1377859260sep 4 2013 Z2 LOW REZ

A
s a homeowner, you can

never lose by adding a
new kitchen or bath.
Of course, theres the obvious
dividend by increasing the over-
all value of the home. But Stone
Interiors places an even higher
priority in the value that a new
kitchen or bath will add to your
life.
Stone Interiors in Boonton
produces beautiful granite
counter tops for your kitchen
and bath. The store recently
added a new showroom of
kitchen and bathroom cabinetry,
making it a complete one-stop
shop.
Owner Gim Gallo has 12
years experience selling and
installing beautiful granite
counter tops to homes in the tri-
state area. He has owned and
operated Stone Interiors for the
past seven years.
I enjoy working with my
customers from the beginning of
their project to its completion,
he said. When my customers
are happy, Im happy.
Most families spend a large
part of their time in and around
the kitchen. Remodeling or
adding an entire new kitchen is
an investment that will increase
your familys enjoyment of your
home. Stone Interiors will not
just build a kitchen for you; they
will build your kitchen for you.
Stop by the showroom at
710 Myrtle Ave. in Boonton or
call 973-334-1550 so you can
begin to enjoy working, enter-
taining and living in your beau-
tiful new kitchen, built
by you and Stone
Interiors, for many
years to come.
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
September 4, 2013
Zone 2, Vol. 11, No. 17
We are a Family, Friendly Publication
FALL HOME
IMPROVEMENT
TIME
Increase value and enjoyment with a
kitchen by Stone Interiors
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
SEPT 7
Suburban Womans club is having a
Welcome Back Brunch on Saturday,
Sept 7 at the Senior House in Pompton
Plains from 10am-12pm RVSP by
September 4. Call Janice Moran at
973-694-7856 or e-mail jmoran
10@aol.com. Invitation is open to all
women who are interested in learning
of the clubs activities or becoming mem-
bers. Reservations only.
SEPT 10
The monthly Chamber info/luncheon
will be held at The Bonefish Grill, 28 Rt.
46W, Pine Brook on Tuesday, September
10 from 12-2pm. $20.00 for non-mem-
bers & $25.00 for non-members. Mayor
Tim Braden will be the speaker. For more
information or to register online please
go to the Chamber website www.montvil-
lechamber.org. PayPal is now accepted or
call the Chamber office 973-263-3310.
Family Promise will be hosting a first
annual golf outing & banquet on
Monday, September 23,. Help us help
children and families that are facing
homelessness in our community. The
outing and banquet will take place at
Black Bear Golf Club on Rt 23 Franklin,
NJ. $165.00 per person for golf & din-
ner. $65.00 per person for dinner.
Come join us for day and evening of
fun! For information call Ken Tanis 201-
310-1832, or email familypromise
pc@gmail.com, before September 9.
SEPT 15
American Legion post 242 will have a
pancake, eggs & sausage breakfast on
Sunday, September 15 at the post hall
700 Turnpike, Pompton Plains, from 9
AM to 12 Noon. Blueberry pancakes are
available. $6.00 at the door.
SEPT 22
The Montville Township Womens Club
will be hosting Nelsons Treasure Quest
presented by noted author and explor-
er, Nelson Jecas. This fund raising
event will be held on Monday,
September 22 at 2 pm at the Montville
Senior House located at 356 Main
Road, Montville, next to the Public
Safety building. Refreshments will be
served. Anyone who brings on item
that can be included in a Kozy Kit for
a homeless family will receive $5.00
off your entrance ticket. Suggested
items include a pillow, small blanket,
towels, socks, slippers, or small stuffed
animal. The ticket price is $15.00. For
additional information, call June at
973-714-1145 or Alexandria at 973-
405-0888.
SEPT 24
The Montville Township Chamber of
Commerce is hosting its 1st Women-to-
Women Chamber Networking Breakfast
on Tuesday, September 24 at the
Municipal Bldg. 195 Changebridge Road,
Montville, Lobby Conference Room
from 8:30-10:00am. Complimentary
Continental Breakfast served. Andrea
Wasser-Malmud, MSW,CCBT,CFS, Chief
Professional Service Officer, NewBridge
Services, Inc. will speak about the Work-
Life Challenges women face daily. Please
invite other women business associates
and friends. Register online at
www.montvillechamber or call the
Chamber office at 973-263-3310.
SEPT 27
Montville Reformed Church Womens
Guild is hosting an Apple Festival on
Friday Night September 27 from 6:30-
8pm. Come enjoy our wonderfully deli-
cious Apple Crisp served with Vanilla Ice
Cream and beverage. After dinner come
for your dessert or if your dinners going
to be late, then stop in for your take out
dessert. Dont forget to stop by our
Bake Sale table for desserts you can
take home and enjoy. Montville
Reformed Church, Church Lane,
Montville. For information call Ruth
973-263-0530.
Around the
Community...
True Vine Christian Center, located at
99 Two Bridges Road in Lincoln Park
visit our website at www.lifeandleisurenj.com
September 4, 2013 Page 2, Zone 2
100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 973.696.8008
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Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
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products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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September 4, 2013 Zone 2, Page 3
Knee Pain
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W
hen I was a young
and impressionable
20-year-old, people
much older and wiser told me
that the recipe for success was
hard work and long hours.
Other people I respected told
me that education was the key
to financial independence.
Armed with this information, I
set out to become a millionaire
and to achieve champagne
wishes and caviar dreams. I
can still hear Robin Leachs
thick, polished British accent
resonating in my head like it
was yesterday, even though
Lifestyles of the Rich and
Famous has been off the air for
about 18 years!
Other axioms I heard
were: Fake it till you make it,
We become what we think
about and the most famous
one from Napoleon Hill,
What the mind of man can
conceive and believe, it can
achieve. Those statements
became my battle cries and call
to action! I was going to
believe it, then achieve it,
while faking making it and
working long, hard hours at
multiple jobs, gaining a practi-
cal education as well as a for-
mal one on my way to financial
greatness. I was On fire and
climbing higher!
Then it hit me: if hard
work was the key to financial
independence, then all of the
sanitation workers and heavy
construction guys would be the
highest paid people in the land.
If education was key, then all of
the college professors would be
on top. If contemplating and
imagining your way to financial
independence was the answer,
then it would be the philoso-
phers and great thinkers. Alas,
we know that none of these
professions offers a guaranteed
path to millions of dollars.
So was I misled? Lied to?
Or did I just not get it? I truly
dont believe that the people
sharing their messages and
thought processes with me
were lying. They really were
speaking from their hearts, and
they were all correct. But they
had left out one important
ingredient from the recipe to
success: discipline.
You must have the disci-
pline to live below your means,
saving and investing
