
406772.16
215874.62
27903.78
47805.21
40502.82
409867.98
220686.61
162469.37
1337149.60
3892.86
25069.61
12753.13
2614.43
106014.03
163652.20
238872.65
2451.54
512605.88
6908.76
292773.58
32956.10
266266.12
10071.46
34880.82
19216.01
2272.61
438022.41
2273.10
26009.52
2011-12
(` Lakh)
497.79
(19.30)
(-4.21)
(16.15)
446.34
(55.96)
51.45
2004-05
417.26
(-8.26)
435.62
384.27
418.85
(96.72)
(3.85)
(96.15)
32.99
2003-04
16.77
2002-03
(2.74)
511.41
(-5.47)
421.93
(73.92)
89.48
2005-06
Note: Figures in brackets indicate the growth over the previous years in per cent.
TOTAL
Public Sector
Private Sector
Insurer
(8.75)
466.64
(-19.48)
339.72
(41.85)
126.92
2006-07
(22.69)
572.50
(13.47)
385.47
(47.36)
187.03
2007-08
(17.13)
670.60
(17.09)
451.37
(17.21)
219.23
2008-09
(0.64)
674.88
(-3.84)
434.04
(9.86)
240.84
2009-10
TABLE 53: NON-LIFE INSURERS: NUMBER OF POLICIES ISSUED
(17.56)
793.41
(16.52)
505.76
(19.44)
287.652
2010-11
(8.07)
857.44
(4.43)
528.14
(14.48)
329.30
2011-12
(In Lakhs)
190
25.98
81.29
80.46
89.46
26.68
99.02
94.70
87.90
Aviation
Engineering
Fire
Marine Cargo
Marine Hull
Motor
Miscellaneous
Industry
* Within the country.
2003-04
Segment
86.45
88.35
99.64
25.55
85.07
76.00
75.78
23.53
2004-05
92.58
94.47
100.00
39.76
91.77
85.76
91.55
48.53
2005-06
83.41
89.63
96.15
18.30
77.10
65.72
72.89
21.93
2006-07
91.26
97.11
100.00
20.01
84.43
75.65
77.52
24.21
2007-08
94.45
96.95
99.99
31.26
88.59
77.35
71.26
23.71
2008-09
TABLE 54: NET RETENTIONS* OF NON-LIFE INSURERS
90.30
91.39
99.99
23.31
85.35
73.99
68.88
25.64
2009-10
88.24
90.63
98.88
25.06
79.18
65.39
70.15
37.50
2010-11
91.84
94.52
99.02
32.29
78.86
75.16
73.53
20.16
2011-12
(In per cent)
191
11588
2008-09
192
804
1095
1489
3845
1662
2144
4151
1495
75884
39222
48028
199894
201033
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
200521
192747
42532
32839
82170
35206
Note: Figure in brackets indicate negative values
36760
National
PUBLIC
201447
185756
41702
32989
76669
34396
15691
218425
197009
43395
34392
83100
36122
21416
215715
190489
38947
33134
83076
35332
25226
236025
204040
41867
34153
94184
33836
31985
236053
202046
43456
32442
97031
29117
34007
7774
PRIVATE-TOTAL
1139
(43)
Universal Sompo
235404
198088
40861
31493
96292
29442
37316
(267)
2064
1025
2394
2920
Tata AIG
643
2792
(40)
49
2393
Shriram
SBI General
1713
256241
219611
41045
36473
106758
35335
36630
1263
2011
75
1293
295753
254046
45291
44827
121247
347560
300376
58441
51432
137897
52606
47184
42681
2914
2244
1858
241
680
1188
3023
49
143
5131
11459
2708
1355
2893
521
13021
2011-12
(` Lakh)
41707
2004
218
(151)
1581
3075
4074
1306
76
333
5035
11287
Royal Sundaram
955
8993
4684
Reliance
6049
10104
(94)
6364
10865
(74)
1843
6982
5481
1401
967
Raheja QBE
1338
3567
5240
332
301
1949
632
11314
2010-11
(22)
675
4272
3428
88
89
1597
234
11847
2009-10
L&T General
3178
3802
1633
1686
130
207
IFFCO Tokio
157
ICICI Lombard
144
161
208
10
3266
12256
2007-08
HDFC ERGO
3180
9382
2006-07
(148)
2317
9116
2005-06
Future Generali
1576
6892
2004-05
(37)
737
3888
2003-04
2032
45
1786
2002-03
Cholamandalam
344
2001-02
NET EARNED PREMIUM
Bharti AXA
Bajaj Allianz
PRIVATE
INSURER
TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE
193
37183
19258
17578
93255
93521
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
94317
92644
20029
12552
46737
13326
19236
National
PUBLIC
1673
61106
56841
11082
10616
26134
9009
4265
86365
78244
15246
15885
32702
14411
8121
139277
125978
18079
23090
60151
24658
13299
138126
124076
31486
15939
56006
20645
14050
635
166510
146045
30400
31038
60160
24447
20465
657
178313
150267
29593
36245
60668
23761
28046
266
797
PRIVATE-TOTAL
321
39
271
763
2889
Universal Sompo
122
929
2674
204765
178101
19807
31128
106878
20288
26664
879
1022
63
494
3172
490
1761
254358
223211
31138
40670
127227
24176
31147
1037
1315
1166
23
542
Tata AIG
929
31
971
404
4853
11221
Shriram
287
1786
6581
4383
84
63
Royal Sundaram
1299
9698
4414
SBI General
29
Reliance
785
5794
4226
672
2474
2592
1370
838
1217
714
6195
2010-11
Raheja QBE
1195
1701
522
549
1215
906
6877
2009-10
14
544
1445
1245
19
172
1609
10
7263
2008-09
L&T General
1183
936
293
12
36
1172
4976
2007-08
IFFCO Tokio
118
894
5009
2006-07
ICICI Lombard
252
1357
5769
2005-06
34
52
756
2546
2004-05
10
183
606
2003-04
HDFC ERGO
151
276
2002-03
103
2001-02
CLAIMS INCURRED (NET)
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURER
TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)
336320
304680
44188
51582
165735
43175
31640
1384
1109
163
1230
563
2643
32
134
3859
9049
1620
1573
1573
443
6265
2011-12
(` Lakh)
194
39.93
72.79
42.65
39.53
51.04
49.00
49.10
36.60
46.65
46.52
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
47.04
48.07
47.09
38.22
56.88
37.85
52.33
National
PUBLIC
30.33
30.60
26.57
32.18
34.09
26.19
27.18
39.54
39.72
35.13
46.19
39.35
39.90
37.92
64.57
66.13
46.42
69.69
72.40
69.79
52.72
58.52
60.81
75.20
46.67
59.46
61.01
43.93
70.54
72.28
69.96
95.67
62.00
83.96
60.18
21.52
PRIVATE-TOTAL
23.35
0.00
Universal Sompo
75.75
75.86
72.42
115.09
63.00
80.70
75.16
-14.61
56.49
26.44
43.33
Tata AIG
18.97
18.56
-10.00
46.94
33.27
Shriram
SBI General
40.58
79.91
81.10
48.26
85.35
100.11
57.42
72.79
69.60
50.82
84.00
38.21
86.00
87.86
68.75
90.73
104.93
56.64
74.68
46.21
65.62
14.22
(55.63)
30.99
57.27
77.86
23.58
18.92
21.98
38.16
69.60
99.42
96.39
Royal Sundaram
69.54
73.18
93.57
Reliance
74.60
95.98
72.97
(7.45)
136.02
53.33
66.40
(1.35)
42.59
35.43
47.29
97.79
86.66
62.44
112.97
54.76
2010-11
Raheja QBE
50.22
47.69
22.81
157.23
182.39
76.08
387.18
58.05
2009-10
(63.64)
80.59
33.82
36.32
21.59
193.26
79.18
(27.03)
62.68
2008-09
L&T General
37.22
24.62
9.25
17.38
9.23
17.39
35.88
40.60
2007-08
IFFCO Tokio
75.16
28.11
53.39
2006-07
ICICI Lombard
175.00
58.57
63.28
2005-06
21.12
25.00
47.97
36.94
2004-05
100.00
24.83
15.59
2003-04
HDFC ERGO
0.00
15.45
2002-03
-2.03
29.94
2001-02
INCURRED CLAIMS RATIO
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURER
TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)
96.77
101.43
75.61
100.29
120.19
82.07
67.06
47.49
59.69
67.63
180.88
47.39
87.43
65.31
93.71
75.21
78.97
59.82
116.09
54.37
85.03
48.11
2011-12
(Per cent)
5476
2008-09
195
2582
1247
3099
823
4426
453
1094
754
1511
21009
13911
12661
60862
61643
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
64213
60526
13587
12408
20043
14488
Note: Figures in brackets indicate negative values
13281
National
PUBLIC
58749
52303
11467
12004
17297
11535
6446
61719
52339
11126
12035
16860
12318
9380
63756
53029
10367
15910
16438
10314
10727
65429
53148
10531
15944
16438
10235
12281
76566
59550.3
12937
16939
18857
10817
17015
3687
PRIVATE-TOTAL
781
Universal Sompo
94584
72703
18623
18500
23177
12403
21881
(22)
5563
2093
955
TATA AIG
1668
722
(5)
1318
661
621
2728
4460
Shriram
417
Royal Sundaram
SBI General
27
123
Reliance
394
1830
4207
3228
100672
76895
21170
18937
23766
13022
23777
13
6169
1045
1800
(5)
3969
4248
3882
112764
84351
24521
22697
22899
14234
28413
81
9193
90
(18)
1144
1256
(26)
460
1224
3035
777
525
Raheja QBE
202
796
2645
301
251
1223
334
5728
2010-11
(24)
159
1663
1585
192
107
1216
145
5643
2009-10
L&T General
1414
1056
347
852
0.3
153
IFFCO Tokio
96
ICICI Lombard
75
142
29
981
3897
2007-08
HDFC ERGO
709
2674
2006-07
(15)
629
2359
2005-06
Future Generali
459
2136
2004-05
(28)
302
1081
2003-04
1145
341
2002-03
Cholamandalam
61
2001-02
NET EARNED PREMIUM
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)
135968
99536.5
26173
25455
30253
17655
36432
197
13838
21
(19)
1244
987
172
4010
5389
1502
1108
1418
430
6128
2011-12
(` Lakh)
196
7428
8166
36536
36804
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
43085
40654
9970
8431
11690
10563
7809
13133
National
PUBLIC
2431
36536
31258
7170
6749
8194
9145
5278
41113
32875
7822
7959
9850
7244
8238
47437
35884
7268
8531
11525
8560
11553
2156
56609
42785
10886
15584
6230
10085
13824
2552
66302
49234
12397
11007
15824
10006
17068
3612
5320
638
1849
97359
73468
15071
17226
27711
13460
23891
268
1301
367
PRIVATE-TOTAL
1194
619
1101
1041
Universal Sompo
TATA AIG
122
545
78602
58058
21852
12379
19075
4752
20544
88
4724
682
1781
731
791
101686
78354
21712
19612
25764
11266
23332
189
7677
440
4722
3841
Shriram
403
1288
2668
4085
49
Royal Sundaram
581
5502
4448
SBI General
44
Reliance
766
3220
4301
250
1156
4222
633
520
739
241
3231
2010-11
Raheja QBE
133
2019
2452
465
301
993
178
4577
2009-10
6
140
2107
1797
108
132
788
5098
2008-09
L&T General
1175
1275
36
451
0.1
978
3166
2007-08
IFFCO Tokio
75
892
3727
2006-07
ICICI Lombard
37
602
2480
2005-06
132
340
1890
2004-05
138
922
2003-04
HDFC ERGO
190
146
2002-03
17
2001-02
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE
113420
83521
21669
20447
27764
13641
29899
222
11219
35
24
279
1029
12
240
3815
5157
2458
839
1102
244
3223
2011-12
(` Lakh)
197
62.51
53.40
64.50
60.03
59.70
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
67.10
67.17
73.38
67.95
58.32
72.91
58.80
National
PUBLIC
65.93
62.19
59.76
62.53
56.22
47.37
79.28
81.88
66.61
62.81
70.30
66.13
58.42
58.81
87.83
74.40
67.67
70.11
53.62
70.11
82.99
107.70
86.52
80.50
103.37
97.74
37.90
98.53
112.56
82.35
86.59
82.68
95.83
64.98
83.91
92.50
100.31
81.61
95.63
102.93
101.05
80.93
93.11
119.56
108.52
109.19
34.31
83.50
PRIVATE-TOTAL
62.16
(22.73)
71.58
Universal Sompo
83.54
78.08
75.50
103.22
65.37
80.26
36.49
86.40
676.92
90.18
92.89
88.54
86.41
112.51
79.15
82.12
233.33
83.51
76.58
29.26
63.90
62.98
TATA AIG
65.26
8.89
84.62
122.37
50.00
81.02
117.73
Shriram
75.21
93.56
0.00
83.48
194.42
SBI General
57.07
98.94
60.94
39.84
60.97
162.96
98.94
111.16
Royal Sundaram
54.35
82.65
102.92
Reliance
99.73
201.69
(11.54)
65.84
175.91
102.23
-20.00
88.05
94.44
139.11
81.47
99.05
60.43
72.16
56.41
2010-11
Raheja QBE
92.70
253.64
154.49
119.92
81.66
122.76
81.11
2009-10
(25.00)
113.38
126.70
56.25
123.36
68.82
(10.71)
93.10
2008-09
L&T General
83.10
120.74
52.93
33.33
23.53
99.69
81.24
2007-08
IFFCO Tokio
78.13
125.81
139.38
2006-07
ICICI Lombard
49.33
95.71
105.13
2005-06
92.96
27.59
74.07
88.48
2004-05
100.00
45.70
85.29
2003-04
HDFC ERGO
54.76
42.82
2002-03
-26.67
27.87
2001-02
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)
83.42
83.91
82.79
80.33
91.77
77.26
82.07
112.36
81.08
171.08
(126.60)
22.39
104.30
195.25
139.56
95.15
95.69
163.65
75.75
77.72
56.64
52.60
2011-12
(Per cent)
129582
20673
Royal Sundaram
198
198559
132846
94441
579274
793750
New India
Oriental
United
SUB-TOTAL
TOTAL
78403
644632
124757
132452
202240
185183
703076
148316
140706
217301
196753
225562
184789
294035
298092
963378
15359
63851
53702
2173
84545
88021
789024 1002477
175542
155012
231193
227277
738038
12245
34086
32552
(78)
63264
99436
113
3687
98012
190185
53592
35779
59031
45030
170298
975165 1137406 1275831 1527062 1965856
605011
106080
137012
194078
167841
572755
2790
27442
13428
53713
105072
153428
National
PUBLIC
492774
370154
PRIVATE-TOTAL
214476
33
28172
Universal Sompo
TATA AIG
42723
99023
1839
12017
92566
14073
Shriram
22888
14918
Reliance
(57)
61245
35225
143004
91
52382
20205
111243
23053
10
97462
12819
13527
43502
25609
147636
Raheja QBE
IFFCO Tokio
87333
3613
32489
6131
125527
L&T General
34613
ICICI Lombard
29749
11830
55105
HDFC ERGO
24809
Future Generali
(1.70)
71660
37945
25128
5195
49254
Cholamandalam
SBI General

(` Lakh)
672242
534372
90049
130377
180653
133293
137870
13695
15280
9149
22395
33463
6995
3883
33010
637526
92854
141045
205064
198563
372749
138
19659
1191
33260
71889
40296
81946
10429
3158
17045
223
93515
617575
126182
126844
194409
170140
460634
2244
21407
9497
42544
83414
14
45428
102816
17408
11522
21535
5175
97630
876628
191646
163732
261297
259953
691523
9695
34629
25396
178
54618
101467
49
168
68805
149367
35756
19775
37314
23061
131245
925751
228084
191730
247928
258009
939890
16191
64365
37486
3171
74259
101579
173
4091
97682
224565
53111
28020
48192
39034
147970
900127 1010275 1078209 1568151 1865641
633811
116943
136423
209996
170449
266316
15305
22856
53013
28976
66505
8491
9353
61817
76.15
28.54
13.05
162.91
2007-08
84.69
92.25
95.35
98.14
90.98
86.88
64.28
59.83
73.91
61.33
92.31
104.76
110.24
99.57
108.20
101.55
71.95
127.36
24.69
376.71
88.82
98.90
74.43
106.49
101.40
107.23
75.64
418.18
69.78
64.76
77.85
72.60
76.93
84.08
81.36
87.41
67.83
(13117.65)
72.17
84.51
87.84
85.08
90.15
89.47
86.47
80.42
80.43
78.01
70.73
79.21
79.39
(24.56)
74.17
92.42
86.16
85.18
66.28
84.41
77.78
102.69
111.10
109.17
105.63
113.02
114.38
93.70
79.18
101.59
78.02
(228.21)
86.33
102.04
490.00
184.62
87.76
104.45
101.51
85.78
85.78
90.05
88.90
94.90
92.35
101.12
103.76
84.32
86.55
97.56
105.42
100.81
69.80
145.93
87.83
115.40
152.55
110.96
99.66
118.08
99.10
78.32
81.64
86.68
86.89
2008-09 2009-10 2010-11 2011-12

(Per cent)
64.70 1583387.98
60.73
59.13
74.74
67.02
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07
NET EARNED PREMIUM

(` Lakh)
Bharti AXA
Bajaj Allianz
PRIVATE
PARTICULARS
TABLE 55: INCURRED CLAIMS RATIO-MOTOR INSURANCE (Contd.)
2967
17808
199
30612
32371
32981
131720
190470
New India
Oriental
United
SUB-TOTAL
GRAND TOTAL
313576
217569
48146
40605
82012
46806
469371
309487
70011
54577
116900
67999
159884
44
8792
1056
6531
575340
393798
97202
80769
126900
88927
181542
35756
National
PUBLIC
96007
58750
PRIVATE-TOTAL
3708
0
2974
Universal Sompo
TATA AIG
10429
22176
16313
20696
773830
545725
133453
117915
161242
133115
228105
1912
9270
9799
27692
Shriram
8305
13617
14638
5487
12350
15474
99415
SBI General
Royal Sundaram
3017
11055
16401
75166
7223
3635
68475
6518
10806
3847
29199
Raheja QBE
IFFCO Tokio
40662
3879
6196
1504
25854
16
4656
ICICI Lombard
1735
5518
18
23121
L&T General
500
30593
HDFC ERGO
1692
884
10639
25
Reliance

(` Lakh)

(Per cent)
946344
680383
192361
129914
197465
160644
265960
2554
9839
243
18515
19437
402
12613
109915
19621
10554
17297
9345
35626
268599
207838
52787
42895
65146
47010
60761
1835
2578
3410
7119
36313
436
703
8367
335494
244465
65170
50256
73801
55238
91029
2778
3719
15269
8750
40170
2411
2761
15171
497299
360870
84901
74746
125559
75664
136429
24
4107
4269
25406
13512
58939
3654
2448
6014
17
18039
639403
471982
127884
104119
143468
96511
167421
1445
3859
5099
25687
13499
67693
19362
4033
7277
1536
17931
774417
580183
153287
121096
165335
140465
194234
2243
4923
8395
25591
21
15065
91871
11057
5710
7375
2810
19172
889241
682321
187902
133585
192018
168816
206920
2620
4885
298
9417
16672
737
10821
94739
13250
9032
13234
7517
23697
141.02
157.79
160.05
132.51
212.81
131.47
103.42
61.70
46.98
113.03
152.90
118.70
87.20
79.52
78.64
106.99
112.36
135.36
123.77
89.99
118.01
94.81
0.00
74.92
44.78
112.13
121.14
98.79
142.49
0.00
93.06
85.19
105.95
116.60
121.27
136.96
107.41
111.27
85.33
54.55
46.71
43.57
91.74
122.23
86.07
100.52
141.10
108.99
94.44
78.02
111.13
119.85
131.57
128.91
113.06
108.53
92.22
136.84
59.09
48.89
115.83
109.30
90.06
118.05
103.97
117.45
102.13
69.35
100.08
106.31
114.86
102.70
102.54
105.52
85.15
117.31
53.11
100.00
51.46
123.65
131.25
102.92
92.41
71.46
87.60
68.25
73.04
65.66
93.97
100.28
97.68
102.83
97.24
105.09
77.80
102.59
49.65
122.82
50.86
85.77
183.40
85.79
86.19
67.53
85.58
76.51
80.44
66.52
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
NET EARNED PREMIUM

(` Lakh)
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
PARTICULARS
TABLE 55: INCURRED CLAIMS RATIO-HEALTH INSURANCE (Contd.)
19360
2008-09
200
143818
613736
630146
Oriential
United
PUBLIC-TOTAL
GRAND TOTAL
602087
563480
153122
144595
249429
16334
209930
128717
New India
131271
National
PUBLIC
38607
879212
794742
161968
158311
269529
204934
84470
1009853
862448
162745
175375
289551
234777
147405
1179950
931677
173270
201002
334752
222653
248273
318976
268487
57504
53763
113719
43501
50489
7714
321023
256652
59590
60626
89164
47272
64371
993
347896
268843
65658
69659
86320
47206
79053
16410
29999
PRIVATE-TOTAL
23081
124
16171
Universal Sompo
10707
391933
302186
76086
82197
96361
47542
89747
2402
16820
100
5006
5317
454330
346833
85956
91038
110751
59088
107497
2793
18116
14156
3141
5035
TATA AIG
15017
(7)
3454
4917
143
25649
6509
(79)
16814
3599
Shriram
13196
3476
SBI General
895
4206
3218
3893
Royal Sundaram
1915
11552
6803
1093
9974
132
9347
Reliance
27663
(33)
6975
20651
(65)
39945
18597
1849
7759
(195)
18462
16028
790
2766
5257
1148
21088
2010-11
Raheja QBE
8742
12761
137
1213
4730
351
19549
2009-10
L&T General
4465
69024
952
26153
IFFCO Tokio
8123
4452
966
1445
ICICI Lombard
14147
3933
13189
5788
10779
8856
2760
8228
2007-08
652
6909
11904
2006-07
HDFC ERGO
6912
58394
2005-06
Future Generali
3795
38901
2004-05
4714
394
23672
2003-04
Cholamandalam
15949
2002-03
(60)
8001
2001-02
NET EARNED PREMIUM
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)
543033
410068
106186
97717
127809
78356
132965
3629
19045
322
384
5012
4841
625
485
13501
37952
14025
3337
6274
1136
22396
2011-12
(` Lakh)
201
152303
658933
662620
Oriential
United
PUBLIC-TOTAL
GRAND TOTAL
656971
635816
160545
125671
211523
138077
205102
156080
New India
145448
National
PUBLIC
21155
782024
737230
165965
141399
237030
192836
44794
871237
796421
176785
166994
247946
204696
74816
1025095
895124
178930
174854
291525
249815
129971
13061
168592
144806
28998
31091
56327
28390
23786
1994
168603
138927
25718
31499
57967
23743
29676
2344
5314
2305
188496
141646
29086
36457
48184
27919
46850
3687
10928
1944
5332
PRIVATE-TOTAL
6993
1355
2824
35
4783
14196
2392
Universal Sompo
TATA AIG
875
9855
1379
6483
221998
171009
37200
51548
49415
32846
50989
1094
8626
38
2089
4514
1787
3528
255034
201538
40781
61426
72864
26467
53496
1052
5767
73
8116
2801
30
5872
301
517
1569
6832
Shriram
1051
1917
4221
15884
SBI General
Royal Sundaram
Reliance
87
3531
10504
36
20761
12368
4414
1059
1935
769
10284
2010-11
124
8881
7143
1830
511
3414
826
11641
2009-10
Raheja QBE
4928
7979
280
144
2123
36
12076
2008-09
L&T General
2106
35205
355
11925
IFFCO Tokio
4795
1435
1302
9439
2007-08
166
379
705
5451
2006-07
ICICI Lombard
7684
4935
32750
2005-06
50
7853
4376
18197
2004-05
409
3092
1768
13533
2003-04
90
62
10245
2002-03
HDFC ERGO
1153
2001-02
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS
295162
227933
56850
48009
75308
47766
67229
1459
4805
152
268
2042
4664
200
534
7189
26580
6203
1508
1716
270
9639
2011-12
(` Lakh)
202
43.54
55.35
25.85
39.23
68.81
236.10
12.95
78.46
45.78
81.92
105.90
107.36
105.15
Oriential
United
PUBLIC-TOTAL
GRAND TOTAL
109.12
112.84
104.85
86.91
84.80
845.33
97.70
121.26
New India
110.80
National
PUBLIC
88.95
92.76
102.47
89.32
87.94
94.10
53.03
86.27
92.34
108.63
95.22
85.63
87.19
50.76
86.88
96.08
103.27
86.99
87.09
112.20
52.35
52.85
53.93
50.43
57.83
49.53
65.26
47.11
52.52
54.13
43.16
51.96
65.01
50.23
46.10
54.18
52.69
44.30
52.34
55.82
59.14
59.26
54.80
PRIVATE-TOTAL
22.47
28.23
Universal Sompo
37.54
47.35
58.61
32.79
TATA AIG
43.24
61.50
71.95
73.09
(6.33)
44.67
57.77
81.93
54464.52
Shriram
27.86
32.66
Royal Sundaram
SBI General
65.91
Reliance
175.39
50.62
56.64
56.59
48.89
62.71
51.28
69.09
56.81
45.55
51.28
38.00
41.73
66.35
(15.38)
58.87
50.86
56.12
57.42
56.13
58.11
47.44
67.47
65.79
44.79
49.77
37.67
31.83
51.05
(4300.00)
33.61
71.75
(109.09)
51.97
66.51
56.89
57.27
36.81
66.99
48.77
2010-11
(190.77)
48.10
44.57
66.16
64.68
72.18
235.33
59.55
2009-10
L&T General
56.37
62.53
23.08
105.11
45.04
(60.00)
62.38
2008-09
Raheja QBE
47.17
51.00
37.29
45.60
IFFCO Tokio
59.03
32.23
22.49
114.72
2007-08
17.18
26.23
25.54
45.79
2006-07
ICICI Lombard
54.32
71.43
56.08
2005-06
0.46
59.54
63.31
46.78
2004-05
10.40
34.91
46.59
57.17
2003-04
13.80
15.74
64.24
2002-03
HDFC ERGO
14.41
2001-02
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS
54.35
55.58
53.54
49.13
58.92
60.96
50.56
40.20
25.23
47.20
69.85
40.73
96.35
31.99
110.13
53.24
70.04
44.23
45.21
27.36
23.74
43.04
2011-12
(Per cent)
189127
2007-08
203
38164
33357
22806
118485
36228
58747
59806
138886
71486
139925
209241
816753
866169
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
1139408
1032801
215137
203304
363495
250865
351642
189842
New India
66028
National
PUBLIC
1289997
1111796
217266
221802
389511
283217
178201
1459421
1175195
222584
250046
434266
268299
284226
1604650
1236669
237324
269077
453512
276756
367981
1928748
1340828
270209
287624
481142
301853
587920
106607
PRIVATE-TOTAL
49416
(43)
Universal Sompo
2282946
1493753
319910
306681
524929
342233
789193
(88)
2600017
1695566
383819
359082
571086
381579
904451
7524
58973
33676
29688
24426
TATA AIG
25978
20162
5555
(331)
92222
13605
18864
15631
6196
83293
Shriram
12668
2862
Royal Sundaram
SBI General
1927
Reliance
3455
17804
113510
285617
3163472
2019979
464763
431489
647332
476395
1143493
19275
72669
33003
-253
87619
129380
28
54760
219281
32912
60636
(175)
47830
197366
18748
40005
62737
31570
214965
2009-10
Raheja QBE
23475
156718
5681
17947
46228
8365
188420
2008-09
L&T General
13334
106665
7003
73387
IFFCO Tokio
32088
12981
6432
ICICI Lombard
14028
35450
14366
84662
35677
13426
12728
8867
9855
80133
2006-07
HDFC ERGO
8947
83853
2005-06
Future Generali
4834
69869
2004-05
38537
448
47929
2003-04
Cholamandalam
28641
2002-03
(109)
18076
2001-02
NET EARNED PREMIUM
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-TOTAL (Contd.)
3938761
2492841
608723
489306
787459
607353
1445920
24654
108431
54286
3461
110504
116309
794
4889
133268
354900
91448
52133
86913
56463
247468
2010-11
3938760
2492842
608724
489306
787459
607353
1445919
24654
108432
54286
3461
110503
116309
794
4889
133268
354900
91447
52133
86913
56463
247468
2011-12
(` Lakh)
204
3836
3444
16014
16166
17318
20711
20374
75068
24696
29815.28
41235
107365
255418
182766
178047
788724
792945
New India
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
794283
769114
190544
146654
269950
161966
Note: Figure in bracket indicates negative values
172493
National
PUBLIC
879666
825329
184217
158764
271358
210990
54337
998715
907540
199853
190838
290498
226351
91175
1211809
1056986
204277
206475
363201
283033
154823
1304168
1053877
214206
235886
364362
239423
250291
1637037
1212482
250628
260223
417748
283884
424554
1971742
1363777
251505
305719
467186
339367
607965
25169
PRIVATE-TOTAL
4221
241
Universal Sompo
35566
12550
11371
TATA AIG
8458
8960
1200
6006
1207
2374
69502
168453
14490
6054
27579
289
135991
2008-09
Shriram
1020
Royal Sundaram
SBI General
160
1163
Reliance
2601
50474
122832
11477
57
15566
94569
2007-08
2222977
1496725
332925
326018
513245
324537
726252
5750
39638
9599
50908
118568
46
73267
190262
39587
16916
34434
8621
138656
2009-10
99047
273065
53230
27902
48580
27595
170127
2010-11
2953646
1959914
438564
406536
652487
462327
993732
14216
54311
25508
564
66021
133138
183
39859
81385
8003
7077
55564
2006-07
Raheja QBE
24408
38925
7973
6894
40999
2005-06
245
11923
15477
7913
5472
22633
2004-05
L&T General
7286
7006
2850
178
427
IFFCO Tokio
2089
15061
2003-04
ICICI Lombard
1776
62
10667
2002-03
3103
1273
2001-02
HDFC ERGO
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-TOTAL
3499784
2224206
538694
445352
708753
531407
1275578
21875.94
86382.98
37835.8
4992.27
86559.23
126586.78
417.12
5736.23
123366.25
360090.07
76642.68
40972.8
65817.92
47507.19
190794.76
2011-12
(` Lakh)
205
47.55
54.45
54.27
61.08
70.90
108.29
25.16
207.21
60.54
68.95
77.30
71.21
84.74
87.06
90.19
88.81
Oriental
United
PUBLIC-TOTAL
GRAND TOTAL
91.70
94.17
91.06
77.25
76.77
245.30
Note: Figure in bracket indicates negative values
83.25
100.50
New India
95.14
National
PUBLIC
77.20
79.91
85.63
78.09
74.65
84.10
50.97
77.42
81.63
91.99
86.04
74.58
79.92
51.16
83.03
89.94
91.78
82.57
83.64
105.49
54.47
81.27
85.22
90.26
87.66
80.34
86.51
68.02
84.88
90.43
92.75
90.47
86.82
94.05
72.21
86.37
91.30
78.62
99.69
89.00
99.16
77.04
50.93
PRIVATE-TOTAL
23.03
(273.86)
Universal Sompo
85.50
88.27
86.74
90.79
89.87
85.05
80.30
76.42
67.21
48.31
56.40
62.00
(13.90)
79.45
TATA AIG
44.84
57.32
61.91
83.44
70.55
47.41
42.17
68.71
283.50
Shriram
28.28
31.65
Royal Sundaram
SBI General
68.09
Reliance
134.98
72.79
87.26
95.61
93.37
97.03
94.36
94.22
100.80
97.05
86.90
73.75
74.74
77.29
(222.92)
75.35
102.90
875.00
51.03
86.77
87.79
84.78
77.43
87.41
79.14
2010-11
(104.57)
50.79
85.35
98.96
90.23
74.49
103.06
73.59
2009-10
Raheja QBE
54.64
78.38
80.74
106.57
71.56
(265.87)
71.90
2008-09
L&T General
40.70
76.30
32.55
53.04
IFFCO Tokio
48.23
53.97
27.61
18.39
118.01
2007-08
16.25
57.05
55.60
66.26
2006-07
ICICI Lombard
55.50
69.95
58.68
2005-06
0.16
58.94
61.16
47.22
2004-05
32.17
43.21
52.59
2003-04
34.99
13.84
59.01
2002-03
HDFC ERGO
15.14
2001-02
Future Generali
Cholamandalam
Bharti AXA
Bajaj Allianz
PRIVATE
INSURERS
TABLE 55: INCURRED CLAIMS RATIO-TOTAL
88.85
89.22
88.50
91.02
90.01
87.50
88.22
88.73
79.67
69.70
144.23
78.33
108.84
52.53
117.34
92.57
101.46
83.81
78.59
75.73
84.14
77.10
2011-12
(Per cent)
206
10259
Note: Figures in brackets represent negative value.
Net Profit after Tax
830
11089
Profit Before Tax
Income Tax Deducted at Source and

