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Hdfc bank we understand your world

to be a World Class Indian Bank. We realized that only a single minded focus on product quality and service excellence would help us get there. Today, we are proud to say that we are well on our way towards that goal.

Saving account :-

Wide network of branches and over 7300 ATMs to meet all your banking needs, no matter where you are located. Bank conveniently with facilities like NetBanking, Phonebanking and MobileBanking check your account balance, pay utility bills or stop cheque payments all via SMS. Never overspend shop using your International Debit Card that reflects the actual balance in your savings account. Personalised cheques with your name printed on each cheque leaf for enhanced security. Take advantage of BillPay an instant solution so you can pay all your frequent utility bill payments. Instruct for payments over the phone or through the Internet. Avail of facilities like Safe Deposit Lockers, Sweep-In and Super Saver facilities on your account. Free cash withdrawals at any other Bank's ATMs* Free Payable-at-Par chequebook, without any usage charges. Free passbook facility available at home branch for account holders (individuals). Free Email Statement facility.

Current account :_ Premium Free local and anywhere cheque payments Free anywhere cheque collection at HDFC Bank location (except Dahej), up to Rs.15 lakhs per month. Incremental amount to be charged @ Rs.1.50 per Rs.1,000 for a minimum of Rs.25 Free NEFT collections and payments Free RTGS collection. RTGS payment at Rs.25 per transaction. Free local and Inter-city account to account funds transfer between HDFC Bank accounts. Free Demand Drafts above Rs.100,000. Demand drafts up to Rs.50,000 at flat cost of Rs.40 and Demand Drafts above Rs.50,000 and up to Rs.100,000 at nominal cost of Rs.25. Demand Drafts can be issued from any HDFC Bank Branch. Free Pay Orders (PO) above Rs.100,000. Pay Orders up to Rs.50,000 at flat cost of Rs.40 and Pay Orders above Rs.50,000 and up to Rs.100,000 at nominal cost of Rs.25. Pay Orders can be issued from any HDFC Bank Branch. 100 "At-par" cheque leaves free per month Register for InstaAlerts and receive updates on your account whenever transactions happen. You get doorstep banking*, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep. HDFC Bank will arrange to pick up cash and cheques and make cash deliveries through a reputed agency. Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking to access your account.

Regular current ac Get convenient inter-city banking and free cheque payments anywhere. Free Collections of funds through RTGS and NEFT Free Payments through NEFT. Nominal charges for RTGS payments Transfer funds across cities between HDFC Bank accounts at a nominal charge of Rs.15 per transactions

Issue free Demand Drafts (DD) / Pay Order for values above Rs.100,000. For Demand Drafts up to Rs.50,000 a charge of Rs.40, Demand Drafts above Rs.50,000 and below Rs.100,000 a charge of Rs.25 will be levied. Get a payable-at-par cheque book at a nominal price. Register for InstaAlerts and receive updates on your account on processing of your transaction. Enjoy Doorstep Banking* for your convenience and security. Cash and cheque pick-ups and cash deliveries can be arranged from your doorstep, through a reputed agency. Get 24-hour PhoneBanking, NetBanking and MobileBanking to check your account balance and transaction details, find out the status of your cheques or stop cheque payments.

Home loan

Home Loan: Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 80% of the cost of the property based on the repayment capacity of the customer. Home Improvement Loan: The interiors of any home reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to keep up with changing times. HIL facilitates internal and external repairs and other structural improvements like Painting, Waterproofing and Roofing, Plumbing and Electrical Works, Tiling and Flooring, Grills, Aluminum Windows compound walls and much more. HDFC finances up to 85% of the cost of improvement. This is however subject to 80% of market value as assessed by HDFC. Home Extension Loan: HEL for adding more space to your existing home for meeting the requirements of your growing family be it an extra bedroom for your children, a reading room for yourself or a cozy coffee corner. It is easy to extend your home anyway you like. HDFC finances up to 85% of the cost of extension. This is however subject to 80% of market value as assessed by HDFC. Automated Repayment of Home loan EMI: You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of

procuring, signing and tracking post-dated cheques. HDFC also offers In-house scrutiny of Property documents for your complete peace of mind. Customer privileges: If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates. Education loan

Focus on pursuing the course of your choice and securing a great education. Leave the hassles of documentation and finances of your student loan for Indian education to us. Here are a few features of the loan: Amount limits: Get Student loans upto Rs. 15 lakh and unsecured lending upto Rs. 7.5 lakh. No collateral will be required for loans upto Rs. 7.5 lakh Wider collateral options: Are you securing a loan of a higher amount than Rs. 7.5 lakh? We offer a wide range of bank approved collateral securities like Residential Property, HDFC Bank Fixed Deposit, LIC, NSC or a KVP policy. Loan Tenure: The maximum repayment tenure is upto 15 years post moratorium period. Tax Rebate: Did you know that you are eligible for a tax rebate for the interest you pay on an education loan under Section 80-E of the Income Tax Act 1961*? See the Income Tax Circular for more details here. Email to receive interest certificate for FY 09-10. If this wasn't enough for you, check out some more special privileges that you will get as a HDFC customer for a Student Loan For Indian Education: We will provide services at your doorstep. Loans will be directly disbursed to the educational institution as per the fee structure. Avail access to some other great products and services that we offer. Get a Savings Account with us right away! Thinking about insurance? As our customer for a student loan, you can also get a special privilege of choosing the Insurance Protection from HDFC ERGO.