Name: Age: Status: Occupation: (1) Equity shares: Most shares offer income in the form of dividends, which

are typically paid twice a year. Dividends can be seen as a reward for shareholders. They are paid when a company is profitable and has cash in the bank after it has satisfied all its obligations. In most cases, the more profitable a company is, the higher the dividend payments. If a company is making substantial amounts of money and making significant dividend payments, it is usually considered a good investment so the share price rises. Investors may buy shares specifically for income. Many companies generate substantial amounts of cash every year. They may use some of that money for general corporate purposes, such as paying rent and wage bills, and they may use some of the money to invest in equipment, research and development. But a proportion of that money may be paid to investors as a dividend. As dividends are usually paid out twice a year, they can provide investors with a regular income.
(2) Fixed income

Any investment portfolio should comprise the right mix of safe, moderate and risky investments. Fixed deposits, government bonds etc. are considered safe investments. Fixed deposits have been particularly popular among a large section of investors in India as a safe investment option for a long period. With fixed deposits or FDs as they are popularly known, a person can invest an amount for a fixed duration. The banks provide interest rates depending on this loan amount and the tenure of deposit. It also has following examples: 1. Safety The fixed deposits of reputed banks and financial institutions regulated by RBI (Reserve Bank of

India) the banking regulator in India are very secure and considered as one of the safest investment methods. 2. Regular Income Fixed deposits earn fixed interest rates for their entire tenure, which is usually compounded quarterly. So, those who want an income on a regular basis can invest into fixed deposits and use the interest rate as their income. This makes a fixed deposit very popular way of investing money for retirees. (3) Cash equivalent or cash: Gold bullion is real, honest money...and, many say, the best form of money the world has ever known. It is a store of value and a safe haven in times of crisis. Gold is rare, durable and does not wear out in the manner of lesser metals (or paper!) when passed from hand to hand. A small amount, easily carried, can purchase a significant amount of goods and services. It is universally accepted, and can be easily bought and sold around the world. Today, the beauty of a gold bar lies in its ability to diversify investments, protect wealth and preserve one's purchasing power. You can invest in gold through E-Gold, Gold mutual funds, Gold ETFs or gold bars and coins. Not to forget, many Indians buy gold jewelry that they will never use considering them as investment. Each of these has their own merits and demerits. Cash is highly liquid and no returns with no risk and no tax. (4) Real estate: Real estate seems to be the hottest investment instrument for urban youth in India, with a whopping 85 per cent of those surveyed inclined to put their money into immoveable on hopes of higher and guaranteed returns. "Over 85 per cent of urban working class prefer to invest in real estate saying it is likely to fetch them guaranteed and higher returns," A majority of urban youth surveyed believe that investing in the yellow metal is not as profitable as in real estate since they expect gold prices to fall.

Most respondents felt that investments in real estate, residential and commercial properties are found to be lucrative and much safer since they are completely insured in contrast to those in gold, stocks and mutual funds.

Ayesha listen amount choose karke dalne hai Maine yeh four assets choose kia hai tu koi aur kar le and amount dal de ki kaunse asset mein kitna invest karegi. Ok. Koi problem hai toh call me I will tell u Ek asset mein 17,50,000 se zyade mat invest karna usey kam chalega but not more than that N sorry aaj jo bi hua main chidd gait hi ki tune kisiko bi yeh baat kyu batai.. Bye gud nite janeman. ;)