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I.

SECTOR MONETARIO

IV. SECTOR PRODUCCIN

Boletn
Estadstico
II. SECTOR FINANZAS PBLICAS

V. SECTOR PRECIOS

Volumen LX, Nmero 12

Diciembre 2010
www.bch.hn
III. SECTOR EXTERNO

VI. RESUMEN DE INDICADORES


ECONMICOS DE CORTO PLAZO

CONTENIDO
SECTOR MONETARIO
A. BALANCES DEL SISTEMA FINANCIERO
1
2
3
4
5
6
7

Panorama de las Sociedades Financieras


Panorama de las Sociedades de Depsito
Panorama del Banco Central de Honduras
Panorama de las Otras Sociedades de Depsito
Panorama de Bancos Comerciales
Panorama de Cooperativas de Ahorro y Crdito
Panorama de Otras Sociedades Financieras

B. OTROS INDICADORES MONETARIOS


8 Agregados Monetarios por Sectores Institucionales
9 Agregados Monetarios por Instrumentos
10 Base Monetaria
11 Activos Externos Netos de Sociedades Financieras
12 Reservas Monetarias de las Otras Sociedades de Depsito
13 Reservas Monetarias de Bancos Comerciales
14 Reservas Monetarias de Bancos de Desarrollo
15 Reservas Monetarias de las Asociaciones de Ahorro y Prstamo
16 Reservas Monetarias de las Sociedades Financieras

C. TIPO DE CAMBIO
17 Tipo de Cambio

D. ENCAJE LEGAL
18 Tasa de Encaje Legal e Inversiones Obligatorias sobre Obligaciones en Moneda Nacional
19 Tasa de Encaje Legal, Encaje Adicional en Inversiones Lquidas e Inversiones Obligatorias sobre Obligaciones en Moneda Extranjera

E. TASAS DE INTERS
20 Tasa de Poltica Monetaria
21 Tasas Promedio Ponderado de Inters Nominal Anual en Moneda Nacional del Sistema Financiero
22 Tasas Promedio Ponderado de Inters Nominal Anual en Moneda Extranjera del Sistema Financiero
23 Tasas Anuales de Inters Mnimas y Mximas en Moneda Nacional del Sistema Bancario
24 Tasas de Rendimiento Promedio Anual de Valores Gubernamentales en Moneda Nacional
25 Tasas de Rendimiento Promedio Ponderado de Letras del Banco Central en Moneda Nacional
26 Tasas de Rendimiento Promedio Anual de Letras del Banco Central en Moneda Extranjera
27 Tasas de Rendimiento Promedio Ponderado de Letras del Banco Central en Moneda Extranjera
28 Tasa de Rendimiento Promedio Anual de las Transacciones en la Bolsa de Valores

F. PRSTAMOS Y DESCUENTOS
29 Prstamos y Descuentos de las Otras Sociedades de Depsito al Sector Privado, por Sector Econmico
30 Prstamos y Descuentos de las Otras Sociedades de Depsito al Sector Privado Agropecuario
31 Prstamos y Descuentos de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
32 Prstamos y Descuentos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado por Sector Econmico
33 Prstamos y Descuentos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado Agropecuario
34 Prstamos y Descuentos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
35 Prstamos y Descuentos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado por Sector Econmico
36 Prstamos y Descuentos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado Agropecuario
37 Prstamos y Descuentos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
38 Prstamos y Descuentos de Bancos Comerciales al Sector Privado, por Sector Econmico
39 Prstamos y Descuentos de Bancos Comerciales al Sector Privado Agropecuario
40 Prstamos y Descuentos de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
41 Prstamos y Descuentos en Moneda Nacional de Bancos Comerciales al Sector Privado por Sector Econmico
42 Prstamos y Descuentos en Moneda Nacional de Bancos Comerciales al Sector Privado Agropecuario
43 Prstamos y Descuentos en Moneda Nacional de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
44 Prstamos y Descuentos en Moneda Extranjera de Bancos Comerciales al Sector Privado por Sector Econmico

NDICE

45 Prstamos y Descuentos en Moneda Extranjera de Bancos Comerciales al Sector Privado Agropecuario


46 Prstamos y Descuentos en Moneda Extranjera de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio

F. PRSTAMOS NUEVOS
47 Prstamos Nuevos de las Otras Sociedades de Depsito al Sector Privado por Sector Econmico
48 Prstamos Nuevos de las Otras Sociedades de Depsito al Sector Privado Agropecuario
49 Prstamos Nuevos de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
50 Prstamos Nuevos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado por Sector Econmico
51 Prstamos Nuevos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado Agropecuario
52 Prstamos Nuevos en Moneda Nacional de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
53 Prstamos Nuevos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado por Sector Econmico
54 Prstamos Nuevos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado Agropecuario
55 Prstamos Nuevos en Moneda Extranjera de las Otras Sociedades de Depsito al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
56 Prstamos Nuevos de Bancos Comerciales al Sector Privado, por Sector Econmico
57 Prstamos Nuevos de Bancos Comerciales al Sector Privado Agropecuario
58 Prstamos Nuevos de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
59 Prstamos Nuevos en Moneda Nacional de Bancos Comerciales al Sector Privado por Sector Econmico
60 Prstamos Nuevos en Moneda Nacional de Bancos Comerciales al Sector Privado Agropecuario
61 Prstamos Nuevos en Moneda Nacional de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
62 Prstamos Nuevos en Moneda Extranjera de Bancos Comerciales al Sector Privado por Sector Econmico
63 Prstamos Nuevos en Moneda Extranjera de Bancos Comerciales al Sector Privado Agropecuario
64 Prstamos Nuevos en Moneda Extranjera de Bancos Comerciales al Sector Privado Industrial, Servicios, Propiedad Raz y Comercio
Contactenos a travs de la siguiente direccin de correo electrnico
monetaria@bch.hn

CONTENIDO
SECTOR FINANZAS PBLICAS
65 Deuda Interna del Sector Pblico No Financiero, por Emisor
66 Deuda Interna del Sector Pblico No Financiero, por Tenedor
67 Deuda Interna de la Administracin Central, por Tenedor
68 Deuda Interna de los Organismos Descentralizados, por Tenedor
69 Deuda Interna de los Gobiernos Locales, por Tenedor

Contactenos a travs de la siguiente direccin de correo electrnico


fpublicas@bch.hn

CONTENIDO
SECTOR EXTERNO
70 Balanza de Pagos de Honduras
71 Exportaciones FOB por Principales Productos
72 Importaciones CIF por Principales Rubros
73 Deuda Externa Pblica y Privada por Deudor
74 Deuda Externa Pblica y Privada por Tipo de Acreedor
75 Deuda Externa del Sector Pblico por Deudor

Contactenos a travs de la siguiente direccin de correo electrnico


bpagos@bch.hn
dexterna@bch.hn

NDICE

CONTENIDO
SECTOR PRODUCCIN
C O N T E N I D O

76 Producto Interno Bruto Enfoque de la Produccin y del Gasto, a Precios Corrientes


77 Producto Interno Bruto Enfoque de la Produccin y del Gasto, a Precios Constantes
78 Produccin Agrcola Seleccionada
79 Produccin Industrial Seleccionada
80 Permisos de Construccin Privada
81 Construccin Privada por Destino, en Metros Cuadrados
82 Construccin Privada por Destino, en Lempiras

Contactenos a travs de la siguiente direccin de correo electrnico


cnacionales@bch.hn

NDICE

CONTENIDO
SECTOR PRECIOS
83 ndice General de Precios al Consumidor, por Regiones
84 ndice General de Precios al Consumidor, por Rubros

Contactenos a travs de la siguiente direccin de correo electrnico


transparencia@bch.hn

NDICE

Cuadro 1:

PANORAMA DE LAS SOCIEDADES FINANCIERAS

1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos frente Pasivos frente


a no residentes a no residentes

AEN
(3)=(1-2)

Gobierno
Central (neto)
(4)

Sociedades
pblicas no
financieras
(5)

Activos Internos (AI)


Otras
Hogares e
Sociedades no
ISFLSH 2/
financieras

Gobiernos
locales
(6)

(7)

(8)

Pasivos
Otras
partidas
(neto)
(9)

AI
(10)=(4:9)

Activos=Pasivos

Billetes y
monedas en
poder del pblico

MN

Valores
ME

MN

ME

Reservas
tcnicas de
seguros
(17)

Otros
Pasivos

(1)

(2)

(13)

(14)

(15)

(16)

2004
2005
2006
2007

57,089.3
66,276.3
71,821.2
71,272.8

18,009.2
20,068.6
19,514.8
22,383.5

39,080.1
46,207.7
52,306.4
48,889.2

-2,849.9
-3,294.5
-8,523.5
-8,837.7

671.0
920.9
1,321.5
1,752.7

576.7
788.4
1,891.0
2,281.6

56,922.7
41,366.8
49,950.6
64,211.5

5,332.9
31,497.5
43,366.7
59,339.4

-21,889.0
-27,649.3
-31,823.5
-39,009.7

38,764.5
43,629.8
56,182.9
79,737.8

77,844.6
89,837.5
108,489.3
128,627.0

7,587.8
8,904.1
10,442.6
11,905.6

44,648.4
52,682.6
66,509.5
81,020.2

21,782.2
23,989.1
27,368.2
31,939.5

1,860.9
2,137.7
1,891.2
1,115.3

234.5
181.2
31.9
0.0

1,651.3
1,783.1
1,986.7
2,388.4

79.5
159.8
259.2
258.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

68,248.6
69,905.0
71,785.0
72,901.6
71,814.0
73,251.8
72,265.5
70,327.4
68,736.9
68,983.8
69,256.8
71,644.6

22,747.9
23,037.8
23,087.8
23,674.6
23,920.7
23,540.4
23,199.6
23,170.9
23,126.7
23,243.2
22,744.5
22,576.7

45,500.7
46,867.2
48,697.1
49,227.0
47,893.3
49,711.4
49,065.9
47,156.5
45,610.2
45,740.6
46,512.4
49,067.8

-10,683.6
-10,138.6
-9,255.3
-12,104.8
-9,428.7
-8,837.0
-8,154.6
-8,108.0
-9,212.1
-7,442.9
-6,714.4
-6,018.4

1,761.1
1,814.1
1,817.7
1,727.7
661.8
648.6
648.4
648.4
648.4
648.4
648.4
648.4

2,275.8
2,263.4
2,239.6
2,294.1
2,304.7
2,561.5
2,563.9
2,549.6
2,495.7
2,528.1
2,534.9
2,565.5

63,653.5
65,021.0
66,555.4
67,703.1
69,340.6
68,636.3
68,557.9
68,637.6
69,196.7
69,735.2
69,495.0
69,526.2

61,183.8
62,385.2
62,366.9
62,844.0
63,041.7
65,392.2
66,157.1
67,779.2
68,484.5
67,506.7
68,432.8
68,186.5

-38,268.5
-39,406.1
-42,186.7
-41,015.7
-42,519.1
-43,670.9
-44,153.0
-44,737.2
-44,938.3
-46,464.8
-47,442.0
-47,867.5

79,922.1
81,938.9
81,537.6
81,448.5
83,401.1
84,730.7
85,619.7
86,769.6
86,674.9
86,510.8
86,954.7
87,040.8

125,422.8
128,806.1
130,234.8
130,675.5
131,294.4
134,442.1
134,685.6
133,926.1
132,285.1
132,251.4
133,467.0
136,108.6

10,810.8
11,408.5
11,416.0
10,899.7
10,796.1
11,224.5
10,480.6
10,634.0
10,046.2
10,239.6
10,486.7
11,856.8

79,385.2
81,032.8
81,992.8
81,473.3
81,587.4
83,733.3
83,423.6
82,689.0
82,032.0
81,503.4
82,638.7
84,524.2

31,267.7
32,466.1
33,190.5
33,790.6
34,365.5
34,842.5
36,050.4
35,846.5
35,341.1
35,704.1
35,706.6
35,153.5

979.4
896.9
612.9
628.3
598.6
626.8
516.6
469.5
546.9
569.4
554.4
419.4

0.0
0.0
0.0
898.3
898.1
900.9
994.1
1,001.9
1,010.4
917.9
633.7
636.9

2,440.3
2,447.6
2,461.5
2,484.4
2,524.0
2,544.1
2,612.8
2,622.2
2,635.2
2,635.2
2,669.8
2,696.8

539.5
554.1
561.0
500.8
524.7
570.0
607.5
663.1
673.2
681.8
777.1
821.0

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

68,412.7
69,721.2
71,275.5
72,216.0
71,596.1
69,265.7
64,440.4
64,847.1
63,740.7
61,850.5
61,029.5
61,865.2

22,071.8
22,014.9
21,342.6
20,569.3
20,176.7
19,617.1
18,921.4
17,821.6
17,525.0
16,997.3
17,370.7
16,733.4

46,341.0
47,706.3
49,932.8
51,646.7
51,419.4
49,648.6
45,519.0
47,025.5
46,215.8
44,853.1
43,658.8
45,131.8

-8,020.9
-7,412.5
-8,366.6
-10,233.0
-9,228.5
-8,087.7
-6,139.0
-5,841.8
-6,158.7
-4,459.7
-1,490.4
965.5

648.4
648.6
648.7
656.2
648.7
648.8
714.6
717.4
650.9
651.7
656.2
655.9

2,519.8
2,458.7
2,348.0
2,355.9
2,317.6
2,355.1
2,446.8
2,469.5
2,428.4
2,430.5
2,403.6
2,541.4

69,315.7
70,753.0
69,301.1
68,088.8
67,999.8
67,923.8
71,356.8
69,622.7
69,749.5
70,745.9
70,784.6
71,549.3

69,567.9
68,328.0
69,680.4
70,678.0
70,644.6
70,658.2
68,478.5
68,913.2
69,424.0
69,924.4
70,735.9
70,730.6

-47,783.2
-47,682.9
-48,519.1
-48,126.5
-48,192.3
-48,847.2
-49,272.3
-52,465.1
-52,191.8
-54,072.1
-55,035.5
-54,301.6

86,247.6
87,092.9
85,092.5
83,419.4
84,189.9
84,650.8
87,585.4
83,415.9
83,902.3
85,220.8
88,054.4
92,141.2

132,588.5
134,799.2
135,025.3
135,066.1
135,609.3
134,299.4
133,104.4
130,441.4
130,118.1
130,074.0
131,713.2
137,273.0

11,243.1
11,291.5
11,049.5
10,801.0
10,479.8
11,365.8
11,407.4
10,979.0
10,347.3
10,792.6
10,889.9
12,971.2

84,606.1
85,628.0
86,533.5
86,157.0
87,243.3
85,738.6
83,158.9
81,559.5
81,316.8
81,397.1
82,377.0
84,620.7

32,304.7
33,435.8
32,983.0
33,735.8
33,557.8
32,618.7
33,953.2
33,386.2
34,136.1
33,602.9
34,279.5
35,650.8

310.6
254.7
221.9
140.8
140.8
69.9
68.2
40.2
40.3
2.9
2.3
3.6

638.6
693.9
696.4
694.1
697.0
811.6
773.7
680.5
681.6
681.6
552.4
365.8

2,729.0
2,741.3
2,750.3
2,730.3
2,713.6
2,702.7
2,728.8
2,725.0
2,723.7
2,713.1
2,713.1
2,725.7

756.6
754.3
791.2
807.5
777.3
992.8
1,014.2
1,071.0
872.2
883.9
899.6
936.2

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

61,482.3
62,599.7
63,665.4
62,198.7
62,835.8
63,667.5
63,441.3
63,314.4
60,801.1
60,659.5
63,000.1
71,372.5

16,868.2
16,508.2
16,127.8
15,798.4
15,655.2
15,800.0
15,771.6
15,111.8
15,003.1
15,290.7
15,085.5
16,937.7

44,614.1
46,091.6
47,537.6
46,400.3
47,180.6
47,867.4
47,669.7
48,202.6
45,797.9
45,368.8
47,914.5
54,434.9

-476.3
474.5
2,323.7
-1,497.5
205.4
1,958.0
2,663.6
3,047.0
3,005.6
4,935.6
3,105.5
2,751.6

654.4
652.6
655.7
725.0
728.1
732.8
717.8
719.6
722.4
725.1
727.9
751.8

2,504.8
2,538.5
2,455.6
2,506.9
2,362.0
2,495.2
2,544.3
2,538.4
2,520.6
2,538.3
2,700.8
2,763.8

71,989.2
71,867.5
72,097.2
72,371.5
72,395.3
71,980.4
71,289.5
70,269.5
70,117.9
71,285.4
71,924.9
73,645.2

70,803.0
70,864.7
70,836.2
70,994.5
71,214.2
71,192.1
71,324.8
71,815.6
72,606.1
73,338.1
74,225.3
74,143.6

-54,411.7
-54,535.4
-55,778.4
-56,257.9
-57,027.8
-57,667.5
-57,333.5
-57,940.6
-58,018.6
-59,531.8
-60,317.7
-60,148.5

91,063.4
91,862.5
92,590.1
88,842.5
89,877.1
90,691.1
91,206.4
90,449.5
90,954.1
93,290.9
92,366.7
93,907.6

135,677.5
137,954.0
140,127.7
135,242.8
137,057.7
138,558.5
138,876.2
138,652.2
136,752.0
138,659.6
140,281.3
148,342.4

12,505.1
12,372.9
12,398.7
11,338.4
10,930.3
11,354.3
10,982.6
10,462.8
10,202.1
10,782.8
11,339.8
14,685.8

83,691.2
85,140.6
86,884.0
84,802.4
86,951.8
88,379.3
88,547.3
87,435.7
87,287.9
88,119.5
89,289.7
94,197.3

35,432.5
36,384.1
36,710.3
35,038.2
35,147.7
34,797.6
35,546.5
36,522.4
35,035.8
35,514.4
35,431.5
35,375.6

3.6
3.9
3.9
3.9
3.9
64.2
63.8
174.9
112.4
113.1
113.2
3.4

366.5
341.0
342.0
264.0
264.0
264.1
0.9
249.1
249.5
249.6
246.5
246.6

2,791.3
2,799.4
2,838.2
2,841.7
2,841.4
2,852.4
2,913.7
2,919.0
2,928.3
2,937.8
2,949.0
2,949.0

887.4
911.7
950.4
954.4
919.5
847.1
821.4
888.2
936.0
942.6
911.6
884.9

(11)=(3 +10) = (12:18)

(12)

Depsitos

(18)

Fuente: Comisin Nacional de Bancos y Seguros, Sociedades de Depsito y Otras Sociedades Financieras.
Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF) y comprende: Panorama de las Sociedades de Depsitos y Panorama de las Otras Sociedades Financieras.
2/
Instituciones sin fines de lucro que sirven a los hogares.
p/

Preliminar.

El Panorama de las Sociedades Financieras (PSF) presenta la consolidacin de los activos y pasivos del sector de sociedades financieras frente a todos los dems sectores de la economa y de los no residentes. El Panorama de las Sociedades financieras es la consolidacin del panorama de las sociedades de depsito y de las otras sociedades
financieras. Las socidades de depsito agrupan al Banco Central y las otras entidades financieras que captan recursos del pblico. Por su parte, en las Otras Sociedades Financieras se agrupan las compaas de seguro y el Banco Hondureo de la Produccin y Vivienda (Banhprovi).

Cuadro 2:

PANORAMA DE LAS SOCIEDADES DE DEPSITO 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos frente a Pasivos frente a


no residentes
no residentes

AEN

Gobierno
Central (neto)

Sociedades
pblicas no
financieras

Gobiernos
locales

(5)

(6)

Activos Internos (AI)


Otras
Otras sociedades
sociedades
no financieras
financieras
(7)

(8)

Dinero en Sentido Amplio (DSA)


Hogares e
2/
ISFLSH

Otras partidas
(neto)

AI

(9)

(10)

(11)=(4:10)

Activos=Pasivos

Billetes y monedas
en poder del
pblico

Otros depsitos

Valores

MN

ME

MN

ME

MN

ME

(14)

(15)

(16)

(17)

(18)

(19)

(1)

(2)

(3)=(1-2)

(4)

2004
2005
2006
2007

56,856.1
65,984.8
71,484.9
70,546.2

17,579.1
19,703.6
19,234.7
22,011.1

39,276.9
46,281.2
52,250.1
48,535.0

-2,887.4
-3,557.0
-8,782.0
-8,750.1

671.0
920.9
1,321.5
1,737.7

576.7
788.4
1,891.0
2,281.6

3,563.5
3,224.8
3,250.1
3,023.8

55,415.0
39,688.5
48,175.3
62,097.3

4,906.8
31,007.1
42,872.3
58,718.0

-22,018.2
-25,047.5
-27,431.6
-35,085.3

40,227.4
47,025.1
61,296.7
84,022.9

79,504.3
93,306.3
113,546.8
132,558.0

7,587.8
8,904.1
10,442.6
11,905.6

10,967.2
12,334.1
15,793.1
18,342.1

5,098.0
3,969.3
4,065.7
5,236.1

34,599.6
42,589.0
53,708.3
66,263.1

16,901.0
20,587.8
24,300.7
27,501.4

4,074.5
4,740.8
5,204.4
3,309.7

276.3
181.2
31.9
0.0

2008
Ene
Feb
Mar
Abr
may
Jun
Jul
Ago
Sep
Oct
Nov
Dic

67,520.0
69,187.1
71,061.1
72,169.8
70,981.2
72,381.0
71,362.1
69,379.2
67,798.9
68,045.9
68,177.1
70,516.4

22,398.7
22,675.4
22,723.5
23,272.6
23,501.4
23,181.8
22,820.5
22,760.3
22,760.0
22,876.4
22,399.7
22,217.7

45,121.3
46,511.7
48,337.6
48,897.2
47,479.8
49,199.3
48,541.6
46,618.9
45,039.0
45,169.4
45,777.4
48,298.6

-10,591.6
-10,047.2
-9,185.5
-12,042.5
-9,385.1
-8,883.3
-8,053.8
-7,510.6
-8,482.4
-6,720.5
-6,030.7
-5,352.5

1,746.1
1,799.1
1,802.7
1,712.7
646.8
648.6
648.4
648.4
648.4
648.4
648.4
648.4

2,275.8
2,263.4
2,239.6
2,294.1
2,304.7
2,561.5
2,563.9
2,549.6
2,495.7
2,528.1
2,534.9
2,565.5

3,321.8
3,297.5
3,248.7
3,248.9
3,239.3
3,204.6
3,230.1
3,225.7
3,206.9
3,171.9
3,082.6
2,874.7

61,553.6
62,854.6
64,401.2
65,526.1
66,987.2
66,367.9
66,276.9
66,400.9
66,995.7
67,410.3
67,246.2
67,201.2

60,594.8
61,804.1
61,785.5
62,230.2
62,409.0
64,837.0
65,601.8
67,228.9
67,953.1
66,975.3
67,877.0
67,605.8

-35,005.8
-35,812.5
-38,087.8
-36,852.3
-38,173.1
-39,220.7
-39,952.3
-41,659.7
-41,976.5
-43,030.6
-44,456.9
-44,841.8

83,894.8
86,159.0
86,204.6
86,117.2
88,028.8
89,515.6
90,315.0
90,883.1
90,841.0
90,982.9
90,901.5
90,701.4

129,016.1
132,670.7
134,542.1
135,014.4
135,508.6
138,714.9
138,856.6
137,502.0
135,880.0
136,152.3
136,678.9
139,000.0

10,810.8
11,408.5
11,416.0
10,899.7
10,796.1
11,224.5
10,480.6
10,634.0
10,046.2
10,239.6
10,486.7
11,856.8

17,311.5
17,651.7
18,754.0
18,020.2
18,434.2
19,001.8
18,433.7
17,643.3
17,190.4
17,850.0
18,043.0
19,007.0

4,353.6
4,703.3
4,328.5
4,479.6
4,247.9
4,185.2
4,499.9
4,027.6
4,108.8
4,340.6
4,991.0
5,012.4

65,802.3
67,484.8
67,723.6
67,828.8
67,639.8
69,133.2
69,179.7
68,808.8
68,614.2
67,922.9
68,438.4
69,281.8

27,671.7
28,584.1
29,731.1
30,187.2
31,015.4
31,756.7
32,768.1
32,944.8
32,347.1
32,520.0
31,701.0
31,045.9

3,066.2
2,838.3
2,589.0
2,700.6
2,477.1
2,512.5
2,500.5
2,441.7
2,563.0
2,361.3
2,385.1
2,159.3

0.0
0.0
0.0
898.3
898.1
900.9
994.1
###########
###########
917.9
633.7
636.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

67,269.4
68,585.4
70,144.8
71,086.0
70,451.7
67,759.8
62,869.0
63,324.1
62,385.6
60,344.1
59,523.1
60,376.8

21,673.2
21,629.7
20,973.3
20,168.2
19,766.2
19,192.6
18,508.6
17,431.6
17,173.4
16,639.2
17,012.2
16,194.0

45,596.1
46,955.7
49,171.6
50,917.7
50,685.5
48,567.2
44,360.3
45,892.5
45,212.3
43,704.9
42,510.9
44,182.8

-7,356.2
-6,728.5
-7,709.8
-9,784.6
-8,789.8
-7,649.0
-5,675.2
-5,377.8
-5,698.7
-4,020.7
-1,650.7
1,396.9

648.4
648.6
648.7
656.2
648.7
648.8
714.6
717.4
650.9
651.7
656.2
655.9

2,519.8
2,458.7
2,348.0
2,355.9
2,317.6
2,355.1
2,446.8
2,469.5
2,428.4
2,430.5
2,403.6
2,541.4

3,158.9
3,164.3
3,568.5
4,002.7
4,828.8
5,217.0
5,905.6
7,277.9
7,506.8
8,736.5
8,720.3
8,940.2

66,987.6
68,400.3
67,016.0
65,751.6
65,578.0
65,459.1
68,769.9
67,053.5
67,243.3
68,155.8
68,261.2
68,588.4

68,972.8
67,747.0
69,092.0
70,063.2
70,034.4
70,076.8
67,867.8
68,306.7
68,852.8
69,358.2
70,169.6
70,062.9

-44,591.8
-45,287.8
-45,837.3
-46,063.2
-47,112.1
-47,985.9
-49,038.6
-52,388.3
-53,538.5
-55,192.5
-56,508.9
-56,515.8

90,339.5
90,402.7
89,126.2
86,981.9
87,505.7
88,121.8
90,990.9
88,059.0
87,445.0
90,119.5
92,051.4
95,670.0

135,935.6
137,358.3
138,297.8
137,899.6
138,191.2
136,689.0
135,351.2
133,951.5
132,657.3
133,824.4
134,562.3
139,852.9

11,243.1
11,291.5
11,049.5
10,801.0
10,479.8
11,365.8
11,407.4
10,979.0
10,347.3
10,792.6
10,889.9
12,971.2

18,835.9
18,649.4
19,306.2
18,546.9
19,864.4
17,795.1
17,363.5
17,918.3
17,405.3
18,103.0
18,526.7
19,423.3

4,080.9
4,706.3
4,210.1
4,084.1
4,504.9
3,876.4
4,201.1
4,274.2
4,460.9
4,658.7
4,515.4
5,047.1

70,054.9
70,771.5
71,330.9
71,688.6
71,261.6
71,809.3
69,881.6
68,339.9
67,913.0
67,993.8
67,991.2
69,127.8

29,337.8
29,614.7
30,085.9
31,036.7
30,232.6
29,928.6
30,425.9
30,454.4
30,543.8
30,585.3
31,049.2
31,784.6

1,744.7
1,496.2
1,483.6
1,048.5
1,077.9
1,026.3
849.6
856.5
856.0
559.9
589.9
670.2

638.6
829.0
832.0
694.1
770.6
887.8
###########
###########
###########
###########
###########
829.6

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
p/
Dic

60,013.2
61,152.6
62,320.4
60,880.5
61,500.5
62,530.0
62,294.6
62,198.4
59,595.3
59,470.9
61,794.2
70,166.6

16,326.8
15,945.0
15,657.6
15,417.0
15,307.1
15,280.2
15,323.8
14,720.8
14,641.2
14,920.9
14,762.9
16,615.5

43,686.4
45,207.7
46,662.8
45,463.6
46,193.4
47,249.8
46,970.8
47,477.5
44,954.1
44,550.0
47,031.2
53,551.0

-42.1
1,130.6
2,930.4
-895.2
835.9
2,578.4
3,285.6
3,669.1
3,632.0
5,561.1
3,720.3
3,367.8

654.4
652.6
655.7
725.0
728.1
732.8
717.8
719.6
722.4
725.1
727.9
751.8

2,504.8
2,538.5
2,455.6
2,506.9
2,362.0
2,495.2
2,544.3
2,538.4
2,520.6
2,538.3
2,700.8
2,763.8

9,168.7
9,116.2
10,475.4
10,465.3
11,005.8
10,996.4
11,006.6
11,007.9
11,006.6
11,007.4
10,980.2
10,993.4

68,899.5
68,826.4
69,025.3
69,485.8
69,285.4
68,662.5
68,019.6
67,229.3
67,106.0
68,157.9
68,883.4
70,587.2

70,101.9
70,163.9
70,161.3
70,378.5
70,625.7
70,534.6
70,726.1
71,228.7
72,058.4
72,796.3
73,691.5
73,609.9

-56,938.6
-56,959.4
-58,092.0
-59,001.6
-59,475.5
-60,101.4
-60,395.7
-61,180.4
-61,255.5
-63,057.9
-62,720.3
-62,156.2

94,348.7
95,468.9
97,611.7
93,664.6
95,367.4
95,898.6
95,904.3
95,212.6
95,790.5
97,728.1
97,983.9
99,917.6

138,035.1
140,676.6
144,274.6
139,128.2
141,560.8
143,148.4
142,875.0
142,690.2
140,744.6
142,278.2
145,015.1
153,468.7

12,505.1
12,372.9
12,398.7
11,338.4
10,930.3
11,354.3
10,982.6
10,462.8
10,202.1
10,782.8
11,339.8
14,685.8

17,993.5
18,474.7
19,769.3
18,416.5
19,910.2
19,127.2
19,323.1
19,327.8
18,850.5
19,253.2
21,201.8
22,689.5

5,677.3
5,992.6
5,321.1
5,108.1
5,427.4
5,230.9
5,883.4
6,264.4
5,432.3
5,728.7
5,900.8
5,722.9

69,500.3
70,462.4
71,641.8
70,846.8
72,001.1
74,321.6
73,851.7
72,702.0
72,978.5
73,031.7
72,965.1
76,887.4

30,831.8
31,478.2
33,199.3
31,641.3
31,859.8
31,467.4
31,369.2
31,870.8
31,112.4
31,192.1
31,268.2
31,434.5

696.2
1,457.2
1,498.3
1,484.0
1,132.3
1,331.3
1,357.9
1,687.1
1,572.3
1,692.9
1,728.1
1,432.4

831.0
438.2
445.1
293.1
300.2
316.1
107.1
375.2
596.7
596.8
611.3
616.1

(12)=(3 +11)= (13:19)

(13)

Depsitos transferibles

Fuente: Comisin Nacional de Bancos y Seguros y Sociedades de Depsito.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/

Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF) y comprende: Panorama del Banco Central y Panorama de las Otras Sociedades de Depsito.

2/

Instituciones sin fines de lucro que sirven a los hogares.

p/

Preliminar.

El Panorama de las Sociedades de Depsito (PSD), es un estado consolidado de los activos y pasivos de las sociedades del sector financiero que emiten pasivos o instrumentos financieros que se consideran parte del dinero en sentido amplio (DSA M3); es decir, registra la posicin de activos y pasivos del Banco Central de Honduras y las Otras Sociedades de Depsito, las
que a su vez incluyen a bancos comerciales, bancos de desarrollo, asociaciones de ahorro y prstamo, financieras y las cooperativas de ahorro y crdito.
Este Panorama facilita el anlisis del dinero en sentido amplio y sus componentes, as como del crdito y de los activos y pasivos externos de las sociedades de depsito. Asimismo, facilita el anlisis macroeconmico haciendo uso de los vnculos entre las estadsticas monetarias y otras estadsticas macroeconmicas, mediante la clasificacin de los activos y pasivos de cada
sector institucional residente.

Cuadro 3:

PANORAMA DEL BANCO CENTRAL DE HONDURAS 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Activos frente a no residentes
Pasivos frente a no residentes
Perodo

Activos de
reserva oficial
(1)

Otros
(2)

Corto Plazo
(3)

Largo Plazo
(4)

Activos Internos (AI)


Reservas
Internacionales
Netas

AEN

(5)=(1-3)

(6)=(1+2)- (3+4)

Gobierno
Central (neto)
(7)

Sociedades
pblicas no
financieras
(8)

Gobiernos
locales
(9)

Otras
sociedades
financieras
(10)

Otras
Otros sectores Otras partidas
sociedades de
residentes
(neto)
depsito
(11)

(12)

(13)

AI

AEN+AI = Base
monetaria amplia

Base monetaria amplia


BM restringida
Billetes y
Depsitos y
monedas en
valores para
circulacin
encaje

(14)= (7:13)

(15) = (6 +14)= (16:18)

(16)

(17)

2004
2005
2006
2007

40,225.4
47,735.1
53,358.0
51,634.7

4,264.3
4,444.1
4,572.4
4,413.7

6,673.2
6,868.3
3,972.0
4,126.7

4,006.8
3,786.8
3,747.7
3,714.5

33,552.2
40,866.7
49,386.0
47,508.0

33,809.7
41,524.0
50,210.6
48,207.2

-1,254.6
-490.4
-4,377.7
-1,420.5

0.0
0.0
0.0
0.0

25.7
21.8
17.8
13.5

196.4
158.9
125.0
64.4

0.0
100.0
0.0
0.0

0.0
0.0
0.0
0.0

-3,408.5
-3,191.7
-2,879.4
-3,637.9

-4,441.0
-3,401.3
-7,114.4
-4,980.4

29,368.6
38,122.7
43,096.3
43,226.8

9,379.2
11,113.4
13,592.6
16,362.5

5,296.0
5,329.3
6,133.7
10,000.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

49,955.3
51,290.7
51,727.8
53,569.2
51,895.6
52,534.1
50,540.7
49,492.2
48,936.6
48,509.9
48,402.3
50,837.5

4,439.0
4,363.1
4,350.4
4,370.7
4,414.9
4,460.6
4,494.7
4,443.6
4,439.7
4,410.5
4,412.9
4,320.2

4,107.2
4,092.1
4,092.7
4,375.2
4,362.2
4,397.7
4,415.3
4,390.0
4,373.0
4,361.2
4,361.2
4,355.4

3,739.5
3,748.4
3,761.7
3,792.3
3,729.8
3,701.5
3,719.5
3,718.0
3,722.6
3,727.3
3,693.4
3,716.4

45,848.1
47,198.6
47,635.1
49,194.0
47,533.4
48,136.3
46,125.4
45,102.3
44,563.5
44,148.6
44,041.0
46,482.1

46,547.6
47,813.3
48,223.7
49,772.4
48,218.6
48,895.5
46,900.6
45,827.8
45,280.6
44,831.8
44,760.5
47,085.9

-2,523.4
-1,778.6
-914.6
-1,116.1
-1,749.7
-324.4
-907.1
-658.2
-809.7
-668.4
-103.7
641.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

13.3
13.1
12.9
12.7
11.5
11.3
11.1
10.9
10.7
10.5
10.3
9.0

64.3
64.5
60.9
60.8
61.0
57.0
57.3
57.5
53.9
53.8
44.7
40.6

190.0
100.0
0.0
0.0
650.0
45.7
92.1
224.0
47.0
177.0
563.5
93.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

-3,535.4
-3,578.1
-3,590.0
-3,740.1
-3,791.5
-3,897.9
-4,020.1
-3,918.8
-3,797.2
-3,881.8
-4,019.7
-4,150.5

-5,791.2
-5,179.1
-4,430.7
-4,782.6
-4,818.7
-4,108.3
-4,766.8
-4,284.6
-4,495.4
-4,309.0
-3,505.0
-3,365.8

40,756.4
42,634.2
43,792.9
44,989.8
43,399.9
44,787.1
42,133.8
41,543.2
40,785.3
40,522.9
41,255.5
43,720.1

14,355.6
15,067.8
15,348.4
14,811.3
14,340.6
15,074.9
14,344.1
14,175.5
14,034.7
13,945.7
13,926.0
16,468.4

9,217.5
11,029.0
11,457.6
11,478.6
12,850.2
13,455.4
12,217.4
13,004.1
12,903.4
12,185.6
11,528.6
13,722.2

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

50,113.8
50,411.2
52,610.1
52,973.6
51,921.2
50,229.0
45,691.5
46,580.5
45,686.5
44,585.9
43,088.2
44,035.4

4,279.5
4,300.9
4,286.9
4,304.7
4,314.8
4,277.8
4,267.6
4,226.0
4,220.7
4,229.8
4,227.8
4,212.4

4,355.1
4,355.8
4,372.7
4,053.0
4,037.0
4,045.1
4,028.3
4,008.4
4,012.7
4,010.6
4,035.8
4,047.0

3,904.3
3,981.6
3,841.5
3,718.8
3,649.4
3,910.2
3,884.9
3,645.6
3,570.8
3,521.8
3,432.6
3,263.7

45,758.7
46,055.5
48,237.4
48,920.7
47,884.1
46,183.8
41,663.2
42,572.1
41,673.8
40,575.3
39,052.4
39,988.4

46,133.9
46,374.7
48,682.8
49,506.5
48,549.5
46,551.5
42,045.9
43,152.5
42,323.8
41,283.3
39,847.6
40,937.2

727.4
1,480.1
737.0
868.7
473.4
3,156.9
2,422.1
698.8
1,779.6
2,283.8
4,270.9
6,710.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

8.8
8.6
8.4
8.1
6.9
6.6
6.4
6.2
6.0
5.8
4.5
4.2

298.8
298.9
695.5
1,095.6
1,895.6
2,292.4
3,092.1
4,392.1
4,788.9
5,979.3
5,979.3
6,518.1

70.0
0.0
0.0
0.0
0.0
0.0
0.0
180.0
479.3
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

-3,287.3
-3,492.5
-3,452.9
-3,448.3
-3,611.0
-3,544.1
-3,533.1
-6,460.2
-6,713.9
-6,749.6
-6,848.8
-6,868.9

-2,182.3
-1,705.0
-2,012.1
-1,475.8
-1,235.1
1,911.9
1,987.4
-1,183.1
340.0
1,519.2
3,406.0
6,363.8

43,951.6
44,669.8
46,670.7
48,030.7
47,314.4
48,463.4
44,033.3
41,969.4
42,663.8
42,802.5
43,253.6
47,300.9

14,409.9
14,463.7
14,587.9
14,362.1
13,852.8
15,019.6
15,057.5
14,457.8
14,301.2
14,212.6
14,632.9
17,705.7

16,947.2
17,699.3
19,245.2
22,209.0
19,876.2
18,559.2
13,485.5
10,800.8
10,819.0
9,729.4
10,925.7
10,752.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

43,308.0
44,460.3
45,486.1
44,576.8
44,613.8
45,772.7
44,276.2
43,980.8
43,154.7
43,939.7
46,904.3
55,387.1

4,220.6
4,220.0
4,230.0
4,234.9
4,236.6
4,223.8
4,209.4
4,208.8
4,216.1
4,222.7
4,229.1
4,214.7

4,058.5
4,039.6
4,022.1
4,057.6
4,053.4
4,053.4
4,048.2
4,045.1
4,046.6
4,010.9
4,009.3
4,004.8

3,266.7
3,301.3
3,281.1
3,286.6
3,242.0
3,223.6
3,255.9
3,248.1
3,263.8
3,274.3
3,226.2
3,234.6

39,249.5
40,420.7
41,464.0
40,519.2
40,560.5
41,719.3
40,228.0
39,935.7
39,108.1
39,928.8
42,895.1
51,382.4

40,203.4
41,339.4
42,412.8
41,467.5
41,555.1
42,719.6
41,181.5
40,896.4
40,060.4
40,877.2
43,897.9
52,362.5

6,729.3
7,540.8
8,862.4
8,453.2
8,031.5
11,021.1
10,404.8
10,066.3
11,467.4
11,057.2
10,297.5
8,598.1

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

4.0
3.8
3.5
3.3
2.0
1.8
1.5
1.3
1.0
1.1
0.0
0.0

7,018.2
7,018.2
8,365.0
8,364.6
9,014.7
9,011.5
9,011.5
9,011.6
9,008.4
9,008.0
9,008.0
9,004.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
340.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

-6,863.3
-6,859.2
-6,900.3
-6,922.4
-6,909.7
-6,912.9
-6,983.9
-7,110.4
-7,345.5
-7,509.7
-7,548.2
-7,518.2

6,888.2
7,703.6
10,330.7
9,898.7
10,138.5
13,121.5
12,434.0
11,968.7
13,131.4
12,556.6
11,757.3
10,424.7

47,091.6
49,042.9
52,743.5
51,366.2
51,693.6
55,841.1
53,615.5
52,865.1
53,191.7
53,433.8
55,655.2
62,787.3

16,000.7
15,810.1
16,571.1
14,990.0
14,754.3
15,513.1
14,676.8
14,431.4
14,156.4
14,568.1
15,692.2
19,933.2

10,736.3
10,176.1
12,465.5
9,959.2
9,860.0
9,495.2
9,621.2
9,473.1
9,203.8
9,127.6
9,343.1
12,059.6

Fuente: Banco Central de Honduras.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia de fin de perodo.
1/

Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).

p/

Preliminar.

El Panorama del Banco Central de Honduras (PBCH), muestra un resumen analtico de los activos y pasivos del Banco Central de Honduras (BCH) frente a otros sectores institucionales y el resto del mundo. Este compendio estadstico facilita el anlisis de otras variables econmicas, tales como las reservas internacionales netas, el crdito neto del BCH al Gobierno Central y a los dems
sectores de la economa nacional.
El Panorama del Banco Central tambin muestra la base monetaria y sus componentes, as como otros pasivos del BCH. La base monetaria es una medida del dinero primario que sustenta la creacin de las dems formas del dinero en sentido amplio.

Base monetaria amplia


otros pasivos
(18)

14,693.5
21,680.0
23,369.9
16,863.8

17,183.3
16,537.4
16,987.0
18,699.9
16,209.1
16,256.8
15,572.3
14,363.6
13,847.1
14,391.5
15,800.9
13,529.5

12,594.4
12,506.9
12,837.6
11,459.6
13,585.4
14,884.6
15,490.3
16,710.8
17,543.6
18,860.5
17,695.0
18,842.5

20,354.5
23,056.7
23,706.9
26,417.0
27,079.3
30,832.8
29,317.0
28,960.6
29,831.2
29,737.8
30,619.9
30,794.4

stitucionales y el resto del mundo. Este compendio estadstico facilita el anlisis de otras variables econmicas, tales como las reservas internacionales netas, el crdito neto del BCH al Gobierno Central y a los dems

ario que sustenta la creacin de las dems formas del dinero en sentido amplio.

Cuadro 4:

PANORAMA DE LAS OTRAS SOCIEDADES DE DEPSITO 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos frente a Pasivos frente a


no residentes no residentes

AEN

Gobierno
Central (neto)

Gobiernos
locales

Sociedades
pblicas no
financieras

Billetes y
monedas
(7)

Activos Internos (AI)


Otras
Banco Central
sociedades
Depsitos
Valores
financieras
(8)

(9)

Otras
sociedades no
financieras

Hogares e
ISFLSH 2/

Otras partidas
(neto)

AI

(13)

(14)=(4:13)

AEN+AI=Pasivos

Pasivos incluidos en la definicin de


dinero en sentido amplio (DSA)
Depsitos
Otros depsitos y
transferibles
valores

(1)

(2)

(3)=(1-2)

(4)

(5)

(6)

(10)

(11)

(12)

(16)

(17)

2004
2005
2006
2007

12,366.3
13,805.6
13,554.5
14,497.8

6,899.1
9,048.4
11,515.0
14,169.9

5,467.3
4,757.2
2,039.5
327.9

-1,632.8
-3,066.6
-4,404.3
-7,329.7

551.0
766.5
1,873.3
2,268.1

671.0
920.9
1,321.5
1,737.7

1,791.4
2,209.4
3,150.0
4,456.9

7,349.3
8,929.1
10,675.8
12,017.4

7,505.2
11,912.7
12,807.0
10,912.9

3,367.1
3,065.9
3,125.2
2,959.3

55,415.0
39,688.5
48,175.3
62,097.3

4,906.8
31,007.1
42,872.3
58,718.0

-18,570.1
-21,822.9
-24,762.4
-31,610.7

61,353.9
73,610.4
94,833.6
116,227.2

66,821.1
78,367.5
96,873.1
116,555.1

15,322.2
15,265.4
18,953.7
22,861.8

51,499.0
63,102.2
77,919.4
93,693.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

13,125.7
13,533.3
14,983.0
14,229.9
14,670.7
15,386.3
16,326.7
15,443.4
14,422.7
15,125.5
15,362.0
15,358.7

14,552.0
14,834.9
14,869.1
15,105.1
15,409.5
15,082.5
14,685.7
14,652.3
14,664.3
14,787.9
14,345.1
14,146.0

-1,426.3
-1,301.6
113.9
-875.2
-738.8
303.8
1,641.0
791.1
-241.7
337.6
1,016.9
1,212.7

-8,068.3
-8,268.6
-8,270.9
-10,926.4
-7,635.5
-8,559.0
-7,146.7
-6,852.4
-7,672.7
-6,052.2
-5,927.1
-5,994.1

2,262.5
2,250.3
2,226.7
2,281.4
2,293.2
2,550.2
2,552.8
2,538.7
2,485.1
2,517.7
2,524.6
2,556.5

1,746.1
1,799.1
1,802.7
1,712.7
646.8
648.5
648.4
648.4
648.4
648.4
648.4
648.4

3,544.8
3,659.2
3,932.4
3,911.5
3,544.5
3,850.4
3,863.5
3,541.6
3,988.5
3,706.1
3,439.3
4,611.6

11,425.7
12,431.6
12,231.1
13,043.8
12,605.0
12,410.2
11,341.3
11,569.0
11,736.5
11,398.9
10,962.7
11,690.3

11,068.1
11,578.5
11,962.2
12,527.4
12,205.4
13,119.7
11,965.7
11,594.4
10,876.7
11,006.4
12,176.6
12,116.9

3,257.5
3,233.0
3,187.8
3,188.1
3,178.3
3,147.7
3,172.8
3,168.2
3,153.1
3,118.2
3,038.0
2,834.1

61,553.6
62,854.6
64,401.2
65,526.1
66,987.2
66,367.9
66,276.9
66,400.9
66,995.7
67,410.3
67,246.2
67,201.2

60,594.8
61,804.1
61,785.5
62,230.2
62,409.0
64,837.0
65,601.8
67,228.9
67,953.1
66,975.3
67,877.0
67,605.8

-31,627.5
-32,413.2
-33,738.9
-33,163.4
-34,986.8
-35,437.7
-35,941.3
-37,922.2
-38,470.2
-39,354.9
-40,898.4
-40,900.2

115,757.4
118,928.6
119,519.9
120,331.4
121,247.1
122,934.9
122,335.3
121,915.3
121,694.2
121,374.1
121,087.4
122,370.6

114,331.1
117,627.0
119,633.7
119,456.2
120,508.3
123,238.7
123,976.3
122,706.4
121,452.5
121,711.7
122,104.3
123,583.4

20,930.3
21,617.0
22,239.4
21,499.6
21,913.0
22,405.4
22,103.4
21,028.0
20,550.2
21,345.6
22,089.5
23,375.9

93,400.8
96,010.0
97,394.3
97,956.6
98,595.3
100,833.3
101,872.9
101,678.5
100,902.3
100,366.0
100,014.9
100,207.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

12,876.1
13,873.3
13,247.9
13,807.7
14,215.8
13,253.0
12,909.9
12,517.6
12,478.4
11,528.4
12,207.1
12,128.9

13,413.8
13,292.3
12,759.1
12,396.5
12,079.7
11,237.3
10,595.4
9,777.6
9,589.9
9,106.8
9,543.7
8,883.3

-537.8
581.0
488.8
1,411.2
2,136.0
2,015.7
2,314.5
2,740.0
2,888.5
2,421.6
2,663.3
3,245.7

-8,083.6
-8,208.6
-8,446.8
-10,653.3
-9,263.3
-10,805.9
-8,097.3
-6,076.6
-7,478.4
-6,304.6
-5,921.6
-5,313.5

2,511.0
2,450.1
2,339.7
2,347.8
2,310.7
2,348.4
2,440.4
2,463.3
2,422.4
2,424.8
2,399.1
2,537.2

648.4
648.6
648.7
656.2
648.7
648.8
714.6
717.4
650.9
651.7
656.2
655.9

3,166.7
3,172.1
3,538.4
3,561.1
3,373.0
3,653.8
3,650.2
3,478.9
3,953.9
3,420.1
3,742.9
4,734.5

14,828.7
14,949.1
16,570.4
19,439.0
18,211.4
16,582.8
11,928.2
10,073.3
10,418.8
10,606.0
10,533.0
10,354.3

11,110.6
11,945.0
11,668.0
10,938.3
12,121.2
13,801.2
14,404.4
14,308.6
14,999.3
14,837.3
15,608.8
16,794.5

2,860.1
2,865.5
2,873.0
2,907.1
2,933.2
2,924.6
2,813.6
2,885.8
2,717.9
2,757.3
2,740.9
2,422.1

66,987.6
68,400.3
67,016.0
65,751.6
65,578.0
65,459.1
68,769.9
67,053.5
67,243.3
68,155.8
68,261.2
68,588.4

68,972.8
67,747.0
69,092.0
70,063.2
70,034.4
70,076.8
67,867.8
68,306.7
68,852.8
69,358.2
70,169.6
70,062.9

-41,439.6
-41,767.9
-42,188.5
-42,379.3
-43,469.1
-44,375.4
-45,540.2
-46,117.2
-47,079.1
-48,382.5
-49,527.9
-49,432.9

121,562.7
122,201.2
123,111.1
122,631.6
122,478.3
120,314.1
118,951.5
117,093.8
116,701.8
117,524.2
118,662.4
121,403.6

121,025.0
122,782.1
123,599.9
124,042.8
124,614.4
122,329.8
121,265.9
119,833.8
119,590.3
119,945.8
121,325.7
124,649.3

21,752.3
22,514.8
22,293.0
21,417.9
23,220.4
20,704.7
21,062.2
21,135.9
21,239.7
21,471.6
22,390.1
23,836.6

99,273.0
100,267.6
101,307.3
102,625.3
101,394.4
101,625.6
100,203.7
98,697.9
98,350.6
98,474.2
98,935.7
100,813.6

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

12,484.6
12,472.3
12,604.3
12,068.8
12,650.1
12,533.5
13,809.0
14,008.8
12,224.5
11,308.5
10,660.7
10,564.8

9,001.5
8,604.0
8,354.3
8,072.7
8,011.8
8,003.3
8,019.6
7,427.6
7,330.8
7,635.7
7,527.4
9,376.2

3,483.1
3,868.3
4,250.0
3,996.1
4,638.3
4,530.2
5,789.3
6,581.2
4,893.7
3,672.8
3,133.3
1,188.5

-6,771.5
-6,410.2
-5,932.0
-9,348.4
-7,195.6
-8,442.7
-7,119.2
-6,397.2
-7,835.4
-5,496.2
-6,577.2
-5,230.3

2,500.8
2,534.7
2,452.1
2,503.6
2,359.9
2,493.5
2,542.8
2,537.1
2,519.6
2,537.3
2,700.8
2,763.8

654.4
652.6
655.7
725.0
728.1
732.8
717.8
719.6
722.4
725.1
727.9
751.8

3,495.7
3,437.2
4,172.4
3,651.6
3,824.0
4,158.8
3,694.2
3,968.5
3,954.4
3,785.3
4,352.4
5,247.5

13,212.7
12,954.7
13,113.3
11,992.7
12,277.5
13,150.2
11,797.7
10,653.2
13,045.0
10,993.8
10,249.4
11,629.1

15,678.5
17,999.5
19,941.4
21,453.4
21,709.1
23,888.1
24,501.8
24,842.3
23,044.1
24,513.7
25,660.3
27,958.9

2,150.6
2,097.9
2,110.4
2,100.6
1,991.1
1,984.9
1,995.0
1,996.3
1,998.2
1,999.4
1,972.1
1,988.5

68,899.5
68,826.4
69,025.3
69,485.8
69,285.4
68,662.5
68,019.6
67,229.3
67,106.0
68,157.9
68,883.4
70,587.2

70,101.9
70,163.9
70,161.3
70,378.5
70,625.7
70,534.6
70,726.1
71,228.7
72,058.4
72,796.3
73,691.5
73,609.9

-50,049.7
-50,302.1
-51,359.4
-52,200.8
-52,848.1
-53,093.2
-53,735.5
-54,321.0
-54,415.5
-55,442.6
-54,909.0
-55,046.5

119,872.9
121,954.7
124,340.6
120,742.0
122,757.2
124,069.4
123,140.2
122,456.7
122,197.1
124,570.0
126,751.6
134,259.9

123,356.0
125,823.0
128,590.6
124,738.1
127,395.5
128,599.7
128,929.6
129,037.9
127,090.8
128,242.9
129,884.9
135,448.5

23,131.2
23,989.6
23,852.6
22,356.9
23,646.5
22,935.9
23,811.3
24,606.4
23,101.9
24,112.1
25,793.5
27,218.3

100,225.6
101,834.3
104,738.9
102,382.1
103,749.9
105,664.3
105,119.1
104,431.5
103,988.9
104,130.8
104,091.4
108,230.2

(15)=(3 +14)=(16 +17)

Fuente: Comisin Nacional de Bancos y Seguros y Otras Sociedades de Depsito.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF) y comprende: Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo, Sociedades Financieras y una muestra de 27 Cooperativas
de Ahorro y Crdito.
2/
Instituciones sin fines de lucro que sirven a los hogares.
p/
Preliminar.

El Panorama de Otras Sociedades de Depsito (POSD), presenta la consolidacin de las sociedades de depsito (excepto el Banco Central), cuya actividad principal es la intermediacin financiera y que contraen pasivos en forma de depsitos o instrumentos financieros, que se incluyen en la definicin nacional del dinero en sentido amplio (M3).
Las unidades que se clasifican como Otras Sociedades de Depsito son: Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo, Sociedades Financieras y Cooperativas de Ahorro y Crdito.

Cuadro 5:

PANORAMA DE BANCOS COMERCIALES 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos frente a Pasivos frente a


no residentes no residentes

Activos Internos (AI)


AEN

Gobierno
Central (neto)

Gobierno
locales

Sociedades
pblicas no
financieras

Billetes y
monedas

Depsitos

(5)

(6)

(7)

(8)

Banco Central
Valores

Otras
sociedades
financieras

Otras sociedades
no financieras

Hogares e
ISFLSH 2/

Otras partidas
neto

AI

(13)

(14)=(4 :13)

AEN+AI=Pasivos

Pasivos incluidos en la definicin de


(DSA)
Depsitos
Otros depsitos y
transferibles
valores

(1)

(2)

(3)=(1-2)

(4)

(9)

(10)

(11)

(12)

(16)

(17)

2004
2005
2006
2007

12,243.6
13,628.9
13,476.1
14,395.1

6,756.8
8,871.2
11,158.7
13,667.5

5,486.7
4,757.7
2,317.4
727.6

-1,404.6
-2,757.4
-4,308.3
-7,235.9

499.9
707.2
1,873.3
2,268.1

671.0
920.9
1,296.6
1,712.8

1,740.2
2,151.6
3,005.9
4,364.5

7,040.7
8,572.1
10,474.1
11,781.3

7,305.7
11,480.0
12,584.9
10,605.1

3,098.0
2,865.8
2,864.9
2,703.3

52,783.7
38,907.1
47,921.2
61,804.8

0.0
23,207.5
34,540.5
47,613.8

-15,645.9
-18,755.3
-22,333.7
-28,014.5

56,088.7
67,299.4
87,919.3
107,603.3

61,575.5
72,057.1
90,236.7
108,331.0

15,236.4
15,164.5
18,715.7
22,658.8

46,339.1
56,892.6
71,521.0
85,672.1

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

13,027.2
13,435.3
14,896.4
14,159.5
14,617.3
15,327.6
16,263.9
15,332.1
14,313.3
15,044.0
15,239.8
15,259.6

14,053.6
14,458.9
14,479.6
14,703.7
15,001.8
14,651.6
14,225.7
14,168.1
14,178.0
14,311.1
13,849.1
13,660.1

-1,026.4
-1,023.6
416.8
-544.2
-384.5
676.0
2,038.2
1,164.0
135.3
732.9
1,390.7
1,599.4

-7,930.5
-8,109.7
-8,063.9
-10,698.6
-7,494.4
-8,246.3
-6,890.4
-6,625.4
-7,380.8
-5,751.4
-5,687.9
-5,739.3

2,262.5
2,250.3
2,226.7
2,281.4
2,293.2
2,550.2
2,552.8
2,538.7
2,485.1
2,517.7
2,524.6
2,556.5

1,721.2
1,774.2
1,777.8
1,687.9
622.0
623.7
623.5
623.5
623.5
623.5
623.5
623.5

3,444.2
3,547.7
3,817.1
3,808.0
3,443.7
3,752.7
3,747.3
3,447.5
3,848.7
3,582.1
3,335.9
4,501.1

11,112.4
12,199.8
12,005.3
12,796.5
12,276.9
12,182.7
11,090.3
11,239.0
11,397.3
11,105.6
10,638.0
11,431.0

10,775.0
11,261.2
11,555.0
12,073.9
11,780.3
12,655.8
11,551.1
11,232.7
10,521.2
10,730.7
11,995.5
11,971.8

2,962.9
2,929.1
2,879.2
2,876.1
2,865.6
2,840.8
2,868.5
2,863.2
2,858.9
2,884.4
2,810.9
2,609.5

61,424.1
62,843.8
64,387.4
65,512.1
66,975.3
66,355.9
66,263.2
66,392.0
66,984.6
67,404.8
67,237.2
67,194.4

49,327.3
50,937.8
50,855.0
51,205.2
51,274.0
53,338.1
53,991.6
54,953.5
55,550.7
55,303.1
55,852.0
55,617.2

-28,024.8
-29,165.3
-30,420.4
-29,752.1
-31,508.4
-32,062.5
-32,543.6
-33,873.1
-34,247.9
-35,210.7
-36,760.1
-36,976.3

107,074.3
110,468.9
111,019.1
111,790.3
112,528.3
113,990.9
113,254.4
112,791.7
112,641.2
113,189.8
112,569.6
113,789.5

106,047.9
109,445.3
111,435.9
111,246.1
112,143.7
114,666.9
115,292.6
113,955.7
112,776.5
113,922.7
113,960.2
115,388.9

20,836.5
21,510.4
22,108.6
21,376.7
21,679.3
22,237.8
21,896.8
20,800.6
20,363.6
21,168.5
21,885.5
23,138.3

85,211.4
87,935.0
89,327.3
89,869.3
90,464.4
92,429.0
93,395.9
93,155.1
92,412.9
92,754.2
92,074.8
92,250.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

12,803.4
13,832.8
13,174.1
13,746.4
14,163.2
13,205.9
12,867.7
12,460.1
12,444.2
11,494.8
12,174.1
12,095.7

12,899.5
12,797.0
12,277.5
11,906.5
11,610.8
10,792.8
10,172.9
9,373.1
9,208.9
8,733.9
9,215.3
8,598.2

-96.1
1,035.8
896.6
1,840.0
2,552.4
2,413.1
2,694.8
3,087.0
3,235.4
2,760.9
2,958.8
3,497.5

-7,815.6
-7,849.5
-8,055.0
-10,263.5
-8,872.9
-10,458.7
-7,756.8
-5,780.7
-7,163.1
-5,975.2
-5,619.7
-5,005.9

2,511.0
2,450.1
2,339.7
2,347.8
2,310.7
2,348.4
2,440.4
2,463.3
2,422.4
2,424.8
2,399.1
2,537.2

623.5
623.7
623.9
631.4
623.9
623.9
689.7
692.6
626.0
626.8
631.4
631.1

3,017.5
3,048.7
3,419.8
3,452.5
3,253.7
3,548.1
3,550.6
3,372.6
3,850.3
3,303.1
3,628.6
4,630.4

14,629.0
14,748.8
16,377.6
19,240.2
18,021.7
16,381.8
11,683.5
9,837.8
10,252.7
10,383.7
10,330.4
10,135.0

10,963.6
11,789.6
11,507.0
10,782.5
11,957.2
13,636.7
14,225.2
14,132.2
14,817.7
14,644.9
15,412.8
16,599.2

2,634.3
2,639.6
2,647.2
2,680.0
2,703.6
2,691.9
2,566.3
2,641.8
2,473.0
2,512.5
2,507.2
2,193.7

66,973.3
68,392.4
67,009.1
65,737.4
65,563.9
65,425.0
68,757.8
67,036.2
67,226.2
68,142.1
68,243.1
68,589.6

56,740.8
55,531.8
56,926.5
57,974.5
57,925.3
57,847.4
55,425.6
55,798.6
56,216.7
56,651.0
57,428.8
57,342.3

-37,343.1
-37,846.0
-38,381.0
-38,682.4
-39,843.6
-40,632.5
-41,724.9
-42,145.6
-43,089.3
-44,300.5
-45,333.6
-45,273.8

112,934.2
113,529.3
114,414.7
113,900.2
113,643.6
111,411.8
109,857.5
108,048.8
107,632.7
108,413.3
109,628.1
112,378.8

112,838.2
114,565.1
115,311.4
115,740.1
116,196.0
113,825.0
112,552.3
111,135.7
110,868.1
111,174.2
112,586.9
115,876.3

21,565.9
22,349.8
22,111.2
21,212.6
22,953.0
20,419.9
20,743.5
20,837.0
21,004.6
21,228.4
22,182.1
23,594.8

91,272.2
92,215.3
93,200.2
94,527.5
93,243.0
93,405.1
91,808.8
90,298.7
89,863.5
89,945.8
90,404.8
92,281.6

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

12,451.3
12,436.7
12,569.7
12,034.1
12,605.0
12,489.3
13,766.8
13,964.4
12,185.7
11,266.0
10,614.3
10,520.1

8,697.3
8,284.4
8,072.3
7,794.5
7,789.9
7,754.3
7,775.1
7,190.7
7,096.3
7,410.6
7,308.5
9,161.7

3,754.0
4,152.3
4,497.4
4,239.6
4,815.0
4,735.0
5,991.7
6,773.7
5,089.4
3,855.3
3,305.8
1,358.5

-6,440.1
-6,076.3
-5,607.8
-9,025.3
-6,877.0
-8,108.0
-6,821.0
-6,002.6
-7,462.7
-5,129.0
-6,156.9
-4,798.5

2,500.8
2,534.7
2,452.1
2,503.6
2,359.9
2,493.5
2,542.8
2,537.1
2,519.6
2,537.3
2,700.8
2,763.8

629.6
627.7
630.8
700.1
703.2
707.9
692.9
694.7
697.5
700.3
703.0
727.0

3,403.8
3,328.8
4,074.5
3,548.3
3,716.5
4,050.5
3,588.3
3,862.4
3,839.6
3,662.7
4,166.6
5,108.5

13,020.6
12,701.3
12,875.1
11,710.0
12,067.0
12,907.9
11,565.6
10,409.6
12,825.0
10,773.6
9,899.2
11,326.6

15,483.2
17,794.4
19,730.3
21,250.6
21,498.1
23,676.5
24,287.1
24,611.7
22,819.6
24,291.9
25,426.1
27,722.8

1,919.2
1,866.2
1,877.8
1,867.7
1,757.2
1,759.4
1,761.6
1,762.6
1,771.5
1,772.9
1,720.9
1,737.3

68,880.1
68,807.0
69,010.6
69,470.9
69,277.8
68,653.5
68,010.4
67,220.4
67,097.0
68,148.7
68,874.4
70,578.3

57,251.2
57,293.5
57,268.7
57,502.9
57,721.0
57,634.0
57,791.1
58,276.6
58,912.2
59,544.6
60,323.8
60,435.1

-46,007.6
-46,269.6
-47,264.6
-48,109.2
-48,767.7
-49,085.0
-49,741.4
-50,246.0
-50,248.4
-51,127.1
-50,384.3
-50,882.7

110,640.9
112,607.6
115,047.7
111,419.7
113,456.2
114,690.3
113,677.4
113,126.6
112,770.8
115,175.7
117,273.7
124,718.2

114,394.8
116,759.9
119,545.1
115,659.3
118,271.2
119,425.3
119,669.1
119,900.2
117,860.2
119,031.0
120,579.5
126,076.6

22,902.2
23,789.5
23,654.6
22,131.6
23,425.0
22,769.9
23,684.1
24,454.2
22,931.3
23,946.8
25,573.8
26,983.9

91,492.6
92,970.5
95,890.5
93,528.0
94,846.7
96,655.4
95,985.0
95,446.0
94,928.9
95,084.3
95,005.7
99,092.7

(15)=(3+14)=(16+17)

Fuente: Comisin Nacional de Bancos y Seguros y Bancos Comerciales.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).
2/
Instituciones sin fines de lucro que sirven a los hogares.
p/

Preliminar.

