2
What is Financial Aid?
It is financial help if you are enrolled in an
eligible program and meet all other eligibility
criteria. Financial aid is money provided to
you to assist you to meet college costs. It can
be gift aid (grants and scholarships) or self help
aid (loans and part-time work). Federal, state
and institutional funding are three sources of
financial aid. Grants are free awards that are
based on financial need. Grants don’t have to
be repaid unless, for example, you are awarded
funds incorrectly or you withdraw from school
and owe a refund. Scholarships are non-repay-
able awards based either on merit or special
talent alone or on merit and financial need.
Student loans are available to students or their
parents at low interest rates with repayment
usually deferred until after graduation. Work-
study employment allows students to earn
money while attending school.
IMPORTANT
If you withdraw from all of your classes
within the first 60 percent of the payment
period measured in calendar days, you’ll owe
a portion of unearned aid back to the fed-
eral government. The college will also owe a
percent of the refund of the institutional costs,
and any amount that the college repays will be
billed to you.*
*Refer to “Federal Repayment Policy” on
page 8 for information on this issue.
Who Should Apply?
U.S. citizens, nationals or eligible non-citi-
zens can apply for financial aid. Many factors
are considered when awarding aid. You do not
have to be poor to qualify, but you must prove
financial need. You must have a high school
diploma or GED before financial aid can be
awarded.
EFFECTIVE NOW
The U.S. Department of Education will be
eliminating mass distribution of paper FAFSAs
to schools and libraries with the 2008-09 FAF-
SA. This change will save money and reduce
waste. We encourage you to submit your Free
Application for Federal Student Aid (FAFSA)
online at www.fafsa.ed.gov/. If you need a
paper FAFSA, you can print out a 2008-09
PDF version at our Web site http://admin.sfcc.
edu/~financialaid/ or call 1-800-4-FED-AID
(1-800-433-3243) to obtain a copy by mail.
If you prefer to write your answers before
completing the online application, download
the FAFSA on the Web Worksheet at http://
www.fafsa.ed.gov/. This form allows you to read
and complete the questions before entering
your information online. The questions are
listed in the same order as they appear on the
Web site. The form is also available at our of-
fice R-122.
Where to Get Help?
If you have a question or need assistance
with any part of the financial aid process, the
Financial Aid Office in R-122 is where you can
get help. We are open Monday through Friday
from 8 a.m. through 4:30 p.m. Financial aid
specialists are available Monday and Wednes-
day 8:30 a.m. - 1 p.m.; Tuesday and Thursday
11:30 a.m. - 4 p.m.; Friday 1 p.m. - 4 p.m. You
can e-mail us at financial.aid@sfcc.edu or call
(352) 395-5480.
Please follow the following five steps to
make sure your financial aid is awarded with-
out delay:
1. File your FAFSA application at
www.fafsa.ed.gov. You must apply for
financial aid each academic year. b. Have you completed 67 percent of
2. Apply for Admission to SFCC and
submit proof of High School graduation
or GED
3. Visit the Career Resource Center
4. View your degree audit online before
you register or see an academic advisor
or a program advisor
5. Check your financial aid status at
eSantaFe
Apply online: 1. Have your academic transcripts from
1. You must apply for financial aid each
academic year. Your financial aid need
may change and must be reevaluated.. 2. Do you have a 2.0 cumulative GPA?
Apply online using FAFSA on the Web
at www.fafsa.ed.gov. Please comply
with the signature(s) requirements as
stated with the application. If you need
help in transmitting the information,
first complete the 2008-2009 FAFSA on
the Web Worksheet and then contact the
Career Resource Center (S-254), (352)
395-5508, for an appointment. They
are open from 8 a.m. to 4:30 p.m. Get
Started Today! SFCC’S SCHOOL
CODE IS 001519. Late applicants
should be prepared to pay tuition, books,
housing, etc. Read the FAFSA instruc-
tions carefully. List SFCC, Gainesville,
Florida, with its federal school code
001519 and your housing plans in Step
Six. If you leave your housing plans
blank, you will be awarded Financial Aid
based on a Commuter Budget.Do not
estimate your financial figures. Respond
quickly to requests from our office.
Renewal Application: You must reapply
for financial aid each year by updating
your financial aid information and sta-
tus. The Renewal Application on
FAFSA on the Web has some of your
information from the previous year
already filed for you to make the process
easier. Go to www.fafsa.ed.gov and select
“Fill out a Renewal FAFSA.”
2. Apply for Admission to SFCC. The
Are You Meeting Requirements
For Financial Aid?
You need to answer yes to the following ques-
tions:
1. Do you have a high school diploma or
GED?
2. Do you have a valid Social Security
number?
3. Are you a US citizen or an eligible
non-citizen?
4. If male, are you registered with the
Selective Service or exempt?
5. Are you degree or certificate seeking at
SFCC?
6. Are you enrolled in an eligible program?
7. Are you making satisfactory academic
progress?
a. Do you have an all college 2.0 GPA?
your attempted credit hours at SFCC?
c. Are you completing your degree
within the maximum time frame?
• AS and AA degree maximum of 90
attempted credit hours.
• Vocational and certificate programs
maximum of 45 attempted credit
hours.
If you have previously attended a postsecondary
institution, you must also answer yes to the fol-
lowing questions:
prior institutions been received and
evaluated by SFCC ?
All transfer credits as well as all SFCC attempted
course work will be included as attempted credit
hours.
Important Dates/Deadlines
January 1, 2008
Apply now (or as soon as possible after this
date); complete the Free Application for Student
Aid (FAFSA) for the 2008-2009 academic year.
March 15, 2008
Priority “on time” deadline for full funding
2008-2009
June 30, 2009
The federal processor must receive the FAFSA
on the Web and the Renewal FAFSA on the
Web by midnight Central Daylight Time. A
paper FAFSA must be mailed in time for the
processor to receive it by the deadline.
July 15, 2009
File must be complete and verified (or 10 days
prior to your last day of enrollment, whichever
is earlier).
August 8, 2009
SFCC must receive your Student Aid Report
(SAR, the results of your processed FAFSA); (or
by last day of enrollment, whichever is earlier)
for you to receive any financial aid.

Your financial aid INFORMATION
is Online at eSantaFe
To find out the status of your file or the awards
received, including the amount and disburse-
ment date of your financial aid check(s), visit us
online at eSantaFe. Once you are in eSantaFe
click on “My financial aid”.
Confidentiality
SFCC ensures confidentiality of student records
in accordance with the Family Education
Rights and Privacy Act (FERPA) Florida Statues
(Privacy Rights of Parents and Students). Your
information and the type and amount of your
aid are held in confidence, and can be released
only when a written authorization is signed by
you and is presented to the College. You can
download the “Student Authorization Form” at
http://admin.sfcc.edu/~records/PDF_DOC/stu-
dentauto.pdf
The U.S. Department of Education will be elim-
inating mass distribution of paper FAFSAs to
schools and libraries with the 2008-09 FAFSA.
We encourage you to submit your Free Applica-
tion for Federal Student Aid (FAFSA) online at
www.fafsa.ed.gov/. If you need a paper FAFSA,
you can print out a 2008-09 PDF version at our
Web site http://admin.sfcc.edu/~financialaid/
or call 1-800-4-FED-AID (1-800-433-3243) to
obtain a copy by mail.
A Few Things to Know
The 2008-2009 Financial Aid Handbook infor-
mation is available online at
http://admin.sfcc.edu/~financialaid/
You may be eligible for a fee deferment.
The Academic Competitiveness Grant requires
full-time enrollment of 12 hours or more.
A standard term is 16 weeks in length and
flexterms occur within the standard term for
approximately eight weeks.
Transfer students must have at least a 2.0 GPA
to be eligible for financial aid.
The U.S. Department of Education selects 30
percent of applicants for “verification.” This is
a review process to make sure the information
submitted is correct.