Provision for Tax
(4451)
Other Income Less other Outgo
(9045)
(350)
(9395)
(7121)
43978
(25.51%)
(13.74%)
40329
(46252)
(0.21%)
5.53%
(24789)
(387)
9984
30.59%
27.21%
Gross Investment Income
Increase in Reserve for Unexpired Risk
55458
49097
95.14%
81.00%
Commission, Expenses of Management
172493
146163
Claims incurred (Net)
181312
2001-02
180455
2000-01
Net Premium
Particulars
13492
451
13943
(4489)
48587
(14.15%)
(30155)
7.74%
16492
30.40%
64785
76.01%
161966
213088
2002-03
7122
178
7300
(6285)
66268
(21.00%)
(52683)
4.82%
12084
32.08%
80474
84.10%
210990
250865
2003-04
13113
1009
14122
(690)
68517
(18.96%)
(53705)
5.93%
16802
33.11%
93769
79.92%
226350
283216
2004-05
(10625)
4661
(5964)
2092
100976
(41.89%)
(109032)
(2.99%)
(8017)
38.14%
102316
105.49%
283033
268300
2005-06
42128
3455
45583
(5280)
105480
(19.73%)
(54617)
3.07%
8780
32.20%
91952
83.85%
239422
285536
2006-07
NATIONAL
16343
863
17206
(8696)
118092
(30.54%)
(92190)
5.32%
16945
34.55%
110159
89.05%
283884
318798
2007-08
(14921)
(1567)
(13354)
(3731)
103962
(33.19%)
(113585)
6.33%
23127
31.87%
116454
92.88%
339367
365363
2008-09
22486
(4373)
26859
(20010)
134845
(23.06%)
(87976)
4.07%
16187
36.46%
145019
81.59%
324536
397765
2009-10
7489
(51)
7540
(18381)
182142
(32.79%)
(156222)
11.61%
62576
31.60%
170289
85.78%
462328
538971
2010-11
TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS
32521
(585)
33106
(20229)
171387
(19.44%)
(118052)
12.65%
87932
27.90%
193999
76.43%
531406
695285
2011-12
(` Lakh)
207
28866
6500
22366
Profit Before Tax

Provision for Tax
(5394)
14098
6620
20718
(9606)
85716
(19.30%)
(16.97%)
79585
(55392)
6.80%
3.56%
(45325)
20935
9502
85762
29.20%
74997
28.07%
83.30%
85.34%
255518
227974
306823
2001-02
267148
2000-01
Net Premium
Particulars
25582
5701
31283
(524)
88106
(16.01%)
(56299)
6.24%
21925
33.01%
116064
76.77%
269951
351641
2002-03
59022
5768
64790
7021
126679
(18.96%)
(68910)
1.25%
4549
43.05%
156498
74.65%
271358
363495
2003-04
40223
39565
79788
(1040)
149253
(17.57%)
(68425)
4.31%
12794
39.70%
154644
74.58%
290498
389511
2004-05
71638
13919
85557
(3318)
208294
(28.98%)
(119419)
5.10%
22166
38.76%
168317
83.64%
363201
434265
2005-06
145995
15398
161393
1084
225507
(14.38%)
(65198)
4.56%
21666
32.48%
154348
76.68%
364361
475177
2006-07
NEW INDIA
140113
12033
152146
1966
234619
(17.55%)
(84439)
2.09%
10285
30.08%
147834
85.01%
417748
491428
2007-08
22415
(7308)
29723
5876
167686
(27.40%)
(143840)
4.56%
25101
36.65%
201583
84.94%
467187
550031
2008-09
40467
4540
35927
(6249)
214082
(30.10%)
(171905)
4.86%
29180
38.27%
229743
85.50%
513245
600263
2009-10
(42156)
(1019)
(41137)
(11943)
235151
(40.84%)
(264344)
10.00%
71891
36.04%
259190
90.72%
652487
719223
2010-11
17932
2315
15617
(382)
233475
(27.62%)
(217476)
10.22%
89662
33.77%
296182
80.80%
708753
877121
2011-12
(` Lakh)
TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.)
208
7418
42
7460
Profit Before Tax

Provision for Tax
(4511)
(23573)
63
(23510)
(7956)
43762
(32.60%)
(16.00%)
39571
(59316)
(0.10%)
2.40%
(27600)
(222)
4148
32.20%
26.53%
58596
45781
100.50%
87.06%
182792
150206
181850
2001-02
172535
2000-01
Net Premium
Particulars
6399
11190
17589
(862)
48734
(15.95%)
(30283)
2.25%
4265
36.45%
64205
77.25%
146655
189842
2002-03
31644
13786
45430
(2595)
94313
(22.77%)
(46288)
2.98%
6058
41.70%
84769
78.09%
158765
203304
2003-04
33053
14118
47171
91
108219
(27.56%)
(61139)
4.28%
9485
37.25%
82618
86.04%
190838
221802
2004-05
28392
5027
33419
(12026)
111751
(28.15%)
(66306)
5.78%
14463
38.16%
95416
82.57%
206474
250047
2005-06
49727
13237
62964
(853)
116010
(19.40%)
(52194)
6.56%
18897
29.65%
85385
81.91%
235886
287973
2006-07
ORIENTAL
930
43305
44235
(1986)
114315
(23.67%)
(68095)
0.08%
244
33.17%
95496
90.40%
260222
287868
2007-08
(5266)
3576
(8842)
2182
99562
(36.06%)
(110586)
5.20%
16830
34.48%
111546
94.50%
305719
323510
2008-09
(4425)
(13249)
8823
(1983)
116944
(29.56%)
(106138)
9.38%
37170
35.13%
139202
82.28%
326018
396253
2009-10
5462
(12579)
18041
(725)
179656
(37.29%)
(160891)
6.43%
29668
40.30%
185844
88.16%
406536
461158
2010-11
26116
(11652)
37768
748
160963
(25.33%)
(123943)
6.56%
34359%
32.06%
167897%
85.05%
445353
523665
2011-12
(` Lakh)
209
(225)
(1042)
817

Provision for Tax
Profit Before Tax
(5623)
15339
330
15669
(1454)
62431
(70.20%)
(22.35%)
48564
(45308)
3.53%
3.31%
(42124)
7226
6233
31.56%
24.75%
64542
46636
87.06%
94.30%
178047
177693
204507
2001-02
188438
2000-01
Net Premium
Particulars
17100
4317
21417
(1114)
67100
(21.30%)
(44569)
(0.81%)
(1695)
31.05%
64961
91.06%
190546
209243
2002-03
38044
1295
39339
(1254)
94560
(25.09%)
(53967)
0.68%
1473
38.77%
83413
85.63%
184217
215136
2003-04
30771
1059
31830
(530)
107029
(34.37%)
(74669)
0.46%
1001
41.92%
91081
91.99%
199853
217266
2004-05
42523
2751
45274
(5860)
140042
(40.52%)
(88907)
1.42%
3152
46.75%
104063
91.78%
204277
222585
2005-06
52886
(852)
52034
(6288)
131426
(30.80%)
(73104)
6.18%
15629
38.04%
96222
84.68%
214206
252953
2006-07
UNITED
63162
2651
65814
(6576)
157725
(31.58%)
(85335)
6.20%
17857
36.42%
104916
87.00%
250628
288066
2007-08
47605
(2686)
50291
(3797)
108767
(17.09%)
(54679)
8.87%
31131
35.06%
123084
71.65%
251505
351041
2008-09
70779
(11505)
82284
1526
168857
(22.95%)
(88099)
8.40%
35196
33.17%
138994
79.45%
332924
419016
2009-10
13054
(28)
13083
(695)
187271
(37.33%)
(173493)
9.17%
46931
39.03%
199692
85.71%
438564
511694
2010-11
38679
(8249)
46928
(7405)
176601
(20.09%)
(122268)
10.21%
69229
28.36%
192298
79.46%
538694
677952
2011-12
(` Lakh)
210
6330
39818

Provision for Tax
48232
Profit Before Tax
(19979)
(20470)
7015
(13455)
(31173)
218848
(23.00%)
(17.29%)
208049
(201130)
3.15%
3.69%
(139838)
27555
29.64%
26.78%
29867
259167
216511
788900
90.21%
702036
86.82%
874492
2001-02
808576
2000-01
Net Premium
Particulars
62516
21660
84176
(24088)
251988
(14.91%)
(143724)
4.25%
40962
30.86%
297461
79.80%
769114
963813
2002-03
135832
21027
156859
(3113)
381820
(21.48%)
(221848)
2.34%
24164
39.23%
405154
79.91%
825330
1032800
2003-04
117160
55751
172911
(2169)
433018
(23.20%)
(257938)
3.61%
40082
37.97%
422112
81.63%
907539
1111795
2004-05
131928
26358
158286
(19112)
561063
(33.55%)
(383664)
2.70%
31763
40.00%
470113
89.94%
1056985
1175197
2005-06
290736
31238
321974
(11337)
578423
(19.82%)
(245112)
4.99%
64971
32.87%
427906
80.97%
1053875
1301640
2006-07
ALL COMPANIES
220548
58851
279400
(15292)
624751
(24.62%)
(330059)
3.27%
45331
33.07%
458406
87.47%
1212481
1386159
2007-08
49833
(7985)
57818
529
479978
(28.30%)
(422690)
6.05%
96189
34.76%
552667
85.78%
1363779
1589946
2008-09
129307
(24587)
153894
(26715)
634727
(26.78%)
(454118)
6.49%
117733
36.01%
652958
82.54%
1496723
1813297
2009-10
(16151)
(13678)
(2473)
(31744)
784220
(37.37%)
(754950)
9.46%
211066
36.53%
815015
87.85%
1959914
2231046
2010-11
115248
(18171)
133419
(27268)
742426
(23.34%)
(581739)
10.14%
281182
30.65%
850375
80.18%
2224206
2774023
2011-12
(` Lakh)
TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Concld.)
211
(127)
(127)
Profit Before Tax

Provision for Tax
(127)
Profit/Loss
(961)
(365)
(1326)
(30)
1429
(32.42%)
(2725)
88.32%
7424
28.94%
Underwriting
2433
15.16%
1274
8406
2001-02
2000-01
Net Premium
Particulars
960
750
1710
12
2073
(2.07%)
(375)
14.75%
2666
28.31%
5118
59.01%
10667
18076
2002-03
2170
1008
3178
3060
0.39%)
111
19.47%
5577
27.55%
7892
52.59%
15061
28641
2003-04
4709
2987
7696
67
3888
7.81%)
3741
22.61%
10837
22.36%
10718
47.22%
22633
47929
2004-05
5157
3026
8183
682
5204
3.92%)
2297
16.08%
11232
21.96%
15341
58.68%
40999
69869
2005-06
7537
4166
11703
1198
8890
1.93%)
1615
19.35%
20123
25.66%
26676
53.44%
55563
103976
2006-07
BAJAJ ALLIANZ
10562
6228
16790
1240
18648
(2.19%)
(3098)
19.24%
33711
28.57%
50072
53.96%
94570
175255
2007-08
9516
(5461)
14977
2628
21475
(4.83%)
(9126)
5.75%
11532
31.03%
62261
67.77%
135992
200658
2008-09
12083
(5898)
17980
2909
23336
(4.39%)
(8265)
4.44%
8747
29.43%
58028
70.32%
138657
197167
2009-10
4327
(1864)
6191
1984
28017
(11.08%)
(23810)
6.96%
16085
29.71%
68648
73.63%
170127
231050
2010-11
TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS
12365
(7034)
19399
1995
35425
(7.28%)
(18021)
8.20%
22099
27.71%
74694
70.78%
190795
269567
2011-12
(` Lakh)
212
(14230)
(5775)
(4)
(14226)
(317)
909
(44)
(5732)
765
Profit Before Tax
(1070)
75.11%
338
(2172)
50.68%
2449
(1421)
20.60%
1843
34.12%
3053
61.16%
5472
8947
2004-05
10.31%
1016
35.93%
3541
69.94%
6893
9856
2005-06
20.08%
3198
36.63%
5834
44.43%
7077
15926
2006-07
(17035)
(5)
(17030)
759
2328
(13945)
(13950)
2318
4163
(311)
(311)
759
(615)
(615)
1554
(334)
(334)
11
1076
(312)
62
(250)
44
1300
1249
130
1379
(12)
1574
(1.43%)
(20431)
21.28%
15265
51.03%
2466
43.23%
2089
4832
2003-04
2123.20% (177.17%) (36.33%) (23.49%) (237.78%) (44.95%) (15.88%) (18.04%)
(597)

Provision for Tax
1120
13.78%
62
450
2002-03
40.97% 248.89%
29386
66.23%
47507
71728
2011-12
(183)
(20117)
27.37%
11897
55.42%
24091
63.49%
27596
43468
2010-11
724
330
1054
37
2643
(6.53%)
(1626)
22.51%
7227
34.09%
10946
48.47%
15565
32113
2007-08
CHOLAMANDALAM
(1594)
(14819)
55.20%
122.38%
(5899)
10305
1520
78.01%
429.48%
14564
5333
46.17%
23.26%
8619
289
18669
2009-10
1242
2008-09
BHARTI AXA
Net Premium
Particulars
(5455)
10.17%
5235
33.52%
17250
66.91%
34434
51463
2009-10
(8974)
13.69%
9949
31.83%
23132
66.83%
48578
72686
2010-11
699
(486)
1185
(30)
3851
236
51
185
314
5326
(2293)
(34)
(2259)
93
6622
(6.84%) (11.80%) (14.30%)
(2636)
11.23%
4877
31.31%
13595
63.52%
27578
43414
2008-09
1912
363
1549
9857
(9.57%)
(8314)
12.28%
12164
29.68%
29409
66.43%
65818
99077
2011-12
(` Lakh)
TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)
213
(8533)
(1709)
(8496)
(37)
(1701)
Profit Before Tax
(410)
1174
(123)
(12272)
19.56%
12674
(961)
93.56%
610
(3383)
55.06%
4882
48.10%
4265
34.99%
3103
8867
11.17%
1500
42.30%
5679
58.94%
7913
13425
3.69%
530
45.58%
6547
55.50%
7973
14365
(8970)
(8970)
(118)
1863
(8952)
(8952)
54
3977
(5145)
(5145)
(37)
7164
(633)
(633)
48
280
(2219)
(2219)
(82)
1246
(799)
(799)
(271)
1139
441
39
480
(179)
1344
(4.77%)
542

Provision for Tax
916
13.34%
87
652
36.16% 140.49%
23433
63.22%
40973
64807
1647.72% (157.35%) (57.16%) (39.45%) (23.54%) (147.39%) (38.15%) (12.42%)
(12983)
18.53%
7484
44.54%
17992
69.07%
27902
40395
(685)
(10176)
23.94%
5900
50.91%
12548
68.63%
16915
24647
(1667)
(9260)
53.83%
170.04%
(2121)
6861
312
9142
71.73%
1934
47.70%
31.41%
1052.68%
6003
58
12745
184
HDFC ERGO
(3430)
10.46%
1753
41.52%
6958
68.49%
11477
16758
(5259)
7.85%
1529
44.75%
8717
74.39%
14489
19477
(14116)
32.04%
18863
24.69%
14535
67.25%
39586
58868
200
50
250
(359)
1463
(1700)
23
(1677)
313
1440
(2575)
(53)
(2521)
42
2695
(9430)
16
(9446)
(117)
4787
(6.77%) (18.53%) (25.03%) (18.16%)
(853)
(5.39%)
(718)
51.68%
6879
60.12%
8003
13311
(3643)
(3643)
(2438)
8204
(9.97%)
(9408)
21.77%
16878
24.58%
19056
65.78%
50988
77514
(3970)
(3970)
(8006)
13857
(6.95%)
(9820)
21.43%
24941
21.16%
24625
65.85%
76643
116388
2007-08 2008-09 2009-10 2010-11 2011-12 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
FUTURE GENERALI
Net Premium
Particulars
(` Lakh)
214
(1111)
(265)
(848)
Profit Before Tax

Provision for Tax
(332)
341
89
430
457
1489
(34.05%)
(122.88%)
569
(1516)
38.61%
87.06%
(1348)
1719
955
55.55%
119.51%
2473
1311
39.89%
16.32%
1776
179
4452
2002-03
1097
2001-02
Net Premium
Particulars
3178
1046
4224
(127)
2547
13.90%)
1804
39.08%
5073
(6.94%)
(901)
53.96%
7005
12981
2003-04
4834
553
5387
(21)
5138
0.84%
270
32.81%
10528
18.12%
5815
48.23%
15476
32089
2004-05
5031
422
5453
(27)
8892
(4.65%)
(3411)
28.10%
20619
23.51%
17254
53.04%
38925
73387
2005-06
6836
1176
8012
(33)
13590
(5.20%)
(5545)
26.48%
38413
21.25%
30826
56.10%
81384
145077
2006-07
ICICI-LOMBARD
10287
2735
13022
(852)
22448
(5.47%)
(8573)
11.94%
21258
23.86%
42460
69.02%
122832
177977
2007-08
2362
2335
27
(5159)
36574
(15.90%)
(31388)
6.75%
14282
28.49%
60300
79.52%
168454
211648
2008-09
14393
(1438)
15831
2552
46454
(15.13%)
(33175)
5.24%
12126
24.90%
57619
84.20%
194838
231409
2009-10
(8034)
200
(8234)
1753
40009
(17.50%)
(49997)
5.84%
17702
20.62%
62549
90.03%
273064
303318
2010-11
(41633)
(2111)
(39521)
(4855)
51677
(24.33%)
(86344)
13.62%
55974
19.75%
81154
87.64%
360091
410874
2011-12
(` Lakh)
215
71.52%
167
152
95

Provision for Tax
171
(17)
247
1070
636
301
937
(21)
1278
(4.57%)
(476.00%) (67.17%)
366
(320)
43.60%
3053
20.28%
1420
40.70%
2850
7003
2002-03
(882)
(119)
939
Profit Before Tax
828
63.06%
120
480.00%
32.60%
428
1313
2001-02
25
2000-01
Net Premium
Particulars
958
462
1420
1502
0.61%
(82)
24.83%
3311
21.15%
2820
54.63%
7285
13334
2003-04
1472
892
2364
62
1881
1.79%
421
25.30%
5939
22.12%
5193
50.79%
11923
23476
2004-05
1462
948
2410
(115)
3583
(3.06%)
(1059)
27.67%
13232
23.52%
11250
51.03%
24407
47830
2005-06
2713
1533
4246
(76)
5708
(2.53%)
(1387)
5.68%
3297
28.05%
16287
68.66%
39859
58057
2006-07
IFFCO TOKIO
(9849)
5.96%
5275
26.69%
23639
78.47%
69502
88568
2008-09
716
470
1186
50
7354
250
(442)
692
0.36
10541
(9.72%) (11.82%)
(6219)
13.29%
9808
26.72%
19711
68.42%
50474
73775
2007-08
(18911)
9.36%
11719
26.65%
33375
79.09%
99046
125229
(24156)
6.37%
9062
23.93%
34058
86.68%
123367
142330
9723
61.10%
5736
9388
2011-12
(6290)
96.89%
878
(10570)
47.92%
4499
670.55% 103.56%
6073
27.01%
245
906
2010-11
2538
(1323)
3861
360
11991
(3270)
1667
(4937)
99
13875
(3180)
1483
(4663)
100
19393
(5932)
(5932)
(74)
432
(10596)
(1)
(10595)
(1006)
980
(9.21%) (16.66%) (18.13%) (22335.16%) (216.20%)
(8490)
6.92%
6861
27.70%
27446
73.94%
73267
99083
2009-10 2010-11 2011-12
L&T
(` Lakh)
216
580
(727)
577
(579)
(727)
(29)
1611
(579)
Profit Before Tax
(141)
1237
1040.02% (126.67%)
(1005)
(13)

Provision for Tax
1006
474.56%
(1823)
46.38%
(17.32%) (3583.13%)
(1571)
686
171
49
1382
93.37%
1465
(423.36%) (30774.37%)
1195
28.16%
(16.09%) (3847.90%)
1480
2011-12
417
(5)
2010-11
183
45
(282)
2009-10
RAHEJA QBE
Net Premium
Particulars
637
68.09%
160
235
2001-02
(193)
99.48%
1917
1927
2002-03
(677)
48.94%
115
(792)
51.63%
995
(540)
23.80%
822
23.10%
798
68.73%
2374
3454
2003-04
45
45
(43)
508
677
60
737
(35)
1449
1433
101
1534
(21)
2347
900
149
1049
(35)
1624
(288.09%) (41.10%) (15.63%)
(420)
271.06% (10.02%)
367
2000-01
1436
671
2107
(1)
1503
11.17%
603
2.82%
157
24.31%
1350
62.01%
3444
5554
2005-06
(3062)
51.57%
26006
20.16%
10169
34.34%
17318
50431
2006-07
(27406)
28.22%
37741
36.14%
48341
56.13%
75068
133745
2007-08
(19468)
0.76%
1070
36.43%
50989
76.71%
107366
139956
2008-09
133138
115480
2010-11
126587
118394
2011-12
42480
(13900)
36.79%
(23228)
(46193)
2.06% (12.04%)
2947
31.21%
44583
(52812)
1.76%
2085
35.93%
42534
82.99% 115.29% 106.92%
118569
142872
2009-10
1436
671
2107
(1)
1503
163
61
224
91
3195
(16555)
271
(16284)
711
10411
(5232)
(215)
(5017)
(199)
14650
(5043)
4012
(9055)
(1140)
15313
(31160)
(184)
(30976)
(1901)
17118
(34320)
(160)
(34160)
(1958)
20610
11.17% (12.53%) (28.55%) (14.02%) (16.60%) (35.74%) (45.41%)
603
2.82%
157
24.31%
1350
62.01%
3444
5554
2005-06
RELIANCE
(` Lakh)
217
4188
5238
6759
9862
16166
13543
20374
38955
19060
29815
53306
25161
41235
66831
26474
50907
75460
32553
66022
96250 124909
1137
37542
6965
(1475)
(3441)
(2357)
(976)
(802)
2834
(1084)
4745
(559)
5597
(4291)
8723
(6591)
8630
14406
8.97% 11.53%
(5894) (10955) (13597)
3974
2407
5.27%
3226
7026
2367
64.41% 29.55% 15.40% 14.06% 15.98% 14.37% 16.36% 10.51%
1390
(7783)
122.26%
1200
6117
(1088)
(1088)
402
(2453)
(2452)
(22)
1011
(459)
(459)
(10)
1908
802
802
(12)
1790
501
34
535
(8)
1345
864
151
1015
(10)
2109
2119
600
2718
(11)
3287
471
477
(34)
4802
566
(407)
973
7557
3097
(304)
3401
18
9278
(2014)
(526)
(1488)
18
9450
22
68
(46)
87
13465
(2682)
(2682)
(5)
5105
9500
22420
25508
44688
37836
64906
1869
3461
9335
14184
4402
8815
11685
10621
(15058)
(1354)
(9535)
11
(9546)
124
5388
(390)
139
(529)
(78)
902
(1840)
1587
(887)
2474
248
1582
1255
(571)
1826
172
3493
2.06% (5.58%)
644
6153
(3079)
9231
(185)
7151
4.17%
2265
78.46% 71.96% 39.32% 26.15% 16.36%
12605
84.19% 30.56% 15.44% 20.89% 21.85%
13526
31.08% 19.62% 42.37% 57.08% 58.29%
4993
16066
(7763.16%) (93.63%) (21.59%) (6.24%) (3.98%) (4.35%) (1.67%) (9.62%) (11.02%) (8.25%) (12.50%) (12.30%) 3075.00% (435.09%) (12.87%)

Provision for Tax
Profit Before Tax
3586
11371
29689
7815.79% 97.58% 38.36% 33.51% 33.52% 33.22% 34.77% 35.75% 37.65% 35.08% 33.82% 30.06% 61264.00%
1485
8961
20162
564
5860
15630
49.63%
1163
10917
86559
3675
SHRIRAM
2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
SBI GENERAL
10.53% 31.65% 53.68% 57.33% 56.40% 54.45% 52.30% 55.93% 61.70% 67.46% 68.59% 69.30%
19
ROYAL SUNDARAM
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Net Premium
Particulars
(` Lakh)
218
4380
(2441)
34.58%
(1135)
23.87%
4502
37.31%
7039
44.84%
8458
18864
(358)
(358)
182
(2758)
(2758)
(294)
1219
(1292)
(1292)
(411)
1560
1530
(804)
726
(248)
2109
(93.72%) (19.27%) (6.02%)
(3683)
(520)
2340
64.87%

Provision for Tax
Profit Before Tax
4723
37.28%
3930
47.41%
6006
12668
108.95%
520
1020
28.28%
3607
TATA AIG
(52)
15.20%
5121
37.39%
12593
47.56%
16015
33677
(669)
8.22%
3418
43.58%
18122
49.81%
20711
41582
(2357)
14.05%
7417
43.50%
22971
46.91%
24771
52801
(973)
46.97%
27244
68.34%
39637
58000
(5686)
(7908)
0.00% (1.68%)
49.14%
28867
60.54%
35567
58749
(12963)
17.00%
14884
35.77%
31321
62.03%
54311
87553
1224
1216
2440
(341)
2576
1361
1326
2687
(273)
3012
2157
1148
3305
177
3797
1617
1075
2692
14
5035
424
(526)
950
(536)
7172
670
191
478
(1133)
9520
(458)
1647
(2105)
(583)
11441
725.88
(0.26%)
0.11
(42.57)
2007-08
(18397)
17.22%
22560
(2858)
1647
(4505)
(693)
14584
(3171)
104.84%
1882
158.37%
2843
13.42%
241
1795
(30)
(9)
(39)
(151)
881
(1439)
(20)
(1419)
(11)
1763
(5207)
146
(5353)
(163)
2064
(96.41%)
(7254)
49.22%
7293
60.93%
9029
38.80%
5749
14817
2008-09 2 0 0 9 - 1 0
(5125)
(73.00)
(5051)
(351)
2656
(38.17%)
(7357)
14.58%
3291
55.02%
12416
63.00%
14216
22566
(7866)
736
(8602)
(229)
3040
(46.29%)
(11413)
18.29%
5518
47.03%
14190
72.51%
21876
30172
2010-11 2 0 1 1 - 1 2
UNIVERSAL SOMPO
1776.26% 3624.64%
(769.3
(1.74%)
0.74
30.88% (1705.14%)
40446
65.95%
86383
130991
0.79%) (0.18%) (1.75%) (5.19%) (9.68%) (13.41%) (17.84%) (16.97%)
205
12.39%
3217
38.52%
10006
48.31%
12549
25977
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Net Premium
Particulars
(` Lakh)
219
(1376)
95
(1281)
Profit Before Tax

Provision for Tax
(170)
(6176)
(564)
(6739)
(730)
6747
675
1241
1916
54
11694
(17.51%)
(5759.09%) (69.58%)
1458
(9832)
30.26%
16987
35.20%
19765
52.05%
29225
56145
2002-03
(12756)
77.13%
(2534)
14140
69.41%
5663.64%
12725
2492
23.04%
4.55%
4224
18333
2001-02
44
2000-01
Net Premium
Particulars
6704
1861
8565
(494)
15432
(5.98%)
(6373)
27.23%
29023
27.78%
29617
50.97%
54336
106603
2003-04
12190
5820
18010
(682)
18442
0.14%
250
21.38%
38092
27.32%
48687
51.16%
91173
178202
2004-05
15438
6645
22085
123
26947
(2.19%)
(4987)
19.93%
56651
27.35%
77740
54.47%
154822
284226
2005-06
22974
8863
31837
975
41504
(2.89%)
(10642)
21.26%
99333
27.46%
128337
53.56%
250289
467316
2006-07
ALL COMPANIES
4383
11136
15519
1204
74205
(10.19%)
(59890)
17.87%
127951
31.18%
223178
59.32%
424631
715871
2007-08
(10126)
(5216)
(4910)
(4343)
109120
(13.87%)
(109687)
7.08%
60256
34.39%
292715
71.42%
607916
851199
2008-09
(8856)
(5436)
(3420)
3399
133429
(15.51%)
(140248)
9.06%
90141
31.57%
313976
73.47%
730725
994594
2009-10
(85743)
256
(85999)
(560.00)
153963
(20.94%)
(239403)
9.41%
118742
31.03%
391406
78.55%
991490
1262235
2010-11
(112015)
(8069)
(103946)
(12367)
208365
(20.74%)
(299945)
13.47%
225159
28.14%
470285
76.33%
1275579
1671077
2011-12
(` Lakh)
TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Concld.)
23400.43
(-4.34)
24462.03
(24.33)
TOTAL
220
(29.63)
30334.30
3723.80
(25.29)
10734.51
(144.70)
2739.21
(-46.77)
2087.20
(10.26)
2362.49
(12.79)
8687.09
(25.76)
2003
(12.33)
34074.90
4193.67
(12.62)
10578.32
(-1.46)
3600.36
(31.44)
2347.32
(12.46)
3368.01
(42.56)
9987.22
(14.97)
2004
(9.79)
37411.97
4025.04
(-4.02)
11385.60
(7.63)
4389.70
(21.92)
2647.38
(12.78)
4598.05
(36.52)
10366.19
(3.79)
2005
(13.15)
42332.39
4079.50
(1.35)
13417.92
(17.85)
4981.88
(13.49)
3107.78
(17.39)
5069.97
(10.26)
11675.34
(12.63)
2006
(19.02)
50382.81
3884.30
(-4.78)
17787.25
(32.56)
6102.33
(22.49)
3742.06
(20.41)
5635.29
(11.15)
13231.57
(13.33)
2007
(11.70)
56280.10
4342.37
(11.79)
20200.89
(13.57)
7659.80
(25.52)
3890.53
(3.97)
6132.78
(8.83)
14053.74
(6.21)
2008
(4.64)
58893.27
3970.65
(-8.56)
21030.50
(4.11)
8979.82
(17.23)
4244.15
(9.09)
6076.92
(-0.91)
14591.22
(3.82)
2009
(12.70)
66371.92
3943.74
(-0.68)
24256.10
(15.34)
10373.01
(15.51)
4789.74
(12.86)
6971.21
(14.72)
16038.12
(9.92)
2010
(24.33)
82520.18
3506.08
(-11.09)
31768.76
(30.97)
12215.89
(17.76)
6973.44
(45.59)
8191.11
(17.49)
19864.90
(23.86)
2011
22.68
8.81
6.71
3.56
42.86
15.38
100.00
Central Govt. Securities
Housing & Loans to Housing and FFE*
Other than Approved Investments
TOTAL
* FFE: Fire Fighting Equipment
2001
Particulars
100.00
12.70
18.75
21.99
8.09
8.95
29.52
2002
100.00
12.28
35.39
9.03
6.88
7.79
28.64
2003
100.00
12.31
31.04
10.57
6.89
9.88
29.31
2004
100.00
10.76
30.43
11.73
7.08
12.29
27.71
2005
100.00
9.64
31.70
11.77
7.34
11.98
27.58
2006
100.00
7.71
35.30
12.11
7.43
11.18
26.26
2007
100.00
7.72
35.89
13.61
6.91
10.90
24.97
2008
100.00
6.74
35.71
15.25
7.21
10.32
24.78
2009
100.00
5.94
36.55
15.63
7.22
10.50
24.16
2010
100.00
4.25
38.50
14.80
8.45
9.93
24.07
2011
SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS

(As on 31st March)
* Housing and Fire Fighting Equipments.