the difference. You
must have the disci-
pline to work harder
and longer, especially
when you are exhaust-
ed and feel that you
cannot take another
step. You must have
the discipline to realize
that the educational
process never ends
with a degree or desig-
nation; the letters after
your name merely open
the door for an
enhanced understand-
ing of the subject mat-
ter, so you can delve
into it even further.
There is no one single
method to success. There are
many integral components
applied alongside discipline.
Take, for example, F.C.A. It
stands for focus, concentrate
and attack. Focus all your
efforts, strength and thoughts.
Concentrate on that which you
wish to accomplish, then
attack the goal without short-
sightedness or distraction. Its
imperative to create a series of
simultaneous goals that you
can F.C.A. all at the same
time. When one goal is accom-
plished, rapidly replace it with
another goal!
Financial independence,
however you define it, can be
accomplished one dollar at a
time if you never lose
sight of the finish line.
To run a marathon,
you must first master
running the length of
one block. To accumu-
late $10 million, you
must first have a goal
to accumulate $1,000.
When you count your
first $1,000, you can
figure out how to accu-
mulate $100,000: sim-
ply do it again about
another 80 times. The
other $20,000 will
come from the com-
pounded return on the
80 percent with no
additional effort from you.
Repeat this routine about
another eight times and you
will be 80 percent to a cool $1
million. The 20 percent short-
fall will take care of itself once
more. This will put you 10 per-
cent toward your original goal
to accumulate $10 million.
Continue to F.C.A. and in
time, with a little good fortune,
you will realize your goal.
Most people cannot con-
ceptualize a $10 million
account with their name on it
and herein lies the problem.
All of us have the capacity to
see $10,000. When that is in
the bank we can visualize
$100,000 because we are
already 10 percent of the way
there. Repetitive positive
investing and investor behav-
ior is another key to financial
independence.
Discipline was a missing
ingredient from the recipe. But
also important are F.C.A. and
the 7 Ps: Proper Prior
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The recipe for financial independence is missing some
ingredients By Mark E. Charnet
continued on page 23
Dr. Peter Brusco, D.M.D.
170 Kinnelon Rd., Suite 29A Kinnelon
973-838-5862 www.drbrusco.com
The health of your teeth and gums are important to us. We are dedicated to serve you with
courtesy, kindness, and respect. Our responsibility is to take great care of you.
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Includes:
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Blood Pressure Screening
Full Mouth Xray Series
(16 Xrays are Regulary $175)
This Visit is Worth Over $345.
Friendly, Caring Atmosphere with Gentle, Experienced Dental Professionals.
Cosmetic Dentistry Bonding & Veneers TMJ Root Canals Teeth Whitening
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Dr. Brusco is a skilled, caring dentist who has served the community for over 30 years.
Prevent cavities and gum problems. Make your teeth last a lifetime.
Call Today! 973-838-5862
NEW PATIENT OFFER
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T
he two side effects that
occur most often are a
temporary increase in
tooth sensitivity and mild irri-
tation of the soft tissues of the
mouth, particularly the gums.
Tooth sensitivity often occurs
during early stages of the
bleaching treatment. Tissue
irritation most commonly
results from an ill-fitting
mouthpiece tray rather than
the tooth-bleaching agent.
Both of these conditions usual-
ly are temporary and disappear
within 1 to 3 days of stopping
or completing treatment.
If you do experience sensi-
tivity, you can reduce or elimi-
nate it by:
-Wearing the tray for a shorter
period of time (for example,
two 30-minute sessions versus
two 60-minute sessions)
-Stop whitening your teeth for
two to three days to allow your
teeth to adjust to the whitening
process
-Ask your dentist or pharmacist
for a high fluoride-containing
product, which can help rem-
ineralize your teeth. --Apply
the fluoride product to the tray
and wear for 4 minutes prior to
and following the whitening
agent.
-Brush your teeth with tooth-
paste made for sensitive teeth.
These toothpastes contain
potassium nitrate, which helps
soothe your teeths nerve end-
ings.
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Some bleaching products
dispensed through dentists
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Gum Treatment
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Mark De Fonte, DMD
59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ
973-686-0060
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Risks associated with
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To Advertise in Life & Leisure Call 973-696-8008
offers a food pantry which is open every
second & fourth Wednesday of the
month. Remaining 2013 dates are as
follows: September 11 & 25, October 9
& 23, November 13 & 27, December 11
& 19 (this is the third Wednesday since
the forth is Christmas Day). The hours
are from 5:30-6:45pm. It is for families
that are in need.
The Barn Theatre in Montville, New
Jersey is proud to open its 86th
Anniversary Season with Ira Levins
chilling thriller Veronicas Room.
Performances will be on September 6,
14, 20, 21, 27 and 28 at 8pm; and
on September 7, 8, 15 and 22 at 2pm.
Tickets are $18 (senior/student tickets
are $16 on matinees only).The Barn
Theatre is located on Skyline Drive in
Montville, NJ, just minutes off Exit 47
from Route 287. For more reservations,
information or directions, call The Barn
Theatre box office at 973-334-9320, or
visit The Barn on the web at
www.barntheatre.org
On Wednesday, September 18, the
M
ark your calendar
for Saturday, Sept.
28. Its the 22nd
Annual Lincoln Park Day
Festival, organized by the
Lincoln Park Day Assoc-
iation. There will be a full
schedule of fun, food, arts
and crafts, entertainment
and bounce houses, all locat-
ed on Main Street, Chapel
Hill Road and Borough Field
at the Municipal Complex.
Funds raised through the
festivities support a variety of
community improvement
activities, such as youth pro-
grams, veterans services, the
First Aid Squad and our sig-
nature college scholarship
program encouraging volun-
teerism.
Volunteers are always
welcome and vendor space is
still available. Please visit
the Lincoln Park Day
Associations website at
www.lincolnparkday.org for
more information or to print
out flea market contracts.
Come support your com-
munity and celebrate a day of
fun with your neighbors and
friends. The rain date is
Sunday, Sept. 29.
Lincoln Park
celebrates 22nd
annual festival
Community Happenings
continued from page 2
continued on page 8
Lincoln Park Library will be hosting a
program with local childrens book
author Gail Kahn-Wallis! Gail has writ-
ten three picture books about a seal
named Lucas who lives in Cape Cod. Gail
will be signing copies of her book, which
will be available for purchase. Reading
with Ruby will be held on Wednesday,
September 11 at 4:30pm. The Lego
Club will meet on Thursday, September
26 from 6:007:30pm. There are three
storytime sessions available at the
Library: Toddler Time (ages 2-3,