Many outside organizations offer awards based
on place of residence, background, professional
affiliations and/or field of study. There are sev-
eral scholarship search engines on SFCC’s Career
Resource Center page at www.sfcc.edu.
Welcome Center located at R-112 is the
place to start, or you can apply online
at www.sfcc.edu and click on “Admi-
sions”. We cannot award you until you
have completed the admissions process.
This includes supplying academic
transcripts from your high school and
other colleges or postsecondary instit-
tions that you have attended. As we
receive more information about you,
additional documents may be needed.
Check eSantaFe at www.sfcc.edu to view
the status of your financial aid file.
3. Visit the Career Resource Center in S-
255, or go to www.sfcc.edu and select
“Career Resource Center” in the index
for assistance in career planning.
4. View your degree audit online at
eSantaFe and select “View Degree
Audit” to make sure you are signing up
for classes needed for your degree, or
see an academic advisor or a program
advisor before you register. You must
be enrolled in an eligible degree or
certificate program. Some ineligible pro-
grams are: 6907 Emergency Medical
Technician and 7334 Home Health
Aide. For a list of ineligible programs
click on:http://admin.sfcc.edu/
~admissions/APP/acrobat/ascodes.pdf
5. Check your financial aid status by
clicking on “My Financial Aid”at
eSantaFe. Respond promptly to our
requests if additional information is
needed. If you have already been
awarded financial aid, your awards
by term are shown. Clicking on the
award amount will show the detail of
the award (amount, deductions, and
check amount - if applicable).
Transfer Students
All transfer credits as well as all SFCC
attempted course work will be included as at-
tempted credit hours.
You must have at least a 2.0 minimum
GPA after transfer credits are evaluated to be
eligible for financial aid. If you plan to transfer
to SFCC during the year (i.e. spring 2009 or
summer 2009) you must:
1. Contact your current school and tell
them of your plans to transfer.
2. Make sure the SFCC Federal school
code--001519--is listed in Step Six on
your Federal Student Aid Report.
3. If you are receiving a Federal Direct
Student Loan or a Federal Family Educa-
tion Loan, you must cancel the loan
with the school you are now attending
and reapply for loan eligibility at SFCC.
If you are a transfer student with a GPA
less than 2.0 and you are attempting to qualify
for aid in subsequent terms, you must either:
3
1. Raise your cumulative GPA to at least a
2.0, or
2. Earn a minimum term GPA of 2.5 for
enrollment of at least half-time status.
This must occur in your first term at
SFCC.
Critical Enrollment Information
Maximum eligibility for funding is based
on a full-time enrollment status; however,
part-time students may be eligible for financial
aid. Per federal regulations, a student’s financial
aid must be calculated by determining the
student’s enrollment status based only on
course work applicable to the student’s degree
or certificate at SFCC.
Enrollment status categories for funding
are as follows:
• Full-time status is 12 credit hours or
more
• Three-quarter time status is 9 to 11
credit hours
• Half-time status is 6 to 8 credit hours
• Less than half-time status is 1-5 credit
hours
Students who plan to register for less than
full-time enrollment status should pay close at-
tention to the eligibility requirements listed for
each financial aid program (see page 5).
The following are examples of enrollment
status and financial aid eligibility:
A. Melissa’s program of study is Associate
of Arts (AA) 1133 and she has com-
pleted all of her SFCC degree require-
ments (60 credits). During the fall of
2008, she is registered for 13 credit
hours of prerequisites required for
admittance to the upper division of a
state university that she wants to transfer
to in the spring of 2009. Because her
fall 2008 courses do not apply to her
degree at SFCC, her financial aid enroll-
ment status is zero hours and she is not
eligible for financial aid.
Subject Credit Hours
INR 2002 International Relations 3
SPN 1121 Spanish 2 4
STA 2023 Introduction to Statistics 3
CPO 2001 Comparative Politics 3
B. John’s program is Associate of Science
(AS) 3315 Nuclear Medicine Technol-
ogy and his fall 2008 registration of 9
credits includes a 3 credit hour class
ENC 1102 that is not applicable to his
degree at SFCC. His enrollment status
for financial aid is 6 hours (half time).
Subject Credit Hours
NMT 1111 Patient Care 3
NMT 1430 Radiation Biology 3
ENC 1102 Writing/Lit 3
 4
Flexterm Enrollment
What is a standard term?
What is a flexterm?
A standard term is 16 weeks in length. The
standard fall term runs from August to De-
cember and the flexterm session occurs within
the standard term at an accelerated pace. For
example, the fall A flexterm runs from August
to the middle of October, approximately eight
weeks.
Your fall financial aid will be based on your
projected enrollment in ALL sessions as of the
end of the regular drop/add period, August
29, 2008, OR the date the federal govern-
ment processes your financial aid application,
whichever is later.
This is referred to as your “lock-in” date
for determining all of your financial aid for
the standard fall term, fall A flexterm, or fall B
flexterm. The “lock-in” date for students who
only attend the B flexterm will be the end of
the regular drop/add period for the B flexterm
or their processed date, whichever is later.
If your application is processed by the
federal government after the “lock-in” date for
the standard fall term, August 29, 2008, then
your registration will be “locked- in” at the
processed date.
This same financial aid awarding process
will also apply to the spring and summer terms
of 2009. Please plan accordingly in schedul-
ing your courses for future terms, and for any
flexterms within the terms.
Fall enrollment dates, categories, and
examples are as follows:
Fall term: 8/25/08 to 12/5/08
Fall A flexterm: 8/25/08 to 10/08/08
Fall B flexterm: 10/17/08 to 12/05/08
12 credit hrs. is full time
12 hrs: fall + 3 fall A + 3 fall B
9-11 credit hrs. is 3/4 time your Pell grant may adjust to zero.
9 hrs: 3 fall + 3 fall A + 3 fall B
6-8 credit hrs. is 1/2 time will not be changed or prorated. Prorating is
7 hrs 4 fall + 3 fall B
5 or less credit hrs. is <1/2 time and you need 12 hours or less to complete
4 hrs: 3 fall + 1 fall B
Students registering for flexterm courses
will receive financial aid checks based on the
total flexterm enrollment and standard term
enrollment combined. If you have any ques-
tions about flexterm enrollment and your
financial aid, please contact the Financial Aid
Office at financial.aid@sfcc.edu or (352) 395-
5480.
Enrollment Status and Aid
Adjustment at “Lock-in” Date
After the “lock-in” date there are no ad-
justments to aid. At that time, your award will
be based on your recorded enrollment status,
and it will not increase or decrease after the
“lock-in” date.
Adjustment of Financial Aid
Awards
You will initially receive a tentative financial
aid award based on full-time enrollment even
if you indicated three-quarter time or half-time
anticipated enrollment on your FAFSA. At the
“lock-in” date (which is the end of the regular
drop/add period), your entire award will be
adjusted if your enrollment status drops to less
than full-time status. Please note that when you
change your enrollment status and/or terms
attending, your award will be adjusted. If our
office receives your FAFSA after the “lock-in”
date of the semester, aid will be awarded ac-
cording to your current enrollment status.
The examples below illustrate the adjust-
ment of a 4-month full-time award (full semes-
ter) and a 2-month full-time award (flexterm).
Note that the amount of your actual financial
aid award depends upon your calculated need.
The following is an example of a 4-month
budget (full semester)
12HRS 9HRS 6HRS
Pell Grant $2155 $1616 $1077
Subsidized
Direct Loan $1750 $1750 $1750
The following is an example of 2-month bud-
get (flexterm)
12HRS 9HRS 6HRS
Pell Grant $2155 $1616 $1077
Subsidized
Direct Loan $1519 $1497 $1750
Pell Grant is based on your Expected Fam-
ily Contribution (EFC) and the number of
credits you are taking each semester. If you are
enrolled for less than 12 hours, your Pell award
will be adjusted and, depending on your EFC,
Usually the amount of your Direct Loan
required when your loan period is one term
your program.