El Panorama de los Bancos Comerciales (PBC), muestra la consolidacin de los activos y pasivos de todos los bancos comerciales del pas, cuya actividad principal es la intermediacin financiera y que contraen pasivos en forma de depsitos o instrumentos financieros, que se incluyen en la definicin del dinero en sentido amplio (M3).

Cuadro 6:

PANORAMA DE COOPERATIVAS DE AHORRO Y CRDITO 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos Internos (AI)


Banco Central

Sociedades
Pblicas No
Financieras

Billetes y
monedas

Depsitos

Activos frente a
no residentes

Pasivos frente a
no residentes

AEN

Gobierno
Central (neto)

(1)

(2)

(3)=(1-2)

(4)

(5)

(6)

(7)

Valores

Otras
sociedades
financieras

Hogares e
ISFLSH 2/

Otras partidas
neto

AI

(10)

(11)

AEN+AI=Pasivos

Otros depsitos y
valores

(8)

(9)

(12)=(4:11)

(13)=(3+12)

2004
2005
2006
2007

0.9
1.0
2.4
2.2

0.0
0.0
0.0
0.0

0.9
1.0
2.4
2.2

39.5
19.3
28.3
20.4

0.0
0.0
24.9
24.9

12.4
14.0
28.0
42.2

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

189.2
198.9
260.3
256.1

3,192.5
3,613.6
4,786.9
6,333.4

14.4
167.7
-70.2
-639.9

3,447.9
4,013.5
5,058.1
6,037.0

3,448.8
4,014.5
5,060.5
6,039.3

3,448.8
4,014.5
5,060.5
6,039.3

(14)

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2.3
2.2
2.2
2.2
2.2
2.2
2.2
2.2
2.2
2.0
2.8
2.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

2.3
2.2
2.2
2.2
2.2
2.2
2.2
2.2
2.2
2.0
2.8
2.8

20.0
20.0
20.0
20.9
20.9
20.9
20.9
20.9
20.9
12.7
12.7
12.7

24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9

44.5
53.2
48.2
49.5
48.4
45.6
45.7
45.9
42.2
30.1
31.7
31.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

242.5
251.7
256.4
260.7
260.6
254.7
252.2
252.8
244.7
184.4
180.7
180.7

6,438.6
6,502.9
6,541.4
6,578.0
6,611.0
6,751.4
6,764.7
6,772.8
6,869.9
6,106.0
6,410.6
6,410.6

-623.2
-632.3
-600.9
-616.4
-633.8
-595.8
-592.6
-602.9
-653.7
-621.7
-590.5
-590.5

6,147.2
6,220.4
6,290.0
6,317.6
6,332.0
6,501.7
6,515.6
6,514.3
6,548.8
5,736.5
6,070.1
6,070.1

6,149.5
6,222.6
6,292.2
6,319.8
6,334.2
6,504.0
6,517.9
6,516.6
6,551.1
5,738.4
6,072.9
6,072.9

6,149.5
6,222.6
6,292.2
6,319.8
6,334.2
6,503.9
6,517.8
6,516.6
6,551.1
5,738.4
6,072.9
6,072.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2.3
2.3
2.3
2.5
2.3
2.3
2.4
2.4
2.4
2.5
2.6
2.9

41.7
41.7
41.7
37.9
37.4
37.4
29.7
29.7
28.7
28.7
17.6
17.2

-39.4
-39.4
-39.4
-35.4
-35.1
-35.1
-27.2
-27.2
-26.3
-26.2
-15.1
-14.3

11.2
11.2
11.2
11.2
11.2
11.2
11.9
11.9
11.9
11.9
12.8
12.8

24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9

31.4
31.4
31.4
29.5
31.0
32.0
37.8
38.3
38.5
36.7
37.1
37.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

181.9
181.9
181.9
183.2
185.6
188.7
203.3
202.8
203.7
203.5
192.6
192.7

6,766.2
6,766.2
6,766.2
6,798.3
6,769.9
6,760.8
6,820.8
6,824.9
6,863.2
6,883.0
6,916.7
6,914.9

-820.3
-820.3
-820.3
-832.6
-762.9
-735.3
-669.0
-671.3
-709.9
-726.5
-738.4
-749.3

6,195.3
6,195.3
6,195.3
6,214.4
6,259.5
6,282.2
6,429.7
6,431.5
6,432.3
6,433.6
6,445.7
6,433.5

6,155.9
6,155.9
6,155.9
6,179.0
6,224.5
6,247.1
6,402.4
6,404.3
6,406.0
6,407.4
6,430.6
6,419.1

6,155.9
6,155.9
6,155.9
6,178.9
6,224.5
6,247.1
6,402.5
6,404.3
6,406.0
6,407.4
6,430.6
6,420.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

2.9
2.8
2.7
2.7
2.8
2.6
2.5
2.5
2.5
2.6
2.4
2.7

16.4
16.4
15.9
15.1
15.1
14.7
13.9
13.3
12.8
8.2
8.2
8.2

-13.6
-13.5
-13.2
-12.4
-12.3
-12.0
-11.3
-10.8
-10.4
-5.6
-5.8
-5.5

13.2
11.7
11.7
11.7
11.7
11.7
13.6
13.6
22.9
22.9
22.9
22.9

24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9
24.9

35.2
37.2
38.2
38.5
36.5
38.3
33.3
36.3
36.4
36.2
34.8
38.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

195.6
196.1
196.9
197.2
198.2
189.8
197.8
198.0
191.0
190.7
221.3
221.3

7,029.3
7,083.3
7,101.8
7,105.1
7,096.6
7,065.9
7,060.1
7,078.7
7,206.5
7,210.0
7,224.5
7,055.3

-728.1
-742.1
-736.7
-732.2
-713.3
-617.6
-594.4
-597.7
-632.7
-639.7
-664.7
-487.7

6,570.2
6,611.1
6,636.9
6,645.2
6,654.6
6,712.9
6,735.2
6,753.7
6,849.0
6,845.1
6,863.7
6,874.6

6,556.6
6,597.6
6,623.7
6,632.8
6,642.3
6,700.9
6,723.9
6,742.9
6,838.7
6,839.4
6,857.9
6,869.1

6,556.6
6,597.3
6,623.4
6,632.8
6,642.8
6,701.4
6,723.9
6,742.9
6,838.7
6,839.4
6,857.9
6,869.1

Fuente: Cooperativas de Ahorro y Crdito.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).
2/
Instituciones sin fines de lucro que sirven a los hogares.
p/
Preliminar.
El Panorama de las Cooperativas de Ahorro y Crdito (PCAC), presenta la relacin financiera de este subsector con el resto de sectores residentes y con los no residentes; y al igual que los dems panoramas, clasifica los activos y pasivos, por tipo de instrumento financiero y sectores
institucionales. El Panorama de las Cooperativas de Ahorro y Crdito incluye una muestra de 26 de las principales cooperativas del pas.

Cuadro 7:

PANORAMA DE OTRAS SOCIEDADES FINANCIERAS 1/

(saldos en millones de lempiras)


Activos Externos Netos (AEN)
Perodo

Activos frente a
no residentes

Pasivos frente a
no residentes

(1)

(3)=(1-2)

(4)

Gobiernos
locales
(5)

Sociedades
pblicas no
financieras
(6)

Activos Internos (AI)


Banco Central
Billetes y
monedas
(7)

Depsitos y
valores
(8)

Otros activos
(9)

Pasivos
Otras
sociedades de
depsito

Sociedades no
financieras

Hogares e
ISFLSH 2/

AI

(13)

(14)=(4:13)

Activo = Pasivos

Reservas tcnicas de
seguros

(10)

(11)

233.3
291.4
336.3
726.6

430.1
364.9
280.0
372.4

-196.8
-73.5
56.3
354.2

37.5
262.5
258.5
-87.6

0.0
0.0
0.0
0.0

0.0
0.0
0.0
15.0

7.7
6.4
6.1
2.2

209.3
135.4
289.0
178.8

2,591.6
3,282.9
3,257.5
1,805.8

6,852.3
6,755.8
6,861.2
8,874.2

1,507.8
1,678.3
1,775.3
2,114.2

426.1
490.5
494.4
621.4

-9,704.6
-10,683.8
-10,879.3
-11,368.4

1,927.6
1,927.9
2,062.7
2,155.5

1,730.8
1,854.4
2,118.9
2,509.7

1,651.3
1,783.1
1,986.7
2,388.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

728.6
717.9
723.9
731.8
832.8
870.7
903.3
948.2
938.0
938.0
1,079.7
1,128.2

349.2
362.4
364.3
402.0
419.3
358.6
379.1
410.6
366.8
366.8
344.8
359.0

379.4
355.5
359.6
329.8
413.5
512.1
524.3
537.6
571.2
571.2
735.0
769.2

-91.9
-91.4
-69.9
-62.3
-43.6
46.4
-100.8
-597.4
-729.8
-722.4
-683.6
-665.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

15.0
15.0
15.0
15.0
15.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

1.3
1.4
1.6
1.2
2.6
3.0
3.5
2.9
7.1
7.1
3.3
3.3

111.0
187.5
178.4
230.3
163.8
172.3
306.9
206.3
316.0
474.0
314.4
239.0

1,743.0
1,495.4
1,558.3
1,669.1
1,486.0
1,487.2
1,750.6
1,769.4
1,721.1
1,500.2
1,571.9
1,524.9

9,160.3
9,411.4
9,500.2
9,409.8
9,570.2
9,465.5
9,717.2
10,571.1
10,801.7
10,798.9
10,882.3
10,693.5

2,099.9
2,166.3
2,154.2
2,177.0
2,353.4
2,268.4
2,281.0
2,236.8
2,201.0
2,325.0
2,248.8
2,324.9

589.0
581.1
581.4
613.8
632.7
555.2
555.3
550.3
531.4
531.4
555.8
580.7

-11,425.7
-11,521.2
-11,665.8
-11,738.8
-11,864.1
-11,762.0
-12,154.4
-12,335.9
-12,449.8
-12,509.1
-12,493.9
-12,245.9

2,201.9
2,245.5
2,253.3
2,315.2
2,316.1
2,236.0
2,359.4
2,403.6
2,398.6
2,405.1
2,398.9
2,454.5

2,581.3
2,601.0
2,612.9
2,645.1
2,729.5
2,748.1
2,883.6
2,941.2
2,969.8
2,976.3
3,133.9
3,223.7

2,440.3
2,447.6
2,461.5
2,484.4
2,524.0
2,544.1
2,612.8
2,622.2
2,635.2
2,635.2
2,669.8
2,696.8

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,143.4
1,135.9
1,130.6
1,130.0
1,144.4
1,505.9
1,571.4
1,523.0
1,355.1
1,506.4
1,506.4
1,488.4

398.5
385.2
369.4
401.1
410.5
424.4
412.7
389.9
351.6
358.1
358.5
539.4

744.8
750.6
761.3
728.9
733.9
1,081.5
1,158.7
1,133.0
1,003.5
1,148.3
1,147.9
949.0

-664.7
-684.0
-656.8
-448.5
-438.7
-438.8
-463.8
-464.0
-459.9
-438.9
160.3
-431.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

3.0
3.0
0.4
1.3
4.8
10.1
2.1
0.8
1.6
2.6
2.6
0.3

532.5
376.8
617.0
755.2
606.9
603.7
162.8
688.3
203.9
958.9
604.1
393.8

1,336.2
1,183.9
1,286.4
931.4
955.2
978.3
984.9
1,044.7
818.1
598.3
628.7
692.2

11,021.0
11,409.8
11,676.7
12,133.9
12,980.8
13,385.9
14,525.7
15,326.7
16,182.3
16,659.5
17,140.4
17,276.7

2,328.0
2,352.7
2,285.0
2,337.2
2,421.8
2,464.7
2,586.9
2,569.1
2,506.2
2,590.1
2,523.3
2,960.9

595.0
581.0
588.3
614.8
610.2
581.4
610.7
606.5
571.1
566.3
566.3
667.7

-12,714.8
-12,775.6
-13,324.3
-13,828.3
-14,748.6
-15,323.5
-16,204.2
-17,556.8
-17,645.8
-18,907.5
-19,599.0
-19,268.4

2,436.4
2,447.5
2,472.8
2,497.1
2,392.5
2,261.9
2,205.0
2,215.3
2,177.5
2,029.1
2,026.7
2,291.6

3,181.2
3,198.2
3,234.1
3,226.1
3,126.4
3,343.3
3,363.7
3,348.3
3,181.1
3,177.4
3,174.6
3,240.6

2,729.0
2,741.3
2,750.3
2,730.3
2,713.6
2,702.7
2,728.8
2,725.0
2,723.7
2,713.1
2,713.1
2,725.7

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov

1,469.1
1,447.1
1,345.0
1,318.2
1,335.2
1,137.4
1,146.7
1,116.0
1,205.8
1,188.6
1,205.9

541.5
563.2
470.2
381.4
348.0
519.8
447.8
390.9
361.9
369.9
322.6

927.6
883.9
874.8
936.7
987.2
617.6
698.9
725.1
843.8
818.7
883.3

-434.2
-656.1
-606.7
-602.2
-630.5
-620.4
-622.0
-622.1
-626.5
-625.4
-614.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.1
0.7
0.0
0.8
0.1
0.7
0.9
2.6
15.9
3.9
0.5

250.0
208.1
920.1
819.2
1,279.0
1,043.6
785.8
634.0
701.5
513.9
944.1

714.6
1,026.8
1,052.1
1,040.4
837.8
902.9
989.6
1,281.2
1,433.8
1,497.4
1,553.1

17,706.2
17,937.1
18,586.1
18,964.3
19,150.3
19,372.0
19,609.7
19,929.8
19,838.8
19,970.3
19,594.0

3,089.7
3,041.1
3,071.9
2,885.8
3,109.9
3,317.9
3,269.8
3,040.2
3,011.9
3,127.6
3,041.5

701.1
700.8
675.0
616.0
588.5
657.4
598.7
586.9
547.8
541.8
533.8

-19,698.2
-19,863.2
-21,226.6
-21,301.8
-21,988.2
-22,043.5
-22,036.3
-22,253.6
-22,334.1
-22,389.4
-22,485.1

2,329.4
2,395.3
2,471.8
2,422.3
2,346.7
2,630.6
2,596.2
2,599.0
2,589.2
2,640.0
2,567.0

3,257.0
3,279.2
3,346.6
3,359.1
3,333.9
3,248.2
3,295.1
3,324.1
3,433.0
3,458.7
3,450.3

2,791.3
2,799.4
2,838.2
2,841.7
2,841.4
2,852.4
2,913.7
2,919.0
2,928.3
2,937.8
2,949.0

19,541.7

3,058.0

533.8

-22,403.2

2,563.6

3,447.4

2,949.0

1,205.9
322.1
883.8
-616.2
0.0
0.0
0.5
895.9
1,553.1
Fuente: Comisin Nacional de Bancos y Seguros y Banco Hondureo para la Produccin y la Vivienda (Banhprovi).
Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF), comprende el Panorama de Banhprovi y el Panorama de las Compaas de Seguros.
2/
Instituciones sin fines de lucro que sirven a los hogares.
p/
Preliminar.

(12)

Otras partidas
(neto)

2004
2005
2006
2007

Dic p/

(2)

AEN

Gobierno
Central (neto)

(15)=(3 +14) = (16+17)

(16)

El Panorama de Otras Sociedades Financieras (POSF), recoge la interrelacin de los activos y pasivos de aquellas entidades que son parte del sistema financiero, pero que no tienen la capacidad de crear dinero, como si lo hacen las sociedades de depsito. El subsector de otras sociedades financieras agrupa a las compaas de seguro y al Banco Hondureo de la Produccin y
Vivienda (Banhprovi). Un importante aporte con la estimacin de este nuevo panorama es la inclusin del volumen de crdito que este subsector otorga a otros sectores residentes principalmente al gobierno, las empresas y los hogares e instituciones sin fines de lubro que sirven a los hogares. Por su parte, Banhprovi -un banco de segundo piso- realiza operaciones de crdito
(redescuentos) con las otras sociedades de depsitos, las que a su vez dirigen los recursos a los dems sectores institucionales del pas.

Pasivos
Otras obligaciones
con el pblico
residente
(17)

79.5
71.4
132.2
121.3

141.0
153.3
151.4
160.7
205.5
204.0
270.8
319.0
334.6
341.1
464.1
526.9

452.2
456.9
483.8
495.8
412.8
640.6
634.9
623.4
457.3
464.5
461.7
514.9

465.7
479.8
508.4
517.3
492.5
395.8
381.4
405.0
504.8
520.9
501.4
498.4

ue no tienen la capacidad de crear dinero, como si lo hacen las sociedades de depsito. El subsector de otras sociedades financieras agrupa a las compaas de seguro y al Banco Hondureo de la Produccin y
s residentes principalmente al gobierno, las empresas y los hogares e instituciones sin fines de lubro que sirven a los hogares. Por su parte, Banhprovi -un banco de segundo piso- realiza operaciones de crdito

Cuadro 8: AGREGADOS MONETARIOS POR SECTOR INSTITUCIONAL 1/


(saldos en millones de lempiras)
I

M1
Billetes y monedas en poder del pblico
Depsitos transferibles (MN) en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/

II

M2
M1
Otros depsitos en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/
Valores distintos de acciones MN (incluidos los del
Banco Central) en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/

III M3 = Dinero en Sentido Amplio (DSA)


M2
Depsitos transferibles (ME) en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/
Otros depsitos (ME) en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/
Valores distintos de acciones (ME) en poder de:
Otras sociedades financieras
Gobiernos locales
Sociedades pblicas no financieras
Otras sociedades no financieras
Hogares e ISFLSH 2/

Mar-09
30,355.7
11,049.5
19,306.2
1,368.4
319.3
296.4
11,981.3
5,340.8
103,170.3
30,355.7
71,330.9
2,735.3
133.6
46.9
11,415.1
57,000.1

Jun-09
29,160.9
11,365.8
17,795.1
1,046.1
248.6
259.6
10,375.1
5,865.6
101,996.5
29,160.9
71,809.3
2,819.6
127.7
36.7
11,955.4
56,869.8

1,483.6
1,026.3
1,261.7
956.5
78.8
0.0
0.0
0.0
143.1
69.9
0.0
0.0
138,298.3 136,689.3
103,170.3 101,996.5
4,210.1
3,876.4
38.4
42.1
1.0
2.3
175.4
121.0
3,912.5
3,334.9
82.9
376.1
30,085.9
29,928.6
657.2
559.6
16.3
21.5
517.8
308.5
7,993.3
9,069.6
20,901.3
19,969.5
832.0
887.8
135.6
76.2
0.0
0.0
634.7
749.7
61.7
61.9
0.0
0.0

Sep-09
27,752.5
10,347.3
17,405.3
684.6
222.2
330.0
10,863.2
5,305.3
96,521.5
27,752.5
67,913.0
3,316.9
96.3
25.6
10,169.0
54,305.3

Dec-09
32,394.5
12,971.2
19,423.3
742.3
323.1
195.4
12,135.5
6,027.0
102,192.5
32,394.5
69,127.8
3,188.1
83.8
149.6
10,228.6
55,477.7

Ene-10
30,498.5
12,505.1
17,993.5
670.1
377.4
147.1
11,370.6
5,428.2
100,695.0
30,498.5
69,500.3
3,132.4
168.9
4.2
10,260.1
55,934.8

Feb-10
30,847.6
12,372.9
18,474.7
664.2
412.0
190.7
11,540.4
5,667.4
102,767.3
30,847.6
70,462.4
3,132.3
174.1
91.7
10,233.5
56,830.8

Mar-10
32,168.0
12,398.7
19,769.3
1,330.8
371.1
211.0
12,410.6
5,445.9
105,308.1
32,168.0
71,641.8
3,196.4
180.1
13.2
10,982.5
57,269.6

Abr-10
29,754.9
11,338.4
18,416.5
1,200.2
350.8
259.0
11,205.6
5,400.8
102,085.7
29,754.9
70,846.8
3,260.6
159.0
87.3
9,848.3
57,491.5

May-10
30,840.5
10,930.3
19,910.2
1,632.8
369.7
398.2
10,915.7
6,593.7
103,973.9
30,840.5
72,001.1
3,326.7
190.5
137.5
10,252.5
58,093.9

Jun-10
30,481.5
11,354.3
19,127.2
1,467.7
384.7
227.7
11,457.0
5,590.1
106,134.4
30,481.5
74,321.6
3,601.8
203.1
102.0
10,942.6
59,472.1

Jul-10
30,305.7
10,982.6
19,323.1
1,248.1
357.8
475.4
11,854.7
5,387.3
105,515.4
30,305.7
73,851.7
3,379.5
228.2
27.0
11,217.6
58,999.4

Ago-10
29,829.1
10,462.8
19,366.3
1,263.9
375.7
273.3
11,826.9
5,626.5
104,179.7
29,829.1
72,663.5
3,330.2
211.9
25.5
10,105.3
58,990.6

Sep-10
29,052.5
10,202.1
18,850.5
1,326.7
361.4
211.3
11,287.8
5,663.3
103,603.3
29,052.5
72,978.5
3,214.3
215.5
29.4
10,436.8
59,082.4

Oct-10
30,036.0
10,782.8
19,253.2
1,002.5
403.2
243.2
12,013.9
5,590.3
104,760.5
30,036.0
73,031.7
3,162.9
215.4
59.8
10,535.0
59,058.6

Nov-10
32,591.6
11,339.8
21,251.8
1,606.7
360.4
234.5
12,795.7
6,254.4
107,234.8
32,591.6
72,915.1
3,270.5
194.5
36.5
10,022.9
59,390.7

856.0
670.2
696.2
1,457.2
1,498.3
1,484.0
1,132.3
1,331.3
1,357.9
1,687.1
1,572.3
1,692.9
1,728.1
815.6
666.7
692.6
1,453.4
1,494.5
1,480.1
1,128.5
1,267.1
1,294.1
1,512.2
1,459.9
1,579.8
1,614.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
40.3
3.6
3.6
3.9
3.9
3.9
3.9
64.2
63.8
174.9
112.4
113.1
113.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
132,657.4 139,853.9 138,035.1 140,676.3 144,273.7 139,128.2 141,561.3 143,148.9 142,875.0 142,690.2 140,744.6 142,278.2 145,015.1
96,521.5 102,192.5 100,695.0 102,767.3 105,308.1 102,085.7 103,973.9 106,134.4 105,515.4 104,179.7 103,603.3 104,760.5 107,234.8
4,460.9
5,047.1
5,677.3
5,992.6
5,321.1
5,108.1
5,427.4
5,230.9
5,883.4
6,264.4
5,432.3
5,728.7
5,900.8
24.3
38.9
41.6
49.0
41.0
61.9
54.1
83.4
137.5
136.4
45.1
113.2
41.7
0.3
1.2
1.1
1.1
0.7
0.6
0.5
1.8
8.6
8.5
23.3
8.5
9.9
81.4
65.0
66.0
92.1
109.1
59.7
111.1
113.9
112.4
101.4
86.8
150.9
87.9
3,956.5
4,509.9
5,055.9
5,174.8
4,578.4
4,460.5
4,406.8
4,519.7
5,132.2
5,311.0
4,603.1
4,728.0
5,150.8
398.4
432.1
512.7
675.6
591.9
525.3
854.9
512.1
492.7
707.1
673.9
728.1
610.6
30,543.8
31,784.6
30,831.8
31,478.2
33,199.3
31,641.3
31,859.8
31,467.4
31,369.2
31,870.8
31,112.4
31,192.1
31,268.2
638.8
749.0
785.7
827.9
837.0
820.0
789.6
767.0
777.3
833.2
750.4
766.5
743.8
31.0
34.7
49.3
44.1
54.1
46.9
32.4
42.2
63.0
61.0
192.4
61.5
60.2
130.8
145.9
132.4
37.7
72.1
40.0
25.1
26.4
132.9
193.0
115.5
117.7
183.9
9,037.7
9,653.2
8,592.3
9,132.4
10,317.2
8,571.5
8,736.8
8,245.2
8,250.4
8,606.6
8,094.6
8,442.9
8,585.1
20,705.5
21,201.8
21,272.1
21,436.1
21,918.9
22,163.0
22,275.9
22,386.7
22,145.7
22,177.0
21,959.4
21,803.5
21,695.3
1,131.1
829.6
831.0
438.2
445.1
293.1
300.2
316.1
107.1
375.2
596.7
596.8
611.3
449.5
463.7
464.5
97.2
103.2
29.1
36.1
52.0
106.2
126.1
347.1
347.2
364.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
657.2
341.1
341.7
340.6
341.1
263.1
263.2
263.2
0.0
248.2
248.7
248.7
246.1
24.4
24.8
24.8
0.4
0.9
0.9
0.9
0.9
0.9
0.9
0.9
0.9
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Fuente: Panorama de las Sociedades de Depsito.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF), apartir de enero de 2005 se cuenta con el detalle de los anexos contables suministrados por las Otras Sociedades de Depsito.
p/
Preliminar.

Cuadro 9:

AGREGADOS MONETARIOS POR INSTRUMENTO 1/

(saldos en millones de lempiras)

Perodo

Billetes y
monedas en
poder del pblico
(1)

Depsitos
transferibles
(MN)

M1

(2)

Otros depsitos Valores distintos


(MN)
de acciones (MN)

M2

Depsitos
transferibles
(ME)

Otros depsitos Valores distintos


(ME)
de acciones (ME)
(9)

M3

(3) = (1+2)

(4)

(5)

(6)=(3 : 5)

(7)

(8)

2004
2005
2006
2007

7,587.8
8,904.1
10,442.6
11,905.6

10,967.2
12,334.1
15,793.1
18,342.1

18,555.0
21,238.2
26,235.7
30,247.7

34,599.6
42,589.0
53,708.3
66,263.1

4,074.5
4,740.8
5,204.4
3,309.7

57,229.1
68,568.0
85,148.5
99,820.4

5,098.2
3,969.5
4,070.0
5,236.3

16,901.0
20,587.8
24,300.7
27,501.4

276.3
181.2
31.9
0.0

(10)=(6 : 9)

79,504.6
93,306.5
113,551.2
132,558.2

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

10,810.8
11,408.5
11,416.0
10,899.7
10,796.1
11,224.5
10,480.6
10,634.0
10,046.2
10,239.6
10,486.7
11,856.8

17,311.5
17,651.7
18,754.0
18,020.2
18,434.2
19,001.8
18,433.7
17,643.3
17,190.4
17,850.0
18,043.0
19,007.0

28,122.3
29,060.2
30,170.0
28,919.9
29,230.3
30,226.3
28,914.3
28,277.3
27,236.6
28,089.6
28,529.7
30,863.8

65,802.3
67,484.8
67,723.6
67,828.8
67,639.8
69,133.2
69,179.7
68,808.8
68,614.2
67,922.9
68,438.4
69,281.8

3,066.2
2,838.3
2,589.0
2,700.6
2,477.1
2,512.5
2,500.5
2,441.7
2,563.0
2,361.3
2,385.1
2,159.3

96,990.8
99,383.3
100,482.5
99,449.3
99,347.2
101,872.0
100,594.5
99,527.8
98,413.8
98,373.8
99,353.2
102,304.9

4,353.6
4,703.3
4,328.5
4,479.6
4,247.9
4,185.2
4,499.9
4,027.6
4,108.8
4,340.6
4,991.0
5,012.4

27,671.7
28,584.1
29,731.1
30,187.2
31,015.4
31,756.7
32,768.1
32,944.8
32,347.1
32,520.0
31,701.0
31,045.9

0.0
0.0
0.0
898.3
898.1
900.9
994.1
1,001.9
1,010.4
917.9
633.7
636.9

129,016.1
132,670.7
134,542.1
135,014.4
135,508.6
138,714.8
138,856.6
137,502.1
135,880.0
136,152.3
136,678.9
139,000.1

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

11,243.1
11,291.5
11,049.5
10,801.0
10,479.8
11,365.8
11,407.4
10,979.0
10,347.3
10,792.6
10,889.9
12,971.2

18,835.9
18,649.4
19,306.2
18,546.9
19,864.4
17,795.1
17,363.5
17,918.3
17,405.3
18,103.0
18,526.7
19,423.3

30,079.0
29,940.9
30,355.7
29,348.0
30,344.2
29,160.9
28,770.9
28,897.2
27,752.5
28,895.6
29,416.6
32,394.5

70,054.9
70,771.5
71,330.9
71,688.6
71,261.6
71,809.3
69,881.6
68,339.9
67,913.0
67,993.8
67,991.2
69,127.8

1,744.7
1,496.2
1,483.6
1,048.5
1,077.9
1,026.3
849.6
856.5
856.0
559.9
589.9
670.2

101,878.6
102,208.6
103,170.3
102,085.1
102,683.7
101,996.5
99,502.1
98,093.5
96,521.5
97,449.2
97,997.8
102,192.5

4,080.9
4,706.3
4,210.1
4,084.1
4,504.9
3,876.4
4,201.1
4,274.2
4,460.9
4,658.7
4,515.4
5,047.1

29,337.8
29,614.7
30,085.9
31,036.7
30,232.6
29,928.6
30,425.9
30,454.4
30,543.8
30,585.3
31,049.2
31,784.6

638.6
829.0
832.0
694.1
770.6
887.8
1,222.3
1,129.3
1,131.1
1,131.2
1,000.5
829.6

135,935.9
137,358.6
138,298.3
137,900.0
138,191.7
136,689.3
135,351.2
133,951.6
132,657.4
133,824.4
134,562.9
139,853.9

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

12,505.1
12,372.9
12,398.7
11,338.4
10,930.3
11,354.3
10,982.6
10,462.8
10,202.1
10,782.8
11,339.8
14,685.8

17,993.5
18,474.7
19,769.3
18,416.5
19,910.2
19,127.2
19,323.1
19,366.3
18,850.5
19,253.2
21,251.8
22,689.5

30,498.5
30,847.6
32,168.0
29,754.9
30,840.5
30,481.5
30,305.7
29,829.1
29,052.5
30,036.0
32,591.6
37,375.3

69,500.3
70,462.4
71,641.8
70,846.8
72,001.1
74,321.6
73,851.7
72,663.5
72,978.5
73,031.7
72,915.1
76,887.4

696.2
1,457.2
1,498.3
1,484.0
1,132.3
1,331.3
1,357.9
1,687.1
1,572.3
1,692.9
1,728.1
1,432.4

100,695.0
102,767.3
105,308.1
102,085.7
103,973.9
106,134.4
105,515.4
104,179.7
103,603.3
104,760.5
107,234.8
115,695.1

5,677.3
5,992.6
5,321.1
5,108.1
5,427.4
5,230.9
5,883.4
6,264.4
5,432.3
5,728.7
5,900.8
5,722.9

30,831.8
31,478.2
33,199.3
31,641.3
31,859.8
31,467.4
31,369.2
31,870.8
31,112.4
31,192.1
31,268.2
31,434.5

831.0
438.2
445.1
293.1
300.2
316.1
107.1
375.2
596.7
596.8
611.3
616.1

138,035.1
140,676.3
144,273.7
139,128.2
141,561.3
143,148.9
142,875.0
142,690.2
140,744.6
142,278.2
145,015.1
153,468.7

Fuente: Panorama de las Sociedades de Depsito.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).
p/
Preliminar.

Cuadro 10:

BASE MONETARIA

1/

(saldos en millones de lempiras)

Perodo

Billetes y
monedas en
circulacin
(1)

Pasivos frente a otras


sociedades de depsito de
encaje legal (MN)
Depsitos
Valores 2/
transferibles
(2)

(3)

Base monetaria
restringida
(4)=(1 : 3)

Pasivos frente a otras sociedades de


depsito de encaje legal (ME)

Otros pasivos frente a otras sociedades de depsito a


corto plazo
Otros depsitos

Depsitos y valores Otros


sectores

Otros valores

Depsitos
transferibles

Valores

(MN)

(ME)

(MN)

(ME)

(MN )

( ME)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

Base monetaria
amplia
(13) = (4 : 12)

2004
2005
2006
2007

9,379.2
11,113.4
13,592.6
16,362.5

4,445.2
5,329.3
6,133.7
7,745.4

850.8
0.0
0.0
2,255.1

14,675.2
16,442.7
19,726.3
26,363.0

2,671.0
2,848.9
3,204.3
3,616.5

443.6
399.7
0.0
0.0

220.6
889.6
1,114.6
502.9

9.0
8.7
0.4
2.0

5,384.6
11,501.6
12,807.0
8,657.8

824.0
14.0
0.0
0.0

4,679.4
5,414.4
5,924.1
3,882.5

461.2
603.1
319.5
202.1

29,368.6
38,122.7
43,096.3
43,226.8

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

14,355.6
15,067.8
15,348.4
14,811.3
14,340.6
15,074.9
14,344.1
14,175.5
14,034.7
13,945.7
13,926.0
16,468.4

6,840.9
7,535.6
7,556.4
7,113.3
7,267.9
6,890.5
5,917.2
6,642.3
6,663.2
5,895.9
5,058.7
6,893.2

2,376.6
3,493.5
3,901.2
4,365.3
5,582.3
6,564.9
6,300.2
6,361.8
6,240.2
6,289.7
6,469.9
6,829.0

23,573.1
26,096.8
26,806.0
26,289.9
27,190.8
28,530.3
26,561.5
27,179.6
26,938.2
26,131.4
25,454.6
30,190.6

3,697.4
3,721.7
3,835.7
4,141.0
4,348.0
4,350.3
4,404.7
4,487.9
4,346.8
4,493.6
4,557.9
4,502.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

934.3
1,095.9
1,605.0
1,745.3
1,037.7
1,098.2
1,216.4
558.4
580.8
1,157.0
1,544.1
363.2

2.0
2.0
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0

8,691.8
8,085.3
8,057.3
8,159.1
6,490.1
6,419.9
5,433.3
4,927.4
4,293.4
4,307.5
5,623.4
5,114.0

0.0
0.0
0.0
0.0
131.0
131.4
131.3
242.1
244.1
244.0
0.0
0.0

3,655.8
3,432.9
3,298.1
3,492.1
3,061.7
3,162.4
3,179.3
2,996.8
3,241.3
3,196.9
3,378.6
2,853.3

202.0
199.6
190.8
1,162.3
1,140.6
1,094.7
1,207.2
1,151.1
1,140.6
992.5
696.9
696.8

40,756.4
42,634.2
43,792.9
44,989.8
43,399.9
44,787.1
42,133.8
41,543.2
40,785.3
40,522.9
41,255.5
43,720.1

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

14,409.9
14,463.7
14,587.9
14,362.1
13,852.8
15,019.6
15,057.5
14,457.8
14,301.2
14,212.6
14,632.9
17,705.7

10,031.3
10,339.8
11,822.4
14,691.9
12,767.7
11,251.9
6,679.0
4,357.9
4,349.9
3,809.5
4,899.9
4,787.8

6,915.9
7,359.5
7,422.8
7,517.1
7,108.4
7,307.3
6,806.4
6,442.9
6,469.1
5,919.8
6,025.8
5,964.9

31,357.1
32,162.9
33,833.1
36,571.1
33,729.0
33,578.8
28,543.0
25,258.6
25,120.1
23,942.0
25,558.6
28,458.4

4,488.2
4,289.5
4,471.6
4,679.4
5,021.3
5,013.5
4,837.3
4,857.2
4,990.5
4,861.0
5,147.0
5,587.1

0.0
0.0
0.0
918.7
1,590.5
2,445.4
2,357.7
3,052.4
3,133.8
3,929.7
3,944.4
4,030.7

347.3
469.0
601.8
389.7
557.7
487.7
492.2
945.2
1,379.2
2,056.9
550.9
344.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

4,008.1
3,263.6
2,271.3
1,181.8
1,710.5
2,153.3
3,683.8
3,165.7
3,597.7
3,192.8
3,895.9
4,826.2

93.6
1,198.7
1,839.2
1,229.6
1,602.6
1,796.1
1,439.9
1,545.5
1,720.8
1,730.2
1,814.4
1,826.6

2,945.0
2,387.9
2,687.6
2,249.8
2,271.7
2,024.4
1,390.5
1,950.0
1,535.5
1,913.4
1,324.4
1,382.6

712.1
898.1
966.0
810.7
831.3
964.3
1,289.0
1,194.8
1,186.1
1,176.5
1,017.9
844.6

43,951.6
44,669.8
46,670.7
48,030.7
47,314.4
48,463.4
44,033.3
41,969.4
42,663.8
42,802.5
43,253.6
47,300.9

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

16,000.7
15,810.1
16,571.1
14,990.0
14,754.3
15,513.1
14,676.8
14,431.4
14,156.4
14,568.1
15,692.2
19,933.2

4,555.5
4,462.8
6,455.3
3,896.4
3,899.8
3,613.6
3,753.8
3,457.2
3,667.2
3,511.8
3,797.7
6,206.7

6,180.8
5,713.2
6,010.2
6,062.8
5,960.2
5,881.6
5,867.3
6,015.9
5,536.6
5,615.8
5,545.4
5,852.9

26,737.1
25,986.2
29,036.6
24,949.2
24,614.3
25,008.3
24,298.0
23,904.4
23,360.2
23,695.7
25,035.2
31,992.8

5,529.6
5,651.8
6,238.1
5,597.1
5,843.9
5,466.0
5,432.6
5,510.1
5,268.7
5,431.8
5,255.9
5,188.1

4,094.7
4,242.6
4,384.0
4,363.4
4,303.6
4,366.4
4,339.2
4,478.1
4,364.1
4,342.4
4,257.9
4,336.1

3,261.0
2,721.0
337.3
2,467.1
2,342.3
4,148.3
2,421.7
1,499.1
3,677.1
2,197.0
1,536.9
250.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

3,327.2
5,976.2
7,602.4
9,369.9
9,728.1
12,000.1
12,565.3
12,650.3
10,943.3
12,323.3
13,708.1
15,573.3

1,982.0
1,989.6
1,865.9
1,575.2
1,622.1
1,663.0
1,601.4
1,633.0
2,124.5
2,181.3
2,062.7
2,104.6

1,299.4
2,011.4
2,764.5
2,702.1
2,870.5
2,802.7
2,763.3
2,728.3
2,752.8
2,535.5
3,126.1
2,668.1

860.7
464.3
514.6
342.1
368.8
386.2
193.5
461.6
700.7
726.5
672.3
674.0

47,091.6
49,042.9
52,743.5
51,366.2
51,693.6
55,841.1
53,615.0
52,865.0
53,191.4
53,433.5
55,655.1
62,787.3

Fuente: Banco Central de Honduras.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia del fin de perodo.
1/
Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).
2/
Excluye la tenencia de Letras de cambio suscritas por la Empresa Nacional de Energa Elctrica (ENEE), as como los bonos del Gobierno, reconocidos como parte de inversiones obligatorias.

Cuadro 11:

ACTIVOS EXTERNOS NETOS DE LAS SOCIEDADES FINANCIERAS 1/

(saldos en millones de US$)


Banco Central de Honduras
Perodo

Activos Frente a No Residentes


Activos de
Otros
reserva oficial
(1)

Pasivos Frente a No Residentes


C.P.

L.P.

(2)

(3)

(4)

Otras Sociedades de Depsitos 2/


Otras Sociedades Financieras 3/
Reservas
Activos Frente a No Pasivos Frente a No Activos Frente a No Pasivos Frente a No Activos Externos Netos Tipo de Cambio
Internacionales
Residentes
Residentes
Residentes
Residentes
Netas (RIN)
(6)

(7)

(8)

(9)

2004
2005
2006
2007

2,158.8
2,526.3
2,823.9
2,732.7

228.9
235.2
242.0
233.6

358.1
363.5
210.2
218.4

215.0
200.4
198.3
196.6

1,800.7
2,162.8
2,613.7
2,514.3

(5)=(1-3)

663.7
730.6
717.4
767.3

370.3
478.9
609.4
749.9

12.5
15.4
17.8
38.5

23.1
19.3
14.8
19.7

2,097.4
2,445.5
2,768.2
2,587.4

18.6328
18.8952
18.8952
18.8951

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,643.8
2,714.5
2,737.2
2,823.7
2,743.2
2,780.1
2,674.8
2,619.3
2,589.9
2,567.3
2,561.6
2,690.5

234.9
230.9
230.2
230.4
233.4
236.1
237.9
235.2
235.0
233.4
233.5
228.6

217.4
216.6
216.6
230.6
230.6
232.7
233.7
232.3
231.4
230.8
230.8
230.5

197.9
198.4
199.1
199.9
197.2
195.9
196.8
196.8
197.0
197.3
195.5
196.7

2,426.5
2,497.9
2,520.6
2,593.1
2,512.6
2,547.3
2,441.1
2,387.0
2,358.5
2,336.5
2,330.8
2,460.0

694.7
716.2
792.8
750.1
775.5
814.2
864.1
817.3
763.3
800.5
813.0
812.8

770.1
785.1
786.8
796.2
814.6
798.2
777.2
775.5
776.1
782.6
759.2
748.7

38.6
38.0
38.3
38.6
44.0
46.1
47.8
50.2
49.6
49.6
57.1
59.7

18.5
19.2
19.3
21.2
22.2
19.0
20.1
21.7
19.4
19.4
18.2
19.0

2,408.1
2,480.4
2,576.8
2,594.8
2,531.7
2,630.7
2,596.7
2,495.7
2,413.9
2,420.8
2,461.6
2,596.9

18.8951
18.8952
18.8982
18.9714
18.9177
18.8968
18.8952
18.8951
18.8951
18.8951
18.8951
18.8951

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,652.2
2,668.0
2,784.3
2,803.6
2,747.9
2,658.3
2,418.2
2,465.2
2,417.9
2,359.7
2,280.4
2,330.5

226.5
227.6
226.9
227.8
228.4
226.4
225.9
223.7
223.4
223.9
223.8
222.9

230.5
230.5
231.4
214.5
213.7
214.1
213.2
212.1
212.4
212.3
213.6
214.2

206.6
210.7
203.3
196.8
193.1
206.9
205.6
192.9
189.0
186.4
181.7
172.7

2,421.7
2,437.4
2,552.9
2,589.1
2,534.2
2,444.2
2,205.0
2,253.1
2,205.5
2,147.4
2,066.8
2,116.3

681.4
734.2
701.1
730.8
752.4
701.4
683.2
662.5
660.4
610.1
646.0
641.9

709.9
703.5
675.3
656.1
639.3
594.7
560.8
517.5
507.5
482.0
505.1
470.1

60.5
60.1
59.8
59.8
60.6
79.7
83.2
80.6
71.7
79.7
79.7
78.8

21.1
20.4
19.5
21.2
21.7
22.5
21.8
20.6
18.6
19.0
19.0
28.5

2,452.5
2,524.8
2,642.6
2,733.3
2,721.3
2,627.6
2,409.0
2,488.8
2,445.9
2,373.8
2,310.6
2,388.5

18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

2,292.0
2,353.0
2,407.3
2,359.2
2,361.1
2,422.5
2,343.3
2,327.6
2,283.9
2,325.5
2,482.4
2,931.3

223.4
223.3
223.9
224.1
224.2
223.5
222.8
222.7
223.1
223.5
223.8
223.1

214.8
213.8
212.9
214.7
214.5
214.5
214.2
214.1
214.2
212.3
212.2
211.9

172.9
174.7
173.6
173.9
171.6
170.6
172.3
171.9
172.7
173.3
170.7
171.2

2,077.2
2,139.2
2,194.4
2,144.4
2,146.6
2,207.9
2,129.0
2,113.5
2,069.7
2,113.2
2,270.2
2,719.3

660.7
660.1
667.1
638.7
669.5
663.3
730.8
741.4
647.0
598.5
564.2
559.1

476.4
455.4
442.1
427.2
424.0
423.6
424.4
393.1
388.0
404.1
398.4
496.0

77.8
76.6
71.2
69.8
70.7
60.2
60.7
59.1
63.8
62.9
63.8
63.8

28.7
29.8
24.9
20.2
18.4
27.5
23.7
20.7
19.2
19.6
17.1
17.0

2,361.1
2,439.3
2,515.9
2,455.7
2,497.0
2,533.3
2,522.9
2,551.1
2,423.8
2,401.1
2,535.8
2,881.1

18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951
18.8951

Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.


Nota: Las cuentas denominadas en moneda extranjera son valoradas al tipo de cambio de referencia de fin de perodo.
1/

Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF).

2/

Comprende: Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo, Sociedades Financieras y Cooperativas de Ahorro y Crdito.

3/

Comprende: Compaas de Seguros y Banhprovi.

p/

Preliminar.

(10)=(2 -4+5)+(6 -7+8-9)

Perodo

Billetes y Monedas
en Caja
(1)

Depsitos en el
Banco Central MN
(2)

Depsitos en el
Banco Central ME
(3)

Banco Central de Honduras


Inversiones
Facilidades
Obligatorias en
Permanentes de
Inversin
Moneda Nacional 2/

Inversiones en Ttulos Valores


Inversiones
Obligatorias en
Moneda Extranjera
(6)

Letras del BCH en


Letras del BCH en
Gobierno Central
Moneda Nacional 3/ Moneda Extranjera 3/
(7)

(8)

(9)

Total

TOTAL

(4)

(5)

(10)=(7:9)

(11)=(1:6+10)

2004
2005
2006
2007

1,791.4
2,209.4
3,150.0
4,456.9

4,445.2
5,329.3
6,133.7
7,745.4

2,671.0
2,848.9
3,204.3
3,616.5

0.0
341.0
755.0
0.0

850.8
0.0
0.0
2,255.1

443.3
395.1
0.0
0.0

5,387.4
11,501.6
12,807.0
8,657.8

823.3
14.0
0.0
0.0

1,025.0
1,138.1
1,374.1
847.9

7,196.2
12,634.4
14,152.8
9,485.3

17,397.9
23,758.1
27,395.8
27,559.2

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3,544.9
3,659.2
3,932.4
3,911.5
3,544.5
3,850.4
3,863.5
3,541.6
3,988.4
3,706.2
3,439.4
4,611.6

6,775.5
7,535.5
7,556.4
7,113.3
7,267.9
6,890.5
5,917.2
6,642.3
6,663.2
5,895.9
5,058.7
6,893.2

3,697.4
3,721.7
3,835.7
4,141.0
4,348.0
4,350.3
4,404.7
4,487.9
4,346.8
4,493.6
4,557.9
4,502.3

442.0
465.0
579.0
425.0
581.0
327.0
677.0
0.0
207.0
635.0
1,109.0
0.0

2,376.6
3,493.5
3,901.1
4,365.3
5,582.3
6,564.9
6,300.2
6,361.8
6,240.2
6,289.6
6,470.0
6,829.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

8,691.8
8,085.3
8,057.3
8,159.1
6,490.1
6,420.5
5,532.7
4,983.0
4,392.1
4,470.8
5,623.4
5,210.7

0.0
20.0
20.0
20.9
151.9
153.2
153.2
266.5
265.0
258.3
12.7
12.7

816.9
848.1
1,057.1
1,768.3
1,886.2
1,979.1
1,978.1
1,946.8
1,976.5
2,271.6
2,261.8
2,747.2

9,508.7
8,953.4
9,134.4
9,948.4
8,528.2
8,552.8
7,663.9
7,196.2
6,633.5
7,000.8
7,898.0
7,970.7

26,345.1
27,828.3
28,939.1
29,904.6
29,851.9
30,535.8
28,826.6
28,229.9
28,079.1
28,021.1
28,533.0
30,806.8

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3,166.7
3,172.1
3,538.4
3,561.0
3,373.0
3,653.8
3,650.2
3,478.8
3,953.9
3,420.1
3,742.9
4,734.5

10,031.4
10,339.7
11,822.4
14,691.8
12,767.7
11,251.9
6,679.1
4,357.9
4,349.9
3,809.5
4,900.0
4,787.9

4,488.2
4,289.5
4,471.6
4,679.4
5,021.3
5,013.5
4,837.3
4,857.2
4,990.5
4,861.0
5,147.0
5,587.1

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

6,915.9
7,359.5
7,422.8
7,517.2
7,108.4
7,307.3
6,806.4
6,442.9
6,469.1
5,919.9
6,025.7
5,964.9

0.0
0.0
0.0
918.7
1,590.5
2,445.4
2,357.7
3,052.4
3,133.8
3,929.8
3,944.5
4,030.7

4,008.1
3,263.6
2,273.8
1,185.3
1,713.7
2,156.1
3,683.8
3,165.7
3,597.7
3,192.8
3,895.9
4,826.2

93.6
1,198.7
1,839.2
1,229.6
1,602.6
1,796.1
1,439.9
1,545.5
1,720.8
1,730.2
1,814.4
1,826.6

2,734.9
2,712.7
2,784.4
3,315.4
3,332.1
3,318.8
3,363.9
6,145.3
6,200.1
6,858.0
6,933.8
6,975.7

6,836.6
7,175.0
6,897.4
5,730.3
6,648.4
7,271.0
8,487.6
10,856.5
11,518.7
11,781.1
12,644.1
13,628.5

31,438.8
32,335.7
34,152.6
37,098.4
36,509.2
36,942.9
32,818.4
33,045.7
34,415.9
33,721.3
36,404.2
38,733.6

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

3,495.7
3,437.2
4,172.4
3,651.6
3,824.0
4,158.8
3,694.2
3,968.5
3,954.4
3,785.3
4,352.4
5,247.5

4,555.6
4,462.8
6,455.4
3,896.4
3,899.7
3,613.6
3,753.8
3,457.2
3,667.2
3,511.8
3,797.7
6,206.7

5,529.6
5,651.8
6,238.1
5,597.1
5,843.9
5,466.0
5,432.6
5,510.1
5,268.7
5,431.8
5,255.9
5,188.1

2,890.0
2,165.0
0.0
2,030.0
1,973.0
3,699.0
2,212.0
1,141.0
3,330.0
1,812.0
1,040.0
-

6,180.8
5,713.3
6,010.3
6,062.8
5,960.2
5,881.7
5,867.4
6,015.9
5,536.6
5,615.7
5,545.3
5,852.9

4,094.7
4,242.6
4,384.0
4,363.4
4,303.6
4,366.4
4,339.2
4,478.1
4,364.1
4,342.4
4,257.9
4,336.1

3,327.2
5,976.2
7,602.4
9,369.9
9,728.1
12,000.1
12,565.3
12,650.3
10,943.3
12,323.3
13,708.1
15,573.3

1,982.0
1,989.6
1,865.9
1,575.2
1,622.1
1,663.0
1,601.4
1,633.0
2,124.5
2,181.3
2,062.7
2,104.6

6,995.1
7,447.5
7,466.6
7,453.2
7,500.4
7,552.3
7,612.4
7,697.1
7,725.4
7,899.0
8,012.0
7,998.3

12,304.3
15,413.3
16,935.0
18,398.4
18,850.6
21,215.4
21,779.1
21,980.4
20,793.2
22,403.6
23,782.9
25,676.1

39,050.7
41,085.9
44,195.2
43,999.6
44,655.1
48,400.9
47,078.4
46,551.3
46,914.2
46,902.5
48,032.0
52,507.3

Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.


Cuadro elaborado con base en la metodologa del Manual de Estadsticas Monetarias y Financieras 2000 (MEMF) y corresponde a Bancos Comerciales, Bancos de Desarrollo,
Asociaciones de Ahorro y Prstamo, Sociedades Financieras.
2/
Excluye la tenencia de Letras de Cambio suscritas por la Empresa Nacional de Energa Elctrica (ENEE), as como bonos del Gobierno.
3/
De acuerdo con la Resolucin No.113-3/2007 aprobada por el Directorio del BCH, los CAM y CADD a partir del 11 de abril de 2007 se les denomina Letras del BCH en Moneda Nacional y Extranjera, respectivamente. Cifras a valores nominales.
p/
Preliminar.
1/

Cuadro 13:

RESERVAS MONETARIAS DE BANCOS COMERCIALES

(saldos en millones de lempiras)

Perodo

Billetes y Monedas
en Caja

Depsitos en el
Banco Central MN

Depsitos en el
Banco Central ME

Facilidades
Permanentes de
Inversin
(4)

Inversiones Obligatorias
Moneda
1/
Nacional

Moneda
Extranjera

(5)

(6)

Inversiones en Ttulos Valores


Banco Central
Letras en Moneda Letras en Moneda Gobierno Central
2/
2/
Nacional
Extranjera
(7)

(8)

(9)

Total

(1)

(2)

(3)

2004
2005
2006
2007

1,740.2
2,151.6
3,005.9
4,364.5

4,167.0
5,020.7
5,940.5
7,514.7

2,644.3
2,823.7
3,194.6
3,604.0

0.0
341.0
755.0
0.0

807.1
0.0
0.0
2,163.0

443.3
395.1
0.0
0.0

5,232.0
11,070.9
12,584.9
8,442.1

823.3
14.0
0.0
0.0

958.2
1,118.6
1,345.6
809.9

7,013.5
12,203.5
13,930.5
9,252.0

16,815.3
22,935.7
26,826.5
26,898.1

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3,444.2
3,547.7
3,817.1
3,808.0
3,443.7
3,752.7
3,747.3
3,447.5
3,848.7
3,582.1
3,335.9
4,501.1

6,526.8
7,305.1
7,342.8
6,880.7
6,950.9
6,681.6
5,717.1
6,392.1
6,384.4
5,649.9
4,832.2
6,654.6

3,684.6
3,709.3
3,821.9
4,126.1
4,332.4
4,332.9
4,385.9
4,469.1
4,328.0
4,475.9
4,540.2
4,484.6

442.0
465.0
579.0
425.0
581.0
327.0
677.0
0.0
207.0
635.0
1,109.0
0.0

2,279.0
3,391.1
3,817.9
4,185.0
5,471.3
6,434.8
6,159.2
6,220.5
6,094.6
6,151.4
6,328.8
6,683.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

8,496.0
7,870.0
7,737.0
7,888.9
6,178.1
6,088.7
5,259.6
4,766.6
4,182.5
4,333.6
5,583.6
5,210.7

0.0
0.0
0.0
0.0
131.0
132.3
132.3
245.6
244.1
245.6
0.0
0.0

779.6
811.1
1,020.5
1,731.1
1,783.9
1,942.0
1,941.1
1,909.8
1,940.0
2,243.5
2,233.8
2,719.4

9,275.6
8,681.1
8,757.5
9,620.0
8,093.0
8,163.0
7,333.0
6,922.0
6,366.6
6,822.7
7,817.4
7,930.1

25,652.3
27,099.3
28,136.2
29,044.7
28,872.3
29,692.0
28,019.5
27,451.2
27,229.3
27,317.0
27,963.5
30,254.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3,017.5
3,048.7
3,419.8
3,452.5
3,253.7
3,548.1
3,550.6
3,372.6
3,850.3
3,303.1
3,628.6
4,630.4

9,825.4
10,133.7
11,630.5
14,499.4
12,567.5
11,029.7
6,481.1
4,192.6
4,197.2
3,621.2
4,707.2
4,590.7

4,470.5
4,271.8
4,452.4
4,661.1
5,001.1
4,993.2
4,817.1
4,836.8
4,968.6
4,837.3
5,125.3
5,564.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

6,768.9
7,213.6
7,273.8
7,364.8
6,953.7
7,149.9
6,637.1
6,279.9
6,301.7
5,747.8
5,848.4
5,789.2

0.0
0.0
0.0
918.7
1,584.5
2,435.0
2,347.8
3,039.0
3,119.6
3,909.4
3,925.8
4,011.1

4,008.1
3,263.6
2,271.3
1,181.8
1,710.5
2,153.3
3,683.8
3,165.7
3,597.7
3,192.8
3,895.9
4,826.2

93.6
1,189.4
1,833.7
1,229.6
1,602.6
1,796.1
1,439.9
1,545.5
1,720.8
1,730.2
1,814.4
1,826.6

2,708.8
2,686.9
2,759.0
3,290.3
3,307.0
3,293.8
3,332.3
6,068.5
6,120.1
6,785.0
6,852.6
6,894.5

6,810.5
7,139.9
6,864.0
5,701.7
6,620.1
7,243.2
8,456.0
10,779.7
11,438.6
11,708.0
12,562.9
13,547.3

30,892.9
31,807.7
33,640.5
36,598.2
35,980.6
36,399.1
32,289.7
32,500.6
33,876.0
33,126.8
35,798.2
38,132.9

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

3,403.8
3,328.8
4,074.5
3,548.3
3,716.5
4,050.5
3,588.3
3,862.4
3,839.6
3,662.7
4,166.6
5,108.5

4,385.6
4,242.6
6,276.6
3,707.8
3,741.6
3,403.3
3,560.6
3,304.0
3,511.8
3,341.7
3,535.5
5,969.7

5,506.5
5,627.9
6,214.3
5,573.0
5,819.2
5,439.3
5,407.1
5,482.2
5,234.4
5,403.5
5,227.3
5,159.5

2,890.0
2,165.0
0.0
2,030.0
1,973.0
3,699.0
2,212.0
1,141.0
3,330.0
1,812.0
1,040.0
0.0

6,000.8
5,528.7
5,824.9
5,879.7
5,770.9
5,692.9
5,674.9
5,818.4
5,338.4
5,420.2
5,347.8
5,653.4

4,075.0
4,222.1
4,363.3
4,342.3
4,282.0
4,343.6
4,317.0
4,455.4
4,337.8
4,317.9
4,231.5
4,309.7

3,327.2
5,971.2
7,597.4
9,369.9
9,728.1
12,000.1
12,565.3
12,650.3
10,943.3
12,323.3
13,698.4
15,563.5

1,982.0
1,989.5
1,865.9
1,575.2
1,622.1
1,663.0
1,601.4
1,633.0
2,124.5
2,181.3
2,062.7
2,104.6

6,913.6
7,367.5
7,386.6
7,373.2
7,415.9
7,457.5
7,515.8
7,598.6
7,619.9
7,788.3
7,913.8
7,900.1

12,222.8
15,328.1
16,850.0
18,318.3
18,766.1
21,120.6
21,682.5
21,881.9
20,687.7
22,292.9
23,674.9
25,568.1

38,484.5
40,443.2
43,603.6
43,399.4
44,069.3
47,749.2
46,442.4
45,945.3
46,279.7
46,250.9
47,223.6
51,769.0

Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.


