PV

100,000.00

n
340

Sries Uniformes - PMT

I
PMT
1.02%
?

Clculo de PMT ----------------------------------------->

Frmula : =PGTO

1. Determinar o valor das prestaes mensais de um financiamento realizado com uma taxa de 2,5% a
de R$ 1.000,00 e que o prazo de 4 meses.
Resposta:265.82

2. Um automvel cujo preo vista custa R$ 14.480,00, pode ser financiado em 48 parcelas mensais e
Determinar o valor das prestaes.
Resposta: 453,07

3. Um automvel cujo preo vista custa R$ 14.480,00 foi adquirido com uma entrada de 20% mais 48
de 1,5% ao ms. Determinar o valor das prestaes.
Resposta: 340,28

4. Uma compra no valor de R$ 10.000,00 deve ser paga com uma entrada de 20% e o saldo devedor fin
iguais, vencendo a primeira prestao ao fim de um ms, uma taxa de 4% ao ms. Calcule a presta
Resposta: 852,42

iformes - PMT

(R$1,053.43)
Frmula : =PGTO(E3;D3;C3)

anciamento realizado com uma taxa de 2,5% ao ms, sabendo -se que o valor presente

pode ser financiado em 48 parcelas mensais e iguais, com uma taxa de 1 ,8% ao ms.

oi adquirido com uma entrada de 20% mais 48 parcelas mensais e iguais, com uma taxa

om uma entrada de 20% e o saldo devedor financiado em 12 prestaes men sais

s, uma taxa de 4% ao ms. Calcule a prestao mensal.

Clulas de Entrada

Sistema Francs de Amortizao - Price - sem carncia

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0
R$
150,000.00
1
R$
125,921.22
2
R$
101,481.25
3
R$
76,674.69
4
R$
51,496.03
5
R$
25,939.69
6
R$
TOTAL

R$

Amortizao
R$ 24,078.78
R$ 24,439.96
R$ 24,806.56
R$ 25,178.66
R$ 25,556.34
R$ 25,939.69
R$ 150,000.00

R$
R$
R$
R$
R$
R$
R$

150,000.00
6
18.00%
1.50%
Juros
2,250.00
1,888.82
1,522.22
1,150.12
772.44
389.10
7,972.69

meses
meses
ao ano
ao ms
Prestao
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 157,972.69

Sistema Price com carncia e juros pagos

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0
R$
150,000.00
1
R$
150,000.00
2
R$
150,000.00
3
R$
150,000.00
4
R$
125,921.22
5
R$
101,481.25
6
R$
76,674.69
7
R$
51,496.03
8
R$
25,939.69
9
R$
TOTAL

R$

Amortizao
-

R$ 24,078.78
R$ 24,439.96
R$ 24,806.56
R$ 25,178.66
R$ 25,556.34
R$ 25,939.69
R$ 150,000.00

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

150,000.00
6
3
18.00%
1.50%
Juros
2,250.00
2,250.00
2,250.00
2,250.00
1,888.82
1,522.22
1,150.12
772.44
389.10
14,722.69

meses
meses
ao ano
ao ms
Prestao
R$
2,250.00
R$
2,250.00
R$
2,250.00
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$ 26,328.78
R$
164,722.69

Sistema Price com carncia e juros capitalizados

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0
1
2
3
4
5
6
7
8
9
TOTAL

R$

Amortizao

150,000.00
6
3
18.00%
1.50%
Juros

meses
meses
ao ano
ao ms
Prestao

Sistema SAC - Hamburgus sem carncia e sem correo

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0 R$
100,000.00
1 R$
99,705.88
2 R$
99,411.76
3 R$
99,117.65
4 R$
98,823.53
5 R$
98,529.41
6 R$
98,235.29
7 R$
97,941.18
8 R$
97,647.06
9 R$
97,352.94
10 R$
97,058.82
11 R$
96,764.71
12 R$
96,470.59
13 R$
96,176.47
14 R$
95,882.35
15 R$
95,588.24
16 R$
95,294.12
17 R$
95,000.00
18 R$
94,705.88
19 R$
94,411.76
20 R$
94,117.65
21 R$
93,823.53
22 R$
93,529.41
23 R$
93,235.29
24 R$
92,941.18
25 R$
92,647.06
26 R$
92,352.94
27 R$
92,058.82
28 R$
91,764.71
29 R$
91,470.59
30 R$
91,176.47
31 R$
90,882.35
32 R$
90,588.24
33 R$
90,294.12
34 R$
90,000.00
35 R$
89,705.88
36 R$
89,411.76
37 R$
89,117.65
38 R$
88,823.53
39 R$
88,529.41
40 R$
88,235.29
41 R$
87,941.18
42 R$
87,647.06
43 R$
87,352.94
44 R$
87,058.82

R$

Amortizao
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

100,000.00
340
9.09%
0.75750%
Juros
757.50
755.27
753.04
750.82
748.59
746.36
744.13
741.90
739.68
737.45
735.22
732.99
730.76
728.54
726.31
724.08
721.85
719.63
717.40
715.17
712.94
710.71
708.49
706.26
704.03
701.80
699.57
697.35
695.12
692.89
690.66
688.43
686.21
683.98
681.75
679.52
677.29
675.07
672.84
670.61
668.38
666.15
663.93
661.70

meses
meses
ao ano
ao ms
Prestao
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

1,051.62
1,049.39
1,047.16
1,044.93
1,042.71
1,040.48
1,038.25
1,036.02
1,033.79
1,031.57
1,029.34
1,027.11
1,024.88
1,022.65
1,020.43
1,018.20
1,015.97
1,013.74
1,011.51
1,009.29
1,007.06
1,004.83
1,002.60
1,000.38
998.15
995.92
993.69
991.46
989.24
987.01
984.78
982.55
980.32
978.10
975.87
973.64
971.41
969.18
966.96
964.73
962.50
960.27
958.04
955.82

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

86,764.71
86,470.59
86,176.47
85,882.35
85,588.24
85,294.12
85,000.00
84,705.88
84,411.76
84,117.65
83,823.53
83,529.41
83,235.29
82,941.18
82,647.06
82,352.94
82,058.82
81,764.71
81,470.59
81,176.47
80,882.35
80,588.24
80,294.12
80,000.00
79,705.88
79,411.76
79,117.65
78,823.53
78,529.41
78,235.29
77,941.18
77,647.06
77,352.94
77,058.82
76,764.71
76,470.59
76,176.47
75,882.35
75,588.24
75,294.12
75,000.00
74,705.88
74,411.76
74,117.65
73,823.53
73,529.41
73,235.29
72,941.18
72,647.06
72,352.94
72,058.82
71,764.71