Note: Figures in the brackets indicate the growth over the previous year in per cent.
2972.10
(-20.98)
4386.87
(-58.16)
5145.93
(491.09)
3761.24
870.58
1892.97
(15.33)
Other than Approved Investments
1641.38
Housing & Loans to Housing and FFE*
2094.64
(-2.77)
10485.57
2154.29
6907.92
(24.49)
2002
5548.97
2001
Central Govt. Securities
Particulars
TABLE 58: ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS

(As on 31st March)
100.00
3.78
38.85
15.31
8.24
9.41
24.42
2012
(Per cent)
20.29
99268.48
3749.13
(6.93)
38562.68
(21.38)
15198.17
(24.41)
8178.67
(17.28)
9338.75
(14.01)
24241.07
(22.02)
2012
(` Crore)
221
400.00
1126.50
Public Total
Total
215.00
1731.50
Re-insurer
GIC
GRAND TOTAL (NON-LIFE)
"" indicates the company has not started its operation.
390.00
Specialised insurers
AIC
ECGC
726.50
100.00
100.00
100.00
100.00
Private Total
National
New India
Oriental
United India
Stand-alone Health insurance

companies
Apollo Munich
Max Bupa
Star Health & Allied
110.00
49.50
110.00
100.00
102.00
130.00
125.00
2002
Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC ERGO
ICICI Lombard
IFFCO Tokio
L & T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram
TATA AIG
Universal Sompo
Insurer
1938.00
215.00
440.00
1283.00
400.00
883.00
100.00
100.00
100.00
100.00
110.00
105.00
101.00
110.00
100.00
102.00
130.00
125.00
2003
2363.96
215.00
200.00
500.00
1448.96
400.00
1048.96
100.00
100.00
100.00
100.00
110.00
141.96
120.00
220.00
100.00
102.00
130.00
125.00
2004
2513.96
215.00
200.00
600.00
1498.96
450.00
1048.96
100.00
150.00
100.00
100.00
110.00
141.96
120.00
220.00
100.00
102.00
130.00
125.00
2005
3214.01
430.00
200.00
700.00
105.00
1779.01
500.00
1279.01
100.00
200.00
100.00
100.00
110.05
141.96
125.00
245.00
220.00
102.00
140.00
195.00
2006
3485.87
430.00
200.00
800.00
105.00
1950.87
550.00
1400.87
100.00
200.00
100.00
150.00
110.13
141.96
125.00
335.71
220.00
103.07
140.00
225.00
2007
4090.85
430.00
200.00
900.00
100.55
108.60
2351.70
550.00
1801.70
100.00
200.00
100.00
150.00
110.23
141.96
150.00
150.00
377.36
220.00
107.15
170.00
225.00
150.00
2008
4829.90
430.00
200.00
900.00
107.37
109.30
3083.23
550.00
2533.23
100.00
200.00
100.00
150.00
110.23
162.58
141.96
190.25
200.00
403.14
247.00
200.00
113.08
210.00
105.00
300.00
150.00
2009
TABLE 59: EQUITY SHARE CAPITAL OF NON-LIFE INSURERS

(As on 31st March)
5684.67
430.00
200.00
900.00
129.30
151.00
164.33
3710.04
550.00
3160.04
100.00
200.00
100.00
150.00
110.23
200.00
266.96
280.00
415.00
403.63
247.00
207.00
115.22
210.00
150.00
105.00
300.00
150.00
2010
6705.89
430.00
200.00
900.00
196.20
271.00
202.99
4505.70
550.00
3955.70
100.00
200.00
100.00
150.00
110.23
422.27
266.96
475.00
486.00
404.57
247.00
200.00
207.00
116.67
250.00
150.00
105.00
365.00
150.00
2011
7826.10
430.00
200.00
900.00
254.65
352.00
278.77
5410.68
550.00
4860.68
100.00
200.00
100.00
150.00
110.23
703.49
283.65
520.00
523.00
436.58
269.32
350.00
207.00
121.19
290.00
150.00
121.22
450.00
350.00
2012
(` Crore)
222
--
L & T General
3.09
1.97
2.23
New India
Oriental
United India
---
Max BUPA
Star Health
GIC
3.41
9.39
ECGC
RE-INSURER
2.16
AIC
SPECIALISED
INSURERS
--
Apollo Munich
STANDALONE
HEALTH PRIVATE
1.08
National
PUBLIC INSURERS
--
Universal Sompo
1.68
--
Shriram
TATA AIG
--
SBI General
3.04
Reliance
--
Raheja QBE
1.66
IFFCO Tokio
Royal Sundaram
1.29
1.95
ICICI Lombard
1.78
--
HDFC ERGO
2.51
Future Generali
--
Bharti AXA
Cholamandalam
1.22
Mar
2006
Bajaj Allianz
PRIVATE INSURERS
Insurer
4.1
11.41
2.05
1.91
--
--
3.00
2.17
3.57
1.76
--
--
1.85
--
--
1.95
1.64
--
1.70
2.08
1.69
--
2.63
--
1.56
Mar
2007
3.36
18.90
3.27
1.97
--
1.39
3.24
1.91
4.00
2.22
--
4.68
1.91
--
--
1.64
1.59
--
1.51
2.03
2.02
2.61
2.00
--
1.55
Mar
2008
NA
45.95
41.55
1.96
--
1.15
3.50
2.01
NA
NA
--
4.63
1.76
1.97
--
3.77
1.89
--
1.98
1.54
1.62
2.44
1.87
2.23
2.48
June
2008
6.96
39.87
9.22
1.78
--
2.13
3.53
2.11
3.79
2.00
--
4.60
1.65
1.97
--
2.96
1.59
--
1.91
2.49
2.32
2.13
1.72
2.01
2.30
Sept
2008
3.76
25.95
11.52
1.56
--
1.74
3.61
1.75
3.15
1.67
--
4.49
1.88
1.98
--
1.88
1.51
--
2.30
2.24
2.19
1.76
1.60
2.91
1.85
Dec
2008
3.67
16.42
4.58
1.38
--
1.82
3.32
1.66
3.41
1.56
--
4.23
1.97
1.94
--
1.59
1.64
--
1.77
2.03
2.48
1.83
1.02
2.11
1.62
Mar
2009
3.49
27.71
31.37
2.55
--
1.52
2.55
1.67
3.34
1.60
--
4.09
1.92
1.99
--
2.60
2.51
3.93
2.37
1.98
1.52
1.80
2.14
1.78
2.18
June
2009
3.04
26.23
4.54
1.97
--
1.58
3.79
1.56
3.45
1.75
--
3.86
1.85
2.06
--
2.37
2.10
3.84
2.33
2.08
2.72
1.85
1.65
1.78
2.18
Sept
2009
3.89
24.50
2.61
1.62
--
1.68
3.91
1.51
2.83
1.63
--
3.57
1.83
2.18
12.97
1.91
2.07
3.81
2.22
2.08
1.91
1.83
1.56
1.71
2.18
Dec
2009
3.71
14.17
2.07
1.68
2.07
1.64
3.41
1.56
3.55
1.60
--
3.15
1.88
1.75
12.84
1.70
1.39
3.79
1.76
2.07
1.49
1.54
1.76
2.38
1.54
Mar
2010
3.99
13.66
2.46
2.38
2.05
1.93
3.46
1.54
3.50
1.61
--
2.72
1.77
2.16
12.87
1.68
1.51
3.79
1.63
1.78
1.75
1.68
1.78
2.43
1.92
June
2010
3.87
14.41
2.68
1.96
2.14
1.72
3.77
1.26
3.22
1.52
--
2.58
2.00
1.86
12.79
2.18
1.53
3.78
1.61
1.66
1.71
2.05
1.75
1.62
1.96
Sept
2010
4.11
6.63
3.13
1.74
1.92
1.94
3.46
1.41
3.22
1.53
2.02
2.49
1.82
1.71
12.54
1.95
1.51
3.74
1.53
1.63
1.95
2.12
1.64
1.69
2.02
Dec
2010
TABLE 60: SOLVENCY RATIOS OF NON-LIFE INSURERS
3.35
9.05
3.71
1.50
2.03
1.89
2.89
1.34
2.90
1.34
2.30
2.14
1.68
1.32
12.00
1.15
1.56
3.65
1.23
1.56
1.71
2.06
1.61
1.70
1.73
Mar
2011
3.37
10.49
4.29
1.66
1.94
2.20
3.63
1.32
2.59
1.41
1.55
1.56
1.55
1.33
11.42
1.35
1.43
3.67
1.33
1.64
1.65
1.90
1.55
1.81
1.64
June
2011
3.23
12.02
4.06
1.55
2.11
2.01
2.87
1.49
2.27
1.39
2.10
1.32
1.56
1.41
11.13
1.40
1.40
3.69
1.40
1.56
1.66
1.90
1.72
1.80
1.73
Sept
2011
2.32
12.42
4.12
1.54
2.02
2.09
2.82
1.31
1.95
1.29
2.25
1.05
1.60
1.11
10.65
1.42
1.38
3.73
1.41
1.60
1.74
1.88
1.57
1.35
1.84
Dec
2011
1.59
10.10
3.18
1.66
1.91
1.59
2.71
1.38
2.03
1.37
2.41
2.95
1.40
0.92
10.23
1.39
1.36
3.77
1.22
1.36
1.57
1.69
1.33
2.18
1.56
Mar
2012
223
9208
10956
Figures in brackets represent negative values.
TOTAL (C)
10956
10956
30155
37
12647
(1765)
19236
41111
4256
200
36655
2001-02
9208
9208
Operating Profit/(Loss) from

Fire/Marine/Miscellaneous
Business C= (A - B)
APPROPRIATIONS
Transfer to Shareholders'
Account
28843
Foreign Taxes
TOTAL (B)
35
Others - Amortizations, Write

offs & Provisions
12103
(1198)
Commission

Insurance Business
17903
Interest, Dividend & Rent Gross

38051
Others
TOTAL (A)
38051
2000-01
Profit/Loss on sale/redemption
of Investments
PARTICULARS
17805
17805
17805
22772
11531
(2085)
13326
40577
3606
32
929
36010
2002-03
19743
19743
19743
20046
11
11833
(807)
9009
39789
3362
1599
34828
2003-04
13869
13869
13869
25491
13150
(2069)
14411
39360
2598
56
1447
35259
2004-05
2722
2722
2722
39153
27
13145
1323
24658
41875
2896
3252
35727
2005-06
12332
12332
12332
29050
2.00
11076
(2672)
20645
41383
3654
3892
33836
2006-07
NATIONAL
2128
2128
2128
34354
90
8881
936
24447
36482
3383
3982
29117
2007-08
1884
1884
1884
34586
81
9660
1085
23761
36470
3665
3359
29442
2008-09
11646
11646
11646
33825
134
12183
1220
20288
45471
4199
5937
35335
2009-10
TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT

FIRE INSURANCE
15723
15723
15723
40126
106
14424
1421
24176
55850
4854
8314
42681
2010-11
2836
2836
2836
60797
14152
3470
43175
63633
5724
11
5292
52606
2011-12
(` Lakh)
70014
39269
(126)
TOTAL (A)
Commission
224
10686
15795
TOTAL (C)
15795
15795
60507
56
1027
21397
850
37177
76302
7827
551
67924
2001-02
10686
10686

Business C= (A - B)
APPROPRIATIONS
Account
59327
56
Foreign Taxes
TOTAL (B)

offs & Provisions
20128
7535

Insurance Business
(793)
503
62768
2000-01
Others
of Investments
PARTICULARS
11538
11538
11538
75852
83
1129
24561
3341
46737
87390
6837
1525
79027
2002-03
29477
29477
29477
62813
59
174
32508
3937
26134
92290
8737
4133
79419
2003-04
23083
23083
23083
69246
366
29058
7119
32702
92329
7328
5117
79884
2004-05
1957
1957
1957
98630
139
606
30556
7178
60151
100588
7935
9564
83088
2005-06
23302
23302
23302
92436
30
36
28432
7933
56006
115738
10514
11040
94184
2006-07
NEW INDIA
28336
28336
28336
89804
19611
10023
60160
118140
10619
10490
97031
2007-08
5954
5954
5954
103636
(79)
29340
13705
60668
109590
9681
3616
96292
2008-09
(30572)
(30572)
(30572)
155684
10
35967
12827
106878
125112
10506
7847
106758
2009-10
(38728)
(38728)
(38728)
185667
235
40425
17780
127227
146939
14823
10869
121247
2010-11
TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

FIRE
(67183)
(67183)
(67183)
225326
96
(130)
40323
19301
165735
158143
21359
(11004)
9892
137897
2011-12
(` Lakh)
225
2285
12529
Figures in brackets represent negative values
TOTAL (C)
12529
12529
31921
14541
(1895)
19275
44450
4862
(30)
336
39282
2001-02
2285
2285

Business C= (A - B)
APPROPRIATIONS
Account
38022
Foreign Taxes
TOTAL (B)

offs & Provisions
13349
(1958)
Commission

Insurance Business
26628

40307
Others
TOTAL (A)
40307
2000-01
of Investments
PARTICULARS
17568
17568
17568
24134
710
13445
(2573)
12552
41702
4617
61
993
36030
2002-03
16163
16163
16163
25340
414
15806
(1496)
10616
41503
3980
15
4594
32914
2003-04
12585
12585
12585
28542
104
13094
(543)
15885
41126
4235
98
3103
33690
2004-05
5161
5161
5161
36361
143
14160
(1032)
23090
41522
3243
(71)
4586
33763
2005-06
14498
14498
14498
26070
106
11340
(1315)
15939
40568
3083
29
3303
34153
2006-07
ORIENTAL
(1677)
(1677)
(1677)
41087
12
10688
(651)
31038
39410
3470
28
3469
32442
2007-08
(8727)
(8727)
(8727)
47154
26
10582
301
36245
38427
4284
(79)
2729
31493
2008-09
345
345
345
45380
(17)
14415
(146)
31128
45725
4852
(88)
4488
36473
2009-10
(2158)
(2158)
(2158)
62568
77
19872
1949
40670
60410
6355
(4)
9233
44827
2010-11

FIRE
(6395)
(6395)
(6395)
72127
(85)
17693
2937
51582
65733
7611
30
6660
51432
2011-12
(` Lakh)
226
6351
21186
TOTAL (C)
21186
21186
29830
1141
14874
(3745)
17560
51016
5515
(7)
878
44630
2001-02
6351
6351

Business C= (A - B)
APPROPRIATIONS
Account
38519
TOTAL (B)
13534

Insurance Business
Foreign Taxes
(3834)
Commission
28819

offs & Provisions
44870
(129)
44999
2000-01
TOTAL (A)
Others
of Investments
PARTICULARS
20538
20538
20538
31449
608
14262
(3451)
20030
51988
4982
72
1654
45280
2002-03
23346
23346
23346
27069
330
17986
-2329
11082
50415
5131
14
3152
42117
2003-04
18477
18477
18477
31502
269
19075
(3088)
15246
49979
4177
67
3186
42548
2004-05
11574
11574
11574
38089
422
20988
(1401)
18079
49663
3932
(10)
4933
40808
2005-06
283
283
283
48785
331
18041
(1073)
31486
49069
3568
(1)
3634
41867
2006-07
UNITED
9713
9713
9713
44095
429
13012
253
30400
53807
4223
316
5812
43456
2007-08
4417
4417
4417
43751
246
13858
54
29593
48168
4724
2580
40861
2008-09
19975
19975
19975
33729
268
14095
(441)
19807
53704
5582
585
6491
41045
2009-10
2341
2341
2341
53253
66
21809
240
31138
55594
4772
(8)
5539
45291
2010-11

FIRE
3910
3910
3910
63695
413
18029
1065
44188
67604
5710
3451
58441
2011--12
(` Lakh)
227
Foreign Taxes
6973
5626
6973
6973
10987
3829
(651)
7809
17960
2905
136
14912
2001-02
5626
TOTAL (C)
APPROPRIATIONS
Account
5626
13

offs & Provisions

Business C= (A - B)
3505

Insurance Business
8301
(911)
Commission
TOTAL (B)
5694

13927
Others
TOTAL (A)
13927
2000-01
of Investments
PARTICULARS
2662
2662
2662
13474
11
3599
(700)
10563
16136
2270
585
13281
2002-03
11213
11213
11213
12447
10
3101
191
9145
23660
2605
1239
19816
2003-04
2325
2325
2325
11323
81
4514
(515)
7244
13648
1508
840
11300
2004-05
2493
2493
2493
12433
3369
501
8560
14926
1437
1613
11876
2005-06
(1103)
(1103)
(1103)
14058
3406
566
10085
12955
1317
1402
10235
2006-07
NATIONAL
(387)
(387)
(387)
14056
65
2982
1003
10006
13669
1310
1542
10817
2007-08
(2782)
(2782)
(2782)
18187
76
3538
1112
13460
15405
1559
13
1429
12403
2008-09
7101
7101
7101
10434
82
4504
1096
4752
17535
1870
2643
13022
2009-10
1747
1747
1747
17672
61
5154
1190
11266
19419
1912
3274
14234
2010-11

MARINE
2947
2947
2947
19698
4815
1242
13641
22645
2589
2394
17655
2011-12
(` Lakh)
228
22931
14175
(1722)
TOTAL (A)
Commission
5081
5089
TOTAL (C)
5089
5089
17739
492
5138
(1034)
13134
22828
3751
264
18812
2001-02
5081
5081

Business C= (A - B)
APPROPRIATIONS
Account
17850
12
Foreign Taxes
TOTAL (B)

offs & Provisions
5385
3839

Insurance Business
(376)
256
19212
2000-01
Others
of Investments
PARTICULARS
8537
8537
8537
16528
547
5322
(1040)
11691
25065
3316
740
21009
2002-03
10969
10969
10969
14862
78
6299
286
8194
25831
3929
1859
20043
2003-04
5500
5500
5500
16964
146
5389
1579
9850
22465
3043
2125
17297
2004-05
5016
5016
5016
18478
230
5899
822
11525
23494
3008
3626
16860
2005-06
10199
10199
10199
12896
11
5231
1423
6230
23094
3247
3410
16438
2006-07
NEW INDIA
766
766
766
24160
5663
2669
15824
24926
3053
3016
18857
2007-08
(9009)
(9009)
(9009)
36919
(28)
7780
1455
27711
27910
3446
1287
23177
2008-09
1189
1189
1189
(8900)
(8900)
(8900)
38722
29645
63
9672
3223
25764
29822
3994
2929
22899
2010-11
8658
1907
19075
30834
4046
3022
23766
2009-10

MARINE
(1889)
(1889)
(1889)
40291
(34)
10317
2243
27764
38402
5569
2579
30253
2011-12
(` Lakh)
229
1420
9429
TOTAL (C)
9429
9429
11080
4118
(465)
7427
20509
2421
167
17921
2001-02
1420
1420

Business C= (A - B)
APPROPRIATIONS
Account
11794
TOTAL (B)
Foreign Taxes
3348

Insurance Business
(689)
Commission

offs & Provisions
9135

13214
Others
TOTAL (A)
13208
2000-01
of Investments
PARTICULARS
2794
2794
2794
12418
288
4414
(715)
8432
15212
1872
46
403
12892
2002-03
5964
5964
5964
11085
201
4748
(614)
6749
17049
1936
(1)
2235
12879
2003-04
2569
2569
2569
13222
57
4581
626
7959
15791
2292
36
1680
11784
2004-05
1753
1753
1753
15491
66
6189
706
8531
17244
1496
2115
13632
2005-06
(1558)
(1558)
(1558)
21326
63
5255
424
15584
19769
1832
30
1963
15944
2006-07
ORIENTAL
3027
3027
3027
17594
5560
1020
11007
20621
1852
(21)
1851
16939
2007-08
(2281)
(2281)
(2281)
24018
12
5613
1167
17226
21737
2029
(83)
1292
18500
2008-09
1953
1953
1953
21007
(8)
7099
1536
12379
22960
2253
(315)
2084
18937
2009-10
(2109)
(2109)
(2109)
31169
32
9298
2227
19612
29061
2667
(179)
3875
22697
2010-11

MARINE
1344
1344
1344
30334
(37)
7544
2380
20447
31677
3351
(61)
2932
25455
2011-12
(` Lakh)
230
6784
484
6784
6784
11474
703
4136
(1529)
484
484
TOTAL (C)
APPROPRIATIONS
Account

Business C= (A - B)
14430
Foreign Taxes
TOTAL (B)

offs & Provisions
4445
(1898)
Commission

Insurance Business
11885
8164
18258
14916
TOTAL (A)
47
540
14278
2001-02
3393
(34)
14950
2000-01
Others
of Investments
PARTICULARS
7080
7080
7080
14301
302
5491
(1462)
9970
21380
2473
36
821
18050
2002-03
4601
4601
4601
12350
150
5995
(966)
7170
16951
2343
(1)
1439
13170
2003-04
1920
1920
1920
12861
125
5503
(590)
7822
14781
1949
16
1487
11329
2004-05
2503
2503
2503
12594
194
4913
220
7268
15097
1808
365
2268
10656
2005-06
(1535)
(1535)
(1535)
15864
175
5161
(358)
10886
14329
1888
(13)
1923
10531
2006-07
UNITED
(2406)
(2406)
(2406)
19225
160
5399
1269
12397
16819
1571
148
2163
12937
2007-08
(596)
(596)
(596)
22154
99
5613
1371
15071
21558
1905
(10)
1040
18623
2008-09
(5381)
(5381)
(5381)
31355
100
7122
2282
21852
25974
2085
296
2424
21170
2009-10
(2523)
(2523)
(2523)
32699
36
9604
1347
21712
30176
2617
3037
24521
2010-11

MARINE
1110
1110
1110
30190
231
7440
850
21669
31300
3193
1930
26173
2011-12
(` Lakh)
231
(39371)
(39371)
TOTAL (C)
APPROPRIATIONS
158116
(39371)
Operating Profit/(Loss) from Fire/

Marine/Miscellaneous Business
C= (A - B)
Foreign Taxes
TOTAL (B)
33622
Others - Amortizations, Write offs &

Provisions

Insurance Business
1928
122566
Commission
154894
118745
TOTAL (A)
(31932)
(31932)
(31932)
186826
39958
1403
145465
23399
Interest, Dividend & Rent - Gross
263
252
Others
130131
2001-02
1101
118493
2000-01
Profit/Loss on sale/redemption of
Investments
PARTICULARS
(13520)
(13520)
(13520)
190506
140
44969
7319
138077
176986
23601
6080
147305
2002-03
(33272)
(33272)
(33272)
258970
246
58100
7789
192836
225698
28166
13395
184137
2003-04
(16435)
(16435)
(16435)
283305
68276
10334
204696
266870
30127
109
16779
219855
2004-05
(35732)
(35732)
(35732)
333793
71747
12231
249815
298061
32632
75
36639
228715
2005-06
13393
13393
13393
294470
6203
66065
13510
208692
307863
36403
38774
232685
2006-07
NATIONAL
(12153)
(12153)
(12153)
354780
8993
77907
18450
249431
342627
37068
43640
261919
2007-08
(39500)
(39500)
(39500)
410962
7757
81439
19620
302146
371462
36566
995
33510
300391
2008-09
(6658)
(6658)
(6658)
434190
596
8081
105190
20825
299497
427532
39070
55241
333221
2009-10
(44561)
(44561)
(44561)
590637
166
15486
125167
22933
426885
546077
46668
79929
419480
2010-11

MISCELLANEOUS
(1917)
(1917)
(1917)
665434
20524
138893
31426
474591
663517
65455
449
60521
537092
2011-12
(` Lakh)
232
(19019)
TOTAL (C)
(19019)
(19019)

Business C= (A - B)
APPROPRIATIONS
Account
225793
TOTAL (B)
(29732)
(29732)
(29732)
267238
261
Foreign Taxes
389
4705
48902
8167
205203
237506
35834
2521
199151
2001-02

offs & Provisions
48548
174529

Insurance Business
206775
TOTAL (A)
2327
32125
Commission
(3163)
2146
175666
2000-01
Others
of Investments
PARTICULARS
(22483)
(22483)
(22483)
293636
323
5598
59179
17013
211523
271153
33909
7564
229680
2002-03
(29592)
(29592)
(29592)
350181
181
826
95004
17140
237030
320589
41482
19623
259483
2003-04
(5305)
(5305)
(5305)
358932
2126
84371
24490
247946
353627
43626
30465
279536
2004-05
(3371)
(3371)
(3371)
419356
373
3596
94234
29628
291525
415985
47083
56750
312151
2005-06
40172
40172
40172
413736
99
183
81596
29733
302125
453908
54155
56864
342890
2006-07
NEW INDIA
21835
21835
21835
451738
66
40
76636
33231
341764
473574
54493
53827
365254
2007-08
(47232)
(47232)
(47232)
527806
141
(446)
108381
40923
378807
480574
54685
20429
405460
2008-09
(20974)
(20974)
(20974)
557796
70
51
128981
41402
387292
536822
55102
41158
440562
2009-10
(79513)
(79513)
(79513)
688555
969
144225
43865
499496
609042
61075
44781
503186
2010-11

MISCELLANEOUS
(8886)
(8886)
(8886)
738845
52
(459)
155791
68206
515254
729958
75625
35024
619309
2011-12
(` Lakh)
233
33601

Insurance Business
(31266)
TOTAL (C)
(31266)
(31266)

Business C= (A - B)
APPROPRIATIONS
Account
146171
TOTAL (B)
Foreign Taxes
(1873)
Commission

offs & Provisions
114443

114905
Others
TOTAL (A)
33
114872
2000-01
of Investments
PARTICULARS
(47632)
(47632)
(47632)
198357
42244
24
156089
150725
24185
1671
124869
2001-02
(9690)
(9690)
(9690)
179308
4160
47400
2077
125671
169619
27066
74
5822
136656
2002-03
7629
7629
7629
207109
3053
57657
5001
141399
214738
29349
60
33877
151453
2003-04
6185
6185
6185
231692
1011
55313
8374
166994
237878
41013
(27)
30048
166843
2004-05
7524
7524
7524
251538
1292
64727
10666
174854
259062
29385
(61)
41550
188189
2005-06
16893
16893
16893
275265
1221
58828
10853
204362
292158
35362
(67)
37883
218980
2006-07
ORIENTAL
10543
10543
10543
297174
118
66112
12766
218177
307717
34730
30
34715
238242
2007-08
(28643)
(28643)
(28643)
346354
223
75249
18634
252248
317711
37313
(55)
23765
256687
2008-09
(21742)
(21742)
(21742)
398673
(135)
93562
22736
282510
376931
38123
(125)
35261
303672
2009-10
(19952)
(19952)
(19952)
499320
569
128084
24414
346254
479369
47132
(206)
68477
363966
2010-11

MISCELLANEOUS
7791
7791
7791
510038
(628)
110207
27136
373323
517829
56276
(110)
49244
412419
2011-12
(` Lakh)
234
(24809)
(48869)
TOTAL (C)
(24809)
(24809)
201319
6664
38777
3521
152357
176510
32205
804
5129
138372
2001-02
(48869)
(48869)

Business C= (A - B)
APPROPRIATIONS
Account
171378
34275
114
TOTAL (B)
Foreign Taxes

offs & Provisions

Insurance Business
Commission
136989
226

122509
28
Others
TOTAL (A)
122255
2000-01
of Investments
PARTICULARS
(21070)
(21070)
(21070)
209756
3741
42488
2982
160546
188687
30652
249
10178
147608
2002-03
(11414)
(11414)
(11414)
228212
2337
55729
4181
165965
216798
36392
(329)
22358
158377
2003-04
(18175)
(18175)
(18175)
246571
2404
61706
5676
176785
228396
37373
133
28504
162387
2004-05
(9022)
(9022)
(9022)
262333
4059
71765
7579
178930
253310
37827
56
47458
167969
2005-06
12746
12746
12746
249851
3567
66243
8207
171834
262597
38446
64
39161
184926
2006-07
UNITED
5781
5781
5781
296519
3706
72843
12140
207830
302301
36491
1775
50218
213817
2007-08
3477
3477
7455
3477
409132
1931
94483
21454
291265
412609
40215
4027
46763
321604
2009-10
7455
7455
310976
1948
83668
18519
206841
318431
37472
71
20463
260426
2008-09
(61522)
(61522)
(61522)
553007
601
141126
25567
385714
491485
45965
105
50465
394951
2010-11

MISCELLANEOUS
(26435)
(26435)
(26435)
641861
4110
131137
33778
472837
615425
56850
107
34358
524110
2011-12
(` Lakh)
235
(24537)
(14003)
Note: Figures in brackets represent negative values
TOTAL (C)
(14003)
(14003)
227968
37
56434
(1013)
172510
213965
(24537)
(24537)

Business C= (A - B)
APPROPRIATIONS
Account
195260
Foreign Taxes
TOTAL (B)
48
49230

offs & Provisions

Insurance Business
(181)
146163
Commission
170723
TOTAL (A)
270
30560
252
Others
181698
2001-02
1437
170471
2000-01
of Investments
Particulars
6947
6947
6947
226751
152
60100
4534
161966
233699
32
29476
7594
196596
2002-03
(2317)
(2317)
(2317)
291464
267
73034
7173
210990
289147
34133
16232
238781
2003-04
(240)
(240)
(240)
320119
81
85939
7749
226350
319879
165
34234
19066
266414
2004-05
(30517)
(30517)
(30517)
385379
29
88261
14055
283033
354862
75
36965
41505
276317
2005-06
24622
24622
24622
337578
6205
80547
11405
239422
362200
41374
44069
276757
2006-07
NATIONAL
(10411)
(10411)
(10411)
403190
9148
89770
20389
283884
392779
41761
49165
301853
2007-08
(40398)
(40398)
(40398)
463735
7914
94636
21818
339367
423338
1013
41790
38298
342236
2008-09
12090
12090
12090
478449
596
8298
121878
23141
324536
490538
45138
63821
381579
2009-10
(27090)
(27090)
(27090)
648435
166
15653
144745
25544
462328
621346
53433
91517
476395
2010-11

TOTAL (FIRE+MARINE+MISCELLANEOUS)
3866
3866
3866
745929
20524
157861
36138
531406
749795
466
73768
68207
607353
2011-12
(` Lakh)
299719
227973
TOTAL (A)
236
(3252)
TOTAL (C)
(3252)
(3252)

Business C= (A - B)
APPROPRIATIONS
302970
457
74060
TOTAL (B)
Foreign Taxes
Others - Amortizations, Write offs

& Provisions

Insurance Business
480
(4332)
43499
Others
Commission
2906
257646
2000-01
Investments
Particulars
(8848)
(8848)
(8848)
345484
327
6224
75437
7982
255514
336636
47413
3336
285887
2001-02
(2409)
(2409)
(2409)
386015
414
7274
89062
19314
269951
383607
44061
9829
329716
2002-03
10854
10854
10854
427856
246
1078
133812
21362
271358
438710
54148
25615
358946
2003-04
23278
23278
23278
445142
2638
118819
33188
290498
468420
53996
37707
376717
2004-05
3602
3602
3602
536464
514
4432
130689
37628
363201
540066
58027
69940
412099
2005-06
73673
73673
73673
519068
129
230
115259
39089
364361
592741
67916
71313
453511
2006-07
NEW INDIA
50938
50938
50938
565702
70
50
101910
45924
417748
616640
68165
67332
481143
2007-08
(50288)
(50288)
(50288)
668362
144
(553)
145501
56083
467187
618074
67812
25333
524930
2008-09
(50358)
(50358)
(50358)
743125
73
65
173606
56137
513245
692768
69654
52028
571086
2009-10
(127141)
(127141)
(127141)
912945
1267
194323
64867
652487
785803
79892
58579
647332
2010-11