The following is an example based on 6
hours enrollment:
The maximum loan amount will be the
annual loan limit multiplied by the number of
hours enrolled divided by 24 (the number of
hours a full-time student is expected to earn
within the academic year).
4500 X 6 = $1125
24
Application Process Overview
To obtain federal, state and institutional fi-
nancial aid (including many scholarships), you
must complete and file the Free Application for
Federal Student Aid (FAFSA). Start the process
as early as possible when making plans for your
education. See “Important Dates/Deadlines”
on page 2.
The federal processor must receive all re-
quired signatures to send results to the schools
indicated on your application. After the FAF-
SA is processed you will receive a Student Aid
Report (SAR) through the mail or the Internet.
Review the SAR for accuracy; if correct, keep it
for your records. If incorrect, make the neces-
sary corrections electronically by accessing the
“Make corrections to a processed FAFSA” link
at www.fafsa.ed.gov or by mail if you received a
hard copy.
SFCC will receive an electronic file of the
information on your SAR, and will contact
you if additional information is needed.
To be eligible for financial aid, you must
prove financial need. Aid for most of our
programs is awarded based on financial need
(except for unsubsidized Federal Direct Staf-
ford Loans and PLUS Loans).
How is need determined?
The financial aid information you and
your family provide on the FAFSA is analyzed
by the federal processor to determine the
expected family contribution (EFC). Fam-
ily contribution is the amount you and your
family should be able to pay toward your cost
of education. Need is the difference between
the amount you and your family can contrib-
ute and the cost to attend the college of your
choice. The primary responsibility for paying
for your education belongs to you and your
family.
Cost of Attendance
- Expected Family Contribution
= Financial Need
Award Letter
If you meet requirements for financial aid,
you will receive an award letter either elec-
tronically or by postal mail notifying you of
the types and amounts of aid offered, as well
as specific program information, your respon-
sibilities, and the conditions that govern the
award. Do not return the award letter unless
you decline part or the entire award. You can
access this information online by clicking on
“My financial aid” once you are in eSantaFe.
Fee Deferment
If you have registered for a term and have
a complete financial aid file but have not yet
been awarded, you may contact the Financial
Aid Office for consideration of a fee defer-
ment. If you are eligible for financial aid, a
fee deferment is a charge of fees, with your
promise to pay at the established deadline.
It does not automatically pay your fees; it
only delays the payment.
Tuition will only be deferred or charged if

Fall & Spring 2008-2009 Average Student Budgets
Tuition: Single Resident* Single Commuter*
FL Resident Federal grant program awarded to un-
$71.60 Per credit hour $1,718 $1,718
Non-FL Resident
$266.15 Per credit hour $6,388 $6,388 (e.g. full time, three-quarter time, half time,
Books $700 $700
Room & Board $7,000 $2,720
Personal Expenses $2,096 $2,096
Transportation $1,496 $1,496
Totals:
FL Resident $13,010 $8,730
Non-FL Resident $17,680 $13,400
*Costs are subject to change. To check the cost of attendance go to www.sfcc.edu and
click on Financial Aid for updated information. The resident or commuter budget is deter-
mined by the student’s intended housing plans reported in step six of the FAFSA.
fees are less than or equal to the amount of
projected financial aid for the term. Once you
have been awarded your financial aid, you may
view your award(s) online at eSantaFe, just
click on “My financial aid”. You will be re-
sponsible for paying fees for all classes deferred
regardless of your financial aid eligibility.
If for any reason you do not receive finan-
cial aid, you will still be responsible for paying
your deferred fees. You will be notified in writ-
ing of the fee deferment deadline. If you do
not pay your deferred fees on time, you will be
flagged for a financial obligation to the college
with a hold on all records and will be turned
over to collections.
If you drop a class after the drop with a
refund date (e.g. during the period that you
would receive a “W”), you will be responsible
for paying any deferred fees.
Students With Disabilities
The Financial Aid Office and the Disabili-
ties Resource Center (S-229) work together to
assist students with disabilities. Contact the
center for any special needs assistance at (352)
395-4400 voice/TTY. On request, the center
will arrange a meeting with a financial aid
specialist.
Veterans Affairs
Veterans assistance programs at SFCC
are coordinated by the Veterans Affairs Office
(R-101), (352) 395-5505. Veterans applying
for financial aid must report all educational
benefits and provide written verification of
same to the Financial Aid Office. Veterans may
also be requested to submit a valid DD214
discharge form.
Verification
The U. S. Department of Education
chooses about 30% of applicants for “verifica-
tion.” Verification may occur any time during
the application or awarding process. The
college may also select a student for verifica-
tion. This is a review process to make sure the
information submitted is correct. If selected for
verification, you will be notified by the federal
processor and/or SFCC. You may be asked to
provide the following additional documents:
Dependent Student
• 2008-2009 Verification Worksheet
• Signed copy of your 2007 Federal
Income Tax Return
• Signed copy of your parent’s 2007
Federal Income Tax Return(s)
• Any other documents necessary to
verify data
Independent Student
• 2008-2009 Verification Worksheet
• Signed copy of your (and spouse’s) 2007
Federal Income Tax Return(s)
• Any other documents necessary to verify Florida Student Assistance Grant (FSAG)
data
This review will lengthen the processing
time by four to eight weeks. No money will be
awarded until the verification process has been
completed. Each student must complete the
verification process before the end of his or her
academic year; files are inactivated in 30 days
if no response is received. If the college has
reason to believe that an applicant has applied
for Federal Student Aid under false pretense,
the case may be referred to the Office of the
Inspector General, for resolution. A case may
also be referred if the student refuses to provide
documents and comply with the verifica-
tion request. Please stay in touch with us and
respond promptly.
5
Financial Aid Programs
Federal Pell Grant
dergraduates. Eligibility is determined by the
federal processor. Award amounts are prorated
according to the student’s enrollment status
less than half time). Fees may be deferred and
books may be charged to accepted awards.
Award amounts range from $400-$4310; how-
ever, these amounts may change.
Academic Competitiveness Grant (ACG)
This is a federal program awarded to first
and second year undergraduates. The eligibil-
ity requirements are: first academic year (0-23
credit hours earned towards degree) students
must be U.S. citizens, eligible for a Pell Grant,
enrolled full time and have completed a rigor-
ous* secondary school program after January 1,
2006. Second academic year (24 credit hours
earned towards degree to graduation) students
must be U.S. citizens, eligible for a Pell Grant,
enrolled full time, have completed a rigorous*
secondary school program after January 1,
2005* and have a cumulative GPA of at least
3.0 at the conclusion of the first year of educa-
tion. Award limits per academic year: first year
student a maximum of $750.00; second year
student a maximum of $1300.00.
*Visit http://www.ed.gov/admins/finaid/
about/ac-smart/state-programs.html for Rec-
ognized State Rigorous Secondary School
Programs of Study.
Federal Supplemental Educational Op-
portunity Grant (FSEOG)
Federal grant program awarded to un-
dergraduates with exceptional need. Priority
is given to Federal Pell Grant recipients with
applications completed by the March 15 dead-
line. Fees may be deferred to accepted awards.
Award amounts range from $100-$600. A
minimum of half-time enrollment status (6-8
hours) per standard term is required for con-
sideration.
A state grant program awarded to under-
graduates. To be considered, students must
have one-year prior Florida residency and be
enrolled in AA, AS, or AAS degree programs.
Priority is given to students with applica-
tions completed by the March 15 deadline.