Excluye la tenencia de Letras de Cambio suscritas por la Empresa Nacional de Energa Elctrica (ENEE), as como bonos del Gobierno.
2/
De acuerdo a la Resolucin No.113-3/2007 aprobada por el Directorio del BCH, los CAM y CADD a partir del 11 de abril de 2007 se les denomina Letras del BCH en Moneda Nacional y Extranjera, respectivamente.
p/
Preliminar.
1/

(10)=(7+8+9)

TOTAL

(11)=(1:6+10)

Cuadro 14:

RESERVAS MONETARIAS DE BANCOS DE DESARROLLO

(saldos en millones de lempiras)

Perodo

Billetes y
Depsitos en el
Depsitos en el
Inversiones
Monedas en Caja Banco Central MN Banco Central ME Obligatorias MN
(1)

(2)

(3)

(4)

Inversiones
Obligatorias ME
(5)

Inversiones en Ttulos Valores


Letras del BCH
Gobierno
Central
en M/N 1/
(6)

(7)

2004
2005
2006
2007

19.3
18.4
104.2
34.8

47.7
42.6
55.3
44.6

0.8
0.2
0.5
0.5

9.0
0.0
0.0
25.5

0.0
0.0
0.0
0.0

155.4
430.7
222.1
215.7

27.1
0.0
0.0
17.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

41.8
48.9
55.8
42.7
42.9
40.1
54.5
30.7
75.1
72.0
46.9
50.4

76.6
55.0
42.3
60.6
154.5
35.3
26.1
63.0
77.5
93.6
60.1
114.0

0.5
0.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3

28.0
29.0
0.0
78.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

195.8
215.3
320.3
270.2
312.0
301.8
243.1
206.4
209.6
137.2
39.8
0.0

17.2
16.8
16.5
16.3
81.3
16.1
16.0
16.0
15.5
15.3
15.2
15.0

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

95.0
65.9
63.1
56.2
65.1
48.5
38.3
45.9
36.2
58.1
56.1
43.7

80.8
63.0
56.3
46.7
29.1
50.6
63.1
53.4
41.8
73.9
68.2
84.4

0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
0.9
0.9

0.0
0.0
2.5
3.5
3.2
2.8
0.0
0.0
0.0
0.0
0.0
0.0

14.8
14.5
14.2
13.9
13.9
13.8
19.7
13.6
13.6
5.8
13.1
13.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov

33.9
47.8
35.2
40.6
37.6
44.2
46.5
39.3
49.1
56.5
121.1

47.3
93.1
63.5
75.1
47.7
104.7
88.6
42.3
44.0
42.5
152.6

0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
2.6
0.3
0.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.9
0.9
1.0
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

13.0
13.0
13.0
13.0
17.3
17.3
17.2
16.8
16.8
16.8
16.4

Dic p/

69.5
128.6
0.3
0.0
1.2
0.0
Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.
1/
De acuerdo a la Resolucin No. 113-3/2007 aprobada por el Directorio del BCH, los CAM y CADD a partir del 11 de abril de 2007 se les denomina
Letras del BCH en Moneda Nacional y Extranjera, respectivamente.
p/
Preliminar.

16.4

n
s
Total
(8)=(6+7)

TOTAL
(9)=(1:5+8)

182.5
430.7
222.1
233.2

259.2
491.9
382.1
338.5

213.0
232.1
336.8
286.5
393.3
317.9
259.1
222.4
225.1
152.5
55.0
15.0

359.9
365.6
435.2
468.1
591.0
393.6
340.0
316.4
378.0
318.4
162.3
179.7

14.8
14.5
16.7
17.4
17.1
16.6
19.7
13.6
13.6
5.8
13.1
13.1

190.9
143.7
136.4
120.6
111.6
116.0
121.4
113.2
91.9
139.0
138.6
142.4

13.0
13.0
13.0
13.0
17.3
17.3
17.2
16.8
16.8
16.8
16.4

95.4
155.0
113.0
130.2
104.2
167.7
153.8
100.0
113.8
117.3
291.7

16.4

216.1

Cuadro 15:

RESERVAS MONETARIAS DE LAS COOPERATIVAS DE AHORRO Y CRDITO 1/

(saldos en millones de lempiras)

Perodo

Billetes y Monedas
en Caja

Depsitos en el
Banco Central MN

(1)

(2)

Depsitos en el
Banco Central ME

Inversiones
Obligatorias en
Moneda Nacional

Inversiones en Ttulos Valores


Banco Central
Gobierno Central
Letras en M/N2/
Letras en M/E2/

(8)=(5+6+7)

TOTAL

(3)

(4)

(5)

(6)

2004
2005
2006
2007

12.4
14.0
28.0
42.2

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

39.5
19.3
28.3
20.4

39.5
19.3
28.3
20.4

51.9
33.3
56.3
62.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

44.5
53.2
48.2
49.5
48.4
45.6
45.7
45.9
42.2
30.1
31.7
31.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

20.0
20.0
20.0
20.9
20.9
20.9
20.9
20.9
20.9
12.7
12.7
12.7

20.0
20.0
20.0
20.9
20.9
20.9
20.9
20.9
20.9
12.7
12.7
12.7

64.5
73.2
68.2
70.4
69.3
66.5
66.6
66.7
63.1
42.9
44.4
44.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

31.4
31.4
31.4
29.5
31.0
32.0
37.8
38.3
38.5
36.7
37.1
37.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

11.2
11.2
11.2
11.2
11.2
11.2
11.9
11.9
11.9
11.9
12.8
12.8

11.2
11.2
11.2
11.2
11.2
11.2
11.9
11.9
11.9
11.9
12.8
12.8

42.5
42.5
42.5
40.6
42.1
43.1
49.7
50.2
50.5
48.7
49.9
50.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

35.2
37.2
38.2
38.5
36.5
38.3
33.3
36.3
36.4
36.2
34.8
38.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

13.2
11.7
11.7
11.7
11.7
11.7
13.6
13.6
22.9
22.9
22.9
22.9

13.2
11.7
11.7
11.7
11.7
11.7
13.6
13.6
22.9
22.9
22.9
22.9

48.5
48.9
50.0
50.2
48.2
50.0
46.9
49.9
59.4
59.2
57.7
60.9

Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.


1/
De acuerdo a la Resolucin No. 113-3/2007 aprobada por el Directorio del BCH, los CAM y CADD a partir del 11 de abril de 2007 se les denomina
Letras del BCH en Moneda Nacional y Extranjera, respectivamente.
p/
Preliminar.

(7)

Total

(9)=(1:4+8)

Cuadro 16:

RESERVAS MONETARIAS DE LAS OTRAS SOCIEDADES FINANCIERAS

(saldos en millones de lempiras)

Perodo

Billetes y
Monedas en Caja
(1)

Depsitos en el
Banco Central

Depsitos en el
Banco Central

Inversiones en Ttulos Valores


Banco Central
Letras en moneda Letras en moneda Gobierno Central
moneda extranjera
nacional
extranjera

Inversiones Obligatorias
moneda nacional

(2)

(3)

(4)

2004
2005
2006
2007

8.1
14.0
8.9
8.7

85.1
104.6
127.8
169.7

0.6
3.2
9.2
11.3

11.7
0.0
0.0
55.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

9.5
9.4
11.4
11.3
9.5
12.0
16.0
17.6
22.4
21.9
24.9
28.4

172.1
175.4
171.3
172.0
162.5
173.6
174.0
187.2
201.3
152.4
166.4
124.6

11.5
12.0
13.5
14.7
15.2
17.1
18.5
18.5
18.5
17.4
17.4
17.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

22.8
26.1
24.1
22.9
23.2
25.3
23.5
22.0
28.9
22.2
21.1
22.9

125.2
143.0
135.6
145.7
171.1
171.6
134.9
111.9
110.9
114.4
124.6
112.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

22.7
23.4
24.5
24.3
33.4
25.8
26.2
30.6
29.2
29.9
29.9
31.5

122.7
127.1
115.3
113.5
110.4
105.6
104.6
110.9
111.4
127.6
109.6
108.3

(8)

(9)=(6:8)

Total

(6)

(7)

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.2
0.2
0.2
0.1

0.2
0.2
0.2
0.1

105.7
122.1
146.0
245.3

56.7
73.3
83.2
102.3
111.0
130.1
141.0
141.3
145.6
138.2
141.2
145.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
30.0
30.0
10.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1

0.1
0.1
0.1
0.1
0.1
30.1
30.1
10.1
0.1
0.1
0.1
0.1

250.0
270.2
279.5
300.4
298.3
362.9
379.6
374.7
387.9
330.0
350.0
315.7

17.4
17.4
18.9
17.9
19.9
19.9
19.9
20.1
21.6
23.3
21.4
22.6

147.0
145.9
149.0
152.4
154.7
157.4
169.3
163.0
167.4
172.1
177.3
175.7

0.0
0.0
0.0
0.0
6.0
10.4
9.8
13.4
14.2
19.5
17.8
18.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
9.5
9.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.1
0.1
0.0
0.0
0.0
0.0
0.0
51.3
54.5
55.3
55.3
55.3

0.1
9.6
9.5
0.0
0.0
0.0
0.0
51.3
54.5
55.3
55.3
55.3

312.5
342.0
337.1
338.9
374.9
384.6
357.4
381.7
397.5
406.8
417.5
408.0

22.8
23.5
23.4
23.8
24.4
26.4
25.2
27.5
31.7
27.9
28.2
28.2

180.0
184.6
185.4
183.1
189.3
188.8
192.5
197.5
198.2
195.5
197.5
199.6

18.9
19.7
19.7
19.8
20.4
21.6
21.0
21.5
25.1
23.2
25.1
25.1

0.0
5.0
5.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.8
9.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

55.3
55.3
55.3
55.3
55.4
65.8
65.8
68.0
65.8
70.9
58.8
58.8

55.3
60.3
60.3
55.3
55.4
65.8
65.8
68.0
65.8
70.9
68.6
68.6

422.3
438.6
428.6
419.9
433.3
434.0
435.2
456.1
461.4
475.1
458.9
461.3

Fuente: Banco Central de Honduras y Comisin Nacional de Bancos y Seguros.

(5)

Total

(10)=(1:5+9)

Cuadro 17:

TIPO DE CAMBIO

1/

(En lempiras por US$1.00)


Fecha

Ene

1990
2.0000
1991
5.3000
1992
5.4000
1993
5.8300
1994
7.3000
1995
9.1335
1996
10.5517
1997
13.0330
1998
13.1332
1999
13.8679
2000
14.5744
2001
15.1800
2002
16.0256
2003
16.9972
2004
17.8179
2005
18.7043
2006
18.8952
2007
18.8951
2008
18.8951
2009
18.8951
2010
18.8951
Fuente: Banco Central de Honduras.
1/
Tipo de Cambio de fin de mes.

Feb
2.0000
5.3000
5.4000
5.8500
7.5000
9.0423
10.7643
12.7634
13.1982
13.9201
14.6250
15.2274
16.1090
17.0626
17.8797
18.7534
18.8952
18.8951
18.8952
18.8951
18.8951

Mar
4.0000
5.3000
5.4000
5.8600
7.6300
9.1327
10.9812
12.7447
13.1619
13.9927
14.6751
15.2823
16.1912
17.1423
17.9850
18.7846
18.8952
18.8951
18.8982
18.8951
18.8951

Abr
4.0000
5.3000
5.4000
5.9400
7.9400
9.1327
11.0647
13.0236
13.2392
14.0463
14.7101
15.3325
16.2656
17.2084
18.0660
18.8445
18.8952
18.8951
18.9714
18.8951
18.8951

May

Jun

Jul

Ago

Sep

Oct

4.2000
5.3000
5.4000
6.1100
8.2000
9.2240
11.2535
13.0604
13.2900
14.1334
14.7900
15.3872
16.3405
17.2535
18.1349
18.8569
18.8952
18.8951
18.9177
18.8951
18.8951

4.2000
5.3000
5.4399
6.3400
8.6860
9.3162
11.7880
13.0705
13.3432
14.1922
14.8149
15.4622
16.4279
17.3392
18.2012
18.8649
18.8952
18.8951
18.8968
18.8951
18.8951

4.2000
5.3000
5.5161
6.8500
8.7721
9.5035
12.1496
13.0798
13.3830
14.2427
14.8736
15.5032
16.5003
17.4176
18.2789
18.8693
18.8952
18.8951
18.8952
18.8951
18.8951

4.2000
5.3000
5.5529
6.9100
8.9484
9.5985
12.3723
13.0841
13.4603
14.3143
14.9416
15.5482
16.5813
17.4843
18.3624
18.8717
18.8952
18.8951
18.8951
18.8951
18.8951

4.2000
5.3000
5.6400
6.9100
9.0379
9.6945
12.4892
13.0869
13.5456
14.3689
15.0144
15.6438
16.6731
17.5642
18.4412
18.8901
18.8951
18.8951
18.8951
18.8951
18.8951

5.5000
5.3000
5.7800
6.9600
9.1283
9.8893
12.5992
13.0913
13.6160
14.4045
15.0694
15.7628
16.7779
17.6370
18.5150
18.8953
18.8952
18.8951
18.8951
18.8951
18.8951

NOTA: El tipo de cambio oficial fue L2.00 por US$1.00 hasta el 11 de marzo de 1990. Para el perodo del 12 de marzo de 1990 hasta el 11 de octubre de 1994, el tipo de cambio
se valoraba por el denominado "Factor de Valoracin Aduanera"; a partir de esa fecha el tipo de cambio se denomina "Tipo de Cambio de Referencia" y se determina
en funcin de la oferta y demanda del mercado de divisas, de acuerdo a lo establecido en el Decreto No.136/94 del 12 de octubre de 1994, el cual fue ratificado
en las reformas a la Ley del Banco Central de Honduras, aprobadas por el Congreso Nacional mediante Decreto No.228-96 .

Nov
5.4000
5.4000
5.8400
7.2400
9.3118
10.1390
12.6534
13.0961
13.7079
14.4666
15.1121
15.8510
16.8405
17.6948
18.5632
18.8953
18.8951
18.8951
18.8951
18.8951
18.8951

Dic
5.3000
5.4000
5.8300
7.2600
9.4001
10.3432
12.8694
13.0942
13.8100
14.5039
15.1407
15.9197
16.9233
17.7482
18.6328
18.8952
18.8952
18.8951
18.8951
18.8951
18.8951

Cuadro 18:

TASA DE ENCAJE LEGAL E INVERSIONES OBLIGATORIAS SOBRE OBLIGACIONES EN MONEDA NACIONAL

(En porcentaje)
Sistema Financiero Nacional
Bancos Comerciales
Perodo
1980
1984
1986
1988
1992
1993

1994

1995

1997

1998

2000

2001
2002
2004
2005
2007
2008

2009

Meses

Encaje
Legal

Inversiones
Obligatorias
2/

May
Jun
Jul
Ago
Sep
Feb
Jun
Jul
Ago
Sep
Ene
Mar
Abr
May
Jun
Nov
Feb
Mar
Abr
Ago
Abr
Oct
Nov
Jun
Sep
Oct
May
Sep
Jul
Sep
Sep
Nov
Oct
Nov
Jun
Jun
Mar
Abr
May
Jun
Oct
Dic
Ene
Ago
Ago

20 y 30
32
32
35
34
35
35
42
39
36
34
35
37
39
40
38
37
36
35
34
34
34
33
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12 y 10 4/
4/
12 y 9
12 y 8 4/
12 y 7 4/
12 y 5 4/
12 y 0 4/
4/
12 y 0
6
6

21
19
17
15
13
10
8.5
7
5
3
1.5
1
2
1
2
4
6
7
8
9
9
9
9
11
12

Asociac. de Ahorro y Ptmo.


Encaje
Legal
15
15
15
15
15
15
16
23
20
17
15
16
18
20
21
21
21
21
21
21
21
21
21
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
-

Inversiones
Obligatorias
9
9
9
9
5
5
5
5
3
3
1.5
1
2
1
2
4
-

Sociedades Financieras
Encaje
Legal
15
15
15
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12 y 10 4/
4/
12 y 9
12 y 8 4/
12 y 7 4/
12 y 5 4/
12 y 0 4/
4/
12 y 0
6
6

Inversiones
Obligatorias
3
3
3
3
3
3
3
3
3
3
1.5
1
2
1
2
4
6
7
8
9
9
9
9
11
12

Bonos de Caja
Encaje
Legal
10
10
3/
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
10 y 20
15
15
15
15
15
15
15
15
15
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12 y 10 4/
4/
12 y 9
12 y 8 4/
12 y 7 4/
12 y 5 4/
12 y 0 4/
4/
12 y 0
6
6

Inversiones
Obligatorias 1/
3
3
3
3
3
3
3
3
3
3
1.5
1
2
1
2
4
6
7
8
9
9
9
9
11
12

Fuente: Banco Central de Honduras.


Nota: En el cuadro se registran los aos y meses en los cuales se modific la tasa o composicin del encaje, o inversiones obligatorias, por lo que debe entenderse que para los perodos comprendidos entre dos fechas en las cuales hubo
modificaciones, el encaje es el mismo de la primera fecha.
1/
No aplicar inversiones obligatorias sobre depsitos a plazo si se cumplen las siguientes condiciones: valor nominal no inferior a L100,000.00, plazo no inferior a 5 aos, segn Resol. 71-2/99.
2/
20% sobre certificados de depsitos y 30% sobre los dems depsitos.
3/
10% para financiar viviendas por montos de hasta L40,000.00 y 20% para financiar las dems actividades.
4/
Encaje diferenciado en proporcin de la cartera crediticia en actividades productivas, excluyendo crditos a consumo y comercio, eliminado a partir de la catorcena que inicia el 15 de agosto de 2009.
Hasta marzo de 1997, el encaje legal estaba integrado por Efectivo en Caja, Depsitos a la vista en el Banco Central de Honduras y Ttulos Valores Oficiales, previamente declarados elegibles por el BCH. A partir de abril de 1997 los
componentes del encaje legal son: Efectivo en Caja y Depsitos a la Vista en el BCH, incorporndose el concepto de Inversiones Obligatorias en Valores Oficiales como una Reserva Monetaria adicional.
La base del encaje e inversiones obligatorias comprende: depsitos en cuenta de cheques, depsitos a la vista no en cuenta, bonos de caja para el fomento de la producin nacional, depsitos de ahorro, depsitos a plazo, certificados
de depsito, reservas matemticas de ttulos de ahorro, capitalizacin, ahorro y prstamo contractual, pagar a la vista, prstamos documentados en pagars, fondos lquidos obtenidos mediante la suscripcin de contratos de
"Fideicomisos de Inversin" o documentados bajo otras denominaciones: reportos, contratos de administracin de valores, operaciones de bolsa, certificados de participacin fiduciaria, certificados de participacin de valores en
custodia (Cepvacus) y en general, sobre todo recurso obtenido del pblico para invertir o prestar, en forma directa o indirecta, independientemente de su documentacin y registro contable, con las nicas excepciones de los prstamos
internacionales y de los prstamos y depsitos recibidos de otras instituciones del sistema financiero sujetas a encaje.

Cuadro 19:

TASA DE ENCAJE LEGAL, ENCAJE ADICIONAL EN INVERSIONES LQUIDAS E INVERSIONES OBLIGATORIAS EN MONEDA EXTRANJERA

(En porcentaje)
Sistema Financiero Nacional
Bancos Comerciales
Perodo

Meses

Inversiones
Obligatorias de
Registro Contable

Encaje Legal

Asociac. de Ahorro y Prstamo


Inversiones Lquidas
en Bancos del
Exterior

Encaje Legal

Sociedades Financieras

Inversiones
Inversiones Lquidas
Obligatorias de
en Bancos del
Registro Contable
Exterior

Encaje Legal

35 y 40 2/
20 y 30 3/

35 y 40 2/
20 y 30 3/

Abr

100 4/

100 4/

1991

Mar

100

4/

4/

1997
2000
2004

Feb
May
Sep
Nov
Dic
Jul
Nov
Dic
Ene
Mar
May
Jul
Sep
Nov
Dic
Mar
Abr
May
Jun
Ago
Oct

12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12

1980
1981
1990

2005
2006

2007
2008

2009

1
2
2
4
6
8
10

38
38
38
38
30
27
26
25
24
24 y 22 5/
24 y 20 5/
24 y 18 5/
24 y 16 5/
24 y 14 5/
24 y 9 5/
8
6
4
2
2
2

100
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12

1
2
2
4
6
8
10

38
38
38
38
30
27
26
25
24
24 y 22 5/
24 y 20 5/
24 y 18 5/
24 y 16 5/
24 y 14 5/
24 y 9 5/
8
6
4
2
2
2

Inversiones
Obligatorias de
Registro Contable

12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12

1
2
2
4
6
8
10

Bonos de Caja
Inversiones
Lquidas en
Bancos del
Exterior
-

Encaje Legal

Inversiones
Inversiones
Obligatorias de Lquidas en Bancos
Registro Contable
del Exterior

ZIP 1/

10

12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12

15
15
15
15
15
15
15
15
15
15
15
15
9
9
8
6
4
2
2
2

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

38
38
38
38
30
27
26
25
24
24 y 22 5/
24 y 20 5/
24 y 18 5/
24 y 16 5/
24 y 14 5/
24 y 9 5/
8
6
4
2
2
2

1
2
2
4
6
8
10

Fuente: Banco Central de Honduras.


Notas: En el cuadro se registran los aos y meses en los cuales se modific la tasa o composicin del encaje, por lo que debe entenderse que para los perodos comprendidos entre dos fechas en las cuales hubo modificaciones, el encaje es el mismo a la fecha.
Hasta marzo de 1990, la base del encaje estaba definida como Depsitos en Moneda Extranjera y a partir de abril de 1990 se redefine como depsitos en Moneda Extranjera de Disponibilidad Inmediata.
1/
Sobre Depsitos captados en las Zonas Industriales de Procesamiento (ZIP).
2/
35% sobre Certificados de Depsitos y 40% sobre los dems Depsitos.
3/
20% sobre Certificados de Depsitos y 30% sobre los dems Depsitos.
4/
Desde abril de 1990 hasta enero de 1997, el encaje del 100% estaba integrado por Caja Moneda Extranjera, Depsitos e Inversiones en Bancos del Exterior y Prstamos en Moneda Extranjera (no mayor al 50% de la Captacin de Depsitos en Moneda Extranjera de Disponibilidad Inmediata).
5/
Encaje diferenciado en proporcin a la concentracin de la cartera crediticia otorgada para actividades productivas excluyendo consumo y comercio.

Cuadro 20:

TASA DE POLTICA MONETARIA DEL BCH1/

(En porcentaje)
Perodo

Nivel Porcentual

Cambios
Aumento

Reduccin

5/31/2005

7.00

3/24/2006
4/11/2006
9/12/2006

6.75
6.50
6.00

25
25
50

8/28/2007
10/2/2007
11/13/2007
12/13/2007

6.25
6.75
7.00
7.50

25
50
25
50

2/12/2008
5/27/2008
6/17/2008
7/1/2008
12/2/2008
12/16/2008

7.75
8.00
8.50
9.00
8.75
7.75

25
25
50
50
-

25
100

1/12/2009
3/17/2009
4/21/2009
6/30/2009
7/14/2009
8/18/2009

6.75
5.75
4.50
3.50
4.00
4.50

50
50

100
100
125
100
-

Fuente: Banco Central de Honduras.


1/

Tasa mxima de inters permitida para las posturas de compra de valores gubernamentales en las
subastas semanales dirigidas exclusivamente a las instituciones del sistema financiero nacional y de
conformidad con los lineamientos del Directorio del Banco Central de Honduras (BCH), estos valores son
ofertados a siete o catorce das plazo (Resolucin No.166-5/2005 del Directorio del BCH, del 12 de mayo
de 2005).

Cuadro 21:

TASAS PROMEDIO PONDERADO DE INTERS NOMINAL ANUAL, EN MONEDA NACIONAL DEL SISTEMA FINANCIERO

(En porcentaje)
ACTIVA
Perodo

Prstamos

1/

Sobregiro

Promedio

Depsitos 2/
de Ahorro
6.01
5.98
4.28
3.97

Depsitos
a Plazo
10.96
10.77
8.04
8.07

Promedio

PASIVA
Bonos de
Caja
11.48
10.94
8.35
7.52

Cdulas
Hipotecarias
13.92
14.39
8.60
8.57

Otros
Prstamos
10.88
10.99
10.25
8.45

Promedio 4/

2004
2005
2006
2007

19.45
18.36
16.60
16.46

31.79
30.47
27.58
28.06

19.50
18.39
16.62
16.51

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

16.40
16.67
16.75
16.94
17.04
17.30
17.69
18.58
18.95
19.26
19.66
20.04

29.06
33.68
33.90
28.39
27.88
39.33
32.36
33.48
35.03
33.80
35.46
32.01

16.41
16.70
16.76
16.95
17.05
17.37
17.70
18.60
18.96
19.28
19.68
20.04

4.08
3.77
3.84
4.01
3.83
3.79
3.87
3.83
3.84
3.85
4.02
4.30

8.18
8.36
8.49
8.68
8.83
8.97
9.20
9.60
10.03
10.61
11.13
11.85

5.78
5.69
5.79
5.98
5.95
5.91
6.08
6.23
6.45
6.73
7.11
7.57

7.52
7.56
7.62
7.70
7.92
8.03
8.16
8.45
8.57
8.78
9.05
9.26

8.57
8.57
8.57
8.56
9.31
10.09
10.99
11.40
11.39
11.39
11.39
11.39

8.46
8.39
8.45
8.53
8.49
8.70
9.31
9.43
9.38
9.88
10.14
9.98

5.93
5.84
5.94
6.12
6.11
6.09
6.29
6.47
6.68
6.99
7.37
7.78

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

19.50
19.94
20.06
19.94
19.82
19.60
19.32
19.07
19.06
19.12
18.97
18.94

33.82
31.22
26.09
29.87
30.97
30.52
32.13
32.90
32.54
29.60
33.23
32.85

19.52
19.95
20.07
19.95
19.83
19.62
19.33
19.08
19.08
19.13
18.99
18.96

4.35
4.30
4.27
4.26
4.11
4.03
4.04
4.04
4.03
4.06
4.04
4.05

12.17
12.17
11.91
11.28
10.58
10.10
9.88
9.95
10.07
10.39
10.60
10.73

7.83
7.88
7.75
7.43
7.05
6.75
6.70
6.76
6.83
7.00
7.08
7.04

9.44
9.76
9.94
9.98
9.94
9.90
9.79
9.85
9.93
9.92
9.89
9.94

11.93
12.05
14.32
14.44
14.44
10.21
9.14
9.14
9.14
9.77
10.16
9.71

10.83
10.29
10.33
10.33
10.17
9.73
9.45
9.29
9.39
9.35
9.30
9.24

8.08
8.10
7.99
7.69
7.34
7.03
6.96
7.02
7.10
7.25
7.33
7.29

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

19.07
19.06
18.89
18.97
18.78
18.89
18.88
18.64
18.64
18.60
19.03
18.96

33.36
31.75
31.78
32.02
31.92
32.26
32.16
33.51
32.46
33.24
32.65
32.16

19.08
19.08
18.91
18.99
18.79
18.91
18.89
18.66
18.66
18.61
19.04
18.97

4.10
4.11
4.18
4.16
4.20
4.15
4.15
4.08
4.03
4.06
4.04
3.95

10.80
10.75
10.66
10.47
10.26
10.07
9.73
9.48
9.16
8.95
8.76
8.74

7.13
7.11
7.09
7.02
6.93
6.77
6.60
6.47
6.28
6.19
6.08
5.96

9.92
9.94
9.76
9.77
9.80
9.71
9.68
9.41
9.28
9.23
8.99
8.83

9.57
9.57
9.57
9.57
9.52
9.81
9.90
9.78
10.05
9.96
9.94
9.51

9.25
9.23
9.22
9.22
9.21
9.24
9.19
9.28
9.09
8.92
8.98
8.93

7.36
7.35
7.32
7.26
7.18
7.04
6.89
6.78
6.60
6.52
6.43
6.29

Fuente: Informacin suministrada por el Sistema Financiero Nacional a la Comisin Nacional de Bancos y Seguros.
Nota: La informacin correspondiente a los aos 2004 a 2007 es referente al mes de diciembre.
1/
A partir de agosto de 1999, incluye crditos documentados y garantas bancarias.

8.04
8.05
5.75
5.64

3/

8.30
8.26
5.98
5.80

2/

Cuentas de Ahorro en Libretas.


Comprende: Depsitos de Ahorro y a Plazo.
4/
Comprende: Depsitos de Ahorro y a Plazo, Bonos de Caja, Cdulas Hipotecarias y Otros Prstamos.
3/

Cuadro 22:

TASAS PROMEDIO PONDERADO DE INTERS NOMINAL ANUAL, EN MONEDA


EXTRANJERA DEL SISTEMA FINANCIERO
.

(En porcentaje)
Perodo

Activa Sobre
Prstamos

Pasiva
Depsitos
de Ahorro1/
1.20
1.20
1.44
1.57

Depsitos
a Plazo
2.55
2.82
3.71
4.21

Bonos
de Caja
3.84
3.92
4.40
4.55

Promedio2/

2004
2005
2006
2007

8.42
8.82
9.19
9.75

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

9.77
9.78
9.74
9.70
9.75
9.75
9.80
10.09
10.14
10.48
10.72
10.70

1.54
1.46
1.54
1.61
1.57
1.59
1.65
1.63
1.60
1.58
1.73
1.73

4.30
4.34
4.38
4.38
4.39
4.46
4.42
4.37
4.43
4.44
4.58
4.82

4.61
4.60
4.63
4.76
4.78
4.80
4.81
4.84
4.82
4.85
4.91
4.87

2.56
2.50
2.58
2.64
2.64
2.67
2.74
2.74
2.73
2.77
2.91
2.93

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

10.68
10.62
10.36
10.42
10.39
10.38
10.27
10.38
10.43
10.63
10.41
10.26

1.71
1.67
1.69
1.64
1.65
1.67
1.67
1.98
2.01
2.00
1.96
1.61

4.91
4.91
4.93
4.89
4.85
4.80
4.72
4.70
4.67
4.68
4.62
4.64

4.89
4.91
4.91
4.89
4.83
4.84
4.82
4.75
4.76
4.65
4.55
4.48

2.93
2.91
2.93
2.89
2.90
2.89
2.87
3.06
3.08
3.09
3.04
2.83

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

10.32
10.29
10.22
10.17
9.83
10.16
10.22
10.19
10.13
10.04
9.98
9.80

1.61
1.65
1.60
1.57
1.58
1.58
1.42
1.42
1.43
1.45
1.44
1.40

4.57
4.47
4.37
4.40
4.33
4.18
4.13
4.00
3.91
3.75
3.69
3.72

4.38
4.33
4.28
4.46
4.28
4.19
4.15
4.09
4.00
3.90
3.91
3.85

2.83
2.84
2.76
2.73
2.73
2.70
2.54
2.47
2.45
2.40
2.37
3.32

Fuente: Informacin suministrada por el Sistema Financiero Nacional a la Comisin Nacional de Bancos y Seguros.
Nota: La informacin correspondiente a los aos 2004 a 2007 es referente al mes de diciembre.
1/
Cuentas de Ahorro en Libretas.
2/
Comprende: Depsitos de Ahorro, a Plazo y Bonos de Caja.

1.71
1.75
2.25
2.50

Cuadro 23:

TASAS ANUALES DE INTERS MNIMAS Y MXIMAS, EN MONEDA NACIONAL DEL SISTEMA BANCARIO

(En porcentaje)

2004
2005
2006
2007

BANCOS COMERCIALES 1/
Activa/Ptmos
Pasiva Plazo (90 Das)
Mnima
Mxima
Mnima
Mxima
14.91
31.33
5.82
10.35
16.35
31.13
5.73
9.85
12.17
29.61
4.54
7.46
12.94
33.85
4.49
7.91

ASOCIACIONES 1/
Activa/Ptmos
Pasiva Plazo (90 Das)
Mnima
Mxima
Mnima
Mxima
14.00
23.00
12.00
13.00
12.00
26.25
7.88
13.00
11.00
36.00
4.00
13.00
11.00
37.00
4.00
8.50

PROMEDIO SISTEMA 1/
Activa/Ptmos
Pasiva Plazo (90 Das)
Mnima
Mxima
Mnima
Mxima
14.85
30.81
6.33
10.57
15.84
30.56
6.08
10.38
12.09
30.01
4.50
7.86
12.83
34.02
4.45
7.96

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

12.07
12.12
13.39
13.37
12.94
12.70
14.14
14.53
14.24
15.57
12.83
13.56

33.48
34.47
33.09
33.99
33.84
34.24
34.32
35.14
35.12
37.37
37.04
37.85

4.45
4.00
5.23
5.55
5.96
5.62
6.12
6.05
5.79
6.75
6.10
7.32

7.61
7.63
8.05
8.21
8.27
8.92
10.25
9.66
10.65
11.93
13.13
14.02

11.00
-

37.00
-

4.00
-

8.50
-

12.01
12.12
13.39
13.37
12.94
12.70
14.14
14.53
14.24
15.57
12.83
13.56

33.68
34.47
33.09
33.99
33.84
34.24
34.32
35.14
35.12
37.37
37.04
37.85

4.42
4.00
5.23
5.55
5.96
5.62
6.12
6.05
5.79
6.75
6.10
7.32

7.67
7.63
8.05
8.21
8.27
8.92
10.25
9.66
10.65
11.93
13.13
14.02

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

13.75
13.08
12.78
13.18
11.75
12.53
13.89
14.14
13.08
14.31
15.19
16.47

38.56
37.44
36.59
36.31
38.00
35.85
38.06
37.56
37.50
37.94
37.87
37.75

7.19
7.48
6.75
6.95
6.19
6.25
5.98
6.13
7.06
6.85
6.83
6.80

13.00
12.56
12.32
12.28
11.33
10.54
9.71
11.04
11.63
11.22
11.42
11.80

13.75
13.08
12.78
13.18
11.75
12.53
13.89
14.14
13.08
14.31
15.19
16.47

38.56
37.44
36.59
36.31
38.00
35.85
38.06
37.56
37.50
37.94
37.87
37.75

7.19
7.48
6.75
6.95
6.19
6.25
5.98
6.13
7.06
6.85
6.83
6.80

13.00
12.56
12.32
12.28
11.33
10.54
9.71
11.04
11.63
11.22
11.42
11.80

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

15.91
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16

38.03
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28

5.92
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84

12.21
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52

15.91
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16

38.03
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28
37.28

5.92
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84
6.84

12.21
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52
11.52

Perodo

Fuente: Informacin de la ltima semana de cada mes proporcionada por el Sistema Bancario Nacional a la Comisin Nacional de Bancos y Seguros.
Nota: La informacin correspondiente a los aos 2004 a 2007 es referente al mes de diciembre.
1/
Promedio simple.
p/
Preliminar, a partir de febrero de 2010, los datos corresponden a la semana del 18 de febrero de 2010.

Cuadro 24:

TASAS DE RENDIMIENTO PROMEDIO ANUAL DE VALORES


.
GUBERNAMENTALES EN MONEDA NACIONAL 1/

(En porcentaje)
Perodo
2004
2005
2006
2007

7
7.00
5.07
7.42

30
8.93
-

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

7.50
7.70
7.75
7.75
7.80
8.26
9.00
9.00
9.00
9.00
9.00
5.99

Plazos en Das
90
11.92
11.00
5.86
7.51

7.57
7.77
7.84
8.00
8.11
8.78
9.73
10.10
10.85
11.49
11.50
7.50

180
12.29
11.43
6.07
7.87

360
12.73
11.70
6.75
8.39

7.98
8.06
8.09
8.21
8.32
9.05
9.85
10.34
11.40
11.75
11.75
-

8.50
8.60
8.60
8.70
8.83
10.34
10.50
10.70
11.40
12.00
12.00
-

Fuente: Banco Central de Honduras (Resultados de Subasta Pblica).


Nota: Segn Resolucin No.506-12/2008 del 18 de diciembre de 2008 a partir de enero de 2009, el mecanismo de colocacin
de los Ttulos Valores es de emisin por tramos.

Cuadro 25:

TASAS DE RENDIMIENTO PROMEDIO PONDERADO DE LETRAS DEL


.
BANCO CENTRAL DE HONDURAS EN MONEDA NACIONAL 1/

(En porcentaje)
2010

Ene

Feb

Mar

Abril

May

Jun

Jul

Ago

Sep

Oct

Nov

Dic

Rango de plazos al
vencimiento
De 7 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 28 a 100 das
De 101 a 200 das
De 301 a 365 das
De 7 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 28 a 100 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 7 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das

Plazo promedio de
das al vencimiento 2/
7
75
###################
###################
###################
7
67
###################
###################
###################
9
53
###################
###################
7
###################
###################
###################
###################
7
###################
###################
###################
7
84
###################
###################
7
60
###################
###################
###################
7
###################
###################
###################
7
###################
###################
###################
7
###################
###################
###################
7
###################
###################
###################
7
###################
###################
###################

Tasas Promedio
Tasa Consolidada por
Mes
Ponderado 3/
#
###################
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#
#
###################
#
###################
###################
#
###################
#

Fuente: Banco Central de Honduras (Resultados de Subasta Pblica).


1

/ Segn Resolucin No.506-12/2008 del 18 de diciembre de 2008.- Se autoriz que las Letras del Banco Central de Honduras en
Moneda Nacional, emitidas con el propsito de manejar la liquidez estructural de las instituciones del sistema financiero nacional,
se colocaran mediante el mecanismo de emisin por tramos de acuerdo con la recomendacin de la Comisin de Operaciones de
Mercado Abierto (COMA). Cabe mencionar que el Gobierno no ha emitido valores a plazos menores a un ao de acuerdo a
Estndares Regionales.
2/
Promedio simple de los das de vencimiento de las colocaciones realizadas en las subastas.
3/

Tasa de inters promedio ponderado de las colocaciones realizadas.

Cuadro 26:

TASA DE RENDIMIENTO PROMEDIO ANUAL DE LETRAS DEL


BANCO CENTRAL DE HONDURAS EN MONEDA EXTRANJERA

(En porcentaje)
Perodo
2004
2005
2006
2007

90
2.88
3.12
-

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

5.03
5.18
5.20
5.25
5.25
-

Plazos en Das
180
3.13
3.16
5.05
-

360
3.25
3.16
-

Fuente: Banco Central de Honduras (Resultados de Subasta Pblica).


Notas: A partir de marzo de 2006 la Comisin de Operaciones de Mercado Abierto del BCH (COMA), decidi suspender la
colocacin de Letras del BCH Moneda Extranjera en razn de la escasa demanda por estos valores; no obstante, stos se
reanudaron a partir de abril de 2008.
Segn Resolucin No.506-12/2008 del 18 de diciembre de 2008, a partir de enero de 2009 el mecanismo de colocacin de los
Ttulos Valores es de emisin por tramos.

Cuadro 27:

TASAS DE RENDIMIENTO PROMEDIO PONDERADO DE LETRAS DEL


.
BANCO CENTRAL DE HONDURAS EN MONEDA EXTRANJERA 1/

(En porcentaje)
2010

Ene

Feb

Mar

Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

Rango de plazos al
vencimiento
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 301 a 365 das
De 28 a 100 das
De 101 a 200 das
De 301 a 365 das
De 28 a 100 das
De 101 a 200 das
De 201 a 300 das
De 28 a 100 das
De 101 a 200 das
De 101 a 200 das
De 28 a 100 das
De 101 a 200 das
De 28 a 100 das
De 101 a 200 das
De 301 a 365 das
De 101 a 200 das
De 301 a 365 das
De 101 a 200 das
De 101 a 200 das
De 301 a 365 das
De 28 a 100 das
De 101 a 200 das

Plazo promedio de das al


vencimiento 2/
91
189
287
357
68
165
263
333
42
140
315
98
196
263
70
161
140
98
144
91
147
364
112
320
98
144
343
98
109

Tasas Promedio
Ponderado 3/
3.46%
3.71%
3.98%
4.00%
3.46%
3.71%
3.98%
4.00%
3.46%
3.70%
3.99%
3.69%
3.96%
3.98%
3.69%
3.96%
3.95%
3.94%
3.96%
3.94%
3.95%
4.00%
3.95%
4.00%
3.92%
3.90%
3.99%
3.84%
3.85%

Tasa Consolidada por


Mes
3.58%

3.48%

3.71%

3.87%
3.73%
3.95%
3.96%
3.94%
3.97%
3.92%
3.91%
3.85%

Fuente: Banco Central de Honduras (Resultados de Subasta Pblica).


1/
Segn Resolucin No.506-12/2008 del 18 de diciembre de 2008.- Se autoriz que las Letras del Banco Central de Honduras en Moneda
Extranjera, emitidas con el propsito de manejar la liquidez estructural de las instituciones del sistema financiero nacional, se colocaran
mediante el mecanismo de emisin por tramos de acuerdo con la recomendacin de la Comisin de Operaciones de Mercado Abierto
(COMA).
2/

Promedio simple de los das de vencimiento de las colocaciones realizadas en las subastas.

3/

Tasa de inters promedio ponderado de las colocaciones realizadas.

Cuadro 28:

TASA DE RENDIMIENTO PROMEDIO ANUAL DE LAS


TRANSACCIONES EN LA BOLSA DE VALORES
.

(En porcentaje)
Pagar
Perodo

Moneda Nacional Moneda Extranjera

Reportos

Otros 1/

2004
2005
2006
2007

6.50
-

13.50
-

12.13
12.10
7.67
9.47

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

4.25
6.20
6.25
6.08
6.19
6.75
6.75
-

8.60
9.55
8.80
9.25
10.96
10.98
11.31
10.39
9.95
13.61
13.50
10.92

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6.15
3.75
5.30
4.70
5.75
5.71
5.75

14.97
14.86
13.69
14.97
10.80
10.42
11.58
12.15
11.45
12.89
13.49
11.96

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

4.25
5.30
4.30
3.50
4.43
-

12.20
11.49
11.04
12.08
9.30
10.16
10.84
9.06
9.59
9.18
9.34
9.70

Fuente: Bolsa Centroamericana de Valores.


Nota: La informacin correspondiente a los aos 2004 a 2007 es referente al mes de diciembre.
1/
Incluye certificados de depsitos a trmino y bonos transados en el sector privado.

Cuadro 29:

PRSTAMOS Y DESCUENTOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(saldos en millones de lempiras)

Perodo

Agropecuario

Industria

Servicios

Propiedad Raz

Otros 2/

Comercio

Consumo

2004
2005
2006
2007

6,466.3
5,890.6
6,411.3
6,692.4

10,298.2
11,946.5
15,564.4
17,581.3

6,914.0
8,368.8
10,609.8
14,940.1

12,269.4
14,174.2
20,503.9
30,227.0

13,059.8
17,085.9
18,164.6
23,814.6

7,094.8
8,476.8
13,492.7
19,541.8

430.8
491.4
454.7
616.3

56,533.3
66,434.2
85,201.4
113,413.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6,627.9
7,021.9
7,142.8
7,271.6
7,353.7
7,427.4
7,252.4
7,360.0
7,443.3
7,627.8
8,226.8
8,195.3

17,775.1
17,123.4
17,336.2
17,510.6
17,992.5
17,945.6
19,056.7
19,008.2
19,203.9
19,011.2
20,655.8
20,681.2

14,649.9
14,551.4
14,903.4
14,778.4
14,686.4
15,164.5
14,569.2
14,810.3
14,842.5
15,476.2
18,418.5
18,267.7

30,950.8
32,039.7
32,717.5
33,817.2
34,677.6
35,418.3
36,249.8
37,205.5
37,405.9
37,313.2
40,369.4
41,065.6

24,803.2
26,228.0
25,705.7
26,403.3
26,165.8
26,405.0
25,001.3
24,759.2
25,571.1
24,587.8
18,160.6
17,660.3

19,879.1
20,433.9
20,762.2
20,766.1
21,111.0
21,269.2
22,275.0
22,840.7
22,908.6
23,711.1
22,199.3
22,005.9

523.6
610.8
603.2
596.4
786.3
779.7
803.3
813.9
829.0
959.5
888.8
889.4

115,209.6
118,009.1
119,171.0
121,143.6
122,773.3
124,409.7
125,207.7
126,797.8
128,204.3
128,686.8
128,919.2
128,765.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

8,317.4
8,550.9
8,458.8
8,316.3
8,517.8
8,488.5
8,647.0
8,585.4
8,553.5
8,467.9
8,540.5
8,548.5

20,368.9
19,453.6
19,494.2
19,632.2
19,582.8
19,921.5
20,587.5
19,910.7
20,014.6
20,089.4
19,838.0
19,659.5

18,174.1
17,680.8
17,520.9
17,175.7
17,276.3
17,401.2
17,673.5
17,467.4
17,481.0
17,905.7
18,087.4
17,630.8

41,098.2
41,915.7
41,931.7
42,145.6
42,078.4
42,245.9
42,429.1
42,579.9
42,997.5
43,188.8
43,493.2
43,698.5

17,884.4
18,258.6
18,649.4
18,344.9
18,318.3
17,952.9
17,799.0
17,644.3
17,578.5
17,776.8
18,104.8
18,796.8

21,735.1
21,563.6
21,408.6
21,626.3
21,474.7
21,363.7
21,320.8
20,890.8
20,875.8
20,942.4
21,113.8
20,954.2

879.4
936.9
916.9
981.0
1,030.9
1,024.4
1,104.7
1,107.9
1,109.1
1,138.5
1,074.9
1,488.0

128,457.5
128,360.1
128,380.5
128,222.0
128,279.2
128,398.1
129,561.6
128,186.4
128,610.0
129,509.5
130,252.6
130,776.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

8,212.8
8,343.6
7,778.0
7,778.8
7,998.3
7,874.3
8,108.3
7,998.0
8,044.3
8,059.0
8,376.3
8,481.0

19,323.6
19,074.1
19,206.0
19,556.5
19,386.7
19,283.0
19,051.1
18,517.9
18,269.9
18,268.5
18,119.1
18,158.1

17,420.8
17,814.1
17,992.0
18,087.3
18,097.0
17,757.6
18,232.9
16,941.8
16,907.3
17,230.5
17,035.2
16,936.1

44,006.0
44,023.1
44,351.9
44,600.4
44,875.1
45,220.0
44,700.1
45,567.9
45,790.3
46,162.3
46,387.9
46,516.9

19,467.6
19,612.9
19,973.4
19,692.3
19,694.0
19,051.0
18,576.4
18,774.8
19,059.4
19,548.3
20,603.5
21,761.7

20,820.3
20,761.1
20,849.6
20,940.0
20,832.1
20,774.1
21,014.9
21,476.6
21,720.5
22,018.6
22,347.1
22,906.7

1,543.2
1,455.7
1,547.8
1,412.0
1,706.9
1,835.8
1,768.8
1,543.0
1,554.4
1,676.8
1,632.9
1,644.0

130,794.3
131,084.6
131,698.6
132,067.2
132,590.1
131,795.8
131,452.5
130,820.0
131,346.1
132,964.0
134,502.0
136,404.5

Fuente: Comisin Nacional de Bancos y Seguros.


Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades
Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye a Banhprovi definida como Otra Sociedad Financiera.
2/
Incluye Banhprovi.
1/

Total

Cuadro 30:

PRSTAMOS Y DESCUENTOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO 1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo
Tabaco

Maz
447.8
391.7
366.7
251.9

Frijol
41.0
27.3
18.5
14.0

Total
556.3
461.1
418.1
292.7

535.8
858.6
838.9
970.4
935.6
917.3
730.7
768.2
968.6
1,015.5
1,015.1
971.4

26.4
27.8
25.9
24.4
24.8
38.7
40.5
40.0
41.9
46.4
46.5
36.9

248.7
245.8
240.3
237.3
239.6
270.8
304.1
309.9
316.0
320.1
354.4
351.4

14.2
13.8
13.3
12.4
11.9
12.1
12.5
12.9
17.6
21.5
29.9
32.9

289.3
287.4
279.5
274.1
276.3
321.6
357.1
362.8
375.5
388.0
430.8
421.2

1,904.9
1,745.1
1,770.9
1,793.6
1,804.3
1,782.8
1,730.1
1,787.6
1,817.3
1,837.6
2,066.4
2,072.5

3,935.4
4,317.2
4,415.6
4,521.4
4,527.8
4,495.5
4,283.2
4,419.9
4,478.5
4,602.1
4,822.0
4,794.4

1,655.4
1,670.8
1,671.3
1,702.8
1,724.5
1,754.0
1,790.6
1,789.4
1,807.4
1,864.6
1,912.5
1,910.5

361.8
341.6
363.8
344.8
369.2
372.7
348.7
350.0
358.1
374.6
565.1
569.7

13.2
9.9
11.2
13.9
13.2
12.9
12.4
12.7
12.9
16.0
27.2
29.2

6.2
14.2
14.0
13.6
13.6
13.4
13.4
13.0
13.0
12.9
13.0
12.5

655.9
668.2
666.9
675.1
705.4
778.9
804.1
775.0
773.4
757.6
887.0
879.0

2,692.5
2,704.7
2,727.2
2,750.2
2,825.9
2,931.9
2,969.2
2,940.1
2,964.8
3,025.7
3,404.8
3,400.9

6,627.9
7,021.9
7,142.8
7,271.6
7,353.7
7,427.4
7,252.4
7,360.0
7,443.3
7,627.8
8,226.8
8,195.3

38.9
24.6
23.3
4.7
3.6
1.1
1.1
1.1
1.1
1.2
1.1
6.7

1,127.5
1,371.3
1,363.8
1,245.3
1,333.9
1,201.3
1,248.3
1,155.7
1,083.7
1,007.9
1,006.8
999.0

35.1
38.0
51.6
49.3
45.9
46.4
51.1
55.0
63.4
48.3
43.7
37.4

343.8
337.7
324.2
321.8
331.0
342.1
343.8
345.0
343.8
342.4
296.6
286.4

32.4
30.6
32.0
30.1
27.4
25.5
23.8
23.6
23.1
22.2
21.5
20.6

411.3
406.3
407.8
401.2
404.3
414.0
418.7
423.6
430.3
412.9
361.8
344.4

2,051.1
2,078.5
2,050.6
2,033.0
2,038.1
2,109.3
2,191.9
2,156.9
2,166.4
2,177.4
2,236.0
2,328.8

4,865.5
5,163.8
5,066.5
4,859.3
4,988.3
4,970.8
5,178.4
5,061.7
5,026.6
4,949.4
4,977.2
5,070.5

1,895.5
1,897.1
1,883.7
1,934.7
2,064.5
2,116.3
2,161.7
2,184.9
2,184.2
2,191.9
2,214.7
2,174.8

642.5
571.9
587.7
591.3
536.0
529.6
446.5
476.9
487.3
489.0
489.3
470.3

28.7
35.3
36.1
26.7
26.0
25.7
25.4
24.0
23.5
23.1
22.0
27.3

12.8
12.8
12.5
12.6
12.4
12.3
12.4
12.4
12.3
6.4
6.3
6.3

872.4
870.0
872.3
891.7
890.6
833.8
822.6
825.5
819.6
808.1
831.0
799.3

3,451.9
3,387.1
3,392.3
3,457.0
3,529.5
3,517.7
3,468.6
3,523.7
3,526.9
3,518.5
3,563.3
3,478.0

8,317.4
8,550.9
8,458.8
8,316.3
8,517.8
8,488.5
8,647.0
8,585.4
8,553.5
8,467.9
8,540.5
8,548.5

7.0
7.0
6.9
6.8
6.8
6.8
7.0
1.4
1.4
2.0
2.0
1.8

1,027.6
1,064.1
742.6
732.1
709.6
685.9
838.6
767.1
774.7
765.7
814.4
688.6

40.4
41.8
35.5
43.4
43.1
45.5
45.6
46.7
47.7
48.5
47.3
49.3

282.2
273.8
254.7
246.2
250.4
258.8
299.3
305.7
308.9
308.9
306.6
296.6

19.6
18.7
17.7
17.3
19.7
19.2
24.2
24.4
24.2
24.6
26.1
27.0

342.2
334.3
307.9
306.9
313.2
323.5
369.1
376.8
380.8
382.0
380.0
372.9

2,195.3
2,204.8
2,180.3
2,145.8
2,325.2
2,238.1
2,256.8
2,180.3
2,160.4
2,082.6
2,113.2
2,160.8

4,905.0
5,029.0
4,501.6
4,503.2
4,652.2
4,532.9
4,741.1
4,688.8
4,722.6
4,677.8
5,063.6
5,165.6

2,136.3
2,127.4
2,080.2
2,066.8
2,087.3
2,079.2
2,124.6
2,141.4
2,147.6
2,211.0
2,204.0
2,259.1

477.2
485.5
493.2
496.6
588.8
583.6
559.3
568.1
587.1
596.0
540.8
535.3

28.6
29.0
31.3
31.9
32.7
34.0
31.3
32.5
42.8
43.4
44.3
39.5

6.2
6.1
5.8
5.8
5.6
5.7
5.8
6.0
5.9
5.9
6.0
5.8

659.5
666.6
665.9
674.5
631.7
638.9
646.2
561.2
538.3
524.9
517.6
475.7

3,307.8
3,314.6
3,276.4
3,275.6
3,346.1
3,341.4
3,367.2
3,309.2
3,321.7
3,381.2
3,312.7
3,315.4

8,212.8
8,343.6
7,778.0
7,778.8
7,998.3
7,874.3
8,108.3
7,998.0
8,044.3
8,059.0
8,376.3
8,481.0

Caf

Algodn

2004
2005
2006
2007

270.2
267.3
335.2
315.9

925.3
881.4
862.1
828.4

0.9
0.7
1.9
7.4

8.3
21.1
30.6
64.7

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

311.7
463.8
460.8
459.6
462.1
463.4
463.0
459.8
268.1
262.3
243.9
216.8

814.0
832.2
935.2
921.8
937.0
902.8
894.0
920.6
942.7
956.2
988.7
1,037.1

9.1
11.0
13.6
17.4
18.7
15.5
15.3
15.1
14.9
14.7
36.7
34.9

70.6
119.1
116.7
84.5
93.8
92.1
93.0
105.8
91.4
127.8
40.4
40.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

202.0
203.5
214.3
220.0
222.6
223.9
222.5
228.2
223.9
217.8
214.2
210.4

1,000.0
1,045.3
971.3
921.0
958.2
998.8
1,073.0
1,073.8
1,100.6
1,113.0
1,138.8
1,168.0

34.7
34.3
35.4
34.1
27.6
22.4
22.9
22.4
20.6
19.2
18.5
13.2

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

228.3
268.8
211.9
209.6
208.4
209.7
208.4
207.7
207.3
214.3
203.0
208.6

1,091.1
1,136.3
1,037.5
1,088.2
1,082.1
1,066.1
1,059.7
1,155.5
1,198.0
1,230.9
1,550.0
1,731.5

13.5
13.7
14.5
13.8
6.9
2.8
1.5
0.0
0.0
0.3
1.0
1.4

Caa de
Azcar
521.4
509.9
573.5
530.5

TOTAL

Arroz
67.5
42.1
32.9
26.8

Otros
cultivos
1,745.6
1,292.3
1,697.0
1,886.9

Banano

Granos

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

4,028.0
3,433.9
3,918.3
3,926.5

1,393.5
1,403.5
1,447.2
1,640.1

233.9
170.4
213.2
446.1

14.1
72.4
31.1
13.6

0.6
1.9
1.9
6.1

796.2
808.6
799.6
660.0

2,438.3
2,456.7
2,493.0
2,765.9

6,466.3
5,890.6
6,411.3
6,692.4

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos
estadsticos e incluye a Banhprovi definida como Otra Sociedad Financiera.

Cuadro 31:

PRSTAMOS Y DESCUENTOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIA, SERVICIOS, PROPIEDAD RAZ Y COMERCIO 1/

(saldos en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras
119.9
22.0
26.2
35.2

Servicios
Total
10,298.2
11,946.5
15,564.4
17,581.3

Transp. y
Comunicaciones
722.2
864.9
1,282.1
2,178.4

4,993.9
5,440.5
7,833.8
12,056.0

Propiedad Raz
Liberacin
Gravmenes
7,010.4
265.1
8,359.5
374.2
11,794.3
875.8
16,867.2
1,303.8

12,269.4
14,174.2
20,503.9
30,227.0

7,429.0
9,549.0
12,071.0
16,532.3

Varios

Total

Construccin

6,191.8
7,503.9
9,327.7
12,761.7

6,914.0
8,368.8
10,609.8
14,940.1

Compra-venta

Total

Interno

Comercio
Exportacin
Importacin
Centroamrica
Otros Pases
Centroamrica
Otros Pases
2,067.4
1,544.7
689.3
1,329.4
1,967.3
2,125.6
1,347.6
2,096.4
1,234.6
1,041.3
861.0
2,956.7
1,339.5
1,340.0
871.7
3,731.1

Total

2004
2005
2006
2007

10,178.3
11,924.5
15,538.2
17,546.1

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

17,739.2
17,059.5
17,280.7
17,462.1
17,944.0
17,897.5
19,010.6
18,962.5
19,158.9
18,966.1
20,606.2
20,631.5

35.9
63.9
55.5
48.5
48.5
48.1
46.1
45.7
45.0
45.1
49.6
49.7

17,775.1
17,123.4
17,336.2
17,510.6
17,992.5
17,945.6
19,056.7
19,008.2
19,203.9
19,011.2
20,655.8
20,681.2

2,038.0
1,767.6
1,917.2
2,028.5
2,055.5
2,069.1
2,116.0
2,173.4
2,181.6
2,223.2
2,624.2
2,569.2

12,611.9
12,783.8
12,986.2
12,749.9
12,630.9
13,095.4
12,453.2
12,636.9
12,660.9
13,253.0
15,794.3
15,698.5

14,649.9
14,551.4
14,903.4
14,778.4
14,686.4
15,164.5
14,569.2
14,810.3
14,842.5
15,476.2
18,418.5
18,267.7

12,268.2
12,720.3
13,011.0
13,543.9
13,874.5
14,285.8
14,781.4
15,008.3
14,925.5
15,098.1
15,136.1
15,459.0

17,355.4
17,970.1
18,350.4
18,888.3
19,415.4
19,735.3
20,073.7
20,773.2
21,092.3
20,819.4
23,829.8
24,231.9

1,327.2
1,349.3
1,356.1
1,385.0
1,387.7
1,397.2
1,394.7
1,424.0
1,388.1
1,395.7
1,403.5
1,374.7

30,950.8
32,039.7
32,717.5
33,817.2
34,677.6
35,418.3
36,249.8
37,205.5
37,405.9
37,313.2
40,369.4
41,065.6

17,282.3
18,176.5
17,830.5
18,489.8
18,815.7
18,896.3
18,205.8
18,167.6
18,745.9
17,610.1
11,480.3
11,083.5

1,314.9
1,457.4
1,473.8
1,625.7
1,295.8
1,372.9
1,038.9
991.7
1,114.0
1,265.7
774.5
810.7

1,615.2
2,024.0
1,982.8
1,786.2
1,785.0
1,774.5
1,477.2
1,376.9
1,342.4
1,376.6
1,351.8
1,431.6

870.7
788.3
761.1
733.6
685.4
698.4
696.4
688.4
746.1
738.1
705.8
563.9

3,720.1
3,781.8
3,657.5
3,768.0
3,583.9
3,662.9
3,583.0
3,534.6
3,622.7
3,597.3
3,848.2
3,770.6

24,803.2
26,228.0
25,705.7
26,403.3
26,165.8
26,405.0
25,001.3
24,759.2
25,571.1
24,587.8
18,160.6
17,660.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

20,320.4
19,383.5
19,437.4
19,574.7
19,507.3
19,860.5
20,521.0
19,834.0
19,935.4
20,010.6
19,692.6
19,529.5

48.5
70.1
56.8
57.5
75.5
61.0
66.5
76.7
79.2
78.8
145.4
130.0

20,368.9
19,453.6
19,494.2
19,632.2
19,582.8
19,921.5
20,587.5
19,910.7
20,014.6
20,089.4
19,838.0
19,659.5

2,531.2
2,562.1
2,505.2
2,462.8
2,430.7
2,423.6
2,402.9
2,408.1
2,419.1
2,417.6
2,443.8
2,456.5

15,642.9
15,118.7
15,015.7
14,712.9
14,845.6
14,977.6
15,270.6
15,059.3
15,061.9
15,488.1
15,643.6
15,174.3

18,174.1
17,680.8
17,520.9
17,175.7
17,276.3
17,401.2
17,673.5
17,467.4
17,481.0
17,905.7
18,087.4
17,630.8

15,469.8
16,035.9
15,994.5
16,083.4
16,118.8
16,217.8
16,349.6
16,354.2
16,529.4
16,629.6
16,863.8
16,890.2

24,260.0
24,471.3
24,515.3
24,646.3
24,533.1
24,575.2
24,608.6
24,749.1
24,943.6
25,024.6
25,091.3
25,272.3

1,368.4
1,408.5
1,421.9
1,415.9
1,426.5
1,452.9
1,470.9
1,476.6
1,524.5
1,534.6
1,538.1
1,536.0

41,098.2
41,915.7
41,931.7
42,145.6
42,078.4
42,245.9
42,429.1
42,579.9
42,997.5
43,188.8
43,493.2
43,698.5

10,824.4
10,960.6
11,016.5
11,095.5
11,346.8
11,230.5
11,418.1
11,492.4
11,594.8
11,855.8
11,978.0
11,848.6

1,070.4
1,002.7
1,226.4
1,269.8
1,193.5
1,133.3
988.3
873.2
819.4
846.4
835.1
1,181.7

1,776.8
2,069.0
2,119.9
1,861.5
1,574.8
1,334.9
1,139.9
976.8
1,025.1
1,014.7
1,144.6
1,711.2

534.1
150.4
156.3
150.4
284.4
404.8
386.5
382.9
386.1
395.8
411.3
414.8

3,678.7
4,075.9
4,130.3
3,967.7
3,918.8
3,849.4
3,866.2
3,919.0
3,753.1
3,664.1
3,735.8
3,640.5

17,884.4
18,258.6
18,649.4
18,344.9
18,318.3
17,952.9
17,799.0
17,644.3
17,578.5
17,776.8
18,104.8
18,796.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

19,195.5
18,949.3
19,082.3
19,433.6
19,265.5
19,153.3
18,924.8
18,386.6
18,138.1
18,135.2
17,963.1
18,022.7

128.1
124.8
123.7
122.9
121.2
129.7
126.3
131.3
131.8
133.3
156.0
135.4

19,323.6
19,074.1
19,206.0
19,556.5
19,386.7
19,283.0
19,051.1
18,517.9
18,269.9
18,268.5
18,119.1
18,158.1

2,446.4
2,437.6
2,406.4
2,362.8
2,339.3
2,268.0
2,197.3
2,301.0
2,341.8
2,362.4
2,346.0
2,514.1

14,974.4
15,376.5
15,585.6
15,724.5
15,757.7
15,489.6
16,035.6
14,640.8
14,565.5
14,868.1
14,689.2
14,422.0

17,420.8
17,814.1
17,992.0
18,087.3
18,097.0
17,757.6
18,232.9
16,941.8
16,907.3
17,230.5
17,035.2
16,936.1

16,695.2
16,698.1
16,791.6
16,834.5
16,729.6
16,929.2
16,799.3
17,167.8
16,692.8
16,942.5
16,985.1
16,775.9

25,749.7
25,764.3
25,983.1
26,184.4
26,544.8
26,684.5
26,318.9
26,780.6
27,476.3
27,586.4
27,761.4
28,074.1

1,561.1
1,560.7
1,577.2
1,581.5
1,600.7
1,606.3
1,581.9
1,619.5
1,621.2
1,633.4
1,641.4
1,666.9

44,006.0
44,023.1
44,351.9
44,600.4
44,875.1
45,220.0
44,700.1
45,567.9
45,790.3
46,162.3
46,387.9
46,516.9

11,742.9
11,848.2
11,887.0
11,941.4
12,168.8
12,176.4
12,115.3
12,298.6
12,388.3
12,715.6
12,850.9
12,585.9

1,404.5
1,431.6
1,505.6
1,280.9
1,106.2
898.2
743.3
620.3
445.3
453.3
735.9
1,397.5

2,228.8
2,308.2
2,342.3
2,088.5
1,889.1
1,546.6
1,235.8
1,251.7
1,249.1
1,463.4
1,740.5
2,325.1

405.6
397.1
387.8
430.1
459.8
439.9
459.0
575.6
630.8
647.3
692.7
763.3

3,685.8
3,627.8
3,850.7
3,951.4
4,070.1
3,989.9
4,023.0
4,028.6
4,345.9
4,268.7
4,583.5
4,689.9

19,467.6
19,612.9
19,973.4
19,692.3
19,694.0
19,051.0
18,576.4
18,774.8
19,059.4
19,548.3
20,603.5
21,761.7

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos
estadsticos e incluye a Banhprovi definida como Otra Sociedad Financiera.