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

659.47
657.24
655.01
652.79
650.56
648.33
646.10
643.87
641.65
639.42
637.19
634.96
632.74
630.51
628.28
626.05
623.82
621.60
619.37
617.14
614.91
612.68
610.46
608.23
606.00
603.77
601.54
599.32
597.09
594.86
592.63
590.40
588.18
585.95
583.72
581.49
579.26
577.04
574.81
572.58
570.35
568.12
565.90
563.67
561.44
559.21
556.99
554.76
552.53
550.30
548.07
545.85

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

953.59
951.36
949.13
946.90
944.68
942.45
940.22
937.99
935.76
933.54
931.31
929.08
926.85
924.62
922.40
920.17
917.94
915.71
913.49
911.26
909.03
906.80
904.57
902.35
900.12
897.89
895.66
893.43
891.21
888.98
886.75
884.52
882.29
880.07
877.84
875.61
873.38
871.15
868.93
866.70
864.47
862.24
860.01
857.79
855.56
853.33
851.10
848.87
846.65
844.42
842.19
839.96

97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

71,470.59
71,176.47
70,882.35
70,588.24
70,294.12
70,000.00
69,705.88
69,411.76
69,117.65
68,823.53
68,529.41
68,235.29
67,941.18
67,647.06
67,352.94
67,058.82
66,764.71
66,470.59
66,176.47
65,882.35
65,588.24
65,294.12
65,000.00
64,705.88
64,411.76
64,117.65
63,823.53
63,529.41
63,235.29
62,941.18
62,647.06
62,352.94
62,058.82
61,764.71
61,470.59
61,176.47
60,882.35
60,588.24
60,294.12
60,000.00
59,705.88
59,411.76
59,117.65
58,823.53
58,529.41
58,235.29
57,941.18
57,647.06
57,352.94
57,058.82
56,764.71
56,470.59

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

543.62
541.39
539.16
536.93
534.71
532.48
530.25
528.02
525.79
523.57
521.34
519.11
516.88
514.65
512.43
510.20
507.97
505.74
503.51
501.29
499.06
496.83
494.60
492.37
490.15
487.92
485.69
483.46
481.24
479.01
476.78
474.55
472.32
470.10
467.87
465.64
463.41
461.18
458.96
456.73
454.50
452.27
450.04
447.82
445.59
443.36
441.13
438.90
436.68
434.45
432.22
429.99

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

837.74
835.51
833.28
831.05
828.82
826.60
824.37
822.14
819.91
817.68
815.46
813.23
811.00
808.77
806.54
804.32
802.09
799.86
797.63
795.40
793.18
790.95
788.72
786.49
784.26
782.04
779.81
777.58
775.35
773.12
770.90
768.67
766.44
764.21
761.99
759.76
757.53
755.30
753.07
750.85
748.62
746.39
744.16
741.93
739.71
737.48
735.25
733.02
730.79
728.57
726.34
724.11

149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

56,176.47
55,882.35
55,588.24
55,294.12
55,000.00
54,705.88
54,411.76
54,117.65
53,823.53
53,529.41
53,235.29
52,941.18
52,647.06
52,352.94
52,058.82
51,764.71
51,470.59
51,176.47
50,882.35
50,588.24
50,294.12
50,000.00
49,705.88
49,411.76
49,117.65
48,823.53
48,529.41
48,235.29
47,941.18
47,647.06
47,352.94
47,058.82
46,764.71
46,470.59
46,176.47
45,882.35
45,588.24
45,294.12
45,000.00
44,705.88
44,411.76
44,117.65
43,823.53
43,529.41
43,235.29
42,941.18
42,647.06
42,352.94
42,058.82
41,764.71
41,470.59
41,176.47

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

427.76
425.54
423.31
421.08
418.85
416.62
414.40
412.17
409.94
407.71
405.49
403.26
401.03
398.80
396.57
394.35
392.12
389.89
387.66
385.43
383.21
380.98
378.75
376.52
374.29
372.07
369.84
367.61
365.38
363.15
360.93
358.70
356.47
354.24
352.01
349.79
347.56
345.33
343.10
340.87
338.65
336.42
334.19
331.96
329.74
327.51
325.28
323.05
320.82
318.60
316.37
314.14

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

721.88
719.65
717.43
715.20
712.97
710.74
708.51
706.29
704.06
701.83
699.60
697.37
695.15
692.92
690.69
688.46
686.24
684.01
681.78
679.55
677.32
675.10
672.87
670.64
668.41
666.18
663.96
661.73
659.50
657.27
655.04
652.82
650.59
648.36
646.13
643.90
641.68
639.45
637.22
634.99
632.76
630.54
628.31
626.08
623.85
621.62
619.40
617.17
614.94
612.71
610.49
608.26

201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

40,882.35
40,588.24
40,294.12
40,000.00
39,705.88
39,411.76
39,117.65
38,823.53
38,529.41
38,235.29
37,941.18
37,647.06
37,352.94
37,058.82
36,764.71
36,470.59
36,176.47
35,882.35
35,588.24
35,294.12
35,000.00
34,705.88
34,411.76
34,117.65
33,823.53
33,529.41
33,235.29
32,941.18
32,647.06
32,352.94
32,058.82
31,764.71
31,470.59
31,176.47
30,882.35
30,588.24
30,294.12
30,000.00
29,705.88
29,411.76
29,117.65
28,823.53
28,529.41
28,235.29
27,941.18
27,647.06
27,352.94
27,058.82
26,764.71
26,470.59
26,176.47
25,882.35

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

311.91
309.68
307.46
305.23
303.00
300.77
298.54
296.32
294.09
291.86
289.63
287.40
285.18
282.95
280.72
278.49
276.26
274.04
271.81
269.58
267.35
265.12
262.90
260.67
258.44
256.21
253.99
251.76
249.53
247.30
245.07
242.85
240.62
238.39
236.16
233.93
231.71
229.48
227.25
225.02
222.79
220.57
218.34
216.11
213.88
211.65
209.43
207.20
204.97
202.74
200.51
198.29

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

606.03
603.80
601.57
599.35
597.12
594.89
592.66
590.43
588.21
585.98
583.75
581.52
579.29
577.07
574.84
572.61
570.38
568.15
565.93
563.70
561.47
559.24
557.01
554.79
552.56
550.33
548.10
545.87
543.65
541.42
539.19
536.96
534.74
532.51
530.28
528.05
525.82
523.60
521.37
519.14
516.91
514.68
512.46
510.23
508.00
505.77
503.54
501.32
499.09
496.86
494.63
492.40