(77958)
(77958)
(77958)
1004462
149
(622)
206432
89750
708753
926503
(11004)
102553
47495
787459
2011-12
(` Lakh)
(4520)
Commission
237
(27561)
(25674)
TOTAL (C)
(25674)
(25674)
241358
60903
(2337)
182791
215684
(30)
31468
2174
182072
2001-02
(27561)
(27561)

Business C= (A - B)
APPROPRIATIONS
Account
195987
Foreign Taxes
TOTAL (B)

offs & Provisions
50298
150206

Insurance Business
168426
39
Others
TOTAL (A)
168387
2000-01
of Investments
Particulars
10673
10673
10673
215860
5157
65259
(1211)
146655
226533
182
33555
7218
185577
2002-03
29756
29756
29756
243534
3668
78211
2890
158765
273291
74
35265
40706
197246
2003-04
21339
21339
21339
273456
1172
72989
8457
190838
294795
107
47540
34831
212317
2004-05
14438
14438
14438
303390
1500
85076
10340
206474
317828
(131)
34124
48251
235584
2005-06
29834
29834
29834
322661
1391
75423
9962
235886
352495
(8)
40277
43148
269077
2006-07
ORIENTAL
11893
11893
11893
355855
136
82361
13135
260222
367747
37
40052
40035
287623
2007-08
(39651)
(39651)
(39651)
417526
260
91444
20102
305719
377875
(216)
43626
27786
306680
2008-09
(19443)
(19443)
(19443)
465060
(161)
115076
24127
326018
445616
(528)
45228
41834
359083
2009-10
(24218)
(24218)
(24218)
593058
677
157254
28590
406536
568840
(389)
56154
81585
431490
2010-11

2740
2740
2740
612499
(750)
135443
32453
445353
615239
(141)
67238
58837
489306
2011-12
(` Lakh)
(5618)
Commission
238
(42034)
3161
TOTAL (C)
3161
3161
242623
8508
57787
(1753)
178081
245784
(42034)
(42034)

Business C= (A - B)
APPROPRIATIONS
Account
224329
Foreign Taxes
TOTAL (B)

offs & Provisions
52254
177693

Insurance Business
182295
TOTAL (A)
844
41113
(135)
226
Others
197280
2001-02
6547
182204
2000-01
of Investments
Particulars
6548
6548
6548
255507
4651
62240
(1931)
190546
262055
357
38107
12654
210938
2002-03
16533
16533
16533
267630
2817
79711
885
184217
284164
(316)
43866
26950
213663
2003-04
2222
2222
2222
290934
2798
86284
1999
199853
293156
215
43499
33177
216265
2004-05
5055
5055
5055
313015
4675
97666
6398
204277
318071
412
43567
54659
219433
2005-06
11495
11495
11495
314500
4073
89445
6776
214206
325995
50
43902
44718
237324
2006-07
UNITED
13088
13088
13088
359839
4294
91255
13661
250628
372927
2239
42285
58193
270209
2007-08
11276
11276
11276
376882
2292
103140
19944
251505
388157
63
44101
24083
319910
2008-09
18071
18071
18071
474217
2299
115699
23294
332924
492288
4908
47882
55678
383819
2009-10
TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT

(61704)
(61704)
(61704)
638959
703
172538
27154
438564
577255
97
53354
59041
464763
2010-11
(21415)
(21415)
(21415)
735745
4753
156606
35692
538694
714329
114
65753
39739
608724
2011-12
(` Lakh)
239
Balance C/f to Balance Sheet
(a) Fire Insurance
sub-total
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
Transfer from General Reserves for UK
Equilization Reserve
APPROPRIATIONS
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d) Transfer to any Reserves or Other
Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year
PARTICULARS
2005
5420
13943
451
13492
2500
320
10671
3738
8042
(9395)
(350)
(9045)
(9045)
2791
559
3171
599
65
9158
2369
(9)
897
19363
11448
549
(16)
669
(1353)
534
17805
2662
(13520)
6947
2002-03
10956
6973
(31932)
(14003)
2001-02
4303
2500
320
1083
7040
7301
178
7123
74
5757
126
10777
5126
(1)
755
14341
19743
11213
(33272)
(2317)
2003-04
10262
2500
351
1075
1910
14121
1009
13112
88
196
551
9774
5445
(2)
1055
16031
13869
2325
(16435)
(241)
2004-05
(10625)
1196
(953)
(5964)
4661
(10625)
151
(3029)
729
10602
11918
(14)
1095
(6917)
2722
2493
(35732)
(30517)
2005-06
32345
8361
1421
1027
408
45583
3455
42128
181
(751)
(49)
9702
10334
1332
45991
12332
(1103)
13393
24622
2006-07
NATIONAL
12522
3266
555
604
1161
17206
863
16343
257
(212)
512
12477
14797
(109)
1612
18366
2128
(387)
(12153)
(10411)
2007-08
(14921)
985
(1807)
(13354)
(1567)
(14921)
208
(3907)
907
12458
11717
(301)
1363
15160
1884
(2782)
(39500)
(40398)
2008-09
17341
4398
747
1313
12888
26859
(4373)
22486
275
(198)
11498
10723
15162
1772
39747
11646
7101
(6658)
12090
2009-10
TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT
7489
579
3150
7540
(51)
7489
318
(420)
2673
13663
23529
(128)
716
10690
15723
1747
(44561)
(27090)
2010-11
32521
21229
8746
33106
(585)
32521
318
(1349)
(11451)
15168
14244
(219)
8794
41853
2836
2947
(1917)
3866
2011-12
(` Lakh)
240

OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
Accounts
(a) Fire Insurance
sub-total
PARTICULARS
(1904)
2714
31282
5701
25581
4000
513
21069
1926
6215
20820
6620
14200
2000
12200
1618
2363
637
2114
1596
579
27975
6241
2190
33997
11538
8537
(22483)
(2409)
2002-03
32669
2298
916
27035
15795
5089
(29732)
(8848)
2001-02
53944
4500
577
(5688)
(5054)
64789
5768
59021
323
541
(230)
31849
15285
(218)
1967
59735
29477
10969
(29592)
10854
2003-04
31120
2000
6000
1103
729
2341
79788
39565
40223
825
507
280
33886
23887
(224)
1301
82129
23083
5500
(5305)
23278
2004-05
56815
13000
1823
(546)
2236
85557
13919
71638
108
172
2502
36424
43909
(6)
3864
87793
1957
5016
(3371)
3602
2005-06
111832
29200
4963
(76)
66
161393
15398
145995
321
(313)
135
42086
44265
(74)
1509
161459
23302
10199
40172
73673
2006-07
NEW INDIA
107003
28300
4810
(21)
16
152146
12033
140113
493
(426)
(30)
49866
49256
2102
152162
28336
766
21835
50938
2007-08
12655
4500
765
4495
(47)
(490)
29723
(7308)
22415
476
(744)
(175)
54269
20273
4978
29233
5954
(9009)
(47232)
(50288)
2008-09
30523
8500
1445
(93)
7708
35927
4540
40467
455
7379
(34)
52893
39508
1592
43635
(30572)
1189
(20974)
(50358)
2009-10
(42123)
(33)
185
10376
(41137)
(1019)
(42156)
355
9123
713
55780
40899
(300)
(30761)
(38728)
(8900)
(79513)
(127141)
2010-11
TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
13283
(5083)
4000
649
266
(10047)
15617
(2315)
17932
5083
389
(11119)
417
57019
26407
101
5569
(67183)
(1889)
(8886)
(77958)
2011-12
(` Lakh)
241

OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
(a) Fire Insurance
sub-total
PARTICULARS
795
1413
17589
11190
6399
2000
256
4143
2
8456
(23486)
(1958)
(25444)
(811)
(24633)
121
403
94
1186
2739
4529
6552
1409
368
19002
17568
2794
(9690)
10673
2002-03
9465
654
525
(15030)
12529
9429
(47632)
(25674)
2001-02
28827
2500
320
985
2654
45433
13786
31647
(257)
1766
160
8514
9828
(11)
48087
16163
5964
7629
29756
2003-04
29644
1250
1750
409
(103)
81
701
47170
14118
33052
179
308
236
14918
10930
685
47871
12585
2569
6185
21339
2004-05
22690
5000
701
4
467
11066
33419
5028
28392
(216)
10527
283
12169
17207
671
44485
5161
1753
7524
14438
2005-06
38027
10000
1700
2
226
108
62964
13237
49727
12
(437)
305
15732
16874
(21)
653
63071
14498
(1558)
16893
29834
2006-07
ORIENTAL
53
750
127
1
(310)
1683
44235
43305
930
5
961
1027
17118
17110
(203)
45918
(1677)
3027
10543
11893
2007-08
(5266)
1
(272)
271
(8842)
3576
(5266)
66
168
309
17197
10953
2929
(8571)
(8727)
(2281)
(28643)
(39651)
2008-09
(4425)
(345)
1195
8823
(13249)
(4425)
3083
2379
(54)
1015
18041
(12579)
5462
(4)
804
268
1357
19056
(420)
10018
(2158)
(2109)
(19952)
(22061)
17089
24828
(5)
1250
295
(` Lakh)
26116
(479)
2455
37768
(11652)
26116
49
2660
225
2594
40223
18607
16282
(6395)
1344
7791
2740
2010-11 2011-12
15523
14358
345
1953
(21742)
(19443)
2009-10
242
(a) Fire Insurance
sub-total
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
PARTICULARS
1497
21416
4317
17099
2500
320
14279
3000
12339
(46)
568
433
877
1299
2637
15669
330
15339
22913
18306
975
12266
4173
(100)
26
12742
2118
(89)
374
28
20538
7080
(21070)
6548
2002-03
21186
6784
(24809)
3161
2001-02
34660
3000
384
945
39339
1295
38044
876
(156)
225
40284
14708
9039
(3)
7
23346
4601
(11414)
16533
2003-04
23694
6200
877
1110
1108
31830
1059
30771
39
(90)
49
32938
17220
13136
(3)
363
18477
1920
(18175)
2222
2004-05
32717
8600
1206
1170
1990
45274
2751
42523
50
(19)
789
47264
18547
23278
(9)
393
11574
2503
(9022)
5055
2005-06
40511
10577
1798
1312
1967
52034
(852)
52886
64
23
569
54001
21206
21600
(299)
283
(1535)
12746
11495
2006-07
UNITED
48383
12633
2147
1446
2355
65814
2651
63162
78
244
587
68169
23192
31918
(1)
(28)
9713
(2406)
5781
13088
2007-08
36375
9600
1630
1723
1362
50291
(2686)
47605
59
(114)
(307)
51653
26202
14308
(133)
4417
(596)
7455
11276
2008-09
54167
14200
2412
2125
1449
82284
(11505)
70779
91
36
(803)
83734
30190
35107
366
19975
(5381)
3477
18071
2009-10
9569
3000
486
1866
479
13083
(28)
13054
98
(306)
(1178)
13562
34655
40221
390
2341
(2523)
(61522)
(61704)
2010-11
14411
7800
1264
15204
1542
2765
46928
(8249)
38679
77
903
244
49694
38254
23119
9736
3910
1110
(26435)
(21415)
2011-12
(` Lakh)
243
APPROPRIATIONS
Contingency reserves for Unexpired Risks (Schedule 16B)
11944
1530
49818
3
4144
(811)
15494
24633
11044
91820
24386
67434
5000
25350
3609
4642
(1033)
562
3738
3227
OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
Transfer from General Reserves for UK Equilization Reserve
4485
3893
730
6904
5811
5108
1040
896
102864
28959
69139
14193
(110)
3586
16057
(45363)
66324
5619
(105)
2484
67449
21072
(72465)
2002-03
60466
28275
(134104)
2001-02
TOTAL (A)
(c) Others

OTHER INCOME
(a) Fire Insurance
sub-total
PARTICULARS
28827
92907
12500
1602
5585
156862
21026
135835
950
(3620)
5667
2658
(69)
162447
65848
39277
(222)
2718
54827
88729
32748
(66650)
2003-04
29644
65076
3250
16450
2740
6059
172910
55751
117159
127
(103)
2995
1109
1415
516
178969
75798
53398
(228)
3403
46598
68013
12315
(33730)
2004-05
101597
26600
3731
14339
158286
26359
131927
201
4
2287
(3156)
12218
2785
172626
77742
96312
(29)
6023
(7422)
21414
11765
(40601)
2005-06
222716
58139
9881
2549
321974
31238
290736
245
2
2489
(396)
(231)
440
324523
88726
93073
(95)
3196
139623
50415
6003
83204
2006-07
167961
44949
7639
5215
279400
58851
220548
335
1
1719
528
1635
997
284615
102652
113082
(109)
3483
65507
38501
1000
26007
2007-08
ALL COMPANIES
4495
28843
14100
2395
(664)
57818
(7985)
49833
268
1
2389
(3479)
24
134
57154
110125
57252
(301)
9138
(119061)
3528
(14668)
(107920)
2008-09
97605
27098
4604
23239
153894
(24587)
129307
366
3000
288
19324
262
177134
109330
104135
3310
(39641)
1394
4863
(45897)
2009-10
3000
453
2379
(21983)
15020
(2473)
(13678)
(16151)
416
2576
(375)
11422
981
12547
121187
129477
(128)
2163
(240153)
(22821)
(11785)
(205547)
2010-11
TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
11800
1913
15204
86331
3919
133419
(22801)
115248
395
22557
(8)
(19665)
641
137338
129048
80052
(219)
21225
(92767)
(66831)
3511
(29448)
2011-12
(` Lakh)
244
274830
105437
(229593)
(199270)
Note: Figure in bracket represent negative values
TOTAL
Misc. Expenditure (to the extent not

written off or adjusted)
Profit & Loss Account (Debit Balance)
Net Current Assets (C)= (A-B)
335249
Sub-Total (B)
369345
107316
106137
68248
71504
139752
262029
70830
65149
CURRENT ASSETS
Cash & Bank Balance
444680
52924
6819
135979
229112
244175
55987
4545
Investments
Loans
Fixed Assets
Deferred Tax Assets
274830
10000
86392
178438
2002
CURRENT LIABILITIES
Provisions
105437
TOTAL
Sub-Total (A)
10000
95437
2001
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Fair Value Change Account
Borrowings
PARTICULARS
250819
(241170)
402957
129978
161787
272978
98168
63619
434372
49957
7198
462
250819
10000
97217
143602
2003
441151
23001
(285106)
474473
147945
189366
326528
101292
88075
643011
51384
7973
888
441151
10000
101520
329631
2004
518284
18340
(297543)
527152
165524
229609
361627
120103
109505
737656
50846
8985
518284
10000
111627
396656
2005
792626
12168
(366436)
600186
152357
233750
447829
97149
136601
1094224
45913
6758
792626
10000
101002
681624
2006
2007
735449
6002
(382054)
630641
170119
248587
460523
103139
145448
1063780
41721
6000
735449
10000
133348
592101
NATIONAL
886800
913
(431463)
689288
181402
257825
507886
61926
195899
1271798
39180
6371
886800
10000
145870
730930
2008
501598
655
(457602)
753380
197708
295778
555671
39369
256409
915093
37840
5611
501598
10000
130949
360649
2009
TABLE 63: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET

(As on 31st March)
963806
5578
(506593)
841819
230340
335226
611479
44164
291062
1417854
35977
10990
963806
10000
148290
805516
2010
979860
3237
(680885)
962833
290024
281948
672809
78963
202985
1611977
34237
11293
979860
10000
155779
814081
2011
914514
2428
(850680)
1078739
365156
228060
713583
114874
113186
1727732
25119
9916
914514
10000
188300
716214
2012
(` Lakh)
245
591991
306775
(389336)
(323202)
Note: Figures in bracket represent negative values.
TOTAL

Net Current Assets (C)= (A - B)
548918
Sub-Total (B)
631624
183320
157704
CURRENT LIABILITIES
Provisions
115286
127002
242288
448304
115469
110247
CURRENT ASSETS
Cash & Bank Balance
869256
101344
10727
591991
10000
308945
273046
2002
225716
391214
514195
107997
7785
Investments
Loans
Fixed Assets
Deferred Tax Assets
Sub-Total (A)
306775
10000
296775
2001
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
PARTICULARS
570582
2380
(426443)
727893
222084
301450
505809
158746
142703
884837
96733
10925
2150
570582
10000
330406
230176
2003
1457523
87413
11441
8407
1116338
15000
416641
684697
2005
978139
20828
(423563)
772905
227717
349342
545188
1116338
15472
(463918)
866382
257857
402465
608525
197434
228609
151908 173855.97
1272842
94089
10418
3525
978139
10000
384350
583789
2004
1701930
10116
(471645)
1000628
287154
528983
713474
305971
223012
2066526
78652
12106
6175
1701930
20000
460803
1221127
2006
2007
1696851
4761
(506782)
1047606
287128
540824
760479
316227
224597
2107007
74545
13265
4056
1696851
20000
582016
1094835
NEW INDIA
2093208
(448396)
1101206
324998
652811
776208
285793
367018
2463287
65776
11524
1016
2093208
20000
677280
1395927
2008
1473945
(380346)
1219132
356961
838785
862171
332084
506702
1776757
59386
15817
2331
1473945
20000
712215
741729
2009
2307194
(394735)
1376096
428039
981361
948057
436519
544842
2620322
55935
16215
9458
2307194
20000
723021
1564174
2010
TABLE 63: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)

(As on 31st March)
2384355
13725
(551627)
1591497
463661
1039870
1127836
530445
509425
2847822
48566
15683
10186
2384355
20000
691154
1673201
2011
2317649
10294
(584220)
1908919
561824
1324916
1347095
714217
610699
2820322
42331
15472
13233
2317649
20000
753130
1544520
2012
(` Lakh)
246
242878
(287188)
92723
TOTAL

(246977)
352645
Sub-Total (B)
108048
104638
CURRENT LIABILITIES
Provisions
401137
113949
293089
54272
59677
48465
57203
105668
248007
Sub-Total (A)
CURRENT ASSETS
Cash & Bank Balance
470843
53537
5686
242878
10000
57279
175599
2002
276472
57188
6040
92723
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Assets
10000
82723
2001
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
PARTICULARS
224406
2386
(300843)
423471
121476
122628
301995
64749
57879
465438
51490
5934
224406
10000
73391
141015
2003
435660
21193
(326960)
464228
132606
137268
331622
84528
52740
684632
51041
5754
435660
10000
102218
323442
2004
511008
15746
(332680)
491925
143036
159245
348889
101850
57395
766420
49491
6350
5681
511008
10000
131861
369147
2005
835255
10298
(353040)
529548
174972
176507
354576
102676
73831
1126268
43269
8460
835255
10000
154552
670703
2006
2007
785894
4851
(354377)
611418
199543
257041
411875
148499
108542
1086973
41083
7364
785894
10000
192579
583314
ORIENTAL
964116
(399475)
657752
192446
258277
465305
120613
137664
1316751
37417
9423
964116
10000
192632
761484
2008
594921
(391697)
751341
224289
359645
527053
115013
244632
944434
33636
8547
594921
10000
187365
397556
2009
1004656
(416209)
805917
282632
389708
523286
149946
239763
1380788
30999
9078
1004656
10000
182940
811716
2010

(As on 31st March)
1031182
11885
(557398)
919534
289250
362136
630283
170628
191508
1540546
27414
8736
1031182
10000
188402
832781
2011
996047
8914
(619835)
1009631
328825
389796
680806
198604
191192
1573603
22586
10780
996047
10000
214518
771529
2012
(` Lakh)
247
250561
117985
(352377)
(338234)
TOTAL

448543
Sub-Total (B)
502159
131160
114965
49583
100199
CURRENT LIABILITIES
Provisions
39860
70449
CURRENT ASSETS
Cash & Bank Balance
519720
75568
7650
149782
370999
372618
77709
5892
Investments
Loans
Fixed Assets
Deferred Tax Assets
250561
10000
120325
120236
2002
110309
333578
117985
TOTAL
Sub-Total (A)
10000
107985
2001
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
PARTICULARS
240319
2547
(394511)
529762
130301
135251
399462
53464
81787
550332
74358
7593
240319
10000
134603
95715
2003
448818
29350
(456322)
587582
133605
131261
453978
71034
60226
792722
75742
7325
448818
10000
169264
269554
2004
496898
21864
(427572)
588908
146974
161335
441934
79524
81811
825814
70299
6493
496898
10000
192958
293940
2005
731492
(418966)
624646
153623
205680
471023
89048
116631
1080409
62982
7067
731492
10000
225740
495752
2006
679433
15000
261186
403248
2007
679433
(449234)
648679
175932
199445
472747
84974
114471
1059930
58675
9841
222
UNITED
827802
(476876)
700080
201201
223203
498879
70565
152638
1240363
56079
8236
827802
15000
309059
503743
2008
547441
(483290)
749467
236086
266177
513382
61825
204352
967921
50414
12396
547441
15000
346359
186082
2009
896090
(504934)
824887
288805
319953
536082
84376
235577
1344830
45356
10838
896090
15000
400245
480845
2010

(As on 31st March)
896419
(679263)
971366
298237
292103
673130
98780
193324
1526672
40367
8642
896419
15000
409793
471625
2011
843429
(840901)
1233980
376575
393079
857405
136975
256104
1638417
35569
10345
843429
15000
439747
388681
2012
(` Lakh)
248
2084083
603839
721116
1480244
375127
345988
2334979
272538
31650
2612
1286126
40000
635617
610508
2003
2299188
641872
807236
1657315
454288
352949
3393207
272256
31470
4413
2303767
40000
757352
1506416
2004
2474367
713391
952654
1760976
530086
422567
3787412
258050
33268
14088
2642528
45000
853088
1744440
2005
2755008
768105
1144920
1986902
594844
550076
5367427
230815
34391
6175
4061304
50000
942097
3069206
2006
2938344
832721
1245897
2105624
652840
593057
5317689
216025
36468
4278
3897627
55000
1169128
2673499
2007
All COMPANIES
3148325
900047
1392116
2248278
538897
853219
6292200
198452
35554
1016
4771925
55000
1324841
3392085
2008
3473321
1015044
1760386
2458277
548291
1212095
4604205
181277
42372
2331
3117905
55000
1376889
1686016
2009
3848720
1229815
2026249
2618904
715004
1311244
6763793
168268
47121
9458
5171746
55000
1454495
3662251
2010
4445230
1341172
1976057
3104057
878816
1097241
7527018
150583
44354
10186
5291815
55000
1445128
3791688
2011
5231269
1632379
2335850
3598890
1164670
1171180
7760073
125604
46512
13233
5071639
55000
1595694
3420945
2012
(` Lakh)
1360260
622920
1286126
7313
2303767
94372
2642528
71422
4061304
32583
3897627
15614
4771925
913
3117905
655
5171746
5578
5291815
28847
5071639
21635
(1107683) (1258494) (1362967) (1491951) (1521713) (1610088) (1692447) (1756209) (1712935) (1822471) (2469172) (2895419)
Note: Figure in bracket represent negative values
TOTAL

1685355
Sub-Total (B)
1904265
529844
483444
287389
358382
CURRENT LIABILITIES
Provisions
274624
303048
CURRENT ASSETS
Cash & Bank Balance
2304499
283373
30882
645771
1374421
1407460
298881
24262
Investments
Loans
Fixed Assets
Deferred Tax Assets
1360260
40000
572941
747319
2002
577672
1201911
622920
TOTAL
Sub-Total (A)
40000
582920
2001
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
PARTICULARS
TABLE 63: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)

(As on 31st March)
10
23
101
103
Profit/Loss on sale/
redemption of Investments
Others
Interest, Dividend & Rent

- Gross
TOTAL (A)
249
BHARTI AXA
1307
3550
3826
4747
(6690)
5769
8517
799
213
105
7399
2943
4903
(6968)
5009
10863
1377
(84)
188
9382
6936
4799
(2838)
4976
14128
1183
256
433
12256
10246
4803
(1820)
7263
13226
1441
78
119
11588
9706
4402
(1574)
6877
13670
1617
138
67
11847
9798
5191
(1588)
6195
13522
1972
222
14
11314
10836
5231
(661)
6265
16264
2460
789
(6)
13021
511
536
(34)
10
15
21
20
11
(37)
1959
1422
(368)
906
288
53
234
1716
(520)
714
807
149
26
632
237
237
237
1197
1197
1197
TOTAL (C)
Transfer to Catastrophe
Reserve
Account
APPROPRIATIONS
Operating Profit/(Loss)
C= (A - B)
TOTAL (B)
Exceptional Item (IMTPIP)
2252
2252
2252
4724
4724
4724
4691
4691
4691
7921
7921
7921
7192
7192
7192
2980
2980
2980
3964
3964
3964
3724
3724
3724
5428
5428
5428
(497)
(497)
(497)
(1671)
(1671)
(1671)
(1134)
(1134)
(1134)
1941
7
931
2707
(4789)
2546
6031
597
32
138
5264
24
29
1066
(2382)
606
3183
420
10
112
2641
Other Miscellaneous
(136)
424
(1313)
276
1226
202
19
31
974
Premium Deficiency
Solatium Fund
Co- Insurance
administration fee
Operating Expenses related

to Insurance Business
(663)
68
Commission
BAJAJ ALLIANZ
(` Lakh)
(861)
(861)
(861)
1655
208
27
1421
(444)
443
794
174
99
521
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE 64: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT

FIRE
1
16
Others

- Gross
TOTAL (A)
250
(305)
(305)
(305)
321
454
40
40
40
394
864
(653)
183
434
44
49
338
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
Co- Insurance
administration fee

(133)
12
Commission
CHOLAMANDALAM
FUTURE GENARALI
(` Lakh)
179
179
179
1040
1218
(934)
756
1219
110
15
1085
(76)
(76)
(76)
1814
1919
(1462)
1357
1738
271
15
1444
1790
1790
1790
1738
2073
(1229)
894
3528
327
12
3180
1950
1950
1950
1693
1499
(977)
1172
3643
331
38
3266
663
663
663
1749
991
(851)
1609
2411
358
17
2032
196
196
196
1792
1053
(476)
1215
1988
342
45
1597
45
45
45
2356
1544
(404)
1217
2401
443
1949
640
640
640
2852
1263
16
1573
3492
592
2893
(444)
(444)
(444)
296
368
(76)
(148)
(148)
(483)
(483)
(483)
595
744
(321)
172
112
22
89
(1060)
(1060)
(1060)
1443
50
1452
(607)
549
383
73
300
(1018)
(1018)
(1018)
2246
(75)
2100
(617)
838
1228
239
21
967
(1421)
(1421)
(1421)
3252
2249
(570)
1573
1831
441
33
1355
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE 64: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

FIRE
251
(54)
(54)
(54)
(27)
(27)
(27)
141
(67)
(67)
(67)
239
133
(146)
252
173
16
(1)
158
TOTAL (C)
Transfer to Other
Reserves
Reserve
Transfer to
Shareholders' Account
APPROPRIATIONS
Operating Profit/
(Loss) C= (A - B)
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
53
121
48
Operating Expenses
related to Insurance
Business
52
(32)
10
(5)
Commission
114
(1)
TOTAL (A)
(1)
Others
109
Interest, Dividend &

Rent - Gross
(2)
Co- Insurance
administration fee
HDFC ERGO
ICICI LOMBARD
(` Lakh)
164
164
164
37
153
(234)
118
201
23
21
157
223
223
223
11
250
(272)
34
235
21
53
161
522
416
79
(3)
332
1370
1690
235
38
17
1401
1620
3281
490
43
40
2708
691
691
691
(524)
201
1067
1067
1067
(650)
650
1036
1036
1036
654
1018
1662
1662
1662
1619
1522
(743) (1822) (1734) (1523)
19
167
29
46
88
151
842
75
23
744
936
2643
181
70
2388
1445
4081
196
269
3616
1701
4075
237
358
3480
455
(9)
154
591
(91)
469
(6)
(6)
(6)
29
333
5039
4796
(471)
(471)
(471)
3831
3831
3831
5235
5235
5235
1313 (1188) (1154)
2588
4813
4813
4813
(738)
5903
531
(75)
561
8993
548
1152
314
11287
679
229
159
11459
2474
5794
9698
7385
7385
7385
73
6939
6410
4688
4583
204
11221
5244
592
9049
1605 (2301)
1605 (2301)
1605 (2301)
(142) (2707) (2360)
(142) (2707) (2360)
(142) (2707) (2360)
9860 13374 10152 16008 14886
7695
(1118)
6581
7458 11464 11073 10010 13301 12526
324
(8)
160
6982 10865 10104
(316) (1426) (7163) (7395) (8343) (9339) (3629) (2734)
12
24
21
2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
redemption of
Investments
Particulars

FIRE

18
112
36
Others

- Gross
TOTAL (A)
252
(108)
(108)
(108)
220
1210
962
962
962
57
2363
(2599)
293
1019
52
967
2002-03
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
Co- Insurance
administration fee

(1027)
Commission
94
2001-02
Particulars
1566
1566
1566
1026
2846
(3003)
1183
2592
135
25
2432
2003-04
2815
2815
2815
576
3376
(4045)
1245
3390
212
18
3158
2004-05
4600
4600
4600
199
4511
(5507)
1195
4799
421
10
4368
2005-06
3697
3697
3697
2177
5209
(5624)
2592
5874
380
13
5481
2006-07
IFFCO TOKIO
1499
1499
1499
5329
3845
(2742)
4226
6828
447
17
6364
2007-08
514
514
514
6161
3402
(1654)
4414
6676
609
(5)
23
6049
2008-09
(1211)
(1211)
(1211)
6266
2931
(1047)
4383
5055
595
(235)
12
4684
2009-10
(1734)
(1734)
(1734)
7306
3358
(906)
4853
5572
580
(58)
14
5035
2010-11
(168)
(168)
(168)
5951
3126
(1034)
3859
5782
706
(73)
17
5131
2011-12
L&T
(873)
(873)
(873)
858
872
(28)
14
(16)
(1)
(22)
2010-11

FIRE
(714)
(714)
(714)
884
917
(169)
134
170
23
143
2011-12
(` Lakh)

- Gross
253
(171)
(171)
(171)
(315)
(315)
(315)
236
233
(4)
(79)
15
(94)
2010-11
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
98
97
Co- Insurance
administration fee
(1)

Commission
(73)
Others
TOTAL (A)
(74)
2009-10
RAHEJA QBE
Particulars
(106)
(106)
(106)
166
22
120
(7)
32
59
11
(0)
49
2011-12
(96)
(96)
(96)
191
859
(697)
29
95
56
39
2001-02
931
931
931
(409)
927
(1880)
544
522
163
91
268
2002-03
600
600
600
465
1139
(1346)
672
1065
136
29
900
2003-04
734
734
734
1054
1112
(843)
785
1788
142
21
1625
2004-05
793
793
793
701
468
(1066)
1299
1494
122
16
1357
2005-06
3577
3577
3577
(912)
1218
(3916)
1786
2665
194
78
2394
2006-07
RELIANCE
2444
2444
2444
1899
1882
(2657)
2674
4343
334
164
3845
2007-08
1810
1810
1810
3043
1634
(1481)
2889
4853
575
127
4151
2008-09
1898
1898
1898
2902
1149
(1419)
3172
4801
593
134
4074
2009-10
(1559)
(1559)
1559
2009
1074
(827)
1761
3567
445
47
3075
2010-11

FIRE
580
580
580
3276
1178
(545)
2643
3856
735
98
3023
2011-12
(` Lakh)
13
81
63

- Gross
TOTAL (A)
254
(493)
(493)
(493)
573
876
608
608
608
330
968
(925)
287
938
47
27
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
Co- Insurance
administration fee