Tuesdays at 11am); Storytime! (ages 4-
6, Tuesdays at 4:30pm); Rhyme Time
(ages 6-20 months, September 19 & 26
at 10:30am). On Wednesday,
September 25, drop in any time
between 4:30 and 5:30pm for Make it
Yourself, a special craft program. More
detailed information on all of the
Librarys programs can be found on our
website: www.lincolnparklibrary.org.
Ladies, come and relax and find inspi-
ration, renew your faith, and be
empowered. Come to our 11th annual
Womens Retreat and be uplifted and go
deeper with solid Bible teaching and
compelling messages. Friday, Sept-
ember 20 at 7 pm and Saturday,
September 21 from 9am-3pm at First
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1972
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and they are having the
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Call, visit and compare the
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www.applemontessorischools.com
MONTVILLE
9 Waughaw Road
973 331-8141
KINNELON
10 Maple Lake Road
973-838-2122
Preschool, Kindergarten,
Ages 2-6 Years
A Truly Unique
Montessori School
Unique Phonics
Reading Program
Hands on Math
Curriculum
Computers
Music
Foreign Language
3 or 5 Half Days
Full Days 7am-6:30pm
Fastrackids
Parenting Seminars
Character Education
After School Clubs
Summer Camp
Ages 2-12 Years
Daily Swimming
Lessons, Heated Pool
designed for safety of
young children
Sports/Organized Games
Arts & Crafts
Field Trips/Fun
Themed Days
Music/Dance
In House Events
Nature & Science
Computers Cooking
After Camp Clubs
Fastrackids
Celebrating
Our 41st
Anniversary
continued on next page
Reformed Church 60 Chapel Hill Road,
Lincoln Park. Via DVD the following
Women of Faith speakers are: Patsy
Clairmont, Angie Smith, Sheila Walsh, &
Marilyn Meberg. Angela DiPrima will
join us again to lead us in song. A com-
plimentary luncheon will be served at
church on Saturday. There is no charge
for the retreat, but a free-will offering
will be received. Please register by call-
ing Barbara at 973-839-6384 or online
at www.frc-lpnj.org
Montville UNICO Foundation is pre-
senting its annual cultural celebration to
the local area - San Gennaro Festival/
Carnival at 90 Horseneck Road,
Montville (behind the public library).
Festivities will begin September 5-8.
Hours: Thursday at 6pm-10pm, Friday
6pm-11pm, Saturday 12-11pm, and
Sunday 12-6pm. Parking is available
on site. This is a family event with the
proceeds going to continue our over 20
year funding of educational grants,
community services, disease research,
aiding the disabled, holiday donations
of food, gifts and clothing, and much
more. Major sponsor: Lakeland Bank.
See our website www.montville
unico.org.
Whether you are still suffering from
the bleak memories of war or have
resolved to put it all behind you, Point
Man Ministries is for you. Point Man is a
Christian ministry dedicated to helping
veterans find peace with themselves and
the world around them. If you are doing
fine after the war, thats fantastic but
dont forget about your buddies who are
still suffering. Find out how you can
help. Call Barry Jensen at 973-809-
9665. Point Man Ministries meets the
first Thursday of every month from
7:30 9:30pm at Cornerstone Chapel
620 Route 23 North, Pompton Plains.
The Montville Township Womens Club
has an ongoing project: comfort pil-
lows for breast cancer patients. A team
Has your child been diagnosed with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy
Childhood
Weight Loss
...then give us a call 973.616.8300
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194 Wanaque Ave. Pompton Lakes
Visit Our Website:
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continued from previous page
O
ne of the best ways to
prevent or control
cardiovascular disease
is by eating a healthy diet.
Eating a diet rich in fruits, veg-
gies, lean protein and fiber
and, of course, low in greasy fast
food can considerably
reduce the risk of heart disease.
Here are six heart-healthy eat-
ing tips for seniors:
1.Buy colorful fruits and veg-
etables. Adults should get at
least five servings per day of
fruits and vegetables. Make
sure you buy a variety of col-
ored fruits and vegetables to
ensure you get the rainbow of
benefits each color has to offer.
2.Limit high-fat dairy or meat.
Buy skinless cuts of lean meat
with the least amount of visible
fat. Cuts that say loin after
them, like sirloin and tender-
loin, are often leaner cuts. Fatty
fish like salmon or trout can
also help increase the bodys
level of healthy omega-3s.
3.Eat plenty of nuts and high
fiber foods. Fiber can help
lower blood cholesterol and it
keeps you full, which helps you
maintain a healthy weight. You
can find fiber in fruits, veggies,
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Heart-healthy eating tips for seniors
T
he easiest and least
expensive thing to do
for your customer is to
give them a sales lead. Lets
say your business is security
systems and your customer is
an auto dealer. Where do you
buy your cars and trucks?
Where do your employees buy
their cars and trucks? Do you
have signs up telling employ-
ees this is your customer, who
helps to keep you in business
and to keep them employed?
When you see an employee
with a new car not from that
dealer, do you ask them why?
And when an employee buys
a car from that dealer, did
they tell the dealer you are
an employee of the alarm
company?
By bringing sales to your
customer, you are insulating
yourself against competition.
If I were an auto dealer and a
supplier bought 10 cars this
beans, and whole-grain
breads and cereals, as well
as in nuts.
4.Dont buy butter. Avoiding
butter can help lower choles-
terol. Consider replacing but-
ter with a more healthful
spread like Smart Balance,
Benechol or Promise, which
contain plant sterols, which
may help lower bad cholesterol.
5.Read nutrition labels. Studies
show that people who read
nutrition labels tend to be slim-
mer than those who dont. Its
easy for salt and sugar to sneak
into your diet, especially with
prepared foods, so be sure to
always read the nutrition label.
6.Frozen or canned fruits and
veggies are okay. Remember
that frozen fruits and vegetables
have the same vitamins and
minerals in them. This knowl-
edge makes keeping the
kitchen stocked with choles-
terol- and blood pressure-low-
ering foods a little easier.
Choose unsalted or unsweet-
ened varieties when possible.
Sonia Scott is the owner of Dor-
son Home Care, a full-service
home health care agency provid-
ing families throughout northern
and central New Jersey with
compassionate home care services
since 1989. For more informa-
tion, call 973-672-7691 or visit
www.dorsonhomecare.com.
Anju Budhwani, MD
INTERNAL MEDICINE ASSOCIATES of
Lincoln Park
166 Main Street, Suite 1A Lincoln Park
973-694-6260
Primary Care,
Sports & School
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COPD, Diabetes,
Arthritis, Hypertension
Same Day Appointments Available
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New Patients Welcomed
We accept all major insurances including:
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Heart-healthy eating tips for seniors
Networking: what did you do for your
customers this month? By Philip Doyle
P
et owners go to great
lengths to treat their pets
like members of the fam-
ily. The days of dog houses in
the backyard are largely a thing
