About ABCD: The ABCD Group, founded by XXX, is India's largest private sector enterprise, with businesses in the

xxx and xxx value chain. The flagship company, ABCD Industries Limited, is a Fortune Global 500 company and is the largest private sector company in India. Backward vertical integration has been the cornerstone of the evolution and growth of ABCD. Starting with xxxx in xxxx, ABCD pursued a strategy of xxxx - in xxxx, xxxx xxxx, xxxx, xxxx, xxxx and xxxx - to be fully integrated along the xxxx and xxxx xxxx chain. Our business strategy is built upon our expertise in consulting; technology and outsourcing to help clients perform at their peak, so they can create maintain fantastic value for their customers and shareholders. Using our industry knowledge, serviceoffering expertise and technology capabilities, we develop solutions to help our clients around the world. ABCD enjoys global leadership in its businesses, being the largest polyester yarn and fibre producer in the world and among the top five to ten producers in the world in major petrochemical products. Our foundation has shaped the culture and defined the character of our company, guiding how we behave and make decisions. By enhancing our consulting and outsourcing expertise with alliances and other capabilities, we help move clients forward in every part of their businesses, from strategic planning to day-to-day operations. Major Group Companies are ABCD TechnoLabs, ABCD Creatives and ABCD Realty. Brand Management: "In this ever-changing society, the most powerful and enduring brands are built from the heart. They are real and sustainable. Their foundations are stronger because they are built with the strength of the human spirit, not an ad campaign. The companies that are lasting are those that are authentic." Howard Schultz Since no two clients needs are the same, We have created products and service packages that serve not only those in search o f comprehensive brand solutions, but also those who are looking for a helping hand, while still tackling the task themselves. We work directly with clients to help them consistently project and reinforce their brand image. With an emphasis on identifying and leveraging those qualities and characteristics that make a brand unique, We will help you create your brand impression, and communicate the intangible benefits that you can provide to your customers. Brand Management Services offered by us are: Brand Management Brand Strategy Market Research Brand Implementation Corporate Identity Product Development Multilingual Branding Brand Architecture

Corporate Films:

ABCD Creatives was founded by xxxx in xxxx. Since then we have developed the offering that has seen us grow into the multinational production company we all belong to today. ABCD Creatives make commissioning video easier than ever before. Whatever your proposition, our experienced, awardwinning team will translate it to screen confidently and effectively. Using the latest technology, weve stripped back the production process, ensuring more of budget shows on the screen than ever before. ABCD Creatives specialise in audience engagement. We work hard to understand your message before recommending the most effective way to package it for your audience. The fleeting nature of the online audience makes well-paced and engaging content essential. Our films are typically between 180 seconds and five minutes in length Event Management: With so many things to do in your very busy schedule and the event looming in just a couple of days, how can you pull off the greatest happening of the season? We build innovative and creative concepts and offer quality events that are value-for-money. Our rates are highly competitive and can be tailored to suit within your budget. We strive to make your event a total success with our creative ideas, sincerity and dedication assuring you 100% satisfaction. With over many years of experience, proficiency and accomplishment in show business, its our guarantee to transform your ideal event into a tangible reality. Dont wait a second Engage Us as your Preferred Corporate Event Organizer today! We have great professionals with extensive experience in the leisure, entertainment and communication fields Provides ultimate cost effective packages to provide the best services within your budget, but beyond your expectations Consistent, efficient and quality service is our promise Our professionalism, expertise, personal touch, and attention to detail is why we stand out from the rest We build innovative and creative concepts and offer quality events that are value-for-money. Our rates are highly competitive and can be tailored to suit within your budget. We strive to make your event a total success with our creative ideas, sincerity and dedication assuring you 100% satisfaction. With years of experience, proficiency and accomplishment in show business, its our guarantee to transform your ideal event into a corporeal reality. ABCD Realty: ABCD Realty was founded in xxx as the real estate investment arm of ABCD Group. With over Rs. XXX in assets under management, the company provides co-investment asset management services as well as to foreign and domestic institutional investors. ABCD Realty also provides capital to partners for development. The portfolio consists of office, medical office, industrial, multi-family, retail and hotel properties as well as investments in real estate operating companies. Our commitment to service and integrity reflects the core values of our parent company, a trusted worldwide insurance and financial services organization. ABCD Realty manages the disposition of properties using a highly-trained team of professionals dedicated to achieving maximum value and enhanced earnings.