For renewal eligibility, if enrolled full time,
students must earn 24 credit hours in previous
summer, fall and spring semesters. If enrolled
half time (6-8 hours) students must earn 12
credit hours; if enrolled three-quarter time
(9-11 hours) students must complete 18 credit
hours. If the award is a combination full-time
and part-time FSAG, the student must success-
fully complete the applicable credit hours for
each term. The amounts of the awards range
 6
from $200-$1808. Please see our Web page
for current information at http://admin.sfcc.
edu/~financialaid/pdf/finaidbook0809.pdf
Florida Student Assistance Grant for Stu-
dents in Certificate Programs (FSAG-CE)
FSAGCE is a state grant created to assist
Florida students enrolled in certificate pro-
grams. To be eligible the student must be a
Florida resident and U.S. citizen or eligible
non-citizen and be enrolled at least half-time
in a certificate program. Priority is given to
students with applications completed by the
March 15 deadline. Award amounts range
from $200-$1,808 per year. The student does
not have to receive the Pell Grant to receive an
FSAG-CE program grant.
Florida Work Experience Program (FWEP)
Florida Work Experience Program is a
need-based state funded program providing
eligible Florida students work experience to
complement and reinforce their educational
career goals. To be eligible the student must be
a Florida resident and U.S. citizen or eligible
non-citizen; enroll in a certificate program;
be enrolled at least half-time. Awards range
from 10-15 hours per week. Students are paid
minimum wage bi-monthly. Students who are
awarded will contact the Financial Aid Work
Study office in R-132 for job placement.
Santa Fe Scholarship
Institutional scholarships awarded to
out-of-district students with exceptional need.
Awards will be on a first-come, first-served
basis to students who completed all SFCC
admission requirements and the FAFSA. A
minimum of less than half-time enrollment
status (1-5 hours) per standard term is required
for consideration.
Federal Work Study (FWS)
Federal Work Study is a need-based stu-
dent work program. Awards range from 10-15
hours per week. Students are paid minimum
wage bi-monthly. Students who are awarded
will contact the Financial Aid Work Study
office in R-132 for job placement. Community
Service work-study positions are available; if
interested, advise the work study placement
specialist. A minimum of half-time enrollment
status (6-8 hours) per standard term is required
for consideration.
William D. Ford Federal Direct
Loan (Direct Loan Program)
Subsidized Federal Direct Stafford Loan
This is a federal student loan program
where the federal government is the lender.
Loans disbursed after July, 2006 will have
a fixed interest rate of 6.8 percent which is
paid by the government while the student
is in school and during the grace period. A
2.0. percent origination fee is charged at each
disbursement; however, the student receives
a 1.5 percent rebate on each disbursement.
Award limits per academic year: first year
student $3500; second year student $4500.
The amount of tuition and fees deferred to
loans will be limited to the amount to net loan
disbursed. A minimum half-time enrollment
status (6-8 hours) per standard term is required
for consideration.
Unsubsidized Federal Direct Stafford
Loan
Same as Subsidized Federal Direct Stafford
Loan, except that the borrower is responsible
for the interest while in school, during the
grace period, and while in repayment. Award
limits per academic year are: an indepen-
dent student receives up to $4000 above the
Subsidized Federal Direct Stafford Loan limit;
a dependent student receives the difference
between the Subsidized Federal Direct Staf-
ford Loan amount and the Subsidized Federal
Direct Stafford Loan yearly limit. A minimum
half-time enrollment status (6-8 hours) per
standard term is required for consideration.
Federal Parent Loans to Undergraduate
Students (FPLUS)
SFCC requires students to complete the
FAFSA and have a valid SAR on file to process
a Parent PLUS Loan. For lender information
you may search Google for “Federal PLUS
Loans”. This federal student loan program for
parents of dependent students enables parents
to borrow from a lending institution for the
students’ education. Students will not be able
to charge tuition or books against the PLUS
loan. Award limit is the cost of education less
other financial aid. A minimum half-time
enrollment status (6-8 hours) per standard
term is required for consideration For lender
information you may search Google for “Fed-
eral PLUS Loans”.
Satisfactory Academic Progress
for Financial Aid Recipients—Mini-
mum Standards
Federal and state regulations require that
students meet minimum standards in order to
be eligible to receive financial aid funds. The
minimum standards at SFCC are defined be-
low and are applied to all Title IV financial aid
programs administered by the college, except
those programs whose eligibility requirements
are restricted to institutional funds or outside
donor restrictions:
1. Students must meet an academic perfo-
mance requirement of at least a 2.0
cumulative GPA.
2. Students must make progress toward
their degree. Minimum progress toward
a degree requires initial year financial aid
Financial Aid Addresses,
Phone Numbers And Internet Links
Federal Processor Contact Information
For federal program information, help in fill-
ing out the FAFSA application, requesting a
duplicate Student Aid Report (SAR), change of
address, adding schools, or query status:
(800) 433-3243
TTY (800)730-8913
www.fafsa.ed.gov/
FAFSA On the Web
Customer Service
(800) 801-0576
e-mail: fafsaweb@ncs.com
National Student Loan Data System
(NSLDS)
U.S. Department of Education’s central database
is used to make inquiries about Title IV loans
and/or Pell grants. This site displays information
on loan and/or grant amounts, outstanding bal-
ances, loan status, and disbursements:
(800) 433-3243
TTY (800)730-8913
http://www.nslds.ed.gov/nslds_SA/
Direct Loan Borrower Services
(800) 848-0979
TDD (800) 848-0993
www.ed.gov/about/offices/list/fsa/index.html
Direct Loan Services Online
https://www.dlssonline.com/
Closed School Search Page
http://wdcrobcolp01.ed.gov/CFAPPS/FSA/
closedschool/searchpage.cfm
Santa Fe Community College
Financial Aid Office
3000 NW 83rd Street, R-122
Gainesville, FL 32606
(352) 395-5480
FAX (352) 381-7050
http://admin.sfcc.edu/~financialaid/
FWS Employment Office (352) 395-5477
Florida Bright Futures (352) 395-5018
Scholarships Office (352) 395-5470
Other SFCC Telephone Numbers
Advisement (352) 395-5503
Cashier (352) 395-5227
Diversity, Office of (352) 395-5486
Short Term Loan/
Repayment
(352) 395-5280
Registrar, Office of the (352) 395-5443
Services for Students
With Disabilities (352) 395-4400
Student Government (352) 395-5913
Student Leadership
& Activities (352) 395-5912
Student Support Services (352) 395-5068
Veterans Affairs (352) 395-5505
Welcome Center (352) 395-5787
Florida Department of Education
Office of Student Financial
Assistance State Programs
Turlington Building
325 West Gaines Street
Tallahassee, FL 32399-0400
(888) 827-2004 (toll free) for Scholarships
www.fldoe.org/

World Wide Web Resources
FAFSA on the Web
http://www.fafsa.ed.gov/
FAFSA on the Web Customer Service
(800) 801-0576
E-mail: http://www.fafsa.ed.gov/contact.htm
Federal Student Aid Gateway
http://www.federalstudentaid.ed.gov/
Need Money for College? credits/hours for any funded term dur-
http://www.studentaid.ed.gov
Aid for Native American Students awarded for that academic year.
http://www.finaid.org/otheraid/natamind.phtml
Scholarship Search
http://studentaid.ed.gov/PORTALSWebApp/stu-
dents/english/scholarships.jsp?g
Scholarship Scam Alert
http://www.finaid.org/finaid/scams.html
Florida Department of Education
OSFA (Office of Student Financial
Assistance) State aid programs and
scholarships
http://www.fldoe.org/
Bright Futures
http://www.floridastudentfinancialaid.org/ssfad/
home/uamain.htm
SFCC Web Page
http://www.sfcc.edu
Federal Direct Loan Web Page
http://www.ed.gov/offices/OSFAP/DirectLoan
Federal PIN Registration
http://www.pin.ed.gov
Selective Service System Online
http://www.sss.gov
Title IV Code Search Page classes of the following term to make up in-
http://www.finaid.org/fafsa/tiv.phtml
Federal Government: Access America for
Students on a funds-available basis and it is the student’s
http://www.students.gov
Department of Education SFA Ombudsman
http://www.ombudsman.ed.gov/
Florida Financial Aid Application subsequent terms or academic year eligibility,
http://www.FloridaStudentFinancialAid.org
Florida’s Online Gateway for College
Information
http://www.facts.org
National Student Loan Data System result in failure to meet the standards of prog-
http://www.nslds.ed.gov
Promissory Note Online
http://dlenote.ed.gov
Direct Loan Services Online configuration in the Academic Affairs sec-
https://www.dlssonline.com/
The National Scholars Honor Society
http://www.CollegeHonors.org
SFCC Career Resource Center’s
Scholarship
http://admn.sfcc.edu/~crc/scholars.htm
applicants who have previously attended
SFCC to earn 67 percent of registration
attempted at SFCC.