13,059.8
17,085.9
18,164.6
23,814.6

Cuadro 32:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(saldos en millones de lempiras)

Perodo

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

Otros 2/

Total

2004
2005
2006
2007

5,655.0
5,197.6
5,449.2
5,497.8

5,894.2
5,929.6
6,404.3
7,982.3

3,934.7
5,358.8
7,117.6
10,449.9

9,750.7
11,266.8
15,301.2
24,181.7

7,545.6
10,163.9
11,760.4
16,585.0

5,292.9
6,725.0
11,240.6
17,000.2

429.2
490.0
453.3
614.9

38,502.3
45,131.7
57,726.6
82,311.8

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

5,469.0
5,765.3
5,784.5
5,949.9
5,979.8
6,063.7
6,100.9
6,220.7
6,114.0
6,300.6
6,588.1
6,513.0

8,007.8
7,726.1
7,944.9
8,065.3
8,104.4
8,082.1
8,006.7
7,827.4
7,831.3
7,939.0
8,966.2
8,966.6

10,234.6
10,602.8
11,009.5
10,670.0
10,717.4
11,144.6
10,935.7
11,043.2
11,094.0
11,605.3
13,077.4
12,979.8

24,843.0
25,963.4
26,635.5
27,670.4
28,284.6
29,039.3
29,831.9
30,592.4
30,708.5
30,666.4
32,855.1
33,443.9

17,006.4
17,020.6
16,685.4
17,242.7
17,231.7
17,514.4
17,307.4
17,351.2
17,298.3
16,361.4
13,195.4
12,604.4

17,263.6
17,808.4
18,106.9
17,748.7
18,223.1
18,595.3
19,025.8
19,466.0
20,075.8
20,687.6
19,437.9
19,336.0

522.2
609.4
601.8
595.0
784.9
778.3
801.7
812.3
827.4
958.0
887.2
887.8

83,346.6
85,496.0
86,768.5
87,942.0
89,325.9
91,217.7
92,010.1
93,313.2
93,949.3
94,518.3
95,007.3
94,731.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6,529.0
6,607.8
6,605.8
6,703.6
7,028.4
7,069.6
7,364.5
7,385.8
7,468.5
7,391.6
7,472.2
7,365.8

8,795.9
8,461.9
8,394.3
8,545.3
9,031.4
9,333.8
10,767.2
10,372.0
10,637.9
10,800.3
10,982.0
11,132.0

13,047.5
13,101.2
13,119.1
12,977.7
13,246.4
13,478.9
13,679.9
13,677.6
13,573.0
13,650.0
13,944.5
13,653.9

33,479.7
33,627.8
33,769.7
33,987.8
33,947.4
34,308.2
34,398.2
34,604.1
35,103.0
35,408.2
35,787.9
36,091.2

12,434.5
12,556.2
12,514.4
12,526.2
12,894.4
12,975.6
13,271.7
13,351.3
13,423.6
13,609.8
13,662.9
13,401.3

19,113.4
18,979.2
18,870.0
19,029.3
18,923.5
18,789.2
18,695.2
18,326.2
18,323.4
18,354.3
18,458.8
18,496.3

877.8
934.3
914.2
975.4
1,025.2
1,021.3
1,100.8
1,104.0
1,104.9
1,134.3
1,071.8
1,484.6

94,277.8
94,268.4
94,187.5
94,745.3
96,096.7
96,976.6
99,277.5
98,821.0
99,634.3
100,348.5
101,380.1
101,625.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

7,094.3
7,120.2
6,688.1
6,693.3
6,824.3
6,784.3
6,860.1
6,818.1
6,834.2
6,841.6
6,787.6
6,906.2

10,692.4
10,382.2
10,549.4
10,583.0
10,445.0
10,303.2
10,019.9
9,573.6
9,465.2
9,252.9
9,058.4
8,818.8

13,383.4
13,777.7
13,522.5
13,391.2
13,493.3
13,229.3
13,725.8
12,522.5
12,377.8
12,402.8
12,177.0
12,126.7

36,488.2
36,506.0
36,956.7
37,128.1
37,302.2
37,397.0
36,910.8
37,655.6
37,751.7
38,116.8
38,406.8
38,153.8

13,490.8
13,480.1
13,661.2
13,677.5
13,666.8
13,602.5
13,322.8
13,679.4
14,022.4
14,359.5
14,572.9
14,370.1

18,299.4
18,248.4
18,357.2
18,398.9
18,348.4
18,235.0
18,312.8
18,692.0
18,884.5
19,055.7
18,911.8
19,363.8

1,539.8
1,453.4
1,544.7
1,409.0
1,703.9
1,832.8
1,765.8
1,540.0
1,551.2
1,673.8
1,629.9
1,640.9

100,988.3
100,968.0
101,279.8
101,281.0
101,783.9
101,384.0
100,918.0
100,481.2
100,887.0
101,703.1
101,544.4
101,380.3

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi definida como Otra Sociedad
Financiera.
2/
Incluye Banhprovi.

Cuadro 33:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO

1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo

4.2
11.9
14.0
56.8

Caa de
azcar
360.8
407.5
398.3
324.9

Arroz
60.4
38.4
32.9
26.8

Maz
447.1
390.9
366.7
251.9

Frijol
18.5
27.2
18.4
13.9

Total
526.0
456.5
418.0
292.6

9.1
11.0
13.6
17.4
18.7
15.5
15.3
15.1
14.9
14.7
14.7
15.0

62.8
70.1
67.6
79.6
89.0
86.3
86.4
87.5
85.8
85.7
4.4
5.4

305.6
479.6
488.0
554.4
521.3
504.1
493.9
532.1
546.8
594.3
631.3
587.6

26.4
27.8
25.9
24.4
24.8
38.7
40.5
40.0
41.9
46.4
45.3
36.1

248.7
245.8
240.3
237.3
239.6
270.8
304.1
309.9
316.0
320.1
316.6
313.6

14.1
13.7
13.2
12.3
11.8
12.0
12.4
12.8
17.5
21.4
27.4
30.9

920.5
930.0
853.5
851.5
885.8
928.0
1,005.2
1,038.2
1,065.1
1,077.7
1,111.8
1,141.8

16.3
17.4
20.6
21.1
20.0
16.2
17.4
17.3
16.0
14.7
13.6
12.7

4.7
3.4
2.7
4.7
3.6
1.1
1.1
1.1
1.1
1.2
1.1
1.1

698.3
827.0
876.2
905.0
993.6
844.5
893.1
821.3
858.1
783.9
773.0
773.4

34.7
38.0
51.6
49.3
45.9
46.4
51.1
55.0
63.4
48.3
43.7
37.4

306.0
299.9
286.4
284.0
293.2
304.3
306.0
306.8
305.6
304.2
296.2
286.0

1,047.5
985.5
944.1
967.1
980.6
1,015.5
1,007.8
1,073.6
1,116.1
1,230.9
1,153.0
1,233.5

11.9
10.9
10.5
9.7
6.2
2.8
1.5
0.0
0.0
0.3
0.0
0.0

1.4
1.4
1.3
1.2
1.2
1.2
1.4
1.4
1.4
2.0
2.0
1.8

789.4
828.0
564.2
553.7
539.4
470.4
489.0
429.0
398.8
765.7
403.1
417.2

40.4
41.8
35.5
43.4
43.1
45.5
45.6
46.7
47.7
48.5
47.3
49.3

281.8
273.4
254.3
245.8
250.0
258.4
299.0
305.4
308.6
308.9
306.3
296.3

Banano

Caf

Tabaco

2004
2005
2006
2007

270.1
267.3
290.4
314.4

887.3
815.5
821.2
796.2

0.9
0.7
1.9
7.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

310.2
461.8
459.0
457.9
459.1
461.1
459.8
454.9
263.3
257.7
239.9
212.9

764.3
724.1
692.4
693.8
707.4
732.9
766.4
793.9
818.8
858.7
956.7
980.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

198.2
199.8
210.6
216.4
216.8
219.5
218.2
223.9
219.7
213.6
210.1
206.4

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

206.4
247.0
209.0
206.7
205.5
206.8
205.5
207.6
207.1
214.3
202.8
208.4

Algodn

Granos

Otros cultivos

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

TOTAL

1,318.3
982.6
1,216.7
1,193.8

3,367.6
2,942.1
3,160.4
2,986.1

1,387.2
1,391.2
1,434.5
1,634.3

223.0
141.8
190.1
301.4

14.1
15.5
16.0
13.6

0.6
0.8
1.9
6.1

662.5
706.3
646.3
556.3

2,287.4
2,255.5
2,288.8
2,511.7

5,655.0
5,197.6
5,449.2
5,497.8

289.2
287.3
279.4
274.0
276.2
321.5
357.0
362.7
375.4
387.9
389.3
380.6

1,206.3
1,178.7
1,211.9
1,256.4
1,258.2
1,245.0
1,204.4
1,265.1
1,270.6
1,294.0
1,430.9
1,408.9

2,947.5
3,212.6
3,211.9
3,333.5
3,329.9
3,366.4
3,383.2
3,511.3
3,375.6
3,493.0
3,667.2
3,590.9

1,649.7
1,664.5
1,665.6
1,697.8
1,696.3
1,714.0
1,749.1
1,750.4
1,771.0
1,828.9
1,880.7
1,880.9

298.1
299.8
321.8
317.7
326.1
332.5
305.9
307.5
315.7
332.4
350.6
356.3

13.2
9.9
11.2
13.9
13.2
12.9
12.4
12.7
12.9
16.0
25.7
25.0

6.2
14.2
14.0
13.6
13.6
13.4
13.4
13.0
13.0
12.9
13.0
12.5

554.3
564.3
560.0
573.4
600.7
624.5
636.9
625.8
625.8
617.4
650.9
647.4

2,521.5
2,552.7
2,572.6
2,616.4
2,649.9
2,697.3
2,717.7
2,709.4
2,738.4
2,807.6
2,920.9
2,922.1

5,469.0
5,765.3
5,784.5
5,949.9
5,979.8
6,063.7
6,100.9
6,220.7
6,114.0
6,300.6
6,588.1
6,513.0

31.4
30.5
28.1
26.2
23.5
22.1
20.9
20.7
20.7
20.3
19.6
18.7

372.1
368.4
366.1
359.5
362.6
372.8
378.0
382.5
389.7
372.8
359.5
342.1

1,397.6
1,328.8
1,335.5
1,346.8
1,350.8
1,437.2
1,564.3
1,562.4
1,576.2
1,591.2
1,648.1
1,615.7

3,607.7
3,674.8
3,665.2
3,705.0
3,833.2
3,819.3
4,077.3
4,046.7
4,125.9
4,055.1
4,117.2
4,093.2

1,878.4
1,879.5
1,866.3
1,912.6
2,051.4
2,103.3
2,148.8
2,169.9
2,168.8
2,176.7
2,201.6
2,161.9

354.2
358.3
374.1
377.8
435.9
448.5
440.4
470.2
480.7
483.2
483.6
464.8

24.5
32.0
32.2
23.5
23.2
23.3
23.3
22.2
22.0
21.9
21.0
26.6

12.8
12.8
12.5
12.6
12.4
12.3
12.4
12.4
12.3
6.4
6.3
6.3

651.4
650.4
655.5
672.1
672.3
662.9
662.3
664.4
658.8
648.3
642.5
613.0

2,921.3
2,933.0
2,940.6
2,998.6
3,195.2
3,250.3
3,287.2
3,339.1
3,342.6
3,336.5
3,355.0
3,272.6

6,529.0
6,607.8
6,605.8
6,703.6
7,028.4
7,069.6
7,364.5
7,385.8
7,468.5
7,391.6
7,472.2
7,365.8

18.1
17.7
17.2
17.2
16.8
16.5
21.7
21.5
21.5
24.6
24.0
24.1

340.3
332.9
307.0
306.4
309.9
320.4
366.3
373.6
377.8
382.0
377.6
369.7

1,494.0
1,502.7
1,476.6
1,471.9
1,494.0
1,484.7
1,519.8
1,551.7
1,560.8
2,082.6
1,484.3
1,496.0

3,890.9
3,908.4
3,512.7
3,516.7
3,536.8
3,501.8
3,591.3
3,636.9
3,662.0
4,677.8
3,622.8
3,726.6

2,123.7
2,115.0
2,067.9
2,054.7
2,079.8
2,071.8
2,079.6
2,063.6
2,069.5
2,211.0
2,127.6
2,186.6

470.3
478.7
486.6
490.2
582.5
578.1
550.7
561.6
581.4
596.0
534.6
529.3

27.9
28.4
30.8
31.3
32.2
33.4
30.8
31.9
32.8
43.4
33.1
28.9

6.2
6.1
5.8
5.8
5.6
5.7
5.8
6.0
5.9
5.9
6.0
5.8

575.3
583.6
584.3
594.6
587.4
593.5
601.9
518.1
482.6
524.9
463.5
429.0

3,203.4
3,211.8
3,175.4
3,176.6
3,287.5
3,282.5
3,268.8
3,181.2
3,172.2
3,381.2
3,164.8
3,179.6

7,094.3
7,120.2
6,688.1
6,693.3
6,824.3
6,784.3
6,860.1
6,818.1
6,834.2
8,059.0
6,787.6
6,906.2

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi
definida como Otra Sociedad Financiera.

Cuadro 34:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(saldos en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras

Servicios
Total

Transp. y
Comunicaciones

Varios

Total

Construccin

Propiedad Raz
Liberacin
Gravmenes

Compra-venta

Total

Interno

Comercio
Exportacin
Importacin
Centroamrica Otros Pases Centroamrica Otros Pases
134.6
192.1
487.6
798.7
156.8
185.4
1,014.6
1,224.2
226.0
180.7
484.5
1,537.3
285.3
169.4
597.9
2,398.9

Total

2004
2005
2006
2007

5,867.9
5,907.6
6,378.3
7,947.2

26.3
22.0
26.0
35.1

5,894.2
5,929.6
6,404.3
7,982.3

578.4
700.1
955.1
1,853.7

3,356.3
4,658.7
6,162.5
8,596.2

3,934.7
5,358.8
7,117.6
10,449.9

3,726.3
4,120.0
5,627.2
9,483.0

5,786.7
6,865.5
9,062.9
13,583.7

237.7
281.3
611.1
1,115.0

9,750.7
11,266.8
15,301.2
24,181.7

5,932.6
7,582.9
9,331.9
13,133.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

7,972.0
7,683.9
7,897.5
8,016.8
8,055.9
8,034.0
7,960.6
7,781.7
7,786.3
7,893.9
8,916.6
8,916.9

35.8
42.2
47.4
48.5
48.5
48.1
46.1
45.7
45.0
45.1
49.6
49.7

8,007.8
7,726.1
7,944.9
8,065.3
8,104.4
8,082.1
8,006.7
7,827.4
7,831.3
7,939.0
8,966.2
8,966.6

1,693.2
1,540.8
1,685.8
1,811.8
1,831.6
1,849.2
1,903.7
1,953.5
1,965.3
2,029.2
2,306.5
2,259.1

8,541.4
9,062.0
9,323.7
8,858.2
8,885.8
9,295.4
9,032.0
9,089.7
9,128.7
9,576.1
10,770.9
10,720.7

10,234.6
10,602.8
11,009.5
10,670.0
10,717.4
11,144.6
10,935.7
11,043.2
11,094.0
11,605.3
13,077.4
12,979.8

9,678.8
10,055.1
10,241.9
10,745.1
10,944.1
11,292.2
11,642.3
11,873.5
11,764.8
11,964.6
12,149.6
12,364.2

14,019.0
14,740.0
15,217.6
15,733.3
16,138.6
16,531.4
16,963.8
17,475.5
17,713.2
17,461.3
19,455.4
19,845.6

1,145.2
1,168.3
1,176.0
1,192.0
1,201.9
1,215.7
1,225.8
1,243.4
1,230.5
1,240.5
1,250.1
1,234.1

24,843.0
25,963.4
26,635.5
27,670.4
28,284.6
29,039.3
29,831.9
30,592.4
30,708.5
30,666.4
32,855.1
33,443.9

13,525.2
13,392.1
13,226.2
13,748.9
13,847.6
14,222.0
14,143.4
14,192.3
14,111.2
13,143.9
9,858.3
9,336.3

302.3
321.2
274.0
250.6
233.5
240.0
210.9
197.1
189.0
201.7
201.2
179.8

228.4
308.9
285.5
262.1
256.7
202.6
157.1
144.1
155.4
185.3
207.1
206.5

595.1
571.4
565.6
557.9
553.7
552.9
559.5
565.3
567.3
569.6
527.7
497.7

2,355.4
2,427.0
2,334.1
2,423.2
2,340.2
2,296.9
2,236.5
2,252.4
2,275.4
2,260.9
2,401.1
2,384.1

17,006.4
17,020.6
16,685.4
17,242.7
17,231.7
17,514.4
17,307.4
17,351.2
17,298.3
16,361.4
13,195.4
12,604.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

8,747.4
8,391.8
8,337.5
8,487.9
8,955.9
9,273.3
10,701.2
10,295.9
10,558.8
10,721.6
10,836.7
11,002.6

48.5
70.1
56.8
57.4
75.5
60.5
66.0
76.1
79.1
78.7
145.3
129.4

8,795.9
8,461.9
8,394.3
8,545.3
9,031.4
9,333.8
10,767.2
10,372.0
10,637.9
10,800.3
10,982.0
11,132.0

2,230.8
2,283.6
2,235.5
2,228.6
2,200.7
2,197.7
2,204.7
2,186.3
2,202.6
2,196.4
2,206.7
2,238.3

10,816.7
10,817.6
10,883.6
10,749.1
11,045.7
11,281.2
11,475.2
11,491.3
11,370.4
11,453.6
11,737.8
11,415.6

13,047.5
13,101.2
13,119.1
12,977.7
13,246.4
13,478.9
13,679.9
13,677.6
13,573.0
13,650.0
13,944.5
13,653.9

12,384.8
12,576.4
12,651.7
12,657.6
12,727.8
12,893.1
12,948.1
13,006.3
13,205.6
13,369.6
13,556.2
13,729.3

19,865.0
19,772.1
19,823.4
20,035.7
19,910.7
20,086.5
20,105.3
20,251.7
20,513.4
20,644.5
20,829.9
20,958.3

1,229.9
1,279.3
1,294.6
1,294.5
1,308.9
1,328.6
1,344.8
1,346.1
1,384.0
1,394.1
1,401.8
1,403.6

33,479.7
33,627.8
33,769.7
33,987.8
33,947.4
34,308.2
34,398.2
34,604.1
35,103.0
35,408.2
35,787.9
36,091.2

9,256.5
9,533.5
9,526.3
9,649.5
9,949.9
9,891.5
10,056.1
10,172.1
10,277.6
10,514.0
10,597.3
10,397.5

164.0
179.0
182.9
152.7
151.2
153.2
183.2
205.8
170.0
163.7
161.6
131.7

278.3
301.4
295.6
261.7
210.3
226.7
207.5
175.4
226.1
215.0
241.3
235.7

428.0
84.6
89.7
91.2
91.5
231.9
225.8
230.1
238.0
249.7
269.2
277.8

2,307.7
2,457.7
2,419.9
2,371.1
2,491.5
2,472.3
2,599.1
2,567.9
2,511.9
2,467.4
2,393.5
2,358.6

12,434.5
12,556.2
12,514.4
12,526.2
12,894.4
12,975.6
13,271.7
13,351.3
13,423.6
13,609.8
13,662.9
13,401.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

10,565.5
10,258.6
10,426.9
10,462.0
10,324.9
10,174.6
9,894.7
9,452.8
9,343.9
9,130.1
8,912.9
8,695.7

126.9
123.6
122.5
121.0
120.1
128.6
125.2
120.8
121.3
122.8
145.5
123.1

10,692.4
10,382.2
10,549.4
10,583.0
10,445.0
10,303.2
10,019.9
9,573.6
9,465.2
9,252.9
9,058.4
8,818.8

2,232.4
2,198.2
2,151.7
2,120.3
2,105.4
2,039.9
1,925.0
2,027.8
2,010.8
2,028.9
1,948.7
2,108.3

11,151.0
11,579.5
11,370.8
11,270.9
11,387.9
11,189.4
11,800.8
10,494.7
10,367.0
10,373.9
10,228.3
10,018.4

13,383.4
13,777.7
13,522.5
13,391.2
13,493.3
13,229.3
13,725.8
12,522.5
12,377.8
12,402.8
12,177.0
12,126.7

13,572.8
13,599.0
13,759.4
13,739.5
13,646.0
13,849.4
13,697.3
14,036.0
13,507.5
13,722.0
13,829.9
13,583.9

21,485.0
21,475.2
21,746.1
21,933.2
22,192.7
22,078.5
21,766.7
22,135.2
22,757.7
22,897.5
23,070.2
23,007.4

1,430.4
1,431.8
1,451.2
1,455.4
1,463.5
1,469.1
1,446.8
1,484.4
1,486.5
1,497.3
1,506.7
1,562.5

36,488.2
36,506.0
36,956.7
37,128.1
37,302.2
37,397.0
36,910.8
37,655.6
37,751.7
38,116.8
38,406.8
38,153.8

10,284.5
10,359.6
10,361.9
10,442.3
10,339.2
10,329.1
10,096.1
10,418.9
10,598.0
10,870.6
11,111.3
10,752.2

137.0
124.8
121.7
121.7
125.7
123.9
133.8
130.1
133.9
129.7
126.6
140.4

340.3
319.9
295.7
262.0
233.3
209.2
167.7
185.7
178.1
233.8
162.5
263.5

272.7
260.9
245.3
259.7
277.1
255.5
251.1
341.9
348.8
366.1
381.7
402.9

2,456.3
2,414.9
2,636.6
2,591.8
2,691.5
2,684.8
2,674.1
2,602.8
2,763.6
2,759.3
2,790.8
2,811.1

13,490.8
13,480.1
13,661.2
13,677.5
13,666.8
13,602.5
13,322.8
13,679.4
14,022.4
14,359.5
14,572.9
14,370.1

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi
definida como Otra Sociedad Financiera.

7,545.6
10,163.9
11,760.4
16,585.0

Cuadro 35:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(saldos en millones de lempiras)

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

2004
2005
2006
2007

Perodo

811.3
693.0
962.1
1,194.6

4,404.0
6,016.9
9,160.1
9,599.0

2,979.3
3,010.0
3,492.2
4,490.2

2,518.7
2,907.4
5,202.7
6,045.3

5,514.2
6,922.0
6,404.2
7,229.6

1,801.9
1,751.8
2,252.1
2,541.6

1.6
1.4
1.4
1.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,158.9
1,256.6
1,358.3
1,321.7
1,373.9
1,363.7
1,151.5
1,139.3
1,329.3
1,327.2
1,638.7
1,682.3

9,767.3
9,397.3
9,391.3
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

4,415.3
3,948.6
3,893.9
4,108.4
3,969.0
4,019.9
3,633.5
3,767.1
3,748.5
3,870.9
5,341.1
5,287.9

6,107.8
6,076.3
6,082.0
6,146.8
6,393.0
6,379.0
6,417.9
6,613.1
6,697.4
6,646.8
7,514.3
7,621.7

7,796.8
9,207.4
9,020.3
9,160.6
8,934.1
8,890.6
7,693.9
7,408.0
8,272.8
8,226.4
4,965.2
5,055.9

2,615.5
2,625.5
2,655.3
3,017.4
2,887.9
2,673.9
3,249.2
3,374.7
2,832.8
3,023.5
2,761.4
2,669.9

1.4
1.4
1.4
1.4
1.4
1.4
1.6
1.6
1.6
1.5
1.6
1.6

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,788.4
1,943.1
1,853.0
1,612.7
1,489.4
1,418.9
1,282.5
1,199.6
1,085.0
1,076.3
1,068.3
1,182.7

11,573.0
10,991.7
11,099.9
11,086.9
10,551.4
10,587.7
9,820.3
9,538.7
9,376.7
9,289.1
8,856.0
8,527.5

5,126.6
4,579.6
4,401.8
4,198.0
4,029.9
3,922.3
3,993.6
3,789.8
3,908.0
4,255.7
4,142.8
3,976.8

7,618.5
8,287.9
8,162.0
8,157.8
8,131.0
7,937.7
8,030.9
7,975.8
7,894.5
7,780.6
7,705.3
7,607.3

5,449.9
5,702.4
6,135.0
5,818.7
5,423.9
4,977.3
4,527.3
4,293.0
4,154.9
4,167.0
4,441.9
5,395.5

2,621.7
2,584.4
2,538.6
2,597.0
2,551.2
2,574.5
2,625.6
2,564.6
2,552.4
2,588.1
2,655.0
2,457.9

1.6
2.6
2.7
5.6
5.7
3.1
3.9
3.9
4.2
4.2
3.1
3.4

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

1,118.5
1,223.4
1,089.9
1,085.5
1,174.0
1,090.0
1,248.2
1,179.9
1,210.1
1,217.4
1,588.7
1,574.8

8,631.2
8,691.9
8,656.6
8,973.5
8,941.7
8,979.8
9,031.2
8,944.3
8,804.7
9,015.6
9,060.7
9,339.3

4,037.4
4,036.4
4,469.5
4,696.1
4,603.7
4,528.3
4,507.1
4,419.3
4,529.5
4,827.7
4,858.1
4,809.4

7,517.8
7,517.1
7,395.2
7,472.3
7,572.9
7,823.0
7,789.3
7,912.3
8,038.6
8,045.5
7,981.1
8,363.1

5,976.8
6,132.8
6,312.2
6,014.8
6,027.2
5,448.5
5,253.6
5,095.4
5,037.0
5,188.8
6,030.6
7,391.6

2,520.9
2,512.7
2,492.4
2,541.1
2,483.7
2,539.1
2,702.1
2,784.6
2,836.0
2,962.9
3,435.3
3,542.9

3.4
2.3
3.1
3.0
3.0
3.0
3.0
3.0
3.2
3.0
3.0
3.1

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las
Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi definida como Otra Sociedad Financiera.

Otros

Total
18,031.0
21,302.5
27,474.8
31,101.7

31,863.0
32,513.1
32,402.5
33,201.6
33,447.4
33,192.0
33,197.6
33,484.6
34,255.0
34,168.5
33,911.9
34,033.9

34,179.7
34,091.7
34,193.0
33,476.7
32,182.5
31,421.5
30,284.1
29,365.4
28,975.7
29,161.0
28,872.4
29,151.1

29,806.0
30,116.6
30,418.9
30,786.3
30,806.2
30,411.7
30,534.5
30,338.8
30,459.1
31,260.9
32,957.5
35,024.3

Cuadro 36:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO

1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo

Granos

4.1
9.2
16.6
7.9

Caa de
Azcar
160.6
102.4
175.2
205.6

Arroz
7.1
3.7
0.0
0.0

Maz
0.7
0.8
0.0
0.0

Frijol
22.5
0.1
0.1
0.1

Total
30.3
4.6
0.1
0.1

Otros
cultivos
427.3
309.7
480.3
693.1

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.0
19.9

7.8
49.0
49.1
4.9
4.8
5.8
6.6
18.3
5.6
42.1
36.0
35.1

230.2
379.0
350.9
416.0
414.3
413.2
236.8
236.1
421.8
421.2
383.8
383.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
2.5
2.0

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
41.5
40.6

79.5
115.3
117.8
69.5
72.4
70.8
67.8
35.6
35.5
35.3
27.0
26.2

18.4
16.9
14.8
13.0
7.6
6.2
5.5
5.1
4.6
4.5
4.9
0.5

34.2
21.2
20.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.6

429.2
544.3
487.6
340.3
340.3
356.8
355.2
334.4
225.6
224.0
233.8
225.6

0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

37.8
37.8
37.8
37.8
37.8
37.8
37.8
38.2
38.2
38.2
0.4
0.4

1.0
0.1
3.9
3.9
3.9
3.4
2.9
2.9
2.4
1.9
1.9
1.9

43.6
150.8
93.4
121.1
101.5
50.6
51.9
81.9
81.9
91.2
397.0
498.0

1.6
2.8
4.0
4.1
0.7
0.0
0.0
0.0
0.0
0.3
1.0
1.4

5.6
5.6
5.6
5.6
5.6
5.6
5.6
0.0
0.0
0.0
0.0
0.0

238.2
236.1
178.4
178.4
170.2
215.5
349.6
338.1
375.9
375.9
411.3
271.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.4
0.4
0.4
0.4
0.4
0.4
0.3
0.3
0.3
0.3
0.3
0.3

1.5
1.0
0.5
0.1
2.9
2.7
2.5
2.9
2.7
2.4
2.1
2.9

Banano

Caf

Tabaco

Algodn

2004
2005
2006
2007

0.1
0.0
44.8
1.5

38.0
65.9
40.9
32.2

0.0
0.0
0.0
0.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1.5
2.0
1.8
1.7
3.0
2.3
3.2
4.9
4.8
4.6
4.0
3.9

49.7
108.1
242.8
228.0
229.6
169.9
127.6
126.7
123.9
97.5
32.0
56.6

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3.8
3.7
3.7
3.6
5.8
4.4
4.3
4.3
4.2
4.2
4.1
4.0

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

21.9
21.8
2.9
2.9
2.9
2.9
2.9
0.1
0.2
0.2
0.2
0.2

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

TOTAL

660.4
491.8
757.9
940.4

6.3
12.3
12.7
5.8

10.9
28.6
23.1
144.7

0.0
56.9
15.1
0.0

0.0
1.1
0.0
0.0

133.7
102.3
153.3
103.7

150.9
201.2
204.2
254.2

811.3
693.0
962.1
1,194.6

698.6
566.4
559.0
537.2
546.1
537.8
525.7
522.5
546.7
543.6
635.5
663.6

987.9
1,104.6
1,203.7
1,187.9
1,197.9
1,129.1
900.0
908.6
1,102.9
1,109.1
1,154.8
1,203.5

5.7
6.3
5.7
5.0
28.2
40.0
41.5
39.0
36.4
35.7
31.8
29.6

63.7
41.8
42.0
27.1
43.1
40.2
42.8
42.5
42.4
42.2
214.5
213.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
4.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

101.6
103.9
106.9
101.7
104.7
154.4
167.2
149.2
147.6
140.2
236.1
231.6

171.0
152.0
154.6
133.8
176.0
234.6
251.5
230.7
226.4
218.1
483.9
478.8

1,158.9
1,256.6
1,358.3
1,321.7
1,373.9
1,363.7
1,151.5
1,139.3
1,329.3
1,327.2
1,638.7
1,682.3

39.2
37.9
41.7
41.7
41.7
41.2
40.7
41.1
40.6
40.1
2.3
2.3

653.5
749.7
715.1
686.2
687.3
672.1
627.6
594.5
590.2
586.2
587.9
713.1

1,257.8
1,489.0
1,401.3
1,154.3
1,155.1
1,151.5
1,101.1
1,015.0
900.7
894.3
860.0
977.3

17.1
17.6
17.4
22.1
13.1
13.0
12.9
15.0
15.4
15.2
13.1
12.9

288.3
213.6
213.6
213.5
100.1
81.1
6.1
6.7
6.6
5.8
5.7
5.5

4.2
3.3
3.9
3.2
2.8
2.4
2.1
1.8
1.5
1.2
1.0
0.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

221.0
219.6
216.8
219.6
218.3
170.9
160.3
161.1
160.8
159.8
188.5
186.3

530.6
454.1
451.7
458.4
334.3
267.4
181.4
184.6
184.3
182.0
208.3
205.4

1,788.4
1,943.1
1,853.0
1,612.7
1,489.4
1,418.9
1,282.5
1,199.6
1,085.0
1,076.3
1,068.3
1,182.7

1.9
1.4
0.9
0.5
3.3
3.1
2.8
3.2
3.0
2.7
2.4
3.2

701.3
702.1
703.7
673.9
831.2
753.4
737.0
628.6
599.6
597.8
628.9
664.8

1,014.1
1,120.6
988.9
986.5
1,115.4
1,031.1
1,149.8
1,051.9
1,060.6
1,068.1
1,440.8
1,439.0

12.6
12.4
12.3
12.1
7.5
7.4
45.0
77.8
78.1
77.9
76.4
72.5

6.9
6.8
6.6
6.4
6.3
5.5
8.6
6.5
5.7
5.6
6.2
6.0

0.7
0.6
0.5
0.6
0.5
0.6
0.5
0.6
10.0
11.3
11.2
10.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

84.2
83.0
81.6
79.9
44.3
45.4
44.3
43.1
55.7
54.5
54.1
46.7

104.4
102.8
101.0
99.0
58.6
58.9
98.4
128.0
149.5
149.3
147.9
135.8

1,118.5
1,223.4
1,089.9
1,085.5
1,174.0
1,090.0
1,248.2
1,179.9
1,210.1
1,217.4
1,588.7
1,574.8

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi
definida como Otra Sociedad Financiera.

Cuadro 37:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO

1/

(saldos en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras

Servicios
Total

Transp. y
Comunicaciones

Propiedad Raz
Liberacin y
Gravmenes

Varios

Total

Construccin

Compra-venta

Comercio
Total

Interno

Exportacin
Centroamrica
Otros Pases
1,932.8
1,352.6
1,810.5
1,940.2
1,008.6
860.6
1,054.2
1,170.6

Importacin
Centroamrica
Otros Pases
201.7
530.7
333.0
872.2
376.5
1,419.4
273.8
1,332.2

Total

2004
2005
2006
2007

4,310.4
6,016.9
9,159.9
9,598.9

93.6
0.0
0.2
0.1

4,404.0
6,016.9
9,160.1
9,599.0

143.8
164.8
327.0
324.7

2,835.5
2,845.2
3,165.2
4,165.5

2,979.3
3,010.0
3,492.2
4,490.2

1,267.6
1,320.5
2,206.6
2,573.0

1,223.7
1,494.0
2,731.4
3,283.5

27.4
92.9
264.7
188.8

2,518.7
2,907.4
5,202.7
6,045.3

1,496.4
1,966.1
2,739.1
3,398.8

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

9,767.2
9,375.6
9,383.2
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

0.1
21.7
8.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

9,767.3
9,397.3
9,391.3
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

344.8
226.8
231.4
216.7
223.9
219.9
212.3
219.9
216.3
194.0
317.7
310.1

4,070.5
3,721.8
3,662.5
3,891.7
3,745.1
3,800.0
3,421.2
3,547.2
3,532.2
3,676.9
5,023.4
4,977.8

4,415.3
3,948.6
3,893.9
4,108.4
3,969.0
4,019.9
3,633.5
3,767.1
3,748.5
3,870.9
5,341.1
5,287.9

2,589.4
2,665.2
2,769.1
2,798.8
2,930.4
2,993.6
3,139.1
3,134.8
3,160.7
3,133.5
2,986.5
3,094.8

3,336.4
3,230.1
3,132.8
3,155.0
3,276.8
3,203.9
3,109.9
3,297.7
3,379.1
3,358.1
4,374.4
4,386.3

182.0
181.0
180.1
193.0
185.8
181.5
168.9
180.6
157.6
155.2
153.4
140.6

6,107.8
6,076.3
6,082.0
6,146.8
6,393.0
6,379.0
6,417.9
6,613.1
6,697.4
6,646.8
7,514.3
7,621.7

3,757.1
4,784.4
4,604.3
4,740.9
4,968.1
4,674.3
4,062.4
3,975.3
4,634.7
4,466.2
1,622.0
1,747.2

1,012.6
1,136.2
1,199.8
1,375.1
1,062.3
1,132.9
828.0
794.6
925.0
1,064.0
573.3
630.9

1,386.8
1,715.1
1,697.3
1,524.1
1,528.3
1,571.9
1,320.1
1,232.8
1,187.0
1,191.3
1,144.7
1,225.1

275.6
216.9
195.5
175.7
131.7
145.5
136.9
123.1
178.8
168.5
178.1
66.2

1,364.7
1,354.8
1,323.4
1,344.8
1,243.7
1,366.0
1,346.5
1,282.2
1,347.3
1,336.4
1,447.1
1,386.5

7,796.8
9,207.4
9,020.3
9,160.6
8,934.1
8,890.6
7,693.9
7,408.0
8,272.8
8,226.4
4,965.2
5,055.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

11,573.0
10,991.7
11,099.9
11,086.8
10,551.4
10,587.2
9,819.8
9,538.1
9,376.6
9,289.0
8,855.9
8,526.9

0.0
0.0
0.0
0.1
0.0
0.5
0.5
0.6
0.1
0.1
0.1
0.6

11,573.0
10,991.7
11,099.9
11,086.9
10,551.4
10,587.7
9,820.3
9,538.7
9,376.7
9,289.1
8,856.0
8,527.5

300.4
278.5
269.7
234.2
230.0
225.9
198.2
221.8
216.5
221.2
237.1
218.2

4,826.2
4,301.1
4,132.1
3,963.8
3,799.9
3,696.4
3,795.4
3,568.0
3,691.5
4,034.5
3,905.7
3,758.6

5,126.6
4,579.6
4,401.8
4,198.0
4,029.9
3,922.3
3,993.6
3,789.8
3,908.0
4,255.7
4,142.8
3,976.8

3,085.0
3,459.5
3,342.8
3,425.8
3,391.0
3,324.7
3,401.5
3,347.9
3,323.8
3,260.0
3,307.6
3,160.9

4,395.0
4,699.2
4,691.9
4,610.6
4,622.4
4,488.7
4,503.3
4,497.4
4,430.2
4,380.1
4,261.4
4,314.0

138.5
129.2
127.3
121.4
117.6
124.3
126.1
130.5
140.5
140.5
136.3
132.4

7,618.5
8,287.9
8,162.0
8,157.8
8,131.0
7,937.7
8,030.9
7,975.8
7,894.5
7,780.6
7,705.3
7,607.3

1,567.9
1,427.1
1,490.2
1,446.0
1,396.9
1,339.0
1,362.0
1,320.3
1,317.2
1,341.8
1,380.7
1,451.1

906.4
823.7
1,043.5
1,117.1
1,042.3
980.1
805.1
667.4
649.4
682.7
673.5
1,050.0

1,498.5
1,767.6
1,824.3
1,599.8
1,364.5
1,108.2
932.4
801.4
799.0
799.7
903.3
1,475.5

106.1
65.8
66.6
59.2
192.9
172.9
160.7
152.8
148.1
146.1
142.1
137.0

1,371.0
1,618.2
1,710.4
1,596.6
1,427.3
1,377.1
1,267.1
1,351.1
1,241.2
1,196.7
1,342.3
1,281.9

5,449.9
5,702.4
6,135.0
5,818.7
5,423.9
4,977.3
4,527.3
4,293.0
4,154.9
4,167.0
4,441.9
5,395.5

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
p/
Dic

8,630.0
8,690.7
8,655.4
8,971.6
8,940.6
8,978.7
9,030.1
8,933.8
8,794.2
9,005.1
9,050.2
9,327.0

1.2
1.2
1.2
1.9
1.1
1.1
1.1
10.5
10.5
10.5
10.5
12.3

8,631.2
8,691.9
8,656.6
8,973.5
8,941.7
8,979.8
9,031.2
8,944.3
8,804.7
9,015.6
9,060.7
9,339.3

214.0
239.4
254.7
242.5
233.9
228.1
272.3
273.2
331.0
333.5
397.3
405.8

3,823.4
3,797.0
4,214.8
4,453.6
4,369.8
4,300.2
4,234.8
4,146.1
4,198.5
4,494.2
4,460.8
4,403.6

4,037.4
4,036.4
4,469.5
4,696.1
4,603.7
4,528.3
4,507.1
4,419.3
4,529.5
4,827.7
4,858.1
4,809.4

3,122.4
3,099.1
3,032.2
3,095.0
3,083.6
3,079.8
3,102.0
3,131.8
3,185.3
3,220.5
3,155.2
3,192.0

4,264.7
4,289.1
4,237.0
4,251.2
4,352.1
4,606.0
4,552.2
4,645.4
4,718.6
4,688.9
4,691.2
5,066.7

130.7
128.9
126.0
126.1
137.2
137.2
135.1
135.1
134.7
136.1
134.7
104.4

7,517.8
7,517.1
7,395.2
7,472.3
7,572.9
7,823.0
7,789.3
7,912.3
8,038.6
8,045.5
7,981.1
8,363.1

1,458.4
1,488.6
1,525.1
1,499.1
1,829.6
1,847.3
2,019.2
1,879.7
1,790.3
1,845.0
1,739.6
1,833.7

1,267.5
1,306.8
1,383.9
1,159.2
980.5
774.3
609.5
490.2
311.4
323.6
609.3
1,257.1

1,888.5
1,988.3
2,046.6
1,826.5
1,655.8
1,337.4
1,068.1
1,066.0
1,071.0
1,229.6
1,578.0
2,061.6

132.9
136.2
142.5
170.4
182.7
184.4
207.9
233.7
282.0
281.2
311.0
360.4

1,229.5
1,212.9
1,214.1
1,359.6
1,378.6
1,305.1
1,348.9
1,425.8
1,582.3
1,509.4
1,792.7
1,878.8

5,976.8
6,132.8
6,312.2
6,014.8
6,027.2
5,448.5
5,253.6
5,095.4
5,037.0
5,188.8
6,030.6
7,391.6

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos e incluye Banhprovi
definida como Otra Sociedad Financiera.

5,514.2
6,922.0
6,404.2
7,229.6

Cuadro 38:

PRSTAMOS Y DESCUENTOS DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(saldos en millones de lempiras)

Comercio

Consumo

2004
2005
2006
2007

Perodo

Agropecuario
6,039.3
5,388.8
5,767.3
5,950.6

Industria
10,280.5
11,925.3
15,539.8
17,560.0

6,211.7
7,479.6
10,496.3
14,715.2

10,638.4
12,638.8
20,127.9
29,678.8

12,035.6
15,845.3
17,274.6
22,551.2

6,904.7
8,294.4
12,567.6
18,289.2

1.8
1.5
1.3
1.0

52,112.0
61,573.7
81,774.8
108,746.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

5,899.9
6,312.3
6,435.6
6,573.4
6,636.1
6,657.8
6,427.1
6,448.2
6,502.1
6,645.6
7,201.6
7,142.9

17,752.2
17,103.8
17,313.4
17,481.3
17,961.0
17,917.4
19,027.3
18,959.9
19,145.5
18,930.8
20,561.4
20,555.9

14,427.9
14,356.5
14,762.7
14,580.2
14,552.1
14,970.4
14,388.5
14,521.1
14,598.3
15,206.1
18,141.9
17,992.7

30,380.1
31,726.1
32,385.1
33,498.0
34,335.6
35,080.8
35,883.1
36,816.8
37,008.5
36,903.2
39,946.0
40,637.7

23,527.0
25,261.6
24,728.6
25,441.4
25,187.7
25,351.4
23,901.4
23,344.2
24,172.6
23,209.4
16,802.6
16,364.1

18,582.4
19,135.5
19,417.4
19,410.0
19,705.7
19,864.1
20,875.4
21,441.7
21,520.0
22,341.4
20,853.2
20,703.2

1.0
1.0
1.0
0.8
0.8
0.8
11.8
13.8
17.5
22.3
22.9
23.1

110,570.5
113,896.8
115,043.8
116,985.1
118,379.0
119,842.7
120,514.6
121,545.7
122,964.5
123,258.8
123,529.6
123,419.6

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

7,292.8
7,529.5
7,456.7
7,308.8
7,462.6
7,362.7
7,459.8
7,378.9
7,340.9
7,258.6
7,339.9
7,368.0

20,233.9
19,271.6
19,301.5
19,433.3
19,365.7
19,695.1
20,349.6
19,664.3
19,760.8
19,826.1
19,573.2
19,391.3

17,898.4
17,332.8
17,183.1
16,934.6
17,018.4
17,124.0
17,383.8
17,171.6
17,102.9
17,516.0
17,705.3
17,255.2

40,659.6
41,412.0
41,411.9
41,616.2
41,549.4
41,707.2
41,864.1
41,986.9
42,375.8
42,563.0
42,838.3
43,039.8

16,657.3
17,232.9
17,661.4
17,401.5
17,392.7
17,025.4
16,848.7
16,718.3
16,669.8
16,857.6
17,209.3
17,901.0

20,470.4
20,324.8
20,191.8
20,427.6
20,301.6
20,219.1
20,184.9
19,760.9
19,767.2
19,849.7
20,024.4
19,865.0

21.0
18.9
16.9
27.4
32.6
28.3
28.9
29.0
31.1
30.1
29.1
29.0

123,233.4
123,122.5
123,223.3
123,149.4
123,123.0
123,161.8
124,119.8
122,709.9
123,048.5
123,901.1
124,719.5
124,849.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

7,047.4
7,190.8
6,643.1
6,656.9
6,877.1
6,739.1
6,888.5
6,762.1
6,783.8
6,762.9
7,061.0
7,147.1

19,060.5
18,813.8
18,944.3
19,303.4
19,136.4
19,030.2
18,817.0
18,240.5
17,991.2
17,981.9
17,817.9
17,868.9

17,040.9
17,445.2
17,612.4
17,712.3
17,722.6
17,371.8
17,457.6
16,540.4
16,504.2
16,812.3
16,605.6
16,518.2

43,330.2
43,332.5
43,621.2
43,858.5
44,126.9
44,450.6
44,175.8
44,791.1
45,034.0
45,401.8
45,624.4
45,771.9

18,575.2
18,708.0
19,064.4
18,774.4
18,761.9
18,080.4
17,758.6
17,834.2
18,105.5
18,549.3
19,596.6
20,753.1

19,746.2
19,681.7
19,770.5
19,870.7
19,769.3
19,715.4
19,928.3
20,350.5
20,570.0
20,872.1
21,164.2
21,714.0

28.9
24.5
28.3
28.8
26.5
27.1
24.6
25.5
28.2
29.4
25.7
20.2

124,829.3
125,196.5
125,684.2
126,205.0
126,420.7
125,414.6
125,050.4
124,544.3
125,016.9
126,409.7
127,895.4
129,793.4

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera.

Servicios

Propiedad Raz

Otros

Total

Cuadro 39:

PRSTAMOS Y DESCUENTOS DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO 1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo

TOTAL

Maz
285.4
251.2
232.6
158.5

Frijol
25.1
6.7
1.1
1.5

Total
353.5
281.4
244.7
171.0

530.7
853.8
834.2
965.7
931.0
912.5
726.1
763.6
963.7
1,010.2
1,009.5
965.7

10.9
12.4
10.6
9.4
9.5
22.5
23.7
22.9
25.0
29.1
29.8
18.9

157.0
155.4
152.8
153.0
156.7
158.3
161.6
161.5
160.3
159.0
194.0
191.3

1.9
2.0
1.7
1.5
1.3
1.6
1.8
1.9
2.0
2.2
5.6
5.1

169.8
169.8
165.1
163.9
167.5
182.4
187.1
186.3
187.3
190.3
229.4
215.3

1,735.4
1,576.6
1,600.5
1,623.1
1,631.3
1,604.4
1,549.2
1,550.8
1,574.0
1,586.6
1,788.5
1,789.6

3,558.5
3,951.2
4,055.1
4,166.9
4,162.9
4,086.6
3,835.5
3,898.5
3,930.5
4,030.6
4,214.4
4,172.7

1,320.0
1,342.7
1,344.6
1,379.6
1,396.3
1,419.5
1,441.9
1,429.2
1,439.3
1,480.6
1,522.7
1,512.6

360.1
339.9
362.1
342.4
366.8
370.4
346.4
347.6
355.6
371.6
561.6
565.8

13.2
9.9
11.2
13.8
13.1
12.8
12.3
12.1
12.0
14.1
24.9
26.3

4.5
12.5
12.3
11.8
11.8
11.6
11.6
11.2
11.3
11.2
11.2
10.7

643.6
656.1
650.3
658.9
685.2
756.9
779.4
749.6
753.4
737.5
866.8
854.8

2,341.4
2,361.1
2,380.5
2,406.5
2,473.2
2,571.2
2,591.6
2,549.7
2,571.6
2,615.0
2,987.2
2,970.2

5,899.9
6,312.3
6,435.6
6,573.4
6,636.1
6,657.8
6,427.1
6,448.2
6,502.1
6,645.6
7,201.6
7,142.9

38.0
23.7
22.5
3.9
2.9
0.4
0.4
0.4
0.5
0.6
0.6
6.2

1,121.8
1,365.6
1,358.1
1,239.6
1,328.4
1,195.8
1,242.4
1,149.9
1,077.9
1,002.3
1,001.4
993.4

16.7
20.1
34.1
31.9
28.1
28.0
27.1
28.4
34.5
21.0
19.0
16.8

190.3
192.5
193.6
193.9
196.9
200.6
201.4
202.1
202.1
203.4
161.0
155.0

4.7
3.7
7.0
5.9
5.9
5.3
4.7
4.5
4.2
3.7
3.6
3.4

211.7
216.3
234.7
231.7
230.9
233.9
233.2
235.0
240.8
228.1
183.6
175.2

1,790.3
1,817.7
1,791.9
1,774.4
1,774.5
1,826.8
1,889.7
1,850.5
1,859.4
1,865.9
1,922.5
2,016.5

4,273.8
4,584.5
4,506.7
4,301.6
4,406.9
4,345.9
4,518.6
4,386.8
4,347.2
4,267.0
4,297.8
4,400.2

1,494.9
1,488.3
1,472.3
1,517.0
1,620.0
1,650.6
1,673.8
1,693.7
1,695.9
1,710.0
1,738.4
1,707.7

638.6
567.0
582.3
586.0
530.3
523.0
439.3
470.0
480.1
482.1
482.6
463.7

25.5
31.9
32.6
23.1
21.9
20.9
20.6
19.4
18.7
18.1
17.1
22.7

11.0
11.0
10.8
10.8
10.6
10.5
10.6
10.6
10.4
4.5
4.4
4.4

849.0
846.8
852.0
870.3
872.9
811.8
796.9
798.4
788.6
776.9
799.6
769.3

3,019.0
2,945.0
2,950.0
3,007.2
3,055.7
3,016.8
2,941.2
2,992.1
2,993.7
2,991.6
3,042.1
2,967.8

7,292.8
7,529.5
7,456.7
7,308.8
7,462.6
7,362.7
7,459.8
7,378.9
7,340.9
7,258.6
7,339.9
7,368.0

6.5
6.5
6.5
6.4
6.4
6.4
6.5
0.9
0.9
1.6
1.6
1.4

1,022.0
1,058.7
737.3
726.9
704.3
680.7
832.4
760.7
768.4
759.7
808.2
682.4

20.3
22.3
16.4
24.3
24.1
26.0
26.7
27.1
26.8
26.3
23.3
24.1

154.9
154.9
146.6
145.2
149.2
151.1
152.7
155.3
156.0
155.9
154.3
150.5

3.0
2.5
1.9
1.6
4.4
4.1
4.0
4.2
4.0
3.8
5.2
6.0

178.2
179.7
164.9
171.1
177.7
181.2
183.4
186.6
186.8
186.0
182.8
180.6

1,875.6
1,874.5
1,841.7
1,805.6
1,983.2
1,890.1
1,897.8
1,816.7
1,791.0
1,698.6
1,722.5
1,764.4

4,243.2
4,374.0
3,861.8
3,869.4
4,008.2
3,867.4
4,003.0
3,933.4
3,946.4
3,874.2
4,247.4
4,347.3

1,676.0
1,673.1
1,631.5
1,624.6
1,651.1
1,651.7
1,685.9
1,704.8
1,712.0
1,767.5
1,754.7
1,794.3

470.7
479.1
487.0
490.5
581.5
576.4
553.1
561.1
580.0
588.7
533.9
522.1

23.7
24.3
26.9
27.7
28.4
29.9
27.4
28.4
38.1
38.5
38.1
32.7

4.3
4.3
4.0
4.0
4.0
4.0
4.0
4.1
4.0
4.0
4.1
4.0

629.5
636.0
631.9
640.7
603.9
609.7
615.1
530.3
503.3
490.0
482.8
446.7

2,804.2
2,816.8
2,781.3
2,787.5
2,868.9
2,871.7
2,885.5
2,828.7
2,837.4
2,888.7
2,813.6
2,799.8

7,047.4
7,190.8
6,643.1
6,656.9
6,877.1
6,739.1
6,888.5
6,762.1
6,783.8
6,762.9
7,061.0
7,147.1

Algodn

2004
2005
2006
2007

270.0
267.1
335.1
315.7

889.3
843.6
794.3
741.5

0.9
0.7
1.2
7.4

7.6
20.7
30.2
64.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

311.5
463.6
460.6
459.4
461.9
463.2
462.8
459.3
267.4
261.5
243.0
215.2

731.7
757.6
864.7
853.2
859.0
816.8
802.3
817.9
832.3
840.3
867.7
912.4

9.1
11.0
13.6
17.4
18.7
15.5
15.3
15.1
14.9
14.7
36.7
34.9

70.3
118.8
116.4
84.2
93.5
91.8
92.7
105.5
90.9
127.0
39.6
39.6

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

200.5
201.6
212.3
218.1
220.8
222.1
220.8
226.6
222.4
216.3
212.8
208.9

876.8
925.3
853.9
801.9
823.9
846.6
911.3
904.1
927.7
936.7
960.5
988.9

34.7
34.3
33.3
32.0
25.5
20.3
20.8
20.3
18.5
17.1
16.4
11.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

226.9
261.3
210.8
208.5
207.4
208.7
207.5
206.1
205.7
212.7
201.5
206.4

922.6
981.7
888.2
939.2
924.1
897.5
873.9
962.4
993.6
1,015.3
1,329.8
1,510.7

11.4
11.6
12.4
11.7
5.1
2.8
1.5
0.0
0.0
0.3
1.0
1.4

Caa de
Azcar
513.5
504.3
567.3
525.4

Granos
Arroz
43.0
23.5
11.0
11.0

Caf

Fuente: Comisin Nacional de Bancos y Seguros.

Tabaco

Otros
cultivos
1,699.7
1,249.5
1,523.4
1,716.3

Banano

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

3,734.5
3,167.3
3,496.2
3,541.7

1,270.1
1,180.5
1,239.7
1,299.1

233.1
168.3
212.1
444.3

14.1
72.4
31.1
13.6

0.5
1.8
1.5
4.5

787.0
798.5
786.7
647.4

2,304.8
2,221.5
2,271.1
2,408.9

6,039.3
5,388.8
5,767.3
5,950.6

Cuadro 40:

PRSTAMOS Y DESCUENTOS DE BANCOS CEOMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(saldos en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras
26.3
22.0
23.6
35.1

Servicios

5,500.0
6,629.8
9,246.2
12,593.2

6,211.7
7,479.6
10,496.3
14,715.2

4,530.2
5,015.9
7,682.8
11,798.3

Propiedad Raz
Liberacin
Gravmenes
5,857.3
250.9
7,266.6
356.3
11,600.9
844.2
16,623.0
1,257.5

1,980.5
1,727.8
1,875.2
1,984.8
2,014.8
2,027.7
2,065.6
2,091.2
2,101.5
2,125.6
2,525.6
2,469.7

12,447.4
12,628.7
12,887.5
12,595.4
12,537.3
12,942.7
12,322.9
12,429.9
12,496.8
13,080.5
15,616.3
15,523.0

14,427.9
14,356.5
14,762.7
14,580.2
14,552.1
14,970.4
14,388.5
14,521.1
14,598.3
15,206.1
18,141.9
17,992.7

11,995.3
12,564.1
12,843.6
13,380.3
13,697.7
14,110.9
14,588.7
14,800.6
14,713.7
14,881.4
14,911.7
15,232.2

17,104.8
17,839.5
18,213.7
18,761.4
19,276.4
19,598.0
19,926.5
20,619.4
20,934.4
20,651.4
23,657.6
24,055.1

1,280.0
1,322.5
1,327.8
1,356.3
1,361.5
1,371.9
1,367.9
1,396.8
1,360.4
1,370.4
1,376.7
1,350.4

30,380.1
31,726.1
32,385.1
33,498.0
34,335.6
35,080.8
35,883.1
36,816.8
37,008.5
36,903.2
39,946.0
40,637.7

16,482.7
17,672.7
17,311.3
17,980.5
18,284.5
18,289.4
17,555.4
17,208.5
17,791.4
16,668.8
10,550.1
10,178.5

1,314.1
1,456.6
1,473.0
1,624.9
1,295.0
1,372.1
1,038.2
990.8
1,113.1
1,264.5
773.1
809.2

1,615.1
2,023.9
1,982.7
1,786.1
1,784.9
1,774.4
1,477.1
1,376.8
1,342.3
1,376.1
1,351.3
1,431.5

401.5
327.4
304.8
282.5
239.9
253.1
248.1
234.0
303.5
303.6
280.8
179.4

3,713.6
3,781.0
3,656.8
3,767.4
3,583.4
3,662.4
3,582.6
3,534.1
3,622.3
3,596.4
3,847.3
3,765.5

23,527.0
25,261.6
24,728.6
25,441.4
25,187.7
25,351.4
23,901.4
23,344.2
24,172.6
23,209.4
16,802.6
16,364.1

20,233.9
19,271.6
19,301.5
19,433.3
19,365.7
19,695.1
20,349.6
19,664.3
19,760.8
19,826.1
19,573.2
19,391.3

2,429.5
2,427.7
2,370.4
2,338.1
2,302.6
2,288.6
2,264.8
2,268.2
2,282.7
2,276.5
2,301.7
2,314.1

15,468.9
14,905.1
14,812.7
14,596.5
14,715.8
14,835.4
15,119.0
14,903.4
14,820.2
15,239.5
15,403.6
14,941.1

17,898.4
17,332.8
17,183.1
16,934.6
17,018.4
17,124.0
17,383.8
17,171.6
17,102.9
17,516.0
17,705.3
17,255.2

15,231.2
15,724.5
15,676.0
15,761.2
15,795.1
15,884.9
16,002.7
16,000.1
16,156.9
16,253.6
16,472.1
16,499.5

24,083.6
24,306.4
24,342.0
24,467.4
24,355.8
24,396.3
24,418.5
24,539.2
24,724.5
24,805.4
24,859.6
25,037.5

1,344.8
1,381.1
1,393.9
1,387.6
1,398.5
1,426.0
1,442.9
1,447.6
1,494.4
1,504.0
1,506.6
1,502.8

40,659.6
41,412.0
41,411.9
41,616.2
41,549.4
41,707.2
41,864.1
41,986.9
42,375.8
42,563.0
42,838.3
43,039.8

9,954.8
9,953.7
10,046.3
10,168.7
10,437.5
10,318.9
10,483.2
10,580.3
10,700.0
10,949.8
11,094.8
10,960.9

1,068.8
1,000.9
1,224.6
1,267.9
1,191.7
1,131.4
986.0
870.8
817.0
844.1
832.6
1,179.2

1,776.6
2,068.8
2,119.7
1,861.3
1,574.5
1,334.6
1,139.6
976.4
1,024.7
1,014.2
1,144.2
1,710.8

183.5
138.3
145.2
140.6
274.6
396.3
378.9
376.1
379.8
390.1
407.4
411.1

3,673.6
4,071.2
4,125.6
3,963.0
3,914.4
3,844.2
3,861.0
3,914.7
3,748.3
3,659.4
3,730.3
3,639.0

16,657.3
17,232.9
17,661.4
17,401.5
17,392.7
17,025.4
16,848.7
16,718.3
16,669.8
16,857.6
17,209.3
17,901.0

19,060.5
18,813.8
18,944.3
19,303.4
19,136.4
19,030.2
18,817.0
18,240.5
17,991.2
17,981.9
17,817.9
17,868.9

2,302.6
2,296.5
2,263.4
2,223.6
2,198.1
2,128.7
2,097.5
2,160.5
2,200.9
2,221.7
2,208.1
2,378.2

14,738.3
15,148.7
15,349.0
15,488.7
15,524.5
15,243.1
15,360.1
14,379.9
14,303.3
14,590.6
14,397.5
14,140.0

17,040.9
17,445.2
17,612.4
17,712.3
17,722.6
17,371.8
17,457.6
16,540.4
16,504.2
16,812.3
16,605.6
16,518.2

16,299.2
16,292.0
16,352.1
16,392.2
16,286.0
16,475.9
16,476.2
16,700.7
16,252.0
16,501.7
16,541.2
16,352.2

25,505.5
25,515.8
25,729.8
25,924.2
26,281.8
26,411.0
26,149.8
26,513.9
27,204.3
27,311.3
27,486.7
27,798.4

1,525.5
1,524.7
1,539.3
1,542.1
1,559.1
1,563.7
1,549.8
1,576.5
1,577.7
1,588.8
1,596.5
1,621.3

43,330.2
43,332.5
43,621.2
43,858.5
44,126.9
44,450.6
44,175.8
44,791.1
45,034.0
45,401.8
45,624.4
45,771.9

10,857.2
10,949.8
10,983.4
11,028.7
11,242.0
11,210.4
11,304.4
11,362.5
11,446.9
11,729.2
11,858.3
11,595.4

1,401.8
1,429.0
1,502.8
1,278.2
1,103.7
896.0
737.5
618.3
443.4
451.5
734.1
1,395.8

2,228.4
2,307.8
2,342.0
2,088.2
1,888.9
1,546.5
1,235.6
1,251.5
1,248.9
1,463.2
1,740.2
2,324.8

402.2
393.9
385.6
428.0
457.5
437.7
458.4
573.6
623.5
636.7
680.5
751.4

3,685.6
3,627.5
3,850.6
3,951.3
4,069.8
3,989.8
4,022.7
4,028.3
4,342.8
4,268.7
4,583.5
4,685.7

18,575.2
18,708.0
19,064.4
18,774.4
18,761.9
18,080.4
17,758.6
17,834.2
18,105.5
18,549.3
19,596.6
20,753.1

Total

2004
2005
2006
2007

10,254.2
11,903.3
15,516.2
17,524.9

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

17,716.4
17,061.6
17,266.0
17,432.8
17,912.5
17,869.3
18,981.2
18,915.9
19,102.4
18,888.2
20,514.7
20,509.5

35.8
42.2
47.4
48.5
48.5
48.1
46.1
44.0
43.1
42.6
46.7
46.4

17,752.2
17,103.8
17,313.4
17,481.3
17,961.0
17,917.4
19,027.3
18,959.9
19,145.5
18,930.8
20,561.4
20,555.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

20,189.1
19,205.4
19,248.9
19,380.4
19,294.8
19,639.3
20,288.3
19,592.9
19,686.7
19,754.4
19,434.9
19,269.0

44.8
66.2
52.6
52.9
70.9
55.8
61.3
71.4
74.1
71.7
138.3
122.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

18,940.6
18,697.0
18,828.3
19,188.7
19,022.4
18,907.4
18,697.8
18,125.7
17,877.6
17,866.6
17,680.4
17,753.8

119.9
116.8
116.0
114.7
114.0
122.8
119.2
114.8
113.6
115.3
137.5
115.1

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera.