(366)
Others
Commission
864
923
923
923
511
1217
(1110)
404
1434
60
34
1340
742
742
742
1246
1223
(948)
971
1988
80
(2)
1909
1153
1153
1153
1321
2055
(1663)
929
2474
127
2340
1881
1881
1881
1224
2324
(1642)
542
3105
179
2920
638
638
638
1844
1574
(660)
929
2482
329
2144
533
533
533
1388
971
(346)
763
1922
397
30
1495
748
748
748
944
702
(251)
494
1693
351
49
1293
659
659
659
1255
951
(186)
490
1914
327
1581
659
659
659
947
714
(329)
563
1606
416
1188
(3966)
(3966)
(3966)
3864
3788
(8)
84
(102)
49
(151)
(8462)
(8462)
(8462)
9674
8490
(46)
1230
1212
493
21
18
680
2010-11 2011-12
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
67
SBI
ROYAL SUNDARAM
Particulars
(` Lakh)
(47)
(47)
(47)
(39)
(40)
75
25
(13)
63
79
75
197
197
197
47
53
(37)
31
244
16
10
218
107
107
107
169
86
(80)
163
276
35
241
2008- 2009-10 2010-11 2011-12

09
SHRIRAM

FIRE

- Gross
255
124
124
124
1018
1018
1018
(647)
265
(1034)
122
371
30
(6)
346
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
(170)
Other Miscellaneous
TOTAL (B)
237
(430)
23
Premium Deficiency
Solatium Fund
Co- Insurance
administration fee

Commission
(46)
Others
(46)
TOTAL (A)
TATA AIG
UNIVERSAL SOMPO
(` Lakh)
1963
1963
1963
(1079)
17
410
(1777)
271
884
61
823
1793
1793
1793
(861)
696
(1878)
321
931
107
14
810
2808
2808
2808
(1581)
1238
(3616)
797
1227
111
17
15
1085
2249
2249
2249
(554)
1589
(2778)
635
1695
176
14
15
1489
2493
2493
2493
(394)
1302
(2352)
657
2099
427
1662
2280
2280
2280
194
1570
(2542)
1166
2474
381
22
2064
2184
2184
2184
263
30
1140
(1928)
1022
2447
375
13
48
2011
2368
2368
2368
94
33
1214
(2468)
1315
2462
402
53
2004
2764
2764
2764
(304)
41
1131
(2585)
1109
2460
579
13
1858
(766)
(766)
(766)
724
727
(3)
(42)
(43)
(1198)
(1198)
(1198)
974
981
(46)
39
(223)
43
(267)
(1452)
(1452)
(1452)
2823
1875
64
879
1370
105
(8)
11
1263
(759)
(759)
(759)
3231
2175
20
1037
2473
215
(14)
28
2244
(695)
(695)
(695)
3836
2547
(95)
1384
3142
253
(12)
(13)
2914
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE 64: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

FIRE
1
17
17
of Investments
Others
TOTAL (A)
256
2
TOTAL (C)
Reserve
Account
C = (A - B)
APPROPRIATIONS
14
19
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Co-Insurance administration fee

Insurance Business
(22)
15
Commission
BAJAJ ALLIANZ
BHARTI AXA
(` Lakh)
74
74
74
173
112
(85)
146
247
25
216
(336)
(336)
(336)
1140
44
334
(160)
922
804
72
17
19
696
(555)
(555)
(555)
2323
(44)
642
(166)
1890
1767
122
31
28
1586
(586)
(586)
(586)
2978
756
(259)
2480
2392
124
57
16
2196
(2289)
(2289)
(2289)
5260
387
1270
(124)
3727
2970
265
(5)
36
2674
(74)
(74)
(74)
4434
(387)
1478
177
3166
4361
325
20
119
3897
(1079)
(1079)
(1079)
7131
1637
395
5098
6052
502
33
41
5476
(268)
(268)
(268)
6438
1512
349
4577
6171
498
21
5643
995
995
995
5341
1682
429
3231
6336
590
13
5728
1526
1526
1526
5406
1749
434
3223
6932
770
36
(2)
6128
(139)
(139)
(139)
118
117
(2)
(21)
(28)
(284)
(284)
(284)
439
273
(12)
178
156
10
145
(272)
(272)
(272)
650
496
(87)
241
378
36
334
(135)
(135)
(135)
673
561
(132)
244
538
69
39
430
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars

MARINE
TOTAL (A)
257
(7)
TOTAL (C)
Reserve
Account
(7)
(7)
C= (A - B)
APPROPRIATIONS
12
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
13

Insurance Business
Others
(1)
of Investments
Commission
CHOLAMANDALAM
(82)
(82)
(82)
284
198
(58)
138
202
25
27
150
(111)
(111)
(111)
517
(6)
402
(219)
340
406
23
380
(345)
(345)
(345)
939
438
(101)
602
594
45
546
(506)
(506)
(506)
1282
24
667
(301)
892
776
64
709
(239)
(239)
(239)
1320
(24)
701
(336)
978
1081
89
10
981
178
178
178
1084
680
(384)
788
1262
110
1145
(208)
(208)
(208)
1563
925
(355)
993
1355
113
24
1216
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10
Particulars
(` Lakh)
192
192
192
1118
812
(432)
739
1311
84
1223
163
163
163
1408
694
(389)
1102
1571
148
1418
(104)
(104)
(104)
89
92
(7)
(15)
(15)
(287)
(287)
(287)
403
317
(46)
132
116
107
(458)
(458)
(458)
738
531
(94)
301
280
26
251
(610)
(610)
(610)
1246
925
(199)
520
636
102
525
(344)
(344)
(344)
1634
852
(57)
839
1291
169
13
1108
2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
FUTURE GENARALI

MARINE
258
(2)
(2)
(2)
(7)
(7)
(7)
23
16
(1)
17
16
72
44
(9)
37
52
(1)
50
(19)
(19)
(19)
TOTAL (C)
Transfer to Other
Reserves
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Operating Expenses
related to Insurance
Business
TOTAL (A)
1

- Gross
Others
Commission
redemption of
Investments
Co-Insurance
administration fee
HDFC ERGO
ICICI LOMBARD
(` Lakh)
(55)
(55)
(55)
156
93
(12)
75
101
(1)
96
(176)
(176)
(176)
333
218
(17)
132
156
11
142
(185)
(185)
(185)
394
371
(85)
108
209
16
192
(143)
(143)
(143)
475
184
(174)
465
332
29
(1)
301
2919
576
(115)
2458
1655
143
(1)
12
1502
48 (1264)
48 (1264)
48 (1264)
800
374
(207)
633
848
67
(1)
777
10
10
16
15
(174)
(174)
(174)
362
30
172
(37)
197
188
14
169
(702)
(702)
(702)
1460
80
683
(577)
1275
757
78
30
649
2019
1366
81
(2)
124
1164
1156
1324
69
(2)
34
1224
3220
2015
157
(26)
53
1830
5502
3381
399
(62)
316
2728
2570
1606
2528
2565
5827
305
3631
9121
680
4268
(819) (1204) (1204) (3812) (5740)
(819) (1204) (1204) (3812) (5740)
(819) (1204) (1204) (3812) (5740)
2614
(110)
1420
(803) (1055) (1193) (1330) (1329)
2107
1795
86
118
1591
6744
185
2658
(822)
4722
4524
266
(143)
153
4248
7925
(12)
3371
(591)
5157
5832
363
(6)
85
5389
543 (2220) (2094)
543 (2220) (2094)
543 (2220) (2094)
3361
(985)
2468
(790)
2668
3904
344
(32)
364
3228
2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Particulars

MARINE
5
37
TOTAL (A)
259
L&T
RAHEJA QBE
(306)
TOTAL (C)
(92)
(438)
(651)
(651)
(651)
2390
(1278)
(1278)
(1278)
3402
50
792
108
2452
2124
191
1928
(3175)
(3175)
(3175)
6555
2289
43
4222
3380
334
11
3035
(792)
(792)
(792)
5533
(100)
1179
152
4301
4742
516
19
4207
(884)
(884)
(884)
5959
1980
(469)
4448
5075
605
(12)
23
4460
(1185)
(1185)
(1185)
6021
2260
(324)
4085
4836
585
271
12
3969
(1197)
(1197)
(1197)
5684
2285
(442)
3841
4487
569
21
14
3882
(910)
(910)
(910)
5712
2330
(434)
3815
4802
768
19
4010
(179)
(179)
(179)
156
151
(1)
(23)
(0)
(24)
(481)
(481)
(481)
665
416
240
184
10
172
(15)
(15)
10
(5)
(5)
(15)
(438)
(438)
1572
10
607
(24)
1797
1739
136
1602
(306)
(306)
728
489
(91)
1175
1134
115
1019
(92)
(92)
97
419
(141)
450
422
56
366
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
112

- Gross
(51)
Others

Commission
Co-Insurance administration
fee
IFFCO TOKIO
(` Lakh)
(50)
(50)
(50)
24
20
(26)
(26)
(13)
(13)
(13)
20
12
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12 2009-10 2010-11 2011-12
Particulars

MARINE
44
260
TOTAL (C)
APPROPRIATIONS
Operating Profit/(Loss) C= (A - B)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Operating Expenses related to Insurance

Business
(48)
(48)
(48)
64
33
(13)
16
TOTAL (A)
Commission
Others
14
2001-02
Particulars
(130)
(130)
(130)
263
182
(59)
140
133
26
15
92
2002-03
37
37
37
191
207
(150)
133
227
39
181
2003-04
(83)
(83)
(83)
452
286
(84)
250
369
34
330
2004-05
(397)
(397)
(397)
855
193
(104)
766
458
27
427
2005-06
(220)
(220)
(220)
874
319
(26)
581
654
24
621
2006-07
RELIANCE
(580)
(580)
(580)
1793
591
(86)
1288
1213
80
39
1094
2007-08
(1135)
(1135)
(1135)
2835
254
722
10
1849
1700
155
34
1511
2008-09
(2)
(2)
(2)
1956
(254)
482
(53)
1781
1954
126
28
1800
2009-10
222
222
222
1141
402
(51)
791
1363
96
10
1256
2010-11

MARINE
(27)
(27)
(27)
1304
30
314
(69)
1029
1276
256
34
987
2011-12
(` Lakh)
5
24
49
(11)
136
of Investments
Others
TOTAL (A)
Commission

Insurance Business
261
(151)
(151)
(151)
174
(151)
(151)
(151)
626
317
(94)
403
475
25
14
436
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
18
ROYAL SUNDARAM
SBI
SHRIRAM
(` Lakh)
59
59
59
682
313
(72)
440
742
32
18
692
(6)
(6)
(6)
881
317
19
545
875
37
(1)
838
(224)
(224)
(224)
1390
306
43
1041
1166
61
1101
194
194
194
706
318
(230)
619
900
75
823
44
44
44
469
299
(197)
367
513
58
453
(181)
(181)
(181)
1025
355
32
638
844
80
754
70
70
70
1092
385
24
682
1162
96
21
1045
156
156
156
1094
363
731
1250
103
1144
668
668
668
696
358
60
279
1364
118
1244
(46)
(46)
(46)
28
28
(0)
(18)
(18)
(137)
(137)
(137)
121
99
(2)
24
(16)
(18)
(5)
(5)
(5)
(5)
(5)
(0)
(0)
(0)
(3)
13
(38)
(38)
(38)
67
18
19
(5)
35
29
21
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars

MARINE
122
(78)
526
Commission

Insurance Business
262
(386)
(386)
(386)
569
798
(641)
(641)
(641)
1511
575
(165)
1101
870
89
(20)
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
184
TOTAL (A)
Others
184
TATA AIG
(206)
(206)
(206)
1882
749
(61)
1194
1676
157
1519
(86)
(86)
(86)
2068
761
1301
1983
180
1802
(367)
(367)
(367)
3066
959
(50)
2156
2699
172
38
2484
(485)
(485)
(485)
3812
1386
(127)
2552
3327
195
28
3099
(709)
(709)
(709)
5435
1992
(168)
3612
4726
295
4426
(1878)
(1878)
(1878)
7873
2623
(70)
5320
5995
387
29
16
5563
(703)
(703)
(703)
7403
2531
147
4724
6699
426
(13)
117
6169
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10
of Investments
Particulars
(` Lakh)
(1889)
(1889)
(1889)
11793
2807
1309
7677
9904
573
(25)
163
9193
(1548)
(1548)
(1548)
16404
3248
1936
11219
14856
1003
(42)
58
13838
(69)
(69)
(69)
49
50
(6)
(20)
(22)
(221)
(221)
(221)
240
170
(19)
88
19
(0)
13
(454)
(454)
(454)
558
170
233
(33)
189
104
22
(1)
81
(77)
(77)
(77)
297
(145)
293
(73)
222
220
25
(1)
(1)
197
2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
UNIVERSAL SOMPO

MARINE
1154
(596)
3270
Commission

Insurance Business
94
15
Others
1049
41
of Investments
TOTAL (A)
899
263
(465)
(465)
(465)
15637
54
5489
(151)
10245
15172
761
73
118
14220
(2779)
TOTAL (C)
(2779)
(2779)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
3828
Premium Deficiency
Other-Miscellaneous
Solatium Fund
BAJAJ ALLIANZ
313
313
313
20882
90
7025
234
13533
21194
1153
312
19728
2496
2496
2496
29721
51
10713
760
18197
32216
1599
368
30241
2577
2577
2577
49130
293
15360
728
32750
51707
1971
435
260
49042
3663
3663
3663
74021
(487)
28452
(772)
46828
77683
5002
201
683
71797
5241
5241
5241
133040
45827
786
86428
138281
8784
887
3219
125391
7739
7739
7739
181402
53443
4329
123630
189141
12972
3035
1070
172063
8578
8578
8578
180898
212
145
48937
4401
127203
189476
14606
3332
607
170931
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10
Particulars
(` Lakh)
(4934)
(4934)
(4934)
223272
(535)
171
57739
5195
160701
218338
18890
1392
133
197923
4805
4805
4805
249474
32
195
60243
7698
181306
254279
24917
1108
(65)
228319
(4904)
(4904)
(4904)
4992
4794
(78)
276
88
122
113
65
(212)
(12692)
(12692)
(12692)
21212
428
13909
(660)
7536
8521
516
18
7986
(16200)
(16200)
(16200)
48969
260
(428)
22274
213
26641
32769
1833
332
30604
(14182)
(14182)
(14182)
74888
72
16
26978
1002
46821
60707
3306
1882
55512
2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
BHARTI AXA

MISCELLANEOUS
(42)
828
Commission

Insurance Business
62
Others
131
31
of Investments
TOTAL (A)
94
264
(1680)
(1680)
(1680)
3877
2231
(130)
1768
2196
142
159
1895
(717)
TOTAL (C)
(717)
(717)
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
848
Premium Deficiency
Other-Miscellaneous
Solatium Fund
CHOLAMANDALAM
(1042)
(1042)
(1042)
6967
(8)
2672
(73)
4376
5925
251
35
5639
(440)
(440)
(440)
7688
3363
(609)
4935
7248
343
38
19
6849
(532)
(532)
(532)
9915
5209
(585)
5291
9383
524
18
8839
(1461)
(1461)
(1461)
23474
11011
(952)
13415
22013
1231
140
20639
(635)
(635)
(635)
38340
14724
(1565)
25181
37705
2234
106
35360
(1557)
(1557)
(1557)
48457
128
17417
(1314)
32226
46900
3051
433
43415
(4276)
(4276)
(4276)
68107
(128)
20955
658
46623
63832
4135
130
59565
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11
Particulars
(` Lakh)
(1799)
(1799)
(1799)
90967
26083
1742
63143
89169
6509
56
82602
(1573)
(1573)
(1573)
1607
1599
(42)
50
34
34
(8475)
(8475)
(8475)
14207
8817
(360)
5750
5732
232
13
5485
(8448)
(8448)
(8448)
27326
(26)
21
12290
(1025)
16066
18878
601
76
18197
(8915)
(8915)
(8915)
42359
32
16301
(517)
26544
33444
1855
162
31420
(5720)
(5720)
(5720)
59519
20497
461
38561
53799
3822
19
289
49670
2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
FUTURE GENARALI

MISCELLANEOUS
265
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
(902)
(902)
(902)
955
Premium Deficiency
Other-Miscellaneous
Solatium Fund
915
88

Business
53
TOTAL (A)
(48)
12
Commission
(2)
Others
42
Investments
2002-03
Particulars
(2958)
(2958)
(2958)
7312
3982
239
3092
4355
188
180
3986
2003-04
(1160)
(1160)
(1160)
13427
4470
1104
7853
12266
525
(93)
33
11801
2004-05
187
187
187
14210
5590
935
7684
14397
701
57
11
13627
2005-06
(308)
(308)
(308)
14689
6149
730
7810
14382
727
(144)
23
13776
2006-07
(2311)
(2311)
(2311)
18092
6942
(162)
11311
15780
758
305
15
14702
2007-08
HDFC ERGO
(3982)
(3982)
(3982)
23336
10179
(1206)
14363
19353
1207
317
161
17668
2008-09
(11729)
(11729)
(11729)
54297
17444
(1747)
38600
42568
2270
689
236
39373
2009-10
(7199)
(7199)
(7199)
70831
21529
(1924)
51226
63632
4562
282
330
58458
2010-11

MISCELLANEOUS
(8232)
(8232)
(8232)
104524
7794
26886
(2721)
72565
96291
8425
(60)
688
87238
2011-12
(` Lakh)

38
160
166
(88)
867
Others
TOTAL (A)
Commission

Business
266
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
(1301)
(1301)
(1301)
1461
Premium Deficiency
Other-Miscellaneous
Solatium Fund
121
2001-02
Investments
Particulars
(60)
(60)
(60)
2096
1434
(258)
1435
2036
162
14
50
1810
2002-03
(430)
(430)
(430)
5832
3220
(2425)
4795
5402
378
146
4872
2003-04
(1773)
(1773)
(1773)
19832
8878
(729)
11925
18057
720
(2)
986
16353
2004-05
1806
1806
(1806)
54348
22318
(3175)
35205
52543
1758
(40)
2701
48124
2005-06
(3889)
(3889)
(3889)
109608
40370
(8516)
77754
105719
4945
(123)
2439
98459
2006-07
ICICI LOMBARD
6940
6940
6940
149910
44790
(8697)
113818
156850
9739
(205)
3293
144024
2007-08
(735)
(735)
(735)
206938
57181
(3496)
153253
206203
13221
(2029)
10478
184533
2008-09
835
835
835
233384
48357
4013
181014
234219
13962
(1582)
14778
207061
2009-10
(13136)
(13136)
(13136)
313046
60738
(4812)
257121
299911
15928
4784
9117
270081
2010-11

MISCELLANEOUS
(42235)
(42235)
(42235)
418421
78673
(6136)
345884
376186
25341
6849
5944
338051
2011-12
(` Lakh)
267
(622)
(622)
(622)
939
(679)
(679)
(679)
3485
2086
(707)
2106
2806
189
2617
TOTAL (C)
Account
APPROPRIATIONS
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
1043
355

(459)
317
TOTAL (A)

Insurance Business
38
Commission
Others
279
IFFCO TOKIO
(560)
(560)
(560)
7507
3095
(516)
4928
6947
375
6572
(649)
(649)
(649)
14150
5735
(466)
8881
13501
666
51
12777
(2222)
(2222)
(2222)
32134
9986
1388
20761
29912
1568
39
28303
1593
1593
1593
47448
12975
1428
33045
49042
2699
92
46244
(1688)
(1688)
(1688)
59248
15106
2195
41947
57560
4009
148
53396
(914)
(914)
(914)
81021
18581
1801
60640
80107
7041
13
269
72784
10173
(7)
253
14303
62
345
26221
2859
29802
268
90352 115692
4543
4543
4543
(4420)
(4420)
(4420)
(6925)
(6925)
(6925)
88425 119432 145762
19736
3890
64799
92968 115012 138837
9277
(64)
185
L&T
RAHEJA QBE
(` Lakh)
14852
935
8546
5362
4820
214
32
4574
(5200) (10032)
(5200) (10032)
(5200) (10032)
5315
11
5086
(7)
225
116
45
(4)
75
(1380)
(1380)
(1380)
1132
1088
44
(247)
(252)
(1410)
(1410)
(1410)
1388
1176
39
173
(22)
27
(55)
(769)
(769)
(769)
1638
1121
144
373
869
103
25
739
2010-11 2011-12 2010-11 2011-12 2009-10 2010-11 2011-12
83570 104593 124127
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10
Investments
Particulars

MISCELLANEOUS

37
106
87
Others
TOTAL (A)
268
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund

Business
(437)
(437)
(437)
543
560
(104)
Commission
69
Investments
2001-02
Particulars
(723)
(723)
(723)
1870
1559
(922)
1233
1147
356
19
200
572
2002-03
(605)
(605)
(605)
2516
1986
(1039)
1569
1911
297
62
1551
2003-04
(637)
(637)
(637)
3795
2034
(1040)
2801
3157
253
20
37
2847
2004-05
694
694
694
3217
2063
(225)
1379
3912
265
34
3613
2005-06
(4697)
(4697)
(4697)
27506
16555
(4001)
14951
22809
994
398
21412
2006-07
RELIANCE
(22472)
(22472)
(22472)
119686
53813
(5234)
71107
97214
4123
(1)
2026
91065
2007-08
(10539)
(10539)
(10539)
152691
51748
(1684)
102627
142152
7311
1614
133224
2008-09
(14519)
(14519)
(14519)
158002
46433
(2047)
113616
143483
7686
12
1735
134051
2009-10
(37046)
(37046)
(37046)
172424
43211
(1373)
130587
135378
9481
10
837
125049
2010-11

MISCELLANEOUS
(39001)
(39001)
(39001)
164500
36844
4741
122915
125499
11630
48
1522
112299
2011-12
(` Lakh)
269
Other-Miscellaneous
(2124)
(2124)
(2124)
9091
4250
(328)
5169
6967
392
226
6349
(2654)
TOTAL (C)
(2654)
(2654)
Reserve
Account
APPROPRIATIONS
C= (A - B)
TOTAL (B)
4001
Premium Deficiency
3189

Insurance Business
Solatium Fund
(239)
Commission
1051
1347
TOTAL (A)
112
Others
1223
12
ROYAL SUNDARAM
SBI
SHRIRAM
(` Lakh)
(996)
(996)
(996)
13006
5046
(156)
8116
12010
525
292
11191
(710)
(710)
(710)
16003
5742
407
9855
15294
724
(14)
14581
(604)
(604)
(604)
23318
8121
1001
14196
22714
1148
60
21502
(335)
(335)
(335)
31987
10998
1775
19213
31651
1976
58
29614
(1465)
(1465)
(1465)
46562
15562
2481
28519
45097
2985
11
113
41987
(1288)
(1288)
(1288)
63983
20629
3521
39834
62695
4672
459
57557
267
267
267
75345
22310
3304
49731
75612
5509
946
69148
9803
71
34246
2493
85718
(4536)
(4536)
(4536)
(4503)
(4503)
(4503)
96226 122457
29158
2268
64800
91690 117954
6651
17
127
84894 108071
(3704)
(3704)
(3704)
3637
3240
(82)
480
(67)
16
(84)
(5682)
(5682)
(5682)
8724
4863
123
3738
3042
164
72
2800
(925)
(925)
(925)
3062
1857
1197
2137
320
57
1760
1924
1924
1924
12983
4078
(629)
9535
14907
1061
317
13528
1001
1001
1001
34966
178
7816
1504
25469
35967
2892
299
32776
7764
7764
7764
51982
179
12433
1732
37638
59746
5610
112
54024
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-12 2011-12 2008-09 2009-10 2010-11 2011-12
of Investments
Particulars

MISCELLANEOUS
270
Solatium Fund
Premium Deficiency
Other-Miscellaneous
(2295)
(2295)
(2295)
9864
4805
276
4783
7569
524
(115)
16
7144
(3422)
TOTAL (C)
(3422)
(3422)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
4551
3817
(141)

Insurance Business
875
Commission
1129
TOTAL (A)
Others
1129
TATA AIG
UNIVERSAL SOMPO
(` Lakh)
(1615)
(1615)
(1615)
14694
6450
1251
6993
13079
1059
12020
307
307
307
21348
9198
1222
10928
21654
1391
112
20148
(632)
(632)
(632)
27541
12916
1564
13061
26909
1511
78
332
24987
(239)
(239)
(239)
35864
16379
1961
17524
35625
1753
45
252
33576
(1037)
(1037)
(1037)
42920
19825
2668
20427
41882
2524
45
18
39296
(1228)
(1228)
(1228)
56610
22934
4594
29081
55381
3941
186
134
51121
(2997)
(2997)
(2997)
59369
96
24
21345
4009
33892
56372
4729
(140)
989
50793
8974
(227)
509
92735
96
(25)
33593
3124
74055
(5381)
(5381)
(5381)
(8857)
(8857)
(8857)
73899 110848
72
43
25402
3057
45319
68518 101991
5955
(228)
1318
61472
(2)
(2)
(2)
(1752)
(1752)
(1752)
2064
1736
132
197
312
102
201
(4989)
(4989)
(4989)
11731
6299
640
4782
6742
485
(30)
39
6248
(4948)
(4948)
(4948)
23039
27
9239
782
12990
18091
1027
(18)
132
16950
(8814)
(8814)
(8814)
31792
10494
1024
20270
22978
1592
(73)
(83)
21542
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
of Investments
Particulars

MISCELLANEOUS
271
(2540)
(2540)
(2540)
3706
806
806
806
15839
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
Other-Miscellaneous
54
Solatium Fund
6667
(1549)
10667
16645
988
94
153
15410
Premium Deficiency
3713

Insurance Business
(1280)
1273
117
15
Others
1165
52
TOTAL (A)
982
of Investments
Commission
BAJAJ ALLIANZ
BHARTI AXA
(` Lakh)
2229
2229
2229
22953
133
10066
(2307)
15061
25182
1645
29
444
23064
6664
6664
6664
33351
14905
(4194)
22633
40015
2319
71
534
37092
6682
6682
6682
55934
293
20864
(6222)
40999
62616
2893
705
382
58637
9294
9294
9294
82223
(100)
34625
(7864)
55563
91517
6644
112
908
83853
12395
12395
12395
144375
(231)
51911
(1876)
94570
156770
10291
1163
3771
141544
9640
9640
9640
198779
354
172
59883
2378
135992
208419
14915
3146
1231
189127
12274
12274
12274
197042
212
145
54851
3177
138657
209316
16721
3480
695
188420
(215)
(215)
(215)
238411
(535)
171
64612
4036
170127
238196
21453
1627
151
214965
11759
11759
11759
265716
32
195
67223
7471
190795
277475
28147
1933
(73)
247468
(5540
(5540)
(5540)
5622
5447
(114)
289
82
146
135
78
(278)
(14647)
(14647)
(14647)
23611
428
15604
(1040)
8619
8964
579
20
8364
(17606)
(17606)
(17606)
51560
267
(403)
24485
(395)
27596
33954
2018
365
31570
(15177)
(15177)
(15177)
77216
72
208
43
28960
426
47507
62039
3548
2020
56463
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
Particulars
TABLE: 64 PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Con'td)

272
Solatium Fund
Premium Deficiency
Other-Miscellaneous
(1029)
(1029)
(1029)
(1722)
(1722)
(1722)
4555
14
3293
(841)
2089
2833
211
236
2383
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
1181
1295

Insurance Business
(176)
Commission
62
Others
152
35
of Investments
TOTAL (A)
110
CHOLAMANDALAM
FUTURE GENERALI
(` Lakh)
(974)
(974)
(974)
8524
(14)
4293
(1226)
5472
7550
383
53
7104
(860)
(860)
(860)
10440
5719
(2172)
6893
9580
659
45
36
8840
752
752
752
12934
24
7949
(2115)
7077
13687
915
11
32
12728
250
250
250
26488
(24)
13212
(2266)
15565
26738
1651
13
188
24886
206
206
206
41173
16395
(2801)
27578
41378
2702
12
128
38536
(1569)
(1569)
(1569)
51812
128
19395
(2145)
34434
50243
3506
501
46229
(4038)
(4038)
(4038)
71582
(128)
23311
(178)
48578
67544
4661
138
62737
(996)
(996)
(996)
95227
28041
1368
65818
94231
7249
63
86913
(2121)
(2121)
(2121)
1992
2059
(125)
58
(129)
(129)
(9245)
(9245)
(9245)
15205
51
9878
(737)
6003
5960
262
15
5682
(9967)
(9967)
(9967)
29508
24
21
14274
(1726)
16915
19542
700
88
18748
(10543)
(10543)
(10543)
45851
(75)
32
19325
(1333)
27902
35308
2196
192
32912
(7485)
(7485)
(7485)
64405
23599
(166)
40973
56921
4432
21
335
52133
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12
Particulars

273
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
(902)
(902)
(902)
955
915
88
53
TOTAL (A)
(48)
12
Commission
(2)
Others
42
2002-03
Particulars
(3013)
(3013)
(3013)
7368
4032
234
3101
4355
189
181
3985
2003-04
(1195)
(1195)
(1195)
13592
4608
1071
7913
12397
532
(94)
34
11925
2004-05
101
101
101
14521
5767
780
7973
14622
720
55
12
13835
2005-06
(198)
(198)
(198)
14882
6395
484
8003
14684
756
(125)
24
14029
2006-07
(2264)
(2264)
(2264)
18436
7409
(451)
11477
16172
790
361
16
15005
2007-08
HDFC ERGO
(3476)
(3476)
(3476)
23206
10751
(2034)
14489
19730
1252
363
167
17947
2008-09
(10805)
(10805)
(10805)
54121
18278
(3743)
39586
43316
2378
686
247
40006
2009-10
TABLE 64: PRIVATE SECTOR NON-LIFE: POLICYHOLDERS ACCOUNT (Contd.)