Our office maintains extensive contacts with acquisition-minded companies and investors, as well as market research firms and brokers with personal knowledge of investment portfolios. We consistently exceed comparable market sales and set new value trends within many markets. Dispositions are accomplished in a turnkey manner utilizing the following capabilities: Proven national and local marketing strategies Complete marketing materials and offering packages Relationships with REITs, institutional investors and brokers Experienced negotiation and due diligence procedures In-house legal counsel and closing support

ABCD TECHNOLABS Mergers, acquisitions, migration or periodic product upgrades in the payments domain could lead to IT consolidation and systems integration. Financial organizations seeking to deploy (or enhance existing) electronic payment systems may face several challenges in integrating delivery channels, interchanges and host systems. Implementing new generation retail channels such as mobile payments, internet payment gateways, and interactive voice response systems could also be a complex task. Leveraging on extensive experience and deep knowledge in the payments domain for over xx years, ABCD TechnoLabs integrates payment products, solutions and services into a comprehensive eco-system. ABCD TechnoLabs System Integration services have helped over xx financial organizations worldwide to upgrade to newer systems, and/or add hundreds of products and services. ABCD TechnoLabs has acquired specialized skill sets including knowledge of legacy systems, interchange mandates, standards and operational methods of payment products, security and industry interfaces. ABCD TechnoLabs partners with leading software and hardware vendors in the payments industry and constantly updates its knowledge base. ABCD TechnoLabs' creative approach to solutions, together with its suite of products has assisted several premium banks and payment processors in interfacing legacy products with the new generation systems. All these factors have enabled ABCD TechnoLabs to become a trusted and preferred end-to-end payments system integrator in the business. ABCD TechnoLabs stands committed in delivering value for more than xx years in the payments domain, with over xx large customers across the globe. System integration and implementation services provided to over xx premium customers including banks, financial institutions and large retailers. Large pool of skilled resources with project management, integration, testing and certification capabilities. Knowledge of all industry standard platforms as well as legacy systems. Cost-effective service delivery, with a combination of on-site/off-shore services.

About Us
The Company ABCD TechnoLabs specializes in providing solutions and services to retail payments industry. Our corporate vision is to be the IT services partner of choice to the worlds leading participants in the retail payments ecosystem. We pride ourselves in getting our customers to dream, defy conventional thoughts, apply their creativity, and exploit technology to the limits. ABCD TechnoLabs offers solutions that transcend the typical one size fits all third party processing offerings which pervad e the market today.

We provide solutions across the Acquiring, Issuing and Risk management domain that are highly scalable and customizable to suit rapidly changing business and technology environments. ABCD TechnoLabs utilizes proven technology and a low cost business model to gain competitive advantage over traditional companies working in this domain. Our multi-currency and multi-lingual platform, together with our innovative business model, supports the needs of multinational organizations worldwide. Vision In a dynamic industry, well keep you ahead of the curve, providing flexible hardware, software and e-commerce solutions with an eye to the future. So as your business evolves, your payment systems can evolve with it. Payment: We cover every aspect of electronic fund transfer and payment processing, including Visa, MasterCard, Discover, American Express, Diners Club, JCB, Debit, EBT, Gift cards, electronic check conversion and more. And we provide fast, dependable settlements to your financial institution. Solutions: Weve invested heavily in building a total in-house processing solution, from underwriting and technical support to risk management and IT. We strive to solve every issue and meet every need in the fastest, most efficient, and most professional manner possible. We are envisioning to create reduced IT budgets in order to maintain profitability Dynamic and often unclear regulatory requirements Marketplace consolidation forces the rationalization of IT platforms (i.e. data centers and hardware) resulting in less IT spend for enhancing business capabilities Complex projects with elongated ROI are being deferred, limiting ITs ability to keep pace with an evolving technology landscape Tighter alignment of IT strategies with business objectives to show quantifiable value Global sourcing is forcing organizations to consider lower cost staffing alternatives Security concerns has slowed the adoption of cloud computing projects across the banking sector Mission ABCD TechnoLabs would be the most preferred Financial Institution; providing affordable and competitive products and services with efficient and internationally integrated sourcing and servicing, partnering the reforms in the Indian Power Sector and enhancing value to its stakeholders; by promoting efficient investments in the power and allied sectors in India and abroad. We will achieve this being a dynamic, flexible, forward looking, trustworthy, socially responsible organization, sensitive to our stakeholders interests, profitable and sustainable at all times, with transparency and integrity in operations. We at ABCD TechnoLabs have a clear picture of who we are and where we want to go. This vision, along with our core guiding principles, directs our actions and defines our company. Adhering to these values allows us to serve our clients to the best of our abilities. Our company was built on serving and satisfying clients, and meeting our clients needs is always our No. 1 priority. We make a positive difference in our clients lives. We uphold the highest standards of integrity and stand behind what we say and do. We know that trust must be earned continually, and are committed to transparency in our financial disclosures.