10,280.5
11,925.3
15,539.8
17,560.0

Transp. y
Comunicaciones
711.7
849.8
1,250.1
2,122.0

Varios

Total

Construccin

Compra-venta

Total

Interno

10,638.4
12,638.8
20,127.9
29,678.8

6,545.4
8,516.4
11,545.0
15,741.0

Comercio
Exportacin
Importacin
Centroamrica
Otros Pases
Centroamrica
Otros Pases
2,067.3
1,544.7
552.0
1,326.2
1,967.3
2,125.6
1,145.2
2,090.8
1,234.6
1,041.3
499.2
2,954.5
1,338.7
1,339.9
406.9
3,724.7

Total
12,035.6
15,845.3
17,274.6
22,551.2

Cuadro 41:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO

(saldos en millones de lempiras)

Perodo

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

2004
2005
2006
2007

5,228.2
4,696.0
4,805.4
4,756.2

5,878.5
5,909.3
6,379.7
7,961.0

3,639.8
4,928.8
7,004.1
10,227.4

8,128.6
9,739.1
14,943.7
23,653.2

6,630.7
9,006.7
11,011.1
15,415.7

5,137.3
6,594.1
10,714.4
16,007.4

1.8
1.5
1.3
1.0

34,644.9
40,875.5
54,859.7
78,021.9

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

4,741.2
5,055.9
5,077.5
5,251.9
5,262.4
5,294.3
5,275.8
5,309.1
5,173.0
5,318.6
5,563.1
5,460.8

7,984.9
7,706.5
7,922.1
8,036.0
8,072.9
8,053.9
7,977.3
7,779.1
7,772.9
7,858.6
8,871.8
8,841.3

10,014.8
10,410.0
10,871.2
10,474.1
10,585.6
10,953.1
10,757.9
10,757.0
10,852.8
11,337.9
12,803.3
12,707.2

24,291.5
25,668.7
26,321.6
27,369.1
27,959.8
28,719.1
29,482.9
30,221.2
30,328.3
30,273.3
32,449.5
33,033.6

15,820.9
16,142.2
15,792.8
16,364.5
16,338.4
16,545.4
16,287.7
16,011.8
15,970.6
15,079.8
11,941.4
11,413.0

16,220.3
16,757.1
17,003.0
16,631.8
17,056.3
17,423.5
17,848.5
18,281.5
18,894.7
19,524.5
18,294.1
18,229.5

1.0
1.0
1.0
0.8
0.8
0.8
11.6
13.6
17.3
22.2
22.7
22.9

79,074.6
81,741.4
82,989.2
84,128.2
85,276.2
86,990.1
87,641.7
88,373.3
89,009.6
89,414.9
89,945.9
89,708.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

5,504.6
5,586.6
5,603.9
5,696.3
5,973.4
5,944.0
6,177.5
6,179.5
6,256.1
6,182.5
6,271.8
6,185.5

8,660.9
8,279.9
8,201.6
8,346.4
8,814.3
9,107.4
10,529.3
10,125.6
10,384.1
10,537.0
10,717.2
10,863.8

12,774.3
12,755.8
12,783.7
12,739.1
12,991.2
13,204.5
13,394.7
13,386.2
13,199.4
13,264.7
13,566.3
13,282.3

33,059.3
33,141.4
33,266.9
33,475.2
33,435.1
33,785.8
33,849.4
34,027.3
34,497.4
34,798.2
35,148.5
35,448.7

11,309.2
11,632.4
11,622.9
11,675.6
12,057.7
12,134.7
12,407.9
12,514.3
12,598.6
12,770.5
12,841.2
12,574.9

18,037.1
17,920.7
17,823.9
17,996.4
17,914.6
17,806.2
17,717.1
17,352.4
17,363.0
17,406.4
17,511.1
17,545.1

20.8
17.7
15.6
23.2
28.3
26.6
26.4
26.5
28.3
27.3
27.4
27.0

89,366.2
89,334.5
89,318.5
89,952.2
91,214.6
92,009.2
94,102.3
93,611.8
94,326.9
94,986.6
96,083.5
95,927.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

5,929.1
5,967.6
5,553.4
5,571.6
5,703.3
5,649.3
5,640.5
5,582.4
5,573.9
5,545.7
5,472.3
5,572.3

10,429.3
10,121.9
10,287.7
10,329.9
10,194.7
10,050.4
9,785.8
9,296.2
9,186.5
8,966.3
8,757.2
8,529.6

13,007.5
13,412.9
13,146.8
13,020.1
13,122.8
12,847.3
12,954.7
12,125.4
11,979.0
11,989.1
11,751.3
11,712.5

35,827.9
35,830.4
36,240.6
36,401.3
36,569.0
36,642.4
36,401.1
36,892.6
37,009.0
37,369.6
37,656.5
37,421.7

12,664.4
12,641.8
12,819.5
12,830.0
12,810.7
12,716.5
12,579.2
12,811.7
13,142.9
13,443.5
13,647.3
13,445.9

17,357.7
17,297.1
17,400.9
17,452.5
17,403.5
17,290.7
17,344.1
17,677.7
17,849.7
18,016.7
17,837.4
18,279.2

26.9
22.5
25.5
26.1
23.8
24.4
21.9
22.8
25.3
26.7
23.0
17.4

95,242.8
95,294.2
95,474.4
95,631.5
95,827.8
95,221.0
94,727.3
94,408.8
94,766.3
95,357.6
95,145.0
94,978.6

Fuente: Comisin Nacional de Bancos y Seguros.

Otros

Total

Cuadro 42:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO

1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo

Granos

2004
2005
2006
2007

269.9
267.1
290.3
314.2

851.5
777.9
753.6
709.5

0.9
0.7
1.2
7.4

3.5
11.5
13.6
56.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

310.0
461.6
458.8
457.7
458.9
460.9
459.6
454.4
262.6
256.9
239.0
211.3

682.2
649.7
622.1
625.4
629.6
647.1
674.9
691.4
708.6
743.0
835.9
856.0

9.1
11.0
13.6
17.4
18.7
15.5
15.3
15.1
14.9
14.7
14.7
15.0

62.5
69.8
67.3
79.3
88.7
86.0
86.1
87.2
85.3
84.9
3.6
4.5

300.5
474.8
483.3
549.7
516.7
499.3
489.3
527.5
541.9
589.0
625.7
581.9

10.9
12.4
10.6
9.4
9.5
22.5
23.7
22.9
25.0
29.1
28.6
18.1

157.0
155.4
152.8
153.0
156.7
158.3
161.6
161.5
160.3
159.0
156.2
153.5

1.8
1.9
1.6
1.4
1.2
1.5
1.7
1.8
1.9
2.1
3.1
3.1

169.7
169.7
165.0
163.8
167.4
182.3
187.0
186.2
187.2
190.2
187.9
174.7

1,036.8
1,010.2
1,041.5
1,085.9
1,085.2
1,066.6
1,023.5
1,028.3
1,027.3
1,043.0
1,153.0
1,126.0

2,570.8
2,846.8
2,851.6
2,979.2
2,965.2
2,957.7
2,935.7
2,990.1
2,827.8
2,921.7
3,059.8
2,969.4

1,314.3
1,336.4
1,338.9
1,374.6
1,368.1
1,379.5
1,400.4
1,390.2
1,402.9
1,444.9
1,490.9
1,483.0

296.4
298.1
320.1
315.3
323.7
330.2
303.6
305.1
313.2
329.4
347.1
352.4

13.2
9.9
11.2
13.8
13.1
12.8
12.3
12.1
12.0
14.1
23.4
22.1

4.5
12.5
12.3
11.8
11.8
11.6
11.6
11.2
11.3
11.2
11.2
10.7

542.0
552.2
543.4
557.2
580.5
602.5
612.2
600.4
605.8
597.3
630.7
623.2

2,170.4
2,209.1
2,225.9
2,272.7
2,297.2
2,336.6
2,340.1
2,319.0
2,345.2
2,396.9
2,503.3
2,491.4

4,741.2
5,055.9
5,077.5
5,251.9
5,262.4
5,294.3
5,275.8
5,309.1
5,173.0
5,318.6
5,563.1
5,460.8

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

196.7
197.9
208.6
214.5
215.0
217.7
216.5
222.3
218.2
212.1
208.7
204.9

797.5
810.2
736.3
732.6
751.7
776.0
843.7
868.7
892.4
901.6
933.7
962.9

16.3
17.4
18.5
19.0
17.9
14.1
15.3
15.2
13.9
12.6
11.5
10.6

3.8
2.5
1.9
3.9
2.9
0.4
0.4
0.4
0.5
0.6
0.6
0.6

692.6
821.3
870.5
899.3
988.1
839.0
887.2
815.5
852.3
778.3
767.6
767.8

16.3
20.1
34.1
31.9
28.1
28.0
27.1
28.4
34.5
21.0
19.0
16.8

152.5
154.7
155.8
156.1
159.1
162.8
163.6
163.9
163.9
165.2
160.6
154.6

3.7
3.6
3.1
2.0
2.0
1.9
1.8
1.6
1.8
1.8
1.7
1.5

172.5
178.4
193.0
190.0
189.2
192.7
192.5
193.9
200.2
188.0
181.3
172.9

1,136.8
1,068.0
1,076.8
1,088.2
1,087.2
1,154.7
1,262.1
1,256.0
1,269.2
1,279.7
1,334.6
1,303.4

3,016.2
3,095.7
3,105.6
3,147.5
3,252.0
3,194.6
3,417.7
3,372.0
3,446.7
3,372.9
3,438.0
3,423.1

1,477.8
1,470.7
1,454.9
1,494.9
1,606.9
1,637.6
1,660.9
1,678.7
1,680.5
1,694.8
1,725.3
1,694.8

350.3
353.4
368.7
372.5
430.2
441.9
433.2
463.3
473.5
476.3
476.9
458.2

21.3
28.6
28.7
19.9
19.1
18.5
18.5
17.6
17.2
16.9
16.1
22.0

11.0
11.0
10.8
10.8
10.6
10.5
10.6
10.6
10.4
4.5
4.4
4.4

628.0
627.2
635.2
650.7
654.6
640.9
636.6
637.3
627.8
617.1
611.1
583.0

2,488.4
2,490.9
2,498.3
2,548.8
2,721.4
2,749.4
2,759.8
2,807.5
2,809.4
2,809.6
2,833.8
2,762.4

5,504.6
5,586.6
5,603.9
5,696.3
5,973.4
5,944.0
6,177.5
6,179.5
6,256.1
6,182.5
6,271.8
6,185.5

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

205.0
239.5
207.9
205.6
204.5
205.8
204.6
206.0
205.5
212.5
201.3
206.2

879.2
831.1
795.0
818.3
822.8
847.1
822.2
880.7
911.9
924.3
932.8
1,012.7

9.8
8.8
8.4
7.6
4.4
2.8
1.5
0.0
0.0
0.0
0.0
0.0

0.9
0.9
0.9
0.8
0.8
0.8
0.9
0.9
0.9
1.6
1.6
1.4

783.8
822.6
558.9
548.5
534.1
465.2
482.8
422.6
392.5
383.8
396.9
411.0

20.3
22.3
16.4
24.3
24.1
26.0
26.7
27.1
26.8
26.3
23.3
24.1

154.5
154.5
146.2
144.8
148.8
150.7
152.4
155.0
155.7
155.6
154.0
150.2

1.5
1.5
1.4
1.5
1.5
1.4
1.5
1.3
1.3
1.4
3.1
3.1

176.3
178.3
164.0
170.6
174.4
178.1
180.6
183.4
183.8
183.3
180.4
177.4

1,174.3
1,172.4
1,138.0
1,131.7
1,152.0
1,136.7
1,160.8
1,188.1
1,191.4
1,100.8
1,093.6
1,099.6

3,229.3
3,253.6
2,873.1
2,883.1
2,893.0
2,836.5
2,853.4
2,881.7
2,886.0
2,806.3
2,806.6
2,908.3

1,663.4
1,660.7
1,619.2
1,612.5
1,643.6
1,644.3
1,640.9
1,627.0
1,633.9
1,689.6
1,678.3
1,721.8

463.8
472.3
480.4
484.1
575.2
570.9
544.5
554.6
574.3
583.1
527.7
516.1

23.0
23.7
26.4
27.1
27.9
29.3
26.9
27.8
28.1
27.2
26.9
22.1

4.3
4.3
4.0
4.0
4.0
4.0
4.0
4.1
4.0
4.0
4.1
4.0

545.3
553.0
550.3
560.8
559.6
564.3
570.8
487.2
447.6
435.5
428.7
400.0

2,699.8
2,714.0
2,680.3
2,688.5
2,810.3
2,812.8
2,787.1
2,700.7
2,687.9
2,739.4
2,665.7
2,664.0

5,929.1
5,967.6
5,553.4
5,571.6
5,703.3
5,649.3
5,640.5
5,582.4
5,573.9
5,545.7
5,472.3
5,572.3

Caf

Fuente: Comisin Nacional de Bancos y Seguros.

Tabaco

Algodn

Arroz
35.9
19.8
11.0
11.0

Maz
284.7
250.4
232.6
158.5

Frijol
2.6
6.6
1.0
1.4

Total
323.2
276.8
244.6
170.9

Otros
cultivos
1,272.4
939.8
1,043.1
1,023.2

3,074.3
2,675.7
2,738.5
2,601.5

1,263.8
1,168.2
1,227.0
1,293.3

TOTAL

Caa de
azcar
352.9
401.9
392.1
319.8

Banano

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

222.2
139.7
189.0
299.6

14.1
15.5
16.0
13.6

0.5
0.7
1.5
4.5

653.3
696.2
633.4
543.7

2,153.9
2,020.3
2,066.9
2,154.7

5,228.2
4,696.0
4,805.4
4,756.2

Cuadro 43:

PRSTAMOS Y DESCUENTOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO

1/

(saldos en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras

Servicios
Total

Transp. y
Comunicaciones

Propiedad Raz

Varios

Total

Construccin

Compra-venta

Comercio

Liberacin
Gravmenes

Total

Interno

Exportacin
Centroamrica
Otros Pases
134.5
192.1
156.8
185.4
226.0
180.7
284.5
169.3

Importacin
Centroamrica
Otros Pases
350.3
795.5
812.2
1,218.6
122.7
1,535.1
133.1
2,392.5

2004
2005
2006
2007

5,852.2
5,887.3
6,356.1
7,925.9

26.3
22.0
23.6
35.1

5,878.5
5,909.3
6,379.7
7,961.0

567.9
685.0
923.1
1,797.3

3,071.9
4,243.8
6,081.0
8,430.1

3,639.8
4,928.8
7,004.1
10,227.4

3,264.1
3,695.4
5,494.7
9,245.0

4,641.0
5,780.3
8,869.5
13,339.5

223.5
263.4
579.5
1,068.7

8,128.6
9,739.1
14,943.7
23,653.2

5,158.3
6,633.7
8,946.6
12,436.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

7,949.1
7,664.3
7,874.7
7,987.5
8,024.4
8,005.8
7,931.2
7,735.1
7,729.8
7,816.0
8,825.1
8,794.9

35.8
42.2
47.4
48.5
48.5
48.1
46.1
44.0
43.1
42.6
46.7
46.4

7,984.9
7,706.5
7,922.1
8,036.0
8,072.9
8,053.9
7,977.3
7,779.1
7,772.9
7,858.6
8,871.8
8,841.3

1,635.7
1,501.0
1,643.8
1,768.1
1,790.9
1,807.8
1,853.3
1,871.3
1,885.2
1,931.6
2,207.9
2,159.6

8,379.1
8,909.0
9,227.4
8,706.0
8,794.7
9,145.3
8,904.6
8,885.7
8,967.6
9,406.3
10,595.4
10,547.6

10,014.8
10,410.0
10,871.2
10,474.1
10,585.6
10,953.1
10,757.9
10,757.0
10,852.8
11,337.9
12,803.3
12,707.2

9,425.1
9,917.8
10,093.0
10,599.4
10,784.5
11,134.6
11,467.3
11,683.3
11,570.2
11,764.8
11,943.0
12,155.0

13,768.4
14,609.4
15,080.9
15,606.4
15,999.6
16,394.1
16,816.6
17,321.7
17,555.3
17,293.3
19,283.2
19,668.8

1,098.0
1,141.5
1,147.7
1,163.3
1,175.7
1,190.4
1,199.0
1,216.2
1,202.8
1,215.2
1,223.3
1,209.8

24,291.5
25,668.7
26,321.6
27,369.1
27,959.8
28,719.1
29,482.9
30,221.2
30,328.3
30,273.3
32,449.5
33,033.6

12,816.3
12,976.3
12,791.5
13,323.3
13,401.2
13,699.7
13,573.2
13,308.8
13,227.5
12,299.4
9,032.1
8,536.1

301.5
320.4
273.2
249.8
232.7
239.2
210.2
196.2
188.1
200.5
199.8
178.3

228.3
308.8
285.4
262.0
256.6
202.5
157.0
144.0
155.3
184.8
206.6
206.4

125.9
110.5
109.3
106.8
108.2
107.6
111.2
110.9
124.7
135.1
102.7
113.2

2,348.9
2,426.2
2,333.4
2,422.6
2,339.7
2,296.4
2,236.1
2,251.9
2,275.0
2,260.0
2,400.2
2,379.0

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

8,616.1
8,213.7
8,149.0
8,293.5
8,743.4
9,051.6
10,468.0
10,054.2
10,310.0
10,465.3
10,578.9
10,741.5

44.8
66.2
52.6
52.9
70.9
55.8
61.3
71.4
74.1
71.7
138.3
122.3

8,660.9
8,279.9
8,201.6
8,346.4
8,814.3
9,107.4
10,529.3
10,125.6
10,384.1
10,537.0
10,717.2
10,863.8

2,129.1
2,149.2
2,100.7
2,103.9
2,072.6
2,062.7
2,066.6
2,046.4
2,066.2
2,055.3
2,064.6
2,095.9

10,645.2
10,606.6
10,683.0
10,635.2
10,918.6
11,141.8
11,328.1
11,339.8
11,133.2
11,209.4
11,501.7
11,186.4

12,774.3
12,755.8
12,783.7
12,739.1
12,991.2
13,204.5
13,394.7
13,386.2
13,199.4
13,264.7
13,566.3
13,282.3

12,164.4
12,282.3
12,350.2
12,352.2
12,420.8
12,576.5
12,617.4
12,668.4
12,849.2
13,009.4
13,180.0
13,354.8

19,688.6
19,607.2
19,650.1
19,856.8
19,733.4
19,907.6
19,915.2
20,041.8
20,294.3
20,425.3
20,598.2
20,723.5

1,206.3
1,251.9
1,266.6
1,266.2
1,280.9
1,301.7
1,316.8
1,317.1
1,353.9
1,363.5
1,370.3
1,370.4

33,059.3
33,141.4
33,266.9
33,475.2
33,435.1
33,785.8
33,849.4
34,027.3
34,497.4
34,798.2
35,148.5
35,448.7

8,488.7
8,628.5
8,652.6
8,815.5
9,129.5
9,066.5
9,207.7
9,349.0
9,466.5
9,687.9
9,787.9
9,579.2

162.4
177.2
181.1
150.8
149.4
151.3
180.9
203.4
167.6
161.4
159.1
129.2

278.1
301.2
295.4
261.5
210.0
226.4
207.2
175.0
225.7
214.5
240.9
235.3

77.4
72.5
78.6
81.4
81.7
223.4
218.2
223.3
231.7
244.0
265.3
274.1

2,302.6
2,453.0
2,415.2
2,366.4
2,487.1
2,467.1
2,593.9
2,563.6
2,507.1
2,462.7
2,388.0
2,357.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
p/
Dic

10,309.4
10,005.1
10,171.7
10,215.2
10,080.7
9,927.6
9,666.6
9,181.4
9,072.9
8,851.0
8,619.7
8,414.5

119.9
116.8
116.0
114.7
114.0
122.8
119.2
114.8
113.6
115.3
137.5
115.1

10,429.3
10,121.9
10,287.7
10,329.9
10,194.7
10,050.4
9,785.8
9,296.2
9,186.5
8,966.3
8,757.2
8,529.6

2,088.6
2,057.1
2,008.7
1,981.1
1,964.2
1,900.6
1,825.2
1,887.3
1,869.9
1,888.2
1,810.8
1,972.4

10,918.9
11,355.8
11,138.1
11,039.0
11,158.6
10,946.7
11,129.5
10,238.1
10,109.1
10,100.9
9,940.5
9,740.1

13,007.5
13,412.9
13,146.8
13,020.1
13,122.8
12,847.3
12,954.7
12,125.4
11,979.0
11,989.1
11,751.3
11,712.5

13,192.3
13,207.9
13,334.5
13,312.3
13,217.4
13,410.9
13,388.8
13,582.7
13,080.3
13,294.5
13,399.2
13,173.1

21,240.8
21,226.7
21,492.8
21,673.0
21,929.7
21,805.0
21,597.6
21,868.5
22,485.7
22,622.4
22,795.5
22,731.7

1,394.8
1,395.8
1,413.3
1,416.0
1,421.9
1,426.5
1,414.7
1,441.4
1,443.0
1,452.7
1,461.8
1,516.9

35,827.9
35,830.4
36,240.6
36,401.3
36,569.0
36,642.4
36,401.1
36,892.6
37,009.0
37,369.6
37,656.5
37,421.7

9,464.8
9,527.8
9,525.6
9,600.0
9,488.4
9,447.7
9,359.4
9,555.7
9,731.0
9,967.2
10,200.0
9,846.1

134.3
122.2
118.9
119.0
123.2
121.7
128.0
128.1
132.0
127.9
124.8
138.7

339.9
319.5
295.4
261.7
233.1
209.1
167.5
185.5
177.9
233.6
162.2
263.2

269.3
257.7
243.1
257.6
274.8
253.3
250.5
339.9
341.5
355.5
369.5
391.0

2,456.1
2,414.6
2,636.5
2,591.7
2,691.2
2,684.7
2,673.8
2,602.5
2,760.5
2,759.3
2,790.8
2,806.9

Fuente: Comisin Nacional de Bancos y Seguros.

Total
6,630.7
9,006.7
11,011.1
15,415.7

15,820.9
16,142.2
15,792.8
16,364.5
16,338.4
16,545.4
16,287.7
16,011.8
15,970.6
15,079.8
11,941.4
11,413.0

11,309.2
11,632.4
11,622.9
11,675.6
12,057.7
12,134.7
12,407.9
12,514.3
12,598.6
12,770.5
12,841.2
12,574.9

12,664.4
12,641.8
12,819.5
12,830.0
12,810.7
12,716.5
12,579.2
12,811.7
13,142.9
13,443.5
13,647.3
13,445.9

Cuadro 44:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO

(saldos en millones de lempiras)

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

Otros

Total

2004
2005
2006
2007

Perodo

811.1
692.8
961.9
1,194.4

4,402.0
6,016.0
9,160.1
9,599.0

2,571.9
2,550.8
3,492.2
4,487.8

2,509.8
2,899.7
5,184.2
6,025.6

5,404.9
6,838.6
6,263.5
7,135.5

1,767.4
1,700.3
1,853.2
2,281.8

0.0
0.0
0.0
0.0

17,467.1
20,698.2
26,915.1
30,724.1

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,158.7
1,256.4
1,358.1
1,321.5
1,373.7
1,363.5
1,151.3
1,139.1
1,329.1
1,327.0
1,638.5
1,682.1

9,767.3
9,397.3
9,391.3
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

4,413.1
3,946.5
3,891.5
4,106.1
3,966.5
4,017.3
3,630.6
3,764.1
3,745.5
3,868.2
5,338.6
5,285.5

6,088.6
6,057.4
6,063.5
6,128.9
6,375.8
6,361.7
6,400.2
6,595.6
6,680.2
6,629.9
7,496.5
7,604.1

7,706.1
9,119.4
8,935.8
9,076.9
8,849.3
8,806.0
7,613.7
7,332.4
8,202.0
8,129.6
4,861.2
4,951.1

2,362.1
2,378.4
2,414.4
2,778.2
2,649.4
2,440.6
3,026.9
3,160.2
2,625.3
2,816.9
2,559.1
2,473.7

0.0
0.0
0.0
0.0
0.0
0.0
0.2
0.2
0.2
0.1
0.2
0.2

31,495.9
32,155.4
32,054.6
32,856.9
33,102.8
32,852.6
32,872.9
33,172.4
33,954.9
33,843.9
33,583.7
33,711.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,788.2
1,942.9
1,852.8
1,612.5
1,489.2
1,418.7
1,282.3
1,199.4
1,084.8
1,076.1
1,068.1
1,182.5

11,573.0
10,991.7
11,099.9
11,086.9
10,551.4
10,587.7
9,820.3
9,538.7
9,376.7
9,289.1
8,856.0
8,527.5

5,124.1
4,577.0
4,399.4
4,195.5
4,027.2
3,919.5
3,989.1
3,785.4
3,903.5
4,251.3
4,139.0
3,972.9

7,600.3
8,270.6
8,145.0
8,141.0
8,114.3
7,921.4
8,014.7
7,959.6
7,878.4
7,764.8
7,689.8
7,591.1

5,348.1
5,600.5
6,038.5
5,725.9
5,335.0
4,890.7
4,440.8
4,204.0
4,071.2
4,087.1
4,368.1
5,326.1

2,433.3
2,404.1
2,367.9
2,431.2
2,387.0
2,412.9
2,467.8
2,408.5
2,404.2
2,443.3
2,513.3
2,319.9

0.2
1.2
1.3
4.2
4.3
1.7
2.5
2.5
2.8
2.8
1.7
2.0

33,867.2
33,788.0
33,904.8
33,197.2
31,908.4
31,152.6
30,017.5
29,098.1
28,721.6
28,914.5
28,636.0
28,922.0

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

1,118.3
1,223.2
1,089.7
1,085.3
1,173.8
1,089.8
1,248.0
1,179.7
1,209.9
1,217.2
1,588.7
1,574.8

8,631.2
8,691.9
8,656.6
8,973.5
8,941.7
8,979.8
9,031.2
8,944.3
8,804.7
9,015.6
9,060.7
9,339.3

4,033.4
4,032.3
4,465.6
4,692.2
4,599.8
4,524.5
4,502.9
4,415.0
4,525.2
4,823.2
4,854.3
4,805.7

7,502.3
7,502.1
7,380.6
7,457.2
7,557.9
7,808.2
7,774.7
7,898.5
8,025.0
8,032.2
7,967.9
8,350.2

5,910.8
6,066.2
6,244.9
5,944.4
5,951.2
5,363.9
5,179.4
5,022.5
4,962.6
5,105.8
5,949.3
7,307.2

2,388.5
2,384.6
2,369.6
2,418.2
2,365.8
2,424.7
2,584.2
2,672.8
2,720.3
2,855.4
3,326.8
3,434.8

2.0
2.0
2.8
2.7
2.7
2.7
2.7
2.7
2.9
2.7
2.7
2.8

29,586.5
29,902.3
30,209.8
30,573.5
30,592.9
30,193.6
30,323.1
30,135.5
30,250.6
31,052.1
32,750.4
34,814.8

Fuente: Comisin Nacional de Bancos y Seguros.

Cuadro 45:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO

1/

(saldos en millones de lempiras)

AGROPECUARIO
Otros

Agricultura

Perodo
Banano

Caf

2004
2005
2006
2007

0.1
0.0
44.8
1.5

37.8
65.7
40.7
32.0

0.0
0.0
0.0
0.0

4.1
9.2
16.6
7.9

Caa de
azcar
160.6
102.4
175.2
205.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1.5
2.0
1.8
1.7
3.0
2.3
3.2
4.9
4.8
4.6
4.0
3.9

49.5
107.9
242.6
227.8
229.4
169.7
127.4
126.5
123.7
97.3
31.8
56.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.0
19.9

7.8
49.0
49.1
4.9
4.8
5.8
6.6
18.3
5.6
42.1
36.0
35.1

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

3.8
3.7
3.7
3.6
5.8
4.4
4.3
4.3
4.2
4.2
4.1
4.0

79.3
115.1
117.6
69.3
72.2
70.6
67.6
35.4
35.3
35.1
26.8
26.0

18.4
16.9
14.8
13.0
7.6
6.2
5.5
5.1
4.6
4.5
4.9
0.5

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

21.9
21.8
2.9
2.9
2.9
2.9
2.9
0.1
0.2
0.2
0.2
0.2

43.4
150.6
93.2
120.9
101.3
50.4
51.7
81.7
81.7
91.0
397.0
498.0

1.6
2.8
4.0
4.1
0.7
0.0
0.0
0.0
0.0
0.3
1.0
1.4

Fuente: Comisin Nacional de Bancos y Seguros.

Tabaco

Granos
Arroz
7.1
3.7
0.0
0.0

Maz
0.7
0.8
0.0
0.0

Frijol
22.5
0.1
0.1
0.1

Total
30.3
4.6
0.1
0.1

Otros
Cultivos
427.3
309.7
480.3
693.1

230.2
379.0
350.9
416.0
414.3
413.2
236.8
236.1
421.8
421.2
383.8
383.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
2.5
2.0

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
41.5
40.6

34.2
21.2
20.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.6

429.2
544.3
487.6
340.3
340.3
356.8
355.2
334.4
225.6
224.0
233.8
225.6

0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

37.8
37.8
37.8
37.8
37.8
37.8
37.8
38.2
38.2
38.2
0.4
0.4

1.0
0.1
3.9
3.9
3.9
3.4
2.9
2.9
2.4
1.9
1.9
1.9

5.6
5.6
5.6
5.6
5.6
5.6
5.6
0.0
0.0
0.0
0.0
0.0

238.2
236.1
178.4
178.4
170.2
215.5
349.6
338.1
375.9
375.9
411.3
271.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.4
0.4
0.4
0.4
0.4
0.4
0.3
0.3
0.3
0.3
0.3
0.3

1.5
1.0
0.5
0.1
2.9
2.7
2.5
2.9
2.7
2.4
2.1
2.9

Algodn

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

TOTAL

660.2
491.6
757.7
940.2

6.3
12.3
12.7
5.8

10.9
28.6
23.1
144.7

0.0
56.9
15.1
0.0

0.0
1.1
0.0
0.0

133.7
102.3
153.3
103.7

150.9
201.2
204.2
254.2

811.1
692.8
961.9
1,194.4

698.6
566.4
559.0
537.2
546.1
537.8
525.7
522.5
546.7
543.6
635.5
663.6

987.7
1,104.4
1,203.5
1,187.7
1,197.7
1,128.9
899.8
908.4
1,102.7
1,108.9
1,154.6
1,203.3

5.7
6.3
5.7
5.0
28.2
40.0
41.5
39.0
36.4
35.7
31.8
29.6

63.7
41.8
42.0
27.1
43.1
40.2
42.8
42.5
42.4
42.2
214.5
213.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
4.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

101.6
103.9
106.9
101.7
104.7
154.4
167.2
149.2
147.6
140.2
236.1
231.6

171.0
152.0
154.6
133.8
176.0
234.6
251.5
230.7
226.4
218.1
483.9
478.8

1,158.7
1,256.4
1,358.1
1,321.5
1,373.7
1,363.5
1,151.3
1,139.1
1,329.1
1,327.0
1,638.5
1,682.1

39.2
37.9
41.7
41.7
41.7
41.2
40.7
41.1
40.6
40.1
2.3
2.3

653.5
749.7
715.1
686.2
687.3
672.1
627.6
594.5
590.2
586.2
587.9
713.1

1,257.6
1,488.8
1,401.1
1,154.1
1,154.9
1,151.3
1,100.9
1,014.8
900.5
894.1
859.8
977.1

17.1
17.6
17.4
22.1
13.1
13.0
12.9
15.0
15.4
15.2
13.1
12.9

288.3
213.6
213.6
213.5
100.1
81.1
6.1
6.7
6.6
5.8
5.7
5.5

4.2
3.3
3.9
3.2
2.8
2.4
2.1
1.8
1.5
1.2
1.0
0.7

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

221.0
219.6
216.8
219.6
218.3
170.9
160.3
161.1
160.8
159.8
188.5
186.3

530.6
454.1
451.7
458.4
334.3
267.4
181.4
184.6
184.3
182.0
208.3
205.4

1,788.2
1,942.9
1,852.8
1,612.5
1,489.2
1,418.7
1,282.3
1,199.4
1,084.8
1,076.1
1,068.1
1,182.5

1.9
1.4
0.9
0.5
3.3
3.1
2.8
3.2
3.0
2.7
2.4
3.2

701.3
702.1
703.7
673.9
831.2
753.4
737.0
628.6
599.6
597.8
628.9
664.8

1,013.9
1,120.4
988.7
986.3
1,115.2
1,030.9
1,149.6
1,051.7
1,060.4
1,067.9
1,440.8
1,439.0

12.6
12.4
12.3
12.1
7.5
7.4
45.0
77.8
78.1
77.9
76.4
72.5

6.9
6.8
6.6
6.4
6.3
5.5
8.6
6.5
5.7
5.6
6.2
6.0

0.7
0.6
0.5
0.6
0.5
0.6
0.5
0.6
10.0
11.3
11.2
10.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

84.2
83.0
81.6
79.9
44.3
45.4
44.3
43.1
55.7
54.5
54.1
46.7

104.4
102.8
101.0
99.0
58.6
58.9
98.4
128.0
149.5
149.3
147.9
135.8

1,118.3
1,223.2
1,089.7
1,085.3
1,173.8
1,089.8
1,248.0
1,179.7
1,209.9
1,217.2
1,588.7
1,574.8

Cuadro 46:

PRSTAMOS Y DESCUENTOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(saldos en millones de lempiras)


Industria
Perodo

Manufacturera

Minas y
Canteras
0.0
0.0
0.0
0.0

Servicios
Total

Propiedad Raz

Varios

Total

Construccin

Compra-venta

2,428.1
2,386.0
3,165.2
4,163.1

2,571.9
2,550.8
3,492.2
4,487.8

1,266.1
1,320.5
2,188.1
2,553.3

1,216.3
1,486.3
2,731.4
3,283.5

Comercio

Liberacin
Gravmenes
27.4
92.9
264.7
188.8

Total

Interno

2,509.8
2,899.7
5,184.2
6,025.6

1,387.1
1,882.7
2,598.4
3,304.7

Exportacin
Centroamrica
Otros Pases
1,932.8
1,352.6
1,810.5
1,940.2
1,008.6
860.6
1,054.2
1,170.6

Importacin
Centroamrica
Otros Pases
201.7
530.7
333.0
872.2
376.5
1,419.4
273.8
1,332.2

5,404.9
6,838.6
6,263.5
7,135.5

Total

2004
2005
2006
2007

4,402.0
6,016.0
9,160.1
9,599.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

9,767.3
9,397.3
9,391.3
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

9,767.3
9,397.3
9,391.3
9,445.3
9,888.1
9,863.5
11,050.0
11,180.8
11,372.6
11,072.2
11,689.6
11,714.6

344.8
226.8
231.4
216.7
223.9
219.9
212.3
219.9
216.3
194.0
317.7
310.1

4,068.3
3,719.7
3,660.1
3,889.4
3,742.6
3,797.4
3,418.3
3,544.2
3,529.2
3,674.2
5,020.9
4,975.4

4,413.1
3,946.5
3,891.5
4,106.1
3,966.5
4,017.3
3,630.6
3,764.1
3,745.5
3,868.2
5,338.6
5,285.5

2,570.2
2,646.3
2,750.6
2,780.9
2,913.2
2,976.3
3,121.4
3,117.3
3,143.5
3,116.6
2,968.7
3,077.2

3,336.4
3,230.1
3,132.8
3,155.0
3,276.8
3,203.9
3,109.9
3,297.7
3,379.1
3,358.1
4,374.4
4,386.3

182.0
181.0
180.1
193.0
185.8
181.5
168.9
180.6
157.6
155.2
153.4
140.6

6,088.6
6,057.4
6,063.5
6,128.9
6,375.8
6,361.7
6,400.2
6,595.6
6,680.2
6,629.9
7,496.5
7,604.1

3,666.4
4,696.4
4,519.8
4,657.2
4,883.3
4,589.7
3,982.2
3,899.7
4,563.9
4,369.4
1,518.0
1,642.4

1,012.6
1,136.2
1,199.8
1,375.1
1,062.3
1,132.9
828.0
794.6
925.0
1,064.0
573.3
630.9

1,386.8
1,715.1
1,697.3
1,524.1
1,528.3
1,571.9
1,320.1
1,232.8
1,187.0
1,191.3
1,144.7
1,225.1

275.6
216.9
195.5
175.7
131.7
145.5
136.9
123.1
178.8
168.5
178.1
66.2

1,364.7
1,354.8
1,323.4
1,344.8
1,243.7
1,366.0
1,346.5
1,282.2
1,347.3
1,336.4
1,447.1
1,386.5

7,706.1
9,119.4
8,935.8
9,076.9
8,849.3
8,806.0
7,613.7
7,332.4
8,202.0
8,129.6
4,861.2
4,951.1

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

11,573.0
10,991.7
11,099.9
11,086.9
10,551.4
10,587.7
9,820.3
9,538.7
9,376.7
9,289.1
8,856.0
8,527.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

11,573.0
10,991.7
11,099.9
11,086.9
10,551.4
10,587.7
9,820.3
9,538.7
9,376.7
9,289.1
8,856.0
8,527.5

300.4
278.5
269.7
234.2
230.0
225.9
198.2
221.8
216.5
221.2
237.1
218.2

4,823.7
4,298.5
4,129.7
3,961.3
3,797.2
3,693.6
3,790.9
3,563.6
3,687.0
4,030.1
3,901.9
3,754.7

5,124.1
4,577.0
4,399.4
4,195.5
4,027.2
3,919.5
3,989.1
3,785.4
3,903.5
4,251.3
4,139.0
3,972.9

3,066.8
3,442.2
3,325.8
3,409.0
3,374.3
3,308.4
3,385.3
3,331.7
3,307.7
3,244.2
3,292.1
3,144.7

4,395.0
4,699.2
4,691.9
4,610.6
4,622.4
4,488.7
4,503.3
4,497.4
4,430.2
4,380.1
4,261.4
4,314.0

138.5
129.2
127.3
121.4
117.6
124.3
126.1
130.5
140.5
140.5
136.3
132.4

7,600.3
8,270.6
8,145.0
8,141.0
8,114.3
7,921.4
8,014.7
7,959.6
7,878.4
7,764.8
7,689.8
7,591.1

1,466.1
1,325.2
1,393.7
1,353.2
1,308.0
1,252.4
1,275.5
1,231.3
1,233.5
1,261.9
1,306.9
1,381.7

906.4
823.7
1,043.5
1,117.1
1,042.3
980.1
805.1
667.4
649.4
682.7
673.5
1,050.0

1,498.5
1,767.6
1,824.3
1,599.8
1,364.5
1,108.2
932.4
801.4
799.0
799.7
903.3
1,475.5

106.1
65.8
66.6
59.2
192.9
172.9
160.7
152.8
148.1
146.1
142.1
137.0

1,371.0
1,618.2
1,710.4
1,596.6
1,427.3
1,377.1
1,267.1
1,351.1
1,241.2
1,196.7
1,342.3
1,281.9

5,348.1
5,600.5
6,038.5
5,725.9
5,335.0
4,890.7
4,440.8
4,204.0
4,071.2
4,087.1
4,368.1
5,326.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

8,631.2
8,691.9
8,656.6
8,973.5
8,941.7
8,979.8
9,031.2
8,944.3
8,804.7
9,015.6
9,060.7
9,339.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

8,631.2
8,691.9
8,656.6
8,973.5
8,941.7
8,979.8
9,031.2
8,944.3
8,804.7
9,015.6
9,060.7
9,339.3

214.0
239.4
254.7
242.5
233.9
228.1
272.3
273.2
331.0
333.5
397.3
405.8

3,819.4
3,792.9
4,210.9
4,449.7
4,365.9
4,296.4
4,230.6
4,141.8
4,194.2
4,489.7
4,457.0
4,399.9

4,033.4
4,032.3
4,465.6
4,692.2
4,599.8
4,524.5
4,502.9
4,415.0
4,525.2
4,823.2
4,854.3
4,805.7

3,106.9
3,084.1
3,017.6
3,079.9
3,068.6
3,065.0
3,087.4
3,118.0
3,171.7
3,207.2
3,142.0
3,179.1

4,264.7
4,289.1
4,237.0
4,251.2
4,352.1
4,606.0
4,552.2
4,645.4
4,718.6
4,688.9
4,691.2
5,066.7

130.7
128.9
126.0
126.1
137.2
137.2
135.1
135.1
134.7
136.1
134.7
104.4

7,502.3
7,502.1
7,380.6
7,457.2
7,557.9
7,808.2
7,774.7
7,898.5
8,025.0
8,032.2
7,967.9
8,350.2

1,392.4
1,422.0
1,457.8
1,428.7
1,753.6
1,762.7
1,945.0
1,806.8
1,715.9
1,762.0
1,658.3
1,749.3

1,267.5
1,306.8
1,383.9
1,159.2
980.5
774.3
609.5
490.2
311.4
323.6
609.3
1,257.1

1,888.5
1,988.3
2,046.6
1,826.5
1,655.8
1,337.4
1,068.1
1,066.0
1,071.0
1,229.6
1,578.0
2,061.6

132.9
136.2
142.5
170.4
182.7
184.4
207.9
233.7
282.0
281.2
311.0
360.4

1,229.5
1,212.9
1,214.1
1,359.6
1,378.6
1,305.1
1,348.9
1,425.8
1,582.3
1,509.4
1,792.7
1,878.8

5,910.8
6,066.2
6,244.9
5,944.4
5,951.2
5,363.9
5,179.4
5,022.5
4,962.6
5,105.8
5,949.3
7,307.2

Fuente: Comisin Nacional de Bancos y Seguros.

4,402.0
6,016.0
9,160.1
9,599.0

Transp. y
Comunicaciones
143.8
164.8
327.0
324.7

Cuadro 47:

PRSTAMOS NUEVOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Agropecuario

Industria

Servicios

Comercio

Consumo

2004
2005
2006
2007

Perodo

2,918.9
2,942.3
3,897.4
5,471.4

9,349.7
11,992.6
11,377.8
14,028.9

6,751.6
8,568.9
12,808.4
16,954.5

Propiedad Raz
5,580.0
7,150.4
12,247.7
19,326.9

16,769.6
18,689.1
25,717.3
32,213.1

9,126.0
16,794.8
22,194.1
29,281.2

0.6
0.0
10.4
50.8

50,496.4
66,138.1
88,253.1
117,326.8

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

272.5
775.1
1,347.5
1,994.1
2,408.2
2,829.4
3,220.9
3,514.3
4,042.4
4,415.9
4,963.4
5,526.5

1,049.3
2,142.3
3,482.8
5,354.7
6,346.6
7,757.3
8,842.5
9,667.8
10,875.9
11,763.2
13,049.1
14,561.4

1,703.1
3,042.1
4,542.1
6,147.3
7,106.9
8,262.4
9,169.3
10,200.1
10,857.5
12,154.6
13,209.9
14,543.0

1,446.8
3,121.9
4,837.5
7,133.9
8,763.0
10,359.3
12,165.5
13,430.0
14,832.0
15,854.1
16,762.5
18,150.4

3,434.4
7,495.1
10,607.8
15,640.1
18,148.6
21,087.8
23,297.4
25,253.1
27,885.8
29,624.0
31,236.6
33,426.4

2,754.3
7,085.6
10,910.9
14,790.5
19,160.3
25,274.3
30,407.9
36,912.8
40,463.2
47,210.1
54,389.4
60,550.1

0.9
2.7
4.0
7.4
10.3
12.9
16.8
25.8
40.2
50.4
60.0
72.6

10,661.3
23,664.8
35,732.6
51,068.0
61,943.9
75,583.4
87,120.3
99,003.9
108,997.0
121,072.3
133,670.9
146,830.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

601.3
1,447.2
2,015.0
2,636.8
3,508.3
3,987.4
4,657.8
5,158.3
5,811.1
6,038.0
6,408.9
6,972.3

1,036.3
2,572.0
4,084.8
5,852.7
7,868.5
10,195.9
12,993.3
14,009.0
16,047.3
17,556.3
19,082.6
20,837.6

574.6
1,741.4
2,751.7
4,180.6
5,504.1
7,034.2
8,190.0
9,411.9
10,332.6
11,607.1
12,958.3
14,029.5

1,050.6
3,030.6
4,563.9
5,836.3
7,129.1
8,696.7
10,153.2
11,344.8
12,709.0
13,802.7
15,311.3
16,832.9

2,003.0
4,608.8
6,897.1
8,914.3
11,244.1
13,492.3
15,529.6
17,301.1
18,986.5
20,816.3
22,988.4
26,201.7

5,850.3
8,769.4
12,769.4
16,925.5
21,887.0
27,842.5
31,844.6
37,614.0
45,135.8
50,599.9
55,610.3
61,628.2

2.6
18.1
31.4
52.8
70.3
84.4
103.9
117.4
131.3
140.3
155.6
167.1

11,118.7
22,187.5
33,113.3
44,399.0
57,211.4
71,333.4
83,472.4
94,956.5
109,153.6
120,560.6
132,515.4
146,669.3

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

322.5
789.6
1,119.2
1,454.7
2,074.6
2,426.9
2,937.8
3,306.2
3,775.1
4,127.9
4,766.6
5,545.6

949.9
2,220.7
4,034.3
5,589.8
7,479.1
8,764.9
10,180.9
11,853.4
13,274.2
14,610.3
16,075.8
18,127.1

1,007.1
1,955.3
3,154.4
4,093.2
4,874.0
5,807.4
6,484.3
7,311.8
8,382.3
9,829.9
10,855.4
12,162.0

1,205.2
2,398.9
4,160.2
5,621.6
7,314.8
8,956.1
10,306.0
12,624.8
14,504.7
16,056.4
18,269.9
21,014.3

3,671.2
6,372.2
9,019.7
10,756.7
13,262.6
15,360.2
17,170.3
20,263.9
22,406.0
24,788.2
28,275.3
32,361.9

4,985.6
10,066.6
15,618.8
20,619.7
26,385.7
32,343.8
38,265.1
45,142.0
51,677.3
59,247.2
67,349.5
79,223.4

6.8
14.6
29.1
33.4
38.6
47.5
49.1
54.4
67.5
73.7
75.4
81.8

12,148.3
23,817.9
37,135.7
48,169.1
61,429.4
73,706.8
85,393.5
100,556.5
114,087.1
128,733.6
145,667.9
168,516.1

Fuente: Comisin Nacional de Bancos y Seguros.


Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades
Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

1/

Otros

Total

Cuadro 48:

PRSTAMOS NUEVOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO 1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo

Otros

TOTAL

Arroz
45.0
35.2
20.3
14.0

Maz
166.0
95.0
88.2
192.6

Frijol
14.0
21.7
9.7
6.7

Total
225.0
151.9
118.2
213.3

40.7
267.4
403.6
572.2
587.4
598.8
602.3
648.4
881.8
949.3
1,042.7
1,096.3

1.7
4.1
6.1
6.2
7.8
23.2
26.5
28.9
32.2
39.7
40.5
52.1

2.1
3.2
7.8
11.0
18.1
54.2
90.8
104.1
116.1
124.3
165.3
172.3

0.5
0.8
1.1
1.1
1.2
1.7
2.3
2.7
7.6
12.0
18.5
23.1

4.3
8.1
15.0
18.3
27.1
79.1
119.6
135.7
155.9
176.0
224.3
247.5

67.6
115.5
223.5
389.9
524.8
595.8
697.9
742.2
850.7
939.1
1,017.5
1,290.9

170.4
541.2
957.4
1,392.6
1,637.1
1,838.9
2,061.8
2,234.8
2,635.5
2,862.2
3,154.0
3,585.1

67.6
145.4
244.5
379.4
469.5
564.7
671.5
746.0
833.6
936.2
988.3
1,062.7

24.9
46.0
85.2
117.0
145.2
163.2
200.3
213.8
229.1
249.9
446.7
487.7

0.0
6.2
6.2
9.4
9.4
9.6
10.0
10.8
13.7
15.5
16.8
21.6

0.1
0.4
0.5
0.6
0.8
0.9
1.1
1.1
1.2
1.3
1.5
1.6

9.5
35.9
53.7
95.1
146.2
252.1
276.2
307.8
329.3
350.8
356.1
367.8

102.1
233.9
390.1
601.5
771.1
990.5
1,159.1
1,279.5
1,406.9
1,553.7
1,809.4
1,941.4

272.5
775.1
1,347.5
1,994.1
2,408.2
2,829.4
3,220.9
3,514.3
4,042.4
4,415.9
4,963.4
5,526.5

0.1
0.2
0.2
2.3
2.3
2.3
2.3
2.3
2.4
2.5
2.5
8.1

211.2
565.3
830.4
1,001.9
1,201.0
1,230.6
1,319.7
1,338.9
1,638.5
1,642.3
1,662.3
1,785.7

1.4
7.2
23.1
37.0
40.2
42.2
56.4
60.9
70.4
72.1
72.7
74.5

7.6
19.4
29.1
39.5
61.5
85.7
96.3
102.5
105.9
109.7
112.7
116.0

1.6
3.6
8.3
9.0
9.9
11.0
11.4
11.8
12.6
13.3
13.7
14.1

10.6
30.2
60.5
85.5
111.6
138.9
164.1
175.2
188.9
195.1
199.1
204.6

121.9
267.5
349.9
426.0
603.6
729.3
925.6
966.8
1,065.9
1,131.7
1,264.6
1,482.7

397.9
1,020.7
1,457.8
1,861.7
2,380.5
2,662.2
3,106.5
3,257.4
3,723.4
3,833.4
4,042.6
4,465.1

86.2
171.3
234.3
376.7
592.3
717.9
855.0
985.3
1,127.5
1,192.7
1,278.0
1,344.7

98.0
201.8
232.3
268.7
395.8
441.7
473.7
607.3
634.0
671.5
692.6
727.6

0.6
10.3
14.0
14.5
16.5
18.1
19.5
19.9
20.5
21.3
21.7
31.0

0.3
0.3
0.3
0.5
0.6
0.7
1.0
1.1
1.3
1.6
1.6
1.6

18.3
42.8
76.3
114.7
122.6
146.8
202.1
287.3
304.4
317.5
372.4
402.3

203.4
426.5
557.2
775.1
1,127.8
1,325.2
1,551.3
1,900.9
2,087.7
2,204.6
2,366.3
2,507.2

601.3
1,447.2
2,015.0
2,636.8
3,508.3
3,987.4
4,657.8
5,158.3
5,811.1
6,038.0
6,408.9
6,972.3

0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.1
0.9
0.9
0.9

58.3
127.5
166.1
205.8
218.2
273.9
434.6
461.6
519.4
522.1
582.9
609.0

3.1
7.4
8.8
18.2
21.5
26.6
30.2
32.2
35.0
37.9
41.1
49.6

3.1
6.8
10.5
14.8
26.8
40.0
48.6
54.0
61.9
65.6
69.7
72.6

0.1
0.7
1.0
1.5
4.6
5.1
5.7
6.9
7.6
8.7
11.0
12.9

6.3
14.9
20.3
34.5
52.9
71.7
84.5
93.1
104.5
112.2
121.8
135.1

97.0
161.8
254.9
299.4
533.5
587.2
694.3
798.5
878.4
964.9
1,055.3
1,319.6

235.9
571.4
788.3
1,007.1
1,357.2
1,557.8
1,910.6
2,165.1
2,386.7
2,562.5
3,082.8
3,652.9

47.0
126.1
177.5
232.6
347.2
405.7
498.4
576.4
649.5
781.7
850.0
1,010.0

31.2
61.6
103.6
135.8
271.6
348.1
390.7
418.7
554.7
591.6
627.1
662.6

1.9
4.2
7.0
8.6
11.3
13.9
15.8
16.7
29.1
31.7
34.3
38.4

0.0
0.1
0.1
0.1
0.3
0.7
0.8
1.0
1.3
1.3
1.5
1.5

6.5
26.2
42.7
70.5
87.0
100.7
121.5
128.3
153.8
159.1
170.9
180.2

86.6
218.2
330.9
447.6
717.4
869.1
1,027.2
1,141.1
1,388.4
1,565.4
1,683.8
1,892.7

322.5
789.6
1,119.2
1,454.7
2,074.6
2,426.9
2,937.8
3,306.2
3,775.1
4,127.9
4,766.6
5,545.6

Caf

Tabaco

Algodn

2004
2005
2006
2007

19.9
126.8
315.4
226.6

166.5
534.3
423.7
460.6

8.2
9.2
7.7
12.5

12.0
23.1
23.6
109.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6.9
11.5
20.9
26.7
37.7
44.0
48.2
51.3
51.9
53.8
56.3
58.8

38.2
110.7
263.8
336.7
393.5
442.0
498.1
540.1
576.6
622.3
690.0
765.3

1.8
4.0
6.6
10.6
12.1
13.5
14.8
16.1
17.4
18.8
20.3
21.9

10.9
24.0
24.0
38.2
54.5
65.7
80.9
101.0
101.2
102.9
102.9
104.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.3
20.4
20.9
76.4
88.3
100.6
104.3
117.8
120.7
125.0
129.9
130.2

51.0
131.8
185.9
257.7
360.2
445.7
574.4
640.3
690.9
720.6
767.6
836.6

2.8
5.3
10.0
11.9
13.5
14.8
16.1
16.1
16.1
16.2
16.6
17.2

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

22.3
68.3
80.2
92.6
99.8
106.8
115.8
124.1
132.8
159.0
162.5
173.2

50.3
195.7
260.8
368.1
445.9
511.3
574.2
680.6
744.4
796.0
1,151.3
1,406.6

1.7
3.2
6.0
6.7
6.9
6.9
7.1
7.1
7.1
7.4
8.1
8.5

Caa de
azcar
594.1
536.9
434.2
470.5

Granos

Otros
cultivos
722.8
576.5
932.3
1,431.9

Banano

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

1,748.5
1,958.7
2,255.1
2,924.9

628.3
472.2
802.9
1,084.3

213.3
165.9
253.0
478.0

10.1
63.3
106.4
13.4

0.6
1.9
1.1
5.5

318.1
280.3
478.9
965.3

1,170.4
983.6
1,642.3
2,546.5

2,918.9
2,942.3
3,897.4
5,471.4

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

Cuadro 49:

PRSTAMOS NUEVOS DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(flujos acumulados en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras
4.7
12.6
23.9
30.6

Servicios
Total
9,349.7
11,992.6
11,377.8
14,028.9

Transp. y
Comunicaciones
503.5
696.8
1,345.7
1,451.0

Varios

Total

Construccin

6,248.1
7,872.1
11,462.7
15,503.5

6,751.6
8,568.9
12,808.4
16,954.5

2,248.6
3,053.4
5,068.6
8,126.5

Propiedad Raz
Liberacin
Gravmenes
3,196.6
134.8
3,833.8
263.2
6,546.6
632.5
10,352.5
847.9

Compra-venta

2004
2005
2006
2007

9,345.0
11,980.0
11,353.9
13,998.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,048.1
2,133.2
3,469.6
5,338.8
6,330.2
7,740.7
8,825.9
9,650.2
10,858.0
11,744.2
13,027.2
14,538.7

1.2
9.1
13.2
15.9
16.4
16.6
16.6
17.6
17.9
19.0
21.9
22.7

1,049.3
2,142.3
3,482.8
5,354.7
6,346.6
7,757.3
8,842.5
9,667.8
10,875.9
11,763.2
13,049.1
14,561.4

107.3
215.7
351.9
523.5
652.1
747.5
850.4
943.1
1,032.0
1,121.9
1,225.7
1,337.1

1,595.8
2,826.4
4,190.2
5,623.8
6,454.8
7,514.9
8,318.9
9,257.0
9,825.5
11,032.7
11,984.2
13,205.9

1,703.1
3,042.1
4,542.1
6,147.3
7,106.9
8,262.4
9,169.3
10,200.1
10,857.5
12,154.6
13,209.9
14,543.0

532.8
1,318.6
1,997.8
3,138.1
3,935.0
4,675.5
5,620.0
6,177.8
6,780.6
7,190.0
7,546.2
7,923.0

857.7
1,707.2
2,706.9
3,820.1
4,620.0
5,443.4
6,266.4
6,943.9
7,729.2
8,311.6
8,843.8
9,842.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,035.6
2,545.9
4,056.8
5,817.8
7,813.7
10,139.7
12,927.5
13,930.2
15,961.3
17,463.5
18,920.6
20,668.4

0.7
26.1
28.0
34.9
54.8
56.2
65.8
78.8
86.0
92.8
162.0
169.2

1,036.3
2,572.0
4,084.8
5,852.7
7,868.5
10,195.9
12,993.3
14,009.0
16,047.3
17,556.3
19,082.6
20,837.6

52.0
151.8
220.2
301.0
372.2
468.2
600.6
729.6
834.3
932.4
1,127.0
1,250.7

522.6
1,589.6
2,531.5
3,879.6
5,131.9
6,566.0
7,589.4
8,682.3
9,498.3
10,674.7
11,831.3
12,778.8

574.6
1,741.4
2,751.7
4,180.6
5,504.1
7,034.2
8,190.0
9,411.9
10,332.6
11,607.1
12,958.3
14,029.5

608.8
1,597.4
2,456.2
2,964.5
3,395.7
3,942.9
4,640.5
5,129.0
5,749.3
6,282.6
6,903.4
7,524.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

948.0
2,211.3
4,022.9
5,573.6
7,461.7
8,736.9
10,150.7
11,812.3
13,228.2
14,560.1
15,991.1
18,037.0

1.9
9.4
11.4
16.2
17.4
28.0
30.2
41.1
46.0
50.2
84.7
90.1

949.9
2,220.7
4,034.3
5,589.8
7,479.1
8,764.9
10,180.9
11,853.4
13,274.2
14,610.3
16,075.8
18,127.1

55.4
202.7
307.4
358.3
430.9
519.5
650.2
753.6
1,041.1
1,142.4
1,288.6
1,549.7

951.7
1,752.6
2,847.0
3,734.9
4,443.1
5,287.9
5,834.1
6,558.2
7,341.2
8,687.5
9,566.8
10,612.3

1,007.1
1,955.3
3,154.4
4,093.2
4,874.0
5,807.4
6,484.3
7,311.8
8,382.3
9,829.9
10,855.4
12,162.0

300.2
785.7
1,302.1
1,742.1
2,183.2
2,883.6
3,443.3
4,220.9
4,820.5
5,315.7
6,057.3
6,516.4

Total

Interno

Comercio
Exportacin
Importacin
Centroamrica
Otros Pases
Centroamrica
Otros Pases
2,253.3
1,951.0
761.5
1,401.1
980.5
1,789.7
879.3
2,811.4
1,887.6
2,073.2
977.3
3,914.9
2,542.3
2,735.4
1,195.2
4,467.8

Total

5,580.0
7,150.4
12,247.7
19,326.9

10,402.7
12,228.2
16,864.3
21,272.4

56.3
96.1
132.8
175.7
208.0
240.4
279.1
308.3
322.2
352.5
372.5
385.0

1,446.8
3,121.9
4,837.5
7,133.9
8,763.0
10,359.3
12,165.5
13,430.0
14,832.0
15,854.1
16,762.5
18,150.4

2,194.1
4,415.4
6,471.0
9,760.9
11,590.8
13,591.5
15,248.3
16,705.3
18,418.4
19,554.9
20,625.4
21,986.8

330.5
726.4
1,026.1
1,658.8
1,790.8
1,913.1
1,939.0
1,977.1
2,190.9
2,279.2
2,300.5
2,475.1

420.7
1,321.6
1,694.6
1,978.4
2,204.2
2,471.3
2,569.7
2,670.0
2,792.8
2,913.9
3,081.4
3,386.8

71.7
156.1
227.2
309.0
383.7
508.3
586.8
658.5
735.2
804.7
870.1
904.3

417.4
875.6
1,188.9
1,933.0
2,179.1
2,603.6
2,953.6
3,242.2
3,748.5
4,071.3
4,359.2
4,673.4

3,434.4
7,495.1
10,607.8
15,640.1
18,148.6
21,087.8
23,297.4
25,253.1
27,885.8
29,624.0
31,236.6
33,426.4

427.2
1,355.0
1,992.1
2,735.0
3,561.9
4,532.4
5,237.7
5,903.2
6,577.2
7,104.2
7,946.9
8,810.0

14.6
78.2
115.6
136.8
171.5
221.4
275.0
312.6
382.5
415.9
461.0
498.8

1,050.6
3,030.6
4,563.9
5,836.3
7,129.1
8,696.7
10,153.2
11,344.8
12,709.0
13,802.7
15,311.3
16,832.9

899.4
2,069.9
3,160.9
4,422.8
5,642.5
6,755.4
8,057.8
9,166.1
10,348.1
11,668.4
13,010.1
14,382.6

270.7
353.2
704.7
943.8
1,138.0
1,242.0
1,366.7
1,413.9
1,434.6
1,528.4
1,558.8
2,007.4

557.9
1,193.9
1,561.6
1,783.2
2,002.9
2,386.8
2,556.6
2,655.8
2,871.6
2,976.5
3,242.0
4,280.9

22.7
32.8
48.3
58.5
77.0
242.2
259.7
293.6
331.7
363.6
414.2
459.8

252.3
959.0
1,421.6
1,706.0
2,383.7
2,865.9
3,288.8
3,771.7
4,000.5
4,279.4
4,763.3
5,071.0

2,003.0
4,608.8
6,897.1
8,914.3
11,244.1
13,492.3
15,529.6
17,301.1
18,986.5
20,816.3
22,988.4
26,201.7

874.7
1,557.1
2,757.0
3,749.3
4,962.9
5,869.6
6,649.2
8,144.6
9,402.0
10,422.3
11,854.4
14,023.4

30.3
56.1
101.1
130.2
168.7
202.9
213.5
259.3
282.2
318.4
358.2
474.5

1,205.2
2,398.9
4,160.2
5,621.6
7,314.8
8,956.1
10,306.0
12,624.8
14,504.7
16,056.4
18,269.9
21,014.3

2,206.8
3,669.8
4,924.9
5,899.3
7,383.5
8,605.9
9,840.1
11,936.7
13,097.7
14,628.6
16,338.6
17,978.7

320.7
625.7
915.6
1,027.6
1,132.0
1,161.5
1,187.7
1,193.1
1,213.7
1,243.0
1,569.8
2,325.7

841.4
1,420.6
1,877.2
2,067.9
2,460.7
2,761.1
2,894.5
3,281.8
3,445.2
3,763.8
4,176.6
5,101.0

26.1
62.1
105.8
197.3
267.3
309.5
378.5
552.8
643.2
697.2
804.0
997.5

276.2
594.0
1,196.2
1,564.6
2,019.1
2,522.2
2,869.5
3,299.5
4,006.2
4,455.6
5,386.3
5,959.0

3,671.2
6,372.2
9,019.7
10,756.7
13,262.6
15,360.2
17,170.3
20,263.9
22,406.0
24,788.2
28,275.3
32,361.9

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

16,769.6
18,689.1
25,717.3
32,213.1

Cuadro 50:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Industria

Servicios

Propiedad Raz

Comercio

Consumo

Otros

2004
2005
2006
2007

Perodo

Agropecuario
2,393.7
2,298.7
2,997.0
4,327.1

5,363.3
6,251.2
5,310.2
6,913.5

4,901.1
6,016.8
8,588.5
13,690.6

4,060.3
5,648.0
9,087.4
16,490.5

9,656.6
13,181.1
16,765.2
21,882.1

7,122.4
12,053.8
17,075.1
23,497.2

0.6
0.0
10.4
50.8

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

199.5
452.0
789.1
1,273.7
1,656.5
1,984.8
2,354.9
2,582.6
2,885.4
3,205.9
3,537.5
3,924.1

490.5
963.9
1,605.5
2,366.4
2,752.7
3,447.4
3,957.2
4,249.3
4,680.2
5,218.9
5,650.1
6,577.5

1,349.2
2,396.7
3,697.0
4,853.1
5,544.8
6,437.0
7,061.0
7,815.0
8,396.8
9,384.6
10,176.1
11,231.7

1,247.3
2,749.0
3,960.0
5,963.6
7,156.5
8,520.1
10,152.9
11,200.4
12,159.9
13,052.8
13,767.1
14,991.3

2,058.9
4,462.1
6,171.1
9,256.0
10,898.1
12,897.1
14,495.1
15,880.8
17,549.1
18,781.3
20,026.4
21,241.2

2,234.9
5,476.8
8,346.3
11,003.9
14,278.0
18,779.8
22,527.6
27,577.1
30,465.0
35,759.5
41,652.6
46,480.7

0.9
2.7
4.0
7.4
10.3
12.9
16.8
25.8
40.2
50.4
59.9
72.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

341.0
868.2
1,351.2
1,926.2
2,732.6
3,193.0
3,846.4
4,339.4
4,833.7
5,055.8
5,376.8
5,803.0

550.6
1,284.1
1,985.9
2,820.3
4,335.9
5,708.7
7,951.6
8,585.3
9,848.3
10,747.0
11,849.1
12,764.7

491.8
1,475.4
2,345.7
3,517.2
4,725.9
5,938.3
6,842.2
8,011.0
8,850.4
9,572.1
10,790.0
11,698.9

713.5
1,735.7
3,086.0
4,004.4
5,096.7
6,421.8
7,657.4
8,695.1
9,877.3
10,933.5
12,215.5
13,438.1

982.9
2,442.4
3,557.0
4,924.7
6,549.5
8,116.6
9,773.9
11,088.7
12,448.8
13,871.5
15,282.4
16,783.0

4,567.5
6,798.5
10,041.5
13,347.0
17,411.2
22,576.2
25,774.0
30,453.5
36,416.3
40,701.6
44,792.1
50,030.1

2.6
17.1
30.3
48.7
66.2
80.2
98.9
112.4
125.2
134.2
149.5
159.7

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

205.9
562.5
877.2
1,181.2
1,626.5
1,928.5
2,250.2
2,475.2
2,875.1
3,209.4
3,467.0
3,958.7

519.8
1,098.7
2,065.5
2,783.9
3,977.8
4,598.4
5,062.6
5,816.5
6,579.4
7,174.0
7,763.4
8,606.5

431.2
1,217.7
1,941.0
2,547.4
3,216.8
3,963.7
4,442.0
5,089.9
5,707.7
6,673.4
7,396.8
8,410.5

948.9
1,922.7
3,361.2
4,401.6
5,562.8
6,717.8
7,762.7
8,568.6
9,960.0
10,903.4
12,625.0
14,696.8

1,300.8
2,471.2
4,049.3
5,151.7
6,602.3
8,035.4
9,221.9
11,026.2
12,546.9
14,020.4
15,792.0
17,679.9

4,108.8
8,368.4
13,082.3
17,294.0
22,147.7
26,926.4
31,820.7
37,688.4
43,152.3
49,489.3
55,956.3
65,625.1

6.8
14.6
27.1
31.4
36.6
45.5
46.9
52.2
63.1
69.3
71.0
77.3

Fuente: Comisin Nacional de Bancos y Seguros.