253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

25,588.24
25,294.12
25,000.00
24,705.88
24,411.76
24,117.65
23,823.53
23,529.41
23,235.29
22,941.18
22,647.06
22,352.94
22,058.82
21,764.71
21,470.59
21,176.47
20,882.35
20,588.24
20,294.12
20,000.00
19,705.88
19,411.76
19,117.65
18,823.53
18,529.41
18,235.29
17,941.18
17,647.06
17,352.94
17,058.82
16,764.71
16,470.59
16,176.47
15,882.35
15,588.24
15,294.12
15,000.00
14,705.88
14,411.76
14,117.65
13,823.53
13,529.41
13,235.29
12,941.18
12,647.06
12,352.94
12,058.82
11,764.71
11,470.59
11,176.47
10,882.35
10,588.24

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

196.06
193.83
191.60
189.37
187.15
184.92
182.69
180.46
178.24
176.01
173.78
171.55
169.32
167.10
164.87
162.64
160.41
158.18
155.96
153.73
151.50
149.27
147.04
144.82
142.59
140.36
138.13
135.90
133.68
131.45
129.22
126.99
124.76
122.54
120.31
118.08
115.85
113.62
111.40
109.17
106.94
104.71
102.49
100.26
98.03
95.80
93.57
91.35
89.12
86.89
84.66
82.43

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

490.18
487.95
485.72
483.49
481.26
479.04
476.81
474.58
472.35
470.12
467.90
465.67
463.44
461.21
458.99
456.76
454.53
452.30
450.07
447.85
445.62
443.39
441.16
438.93
436.71
434.48
432.25
430.02
427.79
425.57
423.34
421.11
418.88
416.65
414.43
412.20
409.97
407.74
405.51
403.29
401.06
398.83
396.60
394.37
392.15
389.92
387.69
385.46
383.24
381.01
378.78
376.55

305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

10,294.12
10,000.00
9,705.88
9,411.76
9,117.65
8,823.53
8,529.41
8,235.29
7,941.18
7,647.06
7,352.94
7,058.82
6,764.71
6,470.59
6,176.47
5,882.35
5,588.24
5,294.12
5,000.00
4,705.88
4,411.76
4,117.65
3,823.53
3,529.41
3,235.29
2,941.18
2,647.06
2,352.94
2,058.82
1,764.71
1,470.59
1,176.47
882.35
588.24
294.12
(0.00)
(294.12)
(588.24)
(882.35)
(1,176.47)
(1,470.59)
(1,764.71)
(2,058.82)
(2,352.94)
(2,647.06)
(2,941.18)
(3,235.29)
(3,529.41)
(3,823.53)
(4,117.65)
(4,411.76)
(4,705.88)

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12
294.12

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

80.21
77.98
75.75
73.52
71.29
69.07
66.84
64.61
62.38
60.15
57.93
55.70
53.47
51.24
49.01
46.79
44.56
42.33
40.10
37.87
35.65
33.42
31.19
28.96
26.74
24.51
22.28
20.05
17.82
15.60
13.37
11.14
8.91
6.68
4.46
2.23
(0.00)
(2.23)
(4.46)
(6.68)
(8.91)
(11.14)
(13.37)
(15.60)
(17.82)
(20.05)
(22.28)
(24.51)
(26.74)
(28.96)
(31.19)
(33.42)

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

374.32
372.10
369.87
367.64
365.41
363.18
360.96
358.73
356.50
354.27
352.04
349.82
347.59
345.36
343.13
340.90
338.68
336.45
334.22
331.99
329.76
327.54
325.31
323.08
320.85
318.62
316.40
314.17
311.94
309.71
307.49
305.26
303.03
300.80
298.57
296.35
294.12
291.89
289.66
287.43
285.21
282.98
280.75
278.52
276.29
274.07
271.84
269.61
267.38
265.15
262.93
260.70

357
358
359
360
TOTAL

R$
R$
R$
R$

(5,000.00)
(5,294.12)
(5,588.24)
(5,882.35)

R$
R$
R$
R$
R$

294.12
294.12
294.12
294.12
105,882.35

R$
R$
R$
R$
R$

(35.65)
(37.88)
(40.10)
(42.33)
128,730.44

R$
R$
R$
R$
R$

258.47
256.24
254.01
251.79
234,612.79

Sistema SAC- Hamburgus com carncia e juros pagos

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0
1
2
3
4
5
6
7
8
9
TOTAL

R$

Amortizao

150,000.00
6
3
18.00%
1.50%
Juros

meses
meses
ao ano
ao ms
Prestao

Sistema SAC - Hamburgus com carncia e juros capitalizados

Valor do Emprstimo
Prazo de Amortizao
Prazo de Carncia
Taxa de Nominal de Juros
Taxa Mensal de Juros
n
Saldo Devedor
0
1
2
3
4
5
6
7
8
9
TOTAL

R$

Amortizao

150,000.00
6
3
18.00%
1.50%
Juros

meses
meses
ao ano
ao ms
Prestao

Sries de Pagamento
Price - Prestaes Iguais
Valor Presente
Carncia (m+1)
Taxa ao perodo (%)
Nmero de Pagamentos
Perodo
N
1
2
3
4
5
6

Saldo
Inicial
150,000.00
125,921.22
101,481.25
76,674.69
51,496.03
25,939.69

150,000.00
1
1.50%
6
Pagamento
Juros
Amortizao
(2,250.00)
(24,078.78)
(1,888.82)
(24,439.96)
(1,522.22)
(24,806.56)
(1,150.12)
(25,178.66)
(772.44)
(25,556.34)
(389.10)
(25,939.69)

Prestao
(26,328.78)
(26,328.78)
(26,328.78)
(26,328.78)
(26,328.78)
(26,328.78)

Saldo
Devedor
125,921.22
101,481.25
76,674.69
51,496.03
25,939.69
-

N mximo

0 = Antecipada
1 = Postecipada

Uma empresa contraiu um emprstimo de R$ 50.000,00 para ser amortizado, atravs

do sistema dePrestao constante, em 30 prestaes mensais iguais. Sendo a taxa
de juros contratada de 1% ao ms, construa a planilha.

a ser amortizado, atravs

is iguais. Sendo a taxa

Sries de Pagamento
SAC - Amortizaes Constantes
Valor Presente
Carncia (m+1)
Taxa ao perodo (%)
Nmero de Pagamentos
Perodo
N
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