When we execute with excellence, success naturally follows. We provide world-class service and innovative product solutions and are personally accountable for delivering results and maintaining the highest quality. We respect each other, value diversity and work as a team to meet our goals. We value our people, encourage their development and reward their performance. We are good citizens in our communities.

Management Profile
Krishna Somayaji Designation A highly accomplished management professional in IT with a proven track record of 19 years in handling SBU / Profit Centre, Complex Solution Selling & Business Development through Direct & Indirect Channels covering SAARC nations and part of Africa. Out of which 16+ years as a Leader in various challenging assignments and 12+ years focusing on Banking Vertical. His specialties includes distinguished expertise and well-defined ability in handling Payment Solutions especially large Turnkey Projects on Electronic Fund Transfer Switching, ATM Outsourcing Business, Shared ATM Networks, Integrated Payment Hub [ESB] Etc.,

Industry Focus
Banking Text on Banking Insurance Text on Insurance Government Text on Government (Need clarification on what sort of Government related services will be provided by the company) Education Text on Education (Need clarification on what sort of Education related services will be provided by the company) Media & Entertainment Text on Media & Entertainment (Need clarification on what sort of M&E related services will be provided by the company)

Offerings Solutions Payment Solutions

Electronic Fund Transfer / Payment Switch Financial institutions must stay ahead of their competitors by delivering a more personalized banking experience for their customers one that is designed around all the ways those customers want to handle their finances. FIS leverages its broad

Electronic Funds Transfer (EFT) expertise and assets to make it simple and easy for financial institutions to define and deploy their own differentiated EFT growth strategy. Financial institutions are looking to build a sustainable competitive advantage that drives reliable, profitable growth and appeals to their customers rising expectations. Clients want their financial institutions to know them better giving them everything they need, when they need it. They expect to be able to make a wide variety of payments just about anywhere, anytime whether at their local ATM, in their living room or in the park on their smart phone. With the wide array of options readily available to them, they wont hesitate to switch institutions if their needs are not met. Meeting these high expectations requires much more than just basic card management and transaction processing that is just the foundation. A complete and integrated EFT solution from FIS provides you with everything you need to ensure your EFT programs success from account opening and card production/activation to transaction processing with single-point settlement, and everything in between. In addition to foundational EFT transaction processing, FIS can deliver a wide range of innovative solutions spanning the banking and payments horizon, including core banking, card personalization, the NYCE Payments Network, fraud management, loyalty, mobile, among others all tightly integrated. Account management and transaction processing are the foundation, but it is the breadth of product and integration across the FIS footprint that truly allows financial institutions to differentiate themselves in the marketplace. Debit/Credit/Prepaid Card Management With our selection of MasterCard debit, credit, prepaid and gift cards, youll have convenient access to funds on-the-go. The MasterCard gives you worldwide instant access to your MB checking account, with convenient 24-hour access to cash from ATMs. Use it wherever MasterCard is accepted. Establish the credit you need for major transactions such as buying a car or renting an apartment. Replace the cash in your wallet with a convenient, easy-to-use prepaid card. Use it wherever MasterCard is accepted, including online shopping and travel. Four-way Reconciliation (Need clarification on 4-way Reconcilation) Transaction Analyzer/ Delivery Channel Monitoring Application Transaction Analyzer (TA) is an operation business intelligence platform that rapidly analyzes business transactions and delivers actionable insights in real-time for pro-active decision making by IT and business users. It provides the front-line intelligence needed to facilitate evidence-based decision making while empowering end-users with self-service BI capabilities. TA is a key component of the ATM management platform. It provides a "single pane of glass" to manage all aspects of a bank's self-service infrastructure to ensure proactive ATM management and deliver a superior customer experience. Analytics and reporting capabilities enable tracking of operational KPIs and also facilitate better alignment with business needs. (Need clarification on Delivery Channel Monitoring Application) Mobile Banking ABCD TechnoLabs' Mobile Banking is a safe way of accessing your savings and bank accounts via your mobile phone. It is available to anyone who has already registered for ABCD TechnoLabs' Online Banking and logged on at least once. We now have apps available for iPhone, iPad and Android devices.

