KYC Know your customer

AML Anti Money Laundering

CAR Capital Adequacy Ratio
PSBs Public sector Banks
AMFI Association of Mutual Funds in India
CII Confederation of Indian Industry
SEBI Securities Exchange Board of India
IRDA Insurance Regulatory and Development Authority
PAN Permanent Assessment Number
SIFCL Sahara India Financial Corporation Ltd
ALD Aggregate Liability to Depositors
NSE National Stock Exchange
FRR Floating Reference Rate
ARHL Adjustable Rate Home Loans
HNIs Highest Net worth Individuals
BSE Bombay Stock Exchange
TDS Tax deducted at source
CPI Consumer price Index
BPO Business Process Outsourcing
RPO Recruitment Process Outsourcing
MEA Ministry of External Affairs
CRR Cash Reserve Ratio
SLR Statutory Liquid Ratio
CGT Capital Gain Tax
NASSCOM The National Association of Software and Service companies
BAR Benchmark Advanced Rate
PLR Prime Lending Rates
BPLR Benchmark prime Lending Rates
RPLR Retail Prime Lending Rates
UNIDO United Nations Industrial Development Organizations
NHB National Housing Banking
TCS Tata Consultancy Service
SAIL Steel Authority India Limited
NABARD National Bank for Agricultural and Rural Development
HDFC Housing Development Finance Corporation Ltd
BOT Build operate Transfer
SPV Special purpose vehicle
DGFT The Director General of Foreign Trade
IPO Initial Public Offerings
ADAG Anil Dhirubhai Ambani Group
ECMWF The European Centre for Medium Range Weather Forecasts
APIIC Andhra Pradesh Industrial Infrastructure Corporation
PTI Press Trust of India
UNI United News of India
APEDA Agricultural and Processed Food products Export Development
Authority
TTF Travel and Tourism Fair
KSEB Karnataka state Electricity Board
IMD India Meteorological Department
ONGC Oil and Natural Gas Corporation
ETF Exchange Trade Fund
ICSI Institute of Company Secretaries of India
MCX Multi commodity Exchange of India
LME London Metal Exchange
IFRS International Financial Reporting standards
AICB All India Crop Bio-technology
NAFED The National Agricultural co operative Marketing Federation of
India
FCPA The Foreign corrupt practices Act
OECD Organization for Economic co operation and Development
M&A Merger and Acquisition
FROR First Right of Refusal
SEC Securities Exchange Commission
OFHEO Office of Federation Housing enterprise oversight
FATA The Federation Administered Tribal Areas
NWFP Northwest Frontier province
CTT Commodities Transactions Tax
FMC The Forward Markets Commission
HDD Health Degree Day
CDD Cooling Degree Day
CSP system Concentrated Solar Power
MHCB(Japanese) Mizuho corporation Bank
FDI Foreign Direct Investment
PFRDA Pension Fund Regulation and Development Authority
USL United Spirits Limited
GEC General Entertainment Channel
GRPs Gross Rating Points
BSNL Bharat Sanchar Nigam Limited
USO Universal Service Obligation
ADB Asian Development Bank
TNEB Tamil Nadu Electricity Board
ADC Access Deficit Charges
TRAI Telecom Regulatory Authority of India
CEPA Comprehensive Economic partnership Agreement
SMBs Small and Medium Business
NCDEX The National Commodity and Derivatives Exchange Ltd
APMC Agricultural Produce Marketing Committee
IFMR Institute for Financial Management and Research
GoM Group of Ministers
MRTPC Monopolies and Restrictive Trade Practice Commission
RMAAI Rural Marketing Agencies Association of India
ICML International Cars & Motors Ltd
LoC Line of Control
IAEA International Atomic Energy Agency
MDL Mazgaon Dock Ltd
GRSE Garden Reach Shipbuilders & Engineers
MoU Memorandum of Understanding
SUV Sports Utility Vehicle
LSE London School of Economics
MUVs Multi Utility Vehicles
UNESCAP The United Nations Economic and Social Commission for Asia
and the pacific
TAR Trans – Asia Railway
BOT Build - Operate – Transfer
EFTA European Free Trade Association
EC European Community
ASEAN The Association of South East Asian Nations
EEC European Economic Community
MNCs Multi National Companies
OECD Organization for Economic Cooperation and Development
TRIMs Trade Related Investment Measures
TRIPs Trade Related Aspects of Intellectual Property Rights
DPCO Durg Price Control Order
UNCTAD United Nations Conference on Trade and Development
ITC The International Trade Centre
NIEO New International Economic Order
SDAs Special Drawing Rights
IBRD( World Bank) International Bank for Reconstruction and Development
Membership in IMF is principle condition for membership of the bank.