of the past, and many pet own-
ers are more careful about what
they feed their four-legged
friends, placing a greater
emphasis on a nutritious diet
that promotes pet health.
Being a proactive pet
owner also means taking pre-
ventive measures to protect
your pets. This includes learn-
ing about rabies, which can
also help protect members of
your household and your com-
munity. Pet owners who learn
about rabies, including its caus-
es and symptoms, are better
equipped to recognize a rabid
animal, and will know to keep
their pets and their children
indoors until its safe to go out-
side.
Rabies is an infectious dis-
ease that can spread from ani-
mals to humans. When an ani-
mal has rabies, the virus travels
through the nerves inside the
brain, where it reproduces and
then travels back through the
nerves to most parts of the
body, including the salivary
glands. When the rabies virus
reaches the salivary glands,
brain damage has likely
occurred and the virus has
infected the saliva, where it can
enter a persons body through a
bite or broken skin.
Humans who contracted
the rabies virus in the past did
so after being bitten by a dog.
However, the Centers for
Disease Control and Preven-
tion note that more and more
causes of human rabies have
been linked to bats and rac-
coons. The Canadian Centre
for Occupational Health and
Safety notes that among
domestic animals, dogs account
for between two and six per-
cent of rabies infections, while
cats are responsible for between
one and two-and-a-half per-
cent of rabies cases. Thanks in
large part to the rabies vaccina-
tion, there have not been any
reports of rabies caused by dog
bites in the U.S. in years.
Rabies can appear in ani-
mals in various ways. When an
animal has furious rabies, it
will change behavior, grow
restless, wander aimlessly and
bite any animals, people or
objects that get in its way
before eventually becoming
paralyzed in its throat and hind
legs. Once that occurs, the ani-
mal will most likely die.
Some animals with
rabies, however, will not
become violent. These ani-
mals will change their behav-
ior, which may become with-
drawn or more affectionate.
Animals may try to hide and
will find it difficult to swallow.
Their behavior will not
become violent, and they are
likely to die after a few days.
The CCOHS notes that
cats infected with the rabies
virus typically become
extremely vicious, while dogs
also become excitable and
may become vicious and bite
for no reason.
Though rare, human
beings can be infected with the
rabies virus. Drooling, convul-
sions, exaggerated sensations or
pain at the bite site, loss of feel-
ing in an area of the body, loss
of muscle function and difficul-
ty swallowing are a few of the
symptoms humans
may exhibit when
infected with the
rabies virus.
Should humans
or their pets be bitten
by an animal, they
should try to gather as
much information as
possible about the
biter and contact animal con-
trol so the animal can be safely
captured to determine if it has
rabies. If there is a risk of rabies,
humans will be given a series of
doses of a preventive vaccine
and a treatment called human
rabies immunoglobulin, or
HRIG, which is administered
the day the bite occurred. Vets
will often quarantine a bitten
pet that has received the rabies
vaccine prior just to monitor
behavior and be safe.
If you are bitten by an ani-
mal, report the incident right
away and contact your physi-
cian immediately. Its also good
to do so if you havent been bit-
ten but were exposed to a bat,
fox or skunk, all of which can
carry the rabies virus.
Incidences of rabies have
dropped dramatically in recent
years, but pet owners should
still take a proactive and pre-
ventive approach to protect
themselves, their loved ones
and their pets.
Brought to you by Dr. Matthew
Krupnick, owner of the Pe-
quannock Animal Hospital. He
grew up in Kinnelon and is hap-
py to be home with his wife,
three cats, and two dogs to
provide quality and compassion-
ate care for pets in the commu-
nity. The Pequannock Animal
Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
the hospital by calling
973-616-0400.
Recognizing rabies in animals
WHERE YOUR
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Dr. Matthew Krupnick, D.V.M.
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591 Newark Pompton Tpke.
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Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
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Limit 1 per pet.
Not combinable w/other offers. Expires 10/2/13.
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A
ccording to a new sur-
vey of more than
2,000 Americans
conducted by Coldwell Banker
Real Estate and leading psy-
chotherapist Dr. Robi Ludwig,
Americans dont see eye to eye
about the appropriate amount
of time for adults to live with
parents after college. The sur-
vey found that Americans ages
55 and older think it is accept-
able for adults to live at home
with their parents for as long as
three years, while those ages
1834 feel it is acceptable for
adults to live at home with
their parents for as long as five
years.
Parents Not Ready to Let Go?
Parents as a whole, and
particularly those who are
younger, may be driving the
trend of adults living at home
for a longer period of time.
According to the survey, mil-
lennial parents (ages 18 34)
are fine with grown children
living at home for up to five
years after college, while older
parents (ages 55 and older)
believe they should be out of
the house within three years of
finishing college.
In terms of transitioning
into independent adulthood,
its almost as if 27 is the new
18, said Dr. Ludwig, who also
serves as lifestyle correspon-
dent for Coldwell Banker Real
Estate, LLC. Living at home
can be a great opportunity for
young adults who need some
time to get on their feet, but
its only beneficial if the time is
used wisely. Our twenties are a
very crucial time because the
decisions we make and the les-
sons we learn then influence
who we become as adults.
The Two Extremes of
Boomerang Kids
Dr. Ludwig explains there
are two extremes when analyz-
ing the behaviors of adult chil-
dren living at home: those who
regress, delaying their develop-
ment into independent adults,
and those who are able to con-
tinue their transition into full
adulthood by living at home
with a purpose.
In either case, the accept-
ance of adults living at home
has its limits. According to the
survey, more than two in three
Americans (70 percent) be-
lieve that too many adults liv-
ing at home with their parents
are avoiding responsibility, and
nearly an equal proportion (65
percent) believe too many
young adults who live at home
after finishing college are over-
staying their welcome.
Additional Survey Findings
Its not for everybody.
While Americans are largely
accepting of this living
arrangement, the survey
revealed that nearly one in
seven Americans (13 per-
cent) believe adults should
never live at home with their
parents.
Living at home affects
mom and dad. More than half
of Americans (57 percent)
believe that when children
return home after graduating
from college, it prevents their
parents from moving on with
their lives.
Living at home with a
purpose: Four in five
Americans (80 percent) be-
lieve that its okay for adult
children to live at home if they
are saving money to buy their