1/

Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades
Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

Total
33,498.0
45,449.6
59,833.8
86,851.8

7,581.2
16,503.2
24,573.0
34,724.1
42,296.9
52,079.1
60,565.5
69,331.0
76,176.6
85,453.4
94,869.7
104,519.0

7,649.9
14,621.4
22,397.6
30,588.5
40,918.0
52,034.8
61,944.4
71,285.4
82,400.0
91,015.7
100,455.4
110,677.5

7,522.2
15,655.8
25,403.6
33,391.2
43,170.5
52,215.7
60,607.0
70,717.0
80,884.5
91,539.2
103,071.5
119,054.8

Cuadro 51:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO 1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo

Otros
Granos

1.4
14.5
14.6
62.4

Caa de
azcar
414.3
403.4
276.1
318.9

Arroz
37.9
31.5
20.3
14.0

Maz
166.0
94.3
87.4
171.8

Frijol
14.0
21.7
9.7
2.9

1.8
4.0
6.6
10.6
12.1
13.5
14.8
16.1
17.4
18.8
20.3
21.9

10.9
24.0
24.0
37.9
54.2
64.3
78.4
86.3
86.5
88.2
88.2
89.7

2.9
53.9
114.5
207.1
222.3
233.7
237.2
260.5
307.6
375.1
468.5
522.1

1.7
4.1
6.1
6.2
7.8
23.2
26.5
28.9
32.2
39.7
40.5
52.1

2.1
3.2
7.8
11.0
18.1
54.2
90.8
104.1
116.1
124.3
127.5
134.5

22.3
63.2
102.8
169.7
244.3
329.8
443.5
509.4
560.0
589.7
635.2
704.2

2.8
5.3
10.0
11.9
13.5
14.8
16.1
16.1
16.1
16.2
16.3
16.7

0.1
0.2
0.2
2.3
2.3
2.3
2.3
2.3
2.4
2.5
2.5
2.5

128.1
367.0
613.2
765.8
964.9
978.0
1,067.1
1,086.3
1,246.1
1,249.9
1,257.3
1,323.1

1.4
7.2
23.1
37.0
40.2
42.2
56.4
60.9
70.4
72.1
72.7
74.5

19.1
57.2
121.8
201.2
279.0
344.1
405.5
453.9
517.6
559.7
605.9
749.0

0.6
0.9
2.5
3.0
3.1
3.1
3.3
3.3
3.3
3.3
3.3
3.3

0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.1
0.9
0.9
0.9

44.1
113.3
151.9
191.6
204.0
214.4
234.0
242.1
262.1
264.8
287.4
313.5

3.1
7.4
8.8
18.2
21.5
26.6
30.2
32.2
35.0
37.9
41.1
49.6

Banano

Caf

Tabaco

Algodn

2004
2005
2006
2007

19.9
126.5
238.4
189.3

112.1
322.1
341.8
354.2

8.2
9.2
7.1
11.2

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6.9
11.5
20.9
26.7
36.4
42.7
46.9
47.5
48.1
48.2
49.7
52.2

18.6
43.6
62.1
104.4
161.2
209.7
254.5
296.5
332.5
374.6
439.9
487.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.3
20.4
20.9
76.4
85.8
98.1
101.8
115.3
118.2
122.5
127.4
127.7

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

2.2
48.2
60.1
71.2
75.5
82.5
91.5
96.9
105.4
131.6
135.1
145.8

Total
217.9
147.5
117.4
188.7

Otros
cultivos
538.3
421.8
579.4
879.3

1,312.1
1,445.0
1,574.8
2,004.0

0.5
0.8
1.1
1.1
1.2
1.7
2.3
2.7
7.6
12.0
18.5
23.1

4.3
8.1
15.0
18.3
27.1
79.1
119.6
135.7
155.9
176.0
186.5
209.7

52.0
90.2
176.2
290.6
425.5
474.4
576.5
607.2
677.2
718.8
792.6
920.4

7.6
19.4
29.1
39.5
61.5
85.7
96.3
102.1
105.5
109.3
111.9
115.2

1.6
3.6
4.5
5.2
6.1
7.2
7.6
8.0
8.8
9.5
9.9
10.3

10.6
30.2
56.7
81.7
107.8
135.1
160.3
171.0
184.7
190.9
194.5
200.0

3.1
6.8
10.5
14.8
26.8
40.0
48.3
53.7
61.6
65.3
69.4
72.3

0.1
0.7
1.0
1.5
1.8
2.3
2.9
3.4
4.1
5.2
7.5
8.3

6.3
14.9
20.3
34.5
50.1
68.9
81.4
89.3
100.7
108.4
118.0
130.2

Avicultura

Silvicultura

628.3
457.8
794.6
1,083.2

175.4
165.0
250.8
331.9

10.1
6.6
21.4
13.4

97.4
235.3
419.3
695.6
938.8
1,117.4
1,327.9
1,449.8
1,625.2
1,799.7
2,045.7
2,303.4

67.6
145.4
244.4
376.8
445.5
525.1
628.1
702.6
790.2
892.0
944.1
1,018.2

24.9
43.9
83.1
114.8
142.9
160.9
198.0
211.5
226.8
247.6
274.3
315.3

51.3
97.7
134.3
195.6
339.1
464.7
660.2
701.0
781.9
842.9
972.4
1,116.7

215.5
584.0
938.1
1,303.4
1,757.7
2,022.8
2,451.3
2,601.4
2,909.4
3,014.6
3,205.6
3,490.9

85.4
169.4
232.4
369.7
584.7
710.3
847.4
975.4
1,117.1
1,182.3
1,267.6
1,334.3

48.4
111.2
191.1
233.6
298.9
350.3
452.2
526.6
599.9
679.7
738.6
829.3

120.7
345.7
547.7
735.1
910.6
1,063.3
1,268.0
1,412.2
1,589.1
1,748.4
1,889.2
2,172.0

47.0
126.1
177.5
232.6
347.2
405.7
460.6
505.5
578.2
710.4
777.8
937.8

Total

Ganadera

TOTAL

Pesca

Total

0.6
0.7
1.1
5.5

267.2
223.6
354.3
889.1

1,081.6
853.7
1,422.2
2,323.1

2,393.7
2,298.7
2,997.0
4,327.1

0.0
6.2
6.2
9.4
9.4
9.6
10.0
10.8
13.7
15.5
16.8
18.8

0.1
0.4
0.5
0.6
0.8
0.9
1.1
1.1
1.2
1.3
1.5
1.6

9.5
20.8
35.6
76.5
119.1
170.9
189.8
206.8
228.3
249.8
255.1
266.8

102.1
216.7
369.8
578.1
717.7
867.4
1,027.0
1,132.8
1,260.2
1,406.2
1,491.8
1,620.7

199.5
452.0
789.1
1,273.7
1,656.5
1,984.8
2,354.9
2,582.6
2,885.4
3,205.9
3,537.5
3,924.1

22.4
64.8
95.3
131.7
258.8
304.7
335.5
468.4
495.1
532.6
553.7
588.7

0.6
10.0
12.8
13.3
15.3
16.9
18.3
18.6
19.2
20.0
20.4
29.7

0.3
0.3
0.3
0.5
0.6
0.7
1.0
1.1
1.3
1.6
1.6
1.6

16.8
39.7
72.3
107.6
115.5
137.6
192.9
274.5
291.6
304.7
327.9
357.8

125.5
284.2
413.1
622.8
974.9
1,170.2
1,395.1
1,738.0
1,924.3
2,041.2
2,171.2
2,312.1

341.0
868.2
1,351.2
1,926.2
2,732.6
3,193.0
3,846.4
4,339.4
4,833.7
5,055.8
5,376.8
5,803.0

29.8
60.2
102.2
134.4
270.2
346.7
386.0
414.0
549.4
586.2
621.0
656.5

1.9
4.2
7.0
8.5
11.2
13.7
15.6
16.5
19.4
20.1
22.7
26.8

0.0
0.1
0.1
0.1
0.3
0.7
0.8
1.0
1.3
1.3
1.5
1.5

6.5
26.2
42.7
70.5
87.0
98.4
119.2
126.0
137.7
143.0
154.8
164.1

85.2
216.8
329.5
446.1
715.9
865.2
982.2
1,063.0
1,286.0
1,461.0
1,577.8
1,786.7

205.9
562.5
877.2
1,181.2
1,626.5
1,928.5
2,250.2
2,475.2
2,875.1
3,209.4
3,467.0
3,958.7

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

Apicultura

Cuadro 52:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO

1/

(flujos acumulados en millones de lempiras)


Industria
Perodo

Servicios
Transp. y
Comunicaciones

Propiedad Raz

Comercio

Manufacturera

Minas y
Canteras

Total

2004
2005
2006
2007

5,358.7
6,238.6
5,286.7
6,882.9

4.6
12.6
23.5
30.6

5,363.3
6,251.2
5,310.2
6,913.5

405.5
572.9
1,131.4
1,315.6

4,495.6
5,443.9
7,457.1
12,375.0

4,901.1
6,016.8
8,588.5
13,690.6

1,618.3
2,409.9
3,749.1
6,833.2

2,331.7
3,069.5
4,873.0
8,882.2

110.3
168.6
465.3
775.1

4,060.3
5,648.0
9,087.4
16,490.5

8,055.6
10,796.2
13,603.0
17,354.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

489.3
954.8
1,592.3
2,350.5
2,736.3
3,430.8
3,940.6
4,231.7
4,662.3
5,199.9
5,628.2
6,554.8

1.2
9.1
13.2
15.9
16.4
16.6
16.6
17.6
17.9
19.0
21.9
22.7

490.5
963.9
1,605.5
2,366.4
2,752.7
3,447.4
3,957.2
4,249.3
4,680.2
5,218.9
5,650.1
6,577.5

105.8
213.6
342.7
511.7
640.2
734.2
834.9
917.9
1,003.3
1,091.4
1,172.4
1,280.9

1,243.4
2,183.1
3,354.3
4,341.4
4,904.6
5,702.8
6,226.1
6,897.1
7,393.5
8,293.2
9,003.7
9,950.8

1,349.2
2,396.7
3,697.0
4,853.1
5,544.8
6,437.0
7,061.0
7,815.0
8,396.8
9,384.6
10,176.1
11,231.7

449.2
1,130.6
1,622.6
2,597.8
3,124.8
3,732.3
4,587.0
5,088.5
5,460.3
5,801.8
6,101.8
6,407.9

742.6
1,524.0
2,214.9
3,203.1
3,836.7
4,560.4
5,303.9
5,820.7
6,394.5
6,917.5
7,311.8
8,217.4

55.5
94.4
122.5
162.7
195.0
227.4
262.0
291.2
305.1
333.5
353.5
366.0

1,247.3
2,749.0
3,960.0
5,963.6
7,156.5
8,520.1
10,152.9
11,200.4
12,159.9
13,052.8
13,767.1
14,991.3

1,611.5
3,457.1
4,836.7
7,094.8
8,460.2
10,123.0
11,483.1
12,585.4
13,857.5
14,767.4
15,725.2
16,664.3

69.2
97.3
102.9
134.5
141.8
160.0
161.1
165.3
169.4
207.8
216.5
226.9

88.1
249.5
318.6
391.9
436.2
452.1
457.0
460.1
477.6
488.3
513.0
539.4

67.6
136.6
206.1
287.2
360.7
443.2
517.1
586.3
658.3
725.8
786.7
817.5

222.5
521.6
706.8
1,347.6
1,499.2
1,718.8
1,876.8
2,083.7
2,386.3
2,592.0
2,785.0
2,993.1

2,058.9
4,462.1
6,171.1
9,256.0
10,898.1
12,897.1
14,495.1
15,880.8
17,549.1
18,781.3
20,026.4
21,241.2

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

549.9
1,258.0
1,957.9
2,785.5
4,281.2
5,653.1
7,886.4
8,507.2
9,763.0
10,654.9
11,687.8
12,596.7

0.7
26.1
28.0
34.8
54.7
55.6
65.2
78.1
85.3
92.1
161.3
168.0

550.6
1,284.1
1,985.9
2,820.3
4,335.9
5,708.7
7,951.6
8,585.3
9,848.3
10,747.0
11,849.1
12,764.7

47.9
141.2
195.0
271.2
336.6
431.8
563.7
664.8
769.2
855.7
1,020.2
1,136.4

443.9
1,334.2
2,150.7
3,246.0
4,389.3
5,506.5
6,278.5
7,346.2
8,081.2
8,716.4
9,769.8
10,562.5

491.8
1,475.4
2,345.7
3,517.2
4,725.9
5,938.3
6,842.2
8,011.0
8,850.4
9,572.1
10,790.0
11,698.9

330.3
795.2
1,575.4
1,938.6
2,354.2
2,838.0
3,367.3
3,788.2
4,347.6
4,868.1
5,349.8
5,838.1

368.6
862.3
1,396.2
1,930.2
2,572.2
3,371.4
4,027.6
4,615.4
5,179.0
5,682.9
6,438.1
7,134.6

14.6
78.2
114.4
135.6
170.3
212.4
262.5
291.5
350.7
382.5
427.6
465.4

713.5
1,735.7
3,086.0
4,004.4
5,096.7
6,421.8
7,657.4
8,695.1
9,877.3
10,933.5
12,215.5
13,438.1

758.0
1,812.3
2,661.6
3,786.1
4,896.5
5,856.2
7,006.0
8,002.6
9,077.7
10,216.2
11,352.2
12,472.9

11.2
39.4
61.8
64.7
78.1
99.9
158.5
205.7
208.4
242.0
249.0
255.7

80.6
128.9
167.6
191.0
229.9
305.8
362.0
388.5
464.7
503.5
606.5
697.5

17.0
23.3
38.8
49.0
59.5
219.2
231.1
264.9
298.0
327.4
374.4
415.7

116.1
438.5
627.2
833.9
1,285.5
1,635.5
2,016.3
2,227.0
2,400.0
2,582.4
2,700.3
2,941.2

982.9
2,442.4
3,557.0
4,924.7
6,549.5
8,116.6
9,773.9
11,088.7
12,448.8
13,871.5
15,282.4
16,783.0

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
p/
Dic

518.5
1,089.9
2,054.7
2,769.0
3,961.7
4,571.7
5,033.7
5,786.1
6,544.1
7,134.5
7,698.8
8,538.4

1.3
8.8
10.8
14.9
16.1
26.7
28.9
30.4
35.3
39.5
64.6
68.1

519.8
1,098.7
2,065.5
2,783.9
3,977.8
4,598.4
5,062.6
5,816.5
6,579.4
7,174.0
7,763.4
8,606.5

52.6
154.4
236.5
282.2
350.3
438.4
484.5
580.1
655.8
749.5
826.9
1,072.2

378.6
1,063.3
1,704.5
2,265.2
2,866.5
3,525.3
3,957.5
4,509.8
5,051.9
5,923.9
6,569.9
7,338.3

431.2
1,217.7
1,941.0
2,547.4
3,216.8
3,963.7
4,442.0
5,089.9
5,707.7
6,673.4
7,396.8
8,410.5

288.1
651.3
1,146.5
1,448.9
1,800.8
2,229.3
2,708.3
3,019.0
3,347.1
3,767.3
4,254.5
4,650.8

634.1
1,218.9
2,117.4
2,829.5
3,612.6
4,306.4
4,862.2
5,315.8
6,357.1
6,847.1
8,041.7
9,611.4

26.7
52.5
97.3
123.2
149.4
182.1
192.2
233.8
255.8
289.0
328.8
434.6

948.9
1,922.7
3,361.2
4,401.6
5,562.8
6,717.8
7,762.7
8,568.6
9,960.0
10,903.4
12,625.0
14,696.8

910.4
1,798.7
2,836.2
3,716.0
4,724.7
5,704.1
6,553.6
7,963.4
8,954.5
10,013.3
11,372.7
12,676.7

6.9
7.4
15.8
17.4
23.1
25.8
43.9
47.4
56.8
57.6
58.6
77.5

158.7
222.2
248.9
271.2
339.9
374.9
438.6
489.7
558.2
676.7
701.5
882.8

19.4
45.8
74.6
127.4
176.5
205.3
235.2
368.5
401.9
449.5
507.1
573.2

205.4
397.1
873.8
1,019.7
1,338.1
1,725.3
1,950.6
2,157.2
2,575.5
2,823.3
3,152.1
3,469.7

1,300.8
2,471.2
4,049.3
5,151.7
6,602.3
8,035.4
9,221.9
11,026.2
12,546.9
14,020.4
15,792.0
17,679.9

Varios

Total

Construccin

Compra-venta

Liberacin
Gravmenes

Total

Interno

Fuente: Comisin Nacional de Bancos y Seguros.


1/

Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

Exportacin
Centroamrica
Otros Pases
143.9
212.7
82.3
262.0
227.5
94.0
387.5
308.2

Importacin
Centroamrica
Otros Pases
525.3
719.1
667.5
1,373.1
870.3
1,970.4
893.3
2,938.5

Total
9,656.6
13,181.1
16,765.2
21,882.1

Cuadro 53:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Industria

Servicios

Comercio

Consumo

Otros

Total

2004
2005
2006
2007

Perodo

Agropecuario
525.2
643.6
900.4
1,144.3

3,986.4
5,741.4
6,067.6
7,115.4

1,850.5
2,552.1
4,219.9
3,263.9

Propiedad Raz
1,519.7
1,502.4
3,160.3
2,836.4

7,113.0
5,508.0
8,952.1
10,331.0

2,003.6
4,741.0
5,119.0
5,784.0

0.0
0.0
0.0
0.0

16,998.4
20,688.5
28,419.3
30,475.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

73.0
323.1
558.4
720.4
751.7
844.6
866.0
931.7
1,157.0
1,210.0
1,425.9
1,602.4

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,418.5
6,195.7
6,544.3
7,399.0
7,983.9

353.9
645.4
845.1
1,294.2
1,562.1
1,825.4
2,108.3
2,385.1
2,460.7
2,770.0
3,033.8
3,311.3

199.5
372.9
877.5
1,170.3
1,606.5
1,839.2
2,012.6
2,229.6
2,672.1
2,801.3
2,995.4
3,159.1

1,375.5
3,033.0
4,436.7
6,384.1
7,250.5
8,190.7
8,802.3
9,372.3
10,336.7
10,842.7
11,210.2
12,185.2

519.4
1,608.8
2,564.6
3,786.6
4,882.3
6,494.5
7,880.3
9,335.7
9,998.2
11,450.6
12,736.8
14,069.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1

3,080.1
7,161.6
11,159.6
16,343.9
19,647.0
23,504.3
26,554.8
29,672.9
32,820.4
35,618.9
38,801.2
42,311.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

260.3
579.0
663.8
710.6
775.7
794.4
811.4
818.9
977.4
982.2
1,032.1
1,169.3

485.7
1,287.9
2,098.9
3,032.4
3,532.6
4,487.2
5,041.7
5,423.7
6,199.0
6,809.3
7,233.5
8,072.9

82.8
266.0
406.0
663.4
778.2
1,095.9
1,347.8
1,400.9
1,482.2
2,035.0
2,168.3
2,330.6

337.1
1,294.9
1,477.9
1,831.9
2,032.4
2,274.9
2,495.8
2,649.7
2,831.7
2,869.2
3,095.8
3,394.8

1,020.1
2,166.4
3,340.1
3,989.6
4,694.6
5,375.7
5,755.7
6,212.4
6,537.7
6,944.8
7,706.0
9,418.7

1,282.8
1,970.9
2,727.9
3,578.5
4,475.8
5,266.3
6,070.6
7,160.5
8,719.5
9,898.3
10,818.2
11,598.1

0.0
1.0
1.1
4.1
4.1
4.2
5.0
5.0
6.1
6.1
6.1
7.4

3,468.8
7,566.1
10,715.7
13,810.5
16,293.4
19,298.6
21,528.0
23,671.1
26,753.6
29,544.9
32,060.0
35,991.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

116.6
227.1
242.0
273.5
448.1
498.4
687.6
831.0
900.0
918.5
1,299.6
1,586.9

430.1
1,122.0
1,968.8
2,805.9
3,501.3
4,166.5
5,118.3
6,036.9
6,694.8
7,436.3
8,312.4
9,520.6

575.9
737.6
1,213.4
1,545.8
1,657.2
1,843.7
2,042.3
2,221.9
2,674.6
3,156.5
3,458.6
3,751.5

256.3
476.2
799.0
1,220.0
1,752.0
2,238.3
2,543.3
4,056.2
4,544.7
5,151.8
5,644.9
6,317.5

2,370.4
3,901.0
4,970.4
5,605.0
6,660.3
7,324.8
7,948.4
9,237.7
9,859.1
10,688.3
12,483.3
14,682.0

876.8
1,698.2
2,536.5
3,325.7
4,238.0
5,417.4
6,444.4
7,453.6
8,525.0
9,705.8
11,393.2
13,598.3

0.0
0.0
2.0
2.0
2.0
2.0
2.2
2.2
4.4
4.4
4.4
4.5

4,626.1
8,162.1
11,732.1
14,777.9
18,258.9
21,491.1
24,786.5
29,839.5
33,202.6
37,061.6
42,596.4
49,461.3

Fuente: Comisin Nacional de Bancos y Seguros.


Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades
Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

1/

Cuadro 54:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO AGROPECUARIO 1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo
Banano

Caf

2004
2005
2006
2007

0.0
0.3
77.0
37.3

54.4
212.2
81.9
106.4

0.0
0.0
0.6
1.3

10.6
8.6
9.0
47.1

Caa de
azcar
179.8
133.5
158.1
151.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.0
0.0
0.0
0.0
1.3
1.3
1.3
3.8
3.8
5.6
6.6
6.6

19.6
67.1
201.7
232.3
232.3
232.3
243.6
243.6
244.1
247.7
250.1
277.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.3
0.3
1.4
2.5
14.7
14.7
14.7
14.7
14.7

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.0
0.0
0.0
0.0
2.5
2.5
2.5
2.5
2.5
2.5
2.5
2.5

28.7
68.6
83.1
88.0
115.9
115.9
130.9
130.9
130.9
130.9
132.4
132.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.5

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

20.1
20.1
20.1
21.4
24.3
24.3
24.3
27.2
27.4
27.4
27.4
27.4

31.2
138.5
139.0
166.9
166.9
167.2
168.7
226.7
226.8
236.3
545.4
657.6

1.1
2.3
3.5
3.7
3.8
3.8
3.8
3.8
3.8
4.1
4.8
5.2

Tabaco

Otros
Granos

Arroz
7.1
3.7
0.0
0.0

Maz
0.0
0.7
0.8
20.8

Frijol
0.0
0.0
0.0
3.8

Total
7.1
4.4
0.8
24.6

Otros
cultivos
184.5
154.7
352.9
552.6

37.8
213.5
289.1
365.1
365.1
365.1
365.1
387.9
574.2
574.2
574.2
574.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.6

83.1
198.3
217.2
236.1
236.1
252.6
252.6
252.6
392.4
392.4
405.0
462.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.4
0.4
0.4
0.8
0.8

0.0
0.0
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

14.2
14.2
14.2
14.2
14.2
59.5
200.6
219.5
257.3
257.3
295.5
295.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.3
0.3
0.3
0.3
0.3

0.0
0.0
0.0
0.0
2.8
2.8
2.8
3.5
3.5
3.5
3.5
4.6

Algodn

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

TOTAL

436.4
513.7
680.3
920.9

0.0
14.4
8.3
1.1

37.9
0.9
2.2
146.1

0.0
56.7
85.0
0.0

0.0
1.2
0.0
0.0

50.9
56.7
124.6
76.2

88.8
129.9
220.1
223.4

525.2
643.6
900.4
1,144.3

15.6
25.3
47.3
99.3
99.3
121.4
121.4
135.0
173.5
220.3
224.9
370.5

73.0
305.9
538.1
697.0
698.3
721.5
733.9
785.0
1,010.3
1,062.5
1,108.3
1,281.7

0.0
0.0
0.1
2.6
24.0
39.6
43.4
43.4
43.4
44.2
44.2
44.5

0.0
2.1
2.1
2.2
2.3
2.3
2.3
2.3
2.3
2.3
172.4
172.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
15.1
18.1
18.6
27.1
81.2
86.4
101.0
101.0
101.0
101.0
101.0

0.0
17.2
20.3
23.4
53.4
123.1
132.1
146.7
146.7
147.5
317.6
320.7

73.0
323.1
558.4
720.4
751.7
844.6
866.0
931.7
1,157.0
1,210.0
1,425.9
1,602.4

0.0
0.0
3.8
3.8
3.8
3.8
3.8
4.2
4.2
4.2
4.6
4.6

70.6
169.8
215.6
230.4
264.5
264.6
265.4
265.8
284.0
288.8
292.2
366.0

182.4
436.7
519.7
558.3
622.8
639.4
655.2
656.0
814.0
818.8
837.0
974.2

0.8
1.9
1.9
7.0
7.6
7.6
7.6
9.9
10.4
10.4
10.4
10.4

75.6
137.0
137.0
137.0
137.0
137.0
138.2
138.9
138.9
138.9
138.9
138.9

0.0
0.3
1.2
1.2
1.2
1.2
1.2
1.3
1.3
1.3
1.3
1.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

1.5
3.1
4.0
7.1
7.1
9.2
9.2
12.8
12.8
12.8
44.5
44.5

77.9
142.3
144.1
152.3
152.9
155.0
156.2
162.9
163.4
163.4
195.1
195.1

260.3
579.0
663.8
710.6
775.7
794.4
811.4
818.9
977.4
982.2
1,032.1
1,169.3

0.0
0.0
0.0
0.0
2.8
2.8
3.1
3.8
3.8
3.8
3.8
4.9

48.6
50.6
63.8
65.8
234.6
236.9
242.1
271.9
278.5
285.2
316.7
490.3

115.2
225.7
240.6
272.0
446.6
494.5
642.6
752.9
797.6
814.1
1,193.6
1,480.9

0.0
0.0
0.0
0.0
0.0
0.0
37.8
70.9
71.3
71.3
72.2
72.2

1.4
1.4
1.4
1.4
1.4
1.4
4.7
4.7
5.3
5.4
6.1
6.1

0.0
0.0
0.0
0.1
0.1
0.2
0.2
0.2
9.7
11.6
11.6
11.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
2.3
2.3
2.3
16.1
16.1
16.1
16.1

1.4
1.4
1.4
1.5
1.5
3.9
45.0
78.1
102.4
104.4
106.0
106.0

116.6
227.1
242.0
273.5
448.1
498.4
687.6
831.0
900.0
918.5
1,299.6
1,586.9

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

Cuadro 55:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE LAS OTRAS SOCIEDADES DE DEPSITO AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(flujos acumulados en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras
0.1
0.0
0.4
0.0

Servicios
Total
3,986.4
5,741.4
6,067.6
7,115.4

Transp. y
Comunicaciones
98.0
123.9
214.3
135.4

Total

Interno

630.3
643.5
1,319.5
1,293.3

Propiedad Raz
Liberacin
Gravmenes
864.9
24.5
764.3
94.6
1,673.6
167.2
1,470.3
72.8

1,519.7
1,502.4
3,160.3
2,836.4

2,347.1
1,432.0
3,261.3
3,917.8

Varios

Total

Construccin

1,752.5
2,428.2
4,005.6
3,128.5

1,850.5
2,552.1
4,219.9
3,263.9

Compra-venta

Comercio
Exportacin
Importacin
Centroamrica
Otros Pases
Centroamrica
Otros Pases
2,109.4
1,738.3
236.2
682.0
898.2
1,527.7
211.8
1,438.3
1,660.1
1,979.2
107.0
1,944.5
2,154.8
2,427.2
301.9
1,529.3

Total

2004
2005
2006
2007

3,986.3
5,741.4
6,067.2
7,115.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,418.5
6,195.7
6,544.3
7,399.0
7,983.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,418.5
6,195.7
6,544.3
7,399.0
7,983.9

1.5
2.1
9.2
11.8
11.9
13.3
15.5
25.2
28.7
30.5
53.3
56.2

352.4
643.3
835.9
1,282.4
1,550.2
1,812.1
2,092.8
2,359.9
2,432.0
2,739.5
2,980.5
3,255.1

353.9
645.4
845.1
1,294.2
1,562.1
1,825.4
2,108.3
2,385.1
2,460.7
2,770.0
3,033.8
3,311.3

83.6
188.0
375.2
540.3
810.2
943.2
1,033.0
1,089.3
1,320.3
1,388.2
1,444.4
1,515.1

115.1
183.2
492.0
617.0
783.3
883.0
962.5
1,123.2
1,334.7
1,394.1
1,532.0
1,625.0

0.8
1.7
10.3
13.0
13.0
13.0
17.1
17.1
17.1
19.0
19.0
19.0

199.5
372.9
877.5
1,170.3
1,606.5
1,839.2
2,012.6
2,229.6
2,672.1
2,801.3
2,995.4
3,159.1

582.6
958.3
1,634.3
2,666.1
3,130.6
3,468.5
3,765.2
4,119.9
4,560.9
4,787.5
4,900.2
5,322.5

261.3
629.1
923.2
1,524.3
1,649.0
1,753.1
1,777.9
1,811.8
2,021.5
2,071.4
2,084.0
2,248.2

332.6
1,072.1
1,376.0
1,586.5
1,768.0
2,019.2
2,112.7
2,209.9
2,315.2
2,425.6
2,568.4
2,847.4

4.1
19.5
21.1
21.8
23.0
65.1
69.7
72.2
76.9
78.9
83.4
86.8

194.9
354.0
482.1
585.4
679.9
884.8
1,076.8
1,158.5
1,362.2
1,479.3
1,574.2
1,680.3

1,375.5
3,033.0
4,436.7
6,384.1
7,250.5
8,190.7
8,802.3
9,372.3
10,336.7
10,842.7
11,210.2
12,185.2

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

485.7
1,287.9
2,098.9
3,032.3
3,532.5
4,486.6
5,041.1
5,423.0
6,198.3
6,808.6
7,232.8
8,071.7

0.0
0.0
0.0
0.1
0.1
0.6
0.6
0.7
0.7
0.7
0.7
1.2

485.7
1,287.9
2,098.9
3,032.4
3,532.6
4,487.2
5,041.7
5,423.7
6,199.0
6,809.3
7,233.5
8,072.9

4.1
10.6
25.2
29.8
35.6
36.4
36.9
64.8
65.1
76.7
106.8
114.3

78.7
255.4
380.8
633.6
742.6
1,059.5
1,310.9
1,336.1
1,417.1
1,958.3
2,061.5
2,216.3

82.8
266.0
406.0
663.4
778.2
1,095.9
1,347.8
1,400.9
1,482.2
2,035.0
2,168.3
2,330.6

278.5
802.2
880.8
1,025.9
1,041.5
1,104.9
1,273.2
1,340.8
1,401.7
1,414.5
1,553.6
1,686.0

58.6
492.7
595.9
804.8
989.7
1,161.0
1,210.1
1,287.8
1,398.2
1,421.3
1,508.8
1,675.4

0.0
0.0
1.2
1.2
1.2
9.0
12.5
21.1
31.8
33.4
33.4
33.4

337.1
1,294.9
1,477.9
1,831.9
2,032.4
2,274.9
2,495.8
2,649.7
2,831.7
2,869.2
3,095.8
3,394.8

141.4
257.6
499.3
636.7
746.0
899.2
1,051.8
1,163.5
1,270.4
1,452.2
1,657.9
1,909.7

259.5
313.8
642.9
879.1
1,059.9
1,142.1
1,208.2
1,208.2
1,226.2
1,286.4
1,309.8
1,751.7

477.3
1,065.0
1,394.0
1,592.2
1,773.0
2,081.0
2,194.6
2,267.3
2,406.9
2,473.0
2,635.5
3,583.4

5.7
9.5
9.5
9.5
17.5
23.0
28.6
28.7
33.7
36.2
39.8
44.1

136.2
520.5
794.4
872.1
1,098.2
1,230.4
1,272.5
1,544.7
1,600.5
1,697.0
2,063.0
2,129.8

1,020.1
2,166.4
3,340.1
3,989.6
4,694.6
5,375.7
5,755.7
6,212.4
6,537.7
6,944.8
7,706.0
9,418.7

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

429.5
1,121.4
1,968.2
2,804.6
3,500.0
4,165.2
5,117.0
6,026.2
6,684.1
7,425.6
8,292.3
9,498.6

0.6
0.6
0.6
1.3
1.3
1.3
1.3
10.7
10.7
10.7
20.1
22.0

430.1
1,122.0
1,968.8
2,805.9
3,501.3
4,166.5
5,118.3
6,036.9
6,694.8
7,436.3
8,312.4
9,520.6

2.8
48.3
70.9
76.1
80.6
81.1
165.7
173.5
385.3
392.9
461.7
477.5

573.1
689.3
1,142.5
1,469.7
1,576.6
1,762.6
1,876.6
2,048.4
2,289.3
2,763.6
2,996.9
3,274.0

575.9
737.6
1,213.4
1,545.8
1,657.2
1,843.7
2,042.3
2,221.9
2,674.6
3,156.5
3,458.6
3,751.5

12.1
134.4
155.6
293.2
382.4
654.3
735.0
1,201.9
1,473.4
1,548.4
1,802.8
1,865.6

240.6
338.2
639.6
919.8
1,350.3
1,563.2
1,787.0
2,828.8
3,044.9
3,575.2
3,812.7
4,412.0

3.6
3.6
3.8
7.0
19.3
20.8
21.3
25.5
26.4
29.4
29.4
39.9

256.3
476.2
799.0
1,220.0
1,752.0
2,238.3
2,543.3
4,056.2
4,544.7
5,153.0
5,644.9
6,317.5

1,296.4
1,871.1
2,088.7
2,183.3
2,658.8
2,901.8
3,286.5
3,973.3
4,143.2
4,615.3
4,965.9
5,302.0

313.8
618.3
899.8
1,010.2
1,108.9
1,135.7
1,143.8
1,145.7
1,156.9
1,185.4
1,511.2
2,248.2

682.7
1,198.4
1,628.3
1,796.7
2,120.8
2,386.2
2,455.9
2,792.1
2,887.0
3,087.1
3,475.1
4,218.2

6.7
16.3
31.2
69.9
90.8
104.2
143.3
184.3
241.3
247.7
296.9
424.3

70.8
196.9
322.4
544.9
681.0
796.9
918.9
1,142.3
1,430.7
1,632.3
2,234.2
2,489.3

2,370.4
3,901.0
4,970.4
5,605.0
6,660.3
7,324.8
7,948.4
9,237.7
9,859.1
10,767.8
12,483.3
14,682.0

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin de Bancos Comerciales, Bancos de Desarrollo, Asociaciones de Ahorro y Prstamo y Sociedades Financieras, excluye a las Cooperativas de Ahorro y Crdito por no disponer de datos estadsticos.

7,113.0
5,508.0
8,952.1
10,331.0

Cuadro 56:

PRSTAMOS NUEVOS DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Perodo

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

2004
2005
2006
2007

2,687.3
2,742.0
3,539.4
5,094.3

9,329.2
11,969.7
11,339.5
13,994.5

6,130.8
7,808.0
12,044.1
16,821.5

4,921.9
6,644.2
11,904.3
18,893.5

16,026.6
17,700.4
24,714.2
30,661.5

8,949.9
16,511.4
21,928.9
28,255.3

0.6
0.0
10.4
50.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

260.7
748.3
1,300.2
1,913.2
2,288.0
2,630.9
2,953.7
3,191.0
3,658.9
3,971.8
4,450.4
4,955.3

1,043.8
2,134.4
3,472.1
5,336.3
6,326.5
7,734.0
8,816.3
9,613.8
10,826.6
11,682.9
12,943.0
14,415.8

1,697.5
3,018.4
4,511.9
6,108.1
7,063.5
8,211.7
9,092.0
10,096.6
10,754.9
12,034.3
13,065.9
14,385.2

1,405.7
3,052.0
4,752.9
7,026.5
8,619.6
10,189.3
11,967.3
13,195.2
14,584.5
15,576.6
16,461.4
17,820.9

3,327.7
7,312.3
10,346.4
15,291.5
17,722.9
20,557.1
22,657.6
24,483.8
27,002.8
28,603.3
30,108.6
32,216.5

2,649.3
6,904.4
10,654.9
14,436.0
18,721.4
24,761.7
29,832.3
35,634.5
39,780.1
46,472.7
53,625.7
59,764.1

0.0
0.0
0.0
0.0
0.0
0.0
0.9
4.8
13.7
21.9
24.9
32.8

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

564.2
1,364.3
1,880.7
2,447.9
3,217.5
3,577.5
4,142.1
4,594.0
5,211.1
5,407.0
5,751.2
6,284.1

1,011.0
2,522.3
4,006.4
5,749.9
7,716.4
10,012.7
12,776.8
13,763.6
15,775.0
17,250.4
18,741.6
20,468.8

563.8
1,714.3
2,707.0
4,123.0
5,415.5
6,921.3
8,055.3
9,258.6
10,151.5
11,402.3
12,731.0
13,782.9

1,019.1
2,953.6
4,443.2
5,680.2
6,947.2
8,476.6
9,882.3
11,020.8
12,328.5
13,389.9
14,842.9
16,322.7

1,956.1
4,509.6
6,745.5
8,729.4
10,996.6
13,158.1
15,085.5
16,790.1
18,405.5
20,136.1
22,247.7
25,379.0

5,832.1
8,720.2
12,683.9
16,807.2
21,729.6
27,655.3
31,605.6
37,321.8
44,798.5
50,147.1
55,109.4
61,068.4

0.5
9.9
17.0
34.7
45.7
50.2
57.8
67.0
76.7
82.0
91.8
96.7

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

293.4
715.5
996.9
1,291.4
1,862.1
2,160.0
2,632.2
2,963.6
3,368.4
3,649.4
4,231.1
4,926.7

928.4
2,181.0
3,967.7
5,507.7
7,375.6
8,634.1
10,028.0
11,677.4
13,067.8
14,369.8
15,790.5
17,805.6

987.0
1,917.9
3,086.9
4,017.0
4,775.9
5,683.1
6,347.8
7,149.2
8,194.8
9,616.0
10,613.3
11,892.9

1,166.2
2,319.3
4,014.8
5,438.5
7,106.0
8,706.7
10,035.4
12,325.9
14,173.8
15,697.8
17,879.5
20,593.3

3,605.0
6,229.6
8,792.4
10,469.7
12,887.3
14,880.8
16,604.1
19,325.9
21,372.8
23,646.5
27,041.3
31,027.3

4,946.2
9,975.6
15,467.2
20,428.0
26,144.6
32,045.7
37,903.9
44,716.1
51,177.5
58,690.4
66,725.5
78,537.5

4.2
9.7
21.1
22.8
25.9
32.3
33.8
39.1
52.2
58.4
60.1
66.5

Fuente: Comisin Nacional de Bancos y Seguros.


Comprende informacin en moneda nacional y extranjera.

1/

Otros

Total
48,046.3
63,375.7
85,480.8
113,770.6

10,384.7
23,169.8
35,038.4
50,111.6
60,741.9
74,084.7
85,320.1
96,219.7
106,621.5
118,363.5
130,679.9
143,590.6

10,946.8
21,794.2
32,483.7
43,572.3
56,068.5
69,851.7
81,605.4
92,815.9
106,746.8
117,814.8
129,515.6
143,402.6

11,930.4
23,348.6
36,347.0
47,175.1
60,177.4
72,142.7
83,585.2
98,197.2
111,407.3
125,728.3
142,341.3
164,849.8

Cuadro 57:

PRSTAMOS NUEVOS DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO 1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo
Banano

Caf

Tabaco

Maz
91.3
42.1
46.4
174.0

Frijol
2.6
6.1
3.4
5.7

Total
110.7
73.3
59.3
188.4

40.6
267.2
403.4
571.9
587.0
598.3
601.7
647.6
880.8
947.7
1,040.8
1,094.2

1.4
3.8
5.7
5.8
7.0
21.3
23.8
24.0
27.0
33.2
33.5
42.0

2.0
3.0
7.3
10.4
17.1
22.1
27.0
30.6
31.9
33.1
71.3
73.8

0.5
0.7
1.0
1.0
1.1
1.4
1.7
1.8
2.0
2.5
3.6
3.7

3.9
7.5
14.0
17.2
25.2
44.8
52.5
56.4
60.9
68.8
108.4
119.5

66.3
111.5
215.8
377.4
508.0
571.8
670.1
706.4
804.8
880.8
924.5
1,185.3

168.2
533.8
942.3
1,365.4
1,591.9
1,743.6
1,922.7
2,064.5
2,429.4
2,624.0
2,865.7
3,266.1

58.1
126.7
216.0
333.6
404.7
480.0
562.2
612.7
679.8
755.6
790.4
843.4

24.9
45.8
84.9
116.0
144.1
162.1
199.1
212.4
227.5
247.8
443.9
484.3

0.0
6.2
6.2
9.3
9.3
9.5
9.9
10.7
13.2
13.9
14.6
18.6

0.0
0.2
0.2
0.2
0.3
0.4
0.6
0.6
0.7
0.8
0.9
0.9

9.5
35.6
50.6
88.7
137.7
235.3
259.2
290.1
308.3
329.7
334.9
342.0

92.5
214.5
357.9
547.8
696.1
887.3
1,031.0
1,126.5
1,229.5
1,347.8
1,584.7
1,689.2

260.7
748.3
1,300.2
1,913.2
2,288.0
2,630.9
2,953.7
3,191.0
3,658.9
3,971.8
4,450.4
4,955.3

0.0
0.0
0.0
2.1
2.1
2.1
2.1
2.1
2.2
2.3
2.3
7.9

211.1
565.1
830.1
1,001.4
1,200.4
1,229.7
1,318.3
1,337.5
1,637.1
1,640.8
1,660.8
1,783.9

0.7
5.5
20.9
34.1
36.0
37.0
39.3
41.1
47.8
48.8
49.0
49.3

2.5
8.6
11.3
13.7
19.6
27.6
31.8
34.1
35.5
38.5
40.3
43.0

0.9
2.0
5.9
6.0
6.2
6.3
6.3
6.4
6.6
6.8
6.8
6.8

4.1
16.1
38.1
53.8
61.8
70.9
77.4
81.6
89.9
94.1
96.1
99.1

110.2
244.2
315.9
379.6
540.0
636.6
804.3
833.5
922.1
973.9
1,094.5
1,295.9

376.4
973.6
1,379.4
1,748.7
2,209.3
2,419.5
2,803.4
2,924.9
3,369.4
3,457.6
3,647.9
4,046.6

71.7
138.9
183.1
307.6
481.8
567.2
664.0
776.9
910.4
967.9
1,046.5
1,108.5

97.8
200.3
230.1
266.3
392.8
437.3
468.5
602.0
628.0
665.4
686.4
721.0

0.0
9.2
12.3
12.3
13.1
13.6
14.5
14.6
14.6
14.6
14.6
23.5

0.3
0.3
0.3
0.4
0.4
0.4
0.6
0.7
0.8
1.1
1.1
1.1

18.0
42.0
75.5
112.6
120.1
139.5
191.1
274.9
287.9
300.4
354.7
383.4

187.8
390.7
501.3
699.2
1,008.2
1,158.0
1,338.7
1,669.1
1,841.7
1,949.4
2,103.3
2,237.5

564.2
1,364.3
1,880.7
2,447.9
3,217.5
3,577.5
4,142.1
4,594.0
5,211.1
5,407.0
5,751.2
6,284.1

0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.1
0.9
0.9
0.9

58.2
127.0
165.5
205.1
217.2
272.8
433.5
460.2
518.0
520.6
581.3
607.2

3.0
7.2
8.2
17.3
20.1
24.1
27.4
29.1
30.3
31.3
31.3
37.7

2.3
4.9
7.2
9.1
16.8
21.1
27.0
31.0
33.6
36.0
38.8
40.9

0.1
0.5
0.6
0.8
3.7
3.9
4.2
5.1
5.2
5.4
7.2
8.5

5.4
12.6
16.0
27.2
40.6
49.1
58.6
65.2
69.1
72.7
77.3
87.1

79.1
120.4
191.6
223.3
444.5
481.6
576.0
666.0
726.1
782.8
853.7
1,091.4

214.0
512.2
692.5
879.1
1,194.6
1,350.4
1,671.2
1,898.6
2,075.1
2,201.8
2,687.8
3,213.9

41.3
113.8
157.3
204.4
309.7
361.2
448.4
517.6
578.4
690.7
738.4
866.8

30.9
61.1
103.0
135.0
269.2
345.2
387.7
415.3
551.0
587.4
622.6
651.5

1.2
3.2
5.8
7.2
9.5
11.7
13.3
13.7
25.0
26.9
27.9
30.9

0.0
0.1
0.1
0.1
0.3
0.6
0.7
0.8
1.0
1.0
1.2
1.2

6.0
25.1
38.2
65.6
78.8
90.9
110.9
117.6
137.9
141.6
153.2
162.4

79.4
203.3
304.4
412.3
667.5
809.6
961.0
1,065.0
1,293.3
1,447.6
1,543.3
1,712.8

293.4
715.5
996.9
1,291.4
1,862.1
2,160.0
2,632.2
2,963.6
3,368.4
3,649.4
4,231.1
4,926.7

19.9
126.7
315.4
226.5

151.7
501.2
373.8
402.0

8.2
9.2
7.7
12.5

12.0
23.1
23.6
109.5

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6.9
11.5
20.9
26.7
37.7
44.0
48.2
51.1
51.4
53.2
55.6
57.3

37.8
108.1
257.6
323.4
367.4
405.5
454.5
485.9
513.1
552.4
613.8
684.2

1.8
4.0
6.6
10.6
12.1
13.5
14.8
16.1
17.4
18.8
20.3
21.9

10.9
24.0
24.0
38.2
54.5
65.7
80.9
101.0
101.0
102.3
102.3
103.7

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.3
20.1
20.2
75.6
87.4
99.5
103.1
116.6
119.4
123.6
128.4
128.6

47.9
122.8
167.2
226.4
306.2
368.0
484.2
539.6
584.7
608.8
651.3
716.1

2.8
5.3
7.9
9.8
11.4
12.7
14.0
14.0
14.0
14.1
14.5
15.1

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

22.2
62.0
73.8
86.2
93.3
100.2
109.2
117.4
126.0
152.1
155.4
165.2

47.4
187.0
239.6
330.6
392.1
439.8
486.7
582.6
628.7
665.3
1,011.1
1,253.6

1.7
3.2
6.0
6.7
6.9
6.9
7.1
7.1
7.1
7.4
8.1
8.5

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera.

TOTAL

Arroz
16.8
25.1
9.5
8.7

2004
2005
2006
2007

Caa de
azcar
594.1
536.5
433.3
469.8

Otros
Otros
cultivos
694.6
564.4
905.0
1,399.7

Algodn

Granos

Ganadera

Avicultura

Silvicultura

Pesca

Total

1,591.2
1,834.4
2,118.1
2,808.4

567.6
409.1
594.8
841.0

213.1
163.7
251.2
476.0

10.1
63.3
106.3
13.4

0.6
1.9
0.9
3.9

304.7
269.6
468.1
951.6

1,096.1
907.6
1,421.3
2,285.9

2,687.3
2,742.0
3,539.4
5,094.3

Total

Apicultura

Cuadro 58:

PRSTAMOS NUEVOS DE BANCOS COMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(flujos acumulados en millones de lempiras)


Perodo

Manufacturera

Industria
Minas y
Canteras
4.6
12.6
21.1
24.9

Total
9,329.2
11,969.7
11,339.5
13,994.5

Servicios
Transp. y
Varios
Comunicaciones
491.5
5,639.3
670.9
7,137.1
1,308.2
10,735.9
1,383.1
15,438.4

2004
2005
2006
2007

9,324.6
11,957.1
11,318.4
13,969.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,042.6
2,125.3
3,458.9
5,320.4
6,310.1
7,717.4
8,799.7
9,596.7
10,809.5
11,665.4
12,923.3
14,395.9

1.2
9.1
13.2
15.9
16.4
16.6
16.6
17.1
17.1
17.5
19.7
19.9

1,043.8
2,134.4
3,472.1
5,336.3
6,326.5
7,734.0
8,816.3
9,613.8
10,826.6
11,682.9
12,943.0
14,415.8

104.7
200.0
333.4
498.7
626.4
718.4
810.7
891.3
977.0
1,062.1
1,154.2
1,258.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,010.9
2,497.4
3,980.3
5,717.7
7,665.1
9,961.0
12,716.0
13,690.7
15,695.7
17,166.7
18,589.3
20,310.4

0.1
24.9
26.1
32.2
51.3
51.7
60.8
72.9
79.3
83.7
152.3
158.4

1,011.0
2,522.3
4,006.4
5,749.9
7,716.4
10,012.7
12,776.8
13,763.6
15,775.0
17,250.4
18,741.6
20,468.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

927.6
2,173.0
3,958.0
5,494.3
7,361.4
8,609.5
10,002.0
11,650.3
13,038.1
14,336.3
15,732.8
17,745.3

0.8
8.0
9.7
13.4
14.2
24.6
26.0
27.1
29.7
33.5
57.7
60.3

928.4
2,181.0
3,967.7
5,507.7
7,375.6
8,634.1
10,028.0
11,677.4
13,067.8
14,369.8
15,790.5
17,805.6

Fuente: Comisin Nacional de Bancos y Seguros.


1/
Comprende informacin en moneda nacional y extranjera.