IMF International Monetary Fund
EER Effective Exchange Rate
GAB General Arrangement to Borrow
ITO International Trade Organisation
CCS Cash Compensatory Support
EMS European Monetary System
EUC European Currency Unit
EMI European Money Institute
ECB European Central Ban k
ODA Official Development Assistance
NRI Non –Resident Indian
IPCL The Indian Petrochemicals Corporation Ltd
OECD Organization for Economic Cooperation and Development
CFF The Compensatory Financing Facility
IFC International Finance Corporation
IDA The international Development Association
SUNFED Special United Nations Fund for Economic Development
NPT Non – proliferation Treaty
NSG The Nuclear Suppliers Group
INSA conference Imagine a New South Asia
NC Nepali Congress
NGO Non Governmental Organization
IAEA The International Atomic Energy Agency
ASEAN The Association of Southeast Asian Nations
AICC All India Congress Committee
NEERI National Environment Engineers Research Institute
SBS State Bank of Saurashtra
RIL Reliance Industries Ltd
AMFI Association of Mutual Funds in India
NMCE National Multi Commodity Exchange
VAS Value Added Service
CCEA The Cabinet Committee on Economic Affairs
PSU Public Sector Undertakings
BHEL Bharat Heavy Electrical Limited
EoI Expression of Interest
EPC Engineering, Procurement and Constructions
EMIL Eicher Motors India Limited
DoT Department of Tele communication
AGR Adjusted Ground Revenue
BoM Bank of Maharastra
ARPU Average Revenue per User
IEEMA Indian Electrical Equipment Manufactures Association
RSI Relative Strength Index
TRAI The Telecom Regulatory Authority of India
SCI Shipping Corporation of India
AAI Airports Authority of India
UBS United Bank of Switzerland
MFI Micro Finance Institution
IIP Index of Industrial Production
ABTL Aditya Birla Telecom Ltd
HTC High Tech Computers (Taiwan based smart phone manufacturer)
CMD Chairman and Managing Director
BAL Bajaj Auto Ltd
BHEL Bajaj Holdings & Investments Ltd
UPASI The United Plantation Association of South India
UAE United Arab Emirates
ESIC Employees’ State Insurance Corporation
OMCs Oil Marketing Corporations
OSH Occupational Safety & Health
COO Chief Operating Officer
ATM Automated Teller Machine
ULFA United Liberation Front of Asom’s
JNTU Jawaharlal Nehru Technological University
KLNFL Karbi Longri National Liberation Front
TAAI The Travel Agents Association of India
IATA International Air Travel Association
MHRA Medicines and Health Care Products Regulatory Agency
DIPP The Department of Industrial Policy and promotion
NBFC Non Banking Financial Company
FAO Food and Agriculture Organization
WPI Whole Sale Price Index
BST Bangladesh Standard Time
MTDC Maharastra Tourism Development Corporation
EoI Expression of Interest
PoK Pakistan occupied Kashmir
PPP Public – Private Partnership
OIC Organization of Islamic Conference
LTTE Liberation of Tigers of Tamil Eelam
FDL Forward Defence Lines
ICPA The Indian Commercial Pilots Association
AGP Assam Gana Praishad
AERB Atomic Energy Regulatory Body
CNS Convention on Nuclear Safety
NPCIL Nuclear Power Corporation of India
INSA Indian National Science Academy
CSIR The Council of Scientific and Industrial Research
BARC The Bhabha Atomic Research Centre
CDM The Clean Mechanism Development
SIMI The Students’ Islamic Movement of India
IEX Indian Energy Exchange
CAD Computer Aided Detection
NHAI National High Way Authority of India
CORI Centre Drug Research Institute
PWD Public Works Department
SLPF Sri Lanka Freedom Party
TNPL Tamil Nadu News Print and Papers Limited
VIZAG STEEL RASHTRIYA ISPAT NIGAM LIMITED
APPIIC Andhra Pradesh Industrial Infrastructure corporation
HMWSSB Hyderabad Metropolitan Water Supply & Sewerage Board
HUL Hindustan Unilever Ltd
FMCG The Fast Moving Consumer Goods
IFB Invitation for Bids
RNRL Reliance Natural Resources Limited