We also have a mobile friendly site available for all phone types, including Windows and Blackberry phones (type the link into your mobile Internet browser). Tele Banking Banking by phone is so convenient whether you speak to our friendly team or use our 24-hour telephone banking service (subject to planned maintenance periods). Our interactive voice response service gives you the freedom to do simple banking transactions 24 hours a day, 365 days a year. So if you want to check your account balance in the middle of the night, you can. If you're an ABCD TechnoLabs' customer and still need further information or assistance, we'll give you the option to speak to one of our customer service representatives, regardless of what time you call. Before you can access the ABCD TechnoLabs' telephone banking service you'll need to set up a security number. You only need to do it once and then all you have to do is enter your account details, date of birth and digits from your security number each time you call to ensure your accounts are kept safe. Call us to set up your security number, a six to ten digit number chosen by you. Please have your sort code and account number handy when you call Internet Banking You can view up to six years' worth of current account statements and six months of Credit Card statements to help keep track of your money. In just a few clicks you can transfer money between your accounts. Use our online service to pay bills and make payments to friends and family in the UK and overseas (please note, fees apply to international payments). Order online at a time to suit you and have the currency delivered to your home or your local branch. Before you go abroad, let us know where you're going, to reduce the chance of our fraud prevention systems declining any of the transactions you make. You can view or cancel your Direct Debits, plus you can create, amend or cancel standing orders on many of your ABCD TechnoLabs' bank accounts. Start your ABCD TechnoLabs' credit card application, request a change to your existing limit or make a balance transfer. Switch off your paper statements and view them online instead and you'll benefit from less clutter, fewer letters to open and the increased security of getting your statements online. Intranet Portal (Need clarification on Intranet Portal as it is subjective and vast in its application) Payment Gateway Using a combination of best practices, leading technology and human intelligence, ABCD TechnoLabs has developed a scam & threat Identification that makes transacting online safer and reduces both your expenses and potential chargeback losses. ABCD TechnoLabs offers shopping cart with its payment gateway at no extra cost. The shopping cart can be customized to the look and feel of your website and makes the user experience seamless.

ABCD TechnoLabs Smart Analytics brings to you a bundle of statistical reports and dashboards which makes it easy to track the status of your business and take timely corrective actions which could be the critical difference between success and failure. Our mission at ABCD TechnoLabs is to be your partner for the entire checkout & payments experience. We want to solve the problems that plague the Indian ecommerce world when it comes to managing payments, performance, innovation, and convenience. Integrated Payment Hub ABCD TechnoLabs' Integrated Payment Hub is a comprehensive, adaptable, secure, real-time solution that integrates various domestic payment channels such as RTGS, NEFT and SWIFT with the bank's CBS while providing centralized monitoring and governance across all channels. Apart from providing a central hub for integration, Integrated Payment Hub (IPH) also provides an operations console for tracking of payments. It provides end to end visibility & real time tracking, maintenance and management of messages, allowing delivery of Service Level Agreements with large customers. Its service oriented architecture empowers the bank to integrate and enable STP of its core functionality with RTGS and NEFT gateways. POS (Need clarification on POS is subjective and vast in its application) Self Service Solutions (ATMs/ Kiosks) Whether your goal is to enable branch tellers to serve customers with speed and accuracy or provide your customers with quality self-service banking transactions, ABCD TechnoLabs has the right solution. We help our clients around the world improve their customer interactions, implement change quickly and proactively, and transform their businesses to become leaders and change agents. World-class banking services for financial institutions by delivering ATM technology with reliable security and unique features. With ABCD TechnoLabs banking and ATM software, you have the power to transform any financial network, whatever the scale. ATMs Kiosks End End-to-end ATM Infrastructure Management Services An end-to-end installation and management of ATM network including site selection & preparation, ATM procurement and installation, data networking, commissioning, guard and house-keeping services. Banks are increasingly outsourcing ATM deployment and management, to third party vendors, helping them focus on their core business initiatives. Several business models have evolved in the last decade that includes structured, tenured ownership of ATM infrastructure and transaction based pricing. Activities related to deployment and commissioning of ATMs are quite complex that involve site selection, ATM brand selection, site setup, data networking, cash management and technical support. ABCD TechnoLabs has successfully deployed over 4,000 ATMs and cash dispensers for over 10 leading public and private banks in India, on pan-India geography. Strong relationships with ATM vendors, network service providers, cash-in-transit management companies and house-keeping agencies, enables ABCD TechnoLabs to provide a single point of contact to banks for all their ATM deployment and management requirements. In addition, these services can readily be combined with ABCD TechnoLabs ATM managed services, for ensuring high availability of ATM services, resulting in revenue from an acquiring stand point. Cloud Services