Saldo
Inicial
100,000.00
99,705.88
99,411.76
99,117.65
98,823.53
98,529.41
98,235.29
97,941.18
97,647.06
97,352.94
97,058.82
96,764.71
96,470.59
96,176.47
95,882.35
95,588.24
95,294.12
95,000.00
94,705.88
94,411.76
94,117.65
93,823.53
93,529.41
93,235.29
92,941.18
92,647.06
92,352.94
92,058.82
91,764.71
91,470.59
91,176.47
90,882.35
90,588.24
90,294.12
90,000.00
89,705.88
89,411.76
89,117.65
88,823.53
88,529.41
88,235.29
87,941.18

100,000.00
1
0.75916%
340
Pagamento
Juros
Amortizao
(759.16)
(294.12)
(756.93)
(294.12)
(754.69)
(294.12)
(752.46)
(294.12)
(750.23)
(294.12)
(748.00)
(294.12)
(745.76)
(294.12)
(743.53)
(294.12)
(741.30)
(294.12)
(739.06)
(294.12)
(736.83)
(294.12)
(734.60)
(294.12)
(732.37)
(294.12)
(730.13)
(294.12)
(727.90)
(294.12)
(725.67)
(294.12)
(723.43)
(294.12)
(721.20)
(294.12)
(718.97)
(294.12)
(716.74)
(294.12)
(714.50)
(294.12)
(712.27)
(294.12)
(710.04)
(294.12)
(707.81)
(294.12)
(705.57)
(294.12)
(703.34)
(294.12)
(701.11)
(294.12)
(698.87)
(294.12)
(696.64)
(294.12)
(694.41)
(294.12)
(692.18)
(294.12)
(689.94)
(294.12)
(687.71)
(294.12)
(685.48)
(294.12)
(683.24)
(294.12)
(681.01)
(294.12)
(678.78)
(294.12)
(676.55)
(294.12)
(674.31)
(294.12)
(672.08)
(294.12)
(669.85)
(294.12)
(667.61)
(294.12)

Prestao
(1,053.28)
(1,051.04)
(1,048.81)
(1,046.58)
(1,044.35)
(1,042.11)
(1,039.88)
(1,037.65)
(1,035.42)
(1,033.18)
(1,030.95)
(1,028.72)
(1,026.48)
(1,024.25)
(1,022.02)
(1,019.79)
(1,017.55)
(1,015.32)
(1,013.09)
(1,010.85)
(1,008.62)
(1,006.39)
(1,004.16)
(1,001.92)
(999.69)
(997.46)
(995.22)
(992.99)
(990.76)
(988.53)
(986.29)
(984.06)
(981.83)
(979.59)
(977.36)
(975.13)
(972.90)
(970.66)
(968.43)
(966.20)
(963.96)
(961.73)

43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98

87,647.06
87,352.94
87,058.82
86,764.71
86,470.59
86,176.47
85,882.35
85,588.24
85,294.12
85,000.00
84,705.88
84,411.76
84,117.65
83,823.53
83,529.41
83,235.29
82,941.18
82,647.06
82,352.94
82,058.82
81,764.71
81,470.59
81,176.47
80,882.35
80,588.24
80,294.12
80,000.00
79,705.88
79,411.76
79,117.65
78,823.53
78,529.41
78,235.29
77,941.18
77,647.06
77,352.94
77,058.82
76,764.71
76,470.59
76,176.47
75,882.35
75,588.24
75,294.12
75,000.00
74,705.88
74,411.76
74,117.65
73,823.53
73,529.41
73,235.29
72,941.18
72,647.06
72,352.94
72,058.82
71,764.71
71,470.59

(665.38)
(663.15)
(660.92)
(658.68)
(656.45)
(654.22)
(651.98)
(649.75)
(647.52)
(645.29)
(643.05)
(640.82)
(638.59)
(636.35)
(634.12)
(631.89)
(629.66)
(627.42)
(625.19)
(622.96)
(620.72)
(618.49)
(616.26)
(614.03)
(611.79)
(609.56)
(607.33)
(605.10)
(602.86)
(600.63)
(598.40)
(596.16)
(593.93)
(591.70)
(589.47)
(587.23)
(585.00)
(582.77)
(580.53)
(578.30)
(576.07)
(573.84)
(571.60)
(569.37)
(567.14)
(564.90)
(562.67)
(560.44)
(558.21)
(555.97)
(553.74)
(551.51)
(549.27)
(547.04)
(544.81)
(542.58)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(959.50)
(957.27)
(955.03)
(952.80)
(950.57)
(948.33)
(946.10)
(943.87)
(941.64)
(939.40)
(937.17)
(934.94)
(932.71)
(930.47)
(928.24)
(926.01)
(923.77)
(921.54)
(919.31)
(917.08)
(914.84)
(912.61)
(910.38)
(908.14)
(905.91)
(903.68)
(901.45)
(899.21)
(896.98)
(894.75)
(892.51)
(890.28)
(888.05)
(885.82)
(883.58)
(881.35)
(879.12)
(876.88)
(874.65)
(872.42)
(870.19)
(867.95)
(865.72)
(863.49)
(861.25)
(859.02)
(856.79)
(854.56)
(852.32)
(850.09)
(847.86)
(845.63)
(843.39)
(841.16)
(838.93)
(836.69)

99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154

71,176.47
70,882.35
70,588.24
70,294.12
70,000.00
69,705.88
69,411.76
69,117.65
68,823.53
68,529.41
68,235.29
67,941.18
67,647.06
67,352.94
67,058.82
66,764.71
66,470.59
66,176.47
65,882.35
65,588.24
65,294.12
65,000.00
64,705.88
64,411.76
64,117.65
63,823.53
63,529.41
63,235.29
62,941.18
62,647.06
62,352.94
62,058.82
61,764.71
61,470.59
61,176.47
60,882.35
60,588.24
60,294.12
60,000.00
59,705.88
59,411.76
59,117.65
58,823.53
58,529.41
58,235.29
57,941.18
57,647.06
57,352.94
57,058.82
56,764.71
56,470.59
56,176.47
55,882.35
55,588.24
55,294.12
55,000.00

