Money

Plastic money against cash 1. Is plastic money popular nowadays? Why? - A manyag pnz npszer manapsg? Mirt? Igen, npszerbb manapsg, hiszen az emberek tbbsge bakkrtyra kapja a fizetst. St mr egyre elterjedtebb, hogy vsrlskor krtyval fizetnek az emberek. (Nem bankkrtyra kapod a fizetst, hanem bankszmlra!) Yes, it is. Plastic money is becoming more and more popular, it is spreading since you can pay by it almost everywhere e.g. at petrol stations, supermarkets, pubs, etc. 2. What is the difference between debit and credit card? - Mi a bankkrtya s hitelkrtya kzti klnbsg? If you have a credit card, you can spend more than you have in your account as opposed to a debit card, with which you can spend only as much money as you have on your account.

3. What are the advantages of using plastic money instead of cash? ( dangers of pickpocket, getting cash is sometimes complicated, foreign currency transactions abroad, shopping on the net, guarantees by card issuers, convenient ) - Mik annak az elnyei, hogy kszpnz helyett manyag pnzt hasznlnak? (a zsebtolvaj veszlyei, kszpnzhez jutni klfldn nha bonyolult, klfldi devizatranzakci, vsrls a neten, garancia krtyakibocstsokra, knyelmes ) It is safer than carrying many bank notes in your purse because it can be stolen. You can pay by credit card at almost every shop or restaurant even on the Internet. The major credit cards are accepted in bars, hotels and at petrol stations that is why you dont need to worry if you dont have enough money in your pocket. You can pay by it free of charge A lot of places accept the debit card (shops, supermarkets, restaurants, etc) You do not have to have a cash on you More comfortable Cash less method of payment Is someone steals it you can cancel it.

4. What are the disadvantages of using plastic money? (use of PIN number, fraud, loss of the card, stolen cards, they charge high interest, debt problems ) - Mik a hasznl manyag pnz htrnyai? ( a PIN szm hasznlata, csals, krtya elvesztse, lopott krtyk, felszmtanak magas kamatot, adssgproblmk )

It has a charge if you want to withdraw money from the ATM It has a fee to hold debit card If you write the PIN code next to your card, and someone steals it he/she can use it easily you have to remember this code

5. Do you think teenagers can have a credit card? Gondolod, hogy lehet a tizenveseknek hitelkrtyjuk? I think a teenager can have a debit credit card by parents permission, however, they can get a credit card when they have been over 18. gy gondolom, hogy csak szli engedllyel ignyelhetnek a tizenvesek bankkrtyt, viszont hitelkrtyjuk nem lehet, csak ha betltttk a 18. letvet.

6. What can university students benefit from having a credit/debit card? Mi a a kedvez az egyetemi dikoknak a hitel/bankkrtyban? I think it is important for your daughter to possess an own credit card, as she will travel abroad, and if she needs more money, then she doesnt need to travel back home, she can pay by credit card or she can withdraw from ATM machine. And if your daughter doesnt know how much money she needs, then using the card is much better, because she doesnt have to calculate the conversation cost and exchange rate. I think credit card is essential during her university studies, because she receives the scholarship or she will have to pay the tuition fee or other charges on her account.

7. How can parents control their childrens expenditure? - . A szlk hogyan tudjk kontrolllni a gyerekeik kiadst?

When your daughter uses her credit card, then you can check how much money she has spent through the account statement. Another possibility if you can set daily limit which means that her child cant spent more than the specified amount. Or if you have a partner card to your daughters credit card, yo u can get a message how much money has been withdraw. Finally, all banks have net bank service where you can monitor the balance and transactions. 8. Why are credit/debit cards better than cash from the parents point of view? A szlk szempontjbl mirt jobbak a hitel/bankkrtyk mint a kszpnz?

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