own home.
Advice for Parents
When children return
to the nest, Dr. Ludwig rec-
ommends parents establish
and enforce expectations
that will help their adult
children thrive.
Give adult children
responsibility: 92 percent of
Americans agree that adult
children who live at home
with their parents should do
their own chores.
Dont let them live free
of charge: 82 percent of
Americans feel that adult chil-
dren living at home should
pay rent.
Set a target end date:
Close to two in three (65 per-
cent) Americans agree that
adult children who live with
their parents should move out
as soon as they find a job.
The economy may be a
Americans disagree: how long is too long to live with parents?
reason to move home tem-
porarily, but you cant let the
state of the economy get in
the way of living your life,
said Dr. Ludwig. The key to
deciding if this living situa-
tion is right for parents, chil-
dren and families is figuring
out whether or not it will help
the child develop and thrive.
Adult children and their par-
ents should use the time at
home to move forward and
grow, rather than regress and
risk becoming perma-children
or perma-parents.
How Times are Changing
However long they stay at
home, boomerang kids are
changing the traditional
lifestyle milestones for buying
and selling homes impact-
ing themselves as first-time
home-buyers and their down-
sizing parents alike.
A generation or two ago,
young adults would tradition-
ally graduate from college, rent
for a time and then buy their
first home. Their parents
would eventually downsize,
and it was less acceptable for
young adults to move home,
said Budge Huskey, president
and chief executive officer of
Coldwell Banker Real Estate,
LLC. As a real estate brand,
we wanted to better under-
stand the behaviors of the
younger generation, particular-
ly boomerang kids, and how
their lifestyle choices were
influencing the way consumers
view homeownership.
A video summary of the
findings, and the feelings of a
family with a recent college
graduate living at home, is
viewable on the Coldwell
Banker YouTube channel On
Location.
Methodology
This survey was conduct-
ed online within the U.S. by
Harris Interactive on behalf of
CooperKatz from June 1317,
2013 among 2,021 U.S. adult
adults ages 18 and older,
among whom 888 are parents,
467 are parents of children less
than 18 years old and 494 are
parents of children 18 years of
age or older. This online survey
is not based on a probability
sample and therefore no esti-
mate of theoretical sampling
error can be calculated.
Since 1906, the Coldwell
Banker organization has been a
premier provider of full-service
residential and commercial
real estate. Coldwell Banker is
the oldest national real estate
brand in the United States and
today has a network of more
than 82,000 sales agents work-
ing in approximately 3,100
offices in 51 countries and ter-
ritories. The Coldwell Banker
brand is known for creating
innovative consumer services
as recently seen by being the
first national real estate brand
to create an iPad application
and the first to fully harness
the power of video in real
estate listings, news and infor-
mation through its Coldwell
Banker On Location
YouTube channel. The
Coldwell Banker system is a
leader in specialty markets
such as resort, new homes and
luxury properties through its
Coldwell Banker Previews
International marketing pro-
gram. Coldwell Banker Real
Estate, LLC fully supports the
principles of the Fair Housing
Act and the Equal
Opportunity Act. Each office
is independently owned and
operated. Coldwell Banker is a
subsidiary of Realogy Holdings
Corp. (NYSE: RLGY), a glob-
al leader in real estate franchis-
ing and provider of real estate
brokerage, relocation and set-
tlement services.
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Americans disagree: how long is too long to live with parents?
A
re you depressed,
despairing, or con-
vinced there is no way
out of a difficult situation or
health crisis? Dr. Jim Henry,
D.Min., founder and president
of the Life Givers Network, has
years of experience helping
people and families devastated
by life-threatening or life-alter-
ing illnesses, and he can help
you gain a fresh perspective on
how to handle your crisis
whatever it may be.
Jims time-tested work-
shop Steps to Extraordinary
Living can help you and your
loved ones. The next workshop
will be offered Saturday, Sept.
14 at Calvary Temple in
Wayne.
Many members of Jims
family have battled various
cancers and other major dis-
eases, so Jim knows firsthand
how illness can impact a family.
As soon as the doctor delivers
the news of a significant illness,
seeds of hopelessness, anxi-
ety, fear, loss, pain and despair
are scattered in the minds and
hearts of patients and family
members alike. Those seeds
seek to take root, grow and
dominate.
But those negative emo-
tions dont have to win.
Patients and their fami-
lies need to know they are not
alone. Statistics for 2013 indi-
cate that every day in our
nation an estimated 4,383
people are diagnosed with
some form of cancer. An addi-
tional 9,589 Americans learn
they have heart disease, multi-
ple sclerosis, Parkinsons dis-
ease, Alzheimers, or some
other major illness. Thats
13,972 people daily whose
lives will never be the same
due to a significant, life-
threatening, life-altering ill-
ness. Countless others, friends
and family of those who learn
they are seriously ill, begin a
journey of suffering as well.
Many people are finding
help from the principles pre-
sented in Steps to
Extraordinary Living. During
the workshop, Jim and others
from the Life Givers Network
help people gain new insight
and a fresh perspective on truly
difficult issues. These people
are helped by Jims principles of
early, intentional, life-oriented,
people-focused intervention.
Joe Battaglia, president of
Renaissance Communica-
tions, who has known Jim for
many years, said: Jims work is
not just inspiring or motiva-
tional, its transformational.
The workshop will equip
you for positive action in nega-
tive situations. Jim and Life
Givers offer the tools necessary
to see your health or life crisis
as a new beginning, rather than
the painful beginning of the
end. Jim can also help you
maintain faith in the midst of
heart-wrenching questions
about God and the reality of
your suffering.
God really does want you
to have life and have it more
abundantly, Jim said. Even
when the circumstances are
screaming otherwise, I want
you to know what to do, what
to say, and how to avoid the
negative emotions that want to
take over and rule your life at
times like these.
Joy Twillie, M.D, a psychi-
atrist from Nashville, TN, said,
I had the honor of attending
one of Jims Life Givers
Network workshops and imme-
diately saw how the book and
program provide a bridge
between the spiritual and the
physical. Jim offers physicians a
way to help patients that wont
contradict the medical treat-
ments they are receiving.
Let Jim show you how to
move from devastation to
extraordinary living. The work-
shop will be held in the sanctu-
ary of Calvary Temple, 1111
Preakness Ave in Wayne on
Saturday Sept. 14 from
9am1pm. Early registration
and more information can
be found at www.tlgn.org.
Registration on the day of the
event begins at 8:30am. If you
have questions, please contact
the Life Givers Network at
201-670-0031 or write to Life