(540.34)
(538.11)
(535.88)
(533.64)
(531.41)
(529.18)
(526.95)
(524.71)
(522.48)
(520.25)
(518.02)
(515.78)
(513.55)
(511.32)
(509.08)
(506.85)
(504.62)
(502.39)
(500.15)
(497.92)
(495.69)
(493.45)
(491.22)
(488.99)
(486.76)
(484.52)
(482.29)
(480.06)
(477.82)
(475.59)
(473.36)
(471.13)
(468.89)
(466.66)
(464.43)
(462.19)
(459.96)
(457.73)
(455.50)
(453.26)
(451.03)
(448.80)
(446.56)
(444.33)
(442.10)
(439.87)
(437.63)
(435.40)
(433.17)
(430.93)
(428.70)
(426.47)
(424.24)
(422.00)
(419.77)
(417.54)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(834.46)
(832.23)
(830.00)
(827.76)
(825.53)
(823.30)
(821.06)
(818.83)
(816.60)
(814.37)
(812.13)
(809.90)
(807.67)
(805.43)
(803.20)
(800.97)
(798.74)
(796.50)
(794.27)
(792.04)
(789.80)
(787.57)
(785.34)
(783.11)
(780.87)
(778.64)
(776.41)
(774.17)
(771.94)
(769.71)
(767.48)
(765.24)
(763.01)
(760.78)
(758.54)
(756.31)
(754.08)
(751.85)
(749.61)
(747.38)
(745.15)
(742.92)
(740.68)
(738.45)
(736.22)
(733.98)
(731.75)
(729.52)
(727.29)
(725.05)
(722.82)
(720.59)
(718.35)
(716.12)
(713.89)
(711.66)

155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210

54,705.88
54,411.76
54,117.65
53,823.53
53,529.41
53,235.29
52,941.18
52,647.06
52,352.94
52,058.82
51,764.71
51,470.59
51,176.47
50,882.35
50,588.24
50,294.12
50,000.00
49,705.88
49,411.76
49,117.65
48,823.53
48,529.41
48,235.29
47,941.18
47,647.06
47,352.94
47,058.82
46,764.71
46,470.59
46,176.47
45,882.35
45,588.24
45,294.12
45,000.00
44,705.88
44,411.76
44,117.65
43,823.53
43,529.41
43,235.29
42,941.18
42,647.06
42,352.94
42,058.82
41,764.71
41,470.59
41,176.47
40,882.35
40,588.24
40,294.12
40,000.00
39,705.88
39,411.76
39,117.65
38,823.53
38,529.41

(415.31)
(413.07)
(410.84)
(408.61)
(406.37)
(404.14)
(401.91)
(399.68)
(397.44)
(395.21)
(392.98)
(390.74)
(388.51)
(386.28)
(384.05)
(381.81)
(379.58)
(377.35)
(375.11)
(372.88)
(370.65)
(368.42)
(366.18)
(363.95)
(361.72)
(359.48)
(357.25)
(355.02)
(352.79)
(350.55)
(348.32)
(346.09)
(343.85)
(341.62)
(339.39)
(337.16)
(334.92)
(332.69)
(330.46)
(328.23)
(325.99)
(323.76)
(321.53)
(319.29)
(317.06)
(314.83)
(312.60)
(310.36)
(308.13)
(305.90)
(303.66)
(301.43)
(299.20)
(296.97)
(294.73)
(292.50)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(709.42)
(707.19)
(704.96)
(702.72)
(700.49)
(698.26)
(696.03)
(693.79)
(691.56)
(689.33)
(687.09)
(684.86)
(682.63)
(680.40)
(678.16)
(675.93)
(673.70)
(671.46)
(669.23)
(667.00)
(664.77)
(662.53)
(660.30)
(658.07)
(655.84)
(653.60)
(651.37)
(649.14)
(646.90)
(644.67)
(642.44)
(640.21)
(637.97)
(635.74)
(633.51)
(631.27)
(629.04)
(626.81)
(624.58)
(622.34)
(620.11)
(617.88)
(615.64)
(613.41)
(611.18)
(608.95)
(606.71)
(604.48)
(602.25)
(600.01)
(597.78)
(595.55)
(593.32)
(591.08)
(588.85)
(586.62)

211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266

38,235.29
37,941.18
37,647.06
37,352.94
37,058.82
36,764.71
36,470.59
36,176.47
35,882.35
35,588.24
35,294.12
35,000.00
34,705.88
34,411.76
34,117.65
33,823.53
33,529.41
33,235.29
32,941.18
32,647.06
32,352.94
32,058.82
31,764.71
31,470.59
31,176.47
30,882.35
30,588.24
30,294.12
30,000.00
29,705.88
29,411.76
29,117.65
28,823.53
28,529.41
28,235.29
27,941.18
27,647.06
27,352.94
27,058.82
26,764.71
26,470.59
26,176.47
25,882.35
25,588.24
25,294.12
25,000.00
24,705.88
24,411.76
24,117.65
23,823.53
23,529.41
23,235.29
22,941.18
22,647.06
22,352.94
22,058.82

(290.27)
(288.03)
(285.80)
(283.57)
(281.34)
(279.10)
(276.87)
(274.64)
(272.40)
(270.17)
(267.94)
(265.71)
(263.47)
(261.24)
(259.01)
(256.77)
(254.54)
(252.31)
(250.08)
(247.84)
(245.61)
(243.38)
(241.14)
(238.91)
(236.68)
(234.45)
(232.21)
(229.98)
(227.75)
(225.52)
(223.28)
(221.05)
(218.82)
(216.58)
(214.35)
(212.12)
(209.89)
(207.65)
(205.42)
(203.19)
(200.95)
(198.72)
(196.49)
(194.26)
(192.02)
(189.79)
(187.56)
(185.32)
(183.09)
(180.86)
(178.63)
(176.39)
(174.16)
(171.93)
(169.69)
(167.46)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(584.38)
(582.15)
(579.92)
(577.69)
(575.45)
(573.22)
(570.99)
(568.75)
(566.52)
(564.29)
(562.06)
(559.82)
(557.59)
(555.36)
(553.13)
(550.89)
(548.66)
(546.43)
(544.19)
(541.96)
(539.73)
(537.50)
(535.26)
(533.03)
(530.80)
(528.56)
(526.33)
(524.10)
(521.87)
(519.63)
(517.40)
(515.17)
(512.93)
(510.70)
(508.47)
(506.24)
(504.00)
(501.77)
(499.54)
(497.30)
(495.07)
(492.84)
(490.61)
(488.37)
(486.14)
(483.91)
(481.67)
(479.44)
(477.21)
(474.98)
(472.74)
(470.51)
(468.28)
(466.05)
(463.81)
(461.58)