Total

Propiedad Raz
Liberacin
Gravmenes
2,748.5
115.5
3,529.3
238.2
6,360.2
610.2
10,173.9
823.0

Construccin Compra-venta

Total

Interno

4,921.9
6,644.2
11,904.3
18,893.5

9,964.1
11,660.4
16,482.1
20,431.4

Comercio
Exportacin
Importacin
Centroamrica
Otros Pases
Centroamrica
Otros Pases
2,253.3
1,951.0
465.0
1,393.2
980.5
1,789.7
477.9
2,791.9
1,887.6
2,073.2
367.4
3,903.9
2,541.5
2,735.3
494.5
4,458.8

Total

6,130.8
7,808.0
12,044.1
16,821.5

2,057.9
2,876.7
4,933.9
7,896.6

16,026.6
17,700.4
24,714.2
30,661.5

1,592.8
2,818.4
4,178.5
5,609.4
6,437.1
7,493.3
8,281.3
9,205.3
9,777.9
10,972.2
11,911.7
13,126.8

1,697.5
3,018.4
4,511.9
6,108.1
7,063.5
8,211.7
9,092.0
10,096.6
10,754.9
12,034.3
13,065.9
14,385.2

508.9
1,278.4
1,950.7
3,077.7
3,854.6
4,581.9
5,511.3
6,054.4
6,650.3
7,046.7
7,392.2
7,755.8

841.9
1,679.3
2,673.0
3,778.4
4,562.7
5,374.1
6,185.8
6,843.1
7,622.6
8,188.4
8,709.5
9,693.3

54.9
94.3
129.2
170.4
202.3
233.3
270.2
297.7
311.6
341.5
359.7
371.8

1,405.7
3,052.0
4,752.9
7,026.5
8,619.6
10,189.3
11,967.3
13,195.2
14,584.5
15,576.6
16,461.4
17,820.9

2,142.8
4,325.8
6,353.9
9,606.8
11,402.4
13,347.6
14,951.8
16,337.2
17,976.1
19,012.4
20,022.3
21,311.0

330.5
726.4
1,026.1
1,658.8
1,790.8
1,913.1
1,939.0
1,977.1
2,190.9
2,278.8
2,299.9
2,474.3

420.7
1,321.6
1,694.6
1,978.4
2,204.2
2,471.3
2,569.7
2,670.0
2,792.8
2,913.9
3,081.3
3,386.7

16.4
63.0
83.0
114.6
146.5
221.6
243.6
257.4
294.6
327.6
346.6
376.0

417.3
875.5
1,188.8
1,932.9
2,179.0
2,603.5
2,953.5
3,242.1
3,748.4
4,070.6
4,358.5
4,668.5

3,327.7
7,312.3
10,346.4
15,291.5
17,722.9
20,557.1
22,657.6
24,483.8
27,002.8
28,603.3
30,108.6
32,216.5

46.6
139.4
199.3
274.6
330.8
410.2
531.9
650.9
748.3
833.3
1,016.9
1,132.6

517.2
1,574.9
2,507.7
3,848.4
5,084.7
6,511.1
7,523.4
8,607.7
9,403.2
10,569.0
11,714.1
12,650.3

563.8
1,714.3
2,707.0
4,123.0
5,415.5
6,921.3
8,055.3
9,258.6
10,151.5
11,402.3
12,731.0
13,782.9

590.7
1,550.9
2,386.2
2,875.2
3,289.5
3,810.2
4,476.6
4,942.7
5,527.3
6,042.7
6,632.0
7,229.2

415.5
1,330.7
1,950.8
2,679.3
3,498.7
4,459.3
5,147.1
5,783.9
6,439.0
6,953.2
7,773.9
8,621.5

12.9
72.0
106.2
125.7
159.0
207.1
258.6
294.2
362.2
394.0
437.0
472.0

1,019.1
2,953.6
4,443.2
5,680.2
6,947.2
8,476.6
9,882.3
11,020.8
12,328.5
13,389.9
14,842.9
16,322.7

852.8
1,971.4
3,010.2
4,239.0
5,397.7
6,425.1
7,618.2
8,660.1
9,773.1
10,994.4
12,276.9
13,567.8

270.5
352.8
704.2
943.1
1,137.1
1,240.9
1,365.1
1,412.0
1,432.6
1,526.3
1,556.4
2,004.8

557.8
1,193.8
1,561.4
1,783.0
2,002.6
2,386.4
2,556.1
2,655.1
2,870.8
2,975.6
3,241.0
4,279.8

22.7
32.6
48.1
58.3
75.8
241.0
258.5
292.4
330.4
362.3
412.8
458.3

252.3
959.0
1,421.6
1,706.0
2,383.4
2,864.7
3,287.6
3,770.5
3,998.6
4,277.5
4,760.6
5,068.3

1,956.1
4,509.6
6,745.5
8,729.4
10,996.6
13,158.1
15,085.5
16,790.1
18,405.5
20,136.1
22,247.7
25,379.0

45.1
185.4
282.4
329.3
393.0
475.3
601.8
695.9
976.9
1,073.0
1,213.4
1,468.5

941.9
1,732.5
2,804.5
3,687.7
4,382.9
5,207.8
5,746.0
6,453.3
7,217.9
8,543.0
9,399.9
10,424.4

987.0
1,917.9
3,086.9
4,017.0
4,775.9
5,683.1
6,347.8
7,149.2
8,194.8
9,616.0
10,613.3
11,892.9

279.4
738.4
1,202.7
1,623.8
2,052.4
2,728.1
3,275.9
4,032.3
4,614.2
5,097.0
5,816.4
6,254.9

859.9
1,530.0
2,719.1
3,695.6
4,899.3
5,792.7
6,564.3
8,054.0
9,298.7
10,306.0
11,730.1
13,891.1

26.9
50.9
93.0
119.1
154.3
185.9
195.2
239.6
260.9
294.8
333.0
447.3

1,166.2
2,319.3
4,014.8
5,438.5
7,106.0
8,706.7
10,035.4
12,325.9
14,173.8
15,697.8
17,879.5
20,593.3

2,141.1
3,528.1
4,699.0
5,613.7
7,010.1
8,128.6
9,280.2
11,005.5
12,079.9
13,506.0
15,126.1
16,670.0

320.4
625.3
914.8
1,026.8
1,131.1
1,160.5
1,182.7
1,187.9
1,208.4
1,237.7
1,564.3
2,320.2

841.3
1,420.4
1,877.0
2,067.7
2,460.5
2,760.9
2,894.3
3,281.6
3,445.0
3,763.5
4,176.1
5,100.5

26.0
61.9
105.6
197.1
266.7
308.8
377.6
551.6
636.5
686.9
791.7
985.0

276.2
593.9
1,196.0
1,564.4
2,018.9
2,522.0
2,869.3
3,299.3
4,003.0
4,452.4
5,383.1
5,951.6

3,605.0
6,229.6
8,792.4
10,469.7
12,887.3
14,880.8
16,604.1
19,325.9
21,372.8
23,646.5
27,041.3
31,027.3

Cuadro 59:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

2004
2005
2006
2007

Perodo

2,162.1
2,098.4
2,639.0
3,950.0

5,342.8
6,228.3
5,271.9
6,879.1

4,661.8
5,653.6
8,258.0
13,557.6

3,409.0
5,149.7
8,759.0
16,074.8

8,925.9
12,202.9
15,783.9
20,375.9

6,946.7
11,781.8
16,827.9
22,558.6

0.6
0.0
10.4
50.0

31,448.9
43,114.7
57,550.1
83,446.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

187.7
425.2
741.8
1,192.8
1,536.3
1,786.3
2,087.7
2,259.3
2,501.9
2,761.8
3,024.5
3,352.9

485.0
956.0
1,594.8
2,348.0
2,732.6
3,424.1
3,931.0
4,213.7
4,630.9
5,138.6
5,544.0
6,431.9

1,343.6
2,373.0
3,666.8
4,813.9
5,501.4
6,386.3
6,983.7
7,715.9
8,294.2
9,264.3
10,032.1
11,073.9

1,206.2
2,679.1
3,875.4
5,856.5
7,013.4
8,350.9
9,956.2
10,967.1
11,913.9
12,776.8
13,468.6
14,664.8

1,955.2
4,285.5
5,918.1
8,922.7
10,494.0
12,395.8
13,886.8
15,143.5
16,698.3
17,823.0
18,973.2
20,112.2

2,141.7
5,313.7
8,117.0
10,686.8
13,891.2
18,331.1
22,021.8
27,018.8
29,860.5
35,111.0
40,983.3
45,795.8

0.0
0.0
0.0
0.0
0.0
0.0
0.9
4.8
13.7
21.9
24.8
32.7

7,319.4
16,032.5
23,913.9
33,820.7
41,168.9
50,674.5
58,868.1
67,323.1
73,913.4
82,897.4
92,050.5
101,464.2

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

303.9
785.3
1,216.9
1,737.3
2,441.8
2,783.1
3,330.7
3,775.1
4,233.7
4,424.8
4,719.1
5,114.8

525.3
1,234.4
1,907.5
2,717.5
4,183.8
5,525.5
7,735.1
8,339.9
9,576.0
10,441.1
11,508.1
12,395.9

481.0
1,448.3
2,301.0
3,459.6
4,637.3
5,825.4
6,707.5
7,857.7
8,669.3
9,367.3
10,562.7
11,452.3

682.8
1,659.5
2,966.1
3,849.1
4,915.9
6,202.8
7,387.7
8,372.9
9,498.7
10,522.6
11,749.0
12,930.7

940.5
2,352.6
3,415.6
4,751.1
6,313.5
7,800.6
9,357.9
10,615.1
11,905.9
13,230.1
14,585.0
16,007.2

4,551.4
6,753.4
9,960.8
13,238.1
17,273.3
22,416.3
25,571.3
30,207.6
36,129.6
40,305.2
44,353.2
49,538.6

0.5
8.9
15.9
30.6
41.6
46.0
52.8
62.0
70.6
75.9
85.7
89.3

7,485.4
14,242.4
21,783.8
29,783.3
39,807.2
50,599.7
60,143.0
69,230.3
80,083.8
88,367.0
97,562.8
107,528.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

176.8
488.4
754.9
1,017.9
1,414.0
1,661.6
1,944.6
2,132.6
2,468.4
2,730.9
2,931.5
3,339.8

498.3
1,059.0
1,998.9
2,701.8
3,874.3
4,467.6
4,909.7
5,640.5
6,373.0
6,933.5
7,478.1
8,285.0

411.1
1,180.3
1,873.5
2,471.2
3,118.7
3,839.4
4,305.5
4,927.3
5,520.2
6,459.5
7,154.7
8,141.4

909.9
1,843.2
3,215.9
4,219.5
5,355.0
6,469.4
7,493.1
8,270.9
9,630.3
10,546.0
12,237.1
14,278.3

1,235.1
2,333.5
3,833.2
4,882.6
6,256.0
7,594.9
8,703.7
10,145.4
11,580.8
12,958.2
14,645.7
16,442.9

4,072.0
8,283.5
12,942.6
17,120.4
21,930.6
26,658.4
31,496.5
37,306.5
42,702.7
48,984.6
55,390.3
65,004.1

4.2
9.7
19.1
20.8
23.9
30.3
31.6
36.9
47.8
54.0
55.7
62.0

7,307.4
15,197.6
24,638.1
32,434.2
41,972.5
50,721.6
58,884.7
68,460.1
78,323.2
88,666.7
99,893.1
115,553.5

Fuente: Comisin Nacional de Bancos y Seguros.

Otros

Total

Cuadro 60:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO 1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo
Banano

Caf

Tabaco

Algodn

Caa de

Otros
Granos
Frijol
2.6
6.1
3.4
1.9

Total
103.6
68.9
58.5
163.8

Ganadera

Avicultura

Silvicultura

1,154.8
1,320.7
1,437.8
1,887.5

567.6
394.7
586.5
839.9

175.2
162.8
249.0
329.9

10.1
6.6
21.3
13.4

Total

Apicultura

TOTAL

Pesca

Total

0.6
0.7
0.9
3.9

253.8
212.9
343.5
875.4

1,007.3
777.7
1,201.2
2,062.5

2,162.1
2,098.4
2,639.0
3,950.0

2004
2005
2006
2007

19.9
126.4
238.4
189.2

97.3
289.0
291.9
295.6

8.2
9.2
7.1
11.2

1.4
14.5
14.6
62.4

414.3
403.0
275.2
318.2

Arroz
9.7
21.4
9.5
8.7

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

6.9
11.5
20.9
26.7
36.4
42.7
46.9
47.3
47.6
47.6
49.0
50.7

18.2
41.0
55.9
91.1
135.1
173.2
210.9
242.3
269.0
304.7
363.7
406.3

1.8
4.0
6.6
10.6
12.1
13.5
14.8
16.1
17.4
18.8
20.3
21.9

10.9
24.0
24.0
37.9
54.2
64.3
78.4
86.3
86.3
87.6
87.6
89.0

2.8
53.7
114.3
206.8
221.9
233.2
236.6
259.7
306.6
373.5
466.6
520.0

1.4
3.8
5.7
5.8
7.0
21.3
23.8
24.0
27.0
33.2
33.5
42.0

2.0
3.0
7.3
10.4
17.1
22.1
27.0
30.6
31.9
33.1
33.5
36.0

0.5
0.7
1.0
1.0
1.1
1.4
1.7
1.8
2.0
2.5
3.6
3.7

3.9
7.5
14.0
17.2
25.2
44.8
52.5
56.4
60.9
68.8
70.6
81.7

50.7
86.2
168.5
278.1
408.7
450.4
548.7
571.4
631.3
660.5
699.6
814.8

95.2
227.9
404.2
668.4
893.6
1,022.1
1,188.8
1,279.5
1,419.1
1,561.5
1,757.4
1,984.4

58.1
126.7
215.9
331.0
380.7
440.4
518.8
569.3
636.4
711.4
746.2
798.9

24.9
43.7
82.8
113.8
141.8
159.8
196.8
210.1
225.2
245.5
271.5
311.9

0.0
6.2
6.2
9.3
9.3
9.5
9.9
10.7
13.2
13.9
14.6
15.8

0.0
0.2
0.2
0.2
0.3
0.4
0.6
0.6
0.7
0.8
0.9
0.9

9.5
20.5
32.5
70.1
110.6
154.1
172.8
189.1
207.3
228.7
233.9
241.0

92.5
197.3
337.6
524.4
642.7
764.2
898.9
979.8
1,082.8
1,200.3
1,267.1
1,368.5

187.7
425.2
741.8
1,192.8
1,536.3
1,786.3
2,087.7
2,259.3
2,501.9
2,761.8
3,024.5
3,352.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.3
20.1
20.2
75.6
84.9
97.0
100.6
114.1
116.9
121.1
125.9
126.1

19.2
54.2
84.1
138.4
190.3
252.1
353.3
408.7
453.8
477.9
518.9
583.7

2.8
5.3
7.9
9.8
11.4
12.7
14.0
14.0
14.0
14.1
14.2
14.6

0.0
0.0
0.0
2.1
2.1
2.1
2.1
2.1
2.2
2.3
2.3
2.3

128.0
366.8
612.9
765.3
964.3
977.1
1,065.7
1,084.9
1,244.7
1,248.4
1,255.8
1,321.3

0.7
5.5
20.9
34.1
36.0
37.0
39.3
41.1
47.8
48.8
49.0
49.3

2.5
8.6
11.3
13.7
19.6
27.6
31.8
33.7
35.1
38.1
39.5
42.2

0.9
2.0
2.1
2.2
2.4
2.5
2.5
2.6
2.8
3.0
3.0
3.0

4.1
16.1
34.3
50.0
58.0
67.1
73.6
77.4
85.7
89.9
91.5
94.5

39.6
74.4
100.3
149.2
275.5
372.0
538.9
567.7
638.1
685.1
802.3
929.9

194.0
536.9
859.7
1,190.4
1,586.5
1,780.1
2,148.2
2,268.9
2,555.4
2,638.8
2,810.9
3,072.4

70.9
137.0
181.2
300.6
474.2
559.6
656.4
767.0
900.0
957.5
1,036.1
1,098.1

22.2
63.3
93.1
129.3
255.8
300.3
330.3
463.1
489.1
526.5
547.5
582.1

0.0
8.9
11.1
11.1
11.9
12.4
13.3
13.3
13.3
13.3
13.3
22.2

0.3
0.3
0.3
0.4
0.4
0.4
0.6
0.7
0.8
1.1
1.1
1.1

16.5
38.9
71.5
105.5
113.0
130.3
181.9
262.1
275.1
287.6
310.2
338.9

109.9
248.4
357.2
546.9
855.3
1,003.0
1,182.5
1,506.2
1,678.3
1,786.0
1,908.2
2,042.4

303.9
785.3
1,216.9
1,737.3
2,441.8
2,783.1
3,330.7
3,775.1
4,233.7
4,424.8
4,719.1
5,114.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

2.1
41.9
53.7
64.8
69.0
75.9
84.9
90.2
98.6
124.7
128.0
137.8

16.2
48.5
100.6
163.7
225.2
272.6
318.0
355.9
401.9
429.0
465.7
596.0

0.6
0.9
2.5
3.0
3.1
3.1
3.3
3.3
3.3
3.3
3.3
3.3

0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.1
0.9
0.9
0.9

44.0
112.8
151.3
190.9
203.0
213.3
232.9
240.7
260.7
263.3
285.8
311.7

3.0
7.2
8.2
17.3
20.1
24.1
27.4
29.1
30.3
31.3
31.3
37.7

2.3
4.9
7.2
9.1
16.8
21.1
26.7
30.7
33.3
35.7
38.5
40.6

0.1
0.5
0.6
0.8
0.9
1.1
1.4
1.6
1.7
1.9
3.7
3.9

5.4
12.6
16.0
27.2
37.8
46.3
55.5
61.4
65.3
68.9
73.5
82.2

30.5
69.8
127.8
157.5
209.9
244.7
333.9
394.1
447.6
497.6
537.0
601.1

98.8
286.5
451.9
607.1
748.0
855.9
1,028.6
1,145.7
1,277.5
1,387.7
1,494.2
1,733.0

41.3
113.8
157.3
204.4
309.7
361.2
410.6
446.7
507.1
619.4
666.2
794.6

29.5
59.7
101.6
133.6
267.8
343.8
383.0
410.6
545.7
582.0
616.5
645.4

1.2
3.2
5.8
7.1
9.4
11.5
13.1
13.5
15.3
15.3
16.3
19.3

0.0
0.1
0.1
0.1
0.3
0.6
0.7
0.8
1.0
1.0
1.2
1.2

6.0
25.1
38.2
65.6
78.8
88.6
108.6
115.3
121.8
125.5
137.1
146.3

78.0
201.9
303.0
410.8
666.0
805.7
916.0
986.9
1,190.9
1,343.2
1,437.3
1,606.8

176.8
488.4
754.9
1,017.9
1,414.0
1,661.6
1,944.6
2,132.6
2,468.4
2,730.9
2,931.5
3,339.8

Fuente: Comisin Nacional de Bancos y Seguros.

Maz
91.3
41.4
45.6
153.2

Otros
cultivos
510.1
409.7
552.1
847.1

Cuadro 61:

PRSTAMOS NUEVOS EN MONEDA NACIONAL DE BANCOS COMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO

1/

(flujos acumulados en millones de lempiras)

2004
2005
2006
2007

5,338.2
6,215.7
5,250.8
6,854.2

Industria
Minas y
Canteras
4.6
12.6
21.1
24.9

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

483.8
946.9
1,581.6
2,332.1
2,716.2
3,407.5
3,914.4
4,196.6
4,613.8
5,121.1
5,524.3
6,412.0

1.2
9.1
13.2
15.9
16.4
16.6
16.6
17.1
17.1
17.5
19.7
19.9

485.0
956.0
1,594.8
2,348.0
2,732.6
3,424.1
3,931.0
4,213.7
4,630.9
5,138.6
5,544.0
6,431.9

103.2
197.9
324.2
486.9
614.5
705.1
795.2
866.1
948.3
1,031.6
1,100.9
1,202.2

1,240.4
2,175.1
3,342.6
4,327.0
4,886.9
5,681.2
6,188.5
6,849.8
7,345.9
8,232.7
8,931.2
9,871.7

1,343.6
2,373.0
3,666.8
4,813.9
5,501.4
6,386.3
6,983.7
7,715.9
8,294.2
9,264.3
10,032.1
11,073.9

425.3
1,090.4
1,575.5
2,537.7
3,044.7
3,639.5
4,479.8
4,966.6
5,331.5
5,660.0
5,950.4
6,243.7

726.8
1,496.1
2,181.0
3,161.4
3,779.4
4,491.1
5,223.3
5,719.9
6,287.9
6,794.3
7,177.5
8,068.3

54.1
92.6
118.9
157.4
189.3
220.3
253.1
280.6
294.5
322.5
340.7
352.8

1,206.2
2,679.1
3,875.4
5,856.5
7,013.4
8,350.9
9,956.2
10,967.1
11,913.9
12,776.8
13,468.6
14,664.8

1,563.2
3,373.7
4,728.0
6,956.0
8,293.4
9,908.5
11,218.1
12,249.3
13,447.4
14,287.3
15,196.9
16,069.4

69.2
97.3
102.9
134.5
141.8
160.0
161.1
165.3
169.4
207.4
215.9
226.1

88.1
249.5
318.6
391.9
436.2
452.1
457.0
460.1
477.6
488.3
512.9
539.3

12.3
43.5
61.9
92.8
123.5
156.5
173.9
185.2
217.7
248.7
263.2
289.2

222.4
521.5
706.7
1,347.5
1,499.1
1,718.7
1,876.7
2,083.6
2,386.2
2,591.3
2,784.3
2,988.2

1,955.2
4,285.5
5,918.1
8,922.7
10,494.0
12,395.8
13,886.8
15,143.5
16,698.3
17,823.0
18,973.2
20,112.2

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

525.2
1,209.5
1,881.4
2,685.3
4,132.5
5,473.8
7,674.3
8,267.0
9,496.7
10,357.4
11,355.8
12,237.5

0.1
24.9
26.1
32.2
51.3
51.7
60.8
72.9
79.3
83.7
152.3
158.4

525.3
1,234.4
1,907.5
2,717.5
4,183.8
5,525.5
7,735.1
8,339.9
9,576.0
10,441.1
11,508.1
12,395.9

42.5
128.8
174.1
244.8
295.2
373.8
495.0
586.1
683.2
756.6
910.1
1,018.3

438.5
1,319.5
2,126.9
3,214.8
4,342.1
5,451.6
6,212.5
7,271.6
7,986.1
8,610.7
9,652.6
10,434.0

481.0
1,448.3
2,301.0
3,459.6
4,637.3
5,825.4
6,707.5
7,857.7
8,669.3
9,367.3
10,562.7
11,452.3

313.0
749.5
1,506.2
1,850.1
2,249.1
2,706.4
3,204.6
3,603.7
4,127.5
4,630.1
5,080.3
5,546.0

356.9
838.0
1,354.9
1,874.5
2,509.0
3,298.3
3,937.0
4,496.1
5,040.8
5,531.9
6,265.1
6,946.1

12.9
72.0
105.0
124.5
157.8
198.1
246.1
273.1
330.4
360.6
403.6
438.6

682.8
1,659.5
2,966.1
3,849.1
4,915.9
6,202.8
7,387.7
8,372.9
9,498.7
10,522.6
11,749.0
12,930.7

715.9
1,723.2
2,521.1
3,613.6
4,663.2
5,544.1
6,594.5
7,534.0
8,540.8
9,581.0
10,662.3
11,705.0

11.0
39.0
61.3
64.0
77.2
98.8
156.9
203.8
206.4
239.9
246.6
253.1

80.5
128.8
167.4
190.8
229.6
305.4
361.5
387.8
463.9
502.6
605.5
696.4

17.0
23.1
38.6
48.8
58.3
218.0
229.9
263.7
296.7
326.1
373.0
414.2

116.1
438.5
627.2
833.9
1,285.2
1,634.3
2,015.1
2,225.8
2,398.1
2,580.5
2,697.6
2,938.5

940.5
2,352.6
3,415.6
4,751.1
6,313.5
7,800.6
9,357.9
10,615.1
11,905.9
13,230.1
14,585.0
16,007.2

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

497.5
1,051.0
1,989.2
2,688.4
3,860.1
4,443.0
4,883.7
5,613.4
6,343.3
6,900.0
7,420.4
8,224.7

0.8
8.0
9.7
13.4
14.2
24.6
26.0
27.1
29.7
33.5
57.7
60.3

498.3
1,059.0
1,998.9
2,701.8
3,874.3
4,467.6
4,909.7
5,640.5
6,373.0
6,933.5
7,478.1
8,285.0

42.3
137.1
211.5
253.2
312.4
394.2
436.1
522.4
591.6
680.1
751.7
991.0

368.8
1,043.2
1,662.0
2,218.0
2,806.3
3,445.2
3,869.4
4,404.9
4,928.6
5,779.4
6,403.0
7,150.4

411.1
1,180.3
1,873.5
2,471.2
3,118.7
3,839.4
4,305.5
4,927.3
5,520.2
6,459.5
7,154.7
8,141.4

267.3
604.1
1,047.2
1,331.6
1,671.0
2,074.8
2,541.9
2,831.6
3,142.0
3,549.8
4,016.1
4,391.8

619.3
1,191.8
2,079.5
2,775.8
3,549.0
4,229.5
4,777.3
5,225.2
6,253.8
6,730.8
7,917.4
9,479.1

23.3
47.3
89.2
112.1
135.0
165.1
173.9
214.1
234.5
265.4
303.6
407.4

909.9
1,843.2
3,215.9
4,219.5
5,355.0
6,469.4
7,493.1
8,270.9
9,630.3
10,546.0
12,237.1
14,278.3

845.2
1,661.9
2,621.5
3,448.3
4,380.3
5,265.7
6,041.7
7,089.4
8,003.8
8,970.2
10,247.9
11,465.6

6.6
7.0
15.0
16.6
22.2
24.8
38.9
42.2
51.5
52.3
53.1
72.0

158.6
222.0
248.7
271.0
339.7
374.7
438.4
489.5
558.0
676.4
701.0
882.3

19.3
45.6
74.4
127.2
175.9
204.6
234.3
367.3
395.2
439.2
494.8
560.7

205.4
397.0
873.6
1,019.5
1,337.9
1,725.1
1,950.4
2,157.0
2,572.3
2,820.1
3,148.9
3,462.3

1,235.1
2,333.5
3,833.2
4,882.6
6,256.0
7,594.9
8,703.7
10,145.4
11,580.8
12,958.2
14,645.7
16,442.9

Perodo

Manufacturera

Fuente: Comisin Nacional de Bancos y Seguros.

Servicios
Total
5,342.8
6,228.3
5,271.9
6,879.1

Transp. y
Comunicaciones
393.5
547.0
1,093.9
1,247.7

Total

Interno

1,427.6
2,233.2
3,623.9
6,621.0

Propiedad Raz
Liberacin
Gravmenes
1,890.4
91.0
2,772.9
143.6
4,692.1
443.0
8,703.6
750.2

3,409.0
5,149.7
8,759.0
16,074.8

7,629.3
10,238.9
13,242.6
16,559.0

Varios

Total

Construccin

4,268.3
5,106.6
7,164.1
12,309.9

4,661.8
5,653.6
8,258.0
13,557.6

Compra-venta

Comercio
Exportacin
Importacin
Centroamrica Otros Pases Centroamrica Otros Pases
143.9
212.7
228.8
711.2
82.3
262.0
266.1
1,353.6
227.5
94.0
260.4
1,959.4
386.7
308.1
192.6
2,929.5

Total
8,925.9
12,202.9
15,783.9
20,375.9

Cuadro 62:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO POR SECTOR ECONMICO 1/

(flujos acumulados en millones de lempiras)

Agropecuario

Industria

Servicios

Propiedad Raz

Comercio

Consumo

2004
2005
2006
2007

Perodo

525.2
643.6
900.4
1,144.3

3,986.4
5,741.4
6,067.6
7,115.4

1,469.0
2,154.4
3,786.1
3,263.9

1,512.9
1,494.5
3,145.3
2,818.7

7,100.7
5,497.5
8,930.3
10,285.6

2,003.2
4,729.6
5,101.0
5,696.7

0.0
0.0
0.0
0.0

16,597.4
20,261.0
27,930.7
30,324.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

73.0
323.1
558.4
720.4
751.7
844.6
866.0
931.7
1,157.0
1,210.0
1,425.9
1,602.4

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,400.1
6,195.7
6,544.3
7,399.0
7,983.9

353.9
645.4
845.1
1,294.2
1,562.1
1,825.4
2,108.3
2,380.7
2,460.7
2,770.0
3,033.8
3,311.3

199.5
372.9
877.5
1,170.0
1,606.2
1,838.4
2,011.1
2,228.1
2,670.6
2,799.8
2,992.8
3,156.1

1,372.5
3,026.8
4,428.3
6,368.8
7,228.9
8,161.3
8,770.8
9,340.3
10,304.5
10,780.3
11,135.4
12,104.3

507.6
1,590.7
2,537.9
3,749.2
4,830.2
6,430.6
7,810.5
8,615.7
9,919.6
11,361.7
12,642.4
13,968.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1

3,065.3
7,137.3
11,124.5
16,290.9
19,573.0
23,410.2
26,452.0
28,896.6
32,708.1
35,466.1
38,629.4
42,126.4

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

260.3
579.0
663.8
710.6
775.7
794.4
811.4
818.9
977.4
982.2
1,032.1
1,169.3

485.7
1,287.9
2,098.9
3,032.4
3,532.6
4,487.2
5,041.7
5,423.7
6,199.0
6,809.3
7,233.5
8,072.9

82.8
266.0
406.0
663.4
778.2
1,095.9
1,347.8
1,400.9
1,482.2
2,035.0
2,168.3
2,330.6

336.3
1,294.1
1,477.1
1,831.1
2,031.3
2,273.8
2,494.6
2,647.9
2,829.8
2,867.3
3,093.9
3,392.0

1,015.6
2,157.0
3,329.9
3,978.3
4,683.1
5,357.5
5,727.6
6,175.0
6,499.6
6,906.0
7,662.7
9,371.8

1,280.7
1,966.8
2,723.1
3,569.1
4,456.3
5,239.0
6,034.3
7,114.2
8,668.9
9,841.9
10,756.2
11,529.8

0.0
1.0
1.1
4.1
4.1
4.2
5.0
5.0
6.1
6.1
6.1
7.4

3,461.4
7,551.8
10,699.9
13,789.0
16,261.3
19,252.0
21,462.4
23,585.6
26,663.0
29,447.8
31,952.8
35,873.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

116.6
227.1
242.0
273.5
448.1
498.4
687.6
831.0
900.0
918.5
1,299.6
1,586.9

430.1
1,122.0
1,968.8
2,805.9
3,501.3
4,166.5
5,118.3
6,036.9
6,694.8
7,436.3
8,312.4
9,520.6

575.9
737.6
1,213.4
1,545.8
1,657.2
1,843.7
2,042.3
2,221.9
2,674.6
3,156.5
3,458.6
3,751.5

256.3
476.1
798.9
1,219.0
1,751.0
2,237.3
2,542.3
4,055.0
4,543.5
5,151.8
5,642.4
6,315.0

2,369.9
3,896.1
4,959.2
5,587.1
6,631.3
7,285.9
7,900.4
9,180.5
9,792.0
10,688.3
12,395.6
14,584.4

874.2
1,692.1
2,524.6
3,307.6
4,214.0
5,387.3
6,407.4
7,409.6
8,474.8
9,705.8
11,335.2
13,533.4

0.0
0.0
2.0
2.0
2.0
2.0
2.2
2.2
4.4
4.4
4.4
4.5

4,623.0
8,151.0
11,708.9
14,740.9
18,204.9
21,421.1
24,700.5
29,737.1
33,084.1
37,061.6
42,448.2
49,296.3

Fuente: Comisin Nacional de Bancos y Seguros.

Otros

Total

Cuadro 63:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO AGROPECUARIO

1/

(flujos acumulados en millones de lempiras)

AGROPECUARIO
Agricultura

Perodo

Otros
Granos

10.6
8.6
9.0
47.1

Caa de
azcar
179.8
133.5
158.1
151.6

Arroz
7.1
3.7
0.0
0.0

Maz
0.0
0.7
0.8
20.8

Frijol
0.0
0.0
0.0
3.8

Total
7.1
4.4
0.8
24.6

Otros
cultivos
184.5
154.7
352.9
552.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.3
0.3
1.4
2.5
14.7
14.7
14.7
14.7
14.7

37.8
213.5
289.1
365.1
365.1
365.1
365.1
387.9
574.2
574.2
574.2
574.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.8
37.8

28.7
68.6
83.1
88.0
115.9
115.9
130.9
130.9
130.9
130.9
132.4
132.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.6

83.1
198.3
217.2
236.1
236.1
252.6
252.6
252.6
392.4
392.4
405.0
462.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.4
0.4
0.4
0.8
0.8

0.0
0.0
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8
3.8

31.2
138.5
139.0
166.9
166.9
167.2
168.7
226.7
226.8
236.3
545.4
657.6

1.1
2.3
3.5
3.7
3.8
3.8
3.8
3.8
3.8
4.1
4.8
5.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

14.2
14.2
14.2
14.2
14.2
59.5
200.6
219.5
257.3
257.3
295.5
295.5

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.3
0.3
0.3
0.3
0.3

0.0
0.0
0.0
0.0
2.8
2.8
2.8
3.5
3.5
3.5
3.5
4.6

Banano

Caf

Tabaco

Algodn

2004
2005
2006
2007

0.0
0.3
77.0
37.3

54.4
212.2
81.9
106.4

0.0
0.0
0.6
1.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.0
0.0
0.0
0.0
1.3
1.3
1.3
3.8
3.8
5.6
6.6
6.6

19.6
67.1
201.7
232.3
232.3
232.3
243.6
243.6
244.1
247.7
250.1
277.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

0.0
0.0
0.0
0.0
2.5
2.5
2.5
2.5
2.5
2.5
2.5
2.5

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

20.1
20.1
20.1
21.4
24.3
24.3
24.3
27.2
27.4
27.4
27.4
27.4

Fuente: Comisin Nacional de Bancos y Seguros.

Total

Ganadera

Avicultura

Silvicultura

Apicultura

Pesca

Total

TOTAL

436.4
513.7
680.3
920.9

0.0
14.4
8.3
1.1

37.9
0.9
2.2
146.1

0.0
56.7
85.0
0.0

0.0
1.2
0.0
0.0

50.9
56.7
124.6
76.2

88.8
129.9
220.1
223.4

525.2
643.6
900.4
1,144.3

15.6
25.3
47.3
99.3
99.3
121.4
121.4
135.0
173.5
220.3
224.9
370.5

73.0
305.9
538.1
697.0
698.3
721.5
733.9
785.0
1,010.3
1,062.5
1,108.3
1,281.7

0.0
0.0
0.1
2.6
24.0
39.6
43.4
43.4
43.4
44.2
44.2
44.5

0.0
2.1
2.1
2.2
2.3
2.3
2.3
2.3
2.3
2.3
172.4
172.4

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
15.1
18.1
18.6
27.1
81.2
86.4
101.0
101.0
101.0
101.0
101.0

0.0
17.2
20.3
23.4
53.4
123.1
132.1
146.7
146.7
147.5
317.6
320.7

73.0
323.1
558.4
720.4
751.7
844.6
866.0
931.7
1,157.0
1,210.0
1,425.9
1,602.4

0.0
0.0
3.8
3.8
3.8
3.8
3.8
4.2
4.2
4.2
4.6
4.6

70.6
169.8
215.6
230.4
264.5
264.6
265.4
265.8
284.0
288.8
292.2
366.0

182.4
436.7
519.7
558.3
622.8
639.4
655.2
656.0
814.0
818.8
837.0
974.2

0.8
1.9
1.9
7.0
7.6
7.6
7.6
9.9
10.4
10.4
10.4
10.4

75.6
137.0
137.0
137.0
137.0
137.0
138.2
138.9
138.9
138.9
138.9
138.9

0.0
0.3
1.2
1.2
1.2
1.2
1.2
1.3
1.3
1.3
1.3
1.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

1.5
3.1
4.0
7.1
7.1
9.2
9.2
12.8
12.8
12.8
44.5
44.5

77.9
142.3
144.1
152.3
152.9
155.0
156.2
162.9
163.4
163.4
195.1
195.1

260.3
579.0
663.8
710.6
775.7
794.4
811.4
818.9
977.4
982.2
1,032.1
1,169.3

0.0
0.0
0.0
0.0
2.8
2.8
3.1
3.8
3.8
3.8
3.8
4.9

48.6
50.6
63.8
65.8
234.6
236.9
242.1
271.9
278.5
285.2
316.7
490.3

115.2
225.7
240.6
272.0
446.6
494.5
642.6
752.9
797.6
814.1
1,193.6
1,480.9

0.0
0.0
0.0
0.0
0.0
0.0
37.8
70.9
71.3
71.3
72.2
72.2

1.4
1.4
1.4
1.4
1.4
1.4
4.7
4.7
5.3
5.4
6.1
6.1

0.0
0.0
0.0
0.1
0.1
0.2
0.2
0.2
9.7
11.6
11.6
11.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
2.3
2.3
2.3
16.1
16.1
16.1
16.1

1.4
1.4
1.4
1.5
1.5
3.9
45.0
78.1
102.4
104.4
106.0
106.0

116.6
227.1
242.0
273.5
448.1
498.4
687.6
831.0
900.0
918.5
1,299.6
1,586.9

Cuadro 64:

PRSTAMOS NUEVOS EN MONEDA EXTRANJERA DE BANCOS COMERCIALES AL SECTOR PRIVADO INDUSTRIAL, SERVICIO, PROPIEDAD RAZ Y COMERCIO 1/

(flujos acumulados en millones de lempiras)


Industria
Perodo

Manufacturera

Minas y
Canteras

Servicios
Total

Transp. y
Comunicaciones

Propiedad Raz

Varios

Total

Construccin Compra-venta

Liberacin
Gravmenes

Comercio
Total

Interno

Exportacin
Centroamrica
Otros Pases
2,109.4
1,738.3
898.2
1,527.7
1,660.1
1,979.2
2,154.8
2,427.2

Importacin
Centroamrica
Otros Pases
236.2
682.0
211.8
1,438.3
107.0
1,944.5
301.9
1,529.3

Total

2004
2005
2006
2007

3,986.4
5,741.4
6,067.6
7,115.4

0.0
0.0
0.0
0.0

3,986.4
5,741.4
6,067.6
7,115.4

98.0
123.9
214.3
135.4

1,371.0
2,030.5
3,571.8
3,128.5

1,469.0
2,154.4
3,786.1
3,263.9

630.3
643.5
1,310.0
1,275.6

858.1
756.4
1,668.1
1,470.3

24.5
94.6
167.2
72.8

1,512.9
1,494.5
3,145.3
2,818.7

2,334.8
1,421.5
3,239.5
3,872.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,400.1
6,195.7
6,544.3
7,399.0
7,983.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

558.8
1,178.4
1,877.3
2,988.3
3,593.9
4,309.9
4,885.3
5,400.1
6,195.7
6,544.3
7,399.0
7,983.9

1.5
2.1
9.2
11.8
11.9
13.3
15.5
25.2
28.7
30.5
53.3
56.2

352.4
643.3
835.9
1,282.4
1,550.2
1,812.1
2,092.8
2,355.5
2,432.0
2,739.5
2,980.5
3,255.1

353.9
645.4
845.1
1,294.2
1,562.1
1,825.4
2,108.3
2,380.7
2,460.7
2,770.0
3,033.8
3,311.3

83.6
188.0
375.2
540.0
809.9
942.4
1,031.5
1,087.8
1,318.8
1,386.7
1,441.8
1,512.1

115.1
183.2
492.0
617.0
783.3
883.0
962.5
1,123.2
1,334.7
1,394.1
1,532.0
1,625.0

0.8
1.7
10.3
13.0
13.0
13.0
17.1
17.1
17.1
19.0
19.0
19.0

199.5
372.9
877.5
1,170.0
1,606.2
1,838.4
2,011.1
2,228.1
2,670.6
2,799.8
2,992.8
3,156.1

579.6
952.1
1,625.9
2,650.8
3,109.0
3,439.1
3,733.7
4,087.9
4,528.7
4,725.1
4,825.4
5,241.6

261.3
629.1
923.2
1,524.3
1,649.0
1,753.1
1,777.9
1,811.8
2,021.5
2,071.4
2,084.0
2,248.2

332.6
1,072.1
1,376.0
1,586.5
1,768.0
2,019.2
2,112.7
2,209.9
2,315.2
2,425.6
2,568.4
2,847.4

4.1
19.5
21.1
21.8
23.0
65.1
69.7
72.2
76.9
78.9
83.4
86.8

194.9
354.0
482.1
585.4
679.9
884.8
1,076.8
1,158.5
1,362.2
1,479.3
1,574.2
1,680.3

1,372.5
3,026.8
4,428.3
6,368.8
7,228.9
8,161.3
8,770.8
9,340.3
10,304.5
10,780.3
11,135.4
12,104.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

485.7
1,287.9
2,098.9
3,032.4
3,532.6
4,487.2
5,041.7
5,423.7
6,199.0
6,809.3
7,233.5
8,072.9

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

485.7
1,287.9
2,098.9
3,032.4
3,532.6
4,487.2
5,041.7
5,423.7
6,199.0
6,809.3
7,233.5
8,072.9

4.1
10.6
25.2
29.8
35.6
36.4
36.9
64.8
65.1
76.7
106.8
114.3

78.7
255.4
380.8
633.6
742.6
1,059.5
1,310.9
1,336.1
1,417.1
1,958.3
2,061.5
2,216.3

82.8
266.0
406.0
663.4
778.2
1,095.9
1,347.8
1,400.9
1,482.2
2,035.0
2,168.3
2,330.6

277.7
801.4
880.0
1,025.1
1,040.4
1,103.8
1,272.0
1,339.0
1,399.8
1,412.6
1,551.7
1,683.2

58.6
492.7
595.9
804.8
989.7
1,161.0
1,210.1
1,287.8
1,398.2
1,421.3
1,508.8
1,675.4

0.0
0.0
1.2
1.2
1.2
9.0
12.5
21.1
31.8
33.4
33.4
33.4

336.3
1,294.1
1,477.1
1,831.1
2,031.3
2,273.8
2,494.6
2,647.9
2,829.8
2,867.3
3,093.9
3,392.0

136.9
248.2
489.1
625.4
734.5
881.0
1,023.7
1,126.1
1,232.3
1,413.4
1,614.6
1,862.8

259.5
313.8
642.9
879.1
1,059.9
1,142.1
1,208.2
1,208.2
1,226.2
1,286.4
1,309.8
1,751.7

477.3
1,065.0
1,394.0
1,592.2
1,773.0
2,081.0
2,194.6
2,267.3
2,406.9
2,473.0
2,635.5
3,583.4

5.7
9.5
9.5
9.5
17.5
23.0
28.6
28.7
33.7
36.2
39.8
44.1

136.2
520.5
794.4
872.1
1,098.2
1,230.4
1,272.5
1,544.7
1,600.5
1,697.0
2,063.0
2,129.8

1,015.6
2,157.0
3,329.9
3,978.3
4,683.1
5,357.5
5,727.6
6,175.0
6,499.6
6,906.0
7,662.7
9,371.8

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic p/

430.1
1,122.0
1,968.8
2,805.9
3,501.3
4,166.5
5,118.3
6,036.9
6,694.8
7,436.3
8,312.4
9,520.6

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

430.1
1,122.0
1,968.8
2,805.9
3,501.3
4,166.5
5,118.3
6,036.9
6,694.8
7,436.3
8,312.4
9,520.6

2.8
48.3
70.9
76.1
80.6
81.1
165.7
173.5
385.3
392.9
461.7
477.5

573.1
689.3
1,142.5
1,469.7
1,576.6
1,762.6
1,876.6
2,048.4
2,289.3
2,763.6
2,996.9
3,274.0

575.9
737.6
1,213.4
1,545.8
1,657.2
1,843.7
2,042.3
2,221.9
2,674.6
3,156.5
3,458.6
3,751.5

12.1
134.3
155.5
292.2
381.4
653.3
734.0
1,200.7
1,472.2
1,547.2
1,800.3
1,863.1

240.6
338.2
639.6
919.8
1,350.3
1,563.2
1,787.0
2,828.8
3,044.9
3,575.2
3,812.7
4,412.0

3.6
3.6
3.8
7.0
19.3
20.8
21.3
25.5
26.4
29.4
29.4
39.9

256.3
476.1
798.9
1,219.0
1,751.0
2,237.3
2,542.3
4,055.0
4,543.5
5,151.8
5,642.4
6,315.0

1,295.9
1,866.2
2,077.5
2,165.4
2,629.8
2,862.9
3,238.5
3,916.1
4,076.1
4,535.8
4,878.2
5,204.4

313.8
618.3
899.8
1,010.2
1,108.9
1,135.7
1,143.8
1,145.7
1,156.9
1,185.4
1,511.2
2,248.2

682.7
1,198.4
1,628.3
1,796.7
2,120.8
2,386.2
2,455.9
2,792.1
2,887.0
3,087.1
3,475.1
4,218.2

6.7
16.3
31.2
69.9
90.8
104.2
143.3
184.3
241.3
247.7
296.9
424.3

70.8
196.9
322.4
544.9
681.0
796.9
918.9
1,142.3
1,430.7
1,632.3
2,234.2
2,489.3

2,369.9
3,896.1
4,959.2
5,587.1
6,631.3
7,285.9
7,900.4
9,180.5
9,792.0
10,688.3
12,395.6
14,584.4

Fuente: Comisin Nacional de Bancos y Seguros.

7,100.7
5,497.5
8,930.3
10,285.6

Cuadro 65:

DEUDA INTERNA DEL SECTOR PBLICO NO FINANCIERO POR EMISOR

(saldo en millones de lempiras)


Aos

Administracin Central
Prstamos
1,876.9
1,541.7
1,336.2
969.9

Total
7,445.0
6,951.0
6,802.4
6,508.2

1/

Organismos Descentralizados
Bonos
Prstamos
Total
0.0
11,250.7
11,250.7
0.0
11,390.7
11,390.7
944.8
10,985.0
11,929.8
944.8
11,543.8
12,488.6

Gobiernos Locales
Bonos
Prstamos
0.0
2,846.0
0.0
3,088.3
0.0
4,409.7
0.0
4,827.5

1/

Total
2,846.0
3,088.3
4,409.7
4,827.5

Menos: Tenencia
Intergubernamental1/
-15,527.0
-15,338.6
-15,184.6
-16,160.7

TOTAL SPNF

2004
2005
2006
2007

Bonos
5,568.1
5,409.3
5,466.2
5,538.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

5,511.4
6,000.2
6,470.2
8,126.1
8,541.9
9,251.9
9,450.1
9,448.7
9,412.1
10,051.2
10,233.0
11,925.8

969.9
919.9
919.9
921.6
901.5
901.0
894.8
894.8
894.8
894.9
875.9
875.9

6,481.3
6,920.1
7,390.1
9,047.7
9,443.4
10,152.9
10,344.9
10,343.5
10,306.9
10,946.1
11,108.9
12,801.7

1,955.1
1,955.1
1,955.2
1,958.9
945.9
944.8
944.8
944.8
944.8
944.8
944.8
944.8

10,012.8
10,029.3
10,053.9
10,438.8
10,392.7
10,303.4
10,257.0
10,238.7
10,251.7
10,233.7
10,238.4
10,393.0

11,967.9
11,984.4
12,009.1
12,397.7
11,338.6
11,248.2
11,201.8
11,183.5
11,196.5
11,178.5
11,183.2
11,337.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

4,825.5
4,822.1
4,814.8
4,855.8
4,851.1
5,119.7
5,119.2
5,102.1
5,066.8
5,065.1
5,065.0
5,113.7

4,825.5
4,822.1
4,814.8
4,855.8
4,851.1
5,119.7
5,119.2
5,102.1
5,066.8
5,065.1
5,065.0
5,113.7

-15,615.3
-16,000.7
-16,213.8
-17,534.0
-17,518.4
-17,926.1
-17,874.5
-17,851.5
-17,831.1
-18,439.2
-18,502.6
-20,074.5

7,659.4
7,725.9
8,000.2
8,767.2
8,114.7
8,594.7
8,791.4
8,777.6
8,739.1
8,750.5
8,854.5
9,178.7

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

11,908.7
12,904.3
12,897.3
14,342.5
14,356.3
14,337.6
14,336.8
17,080.8
17,092.7
17,310.1
17,789.4
18,059.9

875.9
875.9
875.9
875.9
857.0
1,957.0
4,625.0
4,625.0
4,624.9
4,947.2
4,928.5
4,928.4

12,784.6
13,780.2
13,773.2
15,218.4
15,213.3
16,294.6
18,961.8
21,705.8
21,717.6
22,257.3
22,717.9
22,988.3

944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8

10,543.2
10,604.2
10,418.7
10,422.7
10,096.1
10,098.3
9,903.1
9,909.1
9,938.6
9,933.6
9,948.2
9,942.0

11,488.0
11,549.0
11,363.5
11,367.5
11,040.9
11,043.1
10,847.9
10,853.9
10,883.4
10,878.4
10,893.0
10,886.8

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

5,098.8
5,046.4
4,951.3
4,962.6
4,920.7
4,955.6
4,899.6
4,884.8
4,942.8
5,081.9
5,032.3
5,116.1

5,098.8
5,046.4
4,951.3
4,962.6
4,920.7
4,955.6
4,899.6
4,884.8
4,942.8
5,081.9
5,032.3
5,116.1

-20,211.0
-21,268.3
-20,974.1
-21,644.0
-21,322.1
-21,314.6
-21,120.7
-21,133.9
-21,125.3
-20,869.6
-21,327.9
-21,518.5

9,160.4
9,107.3
9,113.9
9,904.5
9,852.8
10,978.7
13,588.6
16,310.6
16,418.5
17,348.0
17,315.3
17,472.7

21,800.8
21,789.2
21,776.0
22,203.2
23,500.4
24,237.7
24,850.6
29,698.7
30,828.8
32,968.3
33,406.9
36,598.5

1,160.4
2,560.4
4,067.0
4,067.0
5,048.1
5,041.9
5,041.8
1,135.3
1,135.3
1,135.3
1,116.4
821.6

22,961.2
24,349.6
25,843.0
26,270.2
28,548.5
29,279.6
29,892.4
30,834.0
31,964.1
34,103.6
34,523.3
37,420.1

944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8
944.8

9,947.1
9,983.3
9,980.7
9,968.6
8,198.1
8,221.6
8,312.0
8,199.9
8,227.0
8,216.2
8,192.0
8,224.5

10,891.9
10,928.1
10,925.5
10,913.4
9,142.9
9,166.4
9,256.8
9,144.7
9,171.8
9,161.0
9,136.8
9,169.3

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

4,991.8
4,995.0
4,980.5
5,022.9
4,975.1
5,117.0
5,084.0
5,072.2
5,053.3
5,057.4
5,223.8
5,271.9

4,991.8
4,995.0
4,980.5
5,022.9
4,975.1
5,117.0
5,084.0
5,072.2
5,053.3
5,057.4
5,223.8
5,271.9

-21,513.4
-21,345.7
-21,329.4
-21,664.6
-20,935.4
-21,556.4
-22,237.3
-23,063.5
-24,104.7
-26,010.4
-26,290.5
-28,882.8

6,014.7
6,091.4
7,957.3
7,663.6

p/

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

Fuente: Banco Central de Honduras.


1/
Incluye prstamos en concesin con fondos externos.

17,331.5
18,927.0
20,419.6
20,541.9
21,731.1
22,006.6
21,995.9
21,987.4
22,084.5
22,311.6
22,593.4
22,978.5

Cuadro 66:

DEUDA INTERNA DEL SECTOR PBLICO NO FINANCIERO, POR TENEDOR

(saldo en millones de lempiras)


Aos

Banco Central
de Honduras

Bancos
Comerciales

2004
2005
2006
2007

1,207.2
923.3
826.4
717.5

2,244.8
2,719.2
4,562.0
4,805.2

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

717.3
717.0
716.8
707.1
685.8
677.3
677.1
676.9
676.7
676.5
657.4
648.5

4,804.8
4,829.5
5,016.0
5,573.0
4,769.5
5,184.8
5,182.9
5,168.0
5,130.3
5,438.8
5,500.3
6,020.3

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

648.2
648.0
647.8
636.2
616.1
1,708.1
4,375.9
4,375.7
4,594.7
4,375.2
4,355.1
4,347.1

2010p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

4,346.9
5,746.7
7,252.9
7,241.4
8,221.2
8,213.3
8,213.0
8,212.8
8,212.5
8,212.5
8,192.6
8,184.8

Otras
Instituciones
Financieras
1,642.8
1,329.2
1,092.8
575.9

Organismos
Descentralizados

Organismos
Desconcentrados

Administracin Gobiernos
Locales
Central1/

Compaas
de Seguro

Sector
Privado

Menos: Tenencia
Intergubernamental1/

TOTAL DEUDA

2,794.5
2,546.8
2,397.5
3,175.2

0.0
0.0
0.0
0.0

12,720.9
12,791.3
12,786.6
12,985.0

11.6
0.5
0.5
0.5

62.6
59.7
221.6
172.8

857.2
1,060.0
1,254.5
1,392.2

-15,527.0
-15,338.6
-15,184.6
-16,160.7

6,014.7
6,091.4
7,957.3
7,663.6

571.2
571.9
570.3
569.6
569.4
569.2
568.9
568.7
567.8
567.5
606.0
605.7

3,166.5
3,533.3
3,714.1
4,648.7
4,648.7
5,141.9
5,135.5
5,133.8
5,098.1
5,738.2
5,791.6
7,182.1

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

12,448.3
12,466.9
12,499.2
12,884.8
12,869.2
12,783.7
12,738.5
12,717.2
12,732.5
12,700.5
12,710.5
12,891.9

0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5

172.8
172.8
193.8
201.7
201.7
201.7
201.7
201.7
201.7
201.7
201.7
210.5

1,393.3
1,434.7
1,503.3
1,715.8
1,888.3
1,961.7
2,160.8
2,162.3
2,162.6
1,866.0
1,889.1
1,693.7

-15,615.3
-16,000.7
-16,213.8
-17,534.0
-17,518.4
-17,926.1
-17,874.5
-17,851.5
-17,831.1
-18,439.2
-18,502.6
-20,074.5

7,659.4
7,725.9
8,000.2
8,767.2
8,114.7
8,594.7
8,791.4
8,777.6
8,739.1
8,750.5
8,854.5
9,178.7

5,996.6
5,922.4
5,904.7
6,368.4
6,336.0
6,358.0
6,326.7
9,031.8
8,919.6
9,996.0
9,962.7
10,120.2

601.1
599.7
599.0
771.0
770.7
770.5
770.2
822.1
824.0
824.1
823.6
823.2

7,174.0
8,164.7
8,054.7
8,488.4
8,488.4
8,476.6
8,478.4
8,476.7
8,441.0
8,334.8
8,755.4
8,988.9

0.0
0.0
0.0
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1

13,036.5
13,103.1
12,918.9
12,929.6
12,607.7
12,612.0
12,416.3
12,425.2
12,452.3
12,453.2
12,467.6
12,424.7

0.5
0.5
0.5
144.9
144.9
144.9
144.9
150.9
150.9
0.5
23.8
23.8

210.5
228.5
244.0
288.2
288.2
298.2
273.3
273.3
273.3
294.2
302.7
265.9

1,704.0
1,708.7
1,718.4
1,840.7
1,841.8
1,843.9
1,842.5
1,807.7
1,806.9
1,858.5
1,871.2
1,916.3

-20,211.0
-21,268.3
-20,974.1
-21,644.0
-21,322.1
-21,314.6
-21,120.7
-21,133.9
-21,125.3
-20,869.6
-21,327.9
-21,518.5

9,160.4
9,107.3
9,113.9
9,904.5
9,852.8
10,978.7
13,588.6
16,310.6
16,418.5
17,348.0
17,315.3
17,472.7

9,983.5
10,447.1
10,425.1
10,480.4
10,532.5
10,692.4
10,700.3
10,697.0
10,665.3
10,860.9
11,141.0
11,187.5

818.6
644.6
644.1
643.5
643.1
643.0
642.7
642.2
641.6
638.4
637.9
636.6

8,981.4
8,773.3
8,763.3
9,110.2
10,209.6
10,796.6
11,390.3
12,231.0
13,232.2
15,133.8
15,441.3
17,635.3

81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
97.1

12,427.1
12,466.0
12,459.7
12,448.0
10,619.4
10,653.4
10,740.6
10,726.1
10,766.1
10,770.2
10,742.8
10,775.9

23.8
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
374.5

265.9
206.3
217.3
222.3
184.2
194.4
193.0
193.0
193.0
197.3
198.3
198.3

1,916.6
1,882.3
1,880.2
1,954.3
2,150.1
2,263.5
2,246.9
2,242.4
2,372.1
2,402.5
2,423.6
2,771.3

-21,513.4
-21,345.7
-21,329.4
-21,664.6
-20,935.4
-21,556.4
-22,237.3
-23,063.5
-24,104.7
-26,010.4
-26,290.5
-28,882.8

17,331.5
18,927.0
20,419.6
20,541.9
21,731.1
22,006.6
21,995.9
21,987.4
22,084.5
22,311.6
22,593.4
22,978.5

Fuente: Banco Central de Honduras.


1/
Incluye prstamos en concesin con fondos externos.

Cuadro 67:

DEUDA INTERNA DE LA ADMINISTRACIN CENTRAL, POR TENEDOR

(saldo en millones de lempiras)

2004
2005
2006
2007

1,181.6
901.5
808.7
704.0

958.2
1,116.7
1,338.5
796.6

Otras
Instituciones
1/
Financieras
1,586.5
1,272.9
1,036.5
519.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

704.0
704.0
704.0
694.5
674.3
666.1
666.1
666.1
666.1
666.1
647.2
639.5

782.0
811.9
1,013.2
1,526.9
1,769.8
1,920.8
1,920.4
1,919.4
1,919.1
2,215.1
2,281.8
2,778.7

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

639.5
639.5
639.5
628.1
609.2
1,701.5
4,369.5
4,369.5
4,588.8
4,369.5
4,350.6
4,342.9

4,342.9
5,742.9
7,249.4
7,238.1
8,219.2
8,211.5
8,211.5
8,211.5
8,211.5
8,211.5
8,192.6
8,184.8

Aos

Banco Central
de Honduras

Bancos
Comerciales

Organismos
Descentralizados

Organismos
Desconcentrados

Gobiernos
Locales

Compaas de
Seguro

Sector Privado

TOTAL DEUDA

2,794.5
2,546.8
2,397.5
3,175.2

0.0
0.0
0.0
0.0

11.6
0.5
0.5
0.5

62.6
59.7
116.5
157.7

850.0
1,052.9
1,104.2
1,154.6

7,445.0
6,951.0
6,802.4
6,508.2

514.9
515.6
514.0
513.3
513.1
512.9
512.6
512.4
511.5
511.2
549.7
549.4

3,166.5
3,533.3
3,714.1
4,648.7
4,648.7
5,141.9
5,135.5
5,133.8
5,098.1
5,738.2
5,791.6
7,182.1

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5

157.7
157.7
178.7
186.6
186.6
186.6
186.6
186.6
186.6
186.6
186.6
195.4

1,155.7
1,197.1
1,265.6
1,477.2
1,650.4
1,724.1
1,923.2
1,924.7
1,925.0
1,628.4
1,651.5
1,456.1

6,481.3
6,920.1
7,390.1
9,047.7
9,443.4
10,152.9
10,344.9
10,343.5
10,306.9
10,946.1
11,108.9
12,801.7

2,764.0
2,747.6
2,826.1
3,285.0
3,298.0
3,286.9
3,310.9
6,033.5
5,860.6
6,803.7
6,818.5
6,855.2

544.8
543.4
542.7
714.7
714.4
714.2
713.9
765.8
767.7
767.8
767.3
766.9

7,174.0
8,164.7
8,054.7
8,488.4
8,488.4
8,476.6
8,478.4
8,476.7
8,441.0
8,334.8
8,755.4
8,988.9

0.0
0.0
0.0
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1

0.5
0.5
0.5
144.9
144.9
144.9
144.9
150.9
150.9
0.5
23.8
23.8

195.4
213.4
228.9
273.1
273.1
283.1
258.2
258.2
258.2
279.1
287.6
250.8

1,466.4
1,471.1
1,480.8
1,603.1
1,604.2
1,606.3
1,604.9
1,570.1
1,569.3
1,620.8
1,633.6
1,678.7

12,784.6
13,780.2
13,773.2
15,218.4
15,213.3
16,294.6
18,961.8
21,705.8
21,717.6
22,257.3
22,717.9
22,988.3

6,839.9
7,302.8
7,291.3
7,304.4
7,344.9
7,373.2
7,410.6
7,516.5
7,516.3
7,722.7
7,832.2
7,831.2

762.3
588.3
587.8
587.2
586.8
586.7
586.4
585.9
585.3
582.1
581.6
580.3

8,981.4
8,773.3
8,763.3
9,110.2
10,209.6
10,796.6
11,390.3
12,231.0
13,232.2
15,133.8
15,441.3
17,635.3

81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
81.1
97.1

23.8
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
25.3
374.5

250.8
191.2
202.2
207.2
169.1
179.3
177.9
177.9
177.9
182.2
183.2
183.2

1,679.0
1,644.7
1,642.6
1,716.7
1,912.5
2,025.9
2,009.3
2,004.8
2,134.5
2,164.9
2,186.0
2,533.7

22,961.2
24,349.6
25,843.0
26,270.2
28,548.5
29,279.6
29,892.4
30,834.0
31,964.1
34,103.6
34,523.3
37,420.1

p/

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

Fuente: Banco Central de Honduras.


1/
Incluye asociaciones de ahorro y prstamo, bancos de desarrollo y sociedades financieras.
p/
Preliminar.

Cuadro 68:

DEUDA INTERNA DE LOS ORGANISMOS DESCENTRALIZADOS, POR TENEDOR 1/

(saldo en millones de lempiras)


Aos

Bancos
Comerciales

Compaas de
Seguro

Bancos de
Desarrollo

Administracin
Central

Sector Privado

TOTAL DEUDA

2004
2005
2006
2007

786.7
958.0
1,376.5
1,762.2

0.0
0.0
105.1
15.1

4.4
4.4
4.4
4.4

10,453.5
10,422.4
10,294.7
10,470.5

6.0
5.9
149.1
236.4

11,250.7
11,390.7
11,929.8
12,488.6

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,777.4
1,776.9
1,779.1
1,781.8
742.1
742.1
741.3
741.2
741.2
749.9
749.9
733.7

15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1

4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4

9,934.6
9,951.6
9,974.0
10,359.0
10,340.3
10,250.2
10,204.6
10,186.4
10,199.4
10,172.7
10,177.4
10,348.2

236.4
236.4
236.5
237.4
236.7
236.4
236.4
236.4
236.4
236.4
236.4
236.4

11,967.9
11,984.4
12,009.1
12,397.7
11,338.6
11,248.2
11,201.8
11,183.5
11,196.5
11,178.5
11,183.2
11,337.8

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

733.7
731.5
734.0
731.5
729.4
729.4
728.1
726.2
729.9
725.1
726.4
760.3

15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1

4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4

10,498.4
10,561.6
10,373.6
10,380.1
10,055.6
10,057.8
9,863.9
9,871.8
9,897.6
9,897.3
9,910.7
9,870.6

236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.5
236.4
236.4

11,488.0
11,549.0
11,363.5
11,367.5
11,040.9
11,043.1
10,847.9
10,853.9
10,883.4
10,878.4
10,893.0
10,886.8

2010p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

760.3
760.1
763.1
763.1
816.5
816.8
821.6
723.1
718.1
704.5
704.0
706.8

15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1
15.1

4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4
4.4

9,875.7
9,912.1
9,906.5
9,894.4
8,070.5
8,093.7
8,179.3
8,165.7
8,197.8
8,200.6
8,176.9
8,206.6

236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4
236.4

10,891.9
10,928.1
10,925.5
10,913.4
9,142.9
9,166.4
9,256.8
9,144.7
9,171.8
9,161.0
9,136.8
9,169.3

Fuente: Banco Central de Honduras.


1/
Incluyen prstamos en concesin con fondos externos.