Givers, P.O. Box 110, Midland
Park, NJ 07432.
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Steps to Extraordinary Living comes to Calvary Temple
of club members, seniors, and volun-
teers from surrounding cities partici-
pates in this worthy project. Even heart
surgery patients have found use for
these comfort pillows. Call Chairperson
Alexandria Sarra at 973-405-0088 for
more information. All monetary dona-
tions, used to purchase polyfill for the
pillows, should be made payable to
MTWC and should indicate Comfort
973-706-6435
166 Newark Pompton
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aining
One-to-One Coaching
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973.493.6918
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Pillow in the memo. Please mail checks
to P.O. Box 267, Montville, NJ 07045.
Mothers & More is a not-for-profit
group for both stay-at-home and work-
ing moms. It features monthly meet-
ings, playgroups, mom-and-tot outings,
mom-night-outs, and much more.
Members are from Wayne and all sur-
rounding towns. Monthly meetings are
on the first Monday of each month
(unless a holiday) at 7:30pm at Our
Savior Lutheran Church, 670 Newark
Pompton Turnpike, Pompton Plains.
L
incoln Park Savings
Bank announced today
that David C. Dixon,
Esq. has been appointed as a
member of the Board of
Directors of the Savings
Bank and of Lincoln Park
Bancorp.
Dixon is a partner with
Feeney & Dixon, LLP,
Counselors at Law, located in
Pompton Plains. He has
served as general corporate
counsel for Lincoln Park
Savings Bank since
September 1999.
He has served as munic-
ipal attorney for the Borough
of Lincoln Park from 1999 to
2006. He also served as the
boroughs municipal prosecu-
tor from 1986 to 2001.
Dixon is admitted to
practice before the Superior
Court of NJ, the U.S.
District Court for the District
of NJ, the U.S. Court of
Appeals for the Third Circuit
and the District Court of the
District of Columbia.
He is a member of
the Morris County Bar
Association and the NJ Bar
Association. He is a former
member of the Morris
County Municipal Prose-
cutors Association and the
NJ Institute of Municipal
Attorneys.
Dixon is a member of
the Pequannock Valley
Chamber of Commerce, a
former member and past
president of the Pequannock
Valley Rotary Club, a former
member and past president of
the Pequannock Township
High School Band Parents
Association and an honorary
member of the Lincoln Park
P.B.A.
Lincoln Park Savings
Bank is a full-service savings
bank serving the local com-
munities of Lincoln Park,
Montville, Pequannock and
Wayne since 1923.
S
ubway has become
famous worldwide for
serving a variety of
healthy subs and salads made
from freshly baked bread and
fresh ingredients. Some of its
menu options have even been
sanctioned by the American
Heart Association. The
restaurant is known for mak-
ing all sandwiches and salads
exactly to taste, right in front
of the customers.
Each Subway is individu-
ally owned and operated
by independent franchisees.
Mohammad Ahmed, the new
owner of Subway on Newark-
Pompton Turnpike in Peq-
uannock, promises that in his
store, you will really enjoy the
difference.
Many of you have very
limited time, so my first objec-
tive is to train every member
of my staff to be friendly,
attentive and, above all,
prompt, said Ahmed.
Last year, Ahmed won the
award for Single Unit Owner
of the Year in North America.
Now he is bringing his expert-
ise, enthusiasm and vision for
success to the Pequannock
location. Success, however,
isnt possible without the cus-
tomers. Ahmed encourages
patrons to offer comments or to
discuss concerns with his team
at any time.
Your recommendation
to others is important to grow
the business, he said. With
your valuable personal input,
we promise 100 percent satis-
faction with each and every
repeat visit here.
While Ahmeds primary
goal is to guarantee the highest
level of customer satisfaction,
he also says to expect constant
improvements in his restau-
rants cleanliness and perform-
ance standards. And this is
just the beginning! he said.
For value and variety,
Subway is one of the most
popular restaurants in the
world. In 2010 the restaurant
surpassed McDonalds as the
largest fast food chain world-
wide.
If you have any ques-
tions, please call the store at
973-706-6435. Stop in to
eat fresh at 166 Newark-
Pompton Turnpike in
Pequannock.
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
RESTAURANT
z2
MUST PURCHASE A BEVERAGE WITH EACH MEAL .
DINNER ONLY INCLUDES SOUP OR SALAD.
MONDAYSATURDAY
CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON
HOLIDAYS. Coupon must be presented before ordering. Not valid on parties 6 or more.
2 Meals per coupon. Expires 10/2/13.
*
WHOLE LOBSTER
THURSDAY NIGHT
--- NO COUPONS ---
$
12
99
+tax
1 lb.
1
4
LUNCH DINNER
$
6
99 $
12
99
Veal Parmigiana Fried Shrimp Platter
Chicken, Shrimp or Sole Francaise
Chicken or Shrimp Parmigiana
Homemade Meatloaf w/Mashed Potatoes
Meatball & Sausage Vodka Sauce over Ziti.
* *
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2012
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your
home is worth?
WANAQUE $299,999
Large 3BR 2.5BA
Bi-Level with deck,
central air and
2 car garage.
New Subway Owner of the Year
promises satisfaction
Lincoln Park Savings Bank
appoints David C. Dixon to
Board of Directors
To Advertise
in Life & Leisures
Real Estate Section
Call
973-696-8008
Prospective members are always welcomed.
For more information call 877-221-1581 or e-
mail sbotbyl1 @yahoo.com.
Toastmasters provide a supportive environ-
ment to improve public speaking and leader-
ship skills. We meet the first Wednesday of
each month at Hollywood Restaurant &
Pizzeria, 376 Fairfield Road, Fairfield from 7-
9pm Guests are welcomed. For more informa-
tion, visit www.diningtospeak.com.
year, that supplier would be in
there like concrete, no matter
the price.
Has your customer come
to you to ask you about rec-
ommending another suppli-
er? Yes, it is a pain in the
neck to call someone you
know and refer them. How
many times have they
referred you? Are you keep-
ing score? Why not? If you
tell your customer you dont
know and someone else does,
that supplier might know
someone who does what you
do. That is the real cost of not
referring someone to your cus-
tomer. It would be great to
have five to 10 vendors at
your customer. Again, you are
insulating yourself against
competition. But more impor-
tantly, you are now the go-to
guy for your customer. And
instead of lowering prices, you
can actually think of increas-
ing them.
If you would like more info on
networking and to see how it is
really done, contact Philip J.
Doyle, president of 24-7 Net-
working Sales, at 973-697-
8872 or pdoyle@join24-7.com.
Be sure to check out great net-
working meetings on the web-
site: www.join24-7.com.
Ryan Barry
Mortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
ryan.barry@njlenders.com
Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012
CENTURY 21 CREST REAL ESTATE, INC.
142 Route 23 North, Pompton Plains, NJ 07444
(973) 686-1500 (800) 950-5021
OWN THESE HOMES FOR...
To Qualified Buyers.
Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based
on a 740 credit score as of August 13, 2013. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms
are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ , NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