267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322

21,764.71
21,470.59
21,176.47
20,882.35
20,588.24
20,294.12
20,000.00
19,705.88
19,411.76
19,117.65
18,823.53
18,529.41
18,235.29
17,941.18
17,647.06
17,352.94
17,058.82
16,764.71
16,470.59
16,176.47
15,882.35
15,588.24
15,294.12
15,000.00
14,705.88
14,411.76
14,117.65
13,823.53
13,529.41
13,235.29
12,941.18
12,647.06
12,352.94
12,058.82
11,764.71
11,470.59
11,176.47
10,882.35
10,588.24
10,294.12
10,000.00
9,705.88
9,411.76
9,117.65
8,823.53
8,529.41
8,235.29
7,941.18
7,647.06
7,352.94
7,058.82
6,764.71
6,470.59
6,176.47
5,882.35
5,588.24

(165.23)
(163.00)
(160.76)
(158.53)
(156.30)
(154.06)
(151.83)
(149.60)
(147.37)
(145.13)
(142.90)
(140.67)
(138.44)
(136.20)
(133.97)
(131.74)
(129.50)
(127.27)
(125.04)
(122.81)
(120.57)
(118.34)
(116.11)
(113.87)
(111.64)
(109.41)
(107.18)
(104.94)
(102.71)
(100.48)
(98.24)
(96.01)
(93.78)
(91.55)
(89.31)
(87.08)
(84.85)
(82.61)
(80.38)
(78.15)
(75.92)
(73.68)
(71.45)
(69.22)
(66.98)
(64.75)
(62.52)
(60.29)
(58.05)
(55.82)
(53.59)
(51.35)
(49.12)
(46.89)
(44.66)
(42.42)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(459.35)
(457.11)
(454.88)
(452.65)
(450.42)
(448.18)
(445.95)
(443.72)
(441.48)
(439.25)
(437.02)
(434.79)
(432.55)
(430.32)
(428.09)
(425.85)
(423.62)
(421.39)
(419.16)
(416.92)
(414.69)
(412.46)
(410.22)
(407.99)
(405.76)
(403.53)
(401.29)
(399.06)
(396.83)
(394.59)
(392.36)
(390.13)
(387.90)
(385.66)
(383.43)
(381.20)
(378.96)
(376.73)
(374.50)
(372.27)
(370.03)
(367.80)
(365.57)
(363.34)
(361.10)
(358.87)
(356.64)
(354.40)
(352.17)
(349.94)
(347.71)
(345.47)
(343.24)
(341.01)
(338.77)
(336.54)

323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340

5,294.12
5,000.00
4,705.88
4,411.76
4,117.65
3,823.53
3,529.41
3,235.29
2,941.18
2,647.06
2,352.94
2,058.82
1,764.71
1,470.59
1,176.47
882.35
588.24
294.12

(40.19)
(37.96)
(35.73)
(33.49)
(31.26)
(29.03)
(26.79)
(24.56)
(22.33)
(20.10)
(17.86)
(15.63)
(13.40)
(11.16)
(8.93)
(6.70)
(4.47)
(2.23)

(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)
(294.12)

(334.31)
(332.08)
(329.84)
(327.61)
(325.38)
(323.14)
(320.91)
(318.68)
(316.45)
(314.21)
(311.98)
(309.75)
(307.51)
(305.28)
(303.05)
(300.82)
(298.58)
(296.35)

(229,436.78)

amento

Constantes
0 = Antecipada
1 = Postecipada

Saldo
Devedor
99,705.88
99,411.76
99,117.65
98,823.53
98,529.41
98,235.29
97,941.18
97,647.06
97,352.94
97,058.82
96,764.71
96,470.59
96,176.47
95,882.35
95,588.24
95,294.12
95,000.00
94,705.88
94,411.76
94,117.65
93,823.53
93,529.41
93,235.29
92,941.18
92,647.06
92,352.94
92,058.82
91,764.71
91,470.59
91,176.47
90,882.35
90,588.24
90,294.12
90,000.00
89,705.88
89,411.76
89,117.65
88,823.53
88,529.41
88,235.29
87,941.18
87,647.06

Uma empresa contraiu um emprstimo de R$ 50.000,00 para ser amortizado, atravs

do sistema de amortizao constante, em 36 prestaes mensais. Sendo a taxa de
juros contratada de 1% ao ms, construa a planilha.

87,352.94
87,058.82
86,764.71
86,470.59
86,176.47
85,882.35
85,588.24
85,294.12
85,000.00
84,705.88
84,411.76
84,117.65
83,823.53
83,529.41
83,235.29
82,941.18
82,647.06
82,352.94
82,058.82
81,764.71
81,470.59
81,176.47
80,882.35
80,588.24
80,294.12
80,000.00
79,705.88
79,411.76
79,117.65
78,823.53
78,529.41
78,235.29
77,941.18
77,647.06
77,352.94
77,058.82
76,764.71
76,470.59
76,176.47
75,882.35
75,588.24
75,294.12
75,000.00
74,705.88
74,411.76
74,117.65
73,823.53
73,529.41
73,235.29
72,941.18
72,647.06
72,352.94
72,058.82
71,764.71
71,470.59
71,176.47

70,882.35
70,588.24
70,294.12
70,000.00
69,705.88
69,411.76
69,117.65
68,823.53
68,529.41
68,235.29
67,941.18
67,647.06
67,352.94
67,058.82
66,764.71
66,470.59
66,176.47
65,882.35
65,588.24
65,294.12
65,000.00
64,705.88
64,411.76
64,117.65
63,823.53
63,529.41
63,235.29
62,941.18
62,647.06
62,352.94
62,058.82
61,764.71
61,470.59
61,176.47
60,882.35
60,588.24
60,294.12
60,000.00
59,705.88
59,411.76
59,117.65
58,823.53
58,529.41
58,235.29
57,941.18
57,647.06
57,352.94
57,058.82
56,764.71
56,470.59
56,176.47
55,882.35
55,588.24
55,294.12
55,000.00
54,705.88

54,411.76
54,117.65
53,823.53
53,529.41
53,235.29
52,941.18
52,647.06
52,352.94
52,058.82
51,764.71
51,470.59
51,176.47
50,882.35
50,588.24
50,294.12
50,000.00
49,705.88
49,411.76
49,117.65
48,823.53
48,529.41
48,235.29
47,941.18
47,647.06
47,352.94
47,058.82
46,764.71
46,470.59
46,176.47
45,882.35
45,588.24
45,294.12
45,000.00
44,705.88
44,411.76
44,117.65
43,823.53
43,529.41
43,235.29
42,941.18
42,647.06
42,352.94
42,058.82
41,764.71
41,470.59
41,176.47
40,882.35
40,588.24
40,294.12
40,000.00
39,705.88
39,411.76
39,117.65
38,823.53
38,529.41
38,235.29