(6115)
(6115)
(6115)
72286
22920
(3864)
53230
66170
4864
319
352
60636
2010-11
(7834)
(7834)
(7834)
109062
7794
28984
(4359)
76643
101227
9058
(18)
740
91447
2011-12
(` Lakh)
274
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
(1307)
(1307)
(1307)
1490
Other-Miscellaneous
515
Premium Deficiency
Solatium Fund
1200
(404)
179

Business
184
TOTAL (A)
Commission
42
Others
141
2001-02
Investments
Particulars
(704)
(704)
(704)
3771
(485)
4195
(1721)
1782
3066
251
15
77
2723
2002-03
2699
2699
2699
6104
322
8941
(10164)
7005
8803
638
11
246
7908
2003-04
2644
2644
2644
21291
(352)
15094
(8927)
15476
23935
1003
(2)
1373
21561
2004-05
1804
1804
1804
56180
29827
(12573)
38925
57984
2076
(49)
3189
52768
2005-06
2292
2292
2292
112210
49873
(19048)
81384
114502
5337
(133)
2633
106665
2006-07
ICICI LOMBARD
4733
4733
4733
165597
305
56116
(13656)
122832
170329
10351
240
3500
156718
2007-08
(8776)
(8776)
(8776)
229433
680
67858
(7558)
168454
220657
14211
2182
11263
197365
2008-09
1515
1515
1515
251473
(985)
55514
2106
194838
252987
14325
3677
15703
219282
2009-10

(18063)
(18063)
(18063)
335798
185
67979
(5430)
273064
317735
16742
5793
9583
285616
2010-11
(46689)
(46689)
(46689)
441232
(12)
87289
(6135)
360091
394544
26383
7072
6189
354900
2011-12
(` Lakh)
58
432
428
TOTAL (A)
275
Premium Deficiency
Other-Miscellaneous
(823)
(23)
(23)
(23)
4270
4868
(3447)
2849
4247
297
3950
TOTAL (C)
Reserve
Account
(823)
(823)
C = (A - B)
APPROPRIATIONS
1256
TOTAL (B)
Solatium Fund
2365

Insurance Business
(1537)
Others
374
Commission
IFFCO TOKIO
L&T
RAHEJA QBE
(` Lakh)
568
568
568
10105
6430
(3610)
7285
10673
625
25
10023
1515
1515
1515
17115
10
9718
(4535)
11923
18631
1014
69
11
17537
1100
1100
1100
35735
50
15289
(4011)
24407
36835
2180
54
34598
2115
2115
2115
56180
20473
(4152)
39859
58295
3412
116
54760
(981)
(981)
(981)
70110
(100)
20131
(395)
50474
69129
4972
184
63967
10457
(28)
208
11323
(44)
282
15777
(5)
381
92222 113510 133268
24927
2519
73267
31864
1511
35257
(1200)
99046 123367
(1284)
(1284)
(1284)
2147
2147
2147
(7351)
(7351)
(7351)
(8003)
(8003)
(8003)
93142 100713 132422 157424
23962
(323)
69502
91858 102860 125070 149421
8254
(4)
315
83293
16400
941
9878
(155)
5736
5174
248
37
4889
(6252) (11226)
(6252) (11226)
(6252) (11226)
6329
11
6109
(36)
245
77
54
(5)
28
(1566)
(1566)
(1566)
1240
1195
45
(326)
(331)
(1774)
(1774)
(1774)
1648
1429
36
183
(126)
43
(175)
(889)
(889)
(889)
1823
25
1243
138
417
935
114
25
794
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12 2009-10 2010-11 2011-12
of Investments
Particulars

276
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
(581)
(581)
(581)
798
78
78
78
1724
Premium Deficiency
Other-Miscellaneous
2668
(2861)
1917
1802
545
19
306
932
2002-03
Solatium Fund
1451

Business
161
TOTAL (A)
(814)
217
Commission
95
Others
121
2001-02
Particulars
32
32
32
3172
3333
(2535)
2374
3203
472
99
2632
2003-04
15
15
15
5301
3431
(1967)
3836
5315
429
20
64
4803
2004-05
1091
1091
1091
4773
2724
(1395)
3444
5864
414
53
5397
2005-06
(1340)
(1340)
(1340)
27468
18092
(7943)
17318
26128
1212
485
24426
2006-07
RELIANCE
(20608)
(20608)
(20608)
123378
56286
(7976)
75068
102770
4537
(1)
2230
96003
2007-08
(9864)
(9864)
(9864)
158569
254
54104
(3155)
107366
148705
8041
1775
138886
2008-09
(12623)
(12623)
(12623)
162860
(254)
48063
(3519)
118569
150237
8404
12
1897
139925
2009-10

(35266)
(35266)
(35266)
175574
44687
(2252)
133138
140308
10023
10
894
129380
2010-11
(38419)
(38419)
(38419)
169050
38336
4127
126587
130631
12621
48
1653
116309
2011-12
(` Lakh)
277
Other-Miscellaneous
(3298)
(3298)
(3298)
(1667)
(1667)
(1667)
10047
5535
(1347)
5859
8380
464
267
7649
TOTAL (C)
Reserve
Account
APPROPRIATIONS
C = (A - B)
TOTAL (B)
4749
4200

Insurance Business
Premium Deficiency
(615)
Commission
Solatium Fund
1163
1452
TOTAL (A)
130
Others
1308
14
ROYAL SUNDARAM
SBI
SHRIRAM
(` Lakh)
(14)
(14)
(14)
14199
6576
(1338)
8961
14185
617
343
13223
27
27
27
18130
7282
(523)
11371
18156
841
(16)
17328
325
325
325
26028
10481
(619)
16166
26354
1337
70
24944
1740
1740
1740
33916
13640
(97)
20374
35657
2230
66
33358
(783)
(783)
(783)
48875
17435
1624
29815
48092
3373
11
124
44583
(937)
(937)
(937)
66397
21955
3206
41235
65460
5149
499
59806
1086
1086
1086
77381
23397
3077
50907
78467
5956
1016
71486
10338
75
35318
2224
86559
(3721)
(3721)
(3721)
(3176)
(3176)
(3176)
98575 124101
30471
2082
66022
94854 120924
7082
17
136
87619 110503
18519
13451
75
4993
4238
659
93
24
3462
(7716) (14281)
(7716) (14281)
(7716) (14281)
7529
7055
(90)
564
(186)
65
(253)
(977)
(977)
(977)
3069
1861
1200
2093
320
57
1715
1928
1928
1928
13060
4103
(642)
9599
14988
1066
317
13605
1203
1203
1203
35021
178
7871
1464
25508
36224
2912
309
33003
7833
7833
7833
52218
179
18
12537
1647
37836
60051
5653
112
54286
2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
of Investments
Particulars

278
4579
Commission

Insurance Business
Solatium Fund
Premium Deficiency
Other-Miscellaneous
(3683)
TOTAL (C)
(3683)
(3683)
C = (A - B)
APPROPRIATIONS
4950
TOTAL (B)
1020
(649)
1267
Others
TOTAL (A)
1267
2001-02
Investments
Particulars
(1918)
(1918)
(1918)
10728
5645
(923)
6006
8810
643
(141)
20
8288
2002-03
142
142
142
15497
17
7609
(587)
8458
15639
218
1059
14362
2003-04
2014
2014
2014
22555
10655
(649)
12549
24569
1679
127
22760
2004-05
1809
1809
1809
29026
15113
(2102)
16015
30836
1794
101
385
28556
2005-06
1525
1525
1525
39121
19355
(944)
20711
40647
2124
63
295
38165
2006-07
TATA AIG
747
(826)
(826)
(826)
747
747
64677
27127
1982
35567
63850
4709
236
157
58748
2008-09
47962
23119
147
24695
48708
3245
57
21
45385
2007-08
(1517)
(1517)
(1517)
67035
96
24
34
25016
2229
39637
65518
5531
(141)
1155
58973
2009-10
(4902)
(4902)
(4902)
85786
72
43
38
29422
1899
54311
80884
6930
(249)
1534
72669
2010-11
(7641)
(7641)
(7641)
126948
96
(25)
49
37971
2474
86383
119307
10556
(260)
580
108432
2011-12
(768)
(768)
(768)
726
729
(3)
(42)
(43)
2007-08
(3019)
(3019)
(3019)
3087
2743
100
241
68
146
(87)
2008-09
(6663)
(6663)
(6663)
14794
8344
685
5749
8131
596
(39)
50
7524
2009-10
(6161)
(6161)
(6161)
26828
170
27
11646
769
14216
20667
1263
(33)
162
19275
2010-11
UNIVERSAL SOMPO

(9586)
(9586)
(9586)
35925
(145)
13334
856
21876
26339
1869
(87)
(98)
24654
2011-12
(` Lakh)
279
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of
last year or Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/loss B/f from last year
TOTAL (B)
Profit Before Tax
Add/(Less): Prior Period Adjustment Account
Add/(Less): Provision for Taxation/Deferred Tax
Profit After Tax
OTHER EXPENSES
Insurance Business
(c) Others -preliminary & pre-operative,
amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
(962)
750
963
(365)
(962)
(961)
27
1713
18
45
47
(1326)
1740
808
126
(1)
2
1197
74
(466)
2002-03
(1280)
871
395
(6)
1
237
2
(2780)
2001-02
2170
1008
2169
58
3177
18
40
3235
741
233
(3)
36
2252
(336)
313
2003-04
6880
2170
2987
4709
60
7696
18
42
7756
841
255
(61)
56
4724
(555)
2496
2004-05
12036
6879
3026
5156
193
8183
18
175
8376
981
166
(36)
584
4691
(586)
2577
2005-06
19573
12036
4166
7537
217
11703
217
11920
2051
326
(46)
295
7921
(2289)
3663
2006-07
BAJAJ ALLIANZ
30047
19485
6228
10562
393
16790
39562
30047
(5461)
9516
446
14977
277
169
36
357
15423
4923
812
(406)
453
2980
(1079)
7739
2008-09
17183
3356
1319
(89)
203
7196
(73)
5271
2007-08
51645
39562
(5898)
12083
280
17980
249
31
18261
5650
270
(35)
102
3964
(268)
8578
2009-10
TABLE 65: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT
55973
51645
(1864)
4327
184
6191
151
33
6375
6260
152
(108)
286
3724
995
(4934)
2010-11
68338
55973
(7034)
12365
137
19399
144
(7)
19536
7221
56
(75)
575
5428
1526
4805
2011-12
(` Lakh)
280
(7127)
Note: Figure in brackets indicates negative values
(7127)
(1352)
(21358)
(4)
(14230)
(44)
(5775)
(14226)
35
597
(5732)
562
(14226)
204
125
91
(1671)
(284)
(12692)
2009-10
(5135)
165
88
152
(497)
(139)
(4904)
2008-09
(38392)
(21358)
(5)
(17035)
214
(17030)
214
(16816)
481
106
203
(1134)
(272)
(16200)
2010-11
BHARTI AXA
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax
of last year or Reserve for Unexpired Risks
TOTAL (B)
Profit Before Tax
Add/(less): Prior Period Adjustment Account
Add/(Less): Provision for Taxation
Profit After Tax
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
(52342)
(38392)
(5)
(13950)
91
(13945)
91
(13854)
437
170
708
8
(861)
(135)
(14182)
2011-12
(926)
(311)
(615)
(615)
(615)
522
585
40
(82)
(1680)
2003-04
(1259)
(926)
(334)
(334)
(334)
562
78
179
(111)
(1042)
2004-05
(1571)
(1259)
62
(312)
(250)
(250)
573
36
(5)
(70)
(345)
(440)
2005-06
(323)
(1571)
130
1249
1379
1379
605
21
1790
(506)
(532)
2006-07
401
(323)
330
724
1054
1054
722
82
1950
(239)
(1461)
2007-08
539
401
561
(486)
699
60
1185
60
1245
975
46
18
663
178
(635)
2008-09
CHOLAMANDALAM
775
539
51
236
100
185
50
50
285
1090
229
0
535
194
(163)
(1600)
2009-10
(1518)
775
(34)
(2293)
(2259)
(2259)
1733
89
(43)
45
192
(4276)
2010-11
TABLE 65: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
(957)
(955)
363
1912
1549
1549
2511
34
(0)
640
163
(1799)
2011-12
(` Lakh)

Other Income
281
(1709)
(224)
(224)
(8970)
(8952)
44
(8952)
44
(8908)
1481
129
(1013)
(610)
(8895)
(5145)
44
(5145)
44
(5102)
2215
168
(1421)
(344)
(5720)
(1933) (10466) (19436) (28388)
(8533)
(37)
54
(8970)
42
37
146
(8496)
12
(8917)
958
117
(25)
(1060)
(458)
(8448)
109
(8350)
858
48
(11)
(683)
(287)
(8275)
(1933) (10466) (19436) (28388) (33534)
(224)
123
(1701)
123
(1578)
552
(10)
(665)
(157)
(1299)
231
(223)
231
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred
Tax of last year or Reserve for
Unexpired Risks
TOTAL (B)
Profit Before Tax
Add/(Less): Prior Period Adjustment
Account
Add/(Less): Provision for Taxation/
Deferred Tax
Profit After Tax
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (A)
(c) Others
FUTURE GENERALI
HDFC ERGO
(` Lakh)
(633)
(633)
37
(633)
29
(2852)
(633)
(2219)
81
(2219)
17
64
(2138)
(596)
447
429
(54)
(3)
(2958)
284
23
(903)
(3651)
(2852)
(799)
81
(799)
17
64
(717)
(96)
539
34
(27)
(7)
(1160)
(3210)
(3651)
441
39
81
480
81
561
(152)
602
10
(66)
(19)
187
(3010)
(3210)
200
50
81
250
81
331
(153)
662
21
164
(55)
(308)
(4710)
(3010)
(1700)
23
44
(1677)
44
(1633)
(4)
623
12
224
(176)
(2311)
(3643)
32
(3643)
32
(3611)
(68)
2399
174
(3970)
94
(3970)
93
(3876)
(42)
3698
302
1662
(1264)
(8232)
(7284) (16715) (20357)
(9430)
16
4
(9446)
(9442)
(54)
1284
133
1036
48
(7199)
(7284) (16715) (20357) (24327)
(4710)
(2575)
(53)
(2521)
(2521)
(1)
843
113
691
1067
(185)
(143)
(3982) (11729)
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
(a) Fire Insurance
PARTICULARS
282
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last
year or Reserve for Unexpired Risks
TOTAL (B)
Profit Before Tax
Add/(Less)Prior Period Adjustment Account
Add/Less: Provision for Taxation/Deferred Tax
Profit After Tax
(928)
(127)
(127)
(47)
(265)
(848)
(127)
332
(1113)
127
(127)
16
25
(780)
291
TOTAL (A)
(c) Others
520
6
(6)
(1301)
2001-02
120

Other Income
OTHER EXPENSES
(a) Expenses other than those related to Insurance
Business
(c) Others -preliminary & pre-operative, amortizations
2000-01
(a) Fire Insurance
PARTICULARS
(598)
(928)
89
329
43
418
16
27
461
888
273
(471)
(174)
(60)
2002-03
593
(598)
1761
226
1046
3178
140
4224
117
23
4364
1199
464
(2)
4
3831
(702)
(430)
2003-04
2941
593
2200
288
553
4835
25
5387
25
5412
1166
1694
(98)
8
5235
(819)
(1773)
2004-05
5320
2940
2325
326
422
5031
35
5453
35
5488
1468
2256
(40)
0
4813
(1204)
(1806)
2005-06
6816
5320
4384
615
342
1176
6836
53
8012
53
475
8065
3918
1933
(98)
20
7385
(1204)
(3889)
2006-07
ICICI LOMBARD
9324
6816
5912
1005
863
2735
10287
534
13022
59
13557
6679
2258
(134)
20
1605
(3812)
6940
2007-08
11686
9324
2335
2362
4518
27
104
62
4352
4546
8141
6452
(1272)
1
(2301)
(5740)
(735)
2008-09
17450
11686
1097
1079
6452
(1438)
14393
1179
15831
802
70
307
17009
8117
8589
(956)
24
(142)
543
835
2009-10
1765
17450
5659
940
1052
200
(8034)
(39868)
1765
(2111)
(41633)
3327
(39521)
7
324
250
810
3899
(8234)
200
2796
(36194)
8726
1795
(506)
478
(2360)
(2094)
(42235)
2011-12
(` Lakh)
136
2704
(4335)
9156
4528
(204)
248
(2707)
(2220)
(13136)
2010-11
283
141
307
141
95
152
12
6
167
247
17
173
17
189
247
1012
(108)
(92)
(622)
366
(81)
(1)
(37)
IFFCO TOKIO
L&T
(` Lakh)
654
243
200
26
301
636
20
937
20
957
981
962
(307)
(679)
1048
654
500
64
462
958
25
1421
25
1446
877
1566
(438)
(560)
2520
1048
892
1472
25
2364
25
2389
17
847
2815
(651)
(649)
2979
2520
880
123
948
1462
39
2410
39
2449
33
1316
4600
(1278)
(2222)
4662
2979
880
150
1533
2713
76
4246
76
4322
72
27
2109
3697
(3175)
1593
5379
4662
470
716
83
1186
83
1269
78
51
2120
1499
(792)
(1688)
5629
5379
(442)
250
38
692
38
730
73
42
1899
514
(884)
(914)
7300
5629
741
126
(1323)
2538
49
3861
49
3910
26
437
1300
(1211)
(1185)
4543
4033
7300
(3)
1667
(3270)
52
(4937)
52
(4885)
55
196
2216
(1734)
(1197)
(4420)
854
4033
1484
(3179)
76
(4663)
76
(4587)
181
76
3159
(168)
(910)
(6925)
100
(11)
1
596
54
(6741)
(6741) (17337)
(809)
(1)
(5932) (10596)
16
54
(5932) (10595)
16
(5917) (10541)
12
(47)
0
370
(873)
(714)
(179)
(481)
(5200) (10032)
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last
year or Reserve for Unexpired Risks
TOTAL (B)
Profit Before Tax
Add/(less): Prior Period Adjustment Account
Add/(less): Provision for Taxation/Deferred Tax
Profit After Tax
OTHER EXPENSES
Business
(c) Others -preliminary & pre-operative, amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
TABKE 65: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
RELIANCE
(` Lakh)
284
(727)
(1499)
(564)
(920)
(1484)
16
(727)
(564)
(2226)
(564)
16
1173
(110)
(711)
992
10
(315)
(50)
(1410)
(171)
(15)
(1380)
(1646)
(2226)
580
30
577
30
607
1461
34
(106)
(13)
(769)
45
735
45
(13)
678
61
37
738
37
1348
336
(330)
2
775
(96)
(48)
(437)
45
43
45
37
469
39
88
(53)
(367)
2159
724
1435
101
58
1536
37
21
958
540
(2)
18
1594
932
(130)
(723)
3057
2159
899
149
37
1048
37
870
199
(16)
2
1085
600
37
(605)
3641
3057
583
138
191
721
37
42
111
789
142
(25)
(8)
912
734
(83)
(637)
5078
3641
1437
671
21
2108
21
918
118
(20)
2108
793
(397)
694
(31)
271
(45)
(1404)
(71)
(2117)
(184)
(160)
(5043) (31160) (34320)
4012
(1415) (1449) (2188)

(9055) (30976) (34160)
(39)
(1376)
3955
4819
5545
1058
1382
768
(165)
(875)
(31)
135
412
194
(7640) (29527) (31972)
5240 (11315) (16547) (21589) (52749)
(5232)
(215)
(39)
(5017)
(39)
3960
910
(36)
51
(4978)
5240 (11315) (16547) (21589) (52749) (87069)
5078
163 (16555)
61
(20)
(31)
224 (16284)
(20)
1070
2443
428
1305
(104)
86
711
244 (16253)
3577
2444
1810
1898
1559
580
(220)
(580) (1135)
(2)
222
(27)
(4697) (22472) (10539) (14519) (37046) (39001)
2009-10 2010-11 2011-12 2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
RAHEJA QBE
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (B)
Profit Before Tax
Add/(Less): Provision for Taxation/Deferred
Tax
Profit After Tax
APPROPRIATIONS
Tax of last year or Reserve for Unexpired
Risks
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
PARTICULARS
285
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax
of last year or Reserve for Unexpired
Risks
(1088)
(2453)
(1088)
(3540)
(1088)
15
25
(2453)
10
(2428)
785
82
(493)
(151)
(2654)
10
(1077)
395
2
(4)
(1471)
10
(1088)
ROYAL SUNDARAM
SBI
SHRIRAM
(` Lakh)
(4039)
(3540)
(499)
10
(499)
10
(489)
748
430
609
(151)
(2124)
(3238)
(4040)
801
15
801
10
817
532
296
923
59
(996)
(2738)
(3239)
501
34
15
535
10
550
530
38
(48)
3
742
(6)
(710)
(1875)
(2738)
863
151
15
1015
15
1030
668
35
(1)
2
1153
(224)
(604)
244
(1875)
2119
600
15
2718
2733
963
29
1881
194
(335)
715
244
471
52
477
21
31
529
1255
50
638
44
(1465)
1282
715
566
(407)
31
973
28
1004
1708
201
32
533
(181)
(1288)
4379
1282
3097
(304)
5
3401
2365
4379
(2014)
(526)
5
(1488)
(1483)
20
3405
2179
54
659
157
(4536)
1888
411
748
70
267
2387
2365
22
68
56
(46)
56
11
135
3023
30
659
668
(4503)
(3781)
(9535)
11
12
(9546)
12
(9533)
44
4539
165
(8462)
(138)
(5682)
(3781) (13316)
(1099)
(2682)
13
(2682)
13
(2669)
5018
22
(3966)
(46)
(3704)
(390)
(390)
139
78
(529)
73
(452)
511
13
1
(47)
(5)
(925)
1197
(390)
1587
(887)
11
2474
11
2485
516
26
14
4
(0)
1925
2452
1197
1255
(571)
15
1826
15
1841
582
31
24
197
5
1001
8605
2452
6153
(3079)
24
9231
24
9255
19
1404
107
(38)
7764
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12
TOTAL (B)
Profit Before Tax
Add/Less: Provision for Taxation/Deffered
Tax
Profit After Tax
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
286
TATA AIG
1219
301
44
191
140
(959)
870
27
61
514
2440
1216
1224
374
140
2955
892
2
47
597
2687
1326
1360
(358)
239
3283
1149
255
(3)
73
2808
(367)
(632)
(277)
(342) (3100) (4391) (2862) (1638)
368
725
(804)
1529
228
140
1093
832
120
1793
(86)
307
(342) (3100) (4391) (2862) (1638)
44
301
332
(342) (2758) (1291)
(342) (2758) (1291)
(298) (2457)
234
8
(102)
124 1018 1963
(73) (386) (641) (206)
(365) (3422) (2295) (1615)
1880
(277)
(168)
3305
1148
2157
(2)
43
(209)
3137
1526
260
(197)
23
3497
1880
(57)
2692
1075
1617
18
(2)
(73)
2635
1874
14
(47)
48
2409
3497
1512
593
950
(526)
424
86
(5)
512
1542
2179
93
13
85
2318
659
(165)
57
3151
298
(272)
792
(2)
65
698
132
3079
2409
2620
3079
(238)
2620
2
72
833
1178 (2105) (4505)
(700)
191 1647 1647
670 (458) (2859)
1180 (2033) (3673)
2223
611
(177)
40
2249 2499 2280 2184 2368 2764

(485) (673) (1878) (703) (1889) (1548)
(239) (1079) (1228) (2997) (5381) (8857)
1651
(42)
1288
130
(100)
(30) (1469)
(30) (1469) (6676)
146
8
8
(38) (1419) (5353)
(9)
(20)
146
(30) (1439) (5207)
141
107 (1411) (5345)
881
(5)
(766) (1198) (1452)
(69) (221)
(2) (1752) (4989)
(11800)
(19666)
(11800)
736
(7866)
(73)
(5125)
(6676)
17
(8602)
15
(8585)
1090
60
(169)
21
(695)
(77)
(8814)
2011-12
(` Lakh)
8
(5051)
(5044)
1020
211
(144)
30
(763)
(454)
(4944)
2010-11
UNIVERSAL SOMPO
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10
APPROPRIATIONS
Risks
TOTAL (B)
Profit Before Tax
Add/(Less): Provision for Taxation/Deferred Tax
Profit After Tax
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
287
APPROPRIATIONS
Risks
TOTAL (B)
Profit Before Tax
Add/(less): Provision for Taxation
Profit After Tax
OTHER EXPENSES
Insurance Business
amortizations
TOTAL (A)
(c) Others

Other Income
(a) Fire Insurance
PARTICULARS
(7488)
(1371)
12
(1370)
(34)
759
(6740)
(562)
(6177)
413
88
224
(1263)
95
(1358)
345
5
130
(5981)
5755
820
(336)
13
(340)
(675)
(11216)
2001-02
(1040)
1465
49
-
(554)
(74)
(1926)
2000-01
(7157)
(7562)
200
26
-
857
1871
1240
630
559
277
21
-
2727
5700
2330
(28)
86
3941
(1337)
(7965)
2002-03
(3009)
(7159)
1761
500
290
-
726
8562
1861
6701
428
298
9288
6020
2205
(21)
165
11121
(1671)
(8531)
2003-04
6695
(3009)
2200
288
-
911
18011
5819
12192
457
343
111
-
18922
6166
2253
(233)
27
16195
(2318)
(3169)
2004-05
18478
6695
2325
880
450
-
751
22085
6646
15438
18
494
239
-
22836
7675
2909
(315)
508
18723
(4419)
(2245)
2005-06
35424
18479
4384
880
764
342
485
31653
8864
22789
643
43
(209)
32137
12906
3089
(336)
298
28663
(7739)
(4744)
2006-07
TOTAL
31376
34772
5912
1005
863
1287
15520
11136
4384
18
25
805
475
36
(73)
16869
20504
5119
(374)
1021
16622
(6457)
(19565)
2007-08
17825
30024
2073
6476
(4910)
(5216)
(10126)
86
259
1037
4412
681
-
1644
27812
8836
(1688)
782
4746
(11404)
(27440)
2008-09
(1447)
16905
6452
741
1223
1079
298
(2720)
(700)
(5436)
(8856)
852
432
50
339
(1376)
407
29184
11710
(1307)
1219
4849
(2628)
(42625)
2009-10
(96185)
(3355)
(209159)
(96185)
(955)
(8078)
(112019)
256
(85743)
5659
937
1613
2608
(103941)
13
443
1348
2921
(2117)
48777
4056
(338)
2387
(96958)
(2949)
(4711)
(144181)
2011-12
(` Lakh)
3122
(85999)
259
831
634
2801
(1404)
(79980)
40821
7544
(1573)
1656
(1392)
(5298)
(120254)
2010-11
TABLE 66: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
288
8378
10189
4188
5089
8178
13267
(9079)
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)

Misc. Expenditure
(to the extent not written off or adjusted)
TOTAL
4836
2334
1854
CURRENT ASSETS
10928
961
1705
583
1186
1178
10915
(13730)
18567
3217
1619
22357
13804
(24428)
32135
15667
16467
7707
4215
3492
2892
477
34863
13804
670
(33)
10915
10964
2170
2004
10946
1
2003
16682
10928
10928
2002
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Borrowings
Others
Particulars
18242
(44025)
55515
27215
28300
11490
7313
4177
3069
842
58355
18242
380
10982
6879
2005
27674
(52194)
78655
37844
40811
26461
9810
16651
3530
536
75802
27674
967
11005
15702
2006
41157
(94662)
128449
58280
70169
33787
22404
11383
4778
1001
130041
41157
816
11013
29328
2007
BAJAJ ALLIANZ
57478
(140572)
193455
92408
101047
52884
22646
30237
10075
1652
186323
57478
(253)
11023
46709
2008
67247
(166503)
249456
104503
144953
82953
28490
54463
12854
1521
219375
67247
11023
56224
2009
293959
113879
180080
100972
29649
71323
15336
3785
253146
79279
(51)
11023
68307
2010
79279
(192987)
TABLE 66: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET

(As on 31st March)
83561
(267171)
361096
130055
231041
93925
66559
27366
15607
4175
330949
83561
(97)
11023
72634
2011
95873
(315265)
442027
151185
290842
126763
89266
37496
20808
3760
386569
95873
(150)
11023
85000
2012
(` Lakh)
289
12001
1616
4701
CURRENT LIABILITIES
Provisions
Sub-Total (B)
19011
TOTAL
21358
7127
33408
(18666)
(2541)

Misc. Expenditure
24566
5900
12565
2844
3056
3178
2825
566
1594
27538
33408
20000
5891
7500
17
2010
11600
19011
11
16258
2742
2009
55895
38392
(47014)
56471
24351
9456
32120
2121
7335
3466
61051
55895
42227
13665
0
2
2011
BHARTI AXA
2160
3085
Sub-Total (A)
CURRENT ASSETS
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
PARTICULARS
85697
52342
(77423)
97399
39969
19976
57430
6271
13705
3192
107587
85697
70349
15347
2012
10500
311
(1286)
1950
351
664
1599
333
331
588
10888
10500
10500
2003
14196
926
(4516)
6440
2799
1924
3640
892
1032
705
17081
14196
14196
2004
14197
1259
(7776)
10218
4653
2442
5565
951
1491
896
19818
14197
14196
2005
19812
9456
7025
10356
3062
3963
1148
25435
14119
(77)
14196
2007
14196
1571
14119
323
(9775) (12787)
13315
5830
3540
7485
1330
2210
802
21598
14196
14196
2006
14571
(20835)
30040
16880
9205
13160
1481
7724
2298
108
32999
14571
226
14196
401
(252)
2008
38740
21523
14377
17218
727
13650
2811
0
36476
14924
73
171
14196
1100
(617)
2009
14924
(24363)
CHOLAMANDALAM
TABLE 66: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET

(As on 31st March)
28045
(30607)
47086
27196
16479
19890
1671
14807
1403
34
57215
28045
112
26696
1336
(99)
2010
26703
957
(73757)
91044
37183
17288
53861
698
16590
2892
0
96610
26703
47
26696
0
(40)
2011
32569
(97135)
118401
49600
21266
68801
3955
17311
3591
383
125730
32569
28365
4292
(87)
2012
(` Lakh)
290
605
TOTAL
224
Misc. Expenditure
174
15003
1933
1147
1431
399
946
Sub-Total (B)
399
CURRENT LIABILITIES
2578
485
573
Sub-Total (A)
1098
1480
841
11082
15003
Provisions
286
287
208
605
600
CURRENT ASSETS
Deferred Tax Asset
Fixed Assets
Loans
Investments
TOTAL
Others
Borrowings
32961
13430
19531
14040
13087
953
2994
25994
29503
35247
75866
46537
41654
4882
1597
90920
61474
61898 111113
21599
40299
21521
19473
2048
2152
59585
49748
(26)
9500
19807
10466
29503
19436
49748
28388
61474
33534
(6360) (18921) (40377) (64577)
15723
7862
7861
9363
7215
2148
2187
13514
19807
(2)
2250
10048
633
292
(760)
1230
627
603
470
318
152
512
9372
10048
25
10022
2003
13020
6999
6021
2529
1590
940
966
17696
11986
30
11957
2005
13930
7538
6393
3521
1980
1541
909
18682
12491
16
12474
2006
11956
2852
228
11986
3651
163
12491
3210
99
(7402) (10491) (10410)
9230
5625
3605
1828
969
859
892
15386
11956
15
11940
2004
17527
8563
8964
4776
3377
1399
1142
22130
15231
202
29
15000
2008
29341
10114
19226
13190
8049
5141
1697
27291
20121
120
20000
2009
48600
2011
39
62800
61
45899
64547
22200
11876
10325
8327
64894 110446
28965
35929
24917
18209
6709
2468
62368 122361
41574
70
41500
2010
184912
70993
113919
39342
19661
19681
9971
188776
77504
31
(27)
25200
52300
2012
(` Lakh)
12706
3010
35
15231
4710
20121
7284
41574
16715
62800
20357
77504
24327
(9612) (12751) (16151) (39977) (88246) (145570)
14541
6821
7720
4929
2620
2310
1458
17814
12706
204
12491
2007
3700
1500
52000
2012
23
47500
2011
759
3
28000
2010
19025
2009
15000
2008
HDFC ERGO
10400
2007
FUTURE GENERALI
Reserves & Surplus
SOURCES OF FUNDS
Share Capital
PARTICULARS
TABLE 66: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)

(As on 31st March)
291
(71)
TOTAL
929
127
10944
(1507)
(209)

Misc. Expenditure
10964
598
(11620)
17604
5584
Sub-Total (B)
301
2746
1470
3267
2717
21001
250
449
286
22925
(11778)
31768
8844
19990
22923
6293
13697
1066
350
33287
22925
332
10964
22000
593
2004
10960
2003
CURRENT LIABILITIES
Provisions
1258
2819
233
11290
10944
10944
2002
5984
14858
91
301
91
11
(71)
(71)
2001
4077
4113
Sub-Total (A)
CURRENT ASSETS
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
PARTICULARS
25606
(24512)
51286
18511
26774
32776
5001
21774
3366
343
46409
25606
665
22000
2940
2005
41678
(54258)
122231
39137
67972
83094
10779
57193
4730
561
90646
41678
4386
24500
12792
2006
93029
(87943)
202375
77674
114432
124701
34790
79642
8694
1232
171047
93029
15000
(1241)
33571
45700
2007
ICICI LOMBARD
105809
(147080)
273610
99988
126530
173622
13633
112897
12531
2982
237376
105809
(1787)
37736
69860
2008
152834
(171883)
395586
115741
223703
279845
7305
216398
15677
5967
303074
152834
(7432)
40314
119951
2009
179244
(215676)
493958
126594
278282
367364
5034
273247
14334
4529
376057
179244
40363
126949
19
11913
2010

(As on 31st March)
194399
(315672)
628470
144315
312798
484155
39001
273797
38813
4729
466530
194399
40457
112626
34023
7293
2011
190651
39868
(495155)
901732
200435
406577
701296
42574
364003
39960
2617
603362
190651
43658
142015
19
4959
2012
(` Lakh)
292
58535
30290
2372
2472
87261 113765 138024 173293
87308 101699 88826

