Syndications & Structured Finance Syndications & Structured Finance Unit (SSFU) of the Bank has started its

journey in 2004 to complete Bank's Corporate Banking needs by sharing risks and providing efficient financing arrangements for profitable economic undertakings. The unit offers customized, friendly, and flexible financial solutions to its clientele and attempts to ensure financial package in a costeffective manner. Syndications finance is the efficient process to manage fund raising based on client's strong performance in cash flow. Rather than other assets being used as collateral for the Loan, funds are advanced based on the history that indicate a consistent flow of cash into the borrower's business that will allow for the timely and orderly repayment of the Loan amount. The unit is staffed with experienced and skilled professionals with in-depth product and market knowledge. The Team specializes in project financing and covers virtually every sector of the economy. Now, the unit is planning to expand its business horizon in diverse sectors with the derivative financial products like Asset-based Securitization, Bond, etc. Loan Syndication Syndications & Structured Finance Unit (SSFU) of the Bank has started its journey in 2004 to complete Bank's Corporate Banking needs by sharing risks and providing efficient financing arrangements for profitable economic undertakings. The unit offers customized, friendly, and flexible financial solutions to its clientele and attempts to ensure financial package in a costeffective manner Syndications finance is the efficient process to manage fund raising based on client's strong performance in cash flow. Rather than other assets being used as collateral for the Loan, funds are advanced based on the history that indicate a consistent flow of cash into the borrower's business that will allow for the timely and orderly repayment of the Loan amount. The unit is staffed with experienced and skilled professionals with in-depth product and market knowledge. The Team specializes in project financing and covers virtually every sector of the economy. Now, the unit is planning to expand its business horizon in diverse sectors with the derivative financial products like Asset-based Securitization, Bond, etc. Advantages of using syndicated finance include followings, among others: * Diversification of risks, pooling of resources and sharing of costs; * Wider menu of financing options, resulting in more competitive loan pricing, product innovations and wider cooperation; * Opportunity for the borrowers to establish concurrent track record with many banks * Opportunity to avail required banking services just by dealing with a single bank i.e. Agent Bank. Dhaka Bank Syndications & Structured Finance Unit

Background: Dhaka Bank is the dominant, tested and proven name in loan syndication market. It started its loan syndications initiatives in February 2004, and till today, the Bank's notable achievements are as under: * Raised over BDT 16.00 billion as Lead Arranger for 16 projects * Arranged a club deal for a state-of-the-art denim project * Provided Agency and Security Trustee functions to 17 projects * Participated over 30 projects, arranged by other Banks / Financial Institutions * Maintained excellent business relationship with over 30 participating Banks / Financial Institutions Fund Raising as Lead Arranger: Till date, the unit has raised a total syndicated credit facilities of BDT 1,028.86 Crore as Lead Arranger for the following transactions: Name of the Client Sl. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Akbar Composite Limited Capital Board Mils Limited Creative Paper Mills Limited Denimach Limited Denimach Washing Limited Doreen Power House & Technologies Limited Epyllion Fabrics Limited Faisal Spinning Mills Limited GMG Airlines Limited Samah Razor Blade Industries Limited Tele Barta Limited United Power Generations & Distribution Co. Limited United Sugar Mills Limited United Sugar Mills Limited (Expansion Project) Amount of Term Loan Raised 55.00 43.89 56.85 44.50 16.00 33.00 41.76 62.50 17.00 18.00 132.36 115.00 70.00 38.50 15.50 269.00

15 D-Water Tech Limited 16 Vosta LMG-Karnafuly Joint Venture Consortium

Limited Total 1,028.86

The unit has also raised Working Capital facility to the tune of BDT 578.00 Crore as Lead Arranger for most of the above transactions. ACCESS TO SPECIALIZED FUND The Bank does have an access to USD 250 million and newly allocated USD 257 million infrastructure fund under Investment Promotion Financing Facility (IPFF), managed by Bangladesh Bank, and endowed jointly by the World Bank and Govt. of Bangladesh (GoB). The Bank does also have the access to Infrastructure Development Company (www.idcol.org), a nonbank financial institution created by GoB and International Development Association (IDA) for arranging infrastructure related project financing. Till date, the Unit has arranged two power projects and one environmental project utilizing the facility from IPFF. PORTFOLIO The Term Loan exposure under Syndication is BDT 659.38 Crore as of 31-Dec-2010, which is diversified in the following sectors: Sl. Sector 1 2 3 4 5 6 7 8 9 10 11 12 Aviation Consumer Products Textiles (incl. RMG) Pulp & Paper Energy & Power Telecommunication Ship Building Ceramics Steel Healthcare Environmental (WTP) Others Total DBLs Exposure (BDT in Crore) 86.00 61.81 128.37 28.28 174.95 63.86 40.00 13.29 14.78 11.04 10.00 27.00 659.38

Contact Details: Dhaka Bank Limited, Syndications & Structured Finance Unit Head Office 100 Motijheel C/A, Dhaka-1000. Tel.: 9554514. Fax: 9556584 / 7174264 Team Contact: The unit is staffed with experienced and skilled professionals, comprising of the following members: * Md. Ziaur Rahman. Vice President & Head. Tel: +880-2-9554514 (Ext. 210). Cell: +880-1730001146. E-mail: ziaur.rahman@dhakabank.com.bd * Md. Monirul Alam. First Assistant Vice President. Tel: +880-2-9554514 (Ext. 273). Cell: +880-1730-704988. E-mail: monirul.alam@dhakabank.com.bd * Mahzabeen Khan. Assistant Vice President. Tel: +880-2-9554514 (Ext. 274). Cell: +880-1755521315. E-mail: mahzabeen.khan@dhakabank.com.bd * Moinul Hossain. Senior Principal Officer. Tel: +880-2-9554514 (Ext. 299). Cell: +880-1730452935. E-mail: moinul.hossain@dhakabank.com.bd * Isa Mahmud Shovo. Principal Officer. Tel: +880-2-9554514 (Ext. 299). Cell: +880-1730704989. E-mail: isa.mahmud@dhakabank.com.bd * Ferdous Hasnain Ivan. Executive Officer. Tel: +880-2-9554514 (Ext. 298). Cell: +880-1552392527. E-mail: ferdous.hasnain@dhakabank.com.bd