37,941.18
37,647.06
37,352.94
37,058.82
36,764.71
36,470.59
36,176.47
35,882.35
35,588.24
35,294.12
35,000.00
34,705.88
34,411.76
34,117.65
33,823.53
33,529.41
33,235.29
32,941.18
32,647.06
32,352.94
32,058.82
31,764.71
31,470.59
31,176.47
30,882.35
30,588.24
30,294.12
30,000.00
29,705.88
29,411.76
29,117.65
28,823.53
28,529.41
28,235.29
27,941.18
27,647.06
27,352.94
27,058.82
26,764.71
26,470.59
26,176.47
25,882.35
25,588.24
25,294.12
25,000.00
24,705.88
24,411.76
24,117.65
23,823.53
23,529.41
23,235.29
22,941.18
22,647.06
22,352.94
22,058.82
21,764.71

21,470.59
21,176.47
20,882.35
20,588.24
20,294.12
20,000.00
19,705.88
19,411.76
19,117.65
18,823.53
18,529.41
18,235.29
17,941.18
17,647.06
17,352.94
17,058.82
16,764.71
16,470.59
16,176.47
15,882.35
15,588.24
15,294.12
15,000.00
14,705.88
14,411.76
14,117.65
13,823.53
13,529.41
13,235.29
12,941.18
12,647.06
12,352.94
12,058.82
11,764.71
11,470.59
11,176.47
10,882.35
10,588.24
10,294.12
10,000.00
9,705.88
9,411.76
9,117.65
8,823.53
8,529.41
8,235.29
7,941.18
7,647.06
7,352.94
7,058.82
6,764.71
6,470.59
6,176.47
5,882.35
5,588.24
5,294.12

5,000.00
4,705.88
4,411.76
4,117.65
3,823.53
3,529.41
3,235.29
2,941.18
2,647.06
2,352.94
2,058.82
1,764.71
1,470.59
1,176.47
882.35
588.24
294.12
(0.00)

340

0.000,00 para ser amortizado, atravs

estaes mensais. Sendo a taxa de

Sistema Financeiro de Habitao - SFH - Sistema PRICE

Valor do Emprstimo
Prazo de Amortizao
Taxa de Juros
n
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Data
4/10/2006
5/10/2006
6/10/2006
7/10/2006
8/10/2006
9/10/2006
10/10/2006
11/10/2006
12/10/2006
1/10/2007
2/10/2007
3/10/2007
4/10/2007
5/10/2007
6/10/2007
7/10/2007
8/10/2007
9/10/2007
10/10/2007
11/10/2007
12/10/2007
1/10/2008
2/10/2008
3/10/2008
4/10/2008
5/10/2008
6/10/2008
7/10/2008
8/10/2008
9/10/2008
10/10/2008
11/10/2008
12/10/2008
1/10/2009
2/10/2009
3/10/2009
4/10/2009

Saldo Dev.
50,000.00
49,068.71
48,142.16
47,230.44
46,218.96
45,231.06
44,428.87
43,514.71
42,615.87
41,603.54
40,707.54
39,931.40
38,915.69
37,699.39
36,362.83
35,002.28
33,624.52
32,221.07
30,785.09
29,323.17
27,873.29
26,380.63
24,874.57
23,347.74
21,780.00
20,117.49
18,427.02
16,704.96
14,971.05
13,201.33
11,415.76
9,608.59
7,779.17
5,932.59
4,058.99
2,171.52
261.50

50,000.00
36 meses
1% ao ms
Amort.
1,158.44
1,167.62
1,176.64
1,186.66
1,196.44
1,204.38
1,213.43
1,222.33
1,232.36
1,241.23
1,248.91
1,258.97
1,440.50
1,453.73
1,467.20
1,480.84
1,494.74
1,508.96
1,523.43
1,537.79
1,552.56
1,567.48
1,582.59
1,598.12
1,716.78
1,733.52
1,750.57
1,767.74
1,785.26
1,802.94
1,820.83
1,838.95
1,857.23
1,875.78
1,894.47
1,913.38

Juros
502.27
493.10
484.07
474.06
464.28
456.33
447.28
438.38
428.36
419.49
411.80
401.75
391.40
378.17
364.69
351.05
337.16
322.94
308.47
294.11
279.33
264.42
249.30
233.78
218.34
201.61
184.56
167.39
149.87
132.19
114.29
96.18
77.90
59.35
40.66
21.75

Correo
227.15
241.07
264.93
175.18
208.54
402.19
299.27
323.49
220.03
345.23
472.78
243.26
224.19
117.17
106.65
103.08
91.29
72.98
61.51
87.91
59.90
61.41
55.77
30.38
54.28
43.05
28.51
33.83
15.54
17.37
13.66
9.52
10.65
2.18
7.00
3.36

Prestao
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,660.72
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,831.90
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13
1,935.13

% TR
0.4543%
0.4913%
0.5503%
0.3709%
0.4512%
0.8892%
0.6736%
0.7434%
0.5163%
0.8298%
1.1614%
0.6092%
0.5761%
0.3108%
0.2933%
0.2945%
0.2715%
0.2265%
0.1998%
0.2998%
0.2149%
0.2328%
0.2242%
0.1301%
0.2492%
0.2140%
0.1547%
0.2025%
0.1038%
0.1316%
0.1197%
0.0991%
0.1369%
0.0368%
0.1724%
0.1546%

FAT - FUNDO DE AMPARO AO TRABALHADOR - SISTEMA SAC

Valor Emprstimo
50,000.00
N. Parcelas
36
Taxa Anual de Juros
9.09%
Taxa Equivalente Mensal 0.72766%
n
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
TIR

Prestao
(50,000.00)
2,218.08
2,196.81
2,175.55
2,145.47
2,124.47
2,103.48
2,074.45
2,053.72
2,032.99
2,012.27
1,991.54
1,970.81
1,950.08
1,929.36
1,908.63
1,887.90
1,867.18
1,846.45
1,825.72
1,805.00
1,784.27
1,763.54
1,742.82
1,722.09
1,701.36
1,680.63
1,659.91
1,639.18
1,618.45
1,597.73
1,577.00
1,556.27
1,535.55
1,514.82
1,494.09
1,473.37
1.728%