PNB Punjab National Bank
NALCO National Aluminum Company Limited
WTO World Trade Organization (Head Quarters ‘Geneva’, Switzerland
APPCC Andhra Pradesh Power Co ordination Committee
NHRC The National Human Rights Commission
UDHR The Universal Declaration of Human Rights
IEDs Improvised Explosive Devices
Gen X Next Generation
BI Business Intelligence
LCD Liquid Crystal Display
RIM Remote Infrastructure Management
LED Light Emitting Diodes
NIM Net Interest Margin
NASA
STAR (tv) Satellite Television for Asian Region
CRM Customer Relationship Management
NAAC National Accreditation and Assessment council
MUFRS Mobile Unit Field Reporting System
EPM Enterprise Performance Management
EEOC (USA) Equal Employment Opportunities Commission
G.D.P Gross Domestic Product
FPGA Field Programmable Grate Arrays
SCSB Self Certified Syndicate Bank
NSG National Security Guard
RSMML Rajastan State Mines & Minerals
IOB Indian Overseas Bank
CoC Corporation of Chennai
RFP Request for Proposal
NAPs Non-Performing Assets
POTA Prevention of Terrorism Act
AES Advanced Encryption standard
DES Data Encryption Standard
IGNOU Indira Gandhi National Open University
FIR First Information Report
IAI Isreal Aer Space Industries
BITS (Pilani) Birla Institute of Technology & Science ( Rajstan)
NIDM National Institute of Disaster Management
MFPs Multi Function Printers
TCF Trillion cubic Feat
CIFA Consortium of Indian Farmers Association
TMA Tractors Manufactures Association
CSIR Council for Scientific and Industrial Research
NREGA National Rural Employment Guarantee Act
IOC Indian Oil Corporation
COD Commercial Operation Date
NAMA Non – Agricultural Market Access
CII Confederation of Indian Industry
NALCO National Aluminium Company Limited
CASA Current and Savings Account
STB Singapore Tourism Board
FIEO The Federation of Indian Export Organizations
SDF SAARC Development Fund
SARSO South Asian Regional Standards Organization
SAFAT South Asian Free Trade Agreement
EP The European Parliament
PSLV Polar Satellite Launch Vehicle
CISF Central Industrial Securities Force
VSSB Vikram Sarabhi Space Centre
ISI Pakistan’s Inter – Service Intelligence
UJVNL Uttarakhand Jal Vidyut Nigam Limited
PDS Public Distribution System
GNLF Gorkha National Liberation Front
GJM Grokha Janmukthi Morcha
NPTEL The National Project on Technical Enhance Training
NSTL Naval Science and Technological Laboratory
CFO Chief Financial Officer
SWF Sovereign Wealth Fund
PLA People’s Liberation Army
CSB China Seismological Bureau
FSL Forensic Science Laboratory
UNIDO United Nations Development Organization
SPM Sales Performance Management
ECGC Export Credit Guarantee Corporation of India
AIR All India Radio
KMML The Kerala Metal & Minerals Ltd
CCEA Cabinet Committee on Economic Affairs
CPCL Chennai Petroleum Corporation Ltd
ECI The Election commission of India
HSBS The Hong Kong and Shanghai Banking Corporation (H.Q- Hong Kong)
NTPC National Thermal Power Corporation
SIMI The Student Islamic Movement of India
WWW World Wide Web
EOUs Export Oriented Units
CCEA The Cabinet Committee on Economic Affairs
NFE Net Foreign Exchange
CIFT Central Institute of Fisheries Technology
GRM Gross Refining Margins
DCI Dredging Corporation of India Limited( a Govt. of India undertaking
SOA Service Oriented Architecture
APSTPC Andhra Pradesh State Trading Promotion Corporation
APCOST Andhra Pradesh Council of
Science and Technology
NSS National Service Scheme
NAMA Non – Agricultural Market Acess
SEZs Special Economic Zones
NAM Non –Aligned Movement
BBC
PATWA Photographers and Allied Traders Welfare Association
NAARM National Academy of Agriculture Research and Management
MSP Minimum Support Price
CASWMT The centre for Atmospheric Sciences and Weather Modification
Technologies
ABVP Akhil Bhartiya Vidyarthi Parishad