3. Minimum progress toward a degree
requires continuing financial aid recipi-
ents to earn 67 percent of credit hours
attempted during the current academic
year for renewal eligibility. If a continu-
ing financial aid recipient completes zero
ing the academic year, then he or she
will lose all subsequent financial aid
4. Students must complete their educa-
tional objective within a given time
frame. This limit is effective whether or
not financial aid has ever been applied
for or received.
a. All transfer credits as well as all
SFCC attempted course work will be
included as attempted credit hours.
b. All AA, AS and AAS degree-seeking
students have a maximum of 90 at
tempted credit hours.
c. All vocational and certificate (i.e. any
6000 to 7999 program code such as
program code 6507 Office Systems
Specialist) seeking students have a
maximum of 45 attempted credit
hours or less.
Effect of Incomplete Grades, Withdraw-
als, Remedial Course Work, and Course
Repeats
A student who has completed no credit
hours in a term and has incompletes in that
term has 20 school days from the first day of
complete grades in order to continue receiving
funds. Reinstatement of awards is contingent
responsibility to notify the Financial Aid Of-
fice within the time frame provided.
If grade changes or incomplete grades
made up after the time frame should affect
students must provide transcripts reflecting
such changes.
Withdrawals from any course(s) will be
counted in the total hours attempted and may
ress. Students must follow the official with-
drawal procedures established by the college.
Course repeats will be counted in the total
attempted credits. See SFCC’s policy for GPA
tion of the college catalog under Grades and
Reports or go to www.sfcc.edu and click on
“Academic Affairs.”
Funding for students assigned for remedial
course work will be limited to 30 credit hours
regardless of whether or not the student received
any financial aid for these remedial (College
7
Prep) credit hours. For students receiving finan-
cial aid, federal regulations place no limit on the
number of ESL (English as a Second Language)
credit hours a student may take. Remedial
course work and ESL credits are treated the
same as other courses for satisfactory academic
progress purposes. Grades received in these
courses will be used in calculating a grade point
average and hours attempted will be used to
determine the completion ratio. Remedial/ ESL
courses will be counted when determining the
maximum time frame requirement rule.
Reinstatement
If a student is denied/suspended from fi-
nancial aid, the student must attend a semester
or semesters on unaided status until minimum
standards are met.
Probation/Suspension
Students will be monitored for a cumula-
tive 2.0 GPA, completed credits/hours, and
time frame at the end of every term. Failure
to maintain a cumulative 2.0 GPA or failure
to earn 67 percent completion will result in a
probationary status that remains until the final
review is performed. Students who complete
zero credits/hours or reach the maximum time
frame will be denied further aid.
Determination of Continued Eligibility
A final review of satisfactory progress will
occur at the end of the student’s academic year.
Students who do not meet the above stated
minimum requirement will be suspended from
receipt of further financial aid.
A student will not be eligible for renewal
of financial aid if minimum standards were not
met for the prior year on aid even if the cu-
mulative hours earned (entire SFCC academic
record) is 67 percent of all attempted hours.
A student who is suspended or denied
because of this must attend, unaided, until the
deficit points are made up for the prior year,
and the student’s cumulative academic record
fully complies with the standards policy.
If the student makes up the deficit points
but the overall record fails to meet the stan-
dards policy, no financial aid will be offered.
Students have the right of appeal if cir-
cumstances warrant further review.
Appeal
Students whose eligibility has been termi-
nated (because of failure to meet the standards
of satisfactory progress) may in certain cases re-
quest a formal review of the decision to revoke
financial aid eligibility. Circumstances that
may be considered for this special review (ap-
peal) include: death in the student’s immediate
family, medical emergencies, accidents, divorce
or separation of parents, personal tragedy, or
other documented circumstances beyond the
student’s control that prevented him or her
from meeting the minimum standards.
 8
Procedure for Review
In order to appeal the decision on this
basis; the following procedures must be used:
1. A request must be submitted by the Policies That Affect You
student in writing to the Financial Aid
Office.
2. The circumstances which prevented
satisfactory progress must be clearly
stated.
3. The request must include documenta-
tion to support the exceptional circum-
stance, such as death certificate, state-
ment from physician, or other verifiable
information. All documentation is sub-
ject to verification by the Financial Aid
Office.
4. Once the review has been made the stu-
dent will be notified of the result of the
review.
Transfer Student Evaluation
All transfer credits as well as all SFCC
attempted course work will be included as at-
tempted credit hours.
Transfer students applying for financial
aid must have at least a 2.0 GPA after transfer
credits are evaluated to be eligible to receive
financial aid funding. Transfer students with
less than a 2.0 GPA and attempting to qualify
for aid in subsequent terms must either:
1. Raise the cumulative GPA to at least a
2.0, or
2. Earn a minimum term GPA of 2.5 for
enrollment of at east half time status.
(This must be performed the first term
enrolled at SFCC.)
Postsecondary Adult Programs (PSA)
• PSA programs greater than or equal to
900 clock hours: Course work in these
PSA programs will be converted to credit
hours for financial aid payment and will
follow the same satisfactory academic
standards as noted above for other credit
programs.
• PSA programs 600 to 899 clock hours:
Course work in these PSA programs is
based on clock hour attendance. Stu-
dents receiving financial aid must suc-
cessfully complete the clock hour course
work with a 2.0 GPA for each class
funded before additional payment can
be made. Duration of eligibility will be
limited to the length of the program.
The Check’s in the Mail–or Is It?
Your high school transcript or your GED
certificate must be received by SFCC’s Admis-
sions Office for your financial aid check(s) to
print and your instructor(s) must verify class
attendance electronically each term. Financial
aid checks are mailed to the student’s mail-
ing address on file with the Registrar’s Office.
Please keep your mailing address up to date
to prevent your check(s) from being lost or
returned in the mail.
Anti Drug Abuse Act
Students should be aware that, if convicted
of a drug felony, they may lose eligibility for
federal financial aid programs.
Default
Students are not eligible for federal or state
student aid if they are in default on a federal
loan or owe a repayment on a student grant.
A student who has a financial obligation
or is in default on a student loan shall not be
permitted to graduate, register, receive an aca-
demic transcript or benefit from other regular
college services.
Federal Repayment Policy
As a result of the Higher Education Act
of 1998, a student who completely withdraws
from classes may be required to repay a per-
centage of financial aid funds received.
The Registrar’s Office, located in R-101, is
the designated office to contact about with-
drawing from the college. Office hours are: 8
a.m. to 4:30 p.m. Monday through Friday. For
official withdrawal procedures, please see the
college catalog.
College refund policy dictates that fees will
be refunded in full for course work dropped
during the drop/add period or canceled by
the college. However, the federal repayment
policy supersedes the college refund policy for
students receiving federal financial aid and
completely withdrawing from the college.
In general, a portion of federal student
financial aid (Title IV) grant or loan funds,
but not federal college work study funds, must
be returned to the Title IV programs upon a
recipient’s withdrawal from school. Simply
put, any Title IV financial aid recipient who
withdraws within the first 60 percent of the
payment period measured in calendar days
owes a portion of unearned aid back to the
federal government. The college will also owe
a percentage of the refund of the institutional
costs. Any amount that the college repays will
be billed to the student.
All students receiving Title IV assistance
who completely withdraw are subject to the
federal repayment law. This law uses the terms
“earned” and “unearned” Title IV funds when
relating the amount of assistance applicable
to the percentage of time enrolled. It is the
unearned portion that becomes the focus of the
“Return of Title IV Funds” formula.