ABCD TechnoLabs Cloud Services is committed to delivering leading edge public cloud infrastructure, platform services, and cloud solutions for developers, ISVs, partners, service providers, and enterprises. ABCD TechnoLabs Cloud Compute and ABCD TechnoLabs Cloud Object Storage are built on ABCD TechnoLabss world class hardware and software, with key elements of ABCD TechnoLabs Converged Infrastructure and a developer-friendly integration. ABCD TechnoLabss use of technology and participation in its open source project means that you get innovative, open sourcebased cloud technology. This also means ABCD TechnoLabs will be at the forefront of public cloud development and advancement as the project evolves to deliver massively scalable applications. Financial Inclusion Financial inclusion is delivery of banking services at an affordable cost ('no frills' accounts,) to the vast sections of disadvantaged and low income group. Unrestrained access to public goods and services is the sine qua non of an open and efficient society. As banking services are in the nature of public good, it is essential that availability of banking and payment services to the entire population without discrimination is the prime objective of the public policy. Interest rates are important for institutional and individual borrowers. To use an archaic economic phrase, these are the haves. All of them are in the financial mainstream. SOA based ESB ABCD TechnoLabs ESB is a JMS messaging-based ESB that mediates and manages interactions between heterogeneous services across the extended enterprise. It reduces complexity and increases flexibility by enabling the creation of dynamically configurable event-pipelines between distributed services, obviating hardcoded dependencies. With a grid-enabled, peer-topeer architecture, the ABCD TechnoLabs ESB enables linear, build-as-you-grow scalability with no performance bottlenecks and 24x7xforever availability. ABCD TechnoLabs ESB is the foundation for an enterprise-wide SOA, allowing enterprises to integrate applications and processes as standards-based, event-enabled services over a distributed, centrally managed infrastructure. Built entirely on industry standards including XML, Web Services and REST, ABCD TechnoLabs ESB enables the next wave of comprehensive and affordable integration solutions, unifying applications and infrastructure within an enterprise and delivering the value IT departments are looking for via reuse, flexibility and faster time to market. ABCD TechnoLabs SOA is a REST-enabled platform for real-time business built on an Event-Driven Architecture (EDA) that dramatically reduces the time-to-delivery of integrated applications. Users visually assemble instantly running solutions by drawing application and service nodes on a canvas through drag-and-drop of active Service components. The lines between nodes comprise event flows via active message pipelines, collectively representing a user-defined event driven architecture. The visual model is the ready-to-run, fully implemented application, with no additional programming required. Built entirely on open standards, ABCD TechnoLabs SOA enables organizations to expose existing applications as services, deploy new services and choreograph services into applications with little or no coding. Enterprises that have deployed ABCD TechnoLabs as the SOA backplane have achieved 40-80% greater productivity compared to other solutions. ABCD TechnoLabs SOA offers a number of benefits over existing solutions for real-time integration, including faster implementation and deployment cycles, a flexible platform for future expansion offering a high degree of reuse, easy extensibility, seamless interoperability and an improved ROI.Enterprise Application Services - Analytics | ERP | CRM Core Banking ABCD TechnoLabs core banking solution is a comprehensive, integrated, yet modular and agile business solution, addressing all the core needs of banks, in easy-to-configure modules. ABCD TechnoLabs provides all the building blocks of business functionality, enabling users to configure products and processes flexibly in order to adapt to a dynamic environment. With a 360-degree single source view into customer accounts, banks can empower customers with relevant information and delight them with the right offerings, presented at the right time through the right channel.