The Housing Market is HOT!!!
Know your buying power BEFORE beginning your home search
Call today for a FREE Mortgage Pre-qualification
BUTLER $279,900
$1,151 per month
30Yr Fixed w/0 points.4.625/4.742% APR
BUTLER $373,000
$1,534 per month
30Yr Fixed w/0 points. 4.625/4.717%APR
LINCOLN PARK $335,000
$1,378 per month
30Yr Fixed w/0 points. 4.625/4.726% APR
LINCOLN PARK $364,900
$1,501 per month
POMPTON PLAINS $214,900
$884 per month
$2,138 per month
NORTH HALEDON $435,000
$1,789 per month
$3,338 per month
CLIFTON $389,000
$1,600 per month
WEST MILFORD $295,000
$567 per month
$3,647 per month
POMPTON LAKES $259,000
$1,065 per month
30Yr Fixed w/0 points .4.625/4.789% APR
POMPTON LAKES $499,800
$2,056 per month
WANAQUE $279,999
$1,151 per month
WANAQUE $319,000
$1,202 per month
RIVERDALE $279,900
$1,151 per month
BLOOMINGDALE $399,900
$1,669 per month
WOODLAND PARK $288,000
$1,202 per month
MULTI-FAMILY MULTI-FAMILY
Networking: what did you do for your customers this month?
Community
Happenings
S
ometimes, we see only
what we are looking for.
In 1860, Abe Lee was
looking for gold. He struck in
the small Rocky Mountain
town of Leadville, Colorado,
aptly named for the huge quan-
tities of lead carbonite that
seemed to be everywhere.
News spread quickly of the gold
strike, causing a boom and bust
in population. The ore petered
out relatively quickly and, of
course, the miners followed
news of the next strike.
But they had missed
something.
The massive amounts of
lead carbonite contained silver
large percentages of it. Just a
few years later, in the mid
1870s, the town had produced
millionaires like Horace and
Baby Doe Tabor, as well as JJ
Brown and his famous unsink-
able wife, Molly.
At the height of its pro-
duction, the Matchless Mine
produced over $2,000 of high-
grade silver every day more
than $7 million over its life-
time. This was at a point in his-
tory when the average
American worker labored for
about one dollar a day.
The silver had always
been there, but people ignored
it because they were focused on
something else. And thats the
point. We see only what we are
looking for. So what are you
looking for? What opportuni-
ties are hiding in plain sight?
Fabulous 4BR 6Bth custom home on park-like
property in a great area w/2GAR, full fin bsmt &
much more! WYN0572
WAYNE 973-694-8000
KINNELON $1,695,000
Smoke Rise-"Experience the WOW" Comfort/ele-
gance/master craftsmanshipmake this home the ul-
timate. KIN1950
KINNELON/SMOKE RISE 973-838-9300
SEASIDE HEIGHTS $430,000
New const luxury 4BR 3.5Bth twnhm at Seaside-
Hgts Watersedge. Other avail models-just blcks
from ocean,boardwalk,bay. WYN0351
WAYNE 973-694-8000
WAYNE $350,000
Nice 3BR Ranch on quiet cul-de-sac on just less than
.5ac w/fpl, CA, bsmt &GAR. Lowtaxes. WYN0623
WAYNE 973-694-8000
VERNON $279,900
Spacious 3BR 3BA Expanded Ranch/spacious
Rms./LR w/FP/freshly painted/2C oversized
heated Gar. KIN3710
WAYNE $410,880
Nice 3BR1.5BthExpRanchinTomsLk w/DR, LR, EIK,
huge FamRm, fin Bsmt/RecRm& Gar, CA + MORE!
WYN0214
WAYNE 973-694-8000
WAYNE $424,900
PinesLk 3/4BR 2.5Bth Colonial/Cape Charmer
w/stone fplc, Chestnut beamed ceilings, GAR.
Enjoy the lake lifestyle! WYN0668
WAYNE 973-694-8000
WAYNE $429,000
4BR 2.5Bth Split w/sep 1st fl living area-perfect
for ext. family,HW fls under carpet,level yd.1yr
buyer warranty incl. WYN 0501
WAYNE 973-694-8000
WAYNE $599,000
6-yr young 4BR 2.5Bth PackanackLk Col fea-
turing LR/Cath Ceil, Kit/Cherry/Granite, Extra
Large MBR w/Bth, 2GAR, MORE! WYN0341
WAYNE 973-694-8000
WAYNE $679,900
Oversized 5BR 3.5Bth Col w/stunning In-law
Ste, 2 fpls, HW fls, updtd Kitchens, fin bsmt/wet
bar, IG pool/Cabana + MORE! WYN0692
WAYNE 973-694-8000
WAYNE $949,900
Impressivetrue 5BRCHColonial inprimelocof Indian
Hill Estates on priv 1+ac cul-de-sac loc w/beautiful IG
pool. WYN0843
WAYNE 973-694-8000
WAYNE $999,999
Palatial Tudor-Col. Over 5800 Sq Ft.-every en-
tertainers dream! Located in prestigious Horizon
Hgts. KIN3709
FRANKLIN LAKES $1,499,000
Beautiful 8BR 6.1Bath home in prestigious
WestGate w/3 Kit,3 Fplcs,In-law Ste,walk out
lower level,4GAR&so much more! WYN0323
WAYNE 973-694-8000
GREEN POND $374,900
LAKEFRONT-3 Season/4BR Cottage in Green
Pond (Accessible by foot path or boat) KIN3729
KINNELON $250,000
Build your Dream home on 2.4Ac lot on a cul-
de-sac/close to transp/#1 Schools in Morris Cty
KIN3864
KINNELON $299,000
Fab opportunity to own Highway Property.
Zoned Res.-possibly change to Highway Comm.
KIN3699
KINNELON $399,000
Fayson Lks-Charm/characer throughout
3BR/2BA R.Ranch/EIK/2FPS/H/W Flrs/Fin w/o
LL. KIN3860
KINNELON $469,900
Magnificent Custom 3BR 3Bth home on level
.47ac w/Grmt Kit, FDR, LR, FamRm, Trex Deck,
gas HHBB Heat, CVac & MORE! WYN0006
WAYNE 973-838-8400
KINNELON $699,900
Stately 4BR/3.1BA Col. on 1.8 priv.Acs. w/Mtn
views/wood Flrs/SS Appl/granite/wine
Fridge/3C.Gar. KIN3634
KINNELON $1,000,000
Elegant custom 4BR/4.1BA home offers open
floor plan & spectacular wood detail. KIN3798
KINNELON $1,650,000
Smoke Rise:Spectacular cust. estate w/unpar-
alled finishes/detail & design. 14Rm French
Country Est. KIN3755
POMPTON PLAINS $1,100,000
Elegant 5BR 3.5Bth Ranch w/1st Fl MBR
Ste,Tennis,3GAR on 1.6ac cul-de-sac loc
w/views,adj to Sunset Golf. WYN0108
WAYNE 973-694-8000
KINNELON $3,250,000
SMOKE RISE-Lakefront Mansion/panoramic
lake views/stunning sunsets/Pool/9,000 Sq Ft
Estate/6.5 priv Acs. KIN3395
PEQUANNOCK $399,000
Location/Location Exp. Ranch offers good
bones.3BRS 1BA main house along w/in-law
suite. KIN3811
What are you looking for? You could be missing opportunities By Paul Holland
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
HELP WANTED
0280 - 0329
0295 HELP WANT-
ED GENERAL
F/T,P/T Sales/Cashier
Apply in person,
Exper. not nec.,will
train. Call
973-227-5008 ask for
J oe or Ishan
0400 MISCELLA-
NEOUS
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
Cleaning
& Floor Service
Residential
& Commercial
973-839-6436
0680 SERVICES
CHIMNEYS
Do It Right
ChimneyService
Chimney Cleaning
Special-$29.95
Prevent Carbon
Monoxide Poisoning !!
our other services
incl. Repairs,
Liners,Caps &
Dampers
Plus Powerwashing
w/mold resisting
additive
Call 973-570-7362
0683 SERV.
COMMERCIAL
CLEANING
0684
SER.COMM/RESI.
CLEAN
AIDAS CLEANING
SERVICE
Lincoln Pk, N.J .
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
Call 908-764-8966
0685 SERVICES
CLEANING
Best Cleaning Ser.
FREE ESTIMATES
for office,apt,house
call BARBARA
973-779-1546
HOUSE CLEANING
HOME-OFFICE-APT
Regina-973-249-8907
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
Call 973-557-3621
POLISH GIRL,speaks
English. Exper. & with
References can clean
your house.Call Anna
201-421-7887
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont
pick up. WE DO !!!
CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0727 SERVICES-
DRIVING SCHOOL
Aarons
Driving School
$275.for a 6 Hour
GDLProgram
973-850-3469
Lic. # 000245
0730 SERVICES
ELECTRICAL
0774 SERVICES
HANDYMAN
0804 SERVICES
LAWN CARE
0815 SERVICES
MASONRY
0827 SERVICES
PAINTING
0860 SERVICES
PLUMBING
SERVICE DIRECTORY & CLASSIFIEDS
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
0171 CUSTOM PIZZA DOUGH BOXES
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
0804 SERVICES LAWN CARE
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
No Job Too Small