The school must first determine the
percentage of Title IV assistance the student
earned. Up through the 60 percent point in
time, the percentage of assistance earned is
equal to the percentage of the payment period
IMPORTANT NOTE
Checks from the following programs
will be mailed (disbursed) approximately
three working days after the last day to
drop and receive a refund or as avail-
able for the Federal Pell Grant, Aca-
demic Competitiveness Grant, processed
William D. Ford Federal Direct Loan
and Federal Supplemental Educational
Opportunity Grant. The federal govern-
ment must accept Pell origination and
disbursement records before checks will
print; for loan checks to print, origina-
tion and promissory notes must be ac-
cepted by the federal government. Florida
Student Assistance Grant, Bright Futures
and other state scholarship checks will
be mailed as funds become available and
internal reporting is completed. This usu-
ally occurs within the first six weeks of
the semester. SFCC Endowment Scholar-
ship checks will be released within the
first sixty days into the semester.
Financial aid checks will not be
mailed to students owing an obligation to
the college. If you owe an obligation, you
will be notified in writing and should re-
solve these concerns at the Cashier’s Of-
fice. You are responsible for any debt or
overpayment occurring as a result of your
error or institutional error. The cashier is
located in the Alan J. Robertson Admin-
istration Building (F-52) and is open for
business Monday through Friday 8:15
a.m. to 4 p.m.
ATTENTION—LOAN RECIPIENTS
You must complete a loan ori-
entation online at http://admin.sfcc.
edu/~financialaid/orient.htm before loan
check(s) will print. You must score 100
percent on the quiz and transmit the
results to Financial Aid. Federal regula-
tions require a 30-day delay from the
beginning of term before disbursing
funds to new borrowers in the first year
of their program. The federal government
must accept loan origination and promis-
sory notes before checks will print. You
must be enrolled at least half time to be
eligible to receive a Federal Direct Loan.
To be considered enrolled half time, you
must enroll for a minimum of at least six
credit hours. If you are awarded a loan for
one semester only, you will receive two
checks; the first will be mailed approxi-
mately three days after the last day to
drop and receive a refund or as available,
the second will be mailed midpoint of
the semester. Future disbursement of
loans will be canceled if enrollment drops
below six credit hours.

completed as of the day the student withdrew.
If the withdrawal occurs after the 60 percent
point, then the percentage earned is 100
percent, and no refund/repayment is required.
The difference between the earned Title IV as-
sistance and 100 percent equals the percentage
of unearned Title IV funds that are therefore
subject to repayment by the school and/or the
student. Any required repayment is allocated
back to the Title IV programs in order specified
by law.* A student must repay the portion of
the original grant overpayment that is in excess
of half of the total Title IV grant funds that he
or she received or could have received. The stu-
dent does not have to repay grant overpayments
of $50.00 or less per program. Any repayment
of Title IV loans is to be repaid under the con-
ditions of the existing promissory note.
A student who owes a grant repayment
remains ineligible for further Title IV assistance
until the grant is repaid, unless the student and
the U.S. Department of Education agree on a
satisfactory repayment arrangement. The U.S.
Department of Education allows a student to
retain eligibility for 45 days from the date that
the institution sends the repayment notifica-
tion to the student. To continue eligibility past
45 days, the student will have to either pay
the overpayment in full or make satisfactory
arrangement with the U.S. Department of
Education to repay.
For more specific information regarding
this policy or for examples of the repayment
formula, please contact the Financial Aid Office
at (352) 395-5480.
*Return Title IV funds in the order as
specified by law:
1. Unsubsidized Federal Stafford loans
2. Subsidized Federal Stafford loans
3. Unsubsidized Direct Stafford loans
4. Subsidized Direct Stafford loans
5. Perkins loans
6. Federal Plus loans
7. Direct Plus loans
8. Federal Pell Grant
9. Academic Competitiveness Grant
10. Federal SEOG
11. Other Title IV Assistance
This information is available at www.sfcc.
edu. Click on “Financial Aid” in the index.
Federal Loan Repayment Example
Loan Type Amt Borrowed Int Rate Monthly Pmt Total Interest Total Paid Months
Stafford/Ford $ 2500 8% $ 50.69 $ 541.40 $3041.40 60
Stafford/Ford 5000 8% 60.66 2279.20 7279.20 120
Stafford/Ford 10000 8% 121.32 4558.40 14558.40 120
PLUS 3000 9% 50.00 1050.00 4050.00 81
PLUS 10000 9% 126.68 5201.60 15201.60 120
PLUS 20000 9% 253.35 10402.00 30402.00 120
ADDITIONAL IMPORTANT
INFORMATION
Need Financial Aid Forms?
You can print forms at home by access-
ing our Web page at http://admin.sfcc.edu/
~financialaid/0809/forms.htm /download.html.
Some of these forms are: Request for Revision
of Award, Financial Aid Appeal Form 2008-
2009, 2008-2009 Verification for Dependent
Student and 2008-2009 Verification for Inde-
pendent Student.
Report Outside Resources
Your financial aid award may have to be
adjusted if you receive additional resources
that cause your financial aid need to change.
Notify us immediately of all assistance you
will receive. You will be responsible for any
overpayment occurring as a result of receipt of
outside resources.
Surf the Web
Check our Web page at http://admin.sfcc.
edu/~financialaid// for any changes in federal,
state or institutional policies that may modify
the information in the Financial Aid Hand-
book.
Professional Judgment
Federal regulations allow SFCC to deny
loan eligibility to any student based on the
professional judgment of the financial aid ad-
ministrator. If you or your family have unusual
circumstances that affect your eligibility con-
sult with a financial aid specialist for additional
information.
Federal Direct Student Loans
SUBSIDIZED DIRECT LOAN
ACADEMIC YEAR LIMITS
First-year dependent or independent
student loan limit = $3500
Second-year dependent or independent
student loan limit = $4500
UNSUBSIDIZED DIRECT LOAN
ACADEMIC YEAR LIMITS
First-year dependent student loan limit =
$3500 minus any subsidized loan funds
received for the same academic year
Second-year dependent student loan limit
= $4500 minus any subsidized loan funds
received for the same academic year
9
First-year independent student loan limit
= $7500 minus any subsidized loan funds
received for the same academic year
Second-year independent student loan
limit = $8500 minus any subsidized loan
funds received for the same academic year
Borrower Responsibilities
You must keep SFCC and the federal gov-
ernment informed of any changes in your:
1) Name
2) Permanent address
3) Name and address of expected employer
4) Address of next of kin
5) Change in enrollment status to less than
half time
As a borrower, you must complete a
promissory note.* With your PIN** you may
access a promissory note and submit it online
at http://dlenote.ed.gov. Or you can complete
and mail the promissory note forwarded to you
by the Common Origination and Disburse-
ment (COD) Center, to the Applicant Service
Department as follows:
U. S. Department of Education
Loan Origination Center
Applicant Services
P.O. Box 5692
Montgomery, AL 36104
*Promissory Note: The binding legal
document you sign when you get a student
loan. It lists the conditions under which you’re
borrowing and the terms under which you
agree to repay the loan.
**PIN: The PIN serves as your identifier
to let you access your personal information
in various U.S. Department of Education
systems. Once you successfully complete a
request at http://pin.ed.gov, it will take approxi-
mately 7-10 days to receive the PIN in the
mail. When you use your U.S. Department of
Education PIN, you must type it exactly as it
appears on the letter.
Loan Orientation and 30-Day Hold
Before SFCC will release loan funds, you
must complete an SFCC online loan orienta-
tion. You can access the Online Loan Orienta-
tion page at http://admin.sfcc.edu/~financialaid/
orient.htm.
You must score 100 percent on the quiz
and transmit the results to Financial Aid.
 10
Federal regulations require a 30-day delay
from the beginning of term before disburs-
ing Subsidized Federal Direct Stafford Loan
funds to new borrowers in the first year of their
program.
