CLASS D

LAND BANK OF THE PHILIPPINES

COA - LOAN DOCUMENTATION AND CREDIT REVIEW SHEET

A. Business Data:
Name of Borrower:
Name of Group of Company:
Industry Type:
President/CEO:
B. Loan Data
Type of Loan

Office Address:
Plant Address:

Purpose of Loan:

Amount Approved
Date Approved

Approving Authorities:
LAG
LEG
Board/Board Resolution No.
Tenor
Interest Rate
Penalty

Date Granted:
Maturity Date:

Loan Documents proper/complete and on file

1.

2.

Yes

Loan Application

Amount

Signed by Borrower

Date

Audited Financial Statements

Date

Comments on FS

3.

a). Credit facilities Proposal/Executive Summary

Approved by:
Loan Approving Group

Name and Position

Name and Position

Name and Position

Name and Position

Properly filled up
Signed by Authorized officers
Remarks:

Within Authority Limit

No

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b). Terms and Conditions

Complied With
Yes

No

Remarks

1
2
3
4
c). Other Accomodations
4.

Credit Investigation Report

Date:

Done by:
Remarks:
5.

Collaterals
Appraisal
Description of
Properties/Collaterals

a).

Amount

Appraised
Value

Insurance
Amount

Date Paid

Date Expired

REM
TCTs
Bldgs & Improvements
Chattels
Mortgaged Trust Indenture
Mortgaged Participation Certificate
Issued in favor of the Bank
P

Insurer:
Risk:
Policy No.:
Endorsed:

Remarks:

Collateral Appraisal Report

Done By:

b)

Date:

1. Deposit Holdouts
2. Margin Deposits
3. Evidence of Indebtedness of the Republic of the Phils.
(RP) and the BSP repayment fully guaranteed by the RP
Treasury Bills
Others

c)

Others
1. JSS Netwoth

Signed by Spouses
With notarized Statement ofAssets and
Liabilities (SAL)

CLASS D
2. Shares of Stocks (Blue Chips Stock)
(U=Insurer's Networth must be P1Bb with at
least 5 consecutive years earningn)

6.

Promissory Note

Property filled-up

Authenticated

Original copy on file

Signed by the Borrower

Receiving copy by borrower

Signed by the Witness

7.

Disclosure Statement on file

Properly filled up

Signed by Borrower

Signed by authorized officer

Deficiency noted

8.

9.

Loan Agreement

Notarized

Duly Accomplished

Date

Credit Line Agreement

Notarized

Duly Accomplished

Expiry Date

Real Estate Mortgage Contract

TCT Nos.

Date Executed

Amount annotated

Duly Accomplished

Realty tax payment up-to-date

Notarized

With encumbrances

Date registered
Description of properly indicated
10.

Chattel Mortgage on file

Cert. of ownership on file

Notarized
Inventory List on File
Inspected by

Date

Findings
11.

For assigned deposits

Duly accomplished
Notarized

Deed of Assignment on file

Acknowledgment of depository bank on file
Ledger stamped with HOLDOUT
12.

Legal sufficiency signed by Legal Officer

13.

Approval of Loan release on file

C. Credit Assessment
1.

a).

Industry/Enterprises

b).

Financials

c).

Management

CLASS D
d).

Business viability

e).

Repayment ability

2.

Loan Type

Outstanding
Balance as of
___________

Accrued
Interest (AIR)

Allowance
for AIR

D. Audit Conclusion 1.

Comment/Observations -

2.

COA'S Classification
Per Bank

Reason for COA's Classification -

Prepared by:

Reviewed by:

Provision
Provision
Deficiency:

Date Past Due,

Rest., ITL,
Others

Date of last
payment of
Principa & AIR

Subsequent
Settlement
Principal/Int. Date
& OR No.

PARTICULAR'S

legend

NO.

APPROVED
AMOUNT

PN NO.