IPE Institute of Public Enterprise
ICRISAT The International Crops Research Institute for the Semi-Arid Crops
ICAR The Indian Council of Agricultural Research
IAF Indian Air Force
EGMM Employment Generation and Marketing Mission
BPO Business Process Outsourcing
FFCR Forum for Child Rights
CRAF The Child Rights Advocacy Foundation
HEPSN Higher Education for Persons with Special Needs
APSCHE Andhra Pradesh State Council of Higher Education
IOC International Olympic Committee
PWR Pressurized Water Reactor
FBRs Fast Breeder Reactors
IDMA Indian Drug Manufacturers’ Association
CARE Credit Analysis and Research Ltd
CIBIL Credit Information Bureau (India) Ltd
FICCI Federation of Indian Chambers of Commerce and Industry
SMOs Special Market Operations
PNs Participatory Notes
EIC Economic Analysis – Industry Analysis – Company Analysis
CAGR Compounded Annual Growth Rate
NII Net Interest Income
NIMs Net interest Margins
ICMR Indian Council of Medical Research
WEF World Economic Forum
ITA Indian Tea Association
DMRC Delhi Metro Rail Corporation
NCR National Capital Region
KPCL Krishnapatnam Port Company Ltd
CFTC Commodities Futures Trading Commission
WFP World Food Program (the UNs)
CICC China International Capital Crop Ltd
FII Foreign Institutional Investements
PIN Postal Index Number
IP Intellectual Property
NBFC Non Banking Financial Company
UPSC Union Public Service Commission
CSE Calcutta Stock Exchange
CPCC Chennai Petroleum Corporation Company Ltd
IED Improved Explosive Device
FCA Foreign Correspondents Association
MDC Movement for Democratic Change
CBR Cauvery Bain Reinary
NRLDC Northern Region Load Dispatch Centre
ISC Indian School Certificate
ICSE The Indian Certificate of Secondary Education
IGCAR Indira Gandhi Centre for Atomic Research
IVF ( baby) In – Vitro fertilization
GBS Gross Budgetary Support

LAF Liquidity Adjustment Facility

MSS Market Stability Scheme
EMRI Emergency Management and Research Institute
PAT Profit After Tax
AASU All Assam Students’ Union
SCBs Schedule Commercial Banks
SOI Statement of Interest
PWO ( accounts) Prudentially Written off accounts
CBS Core Banking Solutions
FATA Federally Administered Tribal Areas
NBAP New Business Arrival Prof it
EPFO Employees’ provident Fund Organisation
KSE Karachi Stock Exchange (Pakistan)
SMEs Small and Medium Enterprises
IPCC Intergovernmental Panel for Climate Change
EWS Economically Weaker Sections
LIG Lower Income Group
MIG Middle Income Group
ICAD Irrigation and Command Area Development
ASBA Application Supported by Blocked Amount
SCSB Self Certified Syndicate Banks
CERs Carbon mission receipts
STC The State Trading Corporation of India Limited
PLR Prime Lending Rate
IIJS India International Jewellery Show
TQM Total Quality Management
CBT Central Board of Trustees
HPCL Hindustand Petroleum Corporation Ltd
PIB Public Investment Board
CBEC Central Board of Excise and Customs
IPL Indian Premier League
NSIC National Small Industries Corporation Ltd
AICTE All India Council for Technical Education
ICSSR The Indian Council of Social Science Research
IDFC Infrastructure Development Finance Corporation
AAAI Advertising Agencies Association of India
SARS (bird flu) Severe Acute Reparatory Syndrome
ISRO Indian Space Research Organization
PCO Public Call Office
STD Subscriber Trunk Dialing
ISTD International Subscriber Trunk Dialing
SAARC South Asian Association for Regional Co operation
SAFMA South Asian Free Media Association
SAMAAN Self – Assurance and Multi Aided Affinity Network
FRR Floating Reference Rate
IAEWP International Association of Educators for World Peace
CUTU Consumer Unity and Trust Society
SOHAM The Social Organization for Health – Human and Management
NCCL National Council for Civil Liberties
FCNR(B) Foreign Currency Non-Resident Bank account