Loan Repayment
Repayment of principal for Subsidized
Federal Direct Stafford Loan and Unsubsi-
dized Federal Direct Stafford Loan begins six
months after you graduate, withdraw, or enroll
less than half time. For Unsubsidized Federal
Direct Stafford Loan, interest begins to ac-
crue and payment of interest begins at date of
disbursement.
Repayment of principal and interest for
FPLUS loans begins at date of disbursement.
SFCC participates in the William D. Ford
Federal Direct Loan Program. This program
is designed to assist students in financing their
education costs and replaces the Federal Family
Education Loan Program with the exception
of the PLUS (Parent Loan) Program. The
William D. Ford Federal Direct Loan program
eliminates banks as a funding source; the fed-
eral government is the lender.
Availability and regulations governing the
financial aid programs, as well as institutional
policies and procedures, are subject to change
without notice.
Office of Student Financial Aid
(OSFA) OMBUDSMAN
The Department of Education provides
the services of the Student Financial Aid
Ombudsman who works with student loan
borrowers to informally resolve loan disputes
and problems. The office can be contacted at
(877) 557-2575, via the Web at http://ombuds-
man.ed.gov/, or by mail at:
Office of the Ombudsman
U.S. Department of Education
Rm. 3012, ROB#3
7th and D Streets, SW
Washington, DC 20202-5144
Interested in a Direct Loan for
Summer 2009?
Complete and return to our office the one-
page application that will be sent to you early
in the spring 2009 semester. Please read the
information below regarding your loan eligibil-
ity for the fall 2009 term.
If you have been awarded Direct Loans
for the fall and spring terms of the 2008-2009
academic year and are interested in Direct
Loans for summer 2009 term, the following
may apply to you:
You may have less loan eligibility for the
fall 2009 term if your summer loan award
exceeds one-half of the maximum you are
entitled to borrow in an academic year (an
8-month period). Your academic year limit is
based on your grade level (first or second year
in program) and dependency status (indepen-
dent or dependent).
The amount of your award is based on the
assumption of full-time enrollment in the full
term. The amount of your award is based on
your registration (number of credit hours) and
on the enrollment period (full semester and/or
flexterm) and it may change accordingly.
Example 1
John is a dependent first year
student. During the summer 2009,
he was awarded a subsidized loan for
$3500. The maximum eligibility of
his fall 2009 loan is $0. This amount
is the difference between his loan limit
($3500) and the summer loan award
($3500) = $0.
Example 2
Mary is an independent first year
student. During the summer 2009,
she was awarded a subsidized loan for
$3500 and an unsubsidized loan for
$1500. She has no additional sub-
sidized loan eligibility for fall 2009
because her summer 2009 subsidized
loan for $3500 was the maximum she
is entitled to borrow per academic
year. For fall 2009 the maximum
amount of her unsubsidized loan
eligibility is $2500. This amount is the
difference between her unsubsidized
loan limit ($4000) and her summer
2009 loan award ($1500) = $2500.
Should you have any questions regard-
ing your loan eligibility, please contact
the Financial Aid Office at financial.
aid@sfcc.edu or call (352) 395-5480.
OTHER SOURCES OF AID
2008-2009 SCHOLARSHIPS
Scholarships are gift aid based on scholas-
tic achievement or special talent; some con-
sider financial need. Scholarships designated
for Santa Fe Community College students are
described below. Many outside organizations
offer awards based on place of residence, back-
ground, professional affiliations and/or field
of study. Free computerized scholarship search
services are available in the Career Resource
Center in S-242, and you can find books on
the subject there, as well as in libraries and
bookstores. You may research and apply for
assistance on your own, corresponding with
potential donors and assuming responsibility
for financial commitments you make. Outside
aid is considered in your aid package and must
be reported to the Financial Aid Office.
Florida Bright Futures Scholarships and
other state scholarships are discussed in the
Florida Department of Education’s brochure
from the Office of Student Financial Assis-
tance, available in the Financial Aid Office,
and at http://www.fldoe.org/. Initial eligibility
is generally determined in your senior year of
high school.
Transfer scholarships: Many upper divi-
sion schools offer transfer scholarships to
outstanding students graduating from SFCC.
For information on such scholarships, contact
the university or college you plan to attend.
Transfer scholarship deadlines are usually early
spring for the following fall term.
SFCC Board of Trustees
Scholarships
By legislation, the following nine scholar-
ships are funded in part by a portion of every
tuition dollar. SFCC students are proud to
help those who might otherwise be denied the
opportunity to pursue educational goals. These
scholarships offer tuition up to 76 credit hours
or program length plus a $700 books/supplies
allowance for a maximum of two years. In-state
tuition and fees are charged to these awards.
Board of Trustees Scholarships
This one-year need-based award is offered
on a first-come, first-served basis to in-district
students who have completed all SFCC admis-
sion requirements and the Federal Application
for Student Financial Aid. Students must meet
minimum standards of academic progress as
defined on page 7.
Athletics
This one-year renewable award is offered
through the SFCC Athletics Department to
students who excel in baseball, basketball or
softball. Students selected by the SFCC Athlet-
ics Department must meet state athletic schol-
arship guidelines for eligibility and renewal.
Full-time enrollment is required.
Contact the Athletics Department at (352)
395-5535 for more information.
Creative Arts
This one-year renewable award is offered
through SFCC’s Creative Arts Department to
students who excel in art, dance, debate, music
or theater. Consideration of candidates is based
on auditions, portfolio, interview and recom-
mendation. Students must enroll in courses
relating to award, and full-time enrollment is
required.
Contact Creative Arts Chairperson Alora
Haynes at (352) 395-5310 for more informa-
tion.
College Achievement Program
This award is offered each year to out-
standing participants in the College Achieve-
ment Program. Students have three years to use
this award. Full-time enrollment is required.
Contact the Office of Diversity at (352)
395-5058 for more information.

James Gregg Honors Program
The Honors Program Scholarship Com-
mittee will award up to twenty scholarships
per academic year to selected students from
the Honors Program. Each scholarship will be
granted for one year, renewable up to two con-
secutive years if academic standards are met.
Contact Honors Program Coordinator
Marisa McLeod at (352) 395- 5010 for more
information.
Public Service
This scholarship is offered to selected stu-
dents who are participating in the Gainesville
Police Department’s Cadet Program. Students
have three years to use this award, and must
attend full time.
Contact GPD Crime Prevention at (352)
334-2444 for more information.
Student Ambassador
This one-year award is offered through
SFCC’s Office of Enrollment Services to twelve
students selected to represent the college for
the fall and spring terms. Students must have
earned at least eighteen (18) credit hours at
SFCC with a cumulative GPA of 3.0 to apply
for consideration.
Contact Program Coordinator Kristin
Corkhill at (352) 395- 5611 or e-mail kristin.
corkhill@sfcc.edu.
Student Government
Awarded to current academic year Student
Government Leadership Team. Students must
comply with the Student Government Consti-
tution.
Contact the Student Government Of-
fice in the Center for Student Leadership and
Activities at (352) 395-5913.
Technology and Applied Sciences
This scholarship is available to 18 students
enrolled in SFCC’s Technology and Applied
Sciences Programs. Full-time enrollment is
required.
Contact the Office of Economic Develop-
ment, P-235, (352) 381-3646.