Bi-Monthly (Summers Only)
Lawn Service
Weekly &
SPRING CLEAN-UPS
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
Like What
Like What
You You See? See?
See YOUR Ad
In Life & Leisures
Next Issue!
Call
Kathleen (973) 696-8008
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 9/30/13.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFF
TO-DO-LIST!
0826 SERVICES PAINT/POWER WASH
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

0725 SERVICES
DRIVEWAYS
0771 SERVICES-GUTTERS
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
0815 SERVICES MASONRY
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
When Youve Had
it With the Rest...
Call the BEST!!!
862-377-1163
BRI-JAN
BEST PRICE GUARANTEED!
1/2 Off First Month
FULLY INSURED & FREE EST.
Family Owned - 28 Years Exp.
Cleaning Co.
ALL PROFESSIONAL OFFICE SPACE
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
0656 SERVICES CARPET/FLOORING
0685 SERVICES
CLEANING
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
To Advertise
in the Classifieds
Call Kathleen
973-696-8008
To Advertise
in the
Classifieds
Call
Kathleen
973-
696-8008
LOTTERY
FREE
Make $$
Playing
the Lottery
ID#F9192
Club Membership
Booklet
1-877-526-6957
Planning Prevents Poor
Performance Period. I have
lived my life by these truisms
and I even trademarked them
while designing the Trinity
Method of Investing, allowing
my clients to maximize their
income today while protecting,
preserving and perpetuating
their wealth for tomorrow.
Today, the Charnet fam-
ily is financially independent
as a result of practicing these
principles. Should you desire
a guided tour of the applica-
tion of these strategies, save
the dates of our free upcom-
ing retirement and estate-
planning workshop series, to
be held at 901 Route 23
South in Pompton Plains
from September 2426. Stop
in to say hello, and see for
yourself how you can benefit
from the application of disci-
pline. Watch for our green
flyer in this paper with all of
the details or, better yet, just
call APG today to reserve
your seats. Space is limited so
sign up your friends and fam-
ily first!
Mark E. Charnet is President
and Founder of American Pros-
perity Group. APG is the pre-
mier retirement and estate-plan-
ning franchise in the U.S. with
17 offices in nine states. Charnet
is a certified annuity specialist, a
certified senior advisor and has 32
years experience in the retire-
ment and estate-planning fields.
Creator of the Trinity Method of
Investing, he encourages your in-
quiries and can be reached at
877-885-1274, 973-831-4424
or markcharnet@1apg.com. For
more information, visit
www.1apg.com. Interested in a
career in retirement and estate
planning? Visit www.apgfran-
chise.com. Securities through:
BCG Securities, Inc. Member
SIPC, FINRA and a registered
investment advisor.
The recipe for financial independence is missing some
ingredients
Risks associated with teeth whitening
ADA Seal of Acceptance,
which indicates that the prod-
uct has met ADA guidelines for
safety and effectiveness.
Currently, only dentist-dis-
pensed home-use products con-
taining 10% carbamide perox-
ide and office-applied products
containing 35% hydrogen per-
oxide have received the ADA
Seal of Acceptance. No over-
the-counter products have
received the Seal of
Acceptance. Over-the-counter
bleaching products are not
endorsed by the ADA because
the organization believes that
professional consultation is
important to ensuring safe and
effective use. No whitening
products using lasers currently
are on the ADAs list of accept-
ed products. Several whitening
toothpastes that are available
over-the-counter have received
the ADA Seal of Acceptance.
For a list of specific toothpastes
that have gained the ADAs
Seal of Acceptance, visit:
www.ada.org/prof/prac/seal/ind
ex.html
It should be noted that
not all manufacturers seek the
ADAs Seal of Acceptance.
This is a voluntary program
that requires considerable
expense and time on the part of
a manufacturer. Just because a
product does not have the
ADA Seal of Acceptance does
not necessarily mean that the
product is not safe and effec-
tive. You can be assured, how-
ever, that products that do
carry the seal have meet the
ADAs standards for safety and
effectiveness when used as
directed.
Teeth whiteners are not
drugs and therefore are not reg-
ulated by the FDA.
Dr. Peter Brusco is a 1980 grad-
uate of The University of Penn-
sylvania and has been practicing
in Kinnelon since 1982.
Dr. Bruscos practice is located at
170 Kinnelon Road, Suite 29A
in Kinnelon. You may reach him
by calling 973-838-5862 or visit-
ing him on the web at
www.drbrusco.com.
Paul Holland is an author, speak-
er, inventor and serial entrepre-
neur. Paul is the president of the
SWG Group, located in Fair-
field. You may reach him at
973-521-7647 or
www.theswggroup.com.
What are you
looking for? You
could be missing
opportunities
0886 SERVICES
ROOFING
0931 SER.-
TV/AUDIO
INSTALLED
The TV Guy
If you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike
973-495-3775
DIRECTORY
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0932 SERVICES TREE
0826 SERVICES PAINT/POWER WASH
To Advertise
in the
Classifieds
Call
Kathleen
973-
696-8008
Advertise in the Classifieds.
B
A
B
Y

I
T
E
M
S

L
U
G
G
A
G
E

B
O
A
T
S

O
U
T
D
O
O
R

G
E
A
R

T
O
Y
S

C
A
M
E
R
A
S
When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisure
www.lifeandleisurenj.com
To Advertise
Call
(973)
696-8008
Ask for Kathleen
J
E
W
E
L
R
Y

A
R
T

P
I
E
C
E
S

A
N
T
I
Q
U
E
S

R
E
C
O
R
D
I
N
G
S

T
V
S

&

V
C
R
S

...AND MORE!
For man and his
adult handicapped
son in Fair Lawn.
Shop/Cook/Clean.
12 to 15 hours
per week.
973-714-1479
HOME
HELPER
WANTED

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