Cuadro 69:

DEUDA INTERNA DE LOS GOBIERNOS LOCALES, POR TENEDOR 1/

(saldo en millones de lempiras)


Aos

Banco Central de
Honduras

Bancos
Comerciales

2004
2005
2006
2007

25.6
21.8
17.7
13.5

499.9
644.5
1,847.0
2,246.4

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

13.3
13.0
12.8
12.6
11.5
11.2
11.0
10.8
10.6
10.4
10.2
9.0

2,245.4
2,240.7
2,223.7
2,264.3
2,257.6
2,521.9
2,521.2
2,507.4
2,470.0
2,473.8
2,468.6
2,507.9

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

8.7
8.5
8.3
8.1
6.9
6.6
6.4
6.2
5.9
5.7
4.5
4.2

2010p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

4.0
3.8
3.5
3.3
2.0
1.8
1.5
1.3
1.0
1.0
0.0
0.0

Otras
Instituciones
Financieras 2/
51.9
51.9
51.9
51.9

Administracin
Central

Sector Privado

TOTAL DEUDA

2,267.4
2,368.9
2,491.9
2,514.5

1.2
1.2
1.2
1.2

2,846.0
3,088.3
4,409.7
4,827.5

51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9

2,513.7
2,515.3
2,525.2
2,525.8
2,528.9
2,533.5
2,533.9
2,530.8
2,533.1
2,527.8
2,533.1
2,543.7

1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2

4,825.5
4,822.1
4,814.8
4,855.8
4,851.1
5,119.7
5,119.2
5,102.1
5,066.8
5,065.1
5,065.0
5,113.7

2,498.9
2,443.3
2,344.6
2,351.9
2,308.6
2,341.7
2,287.7
2,272.1
2,329.1
2,467.2
2,417.8
2,504.7

51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9

2,538.1
2,541.5
2,545.3
2,549.5
2,552.1
2,554.2
2,552.4
2,553.4
2,554.7
2,555.9
2,556.9
2,554.1

1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2

5,098.8
5,046.4
4,951.3
4,962.6
4,920.7
4,955.6
4,899.6
4,884.8
4,942.8
5,081.9
5,032.3
5,116.1

2,383.3
2,384.2
2,370.7
2,412.9
2,371.1
2,502.4
2,468.1
2,457.4
2,430.9
2,433.7
2,604.8
2,649.5

51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9
51.9

2,551.4
2,553.9
2,553.2
2,553.6
2,548.9
2,559.7
2,561.3
2,560.4
2,568.3
2,569.6
2,565.9
2,569.3

1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2
1.2

4,991.8
4,995.0
4,980.5
5,022.9
4,975.1
5,117.0
5,084.0
5,072.2
5,053.3
5,057.4
5,223.8
5,271.9

Fuente: Banco Central de Honduras.


1/
Incluyen prstamos en concesin con fondos externos.
2/
Incluye asociaciones de ahorro y prstamo, bancos de desarrollo y sociedades financieras.
p/
Preliminar.

Cuadro 70:

BALANZA DE PAGOS DE HONDURAS

(Flujos en millones de dlares estadounidenses)


CUENTA CAPITAL

BALANZA EN CUENTA CORRIENTE

2004

(1)
Exportaciones
de Bienes y
Servicios
5,178.6

(2)
Importaciones
de Bienes y
Servicios
6,676.1

(3)=(1-2)
Balanza de
Bienes y
Servicios
-1,497.4

2005

5,747.6

7,473.4

2006

6,021.5

8,338.9

2007

6,564.3

2008
I Trimestre
II Trimestre
III Trimestre
IV Trimestre

Perodo

(4)
Balanza de
Renta

(5)

(6)=(3+4+5)

Balanza de
Saldo en Cuenta
Transferencias
Corriente

-446.3

1,265.3

-678.4

-1,725.8

-459.6

1,895.1

-2,317.4

-536.8

2,450.3

9,956.5

-3,392.2

-395.2

7,110.1
1,835.7
1,908.2
1,847.5
1,518.7

11,690.9
2,706.7
3,135.9
3,256.6
2,591.7

-4,580.8
-870.9
-1,227.7
-1,409.1
-1,073.0

2009
I Trimestre
II Trimestre
III Trimestre
IV Trimestre

5,778.1
1,507.0
1,500.0
1,438.4
1,332.6

8,402.6
2,102.5
2,129.4
2,074.9
2,095.8

2010 p/
I Trimestre
II Trimestre
III Trimestre
IV Trimestre

6,763.5
1,762.8
1,782.2
1,593.1
1,625.4

9,880.9
2,372.3
2,508.0
2,419.3
2,581.2

CUENTA FINANCIERA
(8)

(9)

(10)

(11)=(8+9+10)

(12)

Cuenta Capital

Inversin
Directa

Inversin de
Cartera

Otra Inversin

TOTAL

Errores y
Omisiones

50.8

552.9

-11.6

-290.3

593.5

598.8

-23.1

-403.9

1,484.8

668.5

-20.9

2,671.3

-1,116.1

1,206.6

926.1

-22.4

-520.6
-117.3
-112.4
-136.8
-154.1

2,973.4
675.5
762.9
779.5
755.5

-2,127.9
-312.7
-577.2
-766.4
-471.6

99.0
12.1
21.4

1,007.3
161.9
333.2

21.2
44.4

-2,624.6
-595.4
-629.5
-636.4
-763.2

-530.1
-114.4
-117.3
-154.3
-144.1

2,639.0
676.4
683.2
652.3
627.1

-515.6
-33.4
-63.6
-138.5
-280.2

-3,117.4
-609.5
-725.8
-826.2
-955.8

-598.0
-173.5
-145.1
-101.1
-178.3

2,760.5
621.0
717.0
691.4
731.0

-954.8
-162.0
-153.9
-235.9
-403.1

Fuente: Banco Central de Honduras.


1/
Signo positivo significa una disminucin y signo negativo aumento.

RESERVAS Y RUBROS RELACIONADOS

(7)

406.7

948.1

41.2

-490.0

85.6

-201.9

-1,119.3

-471.7

-325.8

-826.6

77.1

264.5
247.8

-26.8
-5.6
-2.8
-11.8
-6.5

425.7
77.6
98.3
73.8
176.0

130.4
26.4
28.1
48.0
27.9

522.5
117.7
120.1
197.9
86.8

56.0
-15.8
-0.3
61.9
10.2

84.4
23.2
25.5
26.2
9.6

798.8
220.1
204.6
129.7
244.4

-15.0
0.3
-28.7
8.4
5.0

(13)
Activos de
Reserva del
BCH1/
-510.4

(14)

(15)

Uso del Crdito Financiamiento


del FMI
Excepcional

(16)=(13+14+15)
TOTAL

(17)
Cuenta
Corriente/ PIB
(%)
-7.6

20.7

127.9

-361.8

-346.3

1.9

157.5

-186.9

-3.0

-282.2

-113.9

112.7

-283.4

-3.7

-353.8

108.6

0.0

77.6

186.2

-9.0

1,406.3
233.9
428.6
326.5
417.3

465.8
33.5
150.2
209.6
72.5

77.6
3.8
-30.8
189.1
-84.4

0.0
0.0
0.0
0.0
0.0

79.2
29.5
7.8
20.0
21.8

156.8
33.3
-23.0
209.1
-62.6

-15.2
-2.2
-4.1
-5.5
-3.4

-264.2
118.4
-124.3
-196.9
-61.4

314.4
220.3
-4.5
63.0
35.6

-353.5
-132.3
-97.5
-222.6
99.0

353.6
-94.8
114.8
244.0
89.5

0.0
0.0
0.0
0.0
0.0

70.7
13.7
22.6
6.1
28.2

424.2
-81.0
137.5
250.1
117.7

-3.6
-0.2
-0.4
-1.0
-2.0

463.4
-27.2
-9.9
-13.5
514.0

1,247.1
193.3
165.9
124.6
763.4

191.8
17.6
-31.6
-62.5
268.3

-592.2
-78.7
-12.9
144.3
-644.9

0.0
0.0
0.0
0.0
0.0

23.6
6.7
7.0
3.2
6.7

-568.6
-72.0
-5.9
147.5
-638.2

-6.2
-1.1
-1.0
-1.5
-2.6

Cuadro 71:

EXPORTACIONES DE MERCANCAS GENERALES FOB POR PRINCIPALES PRODUCTOS

(Flujos en millones de dlares estadounidenses)


Perodo

Banano

Caf

Madera

Acete
Palma

Oro

Plata

Plomo

Zinc

Azcar

Camarn

Langostas

Melones y
Sandias

Otros
Productos

TOTAL

34.0
35.9
35.6
46.2

722.6
831.4
877.6
1,170.5

1,640.4
1,892.4
2,096.2
2,529.0

2004
2005
2006
2007

208.8
260.3
241.3
289.3

277.2
366.3
425.8
518.3

35.0
43.3
39.2
44.5

59.3
56.3
74.8
121.2

73.6
63.2
79.9
67.6

5.8
5.2
11.0
17.6

5.4
5.5
8.6
24.1

20.3
19.6
60.7
58.0

14.9
24.8
29.6
19.4

136.4
132.4
162.0
120.3

47.2
48.2
50.1
32.0

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

23.5
30.3
40.2
27.4
34.0
35.8
21.1
26.4
35.5
31.4
30.7
47.4
383.8

59.6
71.0
98.1
89.3
91.4
78.2
60.7
35.1
14.5
2.5
3.6
13.9
617.9

4.0
2.2
1.9
4.0
5.1
2.0
4.2
4.6
1.4
3.2
2.5
1.0
36.3

10.0
11.9
20.5
6.7
13.7
19.5
25.1
19.1
32.7
27.3
13.2
16.9
216.7

3.7
4.6
3.6
3.4
4.1
4.6
4.7
3.7
3.2
5.9
4.2
4.0
49.5

2.0
3.8
2.1
0.0
2.7
2.2
0.2
3.2
2.0
1.9
0.8
0.6
21.4

2.6
2.9
2.6
0.0
2.6
1.8
0.0
2.9
1.8
2.3
0.9
0.7
21.1

0.0
10.8
0.0
0.0
6.5
0.0
1.9
0.0
5.3
0.0
1.5
0.0
26.1

0.0
3.6
0.3
0.5
0.5
3.6
0.9
0.6
4.7
4.9
1.2
0.1
20.9

2.8
1.6
4.7
1.8
3.8
7.3
11.8
17.0
14.9
10.7
10.1
14.5
101.0

4.9
5.6
3.6
0.0
0.0
0.0
0.1
8.6
7.3
5.9
3.8
4.2
44.1

9.8
10.7
9.7
8.2
3.8
0.9
0.1
0.2
0.3
0.1
0.0
0.7
44.5

92.1
102.8
94.4
109.2
106.0
108.4
117.1
112.9
115.8
111.9
93.5
85.9
1,249.9

215.1
261.8
281.8
250.5
274.1
264.3
247.9
234.1
239.4
207.9
166.1
189.8
2,833.0

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

19.5
19.6
22.6
27.2
30.9
29.0
23.6
23.7
26.7
31.3
32.0
41.1
327.2

49.7
65.6
77.3
63.9
77.9
72.0
51.4
29.9
9.1
3.1
2.9
28.8
531.5

3.1
1.5
2.9
0.5
0.5
2.9
0.5
2.8
0.6
3.7
0.3
0.5
19.9

8.5
5.4
11.6
5.8
8.4
5.9
16.1
17.9
13.2
11.3
11.4
10.0
125.4

5.2
4.1
6.5
0.0
6.6
4.0
10.9
6.9
7.0
6.0
4.7
4.2
66.1

0.2
1.1
1.6
0.1
3.7
1.6
0.3
0.0
3.8
1.6
0.2
3.1
17.4

0.0
0.9
1.1
0.0
3.5
1.7
0.0
0.0
4.7
2.1
0.0
4.5
18.5

1.5
1.3
0.0
1.7
3.4
0.0
4.5
0.0
5.0
0.0
4.6
3.1
25.1

0.0
0.8
2.2
1.2
2.5
7.7
5.5
1.6
6.8
0.1
0.1
0.6
29.1

5.7
1.6
3.5
1.1
3.2
5.1
15.0
12.3
11.8
20.5
19.9
15.1
114.9

2.0
1.1
2.8
0.4
0.1
0.0
0.4
3.6
2.2
3.6
1.5
1.9
19.5

6.5
10.6
8.1
9.4
5.8
0.2
0.0
0.0
0.0
0.0
0.0
1.5
42.3

85.7
89.9
103.7
82.1
88.6
89.4
85.6
79.6
65.0
72.1
69.3
56.4
967.4

187.4
203.4
243.8
193.3
235.1
219.6
213.8
178.4
156.0
155.6
146.9
171.0
2,304.2

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

21.0
21.9
27.8
27.7
30.6
34.8
25.5
20.2
24.6
26.4
27.3
47.6
335.4

70.1
100.3
106.1
84.8
84.1
90.4
49.6
25.7
5.7
3.6
10.1
92.2
722.6

2.1
4.9
1.2
0.8
2.7
1.1
0.9
2.5
0.6
1.9
0.5
0.6
19.9

7.8
12.2
8.8
7.4
7.5
9.3
14.1
20.6
18.1
8.3
17.3
9.2
140.5

9.6
3.8
9.0
9.5
3.6
5.6
5.3
5.8
5.2
10.2
8.8
8.0
84.4

1.9
2.4
0.4
0.1
5.7
0.1
0.0
4.5
3.6
0.2
0.1
6.1
25.2

2.4
3.3
0.0
0.0
8.1
0.0
0.0
4.3
4.2
0.0
0.0
6.4
28.7

6.8
6.5
5.3
0.0
5.8
0.0
0.0
2.7
3.8
4.0
0.0
7.9
42.7

0.3
1.5
15.4
4.4
17.6
3.0
0.5
1.7
0.0
0.0
0.0
0.0
44.4

3.5
2.3
2.7
0.9
1.0
15.3
12.9
20.6
17.3
20.5
21.2
21.5
139.7

1.6
2.2
6.1
0.1
0.0
0.0
1.3
4.7
7.4
2.8
2.9
4.0
33.2

9.1
9.6
8.8
10.3
3.8
0.2
0.0
0.1
0.1
0.0
0.0
0.8
42.9

84.6
91.0
94.1
86.7
92.8
95.3
90.6
91.2
88.7
92.0
98.0
84.7
1,089.6

220.7
261.7
285.6
232.6
263.4
255.0
200.9
204.7
179.4
170.0
186.3
289.1
2,749.3

Fuente: Sistema Aduanero Automatizado SIDUNEA / DEI, EUROTRACE / INE y compaas exportadoras .
Nota: Cifras ajustadas por la Seccin de Balanza de Pagos de acuerdo al 5o Manual de Balanza de Pagos (MBP5). Incluye oro no monetario, no incluye Bienes para Transformacion (maquila) y revisadas mensualmente de acuerdo a los
registros actualizados de las bases de datos".

Cuadro 72:

IMPORTACIONES DE MERCANCAS GENERALES CIF POR PRINCIPALES RUBROS

(Flujos en millones de dlares estadounidenses)


Perodo
2004
2005
2006
2007

Productos
Alimenticios,
Bebidas y
Tabaco
640.5
762.6
921.8
1,130.0

Combustibles,
Lubricantes y
Otros Minerales

Productos
Qumicos

Productos
Manufacturados Ropa y Calzado
segn Material

Metales
Comunes

Mquinas y
Aparatos
Elctricos

Material de
Transporte

Transacciones y
Mercaderas
Diversas

TOTAL

678.4
935.3
1,119.4
1,344.7

524.7
654.0
720.2
900.2

543.9
662.8
733.9
859.4

159.8
193.2
198.0
248.5

302.7
359.8
419.6
518.8

980.6
838.3
980.6
1,413.3

249.2
298.5
377.6
570.0

132.6
148.0
172.0
239.3

4,212.3
4,852.5
5,643.1
7,224.3

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

94.2
108.2
112.2
123.5
109.4
104.8
131.0
99.5
108.4
115.3
112.0
98.9
1,317.2

144.8
135.9
157.7
139.2
237.4
206.7
222.0
213.1
176.7
152.6
121.5
91.9
1,999.3

60.9
79.8
82.6
94.9
92.2
104.6
94.9
119.1
116.8
108.2
85.0
78.1
1,117.3

85.8
77.8
72.0
87.5
89.0
76.0
94.1
90.7
86.1
91.0
80.9
77.9
1,008.7

17.8
20.7
18.8
20.3
15.9
17.8
20.3
24.1
19.5
29.2
31.4
26.1
261.9

50.5
55.9
48.1
53.2
69.9
72.2
77.9
82.3
69.2
52.0
41.9
33.2
706.4

135.3
115.2
121.3
152.0
158.1
131.6
121.7
141.0
139.3
117.7
124.4
104.6
1,562.3

47.8
55.3
54.7
51.6
66.1
54.6
55.0
48.0
45.1
46.3
40.5
47.6
612.5

17.4
16.7
15.5
17.1
18.8
18.9
19.7
21.5
20.4
21.4
21.6
18.9
227.8

654.4
665.6
683.1
739.1
856.8
787.1
836.6
839.3
781.3
733.8
659.2
577.2
8,813.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

91.8
99.7
98.4
116.4
94.1
98.9
90.9
86.8
71.0
73.6
79.9
89.5
1,091.0

90.0
82.0
72.6
84.9
83.6
96.6
94.5
111.8
105.4
86.5
115.4
118.1
1,141.6

58.0
78.3
80.4
72.2
75.8
100.9
77.5
78.6
76.7
82.1
57.6
77.3
915.5

73.3
62.7
68.8
69.6
63.0
62.1
62.3
58.4
58.8
63.1
59.4
69.0
770.5

17.3
18.2
20.4
15.8
15.6
17.2
16.4
14.5
15.3
20.3
23.0
21.2
215.1

34.4
30.8
33.7
32.4
30.7
30.7
28.9
28.0
30.7
31.7
36.5
25.3
373.7

87.5
80.7
92.6
87.2
76.1
85.5
82.0
69.6
70.2
95.8
86.8
78.1
992.0

37.2
34.1
38.4
32.8
33.6
36.7
31.5
27.7
26.8
27.0
32.5
37.4
395.7

12.4
13.8
16.8
12.3
13.4
15.2
17.3
13.6
11.4
14.8
15.3
18.4
174.7

501.9
500.3
522.0
523.6
486.0
543.8
501.3
489.1
466.2
494.9
506.5
534.3
6,069.8

104.8
90.2
129.1
97.0
104.3
101.3
102.9
88.3
105.0
107.8
101.9
105.5
1,238.1

109.5
131.0
129.5
158.4
153.3
136.8
100.6
120.3
107.9
114.8
125.6
137.4
1,525.1

62.0
98.3
99.2
88.5
80.9
85.1
80.9
89.2
93.2
89.7
100.9
87.5
1,055.5

76.4
75.6
81.1
81.3
80.3
82.1
78.1
76.8
79.9
77.9
83.0
79.8
952.2

15.3
20.4
26.5
20.6
19.2
19.0
17.6
21.0
20.7
23.5
31.3
26.2
261.2

34.9
31.2
40.2
37.7
33.1
36.4
34.2
43.0
33.7
30.3
36.6
32.1
423.5

81.6
79.1
86.1
76.7
88.4
87.2
96.6
87.4
84.0
94.3
103.0
93.6
1,058.0

26.9
28.7
35.5
34.5
34.1
30.5
31.1
29.6
37.8
33.1
39.5
46.9
408.3

13.0
14.7
16.5
13.6
14.6
19.4
19.9
21.4
15.8
21.8
20.4
20.6
211.6

524.4
569.2
643.7
608.3
608.3
597.8
562.0
577.1
578.0
593.1
642.1
629.6
7,133.5

p/

2010
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total Acumulado

Fuente: Sistema Aduanero Automatizado SIDUNEA / DEI, EUROTRACE / INE y compaas importadoras.
Nota: Cifras ajustadas por la Seccin de Balanza de Pagos de acuerdo al 5o Manual de Balanza de Pagos (MBP5), no incluye bienes para transformacin (maquila).

Cuadro 73:

DEUDA EXTERNA PBLICA Y PRIVADA POR TIPO DE DEUDOR

(saldo en millones de dlares estadounidenses)


Sector Pblico
Aos

Sector Pblico1/

2004
2005
2006
2007
2008

4,832.7
4,039.8
2,851.2
1,853.7
2,168.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,160.9
2,170.1
2,261.4
2,267.7
2,286.8
2,318.1
2,301.4
2,307.1
2,309.6
2,319.8
2,338.8
2,321.2

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,310.3
2,294.7
2,304.5
2,310.3
2,273.8
2,296.9
2,346.7
2,350.3
2,416.7
2,450.8
2,515.6
2,696.6

Autoridad
Monetaria
367.9
324.0
178.7
172.5
154.4

Sector Privado
TOTAL
Total

Financiero

No Financiero

Total

5,200.6
4,363.8
3,029.9
2,026.2
2,322.9

401.0
450.0
568.6
814.0
821.1

421.1
320.5
336.4
349.8
320.0

822.1
770.5
905.0
1,163.8
1,141.1

6,022.7
5,134.3
3,934.9
3,190.0
3,464.0

153.4
152.9
153.5
153.5
153.0
150.7
150.8
151.0
151.4
151.5
150.1
139.6

2,314.3
2,323.0
2,414.9
2,421.2
2,439.8
2,468.8
2,452.2
2,458.1
2,461.0
2,471.3
2,488.9
2,460.8

789.2
785.0
750.4
734.5
715.4
682.2
621.2
589.6
577.4
514.0
550.3
524.6

340.0
344.7
351.3
349.1
343.1
328.1
315.3
307.3
299.0
297.0
302.0
359.5

1,129.2
1,129.7
1,101.7
1,083.6
1,058.5
1,010.3
936.5
896.9
876.4
811.0
852.3
884.1

3,443.5
3,452.7
3,516.6
3,504.8
3,498.3
3,479.1
3,388.7
3,355.0
3,337.4
3,282.3
3,341.2
3,344.9

139.3
138.9
138.6
138.4
135.9
133.7
134.5
134.3
135.2
135.6
133.8
134.1

2,449.6
2,433.6
2,443.1
2,448.7
2,409.7
2,430.6
2,481.2
2,484.6
2,551.9
2,586.4
2,649.4
2,830.7

525.3
507.0
499.9
488.9
486.2
477.8
472.3
438.7
435.5
428.6
427.9
544.0

380.3
399.2
391.1
384.0
366.3
354.3
336.0
327.3
322.6
327.4
340.7
373.9

905.6
906.2
891.0
872.9
852.5
832.1
808.3
766.0
758.1
756.0
768.6
917.9

3,355.2
3,339.8
3,334.1
3,321.6
3,262.2
3,262.7
3,289.5
3,250.6
3,310.0
3,342.4
3,418.0
3,748.6

Fuente: Las cifras del sector pblico provienen de la base de datos del Sistema de Gestin y Administracin de Deuda (SIGADE)
administrado por la Secretara de Finanzas, ajustadas por el BCH y las del sector privado provienen del Departamento Internacional del
BCH y de la Seccin Monetaria de la Subgerencia de Estudios Econmicos del BCH.
Nota: La sectorizacin institucional se clasifica de acuerdo a los lineamientos de la Gua para Compiladores y Usuarios de Estadsticas de la
Deuda Externa (GCUEDE).
1
/ Incluye Gobierno General, empresas pblicas no financieras y empresas pblicas financieras; excluye la Autoridad Monetaria.

Cuadro 74:

DEUDA EXTERNA PBLICA Y PRIVADA POR TIPO DE ACREEDOR

(saldo en millones de dlares)


Aos

Sector Pblico
Bilateral
1,726.4
968.3
675.3
622.6
770.7

Sector Privado
Comercial
42.0
43.6
42.9
92.0
98.0

Multilateral
306.7
359.9
399.5
443.0
413.5

Bilateral
0.0
0.0
0.0
31.7
30.7

TOTALES
Comercial
515.4
410.6
505.5
689.1
696.9

TOTAL

2004
2005
2006
2007
2008

Multilateral
3,432.2
3,351.9
2,311.7
1,311.6
1,454.2

Multilateral
3,738.9
3,711.8
2,711.2
1,754.6
1,867.7

Bilateral
1,726.4
968.3
675.3
654.3
801.4

Comercial
557.4
454.2
548.4
781.1
794.9

6,022.7
5,134.3
3,934.9
3,190.0
3,464.0

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,442.3
1,438.7
1,461.0
1,465.8
1,506.2
1,524.5
1,520.8
1,524.5
1,532.7
1,536.6
1,551.4
1,543.4

775.9
788.5
857.4
858.7
837.1
847.6
835.1
836.9
831.1
837.5
840.9
821.9

96.1
95.8
96.5
96.7
96.5
96.7
96.3
96.7
97.2
97.2
96.6
95.5

400.6
409.6
393.3
388.4
382.8
367.3
340.2
331.1
320.8
283.2
279.9
308.6

34.3
34.2
34.3
31.2
31.2
29.5
29.1
29.1
29.1
27.1
27.1
34.3

694.3
685.9
674.1
664.0
644.5
613.5
567.2
536.7
526.5
500.7
545.3
541.2

1,842.9
1,848.3
1,854.3
1,854.2
1,889.0
1,891.8
1,861.0
1,855.6
1,853.5
1,819.8
1,831.3
1,852.0

810.2
822.7
891.7
889.9
868.3
877.1
864.2
866.0
860.2
864.6
868.0
856.2

790.4
781.7
770.6
760.7
741.0
710.2
663.5
633.4
623.7
597.9
641.9
636.7

3,443.5
3,452.7
3,516.6
3,504.8
3,498.3
3,479.1
3,388.7
3,355.0
3,337.4
3,282.3
3,341.2
3,344.9

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

1,536.1
1,526.5
1,533.1
1,540.9
1,528.6
1,547.1
1,578.8
1,588.1
1,638.1
1,667.6
1,747.3
1,923.3

819.0
813.3
816.4
814.9
790.6
793.1
807.7
802.5
818.1
822.9
808.5
813.5

94.5
93.8
93.6
92.9
90.5
90.4
94.7
94.0
95.7
95.9
93.6
93.9

303.9
295.4
291.9
295.0
285.1
284.5
282.1
276.1
272.9
273.0
280.0
345.3

33.4
33.4
33.4
32.3
32.3
32.3
31.2
31.2
31.5
26.1
26.1
33.6

568.3
577.4
565.7
545.6
535.1
515.3
495.0
458.7
453.7
456.9
462.5
539.0

1,840.0
1,821.9
1,825.0
1,835.9
1,813.7
1,831.6
1,860.9
1,864.2
1,911.0
1,940.6
2,027.3
2,268.6

852.4
846.7
849.8
847.2
822.9
825.4
838.9
833.7
849.6
849.0
834.6
847.1

662.8
671.2
659.3
638.5
625.6
605.7
589.7
552.7
549.4
552.8
556.1
632.9

3,355.2
3,339.8
3,334.1
3,321.6
3,262.2
3,262.7
3,289.5
3,250.6
3,310.0
3,342.4
3,418.0
3,748.6

Fuente: Las cifras del sector pblico provienen de la base de datos del Sistema de Gestin y Administracin de Deuda (SIGADE) administrado por la
Secretara de Finanzas, ajustadas por el BCH y las del sector privado provienen del Departamento Internacional del BCH y de la Seccin Monetaria de
la Subgerencia de Estudios Econmicos del BCH.

Cuadro 75:

DEUDA EXTERNA DEL SECTOR PBLICO1/ POR DEUDOR 2/

(saldo en millones de dlares)


Sector Pblico no Financiero
AOS
2004
2005
2006
2007
2008

Gobierno General
Gobierno Central
4,771.5
3,980.6
2,774.3
1,802.2
2,108.3

Gobiernos Locales
20.0
18.8
18.4
0.1
0.1

Total
4,791.5
3,999.4
2,792.7
1,802.3
2,108.4

Empresas Pblicas
no Financieras

Total

Total Sector Pblico Total Deuda Externa


del Sector Pblico
Financiero1/

38.7
38.3
56.6
50.9
57.9

4,830.2
4,037.7
2,849.3
1,853.2
2,166.3

2.5
2.1
1.9
0.5
2.2

4,832.7
4,039.8
2,851.2
1,853.7
2,168.5

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,102.8
2,111.1
2,201.6
2,207.9
2,226.6
2,258.4
2,241.6
2,246.8
2,252.2
2,262.0
2,279.1
2,263.1

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0

2,102.9
2,111.2
2,201.7
2,208.0
2,226.7
2,258.5
2,241.7
2,246.9
2,252.3
2,262.1
2,279.2
2,263.1

56.0
55.2
55.9
55.9
56.1
55.6
55.7
56.1
53.2
53.5
53.0
51.7

2,158.9
2,166.4
2,257.6
2,263.9
2,282.8
2,314.1
2,297.4
2,303.0
2,305.5
2,315.6
2,332.2
2,314.8

2.0
3.7
3.8
3.8
4.0
4.0
4.0
4.1
4.1
4.2
6.6
6.4

2,160.9
2,170.1
2,261.4
2,267.7
2,286.8
2,318.1
2,301.4
2,307.1
2,309.6
2,319.8
2,338.8
2,321.2

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

2,252.9
2,238.2
2,249.4
2,255.8
2,222.0
2,244.1
2,288.2
2,291.7
2,356.9
2,390.4
2,458.1
2,637.2

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

2,252.9
2,238.2
2,249.4
2,255.8
2,222.0
2,244.1
2,288.2
2,291.7
2,356.9
2,390.4
2,458.1
2,637.2

51.2
50.4
49.1
48.6
46.3
47.4
52.7
52.0
52.8
53.3
50.8
51.2

2,304.1
2,288.6
2,298.5
2,304.4
2,268.3
2,291.5
2,340.9
2,343.7
2,409.7
2,443.7
2,508.9
2,688.4

6.2
6.1
6.0
5.9
5.5
5.4
5.8
6.6
7.0
7.1
6.7
8.2

2,310.3
2,294.7
2,304.5
2,310.3
2,273.8
2,296.9
2,346.7
2,350.3
2,416.7
2,450.8
2,515.6
2,696.6

Fuente: Cifras de la base de datos del Sistema de Gestin y Administracin de Deuda (SIGADE) administrado por la Secretara de Finanzas; ajustadas por el BCH.
Nota: La sectorizacin institucional se clasifica de acuerdo a los lineamientos de la Gua para Compiladores y Usuarios de Estadsticas de la
Deuda Externa (GCUEDE).
1/
Excluye Autoridad Monetaria.
2/
Bajo el concepto de suscriptor del convenio de prstamo.

Cuadro 76:

PRODUCTO INTERNO BRUTO ENFOQUE DE LA PRODUCCIN Y DEL GASTO, A PRECIOS CORRIENTES

(Flujos en millones de lempiras corrientes)


2003

2004

2005

2006

2007

2008p/

2009r/

2010e/

2004

2005

Variacin Relativa
2006
2007
2008

2009

I. Enfoque de la Produccin
Actividades Econmicas
Agricultura, Ganadera, Caza, Silvicultura y Pesca
Explotacin de Minas y Canteras
Industrias Manufactureras
Electricidad, Gas y Agua
Construccin
Comercio, Reparac. de Vehculos Automot., Motoci., Efectos Personales y Enseres Domsticos
Hoteles y Restaurantes
Transporte y Almacenamiento
Comunicaciones
Intermediacin Financiera
Propiedad de Vivienda
Actividades Inmobiliarias y Empresariales
Administracin Pblica y Defensa; Planes de Seguridad Social de Afiliacin Obligatoria
Enseanza
Servicios Sociales y de Salud
Servicios Comunitarios, Sociales y Personales
Menos: Servicios de Intermediacin Financiera Medidos Indirectamente
Valor Agregado Bruto a p. b.
Impuestos netos de subvenciones sobre la produccin y las importaciones
Producto Interno Bruto a p. m.

16,587
900
28,241
2,098
7,853

19,657
1,099
30,940
2,193
8,628

22,915
1,184
35,066
2,558
9,407

24,459
2,396
39,133
2,335
11,390

27,820
2,770
41,929
2,469
13,925

31,884
2,036
46,724
2,904
16,432

29,458
1,978
45,135
3,376
15,927

33,739
2,132
49,650
3,950
15,809

18.5
22.0
9.6
4.5
9.9

16.6
7.8
13.3
16.6
9.0

6.7
102.3
11.6
-8.7
21.1

13.7
15.6
7.1
5.8
22.3

14.6
-26.5
11.4
17.6
18.0

-7.6
-2.9
-3.4
16.2
-3.1

18,322
4,208

21,386
4,599

25,227
5,049

29,446
5,738

33,170
6,774

37,917
7,637

36,061
8,429

38,970
9,088

16.7
9.3

18.0
9.8

16.7
13.6

12.6
18.0

14.3
12.7

-4.9
10.4

5,600
5,173
6,931
8,124
6,145
8,615
9,046
3,771
3,562

5,850
5,732
8,418
8,939
7,023
10,307
10,041
4,188
4,002

6,363
6,765
9,626
10,053
8,062
11,268
11,795
4,849
4,572

6,917
7,070
11,770
11,090
8,995
12,057
13,415
5,705
5,283

7,804
8,009
13,881
12,717
10,404
14,373
16,302
6,756
6,080

9,067
8,931
16,801
13,818
11,857
16,365
18,928
8,256
6,930

8,887
10,127
17,245
15,145
12,836
18,844
21,558
9,832
7,950

9,686
10,844
18,095
16,231
13,795
20,579
23,283
10,935
8,509

4.5
10.8
21.4
10.0
14.3
19.7
11.0
11.1
12.4

8.8
18.0
14.4
12.5
14.8
9.3
17.5
15.8
14.2

8.7
4.5
22.3
10.3
11.6
7.0
13.7
17.7
15.6

12.8
13.3
17.9
14.7
15.7
19.2
21.5
18.4
15.1

16.2
11.5
21.0
8.7
14.0
13.9
16.1
22.2
14.0

-2.0
13.4
2.6
9.6
8.3
15.2
13.9
19.1
14.7

5,176
130,000
12,818
142,818

5,892
147,110
14,397
161,507

6,912
167,848
15,901
183,749

8,812
188,386
17,902
206,288

11,301
213,881
19,686
233,567

13,292
243,193
19,223
262,417

14,737
248,049
19,802
267,851

15,769
269,526
21,465
290,991

13.8
13.2
12.3
13.1

17.3
14.1
10.4
13.8

27.5
12.2
12.6
12.3

28.2
13.5
10.0
13.2

17.6
13.7
-2.4
12.4

10.9
2.0
3.0
2.1

II. Enfoque del Gasto


Tipo de Gasto
Gastos de consumo final
Sector privado
Sector pblico
Formacin bruta de capital fijo
Sector privado
Sector pblico
Variacin de Existencias
Exportacin de Bienes y Servicios
Menos: Importacin de Bienes y Servicios
Producto Interno Bruto a p.m.

126,793
105,483
21,310

143,661
119,418
24,243

166,947
138,424
28,522

191,190
160,239
30,951

220,457
181,679
38,778

254,629
209,717
44,912

265,395
215,897
49,498

284,537
231,634
52,903

13.3
13.2
13.8

16.2
15.9
17.6

14.5
15.8
8.5

15.3
13.4
25.3

15.5
15.4
15.8

4.2
2.9
10.2

32,743
25,758
6,984

43,737
34,118
9,619

45,780
37,563
8,217

56,371
48,212
8,159

75,193
65,744
9,449

88,357
76,278
12,079

60,359
51,234
9,125

68,131
56,626
11,505

33.6
32.5
37.7

4.7
10.1
-14.6

23.1
28.4
-0.7

33.4
36.4
15.8

17.5
16.0
27.8

-31.7
-32.8
-24.5

3,363
77,256
97,336
142,818

4,175
94,357
124,423
161,507

4,975
108,422
142,375
183,749

2,095
115,634
159,001
206,288

3,438
124,980
190,501
233,567

6,286
134,686
221,542
262,417

-7,202
109,178
159,879
267,851

-1,332
127,661
188,006
290,991

22.1
27.8
13.1

14.9
14.4
13.8

6.7
11.7
12.3

8.1
19.8
13.2

7.8
16.3
12.4

-18.9
-27.8
2.1

Fuente: Division de Cuentas Nacionales, Departamento de Estadsticas Macroeconmicas,Subgerencia de Estudios Econmicos, Banco Central de Honduras.
Nota: La suma de las partes no necesariamente es igual al total, debido a las aproximaciones.
Version revisada para aos 2007-2008-2009(programa monetario)
p.b. = Precios bsicos.
p.m. = Precios de mercado.
r/
Revisado.
p/
Preliminar.

Cuadro 77:

PRODUCTO INTERNO BRUTO ENFOQUE DE LA PRODUCCIN Y DEL GASTO, A PRECIOS CONSTANTES

(saldo en millones de lempiras constantes de 2000)


2003

2004

2005

2006

2007

2008r/

2009p/

2010e/

2004

2005

2006

Variacin Relativa
2007
2008

2009

I. Enfoque de la Produccin
Actividades Econmicas
Agricultura, Ganadera, Caza, Silvicultura y Pesca
Explotacin de Minas y Canteras
Industrias Manufactureras
Electricidad, Gas y Agua
Construccin
Comercio, Reparac. de Vehculos Automot., Motoci., Efectos
Personales y Enseres Domsticos
Hoteles y Restaurantes
Transporte y Almacenamiento
Comunicaciones
Intermediacin Financiera
Propiedad de Vivienda
Actividades Inmobiliarias y Empresariales
Administracin Pblica y Defensa; Planes de Seguridad Social de
Afiliacin Obligatoria
Enseanza
Servicios Sociales y de Salud
Servicios Comunitarios, Sociales y Personales
Menos: Servicios de Intermediacin Financiera Medidos
Valor Agregado
Bruto a p. b.
Impuestos netos de subvenciones sobre la produccin y las
Producto Interno Bruto a p. m.

16,743
672
26,082
1,594
5,290

17,952
634
27,135
1,693
5,354

17,540
630
29,034
2,581
5,229

18,870
608
30,353
3,165
5,721

19,915
529
31,877
3,853
6,096

20,299
480
32,957
4,018
6,527

20,015
473
30,320
3,897
5,821

20,375
461
31,533
4,010
5,430

7.2
-5.6
4.0
6.2
1.2

-2.3
-0.6
7.0
52.4
-2.3

7.6
-3.5
4.5
22.6
9.4

5.5
-13.0
5.0
21.8
6.6

1.9
-9.3
3.4
4.3
7.1

-1.4
-1.5
-8.0
-3.0
-10.8

13,762
2,999
4,463
5,080
8,362
5,758
4,805

14,334
3,123
4,820
6,009
10,292
5,892
5,092

15,142
3,266
5,323
7,300
12,250
6,254
5,381

15,989
3,430
5,550
8,544
15,277
6,472
5,731

16,502
3,660
6,022
9,858
18,725
6,803
6,192

17,051
3,744
6,181
11,656
20,887
6,946
6,487

15,341
3,706
5,921
13,486
21,018
7,012
6,611

15,832
3,791
6,065
14,645
21,323
7,143
6,760

4.2
4.2
8.0
18.3
23.1
2.3
6.0

5.6
4.6
10.5
21.5
19.0
6.2
5.7

5.6
5.0
4.3
17.0
24.7
3.5
6.5

3.2
6.7
8.5
15.4
22.6
5.1
8.0

3.3
2.3
2.6
18.2
11.5
2.1
4.8

-10.0
-1.0
-4.2
15.7
0.6
0.9
1.9

6,987
5,978
2,540
2,764
6,357

7,451
6,187
2,737
2,944
7,414

7,667
6,498
3,029
3,162
9,080

7,971
6,892
3,300
3,421
11,745

8,253
7,270
3,822
3,667
15,335

8,552
7,655
4,341
3,876
16,498

9,011
7,940
4,691
4,009
17,179

9,413
8,095
4,914
4,067
17,921

6.6
3.5
7.8
6.5
16.6

2.9
5.0
10.7
7.4
22.5

4.0
6.1
9.0
8.2
29.3

3.5
5.5
15.8
7.2
30.6

3.6
5.3
13.6
5.7
7.6

5.4
3.7
8.1
3.4
4.1

107,522
11,318
118,841

114,235
12,012
126,247

121,207
12,679
133,886

129,550
13,128
142,678

137,711
13,797
151,508

145,159
12,760
157,919

142,093
12,462
154,555

145,939
12,902
158,841

6.2
6.1
6.2

6.1
5.6
6.1

6.9
3.5
6.6

6.3
5.1
6.2

5.4
-7.5
4.2

-2.1
-2.3
-2.1

II. Enfoque del Gasto


Tipo de Gasto
Gastos de consumo final
Sector privado
Sector pblico
Formacin bruta de capital fijo
Sector privado
Sector pblico
Variacin de Existencias
Exportacin de Bienes y Servicios
Menos: Importacin de Bienes y Servicios
Producto Interno Bruto a p.m.

102,081
85,803
16,278

107,227
90,075
17,152

114,495
95,605
18,890

123,531
103,913
19,618

132,346
110,222
22,124

136,604
113,520
23,084

134,344
110,229
24,115

137,492
112,875
24,617

5.0
5.0
5.4

6.8
6.1
10.1

7.9
8.7
3.9

7.1
6.1
12.8

3.2
3.0
4.3

-1.7
-2.9
4.5

26,248
21,114
5,134

32,383
26,003
6,380

31,918
26,455
5,463

36,181
31,044
5,137

44,998
39,343
5,655

47,917
41,346
6,571

31,179
26,503
4,675

33,449
27,852
5,598

23.4
23.2
24.3

-1.4
1.7
-14.4

13.4
17.3
-6.0

24.4
26.7
10.1

6.5
5.1
16.2

-34.9
-35.9
-28.9

2,769
71,580
83,838
118,841

2,999
81,030
97,392
126,247

3,056
85,330
100,913
133,886

1,317
86,656
105,006
142,678

1,747
88,854
116,438
151,508

2,990
89,618
119,210
157,919

-3,556
78,791
86,202
154,555

-624
83,526
95,002
158,841

13.2
16.2
6.2

5.3
3.6
6.1

1.6
4.1
6.6

2.5
10.9
6.2

0.9
2.4
4.2

-12.1
-27.7
-2.1

Fuente: Divisin de Cuentas Nacionales, Departamento de Estadsticas Macroeconmicas, Subgerencia de Estudios Econmicos, Banco Central de Honduras.
Nota: La suma de las partes no necesariamente es igual al total, debido a las aproximaciones.
Version revisada para aos 2007-2008-2009(programa monetario)
r/
Revisado.
p/
Preliminar.
e/
Estimado.

Cuadro 78:

PRODUCCIN AGRCOLA SELECCIONADA

(en miles de quintales)


2003

2004

2005

2006

2007

2008r/

2009p/

11,210

11,314

11,374

11,752

13,619

13,234

13,070

Maicillo o Sorgo

1,234

1,291

1,429

1,445

1,517

1,590

Arroz en Granza

438

471

415

489

941

Frijol

2,164

2,134

2,188

2,188

Caf en Oro

3,927

4,559

3,669

Banano

11,378

13,699

Pltano

1,372

Caa de Azcar
Palma Africana

Productos

Maz

2010e/

Variacin Relativa
2007
2008

2004

2005

2006

12,919

0.9

0.5

3.3

15.9

-2.4

-1.2

1,499

1,379

4.6

10.7

1.1

5.0

4.2

-5.7

871

990

1,084

7.5

-11.9

17.8

92.5

-7.3

13.6

2,324

2,511

2,033

1,955

-1.4

2.5

0.0

6.2

8.4

-19.0

4,512

5,137

5,238

5,028

5,325

16.1

-19.5

23.0

13.9

1.7

-4.3

13,375

13,504

13,649

13,991

12,144

12,590

20.4

-2.4

1.0

1.1

2.7

-13.9

1,505

1,526

1,565

1,672

1,732

1,775

1,825

9.7

1.4

2.6

6.8

3.6

2.5

100,160

118,067

112,866

122,934

118,162

124,314

122,574

131,644

17.9

-4.4

8.9

-3.9

6.4

2.3

20,212

20,677

21,139

25,756

25,130

28,161

26,190

25,718

2.3

2.2

21.8

-2.4

5.8

-8.5

Fuente: Encuesta Agrcola Bsica, Instituto Nacional de Estadstica (INE), Instituto Hondureo del Caf (IHCAFE), Empresas Productoras.
r/
Revisado.
p/
Preliminar.
e/
Estimado.

2009

Cuadro 79:

PRODUCCIN INDUSTRIAL SELECCIONADA

(en miles de unidades)


Azcar

Harina de
Trigo

Leche
Pasteurizada

Aceite y
Manteca
Vegetal

Quintales

Quintales

Litro

Libra

2004
2005
2006
2007

8,141
7,817
8,508
8,502

2,637
2,804
2,850
3,000

90,737
104,285
111,114
114,737

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

1,282
1,857
1,686
1,240
1,041
156
0
0
0
0
200
878
8,340

243
228
245
245
261
242
258
248
234
256
254
304
3,017

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

1,287
1,663
1,910
1,379
1,047
294
0
0
0
0
111
839
8,531

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

1,349
1,606
2,082
1,753
1,017
373
0
0
0
0
119
1,037
9,336

Aos

Refrescos

Cerveza

171,054
160,947
157,508
171,527

Botella 12
Onzas
1,329,341
1,359,574
1,414,179
1,489,987

Botella 12
Onzas
260,598
278,278
285,464
293,047

9,891
8,981
9,642
9,741
9,445
9,355
9,294
9,081
8,818
9,153
8,576
9,229
111,206

12,266
16,908
17,995
18,727
18,463
22,580
19,706
15,781
18,376
18,002
17,467
17,088
213,359

107,944
131,674
144,977
130,629
156,908
133,821
146,369
148,020
129,242
131,914
119,431
123,078
1,604,007

236
256
273
247
265
289
284
252
265
281
267
326
3,239

8,765
8,491
8,861
8,816
11,031
8,982
9,362
8,511
8,415
8,880
8,307
9,347
107,767

13,424
15,117
20,172
16,880
17,043
19,606
16,813
14,998
15,999
16,912
15,677
16,416
199,057

278
272
292
237
221
267
287
283
295
252
286
304
3,274

8,760
8,516
9,571
8,883
9,062
8,890
9,356
8,650
8,669
8,822
9,233
9,536
107,947

13,824
14,611
15,511
15,968
16,134
20,353
19,549
21,668
15,818
10,570
14,542
14,944
193,493

Fuente: Empresas Productoras


Nota: La suma de las partes no es necesariamente igual al total, debido a las aproximaciones.
M2 : Metro cuadrado

Aguardiente y
Licor Compuesto

Cigarrillos

Telas

12,799
12,402
14,178
13,203

Cajetilla de 20
Unidades
320,556
319,958
342,591
315,293

22,831
24,936
26,020
26,326
20,122
23,531
25,898
21,093
23,452
25,257
27,764
27,728
294,958

1,033
576
1,425
824
953
1,312
1,282
1,050
1,141
1,422
1,307
1,557
13,883

21,533
28,962
27,266
27,023
24,453
28,418
22,312
25,332
24,988
26,758
22,773
27,354
307,170

15,512
17,580
15,566
18,926
19,750
17,555
18,673
18,926
18,079
17,631
16,835
9,819
204,853

127,130
120,768
139,707
157,239
153,409
147,801
171,683
170,631
153,130
172,823
170,650
182,919
1,867,888

21,475
22,997
20,237
19,140
19,646
19,831
17,062
18,134
19,068
17,503
28,546
29,774
253,413

890
922
1,455
858
1,047
1,122
1,154
820
1,165
1,505
1,692
1,637
14,267

26,066
24,133
28,414
22,492
25,568
24,700
33,734
29,910
24,335
31,573
25,584
12,436
308,942

146,629
163,758
188,885
155,156
181,963
142,676
161,438
180,757
149,011
159,607
195,776
166,156
1,991,811

13,787
16,695
23,950
18,551
19,479
20,583
18,495
17,462
16,653
16,183
26,753
27,605
236,196

755
1,677
1,723
1,039
1,193
859
1,006
1,375
927
1,317
1,399
1,525
14,794

23,819
18,889
21,615
23,028
23,062
19,005
21,985
22,923
23,095
25,080
26,940
19,225
268,665

Litro

Yardas
198,347
197,727
192,052
178,847

Cemento
Bolsa de 42.5
Kg
32,749
32,552
39,246
41,777

Lmina de Fibro
Cemento

Peridicos

Varilla de
Hierro

M2

Unidades

Kilogramos

5,173
5,986
7,081
7,491

69,172
65,569
69,795
71,811

3,948
4,888
5,375
5,518

3,431
3,560
3,409
3,991
4,167
3,734
3,716
3,643
3,267
2,898
3,141
3,010
41,966

771
784
698
917
879
409
468
513
459
375
364
192
6,830

5,948
6,274
5,872
6,142
6,508
6,167
6,406
6,492
6,333
6,262
6,113
6,034
74,552

515
520
187
290
530
409
518
507
406
275
111
758
5,026

12,381
13,704
15,368
11,998
14,409
14,480
16,221
15,778
14,349
16,396
15,282
10,689
171,054

3,089
3,174
3,625
3,131
3,625
3,431
3,427
3,136
2,700
2,933
3,011
3,052
38,335

402
485
439
429
362
465
287
262
352
373
329
275
4,462

6,076
5,728
6,002
5,638
6,293
6,104
6,482
6,166
5,820
6,188
5,821
5,891
72,208

280
367
221
192
294
186
187
227
237
207
178
177
2,753

14,302
16,144
18,427
16,765
19,615
18,406
19,468
18,589
17,620
18,702
17,909
12,521
208,468

2,994
2,908
3,307
3,133
3,073
3,046
3,081
2,791
2,703
2,693
3,025
3,026
35,779

313
449
489
409
516
368
616
472
367
464
219
55
4,737

5,746
5,615
6,133
5,600
5,174
4,910
5,730
5,650
5,909
5,751
5,729
5,768
67,716

453
410
61
70
273
62
163
122
137
266
311
113
2,443

Cuadro 80:

CONSTRUCCIN PRIVADA EN UNIDADES, VALOR Y METROS CUADRADOS POR LUGAR DE AUTORIZACIN

(valores en miles de lempiras)


Distrito Central
Aos
2004
2005
2006
2007

Cantidad de
Obras2/
2,179
1,693
1,578
2,210

Valor

3/

Otras Ciudades 1/

San Pedro Sula


2

934,259
1,072,416
1,938,631
2,296,020

236,754
213,151
300,328
374,017

Cantidad de
Obras2/
1,856
2,112
2,222
2,180

Valor

3/

911,830
1,168,779
1,512,950
1,746,607

329,909
336,809
389,485
416,014

Cantidad de
Obras2/
4,195
4,170
6,047
6,760

Valor

3/

Total
2

673,994
777,950
1,447,467
1,939,470

332,606
308,634
503,846
632,520

Cantidad de
Obras2/
8,230
7,975
9,847
11,150

Valor

3/

M2

2,520,082
3,019,145
4,899,048
5,982,097

899,270
858,594
1,193,660
1,422,551

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

144
128
166
223
233
287
281
198
206
220
212
219
2,517

201,839
188,574
231,471
281,566
292,644
409,892
426,558
364,319
360,860
343,206
329,339
290,503
3,720,771

30,890
28,318
31,995
41,871
45,129
57,627
58,265
51,717
51,164
48,782
44,952
39,313
530,023

201
199
161
203
169
138
178
133
139
113
119
95
1,848

186,618
206,682
207,256
213,066
218,865
207,973
232,624
228,624
229,130
216,027
213,241
195,559
2,555,665

38,561
39,647
39,671
42,603
43,566
40,199
45,943
44,570
43,222
41,879
43,696
40,008
503,563

604
579
554
595
580
546
476
420
392
376
326
266
5,714

147,666
170,701
174,678
174,007
182,703
162,371
192,832
154,712
130,560
121,464
104,322
72,321
1,788,337

51,494
53,688
53,459
56,375
58,897
50,358
44,862
36,087
36,519
31,876
26,481
21,711
521,808

949
906
881
1,021
982
971
935
751
737
709
657
580
10,079

536,124
565,957
613,405
668,639
694,211
780,237
852,013
747,654
720,551
680,697
646,903
558,383
8,064,774

120,946
121,652
125,125
140,849
147,592
148,184
149,070
132,374
130,904
122,537
115,129
101,032
1,555,393

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

211
246
302
196
152
201
213
247
193
230
215
180
2,586

273,841
276,474
327,204
291,993
257,517
194,877
202,572
225,918
204,702
204,761
198,313
179,767
2,837,940

34,976
34,436
40,251
40,274
34,905
26,933
27,247
30,552
27,656
34,087
27,692
25,268
384,277

92
92
105
84
105
99
62
86
102
111
106
86
1,130

186,469
158,648
163,356
126,995
121,624
122,272
112,227
130,930
133,737
129,699
109,963
92,048
1,587,969

38,147
30,325
29,360
21,193
19,475
18,771
18,456
21,798
22,097
21,542
20,461
17,403
279,030

387
431
439
378
341
350
395
373
290
262
262
240
4,148

93,724
120,699
117,295
117,707
96,682
86,315
99,412
121,644
72,115
69,746
66,142
58,682
1,120,163

28,701
34,230
39,979
37,635
28,565
27,279
29,394
28,253
22,709
21,172
19,803
18,638
336,356

690
769
846
658
598
650
670
706
585
603
583
506
7,864

554,034
555,821
607,855
536,694
475,823
403,464
414,210
478,492
410,554
404,207
374,418
330,498
5,546,071

101,824
98,990
109,589
99,103
82,945
72,983
75,097
80,603
72,462
76,801
67,957
61,309
999,663

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

241
210
248
186
211
177
149
186
126
113
144
133
2,124

193,276
182,499
200,155
180,479
197,806
176,882
171,854
178,457
157,017
150,593
167,810
159,052
2,115,880

33,163
24,752
27,866
24,967
28,360
24,552
23,315
23,874
20,530
19,464
21,540
19,786
292,168

101
95
142
113
158
138
148
143
161
152
140
119
1,610

107,364
96,753
97,395
102,068
119,039
115,877
120,835
100,925
110,224
101,880
113,640
104,688
1,290,688

20,490
18,604
19,971
18,889
22,352
22,382
23,666
19,633
21,712
19,588
19,260
18,582
245,129

279
324
413
354
307
284
350
362
319
303
336
265
3,896

59,435
72,402
86,362
79,029
73,067
85,156
102,242
96,948
94,768
82,321
91,661
82,339
1,005,730

20,441
25,887
31,108
26,360
25,845
25,303
28,978
29,606
29,376
22,929
24,532
20,394
310,761

621
629
803
653
676
599
647
691
606
568
620
517
7,630

360,074
351,654
383,912
361,576
389,912
377,915
394,931
376,330
362,009
334,794
373,112
346,079
4,412,298

74,094
69,243
78,944
70,216
76,557
72,238
75,959
73,113
71,619
61,981
65,332
58,762
848,058

Fuente: Permisos de construccin de las principales municipalidades.


Nota: La suma de las partes no necesariamente es igual al total, debido a las aproximaciones.
1/
Incluye : Puerto Corts, La Ceiba, Tela, Villanueva, Choloma, Santa Rosa de Copn, La Lima, El Progreso, Danl y Choluteca.
2/
En unidades. Incluye los destinos residencial, comercial, industrial, servicios y muros.
3/
En miles de lempiras. Incluye valor de construcciones lineales y no incluye el valor del terreno.
p/
Preliminar.

Cuadro 81:

CONSTRUCCIN PRIVADA POR DESTINO

(Metros cuadrados)1/
Aos

Residencial

Comercial

Industrial

Otros Edificios

Ampliaciones

2004
2005
2006
2007

471,727
501,467
656,477
799,299

223,008
193,376
315,202
366,532

51,603
19,529
35,195
34,347

37,710
46,813
56,003
75,138

115,222
97,410
130,783
147,236

899,270
858,594
1,193,660
1,422,551

Total

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

63,615
66,253
71,031
83,200
85,628
84,502
82,807
72,650
71,051
65,236
62,465
51,980
860,420

31,976
28,802
30,032
35,119
39,698
41,986
43,875
41,402
39,184
39,405
37,889
34,562
443,929

2,535
2,791
2,167
1,897
1,717
2,512
3,357
3,614
3,602
2,296
2,243
676
29,405

9,234
11,087
8,081
6,274
6,593
6,206
6,503
4,258
4,398
4,767
5,533
4,872
77,804

13,586
12,719
13,814
14,359
13,957
12,978
12,528
10,450
12,669
10,834
6,999
8,942
143,835

120,946
121,652
125,125
140,849
147,592
148,184
149,070
132,374
130,904
122,537
115,129
101,032
1,555,393

2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

51,514
49,344
55,318
51,626
43,895
45,631
46,737
50,716
44,981
52,406
44,956
40,191
577,315

33,414
30,973
33,823
27,803
22,392
14,648
14,664
15,523
17,399
13,941
13,425
11,902
249,908

1,780
2,278
1,641
1,930
673
120
589
0
0
0
0
0
9,011

4,609
3,772
4,454
8,510
6,787
2,188
3,429
3,129
4,216
2,676
2,598
1,522
47,891

10,506
12,623
14,353
9,234
9,197
10,396
9,678
11,235
5,865
7,778
6,978
7,695
115,538

101,824
98,990
109,589
99,103
82,945
72,983
75,097
80,603
72,462
76,801
67,957
61,309
999,663

2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total

46,046
42,282
45,904
42,207
42,959
38,310
41,027
39,567
36,272
31,979
33,629
29,865
470,047

18,283
11,966
11,478
11,204
12,513
13,823
14,644
12,096
15,500
11,421
14,352
14,265
161,545

1,218
1,718
1,718
1,718
1,718
1,718
1,718
1,378
1,619
1,619
1,619
1,619
19,383

1,038
1,253
2,050
988
2,192
2,756
2,639
2,010
1,584
1,580
2,397
1,825
22,312

7,508
12,023
17,793
14,099
17,175
15,631
15,931
18,061
16,643
15,382
13,335
11,189
174,770

74,094
69,243
78,944
70,216
76,557
72,238
75,959
73,113
71,619
61,981
65,332
58,762
848,058

Fuente: Permisos de construccin de las principales municipalidades.


Nota: La suma de las partes no necesariamente es igual al total, debido a las aproximaciones.
1/

No incluye los destinos remodelaciones (gastos por pintura y otras mejoras), debido a que no se miden en metros cuadrados, ni construcciones lineales
(muros).
p/
Preliminar.

Cuadro 82:

CONSTRUCCIN PRIVADA POR DESTINO

(en miles de lempiras)


Aos

Residencial

Comercial

2004
2005
2006
2007

1,370,943
1,609,798
2,321,573
3,267,705

2008
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total
2009
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic
Total
2010 p/
Ene
Feb
Mar
Abr
May
Jun
Jul
Ago
Sep
Oct
Nov
Dic

72,687
139,179
179,858
135,647

Construccin
Lineal
102,016
141,112
142,604
240,112

2,520,082
3,019,145
4,899,048
5,982,097

33,552
35,439
43,756
44,605
37,505
39,936
41,766
35,056
43,264
41,846
27,179
35,516
459,421

9,039
7,341
16,326
8,926
12,584
22,081
17,149
9,213
10,887
9,115
7,659
7,409
137,728

24,246
37,974
26,663
26,890
29,567
28,165
73,718
50,651
23,756
27,558
30,154
8,203
387,544

536,124
565,957
613,405
668,639
694,211
780,237
852,013
747,654
720,551
680,697
646,903
558,383
8,064,774

21,503
23,252
23,041
32,026
25,492
14,965
21,826
20,568
25,136
17,465
13,631
10,433
249,337

39,408
47,762
56,721
33,998
34,110
42,937
43,453
44,582
25,093
29,428
29,752
26,754
453,998

10,987
17,792
15,664
4,728
8,984
7,893
6,909
6,127
6,332
6,296
2,812
1,595
96,119

13,537
33,473
36,531
36,786
38,007
12,516
23,064
44,033
9,184
13,642
11,410
15,230
287,412

554,034
555,821
607,855
536,694
475,823
403,464
414,210
478,492
410,554
404,207
374,418
330,498
5,546,071

8,379
9,502
10,575
10,452
16,055
18,760
15,561
15,307
11,268
16,067
15,308
15,373
162,607

25,635
45,745
69,080
56,854
76,977
74,510
74,321
80,952
72,601
70,564
66,956
58,994
773,189

574
2,113
801
688
580
557
681
826
888
2,800
5,223
4,591
20,323

12,990
8,877
10,574
10,250
11,842
14,094
24,244
10,953
12,527
13,248
24,052
16,576
170,227

360,074
351,654
383,912
361,576
389,912
377,915
394,931
376,330
362,009
334,794
373,112
346,079
4,412,298

Industrial

Otros Edificios

Ampliaciones

Remodelaciones

497,917
663,293
1,581,793
1,461,048

157,361
61,201
95,912
140,336

112,495
199,391
291,595
354,146

206,665
205,170
285,714
383,102

265,060
277,171
317,325
374,398
400,498
421,565
423,533
372,957
368,836
342,812
334,927
290,779
4,189,859

157,512
146,682
149,107
168,539
173,989
217,591
244,923
234,066
228,343
220,962
213,996
192,693
2,348,404

12,005
12,026
10,281
9,849
8,968
16,819
24,082
22,092
20,506
10,010
9,443
2,361
158,441

34,711
49,324
49,947
35,433
31,101
34,080
26,843
23,619
24,959
28,395
23,545
21,422
383,378

272,307
252,875
282,006
255,435
221,878
229,943
225,989
265,195
240,806
243,592
239,021
214,329
2,943,376

189,391
173,036
188,541
167,423
144,901
94,312
90,814
97,988
104,004
93,785
77,793
62,157
1,484,144

6,901
7,630
5,351
6,299
2,452
898
2,155
0
0
0
0
0
31,686

247,636
216,610
230,032
216,950
215,215
196,810
202,793
195,996
179,308
156,259
169,770
156,625
2,384,004

59,986
62,433
56,476
60,009
62,869
66,810
70,957
66,703
79,084
69,522
85,469
87,587
827,906

4,874
6,374
6,374
6,374
6,374
6,374
6,374
5,594
6,333
6,333
6,333
6,333
74,042

Total
Fuente: Permisos de construccin de las principales municipalidades.
Nota: La suma de las partes no necesariamente es igual al total, debido a las aproximaciones.
p/
Preliminar.

Total

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