ABCD TechnoLabs core banking offers an unlimited palette of features to design and deploy products for different market segments. Its product bundling capabilities provide the latitude to create offerings with differentiated features. With ABCD TechnoLabs, bankers can offer differential pricing, set up channel rules, and easily customize offerings across market segments. The Enterprise Customer Information File and CRM capabilities in ABCD TechnoLabs offer a unified view of the customer across the entire solution and across multiple back-end applications, letting users view the customer from a completely informed perspective. This information lets banks forge more meaningful relationships with customers and aggressively explore right-sell opportunities. The SOA allows the banks IT team to make changes without touching the base code, ensuring minimal vendor dependency, lesser operational risk, and faster adaptability to changing business conditions. ABCD TechnoLabs core banking supports business event automation and process orchestration, eliminating manual tasks and reducing process time. The elimination of error and data redundancies results in increased branch productivity, and straightthrough processing (STP), which, in turn, reduces turnaround and processing time, increases output, and speeds up response to customers. System Integration One enterprise with multiple IT systems can result in confusion, inefficiency and decreased productivity. Let ABCD TechnoLabs global experience and expertise transform your enterprise into one streamlined and optimally-functional entity. Integrating multiple IT systems that cater to different functions, departments and stages in product lifecycles. The right tools, methodologies and templates for your enterprises needs, combined with world-class knowledge and experience. We, at ABCD TechnoLabs, believe that continuous evolution is a key contributor to complexity. IT plants evolve to accommodate changes in underlying technology, new application functionality and more stringent user requirements. In this video, network solution providers, CIOs in the industry and experts from ABCD TechnoLabs share their perspectives on the problem of complexity with some amazing solutions. Wide Area Networking Wide Area Network is an advanced telecommunication infrastructure, which is used now-a-days extensively, for exchange of data and other types of information between two or more locations, separated by significant geographical distances. The medium of connectivity can be copper, optical fibre cable or wireless, as may be found feasible. Such wide area networks, in a way, create a highway for electronic transfer of information in the form of voice, video and data. ABCD TechnoLabs Network Integration Services for Wide Area Networks - application and network performance optimisation is an application acceleration and WAN optimisation solution that helps you optimise the performance of your TCP-based application operating over a Wide Area Network (WAN) environment. This service is designed to allow you to consolidate your branch office servers and storage into a centrally managed data centre, as well as deploy new applications directly from a data centre, while still offering LAN-like application performance for remote users. ABCD TechnoLabs Network Integration Services for Wide Area Networks - application and network performance optimisation helps: Improve performance of your centralised applications delivered across a WAN to branch office users. Consolidate branch office servers, storage, and backup infrastructure into data centres and minimise WAN bandwidth expenses Consultancy ABCD TechnoLabs offers a wide range of solutions designed to help mid-size enterprises develop and implement sensible strategies that keep business moving in the right direction.. With ABCD TechnoLabs as your trusted partner, your company maintains a competitive advantage with access to the resources and tools necessary to achieve business goals, backed by the expertise and experience of our network of certified professionals, and other consulting services

Implementation and maintenance We at ABCD TechnoLabs begin with analysing the software that is right for your organization. Many companies underestimate the significance of a thorough evaluation process and force fitting the wrong software can be very costly, time-consuming and risky. During an evaluation process, rather than simply setting technical goals, it is important to establish a sense of purpose and clear business-focused goals. Begin by defining your system requirements: outline your current business processes and workflow as well as identify opportunities for improvement in actionable, realistic and measurable business benefits. Our implementation methodology consists of the following phases: The first step is the detailed discovery phase which encompasses sessions with the customer providing the opportunity to question, redefine and streamline business processes. Once the business processes are understood and defined, our consultants build a model of the solution that will be implemented. This is presented back to the company to approve the proposed solution. ABCD TechnoLabs have friendly, professional and knowledgeable support teams committed to quickly and effectively resolving your support and technical issues. We offer a global Helpdesk Support via telephone, email and fax. Our skilled support team will help resolve any technical problem, giving you a clear and simple solution. Application Design and Development We specialize in iOS, Android and Web development, and are well versed in Objective-C, .Net, Java, Java EE, HTML5, CSS, jQuery, PHP. We know no compromise when it comes to following all relevant development standards and treat our code as Shakespeare treated poetry. Testing, testing and more testing is our favorite one-word mantra. Our designers know every kink when it comes to designing iPhone, iPad, Android and responsive, HTML5 experiences. We work through a streamlined process in order to perfectly align your and our vision prior to starting the development process. We help your company develop the right strategy and take the next step with its digital presence. We design your digital experience with one thought in mind: improving your business. We can help you implement the right ad platform or sponsorships into your web or mobile content. (Need clarification on Application part as it being subjective and vast in its application) Card Personalization The competition among financial institutions, banks, credit unions, service bureaus, retailers and other payment card issuers is fierce. ABCD TechnoLabs empowers you to manage your card programs the way you want to with exceptional security, reliability and flexibility anywhere. In todays competitive marketplace, your cardholders expect more than exceptional value and performance. They want reliable service they can trust. They want it tailored to their specific needs, they want it fast, and they want it on their terms. When we develop a card personalization program for you, we exceed industry standards and ensure that your cardholders receive their cards on time and right the first time a promise well fulfill and prove to you every time.