68976 85507 109925
44789 52517 63368
47963
53736
1516
758
81482 123789
231701
130832
159271
72430
89846
40986
2698
3960
147700
53488
44166
26932
26553
2012
24700
19465
2011
3160
1660
2218
941
477
1184
15945
4323
9386
6559
829
3494
8264
18531
7621
7140
32510
10
32500
2012
20002
20000
2011
10319
10735
11144
12532
27990
29674
30390
45761
47432
44166
53488
32510
20002
10152
59932
61040
47746
39515
38544
48764
1326
587
70305
47432
24700
22732
2010
(8507) (10660) (19510) (26221) (26457) (36324) (84467) (100869)
48190
40422
29096
30836
37676
23364
1458
857
54297
45761
24700
21061
2009
TOTAL
(4314)
27471
37530
20677
27513
27956
12466
1643
160
47381
30390
22000
8390
2008
17337
(1705)
16171
18964
14003
13468
27951
9578
1608
737
36305
29674
22000
7674
2007
6741
1628
10775
11857
8279
7892
16083
2880
1280
400
19359
27990
22000
5990
2006
(11622)
5300
6101
9070
6533
4242
8224
3633
1288
14170
12532
10000
2532
2005
L&T GENERAL
(1499)
1088
Sub-Total (B)
7728
5138
963
6251
2819
1335
11104
11144
84
34
10735
10000
1060
2004
10000
701
2003
IFFCO TOKIO
(` Lakh)

Misc. Expenditure (to the extent not written
off or adjusted)
6388
1064
24
Sub-Total (A)
CURRENT LIABILITIES
Provisions
6846
882
1142
132
6138
251
7549
10319
10000
319
2002
4720
10152
10000
152
2001
CURRENT ASSETS
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
Particulars

(As on 31st March)
293
88
2226
292
665
1499
20703
Sub-Total (B)

TOTAL
233
59
CURRENT LIABILITIES
Provisions
20701
682
770
449
22
747
213
354
17
940
18175
18186
20701
20703
20700
2011
20700
2010
20707
1646
(1137)
1868
949
731
919
86
645
181
3
20013
20707
20700
2012
RAHEJA QBE
957
233
Sub-Total (A)
CURRENT ASSETS
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
Particulars
10245
207
150
138
345
137
85
260
143
9745
10245
10200
45
2001
10938
(4303)
112
5926
123
1623
5803
338
1286
162
(3)
14966
10935
10200
735
2002
12358
(6030)
75
9216
1125
3186
8090
980
2206
18149
1
163
12358
10200
2158
2003
13257
(5227)
37
8465
1952
3238
6513
561
2677
236
18210
13257
10200
3057
2004
13841
(3731)
8385
3512
4654
4872
3025
1629
283
6
17283
13841
10200
3641
2005
59718
(982)
10715
49985
2008
72748
(6958)
11308
68398
2009
99818
(888)
11522
89184
2010
67994
37045
57639
7269
29776
8243
74275
69000
71523
67373 82517
88098 110286
11424
55949
47598 125632 157098 181809
29759
7348
17839
1815
5533
63315 131073 136397 165666

3006
3006
2889
5832
6437
4751
85
85
85
4097
26038
98
10307
15633
2007
15719
26038
59718
11315
72748
16547
99818
21589
(6564) (40251) (88588) (89725) (99291)
9756
3568
3192
6188
1084
2108
341
9
21934
15719
442
10200
5078
2006
RELIANCE

(As on 31st March)
235976
60592
27897
175384
6210
21687
270213
3006
2512
3727
158450
(756)
12119
147087
2012
114935
52749
158450
87069
(161449) (208078)
191978
57537
30529
134441
6722
23807
213718
3006
3022
3887
114935
29
11667
103239
2011
(` Lakh)
294
10100
13054
3540
(2272)
TOTAL
1088
41
594
NET CURRENT ASSETS

(C) = (A - B)
Misc. Expenditure (to the
extent not written off or
adjusted)
Profit & Loss Account (Debit
Balance)
5191
2376
9
531
2919
2814
2027
891
886
10900
13054
85
12969
2002
1125
522
646
479
759
7618
10100
10100
2001
Sub-Total (B)
CURRENT LIABILITIES
Provisions
Sub-Total (A)
CURRENT ASSETS
Investments
Loans
Fixed Assets
Deferred Tax Asset
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
Particulars
13074
4040
(6549)
11437
5603
4888
5834
3420
1468
1088
14495
13050
3239
(11923)
15921
8010
3999
7911
2224
1775
1129
20605
13050
60
94
13074
12990
2004
12979
2003
13026
2738
(16897)
22363
10845
5466
11518
2921
2545
1360
25825
13026
26
13000
2005
14004
1875
(25827)
32809
15604
6982
17206
3348
3634
1307
36650
14004
1
3
14000
2006
14244
(32788)
43673
21186
10885
22486
6058
4827
1463
45570
14244
14000
244
2007
ROYAL SUNDARAM
17619
(41028)
60546
29909
19518
30637
9229
10288
1914
830
55903
17619
(96)
17000
715
2008
21996
(58552)
78458
37646
19907
40812
3824
16083
1751
1043
77754
21996
(286)
21000
1282
2009
128314
49587
18096
78727
4539
13557
1269
516
138271
29839
(26)
25000
4865
2011
170670
63995
20905
106675
7014
13892
1249
584
184053
36121
(166)
29000
7287
2012
25316
29839
36121
(68026) (110218) (149765)
99200
41094
31174
58106
4050
27123
1662
1041
90639
25316
(63)
21000
4379
2010
65310
3781
62
10123
1425
10185
8698
7136
3049
7713
53754
65310
15000
50310
2011
SBI
65315
13316
(17785)
28425
14066
10640
14359
6617
4023
6868
62916
65315
15000
50310
2012
10500
390
(4563)
8618
4646
4055
3972
1231
2824
1344
353
12977
10500
10500
2009

(As on 31st March)
11697
(16834)
21914
13328
5081
8587
2473
2608
2135
529
25867
11697
10500
1197
2010
12952
(50727)
73066
24994
22339
48072
19806
2533
2092
772
60815
12952
10500
2452
2011
SHRIRAM
23405
(73980)
231891
38318
157911
193573
19971
137940
2288
955
94143
23405
12122
8605
2678
2012
(` Lakh)
295
1147
1947
Sub-Total (A)
CURRENT LIABILITIES
678
342
Misc. Expenditure (to the

extent not written off or
adjusted)
Profit & Loss Account

(Debit Balance)
15438
6725
8713
4646
2197
2450
1845
11
16496
12350
12350
2003
21713
11227
10486
6470
2862
3608
804
1562
34
22073
12348
(2)
12350
2004
31052
14857
16195
9722
4407
5315
1911
12
30244
12592
92
12500
2005
39300
19565
19735
13557
9938
3619
2485
43204
20225
44
680
19500
2006
47911
23351
24560
16590
11309
5281
77
2953
52834
24542
162
1880
22500
2007
TATA AIG
60525
31315
29210
15656
12588
3068
247
2692
68192
26263
265
3497
22500
2008
75287
32146
43142
33815
29149
4666
748
2755
71443
33473
(448)
3921
30000
2009
92333
30270
62063
38514
32096
6417
988
2933
85597
35698
1107
4591
30000
2010
128486
44687
83799
28042
22719
5323
1189
3285
136241
40271
(362)
4133
36500
2011
181693
67217
114475
32109
21390
10719
2836
2986
188687
44925
(1349)
1274
45000
2012
12350
3100
538
12350
4391
398
12348
2862
257
12592
1638
117
20225
277
24542
26263
33473
35698
40271
44925
(3824) (10791) (15244) (21330) (25743) (31322) (44868) (41473) (53820) (100444) (149584)
6767
2345
4422
2943
1369
1574
2196
13
10327
12350
12350
2002
12350
(804)
NET CURRENT ASSETS

(C) = (A - B)
TOTAL
1952
Sub-Total (B)
622
Provisions
526
1268
15
10851
12350
12350
2001
CURRENT ASSETS
Deferred Tax Asset
Fixed Assets
Loans
Investments
TOTAL
Others
Borrowings
Reserves & Surplus
SOURCES OF FUNDS
Share Capital
Particulars
23580
30
11604
679
18
662
12283
1144
11138
13
792
11142
23580
8580
15000
2008
19657
9204
10453
8166
6457
1709
155
2421
25814
23574
(6)
8580
15000
2010
33276
12649
20627
9469
7688
1782
82
2347
32964
23387
(193)
8580
15000
2011
53737
18041
35696
34247
11519
22728
818
1735
40700
43429
(151)
8580
35000
2012
(` Lakh)
23580
1469
23574
6676
23387
11800
43429
19666
1682 (11491) (23807) (19490)
3546
1904
1641
5227
1859
3368
2157
18264
23580
8580
15000
2009
UNIVERSAL SOMPO

(As on 31st March)
296
8530
5088
869
1556
42776

Misc. Expenditure
TOTAL
(19356)
650
4009
Sub-Total (B)
68530
42834
23478
27379
15455
9097
3971
38
Sub-Total (A)
CURRENT LIABILITIES
Provisions
14377
9101
71713
13
5806
1175
7395
1702
32934
15
2314
Investments
Loans
Fixed Assets
Deferred Tax Asset
68531
85
67392
1054
2002
CURRENT ASSETS
42776
42579
197
2001
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
PARTICULARS
90944
9973
(52471)
765
86216
33745
54608
31608
20070
13675
123863
262
7684
869
90944
112680
9878
(84831)
522
141843
57012
79825
62018
26875
30137
175674
34
9771
1632
112680
84
1002
75
(28)
120
34
104639
6881
2004
87958
2861
2003
359612
162754
201589
158023
59462
103292
344821
1
15712
1843
173932
6477
19
127875
39562
2006
122022
9286
173932
6933
(137268) (196858)
280
99
219310
82041
119250
100059
41549
40492
234990
12
13132
1591
122022
1139
56
104835
15992
2005
850706
341514
463632
387074
109021
232493
39574
6774
810518
365662
(3074)
428
0
0
180170
188138
2008
256115
3556
365662
17987
(328700) (509192)
35
564690
235990
307327
257363
103961
132029
25232
2555
553437
256115
(237)
204
15600
6
140083
100459
2007
ALL COMPANIES
502001
43283
(606890)
1170320
563430
718829
451491
107433
455997
998470
3006
53820
10312
502001
233324
283260
759
(15706)
291
2
73
2009
2051802
687104
1392979
658823
225095
462010
1922433
3006
100709
17822
844667
395570
402369
39973
6647
108
2011
3007490
1080056
2117894
889596
330650
749406
2529901
3006
107898
19644
1022119
486068
521550
12197
2273
31
2012
(` Lakh)
655291
87273
844667
165393
1022119
289105
(801957) (1364698) (1927434)
1510654
708697
970595
540059
117731
590966
1295569
3006
55483
15916
655291
301004
333146
9019
11940
182
2010
TABLE 66: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)

(As on 31st March)
25
33
Commission
297
TOTAL (C )
APPROPRIATIONS
Operating Profit/(Loss) from Fire/Marine/Miscellaneous

Business C= (A - B)
TOTAL (B)
Foreign Taxes
Others - Amortizations, Write offs & Provisions
(3197)
(3197)
(3197)
3226
3168
29
TOTAL (A)
28
2007-08
Others
Particulars
(7810)
(7810)
(7810)
10070
7238
359
2473
2260
96
2164
2008-09
(9564)
(9564)
(9564)
16860
9830
1056
5974
7296
300
6996
2009-10
APOLLO MUNICH
(8772)
(8772)
(8772)
24316
13326
1774
9215
15544
670
14874
2010-11
(6188)
(6188)
(6188)
37751
17428
2813
17509
31563
1480
30082
2011-12
TABLE 67: HEALTH INSURERS: POLICYHOLDERS ACCOUNT
(3855)
(3855)
(3855)
3855
3855
2009-10
(12284)
(12284)
(12284)
13213
12668
139
406
929
114
815
2010-11
MAX BUPA
(12838)
(12838)
(12838)
18348
14940
550
2859
5510
418
5092
2011-12
(` Lakh)
298
TOTAL (C )
APPROPRIATIONS
Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A

- B)
TOTAL (B)
Foreign Taxes
(1136)
(1136)
(1136)
1645
1798
150
(303)
Commission
509
TOTAL (A)
489
20
2006-07
Others
Particulars
(392)
(392)
(392)
9387
3477
-814
6724
8995
172
8823
2007-08
(159)
(159)
(159)
30889
6270
(1228)
25847
30730
442
142
30145
2008-09
STAR HEALTH
543
543
543
61217
9311
(1267)
53173
61760
717
61043
2009-10
TABLE 67: HEALTH INSURERS: POLICYHOLDERS ACCOUNT (Concld.)
383
383
383
84008
9077
(883)
75814
84391
1251
83140
2010-11
(16101)
(16101)
(16101)
98166
20278
465
77423
82066
1257
(42)
80851
2011-12
(` Lakh)
TABLE 68: HEALTH INSURERS: SHAREHOLDERS ACCOUNT

(` Lakh)
Particulars
APOLLO MUNICH
2007-08
2008-09
2009-10
MAX BUPA
2010-11
2011-12
2009-10
2010-11
2011-12
(a) Fire Insurance
(3197)
(7810)
(9564)
(8772)
(6188)
(3855)
(12284)
(12838)
(3197)
(7810)
(9564)
(8772)
(6188)
(3855)
(12284)
(12838)
414
469
539
621
1257
57
596
764
125
84

Amortisation of discount/premium
94
13
82
179
80
104
42
91
(18)
(2538)
Less: loss on sale of investments

OTHER INCOME
TOTAL (A)
200
169
52
13
(11)
(2782)
(7166)
(8907)
(7844)
(4633)
(3660)
(11595)
(11887)

18
(c) Others
OTHER EXPENSES
Business
32
16
63
82
108

(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
30
32
16
63
99
108
(2815)
(7182)
(8970)
(7943)
(4741)
(3660)
(11625)
30
(11887)
20
36
(2834)
(7218)
(8970)
(7944)
(4743)
(3660)
(11625)
(11887)
(25)
(2859)
(10077)
(19047))
(26991)
(636)
(4296)
(15921)
(2859)
(10077)
(19047)
(26991)
(31734)
(4296)
(15921)
(27807)
APPROPRIATIONS
299
TABLE 68: HEALTH INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

(` Lakh)
Particulars
STAR HEALTH
TOTAL
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
2010-11
2011-12
(1136)
(392)
(159)
543
383
(16101)
(20673)
(35127)
(35127)
(a) Fire Insurance
(1136)
(392)
(159)
543
383
(16101)
(20673)
703
746
540
498
800
677
2216
2698
174

Amortisation of discount/premium
82
179
126
291
Less: loss on sale of investments
(18)
(2561)
(23)
178
41
(15447)
(18256)
(31967)
OTHER INCOME
TOTAL (A)
(433)
355
555
1041
1183

18
(c) Others
OTHER EXPENSES
Business
(c) Others
TOTAL (B)
39
26
19
16
(1)
82
108
45
(1)
39
28
19
16
(1)
145
107
Profit Before Tax
(439)
316
527
1022
1167
(15445)
(18401)
(32073)
(180)
188
404
496
428
(691)
429
(690)
Profit after Tax
(259)
128
124
526
739
(14754)
(18830)
(31383)
124
526
739
APPROPRIATIONS
739

(126)
(385)
(258)
(258)
(258)
(258)
(23600)
(43169)
(385)
(258)
(258)
(258)
(258)
(15012)
(43169)
(74553)
300
TABLE 69: HEALTH INSURERS: BALANCE SHEET

(As on 31st March)
Particulars
APOLLO MUNICH
2008
2009
2010
MAX BUPA
2011
2012
2010
2011
(` Lakh)
STAR HEALTH
2012
2007
2008
2009
2010
2011
2012
SOURCES OF FUNDS
Share Capital
10055 10737 12930 19620 25465 15100 27100 35200 10500 10860 10930 16433 20299 27877
3491
Reserves & Surplus
5472 14696 17878 20632
(18)
374
2
3250
23
10
13867 10308
124
650
232
329
6708 16305
691
691
Borrowings
TOTAL
10055 19682 28001 37522 46101 15107 27110 38456 10501 10860 11285 31279 38007 44874
Investments
3064
8111 13431 25209 32750
9260 12626 15330
7135
Loans
Fixed Assets
1205
1966
2068
1556
1388
1261
2132
2149
Deferred Tax Assets
8652
8106 17452 23484 18493
500
500
2122
411
641
188
76
3901
6166
6458
2755 17035
11516
4796
CURRENT ASSETS
Cash & Bank Balance
3288
2474
1099
5435 10015
1150
668
3845
2788
3556
1066
1989
2545
3800
6207
1137
1447
1536
486
2029
Sub-Total (A)
4354
4463
3643
9235 16223
2288
2115
5380
3275
CURRENT LIABILITIES
1179
2348
5044 12294 13046
1934
4088
6725
404
1212
4470 12697 10418 13984
247
2587
5144 13176 22947
63
1597
5485
489
3639
9458 15805 23597 23738
1997
5684 12210
893
4851 13928 28502 34016 37722
291 (3569) (6829)
2381
Provisions
Sub-Total (B)
1427
4935 10188 25470 35993
Net Current Assets

(C)= (A-B)
2927
(472) (6544) (16235) (19771)
11473 20733 30599 37146
5585 14228 37768 42115 41942
733
300

Profit & Loss Account (Debit
Balance)
TOTAL
9266
8100
4220
403
2859 10077 19047 26991 31734
4296 15921 27807
385
258
258
258
258 15012
10055 19682 28001 37522 46101 15107 27110 38456 10501 10860 11285 31279 38007 44183
301
TABLE 70: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC):

POLICYHOLDERS ACCOUNT
(` Lakh)
Particulars
2003-04
2004-05
2005-06
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
58704
47613
54305
59444
54576
52527
57599
67486
76625
175
346
146
29
71
67
78
37
59
1464
601
500
7066
9611
11454
13035
15684
11753
13662
18949

Others
TOTAL (A)
58733
54751
63983
70976
67649
68270
70992
82096
96219
56956
40386
24964
18711
(1598)
35523
67518
75744
67961
(87)
(49)
(7)
(17)
(3408)
(2476)
(3157)
953
5792
4757
5628
11308
7396
10448
9437
10360
15148
12669
4820
4820
4686
Commission
Business
Other - Premium Deficiency
Foreign Taxes
TOTAL (B)
61625
45966
36265
26089
5442
42484
79540
85118
79525
Operating Profit/(Loss) from Fire/Marine/

Miscellaneous Business C= (A - B)
(2893)
8785
27718
44887
62207
25786
(8548)
3023
16695
(2893)
8785
27718
44887
62207
25786
(8548)
3023
16695
(2893)
8785
27718
44887
62207
25786
(8548)
3023
16695
APPROPRIATIONS
TOTAL (C )
302

SHAREHOLDERS ACCOUNT
(` Lakh)
Particulars
2003-04
2004-05
2005-06
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
(2893)
8785
27718
44887
62207
25786
(8548)
(3023)
16695
(2893)
8785
27718
44887
62207
25786
(8548)
(3023)
16695
11891
4343
6149
10161
14744
18166
15584
13667
16141
233
346
124
(a) Fire Insurance

OTHER INCOME
TOTAL (A)
(1)
123
104
417
126
319
381
158
1063
131
9121
13232
34285
55174
77271
44333
7426
12054
33091
28
713
28
301
712
93
203
167
285

(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
28
713
9093
12519
2523
Prior Period Adjustments
(286)
Profit after Tax
6856
Profit Before Tax
28
319
96
504
879
291
319
34257
55174
77175
43829
6548
11763
32772
4338
12294
18908
28861
15213
2756
3589
10188
568
(100)
(704)
371
277
(1581)
(393)
63
7614
22176
36970
47943
28339
5373
8566
22521
1000
2500
9657
11583
APPROPRIATIONS
2700
(b) Divident distribution tax on Interim

Dividents
438
1371
1523
3435
10000
8200
8100
1075
2610
2700
176
199
482
1403
1394
1377
183
423
438
5309
5892
17259
23067
28694
7279
4116
5534
16245
(e) Transfer to any Reserves or Other

Accounts
303

BALANCE SHEET (As on 31st March)
(` Lakh)
Particulars
2004
2005
2006
2007
2008
2009
2010
2011
2012
Share Capital
50000
60000
70000
80000
90000
90000
90000
90000
90000
Reserves & Surplus
16696
22588
39847
62914
91342
98622
102738
108271
124516
3156
7951
2259
SOURCES OF FUNDS

Borrowings
TOTAL
848
3133
27
131
66827
82588
109847
142914
182190
191755
195921
206222
216775
4672
4672
4672
22808
58621
106198
262046
316356
339043
Investments
Loans
1105
964
402
1487
Fixed Assets
5648
5660
5616
12094
12470
13629
13568
14319
14705
169677
201062
248671
260246
227726
200179
79228
87686
90245
12422
12302
10171
9212
12805
29997
37946
44383
50485
Sub-Total (A)
182099
213364
258842
269459
240531
230176
117174
132069
140730
CURRENT LIABILITIES
102245
114151
116470
116173
93290
121584
160672
208767
228781
24451
28301
45121
48540
37706
39907
38257
48160
50958
126696
142452
161591
164713
130995
161491
198929
256927
279740
55403
70912
97251
104745
109535
68685
(81755)
(124858)
(139010)
381
1906
1780
46
219
2063
405
2036
1518
3024
182190
191755
195921
206222
216775
CURRENT ASSETS
Cash & Bank Balance
Provisions
Sub-Total (B)
Deferred Tax Assets
TOTAL
66827
82588
109847
Note: Figures in brackets indicates negative value
304
142914
TABLE 73: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC):

POLICYHOLDERS ACCOUNT
Particulars
(` Lakh)
2003-04
2004-05
2005-06
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
18910
45537
55092
55876
63614
74261
102252
127592
132021
56
107
152

Others
588
4771
4711
6661
9810
10555
11058
12848
15016
TOTAL (A)
19498
50309
59803
62541
73480
84816
113417
140592
147038
28251
27685
51873
55075
52954
52962
118919
95015
102575
Commission
Business
541
(10)
(24)
(0)
(2194)
(894)
(4430)
13108
24615
845
1217
1023
1412
1588
2024
4480
4118
57
169
211
259
269
207
2176
129
Foreign Taxes
TOTAL (B)
28792
28576
53236
56309
52431
53926
116720
88564
82208

(9294)
21732
6567
6232
21049
30891
(3303)
52028
64830
(9294)
21732
6567
6232
21049
30891
(3303)
52028
64830
(9294)
21732
6567
6232
21049
30891
(3303)
52028
64830
APPROPRIATIONS
TOTAL (C )
Note: Figures in the brackets indicate negative values.

* Data given for the period from 20.12.2002 to 31.03.2004.
305
TABLE 74: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC):

SHAREHOLDERS ACCOUNT
(` Lakh)
Particulars
2003-04
2004-05
2005-06
2006-07
2007-08
2008-09
2009-10
2010-11
2011-12
(9294)
21732
6567
6232
21049
30891
(3303)
52028
64830
(9294)
21732
6567
6232
21049
30891
(3303)
52028
64830
1070
749
2020
2849
3996
4935
6777
5199
9377
150
23
66
61
56
44
13
33
485
65
460
22486
8793
9127
25081
35859
4025
57353
74667
36
136
(a) Fire Insurance

OTHER INCOME
TOTAL (A)
(8224)

(c) Others
19
5
21
73
490
91
39
138
220
84
124
OTHER EXPENSES
Insurance Business
(c) Others
63
45
358
91
105
126
127
110
88
TOTAL (B)
68
69
522
604
144
264
383
59
212
(8292)
22417
8271
8523
24936
35594
3642
57294
74454
5571
3091
3625
8805
12333
302
19265
24242
16846
5181
4898
16131
23261
3340
38030
50213
2000
2000
2000
2500
340
340
324
406
13791
20921
35705
47307
Profit Before Tax

Profit after Tax
(8292)
APPROPRIATIONS
Accounts
92
8462

5181
(8292)
(8292)
306
4898
TABLE: 75 AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC):

BALANCE SHEET (As on 31st March)
(` Lakh)
Particulars
2004
2005
2006
2007
2008
2009
2010
2011
2012
20000
19864
19909
20000
20000
20000
20000
20000
20000
8462
13642
18540
32317
53237
56578
92283
139590
73
167
243
337
18
618
382
379
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
TOTAL
2061
20000
30459
33718
38783
52654
73255
77196
112665
159211
9688
40666
61813
69308
87678
92334
144209
156484
200355
10
25
34
146
144
139
129
125
119
396
484
459
475
493
462
2944
2349
1977
343
392
277
194
310
Investments
Loans
Fixed Assets
Deferred Tax Assets
CURRENT ASSETS
Cash & Bank Balance
81294
63808
81252
74537
72716
104786
93324
162946
122651
4496
6284
13882
15957
19882
18268
45840
49535
54444
Sub-Total (A)
85790
70093
95135
90494
92597
123055
139164
212481
177095
CURRENT LIABILITIES
66335
50861
95080
91997
89388
100339
144484
190743
143720
Provisions
18031
29948
28643
29642
39213
42788
65043
68224
76925
Sub-Total (B)
84366
80809
123723
121639
128601
143127
209527
258967
220646
1424
(10717)
(28588)
(31145)
(36004)
(20072)
(70363)
(46486)
(43550)
30459
33718
38783
52654
73255
77196
112665
159211

TOTAL
189
8292
20000
307
(313)
42141
255128
185183
49610
2422
Others
TOTAL (A)
Commission
308
TOTAL (C )
17913
17913
17913

APPROPRIATIONS
237215
TOTAL (B)
Foreign Taxes
9332
203968
2000-01
PARTICULARS
5194
5194
5194
295654
2513
63633
229508
300848
45420
69
11513
243846
2001-02
8904
8904
8904
368321
2980
90901
274440
377225
45316
722
12555
318632
2002-03
84340
84340
84340
400083
3383
107164
289536
484423
52820
(925)
33349
399178
2003-04
27823
27823
27823
495089
4060
120749
370280
522912
56882
379
28282
437368
2004-05
(16448)
(16448)
(16448)
572133
4533
110293
457307
555686
59661
74
50067
445884
2005-06
115410
115410
115410
534094
4811
167012
362271
649505
68700
(98)
54523
526380
2006-07
35989
35989
35989
815811
5697
208965
601150
851800
70255
(72)
58721
722896
2007-08
92351
92351
92351
802943
6312
174918
621714
895294
82096
794
31786
780617
2008-09
51322
51322
51322
885809
7146
193025
685639
937131
80778
(82)
48792
807643
2009-10
TABLE 76: GENERAL INSURANCE CORPORATION: POLICYHOLDERS ACCOUNT
1630040
14147
10589
206663
1398641
1274629
117530
1065
24461
1131573
2011-12
(355411)
23260 (355411)
23260
23260 (355411)
1063094
7882
192635
862578
1086354
90800
(2041)
43191
954403
2010-11
(` Lakh)
309
APPROPRIATIONS
(d) Transfer to any Reserves or other Accounts
(e) Transfer to General Reserve
(f) Balance of Profit/Loss B/f from last year
(g) Balance c/f to Balance Sheet
TOTAL (B)
Profit before Tax
Profit after Tax
Balance brought forward from last year
Profit Available for appropriation
(d) Others
(e) Interest on Service Tax
(c) Bad debts written off
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(a) Expenses other than those related insurance business
(b) Loss on Exchange
3308
6940
43
2927
3806
26915
1
36968
1
4300
10313
35670
4453
31217
7101
47601
5895
41706
4300
4386
22
257
111
1544
45983
31310
7936
(1)
923
54702
29363
6503
5194
17913

(137)
10776
(5445)
11675
16917
(10679)
(a) Fire Insurance
(d) Life Insurance
2001-02
2000-01
PARTICULARS
22830
3
3
4730
606
15319
34289
6123
28166
66
7667
6300
1286
3585
49608
29066
8053
8904
20236
4201
(15533)
2002-03
96480
3
8
6450
826
7086
127691
23927
103764
1239
2348
1170
2329
1269
134777
30139
19028
84340
45336
6665
32352
(12)
2003-04
12650
8
6
6450
905
8220
80008
60006
20002
73
1228
3580
3338
5595
88228
36608
18202
27823
24144
(1803)
5670
(188)
2004-05
50050
6
2
8600
1206
2008
44294
(15558)
59852
374
(4750)
6384
458
46302
33868
28424
(16448)
14039
3940
(34470)
43
2005-06
116910
2
5
30960
5262
4089
178947
25811
153134
30
109
1793
(1339)
3496
5694
183036
34529
27403
115410
6047
(8132)
117405
90
2006-07
76140
5
1
19780
3362
10933
106730
7451
99278
7664
24
143
657
(945)
3389
7113
117662
40614
33946
35989
(23031)
(19197)
77762
453
2007-08
108020
1
1
27950
4750
(22)
0
3906
181159
40439
140720
112
0
977
(131)
2969
27703
185065
46865
18145
92351
(3872)
(7078)
102368
932
2008-09
136339
35260
5856
0
47
26437
129020
(48440)
177461
1
177461
145
23835
1303
(1438)
2544
22007
155457
51201
30927
51322
32771
26312
(8246)
485
2009-10
TABLE 77 : GENERAL INSURANCE CORPORATION: SHAREHOLDERS ACCOUNT
79273
20640
3428
13
219
9523
118935
15594
103341
6
103347
183
0
3192
3643
2273
17190
128458
59639
28369
23260
24694
17533
19370
401
2010-11
246789
80
18873
249067
2192
246875
6
246869
1615
15070
2021
167
41404
230195
69374
14438
355411
240554
47007
70144
2294
2011-12
(` Lakh)
83391
2589
Loans
Fixed Assets
310
219493
339468
171694
511162
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
266204
TOTAL

(291669)
98367
121126
Cash & Bank Balance
CURRENT ASSETS
Deferred Tax Assets
471893
Investments
TOTAL
Borrowings
266204
244704
Reserves & Surplus
21500
2001
Share Capital
SOURCES OF FUNDS
Particulars
447025
(351957)
590859
196182
394677
238902
127822
111080
4111
81589
713282
447025
153903
271622
21500
2002
432361
(434035)
737150
259653
477497
303115
151434
151681
4098
79582
782716
432361
601
114968
295293
21500
2003
829216
(467319)
814898
304043
510854
347579
168788
178791
3794
80045
1212696
829216
529
415409
391778
21500
2004
940742
(606719)
1014442
364550
649893
407723
258286
149437
4031
80405
1463026
940742
402
514414
404426
21500
2005
1507074
(727597)
1135329
263162
872167
407732
220088
187645
16989
4276
75323
2138083
1507074
1031161
432913
43000
2006
1575668
(800301)
1276730
403811
872919
476429
296054
180375
6179
4369
74910
2290511
1575668
982843
549826
43000
2007
2097120
(840321)
1504164
499458
1004706
663842
411083
252759
13944
4102
68017
2851378
2097120
1428743
625377
43000
2008
1385999
(789765)
1615964
471921
1144044
826199
512929
313270
4361
71932
2099471
1385999
191
607474
735334
43000
2009
TABLE 78: GENERAL INSURANCE CORPORATION: BALANCE SHEET

(As on 31st March)
2605503
(833404)
1778710
549005
1229704
945305
667994
277311
7535
4465
69515
3357393
2605503
1702846
859657
43000
2010
2896762
762289
2134473
1623118
931681
691437
505
4940
49919
3694609
2476330
1707279
726051
43000
2012
2863793
2476330
(869636) (1273644)
2109064
632421
1476642
1239428
763768
475660
152
4489
59539
3669248
2863793
1881771
939022
43000
2011
(` Lakh)
91
1
34
39
13
8
55
42
17
14
23
59
51
52
124
1
2
1
1
37
88
73
1
94
4
105
9
103
0
11
0
0
63
0
4
1220
Total
2010
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Isand
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
311
1219
91
1
34
39
13
8
52
41
17
14
23
59
51
52
126
1
2
1
1
40
87
68
1
96
4
109
9
96
0
14
0
0
64
0
5
2011
National
1340
110
1
36
40
12
8
58
45
25
17
23
80
54
53
131
1
2
1
2
46
109
67
1
101
6
110
14
102
0
13
0
0
69
0
3
2012
1039
77
1
23
20
11
5
64
29
8
11
22
66
58
39
151
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
2010
1041
79
1
23
20
11
5
64
29
8
11
22
64
58
39
153
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
2011
New India
1204
100
1
29
22
11
5
84
31
12
12
22
64
69
47
167
1
3
1
2
38
57
40
1
121
1
99
35
60
1
12
1
1
50
1
3
2012
1000
68
0
26
36
14
4
67
33
15
14
16
73
56
43
103
1
3
1
2
30
61
57
1
71
3
95
13
38
0
7
0
2
46
0
1
2010
1146
78
2
30
38
20
4
73
34
15
14
19
90
67
50
111
1
3
1
2
35
74
61
1
96
2
104
16
42
0
8
0
2
52
0
1
2011
Oriental
1251
103
2
33
45
20
5
79
44
18
17
19
99
70
51
115
1
3
1
3
34
80
60
1
110
4
111
18
43
0
8
0
1
52
0
1
2012
1437
145
1
49
31
14
8
79
46
13
13
18
99
97
53
140
1
5
1
1
30
83
90
1
186
4
81
34
48
1
9
0
0
51
0
5
2010
1436
143
1
49
30
14
8
74
48
13
13
18
101
96
54
138
1
5
1
1
31
83
88
1
190
4
96
24
50
1
7
1
0
47
0
5
2011
United
1486
147
1
48
33
14
8
88
50
12
15
18
102
97
55
144
1
5
1
1
33
84
86
1
194
4
103
20
51
1
9
1
0
54
0
5
2012
TABLE 79: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Contd.)

