I HAVE BEEN SUED BY MY LENDER T

HAVE TOO I AM A TENANT AND MY LANDLORD HAS COLLIER COUNTY FORECLOSURE TASK
TASK
BEEN SUED BY THEIR LENDER TO FORECLOSE
TO FORCE/STEERING COMMITTEE:
THE COLLIER COUNTY
FORECLOSE ON MY MOR TGA
MORTGA GE..
TGAGE..
GE...
THE MOR TGA
MORTGA GE ON MY HOME.
TGAGE FORECLOSURE T ASK FORCE
TASK
DO NOT ignore the Summons attached to the Greater Naples Area Chamber of Commerce, Collier
foreclosure Complaint that you received. You have 20 You do not have to move out at the time the County Bar Association, Legal Aid Service of Collier INFORMA TION FOR
INFORMATION
days from the day you are served with the Complaint to foreclosure is filed. County, Collier County Bar Foundation, Collier
file a written response with the Court. You may respond You may be able to negotiate with the lender of County Code Enforcement, Collier County Sheriff’s HOMEOWNERS ON
to the Complaint either personally or through an your landlord or the person who purchases the Office, Collier County Clerk’s Office, Collier County
attorney. You will need to respond to the Complaint to property at the foreclosure sale to stay in the home.
FORECLOSURE
Public Schools, Collier County Housing and Human
protect your rights. Services, Housing Development Corporation of SW
To check the status of the foreclosure, or to see if Are you having trouble making your
DO NO NOTT call the lender’s attorney to explain your your landlord is in foreclosure go to the Collier Florida, Inc., Collier County Hunger and Homeless mortg ag
agee payments?
mortgag
situation, as this will not preserve your rights in the County Clerk’s website at:................................ Coalition, Naples Area Board of REALTORS, City
foreclosure action. Even if you have missed some of http://apps.collierclerk.com/public_inquiry, and of Naples Code Enforcement, David Lawrence Is the value of your house lower than the
your mortgage payments, you may have defenses to the type in the name of your landlord. If you don’t Center, Marco Island Area Chamber of Commerce, amount of your mortg ag
mortgag
age?
e?
foreclosure action. You may ask the Court for mediation know the correct name of the owner of the property Marco Island Association of REALTORS, Mental
with your lender which may result in a loan modification you can find it on the Property Appraiser’s website Health Association of Southwest Florida, Chamber
or a deed in lieu of foreclosure. by searching by address:..................................... Can you afford to keep your home?
Alliance - GNCC and Naples Daily News.
http://www.collierappraiser.com
DO NOT ignore correspondence or phone calls from HELP IS AVAILABLE T
AV O YOU
TO
your lender or loan servicer as it is possible that they RESOURCE AGENCIES
AGENCIES Its goal is to provide information and assistance
are contacting you to participate in one of several new
to people living in Collier County who are facing For more information visit:
federal programs to modify your loan. DO document MEDICAL
all communication with your lender or loan servicer. foreclosure of their home. For further information www.CollierFTF
www.CollierFTF.com
.CollierFTF.com
Health Department - 252-8200 (Naples) - and for a listing of resources and services in Collier
DO NOT assume that if your lender is negotiating a 252-7300 (Immokalee)
loan modification with you that the foreclosure action County, please go to: www. CollierFTF.com.
is stayed or dismissed. Often the lender is pursuing Housing and Human Services (Medical Bills,
If you do not have access to a computer, the Collier “W
modification and foreclosure simultaneously. Prescriptions) - 252-CARE
County Public Libraries have computers available
“Wee ar
aree all in this to
toggether.”
ether.”
Neighborhood Health Clinic - 261-6600 at no charge.
YOU DO NOT HA
NOT VE T
HAVE TOO MOVE OUT OF YOUR
MOVE
HOME AT THIS TIME.
AT Marion E. Fether Medical - 658-3000
(Immokalee) RESOURCE AGENCIES
AGENCIES
If you need assistance with finding a lawyer, call the Collier Health Services - 658-3000 MENTAL HEAL
MENTAL TH AND WELLNESS
HEALTH
Lawyer Referral Service of the Collier County Bar (Immokalee)
Association at 239-252-8138. If you cannot afford an Mental Health Association of Southwest Florida -
attorney call Legal Aid Service of Collier County at Physician Led Access Network (PLAN) 261-5405 (includes foreclosure support group on
239-775-4555. 776-3016 Tuesday evenings)
David Lawrence Center - 455-8500
For information on School attendance zones and out- Veteran’
eteran’ss Office - 252-8448
of-zone accommodation, and possible resources to NAMI of Collier County - 434-6726
assist you or your child, contact the Collier County Public
Naples Community Hospital - 436-5215
Schools at 239-377-0505. REV. 5/09
I HAVE LOST MY JOB OR I HA
HAVE VE HEAL
HAVE TH
HEALTH I AM USING MY CREDIT CARDS T O MAKE MY
TO EMPLOYMENT
BE WARY OF PEOPLE WHO CONT
WARY CONTAACT YOU
PR OBLEMS THA
RO T ARE CA
AT USING MY
AU MORTGA
MOR GE PPA
TGAGE
TGA AYMENTS OR I HA HAVEVE MISSED A Career & Service Center of SW Florida
WITH OFFERS T O HELP YOU NEGO
TO TIA
NEGOTIA TE
TIATE
INCOME T O BE REDUCED...