SFCC Endowment Scholarships
The following scholarships are offered
through the SFCC Endowment Corporation:
Agnes W. Watson Scholarship
Alachua County/SFCC Minority
Scholarship
Alfred B. Watson, Sr. and
Altrusa International, Inc. of
Gainesville, Florida
Altrusa International, Inc. of Starke, Florida
Arts and Sciences Scholarship
ASA/ASE NATEF Automotive Technology
Scholarship
A.W. Fletcher Memorial Scholarship
Billy and Glenna F. Brashear Nursing and
Health Scholarship
Boone/Bussard Welding Scholarship
Bradford County/Andrews Minority
Scholarship
Bradford County/Joyce Doke Riherd
Nursing Scholarship
Bruce P. Walek Memorial Scholarship
Charisma O’Connor Memorial Scholarship
Charles L. Blount Scholarship
Christa Leigh Hoyt Memorial Scholarship
Colonel R. James Glikes Memorial
Scholarship
Davis, Monk & Co. Leo T. Hury
Business Scholarship
Dewitt C. Jones and Jeanne C. Johnson Scholarship
Memorial Scholarship
Dexter and Sarajo O’Steen Family
Scholarship
Disney’s Animal Kingdom/Animal Programs
Scholarship
Dr. Erich and Ellen Farber Scholarship
Dr. Lamar E. Crevasse Scholarship
Ester Porter Lane Memorial Scholarship
Francis B. Watson Memorial Scholarship
Gainesville Housing Authority/
Jack McGriff Memorial Scholarship
Gene Gerber Memorial Scholarship
Guy and Elizabeth Andrews Scholarship
H. Medford and Patricia Connelly
Scholarship
Harold A. and Jeanne Cruthirds Johnson
Scholarship
Henry H. Beck Memorial Scholarship
Herron Health Care Scholarship
Hung-Sen Wu Memorial Scholarship
Irene Zimmerman Memorial Scholarship
James and Rena Swick Memorial
Scholarship
James F. Moore Memorial Scholarship
Jean Rae Bronson Nursing Scholarship
Jeff Block Memorial Scholarship
Jeffrey Mattison Wershow Memorial
Scholarship
Joseph W. Fordyce Scholarship
Joyce Doke Riherd/Bradford County Public
Health Nursing Scholarship
Jungle Larry Scholarship
Kiwanis Club of Starke Scholarship
Laura Lopez Memorial Scholarship
Lillian Stump Nursing & Health Related
Scholarship
Margaret F. Knapp Nursing Scholarship
Margaret R.T. Morgan Nursing Scholarship
11
Mark M. and Flora Yon Richardson
Mazdak Noorbakhsh Scholarship
Medical and Surgical Affiliates (MSA) Nurs-
ing and Health Related Scholarship
Newberry Garden Club Scholarship
Nicholas J. Gonzalez Memorial Scholarship
Noah Jacob Rodkin Memorial Scholarship
Norman Jensen Art Scholarship
Norris O. Roszel Family Scholarship
Nursing & Health Related Scholarship
Nursing Education Scholarship
Patricia M. Blount Scholarship
Patricia Sherman Fabrick/Alachua Habitat
for Humanity Scholarship
Philip H. Baker Gainesville Civitan
Plus One Scholarship
Professional Retail Sales Associate
Scholarship
Rosa B. Williams/Shands at UF Scholarship
Roxann Kelley Buehn Memorial Scholarship
Shands at Starke Auxiliary Scholarship
Starke Rotary Club Scholarship
Village Nursing Scholarship
Eligibility requirements for SFCC En-
dowment Scholarships vary. Some awards are
offered to graduating high school seniors in Ala-
chua and Bradford Counties; others are avail-
able to students entering SFCC automotive,
welding, business programs and health related
fields. For information on specific scholarships
please visit www.sfcc.edu/scholarships.
A scholarship handbook will be available at
Alachua and Bradford County high schools in
early spring. Most deadlines are February 15.
Tuition may be charged to accepted awards.
Awards range from $1000 to $1600 per aca-
demic year payable during the fall and spring
semesters.
Other Scholarships
Phi Theta Kappa International Honor
Society
Over $35 million in local, regional, and
international scholarships are available to Phi
Theta Kappa Members only. For more details,
please contact the Phi Theta Kappa Scholar-
ship Committee in S-154 or e-mail ptkscholar-
ship@sfcc.edu. To find out when the scholarship
committee meets, please call (352) 395-4105.
FSU Minority Community College Transfer
Offered to qualified minority (Alaskan Na-
tive, Native American, Asian, African Ameri-
can (Black), Hispanic and Pacific Islander)
Florida residents based on financial need. For
more information, visit http://www.community-
college.fsu.edu/financial.html
Barry Goldwater
Awarded to college students who intend
to pursue careers in math, natural sciences and
engineering fields. For more information please
contact Dr. Mcleod at (352) 395-5010.
Jack Kent Cooke
Awards approximately 50 scholarships to
undergraduate students attending community
colleges or two-year institutions in the US
and planning to transfer to four-year institu-
tions. For more information please contact Dr.
Mcleod at (352) 395-5010.
Hispanic Scholarship Fund
Offered to community college students
who plan to transfer and enroll in a degree-
seeking program at a four-year U.S. accredited
institution in the U.S. For more information
please visit http://www.hsf.net/Scholarships.aspx
Native American / Morris K. Udall Scholarship
Offered to Native Americans and Alaska
native students who have demonstrated com-
mitment to careers related to the environment,
tribal public policy or Native health.
For more information please visit http://
www.udall.gov.
The Foundation of the National Student
Nurses’ Association Undergraduate
Scholarship Program
Offered to students currently enrolled in
one of the nursing programs.
For more information please visit http://
www.nsna.org/f
Phi Theta Kappa International Honor
Society
Over $35 million in local, regional, and
international scholarships are available to Phi
Theta Kappa Members only. For more details,
please contact the Phi Theta Kappa Scholar-
ship Committee in S-154 or e-mail ptkscholar-
ship@sfcc.edu. To find out when the scholarship
committee meets, please call (352) 395-4105.
Transfer Scholarships are estimated for purposes of SFCC’s financial
http://admin.sfcc.edu/~financialaid/scholarc.
htm
Other Scholarships gram regulations and the amount of tuition
http://admin.sfcc.edu/~financialaid/scholarc.
htm#other
State of Florida Programs
http://www.floridastudentfinancialaid.org/
The Florida Department of Education Bright Futures awards are available for fall and
offers various student financial assistance pro- spring terms only. For additional details about
grams which are administered by the Office of the Bright Futures program and program regu-
Student Financial Assistance (OSFA) http:// lations, visit floridastudentfinancialaid.org.
www.floridastudentfinancialaid.org/ in Tallahas- Books cannot be charged against Florida
see. These programs include: Florida Bright Bright Future Scholarships. Students eligible
Futures, Florida Student Assistant Grant, Jose for a book allowance from Bright Futures will
Marti Scholarship Challenge Grant and more. be disbursed a check when funds are received
from the State of Florida.
Florida Bright Futures Scholarship
Program
This is a state scholarship awarded to
Florida high school graduates who demonstrate
high academic achievement. Awards are issued
by the State of Florida directly to the eligible
student. The program has three levels. You may
receive only one of these:
1. Florida Academic Scholars Award (pays
100% of college–level tuition plus a
book allowance), requires 3.0 cumulative
GPA to renew; or
2. Florida Medallion Scholarship (pays
100% of college-level tuition for associ-
ate degree programs or 75% of college-
level tuition for certificate programs),
requires 2.75 cumulative GPA to renew;
or
3. Florida Gold Seal Vocational Scholars
Award (pays 75% of vocational program
tuition), requires 2.75 cumulative GPA
to renew
Renewal also requires completion of at
least 6 credit hours of college–level coursework
each term. Each award level has different aca-
demic criteria for eligibility. The top–ranked
scholar from each county will receive an addi-
tional award of up to $1,500. Applications and
eligibility criteria are available from your high
school’s guidance office or from the Florida
Department of Education web site: floridastu-
dentfinancialaid.org. SFCC receives electronic
information about eligible scholars from the
Florida Department of Education. You must
enroll for at least 6 hours of college–level
coursework each term. Initial award amounts
aid award planning.
Actual payment depends upon the pro-
and fees assessed for the term. The scholarships
will cover the designated percentage of in–state
college–level tuition and fees for up to 45
credit hours of coursework each year. Payment
will be based on your actual tuition charges.