(As on 31st March)
30
1
0
0
0
0
0
1
2
0
0
0
2
2
0
6
0
0
0
0
1
1
1
0
3
0
2
0
1
0
1
0
0
6
0
0
2010
39
3
0
0
0
0
0
1
1
0
0
0
3
2
0
10
0
0
0
0
1
1
1
0
5
0
2
0
2
0
1
0
0
6
0
0
2011
Apollo Munich
49
3
0
0
0
0
0
4
1
0
0
0
3
2
2
11
0
0
0
0
1
2
2
0
5
0
4
0
2
0
1
0
0
6
0
0
2012
22
0
3
5
4
4
27
5
2
2
4
16
9
6
32
0
0
0
0
6
13
7
0
25
0
10
1
14
1
0
0
0
13
0
1
232
Total
2010
312
199
20
0
2
4
4
3
18
4
2
2
3
16
8
7
24
0
0
0
0
6
8
6
0
26
0
9
1
14
1
1
0
0
9
0
1
2011
Bajaj Allianz
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
192
21
0
3
4
4
4
22
5
1
2
3
13
9
5
26
0
0
0
0
6
9
3
0
19
0
8
1
13
1
0
0
0
9
0
1
2012
50
4
0
1
0
1
1
3
1
0
0
1
5
1
2
8
0
0
0
0
1
3
3
0
4
0
3
1
2
0
1
0
0
4
0
0
2010
51
4
0
1
0
2
1
3
2
0
0
1
5
1
2
8
0
0
0
0
1
3
2
0
4
0
4
1
2
0
1
0
0
3
0
0
2011
Bharti AXA
50
4
0
1
0
1
1
3
2
0
0
1
5
1
2
8
0
0
0
0
1
3
2
0
4
0
4
1
2
0
1
0
0
3
0
0
2012
106
5
0
1
1
1
1
9
3
0
0
2
6
7
3
18
0
0
0
0
2
4
2
0
27
0
6
1
3
0
0
0
0
3
0
1
2010
96
5
0
1
1
1
1
9
4
0
0
2
6
7
4
16
0
0
0
0
2
3
3
0
19
0
6
1
3
0
0
0
0
1
0
1
2011
93
5
0
1
1
1
1
8
3
0
0
2
6
6
4
16
0
0
0
0
2
3
3
0
19
0
6
1
3
0
0
0
0
1
0
1
2012
Cholamandalam
91
4
0
1
2
1
1
6
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
3
0
0
2010
94
4
0
1
2
1
1
10
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
2
0
0
2011
84
4
0
1
2
1
0
9
5
0
1
2
3
4
3
16
0
0
0
0
2
4
4
0
7
0
6
1
5
0
1
0
0
2
0
1
2012
Future Generali
78
6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
6
0
5
1
2
0
1
0
0
6
0
0
2010
78
6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
5
0
5
1
2
0
1
0
0
6
0
1
2011
HDFC Ergo
80
6
0
1
1
1
1
5
3
0
1
2
4
8
3
12
0
0
0
0
2
4
5
0
6
0
7
1
2
0
1
0
0
3
0
1
2012
350
31
0
3
4
7
2
26
16
2
2
4
23
16
19
43
0
1
0
0
17
19
17
1
22
1
36
7
20
0
2
0
0
8
0
1
2010
315
31
0
3
4
7
2
25
13
2
2
4
22
15
17
36
0
1
0
0
16
16
14
1
21
1
30
6
16
0
1
0
0
8
0
1
2011
311
27
0
3
4
7
2
25
13
2
2
4
22
15
17
36
0
1
0
0
16
16
14
1
21
1
30
6
16
0
1
0
0
8
0
1
2012
ICICI Lombard

(As on 31st March)
60
3
0
0
0
1
1
7
3
0
0
0
4
1
3
16
0
0
0
0
1
1
1
0
3
0
3
0
3
0
1
0
0
8
0
0
2010
66
3
0
0
0
1
1
8
3
0
1
0
4
1
3
16
0
0
0
0
1
2
1
0
3
0
3
1
3
0
1
0
0
10
0
0
2011
IFFCO Tokio
66
3
0
0
0
1
1
8
3
0
1
0
4
1
3
16
0
0
0
0
1
2
1
0
3
0
3
1
3
0
1
0
0
10
0
0
2012
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total
2010
313
10
1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
1
0
0
0
2
0
0
0
1
0
0
0
0
1
0
0
2011
L&T General
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
12
1
0
0
0
0
0
1
0
0
0
0
1
0
0
4
0
0
0
0
1
0
0
0
2
0
0
0
1
0
0
0
0
1
0
0
2012
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2010
11
1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
0
1
1
0
1
0
0
0
1
0
0
0
0
2
0
0
2011
Max Bupa
12
1
0
0
0
0
0
1
0
0
0
0
1
1
0
2
0
0
0
0
0
1
1
0
1
0
0
0
1
0
0
0
0
2
0
0
2012
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2010
1
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2011
Raheja QBE
1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
1
0
0
2012
212
16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
8
9
0
15
0
20
0
11
0
0
0
0
15
0
1
2010
212
16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
7
9
0
15
0
17
3
11
0
1
0
0
15
0
1
2011
Reliance General
151
14
0
0
1
2
1
15
3
2
1
4
13
12
6
19
0
0
0
0
2
8
4
0
11
0
11
0
9
0
1
0
0
11
0
1
2012
80
9
0
1
0
1
1
10
1
0
0
1
7
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
4
0
1
0
0
2
0
1
2010
84
9
0
1
1
1
1
10
1
0
0
1
9
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
5
0
1
0
0
2
0
1
2011
Royal Sundaram
94
9
0
1
1
1
1
12
1
0
0
1
9
7
3
10
0
0
0
0
3
1
1
0
19
1
4
0
5
0
1
0
0
2
0
1
2012

(As on 31st March)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2010
17
2
0
1
0
0
1
1
0
0
0
0
1
0
1
2
0
0
0
0
1
0
1
0
2
0
1
0
1
0
1
0
0
1
0
0
2011
SBI General
25
2
0
1
1
0
1
2
0
0
0
1
1
2
2
3
0
0
0
0
1
0
1
0
2
0
1
1
1
0
1
0
0
1
0
0
2012
6
0
0
0
0
0
3
5
0
0
0
1
1
2
5
0
0
0
0
0
3
7
0
6
0
8
1
1
0
1
0
0
5
0
0
55
Total
2010
314
68
7
0
0
0
0
0
3
5
1
0
0
1
1
3
8
0
0
0
0
0
3
9
0
6
0
11
2
2
0
1
0
0
5
0
0
2011
92
10
0
0
0
1
1
4
5
1
1
1
1
3
3
10
0
0
0
0
0
3
13
0
8
0
17
2
2
0
1
0
0
5
0
0
2012
Shriram General
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
215
29
0
1
1
2
0
2
4
1
1
1
20
15
10
23
0
1
0
0
4
3
6
0
57
0
6
0
13
0
2
0
0
11
0
2
2010
299
29
0
2
1
4
0
8
5
1
2
4
22
29
14
30
0
1
0
0
11
5
11
0
65
0
10
3
26
0
2
0
0
12
0
2
2011
Star Health
241
21
0
2
1
3
0
10
8
1
1
4
22
23
13
24
0
0
0
0
4
8
9
0
49
0
12
4
11
0
3
0
0
7
0
1
2012
47
2
0
1
0
1
1
4
1
0
0
2
2
1
1
12
0
0
0
0
1
2
1
0
4
0
3
1
3
0
1
0
0
3
0
0
2010
54
2
0
1
0
1
1
6
1
0
0
2
3
2
1
13
0
0
0
0
1
2
2
0
4
0
4
1
3
0
1
0
0
2
0
1
2011
Tata AIG
53
2
0
1
0
1
1
6
1
0
0
2
3
2
1
13
0
0
0
0
1
2
2
0
4
0
4
1
2
0
1
0
0
2
0
1
2012
39
3
0
0
1
1
0
3
0
0
0
0
2
1
2
8
0
0
0
0
2
1
2
0
3
0
2
2
2
0
1
0
0
3
0
0
2010
54
3
0
1
1
1
0
3
2
0
1
2
3
1
2
10
0
0
0
0
2
2
3
0
4
0
4
2
4
0
1
0
0
2
0
0
2011
84
5
0
1
1
1
0
5
4
0
2
2
7
1
4
14
0
0
0
0
3
2
6
0
4
0
11
2
6
0
1
0
0
2
0
0
2012
Universal Sompo
18
1
0
1
1
1
0
0
0
0
0
1
1
1
1
1
0
0
0
0
1
1
1
0
1
0
1
1
1
0
1
0
0
1
0
0
2010
18
1
0
1
1
1
0
1
0
0
0
1
1
1
1
1
0
0
0
0
1
0
1
0
1
0
1
1
1
0
1
0
0
1
0
0
2011
AIC
22
1
0
1
1
1
0
2
0
0
0
1
2
1
1
2
0
0
0
0
1
0
1
0
2
0
1
1
1
0
1
0
0
1
0
0
2012
57
3
0
1
0
0
0
4
2
0
1
0
4
1
1
11
0
0
0
0
1
2
2
0
10
0
5
0
3
0
1
0
0
5
0
0
2010
51
3
0
0
0
0
0
4
2
0
1
0
3
1
1
10
0
0
0
0
1
2
2
0
9
0
5
0
2
0
1
0
0
4
0
0
2011
ECGC
51
3
0
0
0
0
0
4
2
0
1
0
3
1
1
10
0
0
0
0
1
2
2
0
9
0
5
0
2
0
1
0
0
4
0
0
2012
TABLE 79: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Concld.)

(As on 31st March)
6417
526
3
149
143
76
39
396
207
60
61
103
413
352
260
769
4
15
4
6
178
353
325
5
656
13
504
88
326
3
54
1
2
301
1
21
2010
6660
542
5
154
144
85
39
401
209
61
64
110
438
375
274
784
4
15
4
6
195
359
329
5
693
12
534
88
341
3
58
2
2
300
1
24
2011
Total
7050
603
5
163
158
83
41
456
229
74
74
112
469
389
279
811
4
14
4
8
199
400
327
5
722
17
557
110
343
3
59
2
2
306
1
21
2012
315
11
11
12
6
6
7
7
3
3
3
3
0
West Bengal
Tamil Nadu
Andhra Pradesh
Uttar Pradesh
Gujarat
Karnataka
Punjab
Kerala
Rajasthan
Chandigarh
Madhya Pradesh
Haryana
154
31
Total
51
Delhi
2004
Maharashtra
State
195
14
14
14
44
63
2005
222
11
10
10
15
17
17
51
68
2006
258
11
10
10
15
19
20
22
56
76
2007
281
12
11
11
16
19
24
24
56
88
2008
(As on 31st March)
296
12
11
11
15
19
27
27
59
95
2009
303
12
12
12
16
19
27
27
59
98
2010
TABLE 80: STATE-WISE NUMBER OF REGISTERED BROKERS
311
11
12
13
18
18
28
28
63
98
2011
333
10
11
13
13
20
19
29
30
66
107
2012
316
37915
59732
439
474939
TOTAL
33438
4587
78055
78
6157
119
12542
993
340
56652
37067
28938
150338
553
42
3032
23
807114
51160
2215
2980
54517
66582
41255
230441
1223
2
52863
117597
708
1917
122583
9
17114
1749
5687
2004-05
411
Alankit Health Care

Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
2003-04
1126895
12413
24
12917
59521
55
191526
30215
5900
37180
18779
40509
116655
63074
277225
7987
1398
61535
175280
950
13752
2005-06
1840298
11552
23
13245
597
150102
86
431725
104704
7069
31461
63067
64044
157204
65358
351055
10291
8805
88276
241994
1513
38123
2006-07
1986859
2446713
259635
94013
338
81651
24886
190859
65674
208331
327640
327640
75250
185743
35229
20671
250211
20
8101
313948
109119
29356
217799
2894
215396
106543
14017
80464
36684
108730
81740
210089
64238
325176
14305
17064
95451
209
289709
1232
57784
55308
4186
49
2008-09
17961
18
2007-08
3365940
85987
13036
76
157109
319807
51110
130104
1469
78476
36709
234058
75440
5479
405852
118426
376000
74307
148527
81989
9257
394606
529
13856
305017
248790
2009-10
NUMBER OF CLAIMS RECEIVED DURING THE FINANCIAL YEAR
Note: Figures in the brackets indicates the ratio (in per cent) of claims settled to the total claims received.
Licence of the Universal Mediaid Services Ltd. has been cancelled.The TPA has obtained a stay on the operation of the IRDA order. IRDA is contesting the case.
NA: Not Available.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
SI. No. Name of the TPA
3641584
331278
49015
163163
1741
82832
42461
147458
98387
16541
876693
105654
411308
71530
182395
93141
33773
159758
1332
10035
272223
NA
240582
104332
6615
82
82
139255
2010-11
TABLE 81: TPA - NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS
3783261
50379
14864
1422
151290
365797
37352
183288
2153
60489
49905
113
65728
95360
18753
715140
89206
515064
61124
424829
95968
45535
172084
1041
9926
30
NA
288054
NA
268367
2011-12
51268
296
254823
Family Health Plan

Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
TOTAL
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
317
26
27
28
29
30
31
511794
103061
194
991
73014
7119
1528
18550
1772
2487
32843
48961
25713
109970
930
2
50814
4602
42
941
28260
2004-05
730269
153515
568
5223
--
44286
-22657
5813
18088
-14868
14838
78384
36476
217914
7327
1234
50310
7376
-24
6395
-44955
18
2005-06
1406815
217575
1050
15736
309977
-68111
5145
-
14010
49098
33905
88771
52923
302777
6324
6617
73692
8410
-23
6439
490
-145724
15
2006-07
1513375
246766
855
17181
125
147064
72316
12584
60393
21329
93026
41777
117984
43039
319173
9490
9595
76745
11559
4
21018
189659
1693
2007-08
1847163
262397
51379
3782
75907
151
63827
20598
129603
27990
185144
80068
202631
52004
167612
19769
8671
242082
12
24282
2218
49
227036
2008-09
NUMBER OF CLAIMS SETTLED WITHIN 1 MONTH
2348147
162303
191293
9679
52525
109
52605
10912
118807
30427
3099
373118
70909
308818
49085
117013
47357
8164
325415
363
28099
8926.00
76
93376
255866
29879
2009-10
NA: Not Available.
35889
1157
290
18332
22150
12224
66916
394
40735
24
1964
112
2671
22
379
Alankit Health Care

Anmol Medicare
Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
2003-04
1
2
3
4
5
6
7
8
2745661
225040
NA
234819
6631
58588
886
70662
10790
125941
53206
11525
631694
70039
344845
40577
144164
57680
9874
156455
639
93708
3935
76
92685
267332
33870
2010-11
3174382
283857
NA
250304
NA
25
5648
92752
0
52750
23727
0
55275
59986
12568
722693
66861
416816
42064
321788
54138
40895
160898
907
28234
9321
1392
107184
331372
31006
2011-12
TABLE 81: TPA - NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.)
318
TTK Healthcare
Vipul Med Corp
28
29
30
31
120846
6869
114
4128
17
14208
11262
10263
45259
141
25832
34
1069
1647
2003-04
183171
12917
292
754
24614
178
185
9061
9947
5394
68632
279
40224
9
5381
21
3242
1373
668
2004-05
291766
17927
228
5015
--
14565
-451
15710
24128
13662
41964
660
10
7093
127365
-4912
11
-9616
19
4448
3982
--
2005-06
367298
23299
310
16268
14508
1248
13587
36300
8809
7272
3071
121
10438
64759
-19838
1394
--
-139071
17
4571
7
2410
--
2006-07
302830
22607
295
22785
23
11697
2356
25488
57024
7332
8376
3592
5397
10806
14710
61129
24145
6
16220
527
2498
5813
4
2007-08
360173
29359
37960
2280
26030
6942
36950
72555
7755
364
11103
7042
8129
3
39384
17851
12583
2477
18578
22247
581
2008-09
NUMBER OF CLAIMS SETTLED BETWEEN 1 -3 MONTHS
597408
94294
11484
2667
36248
744
19692
36857
18019
8137
12546
22366
201
35412
117
72889
36166
604
23332
16518
31984
18454
59626
35661
3390
2009-10
NA: Not Available.
TOTAL
27
14
Safeway Services
Family Health Plan

Focus Healthcare
Genins India
Good Healthplan
9
10
11
12
13
26
Dawn Services
E Meditek Services
East West Assist
6
7
8
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha

Bhaichand Amoluk
3
4
5
15
16
17
18
19
20
21
22
23
24
25
Alankit Health Care

Anmol Medicare
1
2
517069
38046
NA
20121
1061
34725
1845
141432
29233
12313
10911
11924
27569
11400
972
464
26480
46118
290
7862
16497
19906
9281
32722
15055
839
2010-11
404080
3065
NA
13529
NA
3349
33049
2179
23772
21713
45065
3785
20137
24403
686
8604
103
11067
76701
1711
5970
14534
0
35827
5485
27281
17930
3667
2011-12
319
Safeway Services
26
39975
1893
2
2134
36
9625
2426
2321
9989
17
10488
2
1042
2003-04
30531
3430
177
13
5670
117
9
1705
2092
1622
12559
12
1914
931
183
97
2004-05
36051
44711
5948
30
3423
4505
42
889
--
4219
217
3968
5223
755
163
93
19
4099
4361
-28
1827
2459
3251
13527
2
693
-8557
198
--
-6653
8
862
276
--
2006-07
-1039
2
-2729
2
631
64
--
2005-06
48908
3840
117
7130
2144
410
2916
8141
156
593
160
500
2512
2370
9828
1
4969
86
636
2397
2007-08
61022
8020
8338
1474
6227
773
2833
8952
240
58
847
3939
5305
4387
93
4543
4744
249
2008-09
NUMBER OF CLAIMS SETTLED BETWEEN 3-6 MONTHS
121485
21343
906
935
9355
14
1538
6422
865
208
1248
1184
53
0
24
24667.00
11055
638
7162
5787
7803
1742
6880
11241
415
2009-10
NA: Not Available.
TOTAL
TTK Healthcare
Vipul Med Corp
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
15
16
17
18
19
20
21
22
23
24
25
29
30
31
14
Family Health Plan

Focus Healthcare
Genins India
Good Healthplan
9
10
11
12
13
Dawn Services
E Meditek Services
East West Assist
6
7
8
27

Bhaichand Amoluk
3
4
5
28
Alankit Health Care

Anmol Medicare
1
2
135808
6231
NA
2814
884
5807
198
38864
5786
763
3172
3372
2126
13208
143
3594
17329
2409
6995
10058
5401
4935
1663
53
2010-11
59323
462
NA
1826
NA
424
4065
338
2404
1283
3593
1089
1949
3175
97
26
17
16009
286
1301
2795
80
7531
565
4964
4526
378
2011-12
320

Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
Family Health Plan

Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
9160
643
778
3668
466
2098
1149
1
357
2003-04
9621
1011
1789
115
2195
397
3326
2
711
54
18
2004-05
10597
10291
2508
6
796
1650
139
--
796
1889
1312
84
33
39
47
1583
-
453
443
1704
457
2
236
-2585
88
--
-
1
80
27
--
2006-07
-2815
-1035
56
24
--
2005-06
12660
2987
3156
279
258
2358
58
88
13
98
1889
11
1460
2007-08
12934
3101
1965
215
1191
350
2245
66
125
41
125
2064
1446
2008-09
NUMBER OF CLAIMS SETTLED AFTER 6 MONTHS
29362
6857
152
1769
1613
276
111
749
183
6
5231
3807
24
2190
1302
265
1679
3143
2009-10
NA: Not Available.
TOTAL
Alankit Health Care

Anmol Medicare
1
2
39859
1544
NA
9696
265
1259
7
6968
1841
312
963
909
297
25
6788
415
388
1835
265
734
521
4827
2010-11
14069
106
NA
1185
NA
1322
107
332
730
682
1941
597
502
10
0
6
2479
0
489
570
0
1829
381
772
15
2011-12
321
517
623
PUBLIC TOTAL
GRAND TOTAL
O/S: Outstanding
106
172
189
21
135
0
0
PRIVATE TOTAL
National
New India
Oriental
United India
ECGC
AIC
2229
1339
890
341
366
272
351
7
2
110
37
12
371
61
99
65
135
1976
1174
802
295
283
221
368
5
2
91
15
11
371
43
82
62
127
876
682
194
218
272
72
118
2
0
24
25
4
37
26
24
12
42
876
682
194
218
272
72
118
2
0
0
24
25
0
4
37
26
24
12
0
0
42
2202
921
1281
245
280
153
240
2
1
2
143
51
9
5
384
55
332
85
1
27
187
2425
1160
1265
327
332
181
316
3
1
2
129
71
6
8
396
65
282
77
1
25
203
653
443
210
136
220
44
42
1
0
0
38
5
3
1
25
16
74
20
0
2
26
O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year
O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year
3
37
8
7
9
34
2008-09
2007-08
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
Insurer
TABLE 82: STATUS OF GRIEVANCES: NON LIFE INSURERS
322
210
136
220
44
42
1
0
443
653
PRIVATE TOTAL
National
New India
Oriental
United India
ECGC
AIC
PUBLIC TOTAL
GRAND TOTAL
2076
1061
1015
269
338
170
277
3
4
8
105
1
34
9
15
315
75
286
55
2
23
84
3
Reported
during the
year
2173
1077
1096
260
381
133
298
2
3
7
119
1
32
12
15
324
69
325
56
2
25
108
1
Resolved
during the
year
2009-10
556
427
129
145
177
81
21
2
1
1
24
0
7
0
1
16
22
35
19
0
0
2
2
556
427
129
145
177
81
21
2
1
1
24
0
7
0
1
16
22
35
19
0
0
2
2
O/S at the O/S at the

end of the start of the
year
year
5274
2844
2430
683
800
605
743
9
4
29
184
51
77
37
101
449
142
960
107
38
90
124
41
Reported
during the
year
4401
2100
2301
643
593
250
598
11
5
28
177
51
81
32
101
461
126
833
122
38
88
125
38
Resolved
during the
year
2010-11
1429
1171
258
185
384
436
166
0
0
2
31
0
3
5
1
4
38
162
4
0
2
1
5
1429
1171
258
185
384
436
166
0
0
2
31
0
3
5
1
4
38
0
0
0
162
4
0
0
2
1
5
O/S at the O/S at the

end of the start of the
year
year
O/S: Outstanding
# data pertains to the entire life insurance industry. Whereas, for previous years, data pertains to complaints registered/processed by the Authority.
0
38
0
5
3
1
25
16
74
20
0
2
26
0
O/S at the
start of the
year
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
Insurer
93155
12658
80497
2426
2035
4391
3743
63
0
1117
11728
2701
10728
2336
1917
23735
4137
103
735
9715
5884
447
169
441
4332
269
3
91560
11110
80450
1792
1975
3923
3420
0
0
1117
11727
2701
10725
2336
1917
23731
4137
103
734
9682
5884
445
168
440
4331
269
3
Resolved
during the
year
2011-12 #
Reported
during the
year
TABLE 82: STATUS OF GRIEVANCES: NON LIFE INSURERS (Concld.)
3024
2719
305
819
444
904
489
63
0
2
32
0
6
5
1
8
38
0
1
33
162
6
1
1
3
1
5
O/S at the
end of the
year
323
2005-06
2969
325
264
236
109
202
615
60
222
95
357
199
285
Reported
during the
year
2001-02
2141
186
173
138
86
175
436
47
203
77
262
181
177
Resolved
during the
year
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
2006-07
3898
316
457
262
173
293
474
91
273
161
538
189
671
Reported
during the
year
2002-03
2497
178
153
207
141
216
406
71
222
123
245
134
401
Resolved
during the
year
2004-05
1396
138
304
55
32
77
67
20
49
38
293
54
269
2007-08
4311
274
189
142
159
480
591
127
347
260
719
259
764
3526
254
122
123
136
455
536
117
329
167
571
260
458
2180
158
371
74
55
102
122
30
68
131
441
53
575
2008-09
4534
338
219
123
257
443
695
86
363
249
778
365
618
5173
275
508
85
191
518
584
69
413
360
937
408
825
O/S at the Reported Resolved O/S at the Reported Resolved

start of the during the during the start of the during the during the
year
year
year
year
year
year
2003-04
1541
TOTAL
221
82
113
121
25
234
47
18
20
282
10
368
4094
342
155
131
355
377
440
146
424
210
894
275
345
4290
440
232
63
347
383
288
140
421
216
962
281
517
1341
123
5
181
126
18
386
53
21
14
214
4
196
4756
367
131
110
392
557
347
169
358
218
835
292
980
4752
430
130
87
440
563
423
172
344
196
829
295
843
1344
60
5
204
78
12
310
50
35
36
220
1
333
2180
60
5
204
78
12
310
50
35
36
220
1
333
4534
406
188
90
686
550
337
234
501
285
768
269
986
5173
409
179
87
679
525
452
178
509
279
872
270
1176
1029
57
14
207
85
37
195
106
27
42
116
0
143
5640
384
119
105
777
663
338
198
466
335
824
265
1166
5831
412
111
249
686
683
395
266
478
334
810
265
1142
O/S at the Reported Resolved O/S at the Reported Resolved O/S at the O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
start of during the during the end of the
the year
year
year
the year
year
year
year
the year
year
year
the year
year
year
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TOTAL
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TABLE 83: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE)
29
22
63
176
17
138
38
15
43
130
0
167
838
TOTAL
O/S: Outstanding
2009-10
2010-11
2011-12
7097
832
136
109
987
719
1050
241
423
469
683
225
1223
6554
817
119
146
814
719
893
259
401
451
598
225
1112
1381
44
39
26
349
17
295
20
37
61
215
0
278
10048
1834
126
146
814
905
1318
213
861
517
815
352
2147
7688
915
64
113
482
883
1204
172
706
394
801
315
1639
3678
963
101
59
646
39
409
61
192
184
229
9
786
9987
1556
85
129
601
861
1563
179
645
516
766
451
2635
9335
1864
33
110
518
858
1489
171
759
418
793
458
1864
O/S at the start

Reported
Resolved O/S at the start
Reported
Reported
Resolved
of the year during the year during the year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TABLE 83: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE) (Concld.)
324
325
2088
TOTAL
260
102
173
194
44
402
62
40
28
320
48
415
O/S at the
start of the
year
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TOTAL
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
9074
474
625
387
796
1017
723
255
967
338
1798
1127
567
Reported
during the
year
2005-06
4936
382
494
312
157
385
1088
113
299
147
606
520
433
Reported
during the
year
2001-02
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
O/S at the
start of the
year
9216
588
718
228
787
1029
593
230
975
346
1840
1142
740
1929
146
9
332
187
30
533
87
32
20
278
33
242
Resolved O/S at the

during the start of the
year
year
3647
213
382
200
123
356
710
88
262
123
416
497
156
Resolved
during the
year
10187
526
642
299
864
1239
542
346
914
384
1751
1188
1492
Reported
during the
year
2006-07
6379
384
692
367
306
581
814
179
410
223
981
501
941
Reported
during the
year
2002-03
10168
586
646
287
927
1250
638
360
898
340
1722
1168
1349
2004-05
1947
86
7
344
124
19
437
73
48
64
307
53
385
2007-08
7715
334
360
254
367
858
884
218
851
371
1341
833
1044
10865
537
743
291
1201
1255
445
389
1025
520
1494
1239
1726
Reported
during the
year
1960
155
385
76
62
103
193
27
84
43
428
113
291
2854
179
473
120
92
109
240
40
125
138
518
166
654
11393
555
723
291
1179
1232
664
340
1039
526
1621
1276
1947
1419
68
27
344
146
42
218
122
34
58
180
16
164
Resolved O/S at the

year
year
6817
309
273
210
337
852
832
205
811
276
1251
780
681
11393
539
495
271
1397
1440
501
395
1080
619
1622
1117
1917
Reported
during the
year
2008-09
9427
422
556
258
720
1047
1134
169
927
349
1548
1373
924
11417
570
434
453
1247
1449
482
462
1079
599
1617
1133
1892
Resolved
during the
year
10193
341
927
206
618
1110
973
147
1012
459
1746
1491
1163
O/S at the Reported Resolved O/S at the Reported Resolved

start of the during the during the start of the during the during the
year
year
year
year
year
year
Resolved O/S at the

year
year
4414
229
307
291
244
478
620
152
324
180
553
387
649
Resolved
during the
year
2003-04
TABLE 84: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED)
37
88
162
296
33
237
55
35
78
185
0
189
1395
TOTAL
O/S: Outstanding
2009-10
2010-11
2011-12
16064
1133
515
329
1918
1660
2521
549
1238
839
1794
1229
2339
15190
1119
526
432
1581
1674
2219
576
1223
820
1569
1229
2222
2269
51
77
59
633
19
539
28
50
97
410
0
306
21065
2319
336
384
2082
1838
2763
493
2249
1032
2207
1800
3562
17239
1125
185
340
1108
1811
2582
395
2030
835
2285
1503
3040
6021
1245
228
103
1572
46
720
126
269
294
332
258
828
22340
2062
208
268
2383
1747
3902
359
1712
1026
2257
2186
4230
21185
2601
52
238
1885
1738
3643
397
1841
814
2250
2306
3420
O/S at the start

Reported
Reported
Reported
Resolved
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TABLE 84: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED) (Concld.)
326

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HANDBOOK

INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY

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INSURANCE REGULATORY AND

(J. HARI NARAYAN)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Summary of Indian Life Insurance Sector

Life Insurance Companies Operating in India

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Non-Life Insurance Companies Operating in India

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

General Insurance Corporation (GIC) Balance Sheet

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

First year premium (Including

Market share of LIC (based on

Individual Business in Force

Individual Business in Force

Operating Expenses related to

Amount Claimed (Individual)

Total Benefit Paid (Net)

No of claims submitted (Group)

Amount Claimed (Group)

Number of new policies issued

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Contd.)

9556491 14215045 15267108

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

REDRESSEL OF CONSUMER GRIEVANCES

Assets Under Management

Region Wise distribution of Offices

Channel Wise-New Business (No. of Lives Covered)-Individual plus Group

Channel Wise-New Businesss (Amount of Premium)-Individual plus Group

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

No of grievances reported during the year

REDRESSEL OF CONSUMER GRIEVANCES

Incurred Claims Ratio

Net Retentions of Non-Life Insurers

377453 413238 345921 338468

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

B. SUMMARY OF INDIAN NON-LIFE INSURANCE SECTOR

Segment Wise Gross Direct Premium (Within India )

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION*

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

* Insurance density is measured as ratio of premium (in US Dollar) to total population.

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY*

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

* Insurance density is measured as ratio of premium (in US Dollar) to total population.

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12