DATE OF PN

MATURITY
DATE OF PN

AMOUNT
AVAILED

OUTSTANDING
BALANCE

1,000,000.00
1,000,000.00
6,500,000.00

9118-LT10-052-003
9118-LT11-052-001
9118-EHL10-003-00
EHL-03-143

20-Jul-2010
13-Jan-2011
22-Nov-2008
12-Sep-2003

20-Dec-2019
20-Dec-2019
20-Nov-2018
12-Sep-2018

946,000.00
500,000.00
6,073,821.97
2,400,000.00

756,422.65
413,798.09
4,804,188.90
3,561,950.93

1,000,000.00
1,000,000.00
1,000,000.00
2,000,000.00
2,000,000.00

9118-ST12-109-001
9118-ST12-109-002
9118-ST13-109-001
9118-ST13-038-001
9118-ST12-002-002

19-Nov-2012
11-Dec-2012
9-Jan-2013
25-Jan-2013
21-Nov-2012

17-May-2013
17-May-2013
17-May-2013
24-Jul-2013
20-May-2013

300,000.00
100,000.00
100,000.00
550,000.00
2,000,000.00

300,000.00
100,000.00
100,000.00
300,000.00
2,000,000.00

1,000,000.00
4,000,000.00
4,000,000.00
4,000,000.00
3,000,000.00
500,000.00
1,000,000.00
1,000,000.00
1,000,000.00
1,000,000.00
1,000,000.00
2,000,000.00
1,000,000.00
3,000,000.00
450,000.00
1,000,000.00
1,000,000.00

9118-ST12-099-001
9118-ST12-099-006
9118-ST12-099-004
9118-ST12-099-005
9118-ST12-094-004
9118-ST12-100-003
9118-ST12-053-002
9118-ST12-050-007
9118-ST12-050-001
9118-ST12-050-006
9118-ST12-050-008
9118-ST12-007-003
9118-ST12-089-009
9118-ST12-092-002
9118-ST12-101-002
9118-ST12-105-001
9118-ST12-101-002

2-Oct-2012
21-Nov-2012
17-Sep-2012
21-Sep-2012
21-Dec-2012
14-Sep-2012
9-Nov-2012
12-Nov-2012
25-Feb-2013
7-Sep-2012
24-May-2012
29-Oct-2012
1-Oct-2012
15-Oct-2012
18-Dec-2012
23-Oct-2012
24-Oct-2012

27-Mar-2013
20-May-2013
15-Mar-2013
20-Mar-2013
19-Jun-2013
13-Mar-2013
9-May-2013
10-May-2013
23-Aug-2013
6-Mar-2013
24-May-2013
26-Apr-2013
27-Mar-2013
12-Apr-2013
14-Jun-2013
19-Apr-2013
19-Apr-2013

1,000,000.00
2,000,000.00
450,000.00
1,000,000.00
1,994,000.00
500,000.00
950,000.00
493,599.00
246,000.00
146,600.00
97,000.00
1,700,000.00
1,000,000.00
2,800,000.00
450,000.00
600,000.00
400,000.00

1,000,000.00
2,000,000.00
450,000.00
500,000.00
1,994,000.00
500,000.00
950,000.00
493,599.00
246,000.00
146,600.00
97,000.00
1,700,000.00
1,000,000.00
2,667,583.40
450,000.00
600,000.00
400,000.00

COMMERCIAL LOANS
1

ALABATA,

Marlon, et al

2
3

DIOLATA,
HABLO,

Edna S.
Merly S.

AURESTILA,
AURESTILA,
AURESTILA,
BADIAN,
BARO,
CORTON,
DELOS REYES,
ESCUDERO,
ESCUDERO,
ESCUDERO,
HAMID,
JAYARI,
MALASARTE,
MAS,
MAS,
MAS,
MAS,
NGEO,
NGAN,
NRW Mktg and
OMAR,
PALACIO,
PALACIO,

Elsa
Elsa
Elsa
Joy
Fidelino
Edna &
Ester
Abraham
Abraham
Abraham
Nur-an &
Nurhaina
Gloria
Luis Miguel
Luis Miguel
Luis Miguel
Luis Miguel
Jaime
Jenny

5
6
7
8
9

10
11
12
13

14
15
16
17
18
19
20
21
22
23
24
25
26

Myrna and
Vilma
Vilma

27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Legend:
STL Short Term Loan
LTL Long Term Loan
EHL Housing Loan

payable within one (1) year

payable more then one (1) year
payable certain no of years

DATE LAST
PAID

REMARKS