INVEST PLUS PESO BUILD PLUS PESO

WHO CAN INVEST IN ODYSSEY FUNDS

New clients who want to avail Invest Plus Peso and Build Plus Peso Existing IPP and BPP Clients

NEW CLIENTS
New Client

Fund allocation*

Peso Bond Fund Peso Balanced Fund Peso Equity Fund Odyssey Bond Fund Odyssey High Con Equity Fund Odyssey Balanced Fund
* Maximum of 3 funds per policy

EXISTING IPP AND BPP CLIENTS

Existing client
Top-up / fund switch*

Odyssey Bond Fund Odyssey High Con Equity Fund Odyssey Balanced Fund

* Maximum of 3 funds per policy

FUND SWITCH / TOP-UP

A. Fund Switch The policyholder can switch units from the existing peso funds to new peso funds. The client also has the option to fully switch all the units from one fund to another fund. B. Top-Up Premiums The policyholder can increase their investment by investing additional units through top-up to all available funds. Requirements: 1.Investment Change Request Form (ICRF) 2.Signed Sales Illustration for first fund switch and top-up only

SCENARIO 1 (existing client with 1 peso fund)

Client A

Top-up / fund switch

Existing Fund: Peso Bond Fund

1 or 2 Odyssey Funds

Note: Maximum of 3 funds per policy

SCENARIO 2 (existing client with 2 peso funds)

Client B

Top-up / fund switch

Existing Funds: Peso Bond Fund Peso Balanced Fund

1 Odyssey Fund

Note: Maximum of 3 funds per policy

SCENARIO 3 (existing client with 3 peso funds)

Client C

Existing Funds: Peso Bond Fund Peso Balanced Fund Peso Equity Fund

Zero out / fully switched at least one fund

Odyssey Funds

Note: Maximum of 3 funds per policy

SUMMARY
INVEST PLUS PESO
- One-time payment - Minimum investment of Php100,000 - Insurance coverage* of at least 125% of SP* - Flexibility in choosing peso funds - Free fund switch per year -A&H coverage

INVESTMENT FUNDS:
-BPI-Philam Peso Bond Fund -BPI-Philam Peso Balanced Fund -BPI-Philam Peso Equity Fund -BPI-Philam Odyssey Bond Fund -BPI-Philam Odyssey High Conviction Equity Fund -BPI-Philam Odyssey Balanced Fund

BUILD PLUS PESO:

- Regular pay (annual, semi-annual, quarterly) - Minimum investment of Php50,000 - Insurance coverage* of at least 500% of annual premium** - Flexibility in choosing peso funds - Free fund switch per year - A&H coverage (with optional MR and WI)

* The life insurance coverage for the first 2 years may be reduced according to the provision of Guaranteed Insurability Endorsement (GIE). Death benefit is 125% of SP plus 125% top-ups less 125% of withdrawals or the Account Value, whichever is higer. ** Death Benefit is equal to 500% of regular annual premium plus 125% of top ups less 125% of withdrawals or a percentage of the Account Value, whichever is higher

FUND MANAGEMENT CHARGE

BPI-Philam Peso Bond Fund BPI-Philam Peso Equity Fund BPI-Philam Peso Balanced Fund BPI-Philam Odyssey Bond Fund BPI-Philam Odyssey High Conviction Equity Fund BPI-Philam Odyssey Balanced Fund 1.50% 1.50% 2.00% 1.50% 2.50% 1.50%

THANK YOU!

INVESTMENT CHANGE REQUEST FORM

INVESTMENT CHANGE REQUEST FORM REQUEST FORM
Instructions for completing this form and documents to be presented are listed at the back.

1. POLICY DETAILS

Policy No. Policyowner: ________________________________ Address: ___________________________________ ___________________________________________ Email address _______________________________

Plan: ____________________________ ____________ Insured: ________________________________________ Phone/Mobile No. _________________________________ Occupation:______________________________________ Avocation: ______________________________________ Percentage ___________ % ___________ % ___________ % ___________ % ___________ % ___________% ___________% Percentage ____ ________ % ___________ % ___________ %

2. CHANGE IN FUND ALLOCATION

Currency US Dollar

Name of Fund ____________________ ____________________ ____________________

Philippine Peso Others

____________________ ____________________ ____________________ ____________________

3. ADDITIONAL
TOP UP PAYMENT

Fund Allocation ________________ ________________ ________________

Amount _______________ _______________ _______________

4. FUND SWITCHING

Amount/Units/ Percentage ____________________ ____________________ ____________________

Switch From ________________________ _____________________ ____ _________________________

Switch To ______________________________ ______________________________ ______________________________

5. PREMIUM HOLIDAY 6. SIGN HERE FOR ABOVE REQUEST

Application of Premium Holiday starting on: (due date): _______________ ____________________________ Cancellation of Premium Holiday starting on: (due date) ___________________________________________
The undersigned for the above-numbered policy hereby agree that should request be approved by the Company, such request shall, from the date of approval, amend in accordance with the terms thereof so approved the contract contained in the policy to which the request refers. Place of Signing: __________________________________ Date: ______________________________________ _________________________________________ Name and Signature of Policyowner _________________________________________ Name and Signature of Irrevocable Beneficiary FOR OFFICE USE ONLY _____________________________________________ Name and Signature of Witness _____________________________________________ Name and Signature of Irrevocable Beneficiary

HOME OFFICE ENDORSEMENT REQUEST DISAPPROVED Change in fund allocation Premium Holiday Fund switching APPROVED

Received by : ___________________________Date/time:________________ Requirements by: ________________________Date/time: ________________ Approved by : ___________________________Date/time: ________________ Amount to be paid: _________________Account number: ________________ Released by: ___________________________Date/time: ________________

Additional Top-ups Please submit Health Statement Medical Exam Others:___________________________________

You are now categorized under special premium class because of: ___________________________. The cost of insurance charged to you monthly will increase and may affect yo ur future account value. PLEASE ATT ACH THIS FORM TO YOUR POLICY TO FORM P ART THEREOF

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QR-BPLC-ICR / REVISION 1 / DECEMBER 2011

BPI-PHILAM Customer Confidential Page 1 of 2