TO FEW MOR RT
TGA AGG E PPA
AY M E N T S A N D M Y 643-4324 (Naples) 658-3338 (Immokalee)
WITH YOUR LENDER FOR A FEE.
GREATER
EXPENSES ARE GREA TER THAN MY INCOME... Employ Florida (toll free state wide)
For free advice including credit counseling, call You do not have to pay for this service if you contact
the Housing Development Corp of SW Florida at 866-352-2345 or visit www.employflorida.com
You need to determine if you can afford to keep your the Housing Development Corp. 239-434-2397
239-434-2397 or visit their website at home. For assistance call the Housing Develop Corp.,
www.collierhousing.org. Collier County Public Main Library (Internet
239-434-2397. You may be able to sell your home I HAVE RECEIVED PHONE CALLS OR LETTERS
HAVE
Employer Information) 593-0334 (Naples)
You may qualify for public benefits. Call the Legal on a short sale. For information on short sales, FR OM MY LENDER ABOUT MY MOR
FROM TGA
MORTGA GE....
TGAGE.... 657-2882 (Immokalee)
Aid Service of Collier County at 239-775-4555 for contact your Realtor. If you need assistance finding
RETURN YOUR LENDER’S CALLS CALLS. Many lenders
assistance or go to their website at a Realtor, visit the Naples Area Board of REALTORS Catholic Charities - Collier Family Resource
are calling delinquent borrowers to offer loan Centre (Employement Referral) 793-0059
www.legalaid.org/collier. at their website, www. NaplesArea.com. Contact your
modifications.
For counseling call the David Lawrence Center at lender. They may agree to take a deed to the property
RENT AL ASSIST
RENTAL ANCE
ASSISTANCE
and offer you financial assistance in moving out if RESOURCE AGENCIES
AGENCIES
239-455-8500 or the Mental Health Association Housing & Human Services - 252-CARE
at 239-261-5405. you have maintained the property and leave it in good
condition. SHEL TER
SHELTER Guadalupe Social Services - 657-6242
Join a support group. A Foreclosure Support St. Matthew’
Matthew’ss House - 774-0500 (Immokalee)
Group meets every Tuesday night at 7:00 P.M. at You may consider filing bankruptcy. Call the Lawyer Shelter for Ab used W
Abused omen & Childr
Women Childrenen
The Mental Health Assoc. office at 2335 Tamiami Referral Service at 239-252-8138 for assistance in 775-1101 (Naples) 657-5700 Immokalee Salvation Army - 775-9447 (Naples)
Trail North, #404, Naples. Call 239-261-5405 for finding a bankruptcy attorney. Immokalee Friendship House - 657-4090 657-2100 (Immokalee)
information or go to their website at Neighbor’
Neighbor’ss House (First Assembly Ministries) 774-1165
www.mhaswfl.org for a list of agencies that can If you hire an attorney, make sure they are a Florida St. Vincent De Paul - 775-1667
help you. licensed attorney. To check the status of any attorney FOOD
you wish to hire, go to www.FlaBar.com. Catholic Charities - 793-0059 Catholic Charities - 793-0059 (Naples)
File for unemployment by going to: Grace Place (Golden Gate City) - 455-2707 657-6242 (Immokalee)
www2.myflorida.com/fluid I W ANT T
WANT O ST
TO STAAY IN MY HOME...
HOME...Contact your Guadalupe Social Services (Immokalee) -
lender. You may qualify for one of many new programs 657-6242 OTHER RESOURCES
Look for a job: Dept. of Children & Families (Food Stamp
allowing loan modifications.
www.myflorida.com.work force; craigslist.com; Program) - 866-762-2237 (Naples & Immokalaee) United Way of Collier County - 261-7112
Way
workforceinnovation.com; floridajobs.com; Salvation Army - 775-9447 (Naples) Collier County Hunger & Homeless Coalition -
Hunger
657-2100 (Immokalee) 263-9363
St. Vincent De Paul - 775-1667
Collier County Housing and Human Services -
St. Matthew’
Matthew’ss House - 774-0500 252-2273
Immokalee Friendship House - 657-4090