TJLP
398.71
387.63
376.56
356.72
345.91
335.10
316.31
305.77
295.23
284.68
274.14
263.59
253.05
242.51
231.96
221.42
210.88
200.33
189.79
179.24
168.70
158.16
147.61
137.07
126.53
115.98
105.44
94.89
84.35
73.81
63.26
52.72
42.18
31.63
21.09
10.54

Juros
366.73
356.54
346.36
336.11
325.92
315.74
305.49
295.31
285.13
274.94
264.76
254.58
244.39
234.21
224.03
213.85
203.66
193.48
183.30
173.11
162.93
152.75
142.56
132.38
122.20
112.01
101.83
91.65
81.46
71.28
61.10
50.92
40.73
30.55
20.37
10.18

Seguro
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75
63.75

Amort.
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89
1,388.89

Saldo
TJLP ANO TJLP MS
50,000.00
48,611.11
10.00%
0.797%
47,222.22
10.00%
0.797%
45,833.33
10.00%
0.797%
44,444.44
9.75%
0.778%
43,055.56
9.75%
0.778%
41,666.67
9.75%
0.778%
40,277.78
9.50%
0.759%
38,888.89
9.50%
0.759%
37,500.00
9.50%
0.759%
36,111.11
9.50%
0.759%
34,722.22
9.50%
0.759%
33,333.33
9.50%
0.759%
31,944.44
9.50%
0.759%
30,555.56
9.50%
0.759%
29,166.67
9.50%
0.759%
27,777.78
9.50%
0.759%
26,388.89
9.50%
0.759%
25,000.00
9.50%
0.759%
23,611.11
9.50%
0.759%
22,222.22
9.50%
0.759%
20,833.33
9.50%
0.759%
19,444.44
9.50%
0.759%
18,055.56
9.50%
0.759%
16,666.67
9.50%
0.759%
15,277.78
9.50%
0.759%
13,888.89
9.50%
0.759%
12,500.00
9.50%
0.759%
11,111.11
9.50%
0.759%
9,722.22
9.50%
0.759%
8,333.33
9.50%
0.759%
6,944.44
9.50%
0.759%
5,555.56
9.50%
0.759%
4,166.67
9.50%
0.759%
2,777.78
9.50%
0.759%
1,388.89
9.50%
0.759%
(0.00)
9.50%
0.759%

RENEGOCIAO DE DVIDA
TAXA DE JUROS:
VALOR RENEG.:
PRIMEIRO ANO:
SEGUNDO ANO:
TERCEIRO ANO:

Nr. Per.
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41

1.0% ao ms
150,000.00
CONDIES DE AMORTIZAO:
5.0% QUARTO ANO:
10.0% QUINTO ANO:

20.0%
50.0%
15.0% TOTAL:
100.0%
PLANILHA DE AMORTIZAO DA DVIDA - RENEGOCIAO - VALOR ORIGINAL
JUROS PAGOS
AMORTIZAO
Vlr Parcela
Juros Capital.
6.25
12.56
18.94
25.38
31.88
38.45
45.08
51.79
58.55
65.39
72.29
79.27
172.62
186.84
201.21
215.72
230.38
245.18
260.14
275.24
290.49
305.89
321.45
337.17
529.56
553.61
577.89
602.42
627.19
652.22
677.49
703.01
728.79
754.83
781.13
807.69
1,112.69
1,148.82
1,185.31
1,222.16
1,259.38

625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,250.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
1,875.00
2,500.00
2,500.00
2,500.00
2,500.00
2,500.00

631.25
637.56
643.94
650.38
656.88
663.45
670.08
676.79
683.55
690.39
697.29
704.27
1,422.62
1,436.84
1,451.21
1,465.72
1,480.38
1,495.18
1,510.14
1,525.24
1,540.49
1,555.89
1,571.45
1,587.17
2,404.56
2,428.61
2,452.89
2,477.42
2,502.19
2,527.22
2,552.49
2,578.01
2,603.79
2,629.83
2,656.13
2,682.69
3,612.69
3,648.82
3,685.31
3,722.16
3,759.38

1,500.00
1,508.69
1,517.40
1,526.13
1,534.89
1,543.67
1,552.47
1,561.30
1,570.14
1,579.01
1,587.89
1,596.80
1,605.73
1,607.56
1,609.26
1,610.84
1,612.30
1,613.61
1,614.80
1,615.85
1,616.75
1,617.51
1,618.13
1,618.60
1,618.91
1,611.06
1,602.88
1,594.38
1,585.55
1,576.38
1,566.87
1,557.02
1,546.81
1,536.24
1,525.30
1,513.99
1,502.31
1,481.20
1,459.53
1,437.27
1,414.42

42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

1,296.97
1,334.94
1,373.29
1,412.03
1,451.15
1,490.66
1,530.57
3,927.18
4,028.95
4,131.74
4,235.56
4,340.41
4,446.32
4,553.28
4,661.31
4,770.42
4,880.63
4,991.94
5,104.35
81,434.05

2,500.00
2,500.00
2,500.00
2,500.00
2,500.00
2,500.00
2,500.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
6,250.00
150,000.00

3,796.97
3,834.94
3,873.29
3,912.03
3,951.15
3,990.66
4,030.57
10,177.18
10,278.95
10,381.74
10,485.56
10,590.41
10,696.32
10,803.28
10,911.31
11,020.42
11,130.63
11,241.94
11,354.35
231,434.05

1,390.97
1,366.91
1,342.23
1,316.92
1,290.97
1,264.37
1,237.10
1,209.17
1,119.49
1,027.89
934.36
838.84
741.33
641.78
540.16
436.45
330.61
222.61
112.42
81,434.05

LOR ORIGINAL
SALDO DEVEDOR
150,000.00
150,868.75
151,739.88
152,613.34
153,489.09
154,367.10
155,247.32
156,129.71
157,014.22
157,900.81
158,789.43
159,680.03
160,572.57
160,755.68
160,926.39
161,084.44
161,229.56
161,361.48
161,479.91
161,584.57
161,675.18
161,751.44
161,813.06
161,859.74
161,891.17
161,105.52
160,287.97
159,437.96
158,554.92
157,638.27
156,687.44
155,701.82
154,680.83
153,623.84
152,530.25
151,399.42
150,230.72
148,120.34
145,952.72
143,726.94
141,442.05
139,097.09

136,691.09
134,223.06
131,691.99
129,096.89
126,436.71
123,710.42
120,916.96
111,948.95
102,789.49
93,435.65
83,884.45
74,132.88
64,177.89
54,016.39
43,645.25
33,061.27
22,261.26
11,241.94
(0.00)